Summary
Plan status as of 2026-09-30: Approved, expires 2029-02-26. Plan: Oakland County HMP Update (FEMA plan 109566), approved 2024-02-27.
Since the plan was approved on 2024-02-27: no new federal declaration.
NOAA Storm Events records since that date: 70 records (data through 2026-06-30).
Highest expected annual loss (FEMA National Risk Index, modeled total; see B1-a): Inland Flooding ($164,905,990 a year), Tornado ($102,052,062) and Cold Wave ($55,368,805).
Repetitive-loss flood properties now: FMA RL 0, SRL 4 (44 CFR 77.2); any definition: 31.
The tables that follow are organized by the items of FEMA's Local Mitigation Plan Review Tool, Element B (B1-a to B2-c); each heading says which item its tables support.
Plan clock
- Status:
- Approved, expires 2029-02-26
- Plan:
- Oakland County HMP Update (FEMA plan 109566)
- Approved:
- 2024-02-27
- Days to expiry:
- 880
What changed since your last plan (approved 2024-02-27)
- New federal declarations:
- none
- Storm Events records since approval:
- 70 records (data through 2026-06-30)
- Repetitive loss now:
- FMA RL 0, SRL 4 (44 CFR 77.2); any definition: 31
- Repeat-flood change:
- this release sets the baseline count.
Sources: 1, 2, 4, 6 (numbered list at the end)
Plan status for every jurisdiction listed in this county: 62 rows, in the section "Plan clock: Plan status for every jurisdiction listed in this county" on the following pages.
State plan status and tribal plans in this state: see the state page.
Plan clock
Plan status for every jurisdiction listed in this county
Source: 1
| Jurisdiction | Type | Status | Plan | Approved | Expires | Days to expirynegative = days since expiry | Notes |
|---|---|---|---|---|---|---|---|
| Oakland County | County | Approved, expires 2029-02-26 | Oakland County HMP Update (FEMA plan 109566) | 2024-02-27 | 2029-02-26 | 880 | this jurisdiction approved 2024-02-26 |
| Auburn Hills city | City | Approved, expires 2029-02-26 | Oakland County HMP Update (FEMA plan 109566) | 2024-02-27 | 2029-02-26 | 880 | this jurisdiction approved 2024-12-19 |
| Berkley city | City | Approved, expires 2029-02-26 | Oakland County HMP Update (FEMA plan 109566) | 2024-02-27 | 2029-02-26 | 880 | this jurisdiction approved 2024-12-19 |
| Beverly Hills village | Village | Approved, expires 2029-02-26 | Oakland County HMP Update (FEMA plan 109566) | 2024-02-27 | 2029-02-26 | 880 | this jurisdiction approved 2024-12-19 |
| Bingham Farms village | Village | Approved, expires 2029-02-26 | Oakland County HMP Update (FEMA plan 109566) | 2024-02-27 | 2029-02-26 | 880 | this jurisdiction approved 2024-12-19 |
| Birmingham city | City | Approved, expires 2029-02-26 | Oakland County HMP Update (FEMA plan 109566) | 2024-02-27 | 2029-02-26 | 880 | this jurisdiction approved 2024-12-19 |
| Bloomfield Hills city | City | Approved, expires 2029-02-26 | Oakland County HMP Update (FEMA plan 109566) | 2024-02-27 | 2029-02-26 | 880 | this jurisdiction approved 2024-12-19 |
| Clawson city | City | Approved, expires 2029-02-26 | Oakland County HMP Update (FEMA plan 109566) | 2024-02-27 | 2029-02-26 | 880 | this jurisdiction approved 2024-12-19 |
| Farmington city | City | Approved, expires 2029-02-26 | Oakland County HMP Update (FEMA plan 109566) | 2024-02-27 | 2029-02-26 | 880 | this jurisdiction approved 2024-12-19 |
| Farmington Hills city | City | Approved, expires 2029-02-26 | Oakland County HMP Update (FEMA plan 109566) | 2024-02-27 | 2029-02-26 | 880 | this jurisdiction approved 2024-12-19 |
| Ferndale city | City | Approved, expires 2029-02-26 | Oakland County HMP Update (FEMA plan 109566) | 2024-02-27 | 2029-02-26 | 880 | this jurisdiction approved 2024-12-19 |
| Franklin village | Village | Approved, expires 2029-02-26 | Oakland County HMP Update (FEMA plan 109566) | 2024-02-27 | 2029-02-26 | 880 | this jurisdiction approved 2024-12-19 |
| Hazel Park city | City | Approved, expires 2029-02-26 | Oakland County HMP Update (FEMA plan 109566) | 2024-02-27 | 2029-02-26 | 880 | this jurisdiction approved 2024-12-19 |
| Holly village | Village | Approved, expires 2029-02-26 | Oakland County HMP Update (FEMA plan 109566) | 2024-02-27 | 2029-02-26 | 880 | this jurisdiction approved 2024-12-19 |
| Huntington Woods city | City | Approved, expires 2029-02-26 | Oakland County HMP Update (FEMA plan 109566) | 2024-02-27 | 2029-02-26 | 880 | this jurisdiction approved 2024-12-19 |
| Keego Harbor city | City | Approved, expires 2029-02-26 | Oakland County HMP Update (FEMA plan 109566) | 2024-02-27 | 2029-02-26 | 880 | this jurisdiction approved 2024-12-19 |
| Lake Angelus city | City | Approved, expires 2029-02-26 | Oakland County HMP Update (FEMA plan 109566) | 2024-02-27 | 2029-02-26 | 880 | this jurisdiction approved 2025-01-29 |
| Lake Orion village | Village | Approved, expires 2029-02-26 | Oakland County HMP Update (FEMA plan 109566) | 2024-02-27 | 2029-02-26 | 880 | this jurisdiction approved 2024-12-19 |
| Lathrup Village city | City | Approved, expires 2029-02-26 | Oakland County HMP Update (FEMA plan 109566) | 2024-02-27 | 2029-02-26 | 880 | this jurisdiction approved 2024-12-19 |
| Leonard village | Village | Approved, expires 2029-02-26 | Oakland County HMP Update (FEMA plan 109566) | 2024-02-27 | 2029-02-26 | 880 | this jurisdiction approved 2024-12-19 |
| Madison Heights city | City | Approved, expires 2029-02-26 | Oakland County HMP Update (FEMA plan 109566) | 2024-02-27 | 2029-02-26 | 880 | this jurisdiction approved 2024-12-19 |
| Milford village | Village | Approved, expires 2029-02-26 | Oakland County HMP Update (FEMA plan 109566) | 2024-02-27 | 2029-02-26 | 880 | this jurisdiction approved 2024-12-19 |
| Northville city | City | Approved, expires 2031-05-03 | Wayne County 2026 Hazard Mitigation Plan (FEMA plan 111635) | 2026-05-04 | 2031-05-03 | 1,676 | Also approved under plan 109566 (Oakland County HMP Update, expires 2029-02-26). FEMA's plan status map shows one plan per jurisdiction and may show one of these; this packet uses the approved plan that expires last. this jurisdiction approved 2026-06-10 |
| Novi city | City | Approved, expires 2029-02-26 | Oakland County HMP Update (FEMA plan 109566) | 2024-02-27 | 2029-02-26 | 880 | this jurisdiction approved 2024-12-19 |
| Oak Park city | City | Approved, expires 2029-02-26 | Oakland County HMP Update (FEMA plan 109566) | 2024-02-27 | 2029-02-26 | 880 | this jurisdiction approved 2024-12-19 |
| Orchard Lake Village city | City | Approved, expires 2029-02-26 | Oakland County HMP Update (FEMA plan 109566) | 2024-02-27 | 2029-02-26 | 880 | this jurisdiction approved 2024-12-19 |
| Ortonville village | Village | Approved, expires 2029-02-26 | Oakland County HMP Update (FEMA plan 109566) | 2024-02-27 | 2029-02-26 | 880 | this jurisdiction approved 2025-01-29 |
| Oxford village | Village | Approved, expires 2029-02-26 | Oakland County HMP Update (FEMA plan 109566) | 2024-02-27 | 2029-02-26 | 880 | this jurisdiction approved 2024-12-19 |
| Pleasant Ridge city | City | Approved, expires 2029-02-26 | Oakland County HMP Update (FEMA plan 109566) | 2024-02-27 | 2029-02-26 | 880 | this jurisdiction approved 2024-12-19 |
| Pontiac city | City | Approved, expires 2029-02-26 | Oakland County HMP Update (FEMA plan 109566) | 2024-02-27 | 2029-02-26 | 880 | this jurisdiction approved 2024-12-19 |
| Rochester city | City | Approved, expires 2029-02-26 | Oakland County HMP Update (FEMA plan 109566) | 2024-02-27 | 2029-02-26 | 880 | |
| Rochester Hills city | City | Approved, expires 2029-02-26 | Oakland County HMP Update (FEMA plan 109566) | 2024-02-27 | 2029-02-26 | 880 | this jurisdiction approved 2025-01-29 |
| Royal Oak city | City | Approved, expires 2029-02-26 | Oakland County HMP Update (FEMA plan 109566) | 2024-02-27 | 2029-02-26 | 880 | this jurisdiction approved 2024-12-19 |
| South Lyon city | City | Approved, expires 2029-02-26 | Oakland County HMP Update (FEMA plan 109566) | 2024-02-27 | 2029-02-26 | 880 | this jurisdiction approved 2024-12-19 |
| Southfield city | City | Approved, expires 2029-02-26 | Oakland County HMP Update (FEMA plan 109566) | 2024-02-27 | 2029-02-26 | 880 | this jurisdiction approved 2025-01-29 |
| Sylvan Lake city | City | Approved, expires 2029-02-26 | Oakland County HMP Update (FEMA plan 109566) | 2024-02-27 | 2029-02-26 | 880 | this jurisdiction approved 2024-12-19 |
| Troy city | City | Approved, expires 2029-02-26 | Oakland County HMP Update (FEMA plan 109566) | 2024-02-27 | 2029-02-26 | 880 | this jurisdiction approved 2024-12-19 |
| Village of Clarkston city | Village | Approved, expires 2029-02-26 | Oakland County HMP Update (FEMA plan 109566) | 2024-02-27 | 2029-02-26 | 880 | this jurisdiction approved 2024-12-19 |
| Walled Lake city | City | Approved, expires 2029-02-26 | Oakland County HMP Update (FEMA plan 109566) | 2024-02-27 | 2029-02-26 | 880 | this jurisdiction approved 2024-12-19 |
| Wixom city | City | Approved, expires 2029-02-26 | Oakland County HMP Update (FEMA plan 109566) | 2024-02-27 | 2029-02-26 | 880 | this jurisdiction approved 2024-12-19 |
| Wolverine Lake village | Village | Approved, expires 2029-02-26 | Oakland County HMP Update (FEMA plan 109566) | 2024-02-27 | 2029-02-26 | 880 | this jurisdiction approved 2024-12-19 |
| Addison township | Township | Approved, expires 2029-02-26 | Oakland County HMP Update (FEMA plan 109566) | 2024-02-27 | 2029-02-26 | 880 | this jurisdiction approved 2024-12-19 |
| Bloomfield charter township | Township | Approved, expires 2029-02-26 | Oakland County HMP Update (FEMA plan 109566) | 2024-02-27 | 2029-02-26 | 880 | this jurisdiction approved 2024-12-19 |
| Brandon charter township | Township | Approved, expires 2029-02-26 | Oakland County HMP Update (FEMA plan 109566) | 2024-02-27 | 2029-02-26 | 880 | this jurisdiction approved 2024-12-19 |
| Commerce charter township | Township | Approved, expires 2029-02-26 | Oakland County HMP Update (FEMA plan 109566) | 2024-02-27 | 2029-02-26 | 880 | this jurisdiction approved 2024-12-19 |
| Groveland township | Township | Approved, expires 2029-02-26 | Oakland County HMP Update (FEMA plan 109566) | 2024-02-27 | 2029-02-26 | 880 | this jurisdiction approved 2024-12-19 |
| Highland charter township | Township | Approved, expires 2029-02-26 | Oakland County HMP Update (FEMA plan 109566) | 2024-02-27 | 2029-02-26 | 880 | this jurisdiction approved 2024-12-19 |
| Holly township | Township | Approved, expires 2029-02-26 | Oakland County HMP Update (FEMA plan 109566) | 2024-02-27 | 2029-02-26 | 880 | this jurisdiction approved 2024-12-19 |
| Independence charter township | Township | Approved, expires 2029-02-26 | Oakland County HMP Update (FEMA plan 109566) | 2024-02-27 | 2029-02-26 | 880 | this jurisdiction approved 2024-12-19 |
| Lyon charter township | Township | Approved, expires 2029-02-26 | Oakland County HMP Update (FEMA plan 109566) | 2024-02-27 | 2029-02-26 | 880 | this jurisdiction approved 2024-12-19 |
| Milford charter township | Township | Approved, expires 2029-02-26 | Oakland County HMP Update (FEMA plan 109566) | 2024-02-27 | 2029-02-26 | 880 | this jurisdiction approved 2024-12-19 |
| Novi township | Township | Approved, expires 2029-02-26 | Oakland County HMP Update (FEMA plan 109566) | 2024-02-27 | 2029-02-26 | 880 | this jurisdiction approved 2025-01-29 |
| Oakland charter township | Township | Approved, expires 2029-02-26 | Oakland County HMP Update (FEMA plan 109566) | 2024-02-27 | 2029-02-26 | 880 | this jurisdiction approved 2024-12-19 |
| Orion charter township | Township | Approved, expires 2029-02-26 | Oakland County HMP Update (FEMA plan 109566) | 2024-02-27 | 2029-02-26 | 880 | this jurisdiction approved 2024-12-19 |
| Oxford charter township | Township | Approved, expires 2029-02-26 | Oakland County HMP Update (FEMA plan 109566) | 2024-02-27 | 2029-02-26 | 880 | this jurisdiction approved 2024-12-19 |
| Rose township | Township | Approved, expires 2029-02-26 | Oakland County HMP Update (FEMA plan 109566) | 2024-02-27 | 2029-02-26 | 880 | this jurisdiction approved 2024-12-19 |
| Royal Oak charter township | Township | Approved, expires 2029-02-26 | Oakland County HMP Update (FEMA plan 109566) | 2024-02-27 | 2029-02-26 | 880 | this jurisdiction approved 2025-01-29 |
| Southfield township | Township | Approved, expires 2029-02-26 | Oakland County HMP Update (FEMA plan 109566) | 2024-02-27 | 2029-02-26 | 880 | this jurisdiction approved 2024-12-19 |
| Springfield charter township | Township | Approved, expires 2029-02-26 | Oakland County HMP Update (FEMA plan 109566) | 2024-02-27 | 2029-02-26 | 880 | this jurisdiction approved 2024-12-19 |
| Waterford charter township | Township | Approved, expires 2029-02-26 | Oakland County HMP Update (FEMA plan 109566) | 2024-02-27 | 2029-02-26 | 880 | this jurisdiction approved 2024-12-19 |
| West Bloomfield charter township | Township | Approved, expires 2029-02-26 | Oakland County HMP Update (FEMA plan 109566) | 2024-02-27 | 2029-02-26 | 880 | this jurisdiction approved 2024-12-19 |
| White Lake charter township | Township | Approved, expires 2029-02-26 | Oakland County HMP Update (FEMA plan 109566) | 2024-02-27 | 2029-02-26 | 880 | this jurisdiction approved 2024-12-19 |
Supports FEMA checklist item B1-a: hazard identification
Hazards NRI does not cover (local data needed)
- dam failure (incl. upstream dams)
- levee failure
- flash flood as its own subtype
- ice jams
- debris flows
- erosion (riverine and coastal)
- land subsidence and sinkholes
- expansive soils
The 18 National Risk Index hazards, ranked by expected annual loss (EAL)
Sources: 5, 6
| Rank by EAL | Hazard | NRI risk rating | EAL rating | EAL buildingsmodeled dollars per year | EAL agriculturemodeled dollars per year | Cost of expected deaths and injuriesFEMA's dollar value per year, not property damage | EAL total (see note)modeled dollars per year | Storm Events records, 1996 to 2026-06-30count | Storm Events coverage note |
|---|---|---|---|---|---|---|---|---|---|
| 1 | Inland Flooding | Relatively High | Relatively High | $164,835,895 | $5,995 | $64,101 | $164,905,990 | 37 | |
| 2 | Tornado | Very High | Very High | $47,039,354 | $770 | $55,011,933 | $102,052,062 | 11 | |
| 3 | Cold Wave | Very High | Very High | $18,047 | $65,490 | $55,285,268 | $55,368,805 | 17 | Includes 2 Frost/Freeze records (outside NRI's Cold Wave definition; counted in this table and in B1-d, not in the B1-e descriptor). |
| 4 | Heat Wave | Relatively High | Relatively High | $103,913 | under $1 | $13,318,807 | $13,422,721 | 18 | |
| 5 | Strong Wind | Very High | Very High | $6,040,120 | $1,512 | $2,967,981 | $9,009,613 | 644 | Includes 40 High Wind and 6 Strong Wind records (NOAA non-thunderstorm wind types, outside NRI's Strong Wind definition). |
| 6 | Ice Storm | Very High | Very High | $4,937,286 | n/a | $587,142 | $5,524,428 | 6 | |
| 7 | Earthquake | Relatively Low | Relatively Moderate | $3,028,828 | n/a | $935,743 | $3,964,571 | Storm Events does not record earthquakes. | |
| 8 | Hail | Relatively Moderate | Relatively High | $2,788,744 | $11,735 | $198,382 | $2,998,861 | 201 | |
| 9 | Lightning | Relatively High | Relatively High | $306,891 | n/a | $742,441 | $1,049,331 | 40 | |
| 10 | Winter Weather | Relatively High | Relatively High | $428,074 | $112 | $128,587 | $556,772 | 66 | |
| 11 | Hurricane | Very Low | Very Low | $96,579 | $1,291 | $756 | $98,626 | 0 | No recorded events in Storm Events since 1996 (data through 2026-06-30). |
| 12 | Wildfire | Very Low | Relatively Low | $85,648 | $1 | $6,964 | $92,613 | 0 | No recorded events in Storm Events since 1996 (data through 2026-06-30). |
| 13 | Landslide | Relatively Low | Relatively Low | $10,595 | n/a | $5,689 | $16,284 | 0 | No recorded events in Storm Events since 1996 (data through 2026-06-30). |
| 14 | Drought | No Rating | No Expected Annual Losses | n/a | $0 | n/a | $0 | 2 |
Total = buildings + agriculture + population equivalence; FEMA values each expected death (or 10 injuries) at $13.7 million (2024 dollars).
NRI risk rating combines expected annual loss with social vulnerability and community resilience; EAL rating rates expected annual loss alone. Both compare this county with all U.S. counties.
Local data needed: state and local wildfire and landslide records (Storm Events records these hazards only in part).
Not applicable to this county per NRI, with no federal declaration and no Storm Events record since 1996: avalanche, coastal flooding, tsunami and volcanic activity. That is the evidence for leaving them out of the plan.
The state hazard mitigation plan also lists hazards for this county; FEMA asks the plan to explain any hazard it leaves out.
Supports FEMA checklist item B1-b: hazard location
Affects the whole county (national data give no location within it): Cold Wave, Drought, Hail, Heat Wave, Ice Storm, Lightning, Strong Wind and Winter Weather.
Inland Flooding: The FEMA Flood Insurance Rate Map (FIRM) is the required location source for flooding. See the FEMA Flood Map Service Center (https://msc.fema.gov) for this county.
Hazards that vary within the county: highest-rated census tracts
Source: 5
| Hazard | Highest-rated census tractsNRI risk rating, score 0 to 100 |
|---|---|
| Earthquake | tract 1974 (Relatively Low, 74.0); tract 1622 (Relatively Low, 62.1); tract 1715 (Relatively Low, 60.7) |
| Hurricane | tract 1974 (Very Low, 37.0); tract 1520 (Very Low, 34.1); tract 9813 (Very Low, 34.0) |
| Landslide | tract 1326 (Relatively Low, 92.6); tract 1203 (Relatively Low, 91.2); tract 1240 (Relatively Low, 89.6) |
| Tornado | tract 1974 (Very High, 98.8); tract 1520 (Very High, 97.4); tract 1374 (Very High, 97.3) |
| Wildfire | tract 1520 (Relatively Low, 71.6); tract 1326 (Relatively Low, 70.1); tract 1902 (Relatively Low, 69.3) |
Up to 3 census tracts per hazard, highest National Risk Index rating first, then highest score; a tract number is the Census tract number (for example 1974 is Census Tract 1974). FEMA's Resilience Analysis and Planning Tool maps the National Risk Index for every tract: https://www.fema.gov/emergency-managers/practitioners/resilience-analysis-and-planning-tool
Supports FEMA checklist item B1-c: hazard extent
Extent: scale, observed range and worst recorded event per hazard
Sources: 6, 7
| Hazard | Scale | Recordscount and years | Observed range | Worst recorded event | Most damaging (when different) | How it applies to jurisdictions | Note |
|---|---|---|---|---|---|---|---|
| Cold/Wind Chill, Extreme Cold/Wind Chill | wind chill | 15 records, 1996 to 2026 (15 zone-level) | 1 day to 21 days (median 3 days); 15 with a recorded value | January 2003 (1 monthly summary record), zone-level | Cold/Wind Chill, 2007-02-03, $25,000 property; $0 crops, reported for the zone (2007 dollars) | Countywide (zone-level records). | Wind chill: in event narratives only (local data needed). |
| Frost/Freeze (outside NRI's Cold Wave definition) | crop damage | 2 records, 2007 to 2012 (2 zone-level) | Frost/Freeze, 2012-04-27, $1,300,000 crop damage (2012 dollars); NWS zone MIZ069 | Countywide (zone-level records). | Temperature: in event narratives only (local data needed). | ||
| Drought | U.S. Drought Monitor scale (D0 to D4) | 2 records, 2001 to 2002 (2 zone-level) | 30 days to 31 days (median 30.5 days); 2 with a recorded value | 31 days (1 month), 2001-07-01 to 2001-07-31, zone-level | Countywide (zone-level records). | Storm Events enters a drought at D2 or worse east of the Rockies and D3 or worse from the Rockies west (NWS Instruction 10-1605); NRI drought counts D3 and D4 only. | |
| Earthquake | Modified Mercalli (local data) | 0 | Storm Events does not record earthquakes; the USGS earthquake catalog is the source. | ||||
| Hail | hail size (inches) | 241 records, 1960 to 2026 | 0.75 in to 3 in (median 0.88 in); 241 with a recorded value | 3 in hail, 1983-05-02 | Hail, 2014-07-27, $6,000,000 property; $0 crops (2014 dollars) | Event records naming jurisdictions in the plan: Holly township (17 records), Holly village (17 records), Oxford charter township (11 records), Oxford village (11 records), Highland charter township (9 records), Troy city (9 records), Milford charter township (7 records), Milford village (7 records), South Lyon city (7 records), White Lake charter township (7 records); and 27 more jurisdictions (see the Excel file). | |
| Excessive Heat, Heat | heat index (in event narratives) | 18 records, 1999 to 2026 (18 zone-level) | 1 day to 7 days (median 4 days); 14 with a recorded value | 7 consecutive days, 2012-07-01 to 2012-07-07, zone-level | Countywide (zone-level records). | Heat index: in event narratives only (local data needed). Heat records from November to March (unseasonable warmth, not a heat wave) are counted but not used for the longest run. | |
| Hurricane, Tropical Storm, Tropical Depression | Saffir-Simpson | 0 | Storm Events files every zone of a storm's episode under the storm's type; flooding from the storm is filed as Flood or Flash Flood records. | ||||
| Ice Storm | Sperry-Piltz ice scale (local data) | 6 records, 1997 to 2023 (6 zone-level) | Ice Storm, 2003-04-03, $100,000,000 property; crops not reported (2003 dollars), 1 direct death, 2 direct injuries (reported for the zone); NWS zone MIZ069 | Countywide (zone-level records). | Ice thickness: in event narratives only (local data needed). | ||
| Flash Flood, Flood, Lakeshore Flood | damage and flood days (flood depth: FIRM) | 37 records, 1996 to 2026 (5 zone-level) | Flash Flood, 2014-08-11, $400,000,000 property; $0 crops (2014 dollars) | Event records naming jurisdictions in the plan: Ferndale city (7 records), Novi city (3 records), Novi township (3 records), Franklin village (2 records), South Lyon city (2 records), Waterford charter township (2 records), Bloomfield Hills city (1 record), Commerce charter township (1 record), Farmington city (1 record), Hazel Park city (1 record); and 12 more jurisdictions (see the Excel file). Zone-level records (5) apply countywide. | Flood depth: see the FEMA Flood Insurance Rate Map. Storm Events damage is often $0 or blank for floods, major ones included; FEMA Public Assistance by declaration (B1-d) shows which floods cost the most. | ||
| Debris Flow | none (count and damage only) | 0 | Physical measure: in event narratives only (local data needed). | ||||
| Lightning | annualized frequency (the measure FEMA's Local Mitigation Planning Handbook names) | 40 records, 1996 to 2021 | Lightning, 1996-07-29, damage not reported, 1 direct death | Lightning, 1997-07-26, $750,000 property; crops not reported (1997 dollars) | Event records naming jurisdictions in the plan: Troy city (7 records), Oxford charter township (3 records), Oxford village (3 records), Waterford charter township (3 records), White Lake charter township (3 records), Commerce charter township (2 records), Ortonville village (2 records), South Lyon city (2 records), Berkley city (1 record), Bloomfield Hills city (1 record); and 13 more jurisdictions (see the Excel file). | Storm Events lists lightning with damage or casualties; physical measure in event narratives only (local data needed). | |
| High Wind and Strong Wind (outside NRI's Strong Wind definition) | wind speed (kt and mph) | 46 records, 1996 to 2026 (46 zone-level) | 35 kt (40 mph) to 70 kt (81 mph) (median 52 kt (60 mph)); 45 with a recorded value | 70 kt (81 mph), measurement type not recorded, High Wind, 1997-04-06; NWS zone MIZ069 | High Wind, 2017-03-08, $35,000,000 property; $0 crops, reported for the zone (2017 dollars) | Countywide (zone-level records). | |
| Thunderstorm Wind | wind speed (kt and mph) | 725 records, 1957 to 2026 | 43 kt (49 mph) to 74 kt (85 mph) (median 52 kt (60 mph)); 636 with a recorded value | 74 kt (85 mph), measurement type not recorded, Thunderstorm Wind, 1991-07-07 | Thunderstorm Wind, 2023-08-24, $7,000,000 property; $0 crops (2023 dollars) | Event records naming jurisdictions in the plan: Rochester Hills city (28 records), Farmington city (27 records), Holly township (26 records), Holly village (26 records), Oxford charter township (21 records), Oxford village (21 records), Highland charter township (20 records), Milford charter township (20 records), Milford village (20 records), Novi city (20 records); and 32 more jurisdictions (see the Excel file). | |
| Tornado | Enhanced Fujita (Fujita before Feb 2007) | 36 records, 1953 to 2024 | F/EF0 to F/EF4 (median F/EF1); 36 with a recorded value | F4 tornado, 1976-03-20, 3.8 mi path length (whole path, pre-1996), 117 yd wide, $25,000,000 property; crops not recorded (1976 dollars), 1 direct death, 55 direct injuries | Event records naming jurisdictions in the plan: Holly township (4 records), Holly village (4 records), Leonard village (1 record), Milford charter township (1 record), Milford village (1 record), Novi city (1 record), Novi township (1 record), White Lake charter township (1 record). | Before 1996 a tornado is listed once, under the county where it began, with its whole path's rating and length; from 1996 on, each county lists its own segment. Length is not used to rank tornadoes (see Methods). | |
| Wildfire | acres burned (local data) | 0 | Acres burned: in event narratives only (local data needed). | ||||
| Winter Storm, Heavy Snow, Blizzard, Lake-Effect Snow, Winter Weather, Sleet | none in data (snowfall: local data) | 66 records, 1996 to 2024 (66 zone-level) | Winter Storm, 2018-04-14, $6,000,000 property; $0 crops (2018 dollars); NWS zone MIZ069 | Countywide (zone-level records). | Snow depth: in event narratives only (local data needed). |
Where a hazard names more than 10 jurisdictions, the table lists the 10 with the most records; every one is in the Excel file, sheet "B1-c Extent".
Storm Events records are more complete after 1996; before 1996 only Tornado (from 1950), Hail and Thunderstorm Wind (from 1955) exist. Zone-level records whose zone no NWS zone-county file places in this county (mostly before 2020) are not counted here (the Methods page explains the zone matching).
Dollars are nominal (as reported), labeled with the year; not adjusted for inflation.
A monthly summary record covers most or all of a month; it does not count days at wave conditions.
Supports FEMA checklist item B1-d: previous occurrences
Federal declarations for this county: 15 declarations covering 11 separate hazard incidents counted in this packet (declarations for the same incident count once; non-natural and evacuation-only declarations are not counted).
Federal disaster declarations for this county
Sources: 1, 2, 3
| Declared | Incident began | FEMA number | Type | Title | Mapped hazard | County Public Assistancefederal share obligated, nominal dollars | Flags | Notes |
|---|---|---|---|---|---|---|---|---|
| 2024-02-08 | 2023-08-24 | DR-4757-MI | Major disaster | Severe Storms, Tornadoes, and Flooding | Inland Flooding (primary); also designated: Tornado | PA not declared for this county | in the 12 months before plan approval; within last 5 years | |
| 2021-07-15 | 2021-06-25 | DR-4607-MI | Major disaster | Severe Storms, Flooding, and Tornadoes | Inland Flooding; Tornado | PA not declared for this county | ||
| 2020-03-27 | 2020-01-20 | DR-4494-MI | Major disaster | COVID-19 Pandemic | Non-natural, not counted | $93,360,399.65 | ||
| 2020-03-13 | 2020-01-20 | EM-3455-MI | Emergency | COVID-19 | Non-natural, not counted | no Public Assistance recorded | same incident as DR-4494 | |
| 2014-09-25 | 2014-08-11 | DR-4195-MI | Major disaster | Severe Storms and Flooding | Inland Flooding | $5,740,118.54 | ||
| 2005-09-07 | 2005-08-29 | EM-3225-MI | Emergency | Hurricane Katrina Evacuation | Hurricane: evacuation support, not a local hazard event; not counted | $3,700.14 | ||
| 2004-06-30 | 2004-05-20 | DR-1527-MI | Major disaster | Severe Storms, Tornadoes, and Flooding | Inland Flooding; Tornado | PA not declared for this county | ||
| 2003-09-23 | 2003-08-14 | EM-3189-MI | Emergency | Power Outage | Non-natural, not counted | $906,308.61 | ||
| 2001-01-10 | 2000-12-11 | EM-3160-MI | Emergency | Snow | Winter Weather | $1,063,048.55 | ||
| 2000-10-17 | 2000-09-10 | DR-1346-MI | Major disaster | Severe Storms and Flooding | Inland Flooding | PA not declared for this county | ||
| 1999-01-27 | 1999-01-02 | EM-3137-MI | Emergency | Mi - Severe Weather 1/2 /99 | Winter Weather | $814,603.75 | ||
| 1997-07-11 | 1997-07-02 | DR-1181-MI | Major disaster | Severe Storms, Tornadoes,and Flooding | Inland Flooding; Tornado | PA not declared for this county | ||
| 1978-01-27 | 1978-01-27 | EM-3057-MI | Emergency | Blizzards & Snowstorms | Winter Weather | no Public Assistance recorded | ||
| 1976-03-19 | 1976-03-19 | DR-495-MI | Major disaster | Severe Storms, Tornadoes, Icing & Flooding | Inland Flooding; Tornado | no Public Assistance recorded | ||
| 1975-04-26 | 1975-04-26 | DR-465-MI | Major disaster | Severe Storms, High Winds & Flooding | Inland Flooding (primary); also designated: Strong Wind | no Public Assistance recorded |
County Public Assistance: applicants the FEMA record places in this county, including any state agencies FEMA files there; statewide rows are listed on the state page; federal share obligated, nominal dollars.
Statewide declarations
Source: 2
| Declared | Incident began | FEMA number | Type | Title | Mapped hazard |
|---|---|---|---|---|---|
| 1956-04-05 | 1956-04-05 | DR-53-MI | Major disaster | Tornado | Tornado |
| 1953-06-09 | 1953-06-09 | DR-6-MI | Major disaster | Tornado | Tornado |
| 1953-06-02 | 1953-06-02 | DR-4-MI | Major disaster | Tornado | Tornado |
FEMA recorded these with designated area Statewide and no county, so they are listed on every county page in the state and not counted with county rows. Local data needed: whether each one affected this county.
Previous occurrences by hazard, with explicit no-event rows
Sources: 2, 6, 7
| Hazard | Storm Events records, all years on file(years in the Period column) | Since plan approvalrecords | In the 12 months before plan approvalrecords | Last 5 yearsrecords | Declared incidents, all yearsseparate disasters | Declared since approvalseparate disasters | Period | Statement |
|---|---|---|---|---|---|---|---|---|
| Cold Wave | 17 | 1 | 0 | 1 | 0 | 0 | 1996 to 2026-06-30 | Includes 2 Frost/Freeze records. |
| Drought | 2 | 0 | 0 | 0 | 0 | 0 | 1996 to 2026-06-30 | |
| Earthquake | 0 | 0 | 0 | 0 | 0 | 0 | Storm Events does not record earthquakes; the USGS earthquake catalog is the source. | |
| Hail | 241 | 14 | 4 | 18 | 0 | 0 | 1955 to 2026-06-30 | |
| Heat Wave | 18 | 1 | 0 | 1 | 0 | 0 | 1996 to 2026-06-30 | |
| Hurricane | 0 | 0 | 0 | 0 | 0 | 0 | 1996 to 2026-06-30 | No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events |
| Ice Storm | 6 | 0 | 0 | 1 | 0 | 0 | 1996 to 2026-06-30 | |
| Inland Flooding | 37 | 3 | 0 | 4 | 8 | 0 | 1996 to 2026-06-30 | |
| Landslide | 0 | 0 | 0 | 0 | 0 | 0 | 1996 to 2026-06-30 | No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events |
| Lightning | 40 | 0 | 0 | 0 | 0 | 0 | 1996 to 2026-06-30 | |
| Strong Wind | 771 | 50 | 20 | 81 | 1 | 0 | 1955 to 2026-06-30 | Includes 40 High Wind and 6 Strong Wind records. |
| Tornado | 36 | 1 | 0 | 3 | 5 | 0 | 1950 to 2026-06-30 | |
| Wildfire | 0 | 0 | 0 | 0 | 0 | 0 | 1996 to 2026-06-30 | No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events |
| Winter Weather | 66 | 0 | 2 | 4 | 3 | 0 | 1996 to 2026-06-30 |
Notable Storm Events records
Sources: 1, 6, 7
| Date | Event type | Magnitude or extent | Damagenominal dollars | Deaths, injuriesdirect only | Location | Why listed |
|---|---|---|---|---|---|---|
| 2014-08-11 | Flash Flood | $400,000,000 property; $0 crops (2014 dollars) | 0, 0 | FERNDALE to BROOKLANDS | B1-c worst recorded: Flash Flood, Flood, Lakeshore Flood | |
| 2012-07-01 | Heat | $0 property; $0 crops, reported for the zone (2012 dollars) | 0, 20 | NWS zone MIZ069 (OAKLAND), zone-level | B1-c worst recorded: Excessive Heat, Heat | |
| 2012-04-27 | Frost/Freeze | $0 property; $1,300,000 crops, reported for the zone (2012 dollars) | 0, 0 | NWS zone MIZ069 (OAKLAND), zone-level | B1-c worst recorded: Frost/Freeze | |
| 2003-04-03 | Ice Storm | $100,000,000 property; crops not reported, reported for the zone (2003 dollars) | 1, 2 | NWS zone MIZ069 (OAKLAND), zone-level | B1-c worst recorded: Ice Storm | |
| 2003-01-10 | Cold/Wind Chill | damage not reported | 0, 0 | NWS zone MIZ069 (OAKLAND), zone-level | B1-c worst recorded: Cold/Wind Chill, Extreme Cold/Wind Chill | |
| 2002-06-28 | Heat | damage not reported | 2, 0 | NWS zone MIZ069 (OAKLAND), zone-level | deaths or injuries recorded | |
| 2001-08-06 | Heat | damage not reported | 1, 80 | NWS zone MIZ069 (OAKLAND), zone-level | deaths or injuries recorded | |
| 1999-01-04 | Cold/Wind Chill | damage not reported | 3, 4 | NWS zone MIZ069 (OAKLAND), zone-level | deaths or injuries recorded | |
| 1997-04-06 | High Wind | 70 kt (81 mph), measurement type not recorded | $100,000 property; crops not reported, reported for the zone (1997 dollars) | 0, 0 | NWS zone MIZ069 (OAKLAND), zone-level | B1-c worst recorded: High Wind and Strong Wind |
| 1991-07-07 | Thunderstorm Wind | 74 kt (85 mph), measurement type not recorded | damage not recorded (pre-1996 record) | 0, 0 | location not recorded | B1-c worst recorded: Thunderstorm Wind |
| 1983-05-02 | Hail | 3 in | damage not recorded (pre-1996 record) | 0, 0 | location not recorded | B1-c worst recorded: Hail |
| 1976-03-20 | Tornado | F4, 3.8 mi path length (whole path, pre-1996), 117 yd wide | $25,000,000 property; crops not recorded (1976 dollars) | 1, 55 | location not recorded | B1-c worst recorded: Tornado |
The full list is in the Excel file, sheet "B1-d Storm Events history" (1,234 rows).
Location is the place NOAA recorded, as written in its data; it need not be a jurisdiction in this plan.
Local data needed: state-declared emergencies, from your state emergency management agency (federal data do not include them).
Tribal and special-area declarations in this state are listed on the state page.
Supports FEMA checklist item B1-e: probability of future events
Probability: FEMA annualized frequency and descriptor per hazard
Sources: 5, 6
| Hazard | FEMA annualized frequency (modeled)unit per row | Unit | In plain terms | Descriptor | Descriptor basis | NRI events or days in its record period (hail, wind and tornado are area-weighted, so can be fractional) | NRI period | Location | Note |
|---|---|---|---|---|---|---|---|---|---|
| Cold Wave | 2.63 | event-days per year | about 2.63 days per year | Likely (from Storm Events: 12 of 30 years) | event-days in 12 of 30 years, 1996 to 2025 (40%) | 50 | 2005-11-12 to 2024-11-12 (19 years) | countywide | |
| Drought | 0 | event-days per year | none modeled | Possible (from Storm Events: 2 of 30 years) | event-days in 2 of 30 years, 1996 to 2025 (6.67%) | 0 | 2000 to 2025 (25.25 years; D3 and D4 only) | countywide | NRI models no drought event-days here (2000 to 2025, 25.25 years; D3 and D4 only); Storm Events has a record in 2 of 30 years. The descriptor comes from Storm Events, which counts D2 drought that NRI leaves out. |
| Earthquake | 0.000782 | annual probability at a location | chance a given location in the county has at least minor-damage shaking in a year: 0.0782% | not shown | modeled | see B1-f | No descriptor (Storm Events does not record earthquakes). | ||
| Hail | 2.77 | events per year | about 2.77 per year | Highly likely | FEMA annualized frequency (modeled) | 105.6 (modeled) | 1986 to 2023 (38 years) | countywide | |
| Heat Wave | 4.21 | event-days per year | about 4.21 days per year | Likely (from Storm Events: 10 of 30 years) | event-days in 10 of 30 years, 1996 to 2025 (33.3%) | 66 | 2005-11-12 to 2024-11-12 (19 years) | countywide | |
| Hurricane | 0.011 | events per year | about 1 in 91 years | Possible | FEMA annualized frequency (modeled) | 6 | 1851 to 2024 (Atlantic) | see B1-f | NRI counts hurricane and tropical storm tracks passing within storm-force wind range; federal declarations are in B1-d. |
| Ice Storm | 1.81 | event-days per year | about 1.81 days per year | Likely (from Storm Events: 6 of 30 years) | event-days in 6 of 30 years, 1996 to 2025 (20%) | 122 | 1946-12-31 to 2014-02-12 (67 years) | countywide | |
| Inland Flooding | 1.07 | event-days per year | about 1.07 days per year | Likely (from Storm Events: 18 of 30 years) | event-days in 18 of 30 years, 1996 to 2025 (60%) | 30 | 1996 to 2023 (28 years) | see B1-f | |
| Landslide | 0.273 | events per year (modeled) | about 1 in 4 years | Likely | FEMA annualized frequency (modeled) | not shown | modeled | see B1-f | |
| Lightning | 34.8 | days per year with a strike | about 34.8 days per year | Highly likely | FEMA annualized frequency (modeled) | not shown | 1995 to 2023 (29 years; CONUS) | countywide | |
| Strong Wind | 5.46 | events per year | about 5.46 per year | Highly likely | FEMA annualized frequency (modeled) | 208 | 1986 to 2023 (38 years) | countywide | |
| Tornado | 0.386 | events per year | about 1 in 3 years | Likely | FEMA annualized frequency (modeled) | not shown | 1950 to 2023 (EF2+); 1986 to 2023 (EF0-1) | see B1-f | |
| Wildfire | 0.000013 | annual probability at a location | chance a given location in the county burns in a year: 0.0013% | Storm Events records in 0 of 30 years, 1996 to 2025 (0%) | not shown | modeled | see B1-f | No descriptor: no Storm Events record 1996 to 2025 | |
| Winter Weather | 11.8 | event-days per year | about 11.8 days per year | Likely (from Storm Events: 26 of 30 years) | event-days in 26 of 30 years, 1996 to 2025 (86.7%) | 225 | 2005-11-12 to 2024-11-12 (19 years) | countywide |
FEMA annualized frequency (modeled) is the National Risk Index v1.20 (December 2025) estimate of how often a hazard affects this county in a year; it is not recorded events divided by years, and its unit differs by hazard (events, event-days, or days with a lightning strike per year). For earthquake, wildfire, coastal flooding and tsunami the value is the chance (or number of events) at a location in the county, not across the county, so no "1 in N years" is given and the descriptor comes from Storm Events where it has a record (none for earthquake). The Methods page gives each hazard's method, from FEMA's National Risk Index Technical Documentation v1.20.
Where NRI gives event-days, the descriptor comes from the share of years with a Storm Events record; NRI's source records more events, so the two differ.
Descriptor scale used in this packet (defined per unit)
Sources: 5, 6
| Unit | Descriptor | Definition |
|---|---|---|
| events per year | Highly likely | 1 or more per year |
| events per year | Likely | about once in 1 to 10 years |
| events per year | Possible | about once in 10 to 100 years |
| events per year | Unlikely | less than once in 100 years |
| annual probability | Likely | 10% to under 100% chance in a given year |
| annual probability | Possible | 1% to under 10% chance in a given year |
| annual probability | Unlikely | under 1% chance in a given year |
| event-days (share of years) | Highly likely | event-days recorded in 90% or more of years |
| event-days (share of years) | Likely | event-days recorded in 10% to under 90% of years |
| event-days (share of years) | Possible | event-days recorded in some years but under 10% of years |
| lightning strike-days | Highly likely | cloud-to-ground strikes on 1 or more days per year |
Intensity bands: historical frequency (Storm Events)
Source: 6
| Hazard | Band | Years | Eventscounty-coded records | Years in period | Events per yearevents / years |
|---|---|---|---|---|---|
| Hail | 1.00-1.99 in | 1996 to 2025 | 90 | 30 | 3 |
| Hail | 2.00 in+ | 1996 to 2025 | 3 | 30 | 0.1 |
| Thunderstorm Wind (counted as NRI Strong Wind) | 50-64 kt | 1996 to 2025 | 571 | 30 | 19 |
| Thunderstorm Wind (counted as NRI Strong Wind) | 65 kt+ | 1996 to 2025 | 15 | 30 | 0.5 |
| Thunderstorm Wind (counted as NRI Strong Wind) | unmeasured or below 50 kt | 1996 to 2025 | 2 | 30 | 0.0667 |
| Tornado | EF0-1 | 1996 to 2025 | 11 | 30 | 0.367 |
| Tornado | EF2-3 | 1996 to 2025 | 0 | 30 | 0 |
| Tornado | EF4-5 | 1996 to 2025 | 0 | 30 | 0 |
| Tornado | unrated (EFU) | 1996 to 2025 | 0 | 30 | 0 |
The bands show how often events of each severity were recorded in this county, to profile how severe events have been (FEMA's probability item asks for the range of intensities).
Hail smaller than 1 inch is not counted: on 2010-01-05 the National Weather Service raised its severe-hail threshold from 3/4 inch to 1 inch, so smaller reports became less common after 2009 (NWS Service Change Notice 09-52). NRI hail frequency uses a 0.75 inch threshold.
Optional: future conditions. Not a required item in the 2025 FEMA Local Mitigation Planning Policy Guide; some states ask for it. The federal Climate Mapping for Resilience and Adaptation (CMRA) site gives county exposure to future climate conditions (https://resilience.climate.gov/).
Supports FEMA checklist item B1-f: hazards that vary across jurisdictions
Range of census tract risk within the county
Source: 5
| Hazard | Tractsrated of all | NRI risk score, 0 to 100 | Tracts by rating | ||
|---|---|---|---|---|---|
| Min | Median | Max | |||
| Cold Wave | 350 of 350 | 15.5 | 73.8 | 92.9 | Relatively High 113, Relatively Moderate 227, Relatively Low 5, Very Low 5 |
| Drought | 0 of 350 | No Rating 350 | |||
| Earthquake | 350 of 350 | 0.2 | 23.8 | 74.0 | Relatively Low 38, Very Low 312 |
| Hail | 350 of 350 | 1.1 | 48.9 | 80.0 | Relatively Moderate 4, Relatively Low 309, Very Low 37 |
| Heat Wave | 350 of 350 | 1.5 | 43.7 | 77.6 | Relatively Moderate 63, Relatively Low 276, Very Low 11 |
| Hurricane | 350 of 350 | 9.6 | 24.2 | 37.0 | Very Low 350 |
| Ice Storm | 350 of 350 | 0.6 | 74.0 | 96.1 | Relatively High 6, Relatively Moderate 229, Relatively Low 110, Very Low 5 |
| Inland Flooding | 350 of 350 | 0.1 | 27.2 | 89.0 | Relatively High 4, Relatively Moderate 50, Relatively Low 215, Very Low 81 |
| Landslide | 337 of 350 | 13.1 | 55.6 | 92.6 | Relatively Low 32, Very Low 305, No Rating 13 |
| Lightning | 350 of 350 | 0.1 | 15.5 | 35.4 | Relatively Low 76, Very Low 274 |
| Strong Wind | 350 of 350 | 0.5 | 56.3 | 89.6 | Relatively High 3, Relatively Moderate 189, Relatively Low 155, Very Low 3 |
| Tornado | 350 of 350 | 1.7 | 79.2 | 98.8 | Very High 19, Relatively High 200, Relatively Moderate 123, Relatively Low 6, Very Low 2 |
| Wildfire | 334 of 350 | 19.2 | 46.5 | 71.6 | Relatively Low 3, Very Low 331, No Rating 16 |
| Winter Weather | 350 of 350 | 10.7 | 35.8 | 73.3 | Relatively Moderate 20, Relatively Low 327, Very Low 3 |
Rated tracts only: No Rating (score 0.0), Not Applicable and Insufficient Data tracts are counted but not used for the minimum, median and maximum.
The score ranks a tract against all U.S. tracts (100 = highest). The rating is FEMA's category for the tract's risk value, computed differently, so the two can disagree.
Frequency data for cold wave, hail, heat wave, ice storm, lightning, strong wind and winter weather are county-wide or coarse (49 km grid or NWS zone), the same for every jurisdiction; the tract range mostly reflects where buildings and people are.
Each jurisdiction (starting figures from federal data)
Sources: 1, 3, 4, 6
| Jurisdiction | Type | Plan status | Repetitive lossFMA RL and SRL (44 CFR 77.2); repeat-flood, any definition | Public Assistance to this jurisdictionFEMA records matched by applicant name; federal share obligated, nominal dollars | Event records naming this placeall years; since its plan | Notes |
|---|---|---|---|---|---|---|
| Oakland County | County | Approved, expires 2029-02-26 | $10,987,088.47 | 0 total; 0 since its plan | No NFIP community ID on this jurisdiction's plan row. Includes $10,930,785.94 for declarations not counted as hazard incidents (DR-4494-MI, EM-3189-MI, EM-3225-MI). | |
| Auburn Hills city | City | Approved, expires 2029-02-26 | FMA RL 0, SRL 0; any 1 | $142,663.75 | 0 total; 0 since its plan | Includes $86,886.15 for declarations not counted as hazard incidents (DR-4494-MI, EM-3189-MI). |
| Berkley city | City | Approved, expires 2029-02-26 | FMA RL 0, SRL 0; any 0 | $440,708.99 | 23 total; 3 since its plan | Includes $2,381.46 for declarations not counted as hazard incidents (EM-3189-MI). |
| Beverly Hills village | Village | Approved, expires 2029-02-26 | FMA RL 0, SRL 0; any 0 | $2,562.59 | 0 total; 0 since its plan | Includes $2,562.59 for declarations not counted as hazard incidents (EM-3189-MI). |
| Bingham Farms village | Village | Approved, expires 2029-02-26 | FMA RL 0, SRL 0; any 0 | $1,173.75 | 0 total; 0 since its plan | |
| Birmingham city | City | Approved, expires 2029-02-26 | FMA RL 0, SRL 0; any 2 | $1,434,988.72 | 11 total; 3 since its plan | Includes $1,386,025.54 for declarations not counted as hazard incidents (DR-4494-MI, EM-3189-MI). |
| Bloomfield Hills city | City | Approved, expires 2029-02-26 | FMA RL 0, SRL 0; any 0 | $2,154.68 | 19 total; 2 since its plan | Includes $2,154.68 for declarations not counted as hazard incidents (EM-3189-MI). |
| Clawson city | City | Approved, expires 2029-02-26 | FMA RL 0, SRL 0; any 0 | $180,978.23 | 12 total; 1 since its plan | |
| Farmington city | City | Approved, expires 2029-02-26 | FMA RL 0, SRL 0; any 0 | $37,103.71 | 35 total; 2 since its plan | Includes $21,582.52 for declarations not counted as hazard incidents (DR-4494-MI, EM-3189-MI). |
| Farmington Hills city | City | Approved, expires 2029-02-26 | FMA RL 0, SRL 4; any 14 | $318,153.49 | 4 total; 0 since its plan | Includes $242,482.52 for declarations not counted as hazard incidents (DR-4494-MI, EM-3189-MI). |
| Ferndale city | City | Approved, expires 2029-02-26 | FMA RL 0, SRL 0; any 0 | $302,019.01 | 16 total; 0 since its plan | Includes $55,370.52 for declarations not counted as hazard incidents (DR-4494-MI, EM-3189-MI). |
| Franklin village | Village | Approved, expires 2029-02-26 | FMA RL 0, SRL 0; any 0 | $6,971.01 | 7 total; 1 since its plan | Includes $2,363.80 for declarations not counted as hazard incidents (EM-3189-MI). |
| Hazel Park city | City | Approved, expires 2029-02-26 | FMA RL 0, SRL 0; any 0 | $449,253.08 | 11 total; 3 since its plan | Includes $79,255.20 for declarations not counted as hazard incidents (DR-4494-MI, EM-3189-MI). |
| Holly village | Village | Approved, expires 2029-02-26 | FMA RL 0, SRL 0; any 0 | $8,330.20 | 49 total; 6 since its plan | |
| Huntington Woods city | City | Approved, expires 2029-02-26 | FMA RL 0, SRL 0; any 0 | $669,243.31 | 13 total; 1 since its plan | |
| Keego Harbor city | City | Approved, expires 2029-02-26 | FMA RL 0, SRL 0; any 0 | $5,673.13 | 5 total; 0 since its plan | |
| Lake Angelus city | City | Approved, expires 2029-02-26 | FMA RL 0, SRL 0; any 0 | no Public Assistance recorded | 1 total; 0 since its plan | |
| Lake Orion village | Village | Approved, expires 2029-02-26 | FMA RL 0, SRL 0; any 0 | $4,081.11 | 26 total; 2 since its plan | |
| Lathrup Village city | City | Approved, expires 2029-02-26 | FMA RL 0, SRL 0; any 0 | no Public Assistance recorded | 0 total; 0 since its plan | |
| Leonard village | Village | Approved, expires 2029-02-26 | FMA RL 0, SRL 0; any 0 | $2,594.25 | 7 total; 1 since its plan | |
| Madison Heights city | City | Approved, expires 2029-02-26 | FMA RL 0, SRL 0; any 0 | $1,705,344.38 | 3 total; 0 since its plan | Includes $1,221,707.84 for declarations not counted as hazard incidents (DR-4494-MI, EM-3189-MI). |
| Milford village | Village | Approved, expires 2029-02-26 | FMA RL 0, SRL 0; any 0 | $26,436.24 | 29 total; 0 since its plan | Includes $12,067.83 for declarations not counted as hazard incidents (DR-4494-MI, EM-3189-MI). |
| Northville city | City | Approved, expires 2031-05-03 | FMA RL 0, SRL 0; any 0 | no Public Assistance recorded | 0 total; 0 since its plan | Also approved under plan 109566 (Oakland County HMP Update, expires 2029-02-26). FEMA's plan status map shows one plan per jurisdiction and may show one of these; this packet uses the approved plan that expires last. |
| Novi city | City | Approved, expires 2029-02-26 | FMA RL 0, SRL 0; any 0 | $434,825.30 | 29 total; 2 since its plan | Includes $343,385.04 for declarations not counted as hazard incidents (DR-4494-MI, EM-3189-MI). |
| Oak Park city | City | Approved, expires 2029-02-26 | FMA RL 0, SRL 0; any 0 | $636,835.38 | 6 total; 0 since its plan | Includes $49,430.12 for declarations not counted as hazard incidents (DR-4494-MI, EM-3189-MI). |
| Orchard Lake Village city | City | Approved, expires 2029-02-26 | FMA RL 0, SRL 0; any 0 | $5,025.35 | 0 total; 0 since its plan | |
| Ortonville village | Village | Approved, expires 2029-02-26 | FMA RL 0, SRL 0; any 0 | $7,615.55 | 28 total; 1 since its plan | |
| Oxford village | Village | Approved, expires 2029-02-26 | FMA RL 0, SRL 0; any 0 | $17,305.64 | 36 total; 0 since its plan | |
| Pleasant Ridge city | City | Approved, expires 2029-02-26 | FMA RL 0, SRL 0; any 0 | $17,600.45 | 0 total; 0 since its plan | Includes $1,811.51 for declarations not counted as hazard incidents (EM-3189-MI). |
| Pontiac city | City | Approved, expires 2029-02-26 | FMA RL 0, SRL 0; any 0 | $583,935.24 | 11 total; 0 since its plan | Includes $477,165.55 for declarations not counted as hazard incidents (DR-4494-MI, EM-3189-MI). |
| Rochester city | City | Approved, expires 2029-02-26 | FMA RL 0, SRL 0; any 0 | $140,673.41 | 1 total; 0 since its plan | Includes $110,503.27 for declarations not counted as hazard incidents (DR-4494-MI, EM-3189-MI). |
| Rochester Hills city | City | Approved, expires 2029-02-26 | FMA RL 0, SRL 0; any 0 | $232,123.09 | 33 total; 3 since its plan | Includes $137,311.47 for declarations not counted as hazard incidents (DR-4494-MI, EM-3189-MI). |
| Royal Oak city | City | Approved, expires 2029-02-26 | FMA RL 0, SRL 0; any 3 | $1,030,551.52 | 15 total; 0 since its plan | Includes $73,686.60 for declarations not counted as hazard incidents (EM-3189-MI). |
| South Lyon city | City | Approved, expires 2029-02-26 | FMA RL 0, SRL 0; any 0 | $25,842.11 | 28 total; 1 since its plan | Includes $4,462.85 for declarations not counted as hazard incidents (EM-3189-MI). |
| Southfield city | City | Approved, expires 2029-02-26 | FMA RL 0, SRL 0; any 0 | no Public Assistance recorded | 16 total; 0 since its plan | |
| Sylvan Lake city | City | Approved, expires 2029-02-26 | FMA RL 0, SRL 0; any 0 | no Public Assistance recorded | 4 total; 0 since its plan | |
| Troy city | City | Approved, expires 2029-02-26 | FMA RL 0, SRL 0; any 4 | $585,538.54 | 30 total; 1 since its plan | Includes $270,452.80 for declarations not counted as hazard incidents (DR-4494-MI, EM-3189-MI). |
| Village of Clarkston city | Village | Approved, expires 2029-02-26 | FMA RL 0, SRL 0; any 0 | no Public Assistance recorded | 24 total; 2 since its plan | |
| Walled Lake city | City | Approved, expires 2029-02-26 | FMA RL 0, SRL 0; any 0 | $16,494.19 | 18 total; 0 since its plan | Includes $3,600.74 for declarations not counted as hazard incidents (EM-3189-MI). |
| Wixom city | City | Approved, expires 2029-02-26 | FMA RL 0, SRL 0; any 0 | $47,253.87 | 9 total; 0 since its plan | Includes $29,335.12 for declarations not counted as hazard incidents (DR-4494-MI, EM-3189-MI). |
| Wolverine Lake village | Village | Approved, expires 2029-02-26 | FMA RL 0, SRL 0; any 0 | $8,232.20 | 0 total; 0 since its plan | |
| Addison township | Township | Approved, expires 2029-02-26 | FMA RL 0, SRL 0; any 0 | no Public Assistance recorded | 0 total; 0 since its plan | |
| Bloomfield charter township | Township | Approved, expires 2029-02-26 | FMA RL 0, SRL 0; any 1 | $287,531.37 | 0 total; 0 since its plan | Includes $253,115.37 for declarations not counted as hazard incidents (DR-4494-MI, EM-3189-MI). |
| Brandon charter township | Township | Approved, expires 2029-02-26 | FMA RL 0, SRL 0; any 0 | no Public Assistance recorded | 0 total; 0 since its plan | |
| Commerce charter township | Township | Approved, expires 2029-02-26 | FMA RL 0, SRL 0; any 0 | no Public Assistance recorded | 22 total; 0 since its plan | |
| Groveland township | Township | Approved, expires 2029-02-26 | FMA RL 0, SRL 0; any 0 | no Public Assistance recorded | 0 total; 0 since its plan | |
| Highland charter township | Township | Approved, expires 2029-02-26 | FMA RL 0, SRL 0; any 0 | no Public Assistance recorded | 30 total; 2 since its plan | |
| Holly township | Township | Approved, expires 2029-02-26 | FMA RL 0, SRL 0; any 0 | no Public Assistance recorded | 49 total; 6 since its plan | |
| Independence charter township | Township | Approved, expires 2029-02-26 | FMA RL 0, SRL 0; any 0 | $14,639.92 | 0 total; 0 since its plan | Includes $11,456.58 for declarations not counted as hazard incidents (EM-3189-MI). |
| Lyon charter township | Township | Approved, expires 2029-02-26 | FMA RL 0, SRL 0; any 0 | no Public Assistance recorded | 1 total; 0 since its plan | |
| Milford charter township | Township | Approved, expires 2029-02-26 | FMA RL 0, SRL 0; any 0 | no Public Assistance recorded | 29 total; 0 since its plan | |
| Novi township | Township | Approved, expires 2029-02-26 | FMA RL 0, SRL 0; any 0 | no Public Assistance recorded | 29 total; 2 since its plan | |
| Oakland charter township | Township | Approved, expires 2029-02-26 | FMA RL 0, SRL 0; any 0 | no Public Assistance recorded | 0 total; 0 since its plan | |
| Orion charter township | Township | Approved, expires 2029-02-26 | FMA RL 0, SRL 0; any 0 | no Public Assistance recorded | 0 total; 0 since its plan | |
| Oxford charter township | Township | Approved, expires 2029-02-26 | FMA RL 0, SRL 0; any 0 | no Public Assistance recorded | 36 total; 0 since its plan | |
| Rose township | Township | Approved, expires 2029-02-26 | FMA RL 0, SRL 0; any 0 | no Public Assistance recorded | 0 total; 0 since its plan | |
| Royal Oak charter township | Township | Approved, expires 2029-02-26 | FMA RL 0, SRL 0; any 0 | no Public Assistance recorded | 15 total; 0 since its plan | |
| Southfield township | Township | Approved, expires 2029-02-26 | FMA RL 0, SRL 0; any 0 | no Public Assistance recorded | 16 total; 0 since its plan | |
| Springfield charter township | Township | Approved, expires 2029-02-26 | FMA RL 0, SRL 0; any 0 | no Public Assistance recorded | 2 total; 1 since its plan | |
| Waterford charter township | Township | Approved, expires 2029-02-26 | FMA RL 0, SRL 0; any 5 | no Public Assistance recorded | 13 total; 0 since its plan | |
| West Bloomfield charter township | Township | Approved, expires 2029-02-26 | FMA RL 0, SRL 0; any 1 | no Public Assistance recorded | 1 total; 0 since its plan | |
| White Lake charter township | Township | Approved, expires 2029-02-26 | FMA RL 0, SRL 0; any 0 | no Public Assistance recorded | 29 total; 0 since its plan |
Repetitive-loss counts are for whole NFIP communities, which can extend beyond this county (see the note in B2-c).
County Public Assistance in B1-d also includes applicants filed under the county that are not jurisdictions in this plan (for example state agencies, special districts and nonprofits), so the jurisdiction rows add up to less.
Supports FEMA checklist items B2-a and B2-b: vulnerability and potential impacts
Local data needed
The table below gives county-level starting figures; the plan describes impacts for each jurisdiction and its own assets.
- Critical facilities and lifelines per hazard
- A problem statement per jurisdiction per hazard
- Changes in development in hazard-prone areas since the last approval, or a statement of none (E1-a)
- Future assets
County-level starter: exposure, expected annual loss and damage since the plan
Sources: 1, 2, 3, 5, 6, 7
| Hazard | Building exposuremodeled dollars | Agriculture exposuremodeled dollars | Population exposedpeople | EAL buildingsmodeled dollars per year | EAL agriculturemodeled dollars per year | Cost of expected deaths and injuriesFEMA's dollar value per year, not property damage | EAL as % of exposurebuildings; agriculture where noted | Storm Events damage since 2024-02-27county-coded records, property plus crops, nominal dollars | Zone-level damage since planproperty plus crops, reported for the zone | Public Assistance since plannominal dollars; see note | Note |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Cold Wave | $319,114,747,357 | $28,752,087 | 1,274,114 | $18,047 | $65,490 | $55,285,268 | under 0.0001% | $0 | |||
| Drought | n/a | $0 | n/a | n/a | $0 | n/a | agriculture exposure is 0 in NRI | ||||
| Earthquake | $544,218,385,309 | n/a | 1,274,395 | $3,028,828 | n/a | $935,743 | 0.000557% | ||||
| Hail | $319,114,747,357 | $28,752,087 | 1,274,114 | $2,788,744 | $11,735 | $198,382 | 0.000874% | $0 | |||
| Heat Wave | $319,114,747,357 | $28,752,087 | 1,274,114 | $103,913 | under $1 | $13,318,807 | under 0.0001% | $0 | |||
| Hurricane | $316,596,233,731 | $28,352,203 | 1,266,819 | $96,579 | $1,291 | $756 | under 0.0001% | ||||
| Ice Storm | $319,089,390,020 | n/a | 1,273,964 | $4,937,286 | n/a | $587,142 | 0.00155% | ||||
| Inland Flooding | $318,605,869,380 | $438,769 | 9,529 | $164,835,895 | $5,995 | $64,101 | n/a (see note) | $500,000 | NRI counts the full building value of any census block with some flood loss; this is not the value of buildings in the floodplain. Use local FIRM overlays for B2-a/B2-b. | ||
| Landslide | $2,457,749,007 | n/a | 8,601 | $10,595 | n/a | $5,689 | 0.000431% | ||||
| Lightning | $319,114,747,357 | n/a | 1,274,114 | $306,891 | n/a | $742,441 | under 0.0001% | ||||
| Strong Wind | $319,114,747,357 | $28,752,087 | 1,274,114 | $6,040,120 | $1,512 | $2,967,981 | 0.00189% | $60,500 | $1,400,000 | Storm Events damage since the plan includes 2 zone-level High Wind records ($1,400,000): a NOAA non-thunderstorm wind type, outside NRI's Strong Wind definition. | |
| Tornado | $319,114,747,357 | $28,752,087 | 1,274,114 | $47,039,354 | $770 | $55,011,933 | 0.0147% | $0 | |||
| Wildfire | $80,844,456,259 | $9,994,100 | 322,240 | $85,648 | $1 | $6,964 | 0.000106% | ||||
| Winter Weather | $319,114,747,357 | $28,752,087 | 1,274,114 | $428,074 | $112 | $128,587 | 0.000134% |
Totals since 2024-02-27 (Storm Events through 2026-06-30): 65 county-coded records, 65 with a damage value recorded (including $0), $560,500; 5 zone-level records, 5 with a damage value recorded (including $0), $1,400,000 reported for the zone; Public Assistance: no counted declaration since the plan.
FEMA does not split Public Assistance by hazard. A declaration mapped to several hazards is listed under each of them with its full amount, so the per-hazard column does not add up to the total; the unit total counts each declaration once.
NRI computes earthquake exposure on its own basis, so it exceeds the county building value in B2-a.
Supports FEMA checklist item B2-a: vulnerability (county context)
County context
Source: 5
| Measure | Value |
|---|---|
| Population | 1,274,114 |
| Building value (total, not at risk) | $319,114,747,357 |
| Agriculture value (total, not at risk) | $28,752,087 |
| NRI risk rating (all hazards) | Relatively High |
| Expected annual loss, buildings and agriculture, all hazards | $229,806,883 |
| Expected annual loss, population equivalence, all hazards (NRI values each statistical life at $13.7M; a modeled value of expected deaths and injuries, not property damage) | $129,253,791 |
| Social vulnerability rating | Very Low |
| Community resilience rating | Very High |
| NRI version | December 2025 |
FEMA's all-hazard expected annual loss adds buildings, agriculture and population equivalence; this table gives the property part and the population-equivalence part as separate rows.
Social vulnerability: higher means people are more likely to be harmed and slower to recover. Community resilience: lower means the community is less able to recover. High social vulnerability and low resilience both raise the NRI risk rating.
Supports FEMA checklist item B2-c: repetitive loss properties
Repetitive loss in this county, both definitions
Sources: 1, 4
| Definition | Properties | Severe repetitive loss | Properties |
|---|---|---|---|
| Repetitive loss, FMA definition (44 CFR 77.2) | 0 | Severe repetitive loss, FMA definition (44 CFR 77.2) | 4 |
| Repetitive loss, NFIP insurance definition | 31 | Severe repetitive loss, NFIP insurance definition | 4 |
The state NFIP coordinator's list, the source FEMA's Handbook names, often uses the NFIP insurance definition (second row).
Repeat-flood properties: county and state-level rows
Sources: 1, 4
| Scope | RL, FMAproperties | SRL, FMAproperties | RL, NFIPproperties | SRL, NFIPproperties | Any categoryproperties | Mitigatedproperties | Currently insuredproperties |
|---|---|---|---|---|---|---|---|
| County total | 0 | 4 | 31 | 4 | 31 | 0 | 14 |
| of which: Birmingham city | 0 | 0 | 2 | 0 | 2 | 0 | 0 |
| of which: Bloomfield township | 0 | 0 | 1 | 0 | 1 | 0 | 1 |
| of which: Farmington Hills city | 0 | 4 | 14 | 4 | 14 | 0 | 6 |
| of which: Royal Oak city | 0 | 0 | 3 | 0 | 3 | 0 | 2 |
| of which: Troy city | 0 | 0 | 4 | 0 | 4 | 0 | 4 |
| of which: West Bloomfield township | 0 | 0 | 1 | 0 | 1 | 0 | 0 |
| of which: Auburn Hills city | 0 | 0 | 1 | 0 | 1 | 0 | 1 |
| of which: Waterford charter township | 0 | 0 | 5 | 0 | 5 | 0 | 0 |
| Statewide, no county in FEMA's file | 0 | 0 | 4 | 0 | 4 | 0 | 0 |
The statewide row counts properties FEMA's file gives with no county in this state; they are listed for reference and are not in this county's counts.
Repeat-flood properties by jurisdiction in the plan (NFIP community)
Sources: 1, 4
| Jurisdiction | NFIP community ID | RL, FMAproperties | SRL, FMAproperties | RL, NFIPproperties | SRL, NFIPproperties | Any categoryproperties | Mitigatedproperties | Currently insuredproperties |
|---|---|---|---|---|---|---|---|---|
| Auburn Hills city | 260263 | 0 | 0 | 1 | 0 | 1 | 0 | 1 |
| Berkley city | 260292 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Beverly Hills village | 260256 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Bingham Farms village | 260713 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Birmingham city | 260168 | 0 | 0 | 2 | 0 | 2 | 0 | 0 |
| Bloomfield Hills city | 260712 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Clawson city | 260170 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Farmington city | 260171 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Farmington Hills city | 260172 | 0 | 4 | 14 | 4 | 14 | 0 | 6 |
| Ferndale city | 260262 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Franklin village | 260325 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Hazel Park city | 260289 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Holly village | 260587 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Huntington Woods city | 260723 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Keego Harbor city | 260173 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Lake Angelus city | 260700 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Lake Orion village | 260588 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Lathrup Village city | 260297 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Leonard village | 261030 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Madison Heights city | 260174 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Milford village | 260317 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Northville city | 260235 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Novi city | 260175 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Oak Park city | 260323 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Orchard Lake Village city | 260477 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Ortonville village | 261034 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Oxford village | 261036 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Pleasant Ridge city | 260606 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Pontiac city | 260177 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Rochester city | 260326 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Rochester Hills city | 260471 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Royal Oak city | 260178 | 0 | 0 | 3 | 0 | 3 | 0 | 2 |
| South Lyon city | 261037 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Southfield city | 260179 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Sylvan Lake city | 260701 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Troy city | 260180 | 0 | 0 | 4 | 0 | 4 | 0 | 4 |
| Village of Clarkston city | 260472 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Walled Lake city | 260181 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Wixom city | 261038 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Wolverine Lake village | 260480 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Addison township | 261029 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Bloomfield charter township | 260169 | 0 | 0 | 1 | 0 | 1 | 0 | 1 |
| Brandon charter township | 261031 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Commerce charter township | 260473 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Groveland township | 260992 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Highland charter township | 260650 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Holly township | 260474 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Independence charter township | 260475 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Lyon charter township | 261032 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Milford charter township | 261040 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Novi township | 261039 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Oakland charter township | 260476 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Orion charter township | 261033 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Oxford charter township | 261035 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Rose township | 260729 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Royal Oak charter township | 260341 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Southfield township | 260176 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Springfield charter township | 260478 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Waterford charter township | 260284 | 0 | 0 | 5 | 0 | 5 | 0 | 0 |
| West Bloomfield charter township | 260182 | 0 | 0 | 1 | 0 | 1 | 0 | 0 |
| White Lake charter township | 260479 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Counts by occupancy group for each jurisdiction are in the Excel file, sheet "B2-c Jurisdictions".
Jurisdiction rows are whole NFIP communities and need not add up to the county total: a community that extends into another county is counted in full on each jurisdiction row, while the county table counts only its part in this county.
County repeat-flood properties by occupancy group
Sources: 1, 4
| Occupancy group | RL, FMAproperties | SRL, FMAproperties | RL, NFIPproperties | SRL, NFIPproperties | Any categoryproperties | Mitigatedproperties | Currently insuredproperties |
|---|---|---|---|---|---|---|---|
| single-family residential | 0 | 2 | 21 | 2 | 21 | 0 | 7 |
| 2 to 4 unit residential | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other residential | 0 | 2 | 6 | 2 | 6 | 0 | 5 |
| non-residential | 0 | 0 | 4 | 0 | 4 | 0 | 2 |
| not reported | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
FEMA's occupancy groups have no institutional class; institutional properties are counted in non-residential or other residential in the table by occupancy group.
FMA RL and FMA SRL are the Flood Mitigation Assistance definitions (44 CFR 77.2), the ones the FEMA Local Mitigation Planning Policy Guide cites. NFIP repetitive loss (the FEMA insurance definition) is 2 or more claims over $1,000 in 10 years, and a property can leave that group once it is mitigated. Also shown: NFIP severe repetitive loss, any category, mitigated and currently insured. The Methods page gives the OpenFEMA field details.
Counts are aggregates of FEMA's public NFIP Multiple Loss Properties file (FEMA's data date 2026-08-02; file version 2026-08-04). No property is identified. County assignment is FEMA's geocode.
In this county 0 properties are FMA repetitive loss but not NFIP repetitive loss, and 31 properties are NFIP repetitive loss but not FMA repetitive loss.
Exact counts; no count suppression.
Sources
Tables cite these sources by number. The full list, for the plan's bibliography (FEMA review item A4-a):
- FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-29T134039Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)
- FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-29T162832Z, pulled 2026-09-30, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)
- FEMA, OpenFEMA PublicAssistanceFundedProjectsSummaries v1, version 2026-09-29T150754Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/PublicAssistanceFundedProjectsSummaries (API)
- FEMA, OpenFEMA NfipMultipleLossProperties v1, version 2026-08-04T164045Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/NfipMultipleLossProperties (API)
- FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-30, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)
- NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-30, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/
- NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-30, https://www.weather.gov/gis/ZoneCounty
- U.S. Census Bureau, Census 2024 Gazetteer, 2020 place by county, CT county-to-cousub crosswalk, version 2024-gazetteer, pulled 2026-09-30, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_counties_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_cousubs_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_place_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_unsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_elsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_scsd_national.zip, https://www2.census.gov/geo/docs/reference/codes2020/national_place_by_county2020.txt, https://www2.census.gov/geo/docs/reference/ct_change/ct_cou_to_cousub_crosswalk.xlsx (used to match place names and codes; no table prints its values)
What this packet is and what the plan adds
This packet is the federal data for the plan's risk assessment, organized by the items of FEMA's Local Mitigation Plan Review Tool, Element B. Each section heading names the item its tables support; the plan and FEMA's review decide whether the item is met.
The plan adds what only the community has: local data on assets, critical facilities, development and each jurisdiction's impacts; local hazard history, including state-declared emergencies; the mitigation strategy; and adoption.
How the federal data are built: National Risk Index values are FEMA's model, not counts of events. Storm Events is more complete from 1996; zone-level records are placed by forecast zone, not by location in the county. Public Assistance for a jurisdiction is matched by applicant name. The Methods page gives every rule and the known edge cases.
OpenFEMA disclaimer
This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).
Reuse, citation and corrections
Reuse and citation: Hazard Plain text and tables are licensed under Creative Commons Attribution 4.0 International (CC BY 4.0, https://creativecommons.org/licenses/by/4.0/); credit Hazard Plain and the release. The underlying federal data are public domain; OpenFEMA data are also subject to the OpenFEMA terms and conditions.
Cite this: Hazard Plain (2026). Oakland County, MI: risk-assessment baseline packet, release 2026-10 (data as of 2026-09-30; County FIPS 26125). Automated baseline. https://hazardplain.org/mi/26125/ Built from FEMA OpenFEMA, the FEMA National Risk Index and NOAA NCEI Storm Events; source versions in the packet's Sources list.
Corrections: to report an error, name the packet, the table and what your records show. Contact: contact@hazardplain.org
Hazard Plain release 2026-10. As of 2026-09-30; Storm Events data through 2026-06-30. Automated baseline.