Hazard Plain Automated baseline

Martin County, FL

Risk-assessment baseline packet

County FIPS:
12085
Release:
2026-10
Data as of:
2026-09-30
Storm Events data through:
2026-06-30

Hazard Plain is an independent product built from public federal data. It is not a FEMA document and is not reviewed or endorsed by FEMA or any state agency.

Hazard Plain release 2026-10, as of 2026-09-30.

Summary

Plan status as of 2026-09-30: Approved, expires 2031-02-04. Plan: Martin County Unified (FEMA plan 111429), approved 2026-02-05.

Since the plan was approved on 2026-02-05: no new hazard declaration and 0 NOAA Storm Events records; details under "What changed since your last plan".

Highest expected annual loss (FEMA National Risk Index, modeled total; see B1-a): Hurricane ($91,842,591 a year), Inland Flooding ($18,248,048) and Tornado ($2,455,883).

The tables that follow are organized by the items of FEMA's Local Mitigation Plan Review Tool, Element B (B1-a to B2-c); each heading says which item its tables support.

Plan clock

Status:
Approved, expires 2031-02-04
Plan:
Martin County Unified (FEMA plan 111429)
Approved:
2026-02-05
Days to expiry:
1,588

What changed since your last plan (approved 2026-02-05)

New federal declarations:
none
Storm Events records since approval:
0 records (data through 2026-06-30)
Repetitive loss now:
FMA RL 22, SRL 14 (44 CFR 77.2); any definition: 205
Repeat-flood change:
this release sets the baseline count.

Sources: 1, 2, 4, 6 (numbered list at the end)

Plan status for every jurisdiction listed in this county

Source: 1

JurisdictionTypeStatusPlanApprovedExpiresDays to expirynegative = days since expiryNotes
Martin County (unincorporated area)UnincorporatedApproved, expires 2031-02-04Martin County Unified (FEMA plan 111429)2026-02-052031-02-041,588
Indiantown villageVillageApproved, expires 2031-02-04Martin County Unified (FEMA plan 111429)2026-02-052031-02-041,588this jurisdiction approved 2026-07-24
Jupiter Island townTownApproved, expires 2031-02-04Martin County Unified (FEMA plan 111429)2026-02-052031-02-041,588this jurisdiction approved 2026-06-30
Ocean Breeze townTownApproved, expires 2031-02-04Martin County Unified (FEMA plan 111429)2026-02-052031-02-041,588this jurisdiction approved 2026-06-30
Sewall's Point townTownApproved, expires 2031-02-04Martin County Unified (FEMA plan 111429)2026-02-052031-02-041,588this jurisdiction approved 2026-06-30
Stuart cityCityApproved, expires 2031-02-04Martin County Unified (FEMA plan 111429)2026-02-052031-02-041,588this jurisdiction approved 2026-07-24
Martin County School DistrictSchool/School DistrictApproved, expires 2031-02-04Martin County Unified (FEMA plan 111429)2026-02-052031-02-041,588this jurisdiction approved 2026-07-24
South Florida Water Management DistrictWater/Sewer AuthorityApproved, expires 2031-02-04Martin County Unified (FEMA plan 111429)2026-02-052031-02-041,588this jurisdiction approved 2026-06-30

State plan status and tribal plans in this state: see the state page.

Supports FEMA checklist item B1-a: hazard identification

Hazards NRI does not cover (local data needed)

  • dam failure (incl. upstream dams)
  • levee failure
  • flash flood as its own subtype
  • ice jams
  • debris flows
  • erosion (riverine and coastal)
  • land subsidence and sinkholes
  • expansive soils

The 18 National Risk Index hazards, ranked by expected annual loss (EAL)

Sources: 5, 6

Rank by EALHazardNRI risk ratingEAL ratingEAL buildingsmodeled dollars per yearEAL agriculturemodeled dollars per yearCost of expected deaths and injuriesFEMA's dollar value per year, not property damageEAL total (see note)modeled dollars per yearStorm Events records, 1996 to 2026-06-30countStorm Events coverage note
1HurricaneVery HighVery High$83,755,735$1,979,425$6,107,431$91,842,59118Includes 2 Tropical Depression records (outside NRI's Hurricane definition).
2Inland FloodingRelatively ModerateRelatively Moderate$18,206,537$27,657$13,854$18,248,04816
3TornadoRelatively ModerateRelatively Moderate$1,444,436$1,748$1,009,698$2,455,88319
4LightningRelatively HighRelatively High$78,647n/a$1,589,052$1,667,69910
5Strong WindRelatively HighRelatively Moderate$845,400$97,703$494,662$1,437,76547
6WildfireRelatively ModerateRelatively Moderate$1,047,857$3,518$119,385$1,170,7590Declared 6 times; no Storm Events record of this type.
7Coastal FloodingRelatively ModerateRelatively Moderate$928,610n/a$136,785$1,065,39610
8Heat WaveRelatively LowRelatively Low$50$93$655,523$655,6661
9Cold WaveRelatively LowRelatively Low$7,108$393,784$25,128$426,0194Includes 4 Frost/Freeze records (outside NRI's Cold Wave definition; counted in this table and in B1-d, not in the B1-e descriptor).
10DroughtRelatively LowRelatively Lown/a$241,866n/a$241,8660No recorded events in Storm Events since 1996 (data through 2026-06-30).
11HailRelatively LowRelatively Low$5,361$25,157$97,857$128,37560
12EarthquakeVery LowVery Low$19,401n/a$6,224$25,624Storm Events does not record earthquakes.
13LandslideVery LowVery Low$322n/a$1$3240No recorded events in Storm Events since 1996 (data through 2026-06-30).
14Winter WeatherNo RatingNo Expected Annual Losses$0$0$0$00No recorded events in Storm Events since 1996 (data through 2026-06-30).
TsunamiInsufficient DataInsufficient Datan/an/an/an/a0No recorded events in Storm Events since 1996 (data through 2026-06-30).

Total = buildings + agriculture + population equivalence; FEMA values each expected death (or 10 injuries) at $13.7 million (2024 dollars).

NRI risk rating combines expected annual loss with social vulnerability and community resilience; EAL rating rates expected annual loss alone. Both compare this county with all U.S. counties.

Local data needed: state and local wildfire, landslide and tsunami records (Storm Events records these hazards only in part).

Not applicable to this county per NRI, with no federal declaration and no Storm Events record since 1996: avalanche, ice storm and volcanic activity. That is the evidence for leaving them out of the plan.

The state hazard mitigation plan also lists hazards for this county; FEMA asks the plan to explain any hazard it leaves out.

Supports FEMA checklist item B1-b: hazard location

Affects the whole county (national data give no location within it): Cold Wave, Drought, Hail, Heat Wave, Lightning, Strong Wind and Winter Weather.

Coastal Flooding and Inland Flooding: The FEMA Flood Insurance Rate Map (FIRM) is the required location source for flooding. See the FEMA Flood Map Service Center (https://msc.fema.gov) for this county.

Hazards that vary within the county: highest-rated census tracts

Source: 5

HazardHighest-rated census tractsNRI risk rating, score 0 to 100
Earthquaketract 10 (Very Low, 13.6); tract 9.01 (Very Low, 9.0); tract 12 (Very Low, 8.5)
Hurricanetract 10 (Very High, 100.0); tract 4 (Very High, 99.8); tract 11.08 (Very High, 99.7)
Landslidetract 15 (Very Low, 78.4); tract 17.01 (Very Low, 77.2); tract 1 (Very Low, 74.8)
Tornadotract 10 (Relatively High, 76.3); tract 4 (Relatively Moderate, 64.0); tract 11.08 (Relatively Moderate, 63.5)
Tsunamino tract has a National Risk Index rating for this hazard
Wildfiretract 11.08 (Relatively High, 97.9); tract 17.01 (Relatively Moderate, 95.6); tract 14.04 (Relatively Moderate, 95.1)

Up to 3 census tracts per hazard, highest National Risk Index rating first, then highest score; a tract number is the Census tract number (for example 10 is Census Tract 10). FEMA's Resilience Analysis and Planning Tool maps the National Risk Index for every tract: https://www.fema.gov/emergency-managers/practitioners/resilience-analysis-and-planning-tool

Supports FEMA checklist item B1-c: hazard extent

Extent: scale, observed range and worst recorded event per hazard

Sources: 6, 7

HazardScaleRecordscount and yearsObserved rangeWorst recorded eventMost damaging (when different)How it applies to jurisdictionsNote
Coastal Flood, Storm Surge/Tidenone in data (flood depth: FIRM)10 records, 2004 to 2022 (10 zone-level)Coastal Flood, 2012-10-26, $6,300,000 property; $0 crops (2012 dollars); NWS zone FLZ064Countywide (zone-level records).Flood depth: see the FEMA Flood Insurance Rate Map.
Cold/Wind Chill, Extreme Cold/Wind Chillwind chill0
Frost/Freeze (outside NRI's Cold Wave definition)crop damage4 records, 2009 to 2010 (4 zone-level)Frost/Freeze, 2010-12-27, $3,260,000 crop damage (2010 dollars); NWS zone FLZ064Countywide (zone-level records).
DroughtU.S. Drought Monitor scale (D0 to D4)0Storm Events enters a drought at D2 or worse east of the Rockies and D3 or worse from the Rockies west (NWS Instruction 10-1605); NRI drought counts D3 and D4 only.
EarthquakeModified Mercalli (local data)0Storm Events does not record earthquakes; the USGS earthquake catalog is the source.
Hailhail size (inches)64 records, 1974 to 20250.75 in to 2 in (median 1 in); 64 with a recorded value2 in hail, 2025-05-23Hail, 1995-03-17, $5,000 property; crops not recorded (1995 dollars)Event records naming jurisdictions in the plan: Indiantown village (9 records), Stuart city (8 records).
Excessive Heat, Heatheat index (in event narratives)1 record, 2017 (1 zone-level)1 day; 1 with a recorded value1 consecutive day, 2017-07-25, zone-levelCountywide (zone-level records).
Hurricane, Tropical Storm, Tropical DepressionSaffir-Simpson18 records, 1998 to 2024 (18 zone-level)Strongest recorded: Hurricane record (NOAA event type 'Hurricane (Typhoon)'), 2004-09-04 to 2004-09-05, $1,000,000,000 property; $21,300,000 crops (2004 dollars); NWS zone FLZ064Countywide (zone-level records).Storm Events files every zone of a storm's episode under the storm's type; flooding from the storm is filed as Flood or Flash Flood records.
Flash Flood, Flood, Lakeshore Flooddamage and flood days (flood depth: FIRM)16 records, 1998 to 2022Flash Flood, 2001-08-02, $1,500,000 property; crops not reported (2001 dollars)Event records naming jurisdictions in the plan: Stuart city (2 records), Indiantown village (1 record).Flood depth: see the FEMA Flood Insurance Rate Map. Storm Events damage is often $0 or blank for floods, major ones included; FEMA Public Assistance by declaration (B1-d) shows which floods cost the most.
Debris Flownone (count and damage only)0
Lightningannualized frequency (the measure FEMA's Local Mitigation Planning Handbook names)10 records, 1997 to 2020Lightning, 2017-05-17, $0 property; $0 crops (2017 dollars), 1 direct deathLightning, 2013-07-21, $500,000 property; $0 crops (2013 dollars)Event records naming jurisdictions in the plan: Stuart city (1 record).Storm Events lists lightning with damage or casualties.
High Wind and Strong Wind (outside NRI's Strong Wind definition)wind speed (kt and mph)0
Thunderstorm Windwind speed (kt and mph)63 records, 1960 to 202340 kt (46 mph) to 84 kt (97 mph) (median 52 kt (60 mph)); 49 with a recorded value84 kt (97 mph) measured gust, Thunderstorm Wind, 2008-03-06Event records naming jurisdictions in the plan: Stuart city (7 records), Indiantown village (3 records).
TornadoEnhanced Fujita (Fujita before Feb 2007)42 records, 1956 to 2024F/EF0 to F/EF3 (median F/EF0); 37 with a recorded valueF3 tornado, 1958-10-19, 7.8 mi path length (whole path, pre-1996), 440 yd wide, $250,000 property; crops not recorded (1958 dollars)Tornado, 2024-10-09, $11,000,000 property; $0 crops (2024 dollars)Event records naming jurisdictions in the plan: Stuart city (2 records), Indiantown village (1 record).Before 1996 a tornado is listed once, under the county where it began, with its whole path's rating and length; from 1996 on, each county lists its own segment. Length is not used to rank tornadoes (see Methods).
Tsunaminone (count and damage only)0
Wildfireacres burned (local data)0
Winter Storm, Heavy Snow, Blizzard, Lake-Effect Snow, Winter Weather, Sleetnone in data (snowfall: local data)0

In event narratives only (local data needed): wind chill, temperature, heat index, acres burned and snow depth; any physical measure of debris flow, lightning and tsunami.

Storm Events records are more complete after 1996; before 1996 only Tornado (from 1950), Hail and Thunderstorm Wind (from 1955) exist. Zone-level records from zones that no NWS zone-county file places in this county (mostly before 2020) are not counted here (the Methods page explains the zone matching).

Dollars are nominal (as reported), labeled with the year; not adjusted for inflation.

Supports FEMA checklist item B1-d: previous occurrences

Federal declarations for this county: 41 declarations covering 29 separate hazard incidents counted in this packet (declarations for the same incident count once; non-natural and evacuation-only declarations are not counted).

Federal disaster declarations for this county

Sources: 1, 2, 3

DeclaredIncident beganFEMA numberTypeTitleMapped hazardCounty Public Assistancefederal share obligated, nominal dollarsFlagsNotes
2024-10-112024-10-05DR-4834-FLMajor disasterHurricane MiltonHurricane (primary); also designated: Inland Flooding$5,287,988.26within last 5 years
2024-10-072024-10-05EM-3622-FLEmergencyHurricane MiltonHurricaneno Public Assistance recordedwithin last 5 yearssame incident as DR-4834
2022-12-132022-11-07DR-4680-FLMajor disasterHurricane NicoleHurricane$22,133,305.47within last 5 years
2022-11-082022-11-07EM-3587-FLEmergencyTropical Storm NicoleHurricaneno Public Assistance recordedwithin last 5 yearssame incident as DR-4680
2022-09-292022-09-23DR-4673-FLMajor disasterHurricane IanHurricane$1,183,662.44within last 5 years
2022-09-242022-09-23EM-3584-FLEmergencyTropical Storm IanHurricaneno Public Assistance recordedwithin last 5 yearssame incident as DR-4673
2020-08-012020-07-31EM-3533-FLEmergencyHurricane IsaiasHurricane$3,742.33
2020-03-252020-01-20DR-4486-FLMajor disasterCOVID-19 PandemicNon-natural, not counted$15,940,928.98
2020-03-132020-01-20EM-3432-FLEmergencyCOVID-19Non-natural, not countedno Public Assistance recordedsame incident as DR-4486
2019-10-212019-08-28DR-4468-FLMajor disasterHurricane DorianHurricane$8,879,091.08
2019-08-302019-08-28EM-3419-FLEmergencyHurricane DorianHurricaneno Public Assistance recordedsame incident as DR-4468
2017-09-102017-09-04DR-4337-FLMajor disasterHurricane IrmaHurricane$18,022,542.64
2017-09-052017-09-04EM-3385-FLEmergencyHurricane IrmaHurricaneno Public Assistance recordedsame incident as DR-4337
2016-10-082016-10-03DR-4283-FLMajor disasterHurricane MatthewHurricane$14,554,179.70
2016-10-062016-10-03EM-3377-FLEmergencyHurricane MatthewHurricaneno Public Assistance recordedsame incident as DR-4283
2012-10-182012-08-27DR-4084-FLMajor disasterHurricane IsaacHurricane$3,604,102.06
2009-05-122009-05-11FM-2819-FLFire managementMartin County Fire ComplexWildfireno Public Assistance recorded
2008-08-242008-08-18DR-1785-FLMajor disasterTropical Storm FayHurricane; Inland Flooding$2,565,647.02
2008-08-212008-08-18EM-3288-FLEmergencyTropical Storm FayHurricane; Inland Floodingno Public Assistance recordedsame incident as DR-1785
2007-06-272007-05-29FM-2696-FLFire managementOkeechobee Fire ComplexWildfireno Public Assistance recorded
2005-10-242005-10-23DR-1609-FLMajor disasterHurricane WilmaHurricane$13,498,670.70
2005-09-052005-08-29EM-3220-FLEmergencyHurricane Katrina EvacuationHurricane: evacuation support, not a local hazard event; not countedno Public Assistance recorded
2004-09-262004-09-24DR-1561-FLMajor disasterHurricane JeanneHurricane$25,181,472.14
2004-09-162004-09-13DR-1551-FLMajor disasterHurricane IvanHurricanenone placed in this county by FEMA's record; $368,533.58 for this declaration is not placed in any county (see the state page)
2004-09-042004-09-03DR-1545-FLMajor disasterHurricane FrancesHurricane$32,702,291.05
2004-08-132004-08-11DR-1539-FLMajor disasterTropical Storm Bonnie and Hurricane CharleyHurricane$4,797.90
2001-02-192001-02-19FM-2354-FLFire managementFl - Okeechobee Complex FireWildfireno Public Assistance recorded
2001-02-052000-12-01DR-1359-FLMajor disasterSevere FreezeCold WavePA not declared for this county
1999-10-201999-10-14DR-1306-FLMajor disasterFl-Hurricane Irene-Dr-ReqHurricane$1,607,224.18
1999-10-151999-10-14EM-3150-FLEmergencyTropical Storm Irene - FloridaHurricaneno Public Assistance recordedsame incident as DR-1306
1999-09-221999-09-13DR-1300-FLMajor disasterHurricane Floyd Major Disaster DeclarationsHurricane$1,196,277.42
1999-09-141999-09-14EM-3143-FLEmergencyHurricane Floyd Emergency DeclarationsHurricaneno Public Assistance recordedsame incident as DR-1300
1999-04-271999-04-15EM-3139-FLEmergencyFl-Fires 04/15/99Wildfireno Public Assistance recorded
1999-04-151999-04-13FM-2251-FLFire managementOkeechobee Fire ComplexWildfireno Public Assistance recorded
1998-09-251998-09-25EM-3131-FLEmergencyHurricane GrorgesHurricaneno Public Assistance recorded
1998-06-181998-05-25DR-1223-FLMajor disasterExtreme Fire HazardWildfireno Public Assistance recorded
1995-10-271995-10-13DR-1074-FLMajor disasterSevere FloodingInland Floodingno Public Assistance recorded
1993-03-131993-03-12DR-982-FLMajor disasterTornadoes, Flooding, High Winds & Tides, FreezingTornado (primary); also designated: Inland Flooding, Strong Windno Public Assistance recorded
1990-01-151989-12-23DR-851-FLMajor disasterSevere FreezeCold WavePA not declared for this county
1977-01-311977-01-31DR-526-FLMajor disasterSevere Winter WeatherCold WavePA not declared for this county
1965-09-141965-09-14DR-209-FLMajor disasterHurricane BetsyHurricane (primary); also designated: Inland Floodingno Public Assistance recorded

School districts and special districts in this county: $8,968,081.32 (included in the county total above). Public Assistance matched by applicant name to the school districts and special districts FEMA lists as plan participants in this county. They have no row of their own in the jurisdiction table, so their total is listed here. These dollars are already included in the county PA column of the declarations table (the FEMA record places each applicant in this county), so this line is not added to it.

County Public Assistance: applicants the FEMA record places in this county, including any state agencies FEMA files there; statewide rows are listed on the state page; federal share obligated, nominal dollars.

Statewide declarations

Source: 2

DeclaredIncident beganFEMA numberTypeTitleMapped hazard
1995-08-031995-08-02EM-3116-FLEmergencyHurricane ErinHurricane
1964-09-101964-09-10DR-176-FLMajor disasterHurricane DoraHurricane (primary); also designated: Inland Flooding
1964-09-081964-09-08DR-175-FLMajor disasterHurricane CleoHurricane (primary); also designated: Inland Flooding
1962-12-171962-12-17DR-141-FLMajor disasterAbnormally High TidesInland Flooding
1960-09-121960-09-12DR-106-FLMajor disasterHurricane DonnaHurricane (primary); also designated: Inland Flooding
1960-03-231960-03-23DR-97-FLMajor disasterSevere Weather ConditionsOther, not an NRI hazard; not counted
1953-10-221953-10-22DR-12-FLMajor disasterFloodInland Flooding

FEMA recorded these with designated area Statewide and no county, so they are listed on every county page in the state and not counted with county rows. Local data needed: whether each one affected this county.

17 Fire Management declarations (1985-05-17 to 1998-06-28) FEMA filed as Statewide with no county; each names one local fire. Listed on the state page.

Public Assistance not placed in any Florida county: 4 rows, $9,327,951.42; listed on the Florida state page.

Source: 3

Previous occurrences by hazard, with explicit no-event rows

Sources: 2, 6, 7

HazardStorm Events records, all years on file(years in the Period column)Since plan approvalrecordsIn the 12 months before plan approvalrecordsLast 5 yearsrecordsDeclared incidents, all yearsseparate disastersDeclared since approvalseparate disastersPeriodStatement
Coastal Flooding10003001996 to 2026-06-30
Cold Wave4000301996 to 2026-06-30Includes 4 Frost/Freeze records.
Drought0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Earthquake000000Storm Events does not record earthquakes; the USGS earthquake catalog is the source.
Hail64016001955 to 2026-06-30
Heat Wave1000001996 to 2026-06-30
Hurricane180051801996 to 2026-06-30Includes 2 Tropical Depression records.
Inland Flooding16001501996 to 2026-06-30
Landslide0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Lightning10000001996 to 2026-06-30
Strong Wind63004101955 to 2026-06-30
Tornado42008101950 to 2026-06-30
Tsunami0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Wildfire0000601996 to 2026-06-30No Storm Events records of this type; 6 federal declared incidents (see declarations table)
Winter Weather0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events

Notable Storm Events records

Sources: 1, 6, 7

DateEvent typeMagnitude or extentDamagenominal dollarsDeaths, injuriesdirect onlyLocationFlagsWhy listed
2025-05-23Hail2 in$0 property; $0 crops (2025 dollars)0, 0INDIANTOWNin the 12 months before plan approval; within last 5 yearsB1-c worst recorded: Hail
2024-10-09TornadoEF2, 5.71 mi within this county, 400 yd wide$11,000,000 property; $0 crops (2024 dollars)0, 0GOMEZ to SEWALLS PTwithin last 5 yearsB1-c most damaging: Tornado
2017-07-25Heat$0 property; $0 crops (zone total, 2017 dollars)0, 3NWS zone FLZ064 (MARTIN), zone-levelB1-c worst recorded: Excessive Heat, Heat
2017-05-17Lightning$0 property; $0 crops (2017 dollars)1, 0JENSEN BEACHdeaths or injuries recorded
2016-03-25Lightning$0 property; $0 crops (2016 dollars)1, 0JUPITER ISdeaths or injuries recorded
2012-10-26Coastal Flood$6,300,000 property; $0 crops (zone total, 2012 dollars)0, 0NWS zone FLZ064 (MARTIN), zone-levelB1-c worst recorded: Coastal Flood, Storm Surge/Tide
2010-12-27Frost/Freeze$0 property; $3,260,000 crops (zone total, 2010 dollars)0, 0NWS zone FLZ064 (MARTIN), zone-levelB1-c worst recorded: Frost/Freeze
2008-03-06Thunderstorm Wind84 kt (97 mph) measured gust$1,000,000 property; $0 crops (2008 dollars)0, 0STUART WITHAM FLDB1-c worst recorded: Thunderstorm Wind
2004-09-04Hurricane (NOAA event type 'Hurricane (Typhoon)')$1,000,000,000 property; $21,300,000 crops (zone total, 2004 dollars)0, 0NWS zone FLZ064 (MARTIN), zone-levelB1-c worst recorded: Hurricane, Tropical Storm, Tropical Depression
2001-08-02Flash Flood$1,500,000 property; crops not reported (2001 dollars)0, 0STUARTB1-c worst recorded: Flash Flood, Flood, Lakeshore Flood
1995-02-20Thunderstorm Wind40 kt (46 mph), measurement type not recordeddamage not recorded (pre-1996 record)1, 0Port Salerno to PBIdeaths or injuries recorded
1958-10-19TornadoF3, 7.8 mi path length (whole path, pre-1996), 440 yd wide$250,000 property; crops not recorded (1958 dollars)0, 0location not recordedB1-c worst recorded: Tornado

The full list is in the Excel file, sheet "B1-d Storm Events history" (228 rows).

Location is the place NOAA recorded, as written in its data; it need not be a jurisdiction in this plan.

Local data needed: state-declared emergencies, from your state emergency management agency (federal data do not include them).

Tribal and special-area declarations in this state are listed on the state page.

Supports FEMA checklist item B1-e: probability of future events

Probability: FEMA annualized frequency and descriptor per hazard

Sources: 5, 6

HazardFEMA annualized frequency (modeled)unit per rowUnitIn plain termsDescriptorDescriptor basisNRI events or days in its record period (hail, wind and tornado are area-weighted, so can be fractional)NRI periodLocationNote
Coastal Flooding1.13events per year at a location (modeled)about 1.1 per year at a given location in the countyHighly likelyFEMA annualized frequency (modeled)not shownmodeledsee B1-fDescriptor from NRI: the rate at a location is 1 or more a year, so the county rate is at least that.
Cold Wave2.3event-days per yearabout 2.3 days per yearStorm Events event-days in 0 of 30 years, 1996 to 2025 (0%)32.92005-11-12 to 2024-11-12 (19 years)countywideNo Storm Events cold wave record, 1996 to 2025.
Drought16.3event-days per yearabout 16.3 days per yearStorm Events event-days in 0 of 30 years, 1996 to 2025 (0%)5882000 to 2025 (25.25 years; D3 and D4 only)countywideNo Storm Events drought record, 1996 to 2025
Earthquake0.000244annual probability at a locationchance a given location in the county has at least minor-damage shaking in a year: 0.0244%not shownmodeledsee B1-fNo descriptor (Storm Events does not record earthquakes).
Hail0.844events per yearabout 0.84 per yearLikelyFEMA annualized frequency (modeled)33.1 (modeled)1986 to 2023 (38 years)countywide
Heat Wave2.33event-days per yearabout 2.33 days per yearPossibleStorm Events event-days in 1 of 30 years, 1996 to 2025 (3.33%)22.82005-11-12 to 2024-11-12 (19 years)countywide
Hurricane0.313events per yearabout 1 in 3 yearsLikelyFEMA annualized frequency (modeled)1081851 to 2024 (Atlantic)see B1-fNRI counts hurricane and tropical storm tracks passing within storm-force wind range; federal declarations are in B1-d.
Inland Flooding0.571event-days per yearabout 0.571 days per yearLikelyStorm Events event-days in 11 of 30 years, 1996 to 2025 (36.7%)161996 to 2023 (28 years)see B1-f
Landslide0.0639events per year (modeled)about 1 in 16 yearsPossibleFEMA annualized frequency (modeled)not shownmodeledsee B1-f
Lightning89.9days per year with a strikeabout 89.9 days per yearHighly likelyFEMA annualized frequency (modeled)not shown1995 to 2023 (29 years; CONUS)countywide
Strong Wind0.782events per yearabout 0.78 per yearLikelyFEMA annualized frequency (modeled)241986 to 2023 (38 years)countywide
Tornado0.424events per yearabout 1 in 2 yearsLikelyFEMA annualized frequency (modeled)not shown1950 to 2023 (EF2+); 1986 to 2023 (EF0-1)see B1-f
Tsunamiannual probability at the most exposed location (used in place of a county value)Storm Events records in 0 of 30 years, 1996 to 2025 (0%)not shownmodeledsee B1-fNo descriptor: no Storm Events record 1996 to 2025
Wildfire0.00612annual probability at a locationchance a given location in the county burns in a year: 0.612%Storm Events records in 0 of 30 years, 1996 to 2025 (0%)not shownmodeledsee B1-fNo descriptor: no Storm Events record 1996 to 2025
Winter Weather0event-days per yearnone modeledStorm Events event-days in 0 of 30 years, 1996 to 2025 (0%)02005-11-12 to 2024-11-12 (19 years)countywideNo Storm Events winter weather record, 1996 to 2025

FEMA annualized frequency (modeled) is the National Risk Index v1.20 (December 2025) estimate of how often a hazard affects this county in a year; it is not recorded events divided by years, and its unit differs by hazard (events, event-days, or days with a lightning strike per year). For earthquake, wildfire, coastal flooding and tsunami the value is the chance (or number of events) at a location in the county, not across the county, so no "1 in N years" is given and the descriptor comes from Storm Events where it has a record (none for earthquake). The Methods page gives each hazard's method, from FEMA's National Risk Index Technical Documentation v1.20.

Where NRI gives event-days, the descriptor comes from the share of years with a Storm Events record; NRI's source records more events, so the two differ.

Descriptor scale used in this packet (defined per unit)

Sources: 5, 6

UnitDescriptorDefinition
events per yearHighly likely1 or more per year
events per yearLikelyabout once in 1 to 10 years
events per yearPossibleabout once in 10 to 100 years
events per yearUnlikelyless than once in 100 years
annual probabilityLikely10% to under 100% chance in a given year
annual probabilityPossible1% to under 10% chance in a given year
annual probabilityUnlikelyunder 1% chance in a given year
event-days (share of years)Highly likelyevent-days recorded in 90% or more of years
event-days (share of years)Likelyevent-days recorded in 10% to under 90% of years
event-days (share of years)Possibleevent-days recorded in some years but under 10% of years
lightning strike-daysHighly likelycloud-to-ground strikes on 1 or more days per year

Intensity bands: historical frequency (Storm Events)

Source: 6

HazardBandYearsEventscounty-coded recordsYears in periodEvents per yearevents / years
Hail1.00-1.99 in1996 to 202540301.33
Hail2.00 in+1996 to 20251300.0333
Thunderstorm Wind (counted as NRI Strong Wind)50-64 kt1996 to 202536301.2
Thunderstorm Wind (counted as NRI Strong Wind)65 kt+1996 to 20254300.133
Thunderstorm Wind (counted as NRI Strong Wind)unmeasured or below 50 kt1996 to 20257300.233
TornadoEF0-11996 to 202517300.567
TornadoEF2-31996 to 20252300.0667
TornadoEF4-51996 to 20250300
Tornadounrated (EFU)1996 to 20250300

The bands show how often events of each severity were recorded in this county, to profile how severe events have been (FEMA's probability item asks for the range of intensities).

Hail smaller than 1 inch is not counted: on 2010-01-05 the National Weather Service raised its severe-hail threshold from 3/4 inch to 1 inch, so smaller reports became less common after 2009 (NWS Service Change Notice 09-52). NRI hail frequency uses a 0.75 inch threshold.

Optional: future conditions. Not a required item in the 2025 FEMA Local Mitigation Planning Policy Guide; some states ask for it. The federal Climate Mapping for Resilience and Adaptation (CMRA) site gives county exposure to future climate conditions (https://resilience.climate.gov/).

Supports FEMA checklist item B1-f: hazards that vary across jurisdictions

Range of census tract risk within the county

Source: 5

HazardTractsrated of allNRI risk score, 0 to 100Tracts by rating
MinMedianMax
Coastal Flooding33 of 4170.091.096.6Relatively High 2, Relatively Moderate 17, Relatively Low 11, Very Low 3, No Rating 8
Cold Wave41 of 4116.016.889.3Relatively High 1, Relatively Moderate 2, Relatively Low 6, Very Low 32
Drought13 of 4170.385.297.3Relatively Moderate 2, Relatively Low 7, Very Low 4, No Rating 28
Earthquake41 of 411.13.413.6Very Low 41
Hail41 of 4121.635.469.0Relatively Low 16, Very Low 25
Heat Wave41 of 415.124.753.1Relatively Low 32, Very Low 9
Hurricane41 of 4193.098.6100.0Very High 31, Relatively High 10
Inland Flooding41 of 411.239.379.9Relatively High 1, Relatively Moderate 12, Relatively Low 17, Very Low 11
Landslide41 of 4110.549.078.4Very Low 41
Lightning41 of 4148.189.098.6Very High 7, Relatively High 28, Relatively Moderate 5, Relatively Low 1
Strong Wind41 of 4143.869.592.8Relatively High 5, Relatively Moderate 32, Relatively Low 4
Tornado41 of 4130.551.476.3Relatively High 1, Relatively Moderate 12, Relatively Low 28
Tsunami0 of 41Insufficient Data 41
Wildfire41 of 4121.784.397.9Relatively High 1, Relatively Moderate 13, Relatively Low 16, Very Low 11
Winter Weather0 of 41No Rating 41

Cold Wave: Agriculture is 92% of NRI's expected annual loss for this hazard in the county, so the tract range mostly reflects where crop and livestock value is.

Drought: Agriculture is all of NRI's expected annual loss for this hazard in the county, so the tract range mostly reflects where crop and livestock value is.

Rated tracts only: No Rating (score 0.0), Not Applicable and Insufficient Data tracts are counted but not used for the minimum, median and maximum.

The score ranks a tract against all U.S. tracts (100 = highest). The rating is FEMA's category for the tract's risk value, computed differently, so the two can disagree.

Frequency data for cold wave, drought, hail, heat wave, lightning and strong wind are county-wide or coarse (49 km grid or NWS zone), the same for every jurisdiction; the tract range mostly reflects where buildings and people are (crop and livestock value where a line above names agriculture).

Each jurisdiction (starting figures from federal data)

Sources: 1, 3, 4, 6

JurisdictionTypePlan statusRepetitive lossFMA RL and SRL (44 CFR 77.2); repeat-flood, any definitionPublic Assistance to this jurisdictionFEMA records matched by applicant name; federal share obligated, nominal dollarsEvent records naming this placeall years; since its plan
Martin County (unincorporated area)UnincorporatedApproved, expires 2031-02-04FMA RL 22, SRL 14; any 176$1,609,639.030 total; 0 since its plan
Indiantown villageVillageApproved, expires 2031-02-04FMA RL 0, SRL 0; any 0no Public Assistance recorded14 total; 0 since its plan
Jupiter Island townTownApproved, expires 2031-02-04FMA RL 0, SRL 0; any 3$59,708,044.190 total; 0 since its plan
Ocean Breeze townTownApproved, expires 2031-02-04FMA RL 0, SRL 0; any 0$2,0700 total; 0 since its plan
Sewall's Point townTownApproved, expires 2031-02-04FMA RL 0, SRL 0; any 16$2,095,819.030 total; 0 since its plan
Stuart cityCityApproved, expires 2031-02-04FMA RL 0, SRL 0; any 10$5,182,965.9320 total; 0 since its plan

Repetitive-loss counts are for whole NFIP communities, which can extend beyond this county (see the note in B2-c).

School districts and special districts get a plan clock row only.

County Public Assistance in B1-d also includes applicants filed under the county that are not jurisdictions in this plan (for example state agencies, special districts and nonprofits), so the jurisdiction rows add up to less.

Supports FEMA checklist items B2-a and B2-b: vulnerability and potential impacts

Local data needed

The table below gives county-level starting figures; the plan describes impacts for each jurisdiction and its own assets.

  • Critical facilities and lifelines per hazard
  • A problem statement per jurisdiction per hazard
  • Changes in development in hazard-prone areas since the last approval, or a statement of none (E1-a)
  • Future assets

County-level starter: exposure, expected annual loss and damage since the plan

Sources: 1, 2, 3, 5, 6, 7

HazardBuilding exposuremodeled dollarsAgriculture exposuremodeled dollarsPopulation exposedpeopleEAL buildingsmodeled dollars per yearEAL agriculturemodeled dollars per yearCost of expected deaths and injuriesFEMA's dollar value per year, not property damageEAL as % of exposurebuildings; agriculture where notedStorm Events damage since 2026-02-05county-coded records, property plus crops, nominal dollarsZone-level damage since planproperty plus crops, reported for the zonePublic Assistance since plannominal dollars; see noteNote
Coastal Flooding$5,974,889,970n/a26,959$928,610n/a$136,7850.0155%
Cold Wave$32,916,776,293$144,915,815158,246$7,108$393,784$25,128under 0.0001%
Droughtn/a$99,677,344n/an/a$241,866n/a0.243% (agriculture)NRI has no building exposure for this hazard; agriculture shown
Earthquake$55,490,824,686n/a158,431$19,401n/a$6,224under 0.0001%
Hail$32,916,776,293$144,915,815158,246$5,361$25,157$97,857under 0.0001%
Heat Wave$32,916,776,293$144,915,815158,246$50$93$655,523under 0.0001%
Hurricane$32,916,625,040$143,970,224158,245$83,755,735$1,979,425$6,107,4310.254%
Inland Flooding$32,801,882,343$5,687,41811,986$18,206,537$27,657$13,854n/a (see note)NRI counts the full building value of any census block with some flood loss; this is not the value of buildings in the floodplain. Use local FIRM overlays for B2-a/B2-b.
Landslide$115,094,610n/a450$322n/a$10.00028%
Lightning$32,916,776,293n/a158,246$78,647n/a$1,589,0520.000239%
Strong Wind$32,916,776,293$144,915,815158,246$845,400$97,703$494,6620.00257%
Tornado$32,916,776,293$144,915,815158,246$1,444,436$1,748$1,009,6980.00439%
Tsunamin/an/an/an/an/an/aNRI publishes no building exposure for this county
Wildfire$3,672,928,902$84,292,46224,636$1,047,857$3,518$119,3850.0285%
Winter Weather$0$00$0$0$0building exposure is 0 in NRI

Totals since 2026-02-05 (Storm Events through 2026-06-30): 0 county-coded records, 0 with a damage value recorded (including $0), $0; 0 zone-level records, 0 with a damage value recorded (including $0), $0 reported for the zone; Public Assistance: no counted declaration since the plan.

FEMA does not split Public Assistance by hazard. A declaration mapped to several hazards is listed under each of them with its full amount, so the per-hazard column does not add up to the total; the unit total counts each declaration once.

NRI computes earthquake exposure on its own basis, so it exceeds the county building value in B2-a.

Supports FEMA checklist item B2-a: vulnerability (county context)

County context

Source: 5

MeasureValue
Population158,246
Building value (total, not at risk)$32,916,776,293
Agriculture value (total, not at risk)$144,915,815
NRI risk rating (all hazards)Relatively Moderate
Expected annual loss, buildings and agriculture, all hazards$109,110,415
Expected annual loss, population equivalence, all hazards (NRI values each statistical life at $13.7M; a modeled value of expected deaths and injuries, not property damage)$10,255,600
Social vulnerability ratingRelatively High
Community resilience ratingRelatively Moderate
NRI versionDecember 2025

FEMA's all-hazard expected annual loss adds buildings, agriculture and population equivalence; this table gives the property part and the population-equivalence part as separate rows.

Social vulnerability: higher means people are more likely to be harmed and slower to recover. Community resilience: lower means the community is less able to recover. High social vulnerability and low resilience both raise the NRI risk rating.

Supports FEMA checklist item B2-c: repetitive loss properties

Repetitive loss in this county, both definitions

Sources: 1, 4

DefinitionPropertiesSevere repetitive lossProperties
Repetitive loss, FMA definition (44 CFR 77.2)22Severe repetitive loss, FMA definition (44 CFR 77.2)14
Repetitive loss, NFIP insurance definition195Severe repetitive loss, NFIP insurance definition10

The state NFIP coordinator's list, the source FEMA's Handbook names, often uses the NFIP insurance definition (second row).

Repeat-flood properties: county and state-level rows

Sources: 1, 4

ScopeRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
County total221419510205680
of which: Martin County (unincorporated area)221416610176666
of which: Jupiter Island town0030302
of which: Sewalls Point town001601609
of which: Stuart city001001003
Statewide, no county in FEMA's file01901001

The statewide row counts properties FEMA's file gives with no county in this state; they are listed for reference and are not in this county's counts.

Repeat-flood properties by jurisdiction in the plan (NFIP community)

Sources: 1, 4

JurisdictionNFIP community IDRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
Martin County (unincorporated area)120161221416610176666
Indiantown village1200190000000
Jupiter Island town1201620030302
Ocean Breeze town1201630000000
Sewall's Point town120164001601609
Stuart city120165001001003

Counts by occupancy group for each jurisdiction are in the Excel file, sheet "B2-c Jurisdictions".

Jurisdiction rows are whole NFIP communities and need not add up to the county total: a community that extends into another county is counted in full on each jurisdiction row, while the county table counts only its part in this county.

County repeat-flood properties by occupancy group

Sources: 1, 4

Occupancy groupRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
single-family residential19111557165666
2 to 4 unit residential101201200
other residential0060605
non-residential232232209
not reported0000000

FEMA's occupancy groups have no institutional class; institutional properties are counted in non-residential or other residential in the table by occupancy group.

FMA RL and FMA SRL are the Flood Mitigation Assistance definitions (44 CFR 77.2), the ones the FEMA Local Mitigation Planning Policy Guide cites. NFIP repetitive loss (the FEMA insurance definition) is 2 or more claims over $1,000 in 10 years, and a property can leave that group once it is mitigated. Also shown: NFIP severe repetitive loss, any category, mitigated and currently insured. The Methods page gives the OpenFEMA field details.

Counts are aggregates of FEMA's public NFIP Multiple Loss Properties file (FEMA's data date 2026-08-02; file version 2026-08-04). No property is identified. County assignment is FEMA's geocode.

In this county 6 properties are FMA repetitive loss but not NFIP repetitive loss, and 179 properties are NFIP repetitive loss but not FMA repetitive loss.

Exact counts; no count suppression.

Sources

Tables cite these sources by number. The full list, for the plan's bibliography (FEMA review item A4-a):

  1. FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-29T134039Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)
  2. FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-29T162832Z, pulled 2026-09-30, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)
  3. FEMA, OpenFEMA PublicAssistanceFundedProjectsSummaries v1, version 2026-09-29T150754Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/PublicAssistanceFundedProjectsSummaries (API)
  4. FEMA, OpenFEMA NfipMultipleLossProperties v1, version 2026-08-04T164045Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/NfipMultipleLossProperties (API)
  5. FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-30, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)
  6. NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-30, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/
  7. NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-30, https://www.weather.gov/gis/ZoneCounty
  8. U.S. Census Bureau, Census 2024 Gazetteer, 2020 place by county, CT county-to-cousub crosswalk, version 2024-gazetteer, pulled 2026-09-30, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_counties_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_cousubs_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_place_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_unsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_elsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_scsd_national.zip, https://www2.census.gov/geo/docs/reference/codes2020/national_place_by_county2020.txt, https://www2.census.gov/geo/docs/reference/ct_change/ct_cou_to_cousub_crosswalk.xlsx (used to match place names and codes; no table prints its values)

What this packet is and what the plan adds

This packet is the federal data for the plan's risk assessment (the summary on page 1 says how it is organized); the plan and FEMA's review decide whether each item is met.

The plan adds what only the community has: local data on assets, critical facilities, development and each jurisdiction's impacts; local hazard history, including state-declared emergencies; the mitigation strategy; and adoption.

How the federal data are built: National Risk Index values are FEMA's model, not counts of events. Storm Events is more complete from 1996; zone-level records are placed by forecast zone, not by location in the county. Public Assistance for a jurisdiction is matched by applicant name. The Methods page gives every rule and the known edge cases.

OpenFEMA disclaimer

This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Reuse, citation and corrections

Reuse and citation: Hazard Plain text and tables are licensed under Creative Commons Attribution 4.0 International (CC BY 4.0, https://creativecommons.org/licenses/by/4.0/); credit Hazard Plain and the release. The underlying federal data are public domain; OpenFEMA data are also subject to the OpenFEMA terms and conditions.

Cite this: Hazard Plain (2026). Martin County, FL: risk-assessment baseline packet, release 2026-10 (data as of 2026-09-30; County FIPS 12085). Automated baseline. https://hazardplain.org/fl/12085/ Built from FEMA OpenFEMA, the FEMA National Risk Index and NOAA NCEI Storm Events; source versions in the packet's Sources list.

Corrections: to report an error, name the packet, the table and what your records show. Contact: contact@hazardplain.org