Hazard Plain Automated baseline

Henrico County, VA

Risk-assessment baseline packet

County FIPS:
51087
Release:
2026-10
Data as of:
2026-09-30
Storm Events data through:
2026-06-30

Hazard Plain is an independent product built from public federal data. It is not a FEMA document and is not reviewed or endorsed by FEMA or any state agency.

Hazard Plain release 2026-10, as of 2026-09-30.

Summary

Plan status as of 2026-09-30: Approved, expires 2027-08-07. Plan: PDC 15 & 19 Richmond-Crater Regional Hazard Mitigation Plan (FEMA plan 108426), approved 2022-08-08.

Update: FEMA tracker shows a plan in progress.

Since the plan was approved on 2022-08-08: 1 new hazard declaration (1 incident) and 112 NOAA Storm Events records; details under "What changed since your last plan".

Highest expected annual loss (FEMA National Risk Index, modeled total; see B1-a): Inland Flooding ($30,770,387 a year), Earthquake ($11,182,714) and Tornado ($4,773,254).

The tables that follow are organized by the items of FEMA's Local Mitigation Plan Review Tool, Element B (B1-a to B2-c); each heading says which item its tables support.

Plan clock

Status:
Approved, expires 2027-08-07
Plan:
PDC 15 & 19 Richmond-Crater Regional Hazard Mitigation Plan (FEMA plan 108426)
Approved:
2022-08-08
Days to expiry:
311
Update underway:
FEMA tracker shows a plan in progress

What changed since your last plan (approved 2022-08-08)

New federal declarations:
1 new hazard declaration (1 incident): EM-3631-VA (Severe Winter Storm)
Storm Events records since approval:
112 records (data through 2026-06-30)
Repetitive loss now:
FMA RL 1, SRL 5 (44 CFR 77.2); any definition: 24
Repeat-flood change:
this release sets the baseline count.

Sources: 1, 2, 4, 6 (numbered list at the end)

Plan status for every jurisdiction listed in this county

Source: 1

JurisdictionTypeStatusPlanApprovedExpiresDays to expirynegative = days since expiryUpdate underwayNotes
Henrico CountyCountyApproved, expires 2027-08-07PDC 15 & 19 Richmond-Crater Regional Hazard Mitigation Plan (FEMA plan 108426)2022-08-082027-08-07311FEMA tracker shows a plan in progressthis jurisdiction approved 2022-10-25

Plan 108426 covers 22 other participants, named in the Excel file.

State plan status and tribal plans in this state: see the state page.

Supports FEMA checklist item B1-a: hazard identification

Hazards NRI does not cover (local data needed)

  • dam failure (incl. upstream dams)
  • levee failure
  • flash flood as its own subtype
  • ice jams
  • debris flows
  • erosion (riverine and coastal)
  • land subsidence and sinkholes
  • expansive soils

The 18 National Risk Index hazards, ranked by expected annual loss (EAL)

Sources: 5, 6

Rank by EALHazardNRI risk ratingEAL ratingEAL buildingsmodeled dollars per yearEAL agriculturemodeled dollars per yearCost of expected deaths and injuriesFEMA's dollar value per year, not property damageEAL total (see note)modeled dollars per yearStorm Events records, 1996 to 2026-06-30countStorm Events coverage note
1Inland FloodingRelatively ModerateRelatively Moderate$29,576,320$4,716$1,189,351$30,770,38765
2EarthquakeRelatively ModerateRelatively Moderate$8,111,991n/a$3,070,723$11,182,714Storm Events does not record earthquakes.
3TornadoRelatively ModerateRelatively Moderate$1,987,617$169$2,785,468$4,773,2547
4Heat WaveRelatively ModerateRelatively Moderate$228$8$2,937,564$2,937,8001
5HurricaneRelatively ModerateRelatively Moderate$2,579,570$59,195$113,958$2,752,7230Declared 8 times; no Storm Events record of this type.
6Strong WindRelatively ModerateRelatively Moderate$446,216$200$1,186,970$1,633,386239Includes 2 High Wind records (a NOAA non-thunderstorm wind type, outside NRI's Strong Wind definition).
7LightningRelatively HighRelatively High$65,626n/a$1,213,985$1,279,61112
8DroughtRelatively ModerateRelatively Moderaten/a$926,046n/a$926,0460Declared 1 time; no Storm Events record of this type.
9Ice StormRelatively HighRelatively High$606,090n/a$53,554$659,6441
10Winter WeatherRelatively HighRelatively High$19,102$3$416,784$435,88927
11HailRelatively LowRelatively Low$130,384$10,746$185,631$326,76186
12Cold WaveVery LowVery Low$26,858$1,012$35,595$63,4652Includes 2 Frost/Freeze records (outside NRI's Cold Wave definition; counted in this table and in B1-d, not in the B1-e descriptor).
13WildfireVery LowVery Low$18,661$2$2,760$21,4230No recorded events in Storm Events since 1996 (data through 2026-06-30).
14Coastal FloodingVery LowVery Low$9,769n/a$78$9,8470No recorded events in Storm Events since 1996 (data through 2026-06-30).
15LandslideVery LowVery Low$2,915n/a$15$2,9300No recorded events in Storm Events since 1996 (data through 2026-06-30).

Total = buildings + agriculture + population equivalence; FEMA values each expected death (or 10 injuries) at $13.7 million (2024 dollars).

NRI risk rating combines expected annual loss with social vulnerability and community resilience; EAL rating rates expected annual loss alone. Both compare this county with all U.S. counties.

Local data needed: state and local wildfire and landslide records (Storm Events records these hazards only in part).

Not applicable to this county per NRI, with no federal declaration and no Storm Events record since 1996: avalanche, tsunami and volcanic activity. That is the evidence for leaving them out of the plan.

The state hazard mitigation plan also lists hazards for this county; FEMA asks the plan to explain any hazard it leaves out.

Supports FEMA checklist item B1-b: hazard location

Affects the whole county (national data give no location within it): Cold Wave, Drought, Hail, Heat Wave, Ice Storm, Lightning, Strong Wind and Winter Weather.

Coastal Flooding and Inland Flooding: The FEMA Flood Insurance Rate Map (FIRM) is the required location source for flooding. See the FEMA Flood Map Service Center (https://msc.fema.gov) for this county.

Hazards that vary within the county: highest-rated census tracts

Source: 5

HazardHighest-rated census tractsNRI risk rating, score 0 to 100
Earthquaketract 2001.51 (Relatively High, 88.7); tract 2008.01 (Relatively Moderate, 85.7); tract 2005.03 (Relatively Moderate, 84.1)
Hurricanetract 2001.51 (Relatively Moderate, 79.2); tract 2016.02 (Relatively Low, 78.0); tract 2014.04 (Relatively Low, 77.0)
Landslidetract 2016.02 (Relatively Low, 90.9); tract 2014.04 (Relatively Low, 86.8); tract 2016.01 (Relatively Low, 86.5)
Tornadotract 2001.51 (Relatively Moderate, 66.9); tract 2010.03 (Relatively Moderate, 59.6); tract 2009.04 (Relatively Moderate, 58.0)
Wildfiretract 2016.01 (Relatively Low, 76.0); tract 2014.04 (Relatively Low, 72.8); tract 2015.02 (Relatively Low, 71.9)

Up to 3 census tracts per hazard, highest National Risk Index rating first, then highest score; a tract number is the Census tract number (for example 2001.51 is Census Tract 2001.51). FEMA's Resilience Analysis and Planning Tool maps the National Risk Index for every tract: https://www.fema.gov/emergency-managers/practitioners/resilience-analysis-and-planning-tool

Supports FEMA checklist item B1-c: hazard extent

Extent: scale, observed range and worst recorded event per hazard

Sources: 6, 7

HazardScaleRecordscount and yearsObserved rangeWorst recorded eventMost damaging (when different)How it applies to jurisdictionsNote
Coastal Flood, Storm Surge/Tidenone in data (flood depth: FIRM)0Flood depth: see the FEMA Flood Insurance Rate Map.
Cold/Wind Chill, Extreme Cold/Wind Chillwind chill0
Frost/Freeze (outside NRI's Cold Wave definition)crop damage2 records, 2016 (2 zone-level)No crop damage reported in 2 records.Countywide (zone-level records).
DroughtU.S. Drought Monitor scale (D0 to D4)0Storm Events enters a drought at D2 or worse east of the Rockies and D3 or worse from the Rockies west (NWS Instruction 10-1605); NRI drought counts D3 and D4 only.
EarthquakeModified Mercalli (local data)0Storm Events does not record earthquakes; the USGS earthquake catalog is the source.
Hailhail size (inches)105 records, 1960 to 20240.75 in to 2.4 in (median 1 in); 105 with a recorded value2.4 in hail, 2024-05-26Hail, 1994-05-25, $5,000 property; crops not recorded (1994 dollars)No event record names a jurisdiction in the plan.
Excessive Heat, Heatheat index (in event narratives)1 record, 2025 (1 zone-level)3 days; 1 with a recorded value3 consecutive days, 2025-06-23 to 2025-06-25, zone-levelCountywide (zone-level records).
Hurricane, Tropical Storm, Tropical DepressionSaffir-Simpson0Storm Events files every zone of a storm's episode under the storm's type; flooding from the storm is filed as Flood or Flash Flood records.
Ice StormSperry-Piltz ice scale (local data)1 record, 2021 (1 zone-level)Ice Storm, 2021-02-13, $50,000 property; $0 crops (2021 dollars); NWS zone VAZ516Countywide (zone-level records).
Flash Flood, Flood, Lakeshore Flooddamage and flood days (flood depth: FIRM)65 records, 1996 to 2026Flash Flood, 2004-08-30, $2,000,000 property; crops not reported (2004 dollars), 1 direct deathNo event record names a jurisdiction in the plan.Flood depth: see the FEMA Flood Insurance Rate Map. Storm Events damage is often $0 or blank for floods, major ones included; FEMA Public Assistance by declaration (B1-d) shows which floods cost the most.
Debris Flownone (count and damage only)0
Lightningannualized frequency (the measure FEMA's Local Mitigation Planning Handbook names)12 records, 1996 to 2025Lightning, 1996-06-24, $500,000 property; crops not reported (1996 dollars)No event record names a jurisdiction in the plan.Storm Events lists lightning with damage or casualties.
High Wind and Strong Wind (outside NRI's Strong Wind definition)wind speed (kt and mph)2 records, 2018 (2 zone-level)50 kt (58 mph); 2 with a recorded value50 kt (58 mph) measured gust, High Wind, 2018-03-02; NWS zone VAZ516Countywide (zone-level records).
Thunderstorm Windwind speed (kt and mph)300 records, 1956 to 202650 kt (58 mph) to 70 kt (81 mph) (median 50 kt (58 mph)); 225 with a recorded value70 kt (81 mph) estimated gust, Thunderstorm Wind, 2012-06-25Thunderstorm Wind, 2012-06-29, $420,000 property; $0 crops (2012 dollars)No event record names a jurisdiction in the plan.
TornadoEnhanced Fujita (Fujita before Feb 2007)11 records, 1956 to 2010F/EF0 to F/EF1 (median F/EF1); 11 with a recorded valueF1 tornado, 1989-06-16, 3 mi path length (whole path, pre-1996), 150 yd wide, $2,500,000 property; crops not recorded (1989 dollars)No event record names a jurisdiction in the plan.Before 1996 a tornado is listed once, under the county where it began, with its whole path's rating and length; from 1996 on, each county lists its own segment. Length is not used to rank tornadoes (see Methods).
Wildfireacres burned (local data)0
Winter Storm, Heavy Snow, Blizzard, Lake-Effect Snow, Winter Weather, Sleetnone in data (snowfall: local data)27 records, 2016 to 2025 (27 zone-level)Winter Storm, 2021-02-18, $30,000 property; $0 crops (2021 dollars); NWS zone VAZ516Countywide (zone-level records).

In event narratives only (local data needed): wind chill, temperature, heat index, ice thickness, acres burned and snow depth; any physical measure of debris flow and lightning.

Storm Events records are more complete after 1996; before 1996 only Tornado (from 1950), Hail and Thunderstorm Wind (from 1955) exist. Zone-level records from zones that no NWS zone-county file places in this county (mostly before 2020) are not counted here (the Methods page explains the zone matching).

Dollars are nominal (as reported), labeled with the year; not adjusted for inflation.

Supports FEMA checklist item B1-d: previous occurrences

Federal declarations for this county: 22 declarations covering 18 separate hazard incidents counted in this packet (declarations for the same incident count once; non-natural and evacuation-only declarations are not counted).

Federal disaster declarations for this county

Sources: 1, 2, 3

DeclaredIncident beganFEMA numberTypeTitleMapped hazardCounty Public Assistancefederal share obligated, nominal dollarsFlagsNotes
2026-01-232026-01-22EM-3631-VAEmergencySevere Winter StormWinter Weatherno Public Assistance recordednew since last plan; within last 5 years
2020-04-022020-01-20DR-4512-VAMajor disasterCOVID-19 PandemicNon-natural, not counted$6,452,195.67
2020-03-132020-01-20EM-3448-VAEmergencyCOVID-19Non-natural, not countedno Public Assistance recordedsame incident as DR-4512
2018-09-112018-09-13EM-3403-VAEmergencyHurricane FlorenceHurricaneno Public Assistance recorded
2016-03-072016-01-22DR-4262-VAMajor disasterSevere Winter Storm and SnowstormWinter Weather$1,240,481.52
2012-10-292012-10-26EM-3359-VAEmergencyHurricane SandyHurricaneno Public Assistance recorded
2011-09-032011-08-26DR-4024-VAMajor disasterHurricane IreneHurricane$3,853,562.22
2011-08-262011-08-26EM-3329-VAEmergencyHurricane IreneHurricaneno Public Assistance recordedsame incident as DR-4024
2005-09-122005-08-29EM-3240-VAEmergencyHurricane Katrina EvacuationHurricane: evacuation support, not a local hazard event; not counted$13,190.25
2004-09-032004-08-30DR-1544-VAMajor disasterSevere Storms, Flooding and Tornadoes Associated W Td GastonInland Flooding; Tornado$2,978,954.83
2003-09-182003-09-18DR-1491-VAMajor disasterHurricane IsabelHurricane$11,715,254.56
2000-02-282000-01-25DR-1318-VAMajor disasterSevere Winter StormsWinter Weather$700,237.23
1999-09-181999-09-13DR-1293-VAMajor disasterHurricane Floyd Major Disaster DeclarationsHurricanePA not declared for this county
1996-09-061996-09-05DR-1135-VAMajor disasterHurricane Fran and Associated Severe Storm CondHurricanePA not declared for this county
1996-01-131996-01-06DR-1086-VAMajor disasterBlizzard of 96 (Severe Snow Storm)Winter Weatherno Public Assistance recorded
1994-03-101994-02-08DR-1014-VAMajor disasterSevere Ice Storms, FloodingWinter Weather (primary); also designated: Inland Floodingno Public Assistance recorded
1993-03-251993-03-13EM-3112-VAEmergencySevere Winter StormWinter Weatherno Public Assistance recorded
1985-11-091985-11-09DR-755-VAMajor disasterSevere Storms & FloodingInland FloodingPA not declared for this county
1977-07-231977-07-23EM-3046-VAEmergencyDroughtDroughtno Public Assistance recorded
1977-01-261977-01-26DR-525-VAMajor disasterIce ConditionsCold WavePA not declared for this county
1972-06-231972-06-23DR-339-VAMajor disasterTropical Storm AgnesInland Flooding (primary); also designated: Hurricaneno Public Assistance recorded
1969-08-231969-08-23DR-274-VAMajor disasterSevere Storms & FloodingHurricane (primary); also designated: Inland Floodingno Public Assistance recorded

County Public Assistance: applicants the FEMA record places in this county, including any state agencies FEMA files there; statewide rows are listed on the state page; federal share obligated, nominal dollars.

Statewide declarations

Source: 2

DeclaredIncident beganFEMA numberTypeTitleMapped hazard
1963-03-211963-03-21DR-149-VAMajor disasterFloodsInland Flooding
1962-03-091962-03-09DR-123-VAMajor disasterSevere Storms, High Tides & FloodingInland Flooding (primary); also designated: Coastal Flooding
1957-02-011957-02-01DR-68-VAMajor disasterFloodsInland Flooding

FEMA recorded these with designated area Statewide and no county, so they are listed on every county page in the state and not counted with county rows. Local data needed: whether each one affected this county.

Previous occurrences by hazard, with explicit no-event rows

Sources: 2, 6, 7

HazardStorm Events records, all years on file(years in the Period column)Since plan approvalrecordsIn the 12 months before plan approvalrecordsLast 5 yearsrecordsDeclared incidents, all yearsseparate disastersDeclared since approvalseparate disastersPeriodStatement
Coastal Flooding0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Cold Wave2000101996 to 2026-06-30Includes 2 Frost/Freeze records.
Drought0000101996 to 2026-06-30No Storm Events records of this type; 1 federal declared incident (see declarations table)
Earthquake000000Storm Events does not record earthquakes; the USGS earthquake catalog is the source.
Hail10517017001955 to 2026-06-30
Heat Wave1101001996 to 2026-06-30
Hurricane0000801996 to 2026-06-30No Storm Events records of this type; 8 federal declared incidents (see declarations table)
Ice Storm1000001996 to 2026-06-30
Inland Flooding6524424501996 to 2026-06-30
Landslide0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Lightning12101001996 to 2026-06-30
Strong Wind30265671001955 to 2026-06-30Includes 2 High Wind records.
Tornado11000101950 to 2026-06-30
Wildfire0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Winter Weather27437611996 to 2026-06-30

Notable Storm Events records

Sources: 1, 6, 7

DateEvent typeMagnitude or extentDamagenominal dollarsDeaths, injuriesdirect onlyLocationFlagsWhy listed
2025-06-23Excessive Heat$0 property; $0 crops (zone total, 2025 dollars)0, 0NWS zone VAZ516 (EASTERN HENRICO), zone-levelnew since last plan; within last 5 yearsB1-c worst recorded: Excessive Heat, Heat
2024-08-18Thunderstorm Wind50 kt (58 mph) estimated gust$3,000 property; $1,000 crops (2024 dollars)1, 0QUIOCCASINnew since last plan; within last 5 yearsdeaths or injuries recorded
2024-05-26Hail2.4 indamage not reported0, 0LEWIS GARDENSnew since last plan; within last 5 yearsB1-c worst recorded: Hail
2021-02-18Winter Storm$30,000 property; $0 crops (zone total, 2021 dollars)0, 0NWS zone VAZ516 (EASTERN HENRICO), zone-levelB1-c worst recorded: Winter Storm, Heavy Snow, Blizzard, Lake-Effect Snow, Winter Weather, Sleet
2021-02-13Ice Storm$50,000 property; $0 crops (zone total, 2021 dollars)0, 0NWS zone VAZ516 (EASTERN HENRICO), zone-levelB1-c worst recorded: Ice Storm
2018-03-02High Wind50 kt (58 mph) measured gust$25,000 property; $0 crops (zone total, 2018 dollars)0, 0NWS zone VAZ516 (EASTERN HENRICO), zone-levelB1-c worst recorded: High Wind and Strong Wind
2017-05-05Thunderstorm Wind50 kt (58 mph) estimated gust$10,000 property; $0 crops (2017 dollars)1, 0HIGHLAND SPGSdeaths or injuries recorded
2012-06-25Thunderstorm Wind70 kt (81 mph) estimated gust$10,000 property; $0 crops (2012 dollars)0, 0WEST END MANORB1-c worst recorded: Thunderstorm Wind
2004-08-30Flash Flood$2,000,000 property; crops not reported (2004 dollars)1, 0COUNTYWIDEB1-c worst recorded: Flash Flood, Flood, Lakeshore Flood
1996-09-08Flood$5,000 property; crops not reported (1996 dollars)1, 1EAST HIGHLAND PARKdeaths or injuries recorded
1996-06-24Lightning$500,000 property; crops not reported (1996 dollars)0, 0GLEN ALLENB1-c worst recorded: Lightning
1989-06-16TornadoF1, 3 mi path length (whole path, pre-1996), 150 yd wide$2,500,000 property; crops not recorded (1989 dollars)0, 0location not recordedB1-c worst recorded: Tornado

The full list is in the Excel file, sheet "B1-d Storm Events history" (526 rows).

Location is the place NOAA recorded, as written in its data; it need not be a jurisdiction in this plan.

Local data needed: state-declared emergencies, from your state emergency management agency (federal data do not include them).

Tribal and special-area declarations in this state are listed on the state page.

Supports FEMA checklist item B1-e: probability of future events

Probability: FEMA annualized frequency and descriptor per hazard

Sources: 5, 6

HazardFEMA annualized frequency (modeled)unit per rowUnitIn plain termsDescriptorDescriptor basisNRI events or days in its record period (hail, wind and tornado are area-weighted, so can be fractional)NRI periodLocationNote
Coastal Flooding3.69events per year at a location (modeled)about 3.7 per year at a given location in the countyHighly likelyFEMA annualized frequency (modeled)not shownmodeledsee B1-fDescriptor from NRI: the rate at a location is 1 or more a year, so the county rate is at least that.
Cold Wave0.57event-days per yearabout 0.57 days per yearStorm Events event-days in 0 of 30 years, 1996 to 2025 (0%)10.82005-11-12 to 2024-11-12 (19 years)countywideNo Storm Events cold wave record, 1996 to 2025.
Drought5.17event-days per yearabout 5.17 days per yearStorm Events event-days in 0 of 30 years, 1996 to 2025 (0%)1542000 to 2025 (25.25 years; D3 and D4 only)countywideNo Storm Events drought record, 1996 to 2025
Earthquake0.00247annual probability at a locationchance a given location in the county has at least minor-damage shaking in a year: 0.247%not shownmodeledsee B1-fNo descriptor (Storm Events does not record earthquakes).
Hail2.36events per yearabout 2.36 per yearHighly likelyFEMA annualized frequency (modeled)89.8 (modeled)1986 to 2023 (38 years)countywide
Heat Wave5.28event-days per yearabout 5.28 days per yearPossibleStorm Events event-days in 1 of 30 years, 1996 to 2025 (3.33%)81.32005-11-12 to 2024-11-12 (19 years)countywide
Hurricane0.13events per yearabout 1 in 8 yearsLikelyFEMA annualized frequency (modeled)421851 to 2024 (Atlantic)see B1-fNRI counts hurricane and tropical storm tracks passing within storm-force wind range; federal declarations are in B1-d.
Ice Storm1.24event-days per yearabout 1.24 days per yearPossibleStorm Events event-days in 1 of 30 years, 1996 to 2025 (3.33%)841946-12-31 to 2014-02-12 (67 years)countywide
Inland Flooding0.964event-days per yearabout 0.964 days per yearLikelyStorm Events event-days in 16 of 30 years, 1996 to 2025 (53.3%)271996 to 2023 (28 years)see B1-f
Landslide0.0949events per year (modeled)about 1 in 11 yearsPossibleFEMA annualized frequency (modeled)not shownmodeledsee B1-f
Lightning43.4days per year with a strikeabout 43.4 days per yearHighly likelyFEMA annualized frequency (modeled)not shown1995 to 2023 (29 years; CONUS)countywide
Strong Wind1.73events per yearabout 1.73 per yearHighly likelyFEMA annualized frequency (modeled)651986 to 2023 (38 years)countywide
Tornado0.143events per yearabout 1 in 7 yearsLikelyFEMA annualized frequency (modeled)not shown1950 to 2023 (EF2+); 1986 to 2023 (EF0-1)see B1-f
Wildfire0.000052annual probability at a locationchance a given location in the county burns in a year: 0.0052%Storm Events records in 0 of 30 years, 1996 to 2025 (0%)not shownmodeledsee B1-fNo descriptor: no Storm Events record 1996 to 2025
Winter Weather5.08event-days per yearabout 5.08 days per yearLikelyStorm Events event-days in 8 of 30 years, 1996 to 2025 (26.7%)96.22005-11-12 to 2024-11-12 (19 years)countywide

FEMA annualized frequency (modeled) is the National Risk Index v1.20 (December 2025) estimate of how often a hazard affects this county in a year; it is not recorded events divided by years, and its unit differs by hazard (events, event-days, or days with a lightning strike per year). For earthquake, wildfire, coastal flooding and tsunami the value is the chance (or number of events) at a location in the county, not across the county, so no "1 in N years" is given and the descriptor comes from Storm Events where it has a record (none for earthquake). The Methods page gives each hazard's method, from FEMA's National Risk Index Technical Documentation v1.20.

Where NRI gives event-days, the descriptor comes from the share of years with a Storm Events record; NRI's source records more events, so the two differ.

Descriptor scale used in this packet (defined per unit)

Sources: 5, 6

UnitDescriptorDefinition
events per yearHighly likely1 or more per year
events per yearLikelyabout once in 1 to 10 years
events per yearPossibleabout once in 10 to 100 years
events per yearUnlikelyless than once in 100 years
annual probabilityLikely10% to under 100% chance in a given year
annual probabilityPossible1% to under 10% chance in a given year
annual probabilityUnlikelyunder 1% chance in a given year
event-days (share of years)Highly likelyevent-days recorded in 90% or more of years
event-days (share of years)Likelyevent-days recorded in 10% to under 90% of years
event-days (share of years)Possibleevent-days recorded in some years but under 10% of years
lightning strike-daysHighly likelycloud-to-ground strikes on 1 or more days per year

Intensity bands: historical frequency (Storm Events)

Source: 6

HazardBandYearsEventscounty-coded recordsYears in periodEvents per yearevents / years
Hail1.00-1.99 in1996 to 202562302.07
Hail2.00 in+1996 to 20254300.133
Thunderstorm Wind (counted as NRI Strong Wind)50-64 kt1996 to 2025208306.93
Thunderstorm Wind (counted as NRI Strong Wind)65 kt+1996 to 20251300.0333
Thunderstorm Wind (counted as NRI Strong Wind)unmeasured or below 50 kt1996 to 202521300.7
TornadoEF0-11996 to 20257300.233
TornadoEF2-31996 to 20250300
TornadoEF4-51996 to 20250300
Tornadounrated (EFU)1996 to 20250300

The bands show how often events of each severity were recorded in this county, to profile how severe events have been (FEMA's probability item asks for the range of intensities).

Hail smaller than 1 inch is not counted: on 2010-01-05 the National Weather Service raised its severe-hail threshold from 3/4 inch to 1 inch, so smaller reports became less common after 2009 (NWS Service Change Notice 09-52). NRI hail frequency uses a 0.75 inch threshold.

Optional: future conditions. Not a required item in the 2025 FEMA Local Mitigation Planning Policy Guide; some states ask for it. The federal Climate Mapping for Resilience and Adaptation (CMRA) site gives county exposure to future climate conditions (https://resilience.climate.gov/).

Supports FEMA checklist item B1-f: hazards that vary across jurisdictions

Range of census tract risk within the county

Source: 5

HazardTractsrated of allNRI risk score, 0 to 100Tracts by rating
MinMedianMax
Coastal Flooding2 of 8583.783.783.7Relatively Low 2, No Rating 83
Cold Wave85 of 8515.916.417.8Very Low 85
Drought41 of 8570.380.198.1Relatively High 2, Relatively Moderate 2, Relatively Low 25, Very Low 12, No Rating 44
Earthquake85 of 8552.173.388.7Relatively High 1, Relatively Moderate 20, Relatively Low 64
Hail85 of 8513.536.855.8Relatively Low 39, Very Low 46
Heat Wave85 of 851.545.471.8Relatively Moderate 11, Relatively Low 72, Very Low 2
Hurricane85 of 8548.358.779.2Relatively Moderate 1, Relatively Low 83, Very Low 1
Ice Storm85 of 8523.257.290.1Relatively Moderate 18, Relatively Low 65, Very Low 2
Inland Flooding85 of 850.819.368.4Relatively Moderate 11, Relatively Low 44, Very Low 30
Landslide85 of 8518.355.890.9Relatively Low 6, Very Low 79
Lightning85 of 850.857.182.5Relatively High 1, Relatively Moderate 59, Relatively Low 24, Very Low 1
Strong Wind85 of 8511.350.676.5Relatively Moderate 31, Relatively Low 53, Very Low 1
Tornado85 of 8517.945.466.9Relatively Moderate 12, Relatively Low 71, Very Low 2
Wildfire85 of 8520.941.176.0Relatively Low 4, Very Low 81
Winter Weather85 of 8515.866.083.2Relatively High 2, Relatively Moderate 77, Relatively Low 5, Very Low 1

Drought: Agriculture is all of NRI's expected annual loss for this hazard in the county, so the tract range mostly reflects where crop and livestock value is.

Rated tracts only: No Rating (score 0.0), Not Applicable and Insufficient Data tracts are counted but not used for the minimum, median and maximum.

The score ranks a tract against all U.S. tracts (100 = highest). The rating is FEMA's category for the tract's risk value, computed differently, so the two can disagree.

Frequency data for cold wave, drought, hail, heat wave, ice storm, lightning, strong wind and winter weather are county-wide or coarse (49 km grid or NWS zone), the same for every jurisdiction; the tract range mostly reflects where buildings and people are (crop and livestock value where a line above names agriculture).

Each jurisdiction (starting figures from federal data)

Sources: 1, 3, 4, 6

JurisdictionTypePlan statusRepetitive lossFMA RL and SRL (44 CFR 77.2); repeat-flood, any definitionPublic Assistance to this jurisdictionFEMA records matched by applicant name; federal share obligated, nominal dollarsEvent records naming this placeall years; since its planNotes
Henrico CountyCountyApproved, expires 2027-08-07FMA RL 1, SRL 5; any 24$25,565,467.660 total; 0 since its planIncludes $5,076,977.30 for declarations not counted as hazard incidents (DR-4512-VA, EM-3240-VA).

Repetitive-loss counts are for whole NFIP communities, which can extend beyond this county (see the note in B2-c).

County Public Assistance in B1-d also includes applicants filed under the county that are not jurisdictions in this plan (for example state agencies, special districts and nonprofits), so the jurisdiction rows add up to less.

Supports FEMA checklist items B2-a and B2-b: vulnerability and potential impacts

Local data needed

The table below gives county-level starting figures; the plan describes impacts for each jurisdiction and its own assets.

  • Critical facilities and lifelines per hazard
  • A problem statement per jurisdiction per hazard
  • Changes in development in hazard-prone areas since the last approval, or a statement of none (E1-a)
  • Future assets

County-level starter: exposure, expected annual loss and damage since the plan

Sources: 1, 2, 3, 5, 6, 7

HazardBuilding exposuremodeled dollarsAgriculture exposuremodeled dollarsPopulation exposedpeopleEAL buildingsmodeled dollars per yearEAL agriculturemodeled dollars per yearCost of expected deaths and injuriesFEMA's dollar value per year, not property damageEAL as % of exposurebuildings; agriculture where notedStorm Events damage since 2022-08-08county-coded records, property plus crops, nominal dollarsZone-level damage since planproperty plus crops, reported for the zonePublic Assistance since plannominal dollars; see noteNote
Coastal Flooding$865,827,101n/a4,930$9,769n/a$780.00113%
Cold Wave$63,206,793,731$9,381,790334,329$26,858$1,012$35,595under 0.0001%
Droughtn/a$8,456,246n/an/a$926,046n/a11% (agriculture)NRI has no building exposure for this hazard; agriculture shown
Earthquake$112,120,613,785n/a334,389$8,111,991n/a$3,070,7230.00724%
Hail$63,206,793,731$9,381,790334,329$130,384$10,746$185,6310.000206%$3,540
Heat Wave$63,206,793,731$9,381,790334,329$228$8$2,937,564under 0.0001%$0
Hurricane$63,205,537,892$9,381,790334,313$2,579,570$59,195$113,9580.00408%
Ice Storm$63,164,372,061n/a334,095$606,090n/a$53,5540.00096%
Inland Flooding$63,152,140,518$490,5112,871$29,576,320$4,716$1,189,351n/a (see note)$20,000NRI counts the full building value of any census block with some flood loss; this is not the value of buildings in the floodplain. Use local FIRM overlays for B2-a/B2-b.
Landslide$562,850,302n/a2,499$2,915n/a$150.000518%
Lightning$63,206,793,731n/a334,329$65,626n/a$1,213,9850.000104%$1,000
Strong Wind$63,206,793,731$9,381,790334,329$446,216$200$1,186,9700.000706%$346,750
Tornado$63,206,793,731$9,381,790334,329$1,987,617$169$2,785,4680.00314%
Wildfire$9,158,310,623$1,469,99858,386$18,661$2$2,7600.000204%
Winter Weather$63,206,793,731$9,381,790334,329$19,102$3$416,784under 0.0001%$11,500no Public Assistance recorded (1 declaration)

Totals since 2022-08-08 (Storm Events through 2026-06-30): 107 county-coded records, 104 with a damage value recorded (including $0), $371,290; 5 zone-level records, 5 with a damage value recorded (including $0), $11,500 reported for the zone; Public Assistance: none recorded on the 1 counted declaration.

FEMA does not split Public Assistance by hazard. A declaration mapped to several hazards is listed under each of them with its full amount, so the per-hazard column does not add up to the total; the unit total counts each declaration once.

NRI computes earthquake exposure on its own basis, so it exceeds the county building value in B2-a.

Supports FEMA checklist item B2-a: vulnerability (county context)

County context

Source: 5

MeasureValue
Population334,329
Building value (total, not at risk)$63,206,793,731
Agriculture value (total, not at risk)$9,381,790
NRI risk rating (all hazards)Relatively Moderate
Expected annual loss, buildings and agriculture, all hazards$44,583,445
Expected annual loss, population equivalence, all hazards (NRI values each statistical life at $13.7M; a modeled value of expected deaths and injuries, not property damage)$13,192,437
Social vulnerability ratingRelatively Low
Community resilience ratingRelatively High
NRI versionDecember 2025

FEMA's all-hazard expected annual loss adds buildings, agriculture and population equivalence; this table gives the property part and the population-equivalence part as separate rows.

Social vulnerability: higher means people are more likely to be harmed and slower to recover. Community resilience: lower means the community is less able to recover. High social vulnerability and low resilience both raise the NRI risk rating.

Supports FEMA checklist item B2-c: repetitive loss properties

Repetitive loss in this county, both definitions

Sources: 1, 4

DefinitionPropertiesSevere repetitive lossProperties
Repetitive loss, FMA definition (44 CFR 77.2)1Severe repetitive loss, FMA definition (44 CFR 77.2)5
Repetitive loss, NFIP insurance definition24Severe repetitive loss, NFIP insurance definition5

The state NFIP coordinator's list, the source FEMA's Handbook names, often uses the NFIP insurance definition (second row).

Repeat-flood properties: county and state-level rows

Sources: 1, 4

ScopeRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
County total152452406
of which: Henrico County (unincorporated area)152452406
Statewide, no county in FEMA's file0040400

The statewide row counts properties FEMA's file gives with no county in this state; they are listed for reference and are not in this county's counts.

Repeat-flood properties by jurisdiction in the plan (NFIP community)

Sources: 1, 4

JurisdictionNFIP community IDRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
Henrico County510077152452406

Counts by occupancy group for each jurisdiction are in the Excel file, sheet "B2-c Jurisdictions".

Jurisdiction rows are whole NFIP communities and need not add up to the county total: a community that extends into another county is counted in full on each jurisdiction row, while the county table counts only its part in this county.

County repeat-flood properties by occupancy group

Sources: 1, 4

Occupancy groupRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
single-family residential152152106
2 to 4 unit residential0010100
other residential0000000
non-residential0020200
not reported0000000

FEMA's occupancy groups have no institutional class; institutional properties are counted in non-residential or other residential in the table by occupancy group.

FMA RL and FMA SRL are the Flood Mitigation Assistance definitions (44 CFR 77.2), the ones the FEMA Local Mitigation Planning Policy Guide cites. NFIP repetitive loss (the FEMA insurance definition) is 2 or more claims over $1,000 in 10 years, and a property can leave that group once it is mitigated. Also shown: NFIP severe repetitive loss, any category, mitigated and currently insured. The Methods page gives the OpenFEMA field details.

Counts are aggregates of FEMA's public NFIP Multiple Loss Properties file (FEMA's data date 2026-08-02; file version 2026-08-04). No property is identified. County assignment is FEMA's geocode.

In this county 0 properties are FMA repetitive loss but not NFIP repetitive loss, and 23 properties are NFIP repetitive loss but not FMA repetitive loss.

Exact counts; no count suppression.

Sources

Tables cite these sources by number. The full list, for the plan's bibliography (FEMA review item A4-a):

  1. FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-29T134039Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)
  2. FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-29T162832Z, pulled 2026-09-30, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)
  3. FEMA, OpenFEMA PublicAssistanceFundedProjectsSummaries v1, version 2026-09-29T150754Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/PublicAssistanceFundedProjectsSummaries (API)
  4. FEMA, OpenFEMA NfipMultipleLossProperties v1, version 2026-08-04T164045Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/NfipMultipleLossProperties (API)
  5. FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-30, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)
  6. NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-30, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/
  7. NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-30, https://www.weather.gov/gis/ZoneCounty
  8. U.S. Census Bureau, Census 2024 Gazetteer, 2020 place by county, CT county-to-cousub crosswalk, version 2024-gazetteer, pulled 2026-09-30, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_counties_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_cousubs_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_place_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_unsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_elsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_scsd_national.zip, https://www2.census.gov/geo/docs/reference/codes2020/national_place_by_county2020.txt, https://www2.census.gov/geo/docs/reference/ct_change/ct_cou_to_cousub_crosswalk.xlsx (used to match place names and codes; no table prints its values)

What this packet is and what the plan adds

This packet is the federal data for the plan's risk assessment (the summary on page 1 says how it is organized); the plan and FEMA's review decide whether each item is met.

The plan adds what only the community has: local data on assets, critical facilities, development and each jurisdiction's impacts; local hazard history, including state-declared emergencies; the mitigation strategy; and adoption.

How the federal data are built: National Risk Index values are FEMA's model, not counts of events. Storm Events is more complete from 1996; zone-level records are placed by forecast zone, not by location in the county. Public Assistance for a jurisdiction is matched by applicant name. The Methods page gives every rule and the known edge cases.

OpenFEMA disclaimer

This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Reuse, citation and corrections

Reuse and citation: Hazard Plain text and tables are licensed under Creative Commons Attribution 4.0 International (CC BY 4.0, https://creativecommons.org/licenses/by/4.0/); credit Hazard Plain and the release. The underlying federal data are public domain; OpenFEMA data are also subject to the OpenFEMA terms and conditions.

Cite this: Hazard Plain (2026). Henrico County, VA: risk-assessment baseline packet, release 2026-10 (data as of 2026-09-30; County FIPS 51087). Automated baseline. https://hazardplain.org/va/51087/ Built from FEMA OpenFEMA, the FEMA National Risk Index and NOAA NCEI Storm Events; source versions in the packet's Sources list.

Corrections: to report an error, name the packet, the table and what your records show. Contact: [email protected]