Hazard Plain Preview: automated baseline

Beaufort County, SC

Risk-assessment baseline packet

Unit
County area 45013
Release
2026-10
As of
2026-09-28
Storm Events data through
2026-06-30

Hazard Plain is an independent product built from public federal data. It is not a FEMA document and is not reviewed or endorsed by FEMA or any state agency.

A starting point for the plan's risk assessment (FEMA Local Mitigation Plan Review Tool, Element B). It does not replace local data or FEMA review. Section headings say which FEMA review item each table supports; whether an item is satisfied is decided by the plan and its reviewers.

Hazard Plain release 2026-10, as of 2026-09-28. Independent product; not a FEMA document.

Plan clock

Status
Expired on 2026-06-27
Plan
Lowcountry COG (FEMA plan 107622)
Approved
2021-06-28
Expires
2026-06-27
As of
2026-09-28
Days
93 days since expiry
Update underway
none in FEMA's plan tracker

Generally not eligible for FEMA mitigation project grants (HMGP, FMA) until a new plan is approved, barring a 44 CFR 201.6(a)(3) exception. Planning grants are not affected.

What changed since your last plan (approved 2021-06-28)

New federal declarations
EM-3585-SC, DR-4677-SC, EM-3597-SC, EM-3606-SC, EM-3619-SC, DR-4829-SC, DR-4835-SC, EM-3632-SC (8 declaration rows; 5 counted incidents)
Storm Events records since approval
214 (data through 2026-06-30)
Repetitive loss now
FMA RL 24, SRL 16 (44 CFR 77.2); any definition: 355
Repeat-flood change
First release: no prior release to compare.

Sources

FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-26T121003Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)

FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-27T010817Z, pulled 2026-09-28, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

FEMA, OpenFEMA NfipMultipleLossProperties v1, version 2026-08-04T164045Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/NfipMultipleLossProperties (API)

Plan status for every jurisdiction listed in this county

JurisdictionTypeStatusPlanApprovedExpiresDays to expirynegative = days since expiryUpdate underwayNotes
Beaufort County (unincorporated area)UnincorporatedExpired on 2026-06-27Lowcountry COG (FEMA plan 107622)2021-06-282026-06-27-93
Beaufort cityCityExpired on 2026-06-27Lowcountry COG (FEMA plan 107622)2021-06-282026-06-27-93
Bluffton townTownExpired on 2026-06-27Lowcountry COG (FEMA plan 107622)2021-06-282026-06-27-93member approved 2021-10-04
Hilton Head Island townTownExpired on 2026-06-27Lowcountry COG (FEMA plan 107622)2021-06-282026-06-27-93
Port Royal townTownExpired on 2026-06-27Lowcountry COG (FEMA plan 107622)2021-06-282026-06-27-93
Yemassee townTownExpired on 2026-06-27Lowcountry COG (FEMA plan 107622)2021-06-282026-06-27-93
USC BeaufortCollege/UniversityExpired on 2025-02-20University of South Carolina College HMP (FEMA plan 106098)2020-02-212025-02-20-585

Plan 107622 also lists 19 other participants not listed on this page (named in the XLSX file).

Source

FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-26T121003Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)

State plan status and tribal plans in this state: see the state page.

Supports B1-a: hazards

Hazards NRI does not cover: check locally

  • dam failure (incl. upstream dams)
  • levee failure
  • flash flood as its own subtype
  • ice jams
  • debris flows
  • erosion (riverine and coastal)
  • land subsidence and sinkholes
  • expansive soils

The 18 National Risk Index hazards, ranked by expected annual loss (EAL)

Rank by EALHazardNRI risk ratingEAL ratingEAL buildingsmodeled dollars per yearEAL agriculturemodeled dollars per yearEAL population equivalencestatistical value of life and injury, $13.7M per life, not property damageEAL total (see note)modeled dollars per yearStorm Events records since 1996countEvidence for an omissionNRI Not Applicable, no declaration and no Storm Events record since 1996Storm Events coverage note
1HurricaneVery HighVery High$192,423,927$384,177$7,796,596$200,604,69926Includes 2 Tropical Depression records, event types the NRI definition of this hazard leaves out.
2Inland FloodingRelatively ModerateRelatively Moderate$19,493,316$46,870$127,333$19,667,51847
3EarthquakeRelatively ModerateRelatively Moderate$6,407,713$3,423,135$9,830,848Not in Storm Events. Storm Events coverage of this hazard is limited; absence is not evidence of low risk.
4Coastal FloodingRelatively HighRelatively High$8,801,163$1,020,871$9,822,03613
5TornadoRelatively ModerateRelatively Moderate$1,449,585$754$2,734,763$4,185,10221
6Heat WaveRelatively ModerateRelatively Moderate$319$73$2,475,754$2,476,14615
7Cold WaveRelatively ModerateRelatively Moderate$20,453$12,845$2,391,755$2,425,0535Includes 1 Frost/Freeze record, event types the NRI definition of this hazard leaves out.
8LightningRelatively HighRelatively High$182,786$1,934,880$2,117,66666
9Strong WindRelatively HighRelatively Moderate$44,189$2,730$1,571,327$1,618,246568Includes 6 High Wind records and 16 Strong Wind records, event types the NRI definition of this hazard leaves out.
10WildfireRelatively ModerateRelatively Moderate$1,265,771$238$116,870$1,382,8781
11Ice StormRelatively HighRelatively High$683,052$64,358$747,4112
12HailRelatively LowRelatively Low$241,866$313$265,259$507,438121
13Winter WeatherRelatively ModerateRelatively Moderate$39,130$12$85,154$124,2966
14DroughtRelatively LowRelatively Low$86,875$86,87521
15LandslideVery LowVery Low$200$2$2020Declared 1 time; no Storm Events record of this type. Storm Events coverage of this hazard is limited; absence is not evidence of low risk.
AvalancheNot ApplicableNot Applicable0NRI rates avalanche Not Applicable for this county, and no federal declaration for this county names it.No recorded events in Storm Events since 1996 (data through 2026-06-30).
TsunamiInsufficient DataInsufficient Data0No recorded events in Storm Events since 1996 (data through 2026-06-30). Storm Events coverage of this hazard is limited; absence is not evidence of low risk.
Volcanic ActivityNot ApplicableNot Applicable0NRI rates volcanic activity Not Applicable for this county, and no federal declaration for this county names it.No recorded events in Storm Events since 1996 (data through 2026-06-30). Storm Events coverage of this hazard is limited; absence is not evidence of low risk.

Total = buildings + agriculture + population equivalence; FEMA values each expected death (or 10 injuries) at $13.7 million (2024 dollars).

Sources

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

Check your state hazard mitigation plan's hazard list for this county; explain any hazard you drop.

Supports B1-b: location

Where each hazard occurs

HazardLocationCensus tracts ratedrated of all tracts
AvalancheCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.0 of 42
Coastal FloodingThe FEMA Flood Insurance Rate Map (FIRM) is the required location source for flooding. See the FEMA Flood Map Service Center (https://msc.fema.gov) for this county.42 of 42
Cold WaveAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.42 of 42
DroughtAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.10 of 42
EarthquakeCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.42 of 42
HailAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.42 of 42
Heat WaveAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.42 of 42
HurricaneCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.42 of 42
Ice StormAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.42 of 42
Inland FloodingThe FEMA Flood Insurance Rate Map (FIRM) is the required location source for flooding. See the FEMA Flood Map Service Center (https://msc.fema.gov) for this county.42 of 42
LandslideCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.33 of 42
LightningAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.42 of 42
Strong WindAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.42 of 42
TornadoCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.42 of 42
TsunamiCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.0 of 42
Volcanic ActivityCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.0 of 42
WildfireCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.42 of 42
Winter WeatherAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.42 of 42

Source

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

Supports B1-c: extent

Extent: scale, observed range and worst recorded event per hazard

HazardScaleRecordscount, yearsObserved rangeWorst recorded eventMost damaging (when different)How it applies to membersNote
Avalanchenone (count and damage)0Physical measure: in event narratives only; local data required.
Coastal Flood, Storm Surge/Tidenone in data (FIRM for depth)13, 2007 to 2025 (13 zone-level)Coastal Flood, 2010-10-08, $50,000 property; $0 crops, reported for the zone (2010 dollars); NWS zone SCZ048 (BEAUFORT), zone-level: may include parts of neighboring countiesZone-level records: applies countywide; national data do not locate these events within the county.Flood depth: see the FEMA Flood Insurance Rate Map.
Cold/Wind Chill, Extreme Cold/Wind Chillwind chill4, 1996 to 2026 (4 zone-level)3 days; 2 with a recorded value3 consecutive days, 2026-01-31 to 2026-02-02, 2 direct deaths, zone-levelZone-level records: applies countywide; national data do not locate these events within the county.Wind chill: in event narratives only; local data required.
Frost/Freeze (outside NRI Cold Wave definition)crop damage1, 2007 to 2007 (1 zone-level)No crop damage reported in 1 records.Zone-level records: applies countywide; national data do not locate these events within the county.Temperature: in event narratives only; local data required.
DroughtUS Drought Monitor D-scale21, 1996 to 2002 (21 zone-level)31 days to 214 days (median 88 days); 6 with a recorded value214 days (7 months), 2002-03-01 to 2002-09-30, a run of 7 consecutive Storm Events drought records, zone-levelZone-level records: applies countywide; national data do not locate these events within the county.Storm Events enters a drought at D2 or worse east of the Rockies and D3 or worse from the Rockies west (NWS Instruction 10-1605); NRI drought counts D3 and D4 only.
EarthquakeModified Mercalli (local data)0No Storm Events record; local data required (e.g., USGS).
Hailhail size (inches)134, 1970 to 20260.75 in to 2.75 in (median 1 in); 134 with a recorded value2.75 in hail, 2008-03-15; same size also recorded on 2008-03-15Event records naming member places: Bluffton town (26 records), Beaufort city (21 records), Port Royal town (5 records), Yemassee town (3 records), Hilton Head Island town (1 record).
Excessive Heat, Heatheat index (narratives)15, 1996 to 2022 (15 zone-level)1 day to 31 days (median 2 days); 11 with a recorded value31 days, 1999-08-01 to 1999-08-31, from 1 monthly summary record (a monthly summary record covers most or all of a month; it does not count days at wave conditions), 1 direct death, zone-levelZone-level records: applies countywide; national data do not locate these events within the county.Heat index: in event narratives only; local data required.
Hurricane, Tropical Storm, Tropical DepressionSaffir-Simpson26, 1996 to 2024 (26 zone-level)Strongest recorded (records with damage, a wind speed or direct casualties first, then storm type, category and wind): Hurricane (Typhoon) record, 1996-07-12, 30 kt (35 mph), measurement type not recorded, damage not reported; NWS zone SCZ048 (BEAUFORT), zone-level: may include parts of neighboring countiesMost damaging recorded: Tropical Storm, 2016-09-02, $250,000 property; $0 crops, reported for the zone (2016 dollars)Zone-level records: applies countywide; national data do not locate these events within the county.Storm Events files every zone of a storm's episode under the storm's event type and category, so a Hurricane (Typhoon) record, especially an inland or remnant one, does not by itself mean hurricane-force winds here; read the damage and wind columns.
Ice StormSperry-Piltz (local data)2, 2014 to 2014 (2 zone-level)No damage reported in 2 records.Zone-level records: applies countywide; national data do not locate these events within the county.Ice thickness: in event narratives only; local data required.
Flash Flood, Flood, Lakeshore Flooddamage and flood days (FIRM for depth)47, 1996 to 2025 (1 zone-level)Flood, 2020-07-07, $10,000 property; $0 crops (2020 dollars)Event records naming member places: Bluffton town (9 records), Beaufort city (6 records), Port Royal town (3 records). Zone-level records (1) apply countywide.Flood depth: see the FEMA Flood Insurance Rate Map. Storm Events damage can be $0 or blank even for a major flood, so the worst record here may not be the worst flood; compare FEMA Public Assistance by declaration in B1-d.
Debris Flownone (count and damage)0Physical measure: in event narratives only; local data required.
Lightningannualized frequency (the measure FEMA's Local Mitigation Planning Handbook names)66, 1996 to 2025Lightning, 2007-07-30, $0 property; $0 crops (2007 dollars), 1 direct death, 1 direct injuryLightning, 2018-08-19, $1,700,000 property; crops not reported (2018 dollars)Event records naming member places: Bluffton town (12 records), Beaufort city (8 records), Port Royal town (5 records), Yemassee town (1 record).Storm Events lists lightning with damage or casualties; physical measure in event narratives only; local data required.
High Wind and Strong Wind (outside NRI Strong Wind definition)wind speed (kt and mph)22, 1996 to 2024 (22 zone-level)35 kt (40 mph) to 55 kt (63 mph) (median 43 kt (49 mph)); 22 with a recorded value55 kt (63 mph) measured gust, High Wind, 2022-01-03; NWS zone SCZ048 (BEAUFORT), zone-level: may include parts of neighboring countiesStrong Wind, 2022-03-12, $20,000 property; $0 crops, reported for the zone (2022 dollars)Zone-level records: applies countywide; national data do not locate these events within the county.
Thunderstorm Windwind speed (kt and mph)592, 1957 to 202640 kt (46 mph) to 100 kt (115 mph) (median 50 kt (58 mph)); 551 with a recorded value100 kt (115 mph), measurement type not recorded, Thunderstorm Wind, 1961-04-12Thunderstorm Wind, 2021-09-20, $100,000 property; $0 crops (2021 dollars)Event records naming member places: Beaufort city (77 records), Bluffton town (62 records), Port Royal town (16 records), Yemassee town (16 records).
TornadoEnhanced Fujita (F before Feb 2007)31, 1956 to 2024F/EF0 to F/EF2 (median F/EF0); 30 with a recorded valueF2 tornado, 1998-09-03, 15 mi within this county, 75 yd wide, $360,000 property; crops not reported (1998 dollars), 1 direct death, 4 direct injuriesTornado, 2021-07-07, $1,000,000 property; $0 crops (2021 dollars)Event records naming member places: Beaufort city (4 records), Bluffton town (4 records), Hilton Head Island town (1 record), Port Royal town (1 record).From 1996 on, tornado records are per-county segments and length is the path length within this county (NWS Instruction 10-1605); records before 1996 may give the whole path length, including the path outside this county, and before 1996 a tornado is listed once, under the county where it began, with the whole path's rating; counties farther along the path may not list it. Length is not used to rank tornadoes.
Tsunaminone (count and damage)0Physical measure: in event narratives only; local data required.
Volcanic Ash, Volcanic AshfallVolcanic Explosivity Index (local data)0Physical measure: in event narratives only; local data required.
Wildfireacres burned (local data)1, 2011 to 2011 (1 zone-level)Wildfire, 2011-01-15, $1,000,000 property; $0 crops, reported for the zone (2011 dollars); NWS zone SCZ048 (BEAUFORT), zone-level: may include parts of neighboring countiesZone-level records: applies countywide; national data do not locate these events within the county.Acres burned: in event narratives only; local data required.
Winter Storm, Heavy Snow, Blizzard, Lake-Effect Snow, Winter Weather, Sleetnone in data (snowfall local)6, 2000 to 2026 (6 zone-level)Heavy Snow, 2010-02-12, $10,000 property; $0 crops, reported for the zone (2010 dollars); NWS zone SCZ048 (BEAUFORT), zone-level: may include parts of neighboring countiesZone-level records: applies countywide; national data do not locate these events within the county.Snow depth: in event narratives only; local data required.

Storm Events records are more complete after 1996; before 1996 only Tornado (from 1950), Hail and Thunderstorm Wind (from 1955) exist. Zone-level records are placed with NWS zone-county files, which exist from 2020 on; an earlier record is placed by its zone number in the nearest later file only when its zone name matches that file, records from zones NWS renumbered are placed by name or left out, and a record whose zone is in no known file is left out of every count, so counts before 2020 can be low. Some current zones are also missing from the NWS files, so recent counts can be low too.

Dollars are nominal (as reported), labeled with the year; not adjusted for inflation.

Sources

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-28, https://www.weather.gov/gis/ZoneCounty

Supports B1-d: previous occurrences

Declaration rows
24
Counted incidents
13

Federal disaster declarations for this county

DeclaredIncident beganFEMA numberTypeTitleMapped hazardCounty Public Assistancefederal share obligated, nominal dollarsFlagsNotes
2026-01-232026-01-21EM-3632-SCEmergencySEVERE WINTER STORMWinter Weathernone foundnew since last plan; within last 5 years
2024-09-292024-08-04DR-4835-SCMajor disasterTROPICAL STORM DEBBYHurricane (primary); also designated: Inland Flooding, Tornado$688,841.41new since last plan; within last 5 years
2024-09-292024-09-25DR-4829-SCMajor disasterHURRICANE HELENEHurricane (primary); also designated: Inland Flooding, Landslide, Tornado$860,310.66new since last plan; within last 5 years
2024-09-262024-09-25EM-3619-SCEmergencyHURRICANE HELENEHurricane (primary); also designated: Inland Flooding, Landslide, Tornadonone foundnew since last plan; within last 5 yearssame incident as DR-4829
2024-08-052024-08-04EM-3606-SCEmergencyHURRICANE DEBBYHurricane (primary); also designated: Inland Floodingnone foundnew since last plan; within last 5 yearssame incident as DR-4835
2023-08-312023-08-29EM-3597-SCEmergencyHURRICANE IDALIAHurricane (primary); also designated: Inland Flooding$132,996.95new since last plan; within last 5 years
2022-11-212022-09-25DR-4677-SCMajor disasterHURRICANE IANHurricane$94,249.36new since last plan; within last 5 years
2022-09-292022-09-25EM-3585-SCEmergencyHURRICANE IANHurricanenone foundnew since last plan; within last 5 yearssame incident as DR-4677
2020-03-272020-01-20DR-4492-SCMajor disasterCOVID-19 PANDEMICNon-natural, not counted$254,978.73
2020-03-132020-01-20EM-3470-SCEmergencyCOVID-19Non-natural, not countednone foundsame incident as DR-4492
2019-09-302019-08-31DR-4464-SCMajor disasterHURRICANE DORIANHurricane$2,732,513.66
2019-09-012019-08-31EM-3421-SCEmergencyHURRICANE DORIANHurricanenone foundsame incident as DR-4464
2018-09-102018-09-08EM-3400-SCEmergencyHURRICANE FLORENCEHurricanenone found
2017-10-162017-09-06DR-4346-SCMajor disasterHURRICANE IRMAHurricane$3,968,165.50
2017-09-072017-09-06EM-3386-SCEmergencyHURRICANE IRMAHurricanenone foundsame incident as DR-4346
2016-10-112016-10-04DR-4286-SCMajor disasterHURRICANE MATTHEWHurricane$70,086,285.47
2016-10-062016-10-04EM-3378-SCEmergencyHURRICANE MATTHEWHurricanenone foundsame incident as DR-4286
2015-10-052015-10-01DR-4241-SCMajor disasterSEVERE STORMS AND FLOODINGInland Flooding$827,774.04
2015-10-032015-10-01EM-3373-SCEmergencySEVERE STORMS AND FLOODINGInland Floodingnone foundsame incident as DR-4241
2014-02-122014-02-10EM-3369-SCEmergencySEVERE WINTER STORMIce Stormnone found
2005-09-102005-08-29EM-3233-SCEmergencyHURRICANE KATRINA EVACUATIONHurricane: evacuation support, not a local hazard event; not countednone found
1999-09-211999-09-14DR-1299-SCMajor disasterHURRICANE FLOYD MAJOR DISASTER DECLARATIONSHurricane$775,053.47
1999-09-151999-09-14EM-3145-SCEmergencyHURRICANE FLOYD EMERGENCY DECLARATIONSHurricanenone foundsame incident as DR-1299
1977-08-041977-08-04EM-3047-SCEmergencyDROUGHTDroughtnone found

County Public Assistance: applicants the FEMA record places in this county, including any state agencies FEMA files there; statewide rows are listed on the state page; federal share obligated, nominal dollars.

Dollars are nominal (as reported), labeled with the year; not adjusted for inflation.

Statewide declarations

DeclaredIncident beganFEMA numberTypeTitleMapped hazardFlagsNotes
1955-08-201955-08-20DR-44-SCMajor disasterHURRICANESHurricane (primary); also designated: Inland Flooding
1954-10-171954-10-17DR-29-SCMajor disasterHURRICANEHurricane (primary); also designated: Inland Flooding

FEMA recorded these with designated area Statewide and no county. Listed on every county page in the state; not counted with county rows.

Source

FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-27T010817Z, pulled 2026-09-28, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)

Previous occurrences by hazard, with explicit no-event rows

HazardStorm Events recordsfull periodSince plan approvalrecordsDuring plan reviewrecordsLast 5 yearsrecordsDeclared incidentsdistinct incidentsDeclared since approvaldistinct incidentsPeriodStatement
Avalanche0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Coastal Flooding13212001996 to 2026-06-30
Cold Wave5303001996 to 2026-06-30Includes 1 Frost/Freeze record, event types the NRI definition of this hazard leaves out.
Drought21000101996 to 2026-06-30
Earthquake000000No Storm Events record; local data required (e.g., USGS).
Hail13411111001955 to 2026-06-30
Heat Wave15201001996 to 2026-06-30
Hurricane26705941996 to 2026-06-30Includes 2 Tropical Depression records, event types the NRI definition of this hazard leaves out.
Ice Storm2000101996 to 2026-06-30
Inland Flooding4716116431996 to 2026-06-30
Landslide0000111996 to 2026-06-30No Storm Events records of this type; 1 federal declared incident (see declarations table)
Lightning6622421001996 to 2026-06-30
Strong Wind61414233131001955 to 2026-06-30Includes 6 High Wind records and 16 Strong Wind records, event types the NRI definition of this hazard leaves out.
Tornado31705221950 to 2026-06-30
Tsunami0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Volcanic Activity0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Wildfire1000001996 to 2026-06-30
Winter Weather6202111996 to 2026-06-30

Sources

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-27T010817Z, pulled 2026-09-28, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)

NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-28, https://www.weather.gov/gis/ZoneCounty

Notable Storm Events records

DateEvent typeMagnitude or extentDamagenominal dollarsDirect deaths, injuriesindirect not countedLocationFlagsWhy listed
2026-02-02Cold/Wind Chilldamage not reported1, 1NWS zone SCZ048 (BEAUFORT), zone-level: may include parts of neighboring countiesnew since last plan; within last 5 yearsdeaths or injuries recorded
2026-01-31Extreme Cold/Wind Chill$0 property; $0 crops, reported for the zone (2026 dollars)0, 0NWS zone SCZ048 (BEAUFORT), zone-level: may include parts of neighboring countiesnew since last plan; within last 5 yearsB1-c worst recorded: Cold/Wind Chill, Extreme Cold/Wind Chill
2022-01-03High Wind55 kt (63 mph) measured gustproperty not reported; $0 crops, reported for the zone (2022 dollars)0, 0NWS zone SCZ048 (BEAUFORT), zone-level: may include parts of neighboring countiesnew since last plan; within last 5 yearsB1-c worst recorded: High Wind and Strong Wind (outside NRI Strong Wind definition)
2020-07-07Flood$10,000 property; $0 crops (2020 dollars)0, 0FROGMOREduring plan review, check whether your last plan included itB1-c worst recorded: Flash Flood, Flood, Lakeshore Flood
2011-01-15Wildfire$1,000,000 property; $0 crops, reported for the zone (2011 dollars)0, 0NWS zone SCZ048 (BEAUFORT), zone-level: may include parts of neighboring countiesB1-c worst recorded: Wildfire
2010-10-08Coastal Flood$50,000 property; $0 crops, reported for the zone (2010 dollars)0, 0NWS zone SCZ048 (BEAUFORT), zone-level: may include parts of neighboring countiesB1-c worst recorded: Coastal Flood, Storm Surge/Tide
2007-07-30Lightning$0 property; $0 crops (2007 dollars)1, 1HILTON HEAD ISB1-c worst recorded: Lightning
1999-08-01Heatdamage not reported1, 0NWS zone SCZ048 (BEAUFORT), zone-level: may include parts of neighboring countiesB1-c worst recorded: Excessive Heat, Heat
1998-09-03TornadoF2, 15 mi within this county, 75 yd wide$360,000 property; crops not reported (1998 dollars)1, 4FROGMORE to BEAUFORTdeaths or injuries recorded
1996-07-12Hurricane (Typhoon)damage not reported0, 0NWS zone SCZ048 (BEAUFORT), zone-level: may include parts of neighboring countiesB1-c worst recorded: Hurricane, Tropical Storm, Tropical Depression
1996-03-27Strong Wind38 kt (44 mph), measurement type not recordeddamage not reported5, 0NWS zone SCZ048 (BEAUFORT), zone-level: may include parts of neighboring countiesdeaths or injuries recorded
1961-04-12Thunderstorm Wind100 kt (115 mph), measurement type not recordeddamage not recorded (pre-1996 record)0, 0location not recordedB1-c worst recorded: Thunderstorm Wind

The full list is in the XLSX file, sheet "B1-d Storm Events history" (981 rows).

Storm Events records are more complete after 1996; before 1996 only Tornado (from 1950), Hail and Thunderstorm Wind (from 1955) exist. Zone-level records are placed with NWS zone-county files, which exist from 2020 on; an earlier record is placed by its zone number in the nearest later file only when its zone name matches that file, records from zones NWS renumbered are placed by name or left out, and a record whose zone is in no known file is left out of every count, so counts before 2020 can be low. Some current zones are also missing from the NWS files, so recent counts can be low too.

Sources

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-28, https://www.weather.gov/gis/ZoneCounty

FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-26T121003Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)

State-declared emergencies are not in federal data. Add them from your state emergency management agency.

Tribal and special-area declarations in this state are listed on the state page.

Supports B1-e: probability

Probability: FEMA annualized frequency and descriptor per hazard

HazardFEMA annualized frequency (modeled)unit per rowUnitIn plain termsDescriptorDescriptor basisNRI events or days in its record period (hail, wind and tornado are area-weighted, so can be fractional)NRI periodLocationNote
Avalancheevents per year1994 to 2023 (30 years)see B1-fNot Applicable in NRI for this county; no descriptor.
Coastal Flooding3.68events per year at a location (modeled)about 3.7 per year at a given location in the countyHighly likelyFEMA annualized frequency (modeled)not shownmodeledsee B1-fDescriptor from NRI: the rate at a location is 1 or more a year, so the county rate is at least that.
Cold Wave0.633event-days per yearabout 0.633 days per yearPossibleevent-days in 1 of 30 years, 1996 to 2025 (3.33%)122005-11-12 to 2024-11-12 (19 years)countywideFrost/Freeze records are not counted in this descriptor: they record crop freezes, not cold waves.
Drought21.7event-days per yearabout 21.7 days per yearLikelyevent-days in 5 of 30 years, 1996 to 2025 (16.7%)6862000 to 2025 (25.25 years; D3 and D4 only)countywideNRI gives about 21.7 drought event-days a year here (its annualized frequency over 25.25 years; not its event count divided by the years), but Storm Events has a record in only 5 of 30 years. NRI counts from a different source that records far more events than Storm Events, so this descriptor reads much lower than NRI's frequency; read the two together.
Earthquake0.00363annual probability at a locationchance a given location in the county has at least minor-damage shaking in a year: 0.363%not shownmodeledsee B1-fDescriptor not assigned: the NRI value is the chance at a location in the county, not how often the hazard affects the county, and Storm Events does not record earthquakes.
Hail2.25events per yearabout 2.25 per yearHighly likelyFEMA annualized frequency (modeled)103.2 (modeled)1986 to 2023 (38 years)countywide
Heat Wave10.2event-days per yearabout 10.2 days per yearLikelyevent-days in 9 of 30 years, 1996 to 2025 (30%)1702005-11-12 to 2024-11-12 (19 years)countywideNRI gives about 10.2 heat wave event-days a year here (its annualized frequency over 19 years; not its event count divided by the years), but Storm Events has a record in only 9 of 30 years. NRI counts from a different source that records far more events than Storm Events, so this descriptor reads much lower than NRI's frequency; read the two together.
Hurricane0.343events per yearabout 1 in 3 yearsLikelyFEMA annualized frequency (modeled)1131851 to 2024 (Atlantic)see B1-fNRI counts hurricane and tropical storm tracks passing within storm-force wind range; federal declarations are counted separately in B1-d and need not match.
Ice Storm0.636event-days per yearabout 0.636 days per yearPossibleevent-days in 1 of 30 years, 1996 to 2025 (3.33%)351946-12-31 to 2014-02-12 (67 years)countywide
Inland Flooding0.929event-days per yearabout 0.929 days per yearLikelyevent-days in 19 of 30 years, 1996 to 2025 (63.3%)261996 to 2023 (28 years)see B1-f
Landslide0.101events per year (modeled)about 1 in 10 yearsLikelyFEMA annualized frequency (modeled)not shownmodeledsee B1-f
Lightning63.4days per year with a strikeabout 63.4 days per yearHighly likelyFEMA annualized frequency (modeled)not shown1995 to 2023 (29 years; CONUS)countywide
Strong Wind1.56events per yearabout 1.56 per yearHighly likelyFEMA annualized frequency (modeled)481986 to 2023 (38 years)countywide
Tornado0.337events per yearabout 1 in 3 yearsLikelyFEMA annualized frequency (modeled)not shown1950 to 2023 (EF2+); 1986 to 2023 (EF0-1)see B1-f
Tsunamiannual probability at the most exposed location (used in place of a county value)Storm Events records in 0 of 30 years, 1996 to 2025 (0%)not shownmodeledsee B1-fNo Storm Events record of this hazard, 1996 to 2025; descriptor not assigned (the NRI value is the chance at a location in the county, not how often the hazard affects the county)
Volcanic Activityannual probabilitynot shownmodeledsee B1-fNot Applicable in NRI for this county; no descriptor.
Wildfire0.00118annual probability at a locationchance a given location in the county burns in a year: 0.118%PossibleStorm Events records in 1 of 30 years, 1996 to 2025 (3.33%)not shownmodeledsee B1-fDescriptor from Storm Events, not NRI: the NRI value is the chance at a location in the county, not how often the hazard affects the county.
Winter Weather0.843event-days per yearabout 0.843 days per yearLikelyevent-days in 5 of 30 years, 1996 to 2025 (16.7%)162005-11-12 to 2024-11-12 (19 years)countywide

FEMA annualized frequency (modeled) comes from the National Risk Index v1.20 (December 2025). It is not recorded events divided by years, and what it measures depends on the hazard. For most hazards it estimates how often the hazard affects this county each year: it counts events or event-days (drought, heat wave, cold wave, winter weather, ice storm and inland flooding are in days per year; lightning is the number of days per year with a recorded cloud-to-ground strike, from the NOAA Storm Prediction Center daily lightning climatology); it may count events in the surrounding area (hail, strong wind, tornado, hurricane and ice storm use a 49 km grid and buffers) and is averaged over the county's area; and some hazards use a minimum value for places with no recorded event. Earthquake, wildfire and coastal flooding are different: FEMA computes them for each census block and averages them over the county, so the value is the chance (for coastal flooding, the modeled number of floods per year) at a location in the county, which is lower than the chance that the hazard strikes somewhere in the county. Earthquake is the chance of at least minor-damage shaking (U.S. Geological Survey model); wildfire is the chance that a location burns in a large fire (U.S. Forest Service burn probability); coastal flooding comes from FEMA flood zones and NOAA high-tide flooding, so it can be above 1 where high-tide flooding is frequent. Tsunami is the value at the county's most exposed location, from recorded events and modeled return periods. For these four hazards the packet gives no "1 in N years" and takes the descriptor from Storm Events (none for earthquake) unless the value is 1 or more a year. Landslide is a U.S. Geological Survey modeled county rate spread by slope susceptibility. Volcanic activity is the chance that a volcano affecting the county erupts in a year. Drought counts only extreme and exceptional drought (D3 and D4). Source: FEMA, National Risk Index Technical Documentation v1.20, sections 5.2.2 (Table 5), 5.2.3, 7.4, 10.4, 16.5, 17.1, 17.3.1, 17.5, 20.3.1, 21.4, 22.4 and 6 to 23.

Sources

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

Descriptor scale used in this packet (defined per unit)

UnitDescriptorDefinition
events per yearHighly likely1 or more per year
events per yearLikelyabout once in 1 to 10 years
events per yearPossibleabout once in 10 to 100 years
events per yearUnlikelyless than once in 100 years
annual probabilityLikely10% to under 100% chance in a given year
annual probabilityPossible1% to under 10% chance in a given year
annual probabilityUnlikelyunder 1% chance in a given year
event-days (share of years)Highly likelyevent-days recorded in 90% or more of years
event-days (share of years)Likelyevent-days recorded in 10% to under 90% of years
event-days (share of years)Possibleevent-days recorded in some years but under 10% of years
lightning strike-daysHighly likelycloud-to-ground strikes on 1 or more days per year

Sources

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

Intensity bands: historical frequency (Storm Events)

HazardBandYearsEventscounty-coded recordsYears in periodEvents per yearevents / years
Hail1.00-1.99 in1996 to 202566302.2
Hail2.00 in+1996 to 20255300.167
Strong Wind (Thunderstorm Wind records)50-64 kt1996 to 20254693015.6
Strong Wind (Thunderstorm Wind records)65 kt+1996 to 202510300.333
Strong Wind (Thunderstorm Wind records)unmeasured or below 50 kt1996 to 202554301.8
TornadoEF0-11996 to 202520300.667
TornadoEF2-31996 to 20251300.0333
TornadoEF4-51996 to 20250300
Tornadounrated (EFU)1996 to 20250300

Hail smaller than 1 inch is not counted: on 2010-01-05 the National Weather Service raised its severe-hail threshold from 3/4 inch to 1 inch, so smaller reports became less common after 2009 (NWS Service Change Notice 09-52). NRI hail frequency uses a 0.75 inch threshold.

Source

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

Optional: future conditions. Not a required item in the 2025 FEMA Local Mitigation Planning Policy Guide; some states ask for it. The federal Climate Mapping for Resilience and Adaptation (CMRA) site gives county exposure to future climate conditions.

Supports B1-f: variation across the planning area

Range of census tract risk within the county

HazardTractsrated of allRisk score minNRI score, 0 to 100MedianMaxTracts by ratingNote
Avalanche0 of 42Not Applicable 42
Coastal Flooding42 of 4274.696.599.8Very High 5, Relatively High 19, Relatively Moderate 9, Relatively Low 8, Very Low 1
Cold Wave42 of 4223.454.878.0Relatively High 1, Relatively Moderate 27, Relatively Low 14National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.
Drought10 of 4270.881.994.9Relatively Moderate 1, Relatively Low 5, Very Low 4, No Rating 32National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. Agriculture is all of NRI's expected annual loss for this hazard in the county, so the tract range above mostly reflects where crop and livestock value is, not where buildings and people are. Confirm locally.
Earthquake42 of 4252.979.792.4Relatively High 1, Relatively Moderate 26, Relatively Low 15
Hail42 of 4232.659.279.4Relatively Moderate 4, Relatively Low 34, Very Low 4National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.
Heat Wave42 of 4211.666.188.4Relatively High 2, Relatively Moderate 26, Relatively Low 12, Very Low 2National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.
Hurricane42 of 4292.999.6100.0Very High 40, Relatively High 2
Ice Storm42 of 4226.882.094.1Relatively High 6, Relatively Moderate 27, Relatively Low 7, Very Low 2National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.
Inland Flooding42 of 420.834.495.2Relatively High 3, Relatively Moderate 15, Relatively Low 13, Very Low 11
Landslide33 of 4211.844.376.8Very Low 33, No Rating 9
Lightning42 of 4242.092.799.1Very High 11, Relatively High 23, Relatively Moderate 6, Relatively Low 2National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.
Strong Wind42 of 4220.072.093.7Relatively High 10, Relatively Moderate 21, Relatively Low 11National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.
Tornado42 of 4232.459.586.6Relatively High 4, Relatively Moderate 22, Relatively Low 16
Tsunami0 of 42Insufficient Data 42
Volcanic Activity0 of 42Not Applicable 42
Wildfire42 of 4245.589.595.9Relatively Moderate 22, Relatively Low 18, Very Low 2
Winter Weather42 of 4228.153.877.5Relatively Moderate 27, Relatively Low 15National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.

Rated tracts only: No Rating (score 0.0), Not Applicable and Insufficient Data tracts are counted but not used for the minimum, median and maximum.

Source

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

Per-member block (Starter, confirm locally)

MemberTypePlan statusRepetitive lossFMA RL and SRL (44 CFR 77.2); repeat-flood, any definitionPublic Assistance matchedfederal share obligated, nominal dollarsEvent records naming this placeall years; since the member's planNotes
Beaufort County (unincorporated area)UnincorporatedExpired on 2026-06-27FMA RL 15, SRL 9; any 239$29,457,598.890; 0Includes $111,249.95 for declarations not counted as hazard incidents (DR-4492-SC).
Beaufort cityCityExpired on 2026-06-27FMA RL 3, SRL 1; any 19$1,459,001.68116; 18Includes $7,740.45 for declarations not counted as hazard incidents (DR-4492-SC).
Bluffton townTownExpired on 2026-06-27FMA RL 0, SRL 0; any 1$357,321.68113; 25Includes $19,398.98 for declarations not counted as hazard incidents (DR-4492-SC).
Hilton Head Island townTownExpired on 2026-06-27FMA RL 6, SRL 6; any 96$44,746,565.432; 0Includes $39,391.80 for declarations not counted as hazard incidents (DR-4492-SC).
Port Royal townTownExpired on 2026-06-27FMA RL 0, SRL 0; any 0$190,716.6430; 5
Yemassee townTownExpired on 2026-06-27FMA RL 0, SRL 0; any 0none found20; 6

Member rows are whole NFIP communities and need not add up to the county total: a community that extends into another county is counted in full on each member row, while the county table counts only its part in this county.

School districts and special districts get a plan clock row only.

Sources

FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-26T121003Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)

FEMA, OpenFEMA NfipMultipleLossProperties v1, version 2026-08-04T164045Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/NfipMultipleLossProperties (API)

FEMA, OpenFEMA PublicAssistanceFundedProjectsSummaries v1, version 2026-09-26T151157Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/PublicAssistanceFundedProjectsSummaries (API)

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

Supports B2-a and B2-b: assets and impacts

Local data required

County-level starter. The plan must describe impacts for each participant and its own assets.

  • Critical facilities and lifelines per hazard
  • A problem statement per participant per hazard
  • Changes in development in hazard-prone areas since the last approval, or a statement of none (E1-a)
  • Future assets

County-level starter: exposure, expected annual loss and damage since the plan

HazardBuilding exposuremodeled dollarsAgriculture exposuremodeled dollarsPopulation exposedpeopleEAL buildingsmodeled dollars per yearEAL agriculturemodeled dollars per yearEAL population equivalencestatistical value of life and injury, $13.7M per life, not property damageEAL as % of exposurebuildings; agriculture where notedStorm Events damage since 2021-06-28county-coded records, property plus crops, nominal dollarsZone-level damage since planproperty plus crops, reported for the zonePublic Assistance since plannominal dollars; see noteNote
AvalancheNot Applicable in NRI for this county
Coastal Flooding$18,400,499,86859,815$8,801,163$1,020,8710.0478%
Cold Wave$46,179,589,252$26,119,528186,606$20,453$12,845$2,391,755under 0.0001%$0
Drought$20,560,413$86,8750.423% (agriculture)NRI has no building exposure for this hazard; agriculture shown
Earthquake$74,553,658,326187,117$6,407,713$3,423,1350.00859%
Hail$46,179,589,252$26,119,528186,606$241,866$313$265,2590.000524%$0
Heat Wave$46,179,589,252$26,119,528186,606$319$73$2,475,754under 0.0001%$0
Hurricane$46,179,575,895$26,119,528186,606$192,423,927$384,177$7,796,5960.417%$210,000$1,776,398.38
Ice Storm$45,273,901,422183,963$683,052$64,3580.00151%
Inland Flooding$46,118,545,265$4,013,61722,765$19,493,316$46,870$127,333n/a (see note)$0$1,682,149.02NRI counts the full building value of any census block with some flood loss; this is not the value of buildings in the floodplain. Use local FIRM overlays for B2-a/B2-b. EAL as % of exposure: n/a.
Landslide$44,290,123151$200$20.000452%$860,310.66
Lightning$46,179,589,252186,606$182,786$1,934,8800.000396%$307,000
Strong Wind$46,179,589,252$26,119,528186,606$44,189$2,730$1,571,327under 0.0001%$156,750$27,000Storm Events damage since the plan includes 3 zone-level Strong Wind records ($27,000), an event type the NRI definition of this hazard leaves out.
Tornado$46,179,589,252$26,119,528186,606$1,449,585$754$2,734,7630.00314%$1,000,000$1,549,152.07
TsunamiNRI publishes no building exposure for this county
Volcanic ActivityNot Applicable in NRI for this county
Wildfire$14,625,625,585$17,937,35778,818$1,265,771$238$116,8700.00865%
Winter Weather$46,179,589,252$26,119,528186,606$39,130$12$85,154under 0.0001%$0none found (1 declaration)

Totals since 2021-06-28 (Storm Events through 2026-06-30): 189 county-coded records, 109 with a damage value recorded (including $0), $1,463,750; 25 zone-level records, 17 with a damage value recorded (including $0), $237,000 reported for the zone; Public Assistance on counted declarations $1,776,398.38 (8 declarations, 4 with PA).

Total = buildings + agriculture + population equivalence; FEMA values each expected death (or 10 injuries) at $13.7 million (2024 dollars).

FEMA does not split Public Assistance by hazard. A declaration mapped to several hazards is listed under each of them with its full amount, so the per-hazard column must not be added up; the unit total counts each declaration once.

Dollars are nominal (as reported), labeled with the year; not adjusted for inflation.

Sources

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-28, https://www.weather.gov/gis/ZoneCounty

FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-27T010817Z, pulled 2026-09-28, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)

FEMA, OpenFEMA PublicAssistanceFundedProjectsSummaries v1, version 2026-09-26T151157Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/PublicAssistanceFundedProjectsSummaries (API)

FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-26T121003Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)

Supports B2-a: context

County context

MeasureValue
Population186,606
Building value (total, not at risk)$46,179,589,252
Agriculture value (total, not at risk)$26,119,528
NRI risk rating (all hazards)Relatively High
Expected annual loss, buildings and agriculture, all hazards$231,588,355
Expected annual loss, population equivalence, all hazards (NRI values each statistical life at $13.7M; a modeled value of expected deaths and injuries, not property damage)$24,008,057
Social vulnerability ratingRelatively Moderate
Community resilience ratingRelatively High
NRI versionDecember 2025

FEMA's all-hazard expected annual loss total adds buildings, agriculture and population equivalence; the two parts are shown separately so the property figure is not read as including the statistical value of life.

Source

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

Supports B2-c: repetitive loss

Repetitive loss in this county, both definitions

DefinitionPropertiesSevere repetitive lossProperties
Repetitive loss, FMA definition (44 CFR 77.2)24Severe repetitive loss, FMA definition (44 CFR 77.2)16
Repetitive loss, NFIP insurance definition347Severe repetitive loss, NFIP insurance definition10

Your state NFIP coordinator's list may use the NFIP insurance definition, so its counts can be higher.

Repeat-flood properties: county and state-level rows

ScopeRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
County total24163471035510251
BEAUFORT COUNTY*15923462395172
BEAUFORT, CITY OF3119119113
HILTON HEAD ISLAND, TOWN OF6693396466
BLUFFTON, TOWN OF0010100
State level, not in this county: county not reported0020200

Repeat-flood properties by plan member (NFIP community)

MemberNFIP community IDRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredpropertiesNote
Beaufort County (unincorporated area)45002515923462395172
Beaufort city4500263119119113
Bluffton town4502510010100
Hilton Head Island town4502506693396466
Port Royal town4500280000000
Yemassee town4501030000000

Per-member types: XLSX sheet 'B2-c Members'.

Member rows are whole NFIP communities and need not add up to the county total: a community that extends into another county is counted in full on each member row, while the county table counts only its part in this county.

County repeat-flood properties by occupancy group

Occupancy groupRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
single-family residential2316289102979203
2 to 4 unit residential0050501
other residential1038038034
non-residential0015015113
not reported0000000

Institutional properties cannot be separated in this data: FEMA's occupancy groups have no institutional class, so they fall in non-residential or other residential in the table by occupancy group.

FMA RL and FMA SRL are the Flood Mitigation Assistance definitions (44 CFR 77.2), the ones the FEMA Local Mitigation Planning Policy Guide cites; OpenFEMA's fmaRl field description omits the Increased Cost of Compliance clause of 44 CFR 77.2(i). NFIP repetitive loss (FEMA insurance definition, nfipRl) is 2 or more claims over $1,000 in 10 years and can drop to false when a property is mitigated. Also shown: NFIP severe repetitive loss, any category, mitigated and currently insured.

Your state NFIP coordinator's list may use the NFIP insurance definition, so its counts can be higher.

Counts are aggregates of FEMA's public NFIP Multiple Loss Properties file (as of 2026-08-02). No property is identified. County assignment is FEMA's geocode.

Counts may differ from your state NFIP coordinator's list, which is the source the Handbook names.

In this county 2 properties are FMA repetitive loss but not NFIP repetitive loss, and 325 properties are NFIP repetitive loss but not FMA repetitive loss.

Exact counts; no count suppression.

Sources

Every table above lists its own sources. The full list, for the plan's bibliography (FEMA review item A4-a):

  1. FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-26T121003Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)
  2. FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-27T010817Z, pulled 2026-09-28, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)
  3. FEMA, OpenFEMA PublicAssistanceFundedProjectsSummaries v1, version 2026-09-26T151157Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/PublicAssistanceFundedProjectsSummaries (API)
  4. FEMA, OpenFEMA NfipMultipleLossProperties v1, version 2026-08-04T164045Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/NfipMultipleLossProperties (API)
  5. FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)
  6. NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/
  7. NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-28, https://www.weather.gov/gis/ZoneCounty
  8. U.S. Census Bureau, Census 2024 Gazetteer, 2020 place by county, CT county-to-cousub crosswalk, version 2024-gazetteer, pulled 2026-09-28, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_counties_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_cousubs_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_place_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_unsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_elsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_scsd_national.zip, https://www2.census.gov/geo/docs/reference/codes2020/national_place_by_county2020.txt, https://www2.census.gov/geo/docs/reference/ct_change/ct_cou_to_cousub_crosswalk.xlsx

OpenFEMA disclaimer

This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Hazard Plain is an independent product built from public federal data. It is not a FEMA document and is not reviewed or endorsed by FEMA or any state agency.

Reuse, citation and corrections

Reuse and citation: Hazard Plain text and tables are licensed under Creative Commons Attribution 4.0 International (CC BY 4.0, https://creativecommons.org/licenses/by/4.0/); credit Hazard Plain and the release. The underlying federal data are public domain; OpenFEMA data are also subject to the OpenFEMA terms and conditions.

Cite this: Hazard Plain (2026). Beaufort County, SC: risk-assessment baseline packet, release 2026-10 (data as of 2026-09-28; County area 45013). Preview: automated baseline. Built from FEMA OpenFEMA, the FEMA National Risk Index and NOAA NCEI Storm Events; source versions in the packet's Sources list.

Corrections: to report an error, name the packet, the table and what your records show. Contact: to be added

Hazard Plain release 2026-10. As of 2026-09-28; Storm Events data through 2026-06-30. File hazard-plain_2026-10_SC_45013. Preview: automated baseline.