Hazard Plain Automated baseline

Miami-Dade County, FL

Risk-assessment baseline packet

County FIPS:
12086
Release:
2026-10
Data as of:
2026-09-30
Storm Events data through:
2026-06-30

Hazard Plain is an independent product built from public federal data. It is not a FEMA document and is not reviewed or endorsed by FEMA or any state agency.

Hazard Plain release 2026-10, as of 2026-09-30.

Summary

Plan status as of 2026-09-30: Approved, expires 2030-09-26. Plan: Miami-Dade County (FEMA plan 111137), approved 2025-09-26.

Since the plan was approved on 2025-09-26: no new hazard declaration and 19 NOAA Storm Events records; details under "What changed since your last plan".

Highest expected annual loss (FEMA National Risk Index, modeled total; see B1-a): Inland Flooding ($355,791,326 a year), Hurricane ($330,598,603) and Cold Wave ($41,032,720).

The tables that follow are organized by the items of FEMA's Local Mitigation Plan Review Tool, Element B (B1-a to B2-c); each heading says which item its tables support.

Plan clock

Status:
Approved, expires 2030-09-26
Plan:
Miami-Dade County (FEMA plan 111137)
Approved:
2025-09-26
Days to expiry:
1,457

What changed since your last plan (approved 2025-09-26)

New federal declarations:
none
Storm Events records since approval:
19 records (data through 2026-06-30)
Repetitive loss now:
FMA RL 140, SRL 356 (44 CFR 77.2); any definition: 2,478
Repeat-flood change:
this release sets the baseline count.

Sources: 1, 2, 4, 6 (numbered list at the end)

Plan status for every jurisdiction listed in this county: 43 rows, in the section "Plan clock: Plan status for every jurisdiction listed in this county" on the following pages.

State plan status and tribal plans in this state: see the state page.

Plan clock

Plan status for every jurisdiction listed in this county

Source: 1

JurisdictionTypeStatusPlanApprovedExpiresDays to expirynegative = days since expiryUpdate underwayNotes
Miami-Dade County (unincorporated area)UnincorporatedApproved, expires 2030-09-26Miami-Dade County (FEMA plan 111137)2025-09-262030-09-261,457this jurisdiction approved 2026-05-11
Aventura cityCityApproved, expires 2030-09-26Miami-Dade County (FEMA plan 111137)2025-09-262030-09-261,457this jurisdiction approved 2026-02-12
Bal Harbour villageVillageApproved, expires 2030-09-26Miami-Dade County (FEMA plan 111137)2025-09-262030-09-261,457this jurisdiction approved 2026-07-23
Bay Harbor Islands townTownApproved, expires 2030-09-26Miami-Dade County (FEMA plan 111137)2025-09-262030-09-261,457this jurisdiction approved 2026-02-12
Biscayne Park villageVillageApproved, expires 2030-09-26Miami-Dade County (FEMA plan 111137)2025-09-262030-09-261,457this jurisdiction approved 2026-07-23
Coral Gables cityCityApproved, expires 2030-09-26Miami-Dade County (FEMA plan 111137)2025-09-262030-09-261,457this jurisdiction approved 2026-05-11
Cutler Bay townTownApproved, expires 2030-09-26Miami-Dade County (FEMA plan 111137)2025-09-262030-09-261,457this jurisdiction approved 2025-12-16
Doral cityCityApproved, expires 2030-09-26Miami-Dade County (FEMA plan 111137)2025-09-262030-09-261,457this jurisdiction approved 2026-02-12
El Portal villageVillagePlan 111137 approved 2025-09-26, pending adoption here; not yet eligibleMiami-Dade County (FEMA plan 111137), pending adoption here2025-09-26 by FEMA; not yet adopted here2030-09-26 once adoptedFEMA tracker shows a plan approvable pending adoptionNot yet eligible: adopt the approved plan.
Florida City cityCityPlan 111137 approved 2025-09-26, pending adoption here; not yet eligibleMiami-Dade County (FEMA plan 111137), pending adoption here2025-09-26 by FEMA; not yet adopted here2030-09-26 once adoptedFEMA tracker shows a plan approvable pending adoptionNot yet eligible: adopt the approved plan.
Golden Beach townTownPlan 111137 approved 2025-09-26, pending adoption here; not yet eligibleMiami-Dade County (FEMA plan 111137), pending adoption here2025-09-26 by FEMA; not yet adopted here2030-09-26 once adoptedFEMA tracker shows a plan approvable pending adoptionNot yet eligible: adopt the approved plan.
Hialeah cityCityApproved, expires 2030-09-26Miami-Dade County (FEMA plan 111137)2025-09-262030-09-261,457this jurisdiction approved 2026-07-20
Hialeah Gardens cityCityPlan 111137 approved 2025-09-26, pending adoption here; not yet eligibleMiami-Dade County (FEMA plan 111137), pending adoption here2025-09-26 by FEMA; not yet adopted here2030-09-26 once adoptedFEMA tracker shows a plan approvable pending adoptionNot yet eligible: adopt the approved plan.
Homestead cityCityApproved, expires 2030-09-26Miami-Dade County (FEMA plan 111137)2025-09-262030-09-261,457this jurisdiction approved 2026-02-12
Indian Creek villageVillagePlan 111137 approved 2025-09-26, pending adoption here; not yet eligibleMiami-Dade County (FEMA plan 111137), pending adoption here2025-09-26 by FEMA; not yet adopted here2030-09-26 once adoptedFEMA tracker shows a plan approvable pending adoptionNot yet eligible: adopt the approved plan.
Key Biscayne villageVillageApproved, expires 2030-09-26Miami-Dade County (FEMA plan 111137)2025-09-262030-09-261,457this jurisdiction approved 2026-02-12
Medley townTownApproved, expires 2030-09-26Miami-Dade County (FEMA plan 111137)2025-09-262030-09-261,457this jurisdiction approved 2026-07-20
Miami Beach cityCityApproved, expires 2030-09-26Miami-Dade County (FEMA plan 111137)2025-09-262030-09-261,457this jurisdiction approved 2026-02-12
Miami cityCityApproved, expires 2030-09-26Miami-Dade County (FEMA plan 111137)2025-09-262030-09-261,457this jurisdiction approved 2025-12-16
Miami Gardens cityCityApproved, expires 2030-09-26Miami-Dade County (FEMA plan 111137)2025-09-262030-09-261,457this jurisdiction approved 2026-06-24
Miami Lakes townTownApproved, expires 2030-09-26Miami-Dade County (FEMA plan 111137)2025-09-262030-09-261,457this jurisdiction approved 2025-12-16
Miami Shores villageVillageApproved, expires 2030-09-26Miami-Dade County (FEMA plan 111137)2025-09-262030-09-261,457this jurisdiction approved 2026-07-17
Miami Springs cityCityPlan 111137 approved 2025-09-26, pending adoption here; not yet eligibleMiami-Dade County (FEMA plan 111137), pending adoption here2025-09-26 by FEMA; not yet adopted here2030-09-26 once adoptedFEMA tracker shows a plan approvable pending adoptionNot yet eligible: adopt the approved plan.
North Bay Village cityCityApproved, expires 2030-09-26Miami-Dade County (FEMA plan 111137)2025-09-262030-09-261,457this jurisdiction approved 2025-11-17
North Miami Beach cityCityApproved, expires 2030-09-26Miami-Dade County (FEMA plan 111137)2025-09-262030-09-261,457this jurisdiction approved 2025-12-16
North Miami cityCityApproved, expires 2030-09-26Miami-Dade County (FEMA plan 111137)2025-09-262030-09-261,457this jurisdiction approved 2026-06-24
Opa-locka cityCityApproved, expires 2030-09-26Miami-Dade County (FEMA plan 111137)2025-09-262030-09-261,457this jurisdiction approved 2026-07-23
Palmetto Bay villageVillageApproved, expires 2030-09-26Miami-Dade County (FEMA plan 111137)2025-09-262030-09-261,457this jurisdiction approved 2025-12-16
Pinecrest villageVillageApproved, expires 2030-09-26Miami-Dade County (FEMA plan 111137)2025-09-262030-09-261,457this jurisdiction approved 2025-11-17
South Miami cityCityApproved, expires 2030-09-26Miami-Dade County (FEMA plan 111137)2025-09-262030-09-261,457this jurisdiction approved 2025-11-17
Sunny Isles Beach cityCityApproved, expires 2030-09-26Miami-Dade County (FEMA plan 111137)2025-09-262030-09-261,457this jurisdiction approved 2026-07-23
Surfside townTownApproved, expires 2030-09-26Miami-Dade County (FEMA plan 111137)2025-09-262030-09-261,457this jurisdiction approved 2026-07-23
Sweetwater cityCityPlan 111137 approved 2025-09-26, pending adoption here; not yet eligibleMiami-Dade County (FEMA plan 111137), pending adoption here2025-09-26 by FEMA; not yet adopted here2030-09-26 once adoptedFEMA tracker shows a plan approvable pending adoptionNot yet eligible: adopt the approved plan.
Virginia Gardens villageVillageApproved, expires 2030-09-26Miami-Dade County (FEMA plan 111137)2025-09-262030-09-261,457this jurisdiction approved 2025-12-16
West Miami cityCityApproved, expires 2030-09-26Miami-Dade County (FEMA plan 111137)2025-09-262030-09-261,457this jurisdiction approved 2026-06-24
Banyan Community Health CenterHospital/Medical FacilityPlan 111137 approved 2025-09-26, pending adoption here; not yet eligibleMiami-Dade County (FEMA plan 111137), pending adoption here2025-09-26 by FEMA; not yet adopted here2030-09-26 once adoptedFEMA tracker shows a plan approvable pending adoptionNot yet eligible: adopt the approved plan.
Florida International UniversityCollege/UniversityApproved, expires 2030-09-26Miami-Dade County (FEMA plan 111137)2025-09-262030-09-261,457
Miami Dade CollegeCollege/UniversityApproved, expires 2030-09-26Miami-Dade County (FEMA plan 111137)2025-09-262030-09-261,457this jurisdiction approved 2025-11-17
Miami-Dade School BoardSchool/School DistrictPlan 111137 approved 2025-09-26, pending adoption here; not yet eligibleMiami-Dade County (FEMA plan 111137), pending adoption here2025-09-26 by FEMA; not yet adopted here2030-09-26 once adoptedFEMA tracker shows a plan approvable pending adoptionNot yet eligible: adopt the approved plan.
Mount Sinai Medical CenterHospital/Medical FacilityApproved, expires 2030-09-26Miami-Dade County (FEMA plan 111137)2025-09-262030-09-261,457this jurisdiction approved 2026-07-20
South FL Water Management DistrictWater/Sewer AuthorityApproved, expires 2030-09-26Miami-Dade County (FEMA plan 111137)2025-09-262030-09-261,457this jurisdiction approved 2025-12-16
University of MiamiCollege/UniversityApproved, expires 2030-09-26Miami-Dade County (FEMA plan 111137)2025-09-262030-09-261,457this jurisdiction approved 2026-02-12
Vizcaya Museum & GardenVillageApproved, expires 2030-09-26Miami-Dade County (FEMA plan 111137)2025-09-262030-09-261,457this jurisdiction approved 2025-12-16

Supports FEMA checklist item B1-a: hazard identification

Hazards NRI does not cover (local data needed)

  • dam failure (incl. upstream dams)
  • levee failure
  • flash flood as its own subtype
  • ice jams
  • debris flows
  • erosion (riverine and coastal)
  • land subsidence and sinkholes
  • expansive soils

The 18 National Risk Index hazards, ranked by expected annual loss (EAL)

Sources: 5, 6

Rank by EALHazardNRI risk ratingEAL ratingEAL buildingsmodeled dollars per yearEAL agriculturemodeled dollars per yearCost of expected deaths and injuriesFEMA's dollar value per year, not property damageEAL total (see note)modeled dollars per yearStorm Events records, 1996 to 2026-06-30countStorm Events coverage note
1Inland FloodingVery HighVery High$268,717,820$59,870,701$27,202,805$355,791,326176
2HurricaneVery HighVery High$289,479,224$14,703,098$26,416,280$330,598,60343Includes 14 Tropical Depression records (outside NRI's Hurricane definition).
3Cold WaveVery HighVery High$621,407$15,017,600$25,393,713$41,032,72021Includes 13 Frost/Freeze records (outside NRI's Cold Wave definition; counted in this table and in B1-d, not in the B1-e descriptor).
4Heat WaveRelatively HighRelatively High$412$1,822$31,135,881$31,138,11510
5TornadoRelatively HighRelatively High$7,619,633$4,677$17,187,352$24,811,66273
6Coastal FloodingVery HighVery High$18,240,801n/a$4,544,873$22,785,67465
7LightningVery HighVery High$37,931n/a$8,273,306$8,311,23773
8WildfireRelatively ModerateRelatively Moderate$4,572,325$22,802$600,581$5,195,70924
9HailRelatively HighRelatively High$2,539,166$160,870$179,901$2,879,937203
10Strong WindRelatively ModerateRelatively Moderate$88,951$1,367$1,003,033$1,093,351281Includes 10 High Wind and 5 Strong Wind records (NOAA non-thunderstorm wind types, outside NRI's Strong Wind definition).
11DroughtRelatively ModerateRelatively Moderaten/a$662,818n/a$662,81836
12EarthquakeRelatively LowRelatively Low$235,649n/a$149,118$384,767Storm Events does not record earthquakes.
13LandslideVery LowVery Low$820n/aunder $1$8200No recorded events in Storm Events since 1996 (data through 2026-06-30).
14Winter WeatherNo RatingNo Expected Annual Losses$0$0$0$00No recorded events in Storm Events since 1996 (data through 2026-06-30).
TsunamiInsufficient DataInsufficient Datan/an/an/an/a0No recorded events in Storm Events since 1996 (data through 2026-06-30).

Total = buildings + agriculture + population equivalence; FEMA values each expected death (or 10 injuries) at $13.7 million (2024 dollars).

NRI risk rating combines expected annual loss with social vulnerability and community resilience; EAL rating rates expected annual loss alone. Both compare this county with all U.S. counties.

Local data needed: state and local landslide and tsunami records (Storm Events records these hazards only in part).

Not applicable to this county per NRI, with no federal declaration and no Storm Events record since 1996: avalanche, ice storm and volcanic activity. That is the evidence for leaving them out of the plan.

The state hazard mitigation plan also lists hazards for this county; FEMA asks the plan to explain any hazard it leaves out.

Supports FEMA checklist item B1-b: hazard location

Affects the whole county (national data give no location within it): Cold Wave, Drought, Hail, Heat Wave, Lightning, Strong Wind and Winter Weather.

Coastal Flooding and Inland Flooding: The FEMA Flood Insurance Rate Map (FIRM) is the required location source for flooding. See the FEMA Flood Map Service Center (https://msc.fema.gov) for this county.

Hazards that vary within the county: highest-rated census tracts

Source: 5

HazardHighest-rated census tractsNRI risk rating, score 0 to 100
Earthquaketract 90.10 (Very Low, 21.7); tract 91.02 (Very Low, 20.3); tract 90.66 (Very Low, 13.0)
Hurricanetract 115 (Very High, 99.9); tract 90.10 (Very High, 99.7); tract 91.02 (Very High, 99.6)
Landslidetract 91.02 (Very Low, 80.5); tract 9805 (Very Low, 78.7); tract 80 (Very Low, 78.4)
Tornadotract 90.10 (Relatively Moderate, 68.6); tract 91.02 (Relatively Moderate, 65.5); tract 90.40 (Relatively Moderate, 64.8)
Tsunamino tract has a National Risk Index rating for this hazard
Wildfiretract 115 (Relatively High, 98.6); tract 141 (Relatively High, 98.2); tract 90.40 (Relatively High, 97.7)

Up to 3 census tracts per hazard, highest National Risk Index rating first, then highest score; a tract number is the Census tract number (for example 90.10 is Census Tract 90.10). FEMA's Resilience Analysis and Planning Tool maps the National Risk Index for every tract: https://www.fema.gov/emergency-managers/practitioners/resilience-analysis-and-planning-tool

Supports FEMA checklist item B1-c: hazard extent

Extent: scale, observed range and worst recorded event per hazard

Sources: 6, 7

HazardScaleRecordscount and yearsObserved rangeWorst recorded eventMost damaging (when different)How it applies to jurisdictionsNote
Coastal Flood, Storm Surge/Tidenone in data (flood depth: FIRM)65 records, 2005 to 2025 (65 zone-level)No damage reported in 65 records.Countywide (zone-level records).Flood depth: see the FEMA Flood Insurance Rate Map.
Cold/Wind Chill, Extreme Cold/Wind Chillwind chill8 records, 1996 to 2010 (8 zone-level)1 day to 2 days (median 1 day); 7 with a recorded value2 consecutive days, 2010-01-09 to 2010-01-10, 1 direct death, zone-levelExtreme Cold/Wind Chill, 2001-01-05, property not reported; $25,000,000 crops (zone total, 2001 dollars)Countywide (zone-level records).
Frost/Freeze (outside NRI's Cold Wave definition)crop damage13 records, 2003 to 2026 (13 zone-level)Frost/Freeze, 2010-01-10, $286,000,000 crop damage (2010 dollars); NWS zone FLZ073Countywide (zone-level records).
DroughtU.S. Drought Monitor scale (D0 to D4)36 records, 2009 to 2026 (36 zone-level)22 days to 242 days (median 71 days); 8 with a recorded value242 days (about 8.0 months), 2011-01-01 to 2011-08-30, a run of 8 consecutive Storm Events drought records, zone-levelCountywide (zone-level records).Storm Events enters a drought at D2 or worse east of the Rockies and D3 or worse from the Rockies west (NWS Instruction 10-1605); NRI drought counts D3 and D4 only.
EarthquakeModified Mercalli (local data)0Storm Events does not record earthquakes; the USGS earthquake catalog is the source.
Hailhail size (inches)244 records, 1960 to 20250.75 in to 4 in (median 0.88 in); 244 with a recorded value4 in hail, 1963-03-29Hail, 2012-06-15, $3,000 property; crops not reported (2012 dollars)Event records naming jurisdictions in the plan: Hialeah city (13 records), Miami city (13 records), Opa-locka city (8 records), Homestead city (7 records), Hialeah Gardens city (6 records), Miami Beach city (5 records), South Miami city (5 records), Biscayne Park village (4 records), Coral Gables city (4 records), Miami Springs city (4 records); and 7 more jurisdictions (see the Excel file).
Excessive Heat, Heatheat index (in event narratives)10 records, 2001 to 2023 (10 zone-level)1 day to 2 days (median 1 day); 7 with a recorded value2 consecutive days, 2009-06-21 to 2009-06-22, zone-levelCountywide (zone-level records).Heat records from November to March (unseasonable warmth, not a heat wave) are counted but not used for the longest run.
Hurricane, Tropical Storm, Tropical DepressionSaffir-Simpson43 records, 1996 to 2024 (43 zone-level)Strongest recorded: Hurricane record (NOAA event type 'Hurricane (Typhoon)'), 2005-08-25 to 2005-08-26, $64,000,000 property; $423,000,000 crops (2005 dollars), 6 direct deaths (reported for the zone); NWS zone FLZ074Countywide (zone-level records).Storm Events files every zone of a storm's episode under the storm's type; flooding from the storm is filed as Flood or Flash Flood records.
Flash Flood, Flood, Lakeshore Flooddamage and flood days (flood depth: FIRM)176 records, 1997 to 2026 (6 zone-level)Flood, 2000-10-03, $440,000,000 property; $500,000,000 crops (2000 dollars); NWS zone FLZ074Event records naming jurisdictions in the plan: Miami city (39 records), Biscayne Park village (18 records), Miami Beach city (18 records), Golden Beach town (9 records), Hialeah Gardens city (7 records), North Miami city (7 records), Indian Creek village (4 records), Medley town (4 records), South Miami city (4 records), Coral Gables city (3 records); and 11 more jurisdictions (see the Excel file). Zone-level records (6) apply countywide.Flood depth: see the FEMA Flood Insurance Rate Map. Storm Events damage is often $0 or blank for floods, major ones included; FEMA Public Assistance by declaration (B1-d) shows which floods cost the most.
Debris Flownone (count and damage only)0
Lightningannualized frequency (the measure FEMA's Local Mitigation Planning Handbook names)73 records, 1996 to 2026Lightning, 2013-09-02, $0 property; $0 crops (2013 dollars), 1 direct death, 2 direct injuriesLightning, 2019-05-03, $100,000 property; $0 crops (2019 dollars)Event records naming jurisdictions in the plan: Miami city (7 records), Homestead city (5 records), Coral Gables city (3 records), Miami Beach city (3 records), Opa-locka city (3 records), West Miami city (3 records), Golden Beach town (2 records), Hialeah Gardens city (2 records), Key Biscayne village (2 records), Bal Harbour village (1 record); and 4 more jurisdictions (see the Excel file).Storm Events lists lightning with damage or casualties.
High Wind and Strong Wind (outside NRI's Strong Wind definition)wind speed (kt and mph)15 records, 1996 to 2024 (15 zone-level)35 kt (40 mph) to 67 kt (77 mph) (median 40 kt (46 mph)); 13 with a recorded value67 kt (77 mph) measured sustained, High Wind, 2005-10-24; NWS zone FLZ073Strong Wind, 2018-12-21, $15,000 property; crops not reported (zone total, 2018 dollars)Countywide (zone-level records).
Thunderstorm Windwind speed (kt and mph)378 records, 1955 to 202635 kt (40 mph) to 86 kt (99 mph) (median 52 kt (60 mph)); 318 with a recorded value86 kt (99 mph), measurement type not recorded, Thunderstorm Wind, 1995-02-13Event records naming jurisdictions in the plan: Miami city (16 records), South Miami city (11 records), Homestead city (10 records), Coral Gables city (9 records), Hialeah city (9 records), Medley town (7 records), Opa-locka city (7 records), Key Biscayne village (6 records), Miami Beach city (6 records), Hialeah Gardens city (5 records); and 9 more jurisdictions (see the Excel file).
TornadoEnhanced Fujita (Fujita before Feb 2007)150 records, 1953 to 2026F/EF0 to F/EF3 (median F/EF0); 140 with a recorded valueF3 tornado, 1959-06-17, 12.7 mi path length (whole path, pre-1996), 333 yd wide, $2,500,000 property; crops not recorded (1959 dollars), 77 direct injuriesTornado, 1998-02-02, $175,000,000 property; crops not reported (1998 dollars)Event records naming jurisdictions in the plan: Hialeah city (5 records), Miami Beach city (5 records), Miami city (5 records), Golden Beach town (4 records), Homestead city (4 records), Key Biscayne village (3 records), West Miami city (3 records), Florida City city (2 records), Medley town (2 records), Biscayne Park village (1 record); and 6 more jurisdictions (see the Excel file).Before 1996 a tornado is listed once, under the county where it began, with its whole path's rating and length; from 1996 on, each county lists its own segment. Length is not used to rank tornadoes (see Methods).
Tsunaminone (count and damage only)0
Wildfireacres burned (local data)24 records, 1996 to 2026 (16 zone-level)Wildfire, 2025-03-12, $150,000 property; $0 crops (2025 dollars); NWS zone FLZ173Event records naming jurisdictions in the plan: Florida City city (1 record), Homestead city (1 record), Miami city (1 record). Zone-level records (16) apply countywide.
Winter Storm, Heavy Snow, Blizzard, Lake-Effect Snow, Winter Weather, Sleetnone in data (snowfall: local data)0

Where a hazard names more than 10 jurisdictions, the table lists the 10 with the most records; every one is in the Excel file, sheet "B1-c Extent".

In event narratives only (local data needed): wind chill, temperature, heat index, acres burned and snow depth; any physical measure of debris flow, lightning and tsunami.

Storm Events records are more complete after 1996; before 1996 only Tornado (from 1950), Hail and Thunderstorm Wind (from 1955) exist. Zone-level records from zones that no NWS zone-county file places in this county (mostly before 2020) are not counted here (the Methods page explains the zone matching).

Dollars are nominal (as reported), labeled with the year; not adjusted for inflation.

Supports FEMA checklist item B1-d: previous occurrences

Federal declarations for this county: 43 declarations covering 33 separate hazard incidents counted in this packet (declarations for the same incident count once; non-natural and evacuation-only declarations are not counted).

Federal disaster declarations for this county

Sources: 1, 2, 3

DeclaredIncident beganFEMA numberTypeTitleMapped hazardCounty Public Assistancefederal share obligated, nominal dollarsFlagsNotes
2024-10-112024-10-05DR-4834-FLMajor disasterHurricane MiltonHurricane (primary); also designated: Inland Flooding$3,112,983.70in the 12 months before plan approval; within last 5 years
2024-10-072024-10-05EM-3622-FLEmergencyHurricane MiltonHurricaneno Public Assistance recordedin the 12 months before plan approval; within last 5 yearssame incident as DR-4834
2022-12-132022-11-07DR-4680-FLMajor disasterHurricane NicoleHurricane$191,567.26within last 5 years
2022-11-082022-11-07EM-3587-FLEmergencyTropical Storm NicoleHurricaneno Public Assistance recordedwithin last 5 yearssame incident as DR-4680
2022-09-292022-09-23DR-4673-FLMajor disasterHurricane IanHurricane$923,325.56within last 5 years
2022-09-242022-09-23EM-3584-FLEmergencyTropical Storm IanHurricaneno Public Assistance recordedwithin last 5 yearssame incident as DR-4673
2021-07-042021-07-04EM-3561-FLEmergencyTropical Storm ElsaHurricaneno Public Assistance recorded
2021-06-252021-06-24EM-3560-FLEmergencySurfside Building CollapseOther, not an NRI hazard; not counted$56,323,722.23
2020-08-012020-07-31EM-3533-FLEmergencyHurricane IsaiasHurricane$128,947.60
2020-03-252020-01-20DR-4486-FLMajor disasterCOVID-19 PandemicNon-natural, not counted$867,968,643.62
2020-03-132020-01-20EM-3432-FLEmergencyCOVID-19Non-natural, not countedno Public Assistance recordedsame incident as DR-4486
2019-08-302019-08-28EM-3419-FLEmergencyHurricane DorianHurricaneno Public Assistance recorded
2017-09-102017-09-04DR-4337-FLMajor disasterHurricane IrmaHurricane$436,303,819.98
2017-09-052017-09-04EM-3385-FLEmergencyHurricane IrmaHurricaneno Public Assistance recordedsame incident as DR-4337
2016-10-062016-10-03EM-3377-FLEmergencyHurricane MatthewHurricaneno Public Assistance recorded
2008-08-212008-08-18EM-3288-FLEmergencyTropical Storm FayHurricane; Inland Flooding$1,781,212.32
2005-10-242005-10-23DR-1609-FLMajor disasterHurricane WilmaHurricane$392,220,658.19
2005-09-202005-09-18EM-3259-FLEmergencyTropical Storm RitaHurricane$1,846,219.68
2005-09-052005-08-29EM-3220-FLEmergencyHurricane Katrina EvacuationHurricane: evacuation support, not a local hazard event; not countedno Public Assistance recordedsame incident as DR-1602
2005-08-282005-08-24DR-1602-FLMajor disasterHurricane KatrinaHurricane$128,053,448.93
2004-09-262004-09-24DR-1561-FLMajor disasterHurricane JeanneHurricane$1,825,713.47
2004-09-042004-09-03DR-1545-FLMajor disasterHurricane FrancesHurricane$13,964,000.29
2004-08-132004-08-11DR-1539-FLMajor disasterTropical Storm Bonnie and Hurricane CharleyHurricane$213,986.38
2003-04-252003-03-27DR-1460-FLMajor disasterSevere Storms and TornadoesTornadoPA not declared for this county
2001-04-252001-04-17FM-2359-FLFire managementFl - Everglades Fire Complex - 04/25/01Wildfireno Public Assistance recorded
2001-02-052000-12-01DR-1359-FLMajor disasterSevere FreezeCold WavePA not declared for this county
2000-10-042000-10-03DR-1345-FLMajor disasterSevere Storms and FloodingInland Flooding$278,636,887.56
1999-10-201999-10-14DR-1306-FLMajor disasterFl-Hurricane Irene-Dr-ReqHurricane$68,566,538.31
1999-10-151999-10-14EM-3150-FLEmergencyTropical Storm Irene - FloridaHurricaneno Public Assistance recordedsame incident as DR-1306
1999-09-141999-09-14EM-3143-FLEmergencyHurricane Floyd Emergency DeclarationsHurricane$2,541,046.95
1999-04-271999-04-15EM-3139-FLEmergencyFl-Fires 04/15/99Wildfireno Public Assistance recorded
1999-04-181999-04-13FM-2256-FLFire managementFl-Fires 04/13/99Wildfireno Public Assistance recorded
1998-09-251998-09-25EM-3131-FLEmergencyHurricane GrorgesHurricaneno Public Assistance recorded
1998-06-181998-05-25DR-1223-FLMajor disasterExtreme Fire HazardWildfireno Public Assistance recorded
1998-02-121998-02-02DR-1204-FLMajor disasterSevere Storms, High Winds, Tornadoes, and FloodingInland Flooding; Strong Wind; Tornadono Public Assistance recorded
1993-03-131993-03-12DR-982-FLMajor disasterTornadoes, Flooding, High Winds & Tides, FreezingTornado (primary); also designated: Inland Flooding, Strong Windno Public Assistance recorded
1992-08-241992-08-24DR-955-FLMajor disasterHurricane AndrewHurricaneno Public Assistance recorded
1990-01-151989-12-23DR-851-FLMajor disasterSevere FreezeCold WavePA not declared for this county
1985-03-181985-03-18DR-732-FLMajor disasterSevere FreezeCold WavePA not declared for this county
1980-05-061980-05-06EM-3079-FLEmergencyUndocumented AliensNon-natural, not countedno Public Assistance recorded
1977-01-311977-01-31DR-526-FLMajor disasterSevere Winter WeatherCold WavePA not declared for this county
1971-03-151971-03-15DR-304-FLMajor disasterFreezeCold Waveno Public Assistance recorded
1965-09-141965-09-14DR-209-FLMajor disasterHurricane BetsyHurricane (primary); also designated: Inland Floodingno Public Assistance recorded

School districts and special districts in this county: $111,133,466.77 (included in the county total above). Public Assistance matched by applicant name to the school districts and special districts FEMA lists as plan participants in this county. They have no row of their own in the jurisdiction table, so their total is listed here. These dollars are already included in the county PA column of the declarations table (the FEMA record places each applicant in this county), so this line is not added to it.

County Public Assistance: applicants the FEMA record places in this county, including any state agencies FEMA files there; statewide rows are listed on the state page; federal share obligated, nominal dollars.

Statewide declarations

Source: 2

DeclaredIncident beganFEMA numberTypeTitleMapped hazard
1995-08-031995-08-02EM-3116-FLEmergencyHurricane ErinHurricane
1964-09-101964-09-10DR-176-FLMajor disasterHurricane DoraHurricane (primary); also designated: Inland Flooding
1964-09-081964-09-08DR-175-FLMajor disasterHurricane CleoHurricane (primary); also designated: Inland Flooding
1962-12-171962-12-17DR-141-FLMajor disasterAbnormally High TidesInland Flooding
1960-09-121960-09-12DR-106-FLMajor disasterHurricane DonnaHurricane (primary); also designated: Inland Flooding
1960-03-231960-03-23DR-97-FLMajor disasterSevere Weather ConditionsOther, not an NRI hazard; not counted
1953-10-221953-10-22DR-12-FLMajor disasterFloodInland Flooding

FEMA recorded these with designated area Statewide and no county, so they are listed on every county page in the state and not counted with county rows. Local data needed: whether each one affected this county.

17 Fire Management declarations (1985-05-17 to 1998-06-28) FEMA filed as Statewide with no county; each names one local fire. Listed on the state page.

Public Assistance filed under this county for declarations that do not list it: 2 rows, $62,135.28

Sources: 2, 3

FEMA numberDeclaredTitleApplicantPA obligatedfederal share obligated, nominal dollars
DR-4068-FL2012-07-03Tropical Storm DebbyWORTHINGTON SPRINGS$49,609.95
DR-1785-FL2008-08-24Tropical Storm FayWORTHINGTON SPRINGS$12,525.33

FEMA's Public Assistance summaries file these applicants under this county, but FEMA's declaration rows for these disasters do not designate it (an electric cooperative or district serving several counties, for example). Not in any declaration row above and not counted.

Public Assistance not placed in any Florida county: 4 rows, $9,327,951.42; listed on the Florida state page.

Source: 3

Previous occurrences by hazard, with explicit no-event rows

Sources: 2, 6, 7

HazardStorm Events records, all years on file(years in the Period column)Since plan approvalrecordsIn the 12 months before plan approvalrecordsLast 5 yearsrecordsDeclared incidents, all yearsseparate disastersDeclared since approvalseparate disastersPeriodStatement
Coastal Flooding652112001996 to 2026-06-30
Cold Wave21202501996 to 2026-06-30Includes 13 Frost/Freeze records.
Drought366816001996 to 2026-06-30
Earthquake000000Storm Events does not record earthquakes; the USGS earthquake catalog is the source.
Hail2440321001955 to 2026-06-30
Heat Wave10002001996 to 2026-06-30
Hurricane430482001996 to 2026-06-30Includes 14 Tropical Depression records.
Inland Flooding17611367601996 to 2026-06-30
Landslide0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Lightning73103001996 to 2026-06-30
Strong Wind3931941201955 to 2026-06-30Includes 10 High Wind and 5 Strong Wind records.
Tornado150128301950 to 2026-06-30
Tsunami0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Wildfire24538401996 to 2026-06-30
Winter Weather0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events

Notable Storm Events records

Sources: 1, 6, 7

DateEvent typeMagnitude or extentDamagenominal dollarsDeaths, injuriesdirect onlyLocationFlagsWhy listed
2025-03-12Wildfire$150,000 property; $0 crops (zone total, 2025 dollars)0, 0NWS zone FLZ173 (COASTAL MIAMI-DADE COUNTY), zone-levelin the 12 months before plan approval; within last 5 yearsB1-c worst recorded: Wildfire
2013-09-02Lightning$0 property; $0 crops (2013 dollars)1, 2ALADDIN CITYB1-c worst recorded: Lightning
2010-01-10Frost/Freeze$0 property; $286,000,000 crops (zone total, 2010 dollars)0, 0NWS zone FLZ073 (INLAND MIAMI-DADE), zone-levelB1-c worst recorded: Frost/Freeze
2010-01-09Cold/Wind Chill$0 property; $0 crops (zone total, 2010 dollars)1, 1NWS zone FLZ074 (METROPOLITAN MIAMI-DADE), zone-levelB1-c worst recorded: Cold/Wind Chill, Extreme Cold/Wind Chill
2009-06-21Heat$0 property; $0 crops (zone total, 2009 dollars)0, 0NWS zone FLZ173 (COASTAL MIAMI-DADE COUNTY), zone-levelB1-c worst recorded: Excessive Heat, Heat
2005-10-24High Wind67 kt (77 mph) measured sustaineddamage not reported0, 0NWS zone FLZ073 (INLAND DADE), zone-levelB1-c worst recorded: High Wind and Strong Wind
2005-10-24Hurricane (NOAA event type 'Hurricane (Typhoon)')damage not reported2, 0NWS zone FLZ074 (COASTAL DADE), zone-leveldeaths or injuries recorded
2005-08-25Hurricane (NOAA event type 'Hurricane (Typhoon)')$64,000,000 property; $423,000,000 crops (zone total, 2005 dollars)6, 0NWS zone FLZ074 (COASTAL DADE), zone-leveldeaths or injuries recorded
2000-10-03Flood$440,000,000 property; $500,000,000 crops (zone total, 2000 dollars)0, 0NWS zone FLZ074 (COASTAL DADE), zone-levelB1-c worst recorded: Flash Flood, Flood, Lakeshore Flood
1996-07-10Hurricane (NOAA event type 'Hurricane (Typhoon)')damage not reported2, 0NWS zone FLZ074 (METROPOLITAN MIAMI-DADE), zone-leveldeaths or injuries recorded
1963-03-29Hail4 indamage not recorded (pre-1996 record)0, 0location not recordedB1-c worst recorded: Hail
1959-06-17TornadoF3, 12.7 mi path length (whole path, pre-1996), 333 yd wide$2,500,000 property; crops not recorded (1959 dollars)0, 77location not recordedB1-c worst recorded: Tornado

The full list is in the Excel file, sheet "B1-d Storm Events history" (1,235 rows).

Location is the place NOAA recorded, as written in its data; it need not be a jurisdiction in this plan.

Local data needed: state-declared emergencies, from your state emergency management agency (federal data do not include them).

Tribal and special-area declarations in this state are listed on the state page.

Supports FEMA checklist item B1-e: probability of future events

Probability: FEMA annualized frequency and descriptor per hazard

Sources: 5, 6

HazardFEMA annualized frequency (modeled)unit per rowUnitIn plain termsDescriptorDescriptor basisNRI events or days in its record period (hail, wind and tornado are area-weighted, so can be fractional)NRI periodLocationNote
Coastal Flooding2.25events per year at a location (modeled)about 2.3 per year at a given location in the countyHighly likelyFEMA annualized frequency (modeled)not shownmodeledsee B1-fDescriptor from NRI: the rate at a location is 1 or more a year, so the county rate is at least that.
Cold Wave1.28event-days per yearabout 1.28 days per yearLikelyStorm Events event-days in 6 of 30 years, 1996 to 2025 (20%)20.22005-11-12 to 2024-11-12 (19 years)countywide
Drought8.94event-days per yearabout 8.94 days per yearLikelyStorm Events event-days in 7 of 30 years, 1996 to 2025 (23.3%)3712000 to 2025 (25.25 years; D3 and D4 only)countywide
Earthquake0.00018annual probability at a locationchance a given location in the county has at least minor-damage shaking in a year: 0.018%not shownmodeledsee B1-fNo descriptor (Storm Events does not record earthquakes).
Hail0.559events per yearabout 0.56 per yearLikelyFEMA annualized frequency (modeled)22.1 (modeled)1986 to 2023 (38 years)countywide
Heat Wave6.16event-days per yearabout 6.16 days per yearLikelyStorm Events event-days in 8 of 30 years, 1996 to 2025 (26.7%)49.92005-11-12 to 2024-11-12 (19 years)countywide
Hurricane0.305events per yearabout 1 in 3 yearsLikelyFEMA annualized frequency (modeled)1241851 to 2024 (Atlantic)see B1-fNRI counts hurricane and tropical storm tracks passing within storm-force wind range; federal declarations are in B1-d.
Inland Flooding4event-days per yearabout 4 days per yearLikelyStorm Events event-days in 24 of 30 years, 1996 to 2025 (80%)1121996 to 2023 (28 years)see B1-f
Landslide0.186events per year (modeled)about 1 in 5 yearsLikelyFEMA annualized frequency (modeled)not shownmodeledsee B1-f
Lightning97.7days per year with a strikeabout 97.7 days per yearHighly likelyFEMA annualized frequency (modeled)not shown1995 to 2023 (29 years; CONUS)countywide
Strong Wind0.758events per yearabout 0.76 per yearLikelyFEMA annualized frequency (modeled)251986 to 2023 (38 years)countywide
Tornado1.07events per yearabout 1.07 per yearHighly likelyFEMA annualized frequency (modeled)not shown1950 to 2023 (EF2+); 1986 to 2023 (EF0-1)see B1-f
Tsunamiannual probability at the most exposed location (used in place of a county value)Storm Events records in 0 of 30 years, 1996 to 2025 (0%)not shownmodeledsee B1-fNo descriptor: no Storm Events record 1996 to 2025
Wildfire0.00669annual probability at a locationchance a given location in the county burns in a year: 0.669%LikelyStorm Events records in 11 of 30 years, 1996 to 2025 (36.7%)not shownmodeledsee B1-f
Winter Weather0event-days per yearnone modeledStorm Events event-days in 0 of 30 years, 1996 to 2025 (0%)02005-11-12 to 2024-11-12 (19 years)countywideNo Storm Events winter weather record, 1996 to 2025

FEMA annualized frequency (modeled) is the National Risk Index v1.20 (December 2025) estimate of how often a hazard affects this county in a year; it is not recorded events divided by years, and its unit differs by hazard (events, event-days, or days with a lightning strike per year). For earthquake, wildfire, coastal flooding and tsunami the value is the chance (or number of events) at a location in the county, not across the county, so no "1 in N years" is given and the descriptor comes from Storm Events where it has a record (none for earthquake). The Methods page gives each hazard's method, from FEMA's National Risk Index Technical Documentation v1.20.

Where NRI gives event-days, the descriptor comes from the share of years with a Storm Events record; NRI's source records more events, so the two differ.

Descriptor scale used in this packet (defined per unit)

Sources: 5, 6

UnitDescriptorDefinition
events per yearHighly likely1 or more per year
events per yearLikelyabout once in 1 to 10 years
events per yearPossibleabout once in 10 to 100 years
events per yearUnlikelyless than once in 100 years
annual probabilityLikely10% to under 100% chance in a given year
annual probabilityPossible1% to under 10% chance in a given year
annual probabilityUnlikelyunder 1% chance in a given year
event-days (share of years)Highly likelyevent-days recorded in 90% or more of years
event-days (share of years)Likelyevent-days recorded in 10% to under 90% of years
event-days (share of years)Possibleevent-days recorded in some years but under 10% of years
lightning strike-daysHighly likelycloud-to-ground strikes on 1 or more days per year

Intensity bands: historical frequency (Storm Events)

Source: 6

HazardBandYearsEventscounty-coded recordsYears in periodEvents per yearevents / years
Hail1.00-1.99 in1996 to 202575302.5
Hail2.00 in+1996 to 20254300.133
Thunderstorm Wind (counted as NRI Strong Wind)50-64 kt1996 to 2025226307.53
Thunderstorm Wind (counted as NRI Strong Wind)65 kt+1996 to 202514300.467
Thunderstorm Wind (counted as NRI Strong Wind)unmeasured or below 50 kt1996 to 202525300.833
TornadoEF0-11996 to 202568302.27
TornadoEF2-31996 to 20252300.0667
TornadoEF4-51996 to 20250300
Tornadounrated (EFU)1996 to 20252300.0667

The bands show how often events of each severity were recorded in this county, to profile how severe events have been (FEMA's probability item asks for the range of intensities).

Hail smaller than 1 inch is not counted: on 2010-01-05 the National Weather Service raised its severe-hail threshold from 3/4 inch to 1 inch, so smaller reports became less common after 2009 (NWS Service Change Notice 09-52). NRI hail frequency uses a 0.75 inch threshold.

Optional: future conditions. Not a required item in the 2025 FEMA Local Mitigation Planning Policy Guide; some states ask for it. The federal Climate Mapping for Resilience and Adaptation (CMRA) site gives county exposure to future climate conditions (https://resilience.climate.gov/).

Supports FEMA checklist item B1-f: hazards that vary across jurisdictions

Range of census tract risk within the county

Source: 5

HazardTractsrated of allNRI risk score, 0 to 100Tracts by rating
MinMedianMax
Coastal Flooding576 of 70669.586.699.9Very High 7, Relatively High 29, Relatively Moderate 155, Relatively Low 330, Very Low 55, No Rating 130
Cold Wave704 of 70615.645.7100.0Very High 9, Relatively High 6, Relatively Moderate 295, Relatively Low 388, Very Low 6, No Rating 2
Drought128 of 70667.073.197.9Relatively High 1, Relatively Moderate 2, Relatively Low 30, Very Low 95, No Rating 578
Earthquake705 of 7060.23.621.7Very Low 705, No Rating 1
Hail706 of 7060.738.687.5Relatively Moderate 7, Relatively Low 393, Very Low 306
Heat Wave703 of 7061.459.684.0Relatively Moderate 413, Relatively Low 276, Very Low 14, No Rating 3
Hurricane706 of 70627.689.099.9Very High 13, Relatively High 280, Relatively Moderate 400, Relatively Low 12, Very Low 1
Inland Flooding706 of 7060.230.7100.0Very High 8, Relatively High 44, Relatively Moderate 163, Relatively Low 309, Very Low 182
Landslide240 of 7068.635.980.5Very Low 240, No Rating 466
Lightning705 of 7060.155.083.7Relatively High 10, Relatively Moderate 438, Relatively Low 243, Very Low 14, No Rating 1
Strong Wind706 of 7060.212.822.8Relatively Low 4, Very Low 702
Tornado706 of 7060.341.268.6Relatively Moderate 32, Relatively Low 624, Very Low 50
Tsunami0 of 706Insufficient Data 706
Wildfire294 of 70618.468.198.6Relatively High 8, Relatively Moderate 19, Relatively Low 116, Very Low 151, No Rating 412
Winter Weather0 of 706No Rating 706

Drought: Agriculture is all of NRI's expected annual loss for this hazard in the county, so the tract range mostly reflects where crop and livestock value is.

Rated tracts only: No Rating (score 0.0), Not Applicable and Insufficient Data tracts are counted but not used for the minimum, median and maximum.

The score ranks a tract against all U.S. tracts (100 = highest). The rating is FEMA's category for the tract's risk value, computed differently, so the two can disagree.

Frequency data for cold wave, drought, hail, heat wave, lightning and strong wind are county-wide or coarse (49 km grid or NWS zone), the same for every jurisdiction; the tract range mostly reflects where buildings and people are (crop and livestock value where a line above names agriculture).

Each jurisdiction (starting figures from federal data)

Sources: 1, 3, 4, 6

JurisdictionTypePlan statusRepetitive lossFMA RL and SRL (44 CFR 77.2); repeat-flood, any definitionPublic Assistance to this jurisdictionFEMA records matched by applicant name; federal share obligated, nominal dollarsEvent records naming this placeall years; since its planNotes
Miami-Dade County (unincorporated area)UnincorporatedApproved, expires 2030-09-26FMA RL 83, SRL 150; any 995$1,600,661,165.780 total; 0 since its planIncludes $765,250,352.60 for declarations not counted as hazard incidents (DR-4486-FL, EM-3560-FL).
Aventura cityCityApproved, expires 2030-09-26FMA RL 2, SRL 16; any 39$3,280,347.610 total; 0 since its planIncludes $28,224.67 for declarations not counted as hazard incidents (DR-4486-FL).
Bal Harbour villageVillageApproved, expires 2030-09-26FMA RL 0, SRL 0; any 4$607,345.582 total; 0 since its plan
Bay Harbor Islands townTownApproved, expires 2030-09-26FMA RL 0, SRL 0; any 6$765,353.570 total; 0 since its plan
Biscayne Park villageVillageApproved, expires 2030-09-26FMA RL 0, SRL 2; any 10$2,231,608.5527 total; 0 since its planIncludes $20,478.56 for declarations not counted as hazard incidents (DR-4486-FL).
Coral Gables cityCityApproved, expires 2030-09-26FMA RL 0, SRL 9; any 47$43,369,939.0319 total; 0 since its planIncludes $392,468.83 for declarations not counted as hazard incidents (DR-4486-FL).
Cutler Bay townTownApproved, expires 2030-09-26FMA RL 1, SRL 4; any 38$800,791.820 total; 0 since its plan
Doral cityCityApproved, expires 2030-09-26FMA RL 1, SRL 19; any 61$2,313,875.440 total; 0 since its planIncludes $595,493.64 for declarations not counted as hazard incidents (DR-4486-FL).
El Portal villageVillagePlan 111137 approved 2025-09-26, pending adoption here; not yet eligibleFMA RL 0, SRL 0; any 6$1,899,470.593 total; no approved plan
Florida City cityCityPlan 111137 approved 2025-09-26, pending adoption here; not yet eligibleFMA RL 6, SRL 2; any 47$5,359,748.247 total; no approved planIncludes $106,725.26 for declarations not counted as hazard incidents (DR-4486-FL).
Golden Beach townTownPlan 111137 approved 2025-09-26, pending adoption here; not yet eligibleFMA RL 0, SRL 1; any 8$1,162,378.6318 total; no approved planIncludes $243,198.25 for declarations not counted as hazard incidents (DR-4486-FL).
Hialeah cityCityApproved, expires 2030-09-26FMA RL 10, SRL 12; any 228$20,812,410.9730 total; 0 since its planIncludes $2,019,929.25 for declarations not counted as hazard incidents (DR-4486-FL).
Hialeah Gardens cityCityPlan 111137 approved 2025-09-26, pending adoption here; not yet eligibleFMA RL 2, SRL 8; any 42$2,407,543.7720 total; no approved planIncludes $17,138.69 for declarations not counted as hazard incidents (DR-4486-FL).
Homestead cityCityApproved, expires 2030-09-26FMA RL 1, SRL 1; any 36$20,676,727.7630 total; 0 since its planIncludes $921,589.70 for declarations not counted as hazard incidents (DR-4486-FL).
Indian Creek villageVillagePlan 111137 approved 2025-09-26, pending adoption here; not yet eligibleFMA RL 0, SRL 0; any 0$426,891.056 total; no approved planIncludes $24,055.82 for declarations not counted as hazard incidents (DR-4486-FL).
Key Biscayne villageVillageApproved, expires 2030-09-26FMA RL 3, SRL 14; any 40$7,923,680.5714 total; 0 since its planIncludes $154,722.72 for declarations not counted as hazard incidents (DR-4486-FL).
Medley townTownApproved, expires 2030-09-26FMA RL 1, SRL 2; any 19$3,847,138.0516 total; 1 since its planIncludes $42,434.92 for declarations not counted as hazard incidents (DR-4486-FL).
Miami Beach cityCityApproved, expires 2030-09-26FMA RL 1, SRL 25; any 138$28,024,920.4637 total; 0 since its planIncludes $6,032,120.81 for declarations not counted as hazard incidents (DR-4486-FL, EM-3560-FL).
Miami cityCityApproved, expires 2030-09-26FMA RL 13, SRL 43; any 303$162,134,999.8081 total; 1 since its planIncludes $51,628,747.17 for declarations not counted as hazard incidents (DR-4486-FL).
Miami Gardens cityCityApproved, expires 2030-09-26FMA RL 1, SRL 2; any 28$6,988,414.840 total; 0 since its planIncludes $702,640.50 for declarations not counted as hazard incidents (DR-4486-FL).
Miami Lakes townTownApproved, expires 2030-09-26FMA RL 0, SRL 1; any 5$10,796,599.740 total; 0 since its planIncludes $487,770.98 for declarations not counted as hazard incidents (DR-4486-FL).
Miami Shores villageVillageApproved, expires 2030-09-26FMA RL 0, SRL 0; any 16$4,804,607.490 total; 0 since its planIncludes $56,715.88 for declarations not counted as hazard incidents (DR-4486-FL).
Miami Springs cityCityPlan 111137 approved 2025-09-26, pending adoption here; not yet eligibleFMA RL 0, SRL 2; any 87$10,124,365.129 total; no approved planIncludes $94,447.64 for declarations not counted as hazard incidents (DR-4486-FL).
North Bay Village cityCityApproved, expires 2030-09-26FMA RL 1, SRL 2; any 15$1,148,572.520 total; 0 since its plan
North Miami Beach cityCityApproved, expires 2030-09-26FMA RL 0, SRL 2; any 19$9,786,470.1812 total; 0 since its planIncludes $100,594.60 for declarations not counted as hazard incidents (DR-4486-FL).
North Miami cityCityApproved, expires 2030-09-26FMA RL 4, SRL 15; any 67$18,214,142.4712 total; 0 since its planIncludes $497,381.95 for declarations not counted as hazard incidents (DR-4486-FL).
Opa-locka cityCityApproved, expires 2030-09-26FMA RL 1, SRL 8; any 27$2,818,177.7418 total; 0 since its plan
Palmetto Bay villageVillageApproved, expires 2030-09-26FMA RL 0, SRL 0; any 12$2,621,120.480 total; 0 since its planIncludes $83,895.69 for declarations not counted as hazard incidents (DR-4486-FL).
Pinecrest villageVillageApproved, expires 2030-09-26FMA RL 1, SRL 2; any 11$6,484,456.761 total; 0 since its planIncludes $166,066.97 for declarations not counted as hazard incidents (DR-4486-FL).
South Miami cityCityApproved, expires 2030-09-26FMA RL 1, SRL 1; any 11$7,025,824.5522 total; 0 since its planIncludes $46,152.13 for declarations not counted as hazard incidents (DR-4486-FL).
Sunny Isles Beach cityCityApproved, expires 2030-09-26FMA RL 0, SRL 6; any 15$1,638,358.090 total; 0 since its planIncludes $190,210.83 for declarations not counted as hazard incidents (DR-4486-FL).
Surfside townTownApproved, expires 2030-09-26FMA RL 0, SRL 0; any 7$3,902,053.791 total; 0 since its planIncludes $2,855,017.11 for declarations not counted as hazard incidents (DR-4486-FL, EM-3560-FL).
Sweetwater cityCityPlan 111137 approved 2025-09-26, pending adoption here; not yet eligibleFMA RL 4, SRL 0; any 55$2,383,496.490 total; no approved planIncludes $56,846.42 for declarations not counted as hazard incidents (DR-4486-FL).
Virginia Gardens villageVillageApproved, expires 2030-09-26FMA RL 1, SRL 2; any 7$476,199.404 total; 0 since its planIncludes $21,521.54 for declarations not counted as hazard incidents (DR-4486-FL).
West Miami cityCityApproved, expires 2030-09-26FMA RL 2, SRL 4; any 12$4,181,757.5912 total; 0 since its plan

Repetitive-loss counts are for whole NFIP communities, which can extend beyond this county (see the note in B2-c).

School districts and special districts get a plan clock row only.

County Public Assistance in B1-d also includes applicants filed under the county that are not jurisdictions in this plan (for example state agencies, special districts and nonprofits), so the jurisdiction rows add up to less.

Supports FEMA checklist items B2-a and B2-b: vulnerability and potential impacts

Local data needed

The table below gives county-level starting figures; the plan describes impacts for each jurisdiction and its own assets.

  • Critical facilities and lifelines per hazard
  • A problem statement per jurisdiction per hazard
  • Changes in development in hazard-prone areas since the last approval, or a statement of none (E1-a)
  • Future assets

County-level starter: exposure, expected annual loss and damage since the plan

Sources: 1, 2, 3, 5, 6, 7

HazardBuilding exposuremodeled dollarsAgriculture exposuremodeled dollarsPopulation exposedpeopleEAL buildingsmodeled dollars per yearEAL agriculturemodeled dollars per yearCost of expected deaths and injuriesFEMA's dollar value per year, not property damageEAL as % of exposurebuildings; agriculture where notedStorm Events damage since 2025-09-26county-coded records, property plus crops, nominal dollarsZone-level damage since planproperty plus crops, reported for the zonePublic Assistance since plannominal dollars; see noteNote
Coastal Flooding$181,093,679,480n/a1,403,350$18,240,801n/a$4,544,8730.0101%$0
Cold Wave$356,744,595,570$1,078,631,9652,689,293$621,407$15,017,600$25,393,7130.000174%$0
Droughtn/a$694,332,652n/an/a$662,818n/a0.0955% (agriculture)$0NRI has no building exposure for this hazard; agriculture shown
Earthquake$625,002,016,153n/a2,701,767$235,649n/a$149,118under 0.0001%
Hail$358,740,883,789$1,078,631,9652,698,679$2,539,166$160,870$179,9010.000708%
Heat Wave$356,664,616,654$1,078,631,9652,688,857$412$1,822$31,135,881under 0.0001%
Hurricane$358,729,132,902$1,075,374,2592,698,639$289,479,224$14,703,098$26,416,2800.0807%
Inland Flooding$358,306,228,571$814,689,6911,259,931$268,717,820$59,870,701$27,202,805n/a (see note)$15,000NRI counts the full building value of any census block with some flood loss; this is not the value of buildings in the floodplain. Use local FIRM overlays for B2-a/B2-b.
Landslide$92,140,561n/a534$820n/aunder $10.00089%
Lightning$358,740,883,789n/a2,698,679$37,931n/a$8,273,306under 0.0001%$0
Strong Wind$358,740,883,789$1,078,631,9652,698,679$88,951$1,367$1,003,033under 0.0001%$1,000
Tornado$358,740,883,789$1,078,631,9652,698,679$7,619,633$4,677$17,187,3520.00212%$50,000
Tsunamin/an/an/an/an/an/aNRI publishes no building exposure for this county
Wildfire$8,795,832,843$442,791,78586,261$4,572,325$22,802$600,5810.052%$0
Winter Weather$0$00$0$0$0building exposure is 0 in NRI

Totals since 2025-09-26 (Storm Events through 2026-06-30): 4 county-coded records, 4 with a damage value recorded (including $0), $66,000; 15 zone-level records, 15 with a damage value recorded (including $0), $0 reported for the zone; Public Assistance: no counted declaration since the plan.

FEMA does not split Public Assistance by hazard. A declaration mapped to several hazards is listed under each of them with its full amount, so the per-hazard column does not add up to the total; the unit total counts each declaration once.

NRI computes earthquake exposure on its own basis, so it exceeds the county building value in B2-a.

Supports FEMA checklist item B2-a: vulnerability (county context)

County context

Source: 5

MeasureValue
Population2,698,679
Building value (total, not at risk)$358,740,883,789
Agriculture value (total, not at risk)$1,078,631,965
NRI risk rating (all hazards)Very High
Expected annual loss, buildings and agriculture, all hazards$682,599,895
Expected annual loss, population equivalence, all hazards (NRI values each statistical life at $13.7M; a modeled value of expected deaths and injuries, not property damage)$142,086,842
Social vulnerability ratingRelatively High
Community resilience ratingRelatively Moderate
NRI versionDecember 2025

FEMA's all-hazard expected annual loss adds buildings, agriculture and population equivalence; this table gives the property part and the population-equivalence part as separate rows.

Social vulnerability: higher means people are more likely to be harmed and slower to recover. Community resilience: lower means the community is less able to recover. High social vulnerability and low resilience both raise the NRI risk rating.

Supports FEMA checklist item B2-c: repetitive loss properties

Repetitive loss in this county, both definitions

Sources: 1, 4

DefinitionPropertiesSevere repetitive lossProperties
Repetitive loss, FMA definition (44 CFR 77.2)140Severe repetitive loss, FMA definition (44 CFR 77.2)356
Repetitive loss, NFIP insurance definition2,370Severe repetitive loss, NFIP insurance definition281

The state NFIP coordinator's list, the source FEMA's Handbook names, often uses the NFIP insurance definition (second row).

Repeat-flood properties: county and state-level rows

Sources: 1, 4

ScopeRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
County total1403562,3702812,4782231,317
of which: Doral city119611861148
of which: Cutler Bay town1438438034
of which: Miami Gardens city1228228026
of which: Pinecrest village121121118
of which: Miami-Dade County (unincorporated area)83150911101995170492
of which: Bal Harbour Village village0040403
of which: Bay Harbor Islands town0060605
of which: Biscayne Park village021021018
of which: Coral Gables city0944647235
of which: El Portal village0060602
of which: Florida City city6247247019
of which: Golden Beach town0181806
of which: Hialeah city1012228112280113
of which: Hialeah Gardens city2842942013
of which: Homestead city113613609
of which: Key Biscayne village31434840527
of which: Medley town1219219010
of which: Miami city13432943430313137
of which: Miami Beach city12513724138691
of which: Miami Shores Village village0016016013
of which: Miami Springs city0287187058
of which: North Bay Village city1214115010
of which: North Miami city415671567136
of which: North Miami Beach city021921908
of which: Opa-Locka city1827827010
of which: South Miami city111111106
of which: Surfside town0070715
of which: Sweetwater city4055055023
of which: Virginia Gardens village1272705
of which: West Miami city241241201
of which: Aventura city2163714391630
of which: Miami Lakes town0151524
of which: Palmetto Bay village0012012010
of which: Sunny Isles Beach city0614515312
of which: Metropolitan Dade County (unincorporated area) (community ID not in plan data)011601710
Statewide, no county in FEMA's file01901001

The statewide row counts properties FEMA's file gives with no county in this state; they are listed for reference and are not in this county's counts.

Repeat-flood properties by jurisdiction in the plan (NFIP community)

Sources: 1, 4

JurisdictionNFIP community IDRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
Miami-Dade County (unincorporated area)12063583150911101995170492
Aventura city1206762163714391630
Bal Harbour village1206360040403
Bay Harbor Islands town1206370060605
Biscayne Park village120638021021018
Coral Gables city1206390944647235
Cutler Bay town1202181438438034
Doral city120041119611861148
El Portal village1206400060602
Florida City city1206416247247019
Golden Beach town1206420181806
Hialeah city1206431012228112280113
Hialeah Gardens city1206442842942013
Homestead city120645113613609
Indian Creek village1206460000000
Key Biscayne village12064831434840527
Medley town1206491219219010
Miami Beach city12065112513724138691
Miami city12065013432943430313137
Miami Gardens city1203451228228026
Miami Lakes town1206860151524
Miami Shores village1206520016016013
Miami Springs city1206530287187058
North Bay Village city1206541214115010
North Miami Beach city120656021921908
North Miami city120655415671567136
Opa-locka city1206571827827010
Palmetto Bay village1206870012012010
Pinecrest village120425121121118
South Miami city120658111111106
Sunny Isles Beach city1206880614515312
Surfside town1206590070715
Sweetwater city1206604055055023
Virginia Gardens village1206611272705
West Miami city120662241241201

Counts by occupancy group for each jurisdiction are in the Excel file, sheet "B2-c Jurisdictions".

Jurisdiction rows are whole NFIP communities and need not add up to the county total: a community that extends into another county is counted in full on each jurisdiction row, while the county table counts only its part in this county.

County repeat-flood properties by occupancy group

Sources: 1, 4

Occupancy groupRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
single-family residential1091791,6671321,745140956
2 to 4 unit residential1826126211351845
other residential2642325623924146
non-residential11873457235941170
not reported0000000

FEMA's occupancy groups have no institutional class; institutional properties are counted in non-residential or other residential in the table by occupancy group.

FMA RL and FMA SRL are the Flood Mitigation Assistance definitions (44 CFR 77.2), the ones the FEMA Local Mitigation Planning Policy Guide cites. NFIP repetitive loss (the FEMA insurance definition) is 2 or more claims over $1,000 in 10 years, and a property can leave that group once it is mitigated. Also shown: NFIP severe repetitive loss, any category, mitigated and currently insured. The Methods page gives the OpenFEMA field details.

Counts are aggregates of FEMA's public NFIP Multiple Loss Properties file (FEMA's data date 2026-08-02; file version 2026-08-04). No property is identified. County assignment is FEMA's geocode.

In this county 51 properties are FMA repetitive loss but not NFIP repetitive loss, and 2,281 properties are NFIP repetitive loss but not FMA repetitive loss.

Exact counts; no count suppression.

Sources

Tables cite these sources by number. The full list, for the plan's bibliography (FEMA review item A4-a):

  1. FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-29T134039Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)
  2. FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-29T162832Z, pulled 2026-09-30, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)
  3. FEMA, OpenFEMA PublicAssistanceFundedProjectsSummaries v1, version 2026-09-29T150754Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/PublicAssistanceFundedProjectsSummaries (API)
  4. FEMA, OpenFEMA NfipMultipleLossProperties v1, version 2026-08-04T164045Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/NfipMultipleLossProperties (API)
  5. FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-30, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)
  6. NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-30, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/
  7. NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-30, https://www.weather.gov/gis/ZoneCounty
  8. U.S. Census Bureau, Census 2024 Gazetteer, 2020 place by county, CT county-to-cousub crosswalk, version 2024-gazetteer, pulled 2026-09-30, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_counties_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_cousubs_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_place_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_unsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_elsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_scsd_national.zip, https://www2.census.gov/geo/docs/reference/codes2020/national_place_by_county2020.txt, https://www2.census.gov/geo/docs/reference/ct_change/ct_cou_to_cousub_crosswalk.xlsx (used to match place names and codes; no table prints its values)

What this packet is and what the plan adds

This packet is the federal data for the plan's risk assessment (the summary on page 1 says how it is organized); the plan and FEMA's review decide whether each item is met.

The plan adds what only the community has: local data on assets, critical facilities, development and each jurisdiction's impacts; local hazard history, including state-declared emergencies; the mitigation strategy; and adoption.

How the federal data are built: National Risk Index values are FEMA's model, not counts of events. Storm Events is more complete from 1996; zone-level records are placed by forecast zone, not by location in the county. Public Assistance for a jurisdiction is matched by applicant name. The Methods page gives every rule and the known edge cases.

OpenFEMA disclaimer

This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Reuse, citation and corrections

Reuse and citation: Hazard Plain text and tables are licensed under Creative Commons Attribution 4.0 International (CC BY 4.0, https://creativecommons.org/licenses/by/4.0/); credit Hazard Plain and the release. The underlying federal data are public domain; OpenFEMA data are also subject to the OpenFEMA terms and conditions.

Cite this: Hazard Plain (2026). Miami-Dade County, FL: risk-assessment baseline packet, release 2026-10 (data as of 2026-09-30; County FIPS 12086). Automated baseline. https://hazardplain.org/fl/12086/ Built from FEMA OpenFEMA, the FEMA National Risk Index and NOAA NCEI Storm Events; source versions in the packet's Sources list.

Corrections: to report an error, name the packet, the table and what your records show. Contact: contact@hazardplain.org