Summary
Plan status as of 2026-09-30: Approved, expires 2030-05-05. Plan: Pinellas County (FEMA plan 110776), approved 2025-05-05.
Since the plan was approved on 2025-05-05: no new hazard declaration and 11 NOAA Storm Events records; details under "What changed since your last plan".
Highest expected annual loss (FEMA National Risk Index, modeled total; see B1-a): Hurricane ($110,079,977 a year), Inland Flooding ($90,829,435) and Tornado ($33,467,776).
The tables that follow are organized by the items of FEMA's Local Mitigation Plan Review Tool, Element B (B1-a to B2-c); each heading says which item its tables support.
Plan clock
- Status:
- Approved, expires 2030-05-05
- Plan:
- Pinellas County (FEMA plan 110776)
- Approved:
- 2025-05-05
- Days to expiry:
- 1,313
What changed since your last plan (approved 2025-05-05)
- New federal declarations:
- none
- Storm Events records since approval:
- 11 records (data through 2026-06-30)
- Repetitive loss now:
- FMA RL 1,010, SRL 1,395 (44 CFR 77.2); any definition: 3,297
- Repeat-flood change:
- this release sets the baseline count.
Sources: 1, 2, 4, 6 (numbered list at the end)
Plan status for every jurisdiction listed in this county: 26 rows, in the section "Plan clock: Plan status for every jurisdiction listed in this county" on the following pages.
State plan status and tribal plans in this state: see the state page.
Plan clock
Plan status for every jurisdiction listed in this county
Source: 1
| Jurisdiction | Type | Status | Plan | Approved | Expires | Days to expirynegative = days since expiry | Notes |
|---|---|---|---|---|---|---|---|
| Pinellas County (unincorporated area) | Unincorporated | Approved, expires 2030-05-05 | Pinellas County (FEMA plan 110776) | 2025-05-05 | 2030-05-05 | 1,313 | |
| Belleair Beach city | City | Approved, expires 2030-05-05 | Pinellas County (FEMA plan 110776) | 2025-05-05 | 2030-05-05 | 1,313 | this jurisdiction approved 2025-09-09 |
| Belleair Bluffs city | City | Approved, expires 2030-05-05 | Pinellas County (FEMA plan 110776) | 2025-05-05 | 2030-05-05 | 1,313 | this jurisdiction approved 2025-06-25 |
| Belleair Shore town | Town | Approved, expires 2030-05-05 | Pinellas County (FEMA plan 110776) | 2025-05-05 | 2030-05-05 | 1,313 | |
| Belleair town | Town | Approved, expires 2030-05-05 | Pinellas County (FEMA plan 110776) | 2025-05-05 | 2030-05-05 | 1,313 | this jurisdiction approved 2025-07-25 |
| Clearwater city | City | Approved, expires 2030-05-05 | Pinellas County (FEMA plan 110776) | 2025-05-05 | 2030-05-05 | 1,313 | this jurisdiction approved 2025-08-04 |
| Dunedin city | City | Approved, expires 2030-05-05 | Pinellas County (FEMA plan 110776) | 2025-05-05 | 2030-05-05 | 1,313 | this jurisdiction approved 2025-06-25 |
| Gulfport city | City | Approved, expires 2030-05-05 | Pinellas County (FEMA plan 110776) | 2025-05-05 | 2030-05-05 | 1,313 | this jurisdiction approved 2025-06-25 |
| Indian Rocks Beach city | City | Approved, expires 2030-05-05 | Pinellas County (FEMA plan 110776) | 2025-05-05 | 2030-05-05 | 1,313 | this jurisdiction approved 2025-06-25 |
| Indian Shores town | Town | Approved, expires 2030-05-05 | Pinellas County (FEMA plan 110776) | 2025-05-05 | 2030-05-05 | 1,313 | |
| Kenneth City town | Town | Approved, expires 2030-05-05 | Pinellas County (FEMA plan 110776) | 2025-05-05 | 2030-05-05 | 1,313 | this jurisdiction approved 2025-11-17 |
| Largo city | City | Approved, expires 2030-05-05 | Pinellas County (FEMA plan 110776) | 2025-05-05 | 2030-05-05 | 1,313 | this jurisdiction approved 2025-06-25 |
| Madeira Beach city | City | Approved, expires 2030-05-05 | Pinellas County (FEMA plan 110776) | 2025-05-05 | 2030-05-05 | 1,313 | this jurisdiction approved 2025-08-04 |
| North Redington Beach town | Town | Approved, expires 2030-05-05 | Pinellas County (FEMA plan 110776) | 2025-05-05 | 2030-05-05 | 1,313 | this jurisdiction approved 2025-06-25 |
| Oldsmar city | City | Approved, expires 2030-05-05 | Pinellas County (FEMA plan 110776) | 2025-05-05 | 2030-05-05 | 1,313 | this jurisdiction approved 2025-06-25 |
| Pinellas Park city | City | Approved, expires 2030-05-05 | Pinellas County (FEMA plan 110776) | 2025-05-05 | 2030-05-05 | 1,313 | this jurisdiction approved 2025-06-25 |
| Redington Beach town | Town | Approved, expires 2030-05-05 | Pinellas County (FEMA plan 110776) | 2025-05-05 | 2030-05-05 | 1,313 | this jurisdiction approved 2025-11-17 |
| Redington Shores town | Town | Approved, expires 2030-05-05 | Pinellas County (FEMA plan 110776) | 2025-05-05 | 2030-05-05 | 1,313 | this jurisdiction approved 2025-06-25 |
| Safety Harbor city | City | Approved, expires 2030-05-05 | Pinellas County (FEMA plan 110776) | 2025-05-05 | 2030-05-05 | 1,313 | this jurisdiction approved 2025-07-25 |
| Seminole city | City | Approved, expires 2030-05-05 | Pinellas County (FEMA plan 110776) | 2025-05-05 | 2030-05-05 | 1,313 | this jurisdiction approved 2025-06-25 |
| South Pasadena city | City | Approved, expires 2030-05-05 | Pinellas County (FEMA plan 110776) | 2025-05-05 | 2030-05-05 | 1,313 | this jurisdiction approved 2025-06-25 |
| St. Pete Beach city | City | Approved, expires 2030-05-05 | Pinellas County (FEMA plan 110776) | 2025-05-05 | 2030-05-05 | 1,313 | |
| St. Petersburg city | City | Approved, expires 2030-05-05 | Pinellas County (FEMA plan 110776) | 2025-05-05 | 2030-05-05 | 1,313 | this jurisdiction approved 2025-06-25 |
| Tarpon Springs city | City | Approved, expires 2030-05-05 | Pinellas County (FEMA plan 110776) | 2025-05-05 | 2030-05-05 | 1,313 | this jurisdiction approved 2025-06-25 |
| Treasure Island city | City | Approved, expires 2030-05-05 | Pinellas County (FEMA plan 110776) | 2025-05-05 | 2030-05-05 | 1,313 | |
| Suncoast Fire and Rescue | Fire/EMS District | Approved, expires 2030-05-05 | Pinellas County (FEMA plan 110776) | 2025-05-05 | 2030-05-05 | 1,313 | this jurisdiction approved 2025-06-25 |
Supports FEMA checklist item B1-a: hazard identification
Hazards NRI does not cover (local data needed)
- dam failure (incl. upstream dams)
- levee failure
- flash flood as its own subtype
- ice jams
- debris flows
- erosion (riverine and coastal)
- land subsidence and sinkholes
- expansive soils
The 18 National Risk Index hazards, ranked by expected annual loss (EAL)
Sources: 5, 6
| Rank by EAL | Hazard | NRI risk rating | EAL rating | EAL buildingsmodeled dollars per year | EAL agriculturemodeled dollars per year | Cost of expected deaths and injuriesFEMA's dollar value per year, not property damage | EAL total (see note)modeled dollars per year | Storm Events records, 1996 to 2026-06-30count | Storm Events coverage note |
|---|---|---|---|---|---|---|---|---|---|
| 1 | Hurricane | Very High | Very High | $102,743,591 | $27,176 | $7,309,209 | $110,079,977 | 29 | |
| 2 | Inland Flooding | Relatively High | Relatively High | $90,691,462 | $75 | $137,899 | $90,829,435 | 50 | |
| 3 | Tornado | Very High | Relatively High | $8,725,312 | $46 | $24,742,420 | $33,467,776 | 48 | |
| 4 | Cold Wave | Very High | Very High | $46,224 | $91,827 | $25,956,536 | $26,094,587 | 9 | Includes 5 Frost/Freeze records (outside NRI's Cold Wave definition; counted in this table and in B1-d, not in the B1-e descriptor). |
| 5 | Coastal Flooding | Very High | Very High | $20,810,251 | n/a | $3,823,939 | $24,634,189 | 18 | |
| 6 | Lightning | Very High | Very High | $686,240 | n/a | $8,211,277 | $8,897,517 | 175 | |
| 7 | Heat Wave | Relatively Moderate | Relatively Moderate | $94 | $2 | $5,561,138 | $5,561,234 | 0 | No recorded events in Storm Events since 1996 (data through 2026-06-30). |
| 8 | Hail | Relatively High | Relatively Moderate | $2,217,264 | $1,221 | $4,325 | $2,222,810 | 73 | |
| 9 | Strong Wind | Relatively Moderate | Relatively Moderate | $459,987 | $1,083 | $244,644 | $705,714 | 192 | Includes 5 High Wind and 3 Strong Wind records (NOAA non-thunderstorm wind types, outside NRI's Strong Wind definition). |
| 10 | Earthquake | Relatively Low | Relatively Low | $361,541 | n/a | $198,531 | $560,071 | Storm Events does not record earthquakes. | |
| 11 | Wildfire | Relatively Low | Relatively Low | $340,643 | $21 | $36,282 | $376,946 | 4 | |
| 12 | Drought | Very Low | Very Low | n/a | $3,851 | n/a | $3,851 | 0 | No recorded events in Storm Events since 1996 (data through 2026-06-30). |
| 13 | Landslide | Very Low | Very Low | $73 | n/a | under $1 | $73 | 0 | No recorded events in Storm Events since 1996 (data through 2026-06-30). |
| 14 | Winter Weather | No Rating | No Expected Annual Losses | $0 | $0 | $0 | $0 | 0 | No recorded events in Storm Events since 1996 (data through 2026-06-30). |
| Tsunami | Insufficient Data | Insufficient Data | n/a | n/a | n/a | n/a | 0 | No recorded events in Storm Events since 1996 (data through 2026-06-30). |
Total = buildings + agriculture + population equivalence; FEMA values each expected death (or 10 injuries) at $13.7 million (2024 dollars).
NRI risk rating combines expected annual loss with social vulnerability and community resilience; EAL rating rates expected annual loss alone. Both compare this county with all U.S. counties.
Local data needed: state and local landslide and tsunami records (Storm Events records these hazards only in part).
Not applicable to this county per NRI, with no federal declaration and no Storm Events record since 1996: avalanche, ice storm and volcanic activity. That is the evidence for leaving them out of the plan.
The state hazard mitigation plan also lists hazards for this county; FEMA asks the plan to explain any hazard it leaves out.
Supports FEMA checklist item B1-b: hazard location
Affects the whole county (national data give no location within it): Cold Wave, Drought, Hail, Heat Wave, Lightning, Strong Wind and Winter Weather.
Coastal Flooding and Inland Flooding: The FEMA Flood Insurance Rate Map (FIRM) is the required location source for flooding. See the FEMA Flood Map Service Center (https://msc.fema.gov) for this county.
Hazards that vary within the county: highest-rated census tracts
Source: 5
| Hazard | Highest-rated census tractsNRI risk rating, score 0 to 100 |
|---|---|
| Earthquake | tract 245.12 (Very Low, 35.0); tract 245.05 (Very Low, 27.1); tract 250.11 (Very Low, 26.3) |
| Hurricane | tract 267.03 (Very High, 98.7); tract 245.12 (Very High, 98.4); tract 274.04 (Relatively High, 96.4) |
| Landslide | tract 274.04 (Very Low, 64.9); tract 275.01 (Very Low, 60.2); tract 273.09 (Very Low, 56.2) |
| Tornado | tract 267.03 (Relatively High, 92.6); tract 272.06 (Relatively High, 90.9); tract 274.04 (Relatively High, 90.9) |
| Tsunami | no tract has a National Risk Index rating for this hazard |
| Wildfire | tract 273.27 (Relatively Moderate, 92.4); tract 273.25 (Relatively Moderate, 91.6); tract 273.32 (Relatively Moderate, 91.4) |
Up to 3 census tracts per hazard, highest National Risk Index rating first, then highest score; a tract number is the Census tract number (for example 245.12 is Census Tract 245.12). FEMA's Resilience Analysis and Planning Tool maps the National Risk Index for every tract: https://www.fema.gov/emergency-managers/practitioners/resilience-analysis-and-planning-tool
Supports FEMA checklist item B1-c: hazard extent
Extent: scale, observed range and worst recorded event per hazard
Sources: 6, 7
| Hazard | Scale | Recordscount and years | Observed range | Worst recorded event | Most damaging (when different) | How it applies to jurisdictions | Note |
|---|---|---|---|---|---|---|---|
| Coastal Flood, Storm Surge/Tide | none in data (flood depth: FIRM) | 18 records, 1998 to 2024 (16 zone-level) | Storm Surge/Tide, 2016-09-01, $4,000,000 property; $0 crops (2016 dollars); NWS zone FLZ050 | No event record names a jurisdiction in the plan. Zone-level records (16) apply countywide. | Flood depth: see the FEMA Flood Insurance Rate Map. | ||
| Cold/Wind Chill, Extreme Cold/Wind Chill | wind chill | 4 records, 2003 to 2008 (4 zone-level) | 1 day to 2 days (median 2 days); 3 with a recorded value | 2 consecutive days, 2008-10-28 to 2008-10-29, zone-level | Extreme Cold/Wind Chill, 2003-01-24, property not reported; $1,000,000 crops (zone total, 2003 dollars) | Countywide (zone-level records). | |
| Frost/Freeze (outside NRI's Cold Wave definition) | crop damage | 5 records, 2000 to 2012 (5 zone-level) | No crop damage reported in 5 records. | Countywide (zone-level records). | |||
| Drought | U.S. Drought Monitor scale (D0 to D4) | 0 | Storm Events enters a drought at D2 or worse east of the Rockies and D3 or worse from the Rockies west (NWS Instruction 10-1605); NRI drought counts D3 and D4 only. | ||||
| Earthquake | Modified Mercalli (local data) | 0 | Storm Events does not record earthquakes; the USGS earthquake catalog is the source. | ||||
| Hail | hail size (inches) | 112 records, 1956 to 2025 | 0.75 in to 3 in (median 0.88 in); 112 with a recorded value | 3 in hail, 2001-05-03 | Event records naming jurisdictions in the plan: St. Petersburg city (24 records), Largo city (9 records), Pinellas Park city (8 records), Clearwater city (7 records), Tarpon Springs city (7 records), Kenneth City town (3 records), Gulfport city (2 records), Dunedin city (1 record), Indian Rocks Beach city (1 record), Oldsmar city (1 record); and 3 more jurisdictions (see the Excel file). | ||
| Excessive Heat, Heat | heat index (in event narratives) | 0 | |||||
| Hurricane, Tropical Storm, Tropical Depression | Saffir-Simpson | 29 records, 1996 to 2024 (29 zone-level) | Strongest recorded: Hurricane record (NOAA event type 'Hurricane (Typhoon)'), 2024-10-09 to 2024-10-10, category 2, $43,000,000 property; crops not reported (2024 dollars); NWS zone FLZ050 | Most damaging recorded: Hurricane (Typhoon), 2017-09-10, $594,450,000 property; $0 crops (zone total, 2017 dollars) | Countywide (zone-level records). | Storm Events files every zone of a storm's episode under the storm's type; flooding from the storm is filed as Flood or Flash Flood records. | |
| Flash Flood, Flood, Lakeshore Flood | damage and flood days (flood depth: FIRM) | 50 records, 1996 to 2025 (1 zone-level) | Flood, 2015-08-03, $3,500,000 property; $0 crops (2015 dollars) | Event records naming jurisdictions in the plan: Pinellas Park city (7 records), Clearwater city (6 records), St. Petersburg city (6 records), Tarpon Springs city (5 records), Largo city (3 records), Dunedin city (2 records), South Pasadena city (2 records), Indian Rocks Beach city (1 record), Kenneth City town (1 record), Madeira Beach city (1 record); and 3 more jurisdictions (see the Excel file). Zone-level records (1) apply countywide. | Flood depth: see the FEMA Flood Insurance Rate Map. Storm Events damage is often $0 or blank for floods, major ones included; FEMA Public Assistance by declaration (B1-d) shows which floods cost the most. | ||
| Debris Flow | none (count and damage only) | 0 | |||||
| Lightning | annualized frequency (the measure FEMA's Local Mitigation Planning Handbook names) | 175 records, 1996 to 2025 | Lightning, 2019-07-21, $0 property; $0 crops (2019 dollars), 1 direct death, 7 direct injuries | Lightning, 2005-07-04, $4,000,000 property; crops not reported (2005 dollars) | Event records naming jurisdictions in the plan: Clearwater city (20 records), St. Petersburg city (17 records), Largo city (10 records), Pinellas Park city (9 records), Seminole city (8 records), Tarpon Springs city (7 records), Gulfport city (6 records), Oldsmar city (4 records), Belleair Beach city (3 records), Belleair town (3 records); and 7 more jurisdictions (see the Excel file). | Storm Events lists lightning with damage or casualties. | |
| High Wind and Strong Wind (outside NRI's Strong Wind definition) | wind speed (kt and mph) | 8 records, 1996 to 2018 (8 zone-level) | 26 kt (30 mph) to 62 kt (71 mph) (median 45 kt (52 mph)); 7 with a recorded value | 62 kt (71 mph) measured gust, High Wind, 2018-12-21; NWS zone FLZ050 | High Wind, 2000-11-25, $25,000 property; $0 crops (zone total, 2000 dollars) | Countywide (zone-level records). | |
| Thunderstorm Wind | wind speed (kt and mph) | 280 records, 1959 to 2025 | 30 kt (35 mph) to 83 kt (96 mph) (median 52 kt (60 mph)); 181 with a recorded value | 83 kt (96 mph), measurement type not recorded, Thunderstorm Wind, 1971-02-07 | Thunderstorm Wind, 2024-05-14, $750,000 property; $0 crops (2024 dollars) | Event records naming jurisdictions in the plan: St. Petersburg city (33 records), Clearwater city (14 records), Largo city (11 records), Pinellas Park city (11 records), Tarpon Springs city (11 records), Gulfport city (8 records), Indian Rocks Beach city (5 records), Belleair Beach city (4 records), Belleair town (3 records), Madeira Beach city (3 records); and 8 more jurisdictions (see the Excel file). | |
| Tornado | Enhanced Fujita (Fujita before Feb 2007) | 147 records, 1951 to 2025 | F/EF0 to F/EF4 (median F/EF0); 142 with a recorded value | F4 tornado, 1966-04-04, 46.5 mi path length (whole path, pre-1996), 300 yd wide, $25,000,000 property; crops not recorded (1966 dollars), 3 direct deaths, 80 direct injuries | Event records naming jurisdictions in the plan: Clearwater city (6 records), Indian Rocks Beach city (4 records), Largo city (4 records), Gulfport city (3 records), St. Petersburg city (3 records), Madeira Beach city (2 records), Oldsmar city (2 records), Pinellas Park city (2 records), Seminole city (2 records), Belleair Bluffs city (1 record); and 5 more jurisdictions (see the Excel file). | Before 1996 a tornado is listed once, under the county where it began, with its whole path's rating and length; from 1996 on, each county lists its own segment. Length is not used to rank tornadoes (see Methods). | |
| Tsunami | none (count and damage only) | 0 | |||||
| Wildfire | acres burned (local data) | 4 records, 2000 to 2001 (3 zone-level) | Wildfire, 2000-03-23, $5,000 property; $0 crops (2000 dollars) | Event records naming jurisdictions in the plan: Clearwater city (1 record). Zone-level records (3) apply countywide. | |||
| Winter Storm, Heavy Snow, Blizzard, Lake-Effect Snow, Winter Weather, Sleet | none in data (snowfall: local data) | 0 |
Where a hazard names more than 10 jurisdictions, the table lists the 10 with the most records; every one is in the Excel file, sheet "B1-c Extent".
In event narratives only (local data needed): wind chill, temperature, heat index, acres burned and snow depth; any physical measure of debris flow, lightning and tsunami.
Storm Events records are more complete after 1996; before 1996 only Tornado (from 1950), Hail and Thunderstorm Wind (from 1955) exist. Zone-level records from zones that no NWS zone-county file places in this county (mostly before 2020) are not counted here (the Methods page explains the zone matching).
Dollars are nominal (as reported), labeled with the year; not adjusted for inflation.
Supports FEMA checklist item B1-d: previous occurrences
Federal declarations for this county: 45 declarations covering 35 separate hazard incidents counted in this packet (declarations for the same incident count once; non-natural and evacuation-only declarations are not counted).
Federal disaster declarations for this county
Sources: 1, 2, 3
| Declared | Incident began | FEMA number | Type | Title | Mapped hazard | County Public Assistancefederal share obligated, nominal dollars | Flags | Notes |
|---|---|---|---|---|---|---|---|---|
| 2024-10-11 | 2024-10-05 | DR-4834-FL | Major disaster | Hurricane Milton | Hurricane (primary); also designated: Inland Flooding | $126,793,504.16 | in the 12 months before plan approval; within last 5 years | |
| 2024-10-07 | 2024-10-05 | EM-3622-FL | Emergency | Hurricane Milton | Hurricane | no Public Assistance recorded | in the 12 months before plan approval; within last 5 years | same incident as DR-4834 |
| 2024-09-28 | 2024-09-23 | DR-4828-FL | Major disaster | Hurricane Helene | Hurricane | $60,163,161.37 | in the 12 months before plan approval; within last 5 years | |
| 2024-09-24 | 2024-09-23 | EM-3615-FL | Emergency | Tropical Storm Helene | Hurricane (primary); also designated: Inland Flooding, Strong Wind | no Public Assistance recorded | in the 12 months before plan approval; within last 5 years | same incident as DR-4828 |
| 2024-08-10 | 2024-08-01 | DR-4806-FL | Major disaster | Hurricane Debby | Hurricane | $1,770,997.56 | in the 12 months before plan approval; within last 5 years | |
| 2024-08-03 | 2024-08-01 | EM-3605-FL | Emergency | Tropical Storm Debby | Hurricane (primary); also designated: Inland Flooding, Strong Wind, Tornado | no Public Assistance recorded | in the 12 months before plan approval; within last 5 years | same incident as DR-4806 |
| 2023-08-31 | 2023-08-27 | DR-4734-FL | Major disaster | Hurricane Idalia | Hurricane | $5,442,973.36 | within last 5 years | |
| 2023-08-28 | 2023-08-27 | EM-3596-FL | Emergency | Tropical Storm Idalia | Hurricane | no Public Assistance recorded | within last 5 years | same incident as DR-4734 |
| 2022-12-13 | 2022-11-07 | DR-4680-FL | Major disaster | Hurricane Nicole | Hurricane | $36,728.08 | within last 5 years | |
| 2022-11-08 | 2022-11-07 | EM-3587-FL | Emergency | Tropical Storm Nicole | Hurricane | no Public Assistance recorded | within last 5 years | same incident as DR-4680 |
| 2022-09-29 | 2022-09-23 | DR-4673-FL | Major disaster | Hurricane Ian | Hurricane | $15,270,944.26 | within last 5 years | |
| 2022-09-24 | 2022-09-23 | EM-3584-FL | Emergency | Tropical Storm Ian | Hurricane | no Public Assistance recorded | within last 5 years | same incident as DR-4673 |
| 2021-07-04 | 2021-07-04 | EM-3561-FL | Emergency | Tropical Storm Elsa | Hurricane | no Public Assistance recorded | ||
| 2020-11-11 | 2020-11-07 | EM-3551-FL | Emergency | Hurricane Eta | Hurricane | $14,722.40 | ||
| 2020-03-25 | 2020-01-20 | DR-4486-FL | Major disaster | COVID-19 Pandemic | Non-natural, not counted | $31,473,301.64 | ||
| 2020-03-13 | 2020-01-20 | EM-3432-FL | Emergency | COVID-19 | Non-natural, not counted | no Public Assistance recorded | same incident as DR-4486 | |
| 2019-08-30 | 2019-08-28 | EM-3419-FL | Emergency | Hurricane Dorian | Hurricane | no Public Assistance recorded | ||
| 2018-10-09 | 2018-10-07 | EM-3405-FL | Emergency | Hurricane Michael | Hurricane | no Public Assistance recorded | ||
| 2017-09-10 | 2017-09-04 | DR-4337-FL | Major disaster | Hurricane Irma | Hurricane | $48,177,573.46 | ||
| 2017-09-05 | 2017-09-04 | EM-3385-FL | Emergency | Hurricane Irma | Hurricane | no Public Assistance recorded | same incident as DR-4337 | |
| 2016-09-28 | 2016-08-31 | DR-4280-FL | Major disaster | Hurricane Hermine | Hurricane | $4,369,662.46 | ||
| 2012-07-03 | 2012-06-23 | DR-4068-FL | Major disaster | Tropical Storm Debby | Hurricane | $1,028,062.39 | ||
| 2008-08-21 | 2008-08-18 | EM-3288-FL | Emergency | Tropical Storm Fay | Hurricane; Inland Flooding | $152,417.51 | ||
| 2005-09-05 | 2005-08-29 | EM-3220-FL | Emergency | Hurricane Katrina Evacuation | Hurricane: evacuation support, not a local hazard event; not counted | no Public Assistance recorded | ||
| 2004-09-26 | 2004-09-24 | DR-1561-FL | Major disaster | Hurricane Jeanne | Hurricane | $8,669,402.61 | ||
| 2004-09-04 | 2004-09-03 | DR-1545-FL | Major disaster | Hurricane Frances | Hurricane | $5,806,337.13 | ||
| 2004-08-13 | 2004-08-11 | DR-1539-FL | Major disaster | Tropical Storm Bonnie and Hurricane Charley | Hurricane | $2,157,517.79 | ||
| 2001-03-18 | 2001-02-17 | FM-2353-FL | Fire management | Fl - Lakeland Complex Fire | Wildfire | no Public Assistance recorded | ||
| 2001-02-05 | 2000-12-01 | DR-1359-FL | Major disaster | Severe Freeze | Cold Wave | PA not declared for this county | ||
| 2000-05-20 | 2000-05-22 | FM-2300-FL | Fire management | Lakeland District Fire | Wildfire | no Public Assistance recorded | ||
| 1999-10-15 | 1999-10-14 | EM-3150-FL | Emergency | Tropical Storm Irene - Florida | Hurricane | $12,003.16 | ||
| 1999-04-27 | 1999-04-15 | EM-3139-FL | Emergency | Fl-Fires 04/15/99 | Wildfire | no Public Assistance recorded | ||
| 1999-04-21 | 1999-04-13 | FM-2259-FL | Fire management | Fl-Fires 04/13/99 | Wildfire | no Public Assistance recorded | ||
| 1998-09-25 | 1998-09-25 | EM-3131-FL | Emergency | Hurricane Grorges | Hurricane | no Public Assistance recorded | ||
| 1998-06-18 | 1998-05-25 | DR-1223-FL | Major disaster | Extreme Fire Hazard | Wildfire | no Public Assistance recorded | ||
| 1998-01-06 | 1997-12-25 | DR-1195-FL | Major disaster | Severe Storms, High Winds, Tornadoes, and Flooding | Inland Flooding; Strong Wind; Tornado | PA not declared for this county | ||
| 1996-10-15 | 1996-10-07 | DR-1141-FL | Major disaster | Tropical Storm Josephine | Hurricane; Tornado | PA not declared for this county | ||
| 1993-03-13 | 1993-03-12 | DR-982-FL | Major disaster | Tornadoes, Flooding, High Winds & Tides, Freezing | Tornado (primary); also designated: Inland Flooding, Strong Wind | no Public Assistance recorded | ||
| 1992-10-08 | 1992-10-03 | DR-966-FL | Major disaster | Severe Storms, Tornadoes & Flooding | Inland Flooding; Tornado | no Public Assistance recorded | ||
| 1990-01-15 | 1989-12-23 | DR-851-FL | Major disaster | Severe Freeze | Cold Wave | PA not declared for this county | ||
| 1985-09-12 | 1985-08-29 | DR-743-FL | Major disaster | Hurricane Elena | Hurricane | no Public Assistance recorded | ||
| 1979-05-15 | 1979-05-15 | DR-586-FL | Major disaster | Severe Storms, Tornadoes & Flooding | Inland Flooding; Tornado | PA not declared for this county | ||
| 1977-01-31 | 1977-01-31 | DR-526-FL | Major disaster | Severe Winter Weather | Cold Wave | PA not declared for this county | ||
| 1972-06-23 | 1972-06-23 | DR-337-FL | Major disaster | Tropical Storm Agnes | Hurricane | no Public Assistance recorded | ||
| 1968-11-07 | 1968-11-07 | DR-252-FL | Major disaster | Hurricane Gladys | Hurricane (primary); also designated: Inland Flooding | no Public Assistance recorded |
County Public Assistance: applicants the FEMA record places in this county, including any state agencies FEMA files there; statewide rows are listed on the state page; federal share obligated, nominal dollars.
Statewide declarations
Source: 2
| Declared | Incident began | FEMA number | Type | Title | Mapped hazard |
|---|---|---|---|---|---|
| 1995-08-03 | 1995-08-02 | EM-3116-FL | Emergency | Hurricane Erin | Hurricane |
| 1964-09-10 | 1964-09-10 | DR-176-FL | Major disaster | Hurricane Dora | Hurricane (primary); also designated: Inland Flooding |
| 1964-09-08 | 1964-09-08 | DR-175-FL | Major disaster | Hurricane Cleo | Hurricane (primary); also designated: Inland Flooding |
| 1962-12-17 | 1962-12-17 | DR-141-FL | Major disaster | Abnormally High Tides | Inland Flooding |
| 1960-09-12 | 1960-09-12 | DR-106-FL | Major disaster | Hurricane Donna | Hurricane (primary); also designated: Inland Flooding |
| 1960-03-23 | 1960-03-23 | DR-97-FL | Major disaster | Severe Weather Conditions | Other, not an NRI hazard; not counted |
| 1953-10-22 | 1953-10-22 | DR-12-FL | Major disaster | Flood | Inland Flooding |
FEMA recorded these with designated area Statewide and no county, so they are listed on every county page in the state and not counted with county rows. Local data needed: whether each one affected this county.
17 Fire Management declarations (1985-05-17 to 1998-06-28) FEMA filed as Statewide with no county; each names one local fire. Listed on the state page.
Public Assistance not placed in any Florida county: 4 rows, $9,327,951.42; listed on the Florida state page.
Source: 3
Previous occurrences by hazard, with explicit no-event rows
Sources: 2, 6, 7
| Hazard | Storm Events records, all years on file(years in the Period column) | Since plan approvalrecords | In the 12 months before plan approvalrecords | Last 5 yearsrecords | Declared incidents, all yearsseparate disasters | Declared since approvalseparate disasters | Period | Statement |
|---|---|---|---|---|---|---|---|---|
| Coastal Flooding | 18 | 0 | 0 | 2 | 0 | 0 | 1996 to 2026-06-30 | |
| Cold Wave | 9 | 0 | 0 | 0 | 3 | 0 | 1996 to 2026-06-30 | Includes 5 Frost/Freeze records. |
| Drought | 0 | 0 | 0 | 0 | 0 | 0 | 1996 to 2026-06-30 | No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events |
| Earthquake | 0 | 0 | 0 | 0 | 0 | 0 | Storm Events does not record earthquakes; the USGS earthquake catalog is the source. | |
| Hail | 112 | 1 | 0 | 2 | 0 | 0 | 1955 to 2026-06-30 | |
| Heat Wave | 0 | 0 | 0 | 0 | 0 | 0 | 1996 to 2026-06-30 | No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events |
| Hurricane | 29 | 0 | 2 | 5 | 23 | 0 | 1996 to 2026-06-30 | |
| Inland Flooding | 50 | 2 | 1 | 5 | 9 | 0 | 1996 to 2026-06-30 | |
| Landslide | 0 | 0 | 0 | 0 | 0 | 0 | 1996 to 2026-06-30 | No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events |
| Lightning | 175 | 5 | 5 | 17 | 0 | 0 | 1996 to 2026-06-30 | |
| Strong Wind | 288 | 1 | 3 | 11 | 4 | 0 | 1955 to 2026-06-30 | Includes 5 High Wind and 3 Strong Wind records. |
| Tornado | 147 | 2 | 1 | 8 | 6 | 0 | 1950 to 2026-06-30 | |
| Tsunami | 0 | 0 | 0 | 0 | 0 | 0 | 1996 to 2026-06-30 | No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events |
| Wildfire | 4 | 0 | 0 | 0 | 5 | 0 | 1996 to 2026-06-30 | |
| Winter Weather | 0 | 0 | 0 | 0 | 0 | 0 | 1996 to 2026-06-30 | No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events |
Notable Storm Events records
Sources: 1, 6, 7
| Date | Event type | Magnitude or extent | Damagenominal dollars | Deaths, injuriesdirect only | Location | Flags | Why listed |
|---|---|---|---|---|---|---|---|
| 2024-10-09 | Hurricane (NOAA event type 'Hurricane (Typhoon)') | category 2 | $43,000,000 property; crops not reported (zone total, 2024 dollars) | 0, 0 | NWS zone FLZ050 (PINELLAS), zone-level | in the 12 months before plan approval; within last 5 years | B1-c worst recorded: Hurricane, Tropical Storm, Tropical Depression |
| 2019-07-21 | Lightning | $0 property; $0 crops (2019 dollars) | 1, 7 | CLEARWATER BEACH | B1-c worst recorded: Lightning | ||
| 2018-12-21 | High Wind | 62 kt (71 mph) measured gust | $0 property; $0 crops (zone total, 2018 dollars) | 0, 0 | NWS zone FLZ050 (PINELLAS), zone-level | B1-c worst recorded: High Wind and Strong Wind | |
| 2016-09-01 | Storm Surge/Tide | $4,000,000 property; $0 crops (zone total, 2016 dollars) | 0, 0 | NWS zone FLZ050 (PINELLAS), zone-level | B1-c worst recorded: Coastal Flood, Storm Surge/Tide | ||
| 2015-08-03 | Flood | $3,500,000 property; $0 crops (2015 dollars) | 0, 0 | ANCLOTE to TARPON SPRINGS COMPS SITE | B1-c worst recorded: Flash Flood, Flood, Lakeshore Flood | ||
| 2008-10-28 | Cold/Wind Chill | $0 property; $0 crops (zone total, 2008 dollars) | 0, 0 | NWS zone FLZ050 (PINELLAS), zone-level | B1-c worst recorded: Cold/Wind Chill, Extreme Cold/Wind Chill | ||
| 2001-05-03 | Hail | 3 in | $250,000 property; $0 crops (2001 dollars) | 0, 0 | TIERRA VERDE | B1-c worst recorded: Hail | |
| 2000-03-23 | Wildfire | $5,000 property; $0 crops (2000 dollars) | 0, 0 | CLEARWATER | B1-c worst recorded: Wildfire | ||
| 1992-10-03 | Tornado | F3, 2.6 mi path length (whole path, pre-1996), 500 yd wide | $25,000,000 property; crops not recorded (1992 dollars) | 3, 75 | location not recorded | deaths or injuries recorded | |
| 1978-05-04 | Tornado | F3, 1.5 mi path length (whole path, pre-1996), 200 yd wide | $2,500,000 property; crops not recorded (1978 dollars) | 3, 94 | location not recorded | deaths or injuries recorded | |
| 1971-02-07 | Thunderstorm Wind | 83 kt (96 mph), measurement type not recorded | damage not recorded (pre-1996 record) | 0, 0 | location not recorded | B1-c worst recorded: Thunderstorm Wind | |
| 1966-04-04 | Tornado | F4, 46.5 mi path length (whole path, pre-1996), 300 yd wide | $25,000,000 property; crops not recorded (1966 dollars) | 3, 80 | location not recorded | deaths or injuries recorded |
The full list is in the Excel file, sheet "B1-d Storm Events history" (832 rows).
Location is the place NOAA recorded, as written in its data; it need not be a jurisdiction in this plan.
Local data needed: state-declared emergencies, from your state emergency management agency (federal data do not include them).
Tribal and special-area declarations in this state are listed on the state page.
Supports FEMA checklist item B1-e: probability of future events
Probability: FEMA annualized frequency and descriptor per hazard
Sources: 5, 6
| Hazard | FEMA annualized frequency (modeled)unit per row | Unit | In plain terms | Descriptor | Descriptor basis | NRI events or days in its record period (hail, wind and tornado are area-weighted, so can be fractional) | NRI period | Location | Note |
|---|---|---|---|---|---|---|---|---|---|
| Coastal Flooding | 3.69 | events per year at a location (modeled) | about 3.7 per year at a given location in the county | Highly likely | FEMA annualized frequency (modeled) | not shown | modeled | see B1-f | Descriptor from NRI: the rate at a location is 1 or more a year, so the county rate is at least that. |
| Cold Wave | 3.14 | event-days per year | about 3.14 days per year | Possible | Storm Events event-days in 2 of 30 years, 1996 to 2025 (6.67%) | 20.6 | 2005-11-12 to 2024-11-12 (19 years) | countywide | |
| Drought | 16.8 | event-days per year | about 16.8 days per year | Storm Events event-days in 0 of 30 years, 1996 to 2025 (0%) | 532 | 2000 to 2025 (25.25 years; D3 and D4 only) | countywide | No Storm Events drought record, 1996 to 2025 | |
| Earthquake | 0.000306 | annual probability at a location | chance a given location in the county has at least minor-damage shaking in a year: 0.0306% | not shown | modeled | see B1-f | No descriptor (Storm Events does not record earthquakes). | ||
| Hail | 1.17 | events per year | about 1.17 per year | Highly likely | FEMA annualized frequency (modeled) | 64.2 (modeled) | 1986 to 2023 (38 years) | countywide | |
| Heat Wave | 3.04 | event-days per year | about 3.04 days per year | Storm Events event-days in 0 of 30 years, 1996 to 2025 (0%) | 16.2 | 2005-11-12 to 2024-11-12 (19 years) | countywide | No Storm Events heat wave record, 1996 to 2025 | |
| Hurricane | 0.229 | events per year | about 1 in 4 years | Likely | FEMA annualized frequency (modeled) | 78 | 1851 to 2024 (Atlantic) | see B1-f | NRI counts hurricane and tropical storm tracks passing within storm-force wind range; federal declarations are in B1-d. |
| Inland Flooding | 1.61 | event-days per year | about 1.61 days per year | Likely | Storm Events event-days in 15 of 30 years, 1996 to 2025 (50%) | 45 | 1996 to 2023 (28 years) | see B1-f | |
| Landslide | 0.0267 | events per year (modeled) | about 1 in 37 years | Possible | FEMA annualized frequency (modeled) | not shown | modeled | see B1-f | |
| Lightning | 94.4 | days per year with a strike | about 94.4 days per year | Highly likely | FEMA annualized frequency (modeled) | not shown | 1995 to 2023 (29 years; CONUS) | countywide | |
| Strong Wind | 0.634 | events per year | about 0.63 per year | Likely | FEMA annualized frequency (modeled) | 13 | 1986 to 2023 (38 years) | countywide | |
| Tornado | 0.684 | events per year | about 0.68 per year | Likely | FEMA annualized frequency (modeled) | not shown | 1950 to 2023 (EF2+); 1986 to 2023 (EF0-1) | see B1-f | |
| Tsunami | annual probability at the most exposed location (used in place of a county value) | Storm Events records in 0 of 30 years, 1996 to 2025 (0%) | not shown | modeled | see B1-f | No descriptor: no Storm Events record 1996 to 2025 | |||
| Wildfire | 0.000785 | annual probability at a location | chance a given location in the county burns in a year: 0.0785% | Possible | Storm Events records in 2 of 30 years, 1996 to 2025 (6.67%) | not shown | modeled | see B1-f | |
| Winter Weather | 0 | event-days per year | none modeled | Storm Events event-days in 0 of 30 years, 1996 to 2025 (0%) | 0 | 2005-11-12 to 2024-11-12 (19 years) | countywide | No Storm Events winter weather record, 1996 to 2025 |
FEMA annualized frequency (modeled) is the National Risk Index v1.20 (December 2025) estimate of how often a hazard affects this county in a year; it is not recorded events divided by years, and its unit differs by hazard (events, event-days, or days with a lightning strike per year). For earthquake, wildfire, coastal flooding and tsunami the value is the chance (or number of events) at a location in the county, not across the county, so no "1 in N years" is given and the descriptor comes from Storm Events where it has a record (none for earthquake). The Methods page gives each hazard's method, from FEMA's National Risk Index Technical Documentation v1.20.
Where NRI gives event-days, the descriptor comes from the share of years with a Storm Events record; NRI's source records more events, so the two differ.
Descriptor scale used in this packet (defined per unit)
Sources: 5, 6
| Unit | Descriptor | Definition |
|---|---|---|
| events per year | Highly likely | 1 or more per year |
| events per year | Likely | about once in 1 to 10 years |
| events per year | Possible | about once in 10 to 100 years |
| events per year | Unlikely | less than once in 100 years |
| annual probability | Likely | 10% to under 100% chance in a given year |
| annual probability | Possible | 1% to under 10% chance in a given year |
| annual probability | Unlikely | under 1% chance in a given year |
| event-days (share of years) | Highly likely | event-days recorded in 90% or more of years |
| event-days (share of years) | Likely | event-days recorded in 10% to under 90% of years |
| event-days (share of years) | Possible | event-days recorded in some years but under 10% of years |
| lightning strike-days | Highly likely | cloud-to-ground strikes on 1 or more days per year |
Intensity bands: historical frequency (Storm Events)
Source: 6
| Hazard | Band | Years | Eventscounty-coded records | Years in period | Events per yearevents / years |
|---|---|---|---|---|---|
| Hail | 1.00-1.99 in | 1996 to 2025 | 22 | 30 | 0.733 |
| Hail | 2.00 in+ | 1996 to 2025 | 1 | 30 | 0.0333 |
| Thunderstorm Wind (counted as NRI Strong Wind) | 50-64 kt | 1996 to 2025 | 99 | 30 | 3.3 |
| Thunderstorm Wind (counted as NRI Strong Wind) | 65 kt+ | 1996 to 2025 | 3 | 30 | 0.1 |
| Thunderstorm Wind (counted as NRI Strong Wind) | unmeasured or below 50 kt | 1996 to 2025 | 82 | 30 | 2.73 |
| Tornado | EF0-1 | 1996 to 2025 | 45 | 30 | 1.5 |
| Tornado | EF2-3 | 1996 to 2025 | 2 | 30 | 0.0667 |
| Tornado | EF4-5 | 1996 to 2025 | 0 | 30 | 0 |
| Tornado | unrated (EFU) | 1996 to 2025 | 1 | 30 | 0.0333 |
The bands show how often events of each severity were recorded in this county, to profile how severe events have been (FEMA's probability item asks for the range of intensities).
Hail smaller than 1 inch is not counted: on 2010-01-05 the National Weather Service raised its severe-hail threshold from 3/4 inch to 1 inch, so smaller reports became less common after 2009 (NWS Service Change Notice 09-52). NRI hail frequency uses a 0.75 inch threshold.
Optional: future conditions. Not a required item in the 2025 FEMA Local Mitigation Planning Policy Guide; some states ask for it. The federal Climate Mapping for Resilience and Adaptation (CMRA) site gives county exposure to future climate conditions (https://resilience.climate.gov/).
Supports FEMA checklist item B1-f: hazards that vary across jurisdictions
Range of census tract risk within the county
Source: 5
| Hazard | Tractsrated of all | NRI risk score, 0 to 100 | Tracts by rating | ||
|---|---|---|---|---|---|
| Min | Median | Max | |||
| Coastal Flooding | 213 of 273 | 69.7 | 90.0 | 99.6 | Very High 11, Relatively High 43, Relatively Moderate 61, Relatively Low 64, Very Low 34, No Rating 60 |
| Cold Wave | 273 of 273 | 35.5 | 68.8 | 88.8 | Relatively High 36, Relatively Moderate 227, Relatively Low 10 |
| Drought | 1 of 273 | 85.0 | 85.0 | 85.0 | Relatively Low 1, No Rating 272 |
| Earthquake | 273 of 273 | 1.2 | 9.6 | 35.0 | Very Low 273 |
| Hail | 273 of 273 | 29.5 | 52.7 | 84.3 | Relatively Moderate 11, Relatively Low 246, Very Low 16 |
| Heat Wave | 273 of 273 | 6.8 | 32.5 | 65.1 | Relatively Moderate 10, Relatively Low 230, Very Low 33 |
| Hurricane | 273 of 273 | 77.4 | 88.7 | 98.7 | Very High 2, Relatively High 96, Relatively Moderate 173, Relatively Low 2 |
| Inland Flooding | 273 of 273 | 0.9 | 19.0 | 94.7 | Relatively High 10, Relatively Moderate 41, Relatively Low 107, Very Low 115 |
| Landslide | 114 of 273 | 8.6 | 22.6 | 64.9 | Very Low 114, No Rating 159 |
| Lightning | 273 of 273 | 29.0 | 84.8 | 98.2 | Very High 11, Relatively High 182, Relatively Moderate 77, Relatively Low 3 |
| Strong Wind | 273 of 273 | 7.6 | 16.1 | 43.9 | Relatively Low 47, Very Low 226 |
| Tornado | 273 of 273 | 37.9 | 64.6 | 92.6 | Relatively High 35, Relatively Moderate 207, Relatively Low 31 |
| Tsunami | 0 of 273 | Insufficient Data 273 | |||
| Wildfire | 201 of 273 | 18.5 | 41.3 | 92.4 | Relatively Moderate 5, Relatively Low 35, Very Low 161, No Rating 72 |
| Winter Weather | 0 of 273 | No Rating 273 | |||
Drought: Agriculture is all of NRI's expected annual loss for this hazard in the county, so the tract range mostly reflects where crop and livestock value is.
Rated tracts only: No Rating (score 0.0), Not Applicable and Insufficient Data tracts are counted but not used for the minimum, median and maximum.
The score ranks a tract against all U.S. tracts (100 = highest). The rating is FEMA's category for the tract's risk value, computed differently, so the two can disagree.
Frequency data for cold wave, drought, hail, heat wave, lightning and strong wind are county-wide or coarse (49 km grid or NWS zone), the same for every jurisdiction; the tract range mostly reflects where buildings and people are (crop and livestock value where a line above names agriculture).
Each jurisdiction (starting figures from federal data)
Sources: 1, 3, 4, 6
| Jurisdiction | Type | Plan status | Repetitive lossFMA RL and SRL (44 CFR 77.2); repeat-flood, any definition | Public Assistance to this jurisdictionFEMA records matched by applicant name; federal share obligated, nominal dollars | Event records naming this placeall years; since its plan | Notes |
|---|---|---|---|---|---|---|
| Pinellas County (unincorporated area) | Unincorporated | Approved, expires 2030-05-05 | FMA RL 21, SRL 45; any 253 | $71,952,368.56 | 0 total; 0 since its plan | Includes $12,395,608.89 for declarations not counted as hazard incidents (DR-4486-FL). |
| Belleair Beach city | City | Approved, expires 2030-05-05 | FMA RL 6, SRL 34; any 84 | $1,268,351.62 | 7 total; 0 since its plan | |
| Belleair Bluffs city | City | Approved, expires 2030-05-05 | FMA RL 0, SRL 0; any 0 | $247,956.10 | 1 total; 0 since its plan | |
| Belleair Shore town | Town | Approved, expires 2030-05-05 | FMA RL 0, SRL 0; any 5 | $15,847.99 | 0 total; 0 since its plan | |
| Belleair town | Town | Approved, expires 2030-05-05 | FMA RL 2, SRL 2; any 11 | $1,517,805.42 | 6 total; 0 since its plan | |
| Clearwater city | City | Approved, expires 2030-05-05 | FMA RL 24, SRL 36; any 151 | $22,459,563.25 | 54 total; 1 since its plan | |
| Dunedin city | City | Approved, expires 2030-05-05 | FMA RL 32, SRL 49; any 134 | $9,782,068.62 | 8 total; 0 since its plan | Includes $11,350.91 for declarations not counted as hazard incidents (DR-4486-FL). |
| Gulfport city | City | Approved, expires 2030-05-05 | FMA RL 8, SRL 10; any 34 | $6,802,680.39 | 19 total; 0 since its plan | Includes $41,507.13 for declarations not counted as hazard incidents (DR-4486-FL). |
| Indian Rocks Beach city | City | Approved, expires 2030-05-05 | FMA RL 4, SRL 10; any 82 | $1,896,621.98 | 12 total; 0 since its plan | |
| Indian Shores town | Town | Approved, expires 2030-05-05 | FMA RL 1, SRL 2; any 25 | $1,246,175.69 | 0 total; 0 since its plan | Includes $10,032.97 for declarations not counted as hazard incidents (DR-4486-FL). |
| Kenneth City town | Town | Approved, expires 2030-05-05 | FMA RL 0, SRL 0; any 0 | $418,706.09 | 9 total; 1 since its plan | |
| Largo city | City | Approved, expires 2030-05-05 | FMA RL 2, SRL 4; any 27 | $11,391,704.47 | 37 total; 0 since its plan | |
| Madeira Beach city | City | Approved, expires 2030-05-05 | FMA RL 101, SRL 166; any 342 | $6,219,778.56 | 6 total; 0 since its plan | Includes $8,262.62 for declarations not counted as hazard incidents (DR-4486-FL). |
| North Redington Beach town | Town | Approved, expires 2030-05-05 | FMA RL 4, SRL 9; any 28 | $1,280,548.75 | 0 total; 0 since its plan | |
| Oldsmar city | City | Approved, expires 2030-05-05 | FMA RL 5, SRL 3; any 30 | $3,906,855.22 | 9 total; 0 since its plan | Includes $10,640.63 for declarations not counted as hazard incidents (DR-4486-FL). |
| Pinellas Park city | City | Approved, expires 2030-05-05 | FMA RL 3, SRL 5; any 21 | $4,020,874.55 | 37 total; 1 since its plan | |
| Redington Beach town | Town | Approved, expires 2030-05-05 | FMA RL 71, SRL 104; any 202 | $335,345.54 | 1 total; 0 since its plan | |
| Redington Shores town | Town | Approved, expires 2030-05-05 | FMA RL 14, SRL 26; any 51 | $1,393,068.59 | 5 total; 0 since its plan | |
| Safety Harbor city | City | Approved, expires 2030-05-05 | FMA RL 0, SRL 2; any 4 | $5,414,902.53 | 7 total; 0 since its plan | |
| Seminole city | City | Approved, expires 2030-05-05 | FMA RL 0, SRL 0; any 0 | $2,400,217.17 | 15 total; 0 since its plan | |
| South Pasadena city | City | Approved, expires 2030-05-05 | FMA RL 1, SRL 1; any 10 | $546,274.33 | 5 total; 1 since its plan | |
| St. Pete Beach city | City | Approved, expires 2030-05-05 | FMA RL 37, SRL 66; any 185 | $9,404,074.87 | 0 total; 0 since its plan | Includes $20,057.45 for declarations not counted as hazard incidents (DR-4486-FL). |
| St. Petersburg city | City | Approved, expires 2030-05-05 | FMA RL 592, SRL 703; any 1,258 | $90,973,349.98 | 83 total; 0 since its plan | Includes $1,059,286.84 for declarations not counted as hazard incidents (DR-4486-FL). |
| Tarpon Springs city | City | Approved, expires 2030-05-05 | FMA RL 25, SRL 38; any 126 | $6,405,822.20 | 31 total; 0 since its plan | Includes $55,667.64 for declarations not counted as hazard incidents (DR-4486-FL). |
| Treasure Island city | City | Approved, expires 2030-05-05 | FMA RL 57, SRL 80; any 234 | $810,064.72 | 8 total; 1 since its plan |
Repetitive-loss counts are for whole NFIP communities, which can extend beyond this county (see the note in B2-c).
School districts and special districts get a plan clock row only.
County Public Assistance in B1-d also includes applicants filed under the county that are not jurisdictions in this plan (for example state agencies, special districts and nonprofits), so the jurisdiction rows add up to less.
Supports FEMA checklist items B2-a and B2-b: vulnerability and potential impacts
Local data needed
The table below gives county-level starting figures; the plan describes impacts for each jurisdiction and its own assets.
- Critical facilities and lifelines per hazard
- A problem statement per jurisdiction per hazard
- Changes in development in hazard-prone areas since the last approval, or a statement of none (E1-a)
- Future assets
County-level starter: exposure, expected annual loss and damage since the plan
Sources: 1, 2, 3, 5, 6, 7
| Hazard | Building exposuremodeled dollars | Agriculture exposuremodeled dollars | Population exposedpeople | EAL buildingsmodeled dollars per year | EAL agriculturemodeled dollars per year | Cost of expected deaths and injuriesFEMA's dollar value per year, not property damage | EAL as % of exposurebuildings; agriculture where noted | Storm Events damage since 2025-05-05county-coded records, property plus crops, nominal dollars | Zone-level damage since planproperty plus crops, reported for the zone | Public Assistance since plannominal dollars; see note | Note |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Coastal Flooding | $62,161,344,135 | n/a | 335,721 | $20,810,251 | n/a | $3,823,939 | 0.0335% | ||||
| Cold Wave | $163,105,228,957 | $2,490,233 | 958,811 | $46,224 | $91,827 | $25,956,536 | under 0.0001% | ||||
| Drought | n/a | $1,667,946 | n/a | n/a | $3,851 | n/a | 0.231% (agriculture) | NRI has no building exposure for this hazard; agriculture shown | |||
| Earthquake | $280,650,781,972 | n/a | 959,107 | $361,541 | n/a | $198,531 | 0.000129% | ||||
| Hail | $163,105,567,505 | $2,490,233 | 958,822 | $2,217,264 | $1,221 | $4,325 | 0.00136% | $0 | |||
| Heat Wave | $163,105,228,444 | $2,490,233 | 958,811 | $94 | $2 | $5,561,138 | under 0.0001% | ||||
| Hurricane | $163,098,102,490 | $2,490,233 | 958,756 | $102,743,591 | $27,176 | $7,309,209 | 0.063% | ||||
| Inland Flooding | $162,434,100,855 | $73,134 | 242,939 | $90,691,462 | $75 | $137,899 | n/a (see note) | $125,000 | NRI counts the full building value of any census block with some flood loss; this is not the value of buildings in the floodplain. Use local FIRM overlays for B2-a/B2-b. | ||
| Landslide | $59,679,172 | n/a | 341 | $73 | n/a | under $1 | 0.000122% | ||||
| Lightning | $163,105,567,505 | n/a | 958,822 | $686,240 | n/a | $8,211,277 | 0.000421% | $1,000 | |||
| Strong Wind | $163,105,567,505 | $2,490,233 | 958,822 | $459,987 | $1,083 | $244,644 | 0.000282% | $0 | |||
| Tornado | $163,105,567,505 | $2,490,233 | 958,822 | $8,725,312 | $46 | $24,742,420 | 0.00535% | $250,000 | |||
| Tsunami | n/a | n/a | n/a | n/a | n/a | n/a | NRI publishes no building exposure for this county | ||||
| Wildfire | $7,964,671,091 | $433,276 | 49,043 | $340,643 | $21 | $36,282 | 0.00428% | ||||
| Winter Weather | $0 | $0 | 0 | $0 | $0 | $0 | building exposure is 0 in NRI |
Totals since 2025-05-05 (Storm Events through 2026-06-30): 11 county-coded records, 11 with a damage value recorded (including $0), $376,000; 0 zone-level records, 0 with a damage value recorded (including $0), $0 reported for the zone; Public Assistance: no counted declaration since the plan.
FEMA does not split Public Assistance by hazard. A declaration mapped to several hazards is listed under each of them with its full amount, so the per-hazard column does not add up to the total; the unit total counts each declaration once.
NRI computes earthquake exposure on its own basis, so it exceeds the county building value in B2-a.
Supports FEMA checklist item B2-a: vulnerability (county context)
County context
Source: 5
| Measure | Value |
|---|---|
| Population | 958,822 |
| Building value (total, not at risk) | $163,105,567,505 |
| Agriculture value (total, not at risk) | $2,490,233 |
| NRI risk rating (all hazards) | Relatively High |
| Expected annual loss, buildings and agriculture, all hazards | $227,207,983 |
| Expected annual loss, population equivalence, all hazards (NRI values each statistical life at $13.7M; a modeled value of expected deaths and injuries, not property damage) | $76,226,199 |
| Social vulnerability rating | Relatively Moderate |
| Community resilience rating | Very Low |
| NRI version | December 2025 |
FEMA's all-hazard expected annual loss adds buildings, agriculture and population equivalence; this table gives the property part and the population-equivalence part as separate rows.
Social vulnerability: higher means people are more likely to be harmed and slower to recover. Community resilience: lower means the community is less able to recover. High social vulnerability and low resilience both raise the NRI risk rating.
Supports FEMA checklist item B2-c: repetitive loss properties
Repetitive loss in this county, both definitions
Sources: 1, 4
| Definition | Properties | Severe repetitive loss | Properties |
|---|---|---|---|
| Repetitive loss, FMA definition (44 CFR 77.2) | 1,010 | Severe repetitive loss, FMA definition (44 CFR 77.2) | 1,395 |
| Repetitive loss, NFIP insurance definition | 3,060 | Severe repetitive loss, NFIP insurance definition | 1,134 |
The state NFIP coordinator's list, the source FEMA's Handbook names, often uses the NFIP insurance definition (second row).
Repeat-flood properties: county and state-level rows
Sources: 1, 4
| Scope | RL, FMAproperties | SRL, FMAproperties | RL, NFIPproperties | SRL, NFIPproperties | Any categoryproperties | Mitigatedproperties | Currently insuredproperties |
|---|---|---|---|---|---|---|---|
| County total | 1,010 | 1,395 | 3,060 | 1,134 | 3,297 | 126 | 1,711 |
| of which: Oldsmar city | 5 | 3 | 30 | 3 | 30 | 2 | 23 |
| of which: Pinellas Park city | 3 | 5 | 20 | 4 | 21 | 7 | 17 |
| of which: Tarpon Springs city | 25 | 38 | 126 | 37 | 126 | 0 | 62 |
| of which: Belleair town | 2 | 2 | 11 | 2 | 11 | 0 | 10 |
| of which: Belleair Beach city | 6 | 34 | 82 | 29 | 84 | 0 | 40 |
| of which: Belleair Shore town | 0 | 0 | 5 | 0 | 5 | 1 | 3 |
| of which: Clearwater city | 24 | 36 | 143 | 26 | 151 | 2 | 82 |
| of which: Dunedin city | 32 | 49 | 127 | 33 | 134 | 8 | 75 |
| of which: Gulfport city | 8 | 10 | 32 | 7 | 34 | 0 | 10 |
| of which: Indian Rocks Beach city | 4 | 10 | 82 | 8 | 82 | 4 | 50 |
| of which: Indian Shores town | 1 | 2 | 23 | 0 | 25 | 2 | 14 |
| of which: Largo city | 2 | 4 | 25 | 3 | 27 | 1 | 15 |
| of which: Madeira Beach city | 101 | 166 | 304 | 126 | 342 | 26 | 162 |
| of which: North Redington Beach town | 4 | 9 | 24 | 6 | 28 | 1 | 16 |
| of which: Pinellas County (unincorporated area) | 21 | 45 | 240 | 34 | 253 | 7 | 144 |
| of which: Redington Beach town | 71 | 104 | 180 | 81 | 202 | 15 | 91 |
| of which: Redington Shores town | 14 | 26 | 44 | 18 | 51 | 4 | 31 |
| of which: Safety Harbor city | 0 | 2 | 3 | 1 | 4 | 0 | 2 |
| of which: St. Petersburg city | 592 | 703 | 1,177 | 617 | 1,258 | 27 | 660 |
| of which: St. Pete Beach city | 37 | 66 | 163 | 43 | 185 | 4 | 102 |
| of which: South Pasadena city | 1 | 1 | 10 | 1 | 10 | 1 | 8 |
| of which: Treasure Island city | 57 | 80 | 209 | 55 | 234 | 14 | 94 |
| Statewide, no county in FEMA's file | 0 | 1 | 9 | 0 | 10 | 0 | 1 |
The statewide row counts properties FEMA's file gives with no county in this state; they are listed for reference and are not in this county's counts.
Repeat-flood properties by jurisdiction in the plan (NFIP community)
Sources: 1, 4
| Jurisdiction | NFIP community ID | RL, FMAproperties | SRL, FMAproperties | RL, NFIPproperties | SRL, NFIPproperties | Any categoryproperties | Mitigatedproperties | Currently insuredproperties |
|---|---|---|---|---|---|---|---|---|
| Pinellas County (unincorporated area) | 125139 | 21 | 45 | 240 | 34 | 253 | 7 | 144 |
| Belleair Beach city | 125089 | 6 | 34 | 82 | 29 | 84 | 0 | 40 |
| Belleair Bluffs city | 120239 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Belleair Shore town | 125090 | 0 | 0 | 5 | 0 | 5 | 1 | 3 |
| Belleair town | 125088 | 2 | 2 | 11 | 2 | 11 | 0 | 10 |
| Clearwater city | 125096 | 24 | 36 | 143 | 26 | 151 | 2 | 82 |
| Dunedin city | 125103 | 32 | 49 | 127 | 33 | 134 | 8 | 75 |
| Gulfport city | 125108 | 8 | 10 | 32 | 7 | 34 | 0 | 10 |
| Indian Rocks Beach city | 125117 | 4 | 10 | 82 | 8 | 82 | 4 | 50 |
| Indian Shores town | 125118 | 1 | 2 | 23 | 0 | 25 | 2 | 14 |
| Kenneth City town | 120245 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Largo city | 125122 | 2 | 4 | 25 | 3 | 27 | 1 | 15 |
| Madeira Beach city | 125127 | 101 | 166 | 304 | 126 | 342 | 26 | 162 |
| North Redington Beach town | 125133 | 4 | 9 | 24 | 6 | 28 | 1 | 16 |
| Oldsmar city | 120250 | 5 | 3 | 30 | 3 | 30 | 2 | 23 |
| Pinellas Park city | 120251 | 3 | 5 | 20 | 4 | 21 | 7 | 17 |
| Redington Beach town | 125140 | 71 | 104 | 180 | 81 | 202 | 15 | 91 |
| Redington Shores town | 125141 | 14 | 26 | 44 | 18 | 51 | 4 | 31 |
| Safety Harbor city | 125143 | 0 | 2 | 3 | 1 | 4 | 0 | 2 |
| Seminole city | 120257 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| South Pasadena city | 125151 | 1 | 1 | 10 | 1 | 10 | 1 | 8 |
| St. Pete Beach city | 125149 | 37 | 66 | 163 | 43 | 185 | 4 | 102 |
| St. Petersburg city | 125148 | 592 | 703 | 1,177 | 617 | 1,258 | 27 | 660 |
| Tarpon Springs city | 120259 | 25 | 38 | 126 | 37 | 126 | 0 | 62 |
| Treasure Island city | 125153 | 57 | 80 | 209 | 55 | 234 | 14 | 94 |
Counts by occupancy group for each jurisdiction are in the Excel file, sheet "B2-c Jurisdictions".
Jurisdiction rows are whole NFIP communities and need not add up to the county total: a community that extends into another county is counted in full on each jurisdiction row, while the county table counts only its part in this county.
County repeat-flood properties by occupancy group
Sources: 1, 4
| Occupancy group | RL, FMAproperties | SRL, FMAproperties | RL, NFIPproperties | SRL, NFIPproperties | Any categoryproperties | Mitigatedproperties | Currently insuredproperties |
|---|---|---|---|---|---|---|---|
| single-family residential | 972 | 1,263 | 2,642 | 1,039 | 2,852 | 114 | 1,523 |
| 2 to 4 unit residential | 25 | 64 | 169 | 51 | 178 | 3 | 52 |
| other residential | 7 | 37 | 128 | 26 | 136 | 6 | 80 |
| non-residential | 6 | 31 | 121 | 18 | 131 | 3 | 56 |
| not reported | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
FEMA's occupancy groups have no institutional class; institutional properties are counted in non-residential or other residential in the table by occupancy group.
FMA RL and FMA SRL are the Flood Mitigation Assistance definitions (44 CFR 77.2), the ones the FEMA Local Mitigation Planning Policy Guide cites. NFIP repetitive loss (the FEMA insurance definition) is 2 or more claims over $1,000 in 10 years, and a property can leave that group once it is mitigated. Also shown: NFIP severe repetitive loss, any category, mitigated and currently insured. The Methods page gives the OpenFEMA field details.
Counts are aggregates of FEMA's public NFIP Multiple Loss Properties file (FEMA's data date 2026-08-02; file version 2026-08-04). No property is identified. County assignment is FEMA's geocode.
In this county 103 properties are FMA repetitive loss but not NFIP repetitive loss, and 2,153 properties are NFIP repetitive loss but not FMA repetitive loss.
Exact counts; no count suppression.
Sources
Tables cite these sources by number. The full list, for the plan's bibliography (FEMA review item A4-a):
- FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-29T134039Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)
- FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-29T162832Z, pulled 2026-09-30, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)
- FEMA, OpenFEMA PublicAssistanceFundedProjectsSummaries v1, version 2026-09-29T150754Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/PublicAssistanceFundedProjectsSummaries (API)
- FEMA, OpenFEMA NfipMultipleLossProperties v1, version 2026-08-04T164045Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/NfipMultipleLossProperties (API)
- FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-30, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)
- NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-30, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/
- NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-30, https://www.weather.gov/gis/ZoneCounty
- U.S. Census Bureau, Census 2024 Gazetteer, 2020 place by county, CT county-to-cousub crosswalk, version 2024-gazetteer, pulled 2026-09-30, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_counties_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_cousubs_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_place_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_unsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_elsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_scsd_national.zip, https://www2.census.gov/geo/docs/reference/codes2020/national_place_by_county2020.txt, https://www2.census.gov/geo/docs/reference/ct_change/ct_cou_to_cousub_crosswalk.xlsx (used to match place names and codes; no table prints its values)
What this packet is and what the plan adds
This packet is the federal data for the plan's risk assessment (the summary on page 1 says how it is organized); the plan and FEMA's review decide whether each item is met.
The plan adds what only the community has: local data on assets, critical facilities, development and each jurisdiction's impacts; local hazard history, including state-declared emergencies; the mitigation strategy; and adoption.
How the federal data are built: National Risk Index values are FEMA's model, not counts of events. Storm Events is more complete from 1996; zone-level records are placed by forecast zone, not by location in the county. Public Assistance for a jurisdiction is matched by applicant name. The Methods page gives every rule and the known edge cases.
OpenFEMA disclaimer
This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).
Reuse, citation and corrections
Reuse and citation: Hazard Plain text and tables are licensed under Creative Commons Attribution 4.0 International (CC BY 4.0, https://creativecommons.org/licenses/by/4.0/); credit Hazard Plain and the release. The underlying federal data are public domain; OpenFEMA data are also subject to the OpenFEMA terms and conditions.
Cite this: Hazard Plain (2026). Pinellas County, FL: risk-assessment baseline packet, release 2026-10 (data as of 2026-09-30; County FIPS 12103). Automated baseline. https://hazardplain.org/fl/12103/ Built from FEMA OpenFEMA, the FEMA National Risk Index and NOAA NCEI Storm Events; source versions in the packet's Sources list.
Corrections: to report an error, name the packet, the table and what your records show. Contact: contact@hazardplain.org