Hazard Plain national table eal_outliers, release 2026-10 (as of 2026-09-30)
A-204 expected-annual-loss caveat test per county area and hazard: NRI loss, neighbor median, loss per dollar exposed, the NOAA Storm Events record test, each condition and the caveat text.
Files: eal_outliers.csv and eal_outliers.parquet (45,853 rows). The Parquet file carries this text as key-value metadata (keys hazard_plain.*).

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Columns: stcofips, prefix, hazard, rank_eal, eal_total, exp_total, n_neighbors, neighbor_median_eal, ratio_to_neighbors, rate, neighbor_median_rate, rate_ratio, se_records, se_first_year, se_records_1996, se_partial, se_partial_types, se_merged, se_damage_usd, se_deaths, se_injuries, t_hazard, t_floor, t_neighbors, t_rate, t_noaa, outlier, caveat_short, caveat

Sources:
  FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-30, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip
  U.S. Census Bureau, Census county adjacency file, 2024 vintage, version 2024, pulled 2026-10-03, https://www2.census.gov/geo/docs/reference/county_adjacency/county_adjacency2024.txt
  NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-30, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

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