Hazard Plain Automated baseline

Ocean County, NJ

Risk-assessment baseline packet

County FIPS:
34029
Release:
2026-10
Data as of:
2026-09-30
Storm Events data through:
2026-06-30

Hazard Plain is an independent product built from public federal data. It is not a FEMA document and is not reviewed or endorsed by FEMA or any state agency.

Hazard Plain release 2026-10, as of 2026-09-30.

Summary

Plan status as of 2026-09-30: Approved, expires 2030-05-18. Plan: Ocean County 2025 (FEMA plan 109910), approved 2025-05-19.

Since the plan was approved on 2025-05-19: no new hazard declaration and 42 NOAA Storm Events records; details under "What changed since your last plan".

Highest expected annual loss (FEMA National Risk Index, modeled total; see B1-a): Inland Flooding ($99,815,251 a year), Strong Wind ($38,591,551) and Coastal Flooding ($19,181,578).

The tables that follow are organized by the items of FEMA's Local Mitigation Plan Review Tool, Element B (B1-a to B2-c); each heading says which item its tables support.

Plan clock

Status:
Approved, expires 2030-05-18
Plan:
Ocean County 2025 (FEMA plan 109910)
Approved:
2025-05-19
Days to expiry:
1,326

What changed since your last plan (approved 2025-05-19)

New federal declarations:
none
Storm Events records since approval:
42 records (data through 2026-06-30)
Repetitive loss now:
FMA RL 167, SRL 343 (44 CFR 77.2); any definition: 1,454
Repeat-flood change:
this release sets the baseline count.

Sources: 1, 2, 4, 6 (numbered list at the end)

Plan status for every jurisdiction listed in this county: 34 rows, in the section "Plan clock: Plan status for every jurisdiction listed in this county" on the following pages.

State plan status and tribal plans in this state: see the state page.

Plan clock

Plan status for every jurisdiction listed in this county

Source: 1

JurisdictionTypeStatusPlanApprovedExpiresDays to expirynegative = days since expiryNotes
Ocean CountyCountyApproved, expires 2030-05-18Ocean County 2025 (FEMA plan 109910)2025-05-192030-05-181,326this jurisdiction approved 2025-06-17
Barnegat Light boroughBoroughApproved, expires 2030-05-18Ocean County 2025 (FEMA plan 109910)2025-05-192030-05-181,326this jurisdiction approved 2025-06-27
Bay Head boroughBoroughApproved, expires 2030-05-18Ocean County 2025 (FEMA plan 109910)2025-05-192030-05-181,326this jurisdiction approved 2025-06-05
Beach Haven boroughBoroughApproved, expires 2030-05-18Ocean County 2025 (FEMA plan 109910)2025-05-192030-05-181,326this jurisdiction approved 2025-06-09
Beachwood boroughBoroughApproved, expires 2030-05-18Ocean County 2025 (FEMA plan 109910)2025-05-192030-05-181,326this jurisdiction approved 2025-05-28
Harvey Cedars boroughBoroughApproved, expires 2030-05-18Ocean County 2025 (FEMA plan 109910)2025-05-192030-05-181,326this jurisdiction approved 2025-06-05
Island Heights boroughBoroughApproved, expires 2030-05-18Ocean County 2025 (FEMA plan 109910)2025-05-192030-05-181,326this jurisdiction approved 2025-06-02
Lakehurst boroughBoroughApproved, expires 2030-05-18Ocean County 2025 (FEMA plan 109910)2025-05-192030-05-181,326this jurisdiction approved 2025-06-09
Lavallette boroughBoroughApproved, expires 2030-05-18Ocean County 2025 (FEMA plan 109910)2025-05-192030-05-181,326this jurisdiction approved 2025-05-27
Mantoloking boroughBoroughApproved, expires 2030-05-18Ocean County 2025 (FEMA plan 109910)2025-05-192030-05-181,326this jurisdiction approved 2025-06-19
Ocean Gate boroughBoroughApproved, expires 2030-05-18Ocean County 2025 (FEMA plan 109910)2025-05-192030-05-181,326this jurisdiction approved 2025-07-11
Pine Beach boroughBoroughApproved, expires 2030-05-18Ocean County 2025 (FEMA plan 109910)2025-05-192030-05-181,326
Point Pleasant Beach boroughBoroughApproved, expires 2030-05-18Ocean County 2025 (FEMA plan 109910)2025-05-192030-05-181,326this jurisdiction approved 2025-07-21
Point Pleasant boroughBoroughApproved, expires 2030-05-18Ocean County 2025 (FEMA plan 109910)2025-05-192030-05-181,326this jurisdiction approved 2025-06-11
Seaside Heights boroughBoroughApproved, expires 2030-05-18Ocean County 2025 (FEMA plan 109910)2025-05-192030-05-181,326this jurisdiction approved 2025-06-30
Seaside Park boroughBoroughApproved, expires 2030-05-18Ocean County 2025 (FEMA plan 109910)2025-05-192030-05-181,326this jurisdiction approved 2025-06-09
Ship Bottom boroughBoroughApproved, expires 2030-05-18Ocean County 2025 (FEMA plan 109910)2025-05-192030-05-181,326this jurisdiction approved 2025-06-09
South Toms River boroughBoroughApproved, expires 2030-05-18Ocean County 2025 (FEMA plan 109910)2025-05-192030-05-181,326this jurisdiction approved 2025-06-04
Surf City boroughBoroughApproved, expires 2030-05-18Ocean County 2025 (FEMA plan 109910)2025-05-192030-05-181,326this jurisdiction approved 2025-06-16
Tuckerton boroughBoroughApproved, expires 2030-05-18Ocean County 2025 (FEMA plan 109910)2025-05-192030-05-181,326this jurisdiction approved 2025-05-22
Barnegat townshipTownshipApproved, expires 2030-05-18Ocean County 2025 (FEMA plan 109910)2025-05-192030-05-181,326this jurisdiction approved 2025-06-09
Berkeley townshipTownshipApproved, expires 2030-05-18Ocean County 2025 (FEMA plan 109910)2025-05-192030-05-181,326this jurisdiction approved 2025-05-28
Brick townshipTownshipApproved, expires 2030-05-18Ocean County 2025 (FEMA plan 109910)2025-05-192030-05-181,326this jurisdiction approved 2025-05-28
Eagleswood townshipTownshipApproved, expires 2030-05-18Ocean County 2025 (FEMA plan 109910)2025-05-192030-05-181,326this jurisdiction approved 2025-05-21
Jackson townshipTownshipApproved, expires 2030-05-18Ocean County 2025 (FEMA plan 109910)2025-05-192030-05-181,326this jurisdiction approved 2025-07-09
Lacey townshipTownshipApproved, expires 2030-05-18Ocean County 2025 (FEMA plan 109910)2025-05-192030-05-181,326this jurisdiction approved 2025-06-16
Lakewood townshipTownshipApproved, expires 2030-05-18Ocean County 2025 (FEMA plan 109910)2025-05-192030-05-181,326this jurisdiction approved 2025-06-27
Little Egg Harbor townshipTownshipApproved, expires 2030-05-18Ocean County 2025 (FEMA plan 109910)2025-05-192030-05-181,326this jurisdiction approved 2025-06-16
Long Beach townshipTownshipApproved, expires 2030-05-18Ocean County 2025 (FEMA plan 109910)2025-05-192030-05-181,326this jurisdiction approved 2025-06-27
Manchester townshipTownshipApproved, expires 2030-05-18Ocean County 2025 (FEMA plan 109910)2025-05-192030-05-181,326this jurisdiction approved 2025-07-29
Ocean townshipTownshipApproved, expires 2030-05-18Ocean County 2025 (FEMA plan 109910)2025-05-192030-05-181,326this jurisdiction approved 2025-06-09
Plumsted townshipTownshipApproved, expires 2030-05-18Ocean County 2025 (FEMA plan 109910)2025-05-192030-05-181,326this jurisdiction approved 2025-06-23
Stafford townshipTownshipApproved, expires 2030-05-18Ocean County 2025 (FEMA plan 109910)2025-05-192030-05-181,326this jurisdiction approved 2025-05-21
Toms River townshipTownshipApproved, expires 2030-05-18Ocean County 2025 (FEMA plan 109910)2025-05-192030-05-181,326this jurisdiction approved 2025-06-03

Supports FEMA checklist item B1-a: hazard identification

Hazards NRI does not cover (local data needed)

  • dam failure (incl. upstream dams)
  • levee failure
  • flash flood as its own subtype
  • ice jams
  • debris flows
  • erosion (riverine and coastal)
  • land subsidence and sinkholes
  • expansive soils

The 18 National Risk Index hazards, ranked by expected annual loss (EAL)

Sources: 5, 6

Rank by EALHazardNRI risk ratingEAL ratingEAL buildingsmodeled dollars per yearEAL agriculturemodeled dollars per yearCost of expected deaths and injuriesFEMA's dollar value per year, not property damageEAL total (see note)modeled dollars per yearStorm Events records, 1996 to 2026-06-30countStorm Events coverage note
1Inland FloodingRelatively HighRelatively High$94,082,164$43,718$5,689,370$99,815,251121
2Strong WindVery HighVery High$37,749,439$3,965$838,146$38,591,551592Includes 88 High Wind and 156 Strong Wind records (NOAA non-thunderstorm wind types, outside NRI's Strong Wind definition).
3Coastal FloodingVery HighVery High$18,794,267n/a$387,309$19,181,578124
4HurricaneRelatively HighRelatively High$12,732,841$238,760$460,859$13,432,4618
5EarthquakeRelatively ModerateRelatively Moderate$5,678,436n/a$1,565,121$7,243,557Storm Events does not record earthquakes.
6Cold WaveRelatively HighRelatively High$861$6$7,177,411$7,178,27934Includes 3 Frost/Freeze records (outside NRI's Cold Wave definition; counted in this table and in B1-d, not in the B1-e descriptor).
7Heat WaveRelatively ModerateRelatively Moderateunder $1$48$6,594,626$6,594,674108
8WildfireRelatively ModerateRelatively Moderate$3,170,258$628$397,971$3,568,85627
9LightningVery HighVery High$121,577n/a$2,691,071$2,812,64878
10Winter WeatherVery HighVery High$589,769$9$1,562,109$2,151,888207Includes 3 Sleet records (outside NRI's Winter Weather definition).
11Ice StormRelatively HighRelatively High$645,700n/a$782,858$1,428,5580Declared 1 time; no Storm Events record of this type.
12TornadoRelatively LowRelatively Low$858,475$55$199,855$1,058,38511
13HailRelatively LowRelatively Low$48,534$16,921$300,110$365,56572
14DroughtRelatively LowRelatively Lown/a$318,189n/a$318,18944
15LandslideVery LowVery Low$2,011n/a$5$2,0160No recorded events in Storm Events since 1996 (data through 2026-06-30).
TsunamiInsufficient DataInsufficient Datan/an/an/an/a1

Total = buildings + agriculture + population equivalence; FEMA values each expected death (or 10 injuries) at $13.7 million (2024 dollars).

NRI risk rating combines expected annual loss with social vulnerability and community resilience; EAL rating rates expected annual loss alone. Both compare this county with all U.S. counties.

Local data needed: state and local landslide records (Storm Events records this hazard only in part).

Not applicable to this county per NRI, with no federal declaration and no Storm Events record since 1996: avalanche and volcanic activity. That is the evidence for leaving them out of the plan.

The state hazard mitigation plan also lists hazards for this county; FEMA asks the plan to explain any hazard it leaves out.

Supports FEMA checklist item B1-b: hazard location

Affects the whole county (national data give no location within it): Cold Wave, Drought, Hail, Heat Wave, Ice Storm, Lightning, Strong Wind and Winter Weather.

Coastal Flooding and Inland Flooding: The FEMA Flood Insurance Rate Map (FIRM) is the required location source for flooding. See the FEMA Flood Map Service Center (https://msc.fema.gov) for this county.

Hazards that vary within the county: highest-rated census tracts

Source: 5

HazardHighest-rated census tractsNRI risk rating, score 0 to 100
Earthquaketract 7230 (Relatively Moderate, 81.5); tract 7154.03 (Relatively Moderate, 80.7); tract 7158 (Relatively Moderate, 79.1)
Hurricanetract 7221 (Relatively Moderate, 85.6); tract 7158 (Relatively Moderate, 84.7); tract 7380.01 (Relatively Moderate, 84.2)
Landslidetract 7330.02 (Relatively Low, 83.2); tract 7180 (Relatively Low, 82.2); tract 7391 (Relatively Low, 81.8)
Tornadotract 7221 (Relatively Low, 30.9); tract 7158 (Relatively Low, 30.1); tract 7172 (Very Low, 29.3)
Tsunamino tract has a National Risk Index rating for this hazard
Wildfiretract 7340.04 (Relatively High, 97.0); tract 7200.01 (Relatively Moderate, 96.2); tract 7360.01 (Relatively Moderate, 96.1)

Up to 3 census tracts per hazard, highest National Risk Index rating first, then highest score; a tract number is the Census tract number (for example 7230 is Census Tract 7230). FEMA's Resilience Analysis and Planning Tool maps the National Risk Index for every tract: https://www.fema.gov/emergency-managers/practitioners/resilience-analysis-and-planning-tool

Supports FEMA checklist item B1-c: hazard extent

Extent: scale, observed range and worst recorded event per hazard

Sources: 6, 7

HazardScaleRecordscount and yearsObserved rangeWorst recorded eventMost damaging (when different)How it applies to jurisdictionsNote
Coastal Flood, Storm Surge/Tidenone in data (flood depth: FIRM)124 records, 1996 to 2025 (124 zone-level)Coastal Flood, 2012-10-29, $7,500,000,000 property; $0 crops (2012 dollars); NWS zone NJZ026Countywide (zone-level records).Flood depth: see the FEMA Flood Insurance Rate Map.
Cold/Wind Chill, Extreme Cold/Wind Chillwind chill31 records, 1996 to 2022 (31 zone-level)1 day to 16 days (median 2 days); 24 with a recorded value16 consecutive days, 2003-01-14 to 2003-01-29, zone-levelCountywide (zone-level records).Cold/Wind Chill records from May to September (a frost night, not a cold wave) are counted but not used for the longest run.
Frost/Freeze (outside NRI's Cold Wave definition)crop damage3 records, 2007 (3 zone-level)No crop damage reported in 3 records.Countywide (zone-level records).
DroughtU.S. Drought Monitor scale (D0 to D4)44 records, 1997 to 2015 (44 zone-level)1 day to 392 days (median 8 days); 18 with a recorded value392 days (about 12.9 months), 2001-10-30 to 2002-11-25, a run of 14 consecutive Storm Events drought records, zone-levelCountywide (zone-level records).Storm Events enters a drought at D2 or worse east of the Rockies and D3 or worse from the Rockies west (NWS Instruction 10-1605); NRI drought counts D3 and D4 only.
EarthquakeModified Mercalli (local data)0Storm Events does not record earthquakes; the USGS earthquake catalog is the source.
Hailhail size (inches)89 records, 1966 to 20240.5 in to 2.75 in (median 1 in); 89 with a recorded value2.75 in hail, 2002-06-06Hail, 2012-06-22, $5,000 property; $0 crops (2012 dollars)Event records naming jurisdictions in the plan: Toms River township (5 records), Barnegat township (4 records), Lakewood township (4 records), Beach Haven borough (2 records), Lakehurst borough (2 records), Tuckerton borough (2 records), Jackson township (1 record), Seaside Heights borough (1 record), Seaside Park borough (1 record).
Excessive Heat, Heatheat index (in event narratives)108 records, 1996 to 2026 (108 zone-level)1 day to 10 days (median 2.5 days); 72 with a recorded value10 consecutive days, 2002-08-11 to 2002-08-20, zone-levelCountywide (zone-level records).Heat records from November to March (unseasonable warmth, not a heat wave) are counted but not used for the longest run.
Hurricane, Tropical Storm, Tropical DepressionSaffir-Simpson8 records, 1996 to 2020 (8 zone-level)Strongest recorded: Hurricane record (NOAA event type 'Hurricane (Typhoon)'), 1999-09-16, $500,000 property; crops not reported (1999 dollars); NWS zone NJZ026Most damaging recorded: Tropical Storm, 2011-08-27, $5,000,000 property; $0 crops (zone total, 2011 dollars)Countywide (zone-level records).Storm Events files every zone of a storm's episode under the storm's type; flooding from the storm is filed as Flood or Flash Flood records.
Ice StormSperry-Piltz ice scale (local data)0
Flash Flood, Flood, Lakeshore Flooddamage and flood days (flood depth: FIRM)121 records, 1996 to 2025 (21 zone-level)Flood, 2011-08-28, $10,000,000 property; $0 crops (2011 dollars)Event records naming jurisdictions in the plan: Lakewood township (11 records), Toms River township (6 records), Surf City borough (5 records), Tuckerton borough (5 records), South Toms River borough (3 records), Barnegat township (2 records), Harvey Cedars borough (2 records), Seaside Heights borough (2 records), Ship Bottom borough (2 records), Barnegat Light borough (1 record); and 5 more jurisdictions (see the Excel file). Zone-level records (21) apply countywide.Flood depth: see the FEMA Flood Insurance Rate Map. Storm Events damage is often $0 or blank for floods, major ones included; FEMA Public Assistance by declaration (B1-d) shows which floods cost the most.
Debris Flownone (count and damage only)0
Lightningannualized frequency (the measure FEMA's Local Mitigation Planning Handbook names)78 records, 1997 to 2025Lightning, 2021-08-30, $0 property; $0 crops (2021 dollars), 1 direct death, 6 direct injuriesLightning, 2012-06-22, $500,000 property; $0 crops (2012 dollars)Event records naming jurisdictions in the plan: Toms River township (8 records), Beach Haven borough (4 records), Barnegat township (3 records), Lavallette borough (3 records), Ship Bottom borough (3 records), Barnegat Light borough (2 records), Harvey Cedars borough (2 records), Jackson township (2 records), Lakewood township (2 records), Seaside Heights borough (2 records); and 4 more jurisdictions (see the Excel file).Storm Events lists lightning with damage or casualties.
High Wind and Strong Wind (outside NRI's Strong Wind definition)wind speed (kt and mph)244 records, 1996 to 2025 (244 zone-level)35 kt (40 mph) to 76 kt (87 mph) (median 45 kt (52 mph)); 213 with a recorded value76 kt (87 mph) measured gust, High Wind, 2012-10-29; NWS zone NJZ020Countywide (zone-level records).
Thunderstorm Windwind speed (kt and mph)408 records, 1958 to 202647 kt (54 mph) to 81 kt (93 mph) (median 52 kt (60 mph)); 361 with a recorded value81 kt (93 mph) measured gust, Thunderstorm Wind, 2020-06-03Thunderstorm Wind, 1996-04-16, $250,000 property; crops not reported (1996 dollars)Event records naming jurisdictions in the plan: Toms River township (18 records), Tuckerton borough (18 records), Beach Haven borough (12 records), Lakewood township (12 records), Seaside Heights borough (10 records), Jackson township (9 records), Barnegat Light borough (8 records), Beachwood borough (7 records), Lakehurst borough (7 records), Surf City borough (7 records); and 10 more jurisdictions (see the Excel file).
TornadoEnhanced Fujita (Fujita before Feb 2007)20 records, 1958 to 2023F/EF0 to F/EF3 (median F/EF1); 19 with a recorded valueF3 tornado, 1983-07-21, 0.2 mi path length (whole path, pre-1996), 10 yd wide, $2,500,000 property; crops not recorded (1983 dollars)Tornado, 1999-08-20, $4,200,000 property; $0 crops (1999 dollars)Event records naming jurisdictions in the plan: Barnegat Light borough (1 record), Barnegat township (1 record), Beach Haven borough (1 record), Tuckerton borough (1 record).Before 1996 a tornado is listed once, under the county where it began, with its whole path's rating and length; from 1996 on, each county lists its own segment. Length is not used to rank tornadoes (see Methods).
Tsunaminone (count and damage only)1 record, 2013 (1 zone-level)No damage reported in 1 record.Countywide (zone-level records).
Wildfireacres burned (local data)27 records, 1997 to 2025 (19 zone-level)Wildfire, 2002-06-02, $700,000 property; crops not reported (2002 dollars)Event records naming jurisdictions in the plan: Beachwood borough (2 records). Zone-level records (19) apply countywide.
Winter Storm, Heavy Snow, Blizzard, Lake-Effect Snow, Winter Weather, Sleetnone in data (snowfall: local data)207 records, 1996 to 2026 (207 zone-level)Winter Storm, 2005-01-22, $2,200,000 property; crops not reported (2005 dollars); NWS zone NJZ020Countywide (zone-level records).

Where a hazard names more than 10 jurisdictions, the table lists the 10 with the most records; every one is in the Excel file, sheet "B1-c Extent".

In event narratives only (local data needed): wind chill, temperature, heat index, ice thickness, acres burned and snow depth; any physical measure of debris flow, lightning and tsunami.

Storm Events records are more complete after 1996; before 1996 only Tornado (from 1950), Hail and Thunderstorm Wind (from 1955) exist. Zone-level records from zones that no NWS zone-county file places in this county (mostly before 2020) are not counted here (the Methods page explains the zone matching).

Dollars are nominal (as reported), labeled with the year; not adjusted for inflation.

Supports FEMA checklist item B1-d: previous occurrences

Federal declarations for this county: 33 declarations covering 25 separate hazard incidents counted in this packet (declarations for the same incident count once; non-natural and evacuation-only declarations are not counted).

Federal disaster declarations for this county

Sources: 1, 2, 3

DeclaredIncident beganFEMA numberTypeTitleMapped hazardCounty Public Assistancefederal share obligated, nominal dollarsFlagsNotes
2025-04-242025-04-22FM-5581-NJFire managementJones Road FireWildfireno Public Assistance recordedin the 12 months before plan approval; within last 5 years
2021-09-052021-09-01DR-4614-NJMajor disasterRemnants of Hurricane IdaHurricaneno Public Assistance recorded
2021-09-022021-09-01EM-3573-NJEmergencyRemnants of Hurricane IdaHurricaneno Public Assistance recordedsame incident as DR-4614
2021-04-282021-01-31DR-4597-NJMajor disasterSevere Winter Storm and SnowstormWinter Weather$576,709.41
2020-03-252020-01-20DR-4488-NJMajor disasterCOVID-19 PandemicNon-natural, not counted$7,307,095.04
2020-03-132020-01-20EM-3451-NJEmergencyCOVID-19Non-natural, not countedno Public Assistance recordedsame incident as DR-4488
2016-03-142016-01-22DR-4264-NJMajor disasterSevere Winter Storm and SnowstormWinter Weather$4,964,076.22
2012-10-302012-10-26DR-4086-NJMajor disasterHurricane SandyHurricane$243,075,758.85
2012-10-282012-10-26EM-3354-NJEmergencyHurricane SandyHurricaneno Public Assistance recordedsame incident as DR-4086
2011-08-312011-08-27DR-4021-NJMajor disasterHurricane IreneHurricane$2,441,324.98
2011-08-272011-08-26EM-3332-NJEmergencyHurricane IreneHurricaneno Public Assistance recordedsame incident as DR-4021
2011-02-042010-12-26DR-1954-NJMajor disasterSevere Winter Storm and SnowstormWinter Weather$3,659,014.53
2010-04-022010-03-12DR-1897-NJMajor disasterSevere Storms and FloodingInland Flooding$1,057,763.13
2010-02-052009-12-19DR-1873-NJMajor disasterSnowstormWinter Weather$2,916,701.88
2009-12-222009-11-11DR-1867-NJMajor disasterSevere Storms and Flooding Associated with Tropical Depression Ida and a Nor'easHurricane; Inland Flooding$1,143,856.32
2007-05-162007-05-15FM-2695-NJFire managementWarren Grove FireWildfireno Public Assistance recorded
2005-09-192005-08-29EM-3257-NJEmergencyHurricane Katrina EvacuationHurricane: evacuation support, not a local hazard event; not countedno Public Assistance recorded
2003-03-202003-02-16EM-3181-NJEmergencySnowWinter Weather$1,862,034.14
2002-06-022002-06-02FM-2411-NJFire managementNj - Double Trouble Wildfire - 6/02/02Wildfireno Public Assistance recorded
2001-09-192001-09-11EM-3169-NJEmergencyFires and ExplosionsNon-natural, not counted$98,543.07
2000-11-012000-05-30EM-3156-NJEmergencyWest Nile VirusNon-natural, not countedno Public Assistance recorded
1999-09-171999-09-16EM-3148-NJEmergencyHurricane Floyd Emergency DeclarationsHurricane$73,374.75
1998-03-031998-02-04DR-1206-NJMajor disasterSevere Winter Coastal Storm, High Winds, FloodingCoastal Floodingno Public Assistance recorded
1996-01-131996-01-07DR-1088-NJMajor disasterBlizzard of 96 (Severe Snow Storm)Winter Weatherno Public Assistance recorded
1993-03-171993-03-13EM-3106-NJEmergencySevere BlizzardWinter Weatherno Public Assistance recorded
1992-12-181992-12-10DR-973-NJMajor disasterCoastal Storm, High Tides, Heavy Rain, & FloodingCoastal Floodingno Public Assistance recorded
1992-03-031992-01-04DR-936-NJMajor disasterSevere Coastal StormCoastal Floodingno Public Assistance recorded
1984-04-121984-03-28DR-701-NJMajor disasterCoastal Storms & FloodingCoastal Floodingno Public Assistance recorded
1980-10-191980-10-19EM-3083-NJEmergencyWater ShortageDroughtno Public Assistance recorded
1977-02-081977-02-08DR-528-NJMajor disasterIce ConditionsIce StormPA not declared for this county
1976-08-211976-08-21DR-519-NJMajor disasterSevere Storms, High Winds & FloodingInland Flooding (primary); also designated: Strong Windno Public Assistance recorded
1971-09-041971-09-04DR-310-NJMajor disasterHeavy Rains & FloodingInland Floodingno Public Assistance recorded
1965-08-181965-08-18DR-205-NJMajor disasterWater ShortageDroughtno Public Assistance recorded

County Public Assistance: applicants the FEMA record places in this county, including any state agencies FEMA files there; statewide rows are listed on the state page; federal share obligated, nominal dollars.

Statewide declarations

Source: 2

DeclaredIncident beganFEMA numberTypeTitleMapped hazard
1962-03-091962-03-09DR-124-NJMajor disasterSevere Storm, High Tides & FloodingInland Flooding (primary); also designated: Coastal Flooding
1955-08-201955-08-20DR-41-NJMajor disasterHurricane & FloodsHurricane (primary); also designated: Inland Flooding

FEMA recorded these with designated area Statewide and no county, so they are listed on every county page in the state and not counted with county rows. Local data needed: whether each one affected this county.

Public Assistance not placed in any New Jersey county: 1 row, $23,724.37; listed on the New Jersey state page.

Source: 3

Previous occurrences by hazard, with explicit no-event rows

Sources: 2, 6, 7

HazardStorm Events records, all years on file(years in the Period column)Since plan approvalrecordsIn the 12 months before plan approvalrecordsLast 5 yearsrecordsDeclared incidents, all yearsseparate disastersDeclared since approvalseparate disastersPeriodStatement
Coastal Flooding1243117401996 to 2026-06-30
Cold Wave34002001996 to 2026-06-30Includes 3 Frost/Freeze records.
Drought44000201996 to 2026-06-30
Earthquake000000Storm Events does not record earthquakes; the USGS earthquake catalog is the source.
Hail89007001955 to 2026-06-30
Heat Wave10861017001996 to 2026-06-30
Hurricane8000501996 to 2026-06-30
Ice Storm0000101996 to 2026-06-30No Storm Events records of this type; 1 federal declared incident (see declarations table)
Inland Flooding1216010401996 to 2026-06-30
Landslide0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Lightning78314001996 to 2026-06-30
Strong Wind652191456101955 to 2026-06-30Includes 88 High Wind and 156 Strong Wind records.
Tornado20002001950 to 2026-06-30
Tsunami1000001996 to 2026-06-30
Wildfire27011301996 to 2026-06-30
Winter Weather2075727701996 to 2026-06-30Includes 3 Sleet records.

Notable Storm Events records

Sources: 1, 6, 7

DateEvent typeMagnitude or extentDamagenominal dollarsDeaths, injuriesdirect onlyLocationFlagsWhy listed
2025-07-16Lightningdamage not reported1, 14JACKSONnew since last plan; within last 5 yearsdeaths or injuries recorded
2021-08-30Lightning$0 property; $0 crops (2021 dollars)1, 6SEASIDE PARKB1-c worst recorded: Lightning
2020-06-03Thunderstorm Wind81 kt (93 mph) measured gustdamage not reported0, 0BEACH HAVENB1-c worst recorded: Thunderstorm Wind
2012-10-29High Wind76 kt (87 mph) measured gust$500,000,000 property; $0 crops (zone total, 2012 dollars)0, 0NWS zone NJZ020 (WESTERN OCEAN), zone-levelB1-c worst recorded: High Wind and Strong Wind
2012-10-29Coastal Flood$7,500,000,000 property; $0 crops (zone total, 2012 dollars)0, 0NWS zone NJZ026 (EASTERN OCEAN), zone-levelB1-c worst recorded: Coastal Flood, Storm Surge/Tide
2011-08-28Flood$10,000,000 property; $0 crops (2011 dollars)0, 0NEW EGYPT to CEDAR BRIDGEB1-c worst recorded: Flash Flood, Flood, Lakeshore Flood
2011-08-27Storm Surge/Tide$0 property; $0 crops (zone total, 2011 dollars)2, 0NWS zone NJZ026 (EASTERN OCEAN), zone-leveldeaths or injuries recorded
2003-01-14Cold/Wind Chilldamage not reported0, 0NWS zone NJZ026 (EASTERN OCEAN), zone-levelB1-c worst recorded: Cold/Wind Chill, Extreme Cold/Wind Chill
2002-08-11Heatdamage not reported0, 0NWS zone NJZ020 (WESTERN OCEAN), zone-levelB1-c worst recorded: Excessive Heat, Heat
2002-06-02Wildfire$700,000 property; crops not reported (2002 dollars)0, 0BEACHWOODB1-c worst recorded: Wildfire
1999-09-16Hurricane (NOAA event type 'Hurricane (Typhoon)')$500,000 property; crops not reported (zone total, 1999 dollars)0, 0NWS zone NJZ026 (EASTERN OCEAN), zone-levelB1-c worst recorded: Hurricane, Tropical Storm, Tropical Depression
1999-07-04Heatdamage not reported3, 85NWS zone NJZ026 (EASTERN OCEAN), zone-leveldeaths or injuries recorded

The full list is in the Excel file, sheet "B1-d Storm Events history" (1,513 rows).

Location is the place NOAA recorded, as written in its data; it need not be a jurisdiction in this plan.

Local data needed: state-declared emergencies, from your state emergency management agency (federal data do not include them).

Tribal and special-area declarations in this state are listed on the state page.

Supports FEMA checklist item B1-e: probability of future events

Probability: FEMA annualized frequency and descriptor per hazard

Sources: 5, 6

HazardFEMA annualized frequency (modeled)unit per rowUnitIn plain termsDescriptorDescriptor basisNRI events or days in its record period (hail, wind and tornado are area-weighted, so can be fractional)NRI periodLocationNote
Coastal Flooding3.65events per year at a location (modeled)about 3.6 per year at a given location in the countyHighly likelyFEMA annualized frequency (modeled)not shownmodeledsee B1-fDescriptor from NRI: the rate at a location is 1 or more a year, so the county rate is at least that.
Cold Wave0.781event-days per yearabout 0.781 days per yearLikelyStorm Events event-days in 13 of 30 years, 1996 to 2025 (43.3%)10.52005-11-12 to 2024-11-12 (19 years)countywide
Drought7.09event-days per yearabout 7.09 days per yearLikelyStorm Events event-days in 10 of 30 years, 1996 to 2025 (33.3%)2312000 to 2025 (25.25 years; D3 and D4 only)countywide
Earthquake0.00176annual probability at a locationchance a given location in the county has at least minor-damage shaking in a year: 0.176%not shownmodeledsee B1-fNo descriptor (Storm Events does not record earthquakes).
Hail1.44events per yearabout 1.44 per yearHighly likelyFEMA annualized frequency (modeled)59.2 (modeled)1986 to 2023 (38 years)countywide
Heat Wave6.77event-days per yearabout 6.77 days per yearLikelyStorm Events event-days in 23 of 30 years, 1996 to 2025 (76.7%)72.62005-11-12 to 2024-11-12 (19 years)countywide
Hurricane0.202events per yearabout 1 in 5 yearsLikelyFEMA annualized frequency (modeled)701851 to 2024 (Atlantic)see B1-fNRI counts hurricane and tropical storm tracks passing within storm-force wind range; federal declarations are in B1-d.
Ice Storm0.403event-days per yearabout 0.403 days per yearStorm Events event-days in 0 of 30 years, 1996 to 2025 (0%)221946-12-31 to 2014-02-12 (67 years)countywideNo Storm Events ice storm record, 1996 to 2025
Inland Flooding3.43event-days per yearabout 3.43 days per yearHighly likelyStorm Events event-days in 27 of 30 years, 1996 to 2025 (90%)961996 to 2023 (28 years)see B1-f
Landslide0.108events per year (modeled)about 1 in 9 yearsLikelyFEMA annualized frequency (modeled)not shownmodeledsee B1-f
Lightning30.1days per year with a strikeabout 30.1 days per yearHighly likelyFEMA annualized frequency (modeled)not shown1995 to 2023 (29 years; CONUS)countywide
Strong Wind4.38events per yearabout 4.38 per yearHighly likelyFEMA annualized frequency (modeled)1361986 to 2023 (38 years)countywide
Tornado0.243events per yearabout 1 in 4 yearsLikelyFEMA annualized frequency (modeled)not shown1950 to 2023 (EF2+); 1986 to 2023 (EF0-1)see B1-f
Tsunamiannual probability at the most exposed location (used in place of a county value)PossibleStorm Events records in 1 of 30 years, 1996 to 2025 (3.33%)not shownmodeledsee B1-f
Wildfire0.00301annual probability at a locationchance a given location in the county burns in a year: 0.301%LikelyStorm Events records in 13 of 30 years, 1996 to 2025 (43.3%)not shownmodeledsee B1-f
Winter Weather9.38event-days per yearabout 9.38 days per yearHighly likelyStorm Events event-days in 28 of 30 years, 1996 to 2025 (93.3%)1262005-11-12 to 2024-11-12 (19 years)countywide

FEMA annualized frequency (modeled) is the National Risk Index v1.20 (December 2025) estimate of how often a hazard affects this county in a year; it is not recorded events divided by years, and its unit differs by hazard (events, event-days, or days with a lightning strike per year). For earthquake, wildfire, coastal flooding and tsunami the value is the chance (or number of events) at a location in the county, not across the county, so no "1 in N years" is given and the descriptor comes from Storm Events where it has a record (none for earthquake). The Methods page gives each hazard's method, from FEMA's National Risk Index Technical Documentation v1.20.

Where NRI gives event-days, the descriptor comes from the share of years with a Storm Events record; NRI's source records more events, so the two differ.

Descriptor scale used in this packet (defined per unit)

Sources: 5, 6

UnitDescriptorDefinition
events per yearHighly likely1 or more per year
events per yearLikelyabout once in 1 to 10 years
events per yearPossibleabout once in 10 to 100 years
events per yearUnlikelyless than once in 100 years
annual probabilityLikely10% to under 100% chance in a given year
annual probabilityPossible1% to under 10% chance in a given year
annual probabilityUnlikelyunder 1% chance in a given year
event-days (share of years)Highly likelyevent-days recorded in 90% or more of years
event-days (share of years)Likelyevent-days recorded in 10% to under 90% of years
event-days (share of years)Possibleevent-days recorded in some years but under 10% of years
lightning strike-daysHighly likelycloud-to-ground strikes on 1 or more days per year

Intensity bands: historical frequency (Storm Events)

Source: 6

HazardBandYearsEventscounty-coded recordsYears in periodEvents per yearevents / years
Hail1.00-1.99 in1996 to 202541301.37
Hail2.00 in+1996 to 20251300.0333
Thunderstorm Wind (counted as NRI Strong Wind)50-64 kt1996 to 20253113010.4
Thunderstorm Wind (counted as NRI Strong Wind)65 kt+1996 to 202523300.767
Thunderstorm Wind (counted as NRI Strong Wind)unmeasured or below 50 kt1996 to 20257300.233
TornadoEF0-11996 to 20257300.233
TornadoEF2-31996 to 20254300.133
TornadoEF4-51996 to 20250300
Tornadounrated (EFU)1996 to 20250300

The bands show how often events of each severity were recorded in this county, to profile how severe events have been (FEMA's probability item asks for the range of intensities).

Hail smaller than 1 inch is not counted: on 2010-01-05 the National Weather Service raised its severe-hail threshold from 3/4 inch to 1 inch, so smaller reports became less common after 2009 (NWS Service Change Notice 09-52). NRI hail frequency uses a 0.75 inch threshold.

Optional: future conditions. Not a required item in the 2025 FEMA Local Mitigation Planning Policy Guide; some states ask for it. The federal Climate Mapping for Resilience and Adaptation (CMRA) site gives county exposure to future climate conditions (https://resilience.climate.gov/).

Supports FEMA checklist item B1-f: hazards that vary across jurisdictions

Range of census tract risk within the county

Source: 5

HazardTractsrated of allNRI risk score, 0 to 100Tracts by rating
MinMedianMax
Coastal Flooding91 of 14469.891.399.9Very High 8, Relatively High 22, Relatively Moderate 19, Relatively Low 21, Very Low 21, No Rating 53
Cold Wave143 of 14415.446.578.0Relatively High 1, Relatively Moderate 68, Relatively Low 73, Very Low 1, No Rating 1
Drought48 of 14470.379.895.9Relatively Moderate 1, Relatively Low 25, Very Low 22, No Rating 96
Earthquake143 of 1441.456.381.5Relatively Moderate 6, Relatively Low 110, Very Low 27, No Rating 1
Hail143 of 1440.230.655.6Relatively Low 27, Very Low 116, No Rating 1
Heat Wave143 of 1441.353.687.8Relatively High 3, Relatively Moderate 64, Relatively Low 54, Very Low 22, No Rating 1
Hurricane143 of 14427.676.085.6Relatively Moderate 53, Relatively Low 89, Very Low 1, No Rating 1
Ice Storm143 of 1440.262.391.6Relatively High 4, Relatively Moderate 43, Relatively Low 89, Very Low 7, No Rating 1
Inland Flooding143 of 1440.250.897.7Very High 1, Relatively High 17, Relatively Moderate 58, Relatively Low 52, Very Low 15, No Rating 1
Landslide141 of 1449.050.283.2Relatively Low 4, Very Low 137, No Rating 3
Lightning143 of 1440.262.594.6Relatively High 24, Relatively Moderate 91, Relatively Low 27, Very Low 1, No Rating 1
Strong Wind143 of 1447.998.099.8Very High 101, Relatively High 41, Very Low 1, No Rating 1
Tornado143 of 1440.316.730.9Relatively Low 2, Very Low 141, No Rating 1
Tsunami0 of 144Insufficient Data 144
Wildfire131 of 14418.781.497.0Relatively High 1, Relatively Moderate 38, Relatively Low 62, Very Low 30, No Rating 13
Winter Weather143 of 14411.087.197.6Very High 7, Relatively High 109, Relatively Moderate 26, Very Low 1, No Rating 1

Drought: Agriculture is all of NRI's expected annual loss for this hazard in the county, so the tract range mostly reflects where crop and livestock value is.

Rated tracts only: No Rating (score 0.0), Not Applicable and Insufficient Data tracts are counted but not used for the minimum, median and maximum.

The score ranks a tract against all U.S. tracts (100 = highest). The rating is FEMA's category for the tract's risk value, computed differently, so the two can disagree.

Frequency data for cold wave, drought, hail, heat wave, ice storm, lightning, strong wind and winter weather are county-wide or coarse (49 km grid or NWS zone), the same for every jurisdiction; the tract range mostly reflects where buildings and people are (crop and livestock value where a line above names agriculture).

Each jurisdiction (starting figures from federal data)

Sources: 1, 3, 4, 6

JurisdictionTypePlan statusRepetitive lossFMA RL and SRL (44 CFR 77.2); repeat-flood, any definitionPublic Assistance to this jurisdictionFEMA records matched by applicant name; federal share obligated, nominal dollarsEvent records naming this placeall years; since its planNotes
Ocean CountyCountyApproved, expires 2030-05-18FMA RL 0, SRL 0; any 0$101,394,396.460 total; 0 since its planIncludes $98,543.07 for declarations not counted as hazard incidents (EM-3169-NJ).
Barnegat Light boroughBoroughApproved, expires 2030-05-18FMA RL 0, SRL 0; any 2$123,996.1312 total; 0 since its plan
Bay Head boroughBoroughApproved, expires 2030-05-18FMA RL 0, SRL 6; any 42$4,374,155.252 total; 0 since its planIncludes $42,270.20 for declarations not counted as hazard incidents (DR-4488-NJ).
Beach Haven boroughBoroughApproved, expires 2030-05-18FMA RL 0, SRL 19; any 85$3,548,193.5220 total; 0 since its plan
Beachwood boroughBoroughApproved, expires 2030-05-18FMA RL 0, SRL 0; any 1$1,426,325.0210 total; 0 since its planIncludes $14,889.98 for declarations not counted as hazard incidents (DR-4488-NJ).
Harvey Cedars boroughBoroughApproved, expires 2030-05-18FMA RL 1, SRL 2; any 18$945,314.1010 total; 1 since its plan
Island Heights boroughBoroughApproved, expires 2030-05-18FMA RL 0, SRL 0; any 3$339,788.413 total; 0 since its plan
Lakehurst boroughBoroughApproved, expires 2030-05-18FMA RL 0, SRL 0; any 0$86,631.7110 total; 0 since its plan
Lavallette boroughBoroughApproved, expires 2030-05-18FMA RL 7, SRL 6; any 49$7,639,187.916 total; 0 since its plan
Mantoloking boroughBoroughApproved, expires 2030-05-18FMA RL 0, SRL 1; any 13$9,172,708.403 total; 0 since its planIncludes $15,783.28 for declarations not counted as hazard incidents (DR-4488-NJ).
Ocean Gate boroughBoroughApproved, expires 2030-05-18FMA RL 1, SRL 3; any 10$2,008,226.773 total; 0 since its plan
Pine Beach boroughBoroughApproved, expires 2030-05-18FMA RL 0, SRL 0; any 0$183,969.910 total; 0 since its plan
Point Pleasant Beach boroughBoroughApproved, expires 2030-05-18FMA RL 6, SRL 7; any 87$7,048,317.700 total; 0 since its plan
Point Pleasant boroughBoroughApproved, expires 2030-05-18FMA RL 0, SRL 3; any 34$1,633,377.990 total; 0 since its planIncludes $8,502.53 for declarations not counted as hazard incidents (DR-4488-NJ).
Seaside Heights boroughBoroughApproved, expires 2030-05-18FMA RL 0, SRL 9; any 39$10,998,018.9115 total; 2 since its plan
Seaside Park boroughBoroughApproved, expires 2030-05-18FMA RL 1, SRL 8; any 40$3,263,535.898 total; 0 since its plan
Ship Bottom boroughBoroughApproved, expires 2030-05-18FMA RL 0, SRL 13; any 37$915,834.026 total; 0 since its planIncludes $23,309.57 for declarations not counted as hazard incidents (DR-4488-NJ).
South Toms River boroughBoroughApproved, expires 2030-05-18FMA RL 0, SRL 2; any 3$120,838.495 total; 1 since its plan
Surf City boroughBoroughApproved, expires 2030-05-18FMA RL 0, SRL 3; any 14$697,725.0512 total; 2 since its plan
Tuckerton boroughBoroughApproved, expires 2030-05-18FMA RL 2, SRL 10; any 60$1,145,683.7427 total; 2 since its plan
Barnegat townshipTownshipApproved, expires 2030-05-18FMA RL 0, SRL 1; any 15$1,938,530.6115 total; 1 since its plan
Berkeley townshipTownshipApproved, expires 2030-05-18FMA RL 11, SRL 13; any 42$3,693,850.670 total; 0 since its planIncludes $86,989.67 for declarations not counted as hazard incidents (DR-4488-NJ).
Brick townshipTownshipApproved, expires 2030-05-18FMA RL 5, SRL 13; any 89$16,121,821.360 total; 0 since its plan
Eagleswood townshipTownshipApproved, expires 2030-05-18FMA RL 1, SRL 2; any 11$1,197,137.880 total; 0 since its plan
Jackson townshipTownshipApproved, expires 2030-05-18FMA RL 0, SRL 0; any 0$2,430,468.3513 total; 1 since its planIncludes $63,709.69 for declarations not counted as hazard incidents (DR-4488-NJ).
Lacey townshipTownshipApproved, expires 2030-05-18FMA RL 15, SRL 21; any 89$1,809,348.330 total; 0 since its plan
Lakewood townshipTownshipApproved, expires 2030-05-18FMA RL 0, SRL 0; any 3$741,871.4629 total; 2 since its plan
Little Egg Harbor townshipTownshipApproved, expires 2030-05-18FMA RL 11, SRL 48; any 133$6,641,241.850 total; 0 since its plan
Long Beach townshipTownshipApproved, expires 2030-05-18FMA RL 0, SRL 29; any 101$11,815,193.790 total; 0 since its plan
Manchester townshipTownshipApproved, expires 2030-05-18FMA RL 0, SRL 0; any 2$568,178.700 total; 0 since its plan
Ocean townshipTownshipApproved, expires 2030-05-18FMA RL 3, SRL 2; any 26$1,298,344.440 total; 0 since its plan
Plumsted townshipTownshipApproved, expires 2030-05-18FMA RL 0, SRL 0; any 1$140,900.780 total; 0 since its plan
Stafford townshipTownshipApproved, expires 2030-05-18FMA RL 13, SRL 26; any 118$5,483,773.630 total; 0 since its plan
Toms River townshipTownshipApproved, expires 2030-05-18FMA RL 90, SRL 96; any 286$30,514,671.4437 total; 1 since its plan

Repetitive-loss counts are for whole NFIP communities, which can extend beyond this county (see the note in B2-c).

County Public Assistance in B1-d also includes applicants filed under the county that are not jurisdictions in this plan (for example state agencies, special districts and nonprofits), so the jurisdiction rows add up to less.

Supports FEMA checklist items B2-a and B2-b: vulnerability and potential impacts

Local data needed

The table below gives county-level starting figures; the plan describes impacts for each jurisdiction and its own assets.

  • Critical facilities and lifelines per hazard
  • A problem statement per jurisdiction per hazard
  • Changes in development in hazard-prone areas since the last approval, or a statement of none (E1-a)
  • Future assets

County-level starter: exposure, expected annual loss and damage since the plan

Sources: 1, 2, 3, 5, 6, 7

HazardBuilding exposuremodeled dollarsAgriculture exposuremodeled dollarsPopulation exposedpeopleEAL buildingsmodeled dollars per yearEAL agriculturemodeled dollars per yearCost of expected deaths and injuriesFEMA's dollar value per year, not property damageEAL as % of exposurebuildings; agriculture where notedStorm Events damage since 2025-05-19county-coded records, property plus crops, nominal dollarsZone-level damage since planproperty plus crops, reported for the zonePublic Assistance since plannominal dollars; see noteNote
Coastal Flooding$24,744,811,068n/a88,224$18,794,267n/a$387,3090.076%
Cold Wave$118,796,103,365$31,726,563636,993$861$6$7,177,411under 0.0001%
Droughtn/a$21,014,627n/an/a$318,189n/a1.51% (agriculture)NRI has no building exposure for this hazard; agriculture shown
Earthquake$198,891,102,467n/a637,229$5,678,436n/a$1,565,1210.00286%
Hail$118,796,103,365$31,726,563636,993$48,534$16,921$300,110under 0.0001%
Heat Wave$118,796,103,365$31,726,563636,993under $1$48$6,594,626under 0.0001%
Hurricane$118,763,713,756$31,726,563636,866$12,732,841$238,760$460,8590.0107%
Ice Storm$116,565,689,986n/a626,244$645,700n/a$782,8580.000554%
Inland Flooding$118,483,973,058$1,420,88767,502$94,082,164$43,718$5,689,370n/a (see note)$20,000NRI counts the full building value of any census block with some flood loss; this is not the value of buildings in the floodplain. Use local FIRM overlays for B2-a/B2-b.
Landslide$400,164,133n/a1,978$2,011n/a$50.000502%
Lightning$118,796,103,365n/a636,993$121,577n/a$2,691,0710.000102%$20,000
Strong Wind$118,796,103,365$31,726,563636,993$37,749,439$3,965$838,1460.0318%$0
Tornado$118,796,103,365$31,726,563636,993$858,475$55$199,8550.000723%
Tsunamin/an/an/an/an/an/aNRI publishes no building exposure for this county
Wildfire$12,862,432,728$19,098,15399,770$3,170,258$628$397,9710.0246%
Winter Weather$118,796,103,365$31,726,563636,993$589,769$9$1,562,1090.000496%$0

Totals since 2025-05-19 (Storm Events through 2026-06-30): 27 county-coded records, 11 with a damage value recorded (including $0), $40,000; 15 zone-level records, 5 with a damage value recorded (including $0), $0 reported for the zone; Public Assistance: no counted declaration since the plan.

FEMA does not split Public Assistance by hazard. A declaration mapped to several hazards is listed under each of them with its full amount, so the per-hazard column does not add up to the total; the unit total counts each declaration once.

NRI computes earthquake exposure on its own basis, so it exceeds the county building value in B2-a.

Supports FEMA checklist item B2-a: vulnerability (county context)

County context

Source: 5

MeasureValue
Population636,993
Building value (total, not at risk)$118,796,103,365
Agriculture value (total, not at risk)$31,726,563
NRI risk rating (all hazards)Relatively High
Expected annual loss, buildings and agriculture, all hazards$175,096,631
Expected annual loss, population equivalence, all hazards (NRI values each statistical life at $13.7M; a modeled value of expected deaths and injuries, not property damage)$28,646,823
Social vulnerability ratingRelatively Moderate
Community resilience ratingVery High
NRI versionDecember 2025

FEMA's all-hazard expected annual loss adds buildings, agriculture and population equivalence; this table gives the property part and the population-equivalence part as separate rows.

Social vulnerability: higher means people are more likely to be harmed and slower to recover. Community resilience: lower means the community is less able to recover. High social vulnerability and low resilience both raise the NRI risk rating.

Supports FEMA checklist item B2-c: repetitive loss properties

Repetitive loss in this county, both definitions

Sources: 1, 4

DefinitionPropertiesSevere repetitive lossProperties
Repetitive loss, FMA definition (44 CFR 77.2)167Severe repetitive loss, FMA definition (44 CFR 77.2)343
Repetitive loss, NFIP insurance definition1,208Severe repetitive loss, NFIP insurance definition134

The state NFIP coordinator's list, the source FEMA's Handbook names, often uses the NFIP insurance definition (second row).

Repeat-flood properties: county and state-level rows

Sources: 1, 4

ScopeRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
County total1673431,2081341,454205691
of which: Beachwood borough0010100
of which: Berkeley township1113302421118
of which: Eagleswood township121111101
of which: Island Heights borough0030300
of which: Lacey township1521851989441
of which: Lakewood township0030301
of which: Lavallette borough7645349323
of which: Little Egg Harbor township1148102141331643
of which: Manchester township0020202
of which: Mantoloking borough011201319
of which: Ocean Gate borough13911013
of which: Plumsted township0010100
of which: Point Pleasant Beach borough6780287646
of which: Seaside Heights borough0938639113
of which: South Toms River borough0232300
of which: Stafford township13269671181357
of which: Tuckerton borough21056660323
of which: Barnegat township011401516
of which: Ocean township322312629
of which: Barnegat Light borough0020200
of which: Bay Head borough0640442232
of which: Beach Haven borough019811385443
of which: Brick township51381789652
of which: Toms River township909617417286112143
of which: Harvey Cedars borough1217118114
of which: Long Beach township02982101011145
of which: Point Pleasant borough0333234121
of which: Seaside Park borough1838640221
of which: Ship Bottom borough01333937220
of which: Surf City borough031211425
of which: Unknown (community ID Unknown in FEMA data)0010100
Statewide, no county in FEMA's file0150610

The statewide row counts properties FEMA's file gives with no county in this state; they are listed for reference and are not in this county's counts.

Repeat-flood properties by jurisdiction in the plan (NFIP community)

Sources: 1, 4

JurisdictionNFIP community IDRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
Ocean County3455240000000
Barnegat Light borough3452800020200
Bay Head borough3452810640442232
Beach Haven borough345282019811385443
Beachwood borough3403680010100
Harvey Cedars borough3452961217118114
Island Heights borough3403740030300
Lakehurst borough3403770000000
Lavallette borough3403797645349323
Mantoloking borough340383011201319
Ocean Gate borough34038413911013
Pine Beach borough3403850000000
Point Pleasant Beach borough3403886780287646
Point Pleasant borough3453130333234121
Seaside Heights borough3403890938639113
Seaside Park borough3453191838640221
Ship Bottom borough34532001333937220
South Toms River borough3403920232300
Surf City borough345324031211425
Tuckerton borough34039521056660323
Barnegat township340396011401516
Berkeley township3403691113302421118
Brick township34528551381789652
Eagleswood township340372121111101
Jackson township3403750000000
Lacey township3403761521851989441
Lakewood township3403780030301
Little Egg Harbor township3403801148102141331643
Long Beach township34530102982101011145
Manchester township3403820020202
Ocean township340518322312629
Plumsted township3403860010100
Stafford township34039313269671181357
Toms River township345293909617417286112143

Counts by occupancy group for each jurisdiction are in the Excel file, sheet "B2-c Jurisdictions".

Jurisdiction rows are whole NFIP communities and need not add up to the county total: a community that extends into another county is counted in full on each jurisdiction row, while the county table counts only its part in this county.

County repeat-flood properties by occupancy group

Sources: 1, 4

Occupancy groupRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
single-family residential1652861,001891,236195610
2 to 4 unit residential120801387629
other residential0424325215
non-residential13310329106237
not reported0000000

FEMA's occupancy groups have no institutional class; institutional properties are counted in non-residential or other residential in the table by occupancy group.

FMA RL and FMA SRL are the Flood Mitigation Assistance definitions (44 CFR 77.2), the ones the FEMA Local Mitigation Planning Policy Guide cites. NFIP repetitive loss (the FEMA insurance definition) is 2 or more claims over $1,000 in 10 years, and a property can leave that group once it is mitigated. Also shown: NFIP severe repetitive loss, any category, mitigated and currently insured. The Methods page gives the OpenFEMA field details.

Counts are aggregates of FEMA's public NFIP Multiple Loss Properties file (FEMA's data date 2026-08-02; file version 2026-08-04). No property is identified. County assignment is FEMA's geocode.

In this county 114 properties are FMA repetitive loss but not NFIP repetitive loss, and 1,155 properties are NFIP repetitive loss but not FMA repetitive loss.

Exact counts; no count suppression.

Sources

Tables cite these sources by number. The full list, for the plan's bibliography (FEMA review item A4-a):

  1. FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-29T134039Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)
  2. FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-29T162832Z, pulled 2026-09-30, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)
  3. FEMA, OpenFEMA PublicAssistanceFundedProjectsSummaries v1, version 2026-09-29T150754Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/PublicAssistanceFundedProjectsSummaries (API)
  4. FEMA, OpenFEMA NfipMultipleLossProperties v1, version 2026-08-04T164045Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/NfipMultipleLossProperties (API)
  5. FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-30, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)
  6. NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-30, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/
  7. NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-30, https://www.weather.gov/gis/ZoneCounty
  8. U.S. Census Bureau, Census 2024 Gazetteer, 2020 place by county, CT county-to-cousub crosswalk, version 2024-gazetteer, pulled 2026-09-30, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_counties_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_cousubs_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_place_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_unsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_elsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_scsd_national.zip, https://www2.census.gov/geo/docs/reference/codes2020/national_place_by_county2020.txt, https://www2.census.gov/geo/docs/reference/ct_change/ct_cou_to_cousub_crosswalk.xlsx (used to match place names and codes; no table prints its values)

What this packet is and what the plan adds

This packet is the federal data for the plan's risk assessment (the summary on page 1 says how it is organized); the plan and FEMA's review decide whether each item is met.

The plan adds what only the community has: local data on assets, critical facilities, development and each jurisdiction's impacts; local hazard history, including state-declared emergencies; the mitigation strategy; and adoption.

How the federal data are built: National Risk Index values are FEMA's model, not counts of events. Storm Events is more complete from 1996; zone-level records are placed by forecast zone, not by location in the county. Public Assistance for a jurisdiction is matched by applicant name. The Methods page gives every rule and the known edge cases.

OpenFEMA disclaimer

This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Reuse, citation and corrections

Reuse and citation: Hazard Plain text and tables are licensed under Creative Commons Attribution 4.0 International (CC BY 4.0, https://creativecommons.org/licenses/by/4.0/); credit Hazard Plain and the release. The underlying federal data are public domain; OpenFEMA data are also subject to the OpenFEMA terms and conditions.

Cite this: Hazard Plain (2026). Ocean County, NJ: risk-assessment baseline packet, release 2026-10 (data as of 2026-09-30; County FIPS 34029). Automated baseline. https://hazardplain.org/nj/34029/ Built from FEMA OpenFEMA, the FEMA National Risk Index and NOAA NCEI Storm Events; source versions in the packet's Sources list.

Corrections: to report an error, name the packet, the table and what your records show. Contact: [email protected]