Hazard Plain Automated baseline

Bedford County, PA

Risk-assessment baseline packet

County FIPS:
42009
Release:
2026-10
Data as of:
2026-09-30
Storm Events data through:
2026-06-30

Hazard Plain is an independent product built from public federal data. It is not a FEMA document and is not reviewed or endorsed by FEMA or any state agency.

Hazard Plain release 2026-10, as of 2026-09-30.

Summary

Plan status as of 2026-09-30: Approved, expires 2028-04-03. Plan: Bedford County Hazard Mitigation Plan (FEMA plan 108742), approved 2023-04-04.

Update: FEMA tracker shows a plan in progress.

Since the plan was approved on 2023-04-04: no new hazard declaration and 44 NOAA Storm Events records; details under "What changed since your last plan".

Highest expected annual loss (FEMA National Risk Index, modeled total; see B1-a): Inland Flooding ($21,272,885 a year), Hurricane ($1,264,435) and Strong Wind ($540,015).

The tables that follow are organized by the items of FEMA's Local Mitigation Plan Review Tool, Element B (B1-a to B2-c); each heading says which item its tables support.

Plan clock

Status:
Approved, expires 2028-04-03
Plan:
Bedford County Hazard Mitigation Plan (FEMA plan 108742)
Approved:
2023-04-04
Days to expiry:
551
Update underway:
FEMA tracker shows a plan in progress

What changed since your last plan (approved 2023-04-04)

New federal declarations:
none
Storm Events records since approval:
44 records (data through 2026-06-30)
Repetitive loss now:
FMA RL 10, SRL 24 (44 CFR 77.2); any definition: 116
Repeat-flood change:
this release sets the baseline count.

Sources: 1, 2, 4, 6 (numbered list at the end)

Plan status for every jurisdiction listed in this county: 39 rows, in the section "Plan clock: Plan status for every jurisdiction listed in this county" on the following pages.

State plan status and tribal plans in this state: see the state page.

Plan clock

Plan status for every jurisdiction listed in this county

Source: 1

JurisdictionTypeStatusPlanApprovedExpiresDays to expirynegative = days since expiryUpdate underwayNotes
Bedford CountyCountyApproved, expires 2028-04-03Bedford County Hazard Mitigation Plan (FEMA plan 108742)2023-04-042028-04-03551FEMA tracker shows a plan in progressthis jurisdiction approved 2023-04-11
Bedford boroughOrganized BoroughApproved, expires 2028-04-03Bedford County Hazard Mitigation Plan (FEMA plan 108742)2023-04-042028-04-03551FEMA tracker shows a plan in progressthis jurisdiction approved 2023-04-03
Coaldale boroughOrganized BoroughApproved, expires 2028-04-03Bedford County Hazard Mitigation Plan (FEMA plan 108742)2023-04-042028-04-03551FEMA tracker shows a plan in progressthis jurisdiction approved 2023-04-03
Everett boroughOrganized BoroughPlan 108742 approved 2023-04-04, pending adoption here; not yet eligibleBedford County Hazard Mitigation Plan (FEMA plan 108742), pending adoption here2023-04-04 by FEMA; not yet adopted here2028-04-03 once adoptedFEMA tracker shows a plan approvable pending adoptionNot yet eligible: adopt the approved plan.
Hopewell boroughOrganized BoroughApproved, expires 2028-04-03Bedford County Hazard Mitigation Plan (FEMA plan 108742)2023-04-042028-04-03551FEMA tracker shows a plan in progressthis jurisdiction approved 2023-04-13
Hyndman boroughOrganized BoroughApproved, expires 2028-04-03Bedford County Hazard Mitigation Plan (FEMA plan 108742)2023-04-042028-04-03551FEMA tracker shows a plan in progressthis jurisdiction approved 2023-05-03
Manns Choice boroughOrganized BoroughApproved, expires 2028-04-03Bedford County Hazard Mitigation Plan (FEMA plan 108742)2023-04-042028-04-03551FEMA tracker shows a plan in progressthis jurisdiction approved 2023-05-01
New Paris boroughOrganized BoroughApproved, expires 2028-04-03Bedford County Hazard Mitigation Plan (FEMA plan 108742)2023-04-042028-04-03551FEMA tracker shows a plan in progressthis jurisdiction approved 2023-05-01
Pleasantville boroughOrganized BoroughApproved, expires 2028-04-03Bedford County Hazard Mitigation Plan (FEMA plan 108742)2023-04-042028-04-03551FEMA tracker shows a plan in progressthis jurisdiction approved 2023-12-11
Rainsburg boroughOrganized BoroughPlan 108742 approved 2023-04-04, pending adoption here; not yet eligibleBedford County Hazard Mitigation Plan (FEMA plan 108742), pending adoption here2023-04-04 by FEMA; not yet adopted here2028-04-03 once adoptedFEMA tracker shows a plan approvable pending adoptionNot yet eligible: adopt the approved plan.
Saxton boroughOrganized BoroughApproved, expires 2028-04-03Bedford County Hazard Mitigation Plan (FEMA plan 108742)2023-04-042028-04-03551FEMA tracker shows a plan in progressthis jurisdiction approved 2023-05-08
Schellsburg boroughOrganized BoroughApproved, expires 2028-04-03Bedford County Hazard Mitigation Plan (FEMA plan 108742)2023-04-042028-04-03551FEMA tracker shows a plan in progressthis jurisdiction approved 2023-07-03
St. Clairsville boroughOrganized BoroughApproved, expires 2028-04-03Bedford County Hazard Mitigation Plan (FEMA plan 108742)2023-04-042028-04-03551FEMA tracker shows a plan in progressthis jurisdiction approved 2023-08-03
Woodbury boroughOrganized BoroughApproved, expires 2028-04-03Bedford County Hazard Mitigation Plan (FEMA plan 108742)2023-04-042028-04-03551FEMA tracker shows a plan in progressthis jurisdiction approved 2023-06-05
Bedford townshipTownshipApproved, expires 2028-04-03Bedford County Hazard Mitigation Plan (FEMA plan 108742)2023-04-042028-04-03551FEMA tracker shows a plan in progress
Bloomfield townshipTownshipNo approved plan on recordnonenonenoneFEMA tracker shows a plan in progress
Broad Top townshipTownshipApproved, expires 2028-04-03Bedford County Hazard Mitigation Plan (FEMA plan 108742)2023-04-042028-04-03551FEMA tracker shows a plan in progress
Colerain townshipTownshipApproved, expires 2028-04-03Bedford County Hazard Mitigation Plan (FEMA plan 108742)2023-04-042028-04-03551FEMA tracker shows a plan in progressthis jurisdiction approved 2023-04-06
Cumberland Valley townshipTownshipApproved, expires 2028-04-03Bedford County Hazard Mitigation Plan (FEMA plan 108742)2023-04-042028-04-03551FEMA tracker shows a plan in progressthis jurisdiction approved 2023-05-01
East Providence townshipTownshipApproved, expires 2028-04-03Bedford County Hazard Mitigation Plan (FEMA plan 108742)2023-04-042028-04-03551FEMA tracker shows a plan in progressthis jurisdiction approved 2023-05-03
East St. Clair townshipTownshipApproved, expires 2028-04-03Bedford County Hazard Mitigation Plan (FEMA plan 108742)2023-04-042028-04-03551FEMA tracker shows a plan in progress
Harrison townshipTownshipApproved, expires 2028-04-03Bedford County Hazard Mitigation Plan (FEMA plan 108742)2023-04-042028-04-03551FEMA tracker shows a plan in progressthis jurisdiction approved 2023-04-03
Hopewell townshipTownshipApproved, expires 2028-04-03Bedford County Hazard Mitigation Plan (FEMA plan 108742)2023-04-042028-04-03551FEMA tracker shows a plan in progressthis jurisdiction approved 2023-06-12
Juniata townshipTownshipApproved, expires 2028-04-03Bedford County Hazard Mitigation Plan (FEMA plan 108742)2023-04-042028-04-03551FEMA tracker shows a plan in progressthis jurisdiction approved 2023-05-09
Kimmel townshipTownshipApproved, expires 2028-04-03Bedford County Hazard Mitigation Plan (FEMA plan 108742)2023-04-042028-04-03551FEMA tracker shows a plan in progressthis jurisdiction approved 2023-05-01
King townshipTownshipNo approved plan on recordnonenonenoneFEMA tracker shows a plan in progress
Liberty townshipTownshipApproved, expires 2028-04-03Bedford County Hazard Mitigation Plan (FEMA plan 108742)2023-04-042028-04-03551FEMA tracker shows a plan in progressthis jurisdiction approved 2023-05-01
Lincoln townshipTownshipApproved, expires 2028-04-03Bedford County Hazard Mitigation Plan (FEMA plan 108742)2023-04-042028-04-03551FEMA tracker shows a plan in progressthis jurisdiction approved 2023-04-11
Londonderry townshipTownshipApproved, expires 2028-04-03Bedford County Hazard Mitigation Plan (FEMA plan 108742)2023-04-042028-04-03551FEMA tracker shows a plan in progressthis jurisdiction approved 2023-05-02
Mann townshipTownshipApproved, expires 2028-04-03Bedford County Hazard Mitigation Plan (FEMA plan 108742)2023-04-042028-04-03551FEMA tracker shows a plan in progressthis jurisdiction approved 2023-03-30
Monroe townshipTownshipApproved, expires 2028-04-03Bedford County Hazard Mitigation Plan (FEMA plan 108742)2023-04-042028-04-03551FEMA tracker shows a plan in progress
Napier townshipTownshipApproved, expires 2028-04-03Bedford County Hazard Mitigation Plan (FEMA plan 108742)2023-04-042028-04-03551FEMA tracker shows a plan in progressthis jurisdiction approved 2023-04-03
Pavia townshipTownshipApproved, expires 2028-04-03Bedford County Hazard Mitigation Plan (FEMA plan 108742)2023-04-042028-04-03551FEMA tracker shows a plan in progressthis jurisdiction approved 2023-05-02
Snake Spring townshipTownshipApproved, expires 2028-04-03Bedford County Hazard Mitigation Plan (FEMA plan 108742)2023-04-042028-04-03551FEMA tracker shows a plan in progressthis jurisdiction approved 2023-04-12
South Woodbury townshipTownshipApproved, expires 2028-04-03Bedford County Hazard Mitigation Plan (FEMA plan 108742)2023-04-042028-04-03551FEMA tracker shows a plan in progressthis jurisdiction approved 2023-05-02
Southampton townshipTownshipApproved, expires 2028-04-03Bedford County Hazard Mitigation Plan (FEMA plan 108742)2023-04-042028-04-03551FEMA tracker shows a plan in progressthis jurisdiction approved 2023-05-02
West Providence townshipTownshipApproved, expires 2028-04-03Bedford County Hazard Mitigation Plan (FEMA plan 108742)2023-04-042028-04-03551FEMA tracker shows a plan in progressthis jurisdiction approved 2023-05-08
West St. Clair townshipTownshipApproved, expires 2028-04-03Bedford County Hazard Mitigation Plan (FEMA plan 108742)2023-04-042028-04-03551FEMA tracker shows a plan in progressthis jurisdiction approved 2023-05-03
Woodbury townshipTownshipApproved, expires 2028-04-03Bedford County Hazard Mitigation Plan (FEMA plan 108742)2023-04-042028-04-03551FEMA tracker shows a plan in progressthis jurisdiction approved 2023-05-04

Supports FEMA checklist item B1-a: hazard identification

Hazards NRI does not cover (local data needed)

  • dam failure (incl. upstream dams)
  • levee failure
  • flash flood as its own subtype
  • ice jams
  • debris flows
  • erosion (riverine and coastal)
  • land subsidence and sinkholes
  • expansive soils

The 18 National Risk Index hazards, ranked by expected annual loss (EAL)

Sources: 5, 6

Rank by EALHazardNRI risk ratingEAL ratingEAL buildingsmodeled dollars per yearEAL agriculturemodeled dollars per yearCost of expected deaths and injuriesFEMA's dollar value per year, not property damageEAL total (see note)modeled dollars per yearStorm Events records, 1996 to 2026-06-30countStorm Events coverage note
1Inland FloodingRelatively ModerateRelatively Moderate$20,021,709$172,566$1,078,610$21,272,88558
2HurricaneRelatively LowRelatively Low$1,073,018$166,953$24,464$1,264,4351
3Strong WindRelatively ModerateRelatively Low$108,038$15,814$416,163$540,015154Includes 18 High Wind and 5 Strong Wind records (NOAA non-thunderstorm wind types, outside NRI's Strong Wind definition).
4TornadoVery LowVery Low$264,695$1,650$81,716$348,0619
5EarthquakeVery LowVery Low$145,997n/a$33,507$179,504Storm Events does not record earthquakes.
6LightningRelatively LowRelatively Low$8,699n/a$154,212$162,9111
7Heat WaveVery LowVery Low$2$54$127,368$127,4243
8HailVery LowRelatively Low$112,519$6,085$3,499$122,10433
9LandslideRelatively ModerateRelatively Low$38,885n/a$29,250$68,1350No recorded events in Storm Events since 1996 (data through 2026-06-30).
10Cold WaveVery LowVery Low$269$23,210$24,391$47,87010
11Winter WeatherRelatively LowRelatively Low$2,196$39$35,389$37,62466
12DroughtVery LowVery Lown/a$19,811n/a$19,81112
13Ice StormVery LowVery Low$8,603n/a$5,901$14,5037
14WildfireVery LowVery Low$9,390$36$2,524$11,9500No recorded events in Storm Events since 1996 (data through 2026-06-30).
15AvalancheVery LowVery Lowunder $1n/a$1,097$1,0970No recorded events in Storm Events since 1996 (data through 2026-06-30).

Total = buildings + agriculture + population equivalence; FEMA values each expected death (or 10 injuries) at $13.7 million (2024 dollars).

NRI risk rating combines expected annual loss with social vulnerability and community resilience; EAL rating rates expected annual loss alone. Both compare this county with all U.S. counties.

Local data needed: state and local landslide and wildfire records (Storm Events records these hazards only in part).

Not applicable to this county per NRI, with no federal declaration and no Storm Events record since 1996: coastal flooding, tsunami and volcanic activity. That is the evidence for leaving them out of the plan.

The state hazard mitigation plan also lists hazards for this county; FEMA asks the plan to explain any hazard it leaves out.

Supports FEMA checklist item B1-b: hazard location

Affects the whole county (national data give no location within it): Cold Wave, Drought, Hail, Heat Wave, Ice Storm, Lightning, Strong Wind and Winter Weather.

Inland Flooding: The FEMA Flood Insurance Rate Map (FIRM) is the required location source for flooding. See the FEMA Flood Map Service Center (https://msc.fema.gov) for this county.

Hazards that vary within the county: highest-rated census tracts

Source: 5

HazardHighest-rated census tractsNRI risk rating, score 0 to 100
Avalanchetract 9611 (Very Low, 50.4); tract 9608 (Very Low, 50.0); tract 9603 (Very Low, 49.9)
Earthquaketract 9608 (Relatively Low, 51.4); tract 9606 (Relatively Low, 46.1); tract 9610.02 (Very Low, 40.2)
Hurricanetract 9608 (Relatively Moderate, 84.3); tract 9604 (Relatively Moderate, 82.7); tract 9606 (Relatively Moderate, 81.3)
Landslidetract 9610.01 (Relatively Moderate, 98.6); tract 9609 (Relatively Moderate, 98.2); tract 9611 (Relatively Moderate, 97.9)
Tornadotract 9608 (Relatively Low, 49.5); tract 9603 (Relatively Low, 43.5); tract 9609 (Relatively Low, 41.4)
Wildfiretract 9611 (Relatively Low, 74.3); tract 9603 (Relatively Low, 72.2); tract 9606 (Relatively Low, 70.9)

Up to 3 census tracts per hazard, highest National Risk Index rating first, then highest score; a tract number is the Census tract number (for example 9611 is Census Tract 9611). FEMA's Resilience Analysis and Planning Tool maps the National Risk Index for every tract: https://www.fema.gov/emergency-managers/practitioners/resilience-analysis-and-planning-tool

Supports FEMA checklist item B1-c: hazard extent

Extent: scale, observed range and worst recorded event per hazard

Sources: 6, 7

HazardScaleRecordscount and yearsObserved rangeWorst recorded eventMost damaging (when different)How it applies to jurisdictionsNote
Avalanchenone (count and damage only)0
Cold/Wind Chill, Extreme Cold/Wind Chillwind chill10 records, 2007 to 2025 (10 zone-level)2 days to 3 days (median 2 days); 9 with a recorded value3 consecutive days, 2025-01-20 to 2025-01-22, zone-levelCountywide (zone-level records).
Frost/Freeze (outside NRI's Cold Wave definition)crop damage0
DroughtU.S. Drought Monitor scale (D0 to D4)12 records, 1997 to 2026 (12 zone-level)1 day to 87 days (median 42.5 days); 6 with a recorded value87 days (about 2.9 months), 2024-09-01 to 2024-11-26, a run of 3 consecutive Storm Events drought records, zone-levelCountywide (zone-level records).Storm Events enters a drought at D2 or worse east of the Rockies and D3 or worse from the Rockies west (NWS Instruction 10-1605); NRI drought counts D3 and D4 only.
EarthquakeModified Mercalli (local data)0Storm Events does not record earthquakes; the USGS earthquake catalog is the source.
Hailhail size (inches)41 records, 1989 to 20200.75 in to 2.75 in (median 1 in); 39 with a recorded value2.75 in hail, 2016-06-16Event records naming jurisdictions in the plan: Bedford borough (7 records), Bedford township (7 records), Hyndman borough (5 records), Manns Choice borough (2 records), Everett borough (1 record), Pavia township (1 record), Saxton borough (1 record).
Excessive Heat, Heatheat index (in event narratives)3 records, 2006 to 2025 (3 zone-level)1 day to 3 days (median 2 days); 3 with a recorded value3 consecutive days, 2025-06-23 to 2025-06-25, zone-levelCountywide (zone-level records).
Hurricane, Tropical Storm, Tropical DepressionSaffir-Simpson1 record, 2003 (1 zone-level)Strongest recorded: Tropical Storm record, 2003-09-18 to 2003-09-19, damage not reported; NWS zone PAZ034Countywide (zone-level records).Storm Events files every zone of a storm's episode under the storm's type; flooding from the storm is filed as Flood or Flash Flood records.
Ice StormSperry-Piltz ice scale (local data)7 records, 1998 to 2022 (7 zone-level)No damage reported in 7 records.Countywide (zone-level records).
Flash Flood, Flood, Lakeshore Flooddamage and flood days (flood depth: FIRM)58 records, 1996 to 2025 (10 zone-level)Flash Flood, 2011-09-09, $200,000 property; $0 crops (2011 dollars)Event records naming jurisdictions in the plan: Bedford borough (7 records), Bedford township (7 records), Everett borough (4 records), Hyndman borough (4 records), King township (2 records), Pavia township (2 records), New Paris borough (1 record), Saxton borough (1 record). Zone-level records (10) apply countywide.Flood depth: see the FEMA Flood Insurance Rate Map. Storm Events damage is often $0 or blank for floods, major ones included; FEMA Public Assistance by declaration (B1-d) shows which floods cost the most.
Debris Flownone (count and damage only)0
Lightningannualized frequency (the measure FEMA's Local Mitigation Planning Handbook names)1 record, 2022Lightning, 2022-05-04, $1,000 property; $0 crops (2022 dollars)Event records naming jurisdictions in the plan: Manns Choice borough (1 record).Storm Events lists lightning with damage or casualties.
High Wind and Strong Wind (outside NRI's Strong Wind definition)wind speed (kt and mph)23 records, 1999 to 2025 (23 zone-level)35 kt (40 mph) to 60 kt (69 mph) (median 50 kt (58 mph)); 21 with a recorded value60 kt (69 mph) estimated gust, High Wind, 2004-12-23; same speed and measurement basis also recorded on 2003-11-13; NWS zone PAZ034High Wind, 2009-02-12, $100,000 property; crops not reported (zone total, 2009 dollars)Countywide (zone-level records).
Thunderstorm Windwind speed (kt and mph)172 records, 1961 to 202650 kt (58 mph) to 70 kt (81 mph) (median 51 kt (59 mph)); 118 with a recorded value70 kt (81 mph) estimated gust, Thunderstorm Wind, 2026-06-06; same speed and measurement basis also recorded on 2016-06-16, 2022-06-22, 2026-06-06Thunderstorm Wind, 2022-06-22, $50,000 property; $0 crops (2022 dollars)Event records naming jurisdictions in the plan: Bedford borough (19 records), Bedford township (19 records), Everett borough (8 records), Saxton borough (8 records), Schellsburg borough (8 records), Hyndman borough (3 records), Woodbury borough (3 records), Woodbury township (3 records), Manns Choice borough (2 records), Pavia township (2 records); and 5 more jurisdictions (see the Excel file).
TornadoEnhanced Fujita (Fujita before Feb 2007)13 records, 1991 to 2025F/EF0 to F/EF1 (median F/EF1); 13 with a recorded valueF1 tornado, 1996-11-08, 15 mi within this county, 150 yd wide, $500,000 property; crops not reported (1996 dollars), 1 direct injuryEvent records naming jurisdictions in the plan: Bedford borough (2 records), Bedford township (2 records), Everett borough (2 records), Hopewell borough (1 record), Hopewell township (1 record).Before 1996 a tornado is listed once, under the county where it began, with its whole path's rating and length; from 1996 on, each county lists its own segment. Length is not used to rank tornadoes (see Methods).
Wildfireacres burned (local data)0
Winter Storm, Heavy Snow, Blizzard, Lake-Effect Snow, Winter Weather, Sleetnone in data (snowfall: local data)66 records, 1996 to 2026 (66 zone-level)Winter Weather, 2022-11-15, $20,000 property; $0 crops (2022 dollars); NWS zone PAZ034Countywide (zone-level records).

Where a hazard names more than 10 jurisdictions, the table lists the 10 with the most records; every one is in the Excel file, sheet "B1-c Extent".

In event narratives only (local data needed): wind chill, temperature, heat index, ice thickness, acres burned and snow depth; any physical measure of avalanche, debris flow and lightning.

Storm Events records are more complete after 1996; before 1996 only Tornado (from 1950), Hail and Thunderstorm Wind (from 1955) exist. Zone-level records from zones that no NWS zone-county file places in this county (mostly before 2020) are not counted here (the Methods page explains the zone matching).

Dollars are nominal (as reported), labeled with the year; not adjusted for inflation.

Supports FEMA checklist item B1-d: previous occurrences

Federal declarations for this county: 21 declarations covering 16 separate hazard incidents counted in this packet (declarations for the same incident count once; non-natural and evacuation-only declarations are not counted).

Federal disaster declarations for this county

Sources: 1, 2, 3

DeclaredIncident beganFEMA numberTypeTitleMapped hazardCounty Public Assistancefederal share obligated, nominal dollarsNotes
2021-09-102021-08-31DR-4618-PAMajor disasterRemnants of Hurricane IdaHurricane$2,926,131.46
2020-03-302020-01-20DR-4506-PAMajor disasterCOVID-19 PandemicNon-natural, not counted$21,142.53
2020-03-132020-01-20EM-3441-PAEmergencyCOVID-19Non-natural, not countedno Public Assistance recordedsame incident as DR-4506
2016-03-232016-01-22DR-4267-PAMajor disasterSevere Winter Storm and SnowstormWinter Weather$238,655.88
2013-01-102012-10-26DR-4099-PAMajor disasterHurricane SandyHurricane$89,538.18
2012-10-292012-10-26EM-3356-PAEmergencyHurricane SandyHurricaneno Public Assistance recordedsame incident as DR-4099
2011-09-122011-09-03DR-4030-PAMajor disasterTropical Storm LeeInland Flooding (primary); also designated: Hurricane$236,136.14
2011-09-082011-09-03EM-3340-PAEmergencyRemnants of Tropical Storm LeeInland Flooding (primary); also designated: Hurricaneno Public Assistance recordedsame incident as DR-4030
2010-04-162010-02-05DR-1898-PAMajor disasterSevere Winter Storms and SnowstormsWinter Weather$281,769.21
2005-09-102005-08-29EM-3235-PAEmergencyHurricane KatrinaHurricane: evacuation support, not a local hazard event; not countedno Public Assistance recorded
2004-09-192004-09-17DR-1557-PAMajor disasterTropical Depression IvanHurricane$981,524.30
2004-09-192004-09-08DR-1555-PAMajor disasterSevere Storms and Flooding Associated with Tropical Depression FrancesHurricane; Inland FloodingPA not declared for this county
2003-03-142003-02-14EM-3180-PAEmergencySnowWinter Weather$103,203.05
1996-06-181996-06-12DR-1120-PAMajor disasterFlooding, Severe StormsInland Floodingno Public Assistance recorded
1996-01-211996-01-19DR-1093-PAMajor disasterSevere Storms and FloodingInland Floodingno Public Assistance recorded
1996-01-131996-01-06DR-1085-PAMajor disasterBlizzard of 96Winter Weatherno Public Assistance recorded
1994-03-101994-01-04DR-1015-PAMajor disasterSevere Winter StormsWinter Weatherno Public Assistance recorded
1993-03-161993-03-13EM-3105-PAEmergencySevere Snowfall & Winter StormWinter Weatherno Public Assistance recorded
1984-08-271984-08-27DR-721-PAMajor disasterSevere Storms & FloodingInland Floodingno Public Assistance recorded
1977-07-211977-07-21DR-537-PAMajor disasterSevere Storms & FloodingInland Floodingno Public Assistance recorded
1972-06-231972-06-23DR-340-PAMajor disasterTropical Storm AgnesInland Flooding (primary); also designated: Hurricaneno Public Assistance recorded

County Public Assistance: applicants the FEMA record places in this county, including any state agencies FEMA files there; statewide rows are listed on the state page; federal share obligated, nominal dollars.

Statewide declarations

Source: 2

DeclaredIncident beganFEMA numberTypeTitleMapped hazard
2003-08-232003-07-21DR-1485-PAMajor disasterSevere Storms, Tornadoes, and FloodingInland Flooding; Tornado
1959-01-231959-01-23DR-89-PAMajor disasterFloodsInland Flooding
1956-08-091956-08-09DR-61-PAMajor disasterStormHazard not mapped (severe storm title names no single hazard); not counted
1956-05-211956-05-21DR-58-PAMajor disasterSevere StormHazard not mapped (severe storm title names no single hazard); not counted
1956-03-151956-03-15DR-51-PAMajor disasterFloodInland Flooding
1955-08-201955-08-20DR-40-PAMajor disasterFloods & RainsInland Flooding

FEMA recorded these with designated area Statewide and no county, so they are listed on every county page in the state and not counted with county rows. Local data needed: whether each one affected this county.

Previous occurrences by hazard, with explicit no-event rows

Sources: 2, 6, 7

HazardStorm Events records, all years on file(years in the Period column)Since plan approvalrecordsIn the 12 months before plan approvalrecordsLast 5 yearsrecordsDeclared incidents, all yearsseparate disastersDeclared since approvalseparate disastersPeriodStatement
Avalanche0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Cold Wave10112001996 to 2026-06-30
Drought12808001996 to 2026-06-30
Earthquake000000Storm Events does not record earthquakes; the USGS earthquake catalog is the source.
Hail41000001955 to 2026-06-30
Heat Wave3101001996 to 2026-06-30
Hurricane1000601996 to 2026-06-30
Ice Storm7001001996 to 2026-06-30
Inland Flooding58909701996 to 2026-06-30
Landslide0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Lightning1011001996 to 2026-06-30
Strong Wind195211035001955 to 2026-06-30Includes 18 High Wind and 5 Strong Wind records.
Tornado13101001950 to 2026-06-30
Wildfire0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Winter Weather66348601996 to 2026-06-30

Notable Storm Events records

Sources: 1, 6, 7

DateEvent typeMagnitude or extentDamagenominal dollarsDeaths, injuriesdirect onlyLocationFlagsWhy listed
2026-06-06Thunderstorm Wind70 kt (81 mph) estimated gust$6,000 property; $0 crops (2026 dollars)0, 0BEDFORD SPGSnew since last plan; within last 5 yearsB1-c worst recorded: Thunderstorm Wind
2025-06-23Heat$0 property; $0 crops (zone total, 2025 dollars)0, 0NWS zone PAZ034 (BEDFORD), zone-levelnew since last plan; within last 5 yearsB1-c worst recorded: Excessive Heat, Heat
2025-01-20Cold/Wind Chill$0 property; $0 crops (zone total, 2025 dollars)0, 0NWS zone PAZ034 (BEDFORD), zone-levelnew since last plan; within last 5 yearsB1-c worst recorded: Cold/Wind Chill, Extreme Cold/Wind Chill
2022-05-04Lightning$1,000 property; $0 crops (2022 dollars)0, 0MANNS CHOICEin the 12 months before plan approval; within last 5 yearsB1-c worst recorded: Lightning
2016-06-16Hail2.75 in$10,000 property; $0 crops (2016 dollars)0, 0INGLESMITHB1-c worst recorded: Hail
2011-09-09Flash Flood$200,000 property; $0 crops (2011 dollars)0, 0DEFIANCEB1-c worst recorded: Flash Flood, Flood, Lakeshore Flood
2004-12-23High Wind60 kt (69 mph) estimated gustdamage not reported0, 0NWS zone PAZ034 (BEDFORD), zone-levelB1-c worst recorded: High Wind and Strong Wind
2003-09-18Tropical Stormdamage not reported0, 0NWS zone PAZ034 (BEDFORD), zone-levelB1-c worst recorded: Hurricane, Tropical Storm, Tropical Depression
1998-06-16Thunderstorm Wind51 kt (59 mph), measurement type not recordeddamage not reported0, 1HYNDMANdeaths or injuries recorded
1996-11-08TornadoF1, 15 mi within this county, 150 yd wide$500,000 property; crops not reported (1996 dollars)0, 1WOLFSBURG to BAKERS SUMMITB1-c worst recorded: Tornado
1996-07-19Flash Flooddamage not reported1, 0COUNTYWIDEdeaths or injuries recorded
1996-01-19Flash Flooddamage not reported1, 0COUNTYWIDEdeaths or injuries recorded

The full list is in the Excel file, sheet "B1-d Storm Events history" (407 rows).

Location is the place NOAA recorded, as written in its data; it need not be a jurisdiction in this plan.

Local data needed: state-declared emergencies, from your state emergency management agency (federal data do not include them).

FEMA's declaration data list no tribal or special-area declarations for this state.

Supports FEMA checklist item B1-e: probability of future events

Probability: FEMA annualized frequency and descriptor per hazard

Sources: 5, 6

HazardFEMA annualized frequency (modeled)unit per rowUnitIn plain termsDescriptorDescriptor basisNRI events or days in its record period (hail, wind and tornado are area-weighted, so can be fractional)NRI periodLocationNote
Avalanche0.01events per yearabout 1 in 100 yearsPossibleFEMA annualized frequency (modeled)01994 to 2023 (30 years)see B1-f0.01 is NRI's minimum avalanche frequency for a county in an avalanche susceptibility zone; NRI records no avalanche here, so the descriptor reflects the floor, not local events.
Cold Wave1.84event-days per yearabout 1.84 days per yearLikelyStorm Events event-days in 7 of 30 years, 1996 to 2025 (23.3%)352005-11-12 to 2024-11-12 (19 years)countywide
Drought0.174event-days per yearabout 0.174 days per yearLikelyStorm Events event-days in 4 of 30 years, 1996 to 2025 (13.3%)142000 to 2025 (25.25 years; D3 and D4 only)countywide
Earthquake0.000617annual probability at a locationchance a given location in the county has at least minor-damage shaking in a year: 0.0617%not shownmodeledsee B1-fNo descriptor (Storm Events does not record earthquakes).
Hail2.16events per yearabout 2.16 per yearHighly likelyFEMA annualized frequency (modeled)82.0 (modeled)1986 to 2023 (38 years)countywide
Heat Wave1.37event-days per yearabout 1.37 days per yearPossibleStorm Events event-days in 2 of 30 years, 1996 to 2025 (6.67%)222005-11-12 to 2024-11-12 (19 years)countywide
Hurricane0.0405events per yearabout 1 in 25 yearsPossibleFEMA annualized frequency (modeled)141851 to 2024 (Atlantic)see B1-fNRI counts hurricane and tropical storm tracks passing within storm-force wind range; federal declarations are in B1-d.
Ice Storm0.281event-days per yearabout 0.281 days per yearLikelyStorm Events event-days in 6 of 30 years, 1996 to 2025 (20%)191946-12-31 to 2014-02-12 (67 years)countywide
Inland Flooding1.64event-days per yearabout 1.64 days per yearLikelyStorm Events event-days in 20 of 30 years, 1996 to 2025 (66.7%)461996 to 2023 (28 years)see B1-f
Landslide1.68events per year (modeled)about 1.68 per yearHighly likelyFEMA annualized frequency (modeled)not shownmodeledsee B1-f
Lightning37.2days per year with a strikeabout 37.2 days per yearHighly likelyFEMA annualized frequency (modeled)not shown1995 to 2023 (29 years; CONUS)countywide
Strong Wind3.43events per yearabout 3.43 per yearHighly likelyFEMA annualized frequency (modeled)1311986 to 2023 (38 years)countywide
Tornado0.344events per yearabout 1 in 3 yearsLikelyFEMA annualized frequency (modeled)not shown1950 to 2023 (EF2+); 1986 to 2023 (EF0-1)see B1-f
Wildfire0.000197annual probability at a locationchance a given location in the county burns in a year: 0.0197%Storm Events records in 0 of 30 years, 1996 to 2025 (0%)not shownmodeledsee B1-fNo descriptor: no Storm Events record 1996 to 2025
Winter Weather13.9event-days per yearabout 13.9 days per yearLikelyStorm Events event-days in 25 of 30 years, 1996 to 2025 (83.3%)2642005-11-12 to 2024-11-12 (19 years)countywide

FEMA annualized frequency (modeled) is the National Risk Index v1.20 (December 2025) estimate of how often a hazard affects this county in a year; it is not recorded events divided by years, and its unit differs by hazard (events, event-days, or days with a lightning strike per year). For earthquake, wildfire, coastal flooding and tsunami the value is the chance (or number of events) at a location in the county, not across the county, so no "1 in N years" is given and the descriptor comes from Storm Events where it has a record (none for earthquake). The Methods page gives each hazard's method, from FEMA's National Risk Index Technical Documentation v1.20.

Where NRI gives event-days, the descriptor comes from the share of years with a Storm Events record; NRI's source records more events, so the two differ.

Descriptor scale used in this packet (defined per unit)

Sources: 5, 6

UnitDescriptorDefinition
events per yearHighly likely1 or more per year
events per yearLikelyabout once in 1 to 10 years
events per yearPossibleabout once in 10 to 100 years
events per yearUnlikelyless than once in 100 years
annual probabilityLikely10% to under 100% chance in a given year
annual probabilityPossible1% to under 10% chance in a given year
annual probabilityUnlikelyunder 1% chance in a given year
event-days (share of years)Highly likelyevent-days recorded in 90% or more of years
event-days (share of years)Likelyevent-days recorded in 10% to under 90% of years
event-days (share of years)Possibleevent-days recorded in some years but under 10% of years
lightning strike-daysHighly likelycloud-to-ground strikes on 1 or more days per year

Intensity bands: historical frequency (Storm Events)

Source: 6

HazardBandYearsEventscounty-coded recordsYears in periodEvents per yearevents / years
Hail1.00-1.99 in1996 to 202517300.567
Hail2.00 in+1996 to 20251300.0333
Thunderstorm Wind (counted as NRI Strong Wind)50-64 kt1996 to 2025104303.47
Thunderstorm Wind (counted as NRI Strong Wind)65 kt+1996 to 20253300.1
Thunderstorm Wind (counted as NRI Strong Wind)unmeasured or below 50 kt1996 to 202515300.5
TornadoEF0-11996 to 20259300.3
TornadoEF2-31996 to 20250300
TornadoEF4-51996 to 20250300
Tornadounrated (EFU)1996 to 20250300

The bands show how often events of each severity were recorded in this county, to profile how severe events have been (FEMA's probability item asks for the range of intensities).

Hail smaller than 1 inch is not counted: on 2010-01-05 the National Weather Service raised its severe-hail threshold from 3/4 inch to 1 inch, so smaller reports became less common after 2009 (NWS Service Change Notice 09-52). NRI hail frequency uses a 0.75 inch threshold.

Optional: future conditions. Not a required item in the 2025 FEMA Local Mitigation Planning Policy Guide; some states ask for it. The federal Climate Mapping for Resilience and Adaptation (CMRA) site gives county exposure to future climate conditions (https://resilience.climate.gov/).

Supports FEMA checklist item B1-f: hazards that vary across jurisdictions

Range of census tract risk within the county

Source: 5

HazardTractsrated of allNRI risk score, 0 to 100Tracts by rating
MinMedianMax
Avalanche11 of 1246.349.050.4Very Low 11, Not Applicable 1
Cold Wave12 of 1217.620.321.8Relatively Low 10, Very Low 2
Drought2 of 1286.988.489.9Relatively Low 2, No Rating 10
Earthquake12 of 1223.937.051.4Relatively Low 2, Very Low 10
Hail12 of 1250.657.670.7Relatively Moderate 1, Relatively Low 11
Heat Wave12 of 1210.516.624.2Relatively Low 6, Very Low 6
Hurricane12 of 1270.178.584.3Relatively Moderate 6, Relatively Low 6
Ice Storm12 of 129.517.230.7Very Low 12
Inland Flooding12 of 1279.094.198.4Very High 5, Relatively High 7
Landslide12 of 1260.396.698.6Relatively Moderate 8, Relatively Low 3, Very Low 1
Lightning12 of 1247.259.770.8Relatively Moderate 11, Relatively Low 1
Strong Wind12 of 1270.377.587.0Relatively High 3, Relatively Moderate 9
Tornado12 of 1232.436.849.5Relatively Low 12
Wildfire12 of 1240.668.274.3Relatively Low 5, Very Low 7
Winter Weather12 of 1248.957.866.6Relatively Moderate 12

Drought: Agriculture is all of NRI's expected annual loss for this hazard in the county, so the tract range mostly reflects where crop and livestock value is.

Rated tracts only: No Rating (score 0.0), Not Applicable and Insufficient Data tracts are counted but not used for the minimum, median and maximum.

The score ranks a tract against all U.S. tracts (100 = highest). The rating is FEMA's category for the tract's risk value, computed differently, so the two can disagree.

Frequency data for cold wave, drought, hail, heat wave, ice storm, lightning, strong wind and winter weather are county-wide or coarse (49 km grid or NWS zone), the same for every jurisdiction; the tract range mostly reflects where buildings and people are (crop and livestock value where a line above names agriculture).

Each jurisdiction (starting figures from federal data)

Sources: 1, 3, 4, 6

JurisdictionTypePlan statusRepetitive lossFMA RL and SRL (44 CFR 77.2); repeat-flood, any definitionPublic Assistance to this jurisdictionFEMA records matched by applicant name; federal share obligated, nominal dollarsEvent records naming this placeall years; since its planNotes
Bedford CountyCountyApproved, expires 2028-04-03$445,452.690 total; 0 since its planNo NFIP community ID on this jurisdiction's plan row.
Bedford boroughOrganized BoroughApproved, expires 2028-04-03FMA RL 0, SRL 0; any 1$33,440.5335 total; 0 since its plan
Coaldale boroughOrganized BoroughApproved, expires 2028-04-03FMA RL 0, SRL 0; any 0no Public Assistance recorded1 total; 0 since its plan
Everett boroughOrganized BoroughPlan 108742 approved 2023-04-04, pending adoption here; not yet eligibleFMA RL 0, SRL 0; any 0$30,745.6115 total; no approved plan
Hopewell boroughOrganized BoroughApproved, expires 2028-04-03FMA RL 0, SRL 0; any 2$6,983.802 total; 0 since its plan
Hyndman boroughOrganized BoroughApproved, expires 2028-04-03FMA RL 0, SRL 0; any 1$799,856.9212 total; 1 since its plan
Manns Choice boroughOrganized BoroughApproved, expires 2028-04-03FMA RL 0, SRL 0; any 0$1,540.655 total; 0 since its plan
New Paris boroughOrganized BoroughApproved, expires 2028-04-03FMA RL 0, SRL 0; any 0no Public Assistance recorded2 total; 0 since its plan
Pleasantville boroughOrganized BoroughApproved, expires 2028-04-03FMA RL 0, SRL 0; any 0no Public Assistance recorded1 total; 0 since its plan
Rainsburg boroughOrganized BoroughPlan 108742 approved 2023-04-04, pending adoption here; not yet eligibleFMA RL 0, SRL 0; any 0$1,364.660 total; no approved plan
Saxton boroughOrganized BoroughApproved, expires 2028-04-03FMA RL 0, SRL 0; any 0$55,313.3910 total; 0 since its plan
Schellsburg boroughOrganized BoroughApproved, expires 2028-04-03FMA RL 0, SRL 0; any 1no Public Assistance recorded8 total; 0 since its plan
St. Clairsville boroughOrganized BoroughApproved, expires 2028-04-03FMA RL 0, SRL 0; any 0no Public Assistance recorded0 total; 0 since its plan
Woodbury boroughOrganized BoroughApproved, expires 2028-04-03FMA RL 0, SRL 0; any 0$1,395.683 total; 0 since its plan
Bedford townshipTownshipApproved, expires 2028-04-03FMA RL 5, SRL 14; any 46$150,585.4335 total; 0 since its plan
Bloomfield townshipTownshipNo approved plan on recordFMA RL 0, SRL 0; any 0no Public Assistance recorded0 total; no approved plan
Broad Top townshipTownshipApproved, expires 2028-04-03FMA RL 0, SRL 0; any 4$849,394.340 total; 0 since its plan
Colerain townshipTownshipApproved, expires 2028-04-03FMA RL 0, SRL 0; any 1no Public Assistance recorded0 total; 0 since its plan
Cumberland Valley townshipTownshipApproved, expires 2028-04-03FMA RL 0, SRL 0; any 0$36,135.090 total; 0 since its plan
East Providence townshipTownshipApproved, expires 2028-04-03FMA RL 0, SRL 0; any 0$80,595.430 total; 0 since its plan
East St. Clair townshipTownshipApproved, expires 2028-04-03FMA RL 0, SRL 4; any 20$19,356.010 total; 0 since its plan
Harrison townshipTownshipApproved, expires 2028-04-03FMA RL 0, SRL 0; any 0$10,501.550 total; 0 since its plan
Hopewell townshipTownshipApproved, expires 2028-04-03FMA RL 0, SRL 1; any 2$112,974.872 total; 0 since its plan
Juniata townshipTownshipApproved, expires 2028-04-03FMA RL 0, SRL 0; any 1$90,298.090 total; 0 since its plan
Kimmel townshipTownshipApproved, expires 2028-04-03FMA RL 0, SRL 0; any 0$13,642.470 total; 0 since its plan
King townshipTownshipNo approved plan on recordFMA RL 0, SRL 0; any 0$11,206.542 total; no approved plan
Liberty townshipTownshipApproved, expires 2028-04-03FMA RL 1, SRL 0; any 3$271,194.050 total; 0 since its plan
Lincoln townshipTownshipApproved, expires 2028-04-03FMA RL 0, SRL 0; any 0$75,788.120 total; 0 since its plan
Londonderry townshipTownshipApproved, expires 2028-04-03FMA RL 0, SRL 0; any 1$683,207.040 total; 0 since its plan
Mann townshipTownshipApproved, expires 2028-04-03FMA RL 0, SRL 0; any 0$73,905.070 total; 0 since its plan
Monroe townshipTownshipApproved, expires 2028-04-03FMA RL 0, SRL 0; any 0$44,513.070 total; 0 since its plan
Napier townshipTownshipApproved, expires 2028-04-03FMA RL 0, SRL 0; any 0$21,114.870 total; 0 since its plan
Pavia townshipTownshipApproved, expires 2028-04-03FMA RL 0, SRL 0; any 0$33,327.555 total; 1 since its plan
Snake Spring townshipTownshipApproved, expires 2028-04-03FMA RL 0, SRL 3; any 16$13,557.620 total; 0 since its plan
South Woodbury townshipTownshipApproved, expires 2028-04-03FMA RL 0, SRL 0; any 0$7,798.690 total; 0 since its plan
Southampton townshipTownshipApproved, expires 2028-04-03FMA RL 0, SRL 0; any 0$205,062.460 total; 0 since its plan
West Providence townshipTownshipApproved, expires 2028-04-03FMA RL 4, SRL 1; any 14$79,039.280 total; 0 since its plan
West St. Clair townshipTownshipApproved, expires 2028-04-03FMA RL 0, SRL 1; any 3$53,575.880 total; 0 since its plan
Woodbury townshipTownshipApproved, expires 2028-04-03FMA RL 0, SRL 0; any 0$58,301.823 total; 0 since its plan

Repetitive-loss counts are for whole NFIP communities, which can extend beyond this county (see the note in B2-c).

County Public Assistance in B1-d also includes applicants filed under the county that are not jurisdictions in this plan (for example state agencies, special districts and nonprofits), so the jurisdiction rows add up to less.

Supports FEMA checklist items B2-a and B2-b: vulnerability and potential impacts

Local data needed

The table below gives county-level starting figures; the plan describes impacts for each jurisdiction and its own assets.

  • Critical facilities and lifelines per hazard
  • A problem statement per jurisdiction per hazard
  • Changes in development in hazard-prone areas since the last approval, or a statement of none (E1-a)
  • Future assets

County-level starter: exposure, expected annual loss and damage since the plan

Sources: 1, 2, 3, 5, 6, 7

HazardBuilding exposuremodeled dollarsAgriculture exposuremodeled dollarsPopulation exposedpeopleEAL buildingsmodeled dollars per yearEAL agriculturemodeled dollars per yearCost of expected deaths and injuriesFEMA's dollar value per year, not property damageEAL as % of exposurebuildings; agriculture where notedStorm Events damage since 2023-04-04county-coded records, property plus crops, nominal dollarsZone-level damage since planproperty plus crops, reported for the zonePublic Assistance since plannominal dollars; see noteNote
Avalanche$124,091n/aunder 1under $1n/a$1,097under 0.0001%
Cold Wave$13,612,849,847$148,435,91347,550$269$23,210$24,391under 0.0001%$0
Droughtn/a$1,657,166n/an/a$19,811n/a1.2% (agriculture)$0NRI has no building exposure for this hazard; agriculture shown
Earthquake$23,257,831,484n/a47,577$145,997n/a$33,5070.000628%
Hail$13,612,861,414$148,435,91347,550$112,519$6,085$3,4990.000827%
Heat Wave$13,612,849,847$148,435,91347,550$2$54$127,368under 0.0001%$0
Hurricane$13,612,849,847$148,029,65447,550$1,073,018$166,953$24,4640.00788%
Ice Storm$13,586,996,380n/a47,459$8,603n/a$5,901under 0.0001%
Inland Flooding$13,581,062,569$10,731,9603,257$20,021,709$172,566$1,078,610n/a (see note)$0NRI counts the full building value of any census block with some flood loss; this is not the value of buildings in the floodplain. Use local FIRM overlays for B2-a/B2-b.
Landslide$1,142,319,712n/a4,348$38,885n/a$29,2500.0034%
Lightning$13,612,861,414n/a47,550$8,699n/a$154,212under 0.0001%
Strong Wind$13,612,861,414$148,435,91347,550$108,038$15,814$416,1630.000794%$68,000$19,000Storm Events damage since the plan includes 1 zone-level High Wind record ($12,000) and 3 zone-level Strong Wind records ($7,000): NOAA non-thunderstorm wind types, outside NRI's Strong Wind definition.
Tornado$13,612,861,414$148,435,91347,550$264,695$1,650$81,7160.00194%$60,000
Wildfire$2,094,721,546$22,487,5439,103$9,390$36$2,5240.000448%
Winter Weather$13,612,849,847$148,435,91347,550$2,196$39$35,389under 0.0001%$0

Totals since 2023-04-04 (Storm Events through 2026-06-30): 26 county-coded records, 26 with a damage value recorded (including $0), $128,000; 18 zone-level records, 18 with a damage value recorded (including $0), $19,000 reported for the zone; Public Assistance: no counted declaration since the plan.

FEMA does not split Public Assistance by hazard. A declaration mapped to several hazards is listed under each of them with its full amount, so the per-hazard column does not add up to the total; the unit total counts each declaration once.

NRI computes earthquake exposure on its own basis, so it exceeds the county building value in B2-a.

Supports FEMA checklist item B2-a: vulnerability (county context)

County context

Source: 5

MeasureValue
Population47,550
Building value (total, not at risk)$13,612,861,414
Agriculture value (total, not at risk)$148,435,913
NRI risk rating (all hazards)Relatively Low
Expected annual loss, buildings and agriculture, all hazards$22,200,238
Expected annual loss, population equivalence, all hazards (NRI values each statistical life at $13.7M; a modeled value of expected deaths and injuries, not property damage)$2,018,092
Social vulnerability ratingRelatively Moderate
Community resilience ratingRelatively High
NRI versionDecember 2025

FEMA's all-hazard expected annual loss adds buildings, agriculture and population equivalence; this table gives the property part and the population-equivalence part as separate rows.

Social vulnerability: higher means people are more likely to be harmed and slower to recover. Community resilience: lower means the community is less able to recover. High social vulnerability and low resilience both raise the NRI risk rating.

Supports FEMA checklist item B2-c: repetitive loss properties

Repetitive loss in this county, both definitions

Sources: 1, 4

DefinitionPropertiesSevere repetitive lossProperties
Repetitive loss, FMA definition (44 CFR 77.2)10Severe repetitive loss, FMA definition (44 CFR 77.2)24
Repetitive loss, NFIP insurance definition109Severe repetitive loss, NFIP insurance definition21

The state NFIP coordinator's list, the source FEMA's Handbook names, often uses the NFIP insurance definition (second row).

Repeat-flood properties: county and state-level rows

Sources: 1, 4

ScopeRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
County total102410921116511
of which: Hopewell borough0020200
of which: Hyndman borough0010100
of which: Bedford borough0010100
of which: Schellsburg borough0010100
of which: Bedford township51445134624
of which: Broad Top township0040400
of which: Colerain township0010101
of which: East St. Clair township041932011
of which: Hopewell township0121200
of which: Juniata township0010100
of which: Liberty township1020300
of which: Londonderry township0010100
of which: Snake Spring township031531602
of which: West Providence township411101423
of which: West St. Clair township0131300
Statewide, no county in FEMA's file0010100

The statewide row counts properties FEMA's file gives with no county in this state; they are listed for reference and are not in this county's counts.

Repeat-flood properties by jurisdiction in the plan (NFIP community)

Sources: 1, 4

JurisdictionNFIP community IDRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
Bedford borough4212280010100
Coaldale borough4201180000000
Everett borough4201190000000
Hopewell borough4201200020200
Hyndman borough4201210010100
Manns Choice borough4213250000000
New Paris borough4213260000000
Pleasantville borough4213270000000
Rainsburg borough4201220000000
Saxton borough4201230000000
Schellsburg borough4213290010100
St. Clairsville borough4213280000000
Woodbury borough4213300000000
Bedford township42133151445134624
Bloomfield township4213320000000
Broad Top township4213330040400
Colerain township4213340010101
Cumberland Valley township4213350000000
East Providence township4213360000000
East St. Clair township421337041932011
Harrison township4213380000000
Hopewell township4213390121200
Juniata township4213400010100
Kimmel township4213410000000
King township4213420000000
Liberty township4213431020300
Lincoln township4213440000000
Londonderry township4213450010100
Mann township4213460000000
Monroe township4213470000000
Napier township4213480000000
Pavia township4213520000000
Snake Spring township421349031531602
South Woodbury township4213500000000
Southampton township4213510000000
West Providence township421353411101423
West St. Clair township4213540131300
Woodbury township4213550000000

Counts by occupancy group for each jurisdiction are in the Excel file, sheet "B2-c Jurisdictions".

Jurisdiction rows are whole NFIP communities and need not add up to the county total: a community that extends into another county is counted in full on each jurisdiction row, while the county table counts only its part in this county.

County repeat-flood properties by occupancy group

Sources: 1, 4

Occupancy groupRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
single-family residential92410621113511
2 to 4 unit residential0000000
other residential1020200
non-residential0010100
not reported0000000

FEMA's occupancy groups have no institutional class; institutional properties are counted in non-residential or other residential in the table by occupancy group.

FMA RL and FMA SRL are the Flood Mitigation Assistance definitions (44 CFR 77.2), the ones the FEMA Local Mitigation Planning Policy Guide cites. NFIP repetitive loss (the FEMA insurance definition) is 2 or more claims over $1,000 in 10 years, and a property can leave that group once it is mitigated. Also shown: NFIP severe repetitive loss, any category, mitigated and currently insured. The Methods page gives the OpenFEMA field details.

Counts are aggregates of FEMA's public NFIP Multiple Loss Properties file (FEMA's data date 2026-08-02; file version 2026-08-04). No property is identified. County assignment is FEMA's geocode.

In this county 3 properties are FMA repetitive loss but not NFIP repetitive loss, and 102 properties are NFIP repetitive loss but not FMA repetitive loss.

Exact counts; no count suppression.

Sources

Tables cite these sources by number. The full list, for the plan's bibliography (FEMA review item A4-a):

  1. FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-29T134039Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)
  2. FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-29T162832Z, pulled 2026-09-30, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)
  3. FEMA, OpenFEMA PublicAssistanceFundedProjectsSummaries v1, version 2026-09-29T150754Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/PublicAssistanceFundedProjectsSummaries (API)
  4. FEMA, OpenFEMA NfipMultipleLossProperties v1, version 2026-08-04T164045Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/NfipMultipleLossProperties (API)
  5. FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-30, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)
  6. NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-30, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/
  7. NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-30, https://www.weather.gov/gis/ZoneCounty
  8. U.S. Census Bureau, Census 2024 Gazetteer, 2020 place by county, CT county-to-cousub crosswalk, version 2024-gazetteer, pulled 2026-09-30, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_counties_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_cousubs_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_place_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_unsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_elsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_scsd_national.zip, https://www2.census.gov/geo/docs/reference/codes2020/national_place_by_county2020.txt, https://www2.census.gov/geo/docs/reference/ct_change/ct_cou_to_cousub_crosswalk.xlsx (used to match place names and codes; no table prints its values)

What this packet is and what the plan adds

This packet is the federal data for the plan's risk assessment (the summary on page 1 says how it is organized); the plan and FEMA's review decide whether each item is met.

The plan adds what only the community has: local data on assets, critical facilities, development and each jurisdiction's impacts; local hazard history, including state-declared emergencies; the mitigation strategy; and adoption.

How the federal data are built: National Risk Index values are FEMA's model, not counts of events. Storm Events is more complete from 1996; zone-level records are placed by forecast zone, not by location in the county. Public Assistance for a jurisdiction is matched by applicant name. The Methods page gives every rule and the known edge cases.

OpenFEMA disclaimer

This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Reuse, citation and corrections

Reuse and citation: Hazard Plain text and tables are licensed under Creative Commons Attribution 4.0 International (CC BY 4.0, https://creativecommons.org/licenses/by/4.0/); credit Hazard Plain and the release. The underlying federal data are public domain; OpenFEMA data are also subject to the OpenFEMA terms and conditions.

Cite this: Hazard Plain (2026). Bedford County, PA: risk-assessment baseline packet, release 2026-10 (data as of 2026-09-30; County FIPS 42009). Automated baseline. https://hazardplain.org/pa/42009/ Built from FEMA OpenFEMA, the FEMA National Risk Index and NOAA NCEI Storm Events; source versions in the packet's Sources list.

Corrections: to report an error, name the packet, the table and what your records show. Contact: contact@hazardplain.org