Hazard Plain Automated baseline

Kalamazoo County, MI

Risk-assessment baseline packet

County FIPS:
26077
Release:
2026-10
Data as of:
2026-09-30
Storm Events data through:
2026-06-30

Hazard Plain is an independent product built from public federal data. It is not a FEMA document and is not reviewed or endorsed by FEMA or any state agency.

Hazard Plain release 2026-10, as of 2026-09-30.

Summary

Plan status as of 2026-09-30: Approved, expires 2028-07-04. Plan: Kalamazoo County HMP Update (FEMA plan 108115), approved 2023-07-05.

Since the plan was approved on 2023-07-05: 1 new hazard declaration (1 incident): DR-4925-MI (Severe Storms, Tornadoes, and Flooding).

NOAA Storm Events records since that date: 40 records (data through 2026-06-30).

Highest expected annual loss (FEMA National Risk Index, modeled total; see B1-a): Inland Flooding ($27,368,935 a year), Tornado ($12,265,055) and Hail ($5,818,120).

Repetitive-loss flood properties now: FMA RL 0, SRL 5 (44 CFR 77.2); any definition: 23.

The tables that follow are organized by the items of FEMA's Local Mitigation Plan Review Tool, Element B (B1-a to B2-c); each heading says which item its tables support.

Plan clock

Status:
Approved, expires 2028-07-04
Plan:
Kalamazoo County HMP Update (FEMA plan 108115)
Approved:
2023-07-05
Days to expiry:
643

What changed since your last plan (approved 2023-07-05)

New federal declarations:
1 new hazard declaration (1 incident): DR-4925-MI (Severe Storms, Tornadoes, and Flooding)
Storm Events records since approval:
40 records (data through 2026-06-30)
Repetitive loss now:
FMA RL 0, SRL 5 (44 CFR 77.2); any definition: 23
Repeat-flood change:
this release sets the baseline count.

Sources: 1, 2, 4, 6 (numbered list at the end)

Plan status for every jurisdiction listed in this county: 23 rows, in the section "Plan clock: Plan status for every jurisdiction listed in this county" on the following pages.

State plan status and tribal plans in this state: see the state page.

Plan clock

Plan status for every jurisdiction listed in this county

Source: 1

JurisdictionTypeStatusPlanApprovedExpiresDays to expirynegative = days since expiryNotes
Kalamazoo CountyCountyApproved, expires 2028-07-04Kalamazoo County HMP Update (FEMA plan 108115)2023-07-052028-07-04643
Augusta villageVillageApproved, expires 2028-07-04Kalamazoo County HMP Update (FEMA plan 108115)2023-07-052028-07-04643this jurisdiction approved 2024-06-04
Galesburg cityCityApproved, expires 2028-07-04Kalamazoo County HMP Update (FEMA plan 108115)2023-07-052028-07-04643this jurisdiction approved 2024-06-04
Kalamazoo cityCityApproved, expires 2028-07-04Kalamazoo County HMP Update (FEMA plan 108115)2023-07-052028-07-04643this jurisdiction approved 2024-06-04
Parchment cityCityApproved, expires 2028-07-04Kalamazoo County HMP Update (FEMA plan 108115)2023-07-052028-07-04643this jurisdiction approved 2024-06-04
Portage cityCityApproved, expires 2028-07-04Kalamazoo County HMP Update (FEMA plan 108115)2023-07-052028-07-04643this jurisdiction approved 2024-06-04
Richland villageVillageApproved, expires 2028-07-04Kalamazoo County HMP Update (FEMA plan 108115)2023-07-052028-07-04643this jurisdiction approved 2024-06-04
Schoolcraft villageVillageApproved, expires 2028-07-04Kalamazoo County HMP Update (FEMA plan 108115)2023-07-052028-07-04643this jurisdiction approved 2024-06-04
Vicksburg villageVillageApproved, expires 2028-07-04Kalamazoo County HMP Update (FEMA plan 108115)2023-07-052028-07-04643this jurisdiction approved 2024-06-04
Brady townshipTownshipApproved, expires 2028-07-04Kalamazoo County HMP Update (FEMA plan 108115)2023-07-052028-07-04643this jurisdiction approved 2024-06-04
Charleston townshipTownshipApproved, expires 2028-07-04Kalamazoo County HMP Update (FEMA plan 108115)2023-07-052028-07-04643this jurisdiction approved 2024-06-04
Climax townshipTownshipApproved, expires 2028-07-04Kalamazoo County HMP Update (FEMA plan 108115)2023-07-052028-07-04643this jurisdiction approved 2024-06-04
Comstock charter townshipTownshipApproved, expires 2028-07-04Kalamazoo County HMP Update (FEMA plan 108115)2023-07-052028-07-04643this jurisdiction approved 2024-06-04
Cooper charter townshipTownshipApproved, expires 2028-07-04Kalamazoo County HMP Update (FEMA plan 108115)2023-07-052028-07-04643this jurisdiction approved 2024-06-04
Kalamazoo charter townshipTownshipApproved, expires 2028-07-04Kalamazoo County HMP Update (FEMA plan 108115)2023-07-052028-07-04643this jurisdiction approved 2024-06-04
Oshtemo charter townshipTownshipApproved, expires 2028-07-04Kalamazoo County HMP Update (FEMA plan 108115)2023-07-052028-07-04643this jurisdiction approved 2024-06-04
Pavilion townshipTownshipApproved, expires 2028-07-04Kalamazoo County HMP Update (FEMA plan 108115)2023-07-052028-07-04643this jurisdiction approved 2024-06-04
Richland townshipTownshipApproved, expires 2028-07-04Kalamazoo County HMP Update (FEMA plan 108115)2023-07-052028-07-04643this jurisdiction approved 2024-06-04
Ross townshipTownshipApproved, expires 2028-07-04Kalamazoo County HMP Update (FEMA plan 108115)2023-07-052028-07-04643this jurisdiction approved 2024-06-04
Schoolcraft townshipTownshipApproved, expires 2028-07-04Kalamazoo County HMP Update (FEMA plan 108115)2023-07-052028-07-04643this jurisdiction approved 2024-06-04
Texas charter townshipTownshipApproved, expires 2028-07-04Kalamazoo County HMP Update (FEMA plan 108115)2023-07-052028-07-04643this jurisdiction approved 2024-06-04
Wakeshma townshipTownshipApproved, expires 2028-07-04Kalamazoo County HMP Update (FEMA plan 108115)2023-07-052028-07-04643this jurisdiction approved 2024-06-04
Athens Area SchoolsSchool/School DistrictApproved, expires 2029-12-10Calhoun County 2024 Hazard Mitigation Plan (FEMA plan 110177)2024-12-112029-12-101,167this jurisdiction approved 2025-04-14

Supports FEMA checklist item B1-a: hazard identification

Hazards NRI does not cover (local data needed)

  • dam failure (incl. upstream dams)
  • levee failure
  • flash flood as its own subtype
  • ice jams
  • debris flows
  • erosion (riverine and coastal)
  • land subsidence and sinkholes
  • expansive soils

The 18 National Risk Index hazards, ranked by expected annual loss (EAL)

Sources: 5, 6

Rank by EALHazardNRI risk ratingEAL ratingEAL buildingsmodeled dollars per yearEAL agriculturemodeled dollars per yearCost of expected deaths and injuriesFEMA's dollar value per year, not property damageEAL total (see note)modeled dollars per yearStorm Events records, 1996 to 2026-06-30countStorm Events coverage note
1Inland FloodingRelatively ModerateRelatively Moderate$27,339,168$7,446$22,321$27,368,93514
2TornadoRelatively HighRelatively High$7,202,913$7,676$5,054,465$12,265,0559
3HailRelatively HighRelatively High$5,742,106$42,717$33,297$5,818,12068
4Cold WaveRelatively ModerateRelatively High$1,461$83,167$4,287,323$4,371,9510No recorded events in Storm Events since 1996 (data through 2026-06-30).
5Strong WindRelatively HighRelatively High$1,920,955$60,291$483,739$2,464,986164Includes 10 High Wind and 1 Strong Wind records (NOAA non-thunderstorm wind types, outside NRI's Strong Wind definition).
6EarthquakeRelatively LowRelatively Low$717,115n/a$226,797$943,912Storm Events does not record earthquakes.
7Heat WaveRelatively LowRelatively Low$11,349$2$608,071$619,4220No recorded events in Storm Events since 1996 (data through 2026-06-30).
8LightningRelatively ModerateRelatively Moderate$45,120n/a$494,247$539,3673
9Ice StormRelatively ModerateRelatively Moderate$238,332n/a$87,570$325,9023
10Winter WeatherRelatively ModerateRelatively High$34,070$2,485$256,555$293,11197Includes 1 Sleet record (outside NRI's Winter Weather definition).
11HurricaneVery LowVery Low$40,559$11,854$72$52,4850No recorded events in Storm Events since 1996 (data through 2026-06-30).
12WildfireVery LowVery Low$23,195$12$2,242$25,4490No recorded events in Storm Events since 1996 (data through 2026-06-30).
13LandslideRelatively LowVery Low$1,655n/a$3,820$5,4750No recorded events in Storm Events since 1996 (data through 2026-06-30).
14DroughtNo RatingNo Expected Annual Lossesn/a$0n/a$00No recorded events in Storm Events since 1996 (data through 2026-06-30).

Total = buildings + agriculture + population equivalence; FEMA values each expected death (or 10 injuries) at $13.7 million (2024 dollars).

NRI risk rating combines expected annual loss with social vulnerability and community resilience; EAL rating rates expected annual loss alone. Both compare this county with all U.S. counties.

Local data needed: state and local wildfire and landslide records (Storm Events records these hazards only in part).

Not applicable to this county per NRI, with no federal declaration and no Storm Events record since 1996: avalanche, coastal flooding, tsunami and volcanic activity. That is the evidence for leaving them out of the plan.

The state hazard mitigation plan also lists hazards for this county; FEMA asks the plan to explain any hazard it leaves out.

Supports FEMA checklist item B1-b: hazard location

Affects the whole county (national data give no location within it): Cold Wave, Drought, Hail, Heat Wave, Ice Storm, Lightning, Strong Wind and Winter Weather.

Inland Flooding: The FEMA Flood Insurance Rate Map (FIRM) is the required location source for flooding. See the FEMA Flood Map Service Center (https://msc.fema.gov) for this county.

Hazards that vary within the county: highest-rated census tracts

Source: 5

HazardHighest-rated census tractsNRI risk rating, score 0 to 100
Earthquaketract 19.05 (Relatively Low, 64.2); tract 18.02 (Relatively Low, 60.1); tract 67.02 (Relatively Low, 54.7)
Hurricanetract 34 (Very Low, 41.1); tract 67.02 (Very Low, 40.7); tract 15.04 (Very Low, 40.7)
Landslidetract 26.01 (Relatively Low, 93.0); tract 29.01 (Relatively Low, 87.7); tract 67.02 (Relatively Low, 86.5)
Tornadotract 15.04 (Very High, 95.5); tract 19.05 (Relatively High, 93.2); tract 67.02 (Relatively High, 91.0)
Wildfiretract 26.01 (Relatively Low, 70.5); tract 29.01 (Relatively Low, 70.5); tract 67.02 (Relatively Low, 68.9)

Up to 3 census tracts per hazard, highest National Risk Index rating first, then highest score; a tract number is the Census tract number (for example 19.05 is Census Tract 19.05). FEMA's Resilience Analysis and Planning Tool maps the National Risk Index for every tract: https://www.fema.gov/emergency-managers/practitioners/resilience-analysis-and-planning-tool

Supports FEMA checklist item B1-c: hazard extent

Extent: scale, observed range and worst recorded event per hazard

Sources: 6, 7

HazardScaleRecordscount and yearsObserved rangeWorst recorded eventMost damaging (when different)How it applies to jurisdictionsNote
Cold/Wind Chill, Extreme Cold/Wind Chillwind chill0Wind chill: in event narratives only (local data needed).
Frost/Freeze (outside NRI's Cold Wave definition)crop damage0Temperature: in event narratives only (local data needed).
DroughtU.S. Drought Monitor scale (D0 to D4)0Storm Events enters a drought at D2 or worse east of the Rockies and D3 or worse from the Rockies west (NWS Instruction 10-1605); NRI drought counts D3 and D4 only.
EarthquakeModified Mercalli (local data)0Storm Events does not record earthquakes; the USGS earthquake catalog is the source.
Hailhail size (inches)100 records, 1968 to 20240.75 in to 4.5 in (median 1 in); 100 with a recorded value4.5 in hail, 1991-03-27Hail, 2010-04-05, $125,000,000 property; crops not reported (2010 dollars)Event records naming jurisdictions in the plan: Kalamazoo charter township (14 records), Kalamazoo city (14 records), Vicksburg village (14 records), Schoolcraft township (7 records), Schoolcraft village (7 records), Climax township (6 records), Portage city (4 records), Augusta village (3 records), Oshtemo charter township (3 records), Parchment city (3 records); and 4 more jurisdictions (see the Excel file).
Excessive Heat, Heatheat index (in event narratives)0Heat index: in event narratives only (local data needed).
Hurricane, Tropical Storm, Tropical DepressionSaffir-Simpson0Storm Events files every zone of a storm's episode under the storm's type; flooding from the storm is filed as Flood or Flash Flood records.
Ice StormSperry-Piltz ice scale (local data)3 records, 1997 to 2023 (3 zone-level)Ice Storm, 2023-02-22, $250,000 property; $0 crops (2023 dollars); NWS zone MIZ072Countywide (zone-level records).Ice thickness: in event narratives only (local data needed).
Flash Flood, Flood, Lakeshore Flooddamage and flood days (flood depth: FIRM)14 records, 1997 to 2020 (4 zone-level)Flood, 2008-09-13, $11,000,000 property; $0 crops (2008 dollars)Event records naming jurisdictions in the plan: Kalamazoo charter township (2 records), Kalamazoo city (2 records), Oshtemo charter township (1 record), Parchment city (1 record), Richland township (1 record), Richland village (1 record), Schoolcraft township (1 record), Schoolcraft village (1 record), Vicksburg village (1 record). Zone-level records (4) apply countywide.Flood depth: see the FEMA Flood Insurance Rate Map. Storm Events damage is often $0 or blank for floods, major ones included; FEMA Public Assistance by declaration (B1-d) shows which floods cost the most.
Debris Flownone (count and damage only)0Physical measure: in event narratives only (local data needed).
Lightningannualized frequency (the measure FEMA's Local Mitigation Planning Handbook names)3 records, 1997 to 2011Lightning, 1997-09-19, $20,000 property; crops not reported (1997 dollars)Event records naming jurisdictions in the plan: Climax township (1 record), Oshtemo charter township (1 record).Storm Events lists lightning with damage or casualties; physical measure in event narratives only (local data needed).
High Wind and Strong Wind (outside NRI's Strong Wind definition)wind speed (kt and mph)11 records, 1997 to 2021 (11 zone-level)34 kt (39 mph) to 63 kt (72 mph) (median 50 kt (58 mph)); 10 with a recorded value63 kt (72 mph), measurement type not recorded, High Wind, 1998-11-10; NWS zone MIZ072High Wind, 2017-03-08, $13,000,000 property; $0 crops, reported for the zone (2017 dollars)Countywide (zone-level records).
Thunderstorm Windwind speed (kt and mph)229 records, 1956 to 202650 kt (58 mph) to 85 kt (98 mph) (median 53 kt (61 mph)); 144 with a recorded value85 kt (98 mph) estimated, Thunderstorm Wind, 2001-10-24Thunderstorm Wind, 2022-06-13, $2,000,000 property; $0 crops (2022 dollars)Event records naming jurisdictions in the plan: Kalamazoo charter township (38 records), Kalamazoo city (38 records), Vicksburg village (18 records), Schoolcraft township (17 records), Schoolcraft village (17 records), Richland township (9 records), Richland village (9 records), Portage city (8 records), Comstock charter township (5 records), Oshtemo charter township (5 records); and 5 more jurisdictions (see the Excel file).
TornadoEnhanced Fujita (Fujita before Feb 2007)27 records, 1954 to 2025F/EF0 to F/EF4 (median F/EF1); 26 with a recorded valueF4 tornado, 1977-04-02, 12.4 mi path length (whole path, pre-1996), 183 yd wide, $2,500,000 property; crops not recorded (1977 dollars), 10 direct injuriesTornado, 2024-05-07, $50,000,000 property; $0 crops (2024 dollars)Event records naming jurisdictions in the plan: Augusta village (2 records), Richland township (2 records), Richland village (2 records), Galesburg city (1 record), Schoolcraft township (1 record), Schoolcraft village (1 record).Before 1996 a tornado is listed once, under the county where it began, with its whole path's rating and length; from 1996 on, each county lists its own segment. Length is not used to rank tornadoes (see Methods).
Wildfireacres burned (local data)0Acres burned: in event narratives only (local data needed).
Winter Storm, Heavy Snow, Blizzard, Lake-Effect Snow, Winter Weather, Sleetnone in data (snowfall: local data)97 records, 1996 to 2026 (97 zone-level)Winter Storm, 2016-02-24, $25,000 property; $0 crops (2016 dollars); NWS zone MIZ072Countywide (zone-level records).Snow depth: in event narratives only (local data needed).

Where a hazard names more than 10 jurisdictions, the table lists the 10 with the most records; every one is in the Excel file, sheet "B1-c Extent".

Storm Events records are more complete after 1996; before 1996 only Tornado (from 1950), Hail and Thunderstorm Wind (from 1955) exist. Zone-level records whose zone no NWS zone-county file places in this county (mostly before 2020) are not counted here (the Methods page explains the zone matching).

Dollars are nominal (as reported), labeled with the year; not adjusted for inflation.

Supports FEMA checklist item B1-d: previous occurrences

Federal declarations for this county: 12 declarations covering 8 separate hazard incidents counted in this packet (declarations for the same incident count once; non-natural and evacuation-only declarations are not counted).

Federal disaster declarations for this county

Sources: 1, 2, 3

DeclaredIncident beganFEMA numberTypeTitleMapped hazardCounty Public Assistancefederal share obligated, nominal dollarsFlagsNotes
2026-06-302026-04-10DR-4925-MIMajor disasterSevere Storms, Tornadoes, and FloodingInland Flooding (primary); also designated: TornadoPA not declared for this countynew since last plan; within last 5 years
2020-03-272020-01-20DR-4494-MIMajor disasterCOVID-19 PandemicNon-natural, not counted$18,218,302.83
2020-03-132020-01-20EM-3455-MIEmergencyCOVID-19Non-natural, not countedno Public Assistance recordedsame incident as DR-4494
2005-09-072005-08-29EM-3225-MIEmergencyHurricane Katrina EvacuationHurricane: evacuation support, not a local hazard event; not counted$189,138.51
2003-09-232003-08-14EM-3189-MIEmergencyPower OutageNon-natural, not counted$2,547.34
2001-01-102000-12-11EM-3160-MIEmergencySnowWinter Weather$198,599.60
1999-01-271999-01-02EM-3137-MIEmergencyMi - Severe Weather 1/2 /99Winter Weather$115,719.33
1980-05-161980-05-16DR-621-MIMajor disasterSevere Storms & TornadoesTornadono Public Assistance recorded
1978-01-271978-01-27EM-3057-MIEmergencyBlizzards & SnowstormsWinter Weatherno Public Assistance recorded
1975-04-261975-04-26DR-465-MIMajor disasterSevere Storms, High Winds & FloodingInland Flooding (primary); also designated: Strong Windno Public Assistance recorded
1972-04-051972-04-05DR-330-MIMajor disasterSevere Storm & FreezingWinter Weatherno Public Assistance recorded
1965-04-141965-04-14DR-190-MIMajor disasterTornadoes & Severe StormsTornadono Public Assistance recorded

County Public Assistance: applicants the FEMA record places in this county, including any state agencies FEMA files there; statewide rows are listed on the state page; federal share obligated, nominal dollars.

Statewide declarations

Source: 2

DeclaredIncident beganFEMA numberTypeTitleMapped hazard
1956-04-051956-04-05DR-53-MIMajor disasterTornadoTornado
1953-06-091953-06-09DR-6-MIMajor disasterTornadoTornado
1953-06-021953-06-02DR-4-MIMajor disasterTornadoTornado

FEMA recorded these with designated area Statewide and no county, so they are listed on every county page in the state and not counted with county rows. Local data needed: whether each one affected this county.

Previous occurrences by hazard, with explicit no-event rows

Sources: 2, 6, 7

HazardStorm Events records, all years on file(years in the Period column)Since plan approvalrecordsIn the 12 months before plan approvalrecordsLast 5 yearsrecordsDeclared incidents, all yearsseparate disastersDeclared since approvalseparate disastersPeriodStatement
Cold Wave0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Drought0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Earthquake000000Storm Events does not record earthquakes; the USGS earthquake catalog is the source.
Hail100718001955 to 2026-06-30
Heat Wave0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Hurricane0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Ice Storm3011001996 to 2026-06-30
Inland Flooding14000211996 to 2026-06-30
Landslide0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Lightning3000001996 to 2026-06-30
Strong Wind24026331101955 to 2026-06-30Includes 10 High Wind and 1 Strong Wind records.
Tornado27202311950 to 2026-06-30
Wildfire0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Winter Weather975310401996 to 2026-06-30Includes 1 Sleet record.

Notable Storm Events records

Sources: 1, 6, 7

DateEvent typeMagnitude or extentDamagenominal dollarsDeaths, injuriesdirect onlyLocationFlagsWhy listed
2024-05-07TornadoEF2, 10.86 mi within this county, 300 yd wide$50,000,000 property; $0 crops (2024 dollars)0, 12TEXAS CORNERS to EAST COMSTOCKnew since last plan; within last 5 yearsB1-c most damaging: Tornado
2023-02-22Ice Storm$250,000 property; $0 crops, reported for the zone (2023 dollars)0, 0NWS zone MIZ072 (KALAMAZOO), zone-levelin the 12 months before plan approval; within last 5 yearsB1-c worst recorded: Ice Storm
2016-02-24Winter Storm$25,000 property; $0 crops, reported for the zone (2016 dollars)0, 0NWS zone MIZ072 (KALAMAZOO), zone-levelB1-c worst recorded: Winter Storm, Heavy Snow, Blizzard, Lake-Effect Snow, Winter Weather, Sleet
2008-09-13Flood$11,000,000 property; $0 crops (2008 dollars)0, 0BLOWNELL to OAKWOODB1-c worst recorded: Flash Flood, Flood, Lakeshore Flood
2001-10-24Thunderstorm Wind85 kt (98 mph) estimated$1,000,000 property; $100,000 crops (2001 dollars)0, 0SCHOOLCRAFTB1-c worst recorded: Thunderstorm Wind
1998-11-10High Wind63 kt (72 mph), measurement type not recordeddamage not reported0, 0NWS zone MIZ072 (KALAMAZOO), zone-levelB1-c worst recorded: High Wind and Strong Wind
1997-09-19Lightning$20,000 property; crops not reported (1997 dollars)0, 0CLIMAXB1-c worst recorded: Lightning
1991-03-27Hail4.5 indamage not recorded (pre-1996 record)0, 0location not recordedB1-c worst recorded: Hail
1987-07-20Thunderstorm Windspeed not recordeddamage not recorded (pre-1996 record)1, 0location not recordeddeaths or injuries recorded
1980-05-13TornadoF3, 10.6 mi path length (whole path, pre-1996), 450 yd wide$25,000,000 property; crops not recorded (1980 dollars)5, 79location not recordeddeaths or injuries recorded
1977-04-02TornadoF4, 12.4 mi path length (whole path, pre-1996), 183 yd wide$2,500,000 property; crops not recorded (1977 dollars)0, 10location not recordedB1-c worst recorded: Tornado
1965-04-11TornadoF3, 14.2 mi path length (whole path, pre-1996), 150 yd wide$250,000 property; crops not recorded (1965 dollars)0, 17location not recordeddeaths or injuries recorded

The full list is in the Excel file, sheet "B1-d Storm Events history" (484 rows).

Location is the place NOAA recorded, as written in its data; it need not be a jurisdiction in this plan.

Local data needed: state-declared emergencies, from your state emergency management agency (federal data do not include them).

Tribal and special-area declarations in this state are listed on the state page.

Supports FEMA checklist item B1-e: probability of future events

Probability: FEMA annualized frequency and descriptor per hazard

Sources: 5, 6

HazardFEMA annualized frequency (modeled)unit per rowUnitIn plain termsDescriptorDescriptor basisNRI events or days in its record period (hail, wind and tornado are area-weighted, so can be fractional)NRI periodLocationNote
Cold Wave1.79event-days per yearabout 1.79 days per yearevent-days in 0 of 30 years, 1996 to 2025 (0%)342005-11-12 to 2024-11-12 (19 years)countywideNo Storm Events cold wave record, 1996 to 2025.
Drought0event-days per yearnone modeledevent-days in 0 of 30 years, 1996 to 2025 (0%)02000 to 2025 (25.25 years; D3 and D4 only)countywideNo Storm Events drought record, 1996 to 2025
Earthquake0.00102annual probability at a locationchance a given location in the county has at least minor-damage shaking in a year: 0.102%not shownmodeledsee B1-fNo descriptor (Storm Events does not record earthquakes).
Hail2.23events per yearabout 2.23 per yearHighly likelyFEMA annualized frequency (modeled)84.7 (modeled)1986 to 2023 (38 years)countywide
Heat Wave2.68event-days per yearabout 2.68 days per yearevent-days in 0 of 30 years, 1996 to 2025 (0%)392005-11-12 to 2024-11-12 (19 years)countywideNo Storm Events heat wave record, 1996 to 2025
Hurricane0.0172events per yearabout 1 in 58 yearsPossibleFEMA annualized frequency (modeled)61851 to 2024 (Atlantic)see B1-fNRI counts hurricane and tropical storm tracks passing within storm-force wind range; federal declarations are in B1-d.
Ice Storm1.42event-days per yearabout 1.42 days per yearLikely (from Storm Events: 3 of 30 years)event-days in 3 of 30 years, 1996 to 2025 (10%)961946-12-31 to 2014-02-12 (67 years)countywide
Inland Flooding0.5event-days per yearabout 0.5 days per yearLikely (from Storm Events: 9 of 30 years)event-days in 9 of 30 years, 1996 to 2025 (30%)141996 to 2023 (28 years)see B1-f
Landslide0.163events per year (modeled)about 1 in 6 yearsLikelyFEMA annualized frequency (modeled)not shownmodeledsee B1-f
Lightning36.1days per year with a strikeabout 36.1 days per yearHighly likelyFEMA annualized frequency (modeled)not shown1995 to 2023 (29 years; CONUS)countywide
Strong Wind4.3events per yearabout 4.3 per yearHighly likelyFEMA annualized frequency (modeled)1641986 to 2023 (38 years)countywide
Tornado0.264events per yearabout 1 in 4 yearsLikelyFEMA annualized frequency (modeled)not shown1950 to 2023 (EF2+); 1986 to 2023 (EF0-1)see B1-f
Wildfire0.0000148annual probability at a locationchance a given location in the county burns in a year: 0.00148%Storm Events records in 0 of 30 years, 1996 to 2025 (0%)not shownmodeledsee B1-fNo descriptor: no Storm Events record 1996 to 2025
Winter Weather24.7event-days per yearabout 24.7 days per yearHighly likely (from Storm Events: 27 of 30 years)event-days in 27 of 30 years, 1996 to 2025 (90%)4702005-11-12 to 2024-11-12 (19 years)countywide

FEMA annualized frequency (modeled) is the National Risk Index v1.20 (December 2025) estimate of how often a hazard affects this county in a year; it is not recorded events divided by years, and its unit differs by hazard (events, event-days, or days with a lightning strike per year). For earthquake, wildfire, coastal flooding and tsunami the value is the chance (or number of events) at a location in the county, not across the county, so no "1 in N years" is given and the descriptor comes from Storm Events where it has a record (none for earthquake). The Methods page gives each hazard's method, from FEMA's National Risk Index Technical Documentation v1.20.

Where NRI gives event-days, the descriptor comes from the share of years with a Storm Events record; NRI's source records more events, so the two differ.

Descriptor scale used in this packet (defined per unit)

Sources: 5, 6

UnitDescriptorDefinition
events per yearHighly likely1 or more per year
events per yearLikelyabout once in 1 to 10 years
events per yearPossibleabout once in 10 to 100 years
events per yearUnlikelyless than once in 100 years
annual probabilityLikely10% to under 100% chance in a given year
annual probabilityPossible1% to under 10% chance in a given year
annual probabilityUnlikelyunder 1% chance in a given year
event-days (share of years)Highly likelyevent-days recorded in 90% or more of years
event-days (share of years)Likelyevent-days recorded in 10% to under 90% of years
event-days (share of years)Possibleevent-days recorded in some years but under 10% of years
lightning strike-daysHighly likelycloud-to-ground strikes on 1 or more days per year

Intensity bands: historical frequency (Storm Events)

Source: 6

HazardBandYearsEventscounty-coded recordsYears in periodEvents per yearevents / years
Hail1.00-1.99 in1996 to 202530301
Hail2.00 in+1996 to 20256300.2
Thunderstorm Wind (counted as NRI Strong Wind)50-64 kt1996 to 2025116303.87
Thunderstorm Wind (counted as NRI Strong Wind)65 kt+1996 to 20259300.3
Thunderstorm Wind (counted as NRI Strong Wind)unmeasured or below 50 kt1996 to 202523300.767
TornadoEF0-11996 to 20256300.2
TornadoEF2-31996 to 20253300.1
TornadoEF4-51996 to 20250300
Tornadounrated (EFU)1996 to 20250300

The bands show how often events of each severity were recorded in this county, to profile how severe events have been (FEMA's probability item asks for the range of intensities).

Hail smaller than 1 inch is not counted: on 2010-01-05 the National Weather Service raised its severe-hail threshold from 3/4 inch to 1 inch, so smaller reports became less common after 2009 (NWS Service Change Notice 09-52). NRI hail frequency uses a 0.75 inch threshold.

Optional: future conditions. Not a required item in the 2025 FEMA Local Mitigation Planning Policy Guide; some states ask for it. The federal Climate Mapping for Resilience and Adaptation (CMRA) site gives county exposure to future climate conditions (https://resilience.climate.gov/).

Supports FEMA checklist item B1-f: hazards that vary across jurisdictions

Range of census tract risk within the county

Source: 5

HazardTractsrated of allNRI risk score, 0 to 100Tracts by rating
MinMedianMax
Cold Wave68 of 6831.153.171.3Relatively Moderate 42, Relatively Low 26
Drought0 of 68No Rating 68
Earthquake68 of 688.026.864.2Relatively Low 12, Very Low 56
Hail68 of 6865.886.498.0Relatively High 24, Relatively Moderate 41, Relatively Low 3
Heat Wave68 of 683.79.924.9Relatively Low 8, Very Low 60
Hurricane68 of 6820.729.641.1Very Low 68
Ice Storm68 of 6816.143.878.9Relatively Moderate 3, Relatively Low 51, Very Low 14
Inland Flooding68 of 681.219.272.4Relatively Moderate 13, Relatively Low 33, Very Low 22
Landslide68 of 6817.565.393.0Relatively Low 11, Very Low 57
Lightning68 of 6815.435.260.5Relatively Moderate 7, Relatively Low 54, Very Low 7
Strong Wind68 of 6832.365.992.6Relatively High 4, Relatively Moderate 52, Relatively Low 12
Tornado68 of 6845.967.395.5Very High 1, Relatively High 15, Relatively Moderate 45, Relatively Low 7
Wildfire68 of 6819.649.470.5Relatively Low 3, Very Low 65
Winter Weather68 of 6836.959.279.3Relatively High 1, Relatively Moderate 53, Relatively Low 14

Rated tracts only: No Rating (score 0.0), Not Applicable and Insufficient Data tracts are counted but not used for the minimum, median and maximum.

The score ranks a tract against all U.S. tracts (100 = highest). The rating is FEMA's category for the tract's risk value, computed differently, so the two can disagree.

Frequency data for cold wave, hail, heat wave, ice storm, lightning, strong wind and winter weather are county-wide or coarse (49 km grid or NWS zone), the same for every jurisdiction; the tract range mostly reflects where buildings and people are.

Each jurisdiction (starting figures from federal data)

Sources: 1, 3, 4, 6

JurisdictionTypePlan statusRepetitive lossFMA RL and SRL (44 CFR 77.2); repeat-flood, any definitionPublic Assistance to this jurisdictionFEMA records matched by applicant name; federal share obligated, nominal dollarsEvent records naming this placeall years; since its planNotes
Kalamazoo CountyCountyApproved, expires 2028-07-04$10,4550 total; 0 since its planNo NFIP community ID on this jurisdiction's plan row.
Augusta villageVillageApproved, expires 2028-07-04FMA RL 0, SRL 0; any 0$1,450.509 total; 1 since its plan
Galesburg cityCityApproved, expires 2028-07-04FMA RL 0, SRL 0; any 0no Public Assistance recorded5 total; 2 since its plan
Kalamazoo cityCityApproved, expires 2028-07-04FMA RL 0, SRL 4; any 15$86,799.4554 total; 6 since its plan
Parchment cityCityApproved, expires 2028-07-04FMA RL 0, SRL 0; any 0no Public Assistance recorded8 total; 0 since its plan
Portage cityCityApproved, expires 2028-07-04FMA RL 0, SRL 0; any 1$66,258.1312 total; 0 since its planIncludes $24,236.03 for declarations not counted as hazard incidents (DR-4494-MI).
Richland villageVillageApproved, expires 2028-07-04FMA RL 0, SRL 0; any 0$1,436.2514 total; 0 since its plan
Schoolcraft villageVillageApproved, expires 2028-07-04FMA RL 0, SRL 0; any 0no Public Assistance recorded26 total; 1 since its plan
Vicksburg villageVillageApproved, expires 2028-07-04FMA RL 0, SRL 0; any 0$3,762.7533 total; 2 since its plan
Brady townshipTownshipApproved, expires 2028-07-04FMA RL 0, SRL 0; any 0no Public Assistance recorded0 total; 0 since its plan
Charleston townshipTownshipApproved, expires 2028-07-04FMA RL 0, SRL 0; any 0no Public Assistance recorded0 total; 0 since its plan
Climax townshipTownshipApproved, expires 2028-07-04FMA RL 0, SRL 0; any 0no Public Assistance recorded10 total; 2 since its plan
Comstock charter townshipTownshipApproved, expires 2028-07-04FMA RL 0, SRL 0; any 3no Public Assistance recorded5 total; 2 since its plan
Cooper charter townshipTownshipApproved, expires 2028-07-04FMA RL 0, SRL 0; any 0no Public Assistance recorded5 total; 0 since its plan
Kalamazoo charter townshipTownshipApproved, expires 2028-07-04FMA RL 0, SRL 1; any 3no Public Assistance recorded54 total; 6 since its plan
Oshtemo charter townshipTownshipApproved, expires 2028-07-04FMA RL 0, SRL 0; any 0no Public Assistance recorded10 total; 0 since its plan
Pavilion townshipTownshipApproved, expires 2028-07-04FMA RL 0, SRL 0; any 0no Public Assistance recorded0 total; 0 since its plan
Richland townshipTownshipApproved, expires 2028-07-04FMA RL 0, SRL 0; any 0no Public Assistance recorded14 total; 0 since its plan
Ross townshipTownshipApproved, expires 2028-07-04FMA RL 0, SRL 0; any 0no Public Assistance recorded0 total; 0 since its plan
Schoolcraft townshipTownshipApproved, expires 2028-07-04FMA RL 0, SRL 0; any 0no Public Assistance recorded26 total; 1 since its plan
Texas charter townshipTownshipApproved, expires 2028-07-04FMA RL 0, SRL 0; any 1no Public Assistance recorded0 total; 0 since its plan
Wakeshma townshipTownshipApproved, expires 2028-07-04FMA RL 0, SRL 0; any 0no Public Assistance recorded0 total; 0 since its plan

Repetitive-loss counts are for whole NFIP communities, which can extend beyond this county (see the note in B2-c).

School districts and special districts get a plan clock row only.

County Public Assistance in B1-d also includes applicants filed under the county that are not jurisdictions in this plan (for example state agencies, special districts and nonprofits), so the jurisdiction rows add up to less.

Supports FEMA checklist items B2-a and B2-b: vulnerability and potential impacts

Local data needed

The table below gives county-level starting figures; the plan describes impacts for each jurisdiction and its own assets.

  • Critical facilities and lifelines per hazard
  • A problem statement per jurisdiction per hazard
  • Changes in development in hazard-prone areas since the last approval, or a statement of none (E1-a)
  • Future assets

County-level starter: exposure, expected annual loss and damage since the plan

Sources: 1, 2, 3, 5, 6, 7

HazardBuilding exposuremodeled dollarsAgriculture exposuremodeled dollarsPopulation exposedpeopleEAL buildingsmodeled dollars per yearEAL agriculturemodeled dollars per yearCost of expected deaths and injuriesFEMA's dollar value per year, not property damageEAL as % of exposurebuildings; agriculture where notedStorm Events damage since 2023-07-05county-coded records, property plus crops, nominal dollarsZone-level damage since planproperty plus crops, reported for the zonePublic Assistance since plannominal dollars; see noteNote
Cold Wave$54,669,702,435$305,021,785261,632$1,461$83,167$4,287,323under 0.0001%
Droughtn/a$0n/an/a$0n/aagriculture exposure is 0 in NRI
Earthquake$97,642,963,512n/a261,670$717,115n/a$226,7970.000734%
Hail$54,669,702,435$305,021,785261,632$5,742,106$42,717$33,2970.0105%$500,000
Heat Wave$54,669,702,435$305,021,785261,632$11,349$2$608,071under 0.0001%
Hurricane$53,602,222,778$292,580,689258,267$40,559$11,854$72under 0.0001%
Ice Storm$54,668,285,270n/a261,628$238,332n/a$87,5700.000436%
Inland Flooding$54,638,003,906$1,648,1082,280$27,339,168$7,446$22,321n/a (see note)no Public Assistance recorded (1 declaration)NRI counts the full building value of any census block with some flood loss; this is not the value of buildings in the floodplain. Use local FIRM overlays for B2-a/B2-b.
Landslide$644,447,970n/a3,183$1,655n/a$3,8200.000257%
Lightning$54,669,702,435n/a261,632$45,120n/a$494,247under 0.0001%
Strong Wind$54,669,702,435$305,021,785261,632$1,920,955$60,291$483,7390.00351%$1,020,000
Tornado$54,669,702,435$305,021,785261,632$7,202,913$7,676$5,054,4650.0132%$50,000,000no Public Assistance recorded (1 declaration)
Wildfire$19,125,212,371$103,389,64393,862$23,195$12$2,2420.000121%
Winter Weather$54,669,702,435$305,021,785261,632$34,070$2,485$256,555under 0.0001%$0

Totals since 2023-07-05 (Storm Events through 2026-06-30): 35 county-coded records, 11 with a damage value recorded (including $0), $51,520,000; 5 zone-level records, 1 with a damage value recorded (including $0), $0 reported for the zone; Public Assistance: none recorded on the 1 counted declaration.

FEMA does not split Public Assistance by hazard. A declaration mapped to several hazards is listed under each of them with its full amount, so the per-hazard column does not add up to the total; the unit total counts each declaration once.

NRI computes earthquake exposure on its own basis, so it exceeds the county building value in B2-a.

Supports FEMA checklist item B2-a: vulnerability (county context)

County context

Source: 5

MeasureValue
Population261,632
Building value (total, not at risk)$54,669,702,435
Agriculture value (total, not at risk)$305,021,785
NRI risk rating (all hazards)Relatively Moderate
Expected annual loss, buildings and agriculture, all hazards$43,533,650
Expected annual loss, population equivalence, all hazards (NRI values each statistical life at $13.7M; a modeled value of expected deaths and injuries, not property damage)$11,560,518
Social vulnerability ratingVery Low
Community resilience ratingVery High
NRI versionDecember 2025

FEMA's all-hazard expected annual loss adds buildings, agriculture and population equivalence; this table gives the property part and the population-equivalence part as separate rows.

Social vulnerability: higher means people are more likely to be harmed and slower to recover. Community resilience: lower means the community is less able to recover. High social vulnerability and low resilience both raise the NRI risk rating.

Supports FEMA checklist item B2-c: repetitive loss properties

Repetitive loss in this county, both definitions

Sources: 1, 4

DefinitionPropertiesSevere repetitive lossProperties
Repetitive loss, FMA definition (44 CFR 77.2)0Severe repetitive loss, FMA definition (44 CFR 77.2)5
Repetitive loss, NFIP insurance definition23Severe repetitive loss, NFIP insurance definition5

The state NFIP coordinator's list, the source FEMA's Handbook names, often uses the NFIP insurance definition (second row).

Repeat-flood properties: county and state-level rows

Sources: 1, 4

ScopeRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
County total0523523010
of which: Kalamazoo city041541506
of which: Comstock charter township0030301
of which: Kalamazoo charter township0131301
of which: Portage city0010101
of which: Texas charter township0010101
Statewide, no county in FEMA's file0040400

The statewide row counts properties FEMA's file gives with no county in this state; they are listed for reference and are not in this county's counts.

Repeat-flood properties by jurisdiction in the plan (NFIP community)

Sources: 1, 4

JurisdictionNFIP community IDRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
Augusta village2603120000000
Galesburg city2605760000000
Kalamazoo city260315041541506
Parchment city2603190000000
Portage city2605770010101
Richland village2610150000000
Schoolcraft village2613860000000
Vicksburg village2605780000000
Brady township2613880000000
Charleston township2604260000000
Climax township2613890000000
Comstock charter township2604270030301
Cooper charter township2604280000000
Kalamazoo charter township2604290131301
Oshtemo charter township2607360000000
Pavilion township2609070000000
Richland township2608850000000
Ross township2606240000000
Schoolcraft township2613940000000
Texas charter township2613950010101
Wakeshma township2613960000000

Counts by occupancy group for each jurisdiction are in the Excel file, sheet "B2-c Jurisdictions".

Jurisdiction rows are whole NFIP communities and need not add up to the county total: a community that extends into another county is counted in full on each jurisdiction row, while the county table counts only its part in this county.

County repeat-flood properties by occupancy group

Sources: 1, 4

Occupancy groupRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
single-family residential021421405
2 to 4 unit residential0020201
other residential0000000
non-residential0373704
not reported0000000

FEMA's occupancy groups have no institutional class; institutional properties are counted in non-residential or other residential in the table by occupancy group.

FMA RL and FMA SRL are the Flood Mitigation Assistance definitions (44 CFR 77.2), the ones the FEMA Local Mitigation Planning Policy Guide cites. NFIP repetitive loss (the FEMA insurance definition) is 2 or more claims over $1,000 in 10 years, and a property can leave that group once it is mitigated. Also shown: NFIP severe repetitive loss, any category, mitigated and currently insured. The Methods page gives the OpenFEMA field details.

Counts are aggregates of FEMA's public NFIP Multiple Loss Properties file (FEMA's data date 2026-08-02; file version 2026-08-04). No property is identified. County assignment is FEMA's geocode.

In this county 0 properties are FMA repetitive loss but not NFIP repetitive loss, and 23 properties are NFIP repetitive loss but not FMA repetitive loss.

Exact counts; no count suppression.

Sources

Tables cite these sources by number. The full list, for the plan's bibliography (FEMA review item A4-a):

  1. FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-29T134039Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)
  2. FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-29T162832Z, pulled 2026-09-30, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)
  3. FEMA, OpenFEMA PublicAssistanceFundedProjectsSummaries v1, version 2026-09-29T150754Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/PublicAssistanceFundedProjectsSummaries (API)
  4. FEMA, OpenFEMA NfipMultipleLossProperties v1, version 2026-08-04T164045Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/NfipMultipleLossProperties (API)
  5. FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-30, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)
  6. NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-30, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/
  7. NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-30, https://www.weather.gov/gis/ZoneCounty
  8. U.S. Census Bureau, Census 2024 Gazetteer, 2020 place by county, CT county-to-cousub crosswalk, version 2024-gazetteer, pulled 2026-09-30, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_counties_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_cousubs_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_place_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_unsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_elsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_scsd_national.zip, https://www2.census.gov/geo/docs/reference/codes2020/national_place_by_county2020.txt, https://www2.census.gov/geo/docs/reference/ct_change/ct_cou_to_cousub_crosswalk.xlsx (used to match place names and codes; no table prints its values)

What this packet is and what the plan adds

This packet is the federal data for the plan's risk assessment, organized by the items of FEMA's Local Mitigation Plan Review Tool, Element B. Each section heading names the item its tables support; the plan and FEMA's review decide whether the item is met.

The plan adds what only the community has: local data on assets, critical facilities, development and each jurisdiction's impacts; local hazard history, including state-declared emergencies; the mitigation strategy; and adoption.

How the federal data are built: National Risk Index values are FEMA's model, not counts of events. Storm Events is more complete from 1996; zone-level records are placed by forecast zone, not by location in the county. Public Assistance for a jurisdiction is matched by applicant name. The Methods page gives every rule and the known edge cases.

OpenFEMA disclaimer

This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Reuse, citation and corrections

Reuse and citation: Hazard Plain text and tables are licensed under Creative Commons Attribution 4.0 International (CC BY 4.0, https://creativecommons.org/licenses/by/4.0/); credit Hazard Plain and the release. The underlying federal data are public domain; OpenFEMA data are also subject to the OpenFEMA terms and conditions.

Cite this: Hazard Plain (2026). Kalamazoo County, MI: risk-assessment baseline packet, release 2026-10 (data as of 2026-09-30; County FIPS 26077). Automated baseline. https://hazardplain.org/mi/26077/ Built from FEMA OpenFEMA, the FEMA National Risk Index and NOAA NCEI Storm Events; source versions in the packet's Sources list.

Corrections: to report an error, name the packet, the table and what your records show. Contact: contact@hazardplain.org

Hazard Plain release 2026-10. As of 2026-09-30; Storm Events data through 2026-06-30. Automated baseline.