Hazard Plain Automated baseline

Alcona County, MI

Risk-assessment baseline packet

County FIPS:
26001
Release:
2026-10
Data as of:
2026-09-30
Storm Events data through:
2026-06-30

Hazard Plain is an independent product built from public federal data. It is not a FEMA document and is not reviewed or endorsed by FEMA or any state agency.

Hazard Plain release 2026-10, as of 2026-09-30.

Summary

Plan status as of 2026-09-30: Approved, expires 2027-03-20. Plan: Alcona County (FEMA plan 107526), approved 2022-03-21.

Since the plan was approved on 2022-03-21: 2 new hazard declarations (2 incidents): DR-4880-MI (Severe Winter Storm), DR-4925-MI (Severe Storms, Tornadoes, and Flooding).

NOAA Storm Events records since that date: 16 records (data through 2026-06-30).

Highest expected annual loss (FEMA National Risk Index, modeled total; see B1-a): Inland Flooding ($3,573,959 a year), Cold Wave ($553,267) and Lightning ($215,506).

Repetitive-loss flood properties now: FMA RL 0, SRL 0 (44 CFR 77.2); any definition: 1.

The tables that follow are organized by the items of FEMA's Local Mitigation Plan Review Tool, Element B (B1-a to B2-c); each heading says which item its tables support.

Plan clock

Status:
Approved, expires 2027-03-20
Plan:
Alcona County (FEMA plan 107526)
Approved:
2022-03-21
Days to expiry:
171
Update underway:
none recorded in FEMA's plan tracker

What changed since your last plan (approved 2022-03-21)

New federal declarations:
2 new hazard declarations (2 incidents): DR-4880-MI (Severe Winter Storm), DR-4925-MI (Severe Storms, Tornadoes, and Flooding)
Storm Events records since approval:
16 records (data through 2026-06-30)
Repetitive loss now:
FMA RL 0, SRL 0 (44 CFR 77.2); any definition: 1
Repeat-flood change:
this release sets the baseline count.

Sources: 1, 2, 4, 6 (numbered list at the end)

Plan status for every jurisdiction listed in this county: 14 rows, in the section "Plan clock: Plan status for every jurisdiction listed in this county" on the following pages.

State plan status and tribal plans in this state: see the state page.

Plan clock

Plan status for every jurisdiction listed in this county

Source: 1

JurisdictionTypeStatusPlanApprovedExpiresDays to expirynegative = days since expiryUpdate underwayNotes
Alcona CountyCountyApproved, expires 2027-03-20Alcona County (FEMA plan 107526)2022-03-212027-03-20171
Harrisville cityCityPlan 107526 approved 2022-03-21, pending adoption here; not yet eligibleAlcona County (FEMA plan 107526), pending adoption here2022-03-21 by FEMA; not yet adopted here2027-03-20 once adoptedFEMA tracker shows a plan approvable pending adoptionNot yet eligible: adopt the approved plan.
Lincoln villageVillagePlan 107526 approved 2022-03-21, pending adoption here; not yet eligibleAlcona County (FEMA plan 107526), pending adoption here2022-03-21 by FEMA; not yet adopted here2027-03-20 once adoptedFEMA tracker shows a plan approvable pending adoptionNot yet eligible: adopt the approved plan.
Alcona townshipTownshipPlan 107526 approved 2022-03-21, pending adoption here; not yet eligibleAlcona County (FEMA plan 107526), pending adoption here2022-03-21 by FEMA; not yet adopted here2027-03-20 once adoptedFEMA tracker shows a plan approvable pending adoptionNot yet eligible: adopt the approved plan.
Caledonia townshipTownshipPlan 107526 approved 2022-03-21, pending adoption here; not yet eligibleAlcona County (FEMA plan 107526), pending adoption here2022-03-21 by FEMA; not yet adopted here2027-03-20 once adoptedFEMA tracker shows a plan approvable pending adoptionNot yet eligible: adopt the approved plan.
Curtis townshipTownshipPlan 107526 approved 2022-03-21, pending adoption here; not yet eligibleAlcona County (FEMA plan 107526), pending adoption here2022-03-21 by FEMA; not yet adopted here2027-03-20 once adoptedFEMA tracker shows a plan approvable pending adoptionNot yet eligible: adopt the approved plan.
Greenbush townshipTownshipPlan 107526 approved 2022-03-21, pending adoption here; not yet eligibleAlcona County (FEMA plan 107526), pending adoption here2022-03-21 by FEMA; not yet adopted here2027-03-20 once adoptedFEMA tracker shows a plan approvable pending adoptionNot yet eligible: adopt the approved plan.
Gustin townshipTownshipPlan 107526 approved 2022-03-21, pending adoption here; not yet eligibleAlcona County (FEMA plan 107526), pending adoption here2022-03-21 by FEMA; not yet adopted here2027-03-20 once adoptedFEMA tracker shows a plan approvable pending adoptionNot yet eligible: adopt the approved plan.
Harrisville townshipTownshipPlan 107526 approved 2022-03-21, pending adoption here; not yet eligibleAlcona County (FEMA plan 107526), pending adoption here2022-03-21 by FEMA; not yet adopted here2027-03-20 once adoptedFEMA tracker shows a plan approvable pending adoptionNot yet eligible: adopt the approved plan.
Hawes townshipTownshipPlan 107526 approved 2022-03-21, pending adoption here; not yet eligibleAlcona County (FEMA plan 107526), pending adoption here2022-03-21 by FEMA; not yet adopted here2027-03-20 once adoptedFEMA tracker shows a plan approvable pending adoptionNot yet eligible: adopt the approved plan.
Haynes townshipTownshipPlan 107526 approved 2022-03-21, pending adoption here; not yet eligibleAlcona County (FEMA plan 107526), pending adoption here2022-03-21 by FEMA; not yet adopted here2027-03-20 once adoptedFEMA tracker shows a plan approvable pending adoptionNot yet eligible: adopt the approved plan.
Mikado townshipTownshipPlan 107526 approved 2022-03-21, pending adoption here; not yet eligibleAlcona County (FEMA plan 107526), pending adoption here2022-03-21 by FEMA; not yet adopted here2027-03-20 once adoptedFEMA tracker shows a plan approvable pending adoptionNot yet eligible: adopt the approved plan.
Millen townshipTownshipPlan 107526 approved 2022-03-21, pending adoption here; not yet eligibleAlcona County (FEMA plan 107526), pending adoption here2022-03-21 by FEMA; not yet adopted here2027-03-20 once adoptedFEMA tracker shows a plan approvable pending adoptionNot yet eligible: adopt the approved plan.
Mitchell townshipTownshipPlan 107526 approved 2022-03-21, pending adoption here; not yet eligibleAlcona County (FEMA plan 107526), pending adoption here2022-03-21 by FEMA; not yet adopted here2027-03-20 once adoptedFEMA tracker shows a plan approvable pending adoptionNot yet eligible: adopt the approved plan.

Supports FEMA checklist item B1-a: hazard identification

Hazards NRI does not cover (local data needed)

  • dam failure (incl. upstream dams)
  • levee failure
  • flash flood as its own subtype
  • ice jams
  • debris flows
  • erosion (riverine and coastal)
  • land subsidence and sinkholes
  • expansive soils

The 18 National Risk Index hazards, ranked by expected annual loss (EAL)

Sources: 5, 6

Rank by EALHazardNRI risk ratingEAL ratingEAL buildingsmodeled dollars per yearEAL agriculturemodeled dollars per yearCost of expected deaths and injuriesFEMA's dollar value per year, not property damageEAL total (see note)modeled dollars per yearStorm Events records, 1996 to 2026-06-30countStorm Events coverage note
1Inland FloodingRelatively LowVery Low$3,573,447$424$88$3,573,9596
2Cold WaveRelatively LowRelatively Low$160$12,987$540,120$553,2678
3LightningRelatively ModerateRelatively Low$3,807n/a$211,699$215,5060No recorded events in Storm Events since 1996 (data through 2026-06-30).
4TornadoVery LowVery Low$97,955$73$79,389$177,4163
5Strong WindVery LowVery Low$34,123$124$50,046$84,29349Includes 5 High Wind records (a NOAA non-thunderstorm wind type, outside NRI's Strong Wind definition).
6HailVery LowVery Low$61,908$1,971$4,370$68,24949
7WildfireVery LowVery Low$19,010$6$1,084$20,1000No recorded events in Storm Events since 1996 (data through 2026-06-30).
8Heat WaveVery LowVery Low$294under $1$15,661$15,9542
9HurricaneVery LowVery Low$8,770$718$13$9,5000No recorded events in Storm Events since 1996 (data through 2026-06-30).
10EarthquakeVery LowVery Low$4,104n/a$877$4,981Storm Events does not record earthquakes.
11Ice StormVery LowVery Low$3,709n/a$517$4,2264
12Coastal FloodingVery LowVery Low$3,095n/a$198$3,2930No recorded events in Storm Events since 1996 (data through 2026-06-30).
13Winter WeatherVery LowVery Low$377$67$2,026$2,47056
14LandslideVery LowVery Low$81n/a$1,142$1,2230No recorded events in Storm Events since 1996 (data through 2026-06-30).
15DroughtNo RatingNo Expected Annual Lossesn/a$0n/a$00Declared 1 time; no Storm Events record of this type.
TsunamiInsufficient DataInsufficient Datan/an/an/an/a0No recorded events in Storm Events since 1996 (data through 2026-06-30).

Total = buildings + agriculture + population equivalence; FEMA values each expected death (or 10 injuries) at $13.7 million (2024 dollars).

NRI risk rating combines expected annual loss with social vulnerability and community resilience; EAL rating rates expected annual loss alone. Both compare this county with all U.S. counties.

Local data needed: state and local lightning, wildfire, landslide and tsunami records (Storm Events records these hazards only in part).

Not applicable to this county per NRI, with no federal declaration and no Storm Events record since 1996: avalanche and volcanic activity. That is the evidence for leaving them out of the plan.

The state hazard mitigation plan also lists hazards for this county; FEMA asks the plan to explain any hazard it leaves out.

Supports FEMA checklist item B1-b: hazard location

Affects the whole county (national data give no location within it): Cold Wave, Drought, Hail, Heat Wave, Ice Storm, Lightning, Strong Wind and Winter Weather.

Coastal Flooding and Inland Flooding: The FEMA Flood Insurance Rate Map (FIRM) is the required location source for flooding. See the FEMA Flood Map Service Center (https://msc.fema.gov) for this county.

Hazards that vary within the county: highest-rated census tracts

Source: 5

HazardHighest-rated census tractsNRI risk rating, score 0 to 100
Earthquaketract 9704 (Very Low, 10.4); tract 9705 (Very Low, 7.2); tract 9706 (Very Low, 6.7)
Hurricanetract 9704 (Very Low, 44.5); tract 9701 (Very Low, 43.3); tract 1 (Very Low, 41.2)
Landslidetract 9705 (Relatively Low, 93.3); tract 9701 (Relatively Low, 84.6); tract 9704 (Relatively Low, 82.7)
Tornadotract 9705 (Relatively Low, 51.7); tract 9704 (Relatively Low, 47.5); tract 9701 (Relatively Low, 44.6)
Tsunamino tract has a National Risk Index rating for this hazard
Wildfiretract 9705 (Relatively Low, 87.4); tract 9704 (Relatively Low, 78.8); tract 9701 (Relatively Low, 74.8)

Up to 3 census tracts per hazard, highest National Risk Index rating first, then highest score; a tract number is the Census tract number (for example 9704 is Census Tract 9704). FEMA's Resilience Analysis and Planning Tool maps the National Risk Index for every tract: https://www.fema.gov/emergency-managers/practitioners/resilience-analysis-and-planning-tool

Supports FEMA checklist item B1-c: hazard extent

Extent: scale, observed range and worst recorded event per hazard

Sources: 6, 7

HazardScaleRecordscount and yearsObserved rangeWorst recorded eventMost damaging (when different)How it applies to jurisdictionsNote
Coastal Flood, Storm Surge/Tidenone in data (flood depth: FIRM)0Flood depth: see the FEMA Flood Insurance Rate Map.
Cold/Wind Chill, Extreme Cold/Wind Chillwind chill8 records, 2007 to 2026 (8 zone-level)2 days to 3 days (median 2.5 days); 6 with a recorded value3 consecutive days, 2026-02-06 to 2026-02-08, zone-levelCountywide (zone-level records).Wind chill: in event narratives only (local data needed).
Frost/Freeze (outside NRI's Cold Wave definition)crop damage0Temperature: in event narratives only (local data needed).
DroughtU.S. Drought Monitor scale (D0 to D4)0Storm Events enters a drought at D2 or worse east of the Rockies and D3 or worse from the Rockies west (NWS Instruction 10-1605); NRI drought counts D3 and D4 only.
EarthquakeModified Mercalli (local data)0Storm Events does not record earthquakes; the USGS earthquake catalog is the source.
Hailhail size (inches)57 records, 1955 to 20250.75 in to 2 in (median 0.75 in); 57 with a recorded value2 in hail, 2016-10-17; same size also recorded on 2011-08-21Hail, 2018-07-16, $0 property; $500 crops (2018 dollars)Event records naming jurisdictions in the plan: Harrisville city (7 records), Harrisville township (7 records), Mikado township (7 records), Lincoln village (6 records), Greenbush township (2 records).
Excessive Heat, Heatheat index (in event narratives)2 records, 2001 to 2018 (2 zone-level)1 day to 9 days (median 5 days); 2 with a recorded value9 consecutive days, 2001-08-01 to 2001-08-09, zone-levelCountywide (zone-level records).Heat index: in event narratives only (local data needed).
Hurricane, Tropical Storm, Tropical DepressionSaffir-Simpson0Storm Events files every zone of a storm's episode under the storm's type; flooding from the storm is filed as Flood or Flash Flood records.
Ice StormSperry-Piltz ice scale (local data)4 records, 2001 to 2025 (4 zone-level)No damage reported in 4 records.Countywide (zone-level records).Ice thickness: in event narratives only (local data needed).
Flash Flood, Flood, Lakeshore Flooddamage and flood days (flood depth: FIRM)6 records, 2008 to 2019 (1 zone-level)Flash Flood, 2008-06-22, $100,000 property; $0 crops (2008 dollars)Event records naming jurisdictions in the plan: Lincoln village (1 record), Mikado township (1 record). Zone-level records (1) apply countywide.Flood depth: see the FEMA Flood Insurance Rate Map. Storm Events damage is often $0 or blank for floods, major ones included; FEMA Public Assistance by declaration (B1-d) shows which floods cost the most.
Debris Flownone (count and damage only)0Physical measure: in event narratives only (local data needed).
Lightningannualized frequency (the measure FEMA's Local Mitigation Planning Handbook names)0Storm Events lists lightning with damage or casualties; physical measure in event narratives only (local data needed).
High Wind and Strong Wind (outside NRI's Strong Wind definition)wind speed (kt and mph)5 records, 1998 to 2021 (5 zone-level)50 kt (58 mph) to 55 kt (63 mph) (median 52 kt (60 mph)); 5 with a recorded value55 kt (63 mph) estimated gust, High Wind, 2010-10-27; same speed and measurement basis also recorded on 2003-11-13; NWS zone MIZ030High Wind, 2021-12-16, $10,000 property; $0 crops, reported for the zone (2021 dollars)Countywide (zone-level records).
Thunderstorm Windwind speed (kt and mph)63 records, 1962 to 202543 kt (49 mph) to 80 kt (92 mph) (median 52 kt (60 mph)); 51 with a recorded value80 kt (92 mph), measurement type not recorded, Thunderstorm Wind, 1998-05-19Thunderstorm Wind, 2025-08-12, $25,000 property; $0 crops (2025 dollars)Event records naming jurisdictions in the plan: Harrisville city (7 records), Harrisville township (7 records), Mikado township (5 records), Greenbush township (2 records), Lincoln village (2 records).
TornadoEnhanced Fujita (Fujita before Feb 2007)12 records, 1953 to 2008F/EF0 to F/EF3 (median F/EF1); 12 with a recorded valueF3 tornado, 1991-03-27, 23 mi path length (whole path, pre-1996), 100 yd wide, $2,500,000 property; crops not recorded (1991 dollars); same rating, casualties and property damage also recorded on 1991-03-27No event record names a jurisdiction in the plan.Before 1996 a tornado is listed once, under the county where it began, with its whole path's rating and length; from 1996 on, each county lists its own segment. Length is not used to rank tornadoes (see Methods).
Tsunaminone (count and damage only)0Physical measure: in event narratives only (local data needed).
Wildfireacres burned (local data)0Acres burned: in event narratives only (local data needed).
Winter Storm, Heavy Snow, Blizzard, Lake-Effect Snow, Winter Weather, Sleetnone in data (snowfall: local data)56 records, 1997 to 2026 (56 zone-level)Heavy Snow, 2005-04-24, $3,000 property; crops not reported (2005 dollars); NWS zone MIZ030Countywide (zone-level records).Snow depth: in event narratives only (local data needed).

Storm Events records are more complete after 1996; before 1996 only Tornado (from 1950), Hail and Thunderstorm Wind (from 1955) exist. Zone-level records whose zone no NWS zone-county file places in this county (mostly before 2020) are not counted here (the Methods page explains the zone matching).

Dollars are nominal (as reported), labeled with the year; not adjusted for inflation.

Supports FEMA checklist item B1-d: previous occurrences

Federal declarations for this county: 9 declarations covering 6 separate hazard incidents counted in this packet (declarations for the same incident count once; non-natural and evacuation-only declarations are not counted).

Federal disaster declarations for this county

Sources: 1, 2, 3

DeclaredIncident beganFEMA numberTypeTitleMapped hazardCounty Public Assistancefederal share obligated, nominal dollarsFlagsNotes
2026-06-302026-04-10DR-4925-MIMajor disasterSevere Storms, Tornadoes, and FloodingInland Flooding (primary); also designated: Tornadono Public Assistance recordednew since last plan; within last 5 years
2025-07-222025-03-28DR-4880-MIMajor disasterSevere Winter StormIce Storm (primary); also designated: Winter Weather$305,095.31new since last plan; within last 5 years
2020-03-272020-01-20DR-4494-MIMajor disasterCOVID-19 PandemicNon-natural, not countedno Public Assistance recorded
2020-03-132020-01-20EM-3455-MIEmergencyCOVID-19Non-natural, not countedno Public Assistance recordedsame incident as DR-4494
2005-09-072005-08-29EM-3225-MIEmergencyHurricane Katrina EvacuationHurricane: evacuation support, not a local hazard event; not countedno Public Assistance recorded
1999-01-271999-01-02EM-3137-MIEmergencyMi - Severe Weather 1/2 /99Winter Weather$6,401.92
1985-09-181985-09-05DR-744-MIMajor disasterSevere Storms and FloodingInland Floodingno Public Assistance recorded
1978-01-271978-01-27EM-3057-MIEmergencyBlizzards & SnowstormsWinter Weatherno Public Assistance recorded
1977-03-021977-03-02EM-3035-MIEmergencyDroughtDroughtno Public Assistance recorded

County Public Assistance: applicants the FEMA record places in this county, including any state agencies FEMA files there; statewide rows are listed on the state page; federal share obligated, nominal dollars.

Statewide declarations

Source: 2

DeclaredIncident beganFEMA numberTypeTitleMapped hazard
1956-04-051956-04-05DR-53-MIMajor disasterTornadoTornado
1953-06-091953-06-09DR-6-MIMajor disasterTornadoTornado
1953-06-021953-06-02DR-4-MIMajor disasterTornadoTornado

FEMA recorded these with designated area Statewide and no county, so they are listed on every county page in the state and not counted with county rows. Local data needed: whether each one affected this county.

Previous occurrences by hazard, with explicit no-event rows

Sources: 2, 6, 7

HazardStorm Events records, all years on file(years in the Period column)Since plan approvalrecordsIn the 12 months before plan approvalrecordsLast 5 yearsrecordsDeclared incidents, all yearsseparate disastersDeclared since approvalseparate disastersPeriodStatement
Coastal Flooding0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Cold Wave8505001996 to 2026-06-30
Drought0000101996 to 2026-06-30No Storm Events records of this type; 1 federal declared incident (see declarations table)
Earthquake000000Storm Events does not record earthquakes; the USGS earthquake catalog is the source.
Hail57303001955 to 2026-06-30
Heat Wave2000001996 to 2026-06-30
Hurricane0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Ice Storm4101111996 to 2026-06-30
Inland Flooding6000211996 to 2026-06-30
Landslide0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Lightning0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Strong Wind68122001955 to 2026-06-30Includes 5 High Wind records.
Tornado12000111950 to 2026-06-30
Tsunami0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Wildfire0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Winter Weather56606311996 to 2026-06-30

Notable Storm Events records

Sources: 1, 6, 7

DateEvent typeMagnitude or extentDamagenominal dollarsDeaths, injuriesdirect onlyLocationFlagsWhy listed
2026-02-06Cold/Wind Chilldamage not reported0, 0NWS zone MIZ030 (ALCONA), zone-levelnew since last plan; within last 5 yearsB1-c worst recorded: Cold/Wind Chill, Extreme Cold/Wind Chill
2025-08-12Thunderstorm Wind43 kt (49 mph) estimated gust$25,000 property; $0 crops (2025 dollars)0, 0BACKUS BEACHnew since last plan; within last 5 yearsB1-c most damaging: Thunderstorm Wind
2021-12-16High Wind50 kt (58 mph) estimated gust$10,000 property; $0 crops, reported for the zone (2021 dollars)0, 0NWS zone MIZ030 (ALCONA), zone-levelin the 12 months before plan approval; within last 5 yearsB1-c most damaging: High Wind and Strong Wind
2018-07-16Hail1 in$0 property; $500 crops (2018 dollars)0, 0MIKADOB1-c most damaging: Hail
2016-10-17Hail2 in$0 property; $0 crops (2016 dollars)0, 0GLENNIEB1-c worst recorded: Hail
2010-10-27High Wind55 kt (63 mph) estimated gust$0 property; $0 crops, reported for the zone (2010 dollars)0, 0NWS zone MIZ030 (ALCONA), zone-levelB1-c worst recorded: High Wind and Strong Wind
2008-06-22Flash Flood$100,000 property; $0 crops (2008 dollars)0, 0HARRISVILLE ARPT to KURTZB1-c worst recorded: Flash Flood, Flood, Lakeshore Flood
2005-04-24Heavy Snow$3,000 property; crops not reported, reported for the zone (2005 dollars)0, 0NWS zone MIZ030 (ALCONA), zone-levelB1-c worst recorded: Winter Storm, Heavy Snow, Blizzard, Lake-Effect Snow, Winter Weather, Sleet
2001-08-01Heatdamage not reported0, 0NWS zone MIZ030 (ALCONA), zone-levelB1-c worst recorded: Excessive Heat, Heat
2001-07-22Thunderstorm Wind55 kt (63 mph) estimated$2,000 property; crops not reported (2001 dollars)0, 1CURTISVILLEdeaths or injuries recorded
1998-05-19Thunderstorm Wind80 kt (92 mph), measurement type not recordeddamage not reported0, 0HARRISVILLEB1-c worst recorded: Thunderstorm Wind
1991-03-27TornadoF3, 23 mi path length (whole path, pre-1996), 100 yd wide$2,500,000 property; crops not recorded (1991 dollars)0, 0location not recordedB1-c worst recorded: Tornado

The full list is in the Excel file, sheet "B1-d Storm Events history" (213 rows).

Location is the place NOAA recorded, as written in its data; it need not be a jurisdiction in this plan.

Local data needed: state-declared emergencies, from your state emergency management agency (federal data do not include them).

Tribal and special-area declarations in this state are listed on the state page.

Supports FEMA checklist item B1-e: probability of future events

Probability: FEMA annualized frequency and descriptor per hazard

Sources: 5, 6

HazardFEMA annualized frequency (modeled)unit per rowUnitIn plain termsDescriptorDescriptor basisNRI events or days in its record period (hail, wind and tornado are area-weighted, so can be fractional)NRI periodLocationNote
Coastal Flooding0.013events per year at a location (modeled)about 0.013 per year at a given location in the countyStorm Events records in 0 of 30 years, 1996 to 2025 (0%)not shownmodeledsee B1-fNo descriptor: no Storm Events record 1996 to 2025
Cold Wave2.05event-days per yearabout 2.05 days per yearLikely (from Storm Events: 3 of 30 years)event-days in 3 of 30 years, 1996 to 2025 (10%)392005-11-12 to 2024-11-12 (19 years)countywide
Drought0event-days per yearnone modeledevent-days in 0 of 30 years, 1996 to 2025 (0%)02000 to 2025 (25.25 years; D3 and D4 only)countywideNo Storm Events drought record, 1996 to 2025
Earthquake0.000334annual probability at a locationchance a given location in the county has at least minor-damage shaking in a year: 0.0334%not shownmodeledsee B1-fNo descriptor (Storm Events does not record earthquakes).
Hail0.867events per yearabout 0.87 per yearLikelyFEMA annualized frequency (modeled)33.5 (modeled)1986 to 2023 (38 years)countywide
Heat Wave0.842event-days per yearabout 0.842 days per yearPossible (from Storm Events: 2 of 30 years)event-days in 2 of 30 years, 1996 to 2025 (6.67%)142005-11-12 to 2024-11-12 (19 years)countywide
Hurricane0.0131events per yearabout 1 in 77 yearsPossibleFEMA annualized frequency (modeled)61851 to 2024 (Atlantic)see B1-fNRI counts hurricane and tropical storm tracks passing within storm-force wind range; federal declarations are in B1-d.
Ice Storm0.0744event-days per yearabout 0.0744 days per yearLikely (from Storm Events: 4 of 30 years)event-days in 4 of 30 years, 1996 to 2025 (13.3%)21946-12-31 to 2014-02-12 (67 years)countywide
Inland Flooding0.143event-days per yearabout 0.143 days per yearLikely (from Storm Events: 3 of 30 years)event-days in 3 of 30 years, 1996 to 2025 (10%)41996 to 2023 (28 years)see B1-f
Landslide0.182events per year (modeled)about 1 in 6 yearsLikelyFEMA annualized frequency (modeled)not shownmodeledsee B1-f
Lightning25.3days per year with a strikeabout 25.3 days per yearHighly likelyFEMA annualized frequency (modeled)not shown1995 to 2023 (29 years; CONUS)countywide
Strong Wind0.771events per yearabout 0.77 per yearLikelyFEMA annualized frequency (modeled)121986 to 2023 (38 years)countywide
Tornado0.173events per yearabout 1 in 6 yearsLikelyFEMA annualized frequency (modeled)not shown1950 to 2023 (EF2+); 1986 to 2023 (EF0-1)see B1-f
Tsunamiannual probability at the most exposed location (used in place of a county value)Storm Events records in 0 of 30 years, 1996 to 2025 (0%)not shownmodeledsee B1-fNo descriptor: no Storm Events record 1996 to 2025
Wildfire0.000255annual probability at a locationchance a given location in the county burns in a year: 0.0255%Storm Events records in 0 of 30 years, 1996 to 2025 (0%)not shownmodeledsee B1-fNo descriptor: no Storm Events record 1996 to 2025
Winter Weather13.7event-days per yearabout 13.7 days per yearLikely (from Storm Events: 24 of 30 years)event-days in 24 of 30 years, 1996 to 2025 (80%)2602005-11-12 to 2024-11-12 (19 years)countywide

FEMA annualized frequency (modeled) is the National Risk Index v1.20 (December 2025) estimate of how often a hazard affects this county in a year; it is not recorded events divided by years, and its unit differs by hazard (events, event-days, or days with a lightning strike per year). For earthquake, wildfire, coastal flooding and tsunami the value is the chance (or number of events) at a location in the county, not across the county, so no "1 in N years" is given and the descriptor comes from Storm Events where it has a record (none for earthquake). The Methods page gives each hazard's method, from FEMA's National Risk Index Technical Documentation v1.20.

Where NRI gives event-days, the descriptor comes from the share of years with a Storm Events record; NRI's source records more events, so the two differ.

Descriptor scale used in this packet (defined per unit)

Sources: 5, 6

UnitDescriptorDefinition
events per yearHighly likely1 or more per year
events per yearLikelyabout once in 1 to 10 years
events per yearPossibleabout once in 10 to 100 years
events per yearUnlikelyless than once in 100 years
annual probabilityLikely10% to under 100% chance in a given year
annual probabilityPossible1% to under 10% chance in a given year
annual probabilityUnlikelyunder 1% chance in a given year
event-days (share of years)Highly likelyevent-days recorded in 90% or more of years
event-days (share of years)Likelyevent-days recorded in 10% to under 90% of years
event-days (share of years)Possibleevent-days recorded in some years but under 10% of years
lightning strike-daysHighly likelycloud-to-ground strikes on 1 or more days per year

Intensity bands: historical frequency (Storm Events)

Source: 6

HazardBandYearsEventscounty-coded recordsYears in periodEvents per yearevents / years
Hail1.00-1.99 in1996 to 202516300.533
Hail2.00 in+1996 to 20252300.0667
Thunderstorm Wind (counted as NRI Strong Wind)50-64 kt1996 to 202542301.4
Thunderstorm Wind (counted as NRI Strong Wind)65 kt+1996 to 20251300.0333
Thunderstorm Wind (counted as NRI Strong Wind)unmeasured or below 50 kt1996 to 20251300.0333
TornadoEF0-11996 to 20253300.1
TornadoEF2-31996 to 20250300
TornadoEF4-51996 to 20250300
Tornadounrated (EFU)1996 to 20250300

The bands show how often events of each severity were recorded in this county, to profile how severe events have been (FEMA's probability item asks for the range of intensities).

Hail smaller than 1 inch is not counted: on 2010-01-05 the National Weather Service raised its severe-hail threshold from 3/4 inch to 1 inch, so smaller reports became less common after 2009 (NWS Service Change Notice 09-52). NRI hail frequency uses a 0.75 inch threshold.

Optional: future conditions. Not a required item in the 2025 FEMA Local Mitigation Planning Policy Guide; some states ask for it. The federal Climate Mapping for Resilience and Adaptation (CMRA) site gives county exposure to future climate conditions (https://resilience.climate.gov/).

Supports FEMA checklist item B1-f: hazards that vary across jurisdictions

Range of census tract risk within the county

Source: 5

HazardTractsrated of allNRI risk score, 0 to 100Tracts by rating
MinMedianMax
Coastal Flooding2 of 579.780.180.6Relatively Low 2, No Rating 3
Cold Wave5 of 560.677.483.5Relatively High 2, Relatively Moderate 3
Drought0 of 5No Rating 5
Earthquake5 of 55.56.710.4Very Low 5
Hail5 of 553.366.773.7Relatively Moderate 1, Relatively Low 4
Heat Wave5 of 53.35.37.1Very Low 5
Hurricane5 of 537.341.244.5Very Low 5
Ice Storm5 of 56.716.218.4Very Low 5
Inland Flooding5 of 534.173.488.9Relatively High 1, Relatively Moderate 3, Relatively Low 1
Landslide5 of 553.882.793.3Relatively Low 3, Very Low 2
Lightning5 of 581.094.697.0Very High 1, Relatively High 4
Strong Wind5 of 538.459.866.5Relatively Moderate 3, Relatively Low 2
Tornado5 of 532.744.651.7Relatively Low 5
Tsunami0 of 5Insufficient Data 5
Wildfire5 of 568.474.887.4Relatively Low 4, Very Low 1
Winter Weather5 of 521.527.630.6Relatively Low 5

Rated tracts only: No Rating (score 0.0), Not Applicable and Insufficient Data tracts are counted but not used for the minimum, median and maximum.

The score ranks a tract against all U.S. tracts (100 = highest). The rating is FEMA's category for the tract's risk value, computed differently, so the two can disagree.

Frequency data for cold wave, hail, heat wave, ice storm, lightning, strong wind and winter weather are county-wide or coarse (49 km grid or NWS zone), the same for every jurisdiction; the tract range mostly reflects where buildings and people are.

Each jurisdiction (starting figures from federal data)

Sources: 1, 3, 4, 6

JurisdictionTypePlan statusRepetitive lossFMA RL and SRL (44 CFR 77.2); repeat-flood, any definitionPublic Assistance to this jurisdictionFEMA records matched by applicant name; federal share obligated, nominal dollarsEvent records naming this placeall years; since its plan
Alcona CountyCountyApproved, expires 2027-03-20FMA RL 0, SRL 0; any 0no Public Assistance recorded0 total; 0 since its plan
Harrisville cityCityPlan 107526 approved 2022-03-21, pending adoption here; not yet eligibleFMA RL 0, SRL 0; any 0no Public Assistance recorded14 total; no approved plan
Lincoln villageVillagePlan 107526 approved 2022-03-21, pending adoption here; not yet eligibleFMA RL 0, SRL 0; any 0$5,971.549 total; no approved plan
Alcona townshipTownshipPlan 107526 approved 2022-03-21, pending adoption here; not yet eligibleFMA RL 0, SRL 0; any 0no Public Assistance recorded0 total; no approved plan
Caledonia townshipTownshipPlan 107526 approved 2022-03-21, pending adoption here; not yet eligibleFMA RL 0, SRL 0; any 0$14,655.960 total; no approved plan
Curtis townshipTownshipPlan 107526 approved 2022-03-21, pending adoption here; not yet eligibleFMA RL 0, SRL 0; any 0no Public Assistance recorded0 total; no approved plan
Greenbush townshipTownshipPlan 107526 approved 2022-03-21, pending adoption here; not yet eligibleFMA RL 0, SRL 0; any 1no Public Assistance recorded4 total; no approved plan
Gustin townshipTownshipPlan 107526 approved 2022-03-21, pending adoption here; not yet eligibleFMA RL 0, SRL 0; any 0no Public Assistance recorded0 total; no approved plan
Harrisville townshipTownshipPlan 107526 approved 2022-03-21, pending adoption here; not yet eligibleFMA RL 0, SRL 0; any 0no Public Assistance recorded14 total; no approved plan
Hawes townshipTownshipPlan 107526 approved 2022-03-21, pending adoption here; not yet eligibleFMA RL 0, SRL 0; any 0no Public Assistance recorded0 total; no approved plan
Haynes townshipTownshipPlan 107526 approved 2022-03-21, pending adoption here; not yet eligibleFMA RL 0, SRL 0; any 0no Public Assistance recorded0 total; no approved plan
Mikado townshipTownshipPlan 107526 approved 2022-03-21, pending adoption here; not yet eligibleFMA RL 0, SRL 0; any 0no Public Assistance recorded13 total; no approved plan
Millen townshipTownshipPlan 107526 approved 2022-03-21, pending adoption here; not yet eligibleFMA RL 0, SRL 0; any 0no Public Assistance recorded0 total; no approved plan
Mitchell townshipTownshipPlan 107526 approved 2022-03-21, pending adoption here; not yet eligibleFMA RL 0, SRL 0; any 0no Public Assistance recorded0 total; no approved plan

Repetitive-loss counts are for whole NFIP communities, which can extend beyond this county (see the note in B2-c).

County Public Assistance in B1-d also includes applicants filed under the county that are not jurisdictions in this plan (for example state agencies, special districts and nonprofits), so the jurisdiction rows add up to less.

Supports FEMA checklist items B2-a and B2-b: vulnerability and potential impacts

Local data needed

The table below gives county-level starting figures; the plan describes impacts for each jurisdiction and its own assets.

  • Critical facilities and lifelines per hazard
  • A problem statement per jurisdiction per hazard
  • Changes in development in hazard-prone areas since the last approval, or a statement of none (E1-a)
  • Future assets

County-level starter: exposure, expected annual loss and damage since the plan

Sources: 1, 2, 3, 5, 6, 7

HazardBuilding exposuremodeled dollarsAgriculture exposuremodeled dollarsPopulation exposedpeopleEAL buildingsmodeled dollars per yearEAL agriculturemodeled dollars per yearCost of expected deaths and injuriesFEMA's dollar value per year, not property damageEAL as % of exposurebuildings; agriculture where notedStorm Events damage since 2022-03-21county-coded records, property plus crops, nominal dollarsZone-level damage since planproperty plus crops, reported for the zonePublic Assistance since plannominal dollars; see noteNote
Coastal Flooding$518,524,889n/a356$3,095n/a$1980.000597%
Cold Wave$4,507,235,742$14,794,47610,159$160$12,987$540,120under 0.0001%
Droughtn/a$0n/an/a$0n/aagriculture exposure is 0 in NRI
Earthquake$6,797,268,543n/a10,167$4,104n/a$877under 0.0001%
Hail$4,507,235,742$14,794,47610,159$61,908$1,971$4,3700.00137%
Heat Wave$4,507,235,742$14,794,47610,159$294under $1$15,661under 0.0001%
Hurricane$4,469,314,019$14,623,17610,103$8,770$718$130.000196%
Ice Storm$4,493,103,780n/a10,130$3,709n/a$517under 0.0001%$305,095.31
Inland Flooding$4,497,075,684$224,375346$3,573,447$424$88n/a (see note)no Public Assistance recorded (1 declaration)NRI counts the full building value of any census block with some flood loss; this is not the value of buildings in the floodplain. Use local FIRM overlays for B2-a/B2-b.
Landslide$47,370,459n/a94$81n/a$1,1420.000171%
Lightning$4,507,235,742n/a10,159$3,807n/a$211,699under 0.0001%
Strong Wind$4,507,235,742$14,794,47610,159$34,123$124$50,0460.000757%$25,000
Tornado$4,507,235,742$14,794,47610,159$97,955$73$79,3890.00217%no Public Assistance recorded (1 declaration)
Tsunamin/an/an/an/an/an/aNRI publishes no building exposure for this county
Wildfire$726,289,176$2,984,0382,485$19,010$6$1,0840.00262%
Winter Weather$4,507,235,742$14,794,47610,159$377$67$2,026under 0.0001%$0$305,095.31

Totals since 2022-03-21 (Storm Events through 2026-06-30): 4 county-coded records, 1 with a damage value recorded (including $0), $25,000; 12 zone-level records, 2 with a damage value recorded (including $0), $0 reported for the zone; Public Assistance: $305,095.31 on 2 counted declarations, 1 of them with Public Assistance.

FEMA does not split Public Assistance by hazard. A declaration mapped to several hazards is listed under each of them with its full amount, so the per-hazard column does not add up to the total; the unit total counts each declaration once.

NRI computes earthquake exposure on its own basis, so it exceeds the county building value in B2-a.

Supports FEMA checklist item B2-a: vulnerability (county context)

County context

Source: 5

MeasureValue
Population10,159
Building value (total, not at risk)$4,507,235,742
Agriculture value (total, not at risk)$14,794,476
NRI risk rating (all hazards)Very Low
Expected annual loss, buildings and agriculture, all hazards$3,827,209
Expected annual loss, population equivalence, all hazards (NRI values each statistical life at $13.7M; a modeled value of expected deaths and injuries, not property damage)$907,229
Social vulnerability ratingVery High
Community resilience ratingRelatively Moderate
NRI versionDecember 2025

FEMA's all-hazard expected annual loss adds buildings, agriculture and population equivalence; this table gives the property part and the population-equivalence part as separate rows.

Social vulnerability: higher means people are more likely to be harmed and slower to recover. Community resilience: lower means the community is less able to recover. High social vulnerability and low resilience both raise the NRI risk rating.

Supports FEMA checklist item B2-c: repetitive loss properties

Repetitive loss in this county, both definitions

Sources: 1, 4

DefinitionPropertiesSevere repetitive lossProperties
Repetitive loss, FMA definition (44 CFR 77.2)0Severe repetitive loss, FMA definition (44 CFR 77.2)0
Repetitive loss, NFIP insurance definition1Severe repetitive loss, NFIP insurance definition0

The state NFIP coordinator's list, the source FEMA's Handbook names, often uses the NFIP insurance definition (second row).

Repeat-flood properties: county and state-level rows

Sources: 1, 4

ScopeRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
County total0010100
of which: Greenbush township0010100
Statewide, no county in FEMA's file0040400

The statewide row counts properties FEMA's file gives with no county in this state; they are listed for reference and are not in this county's counts.

Repeat-flood properties by jurisdiction in the plan (NFIP community)

Sources: 1, 4

JurisdictionNFIP community IDRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
Alcona County2618810000000
Harrisville city2605430000000
Lincoln village2618650000000
Alcona township2609960000000
Caledonia township2610590000000
Curtis township2611190000000
Greenbush township2600010010100
Gustin township2611610000000
Harrisville township2609550000000
Hawes township2613930000000
Haynes township2602740000000
Mikado township2610190000000
Millen township2611200000000
Mitchell township2612380000000

Counts by occupancy group for each jurisdiction are in the Excel file, sheet "B2-c Jurisdictions".

Jurisdiction rows are whole NFIP communities and need not add up to the county total: a community that extends into another county is counted in full on each jurisdiction row, while the county table counts only its part in this county.

County repeat-flood properties by occupancy group

Sources: 1, 4

Occupancy groupRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
single-family residential0010100
2 to 4 unit residential0000000
other residential0000000
non-residential0000000
not reported0000000

FEMA's occupancy groups have no institutional class; institutional properties are counted in non-residential or other residential in the table by occupancy group.

FMA RL and FMA SRL are the Flood Mitigation Assistance definitions (44 CFR 77.2), the ones the FEMA Local Mitigation Planning Policy Guide cites. NFIP repetitive loss (the FEMA insurance definition) is 2 or more claims over $1,000 in 10 years, and a property can leave that group once it is mitigated. Also shown: NFIP severe repetitive loss, any category, mitigated and currently insured. The Methods page gives the OpenFEMA field details.

Counts are aggregates of FEMA's public NFIP Multiple Loss Properties file (FEMA's data date 2026-08-02; file version 2026-08-04). No property is identified. County assignment is FEMA's geocode.

In this county 0 properties are FMA repetitive loss but not NFIP repetitive loss, and 1 property is NFIP repetitive loss but not FMA repetitive loss.

Exact counts; no count suppression.

Sources

Tables cite these sources by number. The full list, for the plan's bibliography (FEMA review item A4-a):

  1. FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-29T134039Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)
  2. FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-29T162832Z, pulled 2026-09-30, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)
  3. FEMA, OpenFEMA PublicAssistanceFundedProjectsSummaries v1, version 2026-09-29T150754Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/PublicAssistanceFundedProjectsSummaries (API)
  4. FEMA, OpenFEMA NfipMultipleLossProperties v1, version 2026-08-04T164045Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/NfipMultipleLossProperties (API)
  5. FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-30, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)
  6. NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-30, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/
  7. NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-30, https://www.weather.gov/gis/ZoneCounty
  8. U.S. Census Bureau, Census 2024 Gazetteer, 2020 place by county, CT county-to-cousub crosswalk, version 2024-gazetteer, pulled 2026-09-30, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_counties_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_cousubs_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_place_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_unsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_elsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_scsd_national.zip, https://www2.census.gov/geo/docs/reference/codes2020/national_place_by_county2020.txt, https://www2.census.gov/geo/docs/reference/ct_change/ct_cou_to_cousub_crosswalk.xlsx (used to match place names and codes; no table prints its values)

What this packet is and what the plan adds

This packet is the federal data for the plan's risk assessment, organized by the items of FEMA's Local Mitigation Plan Review Tool, Element B. Each section heading names the item its tables support; the plan and FEMA's review decide whether the item is met.

The plan adds what only the community has: local data on assets, critical facilities, development and each jurisdiction's impacts; local hazard history, including state-declared emergencies; the mitigation strategy; and adoption.

How the federal data are built: National Risk Index values are FEMA's model, not counts of events. Storm Events is more complete from 1996; zone-level records are placed by forecast zone, not by location in the county. Public Assistance for a jurisdiction is matched by applicant name. The Methods page gives every rule and the known edge cases.

OpenFEMA disclaimer

This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Reuse, citation and corrections

Reuse and citation: Hazard Plain text and tables are licensed under Creative Commons Attribution 4.0 International (CC BY 4.0, https://creativecommons.org/licenses/by/4.0/); credit Hazard Plain and the release. The underlying federal data are public domain; OpenFEMA data are also subject to the OpenFEMA terms and conditions.

Cite this: Hazard Plain (2026). Alcona County, MI: risk-assessment baseline packet, release 2026-10 (data as of 2026-09-30; County FIPS 26001). Automated baseline. https://hazardplain.org/mi/26001/ Built from FEMA OpenFEMA, the FEMA National Risk Index and NOAA NCEI Storm Events; source versions in the packet's Sources list.

Corrections: to report an error, name the packet, the table and what your records show. Contact: contact@hazardplain.org

Hazard Plain release 2026-10. As of 2026-09-30; Storm Events data through 2026-06-30. Automated baseline.