Hazard Plain Automated baseline

Fulton County, PA

Risk-assessment baseline packet

County FIPS:
42057
Release:
2026-10
Data as of:
2026-09-30
Storm Events data through:
2026-06-30

Hazard Plain is an independent product built from public federal data. It is not a FEMA document and is not reviewed or endorsed by FEMA or any state agency.

Hazard Plain release 2026-10, as of 2026-09-30.

Summary

Plan status as of 2026-09-30: Approved, expires 2031-03-15. Plan: Fulton County Hazard Mitigation Plan (FEMA plan 109093), approved 2026-03-16.

Since the plan was approved on 2026-03-16: no new hazard declaration and 3 NOAA Storm Events records; details under "What changed since your last plan".

Highest expected annual loss (FEMA National Risk Index, modeled total; see B1-a): Inland Flooding ($2,567,976 a year), Hurricane ($672,560) and Strong Wind ($336,416).

The tables that follow are organized by the items of FEMA's Local Mitigation Plan Review Tool, Element B (B1-a to B2-c); each heading says which item its tables support.

Plan clock

Status:
Approved, expires 2031-03-15
Plan:
Fulton County Hazard Mitigation Plan (FEMA plan 109093)
Approved:
2026-03-16
Days to expiry:
1,627

What changed since your last plan (approved 2026-03-16)

New federal declarations:
none
Storm Events records since approval:
3 records (data through 2026-06-30)
Repetitive loss now:
FMA RL 0, SRL 0 (44 CFR 77.2); any definition: 1
Repeat-flood change:
this release sets the baseline count.

Sources: 1, 2, 4, 6 (numbered list at the end)

Plan status for every jurisdiction listed in this county: 14 rows, in the section "Plan clock: Plan status for every jurisdiction listed in this county" on the following pages.

State plan status and tribal plans in this state: see the state page.

Plan clock

Plan status for every jurisdiction listed in this county

Source: 1

JurisdictionTypeStatusPlanApprovedExpiresDays to expirynegative = days since expiryUpdate underwayNotes
Fulton CountyCountyApproved, expires 2031-03-15Fulton County Hazard Mitigation Plan (FEMA plan 109093)2026-03-162031-03-151,627this jurisdiction approved 2026-04-28
McConnellsburg boroughOrganized BoroughApproved, expires 2031-03-15Fulton County Hazard Mitigation Plan (FEMA plan 109093)2026-03-162031-03-151,627this jurisdiction approved 2026-04-01
Valley-Hi boroughOrganized BoroughPlan 109093 approved 2026-03-16, pending adoption here; not yet eligibleFulton County Hazard Mitigation Plan (FEMA plan 109093), pending adoption here2026-03-16 by FEMA; not yet adopted here2031-03-15 once adoptedFEMA tracker shows a plan approvable pending adoptionNot yet eligible: adopt the approved plan.
Ayr townshipTownshipApproved, expires 2031-03-15Fulton County Hazard Mitigation Plan (FEMA plan 109093)2026-03-162031-03-151,627this jurisdiction approved 2026-04-27
Belfast townshipTownshipApproved, expires 2031-03-15Fulton County Hazard Mitigation Plan (FEMA plan 109093)2026-03-162031-03-151,627
Bethel townshipTownshipApproved, expires 2031-03-15Fulton County Hazard Mitigation Plan (FEMA plan 109093)2026-03-162031-03-151,627this jurisdiction approved 2026-04-06
Brush Creek townshipTownshipApproved, expires 2031-03-15Fulton County Hazard Mitigation Plan (FEMA plan 109093)2026-03-162031-03-151,627this jurisdiction approved 2026-06-19
Dublin townshipTownshipApproved, expires 2031-03-15Fulton County Hazard Mitigation Plan (FEMA plan 109093)2026-03-162031-03-151,627this jurisdiction approved 2026-03-25
Licking Creek townshipTownshipApproved, expires 2031-03-15Fulton County Hazard Mitigation Plan (FEMA plan 109093)2026-03-162031-03-151,627this jurisdiction approved 2026-03-26
Taylor townshipTownshipApproved, expires 2031-03-15Fulton County Hazard Mitigation Plan (FEMA plan 109093)2026-03-162031-03-151,627this jurisdiction approved 2026-04-27
Thompson townshipTownshipPlan 109093 approved 2026-03-16, pending adoption here; not yet eligibleFulton County Hazard Mitigation Plan (FEMA plan 109093), pending adoption here2026-03-16 by FEMA; not yet adopted here2031-03-15 once adoptedFEMA tracker shows a plan approvable pending adoptionNot yet eligible: adopt the approved plan.
Todd townshipTownshipApproved, expires 2031-03-15Fulton County Hazard Mitigation Plan (FEMA plan 109093)2026-03-162031-03-151,627this jurisdiction approved 2026-03-19
Union townshipTownshipPlan 109093 approved 2026-03-16, pending adoption here; not yet eligibleFulton County Hazard Mitigation Plan (FEMA plan 109093), pending adoption here2026-03-16 by FEMA; not yet adopted here2031-03-15 once adoptedFEMA tracker shows a plan approvable pending adoptionNot yet eligible: adopt the approved plan.
Wells townshipTownshipApproved, expires 2031-03-15Fulton County Hazard Mitigation Plan (FEMA plan 109093)2026-03-162031-03-151,627this jurisdiction approved 2026-07-01

Supports FEMA checklist item B1-a: hazard identification

Hazards NRI does not cover (local data needed)

  • dam failure (incl. upstream dams)
  • levee failure
  • flash flood as its own subtype
  • ice jams
  • debris flows
  • erosion (riverine and coastal)
  • land subsidence and sinkholes
  • expansive soils

The 18 National Risk Index hazards, ranked by expected annual loss (EAL)

Sources: 5, 6

Rank by EALHazardNRI risk ratingEAL ratingEAL buildingsmodeled dollars per yearEAL agriculturemodeled dollars per yearCost of expected deaths and injuriesFEMA's dollar value per year, not property damageEAL total (see note)modeled dollars per yearStorm Events records, 1996 to 2026-06-30countStorm Events coverage note
1Inland FloodingVery LowVery Low$2,455,089$27,546$85,341$2,567,97628
2HurricaneRelatively LowRelatively Low$523,014$140,051$9,494$672,5601
3Strong WindRelatively LowRelatively Low$64,378$90,472$181,566$336,41671Includes 13 High Wind and 2 Strong Wind records (NOAA non-thunderstorm wind types, outside NRI's Strong Wind definition).
4TornadoVery LowVery Low$126,458$1,125$23,785$151,3686
5EarthquakeVery LowVery Low$82,314n/a$22,168$104,482Storm Events does not record earthquakes.
6HailVery LowVery Low$55,022$4,574$1,202$60,79818
7Heat WaveVery LowVery Low$1$103$50,658$50,7623
8LightningVery LowVery Low$3,627n/a$35,317$38,9442
9LandslideRelatively LowRelatively Low$7,888n/a$17,760$25,6480No recorded events in Storm Events since 1996 (data through 2026-06-30).
10Cold WaveVery LowVery Low$81$12,138$11,642$23,8617
11Winter WeatherVery LowRelatively Low$1,920$24$17,351$19,29557
12DroughtVery LowVery Lown/a$13,906n/a$13,90611
13WildfireVery LowVery Low$8,090$29$1,151$9,2690No recorded events in Storm Events since 1996 (data through 2026-06-30).
14Ice StormVery LowVery Low$3,563n/a$1,533$5,0965
15AvalancheVery LowVery Low$0n/a$50$500No recorded events in Storm Events since 1996 (data through 2026-06-30).

Total = buildings + agriculture + population equivalence; FEMA values each expected death (or 10 injuries) at $13.7 million (2024 dollars).

NRI risk rating combines expected annual loss with social vulnerability and community resilience; EAL rating rates expected annual loss alone. Both compare this county with all U.S. counties.

Local data needed: state and local landslide and wildfire records (Storm Events records these hazards only in part).

Not applicable to this county per NRI, with no federal declaration and no Storm Events record since 1996: coastal flooding, tsunami and volcanic activity. That is the evidence for leaving them out of the plan.

The state hazard mitigation plan also lists hazards for this county; FEMA asks the plan to explain any hazard it leaves out.

Supports FEMA checklist item B1-b: hazard location

Affects the whole county (national data give no location within it): Cold Wave, Drought, Hail, Heat Wave, Ice Storm, Lightning, Strong Wind and Winter Weather.

Inland Flooding: The FEMA Flood Insurance Rate Map (FIRM) is the required location source for flooding. See the FEMA Flood Map Service Center (https://msc.fema.gov) for this county.

Hazards that vary within the county: highest-rated census tracts

Source: 5

HazardHighest-rated census tractsNRI risk rating, score 0 to 100
Avalanchetract 9602 (Very Low, 11.3); tract 9601 (Very Low, 9.4)
Earthquaketract 9602 (Relatively Low, 59.6); tract 9603 (Relatively Low, 56.9); tract 9601 (Relatively Low, 50.0)
Hurricanetract 9602 (Relatively Moderate, 86.3); tract 9603 (Relatively Moderate, 86.3); tract 9601 (Relatively Moderate, 82.1)
Landslidetract 9603 (Relatively Moderate, 98.4); tract 9602 (Relatively Moderate, 98.1); tract 9601 (Relatively Low, 93.4)
Tornadotract 9603 (Relatively Low, 51.5); tract 9602 (Relatively Low, 49.9); tract 9601 (Relatively Low, 41.6)
Wildfiretract 9602 (Relatively Low, 79.4); tract 9601 (Relatively Low, 77.0); tract 9603 (Relatively Low, 70.4)

Up to 3 census tracts per hazard, highest National Risk Index rating first, then highest score; a tract number is the Census tract number (for example 9602 is Census Tract 9602). FEMA's Resilience Analysis and Planning Tool maps the National Risk Index for every tract: https://www.fema.gov/emergency-managers/practitioners/resilience-analysis-and-planning-tool

Supports FEMA checklist item B1-c: hazard extent

Extent: scale, observed range and worst recorded event per hazard

Sources: 6, 7

HazardScaleRecordscount and yearsObserved rangeWorst recorded eventMost damaging (when different)How it applies to jurisdictionsNote
Avalanchenone (count and damage only)0
Cold/Wind Chill, Extreme Cold/Wind Chillwind chill7 records, 2007 to 2025 (7 zone-level)2 days to 3 days (median 2 days); 6 with a recorded value3 consecutive days, 2025-01-20 to 2025-01-22, zone-levelCountywide (zone-level records).
Frost/Freeze (outside NRI's Cold Wave definition)crop damage0
DroughtU.S. Drought Monitor scale (D0 to D4)11 records, 1997 to 2026 (11 zone-level)1 day to 134 days (median 23 days); 5 with a recorded value134 days (about 4.4 months), 2026-01-13 to 2026-05-26, a run of 5 consecutive Storm Events drought records, zone-levelCountywide (zone-level records).Storm Events enters a drought at D2 or worse east of the Rockies and D3 or worse from the Rockies west (NWS Instruction 10-1605); NRI drought counts D3 and D4 only.
EarthquakeModified Mercalli (local data)0Storm Events does not record earthquakes; the USGS earthquake catalog is the source.
Hailhail size (inches)20 records, 1988 to 20200.75 in to 2.75 in (median 1.25 in); 20 with a recorded value2.75 in hail, 2002-05-26Hail, 2000-07-14, $2,000 property; crops not reported (2000 dollars)No event record names a jurisdiction in the plan.
Excessive Heat, Heatheat index (in event narratives)3 records, 2006 to 2025 (3 zone-level)1 day to 3 days (median 2 days); 3 with a recorded value3 consecutive days, 2025-06-23 to 2025-06-25, zone-levelCountywide (zone-level records).
Hurricane, Tropical Storm, Tropical DepressionSaffir-Simpson1 record, 2003 (1 zone-level)Strongest recorded: Tropical Storm record, 2003-09-18 to 2003-09-19, damage not reported; NWS zone PAZ035Countywide (zone-level records).Storm Events files every zone of a storm's episode under the storm's type; flooding from the storm is filed as Flood or Flash Flood records.
Ice StormSperry-Piltz ice scale (local data)5 records, 1998 to 2009 (5 zone-level)No damage reported in 5 records.Countywide (zone-level records).
Flash Flood, Flood, Lakeshore Flooddamage and flood days (flood depth: FIRM)28 records, 1996 to 2025 (4 zone-level)Flash Flood, 2003-05-01, $15,000 property; crops not reported (2003 dollars)Event records naming jurisdictions in the plan: McConnellsburg borough (1 record). Zone-level records (4) apply countywide.Flood depth: see the FEMA Flood Insurance Rate Map. Storm Events damage is often $0 or blank for floods, major ones included; FEMA Public Assistance by declaration (B1-d) shows which floods cost the most.
Debris Flownone (count and damage only)0
Lightningannualized frequency (the measure FEMA's Local Mitigation Planning Handbook names)2 records, 2022 to 2025Lightning, 2025-06-25, $10,000 property; $0 crops (2025 dollars)No event record names a jurisdiction in the plan.Storm Events lists lightning with damage or casualties.
High Wind and Strong Wind (outside NRI's Strong Wind definition)wind speed (kt and mph)15 records, 1999 to 2025 (15 zone-level)45 kt (52 mph) to 60 kt (69 mph) (median 50 kt (58 mph)); 13 with a recorded value60 kt (69 mph) estimated gust, High Wind, 2003-11-13; NWS zone PAZ035High Wind, 2009-02-12, $25,000 property; crops not reported (zone total, 2009 dollars)Countywide (zone-level records).
Thunderstorm Windwind speed (kt and mph)80 records, 1976 to 202650 kt (58 mph) to 78 kt (90 mph) (median 52 kt (60 mph)); 52 with a recorded value78 kt (90 mph), measurement type not recorded, Thunderstorm Wind, 1976-07-11Thunderstorm Wind, 2000-06-15, $25,000 property; crops not reported (2000 dollars)Event records naming jurisdictions in the plan: McConnellsburg borough (1 record).
TornadoEnhanced Fujita (Fujita before Feb 2007)6 records, 1996 to 2019F/EF0 to F/EF1 (median F/EF1); 6 with a recorded valueEF1 tornado, 2019-05-29, 0.72 mi within this county, 50 yd wide, $35,000 property; $0 crops (2019 dollars)No event record names a jurisdiction in the plan.Before 1996 a tornado is listed once, under the county where it began, with its whole path's rating and length; from 1996 on, each county lists its own segment. Length is not used to rank tornadoes (see Methods).
Wildfireacres burned (local data)0
Winter Storm, Heavy Snow, Blizzard, Lake-Effect Snow, Winter Weather, Sleetnone in data (snowfall: local data)57 records, 1996 to 2026 (57 zone-level)Winter Weather, 2025-02-16, $8,000 property; $0 crops (2025 dollars); NWS zone PAZ035Countywide (zone-level records).

In event narratives only (local data needed): wind chill, temperature, heat index, ice thickness, acres burned and snow depth; any physical measure of avalanche, debris flow and lightning.

Storm Events records are more complete after 1996; before 1996 only Tornado (from 1950), Hail and Thunderstorm Wind (from 1955) exist. Zone-level records from zones that no NWS zone-county file places in this county (mostly before 2020) are not counted here (the Methods page explains the zone matching).

Dollars are nominal (as reported), labeled with the year; not adjusted for inflation.

Supports FEMA checklist item B1-d: previous occurrences

Federal declarations for this county: 17 declarations covering 12 separate hazard incidents counted in this packet (declarations for the same incident count once; non-natural and evacuation-only declarations are not counted).

Federal disaster declarations for this county

Sources: 1, 2, 3

DeclaredIncident beganFEMA numberTypeTitleMapped hazardCounty Public Assistancefederal share obligated, nominal dollarsNotes
2021-09-102021-08-31DR-4618-PAMajor disasterRemnants of Hurricane IdaHurricane$823,395.50
2020-03-302020-01-20DR-4506-PAMajor disasterCOVID-19 PandemicNon-natural, not countedno Public Assistance recorded
2020-03-132020-01-20EM-3441-PAEmergencyCOVID-19Non-natural, not countedno Public Assistance recordedsame incident as DR-4506
2016-03-232016-01-22DR-4267-PAMajor disasterSevere Winter Storm and SnowstormWinter Weather$104,965.31
2013-01-102012-10-26DR-4099-PAMajor disasterHurricane SandyHurricane$12,109.80
2012-10-292012-10-26EM-3356-PAEmergencyHurricane SandyHurricaneno Public Assistance recordedsame incident as DR-4099
2011-09-082011-09-03EM-3340-PAEmergencyRemnants of Tropical Storm LeeInland Flooding (primary); also designated: Hurricane$3,070.33
2010-04-162010-02-05DR-1898-PAMajor disasterSevere Winter Storms and SnowstormsWinter Weather$89,962.70
2005-09-102005-08-29EM-3235-PAEmergencyHurricane KatrinaHurricane: evacuation support, not a local hazard event; not countedno Public Assistance recorded
2004-09-192004-09-17DR-1557-PAMajor disasterTropical Depression IvanHurricane$191,495.99
2004-09-192004-09-08DR-1555-PAMajor disasterSevere Storms and Flooding Associated with Tropical Depression FrancesHurricane; Inland Flooding: designated for Hazard Mitigation only (no Public or Individual Assistance for this county); not countedPA not declared for this county
2003-03-142003-02-14EM-3180-PAEmergencySnowWinter Weather$37,509.56
1996-01-211996-01-19DR-1093-PAMajor disasterSevere Storms and FloodingInland Floodingno Public Assistance recorded
1996-01-131996-01-06DR-1085-PAMajor disasterBlizzard of 96Winter Weatherno Public Assistance recorded
1993-03-161993-03-13EM-3105-PAEmergencySevere Snowfall & Winter StormWinter Weatherno Public Assistance recorded
1975-09-261975-09-26DR-485-PAMajor disasterSevere Storms, Heavy Rains & FloodingInland Floodingno Public Assistance recorded
1972-06-231972-06-23DR-340-PAMajor disasterTropical Storm AgnesInland Flooding (primary); also designated: Hurricaneno Public Assistance recorded

County Public Assistance: applicants the FEMA record places in this county, including any state agencies FEMA files there; statewide rows are listed on the state page; federal share obligated, nominal dollars.

Statewide declarations

Source: 2

DeclaredIncident beganFEMA numberTypeTitleMapped hazard
2003-08-232003-07-21DR-1485-PAMajor disasterSevere Storms, Tornadoes, and FloodingInland Flooding; Tornado
1959-01-231959-01-23DR-89-PAMajor disasterFloodsInland Flooding
1956-08-091956-08-09DR-61-PAMajor disasterStormHazard not mapped (severe storm title names no single hazard); not counted
1956-05-211956-05-21DR-58-PAMajor disasterSevere StormHazard not mapped (severe storm title names no single hazard); not counted
1956-03-151956-03-15DR-51-PAMajor disasterFloodInland Flooding
1955-08-201955-08-20DR-40-PAMajor disasterFloods & RainsInland Flooding

FEMA recorded these with designated area Statewide and no county, so they are listed on every county page in the state and not counted with county rows. Local data needed: whether each one affected this county.

Previous occurrences by hazard, with explicit no-event rows

Sources: 2, 6, 7

HazardStorm Events records, all years on file(years in the Period column)Since plan approvalrecordsIn the 12 months before plan approvalrecordsLast 5 yearsrecordsDeclared incidents, all yearsseparate disastersDeclared since approvalseparate disastersPeriodStatement
Avalanche0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Cold Wave7002001996 to 2026-06-30
Drought11237001996 to 2026-06-30
Earthquake000000Storm Events does not record earthquakes; the USGS earthquake catalog is the source.
Hail20000001955 to 2026-06-30
Heat Wave3011001996 to 2026-06-30
Hurricane1000501996 to 2026-06-30
Ice Storm5000001996 to 2026-06-30
Inland Flooding280810401996 to 2026-06-30
Landslide0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Lightning2012001996 to 2026-06-30
Strong Wind951513001955 to 2026-06-30Includes 13 High Wind and 2 Strong Wind records.
Tornado6000001950 to 2026-06-30
Wildfire0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Winter Weather57026501996 to 2026-06-30

Notable Storm Events records

Sources: 1, 6, 7

DateEvent typeMagnitude or extentDamagenominal dollarsDeaths, injuriesdirect onlyLocationFlagsWhy listed
2025-06-25Lightning$10,000 property; $0 crops (2025 dollars)0, 0HARRISONVILLEin the 12 months before plan approval; within last 5 yearsB1-c worst recorded: Lightning
2025-06-23Heat$0 property; $0 crops (zone total, 2025 dollars)0, 0NWS zone PAZ035 (FULTON), zone-levelin the 12 months before plan approval; within last 5 yearsB1-c worst recorded: Excessive Heat, Heat
2025-01-20Cold/Wind Chill$0 property; $0 crops (zone total, 2025 dollars)0, 0NWS zone PAZ035 (FULTON), zone-levelwithin last 5 yearsB1-c worst recorded: Cold/Wind Chill, Extreme Cold/Wind Chill
2022-01-17Winter Weather$0 property; $0 crops (zone total, 2022 dollars)0, 1NWS zone PAZ035 (FULTON), zone-levelwithin last 5 yearsdeaths or injuries recorded
2021-04-11Flood$0 property; $0 crops (2021 dollars)1, 0DICKEYS MTN to PLUM RUNdeaths or injuries recorded
2019-05-29TornadoEF1, 0.72 mi within this county, 50 yd wide$35,000 property; $0 crops (2019 dollars)0, 0ENIDB1-c worst recorded: Tornado
2003-11-13High Wind60 kt (69 mph) estimated gustdamage not reported0, 0NWS zone PAZ035 (FULTON), zone-levelB1-c worst recorded: High Wind and Strong Wind
2003-09-18Tropical Stormdamage not reported0, 0NWS zone PAZ035 (FULTON), zone-levelB1-c worst recorded: Hurricane, Tropical Storm, Tropical Depression
2003-05-01Flash Flood$15,000 property; crops not reported (2003 dollars)0, 0NEEDMOREB1-c worst recorded: Flash Flood, Flood, Lakeshore Flood
2002-05-26Hail2.75 indamage not reported0, 0BUCK VLYB1-c worst recorded: Hail
1991-04-09Thunderstorm Windspeed not recordeddamage not recorded (pre-1996 record)0, 1location not recordeddeaths or injuries recorded
1976-07-11Thunderstorm Wind78 kt (90 mph), measurement type not recordeddamage not recorded (pre-1996 record)0, 0location not recordedB1-c worst recorded: Thunderstorm Wind

The full list is in the Excel file, sheet "B1-d Storm Events history" (235 rows).

Location is the place NOAA recorded, as written in its data; it need not be a jurisdiction in this plan.

Local data needed: state-declared emergencies, from your state emergency management agency (federal data do not include them).

FEMA's declaration data list no tribal or special-area declarations for this state.

Supports FEMA checklist item B1-e: probability of future events

Probability: FEMA annualized frequency and descriptor per hazard

Sources: 5, 6

HazardFEMA annualized frequency (modeled)unit per rowUnitIn plain termsDescriptorDescriptor basisNRI events or days in its record period (hail, wind and tornado are area-weighted, so can be fractional)NRI periodLocationNote
Avalanche0.01events per yearabout 1 in 100 yearsPossibleFEMA annualized frequency (modeled)01994 to 2023 (30 years)see B1-f0.01 is NRI's minimum avalanche frequency for a county in an avalanche susceptibility zone; NRI records no avalanche here, so the descriptor reflects the floor, not local events.
Cold Wave1.47event-days per yearabout 1.47 days per yearLikelyStorm Events event-days in 6 of 30 years, 1996 to 2025 (20%)282005-11-12 to 2024-11-12 (19 years)countywide
Drought0.296event-days per yearabout 0.296 days per yearLikelyStorm Events event-days in 4 of 30 years, 1996 to 2025 (13.3%)212000 to 2025 (25.25 years; D3 and D4 only)countywide
Earthquake0.000615annual probability at a locationchance a given location in the county has at least minor-damage shaking in a year: 0.0615%not shownmodeledsee B1-fNo descriptor (Storm Events does not record earthquakes).
Hail2.13events per yearabout 2.13 per yearHighly likelyFEMA annualized frequency (modeled)80.8 (modeled)1986 to 2023 (38 years)countywide
Heat Wave2event-days per yearabout 2 days per yearPossibleStorm Events event-days in 2 of 30 years, 1996 to 2025 (6.67%)312005-11-12 to 2024-11-12 (19 years)countywide
Hurricane0.051events per yearabout 1 in 20 yearsPossibleFEMA annualized frequency (modeled)181851 to 2024 (Atlantic)see B1-fNRI counts hurricane and tropical storm tracks passing within storm-force wind range; federal declarations are in B1-d.
Ice Storm0.311event-days per yearabout 0.311 days per yearLikelyStorm Events event-days in 4 of 30 years, 1996 to 2025 (13.3%)211946-12-31 to 2014-02-12 (67 years)countywide
Inland Flooding0.607event-days per yearabout 0.607 days per yearLikelyStorm Events event-days in 9 of 30 years, 1996 to 2025 (30%)171996 to 2023 (28 years)see B1-f
Landslide0.868events per year (modeled)about 0.87 per yearLikelyFEMA annualized frequency (modeled)not shownmodeledsee B1-f
Lightning36.9days per year with a strikeabout 36.9 days per yearHighly likelyFEMA annualized frequency (modeled)not shown1995 to 2023 (29 years; CONUS)countywide
Strong Wind3.92events per yearabout 3.92 per yearHighly likelyFEMA annualized frequency (modeled)1491986 to 2023 (38 years)countywide
Tornado0.165events per yearabout 1 in 6 yearsLikelyFEMA annualized frequency (modeled)not shown1950 to 2023 (EF2+); 1986 to 2023 (EF0-1)see B1-f
Wildfire0.000238annual probability at a locationchance a given location in the county burns in a year: 0.0238%Storm Events records in 0 of 30 years, 1996 to 2025 (0%)not shownmodeledsee B1-fNo descriptor: no Storm Events record 1996 to 2025
Winter Weather13event-days per yearabout 13 days per yearHighly likelyStorm Events event-days in 28 of 30 years, 1996 to 2025 (93.3%)2472005-11-12 to 2024-11-12 (19 years)countywide

FEMA annualized frequency (modeled) is the National Risk Index v1.20 (December 2025) estimate of how often a hazard affects this county in a year; it is not recorded events divided by years, and its unit differs by hazard (events, event-days, or days with a lightning strike per year). For earthquake, wildfire, coastal flooding and tsunami the value is the chance (or number of events) at a location in the county, not across the county, so no "1 in N years" is given and the descriptor comes from Storm Events where it has a record (none for earthquake). The Methods page gives each hazard's method, from FEMA's National Risk Index Technical Documentation v1.20.

Where NRI gives event-days, the descriptor comes from the share of years with a Storm Events record; NRI's source records more events, so the two differ.

Descriptor scale used in this packet (defined per unit)

Sources: 5, 6

UnitDescriptorDefinition
events per yearHighly likely1 or more per year
events per yearLikelyabout once in 1 to 10 years
events per yearPossibleabout once in 10 to 100 years
events per yearUnlikelyless than once in 100 years
annual probabilityLikely10% to under 100% chance in a given year
annual probabilityPossible1% to under 10% chance in a given year
annual probabilityUnlikelyunder 1% chance in a given year
event-days (share of years)Highly likelyevent-days recorded in 90% or more of years
event-days (share of years)Likelyevent-days recorded in 10% to under 90% of years
event-days (share of years)Possibleevent-days recorded in some years but under 10% of years
lightning strike-daysHighly likelycloud-to-ground strikes on 1 or more days per year

Intensity bands: historical frequency (Storm Events)

Source: 6

HazardBandYearsEventscounty-coded recordsYears in periodEvents per yearevents / years
Hail1.00-1.99 in1996 to 202514300.467
Hail2.00 in+1996 to 20252300.0667
Thunderstorm Wind (counted as NRI Strong Wind)50-64 kt1996 to 202549301.63
Thunderstorm Wind (counted as NRI Strong Wind)65 kt+1996 to 20251300.0333
Thunderstorm Wind (counted as NRI Strong Wind)unmeasured or below 50 kt1996 to 20255300.167
TornadoEF0-11996 to 20256300.2
TornadoEF2-31996 to 20250300
TornadoEF4-51996 to 20250300
Tornadounrated (EFU)1996 to 20250300

The bands show how often events of each severity were recorded in this county, to profile how severe events have been (FEMA's probability item asks for the range of intensities).

Hail smaller than 1 inch is not counted: on 2010-01-05 the National Weather Service raised its severe-hail threshold from 3/4 inch to 1 inch, so smaller reports became less common after 2009 (NWS Service Change Notice 09-52). NRI hail frequency uses a 0.75 inch threshold.

Optional: future conditions. Not a required item in the 2025 FEMA Local Mitigation Planning Policy Guide; some states ask for it. The federal Climate Mapping for Resilience and Adaptation (CMRA) site gives county exposure to future climate conditions (https://resilience.climate.gov/).

Supports FEMA checklist item B1-f: hazards that vary across jurisdictions

Range of census tract risk within the county

Source: 5

HazardTractsrated of allNRI risk score, 0 to 100Tracts by rating
MinMedianMax
Avalanche2 of 39.410.411.3Very Low 2, Not Applicable 1
Cold Wave3 of 320.924.625.0Relatively Low 3
Drought1 of 390.090.090.0Relatively Low 1, No Rating 2
Earthquake3 of 350.056.959.6Relatively Low 3
Hail3 of 363.872.575.3Relatively Moderate 2, Relatively Low 1
Heat Wave3 of 320.929.530.7Relatively Low 3
Hurricane3 of 382.186.386.3Relatively Moderate 3
Ice Storm3 of 318.428.230.4Very Low 3
Inland Flooding3 of 362.772.282.8Relatively High 1, Relatively Moderate 2
Landslide3 of 393.498.198.4Relatively Moderate 2, Relatively Low 1
Lightning3 of 349.360.260.9Relatively Moderate 3
Strong Wind3 of 387.894.795.7Relatively High 3
Tornado3 of 341.649.951.5Relatively Low 3
Wildfire3 of 370.477.079.4Relatively Low 3
Winter Weather3 of 368.676.777.3Relatively Moderate 3

Cold Wave: Agriculture is 51% of NRI's expected annual loss for this hazard in the county, so the tract range mostly reflects where crop and livestock value is.

Drought: Agriculture is all of NRI's expected annual loss for this hazard in the county, so the tract range mostly reflects where crop and livestock value is.

Rated tracts only: No Rating (score 0.0), Not Applicable and Insufficient Data tracts are counted but not used for the minimum, median and maximum.

The score ranks a tract against all U.S. tracts (100 = highest). The rating is FEMA's category for the tract's risk value, computed differently, so the two can disagree.

Frequency data for cold wave, drought, hail, heat wave, ice storm, lightning, strong wind and winter weather are county-wide or coarse (49 km grid or NWS zone), the same for every jurisdiction; the tract range mostly reflects where buildings and people are (crop and livestock value where a line above names agriculture).

This county has 3 census tracts; the minimum, median and maximum come from those 3.

Each jurisdiction (starting figures from federal data)

Sources: 1, 3, 4, 6

JurisdictionTypePlan statusRepetitive lossFMA RL and SRL (44 CFR 77.2); repeat-flood, any definitionPublic Assistance to this jurisdictionFEMA records matched by applicant name; federal share obligated, nominal dollarsEvent records naming this placeall years; since its planNotes
Fulton CountyCountyApproved, expires 2031-03-15$14,381.660 total; 0 since its planNo NFIP community ID on this jurisdiction's plan row.
McConnellsburg boroughOrganized BoroughApproved, expires 2031-03-15FMA RL 0, SRL 0; any 0$22,343.932 total; 0 since its plan
Valley-Hi boroughOrganized BoroughPlan 109093 approved 2026-03-16, pending adoption here; not yet eligibleFMA RL 0, SRL 0; any 0no Public Assistance recorded0 total; no approved plan
Ayr townshipTownshipApproved, expires 2031-03-15FMA RL 0, SRL 0; any 0$33,371.740 total; 0 since its plan
Belfast townshipTownshipApproved, expires 2031-03-15FMA RL 0, SRL 0; any 0no Public Assistance recorded0 total; 0 since its plan
Bethel townshipTownshipApproved, expires 2031-03-15FMA RL 0, SRL 0; any 0$26,027.320 total; 0 since its plan
Brush Creek townshipTownshipApproved, expires 2031-03-15FMA RL 0, SRL 0; any 0$31,077.780 total; 0 since its plan
Dublin townshipTownshipApproved, expires 2031-03-15FMA RL 0, SRL 0; any 0$23,122.850 total; 0 since its plan
Licking Creek townshipTownshipApproved, expires 2031-03-15FMA RL 0, SRL 0; any 1$890,863.550 total; 0 since its plan
Taylor townshipTownshipApproved, expires 2031-03-15FMA RL 0, SRL 0; any 0$33,926.780 total; 0 since its plan
Thompson townshipTownshipPlan 109093 approved 2026-03-16, pending adoption here; not yet eligibleFMA RL 0, SRL 0; any 0$83,332.090 total; no approved plan
Todd townshipTownshipApproved, expires 2031-03-15FMA RL 0, SRL 0; any 0$46,854.450 total; 0 since its plan
Union townshipTownshipPlan 109093 approved 2026-03-16, pending adoption here; not yet eligibleFMA RL 0, SRL 0; any 0$31,983.100 total; no approved plan
Wells townshipTownshipApproved, expires 2031-03-15FMA RL 0, SRL 0; any 0$15,199.590 total; 0 since its plan

Repetitive-loss counts are for whole NFIP communities, which can extend beyond this county (see the note in B2-c).

County Public Assistance in B1-d also includes applicants filed under the county that are not jurisdictions in this plan (for example state agencies, special districts and nonprofits), so the jurisdiction rows add up to less.

Supports FEMA checklist items B2-a and B2-b: vulnerability and potential impacts

Local data needed

The table below gives county-level starting figures; the plan describes impacts for each jurisdiction and its own assets.

  • Critical facilities and lifelines per hazard
  • A problem statement per jurisdiction per hazard
  • Changes in development in hazard-prone areas since the last approval, or a statement of none (E1-a)
  • Future assets

County-level starter: exposure, expected annual loss and damage since the plan

Sources: 1, 2, 3, 5, 6, 7

HazardBuilding exposuremodeled dollarsAgriculture exposuremodeled dollarsPopulation exposedpeopleEAL buildingsmodeled dollars per yearEAL agriculturemodeled dollars per yearCost of expected deaths and injuriesFEMA's dollar value per year, not property damageEAL as % of exposurebuildings; agriculture where notedStorm Events damage since 2026-03-16county-coded records, property plus crops, nominal dollarsZone-level damage since planproperty plus crops, reported for the zonePublic Assistance since plannominal dollars; see noteNote
Avalanche$0n/aunder 1$0n/a$50building exposure is 0 in NRI
Cold Wave$5,136,585,952$97,618,21014,556$81$12,138$11,642under 0.0001%
Droughtn/a$259,216n/an/a$13,906n/a5.36% (agriculture)$0NRI has no building exposure for this hazard; agriculture shown
Earthquake$9,782,990,538n/a14,556$82,314n/a$22,1680.000841%
Hail$5,136,585,952$97,618,21014,556$55,022$4,574$1,2020.00107%
Heat Wave$5,136,585,952$97,618,21014,556$1$103$50,658under 0.0001%
Hurricane$5,136,585,952$97,552,67614,556$523,014$140,051$9,4940.0102%
Ice Storm$5,134,620,378n/a14,555$3,563n/a$1,533under 0.0001%
Inland Flooding$5,129,938,707$4,412,780322$2,455,089$27,546$85,341n/a (see note)NRI counts the full building value of any census block with some flood loss; this is not the value of buildings in the floodplain. Use local FIRM overlays for B2-a/B2-b.
Landslide$447,960,092n/a1,232$7,888n/a$17,7600.00176%
Lightning$5,136,585,952n/a14,556$3,627n/a$35,317under 0.0001%
Strong Wind$5,136,585,952$97,618,21014,556$64,378$90,472$181,5660.00125%$4,000
Tornado$5,136,585,952$97,618,21014,556$126,458$1,125$23,7850.00246%
Wildfire$690,339,079$15,875,1132,719$8,090$29$1,1510.00117%
Winter Weather$5,136,585,952$97,618,21014,556$1,920$24$17,351under 0.0001%

Totals since 2026-03-16 (Storm Events through 2026-06-30): 1 county-coded records, 1 with a damage value recorded (including $0), $4,000; 2 zone-level records, 2 with a damage value recorded (including $0), $0 reported for the zone; Public Assistance: no counted declaration since the plan.

FEMA does not split Public Assistance by hazard. A declaration mapped to several hazards is listed under each of them with its full amount, so the per-hazard column does not add up to the total; the unit total counts each declaration once.

NRI computes earthquake exposure on its own basis, so it exceeds the county building value in B2-a.

Supports FEMA checklist item B2-a: vulnerability (county context)

County context

Source: 5

MeasureValue
Population14,556
Building value (total, not at risk)$5,136,585,952
Agriculture value (total, not at risk)$97,618,210
NRI risk rating (all hazards)Very Low
Expected annual loss, buildings and agriculture, all hazards$3,621,413
Expected annual loss, population equivalence, all hazards (NRI values each statistical life at $13.7M; a modeled value of expected deaths and injuries, not property damage)$459,018
Social vulnerability ratingRelatively Low
Community resilience ratingRelatively High
NRI versionDecember 2025

FEMA's all-hazard expected annual loss adds buildings, agriculture and population equivalence; this table gives the property part and the population-equivalence part as separate rows.

Social vulnerability: higher means people are more likely to be harmed and slower to recover. Community resilience: lower means the community is less able to recover. High social vulnerability and low resilience both raise the NRI risk rating.

Supports FEMA checklist item B2-c: repetitive loss properties

Repetitive loss in this county, both definitions

Sources: 1, 4

DefinitionPropertiesSevere repetitive lossProperties
Repetitive loss, FMA definition (44 CFR 77.2)0Severe repetitive loss, FMA definition (44 CFR 77.2)0
Repetitive loss, NFIP insurance definition1Severe repetitive loss, NFIP insurance definition0

The state NFIP coordinator's list, the source FEMA's Handbook names, often uses the NFIP insurance definition (second row).

Repeat-flood properties: county and state-level rows

Sources: 1, 4

ScopeRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
County total0010100
of which: Licking Creek city0010100
Statewide, no county in FEMA's file0010100

The statewide row counts properties FEMA's file gives with no county in this state; they are listed for reference and are not in this county's counts.

Repeat-flood properties by jurisdiction in the plan (NFIP community)

Sources: 1, 4

JurisdictionNFIP community IDRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
McConnellsburg borough4227010000000
Valley-Hi borough4227020000000
Ayr township4224280000000
Belfast township4216590000000
Bethel township4224290000000
Brush Creek township4216600000000
Dublin township4216610000000
Licking Creek township4216620010100
Taylor township4216630000000
Thompson township4216640000000
Todd township4216650000000
Union township4224300000000
Wells township4216660000000

Counts by occupancy group for each jurisdiction are in the Excel file, sheet "B2-c Jurisdictions".

Jurisdiction rows are whole NFIP communities and need not add up to the county total: a community that extends into another county is counted in full on each jurisdiction row, while the county table counts only its part in this county.

County repeat-flood properties by occupancy group

Sources: 1, 4

Occupancy groupRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
single-family residential0000000
2 to 4 unit residential0000000
other residential0000000
non-residential0010100
not reported0000000

FEMA's occupancy groups have no institutional class; institutional properties are counted in non-residential or other residential in the table by occupancy group.

FMA RL and FMA SRL are the Flood Mitigation Assistance definitions (44 CFR 77.2), the ones the FEMA Local Mitigation Planning Policy Guide cites. NFIP repetitive loss (the FEMA insurance definition) is 2 or more claims over $1,000 in 10 years, and a property can leave that group once it is mitigated. Also shown: NFIP severe repetitive loss, any category, mitigated and currently insured. The Methods page gives the OpenFEMA field details.

Counts are aggregates of FEMA's public NFIP Multiple Loss Properties file (FEMA's data date 2026-08-02; file version 2026-08-04). No property is identified. County assignment is FEMA's geocode.

In this county 0 properties are FMA repetitive loss but not NFIP repetitive loss, and 1 property is NFIP repetitive loss but not FMA repetitive loss.

Exact counts; no count suppression.

Sources

Tables cite these sources by number. The full list, for the plan's bibliography (FEMA review item A4-a):

  1. FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-29T134039Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)
  2. FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-29T162832Z, pulled 2026-09-30, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)
  3. FEMA, OpenFEMA PublicAssistanceFundedProjectsSummaries v1, version 2026-09-29T150754Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/PublicAssistanceFundedProjectsSummaries (API)
  4. FEMA, OpenFEMA NfipMultipleLossProperties v1, version 2026-08-04T164045Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/NfipMultipleLossProperties (API)
  5. FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-30, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)
  6. NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-30, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/
  7. NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-30, https://www.weather.gov/gis/ZoneCounty
  8. U.S. Census Bureau, Census 2024 Gazetteer, 2020 place by county, CT county-to-cousub crosswalk, version 2024-gazetteer, pulled 2026-09-30, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_counties_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_cousubs_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_place_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_unsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_elsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_scsd_national.zip, https://www2.census.gov/geo/docs/reference/codes2020/national_place_by_county2020.txt, https://www2.census.gov/geo/docs/reference/ct_change/ct_cou_to_cousub_crosswalk.xlsx (used to match place names and codes; no table prints its values)

What this packet is and what the plan adds

This packet is the federal data for the plan's risk assessment (the summary on page 1 says how it is organized); the plan and FEMA's review decide whether each item is met.

The plan adds what only the community has: local data on assets, critical facilities, development and each jurisdiction's impacts; local hazard history, including state-declared emergencies; the mitigation strategy; and adoption.

How the federal data are built: National Risk Index values are FEMA's model, not counts of events. Storm Events is more complete from 1996; zone-level records are placed by forecast zone, not by location in the county. Public Assistance for a jurisdiction is matched by applicant name. The Methods page gives every rule and the known edge cases.

OpenFEMA disclaimer

This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Reuse, citation and corrections

Reuse and citation: Hazard Plain text and tables are licensed under Creative Commons Attribution 4.0 International (CC BY 4.0, https://creativecommons.org/licenses/by/4.0/); credit Hazard Plain and the release. The underlying federal data are public domain; OpenFEMA data are also subject to the OpenFEMA terms and conditions.

Cite this: Hazard Plain (2026). Fulton County, PA: risk-assessment baseline packet, release 2026-10 (data as of 2026-09-30; County FIPS 42057). Automated baseline. https://hazardplain.org/pa/42057/ Built from FEMA OpenFEMA, the FEMA National Risk Index and NOAA NCEI Storm Events; source versions in the packet's Sources list.

Corrections: to report an error, name the packet, the table and what your records show. Contact: contact@hazardplain.org