Hazard Plain Automated baseline

Houston County, TX

Risk-assessment baseline packet

County FIPS:
48225
Release:
2026-10
Data as of:
2026-09-30
Storm Events data through:
2026-06-30

Hazard Plain is an independent product built from public federal data. It is not a FEMA document and is not reviewed or endorsed by FEMA or any state agency.

Hazard Plain release 2026-10, as of 2026-09-30.

Summary

Plan status as of 2026-09-30: Approved, expires 2027-11-20. Plan: Houston County (FEMA plan 107114), approved 2022-11-21.

Since the plan was approved on 2022-11-21: 2 new hazard declarations (2 incidents): DR-4781-TX (Severe Storms, Straight-Line Winds, Tornadoes, and Flooding), DR-4798-TX (Hurricane Beryl).

NOAA Storm Events records since that date: 36 records (data through 2026-06-30).

Highest expected annual loss (FEMA National Risk Index, modeled total; see B1-a): Cold Wave ($3,623,118 a year), Inland Flooding ($2,965,593) and Lightning ($2,455,045).

Repetitive-loss flood properties now: FMA RL 0, SRL 0 (44 CFR 77.2); any definition: 3.

The tables that follow are organized by the items of FEMA's Local Mitigation Plan Review Tool, Element B (B1-a to B2-c); each heading says which item its tables support.

Plan clock

Status:
Approved, expires 2027-11-20
Plan:
Houston County (FEMA plan 107114)
Approved:
2022-11-21
Days to expiry:
416

What changed since your last plan (approved 2022-11-21)

New federal declarations:
2 new hazard declarations (2 incidents): DR-4781-TX (Severe Storms, Straight-Line Winds, Tornadoes, and Flooding), DR-4798-TX (Hurricane Beryl)
Storm Events records since approval:
36 records (data through 2026-06-30)
Repetitive loss now:
FMA RL 0, SRL 0 (44 CFR 77.2); any definition: 3
Repeat-flood change:
this release sets the baseline count.

Sources: 1, 2, 4, 6 (numbered list at the end)

Plan status for every jurisdiction listed in this county

Source: 1

JurisdictionTypeStatusPlanApprovedExpiresDays to expirynegative = days since expiry
Houston CountyCountyApproved, expires 2027-11-20Houston County (FEMA plan 107114)2022-11-212027-11-20416
Crockett cityCityApproved, expires 2027-11-20Houston County (FEMA plan 107114)2022-11-212027-11-20416
Grapeland cityCityApproved, expires 2027-11-20Houston County (FEMA plan 107114)2022-11-212027-11-20416
Kennard cityCityApproved, expires 2027-11-20Houston County (FEMA plan 107114)2022-11-212027-11-20416
Latexo cityCityApproved, expires 2027-11-20Houston County (FEMA plan 107114)2022-11-212027-11-20416
Lovelady cityCityApproved, expires 2027-11-20Houston County (FEMA plan 107114)2022-11-212027-11-20416
Crockett Independent School DistrictSchool/School DistrictApproved, expires 2027-11-20Houston County (FEMA plan 107114)2022-11-212027-11-20416
Latexo Independent School DistrictSchool/School DistrictApproved, expires 2027-11-20Houston County (FEMA plan 107114)2022-11-212027-11-20416
Consolidated Water Supply CorporationWater/Sewer AuthorityApproved, expires 2027-11-20Houston County (FEMA plan 107114)2022-11-212027-11-20416
Houston County Electric CooperativeElectric/Power AuthorityApproved, expires 2027-11-20Houston County (FEMA plan 107114)2022-11-212027-11-20416
Houston County Water Control and Improvement District 1Flood Control DistrictApproved, expires 2027-11-20Houston County (FEMA plan 107114)2022-11-212027-11-20416

State plan status and tribal plans in this state: see the state page.

Supports FEMA checklist item B1-a: hazard identification

Hazards NRI does not cover (local data needed)

  • dam failure (incl. upstream dams)
  • levee failure
  • flash flood as its own subtype
  • ice jams
  • debris flows
  • erosion (riverine and coastal)
  • land subsidence and sinkholes
  • expansive soils

The 18 National Risk Index hazards, ranked by expected annual loss (EAL)

Sources: 5, 6

Rank by EALHazardNRI risk ratingEAL ratingEAL buildingsmodeled dollars per yearEAL agriculturemodeled dollars per yearCost of expected deaths and injuriesFEMA's dollar value per year, not property damageEAL total (see note)modeled dollars per yearStorm Events records, 1996 to 2026-06-30countStorm Events coverage note
1Cold WaveRelatively ModerateRelatively Moderate$51,896$61,235$3,509,986$3,623,1181
2Inland FloodingRelatively LowVery Low$2,937,960$3,794$23,839$2,965,59336
3LightningVery HighRelatively High$8,617n/a$2,446,429$2,455,0454
4TornadoRelatively LowRelatively Low$476,758$1,071$759,792$1,237,62118
5HurricaneRelatively LowRelatively Low$697,215$140,759$18,114$856,0885
6DroughtRelatively ModerateRelatively Moderaten/a$629,573n/a$629,57314
7Heat WaveRelatively LowRelatively Low$319$266$586,580$587,16414
8Strong WindRelatively LowRelatively Low$84,206$52,516$216,344$353,066136
9WildfireRelatively LowRelatively Low$173,513$750$23,693$197,9560Declared 7 times; no Storm Events record of this type.
10Ice StormRelatively ModerateRelatively Low$20,679n/a$75,611$96,2905
11HailVery LowVery Low$55,702$4,379$811$60,892102
12EarthquakeVery LowVery Low$35,780n/a$14,288$50,068Storm Events does not record earthquakes.
13Winter WeatherRelatively LowRelatively Low$17,820$8$4,807$22,6348
14LandslideVery LowVery Low$316n/a$12$3280No recorded events in Storm Events since 1996 (data through 2026-06-30).

Total = buildings + agriculture + population equivalence; FEMA values each expected death (or 10 injuries) at $13.7 million (2024 dollars).

NRI risk rating combines expected annual loss with social vulnerability and community resilience; EAL rating rates expected annual loss alone. Both compare this county with all U.S. counties.

Local data needed: state and local wildfire and landslide records (Storm Events records these hazards only in part).

Not applicable to this county per NRI, with no federal declaration and no Storm Events record since 1996: avalanche, coastal flooding, tsunami and volcanic activity. That is the evidence for leaving them out of the plan.

The state hazard mitigation plan also lists hazards for this county; FEMA asks the plan to explain any hazard it leaves out.

Supports FEMA checklist item B1-b: hazard location

Affects the whole county (national data give no location within it): Cold Wave, Drought, Hail, Heat Wave, Ice Storm, Lightning, Strong Wind and Winter Weather.

Inland Flooding: The FEMA Flood Insurance Rate Map (FIRM) is the required location source for flooding. See the FEMA Flood Map Service Center (https://msc.fema.gov) for this county.

Hazards that vary within the county: highest-rated census tracts

Source: 5

HazardHighest-rated census tractsNRI risk rating, score 0 to 100
Earthquaketract 9505 (Very Low, 40.5); tract 9507 (Very Low, 27.4); tract 9504 (Very Low, 26.8)
Hurricanetract 9505 (Relatively Moderate, 87.2); tract 9507 (Relatively Moderate, 82.3); tract 9504 (Relatively Moderate, 81.6)
Landslidetract 9505 (Relatively Low, 83.5); tract 9501.02 (Very Low, 81.0); tract 9501.01 (Very Low, 80.8)
Tornadotract 9505 (Relatively High, 88.8); tract 9501.01 (Relatively High, 81.7); tract 9507 (Relatively High, 81.3)
Wildfiretract 9505 (Relatively Moderate, 94.6); tract 9507 (Relatively Moderate, 92.6); tract 9501.02 (Relatively Moderate, 90.0)

Up to 3 census tracts per hazard, highest National Risk Index rating first, then highest score; a tract number is the Census tract number (for example 9505 is Census Tract 9505). FEMA's Resilience Analysis and Planning Tool maps the National Risk Index for every tract: https://www.fema.gov/emergency-managers/practitioners/resilience-analysis-and-planning-tool

Supports FEMA checklist item B1-c: hazard extent

Extent: scale, observed range and worst recorded event per hazard

Sources: 6, 7

HazardScaleRecordscount and yearsObserved rangeWorst recorded eventMost damaging (when different)How it applies to jurisdictionsNote
Cold/Wind Chill, Extreme Cold/Wind Chillwind chill1 record, 2021 (1 zone-level)2 days; 1 with a recorded value2 consecutive days, 2021-02-15 to 2021-02-16, zone-levelCountywide (zone-level records).Wind chill: in event narratives only (local data needed).
Frost/Freeze (outside NRI's Cold Wave definition)crop damage0Temperature: in event narratives only (local data needed).
DroughtU.S. Drought Monitor scale (D0 to D4)14 records, 1996 to 2023 (14 zone-level)17 days to 123 days (median 61 days); 6 with a recorded value123 days (4 months), 1998-05-01 to 1998-08-31, a run of 4 consecutive Storm Events drought records, zone-levelDrought, 1998-08-01, $1,000,000 property; $7,300,000 crops, reported for the zone (1998 dollars)Countywide (zone-level records).Storm Events enters a drought at D2 or worse east of the Rockies and D3 or worse from the Rockies west (NWS Instruction 10-1605); NRI drought counts D3 and D4 only.
EarthquakeModified Mercalli (local data)0Storm Events does not record earthquakes; the USGS earthquake catalog is the source.
Hailhail size (inches)121 records, 1966 to 20260.75 in to 4.5 in (median 1 in); 121 with a recorded value4.5 in hail, 2019-04-06Event records naming jurisdictions in the plan: Grapeland city (30 records), Crockett city (26 records), Latexo city (12 records), Kennard city (9 records), Lovelady city (7 records).
Excessive Heat, Heatheat index (in event narratives)14 records, 1999 to 2023 (14 zone-level)1 day to 31 days (median 5 days); 13 with a recorded valueAugust 1999 (1 monthly summary record), zone-levelCountywide (zone-level records).Heat index: in event narratives only (local data needed).
Hurricane, Tropical Storm, Tropical DepressionSaffir-Simpson5 records, 1998 to 2015 (5 zone-level)Strongest recorded: Hurricane (Typhoon) record (NOAA's event type name), 2008-09-12 to 2008-09-13, category 1, $100,000,000 property; crops not reported (2008 dollars); NWS zone TXZ163Countywide (zone-level records).Storm Events files every zone of a storm's episode under the storm's type; flooding from the storm is filed as Flood or Flash Flood records.
Ice StormSperry-Piltz ice scale (local data)5 records, 1997 to 2022 (5 zone-level)Ice Storm, 2000-12-13, $50,000 property; crops not reported (2000 dollars); NWS zone TXZ163Countywide (zone-level records).Ice thickness: in event narratives only (local data needed).
Flash Flood, Flood, Lakeshore Flooddamage and flood days (flood depth: FIRM)36 records, 1996 to 2026Flash Flood, 2012-09-29, $50,000 property; $0 crops (2012 dollars)Event records naming jurisdictions in the plan: Crockett city (7 records), Grapeland city (7 records), Lovelady city (2 records), Latexo city (1 record).Flood depth: see the FEMA Flood Insurance Rate Map. Storm Events damage is often $0 or blank for floods, major ones included; FEMA Public Assistance by declaration (B1-d) shows which floods cost the most.
Debris Flownone (count and damage only)0Physical measure: in event narratives only (local data needed).
Lightningannualized frequency (the measure FEMA's Local Mitigation Planning Handbook names)4 records, 1998 to 2020Lightning, 2004-09-14, damage not reported, 1 direct death, 40 direct injuriesLightning, 1998-01-07, $15,000 property; crops not reported (1998 dollars)Event records naming jurisdictions in the plan: Crockett city (3 records), Grapeland city (1 record).Storm Events lists lightning with damage or casualties; physical measure in event narratives only (local data needed).
High Wind and Strong Wind (outside NRI's Strong Wind definition)wind speed (kt and mph)0
Thunderstorm Windwind speed (kt and mph)172 records, 1971 to 202650 kt (58 mph) to 74 kt (85 mph) (median 53 kt (61 mph)); 99 with a recorded value74 kt (85 mph) estimated gust, Thunderstorm Wind, 2025-04-30Thunderstorm Wind, 2017-05-11, $200,000 property; crops not reported (2017 dollars)Event records naming jurisdictions in the plan: Crockett city (43 records), Grapeland city (26 records), Lovelady city (11 records), Kennard city (9 records), Latexo city (9 records).
TornadoEnhanced Fujita (Fujita before Feb 2007)31 records, 1951 to 2022F/EF0 to F/EF3 (median F/EF1); 28 with a recorded valueF3 tornado, 1953-05-16, 5.2 mi path length (whole path, pre-1996), 33 yd wide, damage not recorded (pre-1996 record), 1 direct death, 8 direct injuriesTornado, 2022-03-21, $5,000,000 property; $0 crops (2022 dollars)Event records naming jurisdictions in the plan: Crockett city (3 records), Grapeland city (3 records), Lovelady city (3 records), Kennard city (2 records), Latexo city (1 record).Before 1996 a tornado is listed once, under the county where it began, with its whole path's rating and length; from 1996 on, each county lists its own segment. Length is not used to rank tornadoes (see Methods).
Wildfireacres burned (local data)0Acres burned: in event narratives only (local data needed).
Winter Storm, Heavy Snow, Blizzard, Lake-Effect Snow, Winter Weather, Sleetnone in data (snowfall: local data)8 records, 2010 to 2026 (8 zone-level)No damage reported in 8 records.Countywide (zone-level records).Snow depth: in event narratives only (local data needed).

Storm Events records are more complete after 1996; before 1996 only Tornado (from 1950), Hail and Thunderstorm Wind (from 1955) exist. Zone-level records whose zone no NWS zone-county file places in this county (mostly before 2020) are not counted here (the Methods page explains the zone matching).

Dollars are nominal (as reported), labeled with the year; not adjusted for inflation.

A monthly summary record covers most or all of a month; it does not count days at wave conditions.

Supports FEMA checklist item B1-d: previous occurrences

Federal declarations for this county: 29 declarations covering 21 separate hazard incidents counted in this packet (declarations for the same incident count once; non-natural and evacuation-only declarations are not counted).

Federal disaster declarations for this county

Sources: 1, 2, 3

DeclaredIncident beganFEMA numberTypeTitleMapped hazardCounty Public Assistancefederal share obligated, nominal dollarsFlagsNotes
2024-07-092024-07-05DR-4798-TXMajor disasterHurricane BerylHurricaneno Public Assistance recordednew since last plan; within last 5 years
2024-05-172024-04-26DR-4781-TXMajor disasterSevere Storms, Straight-Line Winds, Tornadoes, and FloodingInland Flooding (primary); also designated: Strong Wind, Tornado$3,080,136.45new since last plan; within last 5 years
2021-02-192021-02-11DR-4586-TXMajor disasterSevere Winter StormsIce Storm$34,058.33
2021-02-142021-02-11EM-3554-TXEmergencySevere Winter StormIce Stormno Public Assistance recordedsame incident as DR-4586
2020-08-242020-08-23EM-3540-TXEmergencyTropical Storms Marco and LauraHurricaneno Public Assistance recorded
2020-03-252020-01-20DR-4485-TXMajor disasterCOVID-19 PandemicNon-natural, not countedno Public Assistance recorded
2020-03-132020-01-20EM-3458-TXEmergencyCOVID-19Non-natural, not countedno Public Assistance recordedsame incident as DR-4485
2019-02-252018-09-10DR-4416-TXMajor disasterSevere Storms and FloodingInland Flooding$2,583,454.23
2016-06-112016-05-22DR-4272-TXMajor disasterSevere Storms and FloodingInland Flooding$1,708,948.24
2015-05-292015-05-04DR-4223-TXMajor disasterSevere Storms, Tornadoes, Straight-Line Winds and FloodingInland Flooding; Strong Wind; Tornado$660,167.24
2011-09-092011-08-30DR-4029-TXMajor disasterWildfiresWildfire$123,128.28
2011-07-012011-04-06DR-1999-TXMajor disasterWildfiresWildfire$62,067.76
2008-09-132008-09-07DR-1791-TXMajor disasterHurricane IkeHurricane (primary); also designated: Inland Flooding$1,543,208.75
2008-03-142008-03-14EM-3284-TXEmergencyWildfiresWildfireno Public Assistance recorded
2006-01-112005-11-27DR-1624-TXMajor disasterExtreme Wildfire ThreatWildfire$6,078.53
2005-09-242005-09-23DR-1606-TXMajor disasterHurricane RitaHurricane: evacuation support (county designated for sheltering evacuees, no Individual Assistance), not a local hazard event; not counted$52,369.51
2005-09-212005-09-20EM-3261-TXEmergencyHurricane RitaHurricane: evacuation support (county designated for sheltering evacuees, no Individual Assistance), not a local hazard event; not countedno Public Assistance recordedsame incident as DR-1606
2005-09-022005-08-29EM-3216-TXEmergencyHurricane Katrina EvacuationHurricane: evacuation support, not a local hazard event; not countedno Public Assistance recorded
2003-02-012003-02-01EM-3171-TXEmergencyLoss of the Space Shuttle ColumbiaNon-natural, not countedno Public Assistance recorded
2001-06-092001-06-05DR-1379-TXMajor disasterTx-Tropical Storm Allison-06-06-2001Hurricane$177,249.94
1999-09-011999-08-01EM-3142-TXEmergencyExtreme Fire HazardsWildfireno Public Assistance recorded
1998-08-261998-08-22DR-1239-TXMajor disasterTropical Storm CharleyHurricane; Inland Flooding: designated for Hazard Mitigation only (no Public or Individual Assistance for this county); not countedPA not declared for this county
1996-02-231996-02-23EM-3117-TXEmergencyExtreme Fire HazardWildfireno Public Assistance recorded
1994-10-181994-10-14DR-1041-TXMajor disasterSevere Thunderstorms and FloodingInland FloodingPA not declared for this county
1993-09-101993-08-30EM-3113-TXEmergencyExtreme Fire HazardDrought (primary); also designated: Wildfireno Public Assistance recorded
1991-12-261991-12-20DR-930-TXMajor disasterSevere ThunderstormsInland Floodingno Public Assistance recorded
1990-05-021990-04-15DR-863-TXMajor disasterSevere Storms, Tornadoes & FloodingInland Flooding; Tornadono Public Assistance recorded
1989-05-191989-05-04DR-828-TXMajor disasterSevere Storms, Tornadoes & FloodingInland Flooding; TornadoPA not declared for this county
1989-04-231989-03-28DR-823-TXMajor disasterSevere Storms & FloodingInland Floodingno Public Assistance recorded

County Public Assistance: applicants the FEMA record places in this county, including any state agencies FEMA files there; statewide rows are listed on the state page; federal share obligated, nominal dollars.

Statewide declarations

Source: 2

DeclaredIncident beganFEMA numberTypeTitleMapped hazard
1998-06-231998-06-04EM-3127-TXEmergencyFireWildfire
1963-09-241963-09-24DR-159-TXMajor disasterHurricane CindyHurricane (primary); also designated: Inland Flooding
1961-09-161961-09-16DR-118-TXMajor disasterHurricane CarlaHurricane (primary); also designated: Inland Flooding
1960-07-151960-07-15DR-103-TXMajor disasterHeavy Rains, Hail, Floods & TornadoesHail; Inland Flooding; Tornado
1959-07-081959-07-08DR-93-TXMajor disasterFloodsInland Flooding
1958-06-061958-06-06DR-85-TXMajor disasterTornadoes, Rain, Hail & FloodsTornado (primary); also designated: Hail, Inland Flooding
1957-04-291957-04-29DR-72-TXMajor disasterHurricane, Rain, Wind, Hail & FloodsHurricane (primary); also designated: Hail, Inland Flooding
1954-07-011954-07-01DR-18-TXMajor disasterFloodInland Flooding
1953-06-191953-06-19DR-9-TXMajor disasterFloodInland Flooding
1953-05-151953-05-15DR-2-TXMajor disasterTornado & Heavy RainfallTornado

FEMA recorded these with designated area Statewide and no county, so they are listed on every county page in the state and not counted with county rows. Local data needed: whether each one affected this county.

91 Fire Management declarations (1988-03-12 to 2009-04-10) FEMA filed as Statewide with no county; each names one local fire. Listed on the state page.

Public Assistance not placed in any Texas county: 1 row, $902,084.65; listed on the Texas state page.

Source: 3

Previous occurrences by hazard, with explicit no-event rows

Sources: 2, 6, 7

HazardStorm Events records, all years on file(years in the Period column)Since plan approvalrecordsIn the 12 months before plan approvalrecordsLast 5 yearsrecordsDeclared incidents, all yearsseparate disastersDeclared since approvalseparate disastersPeriodStatement
Cold Wave1000001996 to 2026-06-30
Drought14235101996 to 2026-06-30
Earthquake000000Storm Events does not record earthquakes; the USGS earthquake catalog is the source.
Hail12110010001955 to 2026-06-30
Heat Wave14707001996 to 2026-06-30
Hurricane5000411996 to 2026-06-30
Ice Storm5011101996 to 2026-06-30
Inland Flooding362021011996 to 2026-06-30
Landslide0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Lightning4000001996 to 2026-06-30
Strong Wind17213417211955 to 2026-06-30
Tornado31011411950 to 2026-06-30
Wildfire0000701996 to 2026-06-30No Storm Events records of this type; 7 federal declared incidents (see declarations table)
Winter Weather8202001996 to 2026-06-30

Notable Storm Events records

Sources: 1, 6, 7

DateEvent typeMagnitude or extentDamagenominal dollarsDeaths, injuriesdirect onlyLocationFlagsWhy listed
2025-04-30Thunderstorm Wind74 kt (85 mph) estimated gust$0 property; $0 crops (2025 dollars)0, 0RATCLIFFnew since last plan; within last 5 yearsB1-c worst recorded: Thunderstorm Wind
2022-03-21TornadoEF2, 19.07 mi within this county, 200 yd wide$5,000,000 property; $0 crops (2022 dollars)1, 10MAPLETON to WOOSTERin the 12 months before plan approval; within last 5 yearsdeaths or injuries recorded
2021-02-15Extreme Cold/Wind Chill$1,200,000 property; crops not reported, reported for the zone (2021 dollars)0, 0NWS zone TXZ163 (HOUSTON), zone-levelB1-c worst recorded: Cold/Wind Chill, Extreme Cold/Wind Chill
2019-04-06Hail4.5 in$50,000 property; $0 crops (2019 dollars)0, 0GRAPELANDB1-c worst recorded: Hail
2012-09-29Flash Flood$50,000 property; $0 crops (2012 dollars)0, 0GRAPELAND to DALYSB1-c worst recorded: Flash Flood, Flood, Lakeshore Flood
2008-09-12Hurricane (Typhoon), NOAA's event type namecategory 1$100,000,000 property; crops not reported, reported for the zone (2008 dollars)0, 0NWS zone TXZ163 (HOUSTON), zone-levelB1-c worst recorded: Hurricane, Tropical Storm, Tropical Depression
2004-09-14Lightningdamage not reported1, 40GRAPELANDdeaths or injuries recorded
2000-12-13Ice Storm$50,000 property; crops not reported, reported for the zone (2000 dollars)0, 0NWS zone TXZ163 (HOUSTON), zone-levelB1-c worst recorded: Ice Storm
1999-08-01Heatdamage not reported0, 0NWS zone TXZ163 (HOUSTON), zone-levelB1-c worst recorded: Excessive Heat, Heat
1998-05-01Droughtdamage not reported0, 0NWS zone TXZ163 (HOUSTON), zone-levelB1-c worst recorded: Drought
1998-01-07Lightning$15,000 property; crops not reported (1998 dollars)0, 0CROCKETTB1-c most damaging: Lightning
1953-05-16TornadoF3, 5.2 mi path length (whole path, pre-1996), 33 yd widedamage not recorded (pre-1996 record)1, 8location not recordeddeaths or injuries recorded

The full list is in the Excel file, sheet "B1-d Storm Events history" (411 rows).

Location is the place NOAA recorded, as written in its data; it need not be a jurisdiction in this plan.

Local data needed: state-declared emergencies, from your state emergency management agency (federal data do not include them).

Tribal and special-area declarations in this state are listed on the state page.

Supports FEMA checklist item B1-e: probability of future events

Probability: FEMA annualized frequency and descriptor per hazard

Sources: 5, 6

HazardFEMA annualized frequency (modeled)unit per rowUnitIn plain termsDescriptorDescriptor basisNRI events or days in its record period (hail, wind and tornado are area-weighted, so can be fractional)NRI periodLocationNote
Cold Wave0.947event-days per yearabout 0.947 days per yearPossible (from Storm Events: 1 of 30 years)event-days in 1 of 30 years, 1996 to 2025 (3.33%)182005-11-12 to 2024-11-12 (19 years)countywide
Drought30.5event-days per yearabout 30.5 days per yearLikely (from Storm Events: 5 of 30 years)event-days in 5 of 30 years, 1996 to 2025 (16.7%)1,0292000 to 2025 (25.25 years; D3 and D4 only)countywide
Earthquake0.000674annual probability at a locationchance a given location in the county has at least minor-damage shaking in a year: 0.0674%not shownmodeledsee B1-fNo descriptor (Storm Events does not record earthquakes).
Hail2.64events per yearabout 2.64 per yearHighly likelyFEMA annualized frequency (modeled)100.5 (modeled)1986 to 2023 (38 years)countywide
Heat Wave11.7event-days per yearabout 11.7 days per yearLikely (from Storm Events: 5 of 30 years)event-days in 5 of 30 years, 1996 to 2025 (16.7%)1942005-11-12 to 2024-11-12 (19 years)countywide
Hurricane0.0604events per yearabout 1 in 17 yearsPossibleFEMA annualized frequency (modeled)171851 to 2024 (Atlantic)see B1-fNRI counts hurricane and tropical storm tracks passing within storm-force wind range; federal declarations are in B1-d.
Ice Storm0.913event-days per yearabout 0.913 days per yearLikely (from Storm Events: 5 of 30 years)event-days in 5 of 30 years, 1996 to 2025 (16.7%)621946-12-31 to 2014-02-12 (67 years)countywide
Inland Flooding1.07event-days per yearabout 1.07 days per yearLikely (from Storm Events: 16 of 30 years)event-days in 16 of 30 years, 1996 to 2025 (53.3%)301996 to 2023 (28 years)see B1-f
Landslide0.254events per year (modeled)about 1 in 4 yearsLikelyFEMA annualized frequency (modeled)not shownmodeledsee B1-f
Lightning64.1days per year with a strikeabout 64.1 days per yearHighly likelyFEMA annualized frequency (modeled)not shown1995 to 2023 (29 years; CONUS)countywide
Strong Wind2.34events per yearabout 2.34 per yearHighly likelyFEMA annualized frequency (modeled)901986 to 2023 (38 years)countywide
Tornado0.681events per yearabout 0.68 per yearLikelyFEMA annualized frequency (modeled)not shown1950 to 2023 (EF2+); 1986 to 2023 (EF0-1)see B1-f
Wildfire0.00195annual probability at a locationchance a given location in the county burns in a year: 0.195%Storm Events records in 0 of 30 years, 1996 to 2025 (0%)not shownmodeledsee B1-fNo descriptor: no Storm Events record 1996 to 2025
Winter Weather2.21event-days per yearabout 2.21 days per yearLikely (from Storm Events: 5 of 30 years)event-days in 5 of 30 years, 1996 to 2025 (16.7%)422005-11-12 to 2024-11-12 (19 years)countywide

FEMA annualized frequency (modeled) is the National Risk Index v1.20 (December 2025) estimate of how often a hazard affects this county in a year; it is not recorded events divided by years, and its unit differs by hazard (events, event-days, or days with a lightning strike per year). For earthquake, wildfire, coastal flooding and tsunami the value is the chance (or number of events) at a location in the county, not across the county, so no "1 in N years" is given and the descriptor comes from Storm Events where it has a record (none for earthquake). The Methods page gives each hazard's method, from FEMA's National Risk Index Technical Documentation v1.20.

Where NRI gives event-days, the descriptor comes from the share of years with a Storm Events record; NRI's source records more events, so the two differ.

Descriptor scale used in this packet (defined per unit)

Sources: 5, 6

UnitDescriptorDefinition
events per yearHighly likely1 or more per year
events per yearLikelyabout once in 1 to 10 years
events per yearPossibleabout once in 10 to 100 years
events per yearUnlikelyless than once in 100 years
annual probabilityLikely10% to under 100% chance in a given year
annual probabilityPossible1% to under 10% chance in a given year
annual probabilityUnlikelyunder 1% chance in a given year
event-days (share of years)Highly likelyevent-days recorded in 90% or more of years
event-days (share of years)Likelyevent-days recorded in 10% to under 90% of years
event-days (share of years)Possibleevent-days recorded in some years but under 10% of years
lightning strike-daysHighly likelycloud-to-ground strikes on 1 or more days per year

Intensity bands: historical frequency (Storm Events)

Source: 6

HazardBandYearsEventscounty-coded recordsYears in periodEvents per yearevents / years
Hail1.00-1.99 in1996 to 202560302
Hail2.00 in+1996 to 20253300.1
Thunderstorm Wind (counted as NRI Strong Wind)50-64 kt1996 to 202591303.03
Thunderstorm Wind (counted as NRI Strong Wind)65 kt+1996 to 20256300.2
Thunderstorm Wind (counted as NRI Strong Wind)unmeasured or below 50 kt1996 to 202538301.27
TornadoEF0-11996 to 202514300.467
TornadoEF2-31996 to 20254300.133
TornadoEF4-51996 to 20250300
Tornadounrated (EFU)1996 to 20250300

The bands show how often events of each severity were recorded in this county, to profile how severe events have been (FEMA's probability item asks for the range of intensities).

Hail smaller than 1 inch is not counted: on 2010-01-05 the National Weather Service raised its severe-hail threshold from 3/4 inch to 1 inch, so smaller reports became less common after 2009 (NWS Service Change Notice 09-52). NRI hail frequency uses a 0.75 inch threshold.

Optional: future conditions. Not a required item in the 2025 FEMA Local Mitigation Planning Policy Guide; some states ask for it. The federal Climate Mapping for Resilience and Adaptation (CMRA) site gives county exposure to future climate conditions (https://resilience.climate.gov/).

Supports FEMA checklist item B1-f: hazards that vary across jurisdictions

Range of census tract risk within the county

Source: 5

HazardTractsrated of allNRI risk score, 0 to 100Tracts by rating
MinMedianMax
Cold Wave8 of 889.397.198.8Very High 5, Relatively High 3
Drought4 of 870.095.599.1Relatively High 1, Relatively Moderate 2, Very Low 1, No Rating 4
Earthquake8 of 816.024.340.5Very Low 8
Hail8 of 842.155.070.0Relatively Moderate 1, Relatively Low 7
Heat Wave8 of 857.379.987.4Relatively High 3, Relatively Moderate 5
Hurricane8 of 873.880.687.2Relatively Moderate 6, Relatively Low 2
Ice Storm8 of 862.782.288.0Relatively Moderate 6, Relatively Low 2
Inland Flooding8 of 812.136.983.5Relatively High 1, Relatively Moderate 1, Relatively Low 5, Very Low 1
Landslide8 of 827.772.983.5Relatively Low 1, Very Low 7
Lightning8 of 899.7100.0100.0Very High 8
Strong Wind8 of 863.082.190.4Relatively High 4, Relatively Moderate 4
Tornado8 of 857.677.988.8Relatively High 5, Relatively Moderate 3
Wildfire8 of 877.389.394.6Relatively Moderate 5, Relatively Low 3
Winter Weather8 of 842.360.577.0Relatively Moderate 7, Relatively Low 1

Drought: Agriculture is all of NRI's expected annual loss for this hazard in the county, so the tract range mostly reflects where crop and livestock value is.

Rated tracts only: No Rating (score 0.0), Not Applicable and Insufficient Data tracts are counted but not used for the minimum, median and maximum.

The score ranks a tract against all U.S. tracts (100 = highest). The rating is FEMA's category for the tract's risk value, computed differently, so the two can disagree.

Frequency data for cold wave, drought, hail, heat wave, ice storm, lightning, strong wind and winter weather are county-wide or coarse (49 km grid or NWS zone), the same for every jurisdiction; the tract range mostly reflects where buildings and people are (crop and livestock value where a line above names agriculture).

Each jurisdiction (starting figures from federal data)

Sources: 1, 3, 4, 6

JurisdictionTypePlan statusRepetitive lossFMA RL and SRL (44 CFR 77.2); repeat-flood, any definitionPublic Assistance to this jurisdictionFEMA records matched by applicant name; federal share obligated, nominal dollarsEvent records naming this placeall years; since its planNotes
Houston CountyCountyApproved, expires 2027-11-20FMA RL 0, SRL 0; any 2$9,048,293.730 total; 0 since its planIncludes $4,913.82 for declarations not counted as hazard incidents (DR-1606-TX).
Crockett cityCityApproved, expires 2027-11-20FMA RL 0, SRL 0; any 0$583,135.0682 total; 6 since its planIncludes $32,727.99 for declarations not counted as hazard incidents (DR-1606-TX).
Grapeland cityCityApproved, expires 2027-11-20FMA RL 0, SRL 0; any 0$49,777.1267 total; 5 since its planIncludes $9,707.33 for declarations not counted as hazard incidents (DR-1606-TX).
Kennard cityCityApproved, expires 2027-11-20FMA RL 0, SRL 0; any 0$10,717.4320 total; 1 since its planIncludes $1,135.07 for declarations not counted as hazard incidents (DR-1606-TX).
Latexo cityCityApproved, expires 2027-11-20FMA RL 0, SRL 0; any 0no Public Assistance recorded23 total; 2 since its plan
Lovelady cityCityApproved, expires 2027-11-20FMA RL 0, SRL 0; any 1$3,885.3023 total; 0 since its planIncludes $3,885.30 for declarations not counted as hazard incidents (DR-1606-TX).

Repetitive-loss counts are for whole NFIP communities, which can extend beyond this county (see the note in B2-c).

School districts and special districts get a plan clock row only.

County Public Assistance in B1-d also includes applicants filed under the county that are not jurisdictions in this plan (for example state agencies, special districts and nonprofits), so the jurisdiction rows add up to less.

Supports FEMA checklist items B2-a and B2-b: vulnerability and potential impacts

Local data needed

The table below gives county-level starting figures; the plan describes impacts for each jurisdiction and its own assets.

  • Critical facilities and lifelines per hazard
  • A problem statement per jurisdiction per hazard
  • Changes in development in hazard-prone areas since the last approval, or a statement of none (E1-a)
  • Future assets
  • Texas A&M Forest Service TxWRAP for wildfire risk; Texas State Hazard Mitigation Plan hazard list for B1-a exclusions.

County-level starter: exposure, expected annual loss and damage since the plan

Sources: 1, 2, 3, 5, 6, 7

HazardBuilding exposuremodeled dollarsAgriculture exposuremodeled dollarsPopulation exposedpeopleEAL buildingsmodeled dollars per yearEAL agriculturemodeled dollars per yearCost of expected deaths and injuriesFEMA's dollar value per year, not property damageEAL as % of exposurebuildings; agriculture where notedStorm Events damage since 2022-11-21county-coded records, property plus crops, nominal dollarsZone-level damage since planproperty plus crops, reported for the zonePublic Assistance since plannominal dollars; see noteNote
Cold Wave$5,591,469,197$83,048,24122,033$51,896$61,235$3,509,9860.000928%
Droughtn/a$6,451,175n/an/a$629,573n/a9.76% (agriculture)NRI has no building exposure for this hazard; agriculture shown
Earthquake$9,956,967,979n/a22,066$35,780n/a$14,2880.000359%
Hail$5,591,473,036$83,048,24122,033$55,702$4,379$8110.000996%$0
Heat Wave$5,591,469,197$83,048,24122,033$319$266$586,580under 0.0001%$0
Hurricane$5,590,343,987$82,847,48722,022$697,215$140,759$18,1140.0125%no Public Assistance recorded (1 declaration)
Ice Storm$5,591,389,425n/a22,032$20,679n/a$75,6110.00037%
Inland Flooding$5,587,414,979$20,011,453334$2,937,960$3,794$23,839n/a (see note)$0$3,080,136.45NRI counts the full building value of any census block with some flood loss; this is not the value of buildings in the floodplain. Use local FIRM overlays for B2-a/B2-b.
Landslide$22,798,865n/a77$316n/a$120.00139%
Lightning$5,591,473,036n/a22,033$8,617n/a$2,446,4290.000154%
Strong Wind$5,591,473,036$83,048,24122,033$84,206$52,516$216,3440.00151%$25,000$3,080,136.45
Tornado$5,591,473,036$83,048,24122,033$476,758$1,071$759,7920.00853%$3,080,136.45
Wildfire$1,009,960,837$54,163,7038,409$173,513$750$23,6930.0172%
Winter Weather$5,591,469,197$83,048,24122,033$17,820$8$4,8070.000319%$0

Totals since 2022-11-21 (Storm Events through 2026-06-30): 25 county-coded records, 24 with a damage value recorded (including $0), $25,000; 11 zone-level records, 4 with a damage value recorded (including $0), $0 reported for the zone; Public Assistance: $3,080,136.45 on 2 counted declarations, 1 of them with Public Assistance.

FEMA does not split Public Assistance by hazard. A declaration mapped to several hazards is listed under each of them with its full amount, so the per-hazard column does not add up to the total; the unit total counts each declaration once.

NRI computes earthquake exposure on its own basis, so it exceeds the county building value in B2-a.

Supports FEMA checklist item B2-a: vulnerability (county context)

County context

Source: 5

MeasureValue
Population22,033
Building value (total, not at risk)$5,591,473,036
Agriculture value (total, not at risk)$83,048,241
NRI risk rating (all hazards)Relatively Low
Expected annual loss, buildings and agriculture, all hazards$5,455,131
Expected annual loss, population equivalence, all hazards (NRI values each statistical life at $13.7M; a modeled value of expected deaths and injuries, not property damage)$7,680,305
Social vulnerability ratingVery High
Community resilience ratingRelatively Low
NRI versionDecember 2025

FEMA's all-hazard expected annual loss adds buildings, agriculture and population equivalence; this table gives the property part and the population-equivalence part as separate rows.

Social vulnerability: higher means people are more likely to be harmed and slower to recover. Community resilience: lower means the community is less able to recover. High social vulnerability and low resilience both raise the NRI risk rating.

Supports FEMA checklist item B2-c: repetitive loss properties

Repetitive loss in this county, both definitions

Sources: 1, 4

DefinitionPropertiesSevere repetitive lossProperties
Repetitive loss, FMA definition (44 CFR 77.2)0Severe repetitive loss, FMA definition (44 CFR 77.2)0
Repetitive loss, NFIP insurance definition3Severe repetitive loss, NFIP insurance definition0

The state NFIP coordinator's list, the source FEMA's Handbook names, often uses the NFIP insurance definition (second row).

Repeat-flood properties: county and state-level rows

Sources: 1, 4

ScopeRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
County total0030301
of which: Houston County (unincorporated area)0020200
of which: Lovelady city0010101
Statewide, no county in FEMA's file381271319

The statewide row counts properties FEMA's file gives with no county in this state; they are listed for reference and are not in this county's counts.

Repeat-flood properties by jurisdiction in the plan (NFIP community)

Sources: 1, 4

JurisdictionNFIP community IDRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
Houston County4808720020200
Crockett city4803590000000
Grapeland city4808730000000
Kennard city4815520000000
Latexo city4805970000000
Lovelady city4808740010101

Counts by occupancy group for each jurisdiction are in the Excel file, sheet "B2-c Jurisdictions".

Jurisdiction rows are whole NFIP communities and need not add up to the county total: a community that extends into another county is counted in full on each jurisdiction row, while the county table counts only its part in this county.

County repeat-flood properties by occupancy group

Sources: 1, 4

Occupancy groupRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
single-family residential0030301
2 to 4 unit residential0000000
other residential0000000
non-residential0000000
not reported0000000

FEMA's occupancy groups have no institutional class; institutional properties are counted in non-residential or other residential in the table by occupancy group.

FMA RL and FMA SRL are the Flood Mitigation Assistance definitions (44 CFR 77.2), the ones the FEMA Local Mitigation Planning Policy Guide cites. NFIP repetitive loss (the FEMA insurance definition) is 2 or more claims over $1,000 in 10 years, and a property can leave that group once it is mitigated. Also shown: NFIP severe repetitive loss, any category, mitigated and currently insured. The Methods page gives the OpenFEMA field details.

Counts are aggregates of FEMA's public NFIP Multiple Loss Properties file (FEMA's data date 2026-08-02; file version 2026-08-04). No property is identified. County assignment is FEMA's geocode.

In this county 0 properties are FMA repetitive loss but not NFIP repetitive loss, and 3 properties are NFIP repetitive loss but not FMA repetitive loss.

Exact counts; no count suppression.

Sources

Tables cite these sources by number. The full list, for the plan's bibliography (FEMA review item A4-a):

  1. FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-29T134039Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)
  2. FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-29T162832Z, pulled 2026-09-30, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)
  3. FEMA, OpenFEMA PublicAssistanceFundedProjectsSummaries v1, version 2026-09-29T150754Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/PublicAssistanceFundedProjectsSummaries (API)
  4. FEMA, OpenFEMA NfipMultipleLossProperties v1, version 2026-08-04T164045Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/NfipMultipleLossProperties (API)
  5. FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-30, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)
  6. NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-30, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/
  7. NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-30, https://www.weather.gov/gis/ZoneCounty
  8. U.S. Census Bureau, Census 2024 Gazetteer, 2020 place by county, CT county-to-cousub crosswalk, version 2024-gazetteer, pulled 2026-09-30, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_counties_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_cousubs_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_place_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_unsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_elsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_scsd_national.zip, https://www2.census.gov/geo/docs/reference/codes2020/national_place_by_county2020.txt, https://www2.census.gov/geo/docs/reference/ct_change/ct_cou_to_cousub_crosswalk.xlsx (used to match place names and codes; no table prints its values)

What this packet is and what the plan adds

This packet is the federal data for the plan's risk assessment, organized by the items of FEMA's Local Mitigation Plan Review Tool, Element B. Each section heading names the item its tables support; the plan and FEMA's review decide whether the item is met.

The plan adds what only the community has: local data on assets, critical facilities, development and each jurisdiction's impacts; local hazard history, including state-declared emergencies; the mitigation strategy; and adoption.

How the federal data are built: National Risk Index values are FEMA's model, not counts of events. Storm Events is more complete from 1996; zone-level records are placed by forecast zone, not by location in the county. Public Assistance for a jurisdiction is matched by applicant name. The Methods page gives every rule and the known edge cases.

OpenFEMA disclaimer

This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Reuse, citation and corrections

Reuse and citation: Hazard Plain text and tables are licensed under Creative Commons Attribution 4.0 International (CC BY 4.0, https://creativecommons.org/licenses/by/4.0/); credit Hazard Plain and the release. The underlying federal data are public domain; OpenFEMA data are also subject to the OpenFEMA terms and conditions.

Cite this: Hazard Plain (2026). Houston County, TX: risk-assessment baseline packet, release 2026-10 (data as of 2026-09-30; County FIPS 48225). Automated baseline. https://hazardplain.org/tx/48225/ Built from FEMA OpenFEMA, the FEMA National Risk Index and NOAA NCEI Storm Events; source versions in the packet's Sources list.

Corrections: to report an error, name the packet, the table and what your records show. Contact: contact@hazardplain.org

Hazard Plain release 2026-10. As of 2026-09-30; Storm Events data through 2026-06-30. Automated baseline.