Hazard Plain Automated baseline

Florence County, SC

Risk-assessment baseline packet

County FIPS:
45041
Release:
2026-10
Data as of:
2026-09-30
Storm Events data through:
2026-06-30

Hazard Plain is an independent product built from public federal data. It is not a FEMA document and is not reviewed or endorsed by FEMA or any state agency.

Hazard Plain release 2026-10, as of 2026-09-30.

Summary

Plan status as of 2026-09-30: No approved plan on record.

Update: FEMA tracker shows a plan awaiting revisions.

Highest expected annual loss (FEMA National Risk Index, modeled total; see B1-a): Hurricane ($22,784,930 a year), Inland Flooding ($17,575,939) and Tornado ($8,938,316).

The tables that follow are organized by the items of FEMA's Local Mitigation Plan Review Tool, Element B (B1-a to B2-c); each heading says which item its tables support.

Plan clock

Status:
No approved plan on record
Plan:
none
Approved:
none
Expires:
none
Update underway:
FEMA tracker shows a plan awaiting revisions

FEMA's plan status data lists no approved plan for this jurisdiction.

What changed since your last plan

Not available. No approved plan on record, so there is no approval date to count from.

Sources: 1, 2, 4, 6 (numbered list at the end)

Plan status for every jurisdiction listed in this county

Source: 1

JurisdictionTypeStatusPlanApprovedExpiresDays to expirynegative = days since expiryUpdate underway
Florence County (unincorporated area)UnincorporatedNo approved plan on recordnonenonenoneFEMA tracker shows a plan awaiting revisions
Coward townTownNo approved plan on recordnonenonenoneFEMA tracker shows a plan awaiting revisions
Florence cityTownNo approved plan on recordnonenonenoneFEMA tracker shows a plan awaiting revisions
Johnsonville cityTownNo approved plan on recordnonenonenoneFEMA tracker shows a plan awaiting revisions
Lake City cityCityNo approved plan on recordnonenonenoneFEMA tracker shows a plan awaiting revisions
Olanta townTownNo approved plan on recordnonenonenoneFEMA tracker shows a plan awaiting revisions
Pamplico townTownNo approved plan on recordnonenonenoneFEMA tracker shows a plan awaiting revisions
Quinby townTownNo approved plan on recordnonenonenoneFEMA tracker shows a plan awaiting revisions
Scranton townTownNo approved plan on recordnonenonenoneFEMA tracker shows a plan awaiting revisions
Timmonsville townTownNo approved plan on recordnonenonenoneFEMA tracker shows a plan awaiting revisions

State plan status and tribal plans in this state: see the state page.

Supports FEMA checklist item B1-a: hazard identification

Hazards NRI does not cover (local data needed)

  • dam failure (incl. upstream dams)
  • levee failure
  • flash flood as its own subtype
  • ice jams
  • debris flows
  • erosion (riverine and coastal)
  • land subsidence and sinkholes
  • expansive soils

The 18 National Risk Index hazards, ranked by expected annual loss (EAL)

Sources: 5, 6

Rank by EALHazardNRI risk ratingEAL ratingEAL buildingsmodeled dollars per yearEAL agriculturemodeled dollars per yearCost of expected deaths and injuriesFEMA's dollar value per year, not property damageEAL total (see note)modeled dollars per yearStorm Events records, 1996 to 2026-06-30countStorm Events coverage note
1HurricaneRelatively HighRelatively High$21,284,202$489,194$1,011,534$22,784,9304
2Inland FloodingRelatively ModerateRelatively Moderate$16,669,755$14,471$891,714$17,575,93957
3TornadoRelatively HighRelatively High$3,333,599$1,727$5,602,990$8,938,31616
4EarthquakeRelatively ModerateRelatively Moderate$4,572,224n/a$2,101,749$6,673,973Storm Events does not record earthquakes.
5Heat WaveRelatively ModerateRelatively Moderate$177$142$2,909,323$2,909,6424
6Cold WaveRelatively ModerateRelatively Moderate$9,721$21,485$1,575,727$1,606,9320No recorded events in Storm Events since 1996 (data through 2026-06-30).
7HailRelatively ModerateRelatively Moderate$1,326,995$5,085$194,983$1,527,063122
8Strong WindRelatively ModerateRelatively Moderate$163,275$64,367$641,783$869,425300Includes 8 High Wind and 3 Strong Wind records (NOAA non-thunderstorm wind types, outside NRI's Strong Wind definition).
9LightningRelatively HighRelatively Moderate$54,467n/a$715,611$770,07816
10WildfireRelatively LowRelatively Low$555,180$363$100,584$656,1260No recorded events in Storm Events since 1996 (data through 2026-06-30).
11Ice StormRelatively HighRelatively High$501,275n/a$95,277$596,5524
12Winter WeatherRelatively ModerateRelatively Moderate$6,574$15$145,737$152,32721
13DroughtRelatively LowRelatively Lown/a$108,812n/a$108,8128
14LandslideVery LowVery Low$492n/a$4$4960Declared 1 time; no Storm Events record of this type.
15Coastal FloodingNo RatingNo Expected Annual Losses$0n/a$0$00No recorded events in Storm Events since 1996 (data through 2026-06-30).

Total = buildings + agriculture + population equivalence; FEMA values each expected death (or 10 injuries) at $13.7 million (2024 dollars).

NRI risk rating combines expected annual loss with social vulnerability and community resilience; EAL rating rates expected annual loss alone. Both compare this county with all U.S. counties.

Local data needed: state and local wildfire and landslide records (Storm Events records these hazards only in part).

Not applicable to this county per NRI, with no federal declaration and no Storm Events record since 1996: avalanche, tsunami and volcanic activity. That is the evidence for leaving them out of the plan.

The state hazard mitigation plan also lists hazards for this county; FEMA asks the plan to explain any hazard it leaves out.

Supports FEMA checklist item B1-b: hazard location

Affects the whole county (national data give no location within it): Cold Wave, Drought, Hail, Heat Wave, Ice Storm, Lightning, Strong Wind and Winter Weather.

Coastal Flooding and Inland Flooding: The FEMA Flood Insurance Rate Map (FIRM) is the required location source for flooding. See the FEMA Flood Map Service Center (https://msc.fema.gov) for this county.

Hazards that vary within the county: highest-rated census tracts

Source: 5

HazardHighest-rated census tractsNRI risk rating, score 0 to 100
Earthquaketract 10 (Relatively Moderate, 87.0); tract 11 (Relatively Moderate, 85.1); tract 22.02 (Relatively Moderate, 84.9)
Hurricanetract 14 (Relatively High, 96.2); tract 4 (Relatively High, 95.8); tract 3 (Relatively High, 95.3)
Landslidetract 4 (Relatively Low, 83.4); tract 17 (Very Low, 80.1); tract 19.02 (Very Low, 75.6)
Tornadotract 14 (Very High, 96.9); tract 16.01 (Very High, 95.2); tract 2.02 (Very High, 93.9)
Wildfiretract 15.04 (Relatively Moderate, 94.1); tract 15.05 (Relatively Moderate, 93.5); tract 16.02 (Relatively Moderate, 93.4)

Up to 3 census tracts per hazard, highest National Risk Index rating first, then highest score; a tract number is the Census tract number (for example 10 is Census Tract 10). FEMA's Resilience Analysis and Planning Tool maps the National Risk Index for every tract: https://www.fema.gov/emergency-managers/practitioners/resilience-analysis-and-planning-tool

Supports FEMA checklist item B1-c: hazard extent

Extent: scale, observed range and worst recorded event per hazard

Sources: 6, 7

HazardScaleRecordscount and yearsObserved rangeWorst recorded eventMost damaging (when different)How it applies to jurisdictionsNote
Coastal Flood, Storm Surge/Tidenone in data (flood depth: FIRM)0Flood depth: see the FEMA Flood Insurance Rate Map.
Cold/Wind Chill, Extreme Cold/Wind Chillwind chill0Wind chill: in event narratives only (local data needed).
Frost/Freeze (outside NRI's Cold Wave definition)crop damage0Temperature: in event narratives only (local data needed).
DroughtU.S. Drought Monitor scale (D0 to D4)8 records, 1999 to 2008 (8 zone-level)1 day to 152 days (median 8.5 days); 4 with a recorded value152 days (5 months), 2007-10-01 to 2008-02-29, a run of 5 consecutive Storm Events drought records, zone-levelCountywide (zone-level records).Storm Events enters a drought at D2 or worse east of the Rockies and D3 or worse from the Rockies west (NWS Instruction 10-1605); NRI drought counts D3 and D4 only.
EarthquakeModified Mercalli (local data)0Storm Events does not record earthquakes; the USGS earthquake catalog is the source.
Hailhail size (inches)151 records, 1962 to 20250.75 in to 4.5 in (median 1 in); 150 with a recorded value4.5 in hail, 2011-05-10; same size also recorded on 2000-05-25Hail, 2000-05-25, $30,000,000 property; crops not reported (2000 dollars)Event records naming jurisdictions in the plan: Florence city (31 records), Lake City city (16 records), Timmonsville town (9 records), Pamplico town (7 records), Scranton town (7 records), Coward town (6 records), Olanta town (6 records), Johnsonville city (3 records).
Excessive Heat, Heatheat index (in event narratives)4 records, 2011 to 2015 (4 zone-level)2 days to 13 days (median 3 days); 4 with a recorded value13 consecutive days, 2015-06-14 to 2015-06-26, zone-levelCountywide (zone-level records).Heat index: in event narratives only (local data needed).
Hurricane, Tropical Storm, Tropical DepressionSaffir-Simpson4 records, 2004 to 2022 (4 zone-level)Strongest recorded: Tropical Storm record, 2016-10-08 to 2016-10-14, damage not reported, 2 direct deaths (reported for the zone); NWS zone SCZ032Countywide (zone-level records).Storm Events files every zone of a storm's episode under the storm's type; flooding from the storm is filed as Flood or Flash Flood records.
Ice StormSperry-Piltz ice scale (local data)4 records, 2002 to 2026 (4 zone-level)Ice Storm, 2004-01-26, $4,800,000 property; crops not reported (2004 dollars); NWS zone SCZ032Countywide (zone-level records).Ice thickness: in event narratives only (local data needed).
Flash Flood, Flood, Lakeshore Flooddamage and flood days (flood depth: FIRM)57 records, 1996 to 2024Flood, 2015-10-04, $10,000,000 property; $0 crops (2015 dollars)Event records naming jurisdictions in the plan: Florence city (8 records), Lake City city (3 records), Pamplico town (3 records), Coward town (2 records), Olanta town (1 record), Timmonsville town (1 record).Flood depth: see the FEMA Flood Insurance Rate Map. Storm Events damage is often $0 or blank for floods, major ones included; FEMA Public Assistance by declaration (B1-d) shows which floods cost the most.
Debris Flownone (count and damage only)0Physical measure: in event narratives only (local data needed).
Lightningannualized frequency (the measure FEMA's Local Mitigation Planning Handbook names)16 records, 1996 to 2017Lightning, 1997-09-14, damage not reported, 1 direct deathLightning, 2008-07-10, $500,000 property; crops not reported (2008 dollars)Event records naming jurisdictions in the plan: Florence city (8 records), Johnsonville city (1 record), Lake City city (1 record), Timmonsville town (1 record).Storm Events lists lightning with damage or casualties; physical measure in event narratives only (local data needed).
High Wind and Strong Wind (outside NRI's Strong Wind definition)wind speed (kt and mph)11 records, 1996 to 2023 (11 zone-level)43 kt (49 mph) to 55 kt (63 mph) (median 51 kt (59 mph)); 11 with a recorded value55 kt (63 mph), measurement type not recorded, High Wind, 1999-09-15; same speed and measurement basis also recorded on 1998-08-26, 1999-03-03; NWS zone SCZ032High Wind, 1996-09-05, $330,000 property; crops not reported, reported for the zone (1996 dollars)Countywide (zone-level records).
Thunderstorm Windwind speed (kt and mph)362 records, 1957 to 202639 kt (45 mph) to 75 kt (86 mph) (median 52 kt (60 mph)); 304 with a recorded value75 kt (86 mph) estimated gust, Thunderstorm Wind, 2007-06-05Thunderstorm Wind, 2016-07-16, $255,000 property; $0 crops (2016 dollars)Event records naming jurisdictions in the plan: Florence city (51 records), Lake City city (21 records), Johnsonville city (15 records), Scranton town (14 records), Olanta town (10 records), Pamplico town (8 records), Timmonsville town (8 records), Coward town (6 records).
TornadoEnhanced Fujita (Fujita before Feb 2007)35 records, 1953 to 2020F/EF0 to F/EF2 (median F/EF1); 35 with a recorded valueF2 tornado, 1981-05-27, 4.7 mi path length (whole path, pre-1996), 100 yd wide, $25,000 property; crops not recorded (1981 dollars), 6 direct injuriesTornado, 2006-05-14, $1,300,000 property; crops not reported (2006 dollars)Event records naming jurisdictions in the plan: Florence city (4 records), Lake City city (4 records), Coward town (1 record), Olanta town (1 record), Scranton town (1 record).Before 1996 a tornado is listed once, under the county where it began, with its whole path's rating and length; from 1996 on, each county lists its own segment. Length is not used to rank tornadoes (see Methods).
Wildfireacres burned (local data)0Acres burned: in event narratives only (local data needed).
Winter Storm, Heavy Snow, Blizzard, Lake-Effect Snow, Winter Weather, Sleetnone in data (snowfall: local data)21 records, 2000 to 2026 (21 zone-level)Winter Weather, 2010-01-30, $10,000 property; $0 crops (2010 dollars); NWS zone SCZ032Countywide (zone-level records).Snow depth: in event narratives only (local data needed).

Storm Events records are more complete after 1996; before 1996 only Tornado (from 1950), Hail and Thunderstorm Wind (from 1955) exist. Zone-level records whose zone no NWS zone-county file places in this county (mostly before 2020) are not counted here (the Methods page explains the zone matching).

Dollars are nominal (as reported), labeled with the year; not adjusted for inflation.

Supports FEMA checklist item B1-d: previous occurrences

Federal declarations for this county: 28 declarations covering 17 separate hazard incidents counted in this packet (declarations for the same incident count once; non-natural and evacuation-only declarations are not counted).

No approved plan on record, so there is no approval date to count from.

Federal disaster declarations for this county

Sources: 1, 2, 3

DeclaredIncident beganFEMA numberTypeTitleMapped hazardCounty Public Assistancefederal share obligated, nominal dollarsFlagsNotes
2026-01-232026-01-21EM-3632-SCEmergencySevere Winter StormWinter Weatherno Public Assistance recordedwithin last 5 years
2024-09-292024-08-04DR-4835-SCMajor disasterTropical Storm DebbyHurricane (primary); also designated: Inland Flooding, Tornado$403,404.13within last 5 years
2024-09-262024-09-25EM-3619-SCEmergencyHurricane HeleneHurricane (primary); also designated: Inland Flooding, Landslide, Tornadono Public Assistance recordedwithin last 5 years
2024-08-052024-08-04EM-3606-SCEmergencyHurricane DebbyHurricane (primary); also designated: Inland Floodingno Public Assistance recordedwithin last 5 yearssame incident as DR-4835
2023-08-312023-08-29EM-3597-SCEmergencyHurricane IdaliaHurricane (primary); also designated: Inland Floodingno Public Assistance recordedwithin last 5 years
2022-11-212022-09-25DR-4677-SCMajor disasterHurricane IanHurricane$59,184.26within last 5 years
2022-09-292022-09-25EM-3585-SCEmergencyHurricane IanHurricaneno Public Assistance recordedwithin last 5 yearssame incident as DR-4677
2020-03-272020-01-20DR-4492-SCMajor disasterCOVID-19 PandemicNon-natural, not counted$6,121.61
2020-03-132020-01-20EM-3470-SCEmergencyCOVID-19Non-natural, not countedno Public Assistance recordedsame incident as DR-4492
2019-09-012019-08-31EM-3421-SCEmergencyHurricane DorianHurricaneno Public Assistance recorded
2018-09-162018-09-08DR-4394-SCMajor disasterHurricane FlorenceHurricane$506,057.94
2018-09-102018-09-08EM-3400-SCEmergencyHurricane FlorenceHurricaneno Public Assistance recordedsame incident as DR-4394
2017-10-162017-09-06DR-4346-SCMajor disasterHurricane IrmaHurricaneno Public Assistance recorded
2017-09-072017-09-06EM-3386-SCEmergencyHurricane IrmaHurricaneno Public Assistance recordedsame incident as DR-4346
2016-10-112016-10-04DR-4286-SCMajor disasterHurricane MatthewHurricane$3,344,047.56
2016-10-062016-10-04EM-3378-SCEmergencyHurricane MatthewHurricaneno Public Assistance recordedsame incident as DR-4286
2015-10-052015-10-01DR-4241-SCMajor disasterSevere Storms and FloodingInland Flooding$586,065.51
2015-10-032015-10-01EM-3373-SCEmergencySevere Storms and FloodingInland Floodingno Public Assistance recordedsame incident as DR-4241
2014-03-122014-02-10DR-4166-SCMajor disasterSevere Winter StormIce Storm$897,300.04
2014-02-122014-02-10EM-3369-SCEmergencySevere Winter StormIce Stormno Public Assistance recordedsame incident as DR-4166
2005-09-102005-08-29EM-3233-SCEmergencyHurricane Katrina EvacuationHurricane: evacuation support, not a local hazard event; not counted$7,648.72
2004-10-072004-09-06DR-1566-SCMajor disasterTropical Storm FrancesHurricanePA not declared for this county
2004-02-132004-01-26DR-1509-SCMajor disasterSevere Ice StormIce Storm$454,368.64
2000-01-312000-01-22DR-1313-SCMajor disasterSevere Winter StormWinter Weather$15,985.49
1999-09-211999-09-14DR-1299-SCMajor disasterHurricane Floyd Major Disaster DeclarationsHurricane$84,106.58
1999-09-151999-09-14EM-3145-SCEmergencyHurricane Floyd Emergency DeclarationsHurricaneno Public Assistance recordedsame incident as DR-1299
1990-10-221990-10-11DR-881-SCMajor disasterSevere Storms & FloodingInland Floodingno Public Assistance recorded
1989-09-221989-09-21DR-843-SCMajor disasterHurricane HugoHurricaneno Public Assistance recorded

County Public Assistance: applicants the FEMA record places in this county, including any state agencies FEMA files there; statewide rows are listed on the state page; federal share obligated, nominal dollars.

Statewide declarations

Source: 2

DeclaredIncident beganFEMA numberTypeTitleMapped hazard
1955-08-201955-08-20DR-44-SCMajor disasterHurricanesHurricane (primary); also designated: Inland Flooding
1954-10-171954-10-17DR-29-SCMajor disasterHurricaneHurricane (primary); also designated: Inland Flooding

FEMA recorded these with designated area Statewide and no county, so they are listed on every county page in the state and not counted with county rows. Local data needed: whether each one affected this county.

Previous occurrences by hazard, with explicit no-event rows

Sources: 2, 6, 7

HazardStorm Events records, all years on file(years in the Period column)Since plan approvalrecordsIn the 12 months before plan approvalrecordsLast 5 yearsrecordsDeclared incidents, all yearsseparate disastersDeclared since approvalseparate disastersPeriodStatement
Coastal Flooding0001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Cold Wave0001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Drought8001996 to 2026-06-30
Earthquake000Storm Events does not record earthquakes; the USGS earthquake catalog is the source.
Hail151301955 to 2026-06-30
Heat Wave4001996 to 2026-06-30
Hurricane41111996 to 2026-06-30
Ice Storm4121996 to 2026-06-30
Inland Flooding571051996 to 2026-06-30
Landslide0011996 to 2026-06-30No Storm Events records of this type; 1 federal declared incident (see declarations table)
Lightning16001996 to 2026-06-30
Strong Wind3733801955 to 2026-06-30Includes 8 High Wind and 3 Strong Wind records.
Tornado35021950 to 2026-06-30
Wildfire0001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Winter Weather21521996 to 2026-06-30

Notable Storm Events records

Sources: 1, 6, 7

DateEvent typeMagnitude or extentDamagenominal dollarsDeaths, injuriesdirect onlyLocationWhy listed
2016-10-08Flash Flood$500,000 property; $0 crops (2016 dollars)1, 0CLAUSSENdeaths or injuries recorded
2016-10-08Flash Flood$100,000 property; $0 crops (2016 dollars)1, 0KENNEDY XRDSdeaths or injuries recorded
2016-10-08Tropical Stormdamage not reported2, 0NWS zone SCZ032 (FLORENCE), zone-leveldeaths or injuries recorded
2015-10-04Flood$10,000,000 property; $0 crops (2015 dollars)0, 0NEW HOPEB1-c worst recorded: Flash Flood, Flood, Lakeshore Flood
2015-06-14Heatdamage not reported0, 0NWS zone SCZ032 (FLORENCE), zone-levelB1-c worst recorded: Excessive Heat, Heat
2011-05-10Hail4.5 in$30,000 property; $0 crops (2011 dollars)0, 0HANNAHB1-c worst recorded: Hail
2010-01-30Winter Weather$10,000 property; $0 crops, reported for the zone (2010 dollars)0, 0NWS zone SCZ032 (FLORENCE), zone-levelB1-c worst recorded: Winter Storm, Heavy Snow, Blizzard, Lake-Effect Snow, Winter Weather, Sleet
2007-06-05Thunderstorm Wind75 kt (86 mph) estimated gust$100,000 property; crops not reported (2007 dollars)0, 0LAKE CITYB1-c worst recorded: Thunderstorm Wind
2004-01-26Ice Storm$4,800,000 property; crops not reported, reported for the zone (2004 dollars)0, 0NWS zone SCZ032 (FLORENCE), zone-levelB1-c worst recorded: Ice Storm
1999-09-15High Wind55 kt (63 mph), measurement type not recordeddamage not reported0, 0NWS zone SCZ032 (FLORENCE), zone-levelB1-c worst recorded: High Wind and Strong Wind
1997-09-14Lightningdamage not reported1, 0FLORENCEB1-c worst recorded: Lightning
1981-05-27TornadoF2, 4.7 mi path length (whole path, pre-1996), 100 yd wide$25,000 property; crops not recorded (1981 dollars)0, 6location not recordedB1-c worst recorded: Tornado

The full list is in the Excel file, sheet "B1-d Storm Events history" (673 rows).

Location is the place NOAA recorded, as written in its data; it need not be a jurisdiction in this plan.

Local data needed: state-declared emergencies, from your state emergency management agency (federal data do not include them).

Tribal and special-area declarations in this state are listed on the state page.

Supports FEMA checklist item B1-e: probability of future events

Probability: FEMA annualized frequency and descriptor per hazard

Sources: 5, 6

HazardFEMA annualized frequency (modeled)unit per rowUnitIn plain termsDescriptorDescriptor basisNRI events or days in its record period (hail, wind and tornado are area-weighted, so can be fractional)NRI periodLocationNote
Coastal Flooding0events per year at a location (modeled)none modeledStorm Events records in 0 of 30 years, 1996 to 2025 (0%)not shownmodeledsee B1-fNo descriptor: no Storm Events record 1996 to 2025
Cold Wave0.474event-days per yearabout 0.474 days per yearevent-days in 0 of 30 years, 1996 to 2025 (0%)92005-11-12 to 2024-11-12 (19 years)countywideNo Storm Events cold wave record, 1996 to 2025.
Drought15.1event-days per yearabout 15.1 days per yearLikely (from Storm Events: 5 of 30 years)event-days in 5 of 30 years, 1996 to 2025 (16.7%)4482000 to 2025 (25.25 years; D3 and D4 only)countywide
Earthquake0.00303annual probability at a locationchance a given location in the county has at least minor-damage shaking in a year: 0.303%not shownmodeledsee B1-fNo descriptor (Storm Events does not record earthquakes).
Hail3.32events per yearabout 3.32 per yearHighly likelyFEMA annualized frequency (modeled)126.2 (modeled)1986 to 2023 (38 years)countywide
Heat Wave8.95event-days per yearabout 8.95 days per yearLikely (from Storm Events: 3 of 30 years)event-days in 3 of 30 years, 1996 to 2025 (10%)1472005-11-12 to 2024-11-12 (19 years)countywide
Hurricane0.258events per yearabout 1 in 4 yearsLikelyFEMA annualized frequency (modeled)861851 to 2024 (Atlantic)see B1-fNRI counts hurricane and tropical storm tracks passing within storm-force wind range; federal declarations are in B1-d.
Ice Storm0.789event-days per yearabout 0.789 days per yearLikely (from Storm Events: 3 of 30 years)event-days in 3 of 30 years, 1996 to 2025 (10%)531946-12-31 to 2014-02-12 (67 years)countywide
Inland Flooding0.786event-days per yearabout 0.786 days per yearLikely (from Storm Events: 14 of 30 years)event-days in 14 of 30 years, 1996 to 2025 (46.7%)221996 to 2023 (28 years)see B1-f
Landslide0.171events per year (modeled)about 1 in 6 yearsLikelyFEMA annualized frequency (modeled)not shownmodeledsee B1-f
Lightning58.2days per year with a strikeabout 58.2 days per yearHighly likelyFEMA annualized frequency (modeled)not shown1995 to 2023 (29 years; CONUS)countywide
Strong Wind4.09events per yearabout 4.09 per yearHighly likelyFEMA annualized frequency (modeled)1561986 to 2023 (38 years)countywide
Tornado0.448events per yearabout 1 in 2 yearsLikelyFEMA annualized frequency (modeled)not shown1950 to 2023 (EF2+); 1986 to 2023 (EF0-1)see B1-f
Wildfire0.00188annual probability at a locationchance a given location in the county burns in a year: 0.188%Storm Events records in 0 of 30 years, 1996 to 2025 (0%)not shownmodeledsee B1-fNo descriptor: no Storm Events record 1996 to 2025
Winter Weather1.58event-days per yearabout 1.58 days per yearLikely (from Storm Events: 12 of 30 years)event-days in 12 of 30 years, 1996 to 2025 (40%)302005-11-12 to 2024-11-12 (19 years)countywide

FEMA annualized frequency (modeled) is the National Risk Index v1.20 (December 2025) estimate of how often a hazard affects this county in a year; it is not recorded events divided by years, and its unit differs by hazard (events, event-days, or days with a lightning strike per year). For earthquake, wildfire, coastal flooding and tsunami the value is the chance (or number of events) at a location in the county, not across the county, so no "1 in N years" is given and the descriptor comes from Storm Events where it has a record (none for earthquake). The Methods page gives each hazard's method, from FEMA's National Risk Index Technical Documentation v1.20.

Where NRI gives event-days, the descriptor comes from the share of years with a Storm Events record; NRI's source records more events, so the two differ.

Descriptor scale used in this packet (defined per unit)

Sources: 5, 6

UnitDescriptorDefinition
events per yearHighly likely1 or more per year
events per yearLikelyabout once in 1 to 10 years
events per yearPossibleabout once in 10 to 100 years
events per yearUnlikelyless than once in 100 years
annual probabilityLikely10% to under 100% chance in a given year
annual probabilityPossible1% to under 10% chance in a given year
annual probabilityUnlikelyunder 1% chance in a given year
event-days (share of years)Highly likelyevent-days recorded in 90% or more of years
event-days (share of years)Likelyevent-days recorded in 10% to under 90% of years
event-days (share of years)Possibleevent-days recorded in some years but under 10% of years
lightning strike-daysHighly likelycloud-to-ground strikes on 1 or more days per year

Intensity bands: historical frequency (Storm Events)

Source: 6

HazardBandYearsEventscounty-coded recordsYears in periodEvents per yearevents / years
Hail1.00-1.99 in1996 to 202563302.1
Hail2.00 in+1996 to 20255300.167
Thunderstorm Wind (counted as NRI Strong Wind)50-64 kt1996 to 2025254308.47
Thunderstorm Wind (counted as NRI Strong Wind)65 kt+1996 to 202530301
Thunderstorm Wind (counted as NRI Strong Wind)unmeasured or below 50 kt1996 to 20253300.1
TornadoEF0-11996 to 202515300.5
TornadoEF2-31996 to 20251300.0333
TornadoEF4-51996 to 20250300
Tornadounrated (EFU)1996 to 20250300

The bands show how often events of each severity were recorded in this county, to profile how severe events have been (FEMA's probability item asks for the range of intensities).

Hail smaller than 1 inch is not counted: on 2010-01-05 the National Weather Service raised its severe-hail threshold from 3/4 inch to 1 inch, so smaller reports became less common after 2009 (NWS Service Change Notice 09-52). NRI hail frequency uses a 0.75 inch threshold.

Optional: future conditions. Not a required item in the 2025 FEMA Local Mitigation Planning Policy Guide; some states ask for it. The federal Climate Mapping for Resilience and Adaptation (CMRA) site gives county exposure to future climate conditions (https://resilience.climate.gov/).

Supports FEMA checklist item B1-f: hazards that vary across jurisdictions

Range of census tract risk within the county

Source: 5

HazardTractsrated of allNRI risk score, 0 to 100Tracts by rating
MinMedianMax
Coastal Flooding0 of 36No Rating 36
Cold Wave36 of 3615.748.671.1Relatively Moderate 22, Relatively Low 13, Very Low 1
Drought34 of 3668.681.689.4Relatively Low 22, Very Low 12, No Rating 2
Earthquake36 of 3624.280.187.0Relatively Moderate 22, Relatively Low 13, Very Low 1
Hail36 of 3628.181.790.1Relatively High 2, Relatively Moderate 32, Relatively Low 1, Very Low 1
Heat Wave36 of 361.575.892.1Relatively High 4, Relatively Moderate 29, Relatively Low 2, Very Low 1
Hurricane36 of 3660.592.696.2Relatively High 28, Relatively Moderate 7, Relatively Low 1
Ice Storm36 of 368.182.891.8Relatively High 2, Relatively Moderate 28, Relatively Low 5, Very Low 1
Inland Flooding36 of 360.443.484.1Relatively High 2, Relatively Moderate 14, Relatively Low 16, Very Low 4
Landslide36 of 3610.755.983.4Relatively Low 1, Very Low 35
Lightning36 of 360.572.593.5Relatively High 12, Relatively Moderate 21, Relatively Low 2, Very Low 1
Strong Wind36 of 363.363.881.0Relatively Moderate 26, Relatively Low 9, Very Low 1
Tornado36 of 3610.083.396.9Very High 4, Relatively High 25, Relatively Moderate 6, Very Low 1
Wildfire36 of 3621.987.394.1Relatively Moderate 13, Relatively Low 18, Very Low 5
Winter Weather36 of 3611.363.983.9Relatively High 4, Relatively Moderate 29, Relatively Low 2, Very Low 1

Drought: Agriculture is all of NRI's expected annual loss for this hazard in the county, so the tract range mostly reflects where crop and livestock value is.

Rated tracts only: No Rating (score 0.0), Not Applicable and Insufficient Data tracts are counted but not used for the minimum, median and maximum.

The score ranks a tract against all U.S. tracts (100 = highest). The rating is FEMA's category for the tract's risk value, computed differently, so the two can disagree.

Frequency data for cold wave, drought, hail, heat wave, ice storm, lightning, strong wind and winter weather are county-wide or coarse (49 km grid or NWS zone), the same for every jurisdiction; the tract range mostly reflects where buildings and people are (crop and livestock value where a line above names agriculture).

Each jurisdiction (starting figures from federal data)

Sources: 1, 3, 4, 6

JurisdictionTypePlan statusRepetitive lossFMA RL and SRL (44 CFR 77.2); repeat-flood, any definitionPublic Assistance to this jurisdictionFEMA records matched by applicant name; federal share obligated, nominal dollarsEvent records naming this placeall years; since its planNotes
Florence County (unincorporated area)UnincorporatedNo approved plan on recordFMA RL 6, SRL 4; any 41$2,597,885.990 total; no approved planIncludes $7,648.72 for declarations not counted as hazard incidents (EM-3233-SC).
Coward townTownNo approved plan on recordFMA RL 0, SRL 0; any 0$12,609.3115 total; no approved plan
Florence cityTownNo approved plan on recordFMA RL 0, SRL 0; any 9$3,142,308.23102 total; no approved planIncludes $6,121.61 for declarations not counted as hazard incidents (DR-4492-SC).
Johnsonville cityTownNo approved plan on recordFMA RL 0, SRL 0; any 0$123,856.6019 total; no approved plan
Lake City cityCityNo approved plan on recordFMA RL 0, SRL 0; any 1$10,489.3845 total; no approved plan
Olanta townTownNo approved plan on recordFMA RL 0, SRL 0; any 0$5,895.2918 total; no approved plan
Pamplico townTownNo approved plan on recordFMA RL 0, SRL 0; any 0$74,251.0418 total; no approved plan
Quinby townTownNo approved plan on recordFMA RL 0, SRL 0; any 0no Public Assistance recorded0 total; no approved plan
Scranton townTownNo approved plan on recordFMA RL 0, SRL 0; any 0$45,803.8822 total; no approved plan
Timmonsville townTownNo approved plan on recordFMA RL 0, SRL 0; any 0$41,474.0819 total; no approved plan

Repetitive-loss counts are for whole NFIP communities, which can extend beyond this county (see the note in B2-c).

County Public Assistance in B1-d also includes applicants filed under the county that are not jurisdictions in this plan (for example state agencies, special districts and nonprofits), so the jurisdiction rows add up to less.

Supports FEMA checklist items B2-a and B2-b: vulnerability and potential impacts

Local data needed

The table below gives county-level starting figures; the plan describes impacts for each jurisdiction and its own assets.

No approved plan on record, so there is no approval date to count from.

  • Critical facilities and lifelines per hazard
  • A problem statement per jurisdiction per hazard
  • Changes in development in hazard-prone areas since the last approval, or a statement of none (E1-a)
  • Future assets

County-level starter: exposure, expected annual loss and damage since the plan

Sources: 1, 2, 3, 5, 6, 7

HazardBuilding exposuremodeled dollarsAgriculture exposuremodeled dollarsPopulation exposedpeopleEAL buildingsmodeled dollars per yearEAL agriculturemodeled dollars per yearCost of expected deaths and injuriesFEMA's dollar value per year, not property damageEAL as % of exposurebuildings; agriculture where notedStorm Events damage since plancounty-coded records, property plus crops, nominal dollarsZone-level damage since planproperty plus crops, reported for the zonePublic Assistance since plannominal dollars; see noteNote
Coastal Flooding$0n/a0$0n/a$0building exposure is 0 in NRI
Cold Wave$29,302,097,654$58,275,647136,859$9,721$21,485$1,575,727under 0.0001%
Droughtn/a$51,388,461n/an/a$108,812n/a0.212% (agriculture)NRI has no building exposure for this hazard; agriculture shown
Earthquake$51,818,440,559n/a137,059$4,572,224n/a$2,101,7490.00882%
Hail$29,302,097,654$58,275,647136,859$1,326,995$5,085$194,9830.00453%
Heat Wave$29,302,097,654$58,275,647136,859$177$142$2,909,323under 0.0001%
Hurricane$29,299,408,458$58,275,647136,844$21,284,202$489,194$1,011,5340.0726%
Ice Storm$29,301,709,657n/a136,859$501,275n/a$95,2770.00171%
Inland Flooding$29,289,356,549$1,285,1711,696$16,669,755$14,471$891,714n/a (see note)NRI counts the full building value of any census block with some flood loss; this is not the value of buildings in the floodplain. Use local FIRM overlays for B2-a/B2-b.
Landslide$52,574,074n/a203$492n/a$40.000936%
Lightning$29,302,097,654n/a136,859$54,467n/a$715,6110.000186%
Strong Wind$29,302,097,654$58,275,647136,859$163,275$64,367$641,7830.000557%
Tornado$29,302,097,654$58,275,647136,859$3,333,599$1,727$5,602,9900.0114%
Wildfire$3,728,076,860$26,567,03437,923$555,180$363$100,5840.0149%
Winter Weather$29,302,097,654$58,275,647136,859$6,574$15$145,737under 0.0001%

Totals since the plan: not available. No approved plan on record, so there is no approval date to count from.

FEMA does not split Public Assistance by hazard. A declaration mapped to several hazards is listed under each of them with its full amount, so the per-hazard column does not add up to the total; the unit total counts each declaration once.

NRI computes earthquake exposure on its own basis, so it exceeds the county building value in B2-a.

Supports FEMA checklist item B2-a: vulnerability (county context)

County context

Source: 5

MeasureValue
Population136,859
Building value (total, not at risk)$29,302,097,654
Agriculture value (total, not at risk)$58,275,647
NRI risk rating (all hazards)Relatively Moderate
Expected annual loss, buildings and agriculture, all hazards$49,183,596
Expected annual loss, population equivalence, all hazards (NRI values each statistical life at $13.7M; a modeled value of expected deaths and injuries, not property damage)$15,987,014
Social vulnerability ratingRelatively High
Community resilience ratingRelatively High
NRI versionDecember 2025

FEMA's all-hazard expected annual loss adds buildings, agriculture and population equivalence; this table gives the property part and the population-equivalence part as separate rows.

Social vulnerability: higher means people are more likely to be harmed and slower to recover. Community resilience: lower means the community is less able to recover. High social vulnerability and low resilience both raise the NRI risk rating.

Supports FEMA checklist item B2-c: repetitive loss properties

Repetitive loss in this county, both definitions

Sources: 1, 4

DefinitionPropertiesSevere repetitive lossProperties
Repetitive loss, FMA definition (44 CFR 77.2)6Severe repetitive loss, FMA definition (44 CFR 77.2)4
Repetitive loss, NFIP insurance definition50Severe repetitive loss, NFIP insurance definition4

The state NFIP coordinator's list, the source FEMA's Handbook names, often uses the NFIP insurance definition (second row).

Repeat-flood properties: county and state-level rows

Sources: 1, 4

ScopeRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
County total6450451119
of which: Florence County (unincorporated area)6440441114
of which: Florence city0090904
of which: Lake City city0010101
Statewide, no county in FEMA's file0020200

The statewide row counts properties FEMA's file gives with no county in this state; they are listed for reference and are not in this county's counts.

Repeat-flood properties by jurisdiction in the plan (NFIP community)

Sources: 1, 4

JurisdictionNFIP community IDRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
Florence County (unincorporated area)4500766440441114
Coward town4500770000000
Florence city4500780090904
Johnsonville city4502080000000
Lake City city4500790010101
Olanta town4500800000000
Pamplico town4500810000000
Quinby town4500820000000
Scranton town4500830000000
Timmonsville town4500840000000

Counts by occupancy group for each jurisdiction are in the Excel file, sheet "B2-c Jurisdictions".

Jurisdiction rows are whole NFIP communities and need not add up to the county total: a community that extends into another county is counted in full on each jurisdiction row, while the county table counts only its part in this county.

County repeat-flood properties by occupancy group

Sources: 1, 4

Occupancy groupRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
single-family residential6449450119
2 to 4 unit residential0000000
other residential0000000
non-residential0010100
not reported0000000

FEMA's occupancy groups have no institutional class; institutional properties are counted in non-residential or other residential in the table by occupancy group.

FMA RL and FMA SRL are the Flood Mitigation Assistance definitions (44 CFR 77.2), the ones the FEMA Local Mitigation Planning Policy Guide cites. NFIP repetitive loss (the FEMA insurance definition) is 2 or more claims over $1,000 in 10 years, and a property can leave that group once it is mitigated. Also shown: NFIP severe repetitive loss, any category, mitigated and currently insured. The Methods page gives the OpenFEMA field details.

Counts are aggregates of FEMA's public NFIP Multiple Loss Properties file (FEMA's data date 2026-08-02; file version 2026-08-04). No property is identified. County assignment is FEMA's geocode.

In this county 1 property is FMA repetitive loss but not NFIP repetitive loss, and 45 properties are NFIP repetitive loss but not FMA repetitive loss.

Exact counts; no count suppression.

Sources

Tables cite these sources by number. The full list, for the plan's bibliography (FEMA review item A4-a):

  1. FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-29T134039Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)
  2. FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-29T162832Z, pulled 2026-09-30, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)
  3. FEMA, OpenFEMA PublicAssistanceFundedProjectsSummaries v1, version 2026-09-29T150754Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/PublicAssistanceFundedProjectsSummaries (API)
  4. FEMA, OpenFEMA NfipMultipleLossProperties v1, version 2026-08-04T164045Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/NfipMultipleLossProperties (API)
  5. FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-30, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)
  6. NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-30, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/
  7. NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-30, https://www.weather.gov/gis/ZoneCounty
  8. U.S. Census Bureau, Census 2024 Gazetteer, 2020 place by county, CT county-to-cousub crosswalk, version 2024-gazetteer, pulled 2026-09-30, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_counties_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_cousubs_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_place_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_unsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_elsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_scsd_national.zip, https://www2.census.gov/geo/docs/reference/codes2020/national_place_by_county2020.txt, https://www2.census.gov/geo/docs/reference/ct_change/ct_cou_to_cousub_crosswalk.xlsx (used to match place names and codes; no table prints its values)

What this packet is and what the plan adds

This packet is the federal data for the plan's risk assessment, organized by the items of FEMA's Local Mitigation Plan Review Tool, Element B. Each section heading names the item its tables support; the plan and FEMA's review decide whether the item is met.

The plan adds what only the community has: local data on assets, critical facilities, development and each jurisdiction's impacts; local hazard history, including state-declared emergencies; the mitigation strategy; and adoption.

How the federal data are built: National Risk Index values are FEMA's model, not counts of events. Storm Events is more complete from 1996; zone-level records are placed by forecast zone, not by location in the county. Public Assistance for a jurisdiction is matched by applicant name. The Methods page gives every rule and the known edge cases.

OpenFEMA disclaimer

This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Reuse, citation and corrections

Reuse and citation: Hazard Plain text and tables are licensed under Creative Commons Attribution 4.0 International (CC BY 4.0, https://creativecommons.org/licenses/by/4.0/); credit Hazard Plain and the release. The underlying federal data are public domain; OpenFEMA data are also subject to the OpenFEMA terms and conditions.

Cite this: Hazard Plain (2026). Florence County, SC: risk-assessment baseline packet, release 2026-10 (data as of 2026-09-30; County FIPS 45041). Automated baseline. https://hazardplain.org/sc/45041/ Built from FEMA OpenFEMA, the FEMA National Risk Index and NOAA NCEI Storm Events; source versions in the packet's Sources list.

Corrections: to report an error, name the packet, the table and what your records show. Contact: [email protected]

Hazard Plain release 2026-10. As of 2026-09-30; Storm Events data through 2026-06-30. Automated baseline.