Passaic County, NJ: risk-assessment baseline packet, release 2026-10

Summary

Plan status as of 2026-09-30: Approved, expires 2030-08-06. Plan: Passaic County 2025 (FEMA plan 109913), approved 2025-08-07.

Since the plan was approved on 2025-08-07: no new hazard declaration and 10 NOAA Storm Events records; details under "What changed since your last plan".

Highest expected annual loss (FEMA National Risk Index, modeled total; see B1-a): Inland Flooding ($110,988,415 a year), Earthquake ($7,645,864) and Cold Wave ($6,337,501).

The tables that follow are organized by the items of FEMA's Local Mitigation Plan Review Tool, Element B (B1-a to B2-c); each heading says which item its tables support.

Terms used

EAL:: expected annual loss: FEMA's modeled average yearly loss from a hazard.
NRI:: FEMA's National Risk Index (version 1.20, December 2025).
NFIP:: National Flood Insurance Program.
RL, SRL:: repetitive loss and severe repetitive loss: flood-insured properties with repeated claims (definitions in B2-c).
FMA, HMGP:: Flood Mitigation Assistance and Hazard Mitigation Grant Program, FEMA mitigation grants.
PA:: FEMA Public Assistance: disaster aid to governments and some nonprofits.
Zone-level:: NOAA logged the event for a National Weather Service forecast zone, which may include parts of neighboring counties.
County-coded:: NOAA logged the event to this county.
FIPS:: the federal code for a place; 34031 is this area.
D0 to D4:: U.S. Drought Monitor categories, from abnormally dry (D0) to exceptional drought (D4).
F/EF, EFU:: Fujita and Enhanced Fujita tornado ratings; EFU is an unrated tornado.
kt, CONUS:: knots (1 kt is about 1.15 mph); the contiguous United States.
CFR:: Code of Federal Regulations.
A4-a, E1-a:: other items of FEMA's Local Mitigation Plan Review Tool (sources, and changes since the last plan).
Dollars:: nominal (as reported, labeled with the year), not adjusted for inflation.

Plan clock

Status:: Approved, expires 2030-08-06
Plan:: Passaic County 2025 (FEMA plan 109913)
Approved:: 2025-08-07
Days to expiry:: 1,406

What changed since your last plan (approved 2025-08-07)

New federal declarations:: none
Storm Events records since approval:: 10 records (data through 2026-06-30)
Repetitive loss now:: FMA RL 225, SRL 860 (44 CFR 77.2); any definition: 1,752
Repeat-flood change:: this release sets the baseline count.

Sources: 1, 2, 4, 6 (numbered list at the end)

Plan status for every jurisdiction listed in this county: 17 rows, in the section "Plan clock: Plan status for every jurisdiction listed in this county" on the following pages.

State plan status and tribal plans in this state: see the state page.

Plan clock

Plan status for every jurisdiction listed in this county

Source: 1

Jurisdiction	Type	Status	Plan	Approved	Expires	Days to expirynegative = days since expiry	Notes
Passaic County	County	Approved, expires 2030-08-06	Passaic County 2025 (FEMA plan 109913)	2025-08-07	2030-08-06	1,406	this jurisdiction approved 2025-10-02
Bloomingdale borough	Borough	Approved, expires 2030-08-06	Passaic County 2025 (FEMA plan 109913)	2025-08-07	2030-08-06	1,406	this jurisdiction approved 2025-08-22
Clifton city	City	Approved, expires 2030-08-06	Passaic County 2025 (FEMA plan 109913)	2025-08-07	2030-08-06	1,406
Haledon borough	Borough	Approved, expires 2030-08-06	Passaic County 2025 (FEMA plan 109913)	2025-08-07	2030-08-06	1,406	this jurisdiction approved 2025-09-18
Hawthorne borough	Borough	Approved, expires 2030-08-06	Passaic County 2025 (FEMA plan 109913)	2025-08-07	2030-08-06	1,406	this jurisdiction approved 2025-11-21
North Haledon borough	Borough	Approved, expires 2030-08-06	Passaic County 2025 (FEMA plan 109913)	2025-08-07	2030-08-06	1,406	this jurisdiction approved 2025-09-12
Passaic city	City	Approved, expires 2030-08-06	Passaic County 2025 (FEMA plan 109913)	2025-08-07	2030-08-06	1,406	this jurisdiction approved 2025-09-18
Paterson city	City	Approved, expires 2030-08-06	Passaic County 2025 (FEMA plan 109913)	2025-08-07	2030-08-06	1,406	this jurisdiction approved 2025-09-23
Pompton Lakes borough	Borough	Approved, expires 2030-08-06	Passaic County 2025 (FEMA plan 109913)	2025-08-07	2030-08-06	1,406	this jurisdiction approved 2025-09-12
Prospect Park borough	Borough	Approved, expires 2030-08-06	Passaic County 2025 (FEMA plan 109913)	2025-08-07	2030-08-06	1,406	this jurisdiction approved 2025-11-21
Ringwood borough	Borough	Approved, expires 2030-08-06	Passaic County 2025 (FEMA plan 109913)	2025-08-07	2030-08-06	1,406	this jurisdiction approved 2025-10-01
Totowa borough	Borough	Approved, expires 2030-08-06	Passaic County 2025 (FEMA plan 109913)	2025-08-07	2030-08-06	1,406	this jurisdiction approved 2025-12-05
Wanaque borough	Borough	Approved, expires 2030-08-06	Passaic County 2025 (FEMA plan 109913)	2025-08-07	2030-08-06	1,406	this jurisdiction approved 2025-10-01
Woodland Park borough	Borough	Approved, expires 2030-08-06	Passaic County 2025 (FEMA plan 109913)	2025-08-07	2030-08-06	1,406	this jurisdiction approved 2025-08-18
Little Falls township	Township	Approved, expires 2030-08-06	Passaic County 2025 (FEMA plan 109913)	2025-08-07	2030-08-06	1,406	this jurisdiction approved 2025-09-24
Wayne township	Township	Approved, expires 2030-08-06	Passaic County 2025 (FEMA plan 109913)	2025-08-07	2030-08-06	1,406	this jurisdiction approved 2025-09-10
West Milford township	Township	Approved, expires 2030-08-06	Passaic County 2025 (FEMA plan 109913)	2025-08-07	2030-08-06	1,406	this jurisdiction approved 2025-08-18

Supports FEMA checklist item B1-a: hazard identification

Hazards NRI does not cover (local data needed)

dam failure (incl. upstream dams)
levee failure
flash flood as its own subtype
ice jams
debris flows
erosion (riverine and coastal)
land subsidence and sinkholes
expansive soils

The 18 National Risk Index hazards, ranked by expected annual loss (EAL)

Sources: 5, 6

Rank by EAL	Hazard	NRI risk rating	EAL rating	EAL buildingsmodeled dollars per year	EAL agriculturemodeled dollars per year	Cost of expected deaths and injuriesFEMA's dollar value per year, not property damage	EAL total (see note)modeled dollars per year	Storm Events records, 1996 to 2026-06-30count	Storm Events coverage note
1	Inland Flooding	Relatively High	Relatively High	$105,939,863	$36,852	$5,011,701	$110,988,415	175
2	Earthquake	Relatively Moderate	Relatively Moderate	$5,864,475	n/a	$1,781,389	$7,645,864		Storm Events does not record earthquakes.
3	Cold Wave	Relatively High	Relatively High	$240	$323	$6,336,938	$6,337,501	4
4	Heat Wave	Relatively Moderate	Relatively Moderate	under $1	$735	$5,716,492	$5,717,227	10
5	Strong Wind	Very High	Relatively High	$598,705	$155	$5,096,034	$5,694,894	162	Includes 22 High Wind and 9 Strong Wind records (NOAA non-thunderstorm wind types, outside NRI's Strong Wind definition).
6	Tornado	Relatively Moderate	Relatively Moderate	$2,109,675	$29	$2,842,628	$4,952,331	1
7	Hurricane	Relatively Moderate	Relatively Moderate	$3,891,973	$15,735	$182,548	$4,090,257	3
8	Lightning	Very High	Relatively High	$419,237	n/a	$1,751,547	$2,170,784	15
9	Winter Weather	Very High	Relatively High	$101,322	$1	$782,084	$883,406	114
10	Ice Storm	Relatively Moderate	Relatively Moderate	$21,605	n/a	$192,490	$214,095	4
11	Drought	Relatively Low	Relatively Low	n/a	$83,529	n/a	$83,529	11
12	Hail	Very Low	Very Low	$14,644	$1,565	$24,414	$40,623	29
13	Wildfire	Very Low	Very Low	$3,250	under $1	$909	$4,159	0	No recorded events in Storm Events since 1996 (data through 2026-06-30).
14	Landslide	Relatively Low	Very Low	$3,448	n/a	$539	$3,987	0	No recorded events in Storm Events since 1996 (data through 2026-06-30).
15	Coastal Flooding	Very Low	Very Low	$1,375	n/a	$24	$1,399	3
16	Avalanche	Very Low	Very Low	$0	n/a	$14	$14	0	No recorded events in Storm Events since 1996 (data through 2026-06-30).

Total = buildings + agriculture + population equivalence; FEMA values each expected death (or 10 injuries) at $13.7 million (2024 dollars).

NRI risk rating combines expected annual loss with social vulnerability and community resilience; EAL rating rates expected annual loss alone. Both compare this county with all U.S. counties.

Local data needed: state and local wildfire and landslide records (Storm Events records these hazards only in part).

Not applicable to this county per NRI, with no federal declaration and no Storm Events record since 1996: tsunami and volcanic activity. That is the evidence for leaving them out of the plan.

The state hazard mitigation plan also lists hazards for this county; FEMA asks the plan to explain any hazard it leaves out.

Supports FEMA checklist item B1-b: hazard location

Affects the whole county (national data give no location within it): Cold Wave, Drought, Hail, Heat Wave, Ice Storm, Lightning, Strong Wind and Winter Weather.

Coastal Flooding and Inland Flooding: The FEMA Flood Insurance Rate Map (FIRM) is the required location source for flooding. See the FEMA Flood Map Service Center (https://msc.fema.gov) for this county.

Hazards that vary within the county: highest-rated census tracts

Source: 5

Hazard	Highest-rated census tractsNRI risk rating, score 0 to 100
Avalanche	tract 2167.02 (Very Low, 4.6); tract 2568.02 (Very Low, 4.6)
Earthquake	tract 1832 (Relatively Moderate, 85.8); tract 2238.02 (Relatively Moderate, 81.3); tract 2463 (Relatively Moderate, 81.0)
Hurricane	tract 2238.02 (Relatively Moderate, 80.5); tract 2460.01 (Relatively Moderate, 79.8); tract 1832 (Relatively Moderate, 78.7)
Landslide	tract 2167.02 (Relatively Low, 91.1); tract 2167.01 (Relatively Low, 90.7); tract 2568.05 (Relatively Low, 88.7)
Tornado	tract 2238.02 (Relatively Moderate, 61.8); tract 2460.01 (Relatively Moderate, 58.7); tract 1243.21 (Relatively Moderate, 58.0)
Wildfire	tract 2568.03 (Very Low, 65.3); tract 2568.05 (Very Low, 58.5); tract 2568.02 (Very Low, 51.3)

Up to 3 census tracts per hazard, highest National Risk Index rating first, then highest score; a tract number is the Census tract number (for example 2167.02 is Census Tract 2167.02). FEMA's Resilience Analysis and Planning Tool maps the National Risk Index for every tract: https://www.fema.gov/emergency-managers/practitioners/resilience-analysis-and-planning-tool

Supports FEMA checklist item B1-c: hazard extent

Extent: scale, observed range and worst recorded event per hazard

Sources: 6, 7

Hazard	Scale	Recordscount and years	Observed range	Worst recorded event	Most damaging (when different)	How it applies to jurisdictions	Note
Avalanche	none (count and damage only)	0
Coastal Flood, Storm Surge/Tide	none in data (flood depth: FIRM)	3 records, 1996 to 1997 (3 zone-level)		No damage reported in 3 records.		Countywide (zone-level records).	Flood depth: see the FEMA Flood Insurance Rate Map.
Cold/Wind Chill, Extreme Cold/Wind Chill	wind chill	4 records, 2000 to 2004 (4 zone-level)	1 day to 2 days (median 2 days); 4 with a recorded value	2 consecutive days, 2004-01-15 to 2004-01-16, zone-level		Countywide (zone-level records).
Frost/Freeze (outside NRI's Cold Wave definition)	crop damage	0
Drought	U.S. Drought Monitor scale (D0 to D4)	11 records, 2001 to 2002 (11 zone-level)	123 days to 214 days (median 168.5 days); 2 with a recorded value	214 days (7 months), 2002-04-01 to 2002-10-31, a run of 7 consecutive Storm Events drought records, zone-level		Countywide (zone-level records).	Storm Events enters a drought at D2 or worse east of the Rockies and D3 or worse from the Rockies west (NWS Instruction 10-1605); NRI drought counts D3 and D4 only.
Earthquake	Modified Mercalli (local data)	0					Storm Events does not record earthquakes; the USGS earthquake catalog is the source.
Hail	hail size (inches)	34 records, 1968 to 2023	0.75 in to 1.75 in (median 0.88 in); 34 with a recorded value	1.75 in hail, 2002-04-19; same size also recorded on 1968-06-03, 1986-07-29		Event records naming jurisdictions in the plan: West Milford township (5 records), Clifton city (3 records), Pompton Lakes borough (2 records), Wayne township (2 records), Bloomingdale borough (1 record), Little Falls township (1 record), Prospect Park borough (1 record), Ringwood borough (1 record), Totowa borough (1 record), Wanaque borough (1 record).
Excessive Heat, Heat	heat index (in event narratives)	10 records, 1999 to 2025 (10 zone-level)	1 day to 4 days (median 3 days); 9 with a recorded value	4 consecutive days, 2010-07-04 to 2010-07-07, 1 direct death, zone-level		Countywide (zone-level records).
Hurricane, Tropical Storm, Tropical Depression	Saffir-Simpson	3 records, 2008 to 2020 (3 zone-level)		Strongest recorded: Tropical Storm record, 2020-08-04, $0 property; $0 crops (2020 dollars), 1 direct injury (reported for the zone); NWS zone NJZ004		Countywide (zone-level records).	Storm Events files every zone of a storm's episode under the storm's type; flooding from the storm is filed as Flood or Flash Flood records.
Ice Storm	Sperry-Piltz ice scale (local data)	4 records, 2000 to 2011 (4 zone-level)		No damage reported in 4 records.		Countywide (zone-level records).
Flash Flood, Flood, Lakeshore Flood	damage and flood days (flood depth: FIRM)	175 records, 1996 to 2025 (5 zone-level)		Flash Flood, 1999-09-16, $6,000,000 property; crops not reported (1999 dollars), 1 direct death		Event records naming jurisdictions in the plan: Clifton city (25 records), Haledon borough (15 records), Totowa borough (13 records), Passaic city (11 records), Prospect Park borough (7 records), Bloomingdale borough (5 records), Little Falls township (5 records), Wayne township (5 records), Hawthorne borough (3 records), Paterson city (3 records); and 4 more jurisdictions (see the Excel file). Zone-level records (5) apply countywide.	Flood depth: see the FEMA Flood Insurance Rate Map. Storm Events damage is often $0 or blank for floods, major ones included; FEMA Public Assistance by declaration (B1-d) shows which floods cost the most.
Debris Flow	none (count and damage only)	0
Lightning	annualized frequency (the measure FEMA's Local Mitigation Planning Handbook names)	15 records, 1996 to 2021		Lightning, 2007-09-08, $0 property; $0 crops (2007 dollars), 1 direct death	Lightning, 2012-08-15, $8,000,000 property; crops not reported (2012 dollars)	Event records naming jurisdictions in the plan: Clifton city (2 records), Hawthorne borough (2 records), West Milford township (2 records), Little Falls township (1 record), Passaic city (1 record), Totowa borough (1 record).	Storm Events lists lightning with damage or casualties.
High Wind and Strong Wind (outside NRI's Strong Wind definition)	wind speed (kt and mph)	31 records, 1996 to 2026 (31 zone-level)	34 kt (39 mph) to 70 kt (81 mph) (median 50 kt (58 mph)); 25 with a recorded value	70 kt (81 mph) estimated gust, High Wind, 2012-10-29, 3 direct deaths (reported for the zone); NWS zone NJZ004		Countywide (zone-level records).
Thunderstorm Wind	wind speed (kt and mph)	153 records, 1973 to 2026	43 kt (49 mph) to 78 kt (90 mph) (median 52 kt (60 mph)); 132 with a recorded value	78 kt (90 mph) estimated gust, Thunderstorm Wind, 2013-10-07	Thunderstorm Wind, 2010-07-23, $25,000 property; crops not reported (2010 dollars)	Event records naming jurisdictions in the plan: Clifton city (16 records), Wayne township (14 records), West Milford township (11 records), Prospect Park borough (8 records), Ringwood borough (7 records), Paterson city (6 records), Haledon borough (4 records), Pompton Lakes borough (3 records), Wanaque borough (3 records), Little Falls township (2 records); and 3 more jurisdictions (see the Excel file).
Tornado	Enhanced Fujita (Fujita before Feb 2007)	3 records, 1989 to 1997	F/EF0 to F/EF1 (median F/EF1); 3 with a recorded value	F1 tornado, 1989-07-10, 4.5 mi path length (whole path, pre-1996), 100 yd wide, $2,500,000 property; crops not recorded (1989 dollars)		Event records naming jurisdictions in the plan: West Milford township (1 record).	Before 1996 a tornado is listed once, under the county where it began, with its whole path's rating and length; from 1996 on, each county lists its own segment. Length is not used to rank tornadoes (see Methods).
Wildfire	acres burned (local data)	0
Winter Storm, Heavy Snow, Blizzard, Lake-Effect Snow, Winter Weather, Sleet	none in data (snowfall: local data)	114 records, 1996 to 2026 (114 zone-level)		No damage reported in 114 records.		Countywide (zone-level records).

Where a hazard names more than 10 jurisdictions, the table lists the 10 with the most records; every one is in the Excel file, sheet "B1-c Extent".

In event narratives only (local data needed): wind chill, temperature, heat index, ice thickness, acres burned and snow depth; any physical measure of avalanche, debris flow and lightning.

Storm Events records are more complete after 1996; before 1996 only Tornado (from 1950), Hail and Thunderstorm Wind (from 1955) exist. Zone-level records from zones that no NWS zone-county file places in this county (mostly before 2020) are not counted here (the Methods page explains the zone matching).

Dollars are nominal (as reported), labeled with the year; not adjusted for inflation.

Supports FEMA checklist item B1-d: previous occurrences

Federal declarations for this county: 30 declarations covering 19 separate hazard incidents counted in this packet (declarations for the same incident count once; non-natural and evacuation-only declarations are not counted).

Federal disaster declarations for this county

Sources: 1, 2, 3

Declared	Incident began	FEMA number	Type	Title	Mapped hazard	County Public Assistancefederal share obligated, nominal dollars	Notes
2021-09-05	2021-09-01	DR-4614-NJ	Major disaster	Remnants of Hurricane Ida	Hurricane	$14,430,589.37
2021-09-02	2021-09-01	EM-3573-NJ	Emergency	Remnants of Hurricane Ida	Hurricane	no Public Assistance recorded	same incident as DR-4614
2020-03-25	2020-01-20	DR-4488-NJ	Major disaster	COVID-19 Pandemic	Non-natural, not counted	$46,541,941.90
2020-03-13	2020-01-20	EM-3451-NJ	Emergency	COVID-19	Non-natural, not counted	no Public Assistance recorded	same incident as DR-4488
2018-06-08	2018-03-06	DR-4368-NJ	Major disaster	Severe Winter Storm and Snowstorm	Winter Weather	$1,939,367.38
2012-10-30	2012-10-26	DR-4086-NJ	Major disaster	Hurricane Sandy	Hurricane	$6,380,063.34
2012-10-28	2012-10-26	EM-3354-NJ	Emergency	Hurricane Sandy	Hurricane	no Public Assistance recorded	same incident as DR-4086
2011-11-30	2011-10-29	DR-4048-NJ	Major disaster	Severe Storm	Hazard not mapped (severe storm title names no single hazard); not counted	$1,263,112.08
2011-10-14	2011-09-28	DR-4039-NJ	Major disaster	Remnants of Tropical Storm Lee	Hurricane	$1,469,808.10
2011-08-31	2011-08-27	DR-4021-NJ	Major disaster	Hurricane Irene	Hurricane	$10,105,504.77
2011-08-27	2011-08-26	EM-3332-NJ	Emergency	Hurricane Irene	Hurricane	no Public Assistance recorded	same incident as DR-4021
2011-02-04	2010-12-26	DR-1954-NJ	Major disaster	Severe Winter Storm and Snowstorm	Winter Weather	$1,269,240.90
2010-04-02	2010-03-12	DR-1897-NJ	Major disaster	Severe Storms and Flooding	Inland Flooding	$2,700,802.67
2007-04-26	2007-04-14	DR-1694-NJ	Major disaster	Severe Storms and Inland and Coastal Flooding	Coastal Flooding	$1,724,256.35
2005-09-19	2005-08-29	EM-3257-NJ	Emergency	Hurricane Katrina Evacuation	Hurricane: evacuation support, not a local hazard event; not counted	no Public Assistance recorded
2005-04-19	2005-04-01	DR-1588-NJ	Major disaster	Severe Storms and Flooding	Inland Flooding	PA not declared for this county
2003-09-23	2003-08-14	EM-3188-NJ	Emergency	Power Outage	Non-natural, not counted	$171,558.33
2003-03-20	2003-02-16	EM-3181-NJ	Emergency	Snow	Winter Weather	$1,255,421.10
2001-09-19	2001-09-11	EM-3169-NJ	Emergency	Fires and Explosions	Non-natural, not counted	$775,582.96
2000-11-01	2000-05-30	EM-3156-NJ	Emergency	West Nile Virus	Non-natural, not counted	no Public Assistance recorded
1999-09-18	1999-09-16	DR-1295-NJ	Major disaster	Hurricane Floyd Major Disaster Declarations	Hurricane	$2,550,822.26
1999-09-17	1999-09-16	EM-3148-NJ	Emergency	Hurricane Floyd Emergency Declarations	Hurricane	no Public Assistance recorded	same incident as DR-1295
1996-01-13	1996-01-07	DR-1088-NJ	Major disaster	Blizzard of 96 (Severe Snow Storm)	Winter Weather	no Public Assistance recorded
1993-03-17	1993-03-13	EM-3106-NJ	Emergency	Severe Blizzard	Winter Weather	no Public Assistance recorded
1984-04-12	1984-03-28	DR-701-NJ	Major disaster	Coastal Storms & Flooding	Coastal Flooding	no Public Assistance recorded
1980-10-19	1980-10-19	EM-3083-NJ	Emergency	Water Shortage	Drought	no Public Assistance recorded
1975-07-23	1975-07-23	DR-477-NJ	Major disaster	Heavy Rains, High Winds, Hail & Tornadoes	Inland Flooding (primary); also designated: Hail, Strong Wind, Tornado	no Public Assistance recorded
1971-09-04	1971-09-04	DR-310-NJ	Major disaster	Heavy Rains & Flooding	Inland Flooding	no Public Assistance recorded
1968-06-18	1968-06-18	DR-245-NJ	Major disaster	Heavy Rains & Flooding	Inland Flooding	no Public Assistance recorded
1965-08-18	1965-08-18	DR-205-NJ	Major disaster	Water Shortage	Drought	no Public Assistance recorded

County Public Assistance: applicants the FEMA record places in this county, including any state agencies FEMA files there; statewide rows are listed on the state page; federal share obligated, nominal dollars.

Statewide declarations

Source: 2

Declared	Incident began	FEMA number	Type	Title	Mapped hazard
1962-03-09	1962-03-09	DR-124-NJ	Major disaster	Severe Storm, High Tides & Flooding	Inland Flooding (primary); also designated: Coastal Flooding
1955-08-20	1955-08-20	DR-41-NJ	Major disaster	Hurricane & Floods	Hurricane (primary); also designated: Inland Flooding

FEMA recorded these with designated area Statewide and no county, so they are listed on every county page in the state and not counted with county rows. Local data needed: whether each one affected this county.

Public Assistance not placed in any New Jersey county: 1 row, $23,724.37; listed on the New Jersey state page.

Source: 3

Previous occurrences by hazard, with explicit no-event rows

Sources: 2, 6, 7

Hazard	Storm Events records, all years on file(years in the Period column)	Since plan approvalrecords	In the 12 months before plan approvalrecords	Last 5 yearsrecords	Declared incidents, all yearsseparate disasters	Period	Statement
Avalanche	0	0	0	0	0	1996 to 2026-06-30	No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Coastal Flooding	3	0	0	0	2	1996 to 2026-06-30
Cold Wave	4	0	0	0	0	1996 to 2026-06-30
Drought	11	0	0	0	2	1996 to 2026-06-30
Earthquake	0	0	0	0	0		Storm Events does not record earthquakes; the USGS earthquake catalog is the source.
Hail	34	0	0	2	1	1955 to 2026-06-30
Heat Wave	10	0	1	1	0	1996 to 2026-06-30
Hurricane	3	0	0	0	5	1996 to 2026-06-30
Ice Storm	4	0	0	0	0	1996 to 2026-06-30
Inland Flooding	175	1	6	18	5	1996 to 2026-06-30
Landslide	0	0	0	0	0	1996 to 2026-06-30	No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Lightning	15	0	0	0	0	1996 to 2026-06-30
Strong Wind	184	3	5	18	1	1955 to 2026-06-30	Includes 22 High Wind and 9 Strong Wind records.
Tornado	3	0	0	0	1	1950 to 2026-06-30
Wildfire	0	0	0	0	0	1996 to 2026-06-30	No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Winter Weather	114	6	5	19	5	1996 to 2026-06-30

Notable Storm Events records

Sources: 1, 6, 7

Date	Event type	Magnitude or extent	Damagenominal dollars	Deaths, injuriesdirect only	Location	Why listed
2021-09-01	Flash Flood		$0 property; $0 crops (2021 dollars)	1, 0	CLIFTON to PASSAIC	deaths or injuries recorded
2020-08-04	Tropical Storm		$0 property; $0 crops (zone total, 2020 dollars)	0, 1	NWS zone NJZ004 (EASTERN PASSAIC), zone-level	B1-c worst recorded: Hurricane, Tropical Storm, Tropical Depression
2017-05-14	Thunderstorm Wind	43 kt (49 mph) estimated gust	$2,000 property; crops not reported (2017 dollars)	1, 6	PASSAIC	deaths or injuries recorded
2013-10-07	Thunderstorm Wind	78 kt (90 mph) estimated gust	$10,000 property; crops not reported (2013 dollars)	0, 0	NORTH HAWTHORNE	B1-c worst recorded: Thunderstorm Wind
2012-10-29	High Wind	70 kt (81 mph) estimated gust	$900,000 property; $0 crops (zone total, 2012 dollars)	3, 0	NWS zone NJZ004 (EASTERN PASSAIC), zone-level	deaths or injuries recorded
2010-07-04	Excessive Heat		$0 property; $0 crops (zone total, 2010 dollars)	1, 0	NWS zone NJZ004 (EASTERN PASSAIC), zone-level	B1-c worst recorded: Excessive Heat, Heat
2007-09-08	Lightning		$0 property; $0 crops (2007 dollars)	1, 0	HEWITT	B1-c worst recorded: Lightning
2004-01-15	Cold/Wind Chill		damage not reported	0, 0	NWS zone NJZ002 (WESTERN PASSAIC), zone-level	B1-c worst recorded: Cold/Wind Chill, Extreme Cold/Wind Chill
2002-04-19	Hail	1.75 in	damage not reported	0, 0	WEST MILFORD	B1-c worst recorded: Hail
2002-04-01	Drought		damage not reported	0, 0	NWS zone NJZ002 (WESTERN PASSAIC), zone-level	B1-c worst recorded: Drought
1999-09-16	Flash Flood		$6,000,000 property; crops not reported (1999 dollars)	1, 0	COUNTYWIDE	B1-c worst recorded: Flash Flood, Flood, Lakeshore Flood
1989-07-10	Tornado	F1, 4.5 mi path length (whole path, pre-1996), 100 yd wide	$2,500,000 property; crops not recorded (1989 dollars)	0, 0	location not recorded	B1-c worst recorded: Tornado

The full list is in the Excel file, sheet "B1-d Storm Events history" (560 rows).

Location is the place NOAA recorded, as written in its data; it need not be a jurisdiction in this plan.

Local data needed: state-declared emergencies, from your state emergency management agency (federal data do not include them).

Tribal and special-area declarations in this state are listed on the state page.

Supports FEMA checklist item B1-e: probability of future events

Probability: FEMA annualized frequency and descriptor per hazard

Sources: 5, 6

Hazard	FEMA annualized frequency (modeled)unit per row	Unit	In plain terms	Descriptor	Descriptor basis	NRI events or days in its record period (hail, wind and tornado are area-weighted, so can be fractional)	NRI period	Location	Note
Avalanche	0.01	events per year	about 1 in 100 years	Possible	FEMA annualized frequency (modeled)	0	1994 to 2023 (30 years)	see B1-f	0.01 is NRI's minimum avalanche frequency for a county in an avalanche susceptibility zone; NRI records no avalanche here, so the descriptor reflects the floor, not local events.
Coastal Flooding	0.012	events per year at a location (modeled)	about 0.012 per year at a given location in the county	Possible	Storm Events records in 2 of 30 years, 1996 to 2025 (6.67%)	not shown	modeled	see B1-f
Cold Wave	0.949	event-days per year	about 0.949 days per year	Possible	Storm Events event-days in 2 of 30 years, 1996 to 2025 (6.67%)	18.1	2005-11-12 to 2024-11-12 (19 years)	countywide
Drought	2.52	event-days per year	about 2.52 days per year	Possible	Storm Events event-days in 2 of 30 years, 1996 to 2025 (6.67%)	77	2000 to 2025 (25.25 years; D3 and D4 only)	countywide
Earthquake	0.002	annual probability at a location	chance a given location in the county has at least minor-damage shaking in a year: 0.2%			not shown	modeled	see B1-f	No descriptor (Storm Events does not record earthquakes).
Hail	2.4	events per year	about 2.4 per year	Highly likely	FEMA annualized frequency (modeled)	91.1 (modeled)	1986 to 2023 (38 years)	countywide
Heat Wave	7	event-days per year	about 7 days per year	Likely	Storm Events event-days in 8 of 30 years, 1996 to 2025 (26.7%)	108	2005-11-12 to 2024-11-12 (19 years)	countywide
Hurricane	0.0891	events per year	about 1 in 11 years	Possible	FEMA annualized frequency (modeled)	24	1851 to 2024 (Atlantic)	see B1-f	NRI counts hurricane and tropical storm tracks passing within storm-force wind range; federal declarations are in B1-d.
Ice Storm	0.879	event-days per year	about 0.879 days per year	Likely	Storm Events event-days in 4 of 30 years, 1996 to 2025 (13.3%)	60	1946-12-31 to 2014-02-12 (67 years)	countywide
Inland Flooding	3.5	event-days per year	about 3.5 days per year	Highly likely	Storm Events event-days in 28 of 30 years, 1996 to 2025 (93.3%)	98	1996 to 2023 (28 years)	see B1-f
Landslide	0.278	events per year (modeled)	about 1 in 4 years	Likely	FEMA annualized frequency (modeled)	not shown	modeled	see B1-f
Lightning	31.5	days per year with a strike	about 31.5 days per year	Highly likely	FEMA annualized frequency (modeled)	not shown	1995 to 2023 (29 years; CONUS)	countywide
Strong Wind	5.58	events per year	about 5.58 per year	Highly likely	FEMA annualized frequency (modeled)	212	1986 to 2023 (38 years)	countywide
Tornado	0.0667	events per year	about 1 in 15 years	Possible	FEMA annualized frequency (modeled)	not shown	1950 to 2023 (EF2+); 1986 to 2023 (EF0-1)	see B1-f
Wildfire	0.0000825	annual probability at a location	chance a given location in the county burns in a year: 0.00825%		Storm Events records in 0 of 30 years, 1996 to 2025 (0%)	not shown	modeled	see B1-f	No descriptor: no Storm Events record 1996 to 2025
Winter Weather	13.1	event-days per year	about 13.1 days per year	Highly likely	Storm Events event-days in 30 of 30 years, 1996 to 2025 (100%)	250	2005-11-12 to 2024-11-12 (19 years)	countywide

FEMA annualized frequency (modeled) is the National Risk Index v1.20 (December 2025) estimate of how often a hazard affects this county in a year; it is not recorded events divided by years, and its unit differs by hazard (events, event-days, or days with a lightning strike per year). For earthquake, wildfire, coastal flooding and tsunami the value is the chance (or number of events) at a location in the county, not across the county, so no "1 in N years" is given and the descriptor comes from Storm Events where it has a record (none for earthquake). The Methods page gives each hazard's method, from FEMA's National Risk Index Technical Documentation v1.20.

Where NRI gives event-days, the descriptor comes from the share of years with a Storm Events record; NRI's source records more events, so the two differ.

Descriptor scale used in this packet (defined per unit)

Sources: 5, 6

Unit	Descriptor	Definition
events per year	Highly likely	1 or more per year
events per year	Likely	about once in 1 to 10 years
events per year	Possible	about once in 10 to 100 years
events per year	Unlikely	less than once in 100 years
annual probability	Likely	10% to under 100% chance in a given year
annual probability	Possible	1% to under 10% chance in a given year
annual probability	Unlikely	under 1% chance in a given year
event-days (share of years)	Highly likely	event-days recorded in 90% or more of years
event-days (share of years)	Likely	event-days recorded in 10% to under 90% of years
event-days (share of years)	Possible	event-days recorded in some years but under 10% of years
lightning strike-days	Highly likely	cloud-to-ground strikes on 1 or more days per year

Intensity bands: historical frequency (Storm Events)

Source: 6

Hazard	Band	Years	Eventscounty-coded records	Years in period	Events per yearevents / years
Hail	1.00-1.99 in	1996 to 2025	7	30	0.233
Hail	2.00 in+	1996 to 2025	0	30	0
Thunderstorm Wind (counted as NRI Strong Wind)	50-64 kt	1996 to 2025	120	30	4
Thunderstorm Wind (counted as NRI Strong Wind)	65 kt+	1996 to 2025	3	30	0.1
Thunderstorm Wind (counted as NRI Strong Wind)	unmeasured or below 50 kt	1996 to 2025	6	30	0.2
Tornado	EF0-1	1996 to 2025	1	30	0.0333
Tornado	EF2-3	1996 to 2025	0	30	0
Tornado	EF4-5	1996 to 2025	0	30	0
Tornado	unrated (EFU)	1996 to 2025	0	30	0

The bands show how often events of each severity were recorded in this county, to profile how severe events have been (FEMA's probability item asks for the range of intensities).

Hail smaller than 1 inch is not counted: on 2010-01-05 the National Weather Service raised its severe-hail threshold from 3/4 inch to 1 inch, so smaller reports became less common after 2009 (NWS Service Change Notice 09-52). NRI hail frequency uses a 0.75 inch threshold.

Optional: future conditions. Not a required item in the 2025 FEMA Local Mitigation Planning Policy Guide; some states ask for it. The federal Climate Mapping for Resilience and Adaptation (CMRA) site gives county exposure to future climate conditions (https://resilience.climate.gov/).

Supports FEMA checklist item B1-f: hazards that vary across jurisdictions

Range of census tract risk within the county

Source: 5

Hazard	Tractsrated of all	NRI risk score, 0 to 100			Tracts by rating
Hazard	Tractsrated of all	Min	Median	Max	Tracts by rating
Avalanche	2 of 120	4.6	4.6	4.6	Very Low 2, Not Applicable 118
Coastal Flooding	8 of 120	70.1	74.0	77.3	Relatively Low 1, Very Low 7, No Rating 112
Cold Wave	120 of 120	15.9	54.5	70.3	Relatively Moderate 82, Relatively Low 37, Very Low 1
Drought	4 of 120	76.7	90.9	93.0	Relatively Moderate 2, Relatively Low 1, Very Low 1, No Rating 116
Earthquake	120 of 120	33.7	63.8	85.8	Relatively Moderate 9, Relatively Low 105, Very Low 6
Hail	120 of 120	1.1	10.0	24.1	Very Low 120
Heat Wave	120 of 120	1.8	61.5	81.5	Relatively Moderate 70, Relatively Low 49, Very Low 1
Hurricane	120 of 120	48.9	62.9	80.5	Relatively Moderate 3, Relatively Low 116, Very Low 1
Ice Storm	120 of 120	0.9	27.2	43.1	Relatively Low 26, Very Low 94
Inland Flooding	120 of 120	0.8	61.5	99.4	Very High 7, Relatively High 33, Relatively Moderate 38, Relatively Low 34, Very Low 8
Landslide	117 of 120	8.6	20.5	91.1	Relatively Low 7, Very Low 110, No Rating 3
Lightning	120 of 120	3.6	68.4	87.3	Relatively High 24, Relatively Moderate 85, Relatively Low 10, Very Low 1
Strong Wind	120 of 120	10.1	79.6	91.5	Relatively High 50, Relatively Moderate 69, Very Low 1
Tornado	120 of 120	8.0	43.3	61.8	Relatively Moderate 8, Relatively Low 111, Very Low 1
Wildfire	41 of 120	18.8	26.9	65.3	Very Low 41, No Rating 79
Winter Weather	120 of 120	17.9	78.1	89.6	Relatively High 57, Relatively Moderate 62, Very Low 1

Drought: Agriculture is all of NRI's expected annual loss for this hazard in the county, so the tract range mostly reflects where crop and livestock value is.

Rated tracts only: No Rating (score 0.0), Not Applicable and Insufficient Data tracts are counted but not used for the minimum, median and maximum.

The score ranks a tract against all U.S. tracts (100 = highest). The rating is FEMA's category for the tract's risk value, computed differently, so the two can disagree.

Frequency data for cold wave, drought, hail, heat wave, ice storm, lightning, strong wind and winter weather are county-wide or coarse (49 km grid or NWS zone), the same for every jurisdiction; the tract range mostly reflects where buildings and people are (crop and livestock value where a line above names agriculture).

Each jurisdiction (starting figures from federal data)

Sources: 1, 3, 4, 6

Jurisdiction	Type	Plan status	Repetitive lossFMA RL and SRL (44 CFR 77.2); repeat-flood, any definition	Public Assistance to this jurisdictionFEMA records matched by applicant name; federal share obligated, nominal dollars	Event records naming this placeall years; since its plan	Notes
Passaic County	County	Approved, expires 2030-08-06		$5,683,250.07	0 total; 0 since its plan	No NFIP community ID on this jurisdiction's plan row. Includes $850,036.74 for declarations not counted as hazard incidents (DR-4048-NJ, EM-3169-NJ, EM-3188-NJ).
Bloomingdale borough	Borough	Approved, expires 2030-08-06	FMA RL 0, SRL 0; any 14	$657,994.77	6 total; 0 since its plan	Includes $15,112.85 for declarations not counted as hazard incidents (DR-4048-NJ).
Clifton city	City	Approved, expires 2030-08-06	FMA RL 0, SRL 3; any 13	$2,998,182.16	46 total; 0 since its plan	Includes $326,012.53 for declarations not counted as hazard incidents (DR-4048-NJ, DR-4488-NJ, EM-3188-NJ).
Haledon borough	Borough	Approved, expires 2030-08-06	FMA RL 0, SRL 0; any 1	$244,706.03	19 total; 0 since its plan	Includes $17,014.54 for declarations not counted as hazard incidents (DR-4048-NJ, EM-3188-NJ).
Hawthorne borough	Borough	Approved, expires 2030-08-06	FMA RL 0, SRL 10; any 23	$780,715.08	6 total; 0 since its plan	Includes $17,859.36 for declarations not counted as hazard incidents (DR-4048-NJ).
North Haledon borough	Borough	Approved, expires 2030-08-06	FMA RL 0, SRL 0; any 0	$1,674,808.28	1 total; 0 since its plan	Includes $51,661.57 for declarations not counted as hazard incidents (DR-4048-NJ, DR-4488-NJ, EM-3188-NJ).
Passaic city	City	Approved, expires 2030-08-06	FMA RL 0, SRL 3; any 10	$4,447,515.41	14 total; 0 since its plan	Includes $189,054.05 for declarations not counted as hazard incidents (DR-4048-NJ, EM-3188-NJ).
Paterson city	City	Approved, expires 2030-08-06	FMA RL 0, SRL 48; any 196	$7,624,424.87	9 total; 0 since its plan	Includes $219,175.34 for declarations not counted as hazard incidents (DR-4048-NJ, DR-4488-NJ, EM-3188-NJ).
Pompton Lakes borough	Borough	Approved, expires 2030-08-06	FMA RL 44, SRL 170; any 319	$1,196,845.98	8 total; 0 since its plan	Includes $41,753.18 for declarations not counted as hazard incidents (DR-4488-NJ).
Prospect Park borough	Borough	Approved, expires 2030-08-06	FMA RL 0, SRL 0; any 0	$132,785.33	16 total; 0 since its plan	Includes $5,530.42 for declarations not counted as hazard incidents (DR-4048-NJ, EM-3188-NJ).
Ringwood borough	Borough	Approved, expires 2030-08-06	FMA RL 0, SRL 0; any 1	$1,319,436.25	9 total; 0 since its plan	Includes $131,091.01 for declarations not counted as hazard incidents (DR-4048-NJ, EM-3188-NJ).
Totowa borough	Borough	Approved, expires 2030-08-06	FMA RL 1, SRL 9; any 50	$1,223,204.71	15 total; 0 since its plan	Includes $33,357.77 for declarations not counted as hazard incidents (DR-4048-NJ).
Wanaque borough	Borough	Approved, expires 2030-08-06	FMA RL 0, SRL 1; any 8	$221,321.83	5 total; 0 since its plan	Includes $52,960.58 for declarations not counted as hazard incidents (DR-4048-NJ).
Woodland Park borough	Borough	Approved, expires 2030-08-06	FMA RL 2, SRL 16; any 115	$3,015,073.48	0 total; 0 since its plan	Includes $39,555.85 for declarations not counted as hazard incidents (DR-4048-NJ, EM-3188-NJ).
Little Falls township	Township	Approved, expires 2030-08-06	FMA RL 32, SRL 148; any 291	$1,699,232.95	9 total; 1 since its plan	Includes $72,941.31 for declarations not counted as hazard incidents (DR-4048-NJ, EM-3188-NJ).
Wayne township	Township	Approved, expires 2030-08-06	FMA RL 143, SRL 449; any 697	$5,815,564.07	21 total; 0 since its plan	Includes $553,673.87 for declarations not counted as hazard incidents (DR-4048-NJ, DR-4488-NJ, EM-3188-NJ).
West Milford township	Township	Approved, expires 2030-08-06	FMA RL 3, SRL 3; any 13	$1,555,400.93	20 total; 0 since its plan	Includes $51,190.66 for declarations not counted as hazard incidents (DR-4048-NJ).

Repetitive-loss counts are for whole NFIP communities, which can extend beyond this county (see the note in B2-c).

County Public Assistance in B1-d also includes applicants filed under the county that are not jurisdictions in this plan (for example state agencies, special districts and nonprofits), so the jurisdiction rows add up to less.

Supports FEMA checklist items B2-a and B2-b: vulnerability and potential impacts

Local data needed

The table below gives county-level starting figures; the plan describes impacts for each jurisdiction and its own assets.

Critical facilities and lifelines per hazard
A problem statement per jurisdiction per hazard
Changes in development in hazard-prone areas since the last approval, or a statement of none (E1-a)
Future assets

County-level starter: exposure, expected annual loss and damage since the plan

Sources: 1, 2, 3, 5, 6, 7

Hazard	Building exposuremodeled dollars	Agriculture exposuremodeled dollars	Population exposedpeople	EAL buildingsmodeled dollars per year	EAL agriculturemodeled dollars per year	Cost of expected deaths and injuriesFEMA's dollar value per year, not property damage	EAL as % of exposurebuildings; agriculture where noted	Storm Events damage since 2025-08-07county-coded records, property plus crops, nominal dollars	Zone-level damage since planproperty plus crops, reported for the zone	Note
Avalanche	$0	n/a	under 1	$0	n/a	$14				building exposure is 0 in NRI
Coastal Flooding	$1,267,543,155	n/a	4,994	$1,375	n/a	$24	0.000108%
Cold Wave	$83,339,908,571	$3,686,528	523,705	$240	$323	$6,336,938	under 0.0001%
Drought	n/a	$3,418,135	n/a	n/a	$83,529	n/a	2.44% (agriculture)			NRI has no building exposure for this hazard; agriculture shown
Earthquake	$144,865,811,222	n/a	524,118	$5,864,475	n/a	$1,781,389	0.00405%
Hail	$83,374,844,784	$3,686,528	523,958	$14,644	$1,565	$24,414	under 0.0001%
Heat Wave	$83,339,908,571	$3,686,528	523,705	under $1	$735	$5,716,492	under 0.0001%
Hurricane	$83,324,669,218	$3,686,528	523,350	$3,891,973	$15,735	$182,548	0.00467%
Ice Storm	$83,201,081,507	n/a	522,659	$21,605	n/a	$192,490	under 0.0001%
Inland Flooding	$83,181,803,589	$1,565,426	20,941	$105,939,863	$36,852	$5,011,701	n/a (see note)	$0		NRI counts the full building value of any census block with some flood loss; this is not the value of buildings in the floodplain. Use local FIRM overlays for B2-a/B2-b.
Landslide	$2,453,693,052	n/a	13,140	$3,448	n/a	$539	0.000141%
Lightning	$83,374,844,784	n/a	523,958	$419,237	n/a	$1,751,547	0.000503%
Strong Wind	$83,374,844,784	$3,686,528	523,958	$598,705	$155	$5,096,034	0.000718%	$4,000	$0
Tornado	$83,374,844,784	$3,686,528	523,958	$2,109,675	$29	$2,842,628	0.00253%
Wildfire	$874,351,099	$36,447	6,455	$3,250	under $1	$909	0.000372%
Winter Weather	$83,339,908,571	$3,686,528	523,705	$101,322	$1	$782,084	0.000122%		$0

Totals since 2025-08-07 (Storm Events through 2026-06-30): 3 county-coded records, 3 with a damage value recorded (including $0), $4,000; 7 zone-level records, 7 with a damage value recorded (including $0), $0 reported for the zone; Public Assistance: no counted declaration since the plan.

FEMA does not split Public Assistance by hazard. A declaration mapped to several hazards is listed under each of them with its full amount, so the per-hazard column does not add up to the total; the unit total counts each declaration once.

NRI computes earthquake exposure on its own basis, so it exceeds the county building value in B2-a.

Supports FEMA checklist item B2-a: vulnerability (county context)

County context

Source: 5

Measure	Value
Population	523,958
Building value (total, not at risk)	$83,374,844,784
Agriculture value (total, not at risk)	$3,686,528
NRI risk rating (all hazards)	Relatively High
Expected annual loss, buildings and agriculture, all hazards	$119,108,736
Expected annual loss, population equivalence, all hazards (NRI values each statistical life at $13.7M; a modeled value of expected deaths and injuries, not property damage)	$29,719,750
Social vulnerability rating	Relatively High
Community resilience rating	Relatively Low
NRI version	December 2025

FEMA's all-hazard expected annual loss adds buildings, agriculture and population equivalence; this table gives the property part and the population-equivalence part as separate rows.

Social vulnerability: higher means people are more likely to be harmed and slower to recover. Community resilience: lower means the community is less able to recover. High social vulnerability and low resilience both raise the NRI risk rating.

Supports FEMA checklist item B2-c: repetitive loss properties

Repetitive loss in this county, both definitions

Sources: 1, 4

Definition	Properties	Severe repetitive loss	Properties
Repetitive loss, FMA definition (44 CFR 77.2)	225	Severe repetitive loss, FMA definition (44 CFR 77.2)	860
Repetitive loss, NFIP insurance definition	1,407	Severe repetitive loss, NFIP insurance definition	514

The state NFIP coordinator's list, the source FEMA's Handbook names, often uses the NFIP insurance definition (second row).

Repeat-flood properties: county and state-level rows

Sources: 1, 4

Scope	RL, FMAproperties	SRL, FMAproperties	RL, NFIPproperties	SRL, NFIPproperties	Any categoryproperties	Mitigatedproperties	Currently insuredproperties
County total	225	860	1,407	514	1,752	317	550
of which: Clifton city	0	3	13	2	13	0	6
of which: Haledon borough	0	0	1	0	1	0	0
of which: Hawthorne borough	0	10	22	7	23	0	4
of which: Little Falls township	32	148	229	85	291	47	149
of which: Passaic city	0	3	10	3	10	0	5
of which: Paterson city	0	48	196	48	196	0	51
of which: Ringwood borough	0	0	1	0	1	0	0
of which: Totowa borough	1	9	49	9	50	1	21
of which: Wanaque borough	0	1	8	1	8	0	2
of which: West Milford township	3	3	13	3	13	0	3
of which: Woodland Park borough	2	16	115	16	115	0	52
of which: Bloomingdale borough	0	0	14	0	14	0	5
of which: Wayne township	143	449	476	229	697	221	133
of which: Pompton Lakes borough	44	170	259	111	319	48	119
of which: Unknown (community ID Unknown in FEMA data)	0	0	1	0	1	0	0
Statewide, no county in FEMA's file	0	1	5	0	6	1	0

The statewide row counts properties FEMA's file gives with no county in this state; they are listed for reference and are not in this county's counts.

Repeat-flood properties by jurisdiction in the plan (NFIP community)

Sources: 1, 4

Jurisdiction	NFIP community ID	RL, FMAproperties	SRL, FMAproperties	RL, NFIPproperties	SRL, NFIPproperties	Any categoryproperties	Mitigatedproperties	Currently insuredproperties
Bloomingdale borough	345284	0	0	14	0	14	0	5
Clifton city	340398	0	3	13	2	13	0	6
Haledon borough	340399	0	0	1	0	1	0	0
Hawthorne borough	340400	0	10	22	7	23	0	4
North Haledon borough	340402	0	0	0	0	0	0	0
Passaic city	340403	0	3	10	3	10	0	5
Paterson city	340404	0	48	196	48	196	0	51
Pompton Lakes borough	345528	44	170	259	111	319	48	119
Prospect Park borough	340406	0	0	0	0	0	0	0
Ringwood borough	340407	0	0	1	0	1	0	0
Totowa borough	340408	1	9	49	9	50	1	21
Wanaque borough	340409	0	1	8	1	8	0	2
Woodland Park borough	340412	2	16	115	16	115	0	52
Little Falls township	340401	32	148	229	85	291	47	149
Wayne township	345327	143	449	476	229	697	221	133
West Milford township	340411	3	3	13	3	13	0	3

Counts by occupancy group for each jurisdiction are in the Excel file, sheet "B2-c Jurisdictions".

Jurisdiction rows are whole NFIP communities and need not add up to the county total: a community that extends into another county is counted in full on each jurisdiction row, while the county table counts only its part in this county.

County repeat-flood properties by occupancy group

Sources: 1, 4

Occupancy group	RL, FMAproperties	SRL, FMAproperties	RL, NFIPproperties	SRL, NFIPproperties	Any categoryproperties	Mitigatedproperties	Currently insuredproperties
single-family residential	219	762	1,118	424	1,457	311	462
2 to 4 unit residential	5	44	149	40	153	4	44
other residential	0	2	4	2	4	0	1
non-residential	1	52	136	48	138	2	43
not reported	0	0	0	0	0	0	0

FEMA's occupancy groups have no institutional class; institutional properties are counted in non-residential or other residential in the table by occupancy group.

FMA RL and FMA SRL are the Flood Mitigation Assistance definitions (44 CFR 77.2), the ones the FEMA Local Mitigation Planning Policy Guide cites. NFIP repetitive loss (the FEMA insurance definition) is 2 or more claims over $1,000 in 10 years, and a property can leave that group once it is mitigated. Also shown: NFIP severe repetitive loss, any category, mitigated and currently insured. The Methods page gives the OpenFEMA field details.

Counts are aggregates of FEMA's public NFIP Multiple Loss Properties file (FEMA's data date 2026-08-02; file version 2026-08-04). No property is identified. County assignment is FEMA's geocode.

In this county 104 properties are FMA repetitive loss but not NFIP repetitive loss, and 1,286 properties are NFIP repetitive loss but not FMA repetitive loss.

Exact counts; no count suppression.

Sources

Tables cite these sources by number. The full list, for the plan's bibliography (FEMA review item A4-a):

FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-29T134039Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)
FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-29T162832Z, pulled 2026-09-30, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)
FEMA, OpenFEMA PublicAssistanceFundedProjectsSummaries v1, version 2026-09-29T150754Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/PublicAssistanceFundedProjectsSummaries (API)
FEMA, OpenFEMA NfipMultipleLossProperties v1, version 2026-08-04T164045Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/NfipMultipleLossProperties (API)
FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-30, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)
NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-30, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/
NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-30, https://www.weather.gov/gis/ZoneCounty
U.S. Census Bureau, Census 2024 Gazetteer, 2020 place by county, CT county-to-cousub crosswalk, version 2024-gazetteer, pulled 2026-09-30, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_counties_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_cousubs_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_place_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_unsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_elsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_scsd_national.zip, https://www2.census.gov/geo/docs/reference/codes2020/national_place_by_county2020.txt, https://www2.census.gov/geo/docs/reference/ct_change/ct_cou_to_cousub_crosswalk.xlsx (used to match place names and codes; no table prints its values)

What this packet is and what the plan adds

This packet is the federal data for the plan's risk assessment (the summary on page 1 says how it is organized); the plan and FEMA's review decide whether each item is met.

The plan adds what only the community has: local data on assets, critical facilities, development and each jurisdiction's impacts; local hazard history, including state-declared emergencies; the mitigation strategy; and adoption.

How the federal data are built: National Risk Index values are FEMA's model, not counts of events. Storm Events is more complete from 1996; zone-level records are placed by forecast zone, not by location in the county. Public Assistance for a jurisdiction is matched by applicant name. The Methods page gives every rule and the known edge cases.

OpenFEMA disclaimer

This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Reuse, citation and corrections

Reuse and citation: Hazard Plain text and tables are licensed under Creative Commons Attribution 4.0 International (CC BY 4.0, https://creativecommons.org/licenses/by/4.0/); credit Hazard Plain and the release. The underlying federal data are public domain; OpenFEMA data are also subject to the OpenFEMA terms and conditions.

Cite this: Hazard Plain (2026). Passaic County, NJ: risk-assessment baseline packet, release 2026-10 (data as of 2026-09-30; County FIPS 34031). Automated baseline. https://hazardplain.org/nj/34031/ Built from FEMA OpenFEMA, the FEMA National Risk Index and NOAA NCEI Storm Events; source versions in the packet's Sources list.

Corrections: to report an error, name the packet, the table and what your records show. Contact: [email protected]