Hazard Plain Preview: automated baseline

St. Croix Island, VI

Risk-assessment baseline packet

Unit
County area 78010
Release
2026-10
As of
2026-09-28
Storm Events data through
2026-06-30

Hazard Plain is an independent product built from public federal data. It is not a FEMA document and is not reviewed or endorsed by FEMA or any state agency.

A starting point for the plan's risk assessment (FEMA Local Mitigation Plan Review Tool, Element B). It does not replace local data or FEMA review. Section headings say which FEMA review item each table supports; whether an item is satisfied is decided by the plan and its reviewers.

Hazard Plain release 2026-10, as of 2026-09-28. Independent product; not a FEMA document.

Plan clock

Status
Approved, expires 2029-06-30
Plan
U.S. Virgin Islands state-level plan (plan 109955)
Approved
2024-07-01
Expires
2029-06-30
As of
2026-09-28
Days
1,006 days to expiry

Plan clock from the U.S. Virgin Islands state-level plan; FEMA plan data has no county-level or local plan row for this area.

What changed since your last plan (approved 2024-07-01)

New federal declarations
EM-3611-VI, DR-4841-VI (2 declaration rows; 1 counted incident)
Storm Events records since approval
17 (data through 2026-06-30)
Repetitive loss now
FMA RL 1, SRL 24 (44 CFR 77.2); any definition: 189
Repeat-flood change
First release: no prior release to compare.

Sources

FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-26T121003Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)

FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-27T010817Z, pulled 2026-09-28, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

FEMA, OpenFEMA NfipMultipleLossProperties v1, version 2026-08-04T164045Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/NfipMultipleLossProperties (API)

Plan status for every jurisdiction listed in this county

JurisdictionTypeStatusPlanApprovedExpiresDays to expirynegative = days since expiryUpdate underwayNotes
No rows for this unit.

No member jurisdictions in FEMA plan data for this unit.

Plan 109955 also covers 1 other participant not listed on this page: Virgin Islands.

Source

FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-26T121003Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)

State plan status and tribal plans in this state: see the state page.

Supports B1-a: hazards

Hazards NRI does not cover: check locally

  • dam failure (incl. upstream dams)
  • levee failure
  • flash flood as its own subtype
  • ice jams
  • debris flows
  • erosion (riverine and coastal)
  • land subsidence and sinkholes
  • expansive soils

The 18 National Risk Index hazards, ranked by expected annual loss (EAL)

Rank by EALHazardNRI risk ratingEAL ratingEAL buildingsmodeled dollars per yearEAL agriculturemodeled dollars per yearEAL population equivalencestatistical value of life and injury, $13.7M per life, not property damageEAL total (see note)modeled dollars per yearStorm Events records since 1996countEvidence for an omissionNRI Not Applicable, no declaration and no Storm Events record since 1996Storm Events coverage note
1HurricaneInsufficient DataRelatively High$40,589,267$17,619$1,580,792$42,187,67814Includes 1 Tropical Depression record, event types the NRI definition of this hazard leaves out.
2TsunamiInsufficient DataRelatively Moderate$346,949$11,605,800$11,952,7490No recorded events in Storm Events since 1996 (data through 2026-06-30). Storm Events coverage of this hazard is limited; absence is not evidence of low risk.
3EarthquakeInsufficient DataRelatively Moderate$4,809,299$2,448,994$7,258,293Not in Storm Events. Storm Events coverage of this hazard is limited; absence is not evidence of low risk.
4Inland FloodingInsufficient DataVery Low$3,656,249$2,983$181,481$3,840,71358
5Coastal FloodingInsufficient DataRelatively Low$33,676$801$34,4779
6TornadoInsufficient DataVery Low$2,795under $1$1,835$4,6301
7Volcanic ActivityInsufficient DataVery Low$4$979$98311
8HailInsufficient DataVery Low$321$1$36$3572
9Strong WindInsufficient DataVery Low$80under $1$35$11516Includes 3 High Wind records and 3 Strong Wind records, event types the NRI definition of this hazard leaves out.
10Cold WaveInsufficient DataNo Expected Annual Losses$0$0$0$01
11DroughtInsufficient DataNo Expected Annual Losses$0$013
12Heat WaveInsufficient DataNo Expected Annual Losses$0$0$0$014
13Winter WeatherInsufficient DataNo Expected Annual Losses$0$0$0$00No recorded events in Storm Events since 1996 (data through 2026-06-30). Storm Events coverage of this hazard is limited; absence is not evidence of low risk.
AvalancheNot ApplicableNot Applicable0NRI rates avalanche Not Applicable for this county, and no federal declaration for this county names it.No recorded events in Storm Events since 1996 (data through 2026-06-30).
Ice StormNot ApplicableNot Applicable0NRI rates ice storm Not Applicable for this county, and no federal declaration for this county names it.No recorded events in Storm Events since 1996 (data through 2026-06-30).
LandslideInsufficient DataInsufficient Data1
LightningInsufficient DataInsufficient Data4
WildfireInsufficient DataInsufficient Data19

Total = buildings + agriculture + population equivalence; FEMA values each expected death (or 10 injuries) at $13.7 million (2024 dollars).

Sources

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

Check your state hazard mitigation plan's hazard list for this county; explain any hazard you drop.

Supports B1-b: location

Where each hazard occurs

HazardLocationCensus tracts ratedrated of all tracts
AvalancheCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.0 of 15
Coastal FloodingThe FEMA Flood Insurance Rate Map (FIRM) is the required location source for flooding. See the FEMA Flood Map Service Center (https://msc.fema.gov) for this county.0 of 15
Cold WaveAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.0 of 15
DroughtAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.0 of 15
EarthquakeCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.0 of 15
HailAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.0 of 15
Heat WaveAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.0 of 15
HurricaneCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.0 of 15
Ice StormAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.0 of 15
Inland FloodingThe FEMA Flood Insurance Rate Map (FIRM) is the required location source for flooding. See the FEMA Flood Map Service Center (https://msc.fema.gov) for this county.0 of 15
LandslideCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.0 of 15
LightningAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.0 of 15
Strong WindAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.0 of 15
TornadoCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.0 of 15
TsunamiCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.0 of 15
Volcanic ActivityCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.0 of 15
WildfireCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.0 of 15
Winter WeatherAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.0 of 15

Source

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

Supports B1-c: extent

Extent: scale, observed range and worst recorded event per hazard

HazardScaleRecordscount, yearsObserved rangeWorst recorded eventMost damaging (when different)How it applies to membersNote
Avalanchenone (count and damage)0Physical measure: in event narratives only; local data required.
Coastal Flood, Storm Surge/Tidenone in data (FIRM for depth)9, 2010 to 2024 (9 zone-level)Coastal Flood, 2022-12-09, $400 property; $0 crops, reported for the zone (2022 dollars); NWS zone VIZ002 (ST. CROIX), zone-level: may include parts of neighboring countiesZone-level records: applies countywide; national data do not locate these events within the county.Flood depth: see the FEMA Flood Insurance Rate Map.
Cold/Wind Chill, Extreme Cold/Wind Chillwind chill1, 2000 to 2000 (1 zone-level)5 days; 1 with a recorded value5 consecutive days, 2000-01-16 to 2000-01-20, zone-levelZone-level records: applies countywide; national data do not locate these events within the county.Wind chill: in event narratives only; local data required.
Frost/Freeze (outside NRI Cold Wave definition)crop damage0Temperature: in event narratives only; local data required.
DroughtUS Drought Monitor D-scale13, 1997 to 2023 (13 zone-level)31 days to 112 days (median 56.5 days); 6 with a recorded value112 days (about 3.7 months), 2022-06-01 to 2022-09-20, a run of 4 consecutive Storm Events drought records, zone-levelDrought, 2002-12-01, property not reported; $200,000 crops, reported for the zone (2002 dollars)Zone-level records: applies countywide; national data do not locate these events within the county.Storm Events enters a drought at D2 or worse east of the Rockies and D3 or worse from the Rockies west (NWS Instruction 10-1605); NRI drought counts D3 and D4 only.
EarthquakeModified Mercalli (local data)0No Storm Events record; local data required (e.g., USGS).
Hailhail size (inches)2, 2000 to 2023 (1 zone-level)0.25 in to 0.75 in (median 0.5 in); 2 with a recorded value0.75 in hail, 2000-10-19; NWS zone VIZ002 (ST. CROIX), zone-level: may include parts of neighboring countiesHail, 2023-04-06, $1,000 property; $0 crops (2023 dollars)No event record names a member place. Zone-level records (1) apply countywide.
Excessive Heat, Heatheat index (narratives)14, 2023 to 2024 (14 zone-level)1 day to 30 days (median 1 day); 11 with a recorded value30 days, 2023-09-01 to 2023-09-30, from 1 monthly summary record (a monthly summary record covers most or all of a month; it does not count days at wave conditions), zone-levelZone-level records: applies countywide; national data do not locate these events within the county.Heat index: in event narratives only; local data required.
Hurricane, Tropical Storm, Tropical DepressionSaffir-Simpson14, 1997 to 2021 (14 zone-level)Strongest recorded (records with damage, a wind speed or direct casualties first, then storm type, category and wind): Hurricane (Typhoon) record, 1999-11-16 to 1999-11-18, $20,000,000 property; crops not reported, reported for the zone (1999 dollars); Storm Events area ST. CROIX (legacy zone code VIZ010), zone-level: may include parts of neighboring countiesZone-level records: applies countywide; national data do not locate these events within the county.Storm Events files every zone of a storm's episode under the storm's event type and category, so a Hurricane (Typhoon) record, especially an inland or remnant one, does not by itself mean hurricane-force winds here; read the damage and wind columns.
Ice StormSperry-Piltz (local data)0Ice thickness: in event narratives only; local data required.
Flash Flood, Flood, Lakeshore Flooddamage and flood days (FIRM for depth)58, 1997 to 2025 (10 zone-level)Flash Flood, 2010-11-10, $1,400,000 property; $0 crops (2010 dollars)No event record names a member place. Zone-level records (10) apply countywide.Flood depth: see the FEMA Flood Insurance Rate Map. Storm Events damage can be $0 or blank even for a major flood, so the worst record here may not be the worst flood; compare FEMA Public Assistance by declaration in B1-d.
Debris Flownone (count and damage)1, 2025 to 2025Debris Flow, 2025-09-18, $1,100 property; $0 crops (2025 dollars)No event record names a member place.Physical measure: in event narratives only; local data required.
Lightningannualized frequency (the measure FEMA's Local Mitigation Planning Handbook names)4, 2003 to 2010 (3 zone-level)Lightning, 2003-09-21, damage not reported, 1 direct death, 1 direct injury (reported for the zone); NWS zone VIZ002 (ST. CROIX), zone-level: may include parts of neighboring countiesLightning, 2005-05-23, $60,000 property; crops not reported, reported for the zone (2005 dollars)No event record names a member place. Zone-level records (3) apply countywide.Storm Events lists lightning with damage or casualties; physical measure in event narratives only; local data required.
High Wind and Strong Wind (outside NRI Strong Wind definition)wind speed (kt and mph)6, 1997 to 2006 (5 zone-level)49 kt (56 mph) to 62 kt (71 mph) (median 50 kt (58 mph)); 3 with a recorded value62 kt (71 mph) measured gust, High Wind, 2003-10-09; NWS zone VIZ002 (ST. CROIX), zone-level: may include parts of neighboring countiesHigh Wind, 1997-10-13, $500,000 property; crops not reported (1997 dollars)No event record names a member place. Zone-level records (5) apply countywide.
Thunderstorm Windwind speed (kt and mph)10, 1997 to 2013 (3 zone-level)40 kt (46 mph) to 56 kt (64 mph) (median 46 kt (53 mph)); 7 with a recorded value56 kt (64 mph), measurement type not recorded, Thunderstorm Wind, 1998-08-24Thunderstorm Wind, 1998-06-21, $20,000 property; crops not reported (1998 dollars)No event record names a member place. Zone-level records (3) apply countywide.
TornadoEnhanced Fujita (F before Feb 2007)1, 2019 to 2019F/EF0; 1 with a recorded valueEF0 tornado, 2019-07-25, 0.5 mi within this county, 5 yd wide, $0 property; $0 crops (2019 dollars)No event record names a member place.From 1996 on, tornado records are per-county segments and length is the path length within this county (NWS Instruction 10-1605); records before 1996 may give the whole path length, including the path outside this county, and before 1996 a tornado is listed once, under the county where it began, with the whole path's rating; counties farther along the path may not list it. Length is not used to rank tornadoes.
Tsunaminone (count and damage)0Physical measure: in event narratives only; local data required.
Volcanic Ash, Volcanic AshfallVolcanic Explosivity Index (local data)11, 1997 to 2008 (9 zone-level)Volcanic Ash, 2001-07-29, $100,000 property; crops not reported, reported for the zone (2001 dollars); NWS zone VIZ002 (ST. CROIX), zone-level: may include parts of neighboring countiesNo event record names a member place. Zone-level records (9) apply countywide.Physical measure: in event narratives only; local data required.
Wildfireacres burned (local data)19, 2000 to 2010 (18 zone-level)Wildfire, 2003-03-13, $100,000 property; crops not reported, reported for the zone (2003 dollars); NWS zone VIZ002 (ST. CROIX), zone-level: may include parts of neighboring countiesNo event record names a member place. Zone-level records (18) apply countywide.Acres burned: in event narratives only; local data required.
Winter Storm, Heavy Snow, Blizzard, Lake-Effect Snow, Winter Weather, Sleetnone in data (snowfall local)0Snow depth: in event narratives only; local data required.

Storm Events records are more complete after 1996; before 1996 only Tornado (from 1950), Hail and Thunderstorm Wind (from 1955) exist. Zone-level records are placed with NWS zone-county files, which exist from 2020 on; an earlier record is placed by its zone number in the nearest later file only when its zone name matches that file, records from zones NWS renumbered are placed by name or left out, and a record whose zone is in no known file is left out of every count, so counts before 2020 can be low. Some current zones are also missing from the NWS files, so recent counts can be low too.

Dollars are nominal (as reported), labeled with the year; not adjusted for inflation.

Sources

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-28, https://www.weather.gov/gis/ZoneCounty

Supports B1-d: previous occurrences

Declaration rows
29
Counted incidents
21

Federal disaster declarations for this county

DeclaredIncident beganFEMA numberTypeTitleMapped hazardCounty Public Assistancefederal share obligated, nominal dollarsFlagsNotes
2024-10-252024-08-13DR-4841-VIMajor disasterTROPICAL STORM ERNESTOHurricanenone foundnew since last plan; within last 5 years
2024-08-182024-08-13EM-3611-VIEmergencyTROPICAL STORM ERNESTOHurricane (primary); also designated: Landslidenone foundnew since last plan; within last 5 yearssame incident as DR-4841
2023-11-182023-10-25EM-3603-VIEmergencyELEVATED LEVELS OF LEAD AND COPPER IN THE WATER SUPPLYNon-natural, not countednone foundduring plan review, check whether your last plan included it; within last 5 years
2022-07-252022-07-15EM-3581-VIEmergencyWATER SHORTAGE AND HEALTH IMPACT FROM UNPRECEDENTED SARGASSUM SEAGRASS INFLUXOther, not an NRI hazard; not countednone foundwithin last 5 years
2020-07-292020-07-27EM-3531-VIEmergencyPOTENTIAL TROPICAL CYCLONE NINEHurricanenone found
2020-04-022020-01-20DR-4513-VIMajor disasterCOVID-19 PANDEMICNon-natural, not countednone found
2020-03-132020-01-20EM-3433-VIEmergencyCOVID-19Non-natural, not countednone foundsame incident as DR-4513
2019-08-282019-08-26EM-3418-VIEmergencyHURRICANE DORIANHurricanenone found
2017-09-202017-09-16DR-4340-VIMajor disasterHURRICANE MARIAHurricane$28,518,396.45
2017-09-182017-09-16EM-3390-VIEmergencyHURRICANE MARIAHurricanenone foundsame incident as DR-4340
2017-09-072017-09-05DR-4335-VIMajor disasterHURRICANE IRMAHurricane$41,502.49
2017-09-052017-09-05EM-3383-VIEmergencyHURRICANE IRMAHurricanenone foundsame incident as DR-4335
2010-11-242010-11-08DR-1949-VIMajor disasterSEVERE STORMS, FLOODING, ROCKSLIDES, AND MUDSLIDES ASSOC. WITH TS TOMASHurricane; Inland Flooding; Landslide$9,249.99
2010-11-052010-10-01DR-1948-VIMajor disasterSEVERE STORMS, FLOODING, MUDSLIDES, AND LANDSLIDESInland Flooding; Landslidenone found
2010-09-282010-08-29DR-1939-VIMajor disasterHURRICANE EARLHurricanenone found
2008-10-292008-10-14DR-1807-VIMajor disasterHURRICANE OMARHurricane$19,449.27
2004-10-072004-09-14DR-1567-VIMajor disasterTROPICAL STORM JEANNEHurricanenone found
2003-12-092003-11-10DR-1503-VIMajor disasterSEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDESInland Flooding; Landslide$0
1999-11-231999-11-17DR-1309-VIMajor disasterHURRICANE LENNY MAJOR DECLARATIONHurricane$311,077.41
1999-11-171999-11-17EM-3152-VIEmergencyHURRICANE LENNYHurricanenone foundsame incident as DR-1309
1998-09-241998-09-19DR-1248-VIMajor disasterHURRICANE GEORGES - 18 SEP 98Hurricanenone found
1996-07-111996-07-08DR-1126-VIMajor disasterHURRICANE BERTHAHurricanenone found
1995-09-161995-09-15DR-1067-VIMajor disasterHURRICANE MARILYNHurricanenone found
1989-09-201989-09-17DR-841-VIMajor disasterHURRICANE HUGOHurricanenone found
1984-12-101984-11-05DR-729-VIMajor disasterTROPICAL STORM KLAUSHurricanenone found
1979-09-161979-09-16DR-602-VIMajor disasterHURRICANE DAVID, TROPICAL STORM FREDERICHurricanenone found
1977-06-141977-06-14EM-3042-VIEmergencyDROUGHTDroughtnone found
1974-11-141974-11-14DR-451-VIMajor disasterSEVERE STORMS, LANDSLIDES & FLOODINGInland Flooding (primary); also designated: Landslidenone found
1974-07-221974-07-22EM-3001-VIEmergencyDROUGHT, LIVESTOCK LOSSESDroughtnone found

County Public Assistance: applicants the FEMA record places in this county, including any state agencies FEMA files there; statewide rows are listed on the state page; federal share obligated, nominal dollars.

Dollars are nominal (as reported), labeled with the year; not adjusted for inflation.

Statewide declarations

DeclaredIncident beganFEMA numberTypeTitleMapped hazardFlagsNotes
1998-09-211998-09-21EM-3129-VIEmergencyHURRICANE GEORGES (DIRECT FEDERAL ASSIST FIRST 72 HRS)Hurricane
1964-06-081964-06-08DR-171-VIMajor disasterEXTREME DROUGHT CONDITIONSDrought

FEMA recorded these with designated area Statewide and no county. Listed on every county page in the state; not counted with county rows.

Source

FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-27T010817Z, pulled 2026-09-28, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)

Previous occurrences by hazard, with explicit no-event rows

HazardStorm Events recordsfull periodSince plan approvalrecordsDuring plan reviewrecordsLast 5 yearsrecordsDeclared incidentsdistinct incidentsDeclared since approvaldistinct incidentsPeriodStatement
Avalanche0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Coastal Flooding9427001996 to 2026-06-30
Cold Wave1000001996 to 2026-06-30
Drought130410201996 to 2026-06-30
Earthquake000000No Storm Events record; local data required (e.g., USGS).
Hail2001001955 to 2026-06-30
Heat Wave149514001996 to 2026-06-30
Hurricane140001611996 to 2026-06-30Includes 1 Tropical Depression record, event types the NRI definition of this hazard leaves out.
Ice Storm0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Inland Flooding58326401996 to 2026-06-30
Landslide1101511996 to 2026-06-30
Lightning4000001996 to 2026-06-30
Strong Wind16000001955 to 2026-06-30Includes 3 High Wind records and 3 Strong Wind records, event types the NRI definition of this hazard leaves out.
Tornado1000001950 to 2026-06-30
Tsunami0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Volcanic Activity11000001996 to 2026-06-30
Wildfire19000001996 to 2026-06-30
Winter Weather0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events

Sources

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-27T010817Z, pulled 2026-09-28, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)

NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-28, https://www.weather.gov/gis/ZoneCounty

Notable Storm Events records

DateEvent typeMagnitude or extentDamagenominal dollarsDirect deaths, injuriesindirect not countedLocationFlagsWhy listed
2023-09-01Excessive Heat$0 property; $0 crops, reported for the zone (2023 dollars)0, 0NWS zone VIZ002 (ST. CROIX), zone-level: may include parts of neighboring countiesduring plan review, check whether your last plan included it; within last 5 yearsB1-c worst recorded: Excessive Heat, Heat
2022-12-09Coastal Flood$400 property; $0 crops, reported for the zone (2022 dollars)0, 0NWS zone VIZ002 (ST. CROIX), zone-level: may include parts of neighboring countieswithin last 5 yearsB1-c worst recorded: Coastal Flood, Storm Surge/Tide
2022-06-01Drought$0 property; $0 crops, reported for the zone (2022 dollars)0, 0NWS zone VIZ002 (ST. CROIX), zone-level: may include parts of neighboring countieswithin last 5 yearsB1-c worst recorded: Drought
2019-07-25TornadoEF0, 0.5 mi within this county, 5 yd wide$0 property; $0 crops (2019 dollars)0, 0ST CROIXB1-c worst recorded: Tornado
2010-11-10Flash Flood$1,400,000 property; $0 crops (2010 dollars)0, 0ST CROIXB1-c worst recorded: Flash Flood, Flood, Lakeshore Flood
2003-10-09High Wind62 kt (71 mph) measured gustdamage not reported0, 0NWS zone VIZ002 (ST. CROIX), zone-level: may include parts of neighboring countiesB1-c worst recorded: High Wind and Strong Wind (outside NRI Strong Wind definition)
2003-09-21Lightningdamage not reported1, 1NWS zone VIZ002 (ST. CROIX), zone-level: may include parts of neighboring countiesdeaths or injuries recorded
2001-07-29Volcanic Ash$100,000 property; crops not reported, reported for the zone (2001 dollars)0, 0NWS zone VIZ002 (ST. CROIX), zone-level: may include parts of neighboring countiesB1-c worst recorded: Volcanic Ash, Volcanic Ashfall
2000-10-19Hail0.75 indamage not reported0, 0NWS zone VIZ002 (ST. CROIX), zone-level: may include parts of neighboring countiesB1-c worst recorded: Hail
2000-01-16Extreme Cold/Wind Chilldamage not reported0, 0Storm Events area ST. CROIX (legacy zone code VIZ010), zone-level: may include parts of neighboring countiesB1-c worst recorded: Cold/Wind Chill, Extreme Cold/Wind Chill
1999-11-16Hurricane (Typhoon)$20,000,000 property; crops not reported, reported for the zone (1999 dollars)0, 0Storm Events area ST. CROIX (legacy zone code VIZ010), zone-level: may include parts of neighboring countiesB1-c worst recorded: Hurricane, Tropical Storm, Tropical Depression
1998-08-24Thunderstorm Wind56 kt (64 mph), measurement type not recordeddamage not reported0, 0ST. CROIXB1-c worst recorded: Thunderstorm Wind

The full list is in the XLSX file, sheet "B1-d Storm Events history" (163 rows).

Storm Events records are more complete after 1996; before 1996 only Tornado (from 1950), Hail and Thunderstorm Wind (from 1955) exist. Zone-level records are placed with NWS zone-county files, which exist from 2020 on; an earlier record is placed by its zone number in the nearest later file only when its zone name matches that file, records from zones NWS renumbered are placed by name or left out, and a record whose zone is in no known file is left out of every count, so counts before 2020 can be low. Some current zones are also missing from the NWS files, so recent counts can be low too.

Sources

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-28, https://www.weather.gov/gis/ZoneCounty

FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-26T121003Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)

State-declared emergencies are not in federal data. Add them from your state emergency management agency.

FEMA's declaration data list no tribal or special-area declarations for this state.

Supports B1-e: probability

Probability: FEMA annualized frequency and descriptor per hazard

HazardFEMA annualized frequency (modeled)unit per rowUnitIn plain termsDescriptorDescriptor basisNRI events or days in its record period (hail, wind and tornado are area-weighted, so can be fractional)NRI periodLocationNote
Avalancheevents per year1994 to 2023 (30 years)see B1-fNot Applicable in NRI for this county; no descriptor.
Coastal Flooding0.252events per year at a location (modeled)about 0.25 per year at a given location in the countyLikelyStorm Events records in 4 of 30 years, 1996 to 2025 (13.3%)not shownmodeledsee B1-fDescriptor from Storm Events, not NRI: the NRI value is the chance at a location in the county, not how often the hazard affects the county.
Cold Wave0event-days per yearnone modeledPossibleevent-days in 1 of 30 years, 1996 to 2025 (3.33%)02005-11-12 to 2024-11-12 (19 years)countywideNRI models no cold wave event-days here (2005-11-12 to 2024-11-12, 19 years), but Storm Events has a record in 1 of 30 years. The descriptor comes from Storm Events, which records events NRI's definition leaves out, so the two use different thresholds; read them together. Frost/Freeze records are not counted in this descriptor: they record crop freezes, not cold waves.
Drought0event-days per yearnone modeledLikelyevent-days in 5 of 30 years, 1996 to 2025 (16.7%)02000 to 2025 (25.25 years; D3 and D4 only)countywideNRI models no drought event-days here (2000 to 2025, 25.25 years; D3 and D4 only), but Storm Events has a record in 5 of 30 years. The descriptor comes from Storm Events, which records events NRI's definition leaves out, so the two use different thresholds; read them together.
Earthquake0.065annual probability at a locationchance a given location in the county has at least minor-damage shaking in a year: 6.5%not shownmodeledsee B1-fDescriptor not assigned: the NRI value is the chance at a location in the county, not how often the hazard affects the county, and Storm Events does not record earthquakes.
Hail0.00166events per yearabout 1 in 602 yearsUnlikelyFEMA annualized frequency (modeled)0.1 (modeled)1986 to 2023 (38 years)countywide
Heat Wave0event-days per yearnone modeledPossibleevent-days in 2 of 30 years, 1996 to 2025 (6.67%)02005-11-12 to 2024-11-12 (19 years)countywideNRI models no heat wave event-days here (2005-11-12 to 2024-11-12, 19 years), but Storm Events has a record in 2 of 30 years. The descriptor comes from Storm Events, which records events NRI's definition leaves out, so the two use different thresholds; read them together.
Hurricane0.258events per yearabout 1 in 4 yearsLikelyFEMA annualized frequency (modeled)661851 to 2024 (Atlantic)see B1-fNRI counts hurricane and tropical storm tracks passing within storm-force wind range; federal declarations are counted separately in B1-d and need not match.
Ice Stormevent-days per year1946-12-31 to 2014-02-12 (67 years)countywideNot Applicable in NRI for this county; no descriptor.
Inland Flooding1.39event-days per yearabout 1.39 days per yearLikelyevent-days in 18 of 30 years, 1996 to 2025 (60%)391996 to 2023 (28 years)see B1-f
Landslideevents per year (modeled)not shownmodeledsee B1-fNRI publishes no annualized frequency for this hazard in this county.
Lightningdays per year with a strikenot shown1995 to 2023 (29 years; CONUS)countywideDescriptor not assigned: NRI publishes no lightning frequency for this county.
Strong Wind0.00161events per yearabout 1 in 622 yearsUnlikelyFEMA annualized frequency (modeled)11986 to 2023 (38 years)countywide
Tornado0.00166events per yearabout 1 in 602 yearsUnlikelyFEMA annualized frequency (modeled)not shown1950 to 2023 (EF2+); 1986 to 2023 (EF0-1)see B1-f
Tsunami0.0419annual probability at the most exposed location (used in place of a county value)chance at the county's most exposed location in a year: 4.19%Storm Events records in 0 of 30 years, 1996 to 2025 (0%)not shownmodeledsee B1-fNo Storm Events record of this hazard, 1996 to 2025; descriptor not assigned (the NRI value is the chance at a location in the county, not how often the hazard affects the county)
Volcanic Activity0.0101annual probabilityabout 1 in 99 yearsPossibleFEMA annualized frequency (modeled)not shownmodeledsee B1-f
Wildfireannual probability at a locationLikelyStorm Events records in 7 of 30 years, 1996 to 2025 (23.3%)not shownmodeledsee B1-fDescriptor from Storm Events, not NRI: the NRI value is the chance at a location in the county, not how often the hazard affects the county.
Winter Weather0event-days per yearnone modeledevent-days in 0 of 30 years, 1996 to 2025 (0%)02005-11-12 to 2024-11-12 (19 years)countywideNo recorded event-days, 1996 to 2025; descriptor not assigned

FEMA annualized frequency (modeled) comes from the National Risk Index v1.20 (December 2025). It is not recorded events divided by years, and what it measures depends on the hazard. For most hazards it estimates how often the hazard affects this county each year: it counts events or event-days (drought, heat wave, cold wave, winter weather, ice storm and inland flooding are in days per year; lightning is the number of days per year with a recorded cloud-to-ground strike, from the NOAA Storm Prediction Center daily lightning climatology); it may count events in the surrounding area (hail, strong wind, tornado, hurricane and ice storm use a 49 km grid and buffers) and is averaged over the county's area; and some hazards use a minimum value for places with no recorded event. Earthquake, wildfire and coastal flooding are different: FEMA computes them for each census block and averages them over the county, so the value is the chance (for coastal flooding, the modeled number of floods per year) at a location in the county, which is lower than the chance that the hazard strikes somewhere in the county. Earthquake is the chance of at least minor-damage shaking (U.S. Geological Survey model); wildfire is the chance that a location burns in a large fire (U.S. Forest Service burn probability); coastal flooding comes from FEMA flood zones and NOAA high-tide flooding, so it can be above 1 where high-tide flooding is frequent. Tsunami is the value at the county's most exposed location, from recorded events and modeled return periods. For these four hazards the packet gives no "1 in N years" and takes the descriptor from Storm Events (none for earthquake) unless the value is 1 or more a year. Landslide is a U.S. Geological Survey modeled county rate spread by slope susceptibility. Volcanic activity is the chance that a volcano affecting the county erupts in a year. Drought counts only extreme and exceptional drought (D3 and D4). Source: FEMA, National Risk Index Technical Documentation v1.20, sections 5.2.2 (Table 5), 5.2.3, 7.4, 10.4, 16.5, 17.1, 17.3.1, 17.5, 20.3.1, 21.4, 22.4 and 6 to 23.

Sources

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

Descriptor scale used in this packet (defined per unit)

UnitDescriptorDefinition
events per yearHighly likely1 or more per year
events per yearLikelyabout once in 1 to 10 years
events per yearPossibleabout once in 10 to 100 years
events per yearUnlikelyless than once in 100 years
annual probabilityLikely10% to under 100% chance in a given year
annual probabilityPossible1% to under 10% chance in a given year
annual probabilityUnlikelyunder 1% chance in a given year
event-days (share of years)Highly likelyevent-days recorded in 90% or more of years
event-days (share of years)Likelyevent-days recorded in 10% to under 90% of years
event-days (share of years)Possibleevent-days recorded in some years but under 10% of years
lightning strike-daysHighly likelycloud-to-ground strikes on 1 or more days per year

Sources

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

Intensity bands: historical frequency (Storm Events)

HazardBandYearsEventscounty-coded recordsYears in periodEvents per yearevents / years
Hail1.00-1.99 in1996 to 20250300
Hail2.00 in+1996 to 20250300
Strong Wind (Thunderstorm Wind records)50-64 kt1996 to 20253300.1
Strong Wind (Thunderstorm Wind records)65 kt+1996 to 20250300
Strong Wind (Thunderstorm Wind records)unmeasured or below 50 kt1996 to 20254300.133
TornadoEF0-11996 to 20251300.0333
TornadoEF2-31996 to 20250300
TornadoEF4-51996 to 20250300
Tornadounrated (EFU)1996 to 20250300

Hail smaller than 1 inch is not counted: on 2010-01-05 the National Weather Service raised its severe-hail threshold from 3/4 inch to 1 inch, so smaller reports became less common after 2009 (NWS Service Change Notice 09-52). NRI hail frequency uses a 0.75 inch threshold.

Source

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

Optional: future conditions. Not a required item in the 2025 FEMA Local Mitigation Planning Policy Guide; some states ask for it. The federal Climate Mapping for Resilience and Adaptation (CMRA) site gives county exposure to future climate conditions.

Supports B1-f: variation across the planning area

Range of census tract risk within the county

HazardTractsrated of allRisk score minNRI score, 0 to 100MedianMaxTracts by ratingNote
Avalanche0 of 15Not Applicable 15
Coastal Flooding0 of 15Insufficient Data 15
Cold Wave0 of 15Insufficient Data 15National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.
Drought0 of 15Insufficient Data 15National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.
Earthquake0 of 15Insufficient Data 15
Hail0 of 15Insufficient Data 15National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.
Heat Wave0 of 15Insufficient Data 15National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.
Hurricane0 of 15Insufficient Data 15
Ice Storm0 of 15Not Applicable 15National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.
Inland Flooding0 of 15Insufficient Data 15
Landslide0 of 15Insufficient Data 15
Lightning0 of 15Insufficient Data 15National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.
Strong Wind0 of 15Insufficient Data 15National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.
Tornado0 of 15Insufficient Data 15
Tsunami0 of 15Not Applicable 4, Insufficient Data 11
Volcanic Activity0 of 15Insufficient Data 15
Wildfire0 of 15Insufficient Data 15
Winter Weather0 of 15Insufficient Data 15National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.

Rated tracts only: No Rating (score 0.0), Not Applicable and Insufficient Data tracts are counted but not used for the minimum, median and maximum.

Source

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

Per-member block (Starter, confirm locally)

MemberTypePlan statusRepetitive lossFMA RL and SRL (44 CFR 77.2); repeat-flood, any definitionPublic Assistance matchedfederal share obligated, nominal dollarsEvent records naming this placeall years; since the member's planNotes
No rows for this unit.

No city, town, township or county member rows in FEMA plan data for this unit; same as county.

School districts and special districts get a plan clock row only.

Sources

FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-26T121003Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)

FEMA, OpenFEMA NfipMultipleLossProperties v1, version 2026-08-04T164045Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/NfipMultipleLossProperties (API)

FEMA, OpenFEMA PublicAssistanceFundedProjectsSummaries v1, version 2026-09-26T151157Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/PublicAssistanceFundedProjectsSummaries (API)

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

Supports B2-a and B2-b: assets and impacts

Local data required

County-level starter. The plan must describe impacts for each participant and its own assets.

  • Critical facilities and lifelines per hazard
  • A problem statement per participant per hazard
  • Changes in development in hazard-prone areas since the last approval, or a statement of none (E1-a)
  • Future assets

County-level starter: exposure, expected annual loss and damage since the plan

HazardBuilding exposuremodeled dollarsAgriculture exposuremodeled dollarsPopulation exposedpeopleEAL buildingsmodeled dollars per yearEAL agriculturemodeled dollars per yearEAL population equivalencestatistical value of life and injury, $13.7M per life, not property damageEAL as % of exposurebuildings; agriculture where notedStorm Events damage since 2024-07-01county-coded records, property plus crops, nominal dollarsZone-level damage since planproperty plus crops, reported for the zonePublic Assistance since plannominal dollars; see noteNote
AvalancheNot Applicable in NRI for this county
Coastal Flooding$1,707,946,2666,162$33,676$8010.00197%$0
Cold Wave$0$00$0$0$0building exposure is 0 in NRI
Drought$0$0agriculture exposure is 0 in NRI
Earthquake$19,217,446,95340,919$4,809,299$2,448,9940.025%
Hail$10,932,360,002$1,512,38540,913$321$1$36under 0.0001%
Heat Wave$0$00$0$0$0$0building exposure is 0 in NRI
Hurricane$10,932,162,296$1,512,38540,913$40,589,267$17,619$1,580,7920.371%none found (2 declarations)
Ice StormNot Applicable in NRI for this county
Inland Flooding$10,907,279,784$293,1875,973$3,656,249$2,983$181,481n/a (see note)$7,600NRI counts the full building value of any census block with some flood loss; this is not the value of buildings in the floodplain. Use local FIRM overlays for B2-a/B2-b. EAL as % of exposure: n/a.
Landslide$1,100none found (1 declaration)NRI publishes no building exposure for this county
LightningNRI publishes no building exposure for this county
Strong Wind$10,932,360,002$1,512,38540,913$80under $1$35under 0.0001%
Tornado$10,932,360,002$1,512,38540,913$2,795under $1$1,835under 0.0001%
Tsunami$2,396,508,307769$346,949$11,605,8000.0145%
Volcanic Activity$10,932,360,00240,913$4$979under 0.0001%
WildfireNRI publishes no building exposure for this county
Winter Weather$0$00$0$0$0building exposure is 0 in NRI

Totals since 2024-07-01 (Storm Events through 2026-06-30): 4 county-coded records, 4 with a damage value recorded (including $0), $8,700; 13 zone-level records, 13 with a damage value recorded (including $0), $0 reported for the zone; Public Assistance on counted declarations none found (2 declarations, 0 with PA).

Total = buildings + agriculture + population equivalence; FEMA values each expected death (or 10 injuries) at $13.7 million (2024 dollars).

FEMA does not split Public Assistance by hazard. A declaration mapped to several hazards is listed under each of them with its full amount, so the per-hazard column must not be added up; the unit total counts each declaration once.

Dollars are nominal (as reported), labeled with the year; not adjusted for inflation.

Sources

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-28, https://www.weather.gov/gis/ZoneCounty

FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-27T010817Z, pulled 2026-09-28, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)

FEMA, OpenFEMA PublicAssistanceFundedProjectsSummaries v1, version 2026-09-26T151157Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/PublicAssistanceFundedProjectsSummaries (API)

FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-26T121003Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)

Supports B2-a: context

County context

MeasureValue
Population40,913
Building value (total, not at risk)$10,932,360,002
Agriculture value (total, not at risk)$1,512,385
NRI risk rating (all hazards)Insufficient Data
Expected annual loss, buildings and agriculture, all hazards$49,459,243
Expected annual loss, population equivalence, all hazards (NRI values each statistical life at $13.7M; a modeled value of expected deaths and injuries, not property damage)$15,820,754
Social vulnerability ratingData Unavailable
Community resilience ratingData Unavailable
NRI versionDecember 2025

FEMA's all-hazard expected annual loss total adds buildings, agriculture and population equivalence; the two parts are shown separately so the property figure is not read as including the statistical value of life.

Source

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

Supports B2-c: repetitive loss

Repetitive loss in this county, both definitions

DefinitionPropertiesSevere repetitive lossProperties
Repetitive loss, FMA definition (44 CFR 77.2)1Severe repetitive loss, FMA definition (44 CFR 77.2)24
Repetitive loss, NFIP insurance definition189Severe repetitive loss, NFIP insurance definition25

Your state NFIP coordinator's list may use the NFIP insurance definition, so its counts can be higher.

Repeat-flood properties: county and state-level rows

ScopeRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
County total12418925189010
VIRGIN ISLANDS, TERRITORY OF THE (community ID not in plan data)12418925189010
State level, not in this county: county not reported011011000

County repeat-flood properties by occupancy group

Occupancy groupRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
single-family residential074074005
2 to 4 unit residential022022001
other residential011221202
non-residential1141171411702
not reported0000000

Institutional properties cannot be separated in this data: FEMA's occupancy groups have no institutional class, so they fall in non-residential or other residential in the table by occupancy group.

FMA RL and FMA SRL are the Flood Mitigation Assistance definitions (44 CFR 77.2), the ones the FEMA Local Mitigation Planning Policy Guide cites; OpenFEMA's fmaRl field description omits the Increased Cost of Compliance clause of 44 CFR 77.2(i). NFIP repetitive loss (FEMA insurance definition, nfipRl) is 2 or more claims over $1,000 in 10 years and can drop to false when a property is mitigated. Also shown: NFIP severe repetitive loss, any category, mitigated and currently insured.

Your state NFIP coordinator's list may use the NFIP insurance definition, so its counts can be higher.

Counts are aggregates of FEMA's public NFIP Multiple Loss Properties file (as of 2026-08-02). No property is identified. County assignment is FEMA's geocode.

Counts may differ from your state NFIP coordinator's list, which is the source the Handbook names.

In this county 0 properties are FMA repetitive loss but not NFIP repetitive loss, and 188 properties are NFIP repetitive loss but not FMA repetitive loss.

Exact counts; no count suppression.

Sources

Every table above lists its own sources. The full list, for the plan's bibliography (FEMA review item A4-a):

  1. FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-26T121003Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)
  2. FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-27T010817Z, pulled 2026-09-28, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)
  3. FEMA, OpenFEMA PublicAssistanceFundedProjectsSummaries v1, version 2026-09-26T151157Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/PublicAssistanceFundedProjectsSummaries (API)
  4. FEMA, OpenFEMA NfipMultipleLossProperties v1, version 2026-08-04T164045Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/NfipMultipleLossProperties (API)
  5. FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)
  6. NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/
  7. NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-28, https://www.weather.gov/gis/ZoneCounty
  8. U.S. Census Bureau, Census 2024 Gazetteer, 2020 place by county, CT county-to-cousub crosswalk, version 2024-gazetteer, pulled 2026-09-28, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_counties_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_cousubs_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_place_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_unsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_elsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_scsd_national.zip, https://www2.census.gov/geo/docs/reference/codes2020/national_place_by_county2020.txt, https://www2.census.gov/geo/docs/reference/ct_change/ct_cou_to_cousub_crosswalk.xlsx

OpenFEMA disclaimer

This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Hazard Plain is an independent product built from public federal data. It is not a FEMA document and is not reviewed or endorsed by FEMA or any state agency.

Reuse, citation and corrections

Reuse and citation: Hazard Plain text and tables are licensed under Creative Commons Attribution 4.0 International (CC BY 4.0, https://creativecommons.org/licenses/by/4.0/); credit Hazard Plain and the release. The underlying federal data are public domain; OpenFEMA data are also subject to the OpenFEMA terms and conditions.

Cite this: Hazard Plain (2026). St. Croix Island, VI: risk-assessment baseline packet, release 2026-10 (data as of 2026-09-28; County area 78010). Preview: automated baseline. Built from FEMA OpenFEMA, the FEMA National Risk Index and NOAA NCEI Storm Events; source versions in the packet's Sources list.

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Hazard Plain release 2026-10. As of 2026-09-28; Storm Events data through 2026-06-30. File hazard-plain_2026-10_VI_78010. Preview: automated baseline.