Hazard Plain Automated baseline

Westchester County, NY

Risk-assessment baseline packet

County FIPS:
36119
Release:
2026-10
Data as of:
2026-09-30
Storm Events data through:
2026-06-30

Hazard Plain is an independent product built from public federal data. It is not a FEMA document and is not reviewed or endorsed by FEMA or any state agency.

Hazard Plain release 2026-10, as of 2026-09-30.

Summary

Plan status as of 2026-09-30: Approved, expires 2026-12-21. Plan: Westchester County 2021 (FEMA plan 107977), approved 2021-12-22.

Update: FEMA tracker shows a plan in progress.

Since the plan was approved on 2021-12-22: 1 new hazard declaration (1 incident) and 181 NOAA Storm Events records; details under "What changed since your last plan".

Highest expected annual loss (FEMA National Risk Index, modeled total; see B1-a): Inland Flooding ($147,914,618 a year), Hurricane ($14,855,378) and Earthquake ($12,710,224).

The tables that follow are organized by the items of FEMA's Local Mitigation Plan Review Tool, Element B (B1-a to B2-c); each heading says which item its tables support.

Plan clock

Status:
Approved, expires 2026-12-21
Plan:
Westchester County 2021 (FEMA plan 107977)
Approved:
2021-12-22
Days to expiry:
82
Update underway:
FEMA tracker shows a plan in progress

What changed since your last plan (approved 2021-12-22)

New federal declarations:
1 new hazard declaration (1 incident): DR-4755-NY (Severe Storm and Flooding)
Storm Events records since approval:
181 records (data through 2026-06-30)
Repetitive loss now:
FMA RL 77, SRL 362 (44 CFR 77.2); any definition: 1,316
Repeat-flood change:
this release sets the baseline count.

Sources: 1, 2, 4, 6 (numbered list at the end)

Plan status for every jurisdiction listed in this county: 46 rows, in the section "Plan clock: Plan status for every jurisdiction listed in this county" on the following pages.

State plan status and tribal plans in this state: see the state page.

Plan clock

Plan status for every jurisdiction listed in this county

Source: 1

JurisdictionTypeStatusPlanApprovedExpiresDays to expirynegative = days since expiryUpdate underwayNotes
Westchester CountyCountyApproved, expires 2026-12-21Westchester County 2021 (FEMA plan 107977)2021-12-222026-12-2182FEMA tracker shows a plan in progressthis jurisdiction approved 2022-02-24
Ardsley villageVillageApproved, expires 2026-12-21Westchester County 2021 (FEMA plan 107977)2021-12-222026-12-2182FEMA tracker shows a plan in progress
Briarcliff Manor villageVillageApproved, expires 2026-12-21Westchester County 2021 (FEMA plan 107977)2021-12-222026-12-2182FEMA tracker shows a plan in progress
Bronxville villageVillageApproved, expires 2026-12-21Westchester County 2021 (FEMA plan 107977)2021-12-222026-12-2182FEMA tracker shows a plan in progress
Buchanan villageVillageApproved, expires 2026-12-21Westchester County 2021 (FEMA plan 107977)2021-12-222026-12-2182FEMA tracker shows a plan in progressthis jurisdiction approved 2022-02-22
Croton-on-Hudson villageVillageApproved, expires 2026-12-21Westchester County 2021 (FEMA plan 107977)2021-12-222026-12-2182FEMA tracker shows a plan in progressthis jurisdiction approved 2022-02-11
Dobbs Ferry villageVillageApproved, expires 2026-12-21Westchester County 2021 (FEMA plan 107977)2021-12-222026-12-2182FEMA tracker shows a plan in progressthis jurisdiction approved 2022-01-03
Elmsford villageVillageApproved, expires 2026-12-21Westchester County 2021 (FEMA plan 107977)2021-12-222026-12-2182FEMA tracker shows a plan in progressthis jurisdiction approved 2022-02-11
Hastings-on-Hudson villageVillageApproved, expires 2026-12-21Westchester County 2021 (FEMA plan 107977)2021-12-222026-12-2182FEMA tracker shows a plan in progressthis jurisdiction approved 2021-12-28
Irvington villageVillageApproved, expires 2026-12-21Westchester County 2021 (FEMA plan 107977)2021-12-222026-12-2182FEMA tracker shows a plan in progressthis jurisdiction approved 2022-01-06
Larchmont villageVillageApproved, expires 2026-12-21Westchester County 2021 (FEMA plan 107977)2021-12-222026-12-2182FEMA tracker shows a plan in progressthis jurisdiction approved 2022-01-13
Mamaroneck villageVillageApproved, expires 2026-12-21Westchester County 2021 (FEMA plan 107977)2021-12-222026-12-2182FEMA tracker shows a plan in progress
Mount Kisco villageVillageApproved, expires 2026-12-21Westchester County 2021 (FEMA plan 107977)2021-12-222026-12-2182FEMA tracker shows a plan in progressthis jurisdiction approved 2022-01-26
Mount Vernon cityCityApproved, expires 2026-12-21Westchester County 2021 (FEMA plan 107977)2021-12-222026-12-2182FEMA tracker shows a plan in progressthis jurisdiction approved 2022-01-28
New Rochelle cityCityApproved, expires 2026-12-21Westchester County 2021 (FEMA plan 107977)2021-12-222026-12-2182FEMA tracker shows a plan in progressthis jurisdiction approved 2021-12-28
Ossining villageVillageApproved, expires 2026-12-21Westchester County 2021 (FEMA plan 107977)2021-12-222026-12-2182FEMA tracker shows a plan in progressthis jurisdiction approved 2022-01-18
Peekskill cityCityApproved, expires 2026-12-21Westchester County 2021 (FEMA plan 107977)2021-12-222026-12-2182FEMA tracker shows a plan in progressthis jurisdiction approved 2022-03-21
Pelham Manor villageVillageApproved, expires 2026-12-21Westchester County 2021 (FEMA plan 107977)2021-12-222026-12-2182FEMA tracker shows a plan in progressthis jurisdiction approved 2022-02-11
Pelham villageVillageApproved, expires 2026-12-21Westchester County 2021 (FEMA plan 107977)2021-12-222026-12-2182FEMA tracker shows a plan in progress
Pleasantville villageVillageApproved, expires 2026-12-21Westchester County 2021 (FEMA plan 107977)2021-12-222026-12-2182FEMA tracker shows a plan in progressthis jurisdiction approved 2022-01-03
Port Chester villageVillageApproved, expires 2026-12-21Westchester County 2021 (FEMA plan 107977)2021-12-222026-12-2182FEMA tracker shows a plan in progress
Rye Brook villageVillageApproved, expires 2026-12-21Westchester County 2021 (FEMA plan 107977)2021-12-222026-12-2182FEMA tracker shows a plan in progress
Rye cityCityApproved, expires 2026-12-21Westchester County 2021 (FEMA plan 107977)2021-12-222026-12-2182FEMA tracker shows a plan in progressthis jurisdiction approved 2022-01-31
Scarsdale villageVillageApproved, expires 2026-12-21Westchester County 2021 (FEMA plan 107977)2021-12-222026-12-2182FEMA tracker shows a plan in progressthis jurisdiction approved 2022-02-11
Sleepy Hollow villageVillageNo approved plan on recordnonenonenoneFEMA tracker shows a plan in progress
Tarrytown villageVillageApproved, expires 2026-12-21Westchester County 2021 (FEMA plan 107977)2021-12-222026-12-2182FEMA tracker shows a plan in progress
Tuckahoe villageVillageApproved, expires 2026-12-21Westchester County 2021 (FEMA plan 107977)2021-12-222026-12-2182FEMA tracker shows a plan in progressthis jurisdiction approved 2022-01-03
White Plains cityCityApproved, expires 2026-12-21Westchester County 2021 (FEMA plan 107977)2021-12-222026-12-2182FEMA tracker shows a plan in progressthis jurisdiction approved 2022-02-22
Yonkers cityCityApproved, expires 2026-12-21Westchester County 2021 (FEMA plan 107977)2021-12-222026-12-2182FEMA tracker shows a plan in progressthis jurisdiction approved 2022-03-03
Bedford townTownApproved, expires 2026-12-21Westchester County 2021 (FEMA plan 107977)2021-12-222026-12-2182FEMA tracker shows a plan in progressthis jurisdiction approved 2022-02-11
Cortlandt townTownApproved, expires 2026-12-21Westchester County 2021 (FEMA plan 107977)2021-12-222026-12-2182FEMA tracker shows a plan in progressthis jurisdiction approved 2022-02-11
Eastchester townTownApproved, expires 2026-12-21Westchester County 2021 (FEMA plan 107977)2021-12-222026-12-2182FEMA tracker shows a plan in progressthis jurisdiction approved 2022-02-24
Greenburgh townTownApproved, expires 2026-12-21Westchester County 2021 (FEMA plan 107977)2021-12-222026-12-2182FEMA tracker shows a plan in progressthis jurisdiction approved 2022-02-22
Harrison townTownApproved, expires 2026-12-21Westchester County 2021 (FEMA plan 107977)2021-12-222026-12-2182FEMA tracker shows a plan in progress
Lewisboro townTownApproved, expires 2026-12-21Westchester County 2021 (FEMA plan 107977)2021-12-222026-12-2182FEMA tracker shows a plan in progressthis jurisdiction approved 2022-02-22
Mamaroneck townTownApproved, expires 2026-12-21Westchester County 2021 (FEMA plan 107977)2021-12-222026-12-2182FEMA tracker shows a plan in progressthis jurisdiction approved 2022-02-16
Mount Pleasant townTownNo approved plan on recordnonenonenoneFEMA tracker shows a plan in progress
New Castle townTownApproved, expires 2026-12-21Westchester County 2021 (FEMA plan 107977)2021-12-222026-12-2182FEMA tracker shows a plan in progress
North Castle townTownApproved, expires 2026-12-21Westchester County 2021 (FEMA plan 107977)2021-12-222026-12-2182FEMA tracker shows a plan in progress
North Salem townTownApproved, expires 2026-12-21Westchester County 2021 (FEMA plan 107977)2021-12-222026-12-2182FEMA tracker shows a plan in progress
Ossining townTownApproved, expires 2026-12-21Westchester County 2021 (FEMA plan 107977)2021-12-222026-12-2182FEMA tracker shows a plan in progressthis jurisdiction approved 2022-02-01
Pelham townTownApproved, expires 2026-12-21Westchester County 2021 (FEMA plan 107977)2021-12-222026-12-2182FEMA tracker shows a plan in progressthis jurisdiction approved 2022-01-11
Pound Ridge townTownApproved, expires 2026-12-21Westchester County 2021 (FEMA plan 107977)2021-12-222026-12-2182FEMA tracker shows a plan in progressthis jurisdiction approved 2022-02-11
Rye townTownApproved, expires 2026-12-21Westchester County 2021 (FEMA plan 107977)2021-12-222026-12-2182FEMA tracker shows a plan in progressthis jurisdiction approved 2022-03-28
Somers townTownApproved, expires 2026-12-21Westchester County 2021 (FEMA plan 107977)2021-12-222026-12-2182FEMA tracker shows a plan in progress
Yorktown townTownApproved, expires 2026-12-21Westchester County 2021 (FEMA plan 107977)2021-12-222026-12-2182FEMA tracker shows a plan in progressthis jurisdiction approved 2022-01-18

Supports FEMA checklist item B1-a: hazard identification

Hazards NRI does not cover (local data needed)

  • dam failure (incl. upstream dams)
  • levee failure
  • flash flood as its own subtype
  • ice jams
  • debris flows
  • erosion (riverine and coastal)
  • land subsidence and sinkholes
  • expansive soils

The 18 National Risk Index hazards, ranked by expected annual loss (EAL)

Sources: 5, 6

Rank by EALHazardNRI risk ratingEAL ratingEAL buildingsmodeled dollars per yearEAL agriculturemodeled dollars per yearCost of expected deaths and injuriesFEMA's dollar value per year, not property damageEAL total (see note)modeled dollars per yearStorm Events records, 1996 to 2026-06-30countStorm Events coverage note
1Inland FloodingRelatively HighRelatively High$135,963,645$1,397$11,949,576$147,914,618273
2HurricaneRelatively HighRelatively High$14,315,986$55,346$484,046$14,855,3783
3EarthquakeRelatively ModerateRelatively Moderate$10,453,763n/a$2,256,461$12,710,224Storm Events does not record earthquakes.
4Cold WaveRelatively HighRelatively High$796$1,419$9,342,616$9,344,8314
5Strong WindVery HighVery High$787,853$110$7,147,853$7,935,815366Includes 48 High Wind and 28 Strong Wind records (NOAA non-thunderstorm wind types, outside NRI's Strong Wind definition).
6Heat WaveRelatively ModerateRelatively Moderate$9$1,255$7,299,516$7,300,78011
7TornadoRelatively ModerateRelatively Moderate$1,858,238$73$765,663$2,623,9743
8LightningVery HighRelatively High$154,838n/a$2,450,666$2,605,50318
9Coastal FloodingRelatively ModerateRelatively Moderate$2,059,841n/a$68,886$2,128,72618
10Winter WeatherVery HighVery High$109,771$4$1,031,806$1,141,580134
11Ice StormRelatively HighRelatively High$452,391n/a$474,942$927,3333
12HailVery LowRelatively Low$27,632$3,292$95,295$126,21975
13LandslideRelatively ModerateRelatively Low$78,215n/a$7,198$85,4140Declared 1 time; no Storm Events record of this type.
14WildfireVery LowVery Low$60,599$8$4,895$65,5020No recorded events in Storm Events since 1996 (data through 2026-06-30).
15DroughtVery LowVery Lown/a$25,645n/a$25,64510
16AvalancheVery LowVery Low$0n/a$104$1040No recorded events in Storm Events since 1996 (data through 2026-06-30).
TsunamiInsufficient DataInsufficient Datan/an/an/an/a0No recorded events in Storm Events since 1996 (data through 2026-06-30).

Total = buildings + agriculture + population equivalence; FEMA values each expected death (or 10 injuries) at $13.7 million (2024 dollars).

NRI risk rating combines expected annual loss with social vulnerability and community resilience; EAL rating rates expected annual loss alone. Both compare this county with all U.S. counties.

Local data needed: state and local landslide, wildfire and tsunami records (Storm Events records these hazards only in part).

Not applicable to this county per NRI, with no federal declaration and no Storm Events record since 1996: volcanic activity. That is the evidence for leaving them out of the plan.

The state hazard mitigation plan also lists hazards for this county; FEMA asks the plan to explain any hazard it leaves out.

Supports FEMA checklist item B1-b: hazard location

Affects the whole county (national data give no location within it): Cold Wave, Drought, Hail, Heat Wave, Ice Storm, Lightning, Strong Wind and Winter Weather.

Coastal Flooding and Inland Flooding: The FEMA Flood Insurance Rate Map (FIRM) is the required location source for flooding. See the FEMA Flood Map Service Center (https://msc.fema.gov) for this county.

Hazards that vary within the county: highest-rated census tracts

Source: 5

HazardHighest-rated census tractsNRI risk rating, score 0 to 100
Avalanchetract 147.01 (Very Low, 15.8); tract 125.02 (Very Low, 12.4)
Earthquaketract 104 (Relatively Moderate, 80.2); tract 26 (Relatively Moderate, 79.8); tract 7.02 (Relatively Moderate, 79.1)
Hurricanetract 7.02 (Relatively Moderate, 85.1); tract 149.01 (Relatively Moderate, 82.7); tract 86.02 (Relatively Moderate, 82.5)
Landslidetract 118 (Relatively Moderate, 97.3); tract 124 (Relatively Moderate, 96.7); tract 150 (Relatively Moderate, 96.7)
Tornadotract 7.02 (Relatively Low, 40.3); tract 149.01 (Relatively Low, 36.3); tract 150 (Relatively Low, 35.4)
Tsunamino tract has a National Risk Index rating for this hazard
Wildfiretract 7.02 (Relatively Low, 87.6); tract 127 (Relatively Low, 78.3); tract 150 (Relatively Low, 76.5)

Up to 3 census tracts per hazard, highest National Risk Index rating first, then highest score; a tract number is the Census tract number (for example 147.01 is Census Tract 147.01). FEMA's Resilience Analysis and Planning Tool maps the National Risk Index for every tract: https://www.fema.gov/emergency-managers/practitioners/resilience-analysis-and-planning-tool

Supports FEMA checklist item B1-c: hazard extent

Extent: scale, observed range and worst recorded event per hazard

Sources: 6, 7

HazardScaleRecordscount and yearsObserved rangeWorst recorded eventMost damaging (when different)How it applies to jurisdictionsNote
Avalanchenone (count and damage only)0
Coastal Flood, Storm Surge/Tidenone in data (flood depth: FIRM)18 records, 1996 to 2024 (18 zone-level)No damage reported in 18 records.Countywide (zone-level records).Flood depth: see the FEMA Flood Insurance Rate Map.
Cold/Wind Chill, Extreme Cold/Wind Chillwind chill4 records, 2000 to 2004 (4 zone-level)1 day to 2 days (median 2 days); 4 with a recorded value2 consecutive days, 2004-01-15 to 2004-01-16, zone-levelCountywide (zone-level records).
Frost/Freeze (outside NRI's Cold Wave definition)crop damage0
DroughtU.S. Drought Monitor scale (D0 to D4)10 records, 2001 to 2002 (10 zone-level)92 days to 214 days (median 153 days); 2 with a recorded value214 days (7 months), 2002-04-01 to 2002-10-31, a run of 7 consecutive Storm Events drought records, zone-levelCountywide (zone-level records).Storm Events enters a drought at D2 or worse east of the Rockies and D3 or worse from the Rockies west (NWS Instruction 10-1605); NRI drought counts D3 and D4 only.
EarthquakeModified Mercalli (local data)0Storm Events does not record earthquakes; the USGS earthquake catalog is the source.
Hailhail size (inches)81 records, 1985 to 20240.75 in to 3 in (median 1 in); 80 with a recorded value3 in hail, 2011-08-01Hail, 2008-08-15, $250 property; $250 crops (2008 dollars)Event records naming jurisdictions in the plan: White Plains city (8 records), Peekskill city (4 records), Yonkers city (4 records), Mount Kisco village (3 records), Scarsdale village (3 records), Yorktown town (3 records), Bedford town (2 records), Croton-on-Hudson village (2 records), Mount Vernon city (2 records), Somers town (2 records); and 15 more jurisdictions (see the Excel file).
Excessive Heat, Heatheat index (in event narratives)11 records, 1999 to 2019 (11 zone-level)1 day to 3 days (median 2.5 days); 10 with a recorded value3 consecutive days, 1999-07-04 to 1999-07-06, 2 direct deaths, zone-levelCountywide (zone-level records).
Hurricane, Tropical Storm, Tropical DepressionSaffir-Simpson3 records, 2008 to 2020 (3 zone-level)Strongest recorded: Tropical Storm record, 2008-09-06 to 2008-09-07, $4,000 property; crops not reported (2008 dollars); NWS zone NYZ070Countywide (zone-level records).Storm Events files every zone of a storm's episode under the storm's type; flooding from the storm is filed as Flood or Flash Flood records.
Ice StormSperry-Piltz ice scale (local data)3 records, 1998 to 2011 (3 zone-level)No damage reported in 3 records.Countywide (zone-level records).
Flash Flood, Flood, Lakeshore Flooddamage and flood days (flood depth: FIRM)273 records, 1996 to 2025 (3 zone-level)Flash Flood, 2021-09-01, $92,600,000 property; $0 crops (2021 dollars)Event records naming jurisdictions in the plan: Elmsford village (19 records), Bronxville village (17 records), Hastings-on-Hudson village (14 records), Tuckahoe village (14 records), Yonkers city (14 records), Mount Vernon city (12 records), Pelham Manor village (10 records), Pleasantville village (9 records), Scarsdale village (8 records), Greenburgh town (6 records); and 20 more jurisdictions (see the Excel file). Zone-level records (3) apply countywide.Flood depth: see the FEMA Flood Insurance Rate Map. Storm Events damage is often $0 or blank for floods, major ones included; FEMA Public Assistance by declaration (B1-d) shows which floods cost the most.
Debris Flownone (count and damage only)0
Lightningannualized frequency (the measure FEMA's Local Mitigation Planning Handbook names)18 records, 1996 to 2024Lightning, 1999-09-25, damage not reported, 1 direct deathLightning, 2008-06-22, $200,000 property; $0 crops (2008 dollars)Event records naming jurisdictions in the plan: New Rochelle city (3 records), Rye city (2 records), Rye town (2 records), Tuckahoe village (2 records), Yonkers city (2 records), Mount Vernon city (1 record), Peekskill city (1 record), Pleasantville village (1 record), Port Chester village (1 record).Storm Events lists lightning with damage or casualties.
High Wind and Strong Wind (outside NRI's Strong Wind definition)wind speed (kt and mph)76 records, 1996 to 2026 (76 zone-level)33 kt (38 mph) to 64 kt (74 mph) (median 50 kt (58 mph)); 67 with a recorded value64 kt (74 mph), measurement type not recorded, High Wind, 1997-03-06; NWS zone NYZ070High Wind, 2012-10-29, $1,000,000 property; $0 crops (zone total, 2012 dollars)Countywide (zone-level records).
Thunderstorm Windwind speed (kt and mph)344 records, 1959 to 202650 kt (58 mph) to 87 kt (100 mph) (median 52 kt (60 mph)); 291 with a recorded value87 kt (100 mph) estimated gust, Thunderstorm Wind, 2009-07-07Event records naming jurisdictions in the plan: Somers town (15 records), Ossining town (13 records), Ossining village (13 records), White Plains city (12 records), Yonkers city (12 records), Croton-on-Hudson village (11 records), Bedford town (9 records), Peekskill city (8 records), Pleasantville village (8 records), Pound Ridge town (8 records); and 25 more jurisdictions (see the Excel file).
TornadoEnhanced Fujita (Fujita before Feb 2007)9 records, 1971 to 2018F/EF0 to F/EF2 (median F/EF1); 8 with a recorded valueF2 tornado, 2006-07-12, 8 mi within this county, 300 yd wide, $10,100,000 property; crops not reported (2006 dollars), 6 direct injuriesEvent records naming jurisdictions in the plan: Mount Kisco village (1 record), Peekskill city (1 record), Tarrytown village (1 record).Before 1996 a tornado is listed once, under the county where it began, with its whole path's rating and length; from 1996 on, each county lists its own segment. Length is not used to rank tornadoes (see Methods).
Tsunaminone (count and damage only)0
Wildfireacres burned (local data)0
Winter Storm, Heavy Snow, Blizzard, Lake-Effect Snow, Winter Weather, Sleetnone in data (snowfall: local data)134 records, 1996 to 2026 (134 zone-level)No damage reported in 134 records.Countywide (zone-level records).

Where a hazard names more than 10 jurisdictions, the table lists the 10 with the most records; every one is in the Excel file, sheet "B1-c Extent".

In event narratives only (local data needed): wind chill, temperature, heat index, ice thickness, acres burned and snow depth; any physical measure of avalanche, debris flow, lightning and tsunami.

Storm Events records are more complete after 1996; before 1996 only Tornado (from 1950), Hail and Thunderstorm Wind (from 1955) exist. Zone-level records from zones that no NWS zone-county file places in this county (mostly before 2020) are not counted here (the Methods page explains the zone matching).

Dollars are nominal (as reported), labeled with the year; not adjusted for inflation.

Supports FEMA checklist item B1-d: previous occurrences

Federal declarations for this county: 32 declarations covering 21 separate hazard incidents counted in this packet (declarations for the same incident count once; non-natural and evacuation-only declarations are not counted).

Federal disaster declarations for this county

Sources: 1, 2, 3

DeclaredIncident beganFEMA numberTypeTitleMapped hazardCounty Public Assistancefederal share obligated, nominal dollarsFlagsNotes
2024-01-302023-09-28DR-4755-NYMajor disasterSevere Storm and FloodingInland Flooding$4,995,598.81new since last plan; within last 5 years
2021-09-052021-09-01DR-4615-NYMajor disasterRemnants of Hurricane IdaHurricane$67,611,268.11in the 12 months before plan approval
2021-09-022021-09-01EM-3572-NYEmergencyRemnants of Hurricane IdaHurricaneno Public Assistance recordedin the 12 months before plan approvalsame incident as DR-4615
2021-08-222021-08-21EM-3565-NYEmergencyHurricane HenriHurricaneno Public Assistance recordedin the 12 months before plan approval
2020-10-022020-08-04DR-4567-NYMajor disasterTropical Storm IsaiasHurricane$12,552,721.83
2020-03-202020-01-20DR-4480-NYMajor disasterCOVID-19 PandemicNon-natural, not counted$584,280,291.32
2020-03-132020-01-20EM-3434-NYEmergencyCOVID-19Non-natural, not countedno Public Assistance recordedsame incident as DR-4480
2012-10-302012-10-27DR-4085-NYMajor disasterHurricane SandyHurricane$103,344,881.04
2012-10-282012-10-27EM-3351-NYEmergencyHurricane SandyHurricaneno Public Assistance recordedsame incident as DR-4085
2011-08-312011-08-26DR-4020-NYMajor disasterHurricane IreneHurricane$12,541,807.55
2011-08-262011-08-25EM-3328-NYEmergencyHurricane IreneHurricane$218,287.48same incident as DR-4020
2010-04-162010-03-13DR-1899-NYMajor disasterSevere Storms and FloodingInland Flooding$8,780,925.55
2007-04-242007-04-14DR-1692-NYMajor disasterSevere Storms and Inland and Coastal FloodingCoastal Flooding$24,706,541.56
2006-07-012006-06-26DR-1650-NYMajor disasterSevere Storms and FloodingInland Floodingno Public Assistance recorded
2005-09-302005-08-29EM-3262-NYEmergencyHurricane Katrina EvacuationHurricane: evacuation support, not a local hazard event; not countedno Public Assistance recorded
2005-04-192005-04-02DR-1589-NYMajor disasterSevere Storms and FloodingInland Flooding$1,786,347.41
2004-08-032004-05-13DR-1534-NYMajor disasterSevere Storms and FloodingInland Flooding: designated for Hazard Mitigation only (no Public or Individual Assistance for this county); not countedPA not declared for this county
2003-08-232003-08-14EM-3186-NYEmergencyPower OutageNon-natural, not counted$336,441.35
2003-03-272003-02-17EM-3184-NYEmergencySnowWinter Weather$2,943,677.08
2001-09-112001-09-11DR-1391-NYMajor disasterFires and ExplosionsNon-natural, not counted$1,734,195.69
2000-10-112000-05-22EM-3155-NYEmergencyWest Nile VirusNon-natural, not countedno Public Assistance recorded
1999-09-191999-09-16DR-1296-NYMajor disasterHurricane Floyd Major Disaster DeclarationsHurricane$13,474,589.42
1999-09-181999-09-16EM-3149-NYEmergencyHurricane Floyd Emergency DeclarationsHurricaneno Public Assistance recordedsame incident as DR-1296
1996-11-191996-10-19DR-1146-NYMajor disasterSevere Storms, Flooding, Heavy Rains, High WindsInland Flooding; Strong Windno Public Assistance recorded
1996-01-121996-01-06DR-1083-NYMajor disasterBlizzard of 96 (Severe Snow Storm)Winter Weatherno Public Assistance recorded
1993-03-171993-03-13EM-3107-NYEmergencySevere BlizzardWinter Weatherno Public Assistance recorded
1992-12-211992-12-10DR-974-NYMajor disasterCoastal Storm, High Tides, Heavy Rain, & FloodingCoastal Floodingno Public Assistance recorded
1984-04-171984-03-28DR-702-NYMajor disasterCoastal Storms & FloodingCoastal Floodingno Public Assistance recorded
1975-10-021975-10-02DR-487-NYMajor disasterStorms, Rains, Landslides & FloodingInland Flooding (primary); also designated: Landslideno Public Assistance recorded
1972-06-231972-06-23DR-338-NYMajor disasterTropical Storm AgnesInland Flooding (primary); also designated: Hurricaneno Public Assistance recorded
1971-09-131971-09-13DR-311-NYMajor disasterSevere Storms & FloodingInland Floodingno Public Assistance recorded
1965-08-181965-08-18DR-204-NYMajor disasterWater ShortageDroughtno Public Assistance recorded

County Public Assistance: applicants the FEMA record places in this county, including any state agencies FEMA files there; statewide rows are listed on the state page; federal share obligated, nominal dollars.

Statewide declarations

Source: 2

DeclaredIncident beganFEMA numberTypeTitleMapped hazard
1963-08-231963-08-23DR-158-NYMajor disasterHeavy Rains & FloodingInland Flooding
1962-03-161962-03-16DR-129-NYMajor disasterSevere Storm, High Tides & FloodingInland Flooding (primary); also designated: Coastal Flooding
1956-03-291956-03-29DR-52-NYMajor disasterFloodInland Flooding
1955-08-221955-08-22DR-45-NYMajor disasterHurricane & FloodsHurricane (primary); also designated: Inland Flooding
1954-10-071954-10-07DR-26-NYMajor disasterHurricanesHurricane (primary); also designated: Inland Flooding

FEMA recorded these with designated area Statewide and no county, so they are listed on every county page in the state and not counted with county rows. Local data needed: whether each one affected this county.

1 Fire Management declaration (1995-08-25 to 1995-08-25) FEMA filed as Statewide with no county; each names one local fire. Listed on the state page.

Previous occurrences by hazard, with explicit no-event rows

Sources: 2, 6, 7

HazardStorm Events records, all years on file(years in the Period column)Since plan approvalrecordsIn the 12 months before plan approvalrecordsLast 5 yearsrecordsDeclared incidents, all yearsseparate disastersDeclared since approvalseparate disastersPeriodStatement
Avalanche0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Coastal Flooding18202301996 to 2026-06-30
Cold Wave4000001996 to 2026-06-30
Drought10000101996 to 2026-06-30
Earthquake000000Storm Events does not record earthquakes; the USGS earthquake catalog is the source.
Hail8111213001955 to 2026-06-30
Heat Wave11000001996 to 2026-06-30
Hurricane3000701996 to 2026-06-30
Ice Storm3000001996 to 2026-06-30
Inland Flooding273643865811996 to 2026-06-30
Landslide0000101996 to 2026-06-30No Storm Events records of this type; 1 federal declared incident (see declarations table)
Lightning18101001996 to 2026-06-30
Strong Wind420771179101955 to 2026-06-30Includes 48 High Wind and 28 Strong Wind records.
Tornado9000001950 to 2026-06-30
Tsunami0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Wildfire0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Winter Weather13426526301996 to 2026-06-30

Notable Storm Events records

Sources: 1, 6, 7

DateEvent typeMagnitude or extentDamagenominal dollarsDeaths, injuriesdirect onlyLocationFlagsWhy listed
2021-09-01Flash Flood$92,600,000 property; $0 crops (2021 dollars)0, 0OSSINING to DUNWOODIEin the 12 months before plan approvalB1-c worst recorded: Flash Flood, Flood, Lakeshore Flood
2021-09-01Flash Flood$0 property; $0 crops (2021 dollars)2, 0COUNTRY RIDGE ESTATEin the 12 months before plan approvaldeaths or injuries recorded
2011-08-01Hail3 indamage not reported0, 0WHITE PLAINSB1-c worst recorded: Hail
2009-07-07Thunderstorm Wind87 kt (100 mph) estimated gust$1,000,000 property; $0 crops (2009 dollars)0, 0EAST CHESTERB1-c worst recorded: Thunderstorm Wind
2008-09-06Tropical Storm$4,000 property; crops not reported (zone total, 2008 dollars)0, 0NWS zone NYZ070 (NORTHERN WESTCHESTER), zone-levelB1-c worst recorded: Hurricane, Tropical Storm, Tropical Depression
2006-07-12TornadoF2, 8 mi within this county, 300 yd wide$10,100,000 property; crops not reported (2006 dollars)0, 6TARRYTOWNB1-c worst recorded: Tornado
2004-01-15Cold/Wind Chilldamage not reported0, 0NWS zone NYZ070 (NORTHERN WESTCHESTER), zone-levelB1-c worst recorded: Cold/Wind Chill, Extreme Cold/Wind Chill
2002-04-01Droughtdamage not reported0, 0NWS zone NYZ071 (SOUTHERN WESTCHESTER), zone-levelB1-c worst recorded: Drought
1999-09-25Lightningdamage not reported1, 0HAWTHORNEB1-c worst recorded: Lightning
1999-07-04Heatdamage not reported2, 0NWS zone NYZ071 (SOUTHERN WESTCHESTER), zone-leveldeaths or injuries recorded
1997-03-06High Wind64 kt (74 mph), measurement type not recordeddamage not reported0, 0NWS zone NYZ070 (NORTHERN WESTCHESTER), zone-levelB1-c worst recorded: High Wind and Strong Wind
1996-10-19High Wind50 kt (58 mph), measurement type not recordeddamage not reported2, 0NWS zone NYZ071 (SOUTHERN WESTCHESTER), zone-leveldeaths or injuries recorded

The full list is in the Excel file, sheet "B1-d Storm Events history" (984 rows).

Location is the place NOAA recorded, as written in its data; it need not be a jurisdiction in this plan.

Local data needed: state-declared emergencies, from your state emergency management agency (federal data do not include them).

Tribal and special-area declarations in this state are listed on the state page.

Supports FEMA checklist item B1-e: probability of future events

Probability: FEMA annualized frequency and descriptor per hazard

Sources: 5, 6

HazardFEMA annualized frequency (modeled)unit per rowUnitIn plain termsDescriptorDescriptor basisNRI events or days in its record period (hail, wind and tornado are area-weighted, so can be fractional)NRI periodLocationNote
Avalanche0.01events per yearabout 1 in 100 yearsPossibleFEMA annualized frequency (modeled)01994 to 2023 (30 years)see B1-f0.01 is NRI's minimum avalanche frequency for a county in an avalanche susceptibility zone; NRI records no avalanche here, so the descriptor reflects the floor, not local events.
Coastal Flooding5.42events per year at a location (modeled)about 5.4 per year at a given location in the countyHighly likelyFEMA annualized frequency (modeled)not shownmodeledsee B1-fDescriptor from NRI: the rate at a location is 1 or more a year, so the county rate is at least that.
Cold Wave1.02event-days per yearabout 1.02 days per yearPossibleStorm Events event-days in 2 of 30 years, 1996 to 2025 (6.67%)18.52005-11-12 to 2024-11-12 (19 years)countywide
Drought0.97event-days per yearabout 0.97 days per yearPossibleStorm Events event-days in 2 of 30 years, 1996 to 2025 (6.67%)1052000 to 2025 (25.25 years; D3 and D4 only)countywide
Earthquake0.00166annual probability at a locationchance a given location in the county has at least minor-damage shaking in a year: 0.166%not shownmodeledsee B1-fNo descriptor (Storm Events does not record earthquakes).
Hail2.31events per yearabout 2.31 per yearHighly likelyFEMA annualized frequency (modeled)96.5 (modeled)1986 to 2023 (38 years)countywide
Heat Wave6.18event-days per yearabout 6.18 days per yearLikelyStorm Events event-days in 8 of 30 years, 1996 to 2025 (26.7%)92.22005-11-12 to 2024-11-12 (19 years)countywide
Hurricane0.138events per yearabout 1 in 7 yearsLikelyFEMA annualized frequency (modeled)401851 to 2024 (Atlantic)see B1-fNRI counts hurricane and tropical storm tracks passing within storm-force wind range; federal declarations are in B1-d.
Ice Storm1.27event-days per yearabout 1.27 days per yearLikelyStorm Events event-days in 3 of 30 years, 1996 to 2025 (10%)851946-12-31 to 2014-02-12 (67 years)countywide
Inland Flooding4.14event-days per yearabout 4.14 days per yearHighly likelyStorm Events event-days in 30 of 30 years, 1996 to 2025 (100%)1161996 to 2023 (28 years)see B1-f
Landslide0.518events per year (modeled)about 0.52 per yearLikelyFEMA annualized frequency (modeled)not shownmodeledsee B1-f
Lightning28.7days per year with a strikeabout 28.7 days per yearHighly likelyFEMA annualized frequency (modeled)not shown1995 to 2023 (29 years; CONUS)countywide
Strong Wind4.97events per yearabout 4.97 per yearHighly likelyFEMA annualized frequency (modeled)1891986 to 2023 (38 years)countywide
Tornado0.159events per yearabout 1 in 6 yearsLikelyFEMA annualized frequency (modeled)not shown1950 to 2023 (EF2+); 1986 to 2023 (EF0-1)see B1-f
Tsunamiannual probability at the most exposed location (used in place of a county value)Storm Events records in 0 of 30 years, 1996 to 2025 (0%)not shownmodeledsee B1-fNo descriptor: no Storm Events record 1996 to 2025
Wildfire0.000176annual probability at a locationchance a given location in the county burns in a year: 0.0176%Storm Events records in 0 of 30 years, 1996 to 2025 (0%)not shownmodeledsee B1-fNo descriptor: no Storm Events record 1996 to 2025
Winter Weather12.5event-days per yearabout 12.5 days per yearHighly likelyStorm Events event-days in 29 of 30 years, 1996 to 2025 (96.7%)2262005-11-12 to 2024-11-12 (19 years)countywide

FEMA annualized frequency (modeled) is the National Risk Index v1.20 (December 2025) estimate of how often a hazard affects this county in a year; it is not recorded events divided by years, and its unit differs by hazard (events, event-days, or days with a lightning strike per year). For earthquake, wildfire, coastal flooding and tsunami the value is the chance (or number of events) at a location in the county, not across the county, so no "1 in N years" is given and the descriptor comes from Storm Events where it has a record (none for earthquake). The Methods page gives each hazard's method, from FEMA's National Risk Index Technical Documentation v1.20.

Where NRI gives event-days, the descriptor comes from the share of years with a Storm Events record; NRI's source records more events, so the two differ.

Descriptor scale used in this packet (defined per unit)

Sources: 5, 6

UnitDescriptorDefinition
events per yearHighly likely1 or more per year
events per yearLikelyabout once in 1 to 10 years
events per yearPossibleabout once in 10 to 100 years
events per yearUnlikelyless than once in 100 years
annual probabilityLikely10% to under 100% chance in a given year
annual probabilityPossible1% to under 10% chance in a given year
annual probabilityUnlikelyunder 1% chance in a given year
event-days (share of years)Highly likelyevent-days recorded in 90% or more of years
event-days (share of years)Likelyevent-days recorded in 10% to under 90% of years
event-days (share of years)Possibleevent-days recorded in some years but under 10% of years
lightning strike-daysHighly likelycloud-to-ground strikes on 1 or more days per year

Intensity bands: historical frequency (Storm Events)

Source: 6

HazardBandYearsEventscounty-coded recordsYears in periodEvents per yearevents / years
Hail1.00-1.99 in1996 to 202539301.3
Hail2.00 in+1996 to 20252300.0667
Thunderstorm Wind (counted as NRI Strong Wind)50-64 kt1996 to 2025263308.77
Thunderstorm Wind (counted as NRI Strong Wind)65 kt+1996 to 202512300.4
Thunderstorm Wind (counted as NRI Strong Wind)unmeasured or below 50 kt1996 to 20256300.2
TornadoEF0-11996 to 20252300.0667
TornadoEF2-31996 to 20251300.0333
TornadoEF4-51996 to 20250300
Tornadounrated (EFU)1996 to 20250300

The bands show how often events of each severity were recorded in this county, to profile how severe events have been (FEMA's probability item asks for the range of intensities).

Hail smaller than 1 inch is not counted: on 2010-01-05 the National Weather Service raised its severe-hail threshold from 3/4 inch to 1 inch, so smaller reports became less common after 2009 (NWS Service Change Notice 09-52). NRI hail frequency uses a 0.75 inch threshold.

Optional: future conditions. Not a required item in the 2025 FEMA Local Mitigation Planning Policy Guide; some states ask for it. The federal Climate Mapping for Resilience and Adaptation (CMRA) site gives county exposure to future climate conditions (https://resilience.climate.gov/).

Supports FEMA checklist item B1-f: hazards that vary across jurisdictions

Range of census tract risk within the county

Source: 5

HazardTractsrated of allNRI risk score, 0 to 100Tracts by rating
MinMedianMax
Avalanche2 of 24112.414.115.8Very Low 2, Not Applicable 239
Coastal Flooding54 of 24169.686.398.9Relatively High 3, Relatively Moderate 16, Relatively Low 25, Very Low 10, No Rating 187
Cold Wave240 of 24123.342.761.9Relatively Moderate 67, Relatively Low 173, No Rating 1
Drought6 of 24171.182.987.1Relatively Low 4, Very Low 2, No Rating 235
Earthquake240 of 24112.359.180.2Relatively Moderate 3, Relatively Low 212, Very Low 25, No Rating 1
Hail240 of 2412.413.525.3Very Low 240, No Rating 1
Heat Wave240 of 2419.241.369.8Relatively Moderate 25, Relatively Low 203, Very Low 12, No Rating 1
Hurricane240 of 24148.768.685.1Relatively Moderate 19, Relatively Low 220, Very Low 1, No Rating 1
Ice Storm240 of 2416.440.971.5Relatively Moderate 1, Relatively Low 164, Very Low 75, No Rating 1
Inland Flooding240 of 2410.735.699.9Very High 4, Relatively High 19, Relatively Moderate 53, Relatively Low 119, Very Low 45, No Rating 1
Landslide239 of 24113.061.497.3Relatively Moderate 7, Relatively Low 48, Very Low 184, No Rating 2
Lightning239 of 24118.147.772.6Relatively Moderate 106, Relatively Low 129, Very Low 4, No Rating 2
Strong Wind240 of 24131.968.986.1Relatively High 7, Relatively Moderate 204, Relatively Low 29, No Rating 1
Tornado240 of 2413.821.840.3Relatively Low 24, Very Low 216, No Rating 1
Tsunami0 of 241Insufficient Data 241
Wildfire116 of 24118.533.987.6Relatively Low 10, Very Low 106, No Rating 125
Winter Weather240 of 24133.764.081.5Relatively High 5, Relatively Moderate 215, Relatively Low 20, No Rating 1

Drought: Agriculture is all of NRI's expected annual loss for this hazard in the county, so the tract range mostly reflects where crop and livestock value is.

Rated tracts only: No Rating (score 0.0), Not Applicable and Insufficient Data tracts are counted but not used for the minimum, median and maximum.

The score ranks a tract against all U.S. tracts (100 = highest). The rating is FEMA's category for the tract's risk value, computed differently, so the two can disagree.

Frequency data for cold wave, drought, hail, heat wave, ice storm, lightning, strong wind and winter weather are county-wide or coarse (49 km grid or NWS zone), the same for every jurisdiction; the tract range mostly reflects where buildings and people are (crop and livestock value where a line above names agriculture).

Each jurisdiction (starting figures from federal data)

Sources: 1, 3, 4, 6

JurisdictionTypePlan statusRepetitive lossFMA RL and SRL (44 CFR 77.2); repeat-flood, any definitionPublic Assistance to this jurisdictionFEMA records matched by applicant name; federal share obligated, nominal dollarsEvent records naming this placeall years; since its planNotes
Westchester CountyCountyApproved, expires 2026-12-21$96,206,560.010 total; 0 since its planNo NFIP community ID on this jurisdiction's plan row. Includes $14,834,976.18 for declarations not counted as hazard incidents (DR-1391-NY, DR-4480-NY, EM-3186-NY).
Ardsley villageVillageApproved, expires 2026-12-21FMA RL 1, SRL 7; any 26$854,494.945 total; 0 since its planIncludes $34,520.75 for declarations not counted as hazard incidents (DR-4480-NY).
Briarcliff Manor villageVillageApproved, expires 2026-12-21FMA RL 3, SRL 9; any 12$3,120,415.540 total; 0 since its planIncludes $121,621.94 for declarations not counted as hazard incidents (DR-4480-NY).
Bronxville villageVillageApproved, expires 2026-12-21FMA RL 1, SRL 10; any 20$713,212.9520 total; 4 since its planIncludes $29,749.35 for declarations not counted as hazard incidents (DR-4480-NY).
Buchanan villageVillageApproved, expires 2026-12-21FMA RL 0, SRL 0; any 0$60,162.632 total; 0 since its plan
Croton-on-Hudson villageVillageApproved, expires 2026-12-21FMA RL 0, SRL 0; any 1$1,130,171.2514 total; 4 since its planIncludes $27,318.17 for declarations not counted as hazard incidents (DR-4480-NY).
Dobbs Ferry villageVillageApproved, expires 2026-12-21FMA RL 0, SRL 0; any 2$2,414,454.352 total; 0 since its planIncludes $49,470.79 for declarations not counted as hazard incidents (DR-4480-NY).
Elmsford villageVillageApproved, expires 2026-12-21FMA RL 0, SRL 8; any 20$762,415.2623 total; 11 since its planIncludes $41,250.67 for declarations not counted as hazard incidents (DR-4480-NY).
Hastings-on-Hudson villageVillageApproved, expires 2026-12-21FMA RL 0, SRL 0; any 4$2,896,402.1615 total; 0 since its planIncludes $52,675.92 for declarations not counted as hazard incidents (DR-4480-NY).
Irvington villageVillageApproved, expires 2026-12-21FMA RL 0, SRL 2; any 11$3,153,298.735 total; 2 since its planIncludes $358,590.89 for declarations not counted as hazard incidents (DR-4480-NY).
Larchmont villageVillageApproved, expires 2026-12-21FMA RL 0, SRL 11; any 52$1,435,440.826 total; 2 since its planIncludes $8,472.17 for declarations not counted as hazard incidents (DR-4480-NY).
Mamaroneck villageVillageApproved, expires 2026-12-21FMA RL 22, SRL 81; any 272$8,046,703.9010 total; 3 since its planIncludes $253,050.66 for declarations not counted as hazard incidents (DR-4480-NY).
Mount Kisco villageVillageApproved, expires 2026-12-21FMA RL 0, SRL 0; any 4$634,178.3916 total; 4 since its plan
Mount Vernon cityCityApproved, expires 2026-12-21FMA RL 0, SRL 1; any 10$3,388,936.6920 total; 3 since its planIncludes $1,628,194.85 for declarations not counted as hazard incidents (DR-1391-NY, DR-4480-NY, EM-3186-NY).
New Rochelle cityCityApproved, expires 2026-12-21FMA RL 5, SRL 17; any 111$10,581,883.767 total; 0 since its planIncludes $614,242.65 for declarations not counted as hazard incidents (DR-4480-NY, EM-3186-NY).
Ossining villageVillageApproved, expires 2026-12-21FMA RL 0, SRL 1; any 4$2,427,716.9117 total; 3 since its planIncludes $180,879.30 for declarations not counted as hazard incidents (DR-4480-NY).
Peekskill cityCityApproved, expires 2026-12-21FMA RL 0, SRL 1; any 5$3,449,995.2617 total; 3 since its planIncludes $4,312.71 for declarations not counted as hazard incidents (EM-3186-NY).
Pelham Manor villageVillageApproved, expires 2026-12-21FMA RL 0, SRL 0; any 6$1,465,952.4310 total; 3 since its plan
Pelham villageVillageApproved, expires 2026-12-21FMA RL 0, SRL 1; any 8$456,000.560 total; 0 since its planIncludes $8,537.58 for declarations not counted as hazard incidents (DR-4480-NY).
Pleasantville villageVillageApproved, expires 2026-12-21FMA RL 0, SRL 0; any 2$802,603.0719 total; 1 since its planIncludes $52,766.68 for declarations not counted as hazard incidents (DR-4480-NY).
Port Chester villageVillageApproved, expires 2026-12-21FMA RL 1, SRL 7; any 17$4,510,721.564 total; 0 since its plan
Rye Brook villageVillageApproved, expires 2026-12-21FMA RL 1, SRL 4; any 21$1,350,038.730 total; 0 since its planIncludes $61,764.25 for declarations not counted as hazard incidents (DR-4480-NY).
Rye cityCityApproved, expires 2026-12-21FMA RL 30, SRL 103; any 237$6,956,066.2113 total; 1 since its planIncludes $185,603.71 for declarations not counted as hazard incidents (DR-4480-NY).
Scarsdale villageVillageApproved, expires 2026-12-21FMA RL 0, SRL 9; any 49$2,759,072.7916 total; 2 since its planIncludes $202,275.64 for declarations not counted as hazard incidents (DR-4480-NY).
Sleepy Hollow villageVillageNo approved plan on recordFMA RL 0, SRL 0; any 1$863,431.220 total; no approved planIncludes $268,695.76 for declarations not counted as hazard incidents (DR-4480-NY).
Tarrytown villageVillageApproved, expires 2026-12-21FMA RL 1, SRL 1; any 1$756,513.6310 total; 1 since its planIncludes $75,690.74 for declarations not counted as hazard incidents (DR-4480-NY).
Tuckahoe villageVillageApproved, expires 2026-12-21FMA RL 0, SRL 0; any 3$885,343.0626 total; 8 since its planIncludes $133,853.37 for declarations not counted as hazard incidents (DR-4480-NY).
White Plains cityCityApproved, expires 2026-12-21FMA RL 0, SRL 1; any 14$4,764,549.3626 total; 0 since its planIncludes $388,498.26 for declarations not counted as hazard incidents (DR-4480-NY, EM-3186-NY).
Yonkers cityCityApproved, expires 2026-12-21FMA RL 2, SRL 28; any 99$22,449,329.4732 total; 4 since its planIncludes $4,369,796.99 for declarations not counted as hazard incidents (DR-1391-NY, DR-4480-NY, EM-3186-NY).
Bedford townTownApproved, expires 2026-12-21FMA RL 0, SRL 0; any 7$3,942,332.9412 total; 2 since its planIncludes $27,253.26 for declarations not counted as hazard incidents (DR-4480-NY).
Cortlandt townTownApproved, expires 2026-12-21FMA RL 2, SRL 1; any 10$3,036,056.120 total; 0 since its planIncludes $40,556.72 for declarations not counted as hazard incidents (DR-4480-NY).
Eastchester townTownApproved, expires 2026-12-21FMA RL 0, SRL 4; any 16$1,313,239.020 total; 0 since its planIncludes $155,642.24 for declarations not counted as hazard incidents (DR-4480-NY).
Greenburgh townTownApproved, expires 2026-12-21FMA RL 4, SRL 18; any 67$5,647,807.938 total; 1 since its planIncludes $267,644.43 for declarations not counted as hazard incidents (DR-4480-NY).
Harrison townTownApproved, expires 2026-12-21no Public Assistance recorded5 total; 0 since its planNo NFIP community ID on this jurisdiction's plan row.
Lewisboro townTownApproved, expires 2026-12-21FMA RL 0, SRL 0; any 1$485,579.460 total; 0 since its planIncludes $68,924.34 for declarations not counted as hazard incidents (DR-4480-NY).
Mamaroneck townTownApproved, expires 2026-12-21FMA RL 2, SRL 11; any 65$3,158,054.9010 total; 3 since its planIncludes $177,276.64 for declarations not counted as hazard incidents (DR-4480-NY).
Mount Pleasant townTownNo approved plan on recordFMA RL 1, SRL 5; any 18$4,174,189.441 total; no approved planIncludes $119,234.37 for declarations not counted as hazard incidents (DR-4480-NY).
New Castle townTownApproved, expires 2026-12-21FMA RL 1, SRL 3; any 13$5,622,159.680 total; 0 since its planIncludes $71,047.95 for declarations not counted as hazard incidents (DR-4480-NY).
North Castle townTownApproved, expires 2026-12-21FMA RL 0, SRL 0; any 6$1,531,161.081 total; 0 since its planIncludes $6,548.12 for declarations not counted as hazard incidents (DR-4480-NY).
North Salem townTownApproved, expires 2026-12-21FMA RL 0, SRL 0; any 1$1,036,255.867 total; 1 since its planIncludes $21,394.07 for declarations not counted as hazard incidents (DR-4480-NY).
Ossining townTownApproved, expires 2026-12-21FMA RL 0, SRL 0; any 1no Public Assistance recorded17 total; 3 since its plan
Pelham townTownApproved, expires 2026-12-21$43,008.770 total; 0 since its planNo NFIP community ID on this jurisdiction's plan row. Includes $27,022.63 for declarations not counted as hazard incidents (DR-4480-NY).
Pound Ridge townTownApproved, expires 2026-12-21FMA RL 0, SRL 0; any 2$552,838.068 total; 1 since its planIncludes $36,742.65 for declarations not counted as hazard incidents (DR-4480-NY).
Rye townTownApproved, expires 2026-12-21$277,879.7613 total; 1 since its planNo NFIP community ID on this jurisdiction's plan row. Includes $100,572.63 for declarations not counted as hazard incidents (DR-4480-NY).
Somers townTownApproved, expires 2026-12-21FMA RL 0, SRL 0; any 2$1,204,596.8718 total; 2 since its planIncludes $78,793.73 for declarations not counted as hazard incidents (DR-4480-NY).
Yorktown townTownApproved, expires 2026-12-21FMA RL 0, SRL 1; any 11$2,632,227.5415 total; 2 since its planIncludes $135,871.08 for declarations not counted as hazard incidents (DR-4480-NY).

Repetitive-loss counts are for whole NFIP communities, which can extend beyond this county (see the note in B2-c).

County Public Assistance in B1-d also includes applicants filed under the county that are not jurisdictions in this plan (for example state agencies, special districts and nonprofits), so the jurisdiction rows add up to less.

Supports FEMA checklist items B2-a and B2-b: vulnerability and potential impacts

Local data needed

The table below gives county-level starting figures; the plan describes impacts for each jurisdiction and its own assets.

  • Critical facilities and lifelines per hazard
  • A problem statement per jurisdiction per hazard
  • Changes in development in hazard-prone areas since the last approval, or a statement of none (E1-a)
  • Future assets

County-level starter: exposure, expected annual loss and damage since the plan

Sources: 1, 2, 3, 5, 6, 7

HazardBuilding exposuremodeled dollarsAgriculture exposuremodeled dollarsPopulation exposedpeopleEAL buildingsmodeled dollars per yearEAL agriculturemodeled dollars per yearCost of expected deaths and injuriesFEMA's dollar value per year, not property damageEAL as % of exposurebuildings; agriculture where notedStorm Events damage since 2021-12-22county-coded records, property plus crops, nominal dollarsZone-level damage since planproperty plus crops, reported for the zonePublic Assistance since plannominal dollars; see noteNote
Avalanche$0n/aunder 1$0n/a$104building exposure is 0 in NRI
Coastal Flooding$9,684,610,405n/a35,880$2,059,841n/a$68,8860.0213%$0
Cold Wave$202,159,218,665$8,956,5561,002,867$796$1,419$9,342,616under 0.0001%
Droughtn/a$5,849,724n/an/a$25,645n/a0.438% (agriculture)NRI has no building exposure for this hazard; agriculture shown
Earthquake$336,975,316,059n/a1,004,457$10,453,763n/a$2,256,4610.0031%
Hail$202,159,218,665$8,956,5561,002,867$27,632$3,292$95,295under 0.0001%$0
Heat Wave$202,159,218,665$8,956,5561,002,867$9$1,255$7,299,516under 0.0001%
Hurricane$202,098,895,711$8,956,5561,002,481$14,315,986$55,346$484,0460.00708%
Ice Storm$201,564,906,803n/a999,645$452,391n/a$474,9420.000224%
Inland Flooding$201,969,156,131$47,22623,667$135,963,645$1,397$11,949,576n/a (see note)$0$4,995,598.81NRI counts the full building value of any census block with some flood loss; this is not the value of buildings in the floodplain. Use local FIRM overlays for B2-a/B2-b.
Landslide$13,897,221,753n/a68,206$78,215n/a$7,1980.000563%
Lightning$202,159,218,665n/a1,002,867$154,838n/a$2,450,666under 0.0001%$20,000
Strong Wind$202,159,218,665$8,956,5561,002,867$787,853$110$7,147,8530.00039%$167,950$0
Tornado$202,159,218,665$8,956,5561,002,867$1,858,238$73$765,6630.000919%
Tsunamin/an/an/an/an/an/aNRI publishes no building exposure for this county
Wildfire$5,240,043,207$3,451,07620,485$60,599$8$4,8950.00116%
Winter Weather$202,159,218,665$8,956,5561,002,867$109,771$4$1,031,806under 0.0001%$0

Totals since 2021-12-22 (Storm Events through 2026-06-30): 140 county-coded records, 140 with a damage value recorded (including $0), $187,950; 41 zone-level records, 40 with a damage value recorded (including $0), $0 reported for the zone; Public Assistance: $4,995,598.81 on 1 counted declaration.

FEMA does not split Public Assistance by hazard. A declaration mapped to several hazards is listed under each of them with its full amount, so the per-hazard column does not add up to the total; the unit total counts each declaration once.

NRI computes earthquake exposure on its own basis, so it exceeds the county building value in B2-a.

Supports FEMA checklist item B2-a: vulnerability (county context)

County context

Source: 5

MeasureValue
Population1,002,867
Building value (total, not at risk)$202,159,218,665
Agriculture value (total, not at risk)$8,956,556
NRI risk rating (all hazards)Relatively High
Expected annual loss, buildings and agriculture, all hazards$166,412,126
Expected annual loss, population equivalence, all hazards (NRI values each statistical life at $13.7M; a modeled value of expected deaths and injuries, not property damage)$43,379,522
Social vulnerability ratingRelatively Moderate
Community resilience ratingRelatively High
NRI versionDecember 2025

FEMA's all-hazard expected annual loss adds buildings, agriculture and population equivalence; this table gives the property part and the population-equivalence part as separate rows.

Social vulnerability: higher means people are more likely to be harmed and slower to recover. Community resilience: lower means the community is less able to recover. High social vulnerability and low resilience both raise the NRI risk rating.

Supports FEMA checklist item B2-c: repetitive loss properties

Repetitive loss in this county, both definitions

Sources: 1, 4

DefinitionPropertiesSevere repetitive lossProperties
Repetitive loss, FMA definition (44 CFR 77.2)77Severe repetitive loss, FMA definition (44 CFR 77.2)362
Repetitive loss, NFIP insurance definition1,304Severe repetitive loss, NFIP insurance definition337

The state NFIP coordinator's list, the source FEMA's Handbook names, often uses the NFIP insurance definition (second row).

Repeat-flood properties: county and state-level rows

Sources: 1, 4

ScopeRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
County total773621,3043371,31611696
of which: New York city (plan jurisdiction listed on the Bronx County and Kings County and New York County and Queens County and Richmond County page)0020200
of which: Ardsley village172672607
of which: Bedford town0070702
of which: Briarcliff Manor village391291208
of which: Bronxville village1101992019
of which: Cortlandt town211011002
of which: Croton-on-Hudson village0010101
of which: Dobbs Ferry village0020200
of which: Eastchester town041641606
of which: Elmsford village081962018
of which: Greenburgh town418661867034
of which: Harrison town (community ID not in plan data)017811481147
of which: Hastings-on-Hudson village0040400
of which: Irvington village021121108
of which: Larchmont village011521152034
of which: Mamaroneck village2281270782722152
of which: Mamaroneck town21163965145
of which: Mount Kisco village0040401
of which: Mount Pleasant town1518518011
of which: Mount Vernon city011011003
of which: New Castle town131331306
of which: New Rochelle city51711117111061
of which: North Castle town0060602
of which: Peekskill city0151502
of which: Pelham village0181805
of which: Pelham Manor village0060603
of which: Pleasantville village0020200
of which: Port Chester village171771705
of which: Pound Ridge town0020201
of which: Rye Brook village1421421012
of which: Rye city30103232922375143
of which: Scarsdale village0949949023
of which: Tarrytown village1111100
of which: Tuckahoe village0030302
of which: White Plains city011411402
of which: Yonkers city228992599045
of which: Yorktown town011111104
of which: Ossining village0141401
of which: Lewisboro town0010100
of which: North Salem town0010100
of which: Ossining town0010100
of which: Somers town0020201
of which: Sleepy Hollow village0010100
of which: Unknown (community ID Unknown in FEMA data)0010100
Statewide, no county in FEMA's file001901903

2 of the county's repeat-flood properties belong to NFIP communities whose plan jurisdiction is not listed on this page (the community rows above name the page that lists it).

The statewide row counts properties FEMA's file gives with no county in this state; they are listed for reference and are not in this county's counts.

Repeat-flood properties by jurisdiction in the plan (NFIP community)

Sources: 1, 4

JurisdictionNFIP community IDRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
Ardsley village360902172672607
Briarcliff Manor village360904391291208
Bronxville village3609051101992019
Buchanan village3615340000000
Croton-on-Hudson village3609070010101
Dobbs Ferry village3609080020200
Elmsford village360910081962018
Hastings-on-Hudson village3609130040400
Irvington village360914021121108
Larchmont village360915011521152034
Mamaroneck village3609162281270782722152
Mount Kisco village3609180040401
Mount Vernon city360920011011003
New Rochelle city36092251711117111061
Ossining village3610210141401
Peekskill city3609240151502
Pelham Manor village3609260060603
Pelham village3609250181805
Pleasantville village3609270020200
Port Chester village360928171771705
Rye Brook village3609301421421012
Rye city36093130103232922375143
Scarsdale village3609320949949023
Sleepy Hollow village3615150010100
Tarrytown village3609331111100
Tuckahoe village3609340030302
White Plains city360935011411402
Yonkers city360936228992599045
Bedford town3609030070702
Cortlandt town360906211011002
Eastchester town360909041641606
Greenburgh town360911418661867034
Lewisboro town3612270010100
Mamaroneck town36091721163965145
Mount Pleasant town3609191518518011
New Castle town360921131331306
North Castle town3609230060602
North Salem town3612400010100
Ossining town3612410010100
Pound Ridge town3609290020201
Somers town3612420020201
Yorktown town360937011111104

Counts by occupancy group for each jurisdiction are in the Excel file, sheet "B2-c Jurisdictions".

Jurisdiction rows are whole NFIP communities and need not add up to the county total: a community that extends into another county is counted in full on each jurisdiction row, while the county table counts only its part in this county.

County repeat-flood properties by occupancy group

Sources: 1, 4

Occupancy groupRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
single-family residential592348622208696486
2 to 4 unit residential73415331153094
other residential423782378151
non-residential77121163216465
not reported0000000

FEMA's occupancy groups have no institutional class; institutional properties are counted in non-residential or other residential in the table by occupancy group.

FMA RL and FMA SRL are the Flood Mitigation Assistance definitions (44 CFR 77.2), the ones the FEMA Local Mitigation Planning Policy Guide cites. NFIP repetitive loss (the FEMA insurance definition) is 2 or more claims over $1,000 in 10 years, and a property can leave that group once it is mitigated. Also shown: NFIP severe repetitive loss, any category, mitigated and currently insured. The Methods page gives the OpenFEMA field details.

Counts are aggregates of FEMA's public NFIP Multiple Loss Properties file (FEMA's data date 2026-08-02; file version 2026-08-04). No property is identified. County assignment is FEMA's geocode.

In this county 5 properties are FMA repetitive loss but not NFIP repetitive loss, and 1,232 properties are NFIP repetitive loss but not FMA repetitive loss.

Exact counts; no count suppression.

Sources

Tables cite these sources by number. The full list, for the plan's bibliography (FEMA review item A4-a):

  1. FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-29T134039Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)
  2. FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-29T162832Z, pulled 2026-09-30, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)
  3. FEMA, OpenFEMA PublicAssistanceFundedProjectsSummaries v1, version 2026-09-29T150754Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/PublicAssistanceFundedProjectsSummaries (API)
  4. FEMA, OpenFEMA NfipMultipleLossProperties v1, version 2026-08-04T164045Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/NfipMultipleLossProperties (API)
  5. FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-30, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)
  6. NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-30, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/
  7. NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-30, https://www.weather.gov/gis/ZoneCounty
  8. U.S. Census Bureau, Census 2024 Gazetteer, 2020 place by county, CT county-to-cousub crosswalk, version 2024-gazetteer, pulled 2026-09-30, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_counties_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_cousubs_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_place_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_unsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_elsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_scsd_national.zip, https://www2.census.gov/geo/docs/reference/codes2020/national_place_by_county2020.txt, https://www2.census.gov/geo/docs/reference/ct_change/ct_cou_to_cousub_crosswalk.xlsx (used to match place names and codes; no table prints its values)

What this packet is and what the plan adds

This packet is the federal data for the plan's risk assessment (the summary on page 1 says how it is organized); the plan and FEMA's review decide whether each item is met.

The plan adds what only the community has: local data on assets, critical facilities, development and each jurisdiction's impacts; local hazard history, including state-declared emergencies; the mitigation strategy; and adoption.

How the federal data are built: National Risk Index values are FEMA's model, not counts of events. Storm Events is more complete from 1996; zone-level records are placed by forecast zone, not by location in the county. Public Assistance for a jurisdiction is matched by applicant name. The Methods page gives every rule and the known edge cases.

OpenFEMA disclaimer

This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Reuse, citation and corrections

Reuse and citation: Hazard Plain text and tables are licensed under Creative Commons Attribution 4.0 International (CC BY 4.0, https://creativecommons.org/licenses/by/4.0/); credit Hazard Plain and the release. The underlying federal data are public domain; OpenFEMA data are also subject to the OpenFEMA terms and conditions.

Cite this: Hazard Plain (2026). Westchester County, NY: risk-assessment baseline packet, release 2026-10 (data as of 2026-09-30; County FIPS 36119). Automated baseline. https://hazardplain.org/ny/36119/ Built from FEMA OpenFEMA, the FEMA National Risk Index and NOAA NCEI Storm Events; source versions in the packet's Sources list.

Corrections: to report an error, name the packet, the table and what your records show. Contact: [email protected]