Hazard Plain Automated baseline

Garvin County, OK

Risk-assessment baseline packet

County FIPS:
40049
Release:
2026-10
Data as of:
2026-09-30
Storm Events data through:
2026-06-30

Hazard Plain is an independent product built from public federal data. It is not a FEMA document and is not reviewed or endorsed by FEMA or any state agency.

Hazard Plain release 2026-10, as of 2026-09-30.

Summary

Plan status as of 2026-09-30: Approved, expires 2029-06-09. Plan: Garvin County (FEMA plan 105036), approved 2024-06-10.

Since the plan was approved on 2024-06-10: 1 new hazard declaration (1 incident) and 109 NOAA Storm Events records; details under "What changed since your last plan".

Highest expected annual loss (FEMA National Risk Index, modeled total; see B1-a): Inland Flooding ($6,849,170 a year), Tornado ($4,684,648) and Hail ($1,351,744).

The tables that follow are organized by the items of FEMA's Local Mitigation Plan Review Tool, Element B (B1-a to B2-c); each heading says which item its tables support.

Plan clock

Status:
Approved, expires 2029-06-09
Plan:
Garvin County (FEMA plan 105036)
Approved:
2024-06-10
Days to expiry:
983

What changed since your last plan (approved 2024-06-10)

New federal declarations:
1 new hazard declaration (1 incident): DR-4862-OK (Severe Storms, Straight-Line Winds, Tornadoes, and Flooding)
Storm Events records since approval:
109 records (data through 2026-06-30)
Repetitive loss now:
FMA RL 0, SRL 1 (44 CFR 77.2); any definition: 6
Repeat-flood change:
this release sets the baseline count.

Sources: 1, 2, 4, 6 (numbered list at the end)

Plan status for every jurisdiction listed in this county: 19 rows, in the section "Plan clock: Plan status for every jurisdiction listed in this county" on the following pages.

State plan status and tribal plans in this state: see the state page.

Plan clock

Plan status for every jurisdiction listed in this county

Source: 1

JurisdictionTypeStatusPlanApprovedExpiresDays to expirynegative = days since expiryNotes
Garvin CountyCountyApproved, expires 2029-06-09Garvin County (FEMA plan 105036)2024-06-102029-06-09983this jurisdiction approved 2024-07-30
Davis cityCityApproved, expires 2030-01-07Davis City (FEMA plan 110179)2025-01-082030-01-071,195this jurisdiction approved 2025-01-21
Elmore City townCityApproved, expires 2029-06-09Garvin County (FEMA plan 105036)2024-06-102029-06-09983this jurisdiction approved 2024-08-15
Foster townTownApproved, expires 2029-06-09Garvin County (FEMA plan 105036)2024-06-102029-06-09983this jurisdiction approved 2024-08-19
Lindsay cityCityApproved, expires 2029-06-09Garvin County (FEMA plan 105036)2024-06-102029-06-09983
Maysville townTownApproved, expires 2029-06-09Garvin County (FEMA plan 105036)2024-06-102029-06-09983this jurisdiction approved 2025-07-03
Paoli townTownApproved, expires 2029-06-09Garvin County (FEMA plan 105036)2024-06-102029-06-09983this jurisdiction approved 2024-07-11
Pauls Valley cityCityApproved, expires 2029-06-09Garvin County (FEMA plan 105036)2024-06-102029-06-09983this jurisdiction approved 2024-08-19
Stratford townTownApproved, expires 2029-06-09Garvin County (FEMA plan 105036)2024-06-102029-06-09983this jurisdiction approved 2024-07-25
Wynnewood cityTownApproved, expires 2029-06-09Garvin County (FEMA plan 105036)2024-06-102029-06-09983this jurisdiction approved 2024-09-05
Davis Public SchoolsSchool/School DistrictApproved, expires 2030-01-07Davis City (FEMA plan 110179)2025-01-082030-01-071,195
Elmore City-Pernell SchoolsSchool/School DistrictApproved, expires 2029-06-09Garvin County (FEMA plan 105036)2024-06-102029-06-09983
Lindsay Public SchoolsSchool/School DistrictApproved, expires 2029-06-09Garvin County (FEMA plan 105036)2024-06-102029-06-09983this jurisdiction approved 2024-08-15
Maysville Public SchoolsSchool/School DistrictApproved, expires 2029-06-09Garvin County (FEMA plan 105036)2024-06-102029-06-09983
Paoli Public SchoolsSchool/School DistrictApproved, expires 2029-06-09Garvin County (FEMA plan 105036)2024-06-102029-06-09983this jurisdiction approved 2024-09-05
Pauls Valley Public SchoolsSchool/School DistrictApproved, expires 2029-06-09Garvin County (FEMA plan 105036)2024-06-102029-06-09983this jurisdiction approved 2024-09-05
Stratford Public SchoolsSchool/School DistrictApproved, expires 2029-06-09Garvin County (FEMA plan 105036)2024-06-102029-06-09983this jurisdiction approved 2024-07-11
Whitebead Public SchoolSchool/School DistrictApproved, expires 2029-06-09Garvin County (FEMA plan 105036)2024-06-102029-06-09983this jurisdiction approved 2024-08-19
Wynnewood Public SchoolsSchool/School DistrictApproved, expires 2029-06-09Garvin County (FEMA plan 105036)2024-06-102029-06-09983this jurisdiction approved 2024-09-05

Supports FEMA checklist item B1-a: hazard identification

Hazards NRI does not cover (local data needed)

  • dam failure (incl. upstream dams)
  • levee failure
  • flash flood as its own subtype
  • ice jams
  • debris flows
  • erosion (riverine and coastal)
  • land subsidence and sinkholes
  • expansive soils

The 18 National Risk Index hazards, ranked by expected annual loss (EAL)

Sources: 5, 6

Rank by EALHazardNRI risk ratingEAL ratingEAL buildingsmodeled dollars per yearEAL agriculturemodeled dollars per yearCost of expected deaths and injuriesFEMA's dollar value per year, not property damageEAL total (see note)modeled dollars per yearStorm Events records, 1996 to 2026-06-30countStorm Events coverage note
1Inland FloodingRelatively LowRelatively Low$6,586,405$72,371$190,394$6,849,17046
2TornadoRelatively ModerateRelatively Moderate$1,458,403$3,757$3,222,488$4,684,64824
3HailRelatively ModerateRelatively Moderate$1,311,451$697$39,595$1,351,744251
4DroughtRelatively ModerateRelatively Moderaten/a$1,314,800n/a$1,314,80082
5Strong WindRelatively ModerateRelatively Moderate$867,533$153$429,369$1,297,055169Includes 8 High Wind and 1 Strong Wind records (NOAA non-thunderstorm wind types, outside NRI's Strong Wind definition).
6Heat WaveRelatively LowRelatively Low$117$455$1,173,159$1,173,73186
7Cold WaveRelatively LowRelatively Low$28,175$91,747$836,086$956,00811Includes 1 Frost/Freeze record (outside NRI's Cold Wave definition; counted in this table and in B1-d, not in the B1-e descriptor).
8WildfireRelatively LowRelatively Low$648,172$2,405$158,948$809,5254
9Ice StormRelatively HighRelatively High$694,754n/a$52,591$747,34510
10EarthquakeVery LowRelatively Low$270,499n/a$90,539$361,038Storm Events does not record earthquakes.
11LightningRelatively ModerateRelatively Low$172,309n/a$123,093$295,4015
12Winter WeatherRelatively LowRelatively Low$16,879$838$52,398$70,11541Includes 1 Sleet record (outside NRI's Winter Weather definition).
13HurricaneVery LowVery Low$21,308$6,864$369$28,5410No recorded events in Storm Events since 1996 (data through 2026-06-30).
14LandslideVery LowVery Low$65n/a$1,342$1,4070No recorded events in Storm Events since 1996 (data through 2026-06-30).

Total = buildings + agriculture + population equivalence; FEMA values each expected death (or 10 injuries) at $13.7 million (2024 dollars).

NRI risk rating combines expected annual loss with social vulnerability and community resilience; EAL rating rates expected annual loss alone. Both compare this county with all U.S. counties.

Local data needed: state and local landslide records (Storm Events records this hazard only in part).

Not applicable to this county per NRI, with no federal declaration and no Storm Events record since 1996: avalanche, coastal flooding, tsunami and volcanic activity. That is the evidence for leaving them out of the plan.

The state hazard mitigation plan also lists hazards for this county; FEMA asks the plan to explain any hazard it leaves out.

Supports FEMA checklist item B1-b: hazard location

Affects the whole county (national data give no location within it): Cold Wave, Drought, Hail, Heat Wave, Ice Storm, Lightning, Strong Wind and Winter Weather.

Inland Flooding: The FEMA Flood Insurance Rate Map (FIRM) is the required location source for flooding. See the FEMA Flood Map Service Center (https://msc.fema.gov) for this county.

Hazards that vary within the county: highest-rated census tracts

Source: 5

HazardHighest-rated census tractsNRI risk rating, score 0 to 100
Earthquaketract 6818 (Relatively Low, 72.9); tract 6813 (Relatively Low, 72.1); tract 6814 (Relatively Low, 64.7)
Hurricanetract 6814 (Very Low, 48.1); tract 6813 (Very Low, 47.3); tract 6812 (Very Low, 46.7)
Landslidetract 6814 (Relatively Low, 90.5); tract 6819 (Relatively Low, 88.2); tract 6812 (Relatively Low, 86.3)
Tornadotract 6814 (Very High, 99.2); tract 6813 (Very High, 98.7); tract 6818 (Very High, 98.7)
Wildfiretract 6819 (Relatively High, 96.5); tract 6811 (Relatively High, 96.5); tract 6814 (Relatively Moderate, 96.1)

Up to 3 census tracts per hazard, highest National Risk Index rating first, then highest score; a tract number is the Census tract number (for example 6818 is Census Tract 6818). FEMA's Resilience Analysis and Planning Tool maps the National Risk Index for every tract: https://www.fema.gov/emergency-managers/practitioners/resilience-analysis-and-planning-tool

Supports FEMA checklist item B1-c: hazard extent

Extent: scale, observed range and worst recorded event per hazard

Sources: 6, 7

HazardScaleRecordscount and yearsObserved rangeWorst recorded eventMost damaging (when different)How it applies to jurisdictionsNote
Cold/Wind Chill, Extreme Cold/Wind Chillwind chill10 records, 1996 to 2025 (10 zone-level)2 days to 5 days (median 3 days); 8 with a recorded value5 consecutive days, 1996-02-01 to 1996-02-05, zone-levelCountywide (zone-level records).
Frost/Freeze (outside NRI's Cold Wave definition)crop damage1 record, 2023 (1 zone-level)No crop damage reported in 1 record.Countywide (zone-level records).
DroughtU.S. Drought Monitor scale (D0 to D4)82 records, 2000 to 2026 (82 zone-level)12 days to 414 days (median 62 days); 19 with a recorded value414 days (about 13.6 months), 2005-12-01 to 2007-01-18, a run of 14 consecutive Storm Events drought records, zone-levelDrought, 2000-08-01, property not reported; $8,330,000 crops (zone total, 2000 dollars)Countywide (zone-level records).Storm Events enters a drought at D2 or worse east of the Rockies and D3 or worse from the Rockies west (NWS Instruction 10-1605); NRI drought counts D3 and D4 only.
EarthquakeModified Mercalli (local data)0Storm Events does not record earthquakes; the USGS earthquake catalog is the source.
Hailhail size (inches)401 records, 1955 to 2026 (1 zone-level)0.75 in to 4 in (median 1 in); 401 with a recorded value4 in hail, 2013-05-30; same size also recorded on 1964-04-03, 1971-05-06Hail, 2013-04-26, $70,000 property; $0 crops (2013 dollars)Event records naming jurisdictions in the plan: Pauls Valley city (51 records), Stratford town (44 records), Elmore City town (37 records), Lindsay city (30 records), Wynnewood city (27 records), Paoli town (19 records), Maysville town (15 records), Foster town (11 records), Davis city (1 record). Zone-level records (1) apply countywide.
Excessive Heat, Heatheat index (in event narratives)86 records, 1996 to 2025 (86 zone-level)1 day to 29 days (median 2 days); 34 with a recorded value29 consecutive days, 2006-07-16 to 2006-08-13, 2 direct deaths, zone-levelCountywide (zone-level records).
Hurricane, Tropical Storm, Tropical DepressionSaffir-Simpson0Storm Events files every zone of a storm's episode under the storm's type; flooding from the storm is filed as Flood or Flash Flood records.
Ice StormSperry-Piltz ice scale (local data)10 records, 1996 to 2020 (10 zone-level)Ice Storm, 2000-12-26, $14,000,000 property; crops not reported (2000 dollars); NWS zone OKZ040Countywide (zone-level records).
Flash Flood, Flood, Lakeshore Flooddamage and flood days (flood depth: FIRM)46 records, 1998 to 2026 (1 zone-level)Flood, 2014-06-07, $150,000 property; $0 crops (2014 dollars)Event records naming jurisdictions in the plan: Pauls Valley city (21 records), Stratford town (7 records), Maysville town (4 records), Lindsay city (3 records), Wynnewood city (3 records), Elmore City town (1 record). Zone-level records (1) apply countywide.Flood depth: see the FEMA Flood Insurance Rate Map. Storm Events damage is often $0 or blank for floods, major ones included; FEMA Public Assistance by declaration (B1-d) shows which floods cost the most.
Debris Flownone (count and damage only)0
Lightningannualized frequency (the measure FEMA's Local Mitigation Planning Handbook names)5 records, 1997 to 2010Lightning, 2007-04-27, $3,000,000 property; $0 crops (2007 dollars)Event records naming jurisdictions in the plan: Pauls Valley city (2 records), Wynnewood city (2 records).Storm Events lists lightning with damage or casualties.
High Wind and Strong Wind (outside NRI's Strong Wind definition)wind speed (kt and mph)9 records, 1996 to 2023 (9 zone-level)39 kt (45 mph) to 52 kt (60 mph) (median 45 kt (52 mph)); 5 with a recorded value52 kt (60 mph) measured gust, High Wind, 2009-06-14; NWS zone OKZ040High Wind, 2023-02-14, $5,000 property; crops not reported (zone total, 2023 dollars)Countywide (zone-level records).
Thunderstorm Windwind speed (kt and mph)248 records, 1955 to 2026 (1 zone-level)50 kt (58 mph) to 87 kt (100 mph) (median 57 kt (66 mph)); 161 with a recorded value87 kt (100 mph) estimated gust, Thunderstorm Wind, 2024-11-03; same speed and measurement basis also recorded on 2022-04-24Thunderstorm Wind, 1998-03-18, $2,500,000 property; crops not reported (1998 dollars)Event records naming jurisdictions in the plan: Pauls Valley city (45 records), Stratford town (40 records), Wynnewood city (26 records), Lindsay city (17 records), Elmore City town (11 records), Maysville town (10 records), Paoli town (8 records). Zone-level records (1) apply countywide.Speeds under 20 kt (likely entry errors) are left out of the observed range.
TornadoEnhanced Fujita (Fujita before Feb 2007)69 records, 1953 to 2026F/EF0 to F/EF4 (median F/EF1); 66 with a recorded valueF4 tornado, 1972-04-19, 10.1 mi path length (whole path, pre-1996), 33 yd wide, $25,000 property; crops not recorded (1972 dollars), 5 direct deaths, 3 direct injuriesTornado, 1975-02-22, $2,500,000 property; crops not recorded (1975 dollars)Event records naming jurisdictions in the plan: Wynnewood city (6 records), Pauls Valley city (5 records), Stratford town (5 records), Maysville town (2 records), Foster town (1 record), Paoli town (1 record).Before 1996 a tornado is listed once, under the county where it began, with its whole path's rating and length; from 1996 on, each county lists its own segment. Length is not used to rank tornadoes (see Methods).
Wildfireacres burned (local data)4 records, 2000 to 2017 (3 zone-level)Wildfire, 2005-11-27, $400,000 property; crops not reported (2005 dollars); NWS zone OKZ040No event record names a jurisdiction in the plan. Zone-level records (3) apply countywide.
Winter Storm, Heavy Snow, Blizzard, Lake-Effect Snow, Winter Weather, Sleetnone in data (snowfall: local data)41 records, 1996 to 2026 (41 zone-level)Blizzard, 2009-12-24, $2,100,000 property; $0 crops (2009 dollars); NWS zone OKZ040Countywide (zone-level records).

In event narratives only (local data needed): wind chill, temperature, heat index, ice thickness, acres burned and snow depth; any physical measure of debris flow and lightning.

Storm Events records are more complete after 1996; before 1996 only Tornado (from 1950), Hail and Thunderstorm Wind (from 1955) exist. Zone-level records from zones that no NWS zone-county file places in this county (mostly before 2020) are not counted here (the Methods page explains the zone matching).

Dollars are nominal (as reported), labeled with the year; not adjusted for inflation.

Supports FEMA checklist item B1-d: previous occurrences

Federal declarations for this county: 33 declarations covering 24 separate hazard incidents counted in this packet (declarations for the same incident count once; non-natural and evacuation-only declarations are not counted).

Federal disaster declarations for this county

Sources: 1, 2, 3

DeclaredIncident beganFEMA numberTypeTitleMapped hazardCounty Public Assistancefederal share obligated, nominal dollarsFlagsNotes
2025-03-182024-11-02DR-4862-OKMajor disasterSevere Storms, Straight-Line Winds, Tornadoes, and FloodingInland Flooding; Strong Wind; Tornadono Public Assistance recordednew since last plan; within last 5 years
2021-02-242021-02-08DR-4587-OKMajor disasterSevere Winter StormsIce Stormno Public Assistance recorded
2021-02-172021-02-08EM-3555-OKEmergencySevere Winter StormIce Stormno Public Assistance recordedsame incident as DR-4587
2020-04-052020-01-20DR-4530-OKMajor disasterCOVID-19 PandemicNon-natural, not countedno Public Assistance recorded
2020-03-132020-01-20EM-3462-OKEmergencyCOVID-19Non-natural, not countedno Public Assistance recordedsame incident as DR-4530
2016-07-152016-06-11DR-4274-OKMajor disasterSevere Storms and FloodingInland Flooding$391,610.55
2015-05-262015-05-05DR-4222-OKMajor disasterSevere Storms, Tornadoes, Straight-Line Winds, and FloodingInland Flooding; Strong Wind; Tornado$571,782.27
2011-02-022011-01-31EM-3316-OKEmergencySevere Winter StormWinter Weatherno Public Assistance recorded
2010-05-242010-05-10DR-1917-OKMajor disasterSevere Storms, Tornadoes, and Straight-Line WindsStrong Wind; Tornado$103,015.66
2010-03-052010-01-28DR-1883-OKMajor disasterSevere Winter StormIce Storm$1,335,478.92
2010-02-252009-12-24DR-1876-OKMajor disasterSevere Winter StormWinter Weather$817,193.20
2010-01-302010-01-28EM-3308-OKEmergencySevere Winter StormWinter Weatherno Public Assistance recordedsame incident as DR-1883
2007-12-102007-12-08EM-3280-OKEmergencySevere Winter StormsIce Stormno Public Assistance recorded
2007-08-312007-05-24DR-1723-OKMajor disasterSevere Storms, Flooding, and TornadoesInland Flooding; Tornado$138,985.86
2007-08-242007-08-18DR-1718-OKMajor disasterSevere Storms, Tornadoes, and FloodingInland Flooding; Tornado$69,747.92
2007-07-072007-06-10DR-1712-OKMajor disasterSevere Storms, Flooding, and TornadoesInland Flooding; Tornado$244,425.23
2007-02-012007-01-12DR-1678-OKMajor disasterSevere Winter StormsWinter Weather$954,950.52
2007-01-142007-01-12EM-3272-OKEmergencySevere Winter Storms and FloodingIce Stormno Public Assistance recordedsame incident as DR-1678
2006-01-192006-01-18FM-2627-OKFire managementPaoli FireWildfireno Public Assistance recordedsame incident as DR-1623
2006-01-102005-11-27DR-1623-OKMajor disasterExtreme Wildfire ThreatWildfire$39,686.96
2005-11-302005-11-27FM-2589-OKFire managementAntioch FireWildfireno Public Assistance recordedsame incident as DR-1623
2005-09-052005-08-29EM-3219-OKEmergencyHurricane Katrina EvacuationHurricane: evacuation support, not a local hazard event; not countedno Public Assistance recorded
2003-05-102003-05-08DR-1465-OKMajor disasterSevere Storms and TornadoesTornado$34,573.99
2002-02-012002-01-30DR-1401-OKMajor disasterSevere Winter Ice StormIce StormPA not declared for this county
2001-06-292001-05-27DR-1384-OKMajor disasterSevere Storms, Flooding, and TornadoesInland Flooding; Tornado$208,909.04
2001-01-052000-12-25DR-1355-OKMajor disasterSevere Winter Ice StormIce Storm$6,612,536.39
2000-12-282000-12-25EM-3158-OKEmergencySevere Winter and Ice StormIce Stormno Public Assistance recordedsame incident as DR-1355
1990-05-181990-04-14DR-866-OKMajor disasterSevere Storms, Tornadoes & FloodingInland Flooding; Tornadono Public Assistance recorded
1987-07-091987-05-19DR-794-OKMajor disasterSevere Storms & FloodingInland Floodingno Public Assistance recorded
1983-10-261983-10-19DR-693-OKMajor disasterSevere Storms & FloodingInland FloodingPA not declared for this county
1973-12-101973-12-10DR-409-OKMajor disasterSevere Storms & FloodingInland Floodingno Public Assistance recorded
1973-06-131973-06-13DR-392-OKMajor disasterSevere Storms, Flooding, & TornadoesInland Flooding; Tornadono Public Assistance recorded
1970-10-141970-10-14DR-297-OKMajor disasterHeavy Rains, Tornadoes & FloodingInland Flooding; Tornadono Public Assistance recorded

School districts and special districts in this county: $30,360.86 (included in the county total above). Public Assistance matched by applicant name to the school districts and special districts FEMA lists as plan participants in this county. They have no row of their own in the jurisdiction table, so their total is listed here. These dollars are already included in the county PA column of the declarations table (the FEMA record places each applicant in this county), so this line is not added to it.

County Public Assistance: applicants the FEMA record places in this county, including any state agencies FEMA files there; statewide rows are listed on the state page; federal share obligated, nominal dollars.

Statewide declarations

Source: 2

DeclaredIncident beganFEMA numberTypeTitleMapped hazard
1995-04-191995-04-19EM-3115-OKEmergencyExplosion at Federal Courthouse in Oklahoma CityNon-natural, not counted
1960-07-151960-07-15DR-104-OKMajor disasterHeavy Rains, Hail, Floods & TornadoesHail; Inland Flooding; Tornado
1959-11-091959-11-09DR-95-OKMajor disasterHeavy Rains & FloodsInland Flooding
1959-07-081959-07-08DR-92-OKMajor disasterFloodInland Flooding
1957-05-181957-05-18DR-74-OKMajor disasterFloodInland Flooding
1956-04-071956-04-07DR-54-OKMajor disasterTornadoesTornado
1955-06-011955-06-01DR-35-OKMajor disasterFlood & TornadoInland Flooding (primary); also designated: Tornado

FEMA recorded these with designated area Statewide and no county, so they are listed on every county page in the state and not counted with county rows. Local data needed: whether each one affected this county.

13 Fire Management declarations (1971-04-08 to 2012-07-30) FEMA filed as Statewide with no county; each names one local fire. Listed on the state page.

Previous occurrences by hazard, with explicit no-event rows

Sources: 2, 6, 7

HazardStorm Events records, all years on file(years in the Period column)Since plan approvalrecordsIn the 12 months before plan approvalrecordsLast 5 yearsrecordsDeclared incidents, all yearsseparate disastersDeclared since approvalseparate disastersPeriodStatement
Cold Wave11628001996 to 2026-06-30Includes 1 Frost/Freeze record.
Drought827326001996 to 2026-06-30
Earthquake000000Storm Events does not record earthquakes; the USGS earthquake catalog is the source.
Hail40120942001955 to 2026-06-30
Heat Wave86424082001996 to 2026-06-30
Hurricane0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Ice Storm10000601996 to 2026-06-30
Inland Flooding467191311996 to 2026-06-30
Landslide0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Lightning5000001996 to 2026-06-30
Strong Wind25717427311955 to 2026-06-30Includes 8 High Wind and 1 Strong Wind records.
Tornado6981111111950 to 2026-06-30
Wildfire4000101996 to 2026-06-30
Winter Weather41215401996 to 2026-06-30Includes 1 Sleet record.

Notable Storm Events records

Sources: 1, 6, 7

DateEvent typeMagnitude or extentDamagenominal dollarsDeaths, injuriesdirect onlyLocationFlagsWhy listed
2024-11-03Thunderstorm Wind87 kt (100 mph) estimated gust$200,000 property; crops not reported (2024 dollars)0, 0WHITEBEAD to PAULS VALLEYnew since last plan; within last 5 yearsB1-c worst recorded: Thunderstorm Wind
2014-06-07Flood$150,000 property; $0 crops (2014 dollars)0, 0PAULS VALLEYB1-c worst recorded: Flash Flood, Flood, Lakeshore Flood
2013-05-30Hail4 in$20,000 property; $0 crops (2013 dollars)0, 0WYNNEWOODB1-c worst recorded: Hail
2009-06-14High Wind52 kt (60 mph) measured gust$0 property; $0 crops (zone total, 2009 dollars)0, 0NWS zone OKZ040 (GARVIN), zone-levelB1-c worst recorded: High Wind and Strong Wind
2008-01-03Winter Weather$15,000 property; $0 crops (zone total, 2008 dollars)2, 0NWS zone OKZ040 (GARVIN), zone-leveldeaths or injuries recorded
2007-04-27Lightning$3,000,000 property; $0 crops (2007 dollars)0, 0WYNNEWOODB1-c worst recorded: Lightning
2006-07-16Heatdamage not reported2, 0NWS zone OKZ040 (GARVIN), zone-leveldeaths or injuries recorded
2005-12-01Droughtdamage not reported0, 0NWS zone OKZ040 (GARVIN), zone-levelB1-c worst recorded: Drought
2005-11-27Wildfire$400,000 property; crops not reported (zone total, 2005 dollars)0, 0NWS zone OKZ040 (GARVIN), zone-levelB1-c worst recorded: Wildfire
2000-12-26Ice Storm$14,000,000 property; crops not reported (zone total, 2000 dollars)0, 0NWS zone OKZ040 (GARVIN), zone-levelB1-c worst recorded: Ice Storm
1996-02-01Cold/Wind Chilldamage not reported0, 0NWS zone OKZ040 (GARVIN), zone-levelB1-c worst recorded: Cold/Wind Chill, Extreme Cold/Wind Chill
1972-04-19TornadoF4, 10.1 mi path length (whole path, pre-1996), 33 yd wide$25,000 property; crops not recorded (1972 dollars)5, 3location not recordeddeaths or injuries recorded

The full list is in the Excel file, sheet "B1-d Storm Events history" (1,012 rows).

Location is the place NOAA recorded, as written in its data; it need not be a jurisdiction in this plan.

Local data needed: state-declared emergencies, from your state emergency management agency (federal data do not include them).

Tribal and special-area declarations in this state are listed on the state page.

Supports FEMA checklist item B1-e: probability of future events

Probability: FEMA annualized frequency and descriptor per hazard

Sources: 5, 6

HazardFEMA annualized frequency (modeled)unit per rowUnitIn plain termsDescriptorDescriptor basisNRI events or days in its record period (hail, wind and tornado are area-weighted, so can be fractional)NRI periodLocationNote
Cold Wave1.37event-days per yearabout 1.37 days per yearLikelyStorm Events event-days in 4 of 30 years, 1996 to 2025 (13.3%)262005-11-12 to 2024-11-12 (19 years)countywide
Drought39.7event-days per yearabout 39.7 days per yearLikelyStorm Events event-days in 20 of 30 years, 1996 to 2025 (66.7%)1,2882000 to 2025 (25.25 years; D3 and D4 only)countywide
Earthquake0.0016annual probability at a locationchance a given location in the county has at least minor-damage shaking in a year: 0.16%not shownmodeledsee B1-fNo descriptor (Storm Events does not record earthquakes).
Hail11.1events per yearabout 11.1 per yearHighly likelyFEMA annualized frequency (modeled)423.4 (modeled)1986 to 2023 (38 years)countywide
Heat Wave19.4event-days per yearabout 19.4 days per yearLikelyStorm Events event-days in 6 of 30 years, 1996 to 2025 (20%)3142005-11-12 to 2024-11-12 (19 years)countywide
Hurricane0.0104events per yearabout 1 in 96 yearsPossibleFEMA annualized frequency (modeled)21851 to 2024 (Atlantic)see B1-fNRI counts hurricane and tropical storm tracks passing within storm-force wind range; federal declarations are in B1-d.
Ice Storm1.56event-days per yearabout 1.56 days per yearLikelyStorm Events event-days in 9 of 30 years, 1996 to 2025 (30%)1061946-12-31 to 2014-02-12 (67 years)countywide
Inland Flooding0.786event-days per yearabout 0.786 days per yearLikelyStorm Events event-days in 17 of 30 years, 1996 to 2025 (56.7%)221996 to 2023 (28 years)see B1-f
Landslide0.2events per year (modeled)about 1 in 5 yearsLikelyFEMA annualized frequency (modeled)not shownmodeledsee B1-f
Lightning52.6days per year with a strikeabout 52.6 days per yearHighly likelyFEMA annualized frequency (modeled)not shown1995 to 2023 (29 years; CONUS)countywide
Strong Wind4.96events per yearabout 4.96 per yearHighly likelyFEMA annualized frequency (modeled)1891986 to 2023 (38 years)countywide
Tornado0.931events per yearabout 0.93 per yearLikelyFEMA annualized frequency (modeled)not shown1950 to 2023 (EF2+); 1986 to 2023 (EF0-1)see B1-f
Wildfire0.00588annual probability at a locationchance a given location in the county burns in a year: 0.588%LikelyStorm Events records in 4 of 30 years, 1996 to 2025 (13.3%)not shownmodeledsee B1-f
Winter Weather8.16event-days per yearabout 8.16 days per yearLikelyStorm Events event-days in 20 of 30 years, 1996 to 2025 (66.7%)1552005-11-12 to 2024-11-12 (19 years)countywide

FEMA annualized frequency (modeled) is the National Risk Index v1.20 (December 2025) estimate of how often a hazard affects this county in a year; it is not recorded events divided by years, and its unit differs by hazard (events, event-days, or days with a lightning strike per year). For earthquake, wildfire, coastal flooding and tsunami the value is the chance (or number of events) at a location in the county, not across the county, so no "1 in N years" is given and the descriptor comes from Storm Events where it has a record (none for earthquake). The Methods page gives each hazard's method, from FEMA's National Risk Index Technical Documentation v1.20.

Where NRI gives event-days, the descriptor comes from the share of years with a Storm Events record; NRI's source records more events, so the two differ.

Descriptor scale used in this packet (defined per unit)

Sources: 5, 6

UnitDescriptorDefinition
events per yearHighly likely1 or more per year
events per yearLikelyabout once in 1 to 10 years
events per yearPossibleabout once in 10 to 100 years
events per yearUnlikelyless than once in 100 years
annual probabilityLikely10% to under 100% chance in a given year
annual probabilityPossible1% to under 10% chance in a given year
annual probabilityUnlikelyunder 1% chance in a given year
event-days (share of years)Highly likelyevent-days recorded in 90% or more of years
event-days (share of years)Likelyevent-days recorded in 10% to under 90% of years
event-days (share of years)Possibleevent-days recorded in some years but under 10% of years
lightning strike-daysHighly likelycloud-to-ground strikes on 1 or more days per year

Intensity bands: historical frequency (Storm Events)

Source: 6

HazardBandYearsEventscounty-coded recordsYears in periodEvents per yearevents / years
Hail1.00-1.99 in1996 to 2025137304.57
Hail2.00 in+1996 to 202513300.433
Thunderstorm Wind (counted as NRI Strong Wind)50-64 kt1996 to 2025111303.7
Thunderstorm Wind (counted as NRI Strong Wind)65 kt+1996 to 202518300.6
Thunderstorm Wind (counted as NRI Strong Wind)unmeasured or below 50 kt1996 to 202529300.967
TornadoEF0-11996 to 202519300.633
TornadoEF2-31996 to 20250300
TornadoEF4-51996 to 20251300.0333
Tornadounrated (EFU)1996 to 20251300.0333

The bands show how often events of each severity were recorded in this county, to profile how severe events have been (FEMA's probability item asks for the range of intensities).

Hail smaller than 1 inch is not counted: on 2010-01-05 the National Weather Service raised its severe-hail threshold from 3/4 inch to 1 inch, so smaller reports became less common after 2009 (NWS Service Change Notice 09-52). NRI hail frequency uses a 0.75 inch threshold.

Optional: future conditions. Not a required item in the 2025 FEMA Local Mitigation Planning Policy Guide; some states ask for it. The federal Climate Mapping for Resilience and Adaptation (CMRA) site gives county exposure to future climate conditions (https://resilience.climate.gov/).

Supports FEMA checklist item B1-f: hazards that vary across jurisdictions

Range of census tract risk within the county

Source: 5

HazardTractsrated of allNRI risk score, 0 to 100Tracts by rating
MinMedianMax
Cold Wave9 of 958.773.280.8Relatively High 1, Relatively Moderate 8
Drought9 of 992.095.998.4Relatively High 3, Relatively Moderate 5, Relatively Low 1
Earthquake9 of 936.656.072.9Relatively Low 8, Very Low 1
Hail9 of 988.394.397.7Relatively High 8, Relatively Moderate 1
Heat Wave9 of 972.287.992.7Relatively High 7, Relatively Moderate 2
Hurricane9 of 939.745.648.1Very Low 9
Ice Storm9 of 992.296.598.6Very High 3, Relatively High 6
Inland Flooding9 of 939.757.495.6Relatively High 3, Relatively Moderate 4, Relatively Low 2
Landslide9 of 949.778.690.5Relatively Low 4, Very Low 5
Lightning9 of 963.185.194.0Relatively High 7, Relatively Moderate 2
Strong Wind9 of 987.595.698.4Very High 3, Relatively High 6
Tornado9 of 984.696.799.2Very High 7, Relatively High 2
Wildfire9 of 977.393.296.5Relatively High 2, Relatively Moderate 5, Relatively Low 2
Winter Weather9 of 963.480.087.4Relatively High 6, Relatively Moderate 3

Drought: Agriculture is all of NRI's expected annual loss for this hazard in the county, so the tract range mostly reflects where crop and livestock value is.

Rated tracts only: No Rating (score 0.0), Not Applicable and Insufficient Data tracts are counted but not used for the minimum, median and maximum.

The score ranks a tract against all U.S. tracts (100 = highest). The rating is FEMA's category for the tract's risk value, computed differently, so the two can disagree.

Frequency data for cold wave, drought, hail, heat wave, ice storm, lightning, strong wind and winter weather are county-wide or coarse (49 km grid or NWS zone), the same for every jurisdiction; the tract range mostly reflects where buildings and people are (crop and livestock value where a line above names agriculture).

Each jurisdiction (starting figures from federal data)

Sources: 1, 3, 4, 6

JurisdictionTypePlan statusRepetitive lossFMA RL and SRL (44 CFR 77.2); repeat-flood, any definitionPublic Assistance to this jurisdictionFEMA records matched by applicant name; federal share obligated, nominal dollarsEvent records naming this placeall years; since its planNotes
Garvin CountyCountyApproved, expires 2029-06-09FMA RL 0, SRL 0; any 0$9,959,360.200 total; 0 since its plan
Davis cityCityApproved, expires 2030-01-07FMA RL 0, SRL 0; any 0no Public Assistance recorded1 total; 0 since its plan
Elmore City townCityApproved, expires 2029-06-09FMA RL 0, SRL 0; any 0$63,162.7149 total; 6 since its plan
Foster townTownApproved, expires 2029-06-09no Public Assistance recorded12 total; 2 since its planNo NFIP community ID on this jurisdiction's plan row.
Lindsay cityCityApproved, expires 2029-06-09FMA RL 0, SRL 0; any 2$336,632.9850 total; 7 since its plan
Maysville townTownApproved, expires 2029-06-09FMA RL 0, SRL 0; any 0$86,432.1031 total; 4 since its plan
Paoli townTownApproved, expires 2029-06-09FMA RL 0, SRL 0; any 0$14,989.8328 total; 1 since its plan
Pauls Valley cityCityApproved, expires 2029-06-09FMA RL 0, SRL 1; any 4$470,031.46124 total; 9 since its plan
Stratford townTownApproved, expires 2029-06-09FMA RL 0, SRL 0; any 0$29,394.1996 total; 10 since its plan
Wynnewood cityTownApproved, expires 2029-06-09FMA RL 0, SRL 0; any 0$365,756.2164 total; 6 since its plan

Repetitive-loss counts are for whole NFIP communities, which can extend beyond this county (see the note in B2-c).

School districts and special districts get a plan clock row only.

County Public Assistance in B1-d also includes applicants filed under the county that are not jurisdictions in this plan (for example state agencies, special districts and nonprofits), so the jurisdiction rows add up to less.

Supports FEMA checklist items B2-a and B2-b: vulnerability and potential impacts

Local data needed

The table below gives county-level starting figures; the plan describes impacts for each jurisdiction and its own assets.

  • Critical facilities and lifelines per hazard
  • A problem statement per jurisdiction per hazard
  • Changes in development in hazard-prone areas since the last approval, or a statement of none (E1-a)
  • Future assets

County-level starter: exposure, expected annual loss and damage since the plan

Sources: 1, 2, 3, 5, 6, 7

HazardBuilding exposuremodeled dollarsAgriculture exposuremodeled dollarsPopulation exposedpeopleEAL buildingsmodeled dollars per yearEAL agriculturemodeled dollars per yearCost of expected deaths and injuriesFEMA's dollar value per year, not property damageEAL as % of exposurebuildings; agriculture where notedStorm Events damage since 2024-06-10county-coded records, property plus crops, nominal dollarsZone-level damage since planproperty plus crops, reported for the zonePublic Assistance since plannominal dollars; see noteNote
Cold Wave$5,247,048,600$86,142,82425,643$28,175$91,747$836,0860.000537%
Droughtn/a$17,773,251n/an/a$1,314,800n/a7.4% (agriculture)NRI has no building exposure for this hazard; agriculture shown
Earthquake$9,325,218,029n/a25,656$270,499n/a$90,5390.0029%
Hail$5,247,048,600$86,142,82425,643$1,311,451$697$39,5950.025%
Heat Wave$5,247,048,600$86,142,82425,643$117$455$1,173,159under 0.0001%
Hurricane$5,247,048,600$85,935,32825,643$21,308$6,864$3690.000406%
Ice Storm$5,247,048,600n/a25,643$694,754n/a$52,5910.0132%
Inland Flooding$5,246,625,487$30,040,8473,639$6,586,405$72,371$190,394n/a (see note)$35,000no Public Assistance recorded (1 declaration)NRI counts the full building value of any census block with some flood loss; this is not the value of buildings in the floodplain. Use local FIRM overlays for B2-a/B2-b.
Landslide$20,701,336n/a121$65n/a$1,3420.000315%
Lightning$5,247,048,600n/a25,643$172,309n/a$123,0930.00328%
Strong Wind$5,247,048,600$86,142,82425,643$867,533$153$429,3690.0165%$535,000no Public Assistance recorded (1 declaration)
Tornado$5,247,048,600$86,142,82425,643$1,458,403$3,757$3,222,4880.0278%$75,000no Public Assistance recorded (1 declaration)
Wildfire$1,128,353,808$55,327,07810,003$648,172$2,405$158,9480.0574%
Winter Weather$5,247,048,600$86,142,82425,643$16,879$838$52,3980.000322%

Totals since 2024-06-10 (Storm Events through 2026-06-30): 52 county-coded records, 28 with a damage value recorded (including $0), $645,000; 57 zone-level records, 0 with a damage value recorded (including $0), $0 reported for the zone; Public Assistance: none recorded on the 1 counted declaration.

FEMA does not split Public Assistance by hazard. A declaration mapped to several hazards is listed under each of them with its full amount, so the per-hazard column does not add up to the total; the unit total counts each declaration once.

NRI computes earthquake exposure on its own basis, so it exceeds the county building value in B2-a.

Supports FEMA checklist item B2-a: vulnerability (county context)

County context

Source: 5

MeasureValue
Population25,643
Building value (total, not at risk)$5,247,048,600
Agriculture value (total, not at risk)$86,142,824
NRI risk rating (all hazards)Relatively Low
Expected annual loss, buildings and agriculture, all hazards$13,570,157
Expected annual loss, population equivalence, all hazards (NRI values each statistical life at $13.7M; a modeled value of expected deaths and injuries, not property damage)$6,370,373
Social vulnerability ratingRelatively Moderate
Community resilience ratingRelatively Low
NRI versionDecember 2025

FEMA's all-hazard expected annual loss adds buildings, agriculture and population equivalence; this table gives the property part and the population-equivalence part as separate rows.

Social vulnerability: higher means people are more likely to be harmed and slower to recover. Community resilience: lower means the community is less able to recover. High social vulnerability and low resilience both raise the NRI risk rating.

Supports FEMA checklist item B2-c: repetitive loss properties

Repetitive loss in this county, both definitions

Sources: 1, 4

DefinitionPropertiesSevere repetitive lossProperties
Repetitive loss, FMA definition (44 CFR 77.2)0Severe repetitive loss, FMA definition (44 CFR 77.2)1
Repetitive loss, NFIP insurance definition6Severe repetitive loss, NFIP insurance definition1

The state NFIP coordinator's list, the source FEMA's Handbook names, often uses the NFIP insurance definition (second row).

Repeat-flood properties: county total and NFIP communities

Sources: 1, 4

ScopeRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
County total0161601
of which: Lindsay city0020200
of which: Pauls Valley city0141401

Repeat-flood properties by jurisdiction in the plan (NFIP community)

Sources: 1, 4

JurisdictionNFIP community IDRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
Garvin County4004720000000
Davis city4003660000000
Elmore City town4003740000000
Lindsay city4002450020200
Maysville town4004020000000
Paoli town4003170000000
Pauls Valley city4002460141401
Stratford town4004160000000
Wynnewood city4002510000000

Counts by occupancy group for each jurisdiction are in the Excel file, sheet "B2-c Jurisdictions".

Jurisdiction rows are whole NFIP communities and need not add up to the county total: a community that extends into another county is counted in full on each jurisdiction row, while the county table counts only its part in this county.

County repeat-flood properties by occupancy group

Sources: 1, 4

Occupancy groupRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
single-family residential0020200
2 to 4 unit residential0000000
other residential0000000
non-residential0141401
not reported0000000

FEMA's occupancy groups have no institutional class; institutional properties are counted in non-residential or other residential in the table by occupancy group.

FMA RL and FMA SRL are the Flood Mitigation Assistance definitions (44 CFR 77.2), the ones the FEMA Local Mitigation Planning Policy Guide cites. NFIP repetitive loss (the FEMA insurance definition) is 2 or more claims over $1,000 in 10 years, and a property can leave that group once it is mitigated. Also shown: NFIP severe repetitive loss, any category, mitigated and currently insured. The Methods page gives the OpenFEMA field details.

Counts are aggregates of FEMA's public NFIP Multiple Loss Properties file (FEMA's data date 2026-08-02; file version 2026-08-04). No property is identified. County assignment is FEMA's geocode.

In this county 0 properties are FMA repetitive loss but not NFIP repetitive loss, and 6 properties are NFIP repetitive loss but not FMA repetitive loss.

Exact counts; no count suppression.

Sources

Tables cite these sources by number. The full list, for the plan's bibliography (FEMA review item A4-a):

  1. FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-29T134039Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)
  2. FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-29T162832Z, pulled 2026-09-30, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)
  3. FEMA, OpenFEMA PublicAssistanceFundedProjectsSummaries v1, version 2026-09-29T150754Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/PublicAssistanceFundedProjectsSummaries (API)
  4. FEMA, OpenFEMA NfipMultipleLossProperties v1, version 2026-08-04T164045Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/NfipMultipleLossProperties (API)
  5. FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-30, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)
  6. NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-30, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/
  7. NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-30, https://www.weather.gov/gis/ZoneCounty
  8. U.S. Census Bureau, Census 2024 Gazetteer, 2020 place by county, CT county-to-cousub crosswalk, version 2024-gazetteer, pulled 2026-09-30, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_counties_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_cousubs_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_place_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_unsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_elsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_scsd_national.zip, https://www2.census.gov/geo/docs/reference/codes2020/national_place_by_county2020.txt, https://www2.census.gov/geo/docs/reference/ct_change/ct_cou_to_cousub_crosswalk.xlsx (used to match place names and codes; no table prints its values)

What this packet is and what the plan adds

This packet is the federal data for the plan's risk assessment (the summary on page 1 says how it is organized); the plan and FEMA's review decide whether each item is met.

The plan adds what only the community has: local data on assets, critical facilities, development and each jurisdiction's impacts; local hazard history, including state-declared emergencies; the mitigation strategy; and adoption.

How the federal data are built: National Risk Index values are FEMA's model, not counts of events. Storm Events is more complete from 1996; zone-level records are placed by forecast zone, not by location in the county. Public Assistance for a jurisdiction is matched by applicant name. The Methods page gives every rule and the known edge cases.

OpenFEMA disclaimer

This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Reuse, citation and corrections

Reuse and citation: Hazard Plain text and tables are licensed under Creative Commons Attribution 4.0 International (CC BY 4.0, https://creativecommons.org/licenses/by/4.0/); credit Hazard Plain and the release. The underlying federal data are public domain; OpenFEMA data are also subject to the OpenFEMA terms and conditions.

Cite this: Hazard Plain (2026). Garvin County, OK: risk-assessment baseline packet, release 2026-10 (data as of 2026-09-30; County FIPS 40049). Automated baseline. https://hazardplain.org/ok/40049/ Built from FEMA OpenFEMA, the FEMA National Risk Index and NOAA NCEI Storm Events; source versions in the packet's Sources list.

Corrections: to report an error, name the packet, the table and what your records show. Contact: contact@hazardplain.org