Hazard Plain Preview: automated baseline

Comanche County, OK

Risk-assessment baseline packet

Unit
County area 40031
Release
2026-10
As of
2026-09-28
Storm Events data through
2026-06-30

Hazard Plain is an independent product built from public federal data. It is not a FEMA document and is not reviewed or endorsed by FEMA or any state agency.

A starting point for the plan's risk assessment (FEMA Local Mitigation Plan Review Tool, Element B). It does not replace local data or FEMA review. Section headings say which FEMA review item each table supports; whether an item is satisfied is decided by the plan and its reviewers.

Hazard Plain release 2026-10, as of 2026-09-28. Independent product; not a FEMA document.

Plan clock

Status
Approved, expires 2029-09-12
Plan
Comanche County (FEMA plan 109777)
Approved
2024-09-13
Expires
2029-09-12
As of
2026-09-28
Days
1,080 days to expiry

What changed since your last plan (approved 2024-09-13)

New federal declarations
none (0 declaration rows; 0 counted incidents)
Storm Events records since approval
100 (data through 2026-06-30)
Repetitive loss now
FMA RL 16, SRL 26 (44 CFR 77.2); any definition: 97
Repeat-flood change
First release: no prior release to compare.

Sources

FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-26T121003Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)

FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-27T010817Z, pulled 2026-09-28, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

FEMA, OpenFEMA NfipMultipleLossProperties v1, version 2026-08-04T164045Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/NfipMultipleLossProperties (API)

Plan status for every jurisdiction listed in this county: 19 rows, in the section "Plan clock: Plan status for every jurisdiction listed in this county" after these cover pages.

State plan status and tribal plans in this state: see the state page.

Plan clock

Plan status for every jurisdiction listed in this county

JurisdictionTypeStatusPlanApprovedExpiresDays to expirynegative = days since expiryUpdate underwayNotes
Comanche CountyCountyApproved, expires 2029-09-12Comanche County (FEMA plan 109777)2024-09-132029-09-121,080
Cache cityCityApproved, expires 2029-09-12Comanche County (FEMA plan 109777)2024-09-132029-09-121,080
Chattanooga townTownApproved, expires 2029-09-12Comanche County (FEMA plan 109777)2024-09-132029-09-121,080
Elgin cityCityApproved, expires 2029-09-12Comanche County (FEMA plan 109777)2024-09-132029-09-121,080member approved 2024-12-02
Faxon townTownApproved, expires 2029-09-12Comanche County (FEMA plan 109777)2024-09-132029-09-121,080member approved 2024-12-17
Fletcher townTownApproved, expires 2029-09-12Comanche County (FEMA plan 109777)2024-09-132029-09-121,080member approved 2024-12-17
Geronimo townTownApproved, expires 2029-09-12Comanche County (FEMA plan 109777)2024-09-132029-09-121,080member approved 2024-11-07
Indiahoma townTownApproved, expires 2029-09-12Comanche County (FEMA plan 109777)2024-09-132029-09-121,080member approved 2024-12-05
Lawton cityCityApproved, expires 2029-09-12Comanche County (FEMA plan 109777)2024-09-132029-09-121,080
Medicine Park townTownApproved, expires 2029-09-12Comanche County (FEMA plan 109777)2024-09-132029-09-121,080member approved 2024-12-05
Sterling townTownApproved, expires 2029-09-12Comanche County (FEMA plan 109777)2024-09-132029-09-121,080member approved 2024-11-07
Bishop Public SchoolSchool/School DistrictApproved, expires 2029-09-12Comanche County (FEMA plan 109777)2024-09-132029-09-121,080member approved 2025-04-16
Cache Public SchoolsSchool/School DistrictApproved, expires 2029-09-12Comanche County (FEMA plan 109777)2024-09-132029-09-121,080member approved 2024-12-17
Geronimo Public SchoolsSchool/School DistrictApproved, expires 2029-09-12Comanche County (FEMA plan 109777)2024-09-132029-09-121,080member approved 2024-12-17
Lawton Public SchoolsSchool/School DistrictApproved, expires 2029-09-12Comanche County (FEMA plan 109777)2024-09-132029-09-121,080member approved 2024-11-07
Mountain View-Gotebo SchoolsSchool/School DistrictApproved, expires 2027-10-16Kiowa County (FEMA plan 106492)2022-10-172027-10-16383
Snyder Public SchoolsSchool/School DistrictApproved, expires 2027-10-16Kiowa County (FEMA plan 106492)2022-10-172027-10-16383
Sterling Public SchoolsSchool/School DistrictApproved, expires 2029-09-12Comanche County (FEMA plan 109777)2024-09-132029-09-121,080member approved 2024-12-05
Walters Public SchoolsSchool/School DistrictApproved, expires 2029-09-24Cotton County (FEMA plan 102288)2024-09-252029-09-241,092

Source

FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-26T121003Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)

Supports B1-a: hazards

Hazards NRI does not cover: check locally

  • dam failure (incl. upstream dams)
  • levee failure
  • flash flood as its own subtype
  • ice jams
  • debris flows
  • erosion (riverine and coastal)
  • land subsidence and sinkholes
  • expansive soils

The 18 National Risk Index hazards, ranked by expected annual loss (EAL)

Rank by EALHazardNRI risk ratingEAL ratingEAL buildingsmodeled dollars per yearEAL agriculturemodeled dollars per yearEAL population equivalencestatistical value of life and injury, $13.7M per life, not property damageEAL total (see note)modeled dollars per yearStorm Events records since 1996countEvidence for an omissionNRI Not Applicable, no declaration and no Storm Events record since 1996Storm Events coverage note
1Inland FloodingRelatively ModerateRelatively Moderate$17,517,628$549,008$1,599,744$19,666,380101
2TornadoRelatively HighRelatively High$4,374,266$3,514$6,521,988$10,899,76923
3Cold WaveRelatively HighRelatively High$70,986$136,708$6,465,228$6,672,92212Includes 1 Frost/Freeze record, event types the NRI definition of this hazard leaves out.
4Strong WindRelatively HighRelatively High$2,248,398$793$1,467,690$3,716,882372Includes 53 High Wind records and 2 Strong Wind records, event types the NRI definition of this hazard leaves out.
5EarthquakeRelatively LowRelatively Low$1,498,866$542,506$2,041,373Not in Storm Events. Storm Events coverage of this hazard is limited; absence is not evidence of low risk.
6HailRelatively ModerateRelatively Moderate$1,909,799$9,889$95,492$2,015,180559
7WildfireRelatively ModerateRelatively Moderate$1,465,318$2,615$381,239$1,849,1716
8Ice StormVery HighRelatively High$1,487,370$148,044$1,635,41414
9Heat WaveRelatively LowRelatively Low$202$568$1,119,032$1,119,80237
10DroughtRelatively ModerateRelatively Moderate$534,321$534,321115
11Winter WeatherRelatively HighRelatively High$41,023$1,021$301,999$344,04343
12LightningRelatively ModerateRelatively Low$45,172$245,737$290,9096
13HurricaneVery LowVery Low$31,276$6,314$820$38,4090No recorded events in Storm Events since 1996 (data through 2026-06-30).
14LandslideRelatively LowVery Low$351$5,648$5,9990No recorded events in Storm Events since 1996 (data through 2026-06-30). Storm Events coverage of this hazard is limited; absence is not evidence of low risk.
AvalancheNot ApplicableNot Applicable0NRI rates avalanche Not Applicable for this county, and no federal declaration for this county names it.No recorded events in Storm Events since 1996 (data through 2026-06-30).
Coastal FloodingNot ApplicableNot Applicable0NRI rates coastal flooding Not Applicable for this county, and no federal declaration for this county names it.No recorded events in Storm Events since 1996 (data through 2026-06-30).
TsunamiNot ApplicableNot Applicable0NRI rates tsunami Not Applicable for this county, and no federal declaration for this county names it.No recorded events in Storm Events since 1996 (data through 2026-06-30). Storm Events coverage of this hazard is limited; absence is not evidence of low risk.
Volcanic ActivityNot ApplicableNot Applicable0NRI rates volcanic activity Not Applicable for this county, and no federal declaration for this county names it.No recorded events in Storm Events since 1996 (data through 2026-06-30). Storm Events coverage of this hazard is limited; absence is not evidence of low risk.

Total = buildings + agriculture + population equivalence; FEMA values each expected death (or 10 injuries) at $13.7 million (2024 dollars).

Sources

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

Check your state hazard mitigation plan's hazard list for this county; explain any hazard you drop.

Supports B1-b: location

Where each hazard occurs

HazardLocationCensus tracts ratedrated of all tracts
AvalancheCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.0 of 38
Coastal FloodingCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.0 of 38
Cold WaveAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.38 of 38
DroughtAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.19 of 38
EarthquakeCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.38 of 38
HailAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.38 of 38
Heat WaveAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.38 of 38
HurricaneCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.38 of 38
Ice StormAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.38 of 38
Inland FloodingThe FEMA Flood Insurance Rate Map (FIRM) is the required location source for flooding. See the FEMA Flood Map Service Center (https://msc.fema.gov) for this county.38 of 38
LandslideCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.37 of 38
LightningAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.38 of 38
Strong WindAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.38 of 38
TornadoCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.38 of 38
TsunamiCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.0 of 38
Volcanic ActivityCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.0 of 38
WildfireCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.30 of 38
Winter WeatherAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.38 of 38

Source

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

Supports B1-c: extent

Extent: scale, observed range and worst recorded event per hazard

HazardScaleRecordscount, yearsObserved rangeWorst recorded eventMost damaging (when different)How it applies to membersNote
Avalanchenone (count and damage)0Physical measure: in event narratives only; local data required.
Coastal Flood, Storm Surge/Tidenone in data (FIRM for depth)0Flood depth: see the FEMA Flood Insurance Rate Map.
Cold/Wind Chill, Extreme Cold/Wind Chillwind chill11, 1996 to 2025 (11 zone-level)1 day to 5 days (median 3 days); 9 with a recorded value5 consecutive days, 1996-02-01 to 1996-02-05, zone-levelZone-level records: applies countywide; national data do not locate these events within the county.Wind chill: in event narratives only; local data required.
Frost/Freeze (outside NRI Cold Wave definition)crop damage1, 2023 to 2023 (1 zone-level)No crop damage reported in 1 records.Zone-level records: applies countywide; national data do not locate these events within the county.Temperature: in event narratives only; local data required.
DroughtUS Drought Monitor D-scale115, 2000 to 2026 (115 zone-level)12 days to 550 days (median 59.5 days); 20 with a recorded value550 days (about 18.1 months), 2012-07-01 to 2014-01-01, a run of 19 consecutive Storm Events drought records, zone-levelDrought, 2000-08-01, property not reported; $8,330,000 crops, reported for the zone (2000 dollars)Zone-level records: applies countywide; national data do not locate these events within the county.Storm Events enters a drought at D2 or worse east of the Rockies and D3 or worse from the Rockies west (NWS Instruction 10-1605); NRI drought counts D3 and D4 only.
EarthquakeModified Mercalli (local data)0No Storm Events record; local data required (e.g., USGS).
Hailhail size (inches)786, 1957 to 2026 (2 zone-level)0.75 in to 4 in (median 1 in); 786 with a recorded value4 in hail, 2023-06-15; same size also recorded on 1969-06-20, 2016-04-29Hail, 2023-06-12, $20,000 property; crops not reported (2023 dollars)Event records naming member places: Lawton city (183 records), Cache city (56 records), Elgin city (56 records), Indiahoma town (39 records), Fletcher town (36 records), Sterling town (32 records), Geronimo town (28 records), Medicine Park town (22 records), Chattanooga town (18 records), Faxon town (16 records). Zone-level records (2) apply countywide.
Excessive Heat, Heatheat index (narratives)37, 1996 to 2025 (37 zone-level)1 day to 29 days (median 1 day); 19 with a recorded value29 consecutive days, 2006-07-16 to 2006-08-13, zone-levelZone-level records: applies countywide; national data do not locate these events within the county.Heat index: in event narratives only; local data required.
Hurricane, Tropical Storm, Tropical DepressionSaffir-Simpson0Storm Events files every zone of a storm's episode under the storm's event type and category, so a Hurricane (Typhoon) record, especially an inland or remnant one, does not by itself mean hurricane-force winds here; read the damage and wind columns.
Ice StormSperry-Piltz (local data)14, 1996 to 2020 (14 zone-level)Ice Storm, 2015-12-27, $488,000 property; crops not reported, reported for the zone (2015 dollars); NWS zone OKZ038 (COMANCHE), zone-level: may include parts of neighboring countiesZone-level records: applies countywide; national data do not locate these events within the county.Ice thickness: in event narratives only; local data required.
Flash Flood, Flood, Lakeshore Flooddamage and flood days (FIRM for depth)101, 1996 to 2026Flash Flood, 2015-05-23, $800,000 property; $0 crops (2015 dollars)Event records naming member places: Lawton city (61 records), Cache city (10 records), Elgin city (8 records), Fletcher town (3 records), Geronimo town (3 records), Faxon town (2 records), Medicine Park town (2 records), Indiahoma town (1 record), Sterling town (1 record).Flood depth: see the FEMA Flood Insurance Rate Map. Storm Events damage can be $0 or blank even for a major flood, so the worst record here may not be the worst flood; compare FEMA Public Assistance by declaration in B1-d.
Debris Flownone (count and damage)0Physical measure: in event narratives only; local data required.
Lightningannualized frequency (the measure FEMA's Local Mitigation Planning Handbook names)6, 1996 to 2001Lightning, 2000-10-22, $25,000 property; crops not reported (2000 dollars)Event records naming member places: Lawton city (4 records), Cache city (1 record), Sterling town (1 record).Storm Events lists lightning with damage or casualties; physical measure in event narratives only; local data required.
High Wind and Strong Wind (outside NRI Strong Wind definition)wind speed (kt and mph)55, 1996 to 2026 (55 zone-level)39 kt (45 mph) to 61 kt (70 mph) (median 52 kt (60 mph)); 49 with a recorded value61 kt (70 mph) estimated gust, High Wind, 2024-05-23; NWS zone OKZ038 (COMANCHE), zone-level: may include parts of neighboring countiesHigh Wind, 2007-02-24, $41,500 property; $0 crops, reported for the zone (2007 dollars)Zone-level records: applies countywide; national data do not locate these events within the county.
Thunderstorm Windwind speed (kt and mph)475, 1957 to 2026 (2 zone-level)50 kt (58 mph) to 90 kt (104 mph) (median 56 kt (64 mph)); 363 with a recorded value90 kt (104 mph) measured gust, Thunderstorm Wind, 2023-06-15Thunderstorm Wind, 2001-05-27, $11,000,000 property; crops not reported (2001 dollars)Event records naming member places: Lawton city (122 records), Medicine Park town (42 records), Cache city (24 records), Elgin city (22 records), Geronimo town (20 records), Indiahoma town (20 records), Chattanooga town (11 records), Sterling town (10 records), Faxon town (5 records), Fletcher town (5 records). Zone-level records (2) apply countywide.Speeds under 20 kt (likely entry errors) are left out of the observed range.
TornadoEnhanced Fujita (F before Feb 2007)65, 1951 to 2024F/EF0 to F/EF4 (median F/EF1); 59 with a recorded valueF4 tornado, 1957-05-24, 8.6 mi path length (records before 1996 may include the whole path; rating and listing come from the county where the tornado began), 880 yd wide, $250,000 property; crops not recorded (1957 dollars)Tornado, 1979-04-10, $25,000,000 property; crops not recorded (1979 dollars)Event records naming member places: Faxon town (4 records), Cache city (2 records), Elgin city (2 records), Fletcher town (2 records), Geronimo town (2 records), Indiahoma town (2 records), Medicine Park town (2 records), Lawton city (1 record), Sterling town (1 record).From 1996 on, tornado records are per-county segments and length is the path length within this county (NWS Instruction 10-1605); records before 1996 may give the whole path length, including the path outside this county, and before 1996 a tornado is listed once, under the county where it began, with the whole path's rating; counties farther along the path may not list it. Length is not used to rank tornadoes.
Tsunaminone (count and damage)0Physical measure: in event narratives only; local data required.
Volcanic Ash, Volcanic AshfallVolcanic Explosivity Index (local data)0Physical measure: in event narratives only; local data required.
Wildfireacres burned (local data)6, 2016 to 2024 (6 zone-level)Wildfire, 2021-12-10, $500,000 property; $0 crops, reported for the zone (2021 dollars); NWS zone OKZ038 (COMANCHE), zone-level: may include parts of neighboring countiesZone-level records: applies countywide; national data do not locate these events within the county.Acres burned: in event narratives only; local data required.
Winter Storm, Heavy Snow, Blizzard, Lake-Effect Snow, Winter Weather, Sleetnone in data (snowfall local)43, 1996 to 2026 (43 zone-level)Winter Storm, 2007-01-12, $30,000 property; $0 crops, reported for the zone (2007 dollars); NWS zone OKZ038 (COMANCHE), zone-level: may include parts of neighboring countiesZone-level records: applies countywide; national data do not locate these events within the county.Snow depth: in event narratives only; local data required.

Storm Events records are more complete after 1996; before 1996 only Tornado (from 1950), Hail and Thunderstorm Wind (from 1955) exist. Zone-level records are placed with NWS zone-county files, which exist from 2020 on; an earlier record is placed by its zone number in the nearest later file only when its zone name matches that file, records from zones NWS renumbered are placed by name or left out, and a record whose zone is in no known file is left out of every count, so counts before 2020 can be low. Some current zones are also missing from the NWS files, so recent counts can be low too.

Dollars are nominal (as reported), labeled with the year; not adjusted for inflation.

Sources

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-28, https://www.weather.gov/gis/ZoneCounty

Supports B1-d: previous occurrences

Declaration rows
36
Counted incidents
30

Federal disaster declarations for this county

DeclaredIncident beganFEMA numberTypeTitleMapped hazardCounty Public Assistancefederal share obligated, nominal dollarsFlagsNotes
2023-07-192023-06-14DR-4721-OKMajor disasterSEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOESStrong Wind; Tornado$15,092,637.17within last 5 years
2021-02-242021-02-08DR-4587-OKMajor disasterSEVERE WINTER STORMSIce Storm$125,596.58
2021-02-172021-02-08EM-3555-OKEmergencySEVERE WINTER STORMIce Stormnone foundsame incident as DR-4587
2020-12-212020-10-26DR-4575-OKMajor disasterSEVERE WINTER STORMIce Storm$699,720.28
2020-04-052020-01-20DR-4530-OKMajor disasterCOVID-19 PANDEMICNon-natural, not counted$3,103,008.93
2020-03-132020-01-20EM-3462-OKEmergencyCOVID-19Non-natural, not countednone foundsame incident as DR-4530
2016-07-152016-06-11DR-4274-OKMajor disasterSEVERE STORMS AND FLOODINGInland Flooding$1,478,101.70
2016-02-102015-12-26DR-4256-OKMajor disasterSEVERE WINTER STORMS AND FLOODINGInland Flooding; Winter Weather$10,875
2015-05-262015-05-05DR-4222-OKMajor disasterSEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODINGInland Flooding; Strong Wind; Tornado$5,035,010.33
2011-09-032011-09-03FM-2956-OKFire managementFERGUSON FIREWildfirenone found
2011-06-242011-06-24FM-2932-OKFire managementMEDICINE PARK FIREWildfirenone found
2011-04-152011-04-15FM-2890-OKFire managementGOODYEAR PLANT FIREWildfirenone found
2011-02-022011-01-31EM-3316-OKEmergencySEVERE WINTER STORMWinter Weathernone found
2010-03-052010-01-28DR-1883-OKMajor disasterSEVERE WINTER STORMIce Storm$17,063,773.96
2010-02-252009-12-24DR-1876-OKMajor disasterSEVERE WINTER STORMWinter Weather$219,733.54
2010-01-302010-01-28EM-3308-OKEmergencySEVERE WINTER STORMWinter Weathernone foundsame incident as DR-1883
2009-02-172009-01-26DR-1823-OKMajor disasterSEVERE WINTER STORMWinter Weather$806,384.88
2007-12-102007-12-08EM-3280-OKEmergencySEVERE WINTER STORMSIce Stormnone found
2007-08-312007-05-24DR-1723-OKMajor disasterSEVERE STORMS, FLOODING, AND TORNADOESInland Flooding; Tornado$39,844.01
2007-08-242007-08-18DR-1718-OKMajor disasterSEVERE STORMS, TORNADOES, AND FLOODINGInland Flooding; Tornado$172,916.30
2007-07-072007-06-10DR-1712-OKMajor disasterSEVERE STORMS, FLOODING, AND TORNADOESInland Flooding; Tornado$1,675,089.48
2007-06-072007-05-04DR-1707-OKMajor disasterSEVERE STORMS, TORNADOES AND FLOODINGInland Flooding; Tornado$536,989.84
2007-02-012007-01-12DR-1678-OKMajor disasterSEVERE WINTER STORMSWinter Weather$1,044,087.72
2007-01-142007-01-12EM-3272-OKEmergencySEVERE WINTER STORMS AND FLOODINGIce Stormnone foundsame incident as DR-1678
2006-01-102005-11-27DR-1623-OKMajor disasterEXTREME WILDFIRE THREATWildfire$46,587.04
2005-09-052005-08-29EM-3219-OKEmergencyHURRICANE KATRINA EVACUATIONHurricane: evacuation support, not a local hazard event; not countednone found
2003-07-222003-07-18FM-2482-OKFire managementOK - BIG ROCK FIRE - 07/18/03Wildfirenone found
2002-02-012002-01-30DR-1401-OKMajor disasterSEVERE WINTER ICE STORMIce StormPA not declared for this county
2001-06-292001-05-27DR-1384-OKMajor disasterSEVERE STORMS, FLOODING, AND TORNADOESInland Flooding; Tornado$377,950.08
2001-01-052000-12-25DR-1355-OKMajor disasterSEVERE WINTER ICE STORMIce Storm$4,212,449.75
2000-11-272000-10-21DR-1349-OKMajor disasterSEVERE STORMS AND FLOODINGInland Flooding$169,138.94
1987-07-091987-05-19DR-794-OKMajor disasterSEVERE STORMS & FLOODINGInland Floodingnone found
1986-10-141986-09-26DR-778-OKMajor disasterSEVERE STORMS & FLOODINGInland FloodingPA not declared for this county
1983-10-261983-10-19DR-693-OKMajor disasterSEVERE STORMS & FLOODINGInland Floodingnone found
1979-04-131979-04-13DR-576-OKMajor disasterSEVERE STORMS & TORNADOESTornadonone found
1973-06-131973-06-13DR-392-OKMajor disasterSEVERE STORMS, FLOODING, & TORNADOESInland Flooding; Tornadonone found

School districts and special districts in this county: $9,282,126.50 (included in the county total above). Public Assistance matched by applicant name to the school districts and special districts FEMA lists as plan members in this county. They are not shown as member blocks, so their total is listed here. These dollars are already included in the county PA column of the declarations table (the FEMA record places each applicant in this county); do not add this line to the county total.

County Public Assistance: applicants the FEMA record places in this county, including any state agencies FEMA files there; statewide rows are listed on the state page; federal share obligated, nominal dollars.

Dollars are nominal (as reported), labeled with the year; not adjusted for inflation.

Statewide declarations

DeclaredIncident beganFEMA numberTypeTitleMapped hazardFlagsNotes
1995-04-191995-04-19EM-3115-OKEmergencyEXPLOSION AT FEDERAL COURTHOUSE IN OKLAHOMA CITYNon-natural, not counted
1960-07-151960-07-15DR-104-OKMajor disasterHEAVY RAINS, HAIL, FLOODS & TORNADOESHail; Inland Flooding; Tornado
1959-11-091959-11-09DR-95-OKMajor disasterHEAVY RAINS & FLOODSInland Flooding
1959-07-081959-07-08DR-92-OKMajor disasterFLOODInland Flooding
1957-05-181957-05-18DR-74-OKMajor disasterFLOODInland Flooding
1956-04-071956-04-07DR-54-OKMajor disasterTORNADOESTornado
1955-06-011955-06-01DR-35-OKMajor disasterFLOOD & TORNADOInland Flooding (primary); also designated: Tornado

FEMA recorded these with designated area Statewide and no county. Listed on every county page in the state; not counted with county rows.

13 Fire Management declarations (1971-04-08 to 2012-07-30) FEMA filed as Statewide with no county; each names one local fire. Listed on the state page.

Source

FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-27T010817Z, pulled 2026-09-28, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)

Previous occurrences by hazard, with explicit no-event rows

HazardStorm Events recordsfull periodSince plan approvalrecordsDuring plan reviewrecordsLast 5 yearsrecordsDeclared incidentsdistinct incidentsDeclared since approvaldistinct incidentsPeriodStatement
Avalanche0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Coastal Flooding0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Cold Wave12449001996 to 2026-06-30Includes 1 Frost/Freeze record, event types the NRI definition of this hazard leaves out.
Drought1159535001996 to 2026-06-30
Earthquake000000No Storm Events record; local data required (e.g., USGS).
Hail7864022113001955 to 2026-06-30
Heat Wave3732332001996 to 2026-06-30
Hurricane0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Ice Storm14000701996 to 2026-06-30
Inland Flooding10173141301996 to 2026-06-30
Landslide0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Lightning6000001996 to 2026-06-30
Strong Wind530321569201955 to 2026-06-30Includes 53 High Wind records and 2 Strong Wind records, event types the NRI definition of this hazard leaves out.
Tornado65025901950 to 2026-06-30
Tsunami0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Volcanic Activity0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Wildfire6104501996 to 2026-06-30
Winter Weather43428601996 to 2026-06-30

Sources

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-27T010817Z, pulled 2026-09-28, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)

NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-28, https://www.weather.gov/gis/ZoneCounty

Notable Storm Events records

DateEvent typeMagnitude or extentDamagenominal dollarsDirect deaths, injuriesindirect not countedLocationFlagsWhy listed
2025-04-26Flash Flood$250,000 property; $0 crops (2025 dollars)1, 0MEDICINE PARK to (FSI)FORT SILLnew since last plan; within last 5 yearsdeaths or injuries recorded
2024-05-23High Wind61 kt (70 mph) estimated gust$10,000 property; crops not reported, reported for the zone (2024 dollars)0, 0NWS zone OKZ038 (COMANCHE), zone-level: may include parts of neighboring countiesduring plan review, check whether your last plan included it; within last 5 yearsB1-c worst recorded: High Wind and Strong Wind (outside NRI Strong Wind definition)
2023-06-15Thunderstorm Wind90 kt (104 mph) measured gust$0 property; $0 crops (2023 dollars)0, 0LAWTONwithin last 5 yearsB1-c worst recorded: Thunderstorm Wind
2023-06-15Hail4 indamage not reported0, 0LAWTONwithin last 5 yearsB1-c worst recorded: Hail
2022-03-20Wildfire$0 property; $0 crops, reported for the zone (2022 dollars)1, 0NWS zone OKZ038 (COMANCHE), zone-level: may include parts of neighboring countieswithin last 5 yearsdeaths or injuries recorded
2021-12-10Wildfire$500,000 property; $0 crops, reported for the zone (2021 dollars)0, 0NWS zone OKZ038 (COMANCHE), zone-level: may include parts of neighboring countieswithin last 5 yearsB1-c worst recorded: Wildfire
2015-12-27Ice Storm$488,000 property; crops not reported, reported for the zone (2015 dollars)0, 0NWS zone OKZ038 (COMANCHE), zone-level: may include parts of neighboring countiesB1-c worst recorded: Ice Storm
2015-05-23Flash Flood$800,000 property; $0 crops (2015 dollars)0, 0CACHEB1-c worst recorded: Flash Flood, Flood, Lakeshore Flood
2006-07-16Heatdamage not reported0, 0NWS zone OKZ038 (COMANCHE), zone-level: may include parts of neighboring countiesB1-c worst recorded: Excessive Heat, Heat
1996-02-01Cold/Wind Chilldamage not reported0, 0NWS zone OKZ038 (COMANCHE), zone-level: may include parts of neighboring countiesB1-c worst recorded: Cold/Wind Chill, Extreme Cold/Wind Chill
1979-04-10TornadoF3, 4.5 mi path length (records before 1996 may include the whole path; rating and listing come from the county where the tornado began), 170 yd wide$25,000,000 property; crops not recorded (1979 dollars)3, 100location not recordeddeaths or injuries recorded
1957-05-24TornadoF4, 8.6 mi path length (records before 1996 may include the whole path; rating and listing come from the county where the tornado began), 880 yd wide$250,000 property; crops not recorded (1957 dollars)0, 0location not recordedB1-c worst recorded: Tornado

The full list is in the XLSX file, sheet "B1-d Storm Events history" (1,715 rows).

Storm Events records are more complete after 1996; before 1996 only Tornado (from 1950), Hail and Thunderstorm Wind (from 1955) exist. Zone-level records are placed with NWS zone-county files, which exist from 2020 on; an earlier record is placed by its zone number in the nearest later file only when its zone name matches that file, records from zones NWS renumbered are placed by name or left out, and a record whose zone is in no known file is left out of every count, so counts before 2020 can be low. Some current zones are also missing from the NWS files, so recent counts can be low too.

Sources

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-28, https://www.weather.gov/gis/ZoneCounty

FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-26T121003Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)

State-declared emergencies are not in federal data. Add them from your state emergency management agency.

Tribal and special-area declarations in this state are listed on the state page.

Supports B1-e: probability

Probability: FEMA annualized frequency and descriptor per hazard

HazardFEMA annualized frequency (modeled)unit per rowUnitIn plain termsDescriptorDescriptor basisNRI events or days in its record period (hail, wind and tornado are area-weighted, so can be fractional)NRI periodLocationNote
Avalancheevents per year1994 to 2023 (30 years)see B1-fNot Applicable in NRI for this county; no descriptor.
Coastal Floodingevents per year at a location (modeled)not shownmodeledsee B1-fNot Applicable in NRI for this county; no descriptor.
Cold Wave1.68event-days per yearabout 1.68 days per yearLikelyevent-days in 5 of 30 years, 1996 to 2025 (16.7%)322005-11-12 to 2024-11-12 (19 years)countywideNRI gives about 1.68 cold wave event-days a year here (its annualized frequency over 19 years; not its event count divided by the years), but Storm Events has a record in only 5 of 30 years. NRI counts from a different source that records far more events than Storm Events, so this descriptor reads much lower than NRI's frequency; read the two together. Frost/Freeze records are not counted in this descriptor: they record crop freezes, not cold waves.
Drought78.7event-days per yearabout 78.7 days per yearLikelyevent-days in 18 of 30 years, 1996 to 2025 (60%)2,7792000 to 2025 (25.25 years; D3 and D4 only)countywide
Earthquake0.00142annual probability at a locationchance a given location in the county has at least minor-damage shaking in a year: 0.142%not shownmodeledsee B1-fDescriptor not assigned: the NRI value is the chance at a location in the county, not how often the hazard affects the county, and Storm Events does not record earthquakes.
Hail11.5events per yearabout 11.5 per yearHighly likelyFEMA annualized frequency (modeled)438.9 (modeled)1986 to 2023 (38 years)countywide
Heat Wave14.9event-days per yearabout 14.9 days per yearLikelyevent-days in 7 of 30 years, 1996 to 2025 (23.3%)2302005-11-12 to 2024-11-12 (19 years)countywideNRI gives about 14.9 heat wave event-days a year here (its annualized frequency over 19 years; not its event count divided by the years), but Storm Events has a record in only 7 of 30 years. NRI counts from a different source that records far more events than Storm Events, so this descriptor reads much lower than NRI's frequency; read the two together.
Hurricane0.00968events per yearabout 1 in 103 yearsUnlikelyFEMA annualized frequency (modeled)01851 to 2024 (Atlantic)see B1-fNRI counts hurricane and tropical storm tracks passing within storm-force wind range; federal declarations are counted separately in B1-d and need not match.
Ice Storm1.22event-days per yearabout 1.22 days per yearLikelyevent-days in 11 of 30 years, 1996 to 2025 (36.7%)821946-12-31 to 2014-02-12 (67 years)countywideNRI gives about 1.22 ice storm event-days a year here (its annualized frequency over 67 years; not its event count divided by the years), but Storm Events has a record in only 11 of 30 years. NRI counts from a different source that records far more events than Storm Events, so this descriptor reads much lower than NRI's frequency; read the two together.
Inland Flooding2event-days per yearabout 2 days per yearLikelyevent-days in 22 of 30 years, 1996 to 2025 (73.3%)561996 to 2023 (28 years)see B1-f
Landslide0.279events per year (modeled)about 1 in 4 yearsLikelyFEMA annualized frequency (modeled)not shownmodeledsee B1-f
Lightning50.4days per year with a strikeabout 50.4 days per yearHighly likelyFEMA annualized frequency (modeled)not shown1995 to 2023 (29 years; CONUS)countywide
Strong Wind5.37events per yearabout 5.37 per yearHighly likelyFEMA annualized frequency (modeled)2051986 to 2023 (38 years)countywide
Tornado1.08events per yearabout 1.08 per yearHighly likelyFEMA annualized frequency (modeled)not shown1950 to 2023 (EF2+); 1986 to 2023 (EF0-1)see B1-f
Tsunamiannual probability at the most exposed location (used in place of a county value)not shownmodeledsee B1-fNot Applicable in NRI for this county; no descriptor.
Volcanic Activityannual probabilitynot shownmodeledsee B1-fNot Applicable in NRI for this county; no descriptor.
Wildfire0.00573annual probability at a locationchance a given location in the county burns in a year: 0.573%LikelyStorm Events records in 5 of 30 years, 1996 to 2025 (16.7%)not shownmodeledsee B1-fDescriptor from Storm Events, not NRI: the NRI value is the chance at a location in the county, not how often the hazard affects the county.
Winter Weather8.21event-days per yearabout 8.21 days per yearLikelyevent-days in 22 of 30 years, 1996 to 2025 (73.3%)1562005-11-12 to 2024-11-12 (19 years)countywide

FEMA annualized frequency (modeled) comes from the National Risk Index v1.20 (December 2025). It is not recorded events divided by years, and what it measures depends on the hazard. For most hazards it estimates how often the hazard affects this county each year: it counts events or event-days (drought, heat wave, cold wave, winter weather, ice storm and inland flooding are in days per year; lightning is the number of days per year with a recorded cloud-to-ground strike, from the NOAA Storm Prediction Center daily lightning climatology); it may count events in the surrounding area (hail, strong wind, tornado, hurricane and ice storm use a 49 km grid and buffers) and is averaged over the county's area; and some hazards use a minimum value for places with no recorded event. Earthquake, wildfire and coastal flooding are different: FEMA computes them for each census block and averages them over the county, so the value is the chance (for coastal flooding, the modeled number of floods per year) at a location in the county, which is lower than the chance that the hazard strikes somewhere in the county. Earthquake is the chance of at least minor-damage shaking (U.S. Geological Survey model); wildfire is the chance that a location burns in a large fire (U.S. Forest Service burn probability); coastal flooding comes from FEMA flood zones and NOAA high-tide flooding, so it can be above 1 where high-tide flooding is frequent. Tsunami is the value at the county's most exposed location, from recorded events and modeled return periods. For these four hazards the packet gives no "1 in N years" and takes the descriptor from Storm Events (none for earthquake) unless the value is 1 or more a year. Landslide is a U.S. Geological Survey modeled county rate spread by slope susceptibility. Volcanic activity is the chance that a volcano affecting the county erupts in a year. Drought counts only extreme and exceptional drought (D3 and D4). Source: FEMA, National Risk Index Technical Documentation v1.20, sections 5.2.2 (Table 5), 5.2.3, 7.4, 10.4, 16.5, 17.1, 17.3.1, 17.5, 20.3.1, 21.4, 22.4 and 6 to 23.

Sources

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

Descriptor scale used in this packet (defined per unit)

UnitDescriptorDefinition
events per yearHighly likely1 or more per year
events per yearLikelyabout once in 1 to 10 years
events per yearPossibleabout once in 10 to 100 years
events per yearUnlikelyless than once in 100 years
annual probabilityLikely10% to under 100% chance in a given year
annual probabilityPossible1% to under 10% chance in a given year
annual probabilityUnlikelyunder 1% chance in a given year
event-days (share of years)Highly likelyevent-days recorded in 90% or more of years
event-days (share of years)Likelyevent-days recorded in 10% to under 90% of years
event-days (share of years)Possibleevent-days recorded in some years but under 10% of years
lightning strike-daysHighly likelycloud-to-ground strikes on 1 or more days per year

Sources

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

Intensity bands: historical frequency (Storm Events)

HazardBandYearsEventscounty-coded recordsYears in periodEvents per yearevents / years
Hail1.00-1.99 in1996 to 20253283010.9
Hail2.00 in+1996 to 202550301.67
Strong Wind (Thunderstorm Wind records)50-64 kt1996 to 2025248308.27
Strong Wind (Thunderstorm Wind records)65 kt+1996 to 202526300.867
Strong Wind (Thunderstorm Wind records)unmeasured or below 50 kt1996 to 202527300.9
TornadoEF0-11996 to 202517300.567
TornadoEF2-31996 to 20251300.0333
TornadoEF4-51996 to 20250300
Tornadounrated (EFU)1996 to 20255300.167

Hail smaller than 1 inch is not counted: on 2010-01-05 the National Weather Service raised its severe-hail threshold from 3/4 inch to 1 inch, so smaller reports became less common after 2009 (NWS Service Change Notice 09-52). NRI hail frequency uses a 0.75 inch threshold.

Source

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

Optional: future conditions. Not a required item in the 2025 FEMA Local Mitigation Planning Policy Guide; some states ask for it. The federal Climate Mapping for Resilience and Adaptation (CMRA) site gives county exposure to future climate conditions.

Supports B1-f: variation across the planning area

Range of census tract risk within the county

HazardTractsrated of allRisk score minNRI score, 0 to 100MedianMaxTracts by ratingNote
Avalanche0 of 38Not Applicable 38
Coastal Flooding0 of 38Not Applicable 38
Cold Wave38 of 3817.181.894.5Relatively High 25, Relatively Moderate 12, Very Low 1National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.
Drought19 of 3876.883.697.8Relatively High 1, Relatively Moderate 3, Relatively Low 13, Very Low 2, No Rating 19National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. Agriculture is all of NRI's expected annual loss for this hazard in the county, so the tract range above mostly reflects where crop and livestock value is, not where buildings and people are. Confirm locally.
Earthquake38 of 382.063.282.8Relatively Moderate 2, Relatively Low 34, Very Low 2
Hail38 of 389.185.094.1Relatively High 9, Relatively Moderate 28, Very Low 1National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.
Heat Wave38 of 381.644.372.0Relatively Moderate 9, Relatively Low 28, Very Low 1National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.
Hurricane38 of 3818.334.543.7Very Low 38
Ice Storm38 of 382.393.497.7Very High 1, Relatively High 31, Relatively Moderate 5, Very Low 1National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.
Inland Flooding38 of 380.435.491.8Relatively High 5, Relatively Moderate 8, Relatively Low 20, Very Low 5
Landslide37 of 3810.437.997.0Relatively Moderate 1, Very Low 36, No Rating 1
Lightning38 of 380.240.566.4Relatively Moderate 11, Relatively Low 26, Very Low 1National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.
Strong Wind38 of 383.892.597.9Very High 5, Relatively High 30, Relatively Moderate 2, Very Low 1National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.
Tornado38 of 382.187.597.9Very High 9, Relatively High 23, Relatively Moderate 5, Very Low 1
Tsunami0 of 38Not Applicable 38
Volcanic Activity0 of 38Not Applicable 38
Wildfire30 of 3819.786.197.6Relatively High 4, Relatively Moderate 8, Relatively Low 13, Very Low 5, No Rating 8
Winter Weather38 of 3812.581.393.9Relatively High 24, Relatively Moderate 13, Very Low 1National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.

Rated tracts only: No Rating (score 0.0), Not Applicable and Insufficient Data tracts are counted but not used for the minimum, median and maximum.

Source

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

Per-member block (Starter, confirm locally)

MemberTypePlan statusRepetitive lossFMA RL and SRL (44 CFR 77.2); repeat-flood, any definitionPublic Assistance matchedfederal share obligated, nominal dollarsEvent records naming this placeall years; since the member's planNotes
Comanche CountyCountyApproved, expires 2029-09-12FMA RL 4, SRL 5; any 20$22,783,963.230; 0
Cache cityCityApproved, expires 2029-09-12FMA RL 5, SRL 5; any 10$102,930.8793; 5
Chattanooga townTownApproved, expires 2029-09-12FMA RL 0, SRL 0; any 0$24,261.6529; 3
Elgin cityCityApproved, expires 2029-09-12FMA RL 0, SRL 0; any 1$79,998.6788; 5
Faxon townTownApproved, expires 2029-09-12FMA RL 0, SRL 0; any 0none found27; 0
Fletcher townTownApproved, expires 2029-09-12FMA RL 0, SRL 0; any 0$66,854.3446; 2
Geronimo townTownApproved, expires 2029-09-12FMA RL 0, SRL 0; any 0$27,044.8253; 4
Indiahoma townTownApproved, expires 2029-09-12FMA RL 0, SRL 0; any 1$5,174.8162; 0
Lawton cityCityApproved, expires 2029-09-12FMA RL 7, SRL 16; any 65$10,190,575.56371; 28
Medicine Park townTownApproved, expires 2029-09-12FMA RL 0, SRL 0; any 0$251,399.3968; 1
Sterling townTownApproved, expires 2029-09-12FMA RL 0, SRL 0; any 0$149,414.8045; 3

Member rows are whole NFIP communities and need not add up to the county total: a community that extends into another county is counted in full on each member row, while the county table counts only its part in this county.

School districts and special districts get a plan clock row only.

Sources

FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-26T121003Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)

FEMA, OpenFEMA NfipMultipleLossProperties v1, version 2026-08-04T164045Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/NfipMultipleLossProperties (API)

FEMA, OpenFEMA PublicAssistanceFundedProjectsSummaries v1, version 2026-09-26T151157Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/PublicAssistanceFundedProjectsSummaries (API)

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

Supports B2-a and B2-b: assets and impacts

Local data required

County-level starter. The plan must describe impacts for each participant and its own assets.

  • Critical facilities and lifelines per hazard
  • A problem statement per participant per hazard
  • Changes in development in hazard-prone areas since the last approval, or a statement of none (E1-a)
  • Future assets

County-level starter: exposure, expected annual loss and damage since the plan

HazardBuilding exposuremodeled dollarsAgriculture exposuremodeled dollarsPopulation exposedpeopleEAL buildingsmodeled dollars per yearEAL agriculturemodeled dollars per yearEAL population equivalencestatistical value of life and injury, $13.7M per life, not property damageEAL as % of exposurebuildings; agriculture where notedStorm Events damage since 2024-09-13county-coded records, property plus crops, nominal dollarsZone-level damage since planproperty plus crops, reported for the zonePublic Assistance since plannominal dollars; see noteNote
AvalancheNot Applicable in NRI for this county
Coastal FloodingNot Applicable in NRI for this county
Cold Wave$19,979,195,136$104,290,561120,665$70,986$136,708$6,465,2280.000355%
Drought$13,608,621$534,3213.93% (agriculture)NRI has no building exposure for this hazard; agriculture shown
Earthquake$34,930,790,237121,125$1,498,866$542,5060.00429%
Hail$19,979,195,136$104,290,561120,665$1,909,799$9,889$95,4920.00956%
Heat Wave$19,979,195,136$104,290,561120,665$202$568$1,119,032under 0.0001%
Hurricane$19,979,195,136$104,290,561120,665$31,276$6,314$8200.000157%
Ice Storm$19,979,195,136120,665$1,487,370$148,0440.00744%
Inland Flooding$19,967,613,487$24,074,1226,300$17,517,628$549,008$1,599,744n/a (see note)$350,000NRI counts the full building value of any census block with some flood loss; this is not the value of buildings in the floodplain. Use local FIRM overlays for B2-a/B2-b. EAL as % of exposure: n/a.
Landslide$79,895,970366$351$5,6480.000439%
Lightning$19,979,195,136120,665$45,172$245,7370.000226%
Strong Wind$19,979,195,136$104,290,561120,665$2,248,398$793$1,467,6900.0113%$347,000
Tornado$19,979,195,136$104,290,561120,665$4,374,266$3,514$6,521,9880.0219%
TsunamiNot Applicable in NRI for this county
Volcanic ActivityNot Applicable in NRI for this county
Wildfire$2,711,062,420$55,469,96725,981$1,465,318$2,615$381,2390.054%$161,900
Winter Weather$19,979,195,136$104,290,561120,665$41,023$1,021$301,9990.000205%

Totals since 2024-09-13 (Storm Events through 2026-06-30): 72 county-coded records, 15 with a damage value recorded (including $0), $697,000; 28 zone-level records, 1 with a damage value recorded (including $0), $161,900 reported for the zone; Public Assistance on counted declarations none found (0 declarations, 0 with PA).

Total = buildings + agriculture + population equivalence; FEMA values each expected death (or 10 injuries) at $13.7 million (2024 dollars).

FEMA does not split Public Assistance by hazard. A declaration mapped to several hazards is listed under each of them with its full amount, so the per-hazard column must not be added up; the unit total counts each declaration once.

Dollars are nominal (as reported), labeled with the year; not adjusted for inflation.

Sources

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-28, https://www.weather.gov/gis/ZoneCounty

FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-27T010817Z, pulled 2026-09-28, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)

FEMA, OpenFEMA PublicAssistanceFundedProjectsSummaries v1, version 2026-09-26T151157Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/PublicAssistanceFundedProjectsSummaries (API)

FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-26T121003Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)

Supports B2-a: context

County context

MeasureValue
Population120,665
Building value (total, not at risk)$19,979,195,136
Agriculture value (total, not at risk)$104,290,561
NRI risk rating (all hazards)Relatively Moderate
Expected annual loss, buildings and agriculture, all hazards$31,935,405
Expected annual loss, population equivalence, all hazards (NRI values each statistical life at $13.7M; a modeled value of expected deaths and injuries, not property damage)$18,895,167
Social vulnerability ratingRelatively Moderate
Community resilience ratingRelatively Low
NRI versionDecember 2025

FEMA's all-hazard expected annual loss total adds buildings, agriculture and population equivalence; the two parts are shown separately so the property figure is not read as including the statistical value of life.

Source

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

Supports B2-c: repetitive loss

Repetitive loss in this county, both definitions

DefinitionPropertiesSevere repetitive lossProperties
Repetitive loss, FMA definition (44 CFR 77.2)16Severe repetitive loss, FMA definition (44 CFR 77.2)26
Repetitive loss, NFIP insurance definition92Severe repetitive loss, NFIP insurance definition21

Your state NFIP coordinator's list may use the NFIP insurance definition, so its counts can be higher.

Repeat-flood properties: county total and NFIP communities

ScopeRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
County total1626922197433
CACHE,TOWN OF55831023
LAWTON, CITY OF716621365218
INDIAHOMA, TOWN OF0010100
ELGIN, TOWN OF0010101
COMANCHE COUNTY *4520520011

Repeat-flood properties by plan member (NFIP community)

MemberNFIP community IDRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredpropertiesNote
Comanche County4004894520520011
Cache city40004855831023
Chattanooga town4002790000000
Elgin city4003730010101
Faxon town4005220000000
Fletcher town4003780000000
Geronimo town4003820000000
Indiahoma town4002870010100
Lawton city400049716621365218
Medicine Park town4002140000000
Sterling town4004140000000

Per-member types: XLSX sheet 'B2-c Members'.

Member rows are whole NFIP communities and need not add up to the county total: a community that extends into another county is counted in full on each member row, while the county table counts only its part in this county.

County repeat-flood properties by occupancy group

Occupancy groupRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
single-family residential1624851990431
2 to 4 unit residential0121200
other residential0010101
non-residential0141401
not reported0000000

Institutional properties cannot be separated in this data: FEMA's occupancy groups have no institutional class, so they fall in non-residential or other residential in the table by occupancy group.

FMA RL and FMA SRL are the Flood Mitigation Assistance definitions (44 CFR 77.2), the ones the FEMA Local Mitigation Planning Policy Guide cites; OpenFEMA's fmaRl field description omits the Increased Cost of Compliance clause of 44 CFR 77.2(i). NFIP repetitive loss (FEMA insurance definition, nfipRl) is 2 or more claims over $1,000 in 10 years and can drop to false when a property is mitigated. Also shown: NFIP severe repetitive loss, any category, mitigated and currently insured.

Your state NFIP coordinator's list may use the NFIP insurance definition, so its counts can be higher.

Counts are aggregates of FEMA's public NFIP Multiple Loss Properties file (as of 2026-08-02). No property is identified. County assignment is FEMA's geocode.

Counts may differ from your state NFIP coordinator's list, which is the source the Handbook names.

In this county 2 properties are FMA repetitive loss but not NFIP repetitive loss, and 78 properties are NFIP repetitive loss but not FMA repetitive loss.

Exact counts; no count suppression.

Sources

Every table above lists its own sources. The full list, for the plan's bibliography (FEMA review item A4-a):

  1. FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-26T121003Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)
  2. FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-27T010817Z, pulled 2026-09-28, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)
  3. FEMA, OpenFEMA PublicAssistanceFundedProjectsSummaries v1, version 2026-09-26T151157Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/PublicAssistanceFundedProjectsSummaries (API)
  4. FEMA, OpenFEMA NfipMultipleLossProperties v1, version 2026-08-04T164045Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/NfipMultipleLossProperties (API)
  5. FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)
  6. NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/
  7. NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-28, https://www.weather.gov/gis/ZoneCounty
  8. U.S. Census Bureau, Census 2024 Gazetteer, 2020 place by county, CT county-to-cousub crosswalk, version 2024-gazetteer, pulled 2026-09-28, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_counties_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_cousubs_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_place_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_unsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_elsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_scsd_national.zip, https://www2.census.gov/geo/docs/reference/codes2020/national_place_by_county2020.txt, https://www2.census.gov/geo/docs/reference/ct_change/ct_cou_to_cousub_crosswalk.xlsx

OpenFEMA disclaimer

This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Hazard Plain is an independent product built from public federal data. It is not a FEMA document and is not reviewed or endorsed by FEMA or any state agency.

Reuse, citation and corrections

Reuse and citation: Hazard Plain text and tables are licensed under Creative Commons Attribution 4.0 International (CC BY 4.0, https://creativecommons.org/licenses/by/4.0/); credit Hazard Plain and the release. The underlying federal data are public domain; OpenFEMA data are also subject to the OpenFEMA terms and conditions.

Cite this: Hazard Plain (2026). Comanche County, OK: risk-assessment baseline packet, release 2026-10 (data as of 2026-09-28; County area 40031). Preview: automated baseline. Built from FEMA OpenFEMA, the FEMA National Risk Index and NOAA NCEI Storm Events; source versions in the packet's Sources list.

Corrections: to report an error, name the packet, the table and what your records show. Contact: to be added

Hazard Plain release 2026-10. As of 2026-09-28; Storm Events data through 2026-06-30. File hazard-plain_2026-10_OK_40031. Preview: automated baseline.