Hazard Plain Automated baseline

Lyon County, MN

Risk-assessment baseline packet

County FIPS:
27083
Release:
2026-10
Data as of:
2026-09-30
Storm Events data through:
2026-06-30

Hazard Plain is an independent product built from public federal data. It is not a FEMA document and is not reviewed or endorsed by FEMA or any state agency.

Hazard Plain release 2026-10, as of 2026-09-30.

Summary

Plan status as of 2026-09-30: Approved, expires 2030-04-29. Plan: Lyon County 2024 Hazard Mitigation Plan (FEMA plan 110396), approved 2025-04-30.

Since the plan was approved on 2025-04-30: no new hazard declaration and 54 NOAA Storm Events records; details under "What changed since your last plan".

Highest expected annual loss (FEMA National Risk Index, modeled total; see B1-a): Inland Flooding ($12,562,375 a year), Cold Wave ($3,589,688) and Tornado ($1,378,074).

The tables that follow are organized by the items of FEMA's Local Mitigation Plan Review Tool, Element B (B1-a to B2-c); each heading says which item its tables support.

Plan clock

Status:
Approved, expires 2030-04-29
Plan:
Lyon County 2024 Hazard Mitigation Plan (FEMA plan 110396)
Approved:
2025-04-30
Days to expiry:
1,307

What changed since your last plan (approved 2025-04-30)

New federal declarations:
none
Storm Events records since approval:
54 records (data through 2026-06-30)
Repetitive loss now:
FMA RL 0, SRL 0 (44 CFR 77.2); any definition: 2
Repeat-flood change:
this release sets the baseline count.

Sources: 1, 2, 4, 6 (numbered list at the end)

Plan status for every jurisdiction listed in this county

Source: 1

JurisdictionTypeStatusPlanApprovedExpiresDays to expirynegative = days since expiryNotes
Lyon CountyCountyApproved, expires 2030-04-29Lyon County 2024 Hazard Mitigation Plan (FEMA plan 110396)2025-04-302030-04-291,307
Balaton cityCityApproved, expires 2030-04-29Lyon County 2024 Hazard Mitigation Plan (FEMA plan 110396)2025-04-302030-04-291,307
Cottonwood cityCityApproved, expires 2030-04-29Lyon County 2024 Hazard Mitigation Plan (FEMA plan 110396)2025-04-302030-04-291,307
Garvin cityCityApproved, expires 2030-04-29Lyon County 2024 Hazard Mitigation Plan (FEMA plan 110396)2025-04-302030-04-291,307
Ghent cityCityApproved, expires 2030-04-29Lyon County 2024 Hazard Mitigation Plan (FEMA plan 110396)2025-04-302030-04-291,307this jurisdiction approved 2025-05-28
Lynd cityCityApproved, expires 2030-04-29Lyon County 2024 Hazard Mitigation Plan (FEMA plan 110396)2025-04-302030-04-291,307
Marshall cityCityApproved, expires 2030-04-29Lyon County 2024 Hazard Mitigation Plan (FEMA plan 110396)2025-04-302030-04-291,307
Minneota cityCityApproved, expires 2030-04-29Lyon County 2024 Hazard Mitigation Plan (FEMA plan 110396)2025-04-302030-04-291,307
Russell cityCityApproved, expires 2030-04-29Lyon County 2024 Hazard Mitigation Plan (FEMA plan 110396)2025-04-302030-04-291,307
Taunton cityCityApproved, expires 2030-04-29Lyon County 2024 Hazard Mitigation Plan (FEMA plan 110396)2025-04-302030-04-291,307this jurisdiction approved 2025-05-28
Tracy cityCityApproved, expires 2030-04-29Lyon County 2024 Hazard Mitigation Plan (FEMA plan 110396)2025-04-302030-04-291,307this jurisdiction approved 2025-06-04

State plan status and tribal plans in this state: see the state page.

Supports FEMA checklist item B1-a: hazard identification

Hazards NRI does not cover (local data needed)

  • dam failure (incl. upstream dams)
  • levee failure
  • flash flood as its own subtype
  • ice jams
  • debris flows
  • erosion (riverine and coastal)
  • land subsidence and sinkholes
  • expansive soils

The 18 National Risk Index hazards, ranked by expected annual loss (EAL)

Sources: 5, 6

Rank by EALHazardNRI risk ratingEAL ratingEAL buildingsmodeled dollars per yearEAL agriculturemodeled dollars per yearCost of expected deaths and injuriesFEMA's dollar value per year, not property damageEAL total (see note)modeled dollars per yearStorm Events records, 1996 to 2026-06-30countWhy this hazard can be left outNRI Not Applicable, no declaration and no Storm Events record since 1996Storm Events coverage note
1Inland FloodingRelatively LowRelatively Low$11,972,041$572,688$17,646$12,562,37564
2Cold WaveRelatively ModerateRelatively Moderate$63$148$3,589,477$3,589,68841
3TornadoRelatively LowRelatively Low$1,114,455$8,825$254,794$1,378,07413
4DroughtRelatively ModerateRelatively Moderaten/a$1,131,830n/a$1,131,83031
5HailRelatively LowRelatively Moderate$120,175$630,701$10,561$761,437220
6Strong WindRelatively LowRelatively Low$242,206$32,717$240,355$515,278170Includes 45 High Wind and 7 Strong Wind records (NOAA non-thunderstorm wind types, outside NRI's Strong Wind definition).
7Winter WeatherRelatively HighRelatively High$226,381$4,395$248,521$479,297199
8Heat WaveVery LowRelatively Low$3,161$6$261,185$264,35122
9Ice StormRelatively LowRelatively Moderate$81,425n/a$66,845$148,2706
10EarthquakeVery LowVery Low$21,298n/a$6,027$27,324Storm Events does not record earthquakes.
11LightningVery LowVery Low$6,177n/a$15,693$21,8703
12WildfireVery LowVery Low$8,277$218$813$9,3080No recorded events in Storm Events since 1996 (data through 2026-06-30).
13LandslideVery LowVery Low$42n/a$904$9460Declared 1 time; no Storm Events record of this type.
HurricaneNot ApplicableNot Applicable0NRI rates hurricane Not Applicable for this county, and no counted federal declaration for this county names it (EM-3242-MN names it but is not counted as a local occurrence; see B1-d).No recorded events in Storm Events since 1996 (data through 2026-06-30).

Total = buildings + agriculture + population equivalence; FEMA values each expected death (or 10 injuries) at $13.7 million (2024 dollars).

NRI risk rating combines expected annual loss with social vulnerability and community resilience; EAL rating rates expected annual loss alone. Both compare this county with all U.S. counties.

Local data needed: state and local wildfire and landslide records (Storm Events records these hazards only in part).

Not applicable to this county per NRI, with no federal declaration and no Storm Events record since 1996: avalanche, coastal flooding, tsunami and volcanic activity. That is the evidence for leaving them out of the plan.

The state hazard mitigation plan also lists hazards for this county; FEMA asks the plan to explain any hazard it leaves out.

Supports FEMA checklist item B1-b: hazard location

Affects the whole county (national data give no location within it): Cold Wave, Drought, Hail, Heat Wave, Ice Storm, Lightning, Strong Wind and Winter Weather.

Inland Flooding: The FEMA Flood Insurance Rate Map (FIRM) is the required location source for flooding. See the FEMA Flood Map Service Center (https://msc.fema.gov) for this county.

Hazards that vary within the county: highest-rated census tracts

Source: 5

HazardHighest-rated census tractsNRI risk rating, score 0 to 100
Earthquaketract 3605 (Very Low, 28.2); tract 3604 (Very Low, 20.3); tract 3603 (Very Low, 12.2)
Hurricaneno tract has a National Risk Index rating for this hazard
Landslidetract 3606 (Relatively Low, 88.3); tract 3602 (Relatively Low, 88.2); tract 3601 (Very Low, 76.8)
Tornadotract 3605 (Relatively High, 87.8); tract 3604 (Relatively High, 77.6); tract 3603 (Relatively Moderate, 72.3)
Wildfiretract 3606 (Relatively Low, 77.1); tract 3602 (Relatively Low, 72.6); tract 3607 (Relatively Low, 69.6)

Up to 3 census tracts per hazard, highest National Risk Index rating first, then highest score; a tract number is the Census tract number (for example 3605 is Census Tract 3605). FEMA's Resilience Analysis and Planning Tool maps the National Risk Index for every tract: https://www.fema.gov/emergency-managers/practitioners/resilience-analysis-and-planning-tool

Supports FEMA checklist item B1-c: hazard extent

Extent: scale, observed range and worst recorded event per hazard

Sources: 6, 7

HazardScaleRecordscount and yearsObserved rangeWorst recorded eventMost damaging (when different)How it applies to jurisdictionsNote
Cold/Wind Chill, Extreme Cold/Wind Chillwind chill41 records, 1996 to 2025 (41 zone-level)1 day to 5 days (median 2 days); 36 with a recorded value5 consecutive days, 2024-01-12 to 2024-01-16, zone-levelCold/Wind Chill, 1996-01-29, $5,000 property; crops not reported (zone total, 1996 dollars)Countywide (zone-level records).
Frost/Freeze (outside NRI's Cold Wave definition)crop damage0
DroughtU.S. Drought Monitor scale (D0 to D4)31 records, 1999 to 2025 (31 zone-level)29 days to 304 days (median 61 days); 9 with a recorded value304 days (10 months), 2012-07-01 to 2013-04-30, a run of 10 consecutive Storm Events drought records, zone-levelDrought, 2022-09-20, property not reported; $11,380,000 crops (zone total, 2022 dollars)Countywide (zone-level records).Storm Events enters a drought at D2 or worse east of the Rockies and D3 or worse from the Rockies west (NWS Instruction 10-1605); NRI drought counts D3 and D4 only.
EarthquakeModified Mercalli (local data)0Storm Events does not record earthquakes; the USGS earthquake catalog is the source.
Hailhail size (inches)255 records, 1962 to 20260.7 in to 3.5 in (median 1 in); 255 with a recorded value3.5 in hail, 1963-07-18Hail, 1997-06-22, $100,000 property; $4,000,000 crops (1997 dollars)Event records naming jurisdictions in the plan: Marshall city (41 records), Lynd city (26 records), Russell city (25 records), Minneota city (24 records), Ghent city (17 records), Cottonwood city (12 records), Balaton city (11 records), Tracy city (11 records), Garvin city (5 records), Taunton city (4 records).
Excessive Heat, Heatheat index (in event narratives)22 records, 2011 to 2026 (22 zone-level)1 day to 6 days (median 1 day); 21 with a recorded value6 consecutive days, 2011-07-15 to 2011-07-20, zone-levelCountywide (zone-level records).
Hurricane, Tropical Storm, Tropical DepressionSaffir-Simpson0Storm Events files every zone of a storm's episode under the storm's type; flooding from the storm is filed as Flood or Flash Flood records.
Ice StormSperry-Piltz ice scale (local data)6 records, 1996 to 2023 (6 zone-level)Ice Storm, 1996-11-14, $1,000,000 property; crops not reported (1996 dollars); NWS zone MNZ072Countywide (zone-level records).
Flash Flood, Flood, Lakeshore Flooddamage and flood days (flood depth: FIRM)64 records, 1997 to 2025 (3 zone-level)Flood, 2019-06-01, $0 property; $28,330,000 crops (2019 dollars)Event records naming jurisdictions in the plan: Marshall city (20 records), Russell city (14 records), Lynd city (12 records), Tracy city (8 records), Balaton city (4 records), Garvin city (4 records), Taunton city (4 records), Minneota city (3 records), Cottonwood city (1 record), Ghent city (1 record). Zone-level records (3) apply countywide.Flood depth: see the FEMA Flood Insurance Rate Map. Storm Events damage is often $0 or blank for floods, major ones included; FEMA Public Assistance by declaration (B1-d) shows which floods cost the most.
Debris Flownone (count and damage only)0
Lightningannualized frequency (the measure FEMA's Local Mitigation Planning Handbook names)3 records, 2000 to 2005Lightning, 2000-08-07, $5,000 property; crops not reported (2000 dollars)Event records naming jurisdictions in the plan: Tracy city (2 records), Marshall city (1 record).Storm Events lists lightning with damage or casualties.
High Wind and Strong Wind (outside NRI's Strong Wind definition)wind speed (kt and mph)52 records, 1996 to 2026 (52 zone-level)28 kt (32 mph) to 68 kt (78 mph) (median 51 kt (59 mph)); 51 with a recorded value68 kt (78 mph) measured gust, High Wind, 2026-03-12; NWS zone MNZ072High Wind, 2005-01-21, $300,000 property; crops not reported (zone total, 2005 dollars)Countywide (zone-level records).
Thunderstorm Windwind speed (kt and mph)146 records, 1960 to 202650 kt (58 mph) to 85 kt (98 mph) (median 56 kt (64 mph)); 127 with a recorded value85 kt (98 mph), measurement type not recorded, Thunderstorm Wind, 1975-05-22Thunderstorm Wind, 2011-07-01, $300,000 property; $0 crops (2011 dollars)Event records naming jurisdictions in the plan: Marshall city (25 records), Minneota city (14 records), Russell city (8 records), Cottonwood city (7 records), Tracy city (7 records), Lynd city (6 records), Ghent city (5 records), Taunton city (5 records), Garvin city (4 records), Balaton city (3 records).
TornadoEnhanced Fujita (Fujita before Feb 2007)27 records, 1955 to 2017F/EF0 to F/EF5 (median F/EF0); 27 with a recorded valueF5 tornado, 1968-06-13, 6.8 mi path length (whole path, pre-1996), 150 yd wide, $2,500,000 property; crops not recorded (1968 dollars), 9 direct deaths, 150 direct injuriesEvent records naming jurisdictions in the plan: Marshall city (6 records), Minneota city (4 records), Cottonwood city (2 records), Balaton city (1 record), Garvin city (1 record), Tracy city (1 record).Before 1996 a tornado is listed once, under the county where it began, with its whole path's rating and length; from 1996 on, each county lists its own segment. Length is not used to rank tornadoes (see Methods).
Wildfireacres burned (local data)0
Winter Storm, Heavy Snow, Blizzard, Lake-Effect Snow, Winter Weather, Sleetnone in data (snowfall: local data)199 records, 1996 to 2026 (199 zone-level)Blizzard, 2007-03-01, $50,000 property; $0 crops (2007 dollars); NWS zone MNZ072Countywide (zone-level records).

In event narratives only (local data needed): wind chill, temperature, heat index, ice thickness, acres burned and snow depth; any physical measure of debris flow and lightning.

Storm Events records are more complete after 1996; before 1996 only Tornado (from 1950), Hail and Thunderstorm Wind (from 1955) exist. Zone-level records from zones that no NWS zone-county file places in this county (mostly before 2020) are not counted here (the Methods page explains the zone matching).

Dollars are nominal (as reported), labeled with the year; not adjusted for inflation.

Supports FEMA checklist item B1-d: previous occurrences

Federal declarations for this county: 18 declarations covering 15 separate hazard incidents counted in this packet (declarations for the same incident count once; non-natural and evacuation-only declarations are not counted).

Federal disaster declarations for this county

Sources: 1, 2, 3

DeclaredIncident beganFEMA numberTypeTitleMapped hazardCounty Public Assistancefederal share obligated, nominal dollarsFlagsNotes
2022-08-092022-05-29DR-4666-MNMajor disasterSevere Storms, Straight-Line Winds, Tornadoes, and FloodingInland Flooding; Strong Wind; Tornado$144,061.43within last 5 years
2020-04-072020-01-20DR-4531-MNMajor disasterCOVID-19 PandemicNon-natural, not counted$102,808.33
2020-03-132020-01-20EM-3453-MNEmergencyCOVID-19Non-natural, not countedno Public Assistance recordedsame incident as DR-4531
2019-06-122019-03-12DR-4442-MNMajor disasterSevere Winter Storm, Straight-Line Winds, and FloodingInland Flooding (primary); also designated: Strong Wind, Winter Weather$1,840,987.84
2018-09-052018-06-15DR-4390-MNMajor disasterSevere Storms, Tornadoes, Straight-Line Winds, and FloodingInland Flooding (primary); also designated: Strong Wind, Tornado$1,090,525.40
2014-07-212014-06-11DR-4182-MNMajor disasterSevere Storms, Straight-Line Winds, Flooding, Landslides, and MudslidesInland Flooding (primary); also designated: Landslide, Strong Wind$139,011.43
2011-07-282011-07-01DR-4009-MNMajor disasterSevere Storms, Flooding, and TornadoesInland Flooding; Tornado$448,207.96
2011-05-102011-03-16DR-1982-MNMajor disasterSevere Storms and FloodingInland Flooding$103,657.25
2010-10-132010-09-22DR-1941-MNMajor disasterSevere Storms and FloodingInland Flooding$460,802.84
2010-03-192010-03-01EM-3310-MNEmergencyFloodingInland Floodingno Public Assistance recorded
2005-09-132005-08-29EM-3242-MNEmergencyHurricane Katrina EvacuationHurricane: evacuation support, not a local hazard event; not countedno Public Assistance recorded
1997-04-081997-03-21DR-1175-MNMajor disasterSevere Flooding, High Winds,Severe StormsInland Flooding (primary); also designated: Strong Windno Public Assistance recorded
1997-01-161997-01-03DR-1158-MNMajor disasterSevere Winter StormsWinter Weatherno Public Assistance recorded
1997-01-071996-11-14DR-1151-MNMajor disasterSevere Ice StormIce Storm; Winter Weatherno Public Assistance recorded
1993-06-111993-05-06DR-993-MNMajor disasterSevere Storms, Tornadoes & FloodingInland Flooding; Tornadono Public Assistance recorded
1992-06-261992-06-16DR-946-MNMajor disasterSevere Storms, Tornadoes & FloodingInland Flooding; Tornadono Public Assistance recorded
1976-06-171976-06-17EM-3013-MNEmergencyDroughtDroughtno Public Assistance recorded
1969-04-181969-04-18DR-255-MNMajor disasterFloodingInland Floodingno Public Assistance recorded

County Public Assistance: applicants the FEMA record places in this county, including any state agencies FEMA files there; statewide rows are listed on the state page; federal share obligated, nominal dollars.

Statewide declarations

Source: 2

DeclaredIncident beganFEMA numberTypeTitleMapped hazard
1957-06-221957-06-22DR-80-MNMajor disasterFloodsInland Flooding

FEMA recorded these with designated area Statewide and no county, so they are listed on every county page in the state and not counted with county rows. Local data needed: whether each one affected this county.

7 Fire Management declarations (1976-09-08 to 1976-10-01) FEMA filed as Statewide with no county; each names one local fire. Listed on the state page.

Public Assistance filed under this county for declarations that do not list it: 1 row, $10,338

Sources: 2, 3

FEMA numberDeclaredTitleApplicantPA obligatedfederal share obligated, nominal dollars
DR-1370-MN2001-05-16Severe Winter Storms, Flooding, and TornadoesYellow Medicine River Watershed District$10,338

FEMA's Public Assistance summaries file these applicants under this county, but FEMA's declaration rows for these disasters do not designate it (an electric cooperative or district serving several counties, for example). Not in any declaration row above and not counted.

Public Assistance not placed in any Minnesota county: 14 rows, $9,133,931.59; listed on the Minnesota state page.

Source: 3

Previous occurrences by hazard, with explicit no-event rows

Sources: 2, 6, 7

HazardStorm Events records, all years on file(years in the Period column)Since plan approvalrecordsIn the 12 months before plan approvalrecordsLast 5 yearsrecordsDeclared incidents, all yearsseparate disastersDeclared since approvalseparate disastersPeriodStatement
Cold Wave410413001996 to 2026-06-30
Drought310412101996 to 2026-06-30
Earthquake000000Storm Events does not record earthquakes; the USGS earthquake catalog is the source.
Hail2558542001955 to 2026-06-30
Heat Wave225413001996 to 2026-06-30
Hurricane0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Ice Storm6002101996 to 2026-06-30
Inland Flooding6473131201996 to 2026-06-30
Landslide0000101996 to 2026-06-30No Storm Events records of this type; 1 federal declared incident (see declarations table)
Lightning3000001996 to 2026-06-30
Strong Wind19824971501955 to 2026-06-30Includes 45 High Wind and 7 Strong Wind records.
Tornado27000501950 to 2026-06-30
Wildfire0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Winter Weather19910738301996 to 2026-06-30

Notable Storm Events records

Sources: 1, 6, 7

DateEvent typeMagnitude or extentDamagenominal dollarsDeaths, injuriesdirect onlyLocationFlagsWhy listed
2026-03-12High Wind68 kt (78 mph) measured gust$0 property; $0 crops (zone total, 2026 dollars)0, 0NWS zone MNZ072 (LYON), zone-levelnew since last plan; within last 5 yearsB1-c worst recorded: High Wind and Strong Wind
2024-01-12Extreme Cold/Wind Chilldamage not reported0, 0NWS zone MNZ072 (LYON), zone-levelwithin last 5 yearsB1-c worst recorded: Cold/Wind Chill, Extreme Cold/Wind Chill
2019-06-01Flood$0 property; $28,330,000 crops (2019 dollars)0, 0FLORENCE to TRACYB1-c worst recorded: Flash Flood, Flood, Lakeshore Flood
2012-07-01Drought$0 property; crops not reported (zone total, 2012 dollars)0, 0NWS zone MNZ072 (LYON), zone-levelB1-c worst recorded: Drought
2011-07-15Excessive Heat$0 property; $0 crops (zone total, 2011 dollars)0, 0NWS zone MNZ072 (LYON), zone-levelB1-c worst recorded: Excessive Heat, Heat
2007-03-01Blizzard$50,000 property; $0 crops (zone total, 2007 dollars)0, 0NWS zone MNZ072 (LYON), zone-levelB1-c worst recorded: Winter Storm, Heavy Snow, Blizzard, Lake-Effect Snow, Winter Weather, Sleet
1996-11-14Ice Storm$1,000,000 property; crops not reported (zone total, 1996 dollars)0, 0NWS zone MNZ072 (LYON), zone-levelB1-c worst recorded: Ice Storm
1993-05-07TornadoF1, 1 mi path length (whole path, pre-1996), 70 yd widedamage not recorded (pre-1996 record)0, 4Cottonwooddeaths or injuries recorded
1975-05-22Thunderstorm Wind85 kt (98 mph), measurement type not recordeddamage not recorded (pre-1996 record)0, 0location not recordedB1-c worst recorded: Thunderstorm Wind
1968-06-13TornadoF5, 6.8 mi path length (whole path, pre-1996), 150 yd wide$2,500,000 property; crops not recorded (1968 dollars)9, 150location not recordeddeaths or injuries recorded
1963-07-18Hail3.5 indamage not recorded (pre-1996 record)0, 0location not recordedB1-c worst recorded: Hail
1955-07-07TornadoF4, 30 mi path length (whole path, pre-1996), 33 yd wide$2,500,000 property; crops not recorded (1955 dollars)1, 13location not recordeddeaths or injuries recorded

The full list is in the Excel file, sheet "B1-d Storm Events history" (846 rows).

Location is the place NOAA recorded, as written in its data; it need not be a jurisdiction in this plan.

Local data needed: state-declared emergencies, from your state emergency management agency (federal data do not include them).

Tribal and special-area declarations in this state are listed on the state page.

Supports FEMA checklist item B1-e: probability of future events

Probability: FEMA annualized frequency and descriptor per hazard

Sources: 5, 6

HazardFEMA annualized frequency (modeled)unit per rowUnitIn plain termsDescriptorDescriptor basisNRI events or days in its record period (hail, wind and tornado are area-weighted, so can be fractional)NRI periodLocationNote
Cold Wave12.6event-days per yearabout 12.6 days per yearLikelyStorm Events event-days in 18 of 30 years, 1996 to 2025 (60%)2392005-11-12 to 2024-11-12 (19 years)countywide
Drought11.3event-days per yearabout 11.3 days per yearLikelyStorm Events event-days in 10 of 30 years, 1996 to 2025 (33.3%)2942000 to 2025 (25.25 years; D3 and D4 only)countywide
Earthquake0.000321annual probability at a locationchance a given location in the county has at least minor-damage shaking in a year: 0.0321%not shownmodeledsee B1-fNo descriptor (Storm Events does not record earthquakes).
Hail4.15events per yearabout 4.15 per yearHighly likelyFEMA annualized frequency (modeled)157.9 (modeled)1986 to 2023 (38 years)countywide
Heat Wave3.47event-days per yearabout 3.47 days per yearLikelyStorm Events event-days in 8 of 30 years, 1996 to 2025 (26.7%)572005-11-12 to 2024-11-12 (19 years)countywide
Hurricaneevents per year1851 to 2024 (Atlantic)see B1-fNot Applicable in NRI for this county; no descriptor.
Ice Storm0.558event-days per yearabout 0.558 days per yearLikelyStorm Events event-days in 5 of 30 years, 1996 to 2025 (16.7%)381946-12-31 to 2014-02-12 (67 years)countywide
Inland Flooding1.46event-days per yearabout 1.46 days per yearLikelyStorm Events event-days in 18 of 30 years, 1996 to 2025 (60%)411996 to 2023 (28 years)see B1-f
Landslide0.091events per year (modeled)about 1 in 11 yearsPossibleFEMA annualized frequency (modeled)not shownmodeledsee B1-f
Lightning36days per year with a strikeabout 36 days per yearHighly likelyFEMA annualized frequency (modeled)not shown1995 to 2023 (29 years; CONUS)countywide
Strong Wind2.95events per yearabout 2.95 per yearHighly likelyFEMA annualized frequency (modeled)1131986 to 2023 (38 years)countywide
Tornado0.468events per yearabout 1 in 2 yearsLikelyFEMA annualized frequency (modeled)not shown1950 to 2023 (EF2+); 1986 to 2023 (EF0-1)see B1-f
Wildfire0.000175annual probability at a locationchance a given location in the county burns in a year: 0.0175%Storm Events records in 0 of 30 years, 1996 to 2025 (0%)not shownmodeledsee B1-fNo descriptor: no Storm Events record 1996 to 2025
Winter Weather21.5event-days per yearabout 21.5 days per yearHighly likelyStorm Events event-days in 30 of 30 years, 1996 to 2025 (100%)4092005-11-12 to 2024-11-12 (19 years)countywide

FEMA annualized frequency (modeled) is the National Risk Index v1.20 (December 2025) estimate of how often a hazard affects this county in a year; it is not recorded events divided by years, and its unit differs by hazard (events, event-days, or days with a lightning strike per year). For earthquake, wildfire, coastal flooding and tsunami the value is the chance (or number of events) at a location in the county, not across the county, so no "1 in N years" is given and the descriptor comes from Storm Events where it has a record (none for earthquake). The Methods page gives each hazard's method, from FEMA's National Risk Index Technical Documentation v1.20.

Where NRI gives event-days, the descriptor comes from the share of years with a Storm Events record; NRI's source records more events, so the two differ.

Descriptor scale used in this packet (defined per unit)

Sources: 5, 6

UnitDescriptorDefinition
events per yearHighly likely1 or more per year
events per yearLikelyabout once in 1 to 10 years
events per yearPossibleabout once in 10 to 100 years
events per yearUnlikelyless than once in 100 years
annual probabilityLikely10% to under 100% chance in a given year
annual probabilityPossible1% to under 10% chance in a given year
annual probabilityUnlikelyunder 1% chance in a given year
event-days (share of years)Highly likelyevent-days recorded in 90% or more of years
event-days (share of years)Likelyevent-days recorded in 10% to under 90% of years
event-days (share of years)Possibleevent-days recorded in some years but under 10% of years
lightning strike-daysHighly likelycloud-to-ground strikes on 1 or more days per year

Intensity bands: historical frequency (Storm Events)

Source: 6

HazardBandYearsEventscounty-coded recordsYears in periodEvents per yearevents / years
Hail1.00-1.99 in1996 to 2025115303.83
Hail2.00 in+1996 to 20258300.267
Thunderstorm Wind (counted as NRI Strong Wind)50-64 kt1996 to 202598303.27
Thunderstorm Wind (counted as NRI Strong Wind)65 kt+1996 to 202519300.633
Thunderstorm Wind (counted as NRI Strong Wind)unmeasured or below 50 kt1996 to 20250300
TornadoEF0-11996 to 202513300.433
TornadoEF2-31996 to 20250300
TornadoEF4-51996 to 20250300
Tornadounrated (EFU)1996 to 20250300

The bands show how often events of each severity were recorded in this county, to profile how severe events have been (FEMA's probability item asks for the range of intensities).

Hail smaller than 1 inch is not counted: on 2010-01-05 the National Weather Service raised its severe-hail threshold from 3/4 inch to 1 inch, so smaller reports became less common after 2009 (NWS Service Change Notice 09-52). NRI hail frequency uses a 0.75 inch threshold.

Optional: future conditions. Not a required item in the 2025 FEMA Local Mitigation Planning Policy Guide; some states ask for it. The federal Climate Mapping for Resilience and Adaptation (CMRA) site gives county exposure to future climate conditions (https://resilience.climate.gov/).

Supports FEMA checklist item B1-f: hazards that vary across jurisdictions

Range of census tract risk within the county

Source: 5

HazardTractsrated of allNRI risk score, 0 to 100Tracts by rating
MinMedianMax
Cold Wave7 of 791.993.297.0Very High 3, Relatively High 4
Drought7 of 780.987.298.3Relatively High 2, Relatively Moderate 1, Relatively Low 4
Earthquake7 of 77.412.028.2Very Low 7
Hail7 of 765.078.497.6Relatively High 2, Relatively Moderate 3, Relatively Low 2
Heat Wave7 of 737.040.956.2Relatively Moderate 1, Relatively Low 6
Hurricane0 of 7Not Applicable 7
Ice Storm7 of 776.980.690.2Relatively Moderate 7
Inland Flooding7 of 721.789.798.5Very High 1, Relatively High 4, Relatively Moderate 1, Relatively Low 1
Landslide7 of 730.451.088.3Relatively Low 2, Very Low 5
Lightning7 of 713.715.224.8Relatively Low 3, Very Low 4
Strong Wind7 of 777.082.991.4Relatively High 4, Relatively Moderate 3
Tornado7 of 763.566.587.8Relatively High 2, Relatively Moderate 5
Wildfire7 of 750.862.177.1Relatively Low 3, Very Low 4
Winter Weather7 of 798.098.499.7Very High 7

Drought: Agriculture is all of NRI's expected annual loss for this hazard in the county, so the tract range mostly reflects where crop and livestock value is.

Hail: Agriculture is 83% of NRI's expected annual loss for this hazard in the county, so the tract range mostly reflects where crop and livestock value is.

Rated tracts only: No Rating (score 0.0), Not Applicable and Insufficient Data tracts are counted but not used for the minimum, median and maximum.

The score ranks a tract against all U.S. tracts (100 = highest). The rating is FEMA's category for the tract's risk value, computed differently, so the two can disagree.

Frequency data for cold wave, drought, hail, heat wave, ice storm, lightning, strong wind and winter weather are county-wide or coarse (49 km grid or NWS zone), the same for every jurisdiction; the tract range mostly reflects where buildings and people are (crop and livestock value where a line above names agriculture).

Each jurisdiction (starting figures from federal data)

Sources: 1, 3, 4, 6

JurisdictionTypePlan statusRepetitive lossFMA RL and SRL (44 CFR 77.2); repeat-flood, any definitionPublic Assistance to this jurisdictionFEMA records matched by applicant name; federal share obligated, nominal dollarsEvent records naming this placeall years; since its plan
Lyon CountyCountyApproved, expires 2030-04-29FMA RL 0, SRL 0; any 1$48,305.800 total; 0 since its plan
Balaton cityCityApproved, expires 2030-04-29FMA RL 0, SRL 0; any 0$123,432.7719 total; 1 since its plan
Cottonwood cityCityApproved, expires 2030-04-29FMA RL 0, SRL 0; any 0$97,731.6922 total; 1 since its plan
Garvin cityCityApproved, expires 2030-04-29FMA RL 0, SRL 0; any 0$8,282.6014 total; 1 since its plan
Ghent cityCityApproved, expires 2030-04-29FMA RL 0, SRL 0; any 0$103,255.2923 total; 6 since its plan
Lynd cityCityApproved, expires 2030-04-29FMA RL 0, SRL 0; any 0$36,591.5044 total; 0 since its plan
Marshall cityCityApproved, expires 2030-04-29FMA RL 0, SRL 0; any 1$297,696.2193 total; 8 since its plan
Minneota cityCityApproved, expires 2030-04-29FMA RL 0, SRL 0; any 0$78,104.1445 total; 2 since its plan
Russell cityCityApproved, expires 2030-04-29FMA RL 0, SRL 0; any 0$58,120.1647 total; 1 since its plan
Taunton cityCityApproved, expires 2030-04-29FMA RL 0, SRL 0; any 0$7,702.9713 total; 1 since its plan
Tracy cityCityApproved, expires 2030-04-29FMA RL 0, SRL 0; any 0no Public Assistance recorded29 total; 2 since its plan

Repetitive-loss counts are for whole NFIP communities, which can extend beyond this county (see the note in B2-c).

County Public Assistance in B1-d also includes applicants filed under the county that are not jurisdictions in this plan (for example state agencies, special districts and nonprofits), so the jurisdiction rows add up to less.

Supports FEMA checklist items B2-a and B2-b: vulnerability and potential impacts

Local data needed

The table below gives county-level starting figures; the plan describes impacts for each jurisdiction and its own assets.

  • Critical facilities and lifelines per hazard
  • A problem statement per jurisdiction per hazard
  • Changes in development in hazard-prone areas since the last approval, or a statement of none (E1-a)
  • Future assets

County-level starter: exposure, expected annual loss and damage since the plan

Sources: 1, 2, 3, 5, 6, 7

HazardBuilding exposuremodeled dollarsAgriculture exposuremodeled dollarsPopulation exposedpeopleEAL buildingsmodeled dollars per yearEAL agriculturemodeled dollars per yearCost of expected deaths and injuriesFEMA's dollar value per year, not property damageEAL as % of exposurebuildings; agriculture where notedStorm Events damage since 2025-04-30county-coded records, property plus crops, nominal dollarsZone-level damage since planproperty plus crops, reported for the zonePublic Assistance since plannominal dollars; see noteNote
Cold Wave$8,162,141,029$530,846,78525,258$63$148$3,589,477under 0.0001%
Droughtn/a$207,351,543n/an/a$1,131,830n/a0.546% (agriculture)NRI has no building exposure for this hazard; agriculture shown
Earthquake$14,883,595,392n/a25,269$21,298n/a$6,0270.000143%
Hail$8,162,150,085$530,846,78525,258$120,175$630,701$10,5610.00147%
Heat Wave$8,162,141,029$530,846,78525,258$3,161$6$261,185under 0.0001%
HurricaneNot Applicable in NRI for this county
Ice Storm$8,162,141,029n/a25,258$81,425n/a$66,8450.000998%
Inland Flooding$8,158,334,125$14,880,701382$11,972,041$572,688$17,646n/a (see note)$0NRI counts the full building value of any census block with some flood loss; this is not the value of buildings in the floodplain. Use local FIRM overlays for B2-a/B2-b.
Landslide$29,416,242n/a88$42n/a$9040.000143%
Lightning$8,162,150,085n/a25,258$6,177n/a$15,693under 0.0001%
Strong Wind$8,162,150,085$530,846,78525,258$242,206$32,717$240,3550.00297%$0
Tornado$8,162,150,085$530,846,78525,258$1,114,455$8,825$254,7940.0137%
Wildfire$1,442,082,081$109,782,6435,909$8,277$218$8130.000574%
Winter Weather$8,162,141,029$530,846,78525,258$226,381$4,395$248,5210.00277%$0

Totals since 2025-04-30 (Storm Events through 2026-06-30): 28 county-coded records, 7 with a damage value recorded (including $0), $0; 26 zone-level records, 7 with a damage value recorded (including $0), $0 reported for the zone; Public Assistance: no counted declaration since the plan.

FEMA does not split Public Assistance by hazard. A declaration mapped to several hazards is listed under each of them with its full amount, so the per-hazard column does not add up to the total; the unit total counts each declaration once.

NRI computes earthquake exposure on its own basis, so it exceeds the county building value in B2-a.

Supports FEMA checklist item B2-a: vulnerability (county context)

County context

Source: 5

MeasureValue
Population25,258
Building value (total, not at risk)$8,162,150,085
Agriculture value (total, not at risk)$530,846,785
NRI risk rating (all hazards)Relatively Low
Expected annual loss, buildings and agriculture, all hazards$16,177,228
Expected annual loss, population equivalence, all hazards (NRI values each statistical life at $13.7M; a modeled value of expected deaths and injuries, not property damage)$4,712,821
Social vulnerability ratingVery Low
Community resilience ratingRelatively High
NRI versionDecember 2025

FEMA's all-hazard expected annual loss adds buildings, agriculture and population equivalence; this table gives the property part and the population-equivalence part as separate rows.

Social vulnerability: higher means people are more likely to be harmed and slower to recover. Community resilience: lower means the community is less able to recover. High social vulnerability and low resilience both raise the NRI risk rating.

Supports FEMA checklist item B2-c: repetitive loss properties

Repetitive loss in this county, both definitions

Sources: 1, 4

DefinitionPropertiesSevere repetitive lossProperties
Repetitive loss, FMA definition (44 CFR 77.2)0Severe repetitive loss, FMA definition (44 CFR 77.2)0
Repetitive loss, NFIP insurance definition2Severe repetitive loss, NFIP insurance definition0

The state NFIP coordinator's list, the source FEMA's Handbook names, often uses the NFIP insurance definition (second row).

Repeat-flood properties: county total and NFIP communities

Sources: 1, 4

ScopeRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
County total0020200
of which: Lyon County (unincorporated area)0010100
of which: Marshall city0010100

Repeat-flood properties by jurisdiction in the plan (NFIP community)

Sources: 1, 4

JurisdictionNFIP community IDRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
Lyon County2702560010100
Balaton city2705530000000
Cottonwood city2707650000000
Garvin city2707780000000
Ghent city2702570000000
Lynd city2705840000000
Marshall city2702580010100
Minneota city2702590000000
Russell city2706000000000
Taunton city2702600000000
Tracy city2707660000000

Counts by occupancy group for each jurisdiction are in the Excel file, sheet "B2-c Jurisdictions".

Jurisdiction rows are whole NFIP communities and need not add up to the county total: a community that extends into another county is counted in full on each jurisdiction row, while the county table counts only its part in this county.

County repeat-flood properties by occupancy group

Sources: 1, 4

Occupancy groupRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
single-family residential0020200
2 to 4 unit residential0000000
other residential0000000
non-residential0000000
not reported0000000

FEMA's occupancy groups have no institutional class; institutional properties are counted in non-residential or other residential in the table by occupancy group.

FMA RL and FMA SRL are the Flood Mitigation Assistance definitions (44 CFR 77.2), the ones the FEMA Local Mitigation Planning Policy Guide cites. NFIP repetitive loss (the FEMA insurance definition) is 2 or more claims over $1,000 in 10 years, and a property can leave that group once it is mitigated. Also shown: NFIP severe repetitive loss, any category, mitigated and currently insured. The Methods page gives the OpenFEMA field details.

Counts are aggregates of FEMA's public NFIP Multiple Loss Properties file (FEMA's data date 2026-08-02; file version 2026-08-04). No property is identified. County assignment is FEMA's geocode.

In this county 0 properties are FMA repetitive loss but not NFIP repetitive loss, and 2 properties are NFIP repetitive loss but not FMA repetitive loss.

Exact counts; no count suppression.

Sources

Tables cite these sources by number. The full list, for the plan's bibliography (FEMA review item A4-a):

  1. FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-29T134039Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)
  2. FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-29T162832Z, pulled 2026-09-30, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)
  3. FEMA, OpenFEMA PublicAssistanceFundedProjectsSummaries v1, version 2026-09-29T150754Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/PublicAssistanceFundedProjectsSummaries (API)
  4. FEMA, OpenFEMA NfipMultipleLossProperties v1, version 2026-08-04T164045Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/NfipMultipleLossProperties (API)
  5. FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-30, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)
  6. NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-30, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/
  7. NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-30, https://www.weather.gov/gis/ZoneCounty
  8. U.S. Census Bureau, Census 2024 Gazetteer, 2020 place by county, CT county-to-cousub crosswalk, version 2024-gazetteer, pulled 2026-09-30, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_counties_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_cousubs_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_place_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_unsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_elsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_scsd_national.zip, https://www2.census.gov/geo/docs/reference/codes2020/national_place_by_county2020.txt, https://www2.census.gov/geo/docs/reference/ct_change/ct_cou_to_cousub_crosswalk.xlsx (used to match place names and codes; no table prints its values)

What this packet is and what the plan adds

This packet is the federal data for the plan's risk assessment (the summary on page 1 says how it is organized); the plan and FEMA's review decide whether each item is met.

The plan adds what only the community has: local data on assets, critical facilities, development and each jurisdiction's impacts; local hazard history, including state-declared emergencies; the mitigation strategy; and adoption.

How the federal data are built: National Risk Index values are FEMA's model, not counts of events. Storm Events is more complete from 1996; zone-level records are placed by forecast zone, not by location in the county. Public Assistance for a jurisdiction is matched by applicant name. The Methods page gives every rule and the known edge cases.

OpenFEMA disclaimer

This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Reuse, citation and corrections

Reuse and citation: Hazard Plain text and tables are licensed under Creative Commons Attribution 4.0 International (CC BY 4.0, https://creativecommons.org/licenses/by/4.0/); credit Hazard Plain and the release. The underlying federal data are public domain; OpenFEMA data are also subject to the OpenFEMA terms and conditions.

Cite this: Hazard Plain (2026). Lyon County, MN: risk-assessment baseline packet, release 2026-10 (data as of 2026-09-30; County FIPS 27083). Automated baseline. https://hazardplain.org/mn/27083/ Built from FEMA OpenFEMA, the FEMA National Risk Index and NOAA NCEI Storm Events; source versions in the packet's Sources list.

Corrections: to report an error, name the packet, the table and what your records show. Contact: contact@hazardplain.org