Hazard Plain Automated baseline

Fisher County, TX

Risk-assessment baseline packet

County FIPS:
48151
Release:
2026-10
Data as of:
2026-09-30
Storm Events data through:
2026-06-30

Hazard Plain is an independent product built from public federal data. It is not a FEMA document and is not reviewed or endorsed by FEMA or any state agency.

Hazard Plain release 2026-10, as of 2026-09-30.

Summary

Plan status as of 2026-09-30: Expired on 2025-01-29. Plan: West Central Texas Council of Governments Planning Area 3 (FEMA plan 105427), approved 2020-01-30.

Since the plan was approved on 2020-01-30: 2 new hazard declarations (1 incident) and 107 NOAA Storm Events records; details under "What changed since your last plan".

Highest expected annual loss (FEMA National Risk Index, modeled total; see B1-a): Drought ($1,089,506 a year), Inland Flooding ($680,519) and Hail ($496,039).

The tables that follow are organized by the items of FEMA's Local Mitigation Plan Review Tool, Element B (B1-a to B2-c); each heading says which item its tables support.

Plan clock

Status:
Expired on 2025-01-29
Plan:
West Central Texas Council of Governments Planning Area 3 (FEMA plan 105427)
Approved:
2020-01-30
Days since expiry:
609
Update underway:
none recorded in FEMA's plan tracker

Until a new plan is approved, FEMA mitigation project grants (HMGP, FMA) need a FEMA exception (44 CFR 201.6(a)(3)).

What changed since your last plan (approved 2020-01-30)

New federal declarations:
2 new hazard declarations (1 incident): EM-3554-TX (Severe Winter Storm), DR-4586-TX (Severe Winter Storms); also 2 COVID-19 declarations (not counted)
Storm Events records since approval:
107 records (data through 2026-06-30)
Repetitive loss now:
FMA RL 0, SRL 0 (44 CFR 77.2); any definition: 1
Repeat-flood change:
this release sets the baseline count.

Sources: 1, 2, 4, 6 (numbered list at the end)

Plan status for every jurisdiction listed in this county

Source: 1

JurisdictionTypeStatusPlanApprovedExpiresDays to expirynegative = days since expiryUpdate underway
Fisher CountyCountyExpired on 2025-01-29West Central Texas Council of Governments Planning Area 3 (FEMA plan 105427)2020-01-302025-01-29-609
Hamlin cityCityExpired on 2025-01-20West Central Texas Council of Governments Planning Area 2 (FEMA plan 105262)2020-01-212025-01-20-618
Roby cityCityExpired on 2025-01-29West Central Texas Council of Governments Planning Area 3 (FEMA plan 105427)2020-01-302025-01-29-609
Rotan cityCityExpired on 2025-01-29West Central Texas Council of Governments Planning Area 3 (FEMA plan 105427)2020-01-302025-01-29-609
Roscoe Collegiate Independent School DistrictSchool/School DistrictNo approved plan on recordnonenonenoneFEMA tracker shows a plan in review

Plan 105427 lists 10 other participants, named in the Excel file.

State plan status and tribal plans in this state: see the state page.

Supports FEMA checklist item B1-a: hazard identification

Hazards NRI does not cover (local data needed)

  • dam failure (incl. upstream dams)
  • levee failure
  • flash flood as its own subtype
  • ice jams
  • debris flows
  • erosion (riverine and coastal)
  • land subsidence and sinkholes
  • expansive soils

The 18 National Risk Index hazards, ranked by expected annual loss (EAL)

Sources: 5, 6

Rank by EALHazardNRI risk ratingEAL ratingEAL buildingsmodeled dollars per yearEAL agriculturemodeled dollars per yearCost of expected deaths and injuriesFEMA's dollar value per year, not property damageEAL total (see note)modeled dollars per yearStorm Events records, 1996 to 2026-06-30countStorm Events coverage note
1DroughtRelatively ModerateRelatively Moderaten/a$1,089,506n/a$1,089,50679
2Inland FloodingVery LowVery Low$676,981$422$3,117$680,51934
3HailRelatively LowRelatively Low$336,798$126,944$32,297$496,039160
4TornadoVery LowVery Low$123,969$1,254$68,741$193,96522
5Strong WindVery LowRelatively Low$87,462$15,046$62,303$164,81185Includes 5 High Wind records (a NOAA non-thunderstorm wind type, outside NRI's Strong Wind definition).
6Cold WaveVery LowVery Low$946$4$117,818$118,7687Includes 1 Frost/Freeze record (outside NRI's Cold Wave definition; counted in this table and in B1-d, not in the B1-e descriptor).
7WildfireVery LowVery Low$59,041$269$5,359$64,6702
8Heat WaveVery LowVery Low$19$1,390$57,135$58,5440No recorded events in Storm Events since 1996 (data through 2026-06-30).
9Winter WeatherVery LowRelatively Low$680$38$11,583$12,30140
10LightningVery LowVery Low$2,410n/a$8,772$11,1830No recorded events in Storm Events since 1996 (data through 2026-06-30).
11Ice StormVery LowVery Low$4,428n/a$1,790$6,2185
12HurricaneVery LowVery Low$2,163$1,974$23$4,1601Includes 1 Tropical Depression record (outside NRI's Hurricane definition).
13EarthquakeVery LowVery Low$3,048n/a$1,023$4,072Storm Events does not record earthquakes.
14LandslideVery LowVery Low$3n/a$81$840No recorded events in Storm Events since 1996 (data through 2026-06-30).

Total = buildings + agriculture + population equivalence; FEMA values each expected death (or 10 injuries) at $13.7 million (2024 dollars).

NRI risk rating combines expected annual loss with social vulnerability and community resilience; EAL rating rates expected annual loss alone. Both compare this county with all U.S. counties.

Local data needed: state and local lightning and landslide records (Storm Events records these hazards only in part).

Not applicable to this county per NRI, with no federal declaration and no Storm Events record since 1996: avalanche, coastal flooding, tsunami and volcanic activity. That is the evidence for leaving them out of the plan.

The state hazard mitigation plan also lists hazards for this county; FEMA asks the plan to explain any hazard it leaves out.

Supports FEMA checklist item B1-b: hazard location

Affects the whole county (national data give no location within it): Cold Wave, Drought, Hail, Heat Wave, Ice Storm, Lightning, Strong Wind and Winter Weather.

Inland Flooding: The FEMA Flood Insurance Rate Map (FIRM) is the required location source for flooding. See the FEMA Flood Map Service Center (https://msc.fema.gov) for this county.

Hazards that vary within the county: highest-rated census tracts

Source: 5

HazardHighest-rated census tractsNRI risk rating, score 0 to 100
Earthquaketract 9504 (Very Low, 10.1); tract 9503 (Very Low, 9.0)
Hurricanetract 9503 (Very Low, 40.4); tract 9504 (Very Low, 39.1)
Landslidetract 9503 (Very Low, 75.7); tract 9504 (Very Low, 72.8)
Tornadotract 9504 (Relatively Moderate, 57.8); tract 9503 (Relatively Moderate, 56.9)
Wildfiretract 9503 (Relatively Moderate, 91.4); tract 9504 (Relatively Low, 88.2)

Up to 3 census tracts per hazard, highest National Risk Index rating first, then highest score; a tract number is the Census tract number (for example 9504 is Census Tract 9504). FEMA's Resilience Analysis and Planning Tool maps the National Risk Index for every tract: https://www.fema.gov/emergency-managers/practitioners/resilience-analysis-and-planning-tool

Supports FEMA checklist item B1-c: hazard extent

Extent: scale, observed range and worst recorded event per hazard

Sources: 6, 7

HazardScaleRecordscount and yearsObserved rangeWorst recorded eventMost damaging (when different)How it applies to jurisdictionsNote
Cold/Wind Chill, Extreme Cold/Wind Chillwind chill6 records, 2007 to 2026 (6 zone-level)1 day to 3 days (median 2.5 days); 4 with a recorded value3 consecutive days, 2021-02-14 to 2021-02-16, zone-levelCountywide (zone-level records).
Frost/Freeze (outside NRI's Cold Wave definition)crop damage1 record, 2009 (1 zone-level)No crop damage reported in 1 record.Countywide (zone-level records).
DroughtU.S. Drought Monitor scale (D0 to D4)79 records, 1998 to 2026 (79 zone-level)30 days to 822 days (median 61 days); 14 with a recorded value822 days (27 months), 2011-09-01 to 2013-11-30, a run of 27 consecutive Storm Events drought records, zone-levelDrought, 1998-08-01, property not reported; $5,000,000 crops (zone total, 1998 dollars)Countywide (zone-level records).Storm Events enters a drought at D2 or worse east of the Rockies and D3 or worse from the Rockies west (NWS Instruction 10-1605); NRI drought counts D3 and D4 only.
EarthquakeModified Mercalli (local data)0Storm Events does not record earthquakes; the USGS earthquake catalog is the source.
Hailhail size (inches)207 records, 1962 to 20260.75 in to 4.5 in (median 1.25 in); 207 with a recorded value4.5 in hail, 1990-04-14; same size also recorded on 1986-04-25Hail, 2002-05-04, $5,000,000 property; crops not reported (2002 dollars)Event records naming jurisdictions in the plan: Rotan city (70 records), Roby city (44 records).
Excessive Heat, Heatheat index (in event narratives)0
Hurricane, Tropical Storm, Tropical DepressionSaffir-Simpson1 record, 2007 (1 zone-level)Strongest recorded: Tropical Depression record, 2007-08-16 to 2007-08-18, $0 property; $0 crops (2007 dollars); NWS zone TXZ049Countywide (zone-level records).Storm Events files every zone of a storm's episode under the storm's type; flooding from the storm is filed as Flood or Flash Flood records.
Ice StormSperry-Piltz ice scale (local data)5 records, 1996 to 2020 (5 zone-level)Ice Storm, 2007-01-12, $1,000 property; $0 crops (2007 dollars); NWS zone TXZ049Countywide (zone-level records).
Flash Flood, Flood, Lakeshore Flooddamage and flood days (flood depth: FIRM)34 records, 1997 to 2025 (2 zone-level)Flood, 2005-08-14, $30,000 property; crops not reported (2005 dollars); NWS zone TXZ049Event records naming jurisdictions in the plan: Roby city (11 records), Rotan city (4 records). Zone-level records (2) apply countywide.Flood depth: see the FEMA Flood Insurance Rate Map. Storm Events damage is often $0 or blank for floods, major ones included; FEMA Public Assistance by declaration (B1-d) shows which floods cost the most.
Debris Flownone (count and damage only)0
Lightningannualized frequency (the measure FEMA's Local Mitigation Planning Handbook names)0Storm Events lists lightning with damage or casualties.
High Wind and Strong Wind (outside NRI's Strong Wind definition)wind speed (kt and mph)5 records, 2007 to 2025 (5 zone-level)35 kt (40 mph) to 61 kt (70 mph) (median 46 kt (53 mph)); 5 with a recorded value61 kt (70 mph) measured gust, High Wind, 2025-03-14; NWS zone TXZ049High Wind, 2007-02-24, $2,000 property; $0 crops (zone total, 2007 dollars)Countywide (zone-level records).
Thunderstorm Windwind speed (kt and mph)98 records, 1955 to 202650 kt (58 mph) to 87 kt (100 mph) (median 56 kt (64 mph)); 78 with a recorded value87 kt (100 mph) estimated gust, Thunderstorm Wind, 2025-06-08Thunderstorm Wind, 2009-06-02, $500,000 property; $0 crops (2009 dollars)Event records naming jurisdictions in the plan: Rotan city (41 records), Roby city (29 records), Hamlin city (1 record).
TornadoEnhanced Fujita (Fujita before Feb 2007)50 records, 1955 to 2023F/EF0 to F/EF2 (median F/EF0); 47 with a recorded valueF2 tornado, 1994-05-12, 2 mi path length (whole path, pre-1996), 75 yd wide, $500,000 property; crops not recorded (1994 dollars)Event records naming jurisdictions in the plan: Rotan city (8 records), Roby city (5 records).Before 1996 a tornado is listed once, under the county where it began, with its whole path's rating and length; from 1996 on, each county lists its own segment. Length is not used to rank tornadoes (see Methods).
Wildfireacres burned (local data)2 records, 2011 (2 zone-level)No damage reported in 2 records.Countywide (zone-level records).
Winter Storm, Heavy Snow, Blizzard, Lake-Effect Snow, Winter Weather, Sleetnone in data (snowfall: local data)40 records, 1996 to 2026 (40 zone-level)No damage reported in 40 records.Countywide (zone-level records).

In event narratives only (local data needed): wind chill, temperature, heat index, ice thickness, acres burned and snow depth; any physical measure of debris flow and lightning.

Storm Events records are more complete after 1996; before 1996 only Tornado (from 1950), Hail and Thunderstorm Wind (from 1955) exist. Zone-level records from zones that no NWS zone-county file places in this county (mostly before 2020) are not counted here (the Methods page explains the zone matching).

Dollars are nominal (as reported), labeled with the year; not adjusted for inflation.

Supports FEMA checklist item B1-d: previous occurrences

Federal declarations for this county: 16 declarations covering 8 separate hazard incidents counted in this packet (declarations for the same incident count once; non-natural and evacuation-only declarations are not counted).

Federal disaster declarations for this county

Sources: 1, 2, 3

DeclaredIncident beganFEMA numberTypeTitleMapped hazardCounty Public Assistancefederal share obligated, nominal dollarsFlagsNotes
2021-02-192021-02-11DR-4586-TXMajor disasterSevere Winter StormsIce Stormno Public Assistance recordednew since last plan
2021-02-142021-02-11EM-3554-TXEmergencySevere Winter StormIce Stormno Public Assistance recordednew since last plansame incident as DR-4586
2020-03-252020-01-20DR-4485-TXMajor disasterCOVID-19 PandemicNon-natural, not countedno Public Assistance recordednew since last plan
2020-03-132020-01-20EM-3458-TXEmergencyCOVID-19Non-natural, not countedno Public Assistance recordednew since last plansame incident as DR-4485
2016-06-112016-05-22DR-4272-TXMajor disasterSevere Storms and FloodingInland Flooding$332,493.16
2016-02-092015-12-26DR-4255-TXMajor disasterSevere Winter Storms, Tornadoes, Straight-Line Winds, and FloodingInland Flooding; Strong Wind; Tornado; Winter Weatherno Public Assistance recorded
2011-07-012011-04-06DR-1999-TXMajor disasterWildfiresWildfire$58,005.82
2011-04-152011-04-11FM-2889-TXFire managementCooper Mountain Ranch FireWildfireno Public Assistance recordedsame incident as DR-1999
2008-03-142008-03-14EM-3284-TXEmergencyWildfiresWildfireno Public Assistance recorded
2006-01-112005-11-27DR-1624-TXMajor disasterExtreme Wildfire ThreatWildfire$1,543.51
2005-09-242005-09-23DR-1606-TXMajor disasterHurricane RitaHurricane: evacuation support (county designated for sheltering evacuees, no Individual Assistance), not a local hazard event; not countedno Public Assistance recorded
2005-09-212005-09-20EM-3261-TXEmergencyHurricane RitaHurricane: evacuation support (county designated for sheltering evacuees, no Individual Assistance), not a local hazard event; not countedno Public Assistance recordedsame incident as DR-1606
2005-09-022005-08-29EM-3216-TXEmergencyHurricane Katrina EvacuationHurricane: evacuation support, not a local hazard event; not countedno Public Assistance recorded
1999-09-011999-08-01EM-3142-TXEmergencyExtreme Fire HazardsWildfireno Public Assistance recorded
1998-08-261998-08-22DR-1239-TXMajor disasterTropical Storm CharleyHurricane; Inland Flooding: designated for Hazard Mitigation only (no Public or Individual Assistance for this county); not countedPA not declared for this county
1993-09-101993-08-30EM-3113-TXEmergencyExtreme Fire HazardDrought (primary); also designated: Wildfireno Public Assistance recorded

County Public Assistance: applicants the FEMA record places in this county, including any state agencies FEMA files there; statewide rows are listed on the state page; federal share obligated, nominal dollars.

Statewide declarations

Source: 2

DeclaredIncident beganFEMA numberTypeTitleMapped hazard
1998-06-231998-06-04EM-3127-TXEmergencyFireWildfire
1963-09-241963-09-24DR-159-TXMajor disasterHurricane CindyHurricane (primary); also designated: Inland Flooding
1961-09-161961-09-16DR-118-TXMajor disasterHurricane CarlaHurricane (primary); also designated: Inland Flooding
1960-07-151960-07-15DR-103-TXMajor disasterHeavy Rains, Hail, Floods & TornadoesHail; Inland Flooding; Tornado
1959-07-081959-07-08DR-93-TXMajor disasterFloodsInland Flooding
1958-06-061958-06-06DR-85-TXMajor disasterTornadoes, Rain, Hail & FloodsTornado (primary); also designated: Hail, Inland Flooding
1957-04-291957-04-29DR-72-TXMajor disasterHurricane, Rain, Wind, Hail & FloodsHurricane (primary); also designated: Hail, Inland Flooding
1954-07-011954-07-01DR-18-TXMajor disasterFloodInland Flooding
1953-06-191953-06-19DR-9-TXMajor disasterFloodInland Flooding
1953-05-151953-05-15DR-2-TXMajor disasterTornado & Heavy RainfallTornado

FEMA recorded these with designated area Statewide and no county, so they are listed on every county page in the state and not counted with county rows. Local data needed: whether each one affected this county.

91 Fire Management declarations (1988-03-12 to 2009-04-10) FEMA filed as Statewide with no county; each names one local fire. Listed on the state page.

Public Assistance not placed in any Texas county: 1 row, $902,084.65; listed on the Texas state page.

Source: 3

Previous occurrences by hazard, with explicit no-event rows

Sources: 2, 6, 7

HazardStorm Events records, all years on file(years in the Period column)Since plan approvalrecordsIn the 12 months before plan approvalrecordsLast 5 yearsrecordsDeclared incidents, all yearsseparate disastersDeclared since approvalseparate disastersPeriodStatement
Cold Wave7502001996 to 2026-06-30Includes 1 Frost/Freeze record.
Drought7926225101996 to 2026-06-30
Earthquake000000Storm Events does not record earthquakes; the USGS earthquake catalog is the source.
Hail20732229001955 to 2026-06-30
Heat Wave0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Hurricane1000001996 to 2026-06-30Includes 1 Tropical Depression record.
Ice Storm5100111996 to 2026-06-30
Inland Flooding34702201996 to 2026-06-30
Landslide0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Lightning0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Strong Wind10327225101955 to 2026-06-30Includes 5 High Wind records.
Tornado50121101950 to 2026-06-30
Wildfire2000501996 to 2026-06-30
Winter Weather40812101996 to 2026-06-30

Notable Storm Events records

Sources: 1, 6, 7

DateEvent typeMagnitude or extentDamagenominal dollarsDeaths, injuriesdirect onlyLocationFlagsWhy listed
2025-06-08Thunderstorm Wind87 kt (100 mph) estimated gust$0 property; $0 crops (2025 dollars)0, 0ROTAN to SYLVESTERnew since last plan; within last 5 yearsB1-c worst recorded: Thunderstorm Wind
2025-03-14High Wind61 kt (70 mph) measured gust$0 property; $0 crops (zone total, 2025 dollars)0, 0NWS zone TXZ049 (FISHER), zone-levelnew since last plan; within last 5 yearsB1-c worst recorded: High Wind and Strong Wind
2021-02-14Cold/Wind Chill$0 property; $0 crops (zone total, 2021 dollars)0, 0NWS zone TXZ049 (FISHER), zone-levelnew since last planB1-c worst recorded: Cold/Wind Chill, Extreme Cold/Wind Chill
2011-09-01Drought$0 property; $0 crops (zone total, 2011 dollars)0, 0NWS zone TXZ049 (FISHER), zone-levelB1-c worst recorded: Drought
2007-08-16Tropical Depression$0 property; $0 crops (zone total, 2007 dollars)0, 0NWS zone TXZ049 (FISHER), zone-levelB1-c worst recorded: Hurricane, Tropical Storm, Tropical Depression
2007-01-12Ice Storm$1,000 property; $0 crops (zone total, 2007 dollars)0, 0NWS zone TXZ049 (FISHER), zone-levelB1-c worst recorded: Ice Storm
2005-08-14Flood$30,000 property; crops not reported (zone total, 2005 dollars)0, 0NWS zone TXZ049 (FISHER), zone-levelB1-c worst recorded: Flash Flood, Flood, Lakeshore Flood
2002-05-04Hail1.75 in$5,000,000 property; crops not reported (2002 dollars)0, 0ROTANB1-c most damaging: Hail
1998-08-01Droughtproperty not reported; $5,000,000 crops (zone total, 1998 dollars)0, 0NWS zone TXZ049 (FISHER), zone-levelB1-c most damaging: Drought
1994-05-12TornadoF2, 2 mi path length (whole path, pre-1996), 75 yd wide$500,000 property; crops not recorded (1994 dollars)0, 0HobbsB1-c worst recorded: Tornado
1991-05-02TornadoF1, 0.6 mi path length (whole path, pre-1996), 50 yd wide$25,000 property; crops not recorded (1991 dollars)0, 1location not recordeddeaths or injuries recorded
1990-04-14Hail4.5 indamage not recorded (pre-1996 record)0, 0location not recordedB1-c worst recorded: Hail

The full list is in the Excel file, sheet "B1-d Storm Events history" (528 rows).

Location is the place NOAA recorded, as written in its data; it need not be a jurisdiction in this plan.

Local data needed: state-declared emergencies, from your state emergency management agency (federal data do not include them).

Tribal and special-area declarations in this state are listed on the state page.

Supports FEMA checklist item B1-e: probability of future events

Probability: FEMA annualized frequency and descriptor per hazard

Sources: 5, 6

HazardFEMA annualized frequency (modeled)unit per rowUnitIn plain termsDescriptorDescriptor basisNRI events or days in its record period (hail, wind and tornado are area-weighted, so can be fractional)NRI periodLocationNote
Cold Wave1.05event-days per yearabout 1.05 days per yearLikelyStorm Events event-days in 3 of 30 years, 1996 to 2025 (10%)202005-11-12 to 2024-11-12 (19 years)countywide
Drought75.6event-days per yearabout 75.6 days per yearLikelyStorm Events event-days in 14 of 30 years, 1996 to 2025 (46.7%)2,1282000 to 2025 (25.25 years; D3 and D4 only)countywide
Earthquake0.000391annual probability at a locationchance a given location in the county has at least minor-damage shaking in a year: 0.0391%not shownmodeledsee B1-fNo descriptor (Storm Events does not record earthquakes).
Hail5.13events per yearabout 5.13 per yearHighly likelyFEMA annualized frequency (modeled)194.8 (modeled)1986 to 2023 (38 years)countywide
Heat Wave9.63event-days per yearabout 9.63 days per yearStorm Events event-days in 0 of 30 years, 1996 to 2025 (0%)1382005-11-12 to 2024-11-12 (19 years)countywideNo Storm Events heat wave record, 1996 to 2025
Hurricane0.00595events per yearabout 1 in 168 yearsUnlikelyFEMA annualized frequency (modeled)21851 to 2024 (Atlantic)see B1-fNRI counts hurricane and tropical storm tracks passing within storm-force wind range; federal declarations are in B1-d.
Ice Storm0.35event-days per yearabout 0.35 days per yearLikelyStorm Events event-days in 4 of 30 years, 1996 to 2025 (13.3%)241946-12-31 to 2014-02-12 (67 years)countywide
Inland Flooding0.929event-days per yearabout 0.929 days per yearLikelyStorm Events event-days in 17 of 30 years, 1996 to 2025 (56.7%)261996 to 2023 (28 years)see B1-f
Landslide0.125events per year (modeled)about 1 in 8 yearsLikelyFEMA annualized frequency (modeled)not shownmodeledsee B1-f
Lightning48.5days per year with a strikeabout 48.5 days per yearHighly likelyFEMA annualized frequency (modeled)not shown1995 to 2023 (29 years; CONUS)countywide
Strong Wind2.01events per yearabout 2.01 per yearHighly likelyFEMA annualized frequency (modeled)771986 to 2023 (38 years)countywide
Tornado0.595events per yearabout 0.59 per yearLikelyFEMA annualized frequency (modeled)not shown1950 to 2023 (EF2+); 1986 to 2023 (EF0-1)see B1-f
Wildfire0.00259annual probability at a locationchance a given location in the county burns in a year: 0.259%PossibleStorm Events records in 1 of 30 years, 1996 to 2025 (3.33%)not shownmodeledsee B1-f
Winter Weather5.74event-days per yearabout 5.74 days per yearLikelyStorm Events event-days in 21 of 30 years, 1996 to 2025 (70%)1092005-11-12 to 2024-11-12 (19 years)countywide

FEMA annualized frequency (modeled) is the National Risk Index v1.20 (December 2025) estimate of how often a hazard affects this county in a year; it is not recorded events divided by years, and its unit differs by hazard (events, event-days, or days with a lightning strike per year). For earthquake, wildfire, coastal flooding and tsunami the value is the chance (or number of events) at a location in the county, not across the county, so no "1 in N years" is given and the descriptor comes from Storm Events where it has a record (none for earthquake). The Methods page gives each hazard's method, from FEMA's National Risk Index Technical Documentation v1.20.

Where NRI gives event-days, the descriptor comes from the share of years with a Storm Events record; NRI's source records more events, so the two differ.

Descriptor scale used in this packet (defined per unit)

Sources: 5, 6

UnitDescriptorDefinition
events per yearHighly likely1 or more per year
events per yearLikelyabout once in 1 to 10 years
events per yearPossibleabout once in 10 to 100 years
events per yearUnlikelyless than once in 100 years
annual probabilityLikely10% to under 100% chance in a given year
annual probabilityPossible1% to under 10% chance in a given year
annual probabilityUnlikelyunder 1% chance in a given year
event-days (share of years)Highly likelyevent-days recorded in 90% or more of years
event-days (share of years)Likelyevent-days recorded in 10% to under 90% of years
event-days (share of years)Possibleevent-days recorded in some years but under 10% of years
lightning strike-daysHighly likelycloud-to-ground strikes on 1 or more days per year

Intensity bands: historical frequency (Storm Events)

Source: 6

HazardBandYearsEventscounty-coded recordsYears in periodEvents per yearevents / years
Hail1.00-1.99 in1996 to 202588302.93
Hail2.00 in+1996 to 202518300.6
Thunderstorm Wind (counted as NRI Strong Wind)50-64 kt1996 to 202549301.63
Thunderstorm Wind (counted as NRI Strong Wind)65 kt+1996 to 202521300.7
Thunderstorm Wind (counted as NRI Strong Wind)unmeasured or below 50 kt1996 to 20258300.267
TornadoEF0-11996 to 202519300.633
TornadoEF2-31996 to 20250300
TornadoEF4-51996 to 20250300
Tornadounrated (EFU)1996 to 20253300.1

The bands show how often events of each severity were recorded in this county, to profile how severe events have been (FEMA's probability item asks for the range of intensities).

Hail smaller than 1 inch is not counted: on 2010-01-05 the National Weather Service raised its severe-hail threshold from 3/4 inch to 1 inch, so smaller reports became less common after 2009 (NWS Service Change Notice 09-52). NRI hail frequency uses a 0.75 inch threshold.

Optional: future conditions. Not a required item in the 2025 FEMA Local Mitigation Planning Policy Guide; some states ask for it. The federal Climate Mapping for Resilience and Adaptation (CMRA) site gives county exposure to future climate conditions (https://resilience.climate.gov/).

Supports FEMA checklist item B1-f: hazards that vary across jurisdictions

Range of census tract risk within the county

Source: 5

HazardTractsrated of allNRI risk score, 0 to 100Tracts by rating
MinMedianMax
Cold Wave2 of 252.452.753.0Relatively Moderate 2
Drought2 of 298.698.798.8Relatively High 2
Earthquake2 of 29.09.610.1Very Low 2
Hail2 of 296.997.097.2Relatively High 2
Heat Wave2 of 239.039.139.2Relatively Low 2
Hurricane2 of 239.139.840.4Very Low 2
Ice Storm2 of 235.336.838.3Relatively Low 2
Inland Flooding2 of 212.622.632.6Relatively Low 1, Very Low 1
Landslide2 of 272.874.375.7Very Low 2
Lightning2 of 228.929.530.1Relatively Low 2
Strong Wind2 of 286.987.287.5Relatively High 2
Tornado2 of 256.957.357.8Relatively Moderate 2
Wildfire2 of 288.289.891.4Relatively Moderate 1, Relatively Low 1
Winter Weather2 of 269.569.870.1Relatively Moderate 2

Drought: Agriculture is all of NRI's expected annual loss for this hazard in the county, so the tract range mostly reflects where crop and livestock value is.

Rated tracts only: No Rating (score 0.0), Not Applicable and Insufficient Data tracts are counted but not used for the minimum, median and maximum.

The score ranks a tract against all U.S. tracts (100 = highest). The rating is FEMA's category for the tract's risk value, computed differently, so the two can disagree.

Frequency data for cold wave, drought, hail, heat wave, ice storm, lightning, strong wind and winter weather are county-wide or coarse (49 km grid or NWS zone), the same for every jurisdiction; the tract range mostly reflects where buildings and people are (crop and livestock value where a line above names agriculture).

This county has 2 census tracts; the minimum, median and maximum come from those 2.

Each jurisdiction (starting figures from federal data)

Sources: 1, 3, 4, 6

JurisdictionTypePlan statusRepetitive lossFMA RL and SRL (44 CFR 77.2); repeat-flood, any definitionPublic Assistance to this jurisdictionFEMA records matched by applicant name; federal share obligated, nominal dollarsEvent records naming this placeall years; since its planNotes
Fisher CountyCountyExpired on 2025-01-29FMA RL 0, SRL 0; any 0$392,042.490 total; 0 since its plan
Hamlin cityCityExpired on 2025-01-20FMA RL 5, SRL 2; any 5no Public Assistance recorded1 total; 0 since its planWhole community, including the part in Jones County; none of its repeat-flood properties are in this county.
Roby cityCityExpired on 2025-01-29FMA RL 0, SRL 0; any 0no Public Assistance recorded89 total; 8 since its plan
Rotan cityCityExpired on 2025-01-29FMA RL 0, SRL 0; any 1no Public Assistance recorded123 total; 34 since its plan

Repetitive-loss counts are for whole NFIP communities, which can extend beyond this county (see the note in B2-c).

School districts and special districts get a plan clock row only.

Supports FEMA checklist items B2-a and B2-b: vulnerability and potential impacts

Local data needed

The table below gives county-level starting figures; the plan describes impacts for each jurisdiction and its own assets.

  • Critical facilities and lifelines per hazard
  • A problem statement per jurisdiction per hazard
  • Changes in development in hazard-prone areas since the last approval, or a statement of none (E1-a)
  • Future assets
  • Texas A&M Forest Service TxWRAP for wildfire risk; Texas State Hazard Mitigation Plan hazard list for B1-a exclusions.

County-level starter: exposure, expected annual loss and damage since the plan

Sources: 1, 2, 3, 5, 6, 7

HazardBuilding exposuremodeled dollarsAgriculture exposuremodeled dollarsPopulation exposedpeopleEAL buildingsmodeled dollars per yearEAL agriculturemodeled dollars per yearCost of expected deaths and injuriesFEMA's dollar value per year, not property damageEAL as % of exposurebuildings; agriculture where notedStorm Events damage since 2020-01-30county-coded records, property plus crops, nominal dollarsZone-level damage since planproperty plus crops, reported for the zonePublic Assistance since plannominal dollars; see noteNote
Cold Wave$1,090,197,022$46,057,7613,647$946$4$117,818under 0.0001%$0
Droughtn/a$20,261,640n/an/a$1,089,506n/a5.38% (agriculture)$0NRI has no building exposure for this hazard; agriculture shown
Earthquake$1,887,017,009n/a3,672$3,048n/a$1,0230.000162%
Hail$1,090,197,022$46,057,7613,647$336,798$126,944$32,2970.0309%$0
Heat Wave$1,090,197,022$46,057,7613,647$19$1,390$57,135under 0.0001%
Hurricane$1,090,197,022$45,615,3693,647$2,163$1,974$230.000198%
Ice Storm$1,090,197,022n/a3,647$4,428n/a$1,7900.000406%$0no Public Assistance recorded (2 declarations)
Inland Flooding$1,089,942,152$30,39955$676,981$422$3,117n/a (see note)$0NRI counts the full building value of any census block with some flood loss; this is not the value of buildings in the floodplain. Use local FIRM overlays for B2-a/B2-b.
Landslide$1,458,557n/a4$3n/a$810.000197%
Lightning$1,090,197,022n/a3,647$2,410n/a$8,7720.000221%
Strong Wind$1,090,197,022$46,057,7613,647$87,462$15,046$62,3030.00802%$0$0
Tornado$1,090,197,022$46,057,7613,647$123,969$1,254$68,7410.0114%$0
Wildfire$335,632,234$14,327,6341,702$59,041$269$5,3590.0176%
Winter Weather$1,090,197,022$46,057,7613,647$680$38$11,583under 0.0001%$0

Totals since 2020-01-30 (Storm Events through 2026-06-30): 65 county-coded records, 65 with a damage value recorded (including $0), $0; 42 zone-level records, 42 with a damage value recorded (including $0), $0 reported for the zone; Public Assistance: none recorded on the 2 counted declarations.

FEMA does not split Public Assistance by hazard. A declaration mapped to several hazards is listed under each of them with its full amount, so the per-hazard column does not add up to the total; the unit total counts each declaration once.

NRI computes earthquake exposure on its own basis, so it exceeds the county building value in B2-a.

Supports FEMA checklist item B2-a: vulnerability (county context)

County context

Source: 5

MeasureValue
Population3,647
Building value (total, not at risk)$1,090,197,022
Agriculture value (total, not at risk)$46,057,761
NRI risk rating (all hazards)Very Low
Expected annual loss, buildings and agriculture, all hazards$2,534,798
Expected annual loss, population equivalence, all hazards (NRI values each statistical life at $13.7M; a modeled value of expected deaths and injuries, not property damage)$370,041
Social vulnerability ratingVery Low
Community resilience ratingRelatively High
NRI versionDecember 2025

FEMA's all-hazard expected annual loss adds buildings, agriculture and population equivalence; this table gives the property part and the population-equivalence part as separate rows.

Social vulnerability: higher means people are more likely to be harmed and slower to recover. Community resilience: lower means the community is less able to recover. High social vulnerability and low resilience both raise the NRI risk rating.

Supports FEMA checklist item B2-c: repetitive loss properties

Repetitive loss in this county, both definitions

Sources: 1, 4

DefinitionPropertiesSevere repetitive lossProperties
Repetitive loss, FMA definition (44 CFR 77.2)0Severe repetitive loss, FMA definition (44 CFR 77.2)0
Repetitive loss, NFIP insurance definition1Severe repetitive loss, NFIP insurance definition0

The state NFIP coordinator's list, the source FEMA's Handbook names, often uses the NFIP insurance definition (second row).

Repeat-flood properties: county and state-level rows

Sources: 1, 4

ScopeRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
County total0010100
of which: Rotan city0010100
Statewide, no county in FEMA's file381271319

The statewide row counts properties FEMA's file gives with no county in this state; they are listed for reference and are not in this county's counts.

Repeat-flood properties by jurisdiction in the plan (NFIP community)

Sources: 1, 4

JurisdictionNFIP community IDRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredpropertiesNote
Fisher County4812180000000
Hamlin city4804025211505Whole community, including the part in Jones County; none of its repeat-flood properties are in this county.
Roby city4802250000000
Rotan city4802240010100

Counts by occupancy group for each jurisdiction are in the Excel file, sheet "B2-c Jurisdictions".

Jurisdiction rows are whole NFIP communities and need not add up to the county total: a community that extends into another county is counted in full on each jurisdiction row, while the county table counts only its part in this county.

County repeat-flood properties by occupancy group

Sources: 1, 4

Occupancy groupRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
single-family residential0010100
2 to 4 unit residential0000000
other residential0000000
non-residential0000000
not reported0000000

FEMA's occupancy groups have no institutional class; institutional properties are counted in non-residential or other residential in the table by occupancy group.

FMA RL and FMA SRL are the Flood Mitigation Assistance definitions (44 CFR 77.2), the ones the FEMA Local Mitigation Planning Policy Guide cites. NFIP repetitive loss (the FEMA insurance definition) is 2 or more claims over $1,000 in 10 years, and a property can leave that group once it is mitigated. Also shown: NFIP severe repetitive loss, any category, mitigated and currently insured. The Methods page gives the OpenFEMA field details.

Counts are aggregates of FEMA's public NFIP Multiple Loss Properties file (FEMA's data date 2026-08-02; file version 2026-08-04). No property is identified. County assignment is FEMA's geocode.

In this county 0 properties are FMA repetitive loss but not NFIP repetitive loss, and 1 property is NFIP repetitive loss but not FMA repetitive loss.

Exact counts; no count suppression.

Sources

Tables cite these sources by number. The full list, for the plan's bibliography (FEMA review item A4-a):

  1. FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-29T134039Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)
  2. FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-29T162832Z, pulled 2026-09-30, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)
  3. FEMA, OpenFEMA PublicAssistanceFundedProjectsSummaries v1, version 2026-09-29T150754Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/PublicAssistanceFundedProjectsSummaries (API)
  4. FEMA, OpenFEMA NfipMultipleLossProperties v1, version 2026-08-04T164045Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/NfipMultipleLossProperties (API)
  5. FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-30, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)
  6. NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-30, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/
  7. NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-30, https://www.weather.gov/gis/ZoneCounty
  8. U.S. Census Bureau, Census 2024 Gazetteer, 2020 place by county, CT county-to-cousub crosswalk, version 2024-gazetteer, pulled 2026-09-30, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_counties_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_cousubs_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_place_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_unsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_elsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_scsd_national.zip, https://www2.census.gov/geo/docs/reference/codes2020/national_place_by_county2020.txt, https://www2.census.gov/geo/docs/reference/ct_change/ct_cou_to_cousub_crosswalk.xlsx (used to match place names and codes; no table prints its values)

What this packet is and what the plan adds

This packet is the federal data for the plan's risk assessment (the summary on page 1 says how it is organized); the plan and FEMA's review decide whether each item is met.

The plan adds what only the community has: local data on assets, critical facilities, development and each jurisdiction's impacts; local hazard history, including state-declared emergencies; the mitigation strategy; and adoption.

How the federal data are built: National Risk Index values are FEMA's model, not counts of events. Storm Events is more complete from 1996; zone-level records are placed by forecast zone, not by location in the county. Public Assistance for a jurisdiction is matched by applicant name. The Methods page gives every rule and the known edge cases.

OpenFEMA disclaimer

This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Reuse, citation and corrections

Reuse and citation: Hazard Plain text and tables are licensed under Creative Commons Attribution 4.0 International (CC BY 4.0, https://creativecommons.org/licenses/by/4.0/); credit Hazard Plain and the release. The underlying federal data are public domain; OpenFEMA data are also subject to the OpenFEMA terms and conditions.

Cite this: Hazard Plain (2026). Fisher County, TX: risk-assessment baseline packet, release 2026-10 (data as of 2026-09-30; County FIPS 48151). Automated baseline. https://hazardplain.org/tx/48151/ Built from FEMA OpenFEMA, the FEMA National Risk Index and NOAA NCEI Storm Events; source versions in the packet's Sources list.

Corrections: to report an error, name the packet, the table and what your records show. Contact: [email protected]