Hazard Plain Automated baseline

Stanly County, NC

Risk-assessment baseline packet

County FIPS:
37167
Release:
2026-10
Data as of:
2026-09-30
Storm Events data through:
2026-06-30

Hazard Plain is an independent product built from public federal data. It is not a FEMA document and is not reviewed or endorsed by FEMA or any state agency.

Hazard Plain release 2026-10, as of 2026-09-30.

Summary

Plan status as of 2026-09-30: Approved, expires 2030-04-14. Plan: Cabarrus Stanly Union Regional (FEMA plan 110547), approved 2025-04-15.

Since the plan was approved on 2025-04-15: 1 new hazard declaration (1 incident): EM-3637-NC (Severe Winter Storm).

NOAA Storm Events records since that date: 32 records (data through 2026-06-30).

Highest expected annual loss (FEMA National Risk Index, modeled total; see B1-a): Inland Flooding ($13,944,271 a year), Tornado ($2,277,176) and Hurricane ($1,510,644).

Repetitive-loss flood properties now: FMA RL 0, SRL 4 (44 CFR 77.2); any definition: 8.

The tables that follow are organized by the items of FEMA's Local Mitigation Plan Review Tool, Element B (B1-a to B2-c); each heading says which item its tables support.

Plan clock

Status:
Approved, expires 2030-04-14
Plan:
Cabarrus Stanly Union Regional (FEMA plan 110547)
Approved:
2025-04-15
Days to expiry:
1,292

What changed since your last plan (approved 2025-04-15)

New federal declarations:
1 new hazard declaration (1 incident): EM-3637-NC (Severe Winter Storm)
Storm Events records since approval:
32 records (data through 2026-06-30)
Repetitive loss now:
FMA RL 0, SRL 4 (44 CFR 77.2); any definition: 8
Repeat-flood change:
this release sets the baseline count.

Sources: 1, 2, 4, 6 (numbered list at the end)

Plan status for every jurisdiction listed in this county

Source: 1

JurisdictionTypeStatusPlanApprovedExpiresDays to expirynegative = days since expiryNotes
Stanly County (unincorporated area)UnincorporatedApproved, expires 2030-04-14Cabarrus Stanly Union Regional (FEMA plan 110547)2025-04-152030-04-141,292this jurisdiction approved 2025-06-10
Albemarle cityCityApproved, expires 2030-04-14Cabarrus Stanly Union Regional (FEMA plan 110547)2025-04-152030-04-141,292this jurisdiction approved 2026-01-07
Badin townTownApproved, expires 2030-04-14Cabarrus Stanly Union Regional (FEMA plan 110547)2025-04-152030-04-141,292this jurisdiction approved 2026-01-07
Locust cityCityApproved, expires 2030-04-14Cabarrus Stanly Union Regional (FEMA plan 110547)2025-04-152030-04-141,292this jurisdiction approved 2025-04-29
Misenheimer villageVillageApproved, expires 2030-04-14Cabarrus Stanly Union Regional (FEMA plan 110547)2025-04-152030-04-141,292this jurisdiction approved 2025-07-21
New London townTownApproved, expires 2030-04-14Cabarrus Stanly Union Regional (FEMA plan 110547)2025-04-152030-04-141,292this jurisdiction approved 2025-08-12
Norwood townTownApproved, expires 2030-04-14Cabarrus Stanly Union Regional (FEMA plan 110547)2025-04-152030-04-141,292
Oakboro townTownApproved, expires 2030-04-14Cabarrus Stanly Union Regional (FEMA plan 110547)2025-04-152030-04-141,292this jurisdiction approved 2025-04-22
Red Cross townTownApproved, expires 2030-04-14Cabarrus Stanly Union Regional (FEMA plan 110547)2025-04-152030-04-141,292
Richfield townTownApproved, expires 2030-04-14Cabarrus Stanly Union Regional (FEMA plan 110547)2025-04-152030-04-141,292this jurisdiction approved 2026-02-13
Stanfield townTownApproved, expires 2030-04-14Cabarrus Stanly Union Regional (FEMA plan 110547)2025-04-152030-04-141,292this jurisdiction approved 2025-08-18

Plan 110547 covers 21 other participants, named in the Excel file.

State plan status and tribal plans in this state: see the state page.

Supports FEMA checklist item B1-a: hazard identification

Hazards NRI does not cover (local data needed)

  • dam failure (incl. upstream dams)
  • levee failure
  • flash flood as its own subtype
  • ice jams
  • debris flows
  • erosion (riverine and coastal)
  • land subsidence and sinkholes
  • expansive soils

The 18 National Risk Index hazards, ranked by expected annual loss (EAL)

Sources: 5, 6

Rank by EALHazardNRI risk ratingEAL ratingEAL buildingsmodeled dollars per yearEAL agriculturemodeled dollars per yearCost of expected deaths and injuriesFEMA's dollar value per year, not property damageEAL total (see note)modeled dollars per yearStorm Events records, 1996 to 2026-06-30countStorm Events coverage note
1Inland FloodingRelatively LowRelatively Low$13,309,440$73,403$561,428$13,944,271102
2TornadoRelatively ModerateRelatively Moderate$1,178,958$2,651$1,095,567$2,277,1767
3HurricaneRelatively LowRelatively Low$1,156,934$295,738$57,971$1,510,6448
4Cold WaveRelatively LowRelatively Low$4,512$44,656$822,274$871,4422Includes 1 Frost/Freeze record (outside NRI's Cold Wave definition; counted in this table and in B1-d, not in the B1-e descriptor).
5Ice StormRelatively HighRelatively High$575,583n/a$126,266$701,8504
6Strong WindRelatively ModerateRelatively Moderate$200,798$10,416$451,938$663,151187Includes 3 High Wind and 13 Strong Wind records (NOAA non-thunderstorm wind types, outside NRI's Strong Wind definition).
7EarthquakeRelatively LowRelatively Low$492,274n/a$108,553$600,827Storm Events does not record earthquakes.
8Heat WaveRelatively LowRelatively Low$41$140$576,587$576,7681
9LightningRelatively LowRelatively Low$16,621n/a$229,841$246,4624
10DroughtRelatively LowRelatively Lown/a$235,882n/a$235,8820Declared 1 time; no Storm Events record of this type.
11HailRelatively LowRelatively Low$174,041$9,787$22,024$205,85246
12Winter WeatherRelatively LowRelatively Low$2,908$512$53,226$56,64644
13WildfireVery LowVery Low$9,088$24$1,976$11,0880No recorded events in Storm Events since 1996 (data through 2026-06-30).
14LandslideVery LowVery Low$501n/a$135$6361

Total = buildings + agriculture + population equivalence; FEMA values each expected death (or 10 injuries) at $13.7 million (2024 dollars).

NRI risk rating combines expected annual loss with social vulnerability and community resilience; EAL rating rates expected annual loss alone. Both compare this county with all U.S. counties.

Local data needed: state and local wildfire records (Storm Events records this hazard only in part).

Not applicable to this county per NRI, with no federal declaration and no Storm Events record since 1996: avalanche, coastal flooding, tsunami and volcanic activity. That is the evidence for leaving them out of the plan.

The state hazard mitigation plan also lists hazards for this county; FEMA asks the plan to explain any hazard it leaves out.

Supports FEMA checklist item B1-b: hazard location

Affects the whole county (national data give no location within it): Cold Wave, Drought, Hail, Heat Wave, Ice Storm, Lightning, Strong Wind and Winter Weather.

Inland Flooding: The FEMA Flood Insurance Rate Map (FIRM) is the required location source for flooding. See the FEMA Flood Map Service Center (https://msc.fema.gov) for this county.

Hazards that vary within the county: highest-rated census tracts

Source: 5

HazardHighest-rated census tractsNRI risk rating, score 0 to 100
Earthquaketract 9301.01 (Relatively Low, 69.9); tract 9303 (Relatively Low, 67.7); tract 9308.01 (Relatively Low, 62.8)
Hurricanetract 9301.01 (Relatively Moderate, 81.5); tract 9302 (Relatively Moderate, 81.3); tract 9311.02 (Relatively Moderate, 80.9)
Landslidetract 9302 (Relatively Low, 85.9); tract 9310.02 (Very Low, 79.6); tract 9307 (Very Low, 79.1)
Tornadotract 9302 (Relatively High, 77.3); tract 9301.01 (Relatively High, 75.1); tract 9308.01 (Relatively Moderate, 73.9)
Wildfiretract 9311.02 (Relatively Low, 72.3); tract 9307 (Relatively Low, 70.2); tract 9308.02 (Relatively Low, 69.6)

Up to 3 census tracts per hazard, highest National Risk Index rating first, then highest score; a tract number is the Census tract number (for example 9301.01 is Census Tract 9301.01). FEMA's Resilience Analysis and Planning Tool maps the National Risk Index for every tract: https://www.fema.gov/emergency-managers/practitioners/resilience-analysis-and-planning-tool

Supports FEMA checklist item B1-c: hazard extent

Extent: scale, observed range and worst recorded event per hazard

Sources: 6, 7

HazardScaleRecordscount and yearsObserved rangeWorst recorded eventMost damaging (when different)How it applies to jurisdictionsNote
Cold/Wind Chill, Extreme Cold/Wind Chillwind chill1 record, 1996 (1 zone-level)3 days; 1 with a recorded value3 consecutive days, 1996-02-03 to 1996-02-05, zone-levelCountywide (zone-level records).Wind chill: in event narratives only (local data needed).
Frost/Freeze (outside NRI's Cold Wave definition)crop damage1 record, 2025 (1 zone-level)No crop damage reported in 1 record.Countywide (zone-level records).Temperature: in event narratives only (local data needed).
DroughtU.S. Drought Monitor scale (D0 to D4)0Storm Events enters a drought at D2 or worse east of the Rockies and D3 or worse from the Rockies west (NWS Instruction 10-1605); NRI drought counts D3 and D4 only.
EarthquakeModified Mercalli (local data)0Storm Events does not record earthquakes; the USGS earthquake catalog is the source.
Hailhail size (inches)65 records, 1961 to 20260.75 in to 2.75 in (median 1 in); 65 with a recorded value2.75 in hail, 2003-05-03; same size also recorded on 1987-08-29Event records naming jurisdictions in the plan: Albemarle city (10 records), Locust city (6 records), New London town (4 records), Oakboro town (4 records), Norwood town (3 records), Richfield town (3 records), Badin town (2 records), Stanfield town (1 record).
Excessive Heat, Heatheat index (in event narratives)1 record, 1998 (1 zone-level)2 days; 1 with a recorded value2 consecutive days, 1998-07-22 to 1998-07-23, zone-levelCountywide (zone-level records).Heat index: in event narratives only (local data needed).
Hurricane, Tropical Storm, Tropical DepressionSaffir-Simpson8 records, 1996 to 2022 (8 zone-level)Strongest recorded: Tropical Storm record, 2022-09-30, $750,000 property; $0 crops (2022 dollars); NWS zone NCZ073Countywide (zone-level records).Storm Events files every zone of a storm's episode under the storm's type; flooding from the storm is filed as Flood or Flash Flood records.
Ice StormSperry-Piltz ice scale (local data)4 records, 1996 to 1998 (4 zone-level)No damage reported in 4 records.Countywide (zone-level records).Ice thickness: in event narratives only (local data needed).
Flash Flood, Flood, Lakeshore Flooddamage and flood days (flood depth: FIRM)102 records, 1996 to 2025 (5 zone-level)Flood, 2018-09-17, $3,630,000 property; $20,000,000 crops (2018 dollars)Event records naming jurisdictions in the plan: Albemarle city (26 records), Norwood town (6 records), Richfield town (6 records), Oakboro town (5 records), Stanfield town (5 records), Locust city (3 records), Red Cross town (3 records), Badin town (2 records), Misenheimer village (2 records), New London town (1 record). Zone-level records (5) apply countywide.Flood depth: see the FEMA Flood Insurance Rate Map. Storm Events damage is often $0 or blank for floods, major ones included; FEMA Public Assistance by declaration (B1-d) shows which floods cost the most.
Debris Flownone (count and damage only)1 record, 2005 (1 zone-level)No damage reported in 1 record.Countywide (zone-level records).Physical measure: in event narratives only (local data needed).
Lightningannualized frequency (the measure FEMA's Local Mitigation Planning Handbook names)4 records, 1997 to 2010Lightning, 2009-07-27, $50,000 property; $0 crops (2009 dollars)Event records naming jurisdictions in the plan: Albemarle city (2 records), Norwood town (1 record).Storm Events lists lightning with damage or casualties; physical measure in event narratives only (local data needed).
High Wind and Strong Wind (outside NRI's Strong Wind definition)wind speed (kt and mph)16 records, 1998 to 2020 (16 zone-level)30 kt (35 mph) to 50 kt (58 mph) (median 40 kt (46 mph)); 16 with a recorded value50 kt (58 mph) estimated gust, High Wind, 2010-02-10; same speed and measurement basis also recorded on 2004-03-07; NWS zone NCZ073Strong Wind, 2020-10-29, $1,000,000 property; $0 crops, reported for the zone (2020 dollars)Countywide (zone-level records).
Thunderstorm Windwind speed (kt and mph)212 records, 1966 to 202650 kt (58 mph) to 70 kt (81 mph) (median 50 kt (58 mph)); 170 with a recorded value70 kt (81 mph), measurement type not recorded, Thunderstorm Wind, 1978-06-24Thunderstorm Wind, 2013-06-13, $2,500,000 property; $0 crops (2013 dollars)Event records naming jurisdictions in the plan: Albemarle city (44 records), Norwood town (16 records), Badin town (13 records), New London town (12 records), Stanfield town (12 records), Oakboro town (10 records), Locust city (8 records), Richfield town (8 records), Red Cross town (5 records).
TornadoEnhanced Fujita (Fujita before Feb 2007)15 records, 1963 to 2022F/EF0 to F/EF2 (median F/EF1); 15 with a recorded valueF2 tornado, 1982-04-27, 0.1 mi path length (whole path, pre-1996), 27 yd wide, $25,000 property; crops not recorded (1982 dollars), 1 direct injuryTornado, 1999-09-29, $3,000,000 property; crops not reported (1999 dollars)Event records naming jurisdictions in the plan: Albemarle city (2 records), Locust city (1 record), Misenheimer village (1 record).Before 1996 a tornado is listed once, under the county where it began, with its whole path's rating and length; from 1996 on, each county lists its own segment. Length is not used to rank tornadoes (see Methods).
Wildfireacres burned (local data)0Acres burned: in event narratives only (local data needed).
Winter Storm, Heavy Snow, Blizzard, Lake-Effect Snow, Winter Weather, Sleetnone in data (snowfall: local data)44 records, 1997 to 2026 (44 zone-level)No damage reported in 44 records.Countywide (zone-level records).Snow depth: in event narratives only (local data needed).

Storm Events records are more complete after 1996; before 1996 only Tornado (from 1950), Hail and Thunderstorm Wind (from 1955) exist. Zone-level records whose zone no NWS zone-county file places in this county (mostly before 2020) are not counted here (the Methods page explains the zone matching).

Dollars are nominal (as reported), labeled with the year; not adjusted for inflation.

Supports FEMA checklist item B1-d: previous occurrences

Federal declarations for this county: 21 declarations covering 15 separate hazard incidents counted in this packet (declarations for the same incident count once; non-natural and evacuation-only declarations are not counted).

Federal disaster declarations for this county

Sources: 1, 2, 3

DeclaredIncident beganFEMA numberTypeTitleMapped hazardCounty Public Assistancefederal share obligated, nominal dollarsFlagsNotes
2026-01-242026-01-21EM-3637-NCEmergencySevere Winter StormWinter Weatherno Public Assistance recordednew since last plan; within last 5 years
2024-09-282024-09-25DR-4827-NCMajor disasterTropical Storm HeleneHurricaneno Public Assistance recordedin the 12 months before plan approval; within last 5 years
2024-09-262024-09-25EM-3617-NCEmergencyHurricane HeleneHurricane (primary); also designated: Inland Flooding, Landslideno Public Assistance recordedin the 12 months before plan approval; within last 5 yearssame incident as DR-4827
2024-08-062024-08-05EM-3608-NCEmergencyTropical Storm DebbyHurricaneno Public Assistance recordedin the 12 months before plan approval; within last 5 years
2022-10-012022-09-28EM-3586-NCEmergencyHurricane IanHurricaneno Public Assistance recordedwithin last 5 years
2020-08-022020-07-31EM-3534-NCEmergencyHurricane IsaiasHurricaneno Public Assistance recorded
2020-05-082020-02-06DR-4543-NCMajor disasterSevere Storms, Tornadoes, and FloodingInland Flooding; Tornado$221,188.14
2020-03-252020-01-20DR-4487-NCMajor disasterCOVID-19 PandemicNon-natural, not countedno Public Assistance recorded
2020-03-132020-01-20EM-3471-NCEmergencyCOVID-19Non-natural, not countedno Public Assistance recordedsame incident as DR-4487
2019-09-032019-09-01EM-3423-NCEmergencyHurricane DorianHurricaneno Public Assistance recorded
2018-09-142018-09-07DR-4393-NCMajor disasterHurricane FlorenceHurricane$552,697.48
2018-09-102018-09-07EM-3401-NCEmergencyHurricane FlorenceHurricaneno Public Assistance recordedsame incident as DR-4393
2005-09-052005-08-29EM-3222-NCEmergencyHurricane Katrina EvacuationHurricane: evacuation support, not a local hazard event; not countedno Public Assistance recorded
2002-12-122002-12-04DR-1448-NCMajor disasterSevere Ice StormIce Storm$272,097.65
2000-01-312000-01-24DR-1312-NCMajor disasterSevere Winter StormWinter Weather$850,617.95
1999-09-161999-09-15DR-1292-NCMajor disasterHurricane Floyd Major Disaster DeclarationsHurricane$323,547.87
1999-09-151999-09-15EM-3146-NCEmergencyHurricane Floyd Emergency DeclarationsHurricaneno Public Assistance recordedsame incident as DR-1292
1996-09-061996-09-05DR-1134-NCMajor disasterHurricane FranHurricaneno Public Assistance recorded
1996-01-131996-01-06DR-1087-NCMajor disasterBlizzard of 96Winter Weatherno Public Assistance recorded
1989-09-251989-09-21DR-844-NCMajor disasterHurricane HugoHurricaneno Public Assistance recorded
1977-08-111977-08-11EM-3049-NCEmergencyDroughtDroughtno Public Assistance recorded

County Public Assistance: applicants the FEMA record places in this county, including any state agencies FEMA files there; statewide rows are listed on the state page; federal share obligated, nominal dollars.

Statewide declarations

Source: 2

DeclaredIncident beganFEMA numberTypeTitleMapped hazard
1964-10-131964-10-13DR-179-NCMajor disasterSevere Storms & FloodingInland Flooding
1962-03-161962-03-16DR-130-NCMajor disasterSevere Storm, High Tides & FloodingInland Flooding (primary); also designated: Coastal Flooding
1960-09-161960-09-16DR-107-NCMajor disasterHurricane DonnaHurricane (primary); also designated: Inland Flooding
1958-10-011958-10-01DR-87-NCMajor disasterHurricane & Severe StormHurricane
1956-04-241956-04-24DR-56-NCMajor disasterSevere StormHazard not mapped (severe storm title names no single hazard); not counted
1955-08-131955-08-13DR-37-NCMajor disasterHurricanesHurricane (primary); also designated: Inland Flooding
1954-10-171954-10-17DR-28-NCMajor disasterHurricaneHurricane (primary); also designated: Inland Flooding

FEMA recorded these with designated area Statewide and no county, so they are listed on every county page in the state and not counted with county rows. Local data needed: whether each one affected this county.

1 Fire Management declaration (1986-05-10 to 1986-05-10) FEMA filed as Statewide with no county; each names one local fire. Listed on the state page.

Previous occurrences by hazard, with explicit no-event rows

Sources: 2, 6, 7

HazardStorm Events records, all years on file(years in the Period column)Since plan approvalrecordsIn the 12 months before plan approvalrecordsLast 5 yearsrecordsDeclared incidents, all yearsseparate disastersDeclared since approvalseparate disastersPeriodStatement
Cold Wave2101001996 to 2026-06-30Includes 1 Frost/Freeze record.
Drought0000101996 to 2026-06-30No Storm Events records of this type; 1 federal declared incident (see declarations table)
Earthquake000000Storm Events does not record earthquakes; the USGS earthquake catalog is the source.
Hail65202001955 to 2026-06-30
Heat Wave1000001996 to 2026-06-30
Hurricane8001901996 to 2026-06-30
Ice Storm4000101996 to 2026-06-30
Inland Flooding10215221201996 to 2026-06-30
Landslide1000101996 to 2026-06-30
Lightning4000001996 to 2026-06-30
Strong Wind22812430001955 to 2026-06-30Includes 3 High Wind and 13 Strong Wind records.
Tornado15001101950 to 2026-06-30
Wildfire0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Winter Weather44206311996 to 2026-06-30

Notable Storm Events records

Sources: 1, 6, 7

DateEvent typeMagnitude or extentDamagenominal dollarsDeaths, injuriesdirect onlyLocationFlagsWhy listed
2022-09-30Tropical Storm$750,000 property; $0 crops, reported for the zone (2022 dollars)0, 0NWS zone NCZ073 (STANLY), zone-levelwithin last 5 yearsB1-c worst recorded: Hurricane, Tropical Storm, Tropical Depression
2018-09-17Flood$3,630,000 property; $20,000,000 crops (2018 dollars)0, 0NORWOODB1-c worst recorded: Flash Flood, Flood, Lakeshore Flood
2013-06-13Thunderstorm Wind65 kt (75 mph) estimated gust$2,500,000 property; $0 crops (2013 dollars)0, 3ALBEMARLE to NORWOODdeaths or injuries recorded
2010-02-10High Wind50 kt (58 mph) estimated gust$1,000 property; $0 crops, reported for the zone (2010 dollars)0, 0NWS zone NCZ073 (STANLY), zone-levelB1-c worst recorded: High Wind and Strong Wind
2009-07-27Lightning$50,000 property; $0 crops (2009 dollars)0, 0ALBEMARLEB1-c worst recorded: Lightning
2006-06-23Lightningdamage not reported0, 3NORWOODdeaths or injuries recorded
2003-06-16Flash Flooddamage not reported5, 0SOUTH PORTIONdeaths or injuries recorded
2003-05-03Hail2.75 in$200,000 property; crops not reported (2003 dollars)0, 0AQUADALEB1-c worst recorded: Hail
1998-07-22Heatdamage not reported0, 0NWS zone NCZ073 (STANLY), zone-levelB1-c worst recorded: Excessive Heat, Heat
1996-02-03Cold/Wind Chilldamage not reported0, 0NWS zone NCZ073 (STANLY), zone-levelB1-c worst recorded: Cold/Wind Chill, Extreme Cold/Wind Chill
1982-04-27TornadoF2, 0.1 mi path length (whole path, pre-1996), 27 yd wide$25,000 property; crops not recorded (1982 dollars)0, 1location not recordedB1-c worst recorded: Tornado
1978-06-24Thunderstorm Wind70 kt (81 mph), measurement type not recordeddamage not recorded (pre-1996 record)0, 0location not recordedB1-c worst recorded: Thunderstorm Wind

The full list is in the Excel file, sheet "B1-d Storm Events history" (474 rows).

Location is the place NOAA recorded, as written in its data; it need not be a jurisdiction in this plan.

Local data needed: state-declared emergencies, from your state emergency management agency (federal data do not include them).

Tribal and special-area declarations in this state are listed on the state page.

Supports FEMA checklist item B1-e: probability of future events

Probability: FEMA annualized frequency and descriptor per hazard

Sources: 5, 6

HazardFEMA annualized frequency (modeled)unit per rowUnitIn plain termsDescriptorDescriptor basisNRI events or days in its record period (hail, wind and tornado are area-weighted, so can be fractional)NRI periodLocationNote
Cold Wave0.474event-days per yearabout 0.474 days per yearPossible (from Storm Events: 1 of 30 years)event-days in 1 of 30 years, 1996 to 2025 (3.33%)92005-11-12 to 2024-11-12 (19 years)countywide
Drought20.7event-days per yearabout 20.7 days per yearevent-days in 0 of 30 years, 1996 to 2025 (0%)5952000 to 2025 (25.25 years; D3 and D4 only)countywideNo Storm Events drought record, 1996 to 2025
Earthquake0.00178annual probability at a locationchance a given location in the county has at least minor-damage shaking in a year: 0.178%not shownmodeledsee B1-fNo descriptor (Storm Events does not record earthquakes).
Hail4.43events per yearabout 4.43 per yearHighly likelyFEMA annualized frequency (modeled)168.2 (modeled)1986 to 2023 (38 years)countywide
Heat Wave4.42event-days per yearabout 4.42 days per yearPossible (from Storm Events: 1 of 30 years)event-days in 1 of 30 years, 1996 to 2025 (3.33%)772005-11-12 to 2024-11-12 (19 years)countywide
Hurricane0.107events per yearabout 1 in 9 yearsLikelyFEMA annualized frequency (modeled)291851 to 2024 (Atlantic)see B1-fNRI counts hurricane and tropical storm tracks passing within storm-force wind range; federal declarations are in B1-d.
Ice Storm2.1event-days per yearabout 2.1 days per yearPossible (from Storm Events: 2 of 30 years)event-days in 2 of 30 years, 1996 to 2025 (6.67%)1411946-12-31 to 2014-02-12 (67 years)countywide
Inland Flooding2.11event-days per yearabout 2.11 days per yearLikely (from Storm Events: 25 of 30 years)event-days in 25 of 30 years, 1996 to 2025 (83.3%)591996 to 2023 (28 years)see B1-f
Landslide0.372events per year (modeled)about 1 in 3 yearsLikelyFEMA annualized frequency (modeled)not shownmodeledsee B1-f
Lightning50.5days per year with a strikeabout 50.5 days per yearHighly likelyFEMA annualized frequency (modeled)not shown1995 to 2023 (29 years; CONUS)countywide
Strong Wind2.32events per yearabout 2.32 per yearHighly likelyFEMA annualized frequency (modeled)881986 to 2023 (38 years)countywide
Tornado0.188events per yearabout 1 in 5 yearsLikelyFEMA annualized frequency (modeled)not shown1950 to 2023 (EF2+); 1986 to 2023 (EF0-1)see B1-f
Wildfire0.00011annual probability at a locationchance a given location in the county burns in a year: 0.011%Storm Events records in 0 of 30 years, 1996 to 2025 (0%)not shownmodeledsee B1-fNo descriptor: no Storm Events record 1996 to 2025
Winter Weather4.89event-days per yearabout 4.89 days per yearLikely (from Storm Events: 19 of 30 years)event-days in 19 of 30 years, 1996 to 2025 (63.3%)932005-11-12 to 2024-11-12 (19 years)countywide

FEMA annualized frequency (modeled) is the National Risk Index v1.20 (December 2025) estimate of how often a hazard affects this county in a year; it is not recorded events divided by years, and its unit differs by hazard (events, event-days, or days with a lightning strike per year). For earthquake, wildfire, coastal flooding and tsunami the value is the chance (or number of events) at a location in the county, not across the county, so no "1 in N years" is given and the descriptor comes from Storm Events where it has a record (none for earthquake). The Methods page gives each hazard's method, from FEMA's National Risk Index Technical Documentation v1.20.

Where NRI gives event-days, the descriptor comes from the share of years with a Storm Events record; NRI's source records more events, so the two differ.

Descriptor scale used in this packet (defined per unit)

Sources: 5, 6

UnitDescriptorDefinition
events per yearHighly likely1 or more per year
events per yearLikelyabout once in 1 to 10 years
events per yearPossibleabout once in 10 to 100 years
events per yearUnlikelyless than once in 100 years
annual probabilityLikely10% to under 100% chance in a given year
annual probabilityPossible1% to under 10% chance in a given year
annual probabilityUnlikelyunder 1% chance in a given year
event-days (share of years)Highly likelyevent-days recorded in 90% or more of years
event-days (share of years)Likelyevent-days recorded in 10% to under 90% of years
event-days (share of years)Possibleevent-days recorded in some years but under 10% of years
lightning strike-daysHighly likelycloud-to-ground strikes on 1 or more days per year

Intensity bands: historical frequency (Storm Events)

Source: 6

HazardBandYearsEventscounty-coded recordsYears in periodEvents per yearevents / years
Hail1.00-1.99 in1996 to 202517300.567
Hail2.00 in+1996 to 20252300.0667
Thunderstorm Wind (counted as NRI Strong Wind)50-64 kt1996 to 2025160305.33
Thunderstorm Wind (counted as NRI Strong Wind)65 kt+1996 to 20251300.0333
Thunderstorm Wind (counted as NRI Strong Wind)unmeasured or below 50 kt1996 to 20252300.0667
TornadoEF0-11996 to 20255300.167
TornadoEF2-31996 to 20252300.0667
TornadoEF4-51996 to 20250300
Tornadounrated (EFU)1996 to 20250300

The bands show how often events of each severity were recorded in this county, to profile how severe events have been (FEMA's probability item asks for the range of intensities).

Hail smaller than 1 inch is not counted: on 2010-01-05 the National Weather Service raised its severe-hail threshold from 3/4 inch to 1 inch, so smaller reports became less common after 2009 (NWS Service Change Notice 09-52). NRI hail frequency uses a 0.75 inch threshold.

Optional: future conditions. Not a required item in the 2025 FEMA Local Mitigation Planning Policy Guide; some states ask for it. The federal Climate Mapping for Resilience and Adaptation (CMRA) site gives county exposure to future climate conditions (https://resilience.climate.gov/).

Supports FEMA checklist item B1-f: hazards that vary across jurisdictions

Range of census tract risk within the county

Source: 5

HazardTractsrated of allNRI risk score, 0 to 100Tracts by rating
MinMedianMax
Cold Wave17 of 1738.149.564.1Relatively Moderate 11, Relatively Low 6
Drought15 of 1781.588.893.9Relatively Moderate 2, Relatively Low 13, No Rating 2
Earthquake17 of 1731.951.369.9Relatively Low 15, Very Low 2
Hail17 of 1746.460.970.2Relatively Moderate 1, Relatively Low 16
Heat Wave17 of 1726.145.864.7Relatively Moderate 3, Relatively Low 14
Hurricane17 of 1765.777.381.5Relatively Moderate 6, Relatively Low 11
Ice Storm17 of 1781.592.495.6Relatively High 12, Relatively Moderate 5
Inland Flooding17 of 1726.170.285.9Relatively High 5, Relatively Moderate 8, Relatively Low 4
Landslide17 of 1735.572.485.9Relatively Low 1, Very Low 16
Lightning17 of 1738.757.374.5Relatively Moderate 13, Relatively Low 4
Strong Wind17 of 1757.473.582.7Relatively High 1, Relatively Moderate 16
Tornado17 of 1750.564.877.3Relatively High 2, Relatively Moderate 14, Relatively Low 1
Wildfire17 of 1740.761.272.3Relatively Low 3, Very Low 14
Winter Weather17 of 1742.356.269.6Relatively Moderate 13, Relatively Low 4

Drought: Agriculture is all of NRI's expected annual loss for this hazard in the county, so the tract range mostly reflects where crop and livestock value is.

Rated tracts only: No Rating (score 0.0), Not Applicable and Insufficient Data tracts are counted but not used for the minimum, median and maximum.

The score ranks a tract against all U.S. tracts (100 = highest). The rating is FEMA's category for the tract's risk value, computed differently, so the two can disagree.

Frequency data for cold wave, drought, hail, heat wave, ice storm, lightning, strong wind and winter weather are county-wide or coarse (49 km grid or NWS zone), the same for every jurisdiction; the tract range mostly reflects where buildings and people are (crop and livestock value where a line above names agriculture).

Each jurisdiction (starting figures from federal data)

Sources: 1, 3, 4, 6

JurisdictionTypePlan statusRepetitive lossFMA RL and SRL (44 CFR 77.2); repeat-flood, any definitionPublic Assistance to this jurisdictionFEMA records matched by applicant name; federal share obligated, nominal dollarsEvent records naming this placeall years; since its plan
Stanly County (unincorporated area)UnincorporatedApproved, expires 2030-04-14FMA RL 0, SRL 1; any 1$127,399.640 total; 0 since its plan
Albemarle cityCityApproved, expires 2030-04-14FMA RL 0, SRL 3; any 7no Public Assistance recorded84 total; 2 since its plan
Badin townTownApproved, expires 2030-04-14FMA RL 0, SRL 0; any 0$3,314.9717 total; 1 since its plan
Locust cityCityApproved, expires 2030-04-14FMA RL 0, SRL 0; any 0$57,689.1318 total; 2 since its plan
Misenheimer villageVillageApproved, expires 2030-04-14FMA RL 0, SRL 0; any 0no Public Assistance recorded3 total; 0 since its plan
New London townTownApproved, expires 2030-04-14FMA RL 0, SRL 0; any 0$19,731.9417 total; 0 since its plan
Norwood townTownApproved, expires 2030-04-14FMA RL 0, SRL 0; any 0$9,478.9726 total; 1 since its plan
Oakboro townTownApproved, expires 2030-04-14FMA RL 0, SRL 0; any 0$5,401.9719 total; 0 since its plan
Red Cross townTownApproved, expires 2030-04-14FMA RL 0, SRL 0; any 0no Public Assistance recorded8 total; 1 since its plan
Richfield townTownApproved, expires 2030-04-14FMA RL 0, SRL 0; any 0$11,908.0517 total; 1 since its plan
Stanfield townTownApproved, expires 2030-04-14FMA RL 0, SRL 0; any 0$22,273.9518 total; 2 since its plan

Repetitive-loss counts are for whole NFIP communities, which can extend beyond this county (see the note in B2-c).

County Public Assistance in B1-d also includes applicants filed under the county that are not jurisdictions in this plan (for example state agencies, special districts and nonprofits), so the jurisdiction rows add up to less.

Supports FEMA checklist items B2-a and B2-b: vulnerability and potential impacts

Local data needed

The table below gives county-level starting figures; the plan describes impacts for each jurisdiction and its own assets.

  • Critical facilities and lifelines per hazard
  • A problem statement per jurisdiction per hazard
  • Changes in development in hazard-prone areas since the last approval, or a statement of none (E1-a)
  • Future assets

County-level starter: exposure, expected annual loss and damage since the plan

Sources: 1, 2, 3, 5, 6, 7

HazardBuilding exposuremodeled dollarsAgriculture exposuremodeled dollarsPopulation exposedpeopleEAL buildingsmodeled dollars per yearEAL agriculturemodeled dollars per yearCost of expected deaths and injuriesFEMA's dollar value per year, not property damageEAL as % of exposurebuildings; agriculture where notedStorm Events damage since 2025-04-15county-coded records, property plus crops, nominal dollarsZone-level damage since planproperty plus crops, reported for the zonePublic Assistance since plannominal dollars; see noteNote
Cold Wave$13,600,342,293$116,284,99162,476$4,512$44,656$822,274under 0.0001%$0
Droughtn/a$27,017,229n/an/a$235,882n/a0.873% (agriculture)NRI has no building exposure for this hazard; agriculture shown
Earthquake$23,960,632,635n/a62,504$492,274n/a$108,5530.00205%
Hail$13,600,342,293$116,284,99162,476$174,041$9,787$22,0240.00128%$1,000
Heat Wave$13,600,342,293$116,284,99162,476$41$140$576,587under 0.0001%
Hurricane$13,600,272,753$116,284,99162,475$1,156,934$295,738$57,9710.00851%
Ice Storm$13,600,342,293n/a62,476$575,583n/a$126,2660.00423%
Inland Flooding$13,587,797,368$2,393,953430$13,309,440$73,403$561,428n/a (see note)$25,000NRI counts the full building value of any census block with some flood loss; this is not the value of buildings in the floodplain. Use local FIRM overlays for B2-a/B2-b.
Landslide$266,933,319n/a1,299$501n/a$1350.000188%
Lightning$13,600,342,293n/a62,476$16,621n/a$229,8410.000122%
Strong Wind$13,600,342,293$116,284,99162,476$200,798$10,416$451,9380.00148%$63,000
Tornado$13,600,342,293$116,284,99162,476$1,178,958$2,651$1,095,5670.00867%
Wildfire$2,483,746,202$25,468,85315,464$9,088$24$1,9760.000366%
Winter Weather$13,600,342,293$116,284,99162,476$2,908$512$53,226under 0.0001%$0no Public Assistance recorded (1 declaration)

Totals since 2025-04-15 (Storm Events through 2026-06-30): 29 county-coded records, 29 with a damage value recorded (including $0), $89,000; 3 zone-level records, 3 with a damage value recorded (including $0), $0 reported for the zone; Public Assistance: none recorded on the 1 counted declaration.

FEMA does not split Public Assistance by hazard. A declaration mapped to several hazards is listed under each of them with its full amount, so the per-hazard column does not add up to the total; the unit total counts each declaration once.

NRI computes earthquake exposure on its own basis, so it exceeds the county building value in B2-a.

Supports FEMA checklist item B2-a: vulnerability (county context)

County context

Source: 5

MeasureValue
Population62,476
Building value (total, not at risk)$13,600,342,293
Agriculture value (total, not at risk)$116,284,991
NRI risk rating (all hazards)Relatively Low
Expected annual loss, buildings and agriculture, all hazards$17,794,908
Expected annual loss, population equivalence, all hazards (NRI values each statistical life at $13.7M; a modeled value of expected deaths and injuries, not property damage)$4,107,786
Social vulnerability ratingRelatively Low
Community resilience ratingRelatively Moderate
NRI versionDecember 2025

FEMA's all-hazard expected annual loss adds buildings, agriculture and population equivalence; this table gives the property part and the population-equivalence part as separate rows.

Social vulnerability: higher means people are more likely to be harmed and slower to recover. Community resilience: lower means the community is less able to recover. High social vulnerability and low resilience both raise the NRI risk rating.

Supports FEMA checklist item B2-c: repetitive loss properties

Repetitive loss in this county, both definitions

Sources: 1, 4

DefinitionPropertiesSevere repetitive lossProperties
Repetitive loss, FMA definition (44 CFR 77.2)0Severe repetitive loss, FMA definition (44 CFR 77.2)4
Repetitive loss, NFIP insurance definition8Severe repetitive loss, NFIP insurance definition4

The state NFIP coordinator's list, the source FEMA's Handbook names, often uses the NFIP insurance definition (second row).

Repeat-flood properties: county and state-level rows

Sources: 1, 4

ScopeRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
County total0484802
of which: Albemarle city0373702
of which: Stanly County (unincorporated area)0111100
Statewide, no county in FEMA's file0020200

The statewide row counts properties FEMA's file gives with no county in this state; they are listed for reference and are not in this county's counts.

Repeat-flood properties by jurisdiction in the plan (NFIP community)

Sources: 1, 4

JurisdictionNFIP community IDRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
Stanly County (unincorporated area)3703610111100
Albemarle city3702230373702
Badin town3704170000000
Locust city3705080000000
Misenheimer village3700260000000
New London town3705120000000
Norwood town3705090000000
Oakboro town3704930000000
Red Cross town3700790000000
Richfield town3705110000000
Stanfield town3705100000000

Counts by occupancy group for each jurisdiction are in the Excel file, sheet "B2-c Jurisdictions".

Jurisdiction rows are whole NFIP communities and need not add up to the county total: a community that extends into another county is counted in full on each jurisdiction row, while the county table counts only its part in this county.

County repeat-flood properties by occupancy group

Sources: 1, 4

Occupancy groupRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
single-family residential0121201
2 to 4 unit residential0000000
other residential0000000
non-residential0363601
not reported0000000

FEMA's occupancy groups have no institutional class; institutional properties are counted in non-residential or other residential in the table by occupancy group.

FMA RL and FMA SRL are the Flood Mitigation Assistance definitions (44 CFR 77.2), the ones the FEMA Local Mitigation Planning Policy Guide cites. NFIP repetitive loss (the FEMA insurance definition) is 2 or more claims over $1,000 in 10 years, and a property can leave that group once it is mitigated. Also shown: NFIP severe repetitive loss, any category, mitigated and currently insured. The Methods page gives the OpenFEMA field details.

Counts are aggregates of FEMA's public NFIP Multiple Loss Properties file (FEMA's data date 2026-08-02; file version 2026-08-04). No property is identified. County assignment is FEMA's geocode.

In this county 0 properties are FMA repetitive loss but not NFIP repetitive loss, and 8 properties are NFIP repetitive loss but not FMA repetitive loss.

Exact counts; no count suppression.

Sources

Tables cite these sources by number. The full list, for the plan's bibliography (FEMA review item A4-a):

  1. FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-29T134039Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)
  2. FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-29T162832Z, pulled 2026-09-30, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)
  3. FEMA, OpenFEMA PublicAssistanceFundedProjectsSummaries v1, version 2026-09-29T150754Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/PublicAssistanceFundedProjectsSummaries (API)
  4. FEMA, OpenFEMA NfipMultipleLossProperties v1, version 2026-08-04T164045Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/NfipMultipleLossProperties (API)
  5. FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-30, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)
  6. NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-30, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/
  7. NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-30, https://www.weather.gov/gis/ZoneCounty
  8. U.S. Census Bureau, Census 2024 Gazetteer, 2020 place by county, CT county-to-cousub crosswalk, version 2024-gazetteer, pulled 2026-09-30, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_counties_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_cousubs_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_place_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_unsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_elsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_scsd_national.zip, https://www2.census.gov/geo/docs/reference/codes2020/national_place_by_county2020.txt, https://www2.census.gov/geo/docs/reference/ct_change/ct_cou_to_cousub_crosswalk.xlsx (used to match place names and codes; no table prints its values)

What this packet is and what the plan adds

This packet is the federal data for the plan's risk assessment, organized by the items of FEMA's Local Mitigation Plan Review Tool, Element B. Each section heading names the item its tables support; the plan and FEMA's review decide whether the item is met.

The plan adds what only the community has: local data on assets, critical facilities, development and each jurisdiction's impacts; local hazard history, including state-declared emergencies; the mitigation strategy; and adoption.

How the federal data are built: National Risk Index values are FEMA's model, not counts of events. Storm Events is more complete from 1996; zone-level records are placed by forecast zone, not by location in the county. Public Assistance for a jurisdiction is matched by applicant name. The Methods page gives every rule and the known edge cases.

OpenFEMA disclaimer

This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Reuse, citation and corrections

Reuse and citation: Hazard Plain text and tables are licensed under Creative Commons Attribution 4.0 International (CC BY 4.0, https://creativecommons.org/licenses/by/4.0/); credit Hazard Plain and the release. The underlying federal data are public domain; OpenFEMA data are also subject to the OpenFEMA terms and conditions.

Cite this: Hazard Plain (2026). Stanly County, NC: risk-assessment baseline packet, release 2026-10 (data as of 2026-09-30; County FIPS 37167). Automated baseline. https://hazardplain.org/nc/37167/ Built from FEMA OpenFEMA, the FEMA National Risk Index and NOAA NCEI Storm Events; source versions in the packet's Sources list.

Corrections: to report an error, name the packet, the table and what your records show. Contact: [email protected]

Hazard Plain release 2026-10. As of 2026-09-30; Storm Events data through 2026-06-30. Automated baseline.