Hazard Plain Preview: automated baseline

McLennan County, TX

Risk-assessment baseline packet

Unit
County area 48309
Release
2026-10
As of
2026-09-28
Storm Events data through
2026-06-30

Hazard Plain is an independent product built from public federal data. It is not a FEMA document and is not reviewed or endorsed by FEMA or any state agency.

A starting point for the plan's risk assessment (FEMA Local Mitigation Plan Review Tool, Element B). It does not replace local data or FEMA review. Section headings say which FEMA review item each table supports; whether an item is satisfied is decided by the plan and its reviewers.

Hazard Plain release 2026-10, as of 2026-09-28. Independent product; not a FEMA document.

Plan clock

Status
Approved, expires 2030-10-09
Plan
McLennan County (FEMA plan 110291)
Approved
2025-10-10
Expires
2030-10-09
As of
2026-09-28
Days
1,472 days to expiry

What changed since your last plan (approved 2025-10-10)

New federal declarations
none (0 declaration rows; 0 counted incidents)
Storm Events records since approval
32 (data through 2026-06-30)
Repetitive loss now
FMA RL 3, SRL 5 (44 CFR 77.2); any definition: 30
Repeat-flood change
First release: no prior release to compare.

Sources

FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-26T121003Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)

FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-27T010817Z, pulled 2026-09-28, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

FEMA, OpenFEMA NfipMultipleLossProperties v1, version 2026-08-04T164045Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/NfipMultipleLossProperties (API)

Plan status for every jurisdiction listed in this county: 23 rows, in the section "Plan clock: Plan status for every jurisdiction listed in this county" after these cover pages.

State plan status and tribal plans in this state: see the state page.

Plan clock

Plan status for every jurisdiction listed in this county

JurisdictionTypeStatusPlanApprovedExpiresDays to expirynegative = days since expiryUpdate underwayNotes
McLennan CountyCountyApproved, expires 2030-10-09McLennan County (FEMA plan 110291)2025-10-102030-10-091,472member approved 2026-02-20
Bellmead cityCityApproved, expires 2030-10-09McLennan County (FEMA plan 110291)2025-10-102030-10-091,472member approved 2026-02-20
Beverly Hills cityCityApproved, expires 2030-10-09McLennan County (FEMA plan 110291)2025-10-102030-10-091,472member approved 2026-02-20
Bruceville-Eddy cityCityApproved, expires 2030-10-09McLennan County (FEMA plan 110291)2025-10-102030-10-091,472member approved 2026-02-20
Crawford townTownApproved, expires 2030-10-09McLennan County (FEMA plan 110291)2025-10-102030-10-091,472member approved 2026-02-20
Gholson cityCityApproved, expires 2030-10-09McLennan County (FEMA plan 110291)2025-10-102030-10-091,472member approved 2026-02-20
Hallsburg cityCityApproved, expires 2030-10-09McLennan County (FEMA plan 110291)2025-10-102030-10-091,472member approved 2026-02-20
Hewitt cityCityApproved, expires 2030-10-09McLennan County (FEMA plan 110291)2025-10-102030-10-091,472member approved 2026-02-20
Lacy-Lakeview cityCityApproved, expires 2030-10-09McLennan County (FEMA plan 110291)2025-10-102030-10-091,472member approved 2026-02-20
Leroy cityCityApproved, expires 2030-10-09McLennan County (FEMA plan 110291)2025-10-102030-10-091,472member approved 2026-02-20
Lorena cityCityApproved, expires 2030-10-09McLennan County (FEMA plan 110291)2025-10-102030-10-091,472member approved 2026-02-20
Mart cityCityApproved, expires 2030-10-09McLennan County (FEMA plan 110291)2025-10-102030-10-091,472member approved 2026-02-20
McGregor cityCityApproved, expires 2030-10-09McLennan County (FEMA plan 110291)2025-10-102030-10-091,472member approved 2026-02-20
Moody cityCityApproved, expires 2030-10-09McLennan County (FEMA plan 110291)2025-10-102030-10-091,472member approved 2026-02-20
Riesel cityCityApproved, expires 2030-10-09McLennan County (FEMA plan 110291)2025-10-102030-10-091,472member approved 2026-02-20
Robinson cityCityApproved, expires 2030-10-09McLennan County (FEMA plan 110291)2025-10-102030-10-091,472member approved 2026-02-20
Ross cityCityApproved, expires 2030-10-09McLennan County (FEMA plan 110291)2025-10-102030-10-091,472member approved 2026-02-20
Waco cityCityApproved, expires 2030-10-09McLennan County (FEMA plan 110291)2025-10-102030-10-091,472member approved 2026-02-20
West cityCityApproved, expires 2030-10-09McLennan County (FEMA plan 110291)2025-10-102030-10-091,472
Woodway cityCityApproved, expires 2030-10-09McLennan County (FEMA plan 110291)2025-10-102030-10-091,472member approved 2026-02-20
Baylor UniversityCollege/UniversityApproved, expires 2030-10-09McLennan County (FEMA plan 110291)2025-10-102030-10-091,472member approved 2026-02-20
Golinda Water Supply CorporationWater/Sewer AuthorityNo approved plan on recordnonenonenoneFEMA tracker shows a plan in progress
McLennan Community College AnnexCollege/UniversityApproved, expires 2030-10-09McLennan County (FEMA plan 110291)2025-10-102030-10-091,472member approved 2026-02-20

Source

FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-26T121003Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)

Supports B1-a: hazards

Hazards NRI does not cover: check locally

  • dam failure (incl. upstream dams)
  • levee failure
  • flash flood as its own subtype
  • ice jams
  • debris flows
  • erosion (riverine and coastal)
  • land subsidence and sinkholes
  • expansive soils

The 18 National Risk Index hazards, ranked by expected annual loss (EAL)

Rank by EALHazardNRI risk ratingEAL ratingEAL buildingsmodeled dollars per yearEAL agriculturemodeled dollars per yearEAL population equivalencestatistical value of life and injury, $13.7M per life, not property damageEAL total (see note)modeled dollars per yearStorm Events records since 1996countEvidence for an omissionNRI Not Applicable, no declaration and no Storm Events record since 1996Storm Events coverage note
1Inland FloodingRelatively ModerateRelatively Moderate$26,650,933$361$2,639,811$29,291,105123
2TornadoRelatively HighRelatively High$5,296,612$7,861$23,631,689$28,936,16023
3Cold WaveRelatively HighRelatively High$112,442$123,188$11,653,518$11,889,1488
4Heat WaveRelatively ModerateRelatively Moderate$644$1,068$6,206,572$6,208,28359
5LightningVery HighRelatively High$53,032$1,928,142$1,981,17315
6HurricaneRelatively LowRelatively Moderate$1,596,238$198,414$82,837$1,877,4890Declared 2 times; no Storm Events record of this type.
7HailRelatively ModerateRelatively Moderate$1,126,838$38,565$285,267$1,450,670327
8WildfireRelatively ModerateRelatively Moderate$1,076,850$1,054$99,523$1,177,4263
9Strong WindRelatively ModerateRelatively Moderate$487,329$13,255$221,930$722,514223Includes 2 High Wind records and 4 Strong Wind records, event types the NRI definition of this hazard leaves out.
10EarthquakeRelatively LowRelatively Low$333,454$158,662$492,117Not in Storm Events. Storm Events coverage of this hazard is limited; absence is not evidence of low risk.
11Ice StormRelatively ModerateRelatively Moderate$36,583$168,246$204,8297
12DroughtRelatively LowRelatively Low$180,048$180,04895
13Winter WeatherRelatively LowRelatively Low$69,795$119$1,503$71,41623
14LandslideVery LowVery Low$469$18$4870No recorded events in Storm Events since 1996 (data through 2026-06-30). Storm Events coverage of this hazard is limited; absence is not evidence of low risk.
AvalancheNot ApplicableNot Applicable0NRI rates avalanche Not Applicable for this county, and no federal declaration for this county names it.No recorded events in Storm Events since 1996 (data through 2026-06-30).
Coastal FloodingNot ApplicableNot Applicable0NRI rates coastal flooding Not Applicable for this county, and no federal declaration for this county names it.No recorded events in Storm Events since 1996 (data through 2026-06-30).
TsunamiNot ApplicableNot Applicable0NRI rates tsunami Not Applicable for this county, and no federal declaration for this county names it.No recorded events in Storm Events since 1996 (data through 2026-06-30). Storm Events coverage of this hazard is limited; absence is not evidence of low risk.
Volcanic ActivityNot ApplicableNot Applicable0NRI rates volcanic activity Not Applicable for this county, and no federal declaration for this county names it.No recorded events in Storm Events since 1996 (data through 2026-06-30). Storm Events coverage of this hazard is limited; absence is not evidence of low risk.

Total = buildings + agriculture + population equivalence; FEMA values each expected death (or 10 injuries) at $13.7 million (2024 dollars).

Sources

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

Check your state hazard mitigation plan's hazard list for this county; explain any hazard you drop.

Supports B1-b: location

Where each hazard occurs

HazardLocationCensus tracts ratedrated of all tracts
AvalancheCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.0 of 58
Coastal FloodingCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.0 of 58
Cold WaveAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.58 of 58
DroughtAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.34 of 58
EarthquakeCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.58 of 58
HailAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.58 of 58
Heat WaveAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.58 of 58
HurricaneCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.58 of 58
Ice StormAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.58 of 58
Inland FloodingThe FEMA Flood Insurance Rate Map (FIRM) is the required location source for flooding. See the FEMA Flood Map Service Center (https://msc.fema.gov) for this county.58 of 58
LandslideCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.57 of 58
LightningAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.58 of 58
Strong WindAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.58 of 58
TornadoCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.58 of 58
TsunamiCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.0 of 58
Volcanic ActivityCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.0 of 58
WildfireCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.53 of 58
Winter WeatherAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.58 of 58

Source

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

Supports B1-c: extent

Extent: scale, observed range and worst recorded event per hazard

HazardScaleRecordscount, yearsObserved rangeWorst recorded eventMost damaging (when different)How it applies to membersNote
Avalanchenone (count and damage)0Physical measure: in event narratives only; local data required.
Coastal Flood, Storm Surge/Tidenone in data (FIRM for depth)0Flood depth: see the FEMA Flood Insurance Rate Map.
Cold/Wind Chill, Extreme Cold/Wind Chillwind chill8, 2019 to 2026 (8 zone-level)1 day to 5 days (median 3.5 days); 6 with a recorded value5 consecutive days, 2026-01-24 to 2026-01-28, zone-levelExtreme Cold/Wind Chill, 2021-02-14, $2,600,000 property; crops not reported, reported for the zone (2021 dollars)Zone-level records: applies countywide; national data do not locate these events within the county.Wind chill: in event narratives only; local data required.
Frost/Freeze (outside NRI Cold Wave definition)crop damage0Temperature: in event narratives only; local data required.
DroughtUS Drought Monitor D-scale95, 1996 to 2026 (95 zone-level)6 days to 426 days (median 51 days); 28 with a recorded value426 days (14 months), 2022-03-01 to 2023-04-30, a run of 14 consecutive Storm Events drought records, zone-levelDrought, 2006-10-01, $500,000 property; $500,000 crops, reported for the zone (2006 dollars)Zone-level records: applies countywide; national data do not locate these events within the county.Storm Events enters a drought at D2 or worse east of the Rockies and D3 or worse from the Rockies west (NWS Instruction 10-1605); NRI drought counts D3 and D4 only.
EarthquakeModified Mercalli (local data)0No Storm Events record; local data required (e.g., USGS).
Hailhail size (inches)500, 1955 to 20260.75 in to 4.5 in (median 1 in); 500 with a recorded value4.5 in hail, 2023-04-26; same size also recorded on 1976-05-25, 1992-04-28Event records naming member places: Waco city (37 records), Lorena city (29 records), Hewitt city (25 records), Bellmead city (23 records), McGregor city (19 records), Crawford town (18 records), Moody city (18 records), West city (15 records), Lacy-Lakeview city (13 records), Robinson city (13 records); and 8 more member places (see the XLSX file).
Excessive Heat, Heatheat index (narratives)59, 1998 to 2026 (59 zone-level)1 day to 85 days (median 5 days); 35 with a recorded value85 days, 2000-07-01 to 2000-09-23, from 3 monthly summary records (a monthly summary record covers most or all of a month; it does not count days at wave conditions), zone-levelZone-level records: applies countywide; national data do not locate these events within the county.Heat index: in event narratives only; local data required.
Hurricane, Tropical Storm, Tropical DepressionSaffir-Simpson0Storm Events files every zone of a storm's episode under the storm's event type and category, so a Hurricane (Typhoon) record, especially an inland or remnant one, does not by itself mean hurricane-force winds here; read the damage and wind columns.
Ice StormSperry-Piltz (local data)7, 1997 to 2023 (7 zone-level)Ice Storm, 2009-01-27, $70,000 property; $0 crops, reported for the zone (2009 dollars); NWS zone TXZ159 (MCLENNAN), zone-level: may include parts of neighboring countiesZone-level records: applies countywide; national data do not locate these events within the county.Ice thickness: in event narratives only; local data required.
Flash Flood, Flood, Lakeshore Flooddamage and flood days (FIRM for depth)123, 1996 to 2026Flash Flood, 2026-06-14, $300,000 property; $0 crops (2026 dollars)Event records naming member places: Waco city (22 records), Hewitt city (17 records), Mart city (11 records), Crawford town (10 records), Beverly Hills city (9 records), Moody city (7 records), Woodway city (7 records), McGregor city (6 records), West city (5 records), Bellmead city (4 records); and 5 more member places (see the XLSX file).Flood depth: see the FEMA Flood Insurance Rate Map. Storm Events damage can be $0 or blank even for a major flood, so the worst record here may not be the worst flood; compare FEMA Public Assistance by declaration in B1-d.
Debris Flownone (count and damage)0Physical measure: in event narratives only; local data required.
Lightningannualized frequency (the measure FEMA's Local Mitigation Planning Handbook names)15, 1997 to 2025Lightning, 2007-05-02, $0 property; $0 crops (2007 dollars), 1 direct deathLightning, 1997-09-03, $80,000 property; crops not reported (1997 dollars)Event records naming member places: Waco city (4 records), Bellmead city (3 records), Woodway city (2 records), Hallsburg city (1 record), Hewitt city (1 record).Storm Events lists lightning with damage or casualties; physical measure in event narratives only; local data required.
High Wind and Strong Wind (outside NRI Strong Wind definition)wind speed (kt and mph)6, 2006 to 2025 (6 zone-level)28 kt (32 mph) to 61 kt (70 mph) (median 40 kt (46 mph)); 6 with a recorded value61 kt (70 mph) measured gust, High Wind, 2024-04-28; NWS zone TXZ159 (MCLENNAN), zone-level: may include parts of neighboring countiesStrong Wind, 2014-03-12, $80,000 property; $0 crops, reported for the zone (2014 dollars)Zone-level records: applies countywide; national data do not locate these events within the county.
Thunderstorm Windwind speed (kt and mph)381, 1955 to 202543 kt (49 mph) to 77 kt (89 mph) (median 53 kt (61 mph)); 248 with a recorded value77 kt (89 mph), measurement type not recorded, Thunderstorm Wind, 1972-04-21Thunderstorm Wind, 2006-05-05, $3,000,000 property; crops not reported (2006 dollars)Event records naming member places: Waco city (49 records), Crawford town (13 records), West city (12 records), McGregor city (11 records), Woodway city (10 records), Moody city (9 records), Hewitt city (8 records), Mart city (8 records), Bellmead city (7 records), Lorena city (7 records); and 9 more member places (see the XLSX file).
TornadoEnhanced Fujita (F before Feb 2007)67, 1952 to 2025F/EF0 to F/EF5 (median F/EF1); 64 with a recorded valueF5 tornado, 1953-05-11, 20.9 mi path length (records before 1996 may include the whole path; rating and listing come from the county where the tornado began), 583 yd wide, $25,000,000 property; crops not recorded (1953 dollars), 114 direct deaths, 597 direct injuriesEvent records naming member places: Waco city (3 records), West city (3 records), McGregor city (2 records), Bruceville-Eddy city (1 record), Crawford town (1 record), Gholson city (1 record), Leroy city (1 record), Lorena city (1 record), Moody city (1 record), Riesel city (1 record); and 1 more member place (see the XLSX file).From 1996 on, tornado records are per-county segments and length is the path length within this county (NWS Instruction 10-1605); records before 1996 may give the whole path length, including the path outside this county, and before 1996 a tornado is listed once, under the county where it began, with the whole path's rating; counties farther along the path may not list it. Length is not used to rank tornadoes.
Tsunaminone (count and damage)0Physical measure: in event narratives only; local data required.
Volcanic Ash, Volcanic AshfallVolcanic Explosivity Index (local data)0Physical measure: in event narratives only; local data required.
Wildfireacres burned (local data)3, 2011 to 2015 (3 zone-level)Wildfire, 2012-12-20, $75,000 property; $0 crops, reported for the zone (2012 dollars), 1 direct injury (reported for the zone); NWS zone TXZ159 (MCLENNAN), zone-level: may include parts of neighboring countiesZone-level records: applies countywide; national data do not locate these events within the county.Acres burned: in event narratives only; local data required.
Winter Storm, Heavy Snow, Blizzard, Lake-Effect Snow, Winter Weather, Sleetnone in data (snowfall local)23, 1996 to 2026 (23 zone-level)Winter Weather, 2017-12-31, $50,000 property; $0 crops, reported for the zone (2017 dollars); NWS zone TXZ159 (MCLENNAN), zone-level: may include parts of neighboring countiesZone-level records: applies countywide; national data do not locate these events within the county.Snow depth: in event narratives only; local data required.

Where a hazard names more than 10 member places, the table lists the 10 with the most records; every place is in the XLSX file, sheet "B1-c Extent".

Storm Events records are more complete after 1996; before 1996 only Tornado (from 1950), Hail and Thunderstorm Wind (from 1955) exist. Zone-level records are placed with NWS zone-county files, which exist from 2020 on; an earlier record is placed by its zone number in the nearest later file only when its zone name matches that file, records from zones NWS renumbered are placed by name or left out, and a record whose zone is in no known file is left out of every count, so counts before 2020 can be low. Some current zones are also missing from the NWS files, so recent counts can be low too.

Dollars are nominal (as reported), labeled with the year; not adjusted for inflation.

Sources

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-28, https://www.weather.gov/gis/ZoneCounty

Supports B1-d: previous occurrences

Declaration rows
25
Counted incidents
15

Federal disaster declarations for this county

DeclaredIncident beganFEMA numberTypeTitleMapped hazardCounty Public Assistancefederal share obligated, nominal dollarsFlagsNotes
2021-02-192021-02-11DR-4586-TXMajor disasterSEVERE WINTER STORMSIce Storm$679,740.96
2021-02-142021-02-11EM-3554-TXEmergencySEVERE WINTER STORMIce Stormnone foundsame incident as DR-4586
2020-03-252020-01-20DR-4485-TXMajor disasterCOVID-19 PANDEMICNon-natural, not counted$8,109,999.87
2020-03-132020-01-20EM-3458-TXEmergencyCOVID-19Non-natural, not countednone foundsame incident as DR-4485
2015-05-292015-05-04DR-4223-TXMajor disasterSEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS AND FLOODINGInland Flooding; Strong Wind; Tornado$1,002,610.69
2013-08-022013-04-17DR-4136-TXMajor disasterEXPLOSIONNon-natural, not counted$25,173,245.37
2013-04-192013-04-17EM-3363-TXEmergencyEXPLOSIONNon-natural, not counted$3,823,307.55same incident as DR-4136
2008-09-102008-09-07EM-3294-TXEmergencyHURRICANE IKEHurricanenone found
2008-03-142008-03-14EM-3284-TXEmergencyWILDFIRESWildfirenone found
2007-08-182007-08-17EM-3277-TXEmergencyHURRICANE DEANHurricanenone found
2007-06-292007-06-16DR-1709-TXMajor disasterSEVERE STORMS, TORNADOES, AND FLOODINGInland Flooding; Tornado$1,134,730.72
2006-01-112005-11-27DR-1624-TXMajor disasterEXTREME WILDFIRE THREATWildfire$15,809.17
2005-09-242005-09-23DR-1606-TXMajor disasterHURRICANE RITAHurricane: evacuation support (county designated for sheltering evacuees, no Individual Assistance), not a local hazard event; not counted$1,376.21
2005-09-212005-09-20EM-3261-TXEmergencyHURRICANE RITAHurricane: evacuation support (county designated for sheltering evacuees, no Individual Assistance), not a local hazard event; not countednone foundsame incident as DR-1606
2005-09-022005-08-29EM-3216-TXEmergencyHURRICANE KATRINA EVACUATIONHurricane: evacuation support, not a local hazard event; not counted$380,232.04
2003-02-012003-02-01EM-3171-TXEmergencyLOSS OF THE SPACE SHUTTLE COLUMBIANon-natural, not countednone found
1999-09-011999-08-01EM-3142-TXEmergencyEXTREME FIRE HAZARDSWildfirenone found
1998-08-261998-08-22DR-1239-TXMajor disasterTROPICAL STORM CHARLEYHurricane; Inland Flooding: designated for Hazard Mitigation only (no Public or Individual Assistance for this county); not countedPA not declared for this county
1996-02-231996-02-23EM-3117-TXEmergencyEXTREME FIRE HAZARDWildfirenone found
1993-09-101993-08-30EM-3113-TXEmergencyEXTREME FIRE HAZARDDrought (primary); also designated: Wildfirenone found
1991-12-261991-12-20DR-930-TXMajor disasterSEVERE THUNDERSTORMSInland FloodingPA not declared for this county
1990-05-021990-04-15DR-863-TXMajor disasterSEVERE STORMS, TORNADOES & FLOODINGInland Flooding; TornadoPA not declared for this county
1989-05-191989-05-04DR-828-TXMajor disasterSEVERE STORMS, TORNADOES & FLOODINGInland Flooding; Tornadonone found
1974-11-301974-11-30DR-454-TXMajor disasterSEVERE STORMS & FLOODINGInland Floodingnone found
1973-03-121973-03-12DR-365-TXMajor disasterHIGH WINDS, TORNADOES AND FLOODINGInland Flooding; Strong Wind; Tornadonone found

School districts and special districts in this county: $2,328,452.49 (included in the county total above). Public Assistance matched by applicant name to the school districts and special districts FEMA lists as plan members in this county. They are not shown as member blocks, so their total is listed here. These dollars are already included in the county PA column of the declarations table (the FEMA record places each applicant in this county); do not add this line to the county total.

County Public Assistance: applicants the FEMA record places in this county, including any state agencies FEMA files there; statewide rows are listed on the state page; federal share obligated, nominal dollars.

Dollars are nominal (as reported), labeled with the year; not adjusted for inflation.

Statewide declarations

DeclaredIncident beganFEMA numberTypeTitleMapped hazardFlagsNotes
1998-06-231998-06-04EM-3127-TXEmergencyFIREWildfire
1963-09-241963-09-24DR-159-TXMajor disasterHURRICANE CINDYHurricane (primary); also designated: Inland Flooding
1961-09-161961-09-16DR-118-TXMajor disasterHURRICANE CARLAHurricane (primary); also designated: Inland Flooding
1960-07-151960-07-15DR-103-TXMajor disasterHEAVY RAINS, HAIL, FLOODS & TORNADOESHail; Inland Flooding; Tornado
1959-07-081959-07-08DR-93-TXMajor disasterFLOODSInland Flooding
1958-06-061958-06-06DR-85-TXMajor disasterTORNADOES, RAIN, HAIL & FLOODSTornado (primary); also designated: Hail, Inland Flooding
1957-04-291957-04-29DR-72-TXMajor disasterHURRICANE, RAIN, WIND, HAIL & FLOODSHurricane (primary); also designated: Hail, Inland Flooding
1954-07-011954-07-01DR-18-TXMajor disasterFLOODInland Flooding
1953-06-191953-06-19DR-9-TXMajor disasterFLOODInland Flooding
1953-05-151953-05-15DR-2-TXMajor disasterTORNADO & HEAVY RAINFALLTornado

FEMA recorded these with designated area Statewide and no county. Listed on every county page in the state; not counted with county rows.

91 Fire Management declarations (1988-03-12 to 2009-04-10) FEMA filed as Statewide with no county; each names one local fire. Listed on the state page.

Source

FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-27T010817Z, pulled 2026-09-28, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)

Public Assistance not placed in a county in this state: 1 row, $902,084.65

Disaster numberDeclaredApplicantCounty field in FEMA dataPA obligatedfederal share obligated, nominal dollarsWhy not placed
17912008-09-13AOF/Houston Affordable Housing CorporationFulton County$902,084.65county field is a county of another state and the applicant name does not identify a place in the declaring state

FEMA's Public Assistance summaries file these applicants under a county field that is not a county of this state (an Alaska school area, the former Valdez-Cordova Census Area, or another state's county), and the applicant name does not identify one place here. They are listed for the whole state and are not in any county total. Check whether any of them worked in your county.

Previous occurrences by hazard, with explicit no-event rows

HazardStorm Events recordsfull periodSince plan approvalrecordsDuring plan reviewrecordsLast 5 yearsrecordsDeclared incidentsdistinct incidentsDeclared since approvaldistinct incidentsPeriodStatement
Avalanche0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Coastal Flooding0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Cold Wave8246001996 to 2026-06-30
Drought952326101996 to 2026-06-30
Earthquake000000No Storm Events record; local data required (e.g., USGS).
Hail500141665001955 to 2026-06-30
Heat Wave591234001996 to 2026-06-30
Hurricane0000201996 to 2026-06-30No Storm Events records of this type; 2 federal declared incidents (see declarations table)
Ice Storm7001101996 to 2026-06-30
Inland Flooding1238727701996 to 2026-06-30
Landslide0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Lightning15011001996 to 2026-06-30
Strong Wind3874937201955 to 2026-06-30Includes 2 High Wind records and 4 Strong Wind records, event types the NRI definition of this hazard leaves out.
Tornado67018501950 to 2026-06-30
Tsunami0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Volcanic Activity0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Wildfire3000501996 to 2026-06-30
Winter Weather23101001996 to 2026-06-30

Sources

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-27T010817Z, pulled 2026-09-28, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)

NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-28, https://www.weather.gov/gis/ZoneCounty

Notable Storm Events records

DateEvent typeMagnitude or extentDamagenominal dollarsDirect deaths, injuriesindirect not countedLocationFlagsWhy listed
2026-06-14Flash Flood$300,000 property; $0 crops (2026 dollars)0, 0HEWITTnew since last plan; within last 5 yearsB1-c worst recorded: Flash Flood, Flood, Lakeshore Flood
2026-01-24Extreme Cold/Wind Chill$0 property; $0 crops, reported for the zone (2026 dollars)0, 0NWS zone TXZ159 (MCLENNAN), zone-level: may include parts of neighboring countiesnew since last plan; within last 5 yearsB1-c worst recorded: Cold/Wind Chill, Extreme Cold/Wind Chill
2024-04-28High Wind61 kt (70 mph) measured gust$0 property; $0 crops, reported for the zone (2024 dollars)0, 0NWS zone TXZ159 (MCLENNAN), zone-level: may include parts of neighboring countieswithin last 5 yearsB1-c worst recorded: High Wind and Strong Wind (outside NRI Strong Wind definition)
2023-04-26Hail4.5 in$4,000,000 property; $0 crops (2023 dollars)0, 0WACOwithin last 5 yearsB1-c worst recorded: Hail
2021-02-14Extreme Cold/Wind Chill$2,600,000 property; crops not reported, reported for the zone (2021 dollars)1, 0NWS zone TXZ159 (MCLENNAN), zone-level: may include parts of neighboring countiesdeaths or injuries recorded
2012-12-20Wildfire$75,000 property; $0 crops, reported for the zone (2012 dollars)0, 1NWS zone TXZ159 (MCLENNAN), zone-level: may include parts of neighboring countiesB1-c worst recorded: Wildfire
2009-01-27Ice Storm$70,000 property; $0 crops, reported for the zone (2009 dollars)0, 0NWS zone TXZ159 (MCLENNAN), zone-level: may include parts of neighboring countiesB1-c worst recorded: Ice Storm
2007-05-02Lightning$0 property; $0 crops (2007 dollars)1, 0HALLSBURGB1-c worst recorded: Lightning
2000-07-01Heatdamage not reported0, 0NWS zone TXZ159 (MCLENNAN), zone-level: may include parts of neighboring countiesB1-c worst recorded: Excessive Heat, Heat
1998-12-22Ice Stormdamage not reported6, 0NWS zone TXZ159 (MCLENNAN), zone-level: may include parts of neighboring countiesdeaths or injuries recorded
1972-04-21Thunderstorm Wind77 kt (89 mph), measurement type not recordeddamage not recorded (pre-1996 record)0, 0location not recordedB1-c worst recorded: Thunderstorm Wind
1953-05-11TornadoF5, 20.9 mi path length (records before 1996 may include the whole path; rating and listing come from the county where the tornado began), 583 yd wide$25,000,000 property; crops not recorded (1953 dollars)114, 597location not recordeddeaths or injuries recorded

The full list is in the XLSX file, sheet "B1-d Storm Events history" (1,287 rows).

Storm Events records are more complete after 1996; before 1996 only Tornado (from 1950), Hail and Thunderstorm Wind (from 1955) exist. Zone-level records are placed with NWS zone-county files, which exist from 2020 on; an earlier record is placed by its zone number in the nearest later file only when its zone name matches that file, records from zones NWS renumbered are placed by name or left out, and a record whose zone is in no known file is left out of every count, so counts before 2020 can be low. Some current zones are also missing from the NWS files, so recent counts can be low too.

Sources

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-28, https://www.weather.gov/gis/ZoneCounty

FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-26T121003Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)

State-declared emergencies are not in federal data. Add them from your state emergency management agency.

Tribal and special-area declarations in this state are listed on the state page.

Supports B1-e: probability

Probability: FEMA annualized frequency and descriptor per hazard

HazardFEMA annualized frequency (modeled)unit per rowUnitIn plain termsDescriptorDescriptor basisNRI events or days in its record period (hail, wind and tornado are area-weighted, so can be fractional)NRI periodLocationNote
Avalancheevents per year1994 to 2023 (30 years)see B1-fNot Applicable in NRI for this county; no descriptor.
Coastal Floodingevents per year at a location (modeled)not shownmodeledsee B1-fNot Applicable in NRI for this county; no descriptor.
Cold Wave0.684event-days per yearabout 0.684 days per yearLikelyevent-days in 3 of 30 years, 1996 to 2025 (10%)132005-11-12 to 2024-11-12 (19 years)countywideFrost/Freeze records are not counted in this descriptor: they record crop freezes, not cold waves.
Drought44.5event-days per yearabout 44.5 days per yearLikelyevent-days in 22 of 30 years, 1996 to 2025 (73.3%)1,8972000 to 2025 (25.25 years; D3 and D4 only)countywide
Earthquake0.000631annual probability at a locationchance a given location in the county has at least minor-damage shaking in a year: 0.0631%not shownmodeledsee B1-fDescriptor not assigned: the NRI value is the chance at a location in the county, not how often the hazard affects the county, and Storm Events does not record earthquakes.
Hail4.68events per yearabout 4.68 per yearHighly likelyFEMA annualized frequency (modeled)177.9 (modeled)1986 to 2023 (38 years)countywide
Heat Wave16.9event-days per yearabout 16.9 days per yearLikelyevent-days in 11 of 30 years, 1996 to 2025 (36.7%)2802005-11-12 to 2024-11-12 (19 years)countywideNRI gives about 16.9 heat wave event-days a year here (its annualized frequency over 19 years; not its event count divided by the years), but Storm Events has a record in only 11 of 30 years. NRI counts from a different source that records far more events than Storm Events, so this descriptor reads much lower than NRI's frequency; read the two together.
Hurricane0.0459events per yearabout 1 in 22 yearsPossibleFEMA annualized frequency (modeled)181851 to 2024 (Atlantic)see B1-fNRI counts hurricane and tropical storm tracks passing within storm-force wind range; federal declarations are counted separately in B1-d and need not match.
Ice Storm0.895event-days per yearabout 0.895 days per yearLikelyevent-days in 7 of 30 years, 1996 to 2025 (23.3%)611946-12-31 to 2014-02-12 (67 years)countywide
Inland Flooding2.29event-days per yearabout 2.29 days per yearLikelyevent-days in 23 of 30 years, 1996 to 2025 (76.7%)641996 to 2023 (28 years)see B1-f
Landslide0.15events per year (modeled)about 1 in 7 yearsLikelyFEMA annualized frequency (modeled)not shownmodeledsee B1-f
Lightning51.5days per year with a strikeabout 51.5 days per yearHighly likelyFEMA annualized frequency (modeled)not shown1995 to 2023 (29 years; CONUS)countywide
Strong Wind2.06events per yearabout 2.06 per yearHighly likelyFEMA annualized frequency (modeled)791986 to 2023 (38 years)countywide
Tornado0.715events per yearabout 0.71 per yearLikelyFEMA annualized frequency (modeled)not shown1950 to 2023 (EF2+); 1986 to 2023 (EF0-1)see B1-f
Tsunamiannual probability at the most exposed location (used in place of a county value)not shownmodeledsee B1-fNot Applicable in NRI for this county; no descriptor.
Volcanic Activityannual probabilitynot shownmodeledsee B1-fNot Applicable in NRI for this county; no descriptor.
Wildfire0.00167annual probability at a locationchance a given location in the county burns in a year: 0.167%LikelyStorm Events records in 3 of 30 years, 1996 to 2025 (10%)not shownmodeledsee B1-fDescriptor from Storm Events, not NRI: the NRI value is the chance at a location in the county, not how often the hazard affects the county.
Winter Weather3.11event-days per yearabout 3.11 days per yearLikelyevent-days in 16 of 30 years, 1996 to 2025 (53.3%)592005-11-12 to 2024-11-12 (19 years)countywide

FEMA annualized frequency (modeled) comes from the National Risk Index v1.20 (December 2025). It is not recorded events divided by years, and what it measures depends on the hazard. For most hazards it estimates how often the hazard affects this county each year: it counts events or event-days (drought, heat wave, cold wave, winter weather, ice storm and inland flooding are in days per year; lightning is the number of days per year with a recorded cloud-to-ground strike, from the NOAA Storm Prediction Center daily lightning climatology); it may count events in the surrounding area (hail, strong wind, tornado, hurricane and ice storm use a 49 km grid and buffers) and is averaged over the county's area; and some hazards use a minimum value for places with no recorded event. Earthquake, wildfire and coastal flooding are different: FEMA computes them for each census block and averages them over the county, so the value is the chance (for coastal flooding, the modeled number of floods per year) at a location in the county, which is lower than the chance that the hazard strikes somewhere in the county. Earthquake is the chance of at least minor-damage shaking (U.S. Geological Survey model); wildfire is the chance that a location burns in a large fire (U.S. Forest Service burn probability); coastal flooding comes from FEMA flood zones and NOAA high-tide flooding, so it can be above 1 where high-tide flooding is frequent. Tsunami is the value at the county's most exposed location, from recorded events and modeled return periods. For these four hazards the packet gives no "1 in N years" and takes the descriptor from Storm Events (none for earthquake) unless the value is 1 or more a year. Landslide is a U.S. Geological Survey modeled county rate spread by slope susceptibility. Volcanic activity is the chance that a volcano affecting the county erupts in a year. Drought counts only extreme and exceptional drought (D3 and D4). Source: FEMA, National Risk Index Technical Documentation v1.20, sections 5.2.2 (Table 5), 5.2.3, 7.4, 10.4, 16.5, 17.1, 17.3.1, 17.5, 20.3.1, 21.4, 22.4 and 6 to 23.

Sources

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

Descriptor scale used in this packet (defined per unit)

UnitDescriptorDefinition
events per yearHighly likely1 or more per year
events per yearLikelyabout once in 1 to 10 years
events per yearPossibleabout once in 10 to 100 years
events per yearUnlikelyless than once in 100 years
annual probabilityLikely10% to under 100% chance in a given year
annual probabilityPossible1% to under 10% chance in a given year
annual probabilityUnlikelyunder 1% chance in a given year
event-days (share of years)Highly likelyevent-days recorded in 90% or more of years
event-days (share of years)Likelyevent-days recorded in 10% to under 90% of years
event-days (share of years)Possibleevent-days recorded in some years but under 10% of years
lightning strike-daysHighly likelycloud-to-ground strikes on 1 or more days per year

Sources

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

Intensity bands: historical frequency (Storm Events)

HazardBandYearsEventscounty-coded recordsYears in periodEvents per yearevents / years
Hail1.00-1.99 in1996 to 2025186306.2
Hail2.00 in+1996 to 202517300.567
Strong Wind (Thunderstorm Wind records)50-64 kt1996 to 2025158305.27
Strong Wind (Thunderstorm Wind records)65 kt+1996 to 202512300.4
Strong Wind (Thunderstorm Wind records)unmeasured or below 50 kt1996 to 202547301.57
TornadoEF0-11996 to 202515300.5
TornadoEF2-31996 to 20256300.2
TornadoEF4-51996 to 20250300
Tornadounrated (EFU)1996 to 20252300.0667

Hail smaller than 1 inch is not counted: on 2010-01-05 the National Weather Service raised its severe-hail threshold from 3/4 inch to 1 inch, so smaller reports became less common after 2009 (NWS Service Change Notice 09-52). NRI hail frequency uses a 0.75 inch threshold.

Source

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

Optional: future conditions. Not a required item in the 2025 FEMA Local Mitigation Planning Policy Guide; some states ask for it. The federal Climate Mapping for Resilience and Adaptation (CMRA) site gives county exposure to future climate conditions.

Supports B1-f: variation across the planning area

Range of census tract risk within the county

HazardTractsrated of allRisk score minNRI score, 0 to 100MedianMaxTracts by ratingNote
Avalanche0 of 58Not Applicable 58
Coastal Flooding0 of 58Not Applicable 58
Cold Wave58 of 5817.384.696.1Very High 1, Relatively High 42, Relatively Moderate 14, Very Low 1National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.
Drought34 of 5870.380.992.3Relatively Moderate 1, Relatively Low 19, Very Low 14, No Rating 24National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. Agriculture is all of NRI's expected annual loss for this hazard in the county, so the tract range above mostly reflects where crop and livestock value is, not where buildings and people are. Confirm locally.
Earthquake58 of 584.722.551.4Relatively Low 2, Very Low 56
Hail58 of 5840.371.989.7Relatively High 1, Relatively Moderate 38, Relatively Low 19National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.
Heat Wave58 of 582.082.394.5Relatively High 21, Relatively Moderate 36, Very Low 1National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.
Hurricane58 of 5848.661.778.9Relatively Moderate 1, Relatively Low 55, Very Low 2
Ice Storm58 of 582.141.867.0Relatively Low 45, Very Low 13National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.
Inland Flooding58 of 580.644.281.4Relatively High 2, Relatively Moderate 23, Relatively Low 25, Very Low 8
Landslide57 of 5812.241.184.7Relatively Low 1, Very Low 56, No Rating 1
Lightning58 of 581.085.497.8Very High 3, Relatively High 37, Relatively Moderate 17, Very Low 1National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.
Strong Wind58 of 5812.842.175.1Relatively Moderate 9, Relatively Low 48, Very Low 1National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.
Tornado58 of 5831.495.099.8Very High 32, Relatively High 25, Relatively Low 1
Tsunami0 of 58Not Applicable 58
Volcanic Activity0 of 58Not Applicable 58
Wildfire53 of 5820.581.797.5Relatively High 1, Relatively Moderate 13, Relatively Low 23, Very Low 16, No Rating 5
Winter Weather58 of 5819.333.964.9Relatively Moderate 4, Relatively Low 54National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.

Rated tracts only: No Rating (score 0.0), Not Applicable and Insufficient Data tracts are counted but not used for the minimum, median and maximum.

Source

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

Per-member block (Starter, confirm locally)

MemberTypePlan statusRepetitive lossFMA RL and SRL (44 CFR 77.2); repeat-flood, any definitionPublic Assistance matchedfederal share obligated, nominal dollarsEvent records naming this placeall years; since the member's planNotes
McLennan CountyCountyApproved, expires 2030-10-09FMA RL 2, SRL 2; any 6$588,8690; 0Includes $155,769.20 for declarations not counted as hazard incidents (EM-3363-TX).
Bellmead cityCityApproved, expires 2030-10-09FMA RL 0, SRL 0; any 1$37,218.9637; 1Includes $20,245.72 for declarations not counted as hazard incidents (DR-4485-TX, EM-3363-TX).
Beverly Hills cityCityApproved, expires 2030-10-09FMA RL 0, SRL 0; any 1none found15; 0
Bruceville-Eddy cityCityApproved, expires 2030-10-09FMA RL 0, SRL 0; any 0none found8; 0
Crawford townTownApproved, expires 2030-10-09FMA RL 0, SRL 0; any 0none found42; 0
Gholson cityCityApproved, expires 2030-10-09FMA RL 0, SRL 0; any 0none found9; 0
Hallsburg cityCityApproved, expires 2030-10-09FMA RL 0, SRL 0; any 0none found10; 5
Hewitt cityCityApproved, expires 2030-10-09FMA RL 0, SRL 0; any 4$13,670.2751; 4Includes $13,670.27 for declarations not counted as hazard incidents (EM-3363-TX).
Lacy-Lakeview cityCityApproved, expires 2030-10-09FMA RL 0, SRL 0; any 1$13,467.6415; 0Includes $13,467.64 for declarations not counted as hazard incidents (EM-3363-TX).
Leroy cityCityApproved, expires 2030-10-09FMA RL 0, SRL 0; any 0none found14; 0
Lorena cityCityApproved, expires 2030-10-09FMA RL 0, SRL 0; any 0none found40; 0
Mart cityCityApproved, expires 2030-10-09FMA RL 0, SRL 0; any 0$26,100.2827; 0
McGregor cityCityApproved, expires 2030-10-09FMA RL 0, SRL 0; any 0none found38; 2
Moody cityCityApproved, expires 2030-10-09FMA RL 0, SRL 0; any 0none found35; 0
Riesel cityCityApproved, expires 2030-10-09FMA RL 0, SRL 0; any 0$1,376.218; 0Includes $1,376.21 for declarations not counted as hazard incidents (DR-1606-TX).
Robinson cityCityApproved, expires 2030-10-09FMA RL 1, SRL 3; any 6$4,871.9219; 1Includes $4,871.92 for declarations not counted as hazard incidents (EM-3363-TX).
Ross cityCityApproved, expires 2030-10-09FMA RL 0, SRL 0; any 0none found4; 0
Waco cityCityApproved, expires 2030-10-09FMA RL 0, SRL 0; any 8$3,160,690.84115; 1Includes $1,288,517.12 for declarations not counted as hazard incidents (DR-4485-TX, EM-3216-TX, EM-3363-TX).
West cityCityApproved, expires 2030-10-09FMA RL 0, SRL 0; any 0$1,836,617.8435; 3Includes $1,836,617.84 for declarations not counted as hazard incidents (DR-4136-TX, EM-3363-TX).
Woodway cityCityApproved, expires 2030-10-09FMA RL 0, SRL 0; any 3$24,677.1529; 3Includes $15,132.65 for declarations not counted as hazard incidents (EM-3216-TX, EM-3363-TX).

Member rows are whole NFIP communities and need not add up to the county total: a community that extends into another county is counted in full on each member row, while the county table counts only its part in this county.

School districts and special districts get a plan clock row only.

Sources

FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-26T121003Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)

FEMA, OpenFEMA NfipMultipleLossProperties v1, version 2026-08-04T164045Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/NfipMultipleLossProperties (API)

FEMA, OpenFEMA PublicAssistanceFundedProjectsSummaries v1, version 2026-09-26T151157Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/PublicAssistanceFundedProjectsSummaries (API)

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

Supports B2-a and B2-b: assets and impacts

Local data required

County-level starter. The plan must describe impacts for each participant and its own assets.

  • Critical facilities and lifelines per hazard
  • A problem statement per participant per hazard
  • Changes in development in hazard-prone areas since the last approval, or a statement of none (E1-a)
  • Future assets

County-level starter: exposure, expected annual loss and damage since the plan

HazardBuilding exposuremodeled dollarsAgriculture exposuremodeled dollarsPopulation exposedpeopleEAL buildingsmodeled dollars per yearEAL agriculturemodeled dollars per yearEAL population equivalencestatistical value of life and injury, $13.7M per life, not property damageEAL as % of exposurebuildings; agriculture where notedStorm Events damage since 2025-10-10county-coded records, property plus crops, nominal dollarsZone-level damage since planproperty plus crops, reported for the zonePublic Assistance since plannominal dollars; see noteNote
AvalancheNot Applicable in NRI for this county
Coastal FloodingNot Applicable in NRI for this county
Cold Wave$56,240,347,194$231,327,079260,302$112,442$123,188$11,653,5180.0002%$0
Drought$59,387,396$180,0480.303% (agriculture)$0NRI has no building exposure for this hazard; agriculture shown
Earthquake$103,774,219,382260,579$333,454$158,6620.000321%
Hail$56,240,347,194$231,327,079260,302$1,126,838$38,565$285,2670.002%$293,000
Heat Wave$56,240,347,194$231,327,079260,302$644$1,068$6,206,572under 0.0001%$0
Hurricane$56,232,796,573$230,941,422260,218$1,596,238$198,414$82,8370.00284%
Ice Storm$56,239,785,672260,302$36,583$168,246under 0.0001%
Inland Flooding$56,221,637,424$40,149,37413,747$26,650,933$361$2,639,811n/a (see note)$1,195,000NRI counts the full building value of any census block with some flood loss; this is not the value of buildings in the floodplain. Use local FIRM overlays for B2-a/B2-b. EAL as % of exposure: n/a.
Landslide$329,160,1191,268$469$180.000142%
Lightning$56,240,347,194260,302$53,032$1,928,142under 0.0001%
Strong Wind$56,240,347,194$231,327,079260,302$487,329$13,255$221,9300.000867%$65,000
Tornado$56,240,347,194$231,327,079260,302$5,296,612$7,861$23,631,6890.00942%
TsunamiNot Applicable in NRI for this county
Volcanic ActivityNot Applicable in NRI for this county
Wildfire$7,822,222,945$85,150,84249,725$1,076,850$1,054$99,5230.0138%
Winter Weather$56,240,347,194$231,327,079260,302$69,795$119$1,5030.000124%$0

Totals since 2025-10-10 (Storm Events through 2026-06-30): 26 county-coded records, 26 with a damage value recorded (including $0), $1,553,000; 6 zone-level records, 6 with a damage value recorded (including $0), $0 reported for the zone; Public Assistance on counted declarations none found (0 declarations, 0 with PA).

Total = buildings + agriculture + population equivalence; FEMA values each expected death (or 10 injuries) at $13.7 million (2024 dollars).

FEMA does not split Public Assistance by hazard. A declaration mapped to several hazards is listed under each of them with its full amount, so the per-hazard column must not be added up; the unit total counts each declaration once.

Dollars are nominal (as reported), labeled with the year; not adjusted for inflation.

Sources

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-28, https://www.weather.gov/gis/ZoneCounty

FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-27T010817Z, pulled 2026-09-28, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)

FEMA, OpenFEMA PublicAssistanceFundedProjectsSummaries v1, version 2026-09-26T151157Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/PublicAssistanceFundedProjectsSummaries (API)

FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-26T121003Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)

Texas A&M Forest Service TxWRAP for wildfire risk; Texas State Hazard Mitigation Plan hazard list for B1-a exclusions.

Supports B2-a: context

County context

MeasureValue
Population260,302
Building value (total, not at risk)$56,240,347,194
Agriculture value (total, not at risk)$231,327,079
NRI risk rating (all hazards)Relatively Moderate
Expected annual loss, buildings and agriculture, all hazards$37,405,151
Expected annual loss, population equivalence, all hazards (NRI values each statistical life at $13.7M; a modeled value of expected deaths and injuries, not property damage)$47,077,717
Social vulnerability ratingRelatively High
Community resilience ratingRelatively High
NRI versionDecember 2025

FEMA's all-hazard expected annual loss total adds buildings, agriculture and population equivalence; the two parts are shown separately so the property figure is not read as including the statistical value of life.

Source

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

Supports B2-c: repetitive loss

Repetitive loss in this county, both definitions

DefinitionPropertiesSevere repetitive lossProperties
Repetitive loss, FMA definition (44 CFR 77.2)3Severe repetitive loss, FMA definition (44 CFR 77.2)5
Repetitive loss, NFIP insurance definition30Severe repetitive loss, NFIP insurance definition5

Your state NFIP coordinator's list may use the NFIP insurance definition, so its counts can be higher.

Repeat-flood properties: county and state-level rows

ScopeRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
County total3530530010
MCLENNAN COUNTY*2262602
BELLMEAD, CITY OF0010101
HEWITT,CITY OF0040400
ROBINSON, CITY OF1363602
WACO, CITY OF0080803
WOODWAY, CITY OF0030301
BEVERLY HILLS, CITY OF0010101
LACY-LAKEVIEW, CITY OF0010100
State level, not in this county: county not reported381271319

Repeat-flood properties by plan member (NFIP community)

MemberNFIP community IDRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredpropertiesNote
McLennan County4804562262602
Bellmead city4804570010101
Beverly Hills city4809250010101
Bruceville-Eddy city4813020000000
Crawford town4809260000000
Gholson city4815210000000
Hallsburg city4815220000000
Hewitt city4804580040400
Lacy-Lakeview city4809270010100
Leroy city4813140000000
Lorena city4809280000000
Mart city4809290000000
McGregor city4804590000000
Moody city4809300000000
Riesel city4813160000000
Robinson city4804601363602
Ross city4813170000000
Waco city4804610080803
West city4809310000000
Woodway city4804620030301

Per-member types: XLSX sheet 'B2-c Members'.

Member rows are whole NFIP communities and need not add up to the county total: a community that extends into another county is counted in full on each member row, while the county table counts only its part in this county.

County repeat-flood properties by occupancy group

Occupancy groupRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
single-family residential342742708
2 to 4 unit residential0000000
other residential0000000
non-residential0131302
not reported0000000

Institutional properties cannot be separated in this data: FEMA's occupancy groups have no institutional class, so they fall in non-residential or other residential in the table by occupancy group.

FMA RL and FMA SRL are the Flood Mitigation Assistance definitions (44 CFR 77.2), the ones the FEMA Local Mitigation Planning Policy Guide cites; OpenFEMA's fmaRl field description omits the Increased Cost of Compliance clause of 44 CFR 77.2(i). NFIP repetitive loss (FEMA insurance definition, nfipRl) is 2 or more claims over $1,000 in 10 years and can drop to false when a property is mitigated. Also shown: NFIP severe repetitive loss, any category, mitigated and currently insured.

Your state NFIP coordinator's list may use the NFIP insurance definition, so its counts can be higher.

Counts are aggregates of FEMA's public NFIP Multiple Loss Properties file (as of 2026-08-02). No property is identified. County assignment is FEMA's geocode.

Counts may differ from your state NFIP coordinator's list, which is the source the Handbook names.

In this county 0 properties are FMA repetitive loss but not NFIP repetitive loss, and 27 properties are NFIP repetitive loss but not FMA repetitive loss.

Exact counts; no count suppression.

Sources

Every table above lists its own sources. The full list, for the plan's bibliography (FEMA review item A4-a):

  1. FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-26T121003Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)
  2. FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-27T010817Z, pulled 2026-09-28, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)
  3. FEMA, OpenFEMA PublicAssistanceFundedProjectsSummaries v1, version 2026-09-26T151157Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/PublicAssistanceFundedProjectsSummaries (API)
  4. FEMA, OpenFEMA NfipMultipleLossProperties v1, version 2026-08-04T164045Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/NfipMultipleLossProperties (API)
  5. FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)
  6. NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/
  7. NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-28, https://www.weather.gov/gis/ZoneCounty
  8. U.S. Census Bureau, Census 2024 Gazetteer, 2020 place by county, CT county-to-cousub crosswalk, version 2024-gazetteer, pulled 2026-09-28, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_counties_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_cousubs_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_place_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_unsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_elsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_scsd_national.zip, https://www2.census.gov/geo/docs/reference/codes2020/national_place_by_county2020.txt, https://www2.census.gov/geo/docs/reference/ct_change/ct_cou_to_cousub_crosswalk.xlsx

OpenFEMA disclaimer

This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Hazard Plain is an independent product built from public federal data. It is not a FEMA document and is not reviewed or endorsed by FEMA or any state agency.

Reuse, citation and corrections

Reuse and citation: Hazard Plain text and tables are licensed under Creative Commons Attribution 4.0 International (CC BY 4.0, https://creativecommons.org/licenses/by/4.0/); credit Hazard Plain and the release. The underlying federal data are public domain; OpenFEMA data are also subject to the OpenFEMA terms and conditions.

Cite this: Hazard Plain (2026). McLennan County, TX: risk-assessment baseline packet, release 2026-10 (data as of 2026-09-28; County area 48309). Preview: automated baseline. Built from FEMA OpenFEMA, the FEMA National Risk Index and NOAA NCEI Storm Events; source versions in the packet's Sources list.

Corrections: to report an error, name the packet, the table and what your records show. Contact: to be added

Hazard Plain release 2026-10. As of 2026-09-28; Storm Events data through 2026-06-30. File hazard-plain_2026-10_TX_48309. Preview: automated baseline.