Hazard Plain Preview: automated baseline

Vance County, NC

Risk-assessment baseline packet

Unit
County area 37181
Release
2026-10
As of
2026-09-28
Storm Events data through
2026-06-30

Hazard Plain is an independent product built from public federal data. It is not a FEMA document and is not reviewed or endorsed by FEMA or any state agency.

A starting point for the plan's risk assessment (FEMA Local Mitigation Plan Review Tool, Element B). It does not replace local data or FEMA review. Section headings say which FEMA review item each table supports; whether an item is satisfied is decided by the plan and its reviewers.

Hazard Plain release 2026-10, as of 2026-09-28. Independent product; not a FEMA document.

Plan clock

Status
Plan 111825 approved 2026-08-11, pending adoption here; not yet eligible
Plan
Tar River Regional (FEMA plan 111825), pending adoption here
Approved
2026-08-11 by FEMA; not yet adopted here
Expires
2031-08-10 once adopted
As of
2026-09-28
Update underway
FEMA tracker shows a plan approvable pending adoption

Not yet eligible: adopt the approved plan.

Not yet eligible: adopt the approved plan.

What changed since your last plan

Not available. Plan 111825 was approved by FEMA on 2026-08-11 but is not yet adopted here, so no since-plan counts are given.

Sources

FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-26T121003Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)

FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-27T010817Z, pulled 2026-09-28, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

FEMA, OpenFEMA NfipMultipleLossProperties v1, version 2026-08-04T164045Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/NfipMultipleLossProperties (API)

Plan status for every jurisdiction listed in this county

JurisdictionTypeStatusPlanApprovedExpiresDays to expirynegative = days since expiryUpdate underwayNotes
Vance County (unincorporated area)UnincorporatedPlan 111825 approved 2026-08-11, pending adoption here; not yet eligibleTar River Regional (FEMA plan 111825), pending adoption here2026-08-11 by FEMA; not yet adopted here2031-08-10 once adoptedFEMA tracker shows a plan approvable pending adoptionNot yet eligible: adopt the approved plan.
Henderson cityCityApproved, expires 2031-08-10Tar River Regional (FEMA plan 111825)2026-08-112031-08-101,777member approved 2026-08-26
Kittrell townTownPlan 111825 approved 2026-08-11, pending adoption here; not yet eligibleTar River Regional (FEMA plan 111825), pending adoption here2026-08-11 by FEMA; not yet adopted here2031-08-10 once adoptedFEMA tracker shows a plan approvable pending adoptionNot yet eligible: adopt the approved plan.
Middleburg townTownPlan 111825 approved 2026-08-11, pending adoption here; not yet eligibleTar River Regional (FEMA plan 111825), pending adoption here2026-08-11 by FEMA; not yet adopted here2031-08-10 once adoptedFEMA tracker shows a plan approvable pending adoptionNot yet eligible: adopt the approved plan.

Source

FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-26T121003Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)

State plan status and tribal plans in this state: see the state page.

Supports B1-a: hazards

Hazards NRI does not cover: check locally

  • dam failure (incl. upstream dams)
  • levee failure
  • flash flood as its own subtype
  • ice jams
  • debris flows
  • erosion (riverine and coastal)
  • land subsidence and sinkholes
  • expansive soils

The 18 National Risk Index hazards, ranked by expected annual loss (EAL)

Rank by EALHazardNRI risk ratingEAL ratingEAL buildingsmodeled dollars per yearEAL agriculturemodeled dollars per yearEAL population equivalencestatistical value of life and injury, $13.7M per life, not property damageEAL total (see note)modeled dollars per yearStorm Events records since 1996countEvidence for an omissionNRI Not Applicable, no declaration and no Storm Events record since 1996Storm Events coverage note
1Inland FloodingRelatively LowRelatively Low$5,347,479$206$35,825$5,383,51018
2TornadoRelatively LowRelatively Low$610,735$423$807,477$1,418,6356
3HurricaneRelatively LowRelatively Low$1,036,169$74,633$53,257$1,164,0596
4Cold WaveRelatively LowRelatively Low$4,322$11,799$603,491$619,6132Includes 1 Frost/Freeze record, event types the NRI definition of this hazard leaves out.
5Heat WaveRelatively LowRelatively Low$27$27$526,853$526,9063
6DroughtRelatively ModerateRelatively Moderate$374,652$374,6520Declared 2 times; no Storm Events record of this type.
7Strong WindRelatively LowRelatively Low$103,564$13,496$211,904$328,965116Includes 3 High Wind records and 13 Strong Wind records, event types the NRI definition of this hazard leaves out.
8EarthquakeVery LowVery Low$224,539$48,413$272,952Not in Storm Events. Storm Events coverage of this hazard is limited; absence is not evidence of low risk.
9HailRelatively LowRelatively Low$175,298$9,605$55,600$240,50340
10LightningRelatively LowRelatively Low$33,482$155,418$188,8993
11Winter WeatherRelatively ModerateRelatively Moderate$9,227$15$158,273$167,51565
12Ice StormRelatively LowRelatively Low$64,601$1,279$65,8814
13WildfireVery LowVery Low$3,250$3$1,046$4,2990No recorded events in Storm Events since 1996 (data through 2026-06-30). Storm Events coverage of this hazard is limited; absence is not evidence of low risk.
14LandslideVery LowVery Low$83$47$1300Declared 1 time; no Storm Events record of this type. Storm Events coverage of this hazard is limited; absence is not evidence of low risk.
AvalancheNot ApplicableNot Applicable0NRI rates avalanche Not Applicable for this county, and no federal declaration for this county names it.No recorded events in Storm Events since 1996 (data through 2026-06-30).
Coastal FloodingNot ApplicableNot Applicable0NRI rates coastal flooding Not Applicable for this county, and no federal declaration for this county names it.No recorded events in Storm Events since 1996 (data through 2026-06-30).
TsunamiNot ApplicableNot Applicable0NRI rates tsunami Not Applicable for this county, and no federal declaration for this county names it.No recorded events in Storm Events since 1996 (data through 2026-06-30). Storm Events coverage of this hazard is limited; absence is not evidence of low risk.
Volcanic ActivityNot ApplicableNot Applicable0NRI rates volcanic activity Not Applicable for this county, and no federal declaration for this county names it.No recorded events in Storm Events since 1996 (data through 2026-06-30). Storm Events coverage of this hazard is limited; absence is not evidence of low risk.

Total = buildings + agriculture + population equivalence; FEMA values each expected death (or 10 injuries) at $13.7 million (2024 dollars).

Sources

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

Check your state hazard mitigation plan's hazard list for this county; explain any hazard you drop.

Supports B1-b: location

Where each hazard occurs

HazardLocationCensus tracts ratedrated of all tracts
AvalancheCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.0 of 12
Coastal FloodingCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.0 of 12
Cold WaveAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.12 of 12
DroughtAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.10 of 12
EarthquakeCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.12 of 12
HailAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.12 of 12
Heat WaveAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.12 of 12
HurricaneCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.12 of 12
Ice StormAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.12 of 12
Inland FloodingThe FEMA Flood Insurance Rate Map (FIRM) is the required location source for flooding. See the FEMA Flood Map Service Center (https://msc.fema.gov) for this county.12 of 12
LandslideCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.12 of 12
LightningAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.12 of 12
Strong WindAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.12 of 12
TornadoCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.12 of 12
TsunamiCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.0 of 12
Volcanic ActivityCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.0 of 12
WildfireCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.12 of 12
Winter WeatherAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.12 of 12

Source

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

Supports B1-c: extent

Extent: scale, observed range and worst recorded event per hazard

HazardScaleRecordscount, yearsObserved rangeWorst recorded eventMost damaging (when different)How it applies to membersNote
Avalanchenone (count and damage)0Physical measure: in event narratives only; local data required.
Coastal Flood, Storm Surge/Tidenone in data (FIRM for depth)0Flood depth: see the FEMA Flood Insurance Rate Map.
Cold/Wind Chill, Extreme Cold/Wind Chillwind chill1, 1996 to 1996 (1 zone-level)3 days; 1 with a recorded value3 consecutive days, 1996-02-03 to 1996-02-05, zone-levelZone-level records: applies countywide; national data do not locate these events within the county.Wind chill: in event narratives only; local data required.
Frost/Freeze (outside NRI Cold Wave definition)crop damage1, 2025 to 2025 (1 zone-level)No crop damage reported in 1 records.Zone-level records: applies countywide; national data do not locate these events within the county.Temperature: in event narratives only; local data required.
DroughtUS Drought Monitor D-scale0Storm Events enters a drought at D2 or worse east of the Rockies and D3 or worse from the Rockies west (NWS Instruction 10-1605); NRI drought counts D3 and D4 only.
EarthquakeModified Mercalli (local data)0No Storm Events record; local data required (e.g., USGS).
Hailhail size (inches)53, 1981 to 20230.75 in to 3 in (median 1 in); 53 with a recorded value3 in hail, 2016-02-24Hail, 2009-04-20, $2,500 property; $0 crops (2009 dollars)Event records naming member places: Henderson city (14 records), Kittrell town (6 records), Middleburg town (5 records).
Excessive Heat, Heatheat index (narratives)3, 1998 to 2025 (3 zone-level)2 days; 2 with a recorded value2 consecutive days, 2025-06-24 to 2025-06-25, zone-levelZone-level records: applies countywide; national data do not locate these events within the county.Heat index: in event narratives only; local data required.
Hurricane, Tropical Storm, Tropical DepressionSaffir-Simpson6, 1996 to 2018 (6 zone-level)Strongest recorded (records with damage, a wind speed or direct casualties first, then storm type, category and wind): Hurricane (Typhoon) record, 2003-09-18, $369,000 property; crops not reported, reported for the zone (2003 dollars); NWS zone NCZ009 (VANCE), zone-level: may include parts of neighboring countiesMost damaging recorded: Tropical Storm, 2018-10-11, $500,000 property; $0 crops, reported for the zone (2018 dollars)Zone-level records: applies countywide; national data do not locate these events within the county.Storm Events files every zone of a storm's episode under the storm's event type and category, so a Hurricane (Typhoon) record, especially an inland or remnant one, does not by itself mean hurricane-force winds here; read the damage and wind columns.
Ice StormSperry-Piltz (local data)4, 1996 to 2014 (4 zone-level)Ice Storm, 2014-03-06, $250,000 property; $0 crops, reported for the zone (2014 dollars); NWS zone NCZ009 (VANCE), zone-level: may include parts of neighboring countiesZone-level records: applies countywide; national data do not locate these events within the county.Ice thickness: in event narratives only; local data required.
Flash Flood, Flood, Lakeshore Flooddamage and flood days (FIRM for depth)18, 1996 to 2025 (1 zone-level)Flash Flood, 2016-10-08, $50,000 property; $0 crops (2016 dollars)Event records naming member places: Henderson city (6 records), Kittrell town (1 record). Zone-level records (1) apply countywide.Flood depth: see the FEMA Flood Insurance Rate Map. Storm Events damage can be $0 or blank even for a major flood, so the worst record here may not be the worst flood; compare FEMA Public Assistance by declaration in B1-d.
Debris Flownone (count and damage)0Physical measure: in event narratives only; local data required.
Lightningannualized frequency (the measure FEMA's Local Mitigation Planning Handbook names)3, 1998 to 2004Lightning, 2002-08-15, $500,000 property; crops not reported (2002 dollars)Event records naming member places: Henderson city (1 record), Middleburg town (1 record).Storm Events lists lightning with damage or casualties; physical measure in event narratives only; local data required.
High Wind and Strong Wind (outside NRI Strong Wind definition)wind speed (kt and mph)16, 1998 to 2020 (16 zone-level)35 kt (40 mph) to 50 kt (58 mph) (median 40 kt (46 mph)); 16 with a recorded value50 kt (58 mph) estimated gust, High Wind, 2010-02-10; same speed and measurement basis also recorded on 2004-03-07; NWS zone NCZ009 (VANCE), zone-level: may include parts of neighboring countiesStrong Wind, 2020-10-29, $1,000,000 property; $0 crops, reported for the zone (2020 dollars)Zone-level records: applies countywide; national data do not locate these events within the county.
Thunderstorm Windwind speed (kt and mph)124, 1961 to 202650 kt (58 mph) to 60 kt (69 mph) (median 50 kt (58 mph)); 97 with a recorded value60 kt (69 mph) estimated, Thunderstorm Wind, 2000-05-25Thunderstorm Wind, 1997-08-20, $75,000 property; crops not reported (1997 dollars)Event records naming member places: Henderson city (31 records), Kittrell town (9 records), Middleburg town (6 records).
TornadoEnhanced Fujita (F before Feb 2007)8, 1993 to 2024F/EF0 to F/EF2 (median between F/EF0 and F/EF1); 8 with a recorded valueF2 tornado, 1995-10-27, 3 mi path length (records before 1996 may include the whole path; rating and listing come from the county where the tornado began), 50 yd wide, $10,000,000 property; crops not recorded (1995 dollars)Event records naming member places: Henderson city (2 records), Middleburg town (2 records).From 1996 on, tornado records are per-county segments and length is the path length within this county (NWS Instruction 10-1605); records before 1996 may give the whole path length, including the path outside this county, and before 1996 a tornado is listed once, under the county where it began, with the whole path's rating; counties farther along the path may not list it. Length is not used to rank tornadoes.
Tsunaminone (count and damage)0Physical measure: in event narratives only; local data required.
Volcanic Ash, Volcanic AshfallVolcanic Explosivity Index (local data)0Physical measure: in event narratives only; local data required.
Wildfireacres burned (local data)0Acres burned: in event narratives only; local data required.
Winter Storm, Heavy Snow, Blizzard, Lake-Effect Snow, Winter Weather, Sleetnone in data (snowfall local)65, 1996 to 2026 (65 zone-level)Winter Storm, 2015-02-25, $500,000 property; $0 crops, reported for the zone (2015 dollars); NWS zone NCZ009 (VANCE), zone-level: may include parts of neighboring countiesZone-level records: applies countywide; national data do not locate these events within the county.Snow depth: in event narratives only; local data required.

Storm Events records are more complete after 1996; before 1996 only Tornado (from 1950), Hail and Thunderstorm Wind (from 1955) exist. Zone-level records are placed with NWS zone-county files, which exist from 2020 on; an earlier record is placed by its zone number in the nearest later file only when its zone name matches that file, records from zones NWS renumbered are placed by name or left out, and a record whose zone is in no known file is left out of every count, so counts before 2020 can be low. Some current zones are also missing from the NWS files, so recent counts can be low too.

Dollars are nominal (as reported), labeled with the year; not adjusted for inflation.

Sources

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-28, https://www.weather.gov/gis/ZoneCounty

Supports B1-d: previous occurrences

Declaration rows
23
Counted incidents
19

Plan 111825 was approved by FEMA on 2026-08-11 but is not yet adopted here, so no since-plan counts are given.

Federal disaster declarations for this county

DeclaredIncident beganFEMA numberTypeTitleMapped hazardCounty Public Assistancefederal share obligated, nominal dollarsFlagsNotes
2026-01-242026-01-21EM-3637-NCEmergencySEVERE WINTER STORMWinter Weathernone foundwithin last 5 years
2024-09-262024-09-25EM-3617-NCEmergencyHURRICANE HELENEHurricane (primary); also designated: Inland Flooding, Landslidenone foundwithin last 5 years
2024-08-062024-08-05EM-3608-NCEmergencyTROPICAL STORM DEBBYHurricanenone foundwithin last 5 years
2022-10-012022-09-28EM-3586-NCEmergencyHURRICANE IANHurricanenone foundwithin last 5 years
2020-08-022020-07-31EM-3534-NCEmergencyHURRICANE ISAIASHurricanenone found
2020-03-252020-01-20DR-4487-NCMajor disasterCOVID-19 PANDEMICNon-natural, not countednone found
2020-03-132020-01-20EM-3471-NCEmergencyCOVID-19Non-natural, not countednone foundsame incident as DR-4487
2019-09-032019-09-01EM-3423-NCEmergencyHURRICANE DORIANHurricanenone found
2019-01-312018-10-10DR-4412-NCMajor disasterTROPICAL STORM MICHAELHurricane$59,532.33
2018-09-102018-09-07EM-3401-NCEmergencyHURRICANE FLORENCEHurricanenone found
2016-10-072016-10-04EM-3380-NCEmergencyHURRICANE MATTHEWHurricanenone found
2011-08-312011-08-25DR-4019-NCMajor disasterHURRICANE IRENEHurricane$31,038.63
2005-09-052005-08-29EM-3222-NCEmergencyHURRICANE KATRINA EVACUATIONHurricane: evacuation support, not a local hazard event; not countednone found
2003-09-182003-09-18DR-1490-NCMajor disasterHURRICANE ISABELHurricane$147,447.76
2002-12-122002-12-04DR-1448-NCMajor disasterSEVERE ICE STORMIce Storm$738,024.56
2000-01-312000-01-24DR-1312-NCMajor disasterSEVERE WINTER STORMWinter Weather$77,497.48
1999-09-161999-09-15DR-1292-NCMajor disasterHURRICANE FLOYD MAJOR DISASTER DECLARATIONSHurricane$26,070.68
1999-09-151999-09-15EM-3146-NCEmergencyHURRICANE FLOYD EMERGENCY DECLARATIONSHurricanenone foundsame incident as DR-1292
1996-09-061996-09-05DR-1134-NCMajor disasterHURRICANE FRANHurricanenone found
1996-01-131996-01-06DR-1087-NCMajor disasterBLIZZARD OF 96Winter Weathernone found
1993-03-171993-03-13EM-3110-NCEmergencySEVERE SNOWFALL & WINTER STORMWinter Weathernone found
1977-08-111977-08-11EM-3049-NCEmergencyDROUGHTDroughtnone found
1977-03-021977-03-02EM-3033-NCEmergencyDROUGHT & FREEZINGWinter Weather (primary); also designated: Droughtnone found

County Public Assistance: applicants the FEMA record places in this county, including any state agencies FEMA files there; statewide rows are listed on the state page; federal share obligated, nominal dollars.

Dollars are nominal (as reported), labeled with the year; not adjusted for inflation.

Statewide declarations

DeclaredIncident beganFEMA numberTypeTitleMapped hazardFlagsNotes
1964-10-131964-10-13DR-179-NCMajor disasterSEVERE STORMS & FLOODINGInland Flooding
1962-03-161962-03-16DR-130-NCMajor disasterSEVERE STORM, HIGH TIDES & FLOODINGInland Flooding (primary); also designated: Coastal Flooding
1960-09-161960-09-16DR-107-NCMajor disasterHURRICANE DONNAHurricane (primary); also designated: Inland Flooding
1958-10-011958-10-01DR-87-NCMajor disasterHURRICANE & SEVERE STORMHurricane
1956-04-241956-04-24DR-56-NCMajor disasterSEVERE STORMHazard not mapped (severe storm title names no single hazard); not counted
1955-08-131955-08-13DR-37-NCMajor disasterHURRICANESHurricane (primary); also designated: Inland Flooding
1954-10-171954-10-17DR-28-NCMajor disasterHURRICANEHurricane (primary); also designated: Inland Flooding

FEMA recorded these with designated area Statewide and no county. Listed on every county page in the state; not counted with county rows.

1 Fire Management declaration (1986-05-10 to 1986-05-10) FEMA filed as Statewide with no county; each names one local fire. Listed on the state page.

Source

FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-27T010817Z, pulled 2026-09-28, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)

Previous occurrences by hazard, with explicit no-event rows

HazardStorm Events recordsfull periodSince plan approvalrecordsDuring plan reviewrecordsLast 5 yearsrecordsDeclared incidentsdistinct incidentsDeclared since approvaldistinct incidentsPeriodStatement
Avalanche0001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Coastal Flooding0001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Cold Wave2101996 to 2026-06-30Includes 1 Frost/Freeze record, event types the NRI definition of this hazard leaves out.
Drought0021996 to 2026-06-30No Storm Events records of this type; 2 federal declared incidents (see declarations table)
Earthquake000No Storm Events record; local data required (e.g., USGS).
Hail53101955 to 2026-06-30
Heat Wave3201996 to 2026-06-30
Hurricane60121996 to 2026-06-30
Ice Storm4011996 to 2026-06-30
Inland Flooding18711996 to 2026-06-30
Landslide0011996 to 2026-06-30No Storm Events records of this type; 1 federal declared incident (see declarations table)
Lightning3001996 to 2026-06-30
Strong Wind1402401955 to 2026-06-30Includes 3 High Wind records and 13 Strong Wind records, event types the NRI definition of this hazard leaves out.
Tornado8201950 to 2026-06-30
Tsunami0001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Volcanic Activity0001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Wildfire0001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Winter Weather65751996 to 2026-06-30

Sources

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-27T010817Z, pulled 2026-09-28, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)

NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-28, https://www.weather.gov/gis/ZoneCounty

Notable Storm Events records

DateEvent typeMagnitude or extentDamagenominal dollarsDirect deaths, injuriesindirect not countedLocationFlagsWhy listed
2025-06-24Excessive Heat$0 property; $0 crops, reported for the zone (2025 dollars)0, 0NWS zone NCZ009 (VANCE), zone-level: may include parts of neighboring countieswithin last 5 yearsB1-c worst recorded: Excessive Heat, Heat
2016-10-08Flash Flood$50,000 property; $0 crops (2016 dollars)0, 0TOWNSVILLEB1-c worst recorded: Flash Flood, Flood, Lakeshore Flood
2016-02-24Hail3 in$0 property; $0 crops (2016 dollars)0, 0WILLIAMSBORO to TOWNSVILLEB1-c worst recorded: Hail
2015-02-25Winter Storm$500,000 property; $0 crops, reported for the zone (2015 dollars)0, 0NWS zone NCZ009 (VANCE), zone-level: may include parts of neighboring countiesB1-c worst recorded: Winter Storm, Heavy Snow, Blizzard, Lake-Effect Snow, Winter Weather, Sleet
2010-02-10High Wind50 kt (58 mph) estimated gust$1,000 property; $0 crops, reported for the zone (2010 dollars)0, 0NWS zone NCZ009 (VANCE), zone-level: may include parts of neighboring countiesB1-c worst recorded: High Wind and Strong Wind (outside NRI Strong Wind definition)
2003-09-18Hurricane (Typhoon)$369,000 property; crops not reported, reported for the zone (2003 dollars)0, 0NWS zone NCZ009 (VANCE), zone-level: may include parts of neighboring countiesB1-c worst recorded: Hurricane, Tropical Storm, Tropical Depression
2002-08-26Flash Flooddamage not reported1, 0HENDERSONdeaths or injuries recorded
2002-08-15Lightning$500,000 property; crops not reported (2002 dollars)0, 0HENDERSONB1-c worst recorded: Lightning
2000-05-25Thunderstorm Wind60 kt (69 mph) estimateddamage not reported0, 0HENDERSONB1-c worst recorded: Thunderstorm Wind
1998-06-03Lightningdamage not reported0, 1MIDDLEBURGdeaths or injuries recorded
1996-02-03Cold/Wind Chilldamage not reported0, 0NWS zone NCZ009 (VANCE), zone-level: may include parts of neighboring countiesB1-c worst recorded: Cold/Wind Chill, Extreme Cold/Wind Chill
1995-10-27TornadoF2, 3 mi path length (records before 1996 may include the whole path; rating and listing come from the county where the tornado began), 50 yd wide$10,000,000 property; crops not recorded (1995 dollars)0, 0HendersonB1-c worst recorded: Tornado

The full list is in the XLSX file, sheet "B1-d Storm Events history" (302 rows).

Storm Events records are more complete after 1996; before 1996 only Tornado (from 1950), Hail and Thunderstorm Wind (from 1955) exist. Zone-level records are placed with NWS zone-county files, which exist from 2020 on; an earlier record is placed by its zone number in the nearest later file only when its zone name matches that file, records from zones NWS renumbered are placed by name or left out, and a record whose zone is in no known file is left out of every count, so counts before 2020 can be low. Some current zones are also missing from the NWS files, so recent counts can be low too.

Sources

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-28, https://www.weather.gov/gis/ZoneCounty

FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-26T121003Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)

State-declared emergencies are not in federal data. Add them from your state emergency management agency.

Tribal and special-area declarations in this state are listed on the state page.

Supports B1-e: probability

Probability: FEMA annualized frequency and descriptor per hazard

HazardFEMA annualized frequency (modeled)unit per rowUnitIn plain termsDescriptorDescriptor basisNRI events or days in its record period (hail, wind and tornado are area-weighted, so can be fractional)NRI periodLocationNote
Avalancheevents per year1994 to 2023 (30 years)see B1-fNot Applicable in NRI for this county; no descriptor.
Coastal Floodingevents per year at a location (modeled)not shownmodeledsee B1-fNot Applicable in NRI for this county; no descriptor.
Cold Wave0.684event-days per yearabout 0.684 days per yearPossibleevent-days in 1 of 30 years, 1996 to 2025 (3.33%)132005-11-12 to 2024-11-12 (19 years)countywideFrost/Freeze records are not counted in this descriptor: they record crop freezes, not cold waves.
Drought16.9event-days per yearabout 16.9 days per yearevent-days in 0 of 30 years, 1996 to 2025 (0%)5322000 to 2025 (25.25 years; D3 and D4 only)countywideNo recorded event-days, 1996 to 2025; descriptor not assigned
Earthquake0.00111annual probability at a locationchance a given location in the county has at least minor-damage shaking in a year: 0.111%not shownmodeledsee B1-fDescriptor not assigned: the NRI value is the chance at a location in the county, not how often the hazard affects the county, and Storm Events does not record earthquakes.
Hail3.61events per yearabout 3.61 per yearHighly likelyFEMA annualized frequency (modeled)136.8 (modeled)1986 to 2023 (38 years)countywide
Heat Wave4.37event-days per yearabout 4.37 days per yearPossibleevent-days in 2 of 30 years, 1996 to 2025 (6.67%)702005-11-12 to 2024-11-12 (19 years)countywideNRI gives about 4.37 heat wave event-days a year here (its annualized frequency over 19 years; not its event count divided by the years), but Storm Events has a record in only 2 of 30 years. NRI counts from a different source that records far more events than Storm Events, so this descriptor reads much lower than NRI's frequency; read the two together.
Hurricane0.143events per yearabout 1 in 7 yearsLikelyFEMA annualized frequency (modeled)421851 to 2024 (Atlantic)see B1-fNRI counts hurricane and tropical storm tracks passing within storm-force wind range; federal declarations are counted separately in B1-d and need not match.
Ice Storm1.55event-days per yearabout 1.55 days per yearLikelyevent-days in 3 of 30 years, 1996 to 2025 (10%)1041946-12-31 to 2014-02-12 (67 years)countywideNRI gives about 1.55 ice storm event-days a year here (its annualized frequency over 67 years; not its event count divided by the years), but Storm Events has a record in only 3 of 30 years. NRI counts from a different source that records far more events than Storm Events, so this descriptor reads much lower than NRI's frequency; read the two together.
Inland Flooding0.357event-days per yearabout 0.357 days per yearLikelyevent-days in 11 of 30 years, 1996 to 2025 (36.7%)101996 to 2023 (28 years)see B1-f
Landslide0.169events per year (modeled)about 1 in 6 yearsLikelyFEMA annualized frequency (modeled)not shownmodeledsee B1-f
Lightning45.9days per year with a strikeabout 45.9 days per yearHighly likelyFEMA annualized frequency (modeled)not shown1995 to 2023 (29 years; CONUS)countywide
Strong Wind1.28events per yearabout 1.28 per yearHighly likelyFEMA annualized frequency (modeled)491986 to 2023 (38 years)countywide
Tornado0.106events per yearabout 1 in 9 yearsLikelyFEMA annualized frequency (modeled)not shown1950 to 2023 (EF2+); 1986 to 2023 (EF0-1)see B1-f
Tsunamiannual probability at the most exposed location (used in place of a county value)not shownmodeledsee B1-fNot Applicable in NRI for this county; no descriptor.
Volcanic Activityannual probabilitynot shownmodeledsee B1-fNot Applicable in NRI for this county; no descriptor.
Wildfire0.000111annual probability at a locationchance a given location in the county burns in a year: 0.0111%Storm Events records in 0 of 30 years, 1996 to 2025 (0%)not shownmodeledsee B1-fNo Storm Events record of this hazard, 1996 to 2025; descriptor not assigned (the NRI value is the chance at a location in the county, not how often the hazard affects the county)
Winter Weather7.11event-days per yearabout 7.11 days per yearLikelyevent-days in 21 of 30 years, 1996 to 2025 (70%)1352005-11-12 to 2024-11-12 (19 years)countywide

FEMA annualized frequency (modeled) comes from the National Risk Index v1.20 (December 2025). It is not recorded events divided by years, and what it measures depends on the hazard. For most hazards it estimates how often the hazard affects this county each year: it counts events or event-days (drought, heat wave, cold wave, winter weather, ice storm and inland flooding are in days per year; lightning is the number of days per year with a recorded cloud-to-ground strike, from the NOAA Storm Prediction Center daily lightning climatology); it may count events in the surrounding area (hail, strong wind, tornado, hurricane and ice storm use a 49 km grid and buffers) and is averaged over the county's area; and some hazards use a minimum value for places with no recorded event. Earthquake, wildfire and coastal flooding are different: FEMA computes them for each census block and averages them over the county, so the value is the chance (for coastal flooding, the modeled number of floods per year) at a location in the county, which is lower than the chance that the hazard strikes somewhere in the county. Earthquake is the chance of at least minor-damage shaking (U.S. Geological Survey model); wildfire is the chance that a location burns in a large fire (U.S. Forest Service burn probability); coastal flooding comes from FEMA flood zones and NOAA high-tide flooding, so it can be above 1 where high-tide flooding is frequent. Tsunami is the value at the county's most exposed location, from recorded events and modeled return periods. For these four hazards the packet gives no "1 in N years" and takes the descriptor from Storm Events (none for earthquake) unless the value is 1 or more a year. Landslide is a U.S. Geological Survey modeled county rate spread by slope susceptibility. Volcanic activity is the chance that a volcano affecting the county erupts in a year. Drought counts only extreme and exceptional drought (D3 and D4). Source: FEMA, National Risk Index Technical Documentation v1.20, sections 5.2.2 (Table 5), 5.2.3, 7.4, 10.4, 16.5, 17.1, 17.3.1, 17.5, 20.3.1, 21.4, 22.4 and 6 to 23.

Sources

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

Descriptor scale used in this packet (defined per unit)

UnitDescriptorDefinition
events per yearHighly likely1 or more per year
events per yearLikelyabout once in 1 to 10 years
events per yearPossibleabout once in 10 to 100 years
events per yearUnlikelyless than once in 100 years
annual probabilityLikely10% to under 100% chance in a given year
annual probabilityPossible1% to under 10% chance in a given year
annual probabilityUnlikelyunder 1% chance in a given year
event-days (share of years)Highly likelyevent-days recorded in 90% or more of years
event-days (share of years)Likelyevent-days recorded in 10% to under 90% of years
event-days (share of years)Possibleevent-days recorded in some years but under 10% of years
lightning strike-daysHighly likelycloud-to-ground strikes on 1 or more days per year

Sources

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

Intensity bands: historical frequency (Storm Events)

HazardBandYearsEventscounty-coded recordsYears in periodEvents per yearevents / years
Hail1.00-1.99 in1996 to 202520300.667
Hail2.00 in+1996 to 20251300.0333
Strong Wind (Thunderstorm Wind records)50-64 kt1996 to 202596303.2
Strong Wind (Thunderstorm Wind records)65 kt+1996 to 20250300
Strong Wind (Thunderstorm Wind records)unmeasured or below 50 kt1996 to 20253300.1
TornadoEF0-11996 to 20255300.167
TornadoEF2-31996 to 20251300.0333
TornadoEF4-51996 to 20250300
Tornadounrated (EFU)1996 to 20250300

Hail smaller than 1 inch is not counted: on 2010-01-05 the National Weather Service raised its severe-hail threshold from 3/4 inch to 1 inch, so smaller reports became less common after 2009 (NWS Service Change Notice 09-52). NRI hail frequency uses a 0.75 inch threshold.

Source

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

Optional: future conditions. Not a required item in the 2025 FEMA Local Mitigation Planning Policy Guide; some states ask for it. The federal Climate Mapping for Resilience and Adaptation (CMRA) site gives county exposure to future climate conditions.

Supports B1-f: variation across the planning area

Range of census tract risk within the county

HazardTractsrated of allRisk score minNRI score, 0 to 100MedianMaxTracts by ratingNote
Avalanche0 of 12Not Applicable 12
Coastal Flooding0 of 12Not Applicable 12
Cold Wave12 of 1234.159.867.9Relatively Moderate 9, Relatively Low 3National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.
Drought10 of 1269.492.996.9Relatively Moderate 7, Relatively Low 1, Very Low 2, No Rating 2National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. Agriculture is all of NRI's expected annual loss for this hazard in the county, so the tract range above mostly reflects where crop and livestock value is, not where buildings and people are. Confirm locally.
Earthquake12 of 1219.341.573.1Relatively Low 6, Very Low 6
Hail12 of 1252.272.981.1Relatively Moderate 9, Relatively Low 3National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.
Heat Wave12 of 1229.466.775.7Relatively Moderate 8, Relatively Low 4National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.
Hurricane12 of 1264.979.483.9Relatively Moderate 8, Relatively Low 4
Ice Storm12 of 1225.258.075.6Relatively Moderate 3, Relatively Low 8, Very Low 1National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.
Inland Flooding12 of 124.543.276.5Relatively Moderate 5, Relatively Low 5, Very Low 2
Landslide12 of 1217.141.377.2Very Low 12
Lightning12 of 1236.170.582.4Relatively High 3, Relatively Moderate 7, Relatively Low 2National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.
Strong Wind12 of 1243.572.181.9Relatively Moderate 10, Relatively Low 2National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.
Tornado12 of 1244.268.880.2Relatively High 2, Relatively Moderate 8, Relatively Low 2
Tsunami0 of 12Not Applicable 12
Volcanic Activity0 of 12Not Applicable 12
Wildfire12 of 1236.452.668.3Very Low 12
Winter Weather12 of 1272.092.695.6Relatively High 10, Relatively Moderate 2National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.

Rated tracts only: No Rating (score 0.0), Not Applicable and Insufficient Data tracts are counted but not used for the minimum, median and maximum.

Source

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

Per-member block (Starter, confirm locally)

MemberTypePlan statusRepetitive lossFMA RL and SRL (44 CFR 77.2); repeat-flood, any definitionPublic Assistance matchedfederal share obligated, nominal dollarsEvent records naming this placeall years; since the member's planNotes
Vance County (unincorporated area)UnincorporatedPlan 111825 approved 2026-08-11, pending adoption here; not yet eligibleFMA RL 0, SRL 0; any 0$339,774.120; no approved plan
Henderson cityCityApproved, expires 2031-08-10FMA RL 0, SRL 0; any 0$689,766.4054; not yet covered
Kittrell townTownPlan 111825 approved 2026-08-11, pending adoption here; not yet eligibleFMA RL 0, SRL 0; any 0none found16; no approved plan
Middleburg townTownPlan 111825 approved 2026-08-11, pending adoption here; not yet eligibleFMA RL 0, SRL 0; any 0none found14; no approved plan

Member rows are whole NFIP communities and need not add up to the county total: a community that extends into another county is counted in full on each member row, while the county table counts only its part in this county.

School districts and special districts get a plan clock row only.

Sources

FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-26T121003Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)

FEMA, OpenFEMA NfipMultipleLossProperties v1, version 2026-08-04T164045Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/NfipMultipleLossProperties (API)

FEMA, OpenFEMA PublicAssistanceFundedProjectsSummaries v1, version 2026-09-26T151157Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/PublicAssistanceFundedProjectsSummaries (API)

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

Supports B2-a and B2-b: assets and impacts

Local data required

County-level starter. The plan must describe impacts for each participant and its own assets.

Plan 111825 was approved by FEMA on 2026-08-11 but is not yet adopted here, so no since-plan counts are given.

  • Critical facilities and lifelines per hazard
  • A problem statement per participant per hazard
  • Changes in development in hazard-prone areas since the last approval, or a statement of none (E1-a)
  • Future assets

County-level starter: exposure, expected annual loss and damage since the plan

HazardBuilding exposuremodeled dollarsAgriculture exposuremodeled dollarsPopulation exposedpeopleEAL buildingsmodeled dollars per yearEAL agriculturemodeled dollars per yearEAL population equivalencestatistical value of life and injury, $13.7M per life, not property damageEAL as % of exposurebuildings; agriculture where notedStorm Events damage since plancounty-coded records, property plus crops, nominal dollarsZone-level damage since planproperty plus crops, reported for the zonePublic Assistance since plannominal dollars; see noteNote
AvalancheNot Applicable in NRI for this county
Coastal FloodingNot Applicable in NRI for this county
Cold Wave$9,020,313,366$22,157,24442,564$4,322$11,799$603,491under 0.0001%
Drought$16,341,815$374,6522.29% (agriculture)NRI has no building exposure for this hazard; agriculture shown
Earthquake$16,143,691,69642,578$224,539$48,4130.00139%
Hail$9,020,355,912$22,157,24442,564$175,298$9,605$55,6000.00194%
Heat Wave$9,020,313,366$22,157,24442,564$27$27$526,853under 0.0001%
Hurricane$9,020,299,901$22,157,24442,564$1,036,169$74,633$53,2570.0115%
Ice Storm$9,020,313,36642,564$64,601$1,2790.000716%
Inland Flooding$9,010,382,595$40,966174$5,347,479$206$35,825n/a (see note)NRI counts the full building value of any census block with some flood loss; this is not the value of buildings in the floodplain. Use local FIRM overlays for B2-a/B2-b. EAL as % of exposure: n/a.
Landslide$97,410,896484$83$47under 0.0001%
Lightning$9,020,355,91242,564$33,482$155,4180.000371%
Strong Wind$9,020,355,912$22,157,24442,564$103,564$13,496$211,9040.00115%
Tornado$9,020,355,912$22,157,24442,564$610,735$423$807,4770.00677%
TsunamiNot Applicable in NRI for this county
Volcanic ActivityNot Applicable in NRI for this county
Wildfire$1,055,251,801$3,804,8918,453$3,250$3$1,0460.000308%
Winter Weather$9,020,313,366$22,157,24442,564$9,227$15$158,2730.000102%

Totals since the plan: not available. Plan 111825 was approved by FEMA on 2026-08-11 but is not yet adopted here, so no since-plan counts are given.

Total = buildings + agriculture + population equivalence; FEMA values each expected death (or 10 injuries) at $13.7 million (2024 dollars).

FEMA does not split Public Assistance by hazard. A declaration mapped to several hazards is listed under each of them with its full amount, so the per-hazard column must not be added up; the unit total counts each declaration once.

Dollars are nominal (as reported), labeled with the year; not adjusted for inflation.

Sources

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-28, https://www.weather.gov/gis/ZoneCounty

FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-27T010817Z, pulled 2026-09-28, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)

FEMA, OpenFEMA PublicAssistanceFundedProjectsSummaries v1, version 2026-09-26T151157Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/PublicAssistanceFundedProjectsSummaries (API)

FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-26T121003Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)

Supports B2-a: context

County context

MeasureValue
Population42,564
Building value (total, not at risk)$9,020,355,912
Agriculture value (total, not at risk)$22,157,244
NRI risk rating (all hazards)Relatively Low
Expected annual loss, buildings and agriculture, all hazards$8,097,635
Expected annual loss, population equivalence, all hazards (NRI values each statistical life at $13.7M; a modeled value of expected deaths and injuries, not property damage)$2,658,883
Social vulnerability ratingVery High
Community resilience ratingRelatively Low
NRI versionDecember 2025

FEMA's all-hazard expected annual loss total adds buildings, agriculture and population equivalence; the two parts are shown separately so the property figure is not read as including the statistical value of life.

Source

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

Supports B2-c: repetitive loss

Repetitive loss in this county, both definitions

DefinitionPropertiesSevere repetitive lossProperties
Repetitive loss, FMA definition (44 CFR 77.2)0Severe repetitive loss, FMA definition (44 CFR 77.2)0
Repetitive loss, NFIP insurance definition0Severe repetitive loss, NFIP insurance definition0

Your state NFIP coordinator's list may use the NFIP insurance definition, so its counts can be higher.

Repeat-flood properties: county and state-level rows

ScopeRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
County total0000000
State level, not in this county: county not reported0020200

Repeat-flood properties by plan member (NFIP community)

MemberNFIP community IDRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredpropertiesNote
Vance County (unincorporated area)3703660000000
Henderson city3703670000000
Kittrell town3705780000000
Middleburg town3705890000000

Per-member types: XLSX sheet 'B2-c Members'.

Member rows are whole NFIP communities and need not add up to the county total: a community that extends into another county is counted in full on each member row, while the county table counts only its part in this county.

County repeat-flood properties by occupancy group

Occupancy groupRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
single-family residential0000000
2 to 4 unit residential0000000
other residential0000000
non-residential0000000
not reported0000000

Institutional properties cannot be separated in this data: FEMA's occupancy groups have no institutional class, so they fall in non-residential or other residential in the table by occupancy group.

FMA RL and FMA SRL are the Flood Mitigation Assistance definitions (44 CFR 77.2), the ones the FEMA Local Mitigation Planning Policy Guide cites; OpenFEMA's fmaRl field description omits the Increased Cost of Compliance clause of 44 CFR 77.2(i). NFIP repetitive loss (FEMA insurance definition, nfipRl) is 2 or more claims over $1,000 in 10 years and can drop to false when a property is mitigated. Also shown: NFIP severe repetitive loss, any category, mitigated and currently insured.

Your state NFIP coordinator's list may use the NFIP insurance definition, so its counts can be higher.

Counts are aggregates of FEMA's public NFIP Multiple Loss Properties file (as of 2026-08-02). No property is identified. County assignment is FEMA's geocode.

Counts may differ from your state NFIP coordinator's list, which is the source the Handbook names.

In this county 0 properties are FMA repetitive loss but not NFIP repetitive loss, and 0 properties are NFIP repetitive loss but not FMA repetitive loss.

Exact counts; no count suppression.

Sources

Every table above lists its own sources. The full list, for the plan's bibliography (FEMA review item A4-a):

  1. FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-26T121003Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)
  2. FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-27T010817Z, pulled 2026-09-28, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)
  3. FEMA, OpenFEMA PublicAssistanceFundedProjectsSummaries v1, version 2026-09-26T151157Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/PublicAssistanceFundedProjectsSummaries (API)
  4. FEMA, OpenFEMA NfipMultipleLossProperties v1, version 2026-08-04T164045Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/NfipMultipleLossProperties (API)
  5. FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)
  6. NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/
  7. NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-28, https://www.weather.gov/gis/ZoneCounty
  8. U.S. Census Bureau, Census 2024 Gazetteer, 2020 place by county, CT county-to-cousub crosswalk, version 2024-gazetteer, pulled 2026-09-28, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_counties_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_cousubs_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_place_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_unsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_elsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_scsd_national.zip, https://www2.census.gov/geo/docs/reference/codes2020/national_place_by_county2020.txt, https://www2.census.gov/geo/docs/reference/ct_change/ct_cou_to_cousub_crosswalk.xlsx

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Hazard Plain is an independent product built from public federal data. It is not a FEMA document and is not reviewed or endorsed by FEMA or any state agency.

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Cite this: Hazard Plain (2026). Vance County, NC: risk-assessment baseline packet, release 2026-10 (data as of 2026-09-28; County area 37181). Preview: automated baseline. Built from FEMA OpenFEMA, the FEMA National Risk Index and NOAA NCEI Storm Events; source versions in the packet's Sources list.

Corrections: to report an error, name the packet, the table and what your records show. Contact: to be added

Hazard Plain release 2026-10. As of 2026-09-28; Storm Events data through 2026-06-30. File hazard-plain_2026-10_NC_37181. Preview: automated baseline.