Hazard Plain Automated baseline

Monmouth County, NJ

Risk-assessment baseline packet

County FIPS:
34025
Release:
2026-10
Data as of:
2026-09-30
Storm Events data through:
2026-06-30

Hazard Plain is an independent product built from public federal data. It is not a FEMA document and is not reviewed or endorsed by FEMA or any state agency.

Hazard Plain release 2026-10, as of 2026-09-30.

Summary

Plan status as of 2026-09-30: Approved, expires 2030-10-26. Plan: Monmouth County 2026 (FEMA plan 109915), approved 2025-10-27.

Since the plan was approved on 2025-10-27: no new hazard declaration and 25 NOAA Storm Events records; details under "What changed since your last plan".

Highest expected annual loss (FEMA National Risk Index, modeled total; see B1-a): Inland Flooding ($109,586,001 a year), Strong Wind ($90,718,394) and Heat Wave ($24,357,097).

The tables that follow are organized by the items of FEMA's Local Mitigation Plan Review Tool, Element B (B1-a to B2-c); each heading says which item its tables support.

Plan clock

Status:
Approved, expires 2030-10-26
Plan:
Monmouth County 2026 (FEMA plan 109915)
Approved:
2025-10-27
Days to expiry:
1,487

What changed since your last plan (approved 2025-10-27)

New federal declarations:
none
Storm Events records since approval:
25 records (data through 2026-06-30)
Repetitive loss now:
FMA RL 82, SRL 274 (44 CFR 77.2); any definition: 1,391
Repeat-flood change:
this release sets the baseline count.

Sources: 1, 2, 4, 6 (numbered list at the end)

Plan status for every jurisdiction listed in this county: 61 rows, in the section "Plan clock: Plan status for every jurisdiction listed in this county" on the following pages.

State plan status and tribal plans in this state: see the state page.

Plan clock

Plan status for every jurisdiction listed in this county

Source: 1

JurisdictionTypeStatusPlanApprovedExpiresDays to expirynegative = days since expiryUpdate underwayNotes
Monmouth CountyCountyApproved, expires 2030-10-26Monmouth County 2026 (FEMA plan 109915)2025-10-272030-10-261,487
Allenhurst boroughBoroughApproved, expires 2030-10-26Monmouth County 2026 (FEMA plan 109915)2025-10-272030-10-261,487
Allentown boroughBoroughApproved, expires 2030-10-26Monmouth County 2026 (FEMA plan 109915)2025-10-272030-10-261,487
Asbury Park cityCityApproved, expires 2030-10-26Monmouth County 2026 (FEMA plan 109915)2025-10-272030-10-261,487
Atlantic Highlands boroughBoroughApproved, expires 2030-10-26Monmouth County 2026 (FEMA plan 109915)2025-10-272030-10-261,487
Avon-by-the-Sea boroughBoroughApproved, expires 2030-10-26Monmouth County 2026 (FEMA plan 109915)2025-10-272030-10-261,487
Belmar boroughBoroughApproved, expires 2030-10-26Monmouth County 2026 (FEMA plan 109915)2025-10-272030-10-261,487
Bradley Beach boroughBoroughApproved, expires 2030-10-26Monmouth County 2026 (FEMA plan 109915)2025-10-272030-10-261,487
Brielle boroughBoroughApproved, expires 2030-10-26Monmouth County 2026 (FEMA plan 109915)2025-10-272030-10-261,487
Deal boroughBoroughApproved, expires 2030-10-26Monmouth County 2026 (FEMA plan 109915)2025-10-272030-10-261,487
Eatontown boroughBoroughApproved, expires 2030-10-26Monmouth County 2026 (FEMA plan 109915)2025-10-272030-10-261,487
Englishtown boroughBoroughApproved, expires 2030-10-26Monmouth County 2026 (FEMA plan 109915)2025-10-272030-10-261,487
Fair Haven boroughBoroughApproved, expires 2030-10-26Monmouth County 2026 (FEMA plan 109915)2025-10-272030-10-261,487
Farmingdale boroughBoroughApproved, expires 2030-10-26Monmouth County 2026 (FEMA plan 109915)2025-10-272030-10-261,487
Freehold boroughBoroughApproved, expires 2030-10-26Monmouth County 2026 (FEMA plan 109915)2025-10-272030-10-261,487
Highlands boroughBoroughApproved, expires 2030-10-26Monmouth County 2026 (FEMA plan 109915)2025-10-272030-10-261,487
Interlaken boroughBoroughApproved, expires 2030-10-26Monmouth County 2026 (FEMA plan 109915)2025-10-272030-10-261,487
Keansburg boroughBoroughApproved, expires 2030-10-26Monmouth County 2026 (FEMA plan 109915)2025-10-272030-10-261,487
Keyport boroughBoroughApproved, expires 2030-10-26Monmouth County 2026 (FEMA plan 109915)2025-10-272030-10-261,487
Lake Como boroughBoroughApproved, expires 2030-10-26Monmouth County 2026 (FEMA plan 109915)2025-10-272030-10-261,487
Little Silver boroughBoroughApproved, expires 2030-10-26Monmouth County 2026 (FEMA plan 109915)2025-10-272030-10-261,487
Loch Arbour villageVillageApproved, expires 2030-10-26Monmouth County 2026 (FEMA plan 109915)2025-10-272030-10-261,487
Long Branch cityCityApproved, expires 2030-10-26Monmouth County 2026 (FEMA plan 109915)2025-10-272030-10-261,487
Manasquan boroughBoroughApproved, expires 2030-10-26Monmouth County 2026 (FEMA plan 109915)2025-10-272030-10-261,487
Matawan boroughBoroughApproved, expires 2030-10-26Monmouth County 2026 (FEMA plan 109915)2025-10-272030-10-261,487
Monmouth Beach boroughBoroughApproved, expires 2030-10-26Monmouth County 2026 (FEMA plan 109915)2025-10-272030-10-261,487
Neptune City boroughBoroughApproved, expires 2030-10-26Monmouth County 2026 (FEMA plan 109915)2025-10-272030-10-261,487
Oceanport boroughBoroughApproved, expires 2030-10-26Monmouth County 2026 (FEMA plan 109915)2025-10-272030-10-261,487
Red Bank boroughBoroughApproved, expires 2030-10-26Monmouth County 2026 (FEMA plan 109915)2025-10-272030-10-261,487
Roosevelt boroughBoroughApproved, expires 2030-10-26Monmouth County 2026 (FEMA plan 109915)2025-10-272030-10-261,487
Rumson boroughBoroughApproved, expires 2030-10-26Monmouth County 2026 (FEMA plan 109915)2025-10-272030-10-261,487
Sea Bright boroughBoroughApproved, expires 2030-10-26Monmouth County 2026 (FEMA plan 109915)2025-10-272030-10-261,487
Sea Girt boroughBoroughApproved, expires 2030-10-26Monmouth County 2026 (FEMA plan 109915)2025-10-272030-10-261,487
Shrewsbury boroughBoroughApproved, expires 2030-10-26Monmouth County 2026 (FEMA plan 109915)2025-10-272030-10-261,487
Spring Lake boroughBoroughApproved, expires 2030-10-26Monmouth County 2026 (FEMA plan 109915)2025-10-272030-10-261,487
Spring Lake Heights boroughBoroughApproved, expires 2030-10-26Monmouth County 2026 (FEMA plan 109915)2025-10-272030-10-261,487
Tinton Falls boroughBoroughApproved, expires 2030-10-26Monmouth County 2026 (FEMA plan 109915)2025-10-272030-10-261,487
Union Beach boroughBoroughApproved, expires 2030-10-26Monmouth County 2026 (FEMA plan 109915)2025-10-272030-10-261,487
West Long Branch boroughBoroughApproved, expires 2030-10-26Monmouth County 2026 (FEMA plan 109915)2025-10-272030-10-261,487
Aberdeen townshipTownshipApproved, expires 2030-10-26Monmouth County 2026 (FEMA plan 109915)2025-10-272030-10-261,487
Colts Neck townshipTownshipApproved, expires 2030-10-26Monmouth County 2026 (FEMA plan 109915)2025-10-272030-10-261,487
Freehold townshipTownshipApproved, expires 2030-10-26Monmouth County 2026 (FEMA plan 109915)2025-10-272030-10-261,487
Hazlet townshipTownshipApproved, expires 2030-10-26Monmouth County 2026 (FEMA plan 109915)2025-10-272030-10-261,487
Holmdel townshipTownshipApproved, expires 2030-10-26Monmouth County 2026 (FEMA plan 109915)2025-10-272030-10-261,487
Howell townshipTownshipApproved, expires 2030-10-26Monmouth County 2026 (FEMA plan 109915)2025-10-272030-10-261,487
Manalapan townshipTownshipApproved, expires 2030-10-26Monmouth County 2026 (FEMA plan 109915)2025-10-272030-10-261,487
Marlboro townshipTownshipApproved, expires 2030-10-26Monmouth County 2026 (FEMA plan 109915)2025-10-272030-10-261,487
Middletown townshipTownshipApproved, expires 2030-10-26Monmouth County 2026 (FEMA plan 109915)2025-10-272030-10-261,487
Millstone townshipTownshipApproved, expires 2030-10-26Monmouth County 2026 (FEMA plan 109915)2025-10-272030-10-261,487
Neptune townshipTownshipApproved, expires 2030-10-26Monmouth County 2026 (FEMA plan 109915)2025-10-272030-10-261,487
Ocean townshipTownshipApproved, expires 2030-10-26Monmouth County 2026 (FEMA plan 109915)2025-10-272030-10-261,487
Shrewsbury townshipTownshipApproved, expires 2030-10-26Monmouth County 2026 (FEMA plan 109915)2025-10-272030-10-261,487
Upper Freehold townshipTownshipApproved, expires 2030-10-26Monmouth County 2026 (FEMA plan 109915)2025-10-272030-10-261,487
Wall townshipTownshipApproved, expires 2030-10-26Monmouth County 2026 (FEMA plan 109915)2025-10-272030-10-261,487
Bayshore Regional Sewer AuthorityWater/Sewer AuthorityApproved, expires 2030-10-26Monmouth County 2026 (FEMA plan 109915)2025-10-272030-10-261,487this jurisdiction approved 2026-01-13
Long Branch Sewerage AuthorityWater/Sewer AuthorityApproved, expires 2030-10-26Monmouth County 2026 (FEMA plan 109915)2025-10-272030-10-261,487this jurisdiction approved 2026-01-13
Manasquan River Regional Sewerage AuthorityWater/Sewer AuthorityApproved, expires 2030-10-26Monmouth County 2026 (FEMA plan 109915)2025-10-272030-10-261,487this jurisdiction approved 2026-01-13
South Monmouth Regional Sewerage AuthorityWater/Sewer AuthorityApproved, expires 2030-10-26Monmouth County 2026 (FEMA plan 109915)2025-10-272030-10-261,487this jurisdiction approved 2026-01-13
Township of Middletown Sewerage AuthorityWater/Sewer AuthorityPlan 109915 approved 2025-10-27, pending adoption here; not yet eligibleMonmouth County 2026 (FEMA plan 109915), pending adoption here2025-10-27 by FEMA; not yet adopted here2030-10-26 once adoptedFEMA tracker shows a plan approvable pending adoptionNot yet eligible: adopt the approved plan.
Two Rivers Water Reclamation AuthorityWater/Sewer AuthorityApproved, expires 2030-10-26Monmouth County 2026 (FEMA plan 109915)2025-10-272030-10-261,487this jurisdiction approved 2026-01-13
Western Monmouth Utilities AuthorityWater/Sewer AuthorityApproved, expires 2030-10-26Monmouth County 2026 (FEMA plan 109915)2025-10-272030-10-261,487this jurisdiction approved 2026-01-13

Supports FEMA checklist item B1-a: hazard identification

Hazards NRI does not cover (local data needed)

  • dam failure (incl. upstream dams)
  • levee failure
  • flash flood as its own subtype
  • ice jams
  • debris flows
  • erosion (riverine and coastal)
  • land subsidence and sinkholes
  • expansive soils

The 18 National Risk Index hazards, ranked by expected annual loss (EAL)

Sources: 5, 6

Rank by EALHazardNRI risk ratingEAL ratingEAL buildingsmodeled dollars per yearEAL agriculturemodeled dollars per yearCost of expected deaths and injuriesFEMA's dollar value per year, not property damageEAL total (see note)modeled dollars per yearStorm Events records, 1996 to 2026-06-30countStorm Events coverage note
1Inland FloodingRelatively HighRelatively High$107,845,379$29,152$1,711,470$109,586,001144
2Strong WindVery HighVery High$86,906,630$11,808$3,799,956$90,718,394564Includes 66 High Wind and 137 Strong Wind records (NOAA non-thunderstorm wind types, outside NRI's Strong Wind definition).
3Heat WaveRelatively HighRelatively Highunder $1$17,646$24,339,450$24,357,097105
4HurricaneRelatively ModerateRelatively High$15,821,420$685,112$421,752$16,928,2857
5EarthquakeRelatively ModerateRelatively Moderate$10,468,409n/a$3,317,440$13,785,849Storm Events does not record earthquakes.
6Coastal FloodingRelatively HighRelatively High$7,331,974n/a$241,806$7,573,782131
7Cold WaveRelatively ModerateRelatively High$4,846$10,123$7,016,733$7,031,70231Includes 1 Frost/Freeze record (outside NRI's Cold Wave definition; counted in this table and in B1-d, not in the B1-e descriptor).
8LightningVery HighVery High$166,115n/a$4,061,071$4,227,18764
9Ice StormRelatively HighVery High$1,662,521n/a$181,679$1,844,2002
10TornadoRelatively LowRelatively Low$1,280,804$771$557,057$1,838,63211
11Winter WeatherVery HighVery High$183,717$29$1,233,083$1,416,829209Includes 5 Sleet records (outside NRI's Winter Weather definition).
12WildfireRelatively LowRelatively Moderate$1,254,692$472$139,914$1,395,0789
13DroughtRelatively ModerateRelatively Moderaten/a$724,598n/a$724,59844
14HailVery LowRelatively Low$71,354$51,808$24,839$148,00168
15LandslideVery LowVery Low$489n/a$46$5350No recorded events in Storm Events since 1996 (data through 2026-06-30).
TsunamiInsufficient DataInsufficient Datan/an/an/an/a1

Total = buildings + agriculture + population equivalence; FEMA values each expected death (or 10 injuries) at $13.7 million (2024 dollars).

NRI risk rating combines expected annual loss with social vulnerability and community resilience; EAL rating rates expected annual loss alone. Both compare this county with all U.S. counties.

Local data needed: state and local landslide records (Storm Events records this hazard only in part).

Not applicable to this county per NRI, with no federal declaration and no Storm Events record since 1996: avalanche and volcanic activity. That is the evidence for leaving them out of the plan.

The state hazard mitigation plan also lists hazards for this county; FEMA asks the plan to explain any hazard it leaves out.

Supports FEMA checklist item B1-b: hazard location

Affects the whole county (national data give no location within it): Cold Wave, Drought, Hail, Heat Wave, Ice Storm, Lightning, Strong Wind and Winter Weather.

Coastal Flooding and Inland Flooding: The FEMA Flood Insurance Rate Map (FIRM) is the required location source for flooding. See the FEMA Flood Map Service Center (https://msc.fema.gov) for this county.

Hazards that vary within the county: highest-rated census tracts

Source: 5

HazardHighest-rated census tractsNRI risk rating, score 0 to 100
Earthquaketract 8099.03 (Relatively Moderate, 84.8); tract 8058 (Relatively Moderate, 82.4); tract 8036.01 (Relatively Moderate, 80.6)
Hurricanetract 8087.01 (Relatively Moderate, 86.0); tract 8119 (Relatively Moderate, 85.3); tract 8106 (Relatively Moderate, 83.7)
Landslidetract 8009 (Very Low, 79.2); tract 8033 (Very Low, 75.4); tract 8032.02 (Very Low, 71.8)
Tornadotract 8125.01 (Relatively Low, 37.4); tract 8119 (Relatively Low, 35.5); tract 8102.02 (Relatively Low, 34.6)
Tsunamino tract has a National Risk Index rating for this hazard
Wildfiretract 8125.01 (Relatively Moderate, 94.6); tract 8106 (Relatively Moderate, 94.1); tract 8112 (Relatively Moderate, 93.1)

Up to 3 census tracts per hazard, highest National Risk Index rating first, then highest score; a tract number is the Census tract number (for example 8099.03 is Census Tract 8099.03). FEMA's Resilience Analysis and Planning Tool maps the National Risk Index for every tract: https://www.fema.gov/emergency-managers/practitioners/resilience-analysis-and-planning-tool

Supports FEMA checklist item B1-c: hazard extent

Extent: scale, observed range and worst recorded event per hazard

Sources: 6, 7

HazardScaleRecordscount and yearsObserved rangeWorst recorded eventMost damaging (when different)How it applies to jurisdictionsNote
Coastal Flood, Storm Surge/Tidenone in data (flood depth: FIRM)131 records, 1996 to 2026 (131 zone-level)Coastal Flood, 2012-10-28, $5,000,000,000 property; $0 crops (2012 dollars); NWS zone NJZ014Countywide (zone-level records).Flood depth: see the FEMA Flood Insurance Rate Map.
Cold/Wind Chill, Extreme Cold/Wind Chillwind chill30 records, 1996 to 2022 (30 zone-level)1 day to 16 days (median 1 day); 25 with a recorded value16 consecutive days, 2003-01-14 to 2003-01-29, zone-levelCold/Wind Chill, 2015-02-15, $100,000 property; $0 crops (zone total, 2015 dollars)Countywide (zone-level records).Cold/Wind Chill records from May to September (a frost night, not a cold wave) are counted but not used for the longest run.
Frost/Freeze (outside NRI's Cold Wave definition)crop damage1 record, 2007 (1 zone-level)No crop damage reported in 1 record.Countywide (zone-level records).
DroughtU.S. Drought Monitor scale (D0 to D4)44 records, 1997 to 2015 (44 zone-level)1 day to 392 days (median 10.5 days); 18 with a recorded value392 days (about 12.9 months), 2001-10-30 to 2002-11-25, a run of 14 consecutive Storm Events drought records, zone-levelCountywide (zone-level records).Storm Events enters a drought at D2 or worse east of the Rockies and D3 or worse from the Rockies west (NWS Instruction 10-1605); NRI drought counts D3 and D4 only.
EarthquakeModified Mercalli (local data)0Storm Events does not record earthquakes; the USGS earthquake catalog is the source.
Hailhail size (inches)78 records, 1955 to 20250.75 in to 2 in (median 0.88 in); 77 with a recorded value2 in hail, 2003-07-22Event records naming jurisdictions in the plan: Freehold borough (5 records), Freehold township (5 records), Marlboro township (5 records), Holmdel township (4 records), Allentown borough (3 records), Neptune township (3 records), Asbury Park city (2 records), Englishtown borough (2 records), Hazlet township (2 records), Manalapan township (2 records); and 12 more jurisdictions (see the Excel file).
Excessive Heat, Heatheat index (in event narratives)105 records, 1996 to 2026 (105 zone-level)1 day to 10 days (median 2 days); 71 with a recorded value10 consecutive days, 2002-08-11 to 2002-08-20, zone-levelCountywide (zone-level records).Heat records from November to March (unseasonable warmth, not a heat wave) are counted but not used for the longest run.
Hurricane, Tropical Storm, Tropical DepressionSaffir-Simpson7 records, 1996 to 2020 (7 zone-level)Strongest recorded: Tropical Storm record, 2011-08-27 to 2011-08-28, $5,000,000 property; $0 crops (2011 dollars); NWS zone NJZ013Countywide (zone-level records).Storm Events files every zone of a storm's episode under the storm's type; flooding from the storm is filed as Flood or Flash Flood records.
Ice StormSperry-Piltz ice scale (local data)2 records, 2011 to 2014 (2 zone-level)No damage reported in 2 records.Countywide (zone-level records).
Flash Flood, Flood, Lakeshore Flooddamage and flood days (flood depth: FIRM)144 records, 1996 to 2025 (22 zone-level)Flood, 2011-08-28, $10,000,000 property; $0 crops (2011 dollars)Event records naming jurisdictions in the plan: Union Beach borough (6 records), Manasquan borough (5 records), Brielle borough (4 records), Deal borough (4 records), Keyport borough (4 records), Sea Girt borough (4 records), Allenhurst borough (3 records), Allentown borough (3 records), Atlantic Highlands borough (3 records), Belmar borough (3 records); and 24 more jurisdictions (see the Excel file). Zone-level records (22) apply countywide.Flood depth: see the FEMA Flood Insurance Rate Map. Storm Events damage is often $0 or blank for floods, major ones included; FEMA Public Assistance by declaration (B1-d) shows which floods cost the most.
Debris Flownone (count and damage only)0
Lightningannualized frequency (the measure FEMA's Local Mitigation Planning Handbook names)64 records, 1997 to 2016Lightning, 2010-07-19, $0 property; $0 crops (2010 dollars), 1 direct death, 2 direct injuriesLightning, 2012-06-25, $1,000,000 property; $0 crops (2012 dollars)Event records naming jurisdictions in the plan: Atlantic Highlands borough (4 records), Howell township (4 records), Colts Neck township (3 records), Freehold borough (3 records), Freehold township (3 records), Neptune township (3 records), Bradley Beach borough (2 records), Brielle borough (2 records), Holmdel township (2 records), Manasquan borough (2 records); and 19 more jurisdictions (see the Excel file).Storm Events lists lightning with damage or casualties.
High Wind and Strong Wind (outside NRI's Strong Wind definition)wind speed (kt and mph)203 records, 1996 to 2025 (203 zone-level)30 kt (35 mph) to 76 kt (87 mph) (median 45 kt (52 mph)); 168 with a recorded value76 kt (87 mph) measured gust, High Wind, 2012-10-29; NWS zone NJZ014Countywide (zone-level records).
Thunderstorm Windwind speed (kt and mph)397 records, 1968 to 202650 kt (58 mph) to 87 kt (100 mph) (median 50 kt (58 mph)); 354 with a recorded value87 kt (100 mph), measurement type not recorded, Thunderstorm Wind, 1973-07-11Thunderstorm Wind, 2002-08-02, $10,200,000 property; crops not reported (2002 dollars)Event records naming jurisdictions in the plan: Freehold borough (23 records), Freehold township (23 records), Atlantic Highlands borough (18 records), Holmdel township (12 records), Union Beach borough (11 records), Allentown borough (9 records), Brielle borough (9 records), Keansburg borough (8 records), Keyport borough (8 records), Marlboro township (8 records); and 36 more jurisdictions (see the Excel file).
TornadoEnhanced Fujita (Fujita before Feb 2007)17 records, 1952 to 2023F/EF0 to F/EF2 (median F/EF1); 17 with a recorded valueF2 tornado, 2001-05-27, 1.5 mi within this county, 67 yd wide, $1,000,000 property; $0 crops (2001 dollars)Event records naming jurisdictions in the plan: Allentown borough (2 records), Highlands borough (1 record), Loch Arbour village (1 record), Manalapan township (1 record), Manasquan borough (1 record), Matawan borough (1 record), Union Beach borough (1 record).Before 1996 a tornado is listed once, under the county where it began, with its whole path's rating and length; from 1996 on, each county lists its own segment. Length is not used to rank tornadoes (see Methods).
Tsunaminone (count and damage only)1 record, 2013 (1 zone-level)No damage reported in 1 record.Countywide (zone-level records).
Wildfireacres burned (local data)9 records, 2000 to 2013 (5 zone-level)Wildfire, 2013-11-23, $5,000 property; $0 crops (2013 dollars); NWS zone NJZ013Event records naming jurisdictions in the plan: Tinton Falls borough (1 record). Zone-level records (5) apply countywide.
Winter Storm, Heavy Snow, Blizzard, Lake-Effect Snow, Winter Weather, Sleetnone in data (snowfall: local data)209 records, 1996 to 2026 (209 zone-level)Heavy Snow, 2005-01-22, $2,000,000 property; crops not reported (2005 dollars); NWS zone NJZ013Countywide (zone-level records).

Where a hazard names more than 10 jurisdictions, the table lists the 10 with the most records; every one is in the Excel file, sheet "B1-c Extent".

In event narratives only (local data needed): wind chill, temperature, heat index, ice thickness, acres burned and snow depth; any physical measure of debris flow, lightning and tsunami.

Storm Events records are more complete after 1996; before 1996 only Tornado (from 1950), Hail and Thunderstorm Wind (from 1955) exist. Zone-level records from zones that no NWS zone-county file places in this county (mostly before 2020) are not counted here (the Methods page explains the zone matching).

Dollars are nominal (as reported), labeled with the year; not adjusted for inflation.

Supports FEMA checklist item B1-d: previous occurrences

Federal declarations for this county: 28 declarations covering 20 separate hazard incidents counted in this packet (declarations for the same incident count once; non-natural and evacuation-only declarations are not counted).

Federal disaster declarations for this county

Sources: 1, 2, 3

DeclaredIncident beganFEMA numberTypeTitleMapped hazardCounty Public Assistancefederal share obligated, nominal dollarsNotes
2021-09-052021-09-01DR-4614-NJMajor disasterRemnants of Hurricane IdaHurricaneno Public Assistance recorded
2021-09-022021-09-01EM-3573-NJEmergencyRemnants of Hurricane IdaHurricaneno Public Assistance recordedsame incident as DR-4614
2020-12-112020-08-04DR-4574-NJMajor disasterTropical Storm IsaiasHurricane$6,582,581.11
2020-03-252020-01-20DR-4488-NJMajor disasterCOVID-19 PandemicNon-natural, not counted$96,716,278.06
2020-03-132020-01-20EM-3451-NJEmergencyCOVID-19Non-natural, not countedno Public Assistance recordedsame incident as DR-4488
2016-03-142016-01-22DR-4264-NJMajor disasterSevere Winter Storm and SnowstormWinter Weather$4,683,624.45
2012-10-302012-10-26DR-4086-NJMajor disasterHurricane SandyHurricane$288,568,360.86
2012-10-282012-10-26EM-3354-NJEmergencyHurricane SandyHurricaneno Public Assistance recordedsame incident as DR-4086
2011-08-312011-08-27DR-4021-NJMajor disasterHurricane IreneHurricane$9,227,138.60
2011-08-272011-08-26EM-3332-NJEmergencyHurricane IreneHurricaneno Public Assistance recordedsame incident as DR-4021
2011-02-042010-12-26DR-1954-NJMajor disasterSevere Winter Storm and SnowstormWinter Weather$4,933,768.01
2010-04-022010-03-12DR-1897-NJMajor disasterSevere Storms and FloodingInland Flooding$4,019,062.01
2005-09-192005-08-29EM-3257-NJEmergencyHurricane Katrina EvacuationHurricane: evacuation support, not a local hazard event; not countedno Public Assistance recorded
2003-03-202003-02-16EM-3181-NJEmergencySnowWinter Weather$2,434,217.05
2001-09-192001-09-11EM-3169-NJEmergencyFires and ExplosionsNon-natural, not counted$415,181.59
2000-11-012000-05-30EM-3156-NJEmergencyWest Nile VirusNon-natural, not countedno Public Assistance recorded
1999-09-171999-09-16EM-3148-NJEmergencyHurricane Floyd Emergency DeclarationsHurricane$290,904.75
1996-01-131996-01-07DR-1088-NJMajor disasterBlizzard of 96 (Severe Snow Storm)Winter Weatherno Public Assistance recorded
1993-03-171993-03-13EM-3106-NJEmergencySevere BlizzardWinter Weatherno Public Assistance recorded
1992-12-181992-12-10DR-973-NJMajor disasterCoastal Storm, High Tides, Heavy Rain, & FloodingCoastal Floodingno Public Assistance recorded
1992-03-031992-01-04DR-936-NJMajor disasterSevere Coastal StormCoastal Floodingno Public Assistance recorded
1985-10-151985-09-27DR-749-NJMajor disasterHurricane GloriaHurricaneno Public Assistance recorded
1984-04-121984-03-28DR-701-NJMajor disasterCoastal Storms & FloodingCoastal Floodingno Public Assistance recorded
1980-10-191980-10-19EM-3083-NJEmergencyWater ShortageDroughtno Public Assistance recorded
1977-02-081977-02-08DR-528-NJMajor disasterIce ConditionsIce StormPA not declared for this county
1976-08-211976-08-21DR-519-NJMajor disasterSevere Storms, High Winds & FloodingInland Flooding (primary); also designated: Strong Windno Public Assistance recorded
1971-09-041971-09-04DR-310-NJMajor disasterHeavy Rains & FloodingInland Floodingno Public Assistance recorded
1965-08-181965-08-18DR-205-NJMajor disasterWater ShortageDroughtno Public Assistance recorded

School districts and special districts in this county: $18,506,875.52 (included in the county total above). Public Assistance matched by applicant name to the school districts and special districts FEMA lists as plan participants in this county. They have no row of their own in the jurisdiction table, so their total is listed here. These dollars are already included in the county PA column of the declarations table (the FEMA record places each applicant in this county), so this line is not added to it.

County Public Assistance: applicants the FEMA record places in this county, including any state agencies FEMA files there; statewide rows are listed on the state page; federal share obligated, nominal dollars.

Statewide declarations

Source: 2

DeclaredIncident beganFEMA numberTypeTitleMapped hazard
1962-03-091962-03-09DR-124-NJMajor disasterSevere Storm, High Tides & FloodingInland Flooding (primary); also designated: Coastal Flooding
1955-08-201955-08-20DR-41-NJMajor disasterHurricane & FloodsHurricane (primary); also designated: Inland Flooding

FEMA recorded these with designated area Statewide and no county, so they are listed on every county page in the state and not counted with county rows. Local data needed: whether each one affected this county.

Public Assistance not placed in any New Jersey county: 1 row, $23,724.37; listed on the New Jersey state page.

Source: 3

Previous occurrences by hazard, with explicit no-event rows

Sources: 2, 6, 7

HazardStorm Events records, all years on file(years in the Period column)Since plan approvalrecordsIn the 12 months before plan approvalrecordsLast 5 yearsrecordsDeclared incidents, all yearsseparate disastersDeclared since approvalseparate disastersPeriodStatement
Coastal Flooding1312313301996 to 2026-06-30
Cold Wave31001001996 to 2026-06-30Includes 1 Frost/Freeze record.
Drought44000201996 to 2026-06-30
Earthquake000000Storm Events does not record earthquakes; the USGS earthquake catalog is the source.
Hail780114001955 to 2026-06-30
Heat Wave1051516001996 to 2026-06-30
Hurricane7000601996 to 2026-06-30
Ice Storm2000101996 to 2026-06-30
Inland Flooding1440919301996 to 2026-06-30
Landslide0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Lightning64000001996 to 2026-06-30
Strong Wind600171489101955 to 2026-06-30Includes 66 High Wind and 137 Strong Wind records.
Tornado17005001950 to 2026-06-30
Tsunami1000001996 to 2026-06-30
Wildfire9000001996 to 2026-06-30
Winter Weather2095421501996 to 2026-06-30Includes 5 Sleet records.

Notable Storm Events records

Sources: 1, 6, 7

DateEvent typeMagnitude or extentDamagenominal dollarsDeaths, injuriesdirect onlyLocationWhy listed
2012-10-29High Wind76 kt (87 mph) measured gust$1,500,000,000 property; $0 crops (zone total, 2012 dollars)0, 0NWS zone NJZ014 (EASTERN MONMOUTH), zone-levelB1-c worst recorded: High Wind and Strong Wind
2012-10-28Coastal Flood$5,000,000,000 property; $0 crops (zone total, 2012 dollars)0, 0NWS zone NJZ014 (EASTERN MONMOUTH), zone-levelB1-c worst recorded: Coastal Flood, Storm Surge/Tide
2011-08-28Flood$10,000,000 property; $0 crops (2011 dollars)0, 0HORNERSTOWN to FREEWOOD ACRESB1-c worst recorded: Flash Flood, Flood, Lakeshore Flood
2011-08-27Tropical Storm$5,000,000 property; $0 crops (zone total, 2011 dollars)0, 0NWS zone NJZ013 (WESTERN MONMOUTH), zone-levelB1-c worst recorded: Hurricane, Tropical Storm, Tropical Depression
2010-07-19Lightning$0 property; $0 crops (2010 dollars)1, 2WEST KEANSBURGdeaths or injuries recorded
2008-07-27Lightning$0 property; $0 crops (2008 dollars)1, 2ATLANTIC HIGHLANDSdeaths or injuries recorded
2005-01-22Heavy Snow$2,000,000 property; crops not reported (zone total, 2005 dollars)0, 0NWS zone NJZ013 (WESTERN MONMOUTH), zone-levelB1-c worst recorded: Winter Storm, Heavy Snow, Blizzard, Lake-Effect Snow, Winter Weather, Sleet
2003-01-14Cold/Wind Chilldamage not reported0, 0NWS zone NJZ014 (EASTERN MONMOUTH), zone-levelB1-c worst recorded: Cold/Wind Chill, Extreme Cold/Wind Chill
2002-08-11Heatdamage not reported0, 0NWS zone NJZ013 (WESTERN MONMOUTH), zone-levelB1-c worst recorded: Excessive Heat, Heat
2001-05-27TornadoF2, 1.5 mi within this county, 67 yd wide$1,000,000 property; $0 crops (2001 dollars)0, 0GORDONS CORNERB1-c worst recorded: Tornado
1998-09-07Thunderstorm Wind65 kt (75 mph), measurement type not recordeddamage not reported1, 30COUNTYWIDEdeaths or injuries recorded
1973-07-11Thunderstorm Wind87 kt (100 mph), measurement type not recordeddamage not recorded (pre-1996 record)0, 0location not recordedB1-c worst recorded: Thunderstorm Wind

The full list is in the Excel file, sheet "B1-d Storm Events history" (1,442 rows).

Location is the place NOAA recorded, as written in its data; it need not be a jurisdiction in this plan.

Local data needed: state-declared emergencies, from your state emergency management agency (federal data do not include them).

Tribal and special-area declarations in this state are listed on the state page.

Supports FEMA checklist item B1-e: probability of future events

Probability: FEMA annualized frequency and descriptor per hazard

Sources: 5, 6

HazardFEMA annualized frequency (modeled)unit per rowUnitIn plain termsDescriptorDescriptor basisNRI events or days in its record period (hail, wind and tornado are area-weighted, so can be fractional)NRI periodLocationNote
Coastal Flooding3.74events per year at a location (modeled)about 3.7 per year at a given location in the countyHighly likelyFEMA annualized frequency (modeled)not shownmodeledsee B1-fDescriptor from NRI: the rate at a location is 1 or more a year, so the county rate is at least that.
Cold Wave0.839event-days per yearabout 0.839 days per yearLikelyStorm Events event-days in 14 of 30 years, 1996 to 2025 (46.7%)11.52005-11-12 to 2024-11-12 (19 years)countywide
Drought3.98event-days per yearabout 3.98 days per yearLikelyStorm Events event-days in 10 of 30 years, 1996 to 2025 (33.3%)1822000 to 2025 (25.25 years; D3 and D4 only)countywide
Earthquake0.00193annual probability at a locationchance a given location in the county has at least minor-damage shaking in a year: 0.193%not shownmodeledsee B1-fNo descriptor (Storm Events does not record earthquakes).
Hail1.93events per yearabout 1.93 per yearHighly likelyFEMA annualized frequency (modeled)79.7 (modeled)1986 to 2023 (38 years)countywide
Heat Wave6.66event-days per yearabout 6.66 days per yearLikelyStorm Events event-days in 23 of 30 years, 1996 to 2025 (76.7%)71.92005-11-12 to 2024-11-12 (19 years)countywide
Hurricane0.178events per yearabout 1 in 6 yearsLikelyFEMA annualized frequency (modeled)581851 to 2024 (Atlantic)see B1-fNRI counts hurricane and tropical storm tracks passing within storm-force wind range; federal declarations are in B1-d.
Ice Storm0.697event-days per yearabout 0.697 days per yearPossibleStorm Events event-days in 2 of 30 years, 1996 to 2025 (6.67%)371946-12-31 to 2014-02-12 (67 years)countywide
Inland Flooding3.54event-days per yearabout 3.54 days per yearHighly likelyStorm Events event-days in 29 of 30 years, 1996 to 2025 (96.7%)991996 to 2023 (28 years)see B1-f
Landslide0.137events per year (modeled)about 1 in 7 yearsLikelyFEMA annualized frequency (modeled)not shownmodeledsee B1-f
Lightning31.5days per year with a strikeabout 31.5 days per yearHighly likelyFEMA annualized frequency (modeled)not shown1995 to 2023 (29 years; CONUS)countywide
Strong Wind5.81events per yearabout 5.81 per yearHighly likelyFEMA annualized frequency (modeled)1751986 to 2023 (38 years)countywide
Tornado0.207events per yearabout 1 in 5 yearsLikelyFEMA annualized frequency (modeled)not shown1950 to 2023 (EF2+); 1986 to 2023 (EF0-1)see B1-f
Tsunamiannual probability at the most exposed location (used in place of a county value)PossibleStorm Events records in 1 of 30 years, 1996 to 2025 (3.33%)not shownmodeledsee B1-f
Wildfire0.00123annual probability at a locationchance a given location in the county burns in a year: 0.123%LikelyStorm Events records in 7 of 30 years, 1996 to 2025 (23.3%)not shownmodeledsee B1-f
Winter Weather9.2event-days per yearabout 9.2 days per yearHighly likelyStorm Events event-days in 29 of 30 years, 1996 to 2025 (96.7%)1262005-11-12 to 2024-11-12 (19 years)countywide

FEMA annualized frequency (modeled) is the National Risk Index v1.20 (December 2025) estimate of how often a hazard affects this county in a year; it is not recorded events divided by years, and its unit differs by hazard (events, event-days, or days with a lightning strike per year). For earthquake, wildfire, coastal flooding and tsunami the value is the chance (or number of events) at a location in the county, not across the county, so no "1 in N years" is given and the descriptor comes from Storm Events where it has a record (none for earthquake). The Methods page gives each hazard's method, from FEMA's National Risk Index Technical Documentation v1.20.

Where NRI gives event-days, the descriptor comes from the share of years with a Storm Events record; NRI's source records more events, so the two differ.

Descriptor scale used in this packet (defined per unit)

Sources: 5, 6

UnitDescriptorDefinition
events per yearHighly likely1 or more per year
events per yearLikelyabout once in 1 to 10 years
events per yearPossibleabout once in 10 to 100 years
events per yearUnlikelyless than once in 100 years
annual probabilityLikely10% to under 100% chance in a given year
annual probabilityPossible1% to under 10% chance in a given year
annual probabilityUnlikelyunder 1% chance in a given year
event-days (share of years)Highly likelyevent-days recorded in 90% or more of years
event-days (share of years)Likelyevent-days recorded in 10% to under 90% of years
event-days (share of years)Possibleevent-days recorded in some years but under 10% of years
lightning strike-daysHighly likelycloud-to-ground strikes on 1 or more days per year

Intensity bands: historical frequency (Storm Events)

Source: 6

HazardBandYearsEventscounty-coded recordsYears in periodEvents per yearevents / years
Hail1.00-1.99 in1996 to 202531301.03
Hail2.00 in+1996 to 20251300.0333
Thunderstorm Wind (counted as NRI Strong Wind)50-64 kt1996 to 20253233010.8
Thunderstorm Wind (counted as NRI Strong Wind)65 kt+1996 to 202513300.433
Thunderstorm Wind (counted as NRI Strong Wind)unmeasured or below 50 kt1996 to 20259300.3
TornadoEF0-11996 to 20258300.267
TornadoEF2-31996 to 20253300.1
TornadoEF4-51996 to 20250300
Tornadounrated (EFU)1996 to 20250300

The bands show how often events of each severity were recorded in this county, to profile how severe events have been (FEMA's probability item asks for the range of intensities).

Hail smaller than 1 inch is not counted: on 2010-01-05 the National Weather Service raised its severe-hail threshold from 3/4 inch to 1 inch, so smaller reports became less common after 2009 (NWS Service Change Notice 09-52). NRI hail frequency uses a 0.75 inch threshold.

Optional: future conditions. Not a required item in the 2025 FEMA Local Mitigation Planning Policy Guide; some states ask for it. The federal Climate Mapping for Resilience and Adaptation (CMRA) site gives county exposure to future climate conditions (https://resilience.climate.gov/).

Supports FEMA checklist item B1-f: hazards that vary across jurisdictions

Range of census tract risk within the county

Source: 5

HazardTractsrated of allNRI risk score, 0 to 100Tracts by rating
MinMedianMax
Coastal Flooding93 of 15469.779.699.7Very High 2, Relatively High 12, Relatively Moderate 15, Relatively Low 31, Very Low 33, No Rating 61
Cold Wave154 of 15417.043.263.5Relatively Moderate 49, Relatively Low 104, Very Low 1
Drought62 of 15467.079.397.4Relatively Moderate 2, Relatively Low 30, Very Low 30, No Rating 92
Earthquake154 of 15428.864.284.8Relatively Moderate 14, Relatively Low 132, Very Low 8
Hail154 of 1542.713.764.2Relatively Low 3, Very Low 151
Heat Wave154 of 1546.983.595.8Relatively High 73, Relatively Moderate 51, Relatively Low 28, Very Low 2
Hurricane154 of 15454.275.486.0Relatively Moderate 43, Relatively Low 111
Ice Storm154 of 15418.665.591.8Relatively High 2, Relatively Moderate 59, Relatively Low 89, Very Low 4
Inland Flooding154 of 1540.842.595.1Relatively High 13, Relatively Moderate 52, Relatively Low 62, Very Low 27
Landslide153 of 1548.726.279.2Very Low 153, No Rating 1
Lightning154 of 1545.272.592.8Relatively High 49, Relatively Moderate 86, Relatively Low 18, Very Low 1
Strong Wind154 of 15486.699.5100.0Very High 144, Relatively High 10
Tornado154 of 1543.220.637.4Relatively Low 14, Very Low 140
Tsunami0 of 154Insufficient Data 154
Wildfire128 of 15418.872.894.6Relatively Moderate 16, Relatively Low 70, Very Low 42, No Rating 26
Winter Weather154 of 15423.076.391.7Relatively High 60, Relatively Moderate 91, Relatively Low 3

Drought: Agriculture is all of NRI's expected annual loss for this hazard in the county, so the tract range mostly reflects where crop and livestock value is.

Rated tracts only: No Rating (score 0.0), Not Applicable and Insufficient Data tracts are counted but not used for the minimum, median and maximum.

The score ranks a tract against all U.S. tracts (100 = highest). The rating is FEMA's category for the tract's risk value, computed differently, so the two can disagree.

Frequency data for cold wave, drought, hail, heat wave, ice storm, lightning, strong wind and winter weather are county-wide or coarse (49 km grid or NWS zone), the same for every jurisdiction; the tract range mostly reflects where buildings and people are (crop and livestock value where a line above names agriculture).

Each jurisdiction (starting figures from federal data)

Sources: 1, 3, 4, 6

JurisdictionTypePlan statusRepetitive lossFMA RL and SRL (44 CFR 77.2); repeat-flood, any definitionPublic Assistance to this jurisdictionFEMA records matched by applicant name; federal share obligated, nominal dollarsEvent records naming this placeall years; since its planNotes
Monmouth CountyCountyApproved, expires 2030-10-26$12,171,655.630 total; 0 since its planNo NFIP community ID on this jurisdiction's plan row. Includes $415,181.59 for declarations not counted as hazard incidents (DR-4488-NJ, EM-3169-NJ).
Allenhurst boroughBoroughApproved, expires 2030-10-26FMA RL 0, SRL 0; any 2$733,492.737 total; 0 since its plan
Allentown boroughBoroughApproved, expires 2030-10-26FMA RL 0, SRL 0; any 0$99,966.9818 total; 0 since its plan
Asbury Park cityCityApproved, expires 2030-10-26FMA RL 0, SRL 0; any 5$4,895,635.467 total; 0 since its plan
Atlantic Highlands boroughBoroughApproved, expires 2030-10-26FMA RL 0, SRL 1; any 6$1,532,910.1326 total; 2 since its plan
Avon-by-the-Sea boroughBoroughApproved, expires 2030-10-26FMA RL 0, SRL 1; any 11$3,866,346.335 total; 0 since its plan
Belmar boroughBoroughApproved, expires 2030-10-26FMA RL 0, SRL 3; any 35$22,558,625.717 total; 0 since its plan
Bradley Beach boroughBoroughApproved, expires 2030-10-26FMA RL 0, SRL 0; any 5$2,929,835.928 total; 0 since its plan
Brielle boroughBoroughApproved, expires 2030-10-26FMA RL 0, SRL 1; any 9$738,846.9415 total; 0 since its plan
Deal boroughBoroughApproved, expires 2030-10-26FMA RL 0, SRL 2; any 3$2,727,186.517 total; 0 since its plan
Eatontown boroughBoroughApproved, expires 2030-10-26FMA RL 0, SRL 0; any 1$855,777.165 total; 0 since its plan
Englishtown boroughBoroughApproved, expires 2030-10-26FMA RL 0, SRL 0; any 5$57,839.7510 total; 0 since its plan
Fair Haven boroughBoroughApproved, expires 2030-10-26FMA RL 0, SRL 0; any 0$554,440.827 total; 0 since its planIncludes $32,411.87 for declarations not counted as hazard incidents (DR-4488-NJ).
Farmingdale boroughBoroughApproved, expires 2030-10-26FMA RL 0, SRL 0; any 7$51,615.572 total; 0 since its plan
Freehold boroughBoroughApproved, expires 2030-10-26FMA RL 0, SRL 0; any 0$817,350.2034 total; 0 since its plan
Highlands boroughBoroughApproved, expires 2030-10-26FMA RL 14, SRL 20; any 183$5,790,959.391 total; 0 since its plan
Interlaken boroughBoroughApproved, expires 2030-10-26FMA RL 0, SRL 0; any 2$150,129.052 total; 0 since its plan
Keansburg boroughBoroughApproved, expires 2030-10-26FMA RL 1, SRL 2; any 41$6,230,058.5311 total; 1 since its planIncludes $54,625.02 for declarations not counted as hazard incidents (DR-4488-NJ).
Keyport boroughBoroughApproved, expires 2030-10-26FMA RL 2, SRL 5; any 11$796,537.5612 total; 2 since its plan
Lake Como boroughBoroughApproved, expires 2030-10-26FMA RL 0, SRL 0; any 3$458,896.664 total; 0 since its plan
Little Silver boroughBoroughApproved, expires 2030-10-26FMA RL 1, SRL 5; any 25$2,258,609.043 total; 0 since its plan
Loch Arbour villageVillageApproved, expires 2030-10-26FMA RL 2, SRL 1; any 18$978,321.071 total; 0 since its plan
Long Branch cityCityApproved, expires 2030-10-26FMA RL 1, SRL 12; any 62$22,087,454.423 total; 0 since its planIncludes $414,623.34 for declarations not counted as hazard incidents (DR-4488-NJ).
Manasquan boroughBoroughApproved, expires 2030-10-26FMA RL 16, SRL 23; any 148$9,685,870.3513 total; 0 since its plan
Matawan boroughBoroughApproved, expires 2030-10-26FMA RL 0, SRL 0; any 0$654,816.206 total; 0 since its plan
Monmouth Beach boroughBoroughApproved, expires 2030-10-26FMA RL 4, SRL 36; any 138$3,197,587.184 total; 1 since its plan
Neptune City boroughBoroughApproved, expires 2030-10-26FMA RL 0, SRL 0; any 5$346,337.763 total; 0 since its plan
Oceanport boroughBoroughApproved, expires 2030-10-26FMA RL 2, SRL 8; any 37$7,511,880.019 total; 0 since its planIncludes $18,377.01 for declarations not counted as hazard incidents (DR-4488-NJ).
Red Bank boroughBoroughApproved, expires 2030-10-26FMA RL 0, SRL 0; any 3$841,800.054 total; 0 since its plan
Roosevelt boroughBoroughApproved, expires 2030-10-26FMA RL 0, SRL 0; any 1no Public Assistance recorded4 total; 0 since its plan
Rumson boroughBoroughApproved, expires 2030-10-26FMA RL 5, SRL 20; any 84$5,072,884.286 total; 0 since its plan
Sea Bright boroughBoroughApproved, expires 2030-10-26FMA RL 13, SRL 49; any 131$11,360,390.375 total; 0 since its plan
Sea Girt boroughBoroughApproved, expires 2030-10-26FMA RL 0, SRL 0; any 4$2,334,242.359 total; 0 since its plan
Shrewsbury boroughBoroughApproved, expires 2030-10-26FMA RL 0, SRL 0; any 1$161,574.6010 total; 0 since its plan
Spring Lake boroughBoroughApproved, expires 2030-10-26FMA RL 4, SRL 20; any 101$4,414,088.404 total; 0 since its plan
Spring Lake Heights boroughBoroughApproved, expires 2030-10-26FMA RL 2, SRL 3; any 4$382,423.146 total; 0 since its plan
Tinton Falls boroughBoroughApproved, expires 2030-10-26FMA RL 0, SRL 0; any 1$1,698,094.705 total; 0 since its plan
Union Beach boroughBoroughApproved, expires 2030-10-26FMA RL 6, SRL 21; any 66$8,169,392.9620 total; 1 since its plan
West Long Branch boroughBoroughApproved, expires 2030-10-26FMA RL 0, SRL 0; any 2$304,975.355 total; 1 since its plan
Aberdeen townshipTownshipApproved, expires 2030-10-26FMA RL 0, SRL 1; any 2$1,740,271.070 total; 0 since its plan
Colts Neck townshipTownshipApproved, expires 2030-10-26FMA RL 0, SRL 1; any 3$2,497,361.897 total; 0 since its plan
Freehold townshipTownshipApproved, expires 2030-10-26FMA RL 0, SRL 0; any 4$2,840,724.5334 total; 0 since its plan
Hazlet townshipTownshipApproved, expires 2030-10-26FMA RL 0, SRL 3; any 5$670,094.7810 total; 1 since its plan
Holmdel townshipTownshipApproved, expires 2030-10-26FMA RL 0, SRL 0; any 1$3,149,827.2018 total; 0 since its plan
Howell townshipTownshipApproved, expires 2030-10-26FMA RL 0, SRL 0; any 3$5,138,221.7412 total; 1 since its planIncludes $468,366.76 for declarations not counted as hazard incidents (DR-4488-NJ).
Manalapan townshipTownshipApproved, expires 2030-10-26FMA RL 0, SRL 1; any 9$3,149,104.129 total; 0 since its plan
Marlboro townshipTownshipApproved, expires 2030-10-26FMA RL 0, SRL 0; any 8$4,300,465.9814 total; 0 since its planIncludes $139,016 for declarations not counted as hazard incidents (DR-4488-NJ).
Middletown townshipTownshipApproved, expires 2030-10-26FMA RL 7, SRL 19; any 135$16,358,457.107 total; 0 since its planIncludes $164,791.47 for declarations not counted as hazard incidents (DR-4488-NJ).
Millstone townshipTownshipApproved, expires 2030-10-26FMA RL 0, SRL 0; any 0$1,252,509.890 total; 0 since its planIncludes $89,784.72 for declarations not counted as hazard incidents (DR-4488-NJ).
Neptune townshipTownshipApproved, expires 2030-10-26FMA RL 0, SRL 2; any 22$8,443,589.0310 total; 0 since its planIncludes $265,829.87 for declarations not counted as hazard incidents (DR-4488-NJ).
Ocean townshipTownshipApproved, expires 2030-10-26FMA RL 1, SRL 12; any 31$2,427,585.620 total; 0 since its planIncludes $27,825 for declarations not counted as hazard incidents (DR-4488-NJ).
Shrewsbury townshipTownshipApproved, expires 2030-10-26FMA RL 0, SRL 0; any 0$51,125.3110 total; 0 since its plan
Upper Freehold townshipTownshipApproved, expires 2030-10-26FMA RL 0, SRL 0; any 0$165,498.170 total; 0 since its plan
Wall townshipTownshipApproved, expires 2030-10-26FMA RL 1, SRL 2; any 7$3,004,189.940 total; 0 since its plan

Repetitive-loss counts are for whole NFIP communities, which can extend beyond this county (see the note in B2-c).

School districts and special districts get a plan clock row only.

County Public Assistance in B1-d also includes applicants filed under the county that are not jurisdictions in this plan (for example state agencies, special districts and nonprofits), so the jurisdiction rows add up to less.

Supports FEMA checklist items B2-a and B2-b: vulnerability and potential impacts

Local data needed

The table below gives county-level starting figures; the plan describes impacts for each jurisdiction and its own assets.

  • Critical facilities and lifelines per hazard
  • A problem statement per jurisdiction per hazard
  • Changes in development in hazard-prone areas since the last approval, or a statement of none (E1-a)
  • Future assets

County-level starter: exposure, expected annual loss and damage since the plan

Sources: 1, 2, 3, 5, 6, 7

HazardBuilding exposuremodeled dollarsAgriculture exposuremodeled dollarsPopulation exposedpeopleEAL buildingsmodeled dollars per yearEAL agriculturemodeled dollars per yearCost of expected deaths and injuriesFEMA's dollar value per year, not property damageEAL as % of exposurebuildings; agriculture where notedStorm Events damage since 2025-10-27county-coded records, property plus crops, nominal dollarsZone-level damage since planproperty plus crops, reported for the zonePublic Assistance since plannominal dollars; see noteNote
Coastal Flooding$14,929,718,307n/a68,463$7,331,974n/a$241,8060.0491%$0
Cold Wave$163,954,734,071$103,793,771643,233$4,846$10,123$7,016,733under 0.0001%
Droughtn/a$72,991,812n/an/a$724,598n/a0.993% (agriculture)NRI has no building exposure for this hazard; agriculture shown
Earthquake$277,495,353,870n/a643,615$10,468,409n/a$3,317,4400.00377%
Hail$163,960,792,840$103,826,165643,237$71,354$51,808$24,839under 0.0001%
Heat Wave$163,954,734,071$103,793,771643,233under $1$17,646$24,339,450under 0.0001%
Hurricane$163,951,766,471$103,826,165643,180$15,821,420$685,112$421,7520.00965%
Ice Storm$161,651,509,056n/a633,997$1,662,521n/a$181,6790.00103%
Inland Flooding$163,785,117,835$1,016,75648,760$107,845,379$29,152$1,711,470n/a (see note)NRI counts the full building value of any census block with some flood loss; this is not the value of buildings in the floodplain. Use local FIRM overlays for B2-a/B2-b.
Landslide$1,645,658,271n/a5,771$489n/a$46under 0.0001%
Lightning$163,960,792,840n/a643,237$166,115n/a$4,061,0710.000101%
Strong Wind$163,960,792,840$103,826,165643,237$86,906,630$11,808$3,799,9560.053%$0
Tornado$163,960,792,840$103,826,165643,237$1,280,804$771$557,0570.000781%
Tsunamin/an/an/an/an/an/aNRI publishes no building exposure for this county
Wildfire$13,008,126,425$43,869,92581,565$1,254,692$472$139,9140.00965%
Winter Weather$163,954,734,071$103,793,771643,233$183,717$29$1,233,0830.000112%$0

Totals since 2025-10-27 (Storm Events through 2026-06-30): 16 county-coded records, 2 with a damage value recorded (including $0), $0; 9 zone-level records, 6 with a damage value recorded (including $0), $0 reported for the zone; Public Assistance: no counted declaration since the plan.

FEMA does not split Public Assistance by hazard. A declaration mapped to several hazards is listed under each of them with its full amount, so the per-hazard column does not add up to the total; the unit total counts each declaration once.

NRI computes earthquake exposure on its own basis, so it exceeds the county building value in B2-a.

Supports FEMA checklist item B2-a: vulnerability (county context)

County context

Source: 5

MeasureValue
Population643,237
Building value (total, not at risk)$163,960,792,840
Agriculture value (total, not at risk)$103,826,165
NRI risk rating (all hazards)Relatively High
Expected annual loss, buildings and agriculture, all hazards$234,529,871
Expected annual loss, population equivalence, all hazards (NRI values each statistical life at $13.7M; a modeled value of expected deaths and injuries, not property damage)$47,046,297
Social vulnerability ratingVery Low
Community resilience ratingVery High
NRI versionDecember 2025

FEMA's all-hazard expected annual loss adds buildings, agriculture and population equivalence; this table gives the property part and the population-equivalence part as separate rows.

Social vulnerability: higher means people are more likely to be harmed and slower to recover. Community resilience: lower means the community is less able to recover. High social vulnerability and low resilience both raise the NRI risk rating.

Supports FEMA checklist item B2-c: repetitive loss properties

Repetitive loss in this county, both definitions

Sources: 1, 4

DefinitionPropertiesSevere repetitive lossProperties
Repetitive loss, FMA definition (44 CFR 77.2)82Severe repetitive loss, FMA definition (44 CFR 77.2)274
Repetitive loss, NFIP insurance definition1,267Severe repetitive loss, NFIP insurance definition154

The state NFIP coordinator's list, the source FEMA's Handbook names, often uses the NFIP insurance definition (second row).

Repeat-flood properties: county and state-level rows

Sources: 1, 4

ScopeRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
County total822741,2671541,391107781
of which: Allenhurst borough0020200
of which: Asbury Park city0050501
of which: Atlantic Highlands borough0161604
of which: Avon-by-the-Sea borough0111111010
of which: Bradley Beach borough0050501
of which: Brielle borough0191907
of which: Colts Neck township0120311
of which: Deal borough0232301
of which: Eatontown borough0010100
of which: Englishtown borough0050502
of which: Farmingdale borough0070700
of which: Freehold township0040400
of which: Hazlet township0353503
of which: Holmdel township0010100
of which: Howell township0030300
of which: Interlaken borough0020201
of which: Keansburg borough1240141127
of which: Keyport borough251041112
of which: Little Silver borough1524225018
of which: Loch Arbour village211711809
of which: Long Branch city11259962125
of which: Manalapan township0191902
of which: Marlboro township0080802
of which: Aberdeen township0121202
of which: Middletown township7191259135980
of which: Monmouth Beach borough43612926138986
of which: Neptune City borough0050501
of which: Neptune township0221122013
of which: Tinton Falls borough0010101
of which: Ocean township11227831411
of which: Oceanport borough2834637325
of which: Red Bank borough0030301
of which: Roosevelt borough0010100
of which: Sea Girt borough0040402
of which: Shrewsbury borough0010101
of which: Lake Como borough0030303
of which: Spring Lake borough4209212101875
of which: Spring Lake Heights borough2332413
of which: Union Beach borough62152866942
of which: Wall township1260713
of which: West Long Branch borough0020201
of which: Belmar borough0334235121
of which: Highlands borough142017513183870
of which: Manasquan borough16231351314810108
of which: Rumson borough520771284551
of which: Sea Bright borough134996151313565
of which: Unknown (community ID Unknown in FEMA data)0010100
Statewide, no county in FEMA's file0150610

The statewide row counts properties FEMA's file gives with no county in this state; they are listed for reference and are not in this county's counts.

Repeat-flood properties by jurisdiction in the plan (NFIP community)

Sources: 1, 4

JurisdictionNFIP community IDRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
Allenhurst borough3402830020200
Allentown borough3402840000000
Asbury Park city3402850050501
Atlantic Highlands borough3402860161604
Avon-by-the-Sea borough3402870111111010
Belmar borough3452830334235121
Bradley Beach borough3402890050501
Brielle borough3402900191907
Deal borough3402920232301
Eatontown borough3402930010100
Englishtown borough3402940050502
Fair Haven borough3402950000000
Farmingdale borough3402960070700
Freehold borough3455360000000
Highlands borough345297142017513183870
Interlaken borough3403020020201
Keansburg borough3403031240141127
Keyport borough340304251041112
Lake Como borough3403280030303
Little Silver borough3403051524225018
Loch Arbour village340306211711809
Long Branch city34030711259962125
Manasquan borough34530316231351314810108
Matawan borough3403110000000
Monmouth Beach borough34031543612926138986
Neptune City borough3403160050501
Oceanport borough3403202834637325
Red Bank borough3403210030301
Roosevelt borough3403220010100
Rumson borough345316520771284551
Sea Bright borough345317134996151313565
Sea Girt borough3403250040402
Shrewsbury borough3403260010101
Spring Lake borough3403294209212101875
Spring Lake Heights borough3403302332413
Tinton Falls borough3403180010101
Union Beach borough34033162152866942
West Long Branch borough3403340020201
Aberdeen township3403120121202
Colts Neck township3402910120311
Freehold township3402970040400
Hazlet township3402980353503
Holmdel township3403000010100
Howell township3403010030300
Manalapan township3403080191902
Marlboro township3403100080802
Middletown township3403137191259135980
Millstone township3403140000000
Neptune township3403170221122013
Ocean township34031911227831411
Shrewsbury township3400020000000
Upper Freehold township3403320000000
Wall township3403331260713

Counts by occupancy group for each jurisdiction are in the Excel file, sheet "B2-c Jurisdictions".

Jurisdiction rows are whole NFIP communities and need not add up to the county total: a community that extends into another county is counted in full on each jurisdiction row, while the county table counts only its part in this county.

County repeat-flood properties by occupancy group

Sources: 1, 4

Occupancy groupRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
single-family residential652191,0351171,13890690
2 to 4 unit residential92097111081040
other residential0637637020
non-residential8299820108731
not reported0000000

FEMA's occupancy groups have no institutional class; institutional properties are counted in non-residential or other residential in the table by occupancy group.

FMA RL and FMA SRL are the Flood Mitigation Assistance definitions (44 CFR 77.2), the ones the FEMA Local Mitigation Planning Policy Guide cites. NFIP repetitive loss (the FEMA insurance definition) is 2 or more claims over $1,000 in 10 years, and a property can leave that group once it is mitigated. Also shown: NFIP severe repetitive loss, any category, mitigated and currently insured. The Methods page gives the OpenFEMA field details.

Counts are aggregates of FEMA's public NFIP Multiple Loss Properties file (FEMA's data date 2026-08-02; file version 2026-08-04). No property is identified. County assignment is FEMA's geocode.

In this county 35 properties are FMA repetitive loss but not NFIP repetitive loss, and 1,220 properties are NFIP repetitive loss but not FMA repetitive loss.

Exact counts; no count suppression.

Sources

Tables cite these sources by number. The full list, for the plan's bibliography (FEMA review item A4-a):

  1. FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-29T134039Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)
  2. FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-29T162832Z, pulled 2026-09-30, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)
  3. FEMA, OpenFEMA PublicAssistanceFundedProjectsSummaries v1, version 2026-09-29T150754Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/PublicAssistanceFundedProjectsSummaries (API)
  4. FEMA, OpenFEMA NfipMultipleLossProperties v1, version 2026-08-04T164045Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/NfipMultipleLossProperties (API)
  5. FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-30, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)
  6. NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-30, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/
  7. NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-30, https://www.weather.gov/gis/ZoneCounty
  8. U.S. Census Bureau, Census 2024 Gazetteer, 2020 place by county, CT county-to-cousub crosswalk, version 2024-gazetteer, pulled 2026-09-30, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_counties_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_cousubs_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_place_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_unsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_elsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_scsd_national.zip, https://www2.census.gov/geo/docs/reference/codes2020/national_place_by_county2020.txt, https://www2.census.gov/geo/docs/reference/ct_change/ct_cou_to_cousub_crosswalk.xlsx (used to match place names and codes; no table prints its values)

What this packet is and what the plan adds

This packet is the federal data for the plan's risk assessment (the summary on page 1 says how it is organized); the plan and FEMA's review decide whether each item is met.

The plan adds what only the community has: local data on assets, critical facilities, development and each jurisdiction's impacts; local hazard history, including state-declared emergencies; the mitigation strategy; and adoption.

How the federal data are built: National Risk Index values are FEMA's model, not counts of events. Storm Events is more complete from 1996; zone-level records are placed by forecast zone, not by location in the county. Public Assistance for a jurisdiction is matched by applicant name. The Methods page gives every rule and the known edge cases.

OpenFEMA disclaimer

This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Reuse, citation and corrections

Reuse and citation: Hazard Plain text and tables are licensed under Creative Commons Attribution 4.0 International (CC BY 4.0, https://creativecommons.org/licenses/by/4.0/); credit Hazard Plain and the release. The underlying federal data are public domain; OpenFEMA data are also subject to the OpenFEMA terms and conditions.

Cite this: Hazard Plain (2026). Monmouth County, NJ: risk-assessment baseline packet, release 2026-10 (data as of 2026-09-30; County FIPS 34025). Automated baseline. https://hazardplain.org/nj/34025/ Built from FEMA OpenFEMA, the FEMA National Risk Index and NOAA NCEI Storm Events; source versions in the packet's Sources list.

Corrections: to report an error, name the packet, the table and what your records show. Contact: [email protected]