Hazard Plain Preview: automated baseline

Smith County, TX

Risk-assessment baseline packet

Unit
County area 48423
Release
2026-10
As of
2026-09-28
Storm Events data through
2026-06-30

Hazard Plain is an independent product built from public federal data. It is not a FEMA document and is not reviewed or endorsed by FEMA or any state agency.

A starting point for the plan's risk assessment (FEMA Local Mitigation Plan Review Tool, Element B). It does not replace local data or FEMA review. Section headings say which FEMA review item each table supports; whether an item is satisfied is decided by the plan and its reviewers.

Hazard Plain release 2026-10, as of 2026-09-28. Independent product; not a FEMA document.

Plan clock

Status
Approved, expires 2031-07-13
Plan
Smith County (FEMA plan 111578)
Approved
2026-07-14
Expires
2031-07-13
As of
2026-09-28
Days
1,749 days to expiry

What changed since your last plan (approved 2026-07-14)

New federal declarations
none (0 declaration rows; 0 counted incidents)
Storm Events records since approval
not yet covered: Storm Events data run through 2026-06-30, before the approval date, so there is no period to count yet
Repetitive loss now
FMA RL 1, SRL 3 (44 CFR 77.2); any definition: 34
Repeat-flood change
First release: no prior release to compare.

Sources

FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-26T121003Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)

FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-27T010817Z, pulled 2026-09-28, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

FEMA, OpenFEMA NfipMultipleLossProperties v1, version 2026-08-04T164045Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/NfipMultipleLossProperties (API)

Plan status for every jurisdiction listed in this county: 15 rows, in the section "Plan clock: Plan status for every jurisdiction listed in this county" after these cover pages.

State plan status and tribal plans in this state: see the state page.

Plan clock

Plan status for every jurisdiction listed in this county

JurisdictionTypeStatusPlanApprovedExpiresDays to expirynegative = days since expiryUpdate underwayNotes
Smith CountyCountyApproved, expires 2031-07-13Smith County (FEMA plan 111578)2026-07-142031-07-131,749
Arp cityCityApproved, expires 2031-07-13Smith County (FEMA plan 111578)2026-07-142031-07-131,749
Bullard townTownApproved, expires 2031-07-13Smith County (FEMA plan 111578)2026-07-142031-07-131,749
Hideaway cityCityApproved, expires 2031-07-13Smith County (FEMA plan 111578)2026-07-142031-07-131,749
Lindale cityCityApproved, expires 2031-07-13Smith County (FEMA plan 111578)2026-07-142031-07-131,749
New Chapel Hill cityCityApproved, expires 2031-07-13Smith County (FEMA plan 111578)2026-07-142031-07-131,749
Noonday cityCityApproved, expires 2031-07-13Smith County (FEMA plan 111578)2026-07-142031-07-131,749
Overton cityCityApproved, expires 2026-11-16Rusk County (FEMA plan 104882)2021-11-172026-11-1649
Troup cityCityApproved, expires 2031-07-13Smith County (FEMA plan 111578)2026-07-142031-07-131,749
Tyler cityCityApproved, expires 2031-07-13Smith County (FEMA plan 111578)2026-07-142031-07-131,749
Whitehouse cityCityApproved, expires 2031-07-13Smith County (FEMA plan 111578)2026-07-142031-07-131,749
Winona townTownApproved, expires 2031-07-13Smith County (FEMA plan 111578)2026-07-142031-07-131,749
Tyler Independent School DistrictSchool/School DistrictApproved, expires 2031-07-13Smith County (FEMA plan 111578)2026-07-142031-07-131,749
Emergencies Services District No. 2Special DistrictApproved, expires 2031-07-13Smith County (FEMA plan 111578)2026-07-142031-07-131,749
Emergency Services District No. 1Special DistrictApproved, expires 2031-07-13Smith County (FEMA plan 111578)2026-07-142031-07-131,749

Source

FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-26T121003Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)

Supports B1-a: hazards

Hazards NRI does not cover: check locally

  • dam failure (incl. upstream dams)
  • levee failure
  • flash flood as its own subtype
  • ice jams
  • debris flows
  • erosion (riverine and coastal)
  • land subsidence and sinkholes
  • expansive soils

The 18 National Risk Index hazards, ranked by expected annual loss (EAL)

Rank by EALHazardNRI risk ratingEAL ratingEAL buildingsmodeled dollars per yearEAL agriculturemodeled dollars per yearEAL population equivalencestatistical value of life and injury, $13.7M per life, not property damageEAL total (see note)modeled dollars per yearStorm Events records since 1996countEvidence for an omissionNRI Not Applicable, no declaration and no Storm Events record since 1996Storm Events coverage note
1Inland FloodingRelatively ModerateRelatively Moderate$20,978,903$90,778$313,522$21,383,203168
2Cold WaveRelatively HighRelatively High$64,574$45,248$7,132,432$7,242,2556
3Heat WaveRelatively ModerateRelatively Moderate$1,271$352$6,489,930$6,491,55382
4Strong WindRelatively HighRelatively High$137,549$28,611$1,676,260$1,842,420331Includes 2 High Wind records and 6 Strong Wind records, event types the NRI definition of this hazard leaves out.
5LightningRelatively HighRelatively High$49,957$1,483,315$1,533,27324
6HailRelatively ModerateRelatively Moderate$929,299$1,044$66,093$996,435299
7TornadoRelatively LowRelatively Low$470,435$1,466$458,361$930,26228
8HurricaneRelatively LowRelatively Low$752,044$34,397$45,863$832,3041
9EarthquakeRelatively LowRelatively Low$481,616$155,546$637,162Not in Storm Events. Storm Events coverage of this hazard is limited; absence is not evidence of low risk.
10Ice StormRelatively HighRelatively High$274,120$330,733$604,8546
11WildfireRelatively LowRelatively Low$269,472$428$76,009$345,9093
12Winter WeatherRelatively HighRelatively High$230,223$282$51,278$281,78332
13LandslideRelatively LowVery Low$7,262$56$7,3190No recorded events in Storm Events since 1996 (data through 2026-06-30). Storm Events coverage of this hazard is limited; absence is not evidence of low risk.
14DroughtNo RatingNo Expected Annual Losses$0$052
AvalancheNot ApplicableNot Applicable0NRI rates avalanche Not Applicable for this county, and no federal declaration for this county names it.No recorded events in Storm Events since 1996 (data through 2026-06-30).
Coastal FloodingNot ApplicableNot Applicable0NRI rates coastal flooding Not Applicable for this county, and no federal declaration for this county names it.No recorded events in Storm Events since 1996 (data through 2026-06-30).
TsunamiNot ApplicableNot Applicable0NRI rates tsunami Not Applicable for this county, and no federal declaration for this county names it.No recorded events in Storm Events since 1996 (data through 2026-06-30). Storm Events coverage of this hazard is limited; absence is not evidence of low risk.
Volcanic ActivityNot ApplicableNot Applicable0NRI rates volcanic activity Not Applicable for this county, and no federal declaration for this county names it.No recorded events in Storm Events since 1996 (data through 2026-06-30). Storm Events coverage of this hazard is limited; absence is not evidence of low risk.

Total = buildings + agriculture + population equivalence; FEMA values each expected death (or 10 injuries) at $13.7 million (2024 dollars).

Sources

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

Check your state hazard mitigation plan's hazard list for this county; explain any hazard you drop.

Supports B1-b: location

Where each hazard occurs

HazardLocationCensus tracts ratedrated of all tracts
AvalancheCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.0 of 56
Coastal FloodingCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.0 of 56
Cold WaveAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.56 of 56
DroughtAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.0 of 56
EarthquakeCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.56 of 56
HailAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.56 of 56
Heat WaveAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.56 of 56
HurricaneCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.56 of 56
Ice StormAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.56 of 56
Inland FloodingThe FEMA Flood Insurance Rate Map (FIRM) is the required location source for flooding. See the FEMA Flood Map Service Center (https://msc.fema.gov) for this county.56 of 56
LandslideCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.56 of 56
LightningAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.56 of 56
Strong WindAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.56 of 56
TornadoCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.56 of 56
TsunamiCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.0 of 56
Volcanic ActivityCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.0 of 56
WildfireCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.48 of 56
Winter WeatherAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.56 of 56

Source

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

Supports B1-c: extent

Extent: scale, observed range and worst recorded event per hazard

HazardScaleRecordscount, yearsObserved rangeWorst recorded eventMost damaging (when different)How it applies to membersNote
Avalanchenone (count and damage)0Physical measure: in event narratives only; local data required.
Coastal Flood, Storm Surge/Tidenone in data (FIRM for depth)0Flood depth: see the FEMA Flood Insurance Rate Map.
Cold/Wind Chill, Extreme Cold/Wind Chillwind chill6, 2010 to 2026 (6 zone-level)2 days to 4 days (median 3 days); 6 with a recorded value4 consecutive days, 2026-01-24 to 2026-01-27, zone-levelCold/Wind Chill, 2010-01-07, $300,000 property; $0 crops, reported for the zone (2010 dollars)Zone-level records: applies countywide; national data do not locate these events within the county.Wind chill: in event narratives only; local data required.
Frost/Freeze (outside NRI Cold Wave definition)crop damage0Temperature: in event narratives only; local data required.
DroughtUS Drought Monitor D-scale52, 1996 to 2026 (52 zone-level)7 days to 476 days (median 35 days); 19 with a recorded value476 days (about 15.6 months), 2010-12-01 to 2012-03-20, a run of 16 consecutive Storm Events drought records, zone-levelZone-level records: applies countywide; national data do not locate these events within the county.Storm Events enters a drought at D2 or worse east of the Rockies and D3 or worse from the Rockies west (NWS Instruction 10-1605); NRI drought counts D3 and D4 only.
EarthquakeModified Mercalli (local data)0No Storm Events record; local data required (e.g., USGS).
Hailhail size (inches)370, 1955 to 20260.5 in to 4.25 in (median 1 in); 369 with a recorded value4.25 in hail, 2008-02-05Hail, 1999-01-21, $150,000 property; crops not reported (1999 dollars)Event records naming member places: Tyler city (85 records), Lindale city (40 records), Whitehouse city (17 records), Noonday city (16 records), Bullard town (14 records), Troup city (10 records), Winona town (7 records), Arp city (4 records).
Excessive Heat, Heatheat index (narratives)82, 2002 to 2025 (82 zone-level)1 day to 94 days (median 4 days); 53 with a recorded value94 days, 2011-06-01 to 2011-09-02, from 4 records, 3 of them monthly summaries (a monthly summary record covers most or all of a month; it does not count days at wave conditions), zone-levelZone-level records: applies countywide; national data do not locate these events within the county.Heat index: in event narratives only; local data required.
Hurricane, Tropical Storm, Tropical DepressionSaffir-Simpson1, 2008 to 2008 (1 zone-level)Strongest recorded (records with damage, a wind speed or direct casualties first, then storm type, category and wind): Tropical Storm record, 2008-09-13, $2,000,000 property; $0 crops, reported for the zone (2008 dollars), 2 direct injuries (reported for the zone); NWS zone TXZ136 (SMITH), zone-level: may include parts of neighboring countiesZone-level records: applies countywide; national data do not locate these events within the county.Storm Events files every zone of a storm's episode under the storm's event type and category, so a Hurricane (Typhoon) record, especially an inland or remnant one, does not by itself mean hurricane-force winds here; read the damage and wind columns.
Ice StormSperry-Piltz (local data)6, 1997 to 2007 (6 zone-level)Ice Storm, 2007-01-15, $30,000 property; $0 crops, reported for the zone (2007 dollars); NWS zone TXZ136 (SMITH), zone-level: may include parts of neighboring countiesZone-level records: applies countywide; national data do not locate these events within the county.Ice thickness: in event narratives only; local data required.
Flash Flood, Flood, Lakeshore Flooddamage and flood days (FIRM for depth)168, 1997 to 2026 (3 zone-level)Flash Flood, 2010-06-10, $100,000 property; $0 crops (2010 dollars)Event records naming member places: Lindale city (28 records), Tyler city (26 records), Whitehouse city (11 records), Noonday city (9 records), Troup city (8 records), Arp city (4 records), Bullard town (4 records), Winona town (2 records). Zone-level records (3) apply countywide.Flood depth: see the FEMA Flood Insurance Rate Map. Storm Events damage can be $0 or blank even for a major flood, so the worst record here may not be the worst flood; compare FEMA Public Assistance by declaration in B1-d.
Debris Flownone (count and damage)0Physical measure: in event narratives only; local data required.
Lightningannualized frequency (the measure FEMA's Local Mitigation Planning Handbook names)24, 1996 to 2022Lightning, 2014-06-09, $100,000 property; $0 crops (2014 dollars)Event records naming member places: Tyler city (9 records), Lindale city (4 records), Arp city (1 record), Noonday city (1 record).Storm Events lists lightning with damage or casualties; physical measure in event narratives only; local data required.
High Wind and Strong Wind (outside NRI Strong Wind definition)wind speed (kt and mph)8, 1998 to 2021 (8 zone-level)42 kt (48 mph) to 70 kt (81 mph) (median 44.5 kt (51 mph)); 8 with a recorded value70 kt (81 mph), measurement type not recorded, High Wind, 1998-02-10; same speed and measurement basis also recorded on 1998-02-10; NWS zone TXZ136 (SMITH), zone-level: may include parts of neighboring countiesHigh Wind, 1998-02-10, $100,000 property; crops not reported, reported for the zone (1998 dollars)Zone-level records: applies countywide; national data do not locate these events within the county.
Thunderstorm Windwind speed (kt and mph)415, 1955 to 202645 kt (52 mph) to 87 kt (100 mph) (median 54 kt (62 mph)); 347 with a recorded value87 kt (100 mph) estimated gust, Thunderstorm Wind, 2022-04-12; same speed and measurement basis also recorded on 2022-04-05Thunderstorm Wind, 2007-04-03, $500,000 property; $0 crops (2007 dollars)Event records naming member places: Tyler city (108 records), Lindale city (36 records), Whitehouse city (26 records), Troup city (12 records), Winona town (11 records), Arp city (7 records), Bullard town (7 records), Noonday city (4 records), Overton city (3 records).
TornadoEnhanced Fujita (F before Feb 2007)75, 1950 to 2026F/EF0 to F/EF3 (median F/EF1); 73 with a recorded valueF3 tornado, 1987-11-15, 12 mi path length (records before 1996 may include the whole path; rating and listing come from the county where the tornado began), 500 yd wide, $25,000,000 property; crops not recorded (1987 dollars), 2 direct deaths, 6 direct injuriesEvent records naming member places: Lindale city (6 records), Tyler city (4 records), Bullard town (2 records), Winona town (2 records), Arp city (1 record), Noonday city (1 record), Overton city (1 record).From 1996 on, tornado records are per-county segments and length is the path length within this county (NWS Instruction 10-1605); records before 1996 may give the whole path length, including the path outside this county, and before 1996 a tornado is listed once, under the county where it began, with the whole path's rating; counties farther along the path may not list it. Length is not used to rank tornadoes.
Tsunaminone (count and damage)0Physical measure: in event narratives only; local data required.
Volcanic Ash, Volcanic AshfallVolcanic Explosivity Index (local data)0Physical measure: in event narratives only; local data required.
Wildfireacres burned (local data)3, 2011 to 2013 (3 zone-level)Wildfire, 2013-09-08, $400,000 property; $0 crops, reported for the zone (2013 dollars); NWS zone TXZ136 (SMITH), zone-level: may include parts of neighboring countiesZone-level records: applies countywide; national data do not locate these events within the county.Acres burned: in event narratives only; local data required.
Winter Storm, Heavy Snow, Blizzard, Lake-Effect Snow, Winter Weather, Sleetnone in data (snowfall local)32, 1996 to 2026 (32 zone-level)Winter Storm, 2021-02-16, $508,000 property; $0 crops, reported for the zone (2021 dollars); NWS zone TXZ136 (SMITH), zone-level: may include parts of neighboring countiesZone-level records: applies countywide; national data do not locate these events within the county.Snow depth: in event narratives only; local data required.

Storm Events records are more complete after 1996; before 1996 only Tornado (from 1950), Hail and Thunderstorm Wind (from 1955) exist. Zone-level records are placed with NWS zone-county files, which exist from 2020 on; an earlier record is placed by its zone number in the nearest later file only when its zone name matches that file, records from zones NWS renumbered are placed by name or left out, and a record whose zone is in no known file is left out of every count, so counts before 2020 can be low. Some current zones are also missing from the NWS files, so recent counts can be low too.

Dollars are nominal (as reported), labeled with the year; not adjusted for inflation.

Sources

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-28, https://www.weather.gov/gis/ZoneCounty

Supports B1-d: previous occurrences

Declaration rows
33
Counted incidents
24

Storm Events records since the plan: not yet covered: Storm Events data run through 2026-06-30, before the approval date, so there is no period to count yet.

Federal disaster declarations for this county

DeclaredIncident beganFEMA numberTypeTitleMapped hazardCounty Public Assistancefederal share obligated, nominal dollarsFlagsNotes
2024-05-172024-04-26DR-4781-TXMajor disasterSEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODINGInland Flooding (primary); also designated: Strong Wind, Tornado$1,058,169.67within last 5 years
2021-02-192021-02-11DR-4586-TXMajor disasterSEVERE WINTER STORMSIce Storm$158,464.59
2021-02-142021-02-11EM-3554-TXEmergencySEVERE WINTER STORMIce Stormnone foundsame incident as DR-4586
2020-08-242020-08-23EM-3540-TXEmergencyTROPICAL STORMS MARCO AND LAURAHurricanenone found
2020-03-252020-01-20DR-4485-TXMajor disasterCOVID-19 PANDEMICNon-natural, not counted$628,023.84
2020-03-132020-01-20EM-3458-TXEmergencyCOVID-19Non-natural, not countednone foundsame incident as DR-4485
2016-04-252016-04-17DR-4269-TXMajor disasterSEVERE STORMS AND FLOODINGInland Flooding$346,742.91
2015-11-252015-10-22DR-4245-TXMajor disasterSEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODINGInland Flooding; Strong Wind; Tornado$1,370,101.26
2015-05-292015-05-04DR-4223-TXMajor disasterSEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS AND FLOODINGInland Flooding; Strong Wind; Tornado$115,954.43
2011-09-092011-08-30DR-4029-TXMajor disasterWILDFIRESWildfire$195,005.61
2008-09-132008-09-07DR-1791-TXMajor disasterHURRICANE IKEHurricane (primary); also designated: Inland Floodingnone placed in this county by FEMA's record; $902,084.65 for this declaration is not placed in any county (see the list below)
2008-09-102008-09-07EM-3294-TXEmergencyHURRICANE IKEHurricanenone foundsame incident as DR-1791
2008-08-292008-08-27EM-3290-TXEmergencyHURRICANE GUSTAVHurricanenone found
2008-03-142008-03-14EM-3284-TXEmergencyWILDFIRESWildfirenone found
2007-08-182007-08-17EM-3277-TXEmergencyHURRICANE DEANHurricanenone found
2007-06-292007-06-16DR-1709-TXMajor disasterSEVERE STORMS, TORNADOES, AND FLOODINGInland Flooding; Tornado$555,185.25
2006-01-112005-11-27DR-1624-TXMajor disasterEXTREME WILDFIRE THREATWildfire$31,706.36
2005-09-242005-09-23DR-1606-TXMajor disasterHURRICANE RITAHurricane: evacuation support (county designated for sheltering evacuees, no Individual Assistance), not a local hazard event; not counted$189,861.20
2005-09-212005-09-20EM-3261-TXEmergencyHURRICANE RITAHurricane: evacuation support (county designated for sheltering evacuees, no Individual Assistance), not a local hazard event; not counted$13,511.91same incident as DR-1606
2005-09-022005-08-29EM-3216-TXEmergencyHURRICANE KATRINA EVACUATIONHurricane: evacuation support, not a local hazard event; not counted$207,650.07
2003-02-012003-02-01EM-3171-TXEmergencyLOSS OF THE SPACE SHUTTLE COLUMBIANon-natural, not counted$6,503.27
2001-06-092001-06-05DR-1379-TXMajor disasterTX-TROPICAL STORM ALLISON-06-06-2001Hurricane$26,716.86
2001-01-082000-12-12DR-1356-TXMajor disasterSEVERE WINTER ICE STORMIce Storm$343,239.16
2000-09-182000-09-17FM-2340-TXFire managementTX-PINE COVE FIRE-9/18/00Wildfirenone found
1999-09-011999-08-01EM-3142-TXEmergencyEXTREME FIRE HAZARDSWildfirenone found
1998-08-261998-08-22DR-1239-TXMajor disasterTROPICAL STORM CHARLEYHurricane; Inland Flooding: designated for Hazard Mitigation only (no Public or Individual Assistance for this county); not countedPA not declared for this county
1996-02-231996-02-23EM-3117-TXEmergencyEXTREME FIRE HAZARDWildfirenone found
1991-12-261991-12-20DR-930-TXMajor disasterSEVERE THUNDERSTORMSInland Floodingnone found
1989-05-191989-05-04DR-828-TXMajor disasterSEVERE STORMS, TORNADOES & FLOODINGInland Flooding; Tornadonone found
1989-04-231989-03-28DR-823-TXMajor disasterSEVERE STORMS & FLOODINGInland FloodingPA not declared for this county
1987-11-201987-11-15DR-802-TXMajor disasterSEVERE STORMS & TORNADOESTornadoPA not declared for this county
1987-05-261987-05-22DR-793-TXMajor disasterSEVERE STORMS & TORNADOESTornadoPA not declared for this county
1965-06-191965-06-19DR-199-TXMajor disasterTORNADOES & FLOODINGTornado (primary); also designated: Inland Floodingnone found

County Public Assistance: applicants the FEMA record places in this county, including any state agencies FEMA files there; statewide rows are listed on the state page; federal share obligated, nominal dollars.

Dollars are nominal (as reported), labeled with the year; not adjusted for inflation.

Statewide declarations

DeclaredIncident beganFEMA numberTypeTitleMapped hazardFlagsNotes
1998-06-231998-06-04EM-3127-TXEmergencyFIREWildfire
1963-09-241963-09-24DR-159-TXMajor disasterHURRICANE CINDYHurricane (primary); also designated: Inland Flooding
1961-09-161961-09-16DR-118-TXMajor disasterHURRICANE CARLAHurricane (primary); also designated: Inland Flooding
1960-07-151960-07-15DR-103-TXMajor disasterHEAVY RAINS, HAIL, FLOODS & TORNADOESHail; Inland Flooding; Tornado
1959-07-081959-07-08DR-93-TXMajor disasterFLOODSInland Flooding
1958-06-061958-06-06DR-85-TXMajor disasterTORNADOES, RAIN, HAIL & FLOODSTornado (primary); also designated: Hail, Inland Flooding
1957-04-291957-04-29DR-72-TXMajor disasterHURRICANE, RAIN, WIND, HAIL & FLOODSHurricane (primary); also designated: Hail, Inland Flooding
1954-07-011954-07-01DR-18-TXMajor disasterFLOODInland Flooding
1953-06-191953-06-19DR-9-TXMajor disasterFLOODInland Flooding
1953-05-151953-05-15DR-2-TXMajor disasterTORNADO & HEAVY RAINFALLTornado

FEMA recorded these with designated area Statewide and no county. Listed on every county page in the state; not counted with county rows.

91 Fire Management declarations (1988-03-12 to 2009-04-10) FEMA filed as Statewide with no county; each names one local fire. Listed on the state page.

Source

FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-27T010817Z, pulled 2026-09-28, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)

Public Assistance not placed in a county in this state: 1 row, $902,084.65

Disaster numberDeclaredApplicantCounty field in FEMA dataPA obligatedfederal share obligated, nominal dollarsWhy not placed
17912008-09-13AOF/Houston Affordable Housing CorporationFulton County$902,084.65county field is a county of another state and the applicant name does not identify a place in the declaring state

FEMA's Public Assistance summaries file these applicants under a county field that is not a county of this state (an Alaska school area, the former Valdez-Cordova Census Area, or another state's county), and the applicant name does not identify one place here. They are listed for the whole state and are not in any county total. Check whether any of them worked in your county.

Previous occurrences by hazard, with explicit no-event rows

HazardStorm Events recordsfull periodSince plan approvalrecordsDuring plan reviewrecordsLast 5 yearsrecordsDeclared incidentsdistinct incidentsDeclared since approvaldistinct incidentsPeriodStatement
Avalanche000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Coastal Flooding000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Cold Wave613001996 to 2026-06-30
Drought52414001996 to 2026-06-30
Earthquake00000No Storm Events record; local data required (e.g., USGS).
Hail3701361001955 to 2026-06-30
Heat Wave82544001996 to 2026-06-30
Hurricane100501996 to 2026-06-30
Ice Storm600201996 to 2026-06-30
Inland Flooding1682231001996 to 2026-06-30
Landslide000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Lightning2401001996 to 2026-06-30
Strong Wind423973301955 to 2026-06-30Includes 2 High Wind records and 6 Strong Wind records, event types the NRI definition of this hazard leaves out.
Tornado7527801950 to 2026-06-30
Tsunami000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Volcanic Activity000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Wildfire300601996 to 2026-06-30
Winter Weather3217001996 to 2026-06-30

Sources

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-27T010817Z, pulled 2026-09-28, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)

NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-28, https://www.weather.gov/gis/ZoneCounty

Notable Storm Events records

DateEvent typeMagnitude or extentDamagenominal dollarsDirect deaths, injuriesindirect not countedLocationFlagsWhy listed
2026-01-24Cold/Wind Chill$0 property; $0 crops, reported for the zone (2026 dollars)0, 0NWS zone TXZ136 (SMITH), zone-level: may include parts of neighboring countiesduring plan review, check whether your last plan included it; within last 5 yearsB1-c worst recorded: Cold/Wind Chill, Extreme Cold/Wind Chill
2022-04-12Thunderstorm Wind87 kt (100 mph) estimated gust$0 property; $0 crops (2022 dollars)0, 0TYLERwithin last 5 yearsB1-c worst recorded: Thunderstorm Wind
2022-04-05Thunderstorm Wind87 kt (100 mph) estimated gust$0 property; $0 crops (2022 dollars)1, 0WHITEHOUSEwithin last 5 yearsdeaths or injuries recorded
2021-10-28Strong Wind44 kt (51 mph) measured gustproperty not reported; $0 crops, reported for the zone (2021 dollars)1, 0NWS zone TXZ136 (SMITH), zone-level: may include parts of neighboring countieswithin last 5 yearsdeaths or injuries recorded
2014-06-09Lightning$100,000 property; $0 crops (2014 dollars)0, 0PEACEFUL VLYB1-c worst recorded: Lightning
2011-06-01Excessive Heat$0 property; $0 crops, reported for the zone (2011 dollars)0, 0NWS zone TXZ136 (SMITH), zone-level: may include parts of neighboring countiesB1-c worst recorded: Excessive Heat, Heat
2010-06-10Flash Flood$100,000 property; $0 crops (2010 dollars)0, 0LINDALE to TEASELVILLEB1-c worst recorded: Flash Flood, Flood, Lakeshore Flood
2008-09-13Tropical Storm$2,000,000 property; $0 crops, reported for the zone (2008 dollars)0, 2NWS zone TXZ136 (SMITH), zone-level: may include parts of neighboring countiesB1-c worst recorded: Hurricane, Tropical Storm, Tropical Depression
2008-02-05Hail4.25 in$50,000 property; $0 crops (2008 dollars)0, 0BULLARDB1-c worst recorded: Hail
2007-01-15Ice Storm$30,000 property; $0 crops, reported for the zone (2007 dollars)0, 0NWS zone TXZ136 (SMITH), zone-level: may include parts of neighboring countiesB1-c worst recorded: Ice Storm
1998-02-10High Wind70 kt (81 mph), measurement type not recordeddamage not reported0, 0NWS zone TXZ136 (SMITH), zone-level: may include parts of neighboring countiesB1-c worst recorded: High Wind and Strong Wind (outside NRI Strong Wind definition)
1987-11-15TornadoF3, 12 mi path length (records before 1996 may include the whole path; rating and listing come from the county where the tornado began), 500 yd wide$25,000,000 property; crops not recorded (1987 dollars)2, 6location not recordeddeaths or injuries recorded

The full list is in the XLSX file, sheet "B1-d Storm Events history" (1,242 rows).

Storm Events records are more complete after 1996; before 1996 only Tornado (from 1950), Hail and Thunderstorm Wind (from 1955) exist. Zone-level records are placed with NWS zone-county files, which exist from 2020 on; an earlier record is placed by its zone number in the nearest later file only when its zone name matches that file, records from zones NWS renumbered are placed by name or left out, and a record whose zone is in no known file is left out of every count, so counts before 2020 can be low. Some current zones are also missing from the NWS files, so recent counts can be low too.

Sources

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-28, https://www.weather.gov/gis/ZoneCounty

FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-26T121003Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)

State-declared emergencies are not in federal data. Add them from your state emergency management agency.

Tribal and special-area declarations in this state are listed on the state page.

Supports B1-e: probability

Probability: FEMA annualized frequency and descriptor per hazard

HazardFEMA annualized frequency (modeled)unit per rowUnitIn plain termsDescriptorDescriptor basisNRI events or days in its record period (hail, wind and tornado are area-weighted, so can be fractional)NRI periodLocationNote
Avalancheevents per year1994 to 2023 (30 years)see B1-fNot Applicable in NRI for this county; no descriptor.
Coastal Floodingevents per year at a location (modeled)not shownmodeledsee B1-fNot Applicable in NRI for this county; no descriptor.
Cold Wave0.842event-days per yearabout 0.842 days per yearLikelyevent-days in 5 of 30 years, 1996 to 2025 (16.7%)162005-11-12 to 2024-11-12 (19 years)countywideFrost/Freeze records are not counted in this descriptor: they record crop freezes, not cold waves.
Drought22.4event-days per yearabout 22.4 days per yearLikelyevent-days in 16 of 30 years, 1996 to 2025 (53.3%)8402000 to 2025 (25.25 years; D3 and D4 only)countywide
Earthquake0.00088annual probability at a locationchance a given location in the county has at least minor-damage shaking in a year: 0.088%not shownmodeledsee B1-fDescriptor not assigned: the NRI value is the chance at a location in the county, not how often the hazard affects the county, and Storm Events does not record earthquakes.
Hail4.48events per yearabout 4.48 per yearHighly likelyFEMA annualized frequency (modeled)169.9 (modeled)1986 to 2023 (38 years)countywide
Heat Wave18.7event-days per yearabout 18.7 days per yearLikelyevent-days in 14 of 30 years, 1996 to 2025 (46.7%)3162005-11-12 to 2024-11-12 (19 years)countywideNRI gives about 18.7 heat wave event-days a year here (its annualized frequency over 19 years; not its event count divided by the years), but Storm Events has a record in only 14 of 30 years. NRI counts from a different source that records far more events than Storm Events, so this descriptor reads much lower than NRI's frequency; read the two together.
Hurricane0.0246events per yearabout 1 in 41 yearsPossibleFEMA annualized frequency (modeled)91851 to 2024 (Atlantic)see B1-fNRI counts hurricane and tropical storm tracks passing within storm-force wind range; federal declarations are counted separately in B1-d and need not match.
Ice Storm1.29event-days per yearabout 1.29 days per yearLikelyevent-days in 4 of 30 years, 1996 to 2025 (13.3%)871946-12-31 to 2014-02-12 (67 years)countywideNRI gives about 1.29 ice storm event-days a year here (its annualized frequency over 67 years; not its event count divided by the years), but Storm Events has a record in only 4 of 30 years. NRI counts from a different source that records far more events than Storm Events, so this descriptor reads much lower than NRI's frequency; read the two together.
Inland Flooding2event-days per yearabout 2 days per yearLikelyevent-days in 25 of 30 years, 1996 to 2025 (83.3%)561996 to 2023 (28 years)see B1-f
Landslide0.315events per year (modeled)about 1 in 3 yearsLikelyFEMA annualized frequency (modeled)not shownmodeledsee B1-f
Lightning59.5days per year with a strikeabout 59.5 days per yearHighly likelyFEMA annualized frequency (modeled)not shown1995 to 2023 (29 years; CONUS)countywide
Strong Wind4.5events per yearabout 4.5 per yearHighly likelyFEMA annualized frequency (modeled)1711986 to 2023 (38 years)countywide
Tornado0.726events per yearabout 0.73 per yearLikelyFEMA annualized frequency (modeled)not shown1950 to 2023 (EF2+); 1986 to 2023 (EF0-1)see B1-f
Tsunamiannual probability at the most exposed location (used in place of a county value)not shownmodeledsee B1-fNot Applicable in NRI for this county; no descriptor.
Volcanic Activityannual probabilitynot shownmodeledsee B1-fNot Applicable in NRI for this county; no descriptor.
Wildfire0.00139annual probability at a locationchance a given location in the county burns in a year: 0.139%PossibleStorm Events records in 2 of 30 years, 1996 to 2025 (6.67%)not shownmodeledsee B1-fDescriptor from Storm Events, not NRI: the NRI value is the chance at a location in the county, not how often the hazard affects the county.
Winter Weather3.42event-days per yearabout 3.42 days per yearLikelyevent-days in 17 of 30 years, 1996 to 2025 (56.7%)652005-11-12 to 2024-11-12 (19 years)countywide

FEMA annualized frequency (modeled) comes from the National Risk Index v1.20 (December 2025). It is not recorded events divided by years, and what it measures depends on the hazard. For most hazards it estimates how often the hazard affects this county each year: it counts events or event-days (drought, heat wave, cold wave, winter weather, ice storm and inland flooding are in days per year; lightning is the number of days per year with a recorded cloud-to-ground strike, from the NOAA Storm Prediction Center daily lightning climatology); it may count events in the surrounding area (hail, strong wind, tornado, hurricane and ice storm use a 49 km grid and buffers) and is averaged over the county's area; and some hazards use a minimum value for places with no recorded event. Earthquake, wildfire and coastal flooding are different: FEMA computes them for each census block and averages them over the county, so the value is the chance (for coastal flooding, the modeled number of floods per year) at a location in the county, which is lower than the chance that the hazard strikes somewhere in the county. Earthquake is the chance of at least minor-damage shaking (U.S. Geological Survey model); wildfire is the chance that a location burns in a large fire (U.S. Forest Service burn probability); coastal flooding comes from FEMA flood zones and NOAA high-tide flooding, so it can be above 1 where high-tide flooding is frequent. Tsunami is the value at the county's most exposed location, from recorded events and modeled return periods. For these four hazards the packet gives no "1 in N years" and takes the descriptor from Storm Events (none for earthquake) unless the value is 1 or more a year. Landslide is a U.S. Geological Survey modeled county rate spread by slope susceptibility. Volcanic activity is the chance that a volcano affecting the county erupts in a year. Drought counts only extreme and exceptional drought (D3 and D4). Source: FEMA, National Risk Index Technical Documentation v1.20, sections 5.2.2 (Table 5), 5.2.3, 7.4, 10.4, 16.5, 17.1, 17.3.1, 17.5, 20.3.1, 21.4, 22.4 and 6 to 23.

Sources

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

Descriptor scale used in this packet (defined per unit)

UnitDescriptorDefinition
events per yearHighly likely1 or more per year
events per yearLikelyabout once in 1 to 10 years
events per yearPossibleabout once in 10 to 100 years
events per yearUnlikelyless than once in 100 years
annual probabilityLikely10% to under 100% chance in a given year
annual probabilityPossible1% to under 10% chance in a given year
annual probabilityUnlikelyunder 1% chance in a given year
event-days (share of years)Highly likelyevent-days recorded in 90% or more of years
event-days (share of years)Likelyevent-days recorded in 10% to under 90% of years
event-days (share of years)Possibleevent-days recorded in some years but under 10% of years
lightning strike-daysHighly likelycloud-to-ground strikes on 1 or more days per year

Sources

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

Intensity bands: historical frequency (Storm Events)

HazardBandYearsEventscounty-coded recordsYears in periodEvents per yearevents / years
Hail1.00-1.99 in1996 to 2025153305.1
Hail2.00 in+1996 to 202519300.633
Strong Wind (Thunderstorm Wind records)50-64 kt1996 to 2025281309.37
Strong Wind (Thunderstorm Wind records)65 kt+1996 to 202531301.03
Strong Wind (Thunderstorm Wind records)unmeasured or below 50 kt1996 to 20252300.0667
TornadoEF0-11996 to 202523300.767
TornadoEF2-31996 to 20254300.133
TornadoEF4-51996 to 20250300
Tornadounrated (EFU)1996 to 20250300

Hail smaller than 1 inch is not counted: on 2010-01-05 the National Weather Service raised its severe-hail threshold from 3/4 inch to 1 inch, so smaller reports became less common after 2009 (NWS Service Change Notice 09-52). NRI hail frequency uses a 0.75 inch threshold.

Source

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

Optional: future conditions. Not a required item in the 2025 FEMA Local Mitigation Planning Policy Guide; some states ask for it. The federal Climate Mapping for Resilience and Adaptation (CMRA) site gives county exposure to future climate conditions.

Supports B1-f: variation across the planning area

Range of census tract risk within the county

HazardTractsrated of allRisk score minNRI score, 0 to 100MedianMaxTracts by ratingNote
Avalanche0 of 56Not Applicable 56
Coastal Flooding0 of 56Not Applicable 56
Cold Wave56 of 5615.873.589.1Relatively High 21, Relatively Moderate 34, Very Low 1National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.
Drought0 of 56No Rating 56National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.
Earthquake56 of 564.628.775.3Relatively Low 6, Very Low 50
Hail56 of 5616.668.490.7Relatively High 1, Relatively Moderate 24, Relatively Low 30, Very Low 1National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.
Heat Wave56 of 561.582.693.7Relatively High 25, Relatively Moderate 30, Very Low 1National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.
Hurricane56 of 5628.654.872.7Relatively Low 49, Very Low 7
Ice Storm56 of 562.571.092.4Relatively High 1, Relatively Moderate 35, Relatively Low 19, Very Low 1National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.
Inland Flooding56 of 560.332.374.9Relatively Moderate 14, Relatively Low 30, Very Low 12
Landslide56 of 5625.677.192.3Relatively Low 21, Very Low 35
Lightning56 of 560.478.094.6Relatively High 29, Relatively Moderate 26, Very Low 1National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.
Strong Wind56 of 561.469.185.9Relatively High 6, Relatively Moderate 46, Relatively Low 3, Very Low 1National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.
Tornado56 of 561.729.650.2Relatively Low 28, Very Low 28
Tsunami0 of 56Not Applicable 56
Volcanic Activity0 of 56Not Applicable 56
Wildfire48 of 5620.579.890.5Relatively Moderate 4, Relatively Low 25, Very Low 19, No Rating 8
Winter Weather56 of 5617.366.694.4Relatively High 5, Relatively Moderate 46, Relatively Low 4, Very Low 1National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.

Rated tracts only: No Rating (score 0.0), Not Applicable and Insufficient Data tracts are counted but not used for the minimum, median and maximum.

Source

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

Per-member block (Starter, confirm locally)

MemberTypePlan statusRepetitive lossFMA RL and SRL (44 CFR 77.2); repeat-flood, any definitionPublic Assistance matchedfederal share obligated, nominal dollarsEvent records naming this placeall years; since the member's planNotes
Smith CountyCountyApproved, expires 2031-07-13FMA RL 0, SRL 0; any 11$1,631,776.960; not yet coveredIncludes $263,892.44 for declarations not counted as hazard incidents (DR-1606-TX, DR-4485-TX, EM-3171-TX, EM-3216-TX, EM-3261-TX).
Arp cityCityApproved, expires 2031-07-13FMA RL 0, SRL 0; any 0$136,227.7317; not yet coveredIncludes $6,782.49 for declarations not counted as hazard incidents (DR-1606-TX).
Bullard townTownApproved, expires 2031-07-13FMA RL 0, SRL 0; any 0none found27; not yet covered
Hideaway cityCityApproved, expires 2031-07-13FMA RL 0, SRL 0; any 0none found0; not yet covered
Lindale cityCityApproved, expires 2031-07-13FMA RL 0, SRL 0; any 0$62,925.50114; not yet covered
New Chapel Hill cityCityApproved, expires 2031-07-13FMA RL 0, SRL 0; any 0none found0; not yet covered
Noonday cityCityApproved, expires 2031-07-13FMA RL 0, SRL 0; any 0none found31; not yet covered
Overton cityCityApproved, expires 2026-11-16FMA RL 0, SRL 0; any 0none found4; 1
Troup cityCityApproved, expires 2031-07-13FMA RL 0, SRL 0; any 0$23,281.2530; not yet covered
Tyler cityCityApproved, expires 2031-07-13FMA RL 1, SRL 3; any 20$2,800,634.25232; not yet coveredIncludes $263,896.10 for declarations not counted as hazard incidents (DR-1606-TX, EM-3216-TX, EM-3261-TX).
Whitehouse cityCityApproved, expires 2031-07-13FMA RL 0, SRL 0; any 2$76,218.9754; not yet coveredIncludes $11,187.49 for declarations not counted as hazard incidents (DR-1606-TX).
Winona townTownApproved, expires 2031-07-13FMA RL 0, SRL 0; any 0none found22; not yet covered

Member rows are whole NFIP communities and need not add up to the county total: a community that extends into another county is counted in full on each member row, while the county table counts only its part in this county.

School districts and special districts get a plan clock row only.

Sources

FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-26T121003Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)

FEMA, OpenFEMA NfipMultipleLossProperties v1, version 2026-08-04T164045Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/NfipMultipleLossProperties (API)

FEMA, OpenFEMA PublicAssistanceFundedProjectsSummaries v1, version 2026-09-26T151157Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/PublicAssistanceFundedProjectsSummaries (API)

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

Supports B2-a and B2-b: assets and impacts

Local data required

County-level starter. The plan must describe impacts for each participant and its own assets.

  • Critical facilities and lifelines per hazard
  • A problem statement per participant per hazard
  • Changes in development in hazard-prone areas since the last approval, or a statement of none (E1-a)
  • Future assets

County-level starter: exposure, expected annual loss and damage since the plan

HazardBuilding exposuremodeled dollarsAgriculture exposuremodeled dollarsPopulation exposedpeopleEAL buildingsmodeled dollars per yearEAL agriculturemodeled dollars per yearEAL population equivalencestatistical value of life and injury, $13.7M per life, not property damageEAL as % of exposurebuildings; agriculture where notedStorm Events damage since 2026-07-14county-coded records, property plus crops, nominal dollarsZone-level damage since planproperty plus crops, reported for the zonePublic Assistance since plannominal dollars; see noteNote
AvalancheNot Applicable in NRI for this county
Coastal FloodingNot Applicable in NRI for this county
Cold Wave$42,809,906,267$69,036,144233,253$64,574$45,248$7,132,4320.000151%
Drought$0$0agriculture exposure is 0 in NRI
Earthquake$78,112,182,495233,479$481,616$155,5460.000617%
Hail$42,809,917,469$69,036,144233,253$929,299$1,044$66,0930.00217%
Heat Wave$42,809,906,267$69,036,144233,253$1,271$352$6,489,930under 0.0001%
Hurricane$42,750,121,658$68,301,493232,836$752,044$34,397$45,8630.00176%
Ice Storm$42,806,806,965233,237$274,120$330,7330.00064%
Inland Flooding$42,790,880,648$3,479,1712,906$20,978,903$90,778$313,522n/a (see note)NRI counts the full building value of any census block with some flood loss; this is not the value of buildings in the floodplain. Use local FIRM overlays for B2-a/B2-b. EAL as % of exposure: n/a.
Landslide$422,409,6882,139$7,262$560.00172%
Lightning$42,809,917,469233,253$49,957$1,483,3150.000117%
Strong Wind$42,809,917,469$69,036,144233,253$137,549$28,611$1,676,2600.000321%
Tornado$42,809,917,469$69,036,144233,253$470,435$1,466$458,3610.0011%
TsunamiNot Applicable in NRI for this county
Volcanic ActivityNot Applicable in NRI for this county
Wildfire$3,097,153,423$41,792,43045,342$269,472$428$76,0090.0087%
Winter Weather$42,809,906,267$69,036,144233,253$230,223$282$51,2780.000538%

Totals since 2026-07-14: Storm Events not yet covered: Storm Events data run through 2026-06-30, before the approval date, so there is no period to count yet; Public Assistance on counted declarations none found (0 declarations, 0 with PA).

Total = buildings + agriculture + population equivalence; FEMA values each expected death (or 10 injuries) at $13.7 million (2024 dollars).

FEMA does not split Public Assistance by hazard. A declaration mapped to several hazards is listed under each of them with its full amount, so the per-hazard column must not be added up; the unit total counts each declaration once.

Dollars are nominal (as reported), labeled with the year; not adjusted for inflation.

Sources

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-28, https://www.weather.gov/gis/ZoneCounty

FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-27T010817Z, pulled 2026-09-28, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)

FEMA, OpenFEMA PublicAssistanceFundedProjectsSummaries v1, version 2026-09-26T151157Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/PublicAssistanceFundedProjectsSummaries (API)

FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-26T121003Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)

Texas A&M Forest Service TxWRAP for wildfire risk; Texas State Hazard Mitigation Plan hazard list for B1-a exclusions.

Supports B2-a: context

County context

MeasureValue
Population233,253
Building value (total, not at risk)$42,809,917,469
Agriculture value (total, not at risk)$69,036,144
NRI risk rating (all hazards)Relatively Moderate
Expected annual loss, buildings and agriculture, all hazards$24,849,333
Expected annual loss, population equivalence, all hazards (NRI values each statistical life at $13.7M; a modeled value of expected deaths and injuries, not property damage)$18,279,398
Social vulnerability ratingRelatively High
Community resilience ratingRelatively High
NRI versionDecember 2025

FEMA's all-hazard expected annual loss total adds buildings, agriculture and population equivalence; the two parts are shown separately so the property figure is not read as including the statistical value of life.

Source

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

Supports B2-c: repetitive loss

Repetitive loss in this county, both definitions

DefinitionPropertiesSevere repetitive lossProperties
Repetitive loss, FMA definition (44 CFR 77.2)1Severe repetitive loss, FMA definition (44 CFR 77.2)3
Repetitive loss, NFIP insurance definition33Severe repetitive loss, NFIP insurance definition2

Your state NFIP coordinator's list may use the NFIP insurance definition, so its counts can be higher.

Repeat-flood properties: county and state-level rows

ScopeRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
County total1333234111
HOUSTON, CITY OF (plan member listed on the Fort Bend County and Harris County and Montgomery County page)0010100
TYLER, CITY OF131922017
WHITEHOUSE, CITY OF0020202
SMITH COUNTY *001101102
State level, not in this county: county not reported381271319

1 of the county's repeat-flood properties belong to NFIP communities whose plan member is not listed on this page (the community rows above name the page that lists it).

Repeat-flood properties by plan member (NFIP community)

MemberNFIP community IDRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredpropertiesNote
Smith County481185001101102
Arp city4805670000000
Bullard town4805680000000
Hideaway city4802000000000
Lindale city4805690000000
New Chapel Hill city4801570000000
Noonday city4801830000000
Overton city4809940000000
Troup city4805700000000
Tyler city480571131922017
Whitehouse city4805720020202
Winona town4805730000000

Per-member types: XLSX sheet 'B2-c Members'.

Member rows are whole NFIP communities and need not add up to the county total: a community that extends into another county is counted in full on each member row, while the county table counts only its part in this county.

County repeat-flood properties by occupancy group

Occupancy groupRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
single-family residential1027027010
2 to 4 unit residential0010100
other residential0010101
non-residential0342510
not reported0000000

Institutional properties cannot be separated in this data: FEMA's occupancy groups have no institutional class, so they fall in non-residential or other residential in the table by occupancy group.

FMA RL and FMA SRL are the Flood Mitigation Assistance definitions (44 CFR 77.2), the ones the FEMA Local Mitigation Planning Policy Guide cites; OpenFEMA's fmaRl field description omits the Increased Cost of Compliance clause of 44 CFR 77.2(i). NFIP repetitive loss (FEMA insurance definition, nfipRl) is 2 or more claims over $1,000 in 10 years and can drop to false when a property is mitigated. Also shown: NFIP severe repetitive loss, any category, mitigated and currently insured.

Your state NFIP coordinator's list may use the NFIP insurance definition, so its counts can be higher.

Counts are aggregates of FEMA's public NFIP Multiple Loss Properties file (as of 2026-08-02). No property is identified. County assignment is FEMA's geocode.

Counts may differ from your state NFIP coordinator's list, which is the source the Handbook names.

In this county 0 properties are FMA repetitive loss but not NFIP repetitive loss, and 32 properties are NFIP repetitive loss but not FMA repetitive loss.

Exact counts; no count suppression.

Sources

Every table above lists its own sources. The full list, for the plan's bibliography (FEMA review item A4-a):

  1. FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-26T121003Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)
  2. FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-27T010817Z, pulled 2026-09-28, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)
  3. FEMA, OpenFEMA PublicAssistanceFundedProjectsSummaries v1, version 2026-09-26T151157Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/PublicAssistanceFundedProjectsSummaries (API)
  4. FEMA, OpenFEMA NfipMultipleLossProperties v1, version 2026-08-04T164045Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/NfipMultipleLossProperties (API)
  5. FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)
  6. NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/
  7. NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-28, https://www.weather.gov/gis/ZoneCounty
  8. U.S. Census Bureau, Census 2024 Gazetteer, 2020 place by county, CT county-to-cousub crosswalk, version 2024-gazetteer, pulled 2026-09-28, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_counties_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_cousubs_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_place_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_unsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_elsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_scsd_national.zip, https://www2.census.gov/geo/docs/reference/codes2020/national_place_by_county2020.txt, https://www2.census.gov/geo/docs/reference/ct_change/ct_cou_to_cousub_crosswalk.xlsx

OpenFEMA disclaimer

This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Hazard Plain is an independent product built from public federal data. It is not a FEMA document and is not reviewed or endorsed by FEMA or any state agency.

Reuse, citation and corrections

Reuse and citation: Hazard Plain text and tables are licensed under Creative Commons Attribution 4.0 International (CC BY 4.0, https://creativecommons.org/licenses/by/4.0/); credit Hazard Plain and the release. The underlying federal data are public domain; OpenFEMA data are also subject to the OpenFEMA terms and conditions.

Cite this: Hazard Plain (2026). Smith County, TX: risk-assessment baseline packet, release 2026-10 (data as of 2026-09-28; County area 48423). Preview: automated baseline. Built from FEMA OpenFEMA, the FEMA National Risk Index and NOAA NCEI Storm Events; source versions in the packet's Sources list.

Corrections: to report an error, name the packet, the table and what your records show. Contact: to be added

Hazard Plain release 2026-10. As of 2026-09-28; Storm Events data through 2026-06-30. File hazard-plain_2026-10_TX_48423. Preview: automated baseline.