Hazard Plain Automated baseline

Sumter County, SC

Risk-assessment baseline packet

County FIPS:
45085
Release:
2026-10
Data as of:
2026-09-30
Storm Events data through:
2026-06-30

Hazard Plain is an independent product built from public federal data. It is not a FEMA document and is not reviewed or endorsed by FEMA or any state agency.

Hazard Plain release 2026-10, as of 2026-09-30.

Summary

Plan status as of 2026-09-30: Approved, expires 2031-04-22. Plan: Santee-Lynches COG (FEMA plan 111121), approved 2026-04-23.

Since the plan was approved on 2026-04-23: no new federal declaration.

NOAA Storm Events records since that date: 3 records (data through 2026-06-30).

Highest expected annual loss (FEMA National Risk Index, modeled total; see B1-a): Inland Flooding ($14,989,771 a year), Hurricane ($9,824,378) and Earthquake ($5,559,873).

Repetitive-loss flood properties now: FMA RL 1, SRL 1 (44 CFR 77.2); any definition: 13.

The tables that follow are organized by the items of FEMA's Local Mitigation Plan Review Tool, Element B (B1-a to B2-c); each heading says which item its tables support.

Plan clock

Status:
Approved, expires 2031-04-22
Plan:
Santee-Lynches COG (FEMA plan 111121)
Approved:
2026-04-23
Days to expiry:
1,665

What changed since your last plan (approved 2026-04-23)

New federal declarations:
none
Storm Events records since approval:
3 records (data through 2026-06-30)
Repetitive loss now:
FMA RL 1, SRL 1 (44 CFR 77.2); any definition: 13
Repeat-flood change:
this release sets the baseline count.

Sources: 1, 2, 4, 6 (numbered list at the end)

Plan status for every jurisdiction listed in this county

Source: 1

JurisdictionTypeStatusPlanApprovedExpiresDays to expirynegative = days since expiryUpdate underwayNotes
Sumter County (unincorporated area)UnincorporatedApproved, expires 2031-04-22Santee-Lynches COG (FEMA plan 111121)2026-04-232031-04-221,665
Mayesville townTownPlan 111121 approved 2026-04-23, pending adoption here; not yet eligibleSantee-Lynches COG (FEMA plan 111121), pending adoption here2026-04-23 by FEMA; not yet adopted here2031-04-22 once adoptedFEMA tracker shows a plan approvable pending adoptionNot yet eligible: adopt the approved plan.
Pinewood townTownApproved, expires 2031-04-22Santee-Lynches COG (FEMA plan 111121)2026-04-232031-04-221,665this jurisdiction approved 2026-05-13
Sumter cityCityApproved, expires 2031-04-22Santee-Lynches COG (FEMA plan 111121)2026-04-232031-04-221,665this jurisdiction approved 2026-09-03
USC SumterCollege/UniversityExpired on 2025-02-20University of South Carolina College HMP (FEMA plan 106098)2020-02-212025-02-20-587

Plan 111121 lists 12 other participants not on this page, 7 of them not covered by it yet (named in the Excel file).

State plan status and tribal plans in this state: see the state page.

Supports FEMA checklist item B1-a: hazard identification

Hazards NRI does not cover (local data needed)

  • dam failure (incl. upstream dams)
  • levee failure
  • flash flood as its own subtype
  • ice jams
  • debris flows
  • erosion (riverine and coastal)
  • land subsidence and sinkholes
  • expansive soils

The 18 National Risk Index hazards, ranked by expected annual loss (EAL)

Sources: 5, 6

Rank by EALHazardNRI risk ratingEAL ratingEAL buildingsmodeled dollars per yearEAL agriculturemodeled dollars per yearCost of expected deaths and injuriesFEMA's dollar value per year, not property damageEAL total (see note)modeled dollars per yearStorm Events records, 1996 to 2026-06-30countStorm Events coverage note
1Inland FloodingRelatively ModerateRelatively Low$14,900,383$19,780$69,609$14,989,77134
2HurricaneRelatively ModerateRelatively High$7,861,681$1,658,644$304,053$9,824,3789
3EarthquakeRelatively ModerateRelatively Moderate$3,651,768n/a$1,908,104$5,559,873Storm Events does not record earthquakes.
4TornadoRelatively ModerateRelatively Moderate$1,366,842$5,275$1,364,134$2,736,25119
5Cold WaveRelatively ModerateRelatively Moderate$5,490$63,466$1,874,000$1,942,9550No recorded events in Storm Events since 1996 (data through 2026-06-30).
6Strong WindRelatively HighRelatively High$266,448$3,148$1,392,664$1,662,260364Includes 4 High Wind and 7 Strong Wind records (NOAA non-thunderstorm wind types, outside NRI's Strong Wind definition).
7Heat WaveRelatively ModerateRelatively Low$79$252$1,382,006$1,382,3371
8HailRelatively ModerateRelatively Moderate$497,377$15,127$484,393$996,896121
9LightningRelatively ModerateRelatively Moderate$91,403n/a$520,978$612,3817
10Ice StormRelatively HighRelatively Moderate$352,666n/a$97,883$450,5495
11WildfireRelatively LowRelatively Low$285,147$739$40,301$326,1880No recorded events in Storm Events since 1996 (data through 2026-06-30).
12DroughtRelatively LowRelatively Lown/a$110,177n/a$110,1770Declared 1 time; no Storm Events record of this type.
13Winter WeatherRelatively ModerateRelatively Moderate$958$180$82,255$83,39319
14LandslideVery LowVery Low$579n/a$9$5890Declared 1 time; no Storm Events record of this type.

Total = buildings + agriculture + population equivalence; FEMA values each expected death (or 10 injuries) at $13.7 million (2024 dollars).

NRI risk rating combines expected annual loss with social vulnerability and community resilience; EAL rating rates expected annual loss alone. Both compare this county with all U.S. counties.

Local data needed: state and local wildfire and landslide records (Storm Events records these hazards only in part).

Not applicable to this county per NRI, with no federal declaration and no Storm Events record since 1996: avalanche, coastal flooding, tsunami and volcanic activity. That is the evidence for leaving them out of the plan.

The state hazard mitigation plan also lists hazards for this county; FEMA asks the plan to explain any hazard it leaves out.

Supports FEMA checklist item B1-b: hazard location

Affects the whole county (national data give no location within it): Cold Wave, Drought, Hail, Heat Wave, Ice Storm, Lightning, Strong Wind and Winter Weather.

Inland Flooding: The FEMA Flood Insurance Rate Map (FIRM) is the required location source for flooding. See the FEMA Flood Map Service Center (https://msc.fema.gov) for this county.

Hazards that vary within the county: highest-rated census tracts

Source: 5

HazardHighest-rated census tractsNRI risk rating, score 0 to 100
Earthquaketract 13 (Relatively Moderate, 86.3); tract 7 (Relatively Moderate, 86.3); tract 11 (Relatively Moderate, 86.1)
Hurricanetract 19.03 (Relatively High, 93.9); tract 6 (Relatively High, 92.2); tract 19.04 (Relatively High, 91.6)
Landslidetract 2.01 (Relatively Low, 86.3); tract 2.02 (Relatively Low, 84.9); tract 18.01 (Very Low, 78.9)
Tornadotract 2.02 (Relatively High, 78.1); tract 4.01 (Relatively Moderate, 72.0); tract 11 (Relatively Moderate, 71.2)
Wildfiretract 5 (Relatively Moderate, 92.7); tract 19.02 (Relatively Moderate, 91.3); tract 6 (Relatively Moderate, 90.7)

Up to 3 census tracts per hazard, highest National Risk Index rating first, then highest score; a tract number is the Census tract number (for example 13 is Census Tract 13). FEMA's Resilience Analysis and Planning Tool maps the National Risk Index for every tract: https://www.fema.gov/emergency-managers/practitioners/resilience-analysis-and-planning-tool

Supports FEMA checklist item B1-c: hazard extent

Extent: scale, observed range and worst recorded event per hazard

Sources: 6, 7

HazardScaleRecordscount and yearsObserved rangeWorst recorded eventMost damaging (when different)How it applies to jurisdictionsNote
Cold/Wind Chill, Extreme Cold/Wind Chillwind chill0Wind chill: in event narratives only (local data needed).
Frost/Freeze (outside NRI's Cold Wave definition)crop damage0Temperature: in event narratives only (local data needed).
DroughtU.S. Drought Monitor scale (D0 to D4)0Storm Events enters a drought at D2 or worse east of the Rockies and D3 or worse from the Rockies west (NWS Instruction 10-1605); NRI drought counts D3 and D4 only.
EarthquakeModified Mercalli (local data)0Storm Events does not record earthquakes; the USGS earthquake catalog is the source.
Hailhail size (inches)138 records, 1956 to 20240.25 in to 3 in (median 0.88 in); 138 with a recorded value3 in hail, 2011-04-09Hail, 2011-04-09, $100,000 property; $20,000 crops (2011 dollars)Event records naming jurisdictions in the plan: Sumter city (46 records), Pinewood town (14 records), Mayesville town (2 records).
Excessive Heat, Heatheat index (in event narratives)1 record, 2025 (1 zone-level)1 day; 1 with a recorded value1 consecutive day, 2025-06-21, 1 direct death, zone-levelCountywide (zone-level records).Heat index: in event narratives only (local data needed).
Hurricane, Tropical Storm, Tropical DepressionSaffir-Simpson9 records, 2004 to 2024 (9 zone-level)Strongest recorded: Tropical Storm record, 2024-09-27, $200,000 property; $750,000 crops (2024 dollars); NWS zone SCZ031Countywide (zone-level records).Storm Events files every zone of a storm's episode under the storm's type; flooding from the storm is filed as Flood or Flash Flood records.
Ice StormSperry-Piltz ice scale (local data)5 records, 2002 to 2026 (5 zone-level)No damage reported in 5 records.Countywide (zone-level records).Ice thickness: in event narratives only (local data needed).
Flash Flood, Flood, Lakeshore Flooddamage and flood days (flood depth: FIRM)34 records, 2001 to 2025Flash Flood, 2011-09-25, $22,000 property; $0 crops (2011 dollars)Event records naming jurisdictions in the plan: Sumter city (17 records), Mayesville town (2 records).Flood depth: see the FEMA Flood Insurance Rate Map. Storm Events damage is often $0 or blank for floods, major ones included; FEMA Public Assistance by declaration (B1-d) shows which floods cost the most.
Debris Flownone (count and damage only)0Physical measure: in event narratives only (local data needed).
Lightningannualized frequency (the measure FEMA's Local Mitigation Planning Handbook names)7 records, 1997 to 2023Lightning, 2012-08-01, $1,300,000 property; $0 crops (2012 dollars)Event records naming jurisdictions in the plan: Sumter city (5 records).Storm Events lists lightning with damage or casualties; physical measure in event narratives only (local data needed).
High Wind and Strong Wind (outside NRI's Strong Wind definition)wind speed (kt and mph)11 records, 2008 to 2024 (11 zone-level)36 kt (41 mph) to 56 kt (64 mph) (median 44 kt (51 mph)); 11 with a recorded value56 kt (64 mph) estimated gust, High Wind, 2016-10-08; NWS zone SCZ031Countywide (zone-level records).
Thunderstorm Windwind speed (kt and mph)426 records, 1960 to 202637 kt (43 mph) to 75 kt (86 mph) (median 55 kt (63 mph)); 363 with a recorded value75 kt (86 mph), measurement type not recorded, Thunderstorm Wind, 1998-09-08Thunderstorm Wind, 1999-09-15, $738,000 property; $0 crops (1999 dollars)Event records naming jurisdictions in the plan: Sumter city (75 records), Pinewood town (18 records), Mayesville town (12 records).
TornadoEnhanced Fujita (Fujita before Feb 2007)28 records, 1962 to 2024F/EF0 to F/EF3 (median F/EF0); 26 with a recorded valueEF3 tornado, 2007-04-15, 19.04 mi within this county, 300 yd wide, $0 property; $0 crops (2007 dollars), 1 direct death, 5 direct injuriesTornado, 1989-09-22, $2,500,000 property; crops not recorded (1989 dollars)Event records naming jurisdictions in the plan: Pinewood town (7 records), Sumter city (3 records), Mayesville town (2 records).Before 1996 a tornado is listed once, under the county where it began, with its whole path's rating and length; from 1996 on, each county lists its own segment. Length is not used to rank tornadoes (see Methods).
Wildfireacres burned (local data)0Acres burned: in event narratives only (local data needed).
Winter Storm, Heavy Snow, Blizzard, Lake-Effect Snow, Winter Weather, Sleetnone in data (snowfall: local data)19 records, 2002 to 2026 (19 zone-level)No damage reported in 19 records.Countywide (zone-level records).Snow depth: in event narratives only (local data needed).

Storm Events records are more complete after 1996; before 1996 only Tornado (from 1950), Hail and Thunderstorm Wind (from 1955) exist. Zone-level records whose zone no NWS zone-county file places in this county (mostly before 2020) are not counted here (the Methods page explains the zone matching).

Dollars are nominal (as reported), labeled with the year; not adjusted for inflation.

Supports FEMA checklist item B1-d: previous occurrences

Federal declarations for this county: 28 declarations covering 18 separate hazard incidents counted in this packet (declarations for the same incident count once; non-natural and evacuation-only declarations are not counted).

Federal disaster declarations for this county

Sources: 1, 2, 3

DeclaredIncident beganFEMA numberTypeTitleMapped hazardCounty Public Assistancefederal share obligated, nominal dollarsFlagsNotes
2026-01-232026-01-21EM-3632-SCEmergencySevere Winter StormWinter Weatherno Public Assistance recordedin the 12 months before plan approval; within last 5 years
2024-09-262024-09-25EM-3619-SCEmergencyHurricane HeleneHurricane (primary); also designated: Inland Flooding, Landslide, Tornadono Public Assistance recordedwithin last 5 years
2024-08-052024-08-04EM-3606-SCEmergencyHurricane DebbyHurricane (primary); also designated: Inland Floodingno Public Assistance recordedwithin last 5 years
2023-08-312023-08-29EM-3597-SCEmergencyHurricane IdaliaHurricane (primary); also designated: Inland Flooding$25,960.83within last 5 years
2022-11-212022-09-25DR-4677-SCMajor disasterHurricane IanHurricane$98,504.39within last 5 years
2022-09-292022-09-25EM-3585-SCEmergencyHurricane IanHurricaneno Public Assistance recordedwithin last 5 yearssame incident as DR-4677
2020-03-272020-01-20DR-4492-SCMajor disasterCOVID-19 PandemicNon-natural, not counted$234,160.58
2020-03-132020-01-20EM-3470-SCEmergencyCOVID-19Non-natural, not countedno Public Assistance recordedsame incident as DR-4492
2019-09-012019-08-31EM-3421-SCEmergencyHurricane DorianHurricaneno Public Assistance recorded
2018-09-162018-09-08DR-4394-SCMajor disasterHurricane FlorenceHurricane$157,049.93
2018-09-102018-09-08EM-3400-SCEmergencyHurricane FlorenceHurricaneno Public Assistance recordedsame incident as DR-4394
2017-10-162017-09-06DR-4346-SCMajor disasterHurricane IrmaHurricane$95,839.81
2017-09-072017-09-06EM-3386-SCEmergencyHurricane IrmaHurricaneno Public Assistance recordedsame incident as DR-4346
2016-10-112016-10-04DR-4286-SCMajor disasterHurricane MatthewHurricane$1,802,075.91
2016-10-062016-10-04EM-3378-SCEmergencyHurricane MatthewHurricaneno Public Assistance recordedsame incident as DR-4286
2015-10-052015-10-01DR-4241-SCMajor disasterSevere Storms and FloodingInland Flooding$4,940,768.66
2015-10-032015-10-01EM-3373-SCEmergencySevere Storms and FloodingInland Floodingno Public Assistance recordedsame incident as DR-4241
2014-03-122014-02-10DR-4166-SCMajor disasterSevere Winter StormIce Storm$3,774,096.48
2014-02-122014-02-10EM-3369-SCEmergencySevere Winter StormIce Stormno Public Assistance recordedsame incident as DR-4166
2005-09-102005-08-29EM-3233-SCEmergencyHurricane Katrina EvacuationHurricane: evacuation support, not a local hazard event; not countedno Public Assistance recorded
2004-10-072004-09-06DR-1566-SCMajor disasterTropical Storm FrancesHurricanePA not declared for this county
2004-02-132004-01-26DR-1509-SCMajor disasterSevere Ice StormIce Storm$1,779,362.90
2000-01-312000-01-22DR-1313-SCMajor disasterSevere Winter StormWinter Weather$125,346.35
1999-09-211999-09-14DR-1299-SCMajor disasterHurricane Floyd Major Disaster DeclarationsHurricane$45,132.54
1999-09-151999-09-14EM-3145-SCEmergencyHurricane Floyd Emergency DeclarationsHurricaneno Public Assistance recordedsame incident as DR-1299
1990-10-221990-10-11DR-881-SCMajor disasterSevere Storms & FloodingInland Floodingno Public Assistance recorded
1989-09-221989-09-21DR-843-SCMajor disasterHurricane HugoHurricaneno Public Assistance recorded
1977-08-041977-08-04EM-3047-SCEmergencyDroughtDroughtno Public Assistance recorded

County Public Assistance: applicants the FEMA record places in this county, including any state agencies FEMA files there; statewide rows are listed on the state page; federal share obligated, nominal dollars.

Statewide declarations

Source: 2

DeclaredIncident beganFEMA numberTypeTitleMapped hazard
1955-08-201955-08-20DR-44-SCMajor disasterHurricanesHurricane (primary); also designated: Inland Flooding
1954-10-171954-10-17DR-29-SCMajor disasterHurricaneHurricane (primary); also designated: Inland Flooding

FEMA recorded these with designated area Statewide and no county, so they are listed on every county page in the state and not counted with county rows. Local data needed: whether each one affected this county.

Public Assistance filed under this county for declarations that do not list it: 1 row, $37,123.45

Sources: 2, 3

FEMA numberDeclaredTitleApplicantPA obligatedfederal share obligated, nominal dollars
DR-4829-SC2024-09-29Hurricane HeleneBlack River Electric Cooperative$37,123.45

FEMA's Public Assistance summaries file these applicants under this county, but FEMA's declaration rows for these disasters do not designate it (an electric cooperative or district serving several counties, for example). Not in any declaration row above and not counted.

Previous occurrences by hazard, with explicit no-event rows

Sources: 2, 6, 7

HazardStorm Events records, all years on file(years in the Period column)Since plan approvalrecordsIn the 12 months before plan approvalrecordsLast 5 yearsrecordsDeclared incidents, all yearsseparate disastersDeclared since approvalseparate disastersPeriodStatement
Cold Wave0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Drought0000101996 to 2026-06-30No Storm Events records of this type; 1 federal declared incident (see declarations table)
Earthquake000000Storm Events does not record earthquakes; the USGS earthquake catalog is the source.
Hail138009001955 to 2026-06-30
Heat Wave1011001996 to 2026-06-30
Hurricane90031101996 to 2026-06-30
Ice Storm5011201996 to 2026-06-30
Inland Flooding340412501996 to 2026-06-30
Landslide0000101996 to 2026-06-30No Storm Events records of this type; 1 federal declared incident (see declarations table)
Lightning7001001996 to 2026-06-30
Strong Wind4373974001955 to 2026-06-30Includes 4 High Wind and 7 Strong Wind records.
Tornado28001101950 to 2026-06-30
Wildfire0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Winter Weather19027201996 to 2026-06-30

Notable Storm Events records

Sources: 1, 6, 7

DateEvent typeMagnitude or extentDamagenominal dollarsDeaths, injuriesdirect onlyLocationFlagsWhy listed
2025-06-21Excessive Heat$0 property; $0 crops, reported for the zone (2025 dollars)1, 0NWS zone SCZ031 (SUMTER), zone-levelin the 12 months before plan approval; within last 5 yearsdeaths or injuries recorded
2024-09-27Tropical Storm$200,000 property; $750,000 crops, reported for the zone (2024 dollars)0, 0NWS zone SCZ031 (SUMTER), zone-levelwithin last 5 yearsB1-c worst recorded: Hurricane, Tropical Storm, Tropical Depression
2016-10-08High Wind56 kt (64 mph) estimated gust$1,500,000 property; $0 crops, reported for the zone (2016 dollars)0, 0NWS zone SCZ031 (SUMTER), zone-levelB1-c worst recorded: High Wind and Strong Wind
2012-08-01Lightning$1,300,000 property; $0 crops (2012 dollars)0, 0SHILOHB1-c worst recorded: Lightning
2011-09-25Flash Flood$22,000 property; $0 crops (2011 dollars)0, 0SUMTER to ROCKY BLUFF XRDSB1-c worst recorded: Flash Flood, Flood, Lakeshore Flood
2011-04-09Hail3 in$60,000 property; $10,000 crops (2011 dollars)0, 0SUMTERB1-c worst recorded: Hail
2011-04-09Hail2.5 in$100,000 property; $20,000 crops (2011 dollars)0, 0(SSC)SHAW AFB SUMTERB1-c most damaging: Hail
2007-04-15TornadoEF3, 19.04 mi within this county, 300 yd wide$0 property; $0 crops (2007 dollars)1, 5PINEWOOD to MAYESVILLEdeaths or injuries recorded
1999-09-15Thunderstorm Wind65 kt (75 mph), measurement type not recorded$738,000 property; $0 crops (1999 dollars)0, 0COUNTYWIDEB1-c most damaging: Thunderstorm Wind
1998-09-08Thunderstorm Wind75 kt (86 mph), measurement type not recordedproperty not reported; $0 crops (1998 dollars)0, 0PINEWOODB1-c worst recorded: Thunderstorm Wind
1991-05-05Thunderstorm Windspeed not recordeddamage not recorded (pre-1996 record)1, 1location not recordeddeaths or injuries recorded
1989-09-22TornadoF1, 1.2 mi path length (whole path, pre-1996), 183 yd wide$2,500,000 property; crops not recorded (1989 dollars)0, 0location not recordedB1-c most damaging: Tornado

The full list is in the Excel file, sheet "B1-d Storm Events history" (678 rows).

Location is the place NOAA recorded, as written in its data; it need not be a jurisdiction in this plan.

Local data needed: state-declared emergencies, from your state emergency management agency (federal data do not include them).

Tribal and special-area declarations in this state are listed on the state page.

Supports FEMA checklist item B1-e: probability of future events

Probability: FEMA annualized frequency and descriptor per hazard

Sources: 5, 6

HazardFEMA annualized frequency (modeled)unit per rowUnitIn plain termsDescriptorDescriptor basisNRI events or days in its record period (hail, wind and tornado are area-weighted, so can be fractional)NRI periodLocationNote
Cold Wave0.316event-days per yearabout 0.316 days per yearevent-days in 0 of 30 years, 1996 to 2025 (0%)62005-11-12 to 2024-11-12 (19 years)countywideNo Storm Events cold wave record, 1996 to 2025.
Drought13.4event-days per yearabout 13.4 days per yearevent-days in 0 of 30 years, 1996 to 2025 (0%)4342000 to 2025 (25.25 years; D3 and D4 only)countywideNo Storm Events drought record, 1996 to 2025
Earthquake0.00356annual probability at a locationchance a given location in the county has at least minor-damage shaking in a year: 0.356%not shownmodeledsee B1-fNo descriptor (Storm Events does not record earthquakes).
Hail3.72events per yearabout 3.72 per yearHighly likelyFEMA annualized frequency (modeled)141.4 (modeled)1986 to 2023 (38 years)countywide
Heat Wave4.68event-days per yearabout 4.68 days per yearPossible (from Storm Events: 1 of 30 years)event-days in 1 of 30 years, 1996 to 2025 (3.33%)712005-11-12 to 2024-11-12 (19 years)countywide
Hurricane0.244events per yearabout 1 in 4 yearsLikelyFEMA annualized frequency (modeled)831851 to 2024 (Atlantic)see B1-fNRI counts hurricane and tropical storm tracks passing within storm-force wind range; federal declarations are in B1-d.
Ice Storm0.88event-days per yearabout 0.88 days per yearLikely (from Storm Events: 3 of 30 years)event-days in 3 of 30 years, 1996 to 2025 (10%)601946-12-31 to 2014-02-12 (67 years)countywide
Inland Flooding0.429event-days per yearabout 0.429 days per yearLikely (from Storm Events: 11 of 30 years)event-days in 11 of 30 years, 1996 to 2025 (36.7%)121996 to 2023 (28 years)see B1-f
Landslide0.173events per year (modeled)about 1 in 6 yearsLikelyFEMA annualized frequency (modeled)not shownmodeledsee B1-f
Lightning59.6days per year with a strikeabout 59.6 days per yearHighly likelyFEMA annualized frequency (modeled)not shown1995 to 2023 (29 years; CONUS)countywide
Strong Wind5.32events per yearabout 5.32 per yearHighly likelyFEMA annualized frequency (modeled)2031986 to 2023 (38 years)countywide
Tornado0.468events per yearabout 1 in 2 yearsLikelyFEMA annualized frequency (modeled)not shown1950 to 2023 (EF2+); 1986 to 2023 (EF0-1)see B1-f
Wildfire0.00158annual probability at a locationchance a given location in the county burns in a year: 0.158%Storm Events records in 0 of 30 years, 1996 to 2025 (0%)not shownmodeledsee B1-fNo descriptor: no Storm Events record 1996 to 2025
Winter Weather1.68event-days per yearabout 1.68 days per yearLikely (from Storm Events: 10 of 30 years)event-days in 10 of 30 years, 1996 to 2025 (33.3%)322005-11-12 to 2024-11-12 (19 years)countywide

FEMA annualized frequency (modeled) is the National Risk Index v1.20 (December 2025) estimate of how often a hazard affects this county in a year; it is not recorded events divided by years, and its unit differs by hazard (events, event-days, or days with a lightning strike per year). For earthquake, wildfire, coastal flooding and tsunami the value is the chance (or number of events) at a location in the county, not across the county, so no "1 in N years" is given and the descriptor comes from Storm Events where it has a record (none for earthquake). The Methods page gives each hazard's method, from FEMA's National Risk Index Technical Documentation v1.20.

Where NRI gives event-days, the descriptor comes from the share of years with a Storm Events record; NRI's source records more events, so the two differ.

Descriptor scale used in this packet (defined per unit)

Sources: 5, 6

UnitDescriptorDefinition
events per yearHighly likely1 or more per year
events per yearLikelyabout once in 1 to 10 years
events per yearPossibleabout once in 10 to 100 years
events per yearUnlikelyless than once in 100 years
annual probabilityLikely10% to under 100% chance in a given year
annual probabilityPossible1% to under 10% chance in a given year
annual probabilityUnlikelyunder 1% chance in a given year
event-days (share of years)Highly likelyevent-days recorded in 90% or more of years
event-days (share of years)Likelyevent-days recorded in 10% to under 90% of years
event-days (share of years)Possibleevent-days recorded in some years but under 10% of years
lightning strike-daysHighly likelycloud-to-ground strikes on 1 or more days per year

Intensity bands: historical frequency (Storm Events)

Source: 6

HazardBandYearsEventscounty-coded recordsYears in periodEvents per yearevents / years
Hail1.00-1.99 in1996 to 202551301.7
Hail2.00 in+1996 to 20255300.167
Thunderstorm Wind (counted as NRI Strong Wind)50-64 kt1996 to 20253203010.7
Thunderstorm Wind (counted as NRI Strong Wind)65 kt+1996 to 202517300.567
Thunderstorm Wind (counted as NRI Strong Wind)unmeasured or below 50 kt1996 to 202513300.433
TornadoEF0-11996 to 202514300.467
TornadoEF2-31996 to 20253300.1
TornadoEF4-51996 to 20250300
Tornadounrated (EFU)1996 to 20252300.0667

The bands show how often events of each severity were recorded in this county, to profile how severe events have been (FEMA's probability item asks for the range of intensities).

Hail smaller than 1 inch is not counted: on 2010-01-05 the National Weather Service raised its severe-hail threshold from 3/4 inch to 1 inch, so smaller reports became less common after 2009 (NWS Service Change Notice 09-52). NRI hail frequency uses a 0.75 inch threshold.

Optional: future conditions. Not a required item in the 2025 FEMA Local Mitigation Planning Policy Guide; some states ask for it. The federal Climate Mapping for Resilience and Adaptation (CMRA) site gives county exposure to future climate conditions (https://resilience.climate.gov/).

Supports FEMA checklist item B1-f: hazards that vary across jurisdictions

Range of census tract risk within the county

Source: 5

HazardTractsrated of allNRI risk score, 0 to 100Tracts by rating
MinMedianMax
Cold Wave26 of 2647.062.379.8Relatively High 1, Relatively Moderate 23, Relatively Low 2
Drought23 of 2670.282.492.9Relatively Moderate 1, Relatively Low 13, Very Low 9, No Rating 3
Earthquake26 of 2669.481.086.3Relatively Moderate 18, Relatively Low 8
Hail26 of 2671.880.488.2Relatively Moderate 26
Heat Wave26 of 2644.963.483.6Relatively Moderate 20, Relatively Low 6
Hurricane26 of 2681.589.593.9Relatively High 11, Relatively Moderate 15
Ice Storm26 of 2668.383.292.3Relatively High 2, Relatively Moderate 23, Relatively Low 1
Inland Flooding26 of 2611.353.383.1Relatively High 2, Relatively Moderate 14, Relatively Low 9, Very Low 1
Landslide26 of 2629.254.986.3Relatively Low 2, Very Low 24
Lightning26 of 2659.675.592.6Relatively High 9, Relatively Moderate 17
Strong Wind26 of 2674.785.095.3Relatively High 19, Relatively Moderate 7
Tornado26 of 2651.561.578.1Relatively High 1, Relatively Moderate 22, Relatively Low 3
Wildfire26 of 2623.785.892.7Relatively Moderate 6, Relatively Low 16, Very Low 4
Winter Weather26 of 2644.756.975.4Relatively Moderate 23, Relatively Low 3

Drought: Agriculture is all of NRI's expected annual loss for this hazard in the county, so the tract range mostly reflects where crop and livestock value is.

Rated tracts only: No Rating (score 0.0), Not Applicable and Insufficient Data tracts are counted but not used for the minimum, median and maximum.

The score ranks a tract against all U.S. tracts (100 = highest). The rating is FEMA's category for the tract's risk value, computed differently, so the two can disagree.

Frequency data for cold wave, drought, hail, heat wave, ice storm, lightning, strong wind and winter weather are county-wide or coarse (49 km grid or NWS zone), the same for every jurisdiction; the tract range mostly reflects where buildings and people are (crop and livestock value where a line above names agriculture).

Each jurisdiction (starting figures from federal data)

Sources: 1, 3, 4, 6

JurisdictionTypePlan statusRepetitive lossFMA RL and SRL (44 CFR 77.2); repeat-flood, any definitionPublic Assistance to this jurisdictionFEMA records matched by applicant name; federal share obligated, nominal dollarsEvent records naming this placeall years; since its planNotes
Sumter County (unincorporated area)UnincorporatedApproved, expires 2031-04-22FMA RL 0, SRL 1; any 4$4,494,468.490 total; 0 since its planIncludes $152,373.04 for declarations not counted as hazard incidents (DR-4492-SC).
Mayesville townTownPlan 111121 approved 2026-04-23, pending adoption here; not yet eligibleFMA RL 0, SRL 0; any 0$36,634.2818 total; no approved plan
Pinewood townTownApproved, expires 2031-04-22FMA RL 0, SRL 0; any 0$6,866.9339 total; 0 since its plan
Sumter cityCityApproved, expires 2031-04-22FMA RL 1, SRL 0; any 9$5,947,389.10146 total; 1 since its planIncludes $81,787.54 for declarations not counted as hazard incidents (DR-4492-SC).

Repetitive-loss counts are for whole NFIP communities, which can extend beyond this county (see the note in B2-c).

School districts and special districts get a plan clock row only.

County Public Assistance in B1-d also includes applicants filed under the county that are not jurisdictions in this plan (for example state agencies, special districts and nonprofits), so the jurisdiction rows add up to less.

Supports FEMA checklist items B2-a and B2-b: vulnerability and potential impacts

Local data needed

The table below gives county-level starting figures; the plan describes impacts for each jurisdiction and its own assets.

  • Critical facilities and lifelines per hazard
  • A problem statement per jurisdiction per hazard
  • Changes in development in hazard-prone areas since the last approval, or a statement of none (E1-a)
  • Future assets

County-level starter: exposure, expected annual loss and damage since the plan

Sources: 1, 2, 3, 5, 6, 7

HazardBuilding exposuremodeled dollarsAgriculture exposuremodeled dollarsPopulation exposedpeopleEAL buildingsmodeled dollars per yearEAL agriculturemodeled dollars per yearCost of expected deaths and injuriesFEMA's dollar value per year, not property damageEAL as % of exposurebuildings; agriculture where notedStorm Events damage since 2026-04-23county-coded records, property plus crops, nominal dollarsZone-level damage since planproperty plus crops, reported for the zonePublic Assistance since plannominal dollars; see noteNote
Cold Wave$24,821,360,058$197,523,800105,493$5,490$63,466$1,874,000under 0.0001%
Droughtn/a$58,516,124n/an/a$110,177n/a0.188% (agriculture)NRI has no building exposure for this hazard; agriculture shown
Earthquake$42,581,580,211n/a105,556$3,651,768n/a$1,908,1040.00858%
Hail$24,821,360,058$197,523,800105,493$497,377$15,127$484,3930.002%
Heat Wave$24,821,360,058$197,523,800105,493$79$252$1,382,006under 0.0001%
Hurricane$24,821,235,197$197,429,260105,492$7,861,681$1,658,644$304,0530.0317%
Ice Storm$24,821,360,058n/a105,493$352,666n/a$97,8830.00142%
Inland Flooding$24,814,070,316$3,307,9673,183$14,900,383$19,780$69,609n/a (see note)NRI counts the full building value of any census block with some flood loss; this is not the value of buildings in the floodplain. Use local FIRM overlays for B2-a/B2-b.
Landslide$61,381,874n/a283$579n/a$90.000944%
Lightning$24,821,360,058n/a105,493$91,403n/a$520,9780.000368%
Strong Wind$24,821,360,058$197,523,800105,493$266,448$3,148$1,392,6640.00107%$0
Tornado$24,821,360,058$197,523,800105,493$1,366,842$5,275$1,364,1340.00551%
Wildfire$2,298,052,901$62,763,85019,019$285,147$739$40,3010.0124%
Winter Weather$24,821,360,058$197,523,800105,493$958$180$82,255under 0.0001%

Totals since 2026-04-23 (Storm Events through 2026-06-30): 3 county-coded records, 3 with a damage value recorded (including $0), $0; 0 zone-level records, 0 with a damage value recorded (including $0), $0 reported for the zone; Public Assistance: no counted declaration since the plan.

FEMA does not split Public Assistance by hazard. A declaration mapped to several hazards is listed under each of them with its full amount, so the per-hazard column does not add up to the total; the unit total counts each declaration once.

NRI computes earthquake exposure on its own basis, so it exceeds the county building value in B2-a.

Supports FEMA checklist item B2-a: vulnerability (county context)

County context

Source: 5

MeasureValue
Population105,493
Building value (total, not at risk)$24,821,360,058
Agriculture value (total, not at risk)$197,523,800
NRI risk rating (all hazards)Relatively Moderate
Expected annual loss, buildings and agriculture, all hazards$31,157,609
Expected annual loss, population equivalence, all hazards (NRI values each statistical life at $13.7M; a modeled value of expected deaths and injuries, not property damage)$9,520,390
Social vulnerability ratingRelatively Moderate
Community resilience ratingRelatively Moderate
NRI versionDecember 2025

FEMA's all-hazard expected annual loss adds buildings, agriculture and population equivalence; this table gives the property part and the population-equivalence part as separate rows.

Social vulnerability: higher means people are more likely to be harmed and slower to recover. Community resilience: lower means the community is less able to recover. High social vulnerability and low resilience both raise the NRI risk rating.

Supports FEMA checklist item B2-c: repetitive loss properties

Repetitive loss in this county, both definitions

Sources: 1, 4

DefinitionPropertiesSevere repetitive lossProperties
Repetitive loss, FMA definition (44 CFR 77.2)1Severe repetitive loss, FMA definition (44 CFR 77.2)1
Repetitive loss, NFIP insurance definition12Severe repetitive loss, NFIP insurance definition1

The state NFIP coordinator's list, the source FEMA's Handbook names, often uses the NFIP insurance definition (second row).

Repeat-flood properties: county and state-level rows

Sources: 1, 4

ScopeRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
County total111211309
of which: Sumter County (unincorporated area)0141402
of which: Sumter city1080907
Statewide, no county in FEMA's file0020200

The statewide row counts properties FEMA's file gives with no county in this state; they are listed for reference and are not in this county's counts.

Repeat-flood properties by jurisdiction in the plan (NFIP community)

Sources: 1, 4

JurisdictionNFIP community IDRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
Sumter County (unincorporated area)4501820141402
Mayesville town4502250000000
Pinewood town4501830000000
Sumter city4501841080907

Counts by occupancy group for each jurisdiction are in the Excel file, sheet "B2-c Jurisdictions".

Jurisdiction rows are whole NFIP communities and need not add up to the county total: a community that extends into another county is counted in full on each jurisdiction row, while the county table counts only its part in this county.

County repeat-flood properties by occupancy group

Sources: 1, 4

Occupancy groupRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
single-family residential111111208
2 to 4 unit residential0000000
other residential0000000
non-residential0010101
not reported0000000

FEMA's occupancy groups have no institutional class; institutional properties are counted in non-residential or other residential in the table by occupancy group.

FMA RL and FMA SRL are the Flood Mitigation Assistance definitions (44 CFR 77.2), the ones the FEMA Local Mitigation Planning Policy Guide cites. NFIP repetitive loss (the FEMA insurance definition) is 2 or more claims over $1,000 in 10 years, and a property can leave that group once it is mitigated. Also shown: NFIP severe repetitive loss, any category, mitigated and currently insured. The Methods page gives the OpenFEMA field details.

Counts are aggregates of FEMA's public NFIP Multiple Loss Properties file (FEMA's data date 2026-08-02; file version 2026-08-04). No property is identified. County assignment is FEMA's geocode.

In this county 1 property is FMA repetitive loss but not NFIP repetitive loss, and 12 properties are NFIP repetitive loss but not FMA repetitive loss.

Exact counts; no count suppression.

Sources

Tables cite these sources by number. The full list, for the plan's bibliography (FEMA review item A4-a):

  1. FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-29T134039Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)
  2. FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-29T162832Z, pulled 2026-09-30, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)
  3. FEMA, OpenFEMA PublicAssistanceFundedProjectsSummaries v1, version 2026-09-29T150754Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/PublicAssistanceFundedProjectsSummaries (API)
  4. FEMA, OpenFEMA NfipMultipleLossProperties v1, version 2026-08-04T164045Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/NfipMultipleLossProperties (API)
  5. FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-30, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)
  6. NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-30, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/
  7. NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-30, https://www.weather.gov/gis/ZoneCounty
  8. U.S. Census Bureau, Census 2024 Gazetteer, 2020 place by county, CT county-to-cousub crosswalk, version 2024-gazetteer, pulled 2026-09-30, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_counties_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_cousubs_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_place_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_unsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_elsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_scsd_national.zip, https://www2.census.gov/geo/docs/reference/codes2020/national_place_by_county2020.txt, https://www2.census.gov/geo/docs/reference/ct_change/ct_cou_to_cousub_crosswalk.xlsx (used to match place names and codes; no table prints its values)

What this packet is and what the plan adds

This packet is the federal data for the plan's risk assessment, organized by the items of FEMA's Local Mitigation Plan Review Tool, Element B. Each section heading names the item its tables support; the plan and FEMA's review decide whether the item is met.

The plan adds what only the community has: local data on assets, critical facilities, development and each jurisdiction's impacts; local hazard history, including state-declared emergencies; the mitigation strategy; and adoption.

How the federal data are built: National Risk Index values are FEMA's model, not counts of events. Storm Events is more complete from 1996; zone-level records are placed by forecast zone, not by location in the county. Public Assistance for a jurisdiction is matched by applicant name. The Methods page gives every rule and the known edge cases.

OpenFEMA disclaimer

This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Reuse, citation and corrections

Reuse and citation: Hazard Plain text and tables are licensed under Creative Commons Attribution 4.0 International (CC BY 4.0, https://creativecommons.org/licenses/by/4.0/); credit Hazard Plain and the release. The underlying federal data are public domain; OpenFEMA data are also subject to the OpenFEMA terms and conditions.

Cite this: Hazard Plain (2026). Sumter County, SC: risk-assessment baseline packet, release 2026-10 (data as of 2026-09-30; County FIPS 45085). Automated baseline. https://hazardplain.org/sc/45085/ Built from FEMA OpenFEMA, the FEMA National Risk Index and NOAA NCEI Storm Events; source versions in the packet's Sources list.

Corrections: to report an error, name the packet, the table and what your records show. Contact: [email protected]

Hazard Plain release 2026-10. As of 2026-09-30; Storm Events data through 2026-06-30. Automated baseline.