Summary
Plan status as of 2026-09-30: Approved, expires 2030-04-29. Plan: Pamlico Sound Regional (FEMA plan 110656), approved 2025-04-30.
Since the plan was approved on 2025-04-30: 1 new hazard declaration (1 incident): EM-3637-NC (Severe Winter Storm).
NOAA Storm Events records since that date: 18 records (data through 2026-06-30).
Highest expected annual loss (FEMA National Risk Index, modeled total; see B1-a): Hurricane ($109,269,713 a year), Inland Flooding ($9,629,730) and Coastal Flooding ($4,490,646).
Repetitive-loss flood properties now: FMA RL 86, SRL 140 (44 CFR 77.2); any definition: 920.
The tables that follow are organized by the items of FEMA's Local Mitigation Plan Review Tool, Element B (B1-a to B2-c); each heading says which item its tables support.
Plan clock
- Status:
- Approved, expires 2030-04-29
- Plan:
- Pamlico Sound Regional (FEMA plan 110656)
- Approved:
- 2025-04-30
- Days to expiry:
- 1,307
What changed since your last plan (approved 2025-04-30)
- New federal declarations:
- 1 new hazard declaration (1 incident): EM-3637-NC (Severe Winter Storm)
- Storm Events records since approval:
- 18 records (data through 2026-06-30)
- Repetitive loss now:
- FMA RL 86, SRL 140 (44 CFR 77.2); any definition: 920
- Repeat-flood change:
- this release sets the baseline count.
Sources: 1, 2, 4, 6 (numbered list at the end)
Plan status for every jurisdiction listed in this county
Source: 1
| Jurisdiction | Type | Status | Plan | Approved | Expires | Days to expirynegative = days since expiry | Notes |
|---|---|---|---|---|---|---|---|
| Carteret County (unincorporated area) | Unincorporated | Approved, expires 2030-04-29 | Pamlico Sound Regional (FEMA plan 110656) | 2025-04-30 | 2030-04-29 | 1,307 | this jurisdiction approved 2025-05-27 |
| Atlantic Beach town | Town | Approved, expires 2030-04-29 | Pamlico Sound Regional (FEMA plan 110656) | 2025-04-30 | 2030-04-29 | 1,307 | this jurisdiction approved 2025-12-19 |
| Beaufort town | Town | Approved, expires 2030-04-29 | Pamlico Sound Regional (FEMA plan 110656) | 2025-04-30 | 2030-04-29 | 1,307 | this jurisdiction approved 2025-05-16 |
| Bogue town | Town | Approved, expires 2030-04-29 | Pamlico Sound Regional (FEMA plan 110656) | 2025-04-30 | 2030-04-29 | 1,307 | this jurisdiction approved 2025-07-30 |
| Cape Carteret town | Town | Approved, expires 2030-04-29 | Pamlico Sound Regional (FEMA plan 110656) | 2025-04-30 | 2030-04-29 | 1,307 | this jurisdiction approved 2025-06-18 |
| Cedar Point town | Town | Approved, expires 2030-04-29 | Pamlico Sound Regional (FEMA plan 110656) | 2025-04-30 | 2030-04-29 | 1,307 | this jurisdiction approved 2025-06-30 |
| Emerald Isle town | Town | Approved, expires 2030-04-29 | Pamlico Sound Regional (FEMA plan 110656) | 2025-04-30 | 2030-04-29 | 1,307 | this jurisdiction approved 2025-07-11 |
| Indian Beach town | Town | Approved, expires 2030-04-29 | Pamlico Sound Regional (FEMA plan 110656) | 2025-04-30 | 2030-04-29 | 1,307 | this jurisdiction approved 2025-05-27 |
| Morehead City town | Town | Approved, expires 2030-04-29 | Pamlico Sound Regional (FEMA plan 110656) | 2025-04-30 | 2030-04-29 | 1,307 | this jurisdiction approved 2025-07-10 |
| Newport town | Town | Approved, expires 2030-04-29 | Pamlico Sound Regional (FEMA plan 110656) | 2025-04-30 | 2030-04-29 | 1,307 | this jurisdiction approved 2025-07-30 |
| Peletier town | Town | Approved, expires 2030-04-29 | Pamlico Sound Regional (FEMA plan 110656) | 2025-04-30 | 2030-04-29 | 1,307 | this jurisdiction approved 2025-08-18 |
| Pine Knoll Shores town | Town | Approved, expires 2030-04-29 | Pamlico Sound Regional (FEMA plan 110656) | 2025-04-30 | 2030-04-29 | 1,307 | this jurisdiction approved 2025-07-08 |
Plan 110656 covers 27 other participants, named in the Excel file.
State plan status and tribal plans in this state: see the state page.
Supports FEMA checklist item B1-a: hazard identification
Hazards NRI does not cover (local data needed)
- dam failure (incl. upstream dams)
- levee failure
- flash flood as its own subtype
- ice jams
- debris flows
- erosion (riverine and coastal)
- land subsidence and sinkholes
- expansive soils
The 18 National Risk Index hazards, ranked by expected annual loss (EAL)
Sources: 5, 6
| Rank by EAL | Hazard | NRI risk rating | EAL rating | EAL buildingsmodeled dollars per year | EAL agriculturemodeled dollars per year | Cost of expected deaths and injuriesFEMA's dollar value per year, not property damage | EAL total (see note)modeled dollars per year | Storm Events records, 1996 to 2026-06-30count | Storm Events coverage note |
|---|---|---|---|---|---|---|---|---|---|
| 1 | Hurricane | Very High | Very High | $104,963,455 | $615,165 | $3,691,093 | $109,269,713 | 6 | |
| 2 | Inland Flooding | Relatively Low | Relatively Low | $8,564,962 | $194,575 | $870,193 | $9,629,730 | 68 | |
| 3 | Coastal Flooding | Relatively High | Relatively High | $4,085,326 | n/a | $405,322 | $4,490,646 | 2 | |
| 4 | Wildfire | Relatively Low | Relatively Moderate | $928,960 | $100 | $87,557 | $1,016,616 | 0 | No recorded events in Storm Events since 1996 (data through 2026-06-30). |
| 5 | Tornado | Relatively Low | Relatively Low | $622,547 | $229 | $366,358 | $989,134 | 62 | |
| 6 | Heat Wave | Relatively Low | Relatively Low | $92 | $60 | $878,639 | $878,791 | 6 | |
| 7 | Lightning | Relatively Moderate | Relatively Moderate | $68,163 | n/a | $587,143 | $655,306 | 3 | |
| 8 | Winter Weather | Relatively High | Relatively High | $132,156 | $39 | $452,596 | $584,791 | 3 | |
| 9 | Cold Wave | Relatively Low | Relatively Low | $5,309 | $9,932 | $524,818 | $540,059 | 0 | No recorded events in Storm Events since 1996 (data through 2026-06-30). |
| 10 | Strong Wind | Relatively Low | Relatively Low | $64,953 | $10,410 | $407,356 | $482,719 | 187 | Includes 4 High Wind and 1 Strong Wind records (NOAA non-thunderstorm wind types, outside NRI's Strong Wind definition). |
| 11 | Ice Storm | Relatively Moderate | Relatively Moderate | $238,417 | n/a | $18,325 | $256,741 | 1 | |
| 12 | Earthquake | Very Low | Very Low | $135,818 | n/a | $26,041 | $161,859 | Storm Events does not record earthquakes. | |
| 13 | Hail | Very Low | Very Low | $38,559 | $3,419 | $37,173 | $79,151 | 73 | |
| 14 | Drought | Very Low | Very Low | n/a | $14,492 | n/a | $14,492 | 5 | |
| 15 | Landslide | Very Low | Very Low | $259 | n/a | $1 | $260 | 0 | Declared 1 time; no Storm Events record of this type. |
| Tsunami | Insufficient Data | Insufficient Data | n/a | n/a | n/a | n/a | 0 | No recorded events in Storm Events since 1996 (data through 2026-06-30). |
Total = buildings + agriculture + population equivalence; FEMA values each expected death (or 10 injuries) at $13.7 million (2024 dollars).
NRI risk rating combines expected annual loss with social vulnerability and community resilience; EAL rating rates expected annual loss alone. Both compare this county with all U.S. counties.
Local data needed: state and local wildfire, landslide and tsunami records (Storm Events records these hazards only in part).
Not applicable to this county per NRI, with no federal declaration and no Storm Events record since 1996: avalanche and volcanic activity. That is the evidence for leaving them out of the plan.
The state hazard mitigation plan also lists hazards for this county; FEMA asks the plan to explain any hazard it leaves out.
Supports FEMA checklist item B1-b: hazard location
Affects the whole county (national data give no location within it): Cold Wave, Drought, Hail, Heat Wave, Ice Storm, Lightning, Strong Wind and Winter Weather.
Coastal Flooding and Inland Flooding: The FEMA Flood Insurance Rate Map (FIRM) is the required location source for flooding. See the FEMA Flood Map Service Center (https://msc.fema.gov) for this county.
Hazards that vary within the county: highest-rated census tracts
Source: 5
| Hazard | Highest-rated census tractsNRI risk rating, score 0 to 100 |
|---|---|
| Earthquake | tract 9707.03 (Very Low, 35.9); tract 9705.01 (Very Low, 33.6); tract 9711.03 (Very Low, 33.1) |
| Hurricane | tract 9710.03 (Very High, 100.0); tract 9706.06 (Very High, 100.0); tract 9709.04 (Very High, 99.9) |
| Landslide | tract 9710.03 (Very Low, 80.0); tract 9709.03 (Very Low, 76.9); tract 9709.04 (Very Low, 76.7) |
| Tornado | tract 9708.06 (Relatively Moderate, 56.8); tract 9709.04 (Relatively Moderate, 55.2); tract 9707.03 (Relatively Low, 51.3) |
| Tsunami | no tract has a National Risk Index rating for this hazard |
| Wildfire | tract 9703.01 (Relatively Moderate, 95.9); tract 9701.02 (Relatively Moderate, 95.6); tract 9701.03 (Relatively Moderate, 95.3) |
Up to 3 census tracts per hazard, highest National Risk Index rating first, then highest score; a tract number is the Census tract number (for example 9707.03 is Census Tract 9707.03). FEMA's Resilience Analysis and Planning Tool maps the National Risk Index for every tract: https://www.fema.gov/emergency-managers/practitioners/resilience-analysis-and-planning-tool
Supports FEMA checklist item B1-c: hazard extent
Extent: scale, observed range and worst recorded event per hazard
Sources: 6, 7
| Hazard | Scale | Recordscount and years | Observed range | Worst recorded event | Most damaging (when different) | How it applies to jurisdictions | Note |
|---|---|---|---|---|---|---|---|
| Coastal Flood, Storm Surge/Tide | none in data (flood depth: FIRM) | 2 records, 2021 to 2023 (2 zone-level) | No damage reported in 2 records. | Countywide (zone-level records). | Flood depth: see the FEMA Flood Insurance Rate Map. | ||
| Cold/Wind Chill, Extreme Cold/Wind Chill | wind chill | 0 | Wind chill: in event narratives only (local data needed). | ||||
| Frost/Freeze (outside NRI's Cold Wave definition) | crop damage | 0 | Temperature: in event narratives only (local data needed). | ||||
| Drought | U.S. Drought Monitor scale (D0 to D4) | 5 records, 2025 to 2026 (5 zone-level) | 11 days to 91 days (median 51 days); 2 with a recorded value | 91 days (about 3.0 months), 2026-03-31 to 2026-06-29, a run of 4 consecutive Storm Events drought records, zone-level | Countywide (zone-level records). | Storm Events enters a drought at D2 or worse east of the Rockies and D3 or worse from the Rockies west (NWS Instruction 10-1605); NRI drought counts D3 and D4 only. | |
| Earthquake | Modified Mercalli (local data) | 0 | Storm Events does not record earthquakes; the USGS earthquake catalog is the source. | ||||
| Hail | hail size (inches) | 88 records, 1978 to 2024 | 0.75 in to 2 in (median 0.88 in); 88 with a recorded value | 2 in hail, 2024-05-15 | Event records naming jurisdictions in the plan: Newport town (12 records), Beaufort town (6 records), Cape Carteret town (4 records), Bogue town (2 records), Atlantic Beach town (1 record), Morehead City town (1 record), Peletier town (1 record). | ||
| Excessive Heat, Heat | heat index (in event narratives) | 6 records, 2020 to 2025 (6 zone-level) | 1 day to 3 days (median 2 days); 5 with a recorded value | 3 consecutive days, 2025-07-26 to 2025-07-28, zone-level | Countywide (zone-level records). | Heat index: in event narratives only (local data needed). | |
| Hurricane, Tropical Storm, Tropical Depression | Saffir-Simpson | 6 records, 2019 to 2024 (6 zone-level) | Strongest recorded: Hurricane (Typhoon) record (NOAA's event type name), 2019-09-06, category 2, $0 property; $0 crops (2019 dollars); NWS zone NCZ196 | Countywide (zone-level records). | Storm Events files every zone of a storm's episode under the storm's type; flooding from the storm is filed as Flood or Flash Flood records. | ||
| Ice Storm | Sperry-Piltz ice scale (local data) | 1 record, 2022 (1 zone-level) | No damage reported in 1 record. | Countywide (zone-level records). | Ice thickness: in event narratives only (local data needed). | ||
| Flash Flood, Flood, Lakeshore Flood | damage and flood days (flood depth: FIRM) | 68 records, 1996 to 2024 | Flash Flood, 2010-09-30, $10,000 property; $0 crops (2010 dollars) | Event records naming jurisdictions in the plan: Cape Carteret town (9 records), Newport town (8 records), Atlantic Beach town (6 records), Morehead City town (6 records), Beaufort town (4 records), Peletier town (3 records), Bogue town (2 records), Emerald Isle town (1 record). | Flood depth: see the FEMA Flood Insurance Rate Map. Storm Events damage is often $0 or blank for floods, major ones included; FEMA Public Assistance by declaration (B1-d) shows which floods cost the most. | ||
| Debris Flow | none (count and damage only) | 0 | Physical measure: in event narratives only (local data needed). | ||||
| Lightning | annualized frequency (the measure FEMA's Local Mitigation Planning Handbook names) | 3 records, 1998 to 2007 | Lightning, 1998-05-23, damage not reported, 1 direct death | Lightning, 2007-06-09, $5,000 property; $0 crops (2007 dollars) | Event records naming jurisdictions in the plan: Atlantic Beach town (1 record), Newport town (1 record). | Storm Events lists lightning with damage or casualties; physical measure in event narratives only (local data needed). | |
| High Wind and Strong Wind (outside NRI's Strong Wind definition) | wind speed (kt and mph) | 5 records, 2020 to 2024 (5 zone-level) | 48 kt (55 mph) to 62 kt (71 mph) (median 54 kt (62 mph)); 5 with a recorded value | 62 kt (71 mph) measured gust, High Wind, 2020-12-24; NWS zone NCZ196 | Countywide (zone-level records). | ||
| Thunderstorm Wind | wind speed (kt and mph) | 209 records, 1965 to 2026 | 50 kt (58 mph) to 91 kt (105 mph) (median 51 kt (59 mph)); 184 with a recorded value | 91 kt (105 mph), measurement type not recorded, Thunderstorm Wind, 1996-01-12 | Thunderstorm Wind, 1993-11-28, $500,000 property; crops not recorded (1993 dollars) | Event records naming jurisdictions in the plan: Beaufort town (19 records), Newport town (17 records), Morehead City town (14 records), Cape Carteret town (12 records), Atlantic Beach town (11 records), Bogue town (3 records), Peletier town (3 records), Emerald Isle town (2 records). | |
| Tornado | Enhanced Fujita (Fujita before Feb 2007) | 80 records, 1963 to 2024 | F/EF0 to F/EF2 (median F/EF0); 80 with a recorded value | EF2 tornado, 2013-11-26, 0.36 mi within this county, 200 yd wide, $2,500,000 property; $0 crops (2013 dollars), 2 direct injuries | Tornado, 1993-09-27, $5,000,000 property; crops not recorded (1993 dollars) | Event records naming jurisdictions in the plan: Atlantic Beach town (7 records), Morehead City town (7 records), Cape Carteret town (6 records), Newport town (3 records), Beaufort town (2 records), Bogue town (2 records). | Before 1996 a tornado is listed once, under the county where it began, with its whole path's rating and length; from 1996 on, each county lists its own segment. Length is not used to rank tornadoes (see Methods). |
| Tsunami | none (count and damage only) | 0 | Physical measure: in event narratives only (local data needed). | ||||
| Wildfire | acres burned (local data) | 0 | Acres burned: in event narratives only (local data needed). | ||||
| Winter Storm, Heavy Snow, Blizzard, Lake-Effect Snow, Winter Weather, Sleet | none in data (snowfall: local data) | 3 records, 2025 to 2026 (3 zone-level) | No damage reported in 3 records. | Countywide (zone-level records). | Snow depth: in event narratives only (local data needed). |
Storm Events records are more complete after 1996; before 1996 only Tornado (from 1950), Hail and Thunderstorm Wind (from 1955) exist. Zone-level records whose zone no NWS zone-county file places in this county (mostly before 2020) are not counted here (the Methods page explains the zone matching).
Dollars are nominal (as reported), labeled with the year; not adjusted for inflation.
Supports FEMA checklist item B1-d: previous occurrences
Federal declarations for this county: 30 declarations covering 19 separate hazard incidents counted in this packet (declarations for the same incident count once; non-natural and evacuation-only declarations are not counted).
Federal disaster declarations for this county
Sources: 1, 2, 3
| Declared | Incident began | FEMA number | Type | Title | Mapped hazard | County Public Assistancefederal share obligated, nominal dollars | Flags | Notes |
|---|---|---|---|---|---|---|---|---|
| 2026-01-24 | 2026-01-21 | EM-3637-NC | Emergency | Severe Winter Storm | Winter Weather | no Public Assistance recorded | new since last plan; within last 5 years | |
| 2024-10-19 | 2024-09-16 | DR-4837-NC | Major disaster | Potential Tropical Cyclone Eight | Hurricane (primary); also designated: Inland Flooding | $174,589.68 | in the 12 months before plan approval; within last 5 years | |
| 2024-09-26 | 2024-09-25 | EM-3617-NC | Emergency | Hurricane Helene | Hurricane (primary); also designated: Inland Flooding, Landslide | no Public Assistance recorded | in the 12 months before plan approval; within last 5 years | |
| 2024-08-06 | 2024-08-05 | EM-3608-NC | Emergency | Tropical Storm Debby | Hurricane | $27,353.93 | in the 12 months before plan approval; within last 5 years | |
| 2022-10-01 | 2022-09-28 | EM-3586-NC | Emergency | Hurricane Ian | Hurricane | no Public Assistance recorded | within last 5 years | |
| 2020-10-14 | 2020-07-31 | DR-4568-NC | Major disaster | Hurricane Isaias | Hurricane | $115,607.84 | ||
| 2020-08-02 | 2020-07-31 | EM-3534-NC | Emergency | Hurricane Isaias | Hurricane | no Public Assistance recorded | same incident as DR-4568 | |
| 2020-03-25 | 2020-01-20 | DR-4487-NC | Major disaster | COVID-19 Pandemic | Non-natural, not counted | $876,387.95 | ||
| 2020-03-13 | 2020-01-20 | EM-3471-NC | Emergency | COVID-19 | Non-natural, not counted | no Public Assistance recorded | same incident as DR-4487 | |
| 2019-10-04 | 2019-09-01 | DR-4465-NC | Major disaster | Hurricane Dorian | Hurricane | $1,312,951.93 | ||
| 2019-09-03 | 2019-09-01 | EM-3423-NC | Emergency | Hurricane Dorian | Hurricane | no Public Assistance recorded | same incident as DR-4465 | |
| 2018-09-14 | 2018-09-07 | DR-4393-NC | Major disaster | Hurricane Florence | Hurricane | $78,513,748.65 | ||
| 2018-09-10 | 2018-09-07 | EM-3401-NC | Emergency | Hurricane Florence | Hurricane | no Public Assistance recorded | same incident as DR-4393 | |
| 2016-10-10 | 2016-10-04 | DR-4285-NC | Major disaster | Hurricane Matthew | Hurricane | $437,876.04 | ||
| 2016-10-07 | 2016-10-04 | EM-3380-NC | Emergency | Hurricane Matthew | Hurricane | no Public Assistance recorded | same incident as DR-4285 | |
| 2011-08-31 | 2011-08-25 | DR-4019-NC | Major disaster | Hurricane Irene | Hurricane | $7,734,283.76 | ||
| 2011-08-25 | 2011-08-25 | EM-3327-NC | Emergency | Hurricane Irene | Hurricane | no Public Assistance recorded | same incident as DR-4019 | |
| 2010-09-01 | 2010-09-01 | EM-3314-NC | Emergency | Hurricane Earl | Hurricane | $50,039.86 | ||
| 2005-10-07 | 2005-09-11 | DR-1608-NC | Major disaster | Hurricane Ophelia | Hurricane | $12,489,619.93 | ||
| 2005-09-14 | 2005-09-11 | EM-3254-NC | Emergency | Hurricane Ophelia | Hurricane | $103,243.83 | same incident as DR-1608 | |
| 2005-09-05 | 2005-08-29 | EM-3222-NC | Emergency | Hurricane Katrina Evacuation | Hurricane: evacuation support, not a local hazard event; not counted | no Public Assistance recorded | ||
| 2003-09-18 | 2003-09-18 | DR-1490-NC | Major disaster | Hurricane Isabel | Hurricane | $2,158,270.80 | ||
| 1999-09-16 | 1999-09-15 | DR-1292-NC | Major disaster | Hurricane Floyd Major Disaster Declarations | Hurricane | $2,053,629.82 | ||
| 1999-09-15 | 1999-09-15 | EM-3146-NC | Emergency | Hurricane Floyd Emergency Declarations | Hurricane | no Public Assistance recorded | same incident as DR-1292 | |
| 1999-09-09 | 1999-08-29 | DR-1291-NC | Major disaster | Hurricane Dennis | Hurricane | PA not declared for this county | ||
| 1999-09-01 | 1999-08-29 | EM-3141-NC | Emergency | Hurricane Dennis | Hurricane | $223,324.75 | same incident as DR-1291 | |
| 1998-08-27 | 1998-08-20 | DR-1240-NC | Major disaster | Hurricane Bonnie | Hurricane | no Public Assistance recorded | ||
| 1996-09-06 | 1996-09-05 | DR-1134-NC | Major disaster | Hurricane Fran | Hurricane | no Public Assistance recorded | ||
| 1996-07-18 | 1996-07-10 | DR-1127-NC | Major disaster | Hurricane Bertha | Hurricane | no Public Assistance recorded | ||
| 1993-03-17 | 1993-03-13 | EM-3110-NC | Emergency | Severe Snowfall & Winter Storm | Winter Weather | no Public Assistance recorded |
County Public Assistance: applicants the FEMA record places in this county, including any state agencies FEMA files there; statewide rows are listed on the state page; federal share obligated, nominal dollars.
Statewide declarations
Source: 2
| Declared | Incident began | FEMA number | Type | Title | Mapped hazard |
|---|---|---|---|---|---|
| 1964-10-13 | 1964-10-13 | DR-179-NC | Major disaster | Severe Storms & Flooding | Inland Flooding |
| 1962-03-16 | 1962-03-16 | DR-130-NC | Major disaster | Severe Storm, High Tides & Flooding | Inland Flooding (primary); also designated: Coastal Flooding |
| 1960-09-16 | 1960-09-16 | DR-107-NC | Major disaster | Hurricane Donna | Hurricane (primary); also designated: Inland Flooding |
| 1958-10-01 | 1958-10-01 | DR-87-NC | Major disaster | Hurricane & Severe Storm | Hurricane |
| 1956-04-24 | 1956-04-24 | DR-56-NC | Major disaster | Severe Storm | Hazard not mapped (severe storm title names no single hazard); not counted |
| 1955-08-13 | 1955-08-13 | DR-37-NC | Major disaster | Hurricanes | Hurricane (primary); also designated: Inland Flooding |
| 1954-10-17 | 1954-10-17 | DR-28-NC | Major disaster | Hurricane | Hurricane (primary); also designated: Inland Flooding |
FEMA recorded these with designated area Statewide and no county, so they are listed on every county page in the state and not counted with county rows. Local data needed: whether each one affected this county.
1 Fire Management declaration (1986-05-10 to 1986-05-10) FEMA filed as Statewide with no county; each names one local fire. Listed on the state page.
Previous occurrences by hazard, with explicit no-event rows
Sources: 2, 6, 7
| Hazard | Storm Events records, all years on file(years in the Period column) | Since plan approvalrecords | In the 12 months before plan approvalrecords | Last 5 yearsrecords | Declared incidents, all yearsseparate disasters | Declared since approvalseparate disasters | Period | Statement |
|---|---|---|---|---|---|---|---|---|
| Coastal Flooding | 2 | 0 | 0 | 2 | 0 | 0 | 1996 to 2026-06-30 | |
| Cold Wave | 0 | 0 | 0 | 0 | 0 | 0 | 1996 to 2026-06-30 | No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events |
| Drought | 5 | 4 | 1 | 5 | 0 | 0 | 1996 to 2026-06-30 | |
| Earthquake | 0 | 0 | 0 | 0 | 0 | 0 | Storm Events does not record earthquakes; the USGS earthquake catalog is the source. | |
| Hail | 88 | 0 | 3 | 7 | 0 | 0 | 1955 to 2026-06-30 | |
| Heat Wave | 6 | 2 | 1 | 4 | 0 | 0 | 1996 to 2026-06-30 | |
| Hurricane | 6 | 0 | 1 | 4 | 17 | 0 | 1996 to 2026-06-30 | |
| Ice Storm | 1 | 0 | 0 | 1 | 0 | 0 | 1996 to 2026-06-30 | |
| Inland Flooding | 68 | 0 | 20 | 25 | 2 | 0 | 1996 to 2026-06-30 | |
| Landslide | 0 | 0 | 0 | 0 | 1 | 0 | 1996 to 2026-06-30 | No Storm Events records of this type; 1 federal declared incident (see declarations table) |
| Lightning | 3 | 0 | 0 | 0 | 0 | 0 | 1996 to 2026-06-30 | |
| Strong Wind | 214 | 10 | 10 | 49 | 0 | 0 | 1955 to 2026-06-30 | Includes 4 High Wind and 1 Strong Wind records. |
| Tornado | 80 | 0 | 1 | 3 | 0 | 0 | 1950 to 2026-06-30 | |
| Tsunami | 0 | 0 | 0 | 0 | 0 | 0 | 1996 to 2026-06-30 | No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events |
| Wildfire | 0 | 0 | 0 | 0 | 0 | 0 | 1996 to 2026-06-30 | No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events |
| Winter Weather | 3 | 2 | 1 | 3 | 2 | 1 | 1996 to 2026-06-30 |
Notable Storm Events records
Sources: 1, 6, 7
| Date | Event type | Magnitude or extent | Damagenominal dollars | Deaths, injuriesdirect only | Location | Flags | Why listed |
|---|---|---|---|---|---|---|---|
| 2026-03-31 | Drought | damage not reported | 0, 0 | NWS zone NCZ196 (EAST CARTERET), zone-level | new since last plan; within last 5 years | B1-c worst recorded: Drought | |
| 2025-07-26 | Excessive Heat | damage not reported | 0, 0 | NWS zone NCZ196 (EAST CARTERET), zone-level | new since last plan; within last 5 years | B1-c worst recorded: Excessive Heat, Heat | |
| 2024-05-15 | Hail | 2 in | damage not reported | 0, 0 | PELETIER | in the 12 months before plan approval; within last 5 years | B1-c worst recorded: Hail |
| 2020-12-24 | High Wind | 62 kt (71 mph) measured gust | $0 property; $0 crops, reported for the zone (2020 dollars) | 0, 0 | NWS zone NCZ196 (EAST CARTERET), zone-level | B1-c worst recorded: High Wind and Strong Wind | |
| 2019-09-06 | Hurricane (Typhoon), NOAA's event type name | category 2 | $0 property; $0 crops, reported for the zone (2019 dollars) | 0, 0 | NWS zone NCZ196 (EAST CARTERET), zone-level | B1-c worst recorded: Hurricane, Tropical Storm, Tropical Depression | |
| 2013-11-26 | Tornado | EF2, 0.36 mi within this county, 200 yd wide | $2,500,000 property; $0 crops (2013 dollars) | 0, 2 | CAMP GLENN | deaths or injuries recorded | |
| 2010-09-30 | Flash Flood | $10,000 property; $0 crops (2010 dollars) | 0, 0 | CAPE CARTERET to ATLANTIC BEACH | B1-c worst recorded: Flash Flood, Flood, Lakeshore Flood | ||
| 2007-06-09 | Lightning | $5,000 property; $0 crops (2007 dollars) | 0, 0 | NEWPORT | B1-c most damaging: Lightning | ||
| 2004-08-13 | Tornado | F1, 0.3 mi within this county, 20 yd wide | $284,000 property; crops not reported (2004 dollars) | 0, 3 | STELLA | deaths or injuries recorded | |
| 1998-05-23 | Lightning | damage not reported | 1, 0 | DAVIS | deaths or injuries recorded | ||
| 1996-01-12 | Thunderstorm Wind | 91 kt (105 mph), measurement type not recorded | $500,000 property; crops not reported (1996 dollars) | 0, 0 | EMERALD ISLE | B1-c worst recorded: Thunderstorm Wind | |
| 1993-09-27 | Tornado | F1, 2 mi path length (whole path, pre-1996), 20 yd wide | $5,000,000 property; crops not recorded (1993 dollars) | 0, 0 | Morehead City | B1-c most damaging: Tornado |
The full list is in the Excel file, sheet "B1-d Storm Events history" (476 rows).
Location is the place NOAA recorded, as written in its data; it need not be a jurisdiction in this plan.
Local data needed: state-declared emergencies, from your state emergency management agency (federal data do not include them).
Tribal and special-area declarations in this state are listed on the state page.
Supports FEMA checklist item B1-e: probability of future events
Probability: FEMA annualized frequency and descriptor per hazard
Sources: 5, 6
| Hazard | FEMA annualized frequency (modeled)unit per row | Unit | In plain terms | Descriptor | Descriptor basis | NRI events or days in its record period (hail, wind and tornado are area-weighted, so can be fractional) | NRI period | Location | Note |
|---|---|---|---|---|---|---|---|---|---|
| Coastal Flooding | 3.29 | events per year at a location (modeled) | about 3.3 per year at a given location in the county | Highly likely | FEMA annualized frequency (modeled) | not shown | modeled | see B1-f | Descriptor from NRI: the rate at a location is 1 or more a year, so the county rate is at least that. |
| Cold Wave | 0.384 | event-days per year | about 0.384 days per year | event-days in 0 of 30 years, 1996 to 2025 (0%) | 3.11 | 2005-11-12 to 2024-11-12 (19 years) | countywide | No Storm Events cold wave record, 1996 to 2025. | |
| Drought | 2.36 | event-days per year | about 2.36 days per year | Possible (from Storm Events: 1 of 30 years) | event-days in 1 of 30 years, 1996 to 2025 (3.33%) | 84 | 2000 to 2025 (25.25 years; D3 and D4 only) | countywide | |
| Earthquake | 0.000873 | annual probability at a location | chance a given location in the county has at least minor-damage shaking in a year: 0.0873% | not shown | modeled | see B1-f | No descriptor (Storm Events does not record earthquakes). | ||
| Hail | 1.62 | events per year | about 1.62 per year | Highly likely | FEMA annualized frequency (modeled) | 86.1 (modeled) | 1986 to 2023 (38 years) | countywide | |
| Heat Wave | 6.82 | event-days per year | about 6.82 days per year | Likely (from Storm Events: 4 of 30 years) | event-days in 4 of 30 years, 1996 to 2025 (13.3%) | 49.1 | 2005-11-12 to 2024-11-12 (19 years) | countywide | |
| Hurricane | 0.459 | events per year | about 1 in 2 years | Likely | FEMA annualized frequency (modeled) | 175 | 1851 to 2024 (Atlantic) | see B1-f | NRI counts hurricane and tropical storm tracks passing within storm-force wind range; federal declarations are in B1-d. |
| Ice Storm | 0.538 | event-days per year | about 0.538 days per year | Possible (from Storm Events: 1 of 30 years) | event-days in 1 of 30 years, 1996 to 2025 (3.33%) | 21 | 1946-12-31 to 2014-02-12 (67 years) | countywide | |
| Inland Flooding | 1.14 | event-days per year | about 1.14 days per year | Likely (from Storm Events: 17 of 30 years) | event-days in 17 of 30 years, 1996 to 2025 (56.7%) | 32 | 1996 to 2023 (28 years) | see B1-f | |
| Landslide | 0.0563 | events per year (modeled) | about 1 in 18 years | Possible | FEMA annualized frequency (modeled) | not shown | modeled | see B1-f | |
| Lightning | 51.7 | days per year with a strike | about 51.7 days per year | Highly likely | FEMA annualized frequency (modeled) | not shown | 1995 to 2023 (29 years; CONUS) | countywide | |
| Strong Wind | 0.808 | events per year | about 0.81 per year | Likely | FEMA annualized frequency (modeled) | 19 | 1986 to 2023 (38 years) | countywide | |
| Tornado | 0.595 | events per year | about 0.6 per year | Likely | FEMA annualized frequency (modeled) | not shown | 1950 to 2023 (EF2+); 1986 to 2023 (EF0-1) | see B1-f | |
| Tsunami | annual probability at the most exposed location (used in place of a county value) | Storm Events records in 0 of 30 years, 1996 to 2025 (0%) | not shown | modeled | see B1-f | No descriptor: no Storm Events record 1996 to 2025 | |||
| Wildfire | 0.00266 | annual probability at a location | chance a given location in the county burns in a year: 0.266% | Storm Events records in 0 of 30 years, 1996 to 2025 (0%) | not shown | modeled | see B1-f | No descriptor: no Storm Events record 1996 to 2025 | |
| Winter Weather | 2.16 | event-days per year | about 2.16 days per year | Possible (from Storm Events: 1 of 30 years) | event-days in 1 of 30 years, 1996 to 2025 (3.33%) | 17.6 | 2005-11-12 to 2024-11-12 (19 years) | countywide |
FEMA annualized frequency (modeled) is the National Risk Index v1.20 (December 2025) estimate of how often a hazard affects this county in a year; it is not recorded events divided by years, and its unit differs by hazard (events, event-days, or days with a lightning strike per year). For earthquake, wildfire, coastal flooding and tsunami the value is the chance (or number of events) at a location in the county, not across the county, so no "1 in N years" is given and the descriptor comes from Storm Events where it has a record (none for earthquake). The Methods page gives each hazard's method, from FEMA's National Risk Index Technical Documentation v1.20.
Where NRI gives event-days, the descriptor comes from the share of years with a Storm Events record; NRI's source records more events, so the two differ.
Descriptor scale used in this packet (defined per unit)
Sources: 5, 6
| Unit | Descriptor | Definition |
|---|---|---|
| events per year | Highly likely | 1 or more per year |
| events per year | Likely | about once in 1 to 10 years |
| events per year | Possible | about once in 10 to 100 years |
| events per year | Unlikely | less than once in 100 years |
| annual probability | Likely | 10% to under 100% chance in a given year |
| annual probability | Possible | 1% to under 10% chance in a given year |
| annual probability | Unlikely | under 1% chance in a given year |
| event-days (share of years) | Highly likely | event-days recorded in 90% or more of years |
| event-days (share of years) | Likely | event-days recorded in 10% to under 90% of years |
| event-days (share of years) | Possible | event-days recorded in some years but under 10% of years |
| lightning strike-days | Highly likely | cloud-to-ground strikes on 1 or more days per year |
Intensity bands: historical frequency (Storm Events)
Source: 6
| Hazard | Band | Years | Eventscounty-coded records | Years in period | Events per yearevents / years |
|---|---|---|---|---|---|
| Hail | 1.00-1.99 in | 1996 to 2025 | 29 | 30 | 0.967 |
| Hail | 2.00 in+ | 1996 to 2025 | 1 | 30 | 0.0333 |
| Thunderstorm Wind (counted as NRI Strong Wind) | 50-64 kt | 1996 to 2025 | 156 | 30 | 5.2 |
| Thunderstorm Wind (counted as NRI Strong Wind) | 65 kt+ | 1996 to 2025 | 16 | 30 | 0.533 |
| Thunderstorm Wind (counted as NRI Strong Wind) | unmeasured or below 50 kt | 1996 to 2025 | 8 | 30 | 0.267 |
| Tornado | EF0-1 | 1996 to 2025 | 58 | 30 | 1.93 |
| Tornado | EF2-3 | 1996 to 2025 | 4 | 30 | 0.133 |
| Tornado | EF4-5 | 1996 to 2025 | 0 | 30 | 0 |
| Tornado | unrated (EFU) | 1996 to 2025 | 0 | 30 | 0 |
The bands show how often events of each severity were recorded in this county, to profile how severe events have been (FEMA's probability item asks for the range of intensities).
Hail smaller than 1 inch is not counted: on 2010-01-05 the National Weather Service raised its severe-hail threshold from 3/4 inch to 1 inch, so smaller reports became less common after 2009 (NWS Service Change Notice 09-52). NRI hail frequency uses a 0.75 inch threshold.
Optional: future conditions. Not a required item in the 2025 FEMA Local Mitigation Planning Policy Guide; some states ask for it. The federal Climate Mapping for Resilience and Adaptation (CMRA) site gives county exposure to future climate conditions (https://resilience.climate.gov/).
Supports FEMA checklist item B1-f: hazards that vary across jurisdictions
Range of census tract risk within the county
Source: 5
| Hazard | Tractsrated of all | NRI risk score, 0 to 100 | Tracts by rating | ||
|---|---|---|---|---|---|
| Min | Median | Max | |||
| Coastal Flooding | 31 of 31 | 71.6 | 94.5 | 99.5 | Very High 1, Relatively High 12, Relatively Moderate 12, Relatively Low 5, Very Low 1 |
| Cold Wave | 31 of 31 | 15.6 | 29.1 | 50.3 | Relatively Moderate 1, Relatively Low 29, Very Low 1 |
| Drought | 20 of 31 | 67.3 | 72.0 | 88.1 | Relatively Low 3, Very Low 17, No Rating 11 |
| Earthquake | 31 of 31 | 0.2 | 17.5 | 35.9 | Very Low 31 |
| Hail | 31 of 31 | 0.9 | 32.0 | 48.2 | Relatively Low 9, Very Low 22 |
| Heat Wave | 31 of 31 | 1.4 | 39.9 | 74.9 | Relatively Moderate 5, Relatively Low 24, Very Low 2 |
| Hurricane | 31 of 31 | 61.1 | 99.3 | 100.0 | Very High 25, Relatively High 5, Relatively Low 1 |
| Ice Storm | 31 of 31 | 0.2 | 62.1 | 85.9 | Relatively Moderate 11, Relatively Low 16, Very Low 4 |
| Inland Flooding | 31 of 31 | 0.3 | 15.1 | 73.6 | Relatively Moderate 6, Relatively Low 10, Very Low 15 |
| Landslide | 31 of 31 | 12.4 | 41.7 | 80.0 | Very Low 31 |
| Lightning | 31 of 31 | 0.3 | 69.1 | 94.2 | Relatively High 9, Relatively Moderate 18, Relatively Low 3, Very Low 1 |
| Strong Wind | 31 of 31 | 0.3 | 46.5 | 74.1 | Relatively Moderate 10, Relatively Low 20, Very Low 1 |
| Tornado | 31 of 31 | 1.0 | 36.6 | 56.8 | Relatively Moderate 2, Relatively Low 23, Very Low 6 |
| Tsunami | 0 of 31 | Insufficient Data 31 | |||
| Wildfire | 31 of 31 | 32.5 | 85.7 | 95.9 | Relatively Moderate 14, Relatively Low 13, Very Low 4 |
| Winter Weather | 31 of 31 | 13.8 | 92.0 | 98.4 | Very High 5, Relatively High 24, Relatively Moderate 1, Very Low 1 |
Drought: Agriculture is all of NRI's expected annual loss for this hazard in the county, so the tract range mostly reflects where crop and livestock value is.
Rated tracts only: No Rating (score 0.0), Not Applicable and Insufficient Data tracts are counted but not used for the minimum, median and maximum.
The score ranks a tract against all U.S. tracts (100 = highest). The rating is FEMA's category for the tract's risk value, computed differently, so the two can disagree.
Frequency data for cold wave, drought, hail, heat wave, ice storm, lightning, strong wind and winter weather are county-wide or coarse (49 km grid or NWS zone), the same for every jurisdiction; the tract range mostly reflects where buildings and people are (crop and livestock value where a line above names agriculture).
Each jurisdiction (starting figures from federal data)
Sources: 1, 3, 4, 6
| Jurisdiction | Type | Plan status | Repetitive lossFMA RL and SRL (44 CFR 77.2); repeat-flood, any definition | Public Assistance to this jurisdictionFEMA records matched by applicant name; federal share obligated, nominal dollars | Event records naming this placeall years; since its plan | Notes |
|---|---|---|---|---|---|---|
| Carteret County (unincorporated area) | Unincorporated | Approved, expires 2030-04-29 | FMA RL 59, SRL 75; any 579 | $15,252,854.27 | 0 total; 0 since its plan | Includes $515,675.23 for declarations not counted as hazard incidents (DR-4487-NC). |
| Atlantic Beach town | Town | Approved, expires 2030-04-29 | FMA RL 17, SRL 34; any 109 | $1,432,362.29 | 26 total; 0 since its plan | Includes $9,659.80 for declarations not counted as hazard incidents (DR-4487-NC). |
| Beaufort town | Town | Approved, expires 2030-04-29 | FMA RL 2, SRL 1; any 19 | $1,481,562.15 | 31 total; 0 since its plan | Includes $13,344.90 for declarations not counted as hazard incidents (DR-4487-NC). |
| Bogue town | Town | Approved, expires 2030-04-29 | FMA RL 1, SRL 0; any 2 | $87,632.62 | 9 total; 0 since its plan | |
| Cape Carteret town | Town | Approved, expires 2030-04-29 | FMA RL 0, SRL 3; any 15 | $1,206,282.35 | 31 total; 2 since its plan | |
| Cedar Point town | Town | Approved, expires 2030-04-29 | FMA RL 2, SRL 11; any 29 | $369,826.20 | 0 total; 0 since its plan | |
| Emerald Isle town | Town | Approved, expires 2030-04-29 | FMA RL 2, SRL 12; any 114 | $50,680,245.74 | 3 total; 0 since its plan | |
| Indian Beach town | Town | Approved, expires 2030-04-29 | FMA RL 0, SRL 0; any 0 | $9,429,132.19 | 0 total; 0 since its plan | |
| Morehead City town | Town | Approved, expires 2030-04-29 | FMA RL 3, SRL 3; any 39 | $3,103,187.85 | 28 total; 0 since its plan | |
| Newport town | Town | Approved, expires 2030-04-29 | FMA RL 0, SRL 0; any 1 | $1,126,091.29 | 41 total; 0 since its plan | |
| Peletier town | Town | Approved, expires 2030-04-29 | FMA RL 0, SRL 0; any 0 | $23,936 | 7 total; 0 since its plan | |
| Pine Knoll Shores town | Town | Approved, expires 2030-04-29 | FMA RL 0, SRL 1; any 13 | $15,775,130.46 | 0 total; 0 since its plan |
Repetitive-loss counts are for whole NFIP communities, which can extend beyond this county (see the note in B2-c).
County Public Assistance in B1-d also includes applicants filed under the county that are not jurisdictions in this plan (for example state agencies, special districts and nonprofits), so the jurisdiction rows add up to less.
Supports FEMA checklist items B2-a and B2-b: vulnerability and potential impacts
Local data needed
The table below gives county-level starting figures; the plan describes impacts for each jurisdiction and its own assets.
- Critical facilities and lifelines per hazard
- A problem statement per jurisdiction per hazard
- Changes in development in hazard-prone areas since the last approval, or a statement of none (E1-a)
- Future assets
County-level starter: exposure, expected annual loss and damage since the plan
Sources: 1, 2, 3, 5, 6, 7
| Hazard | Building exposuremodeled dollars | Agriculture exposuremodeled dollars | Population exposedpeople | EAL buildingsmodeled dollars per year | EAL agriculturemodeled dollars per year | Cost of expected deaths and injuriesFEMA's dollar value per year, not property damage | EAL as % of exposurebuildings; agriculture where noted | Storm Events damage since 2025-04-30county-coded records, property plus crops, nominal dollars | Zone-level damage since planproperty plus crops, reported for the zone | Public Assistance since plannominal dollars; see note | Note |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Coastal Flooding | $7,606,232,708 | n/a | 22,655 | $4,085,326 | n/a | $405,322 | 0.0537% | ||||
| Cold Wave | $19,540,903,991 | $30,612,778 | 67,624 | $5,309 | $9,932 | $524,818 | under 0.0001% | ||||
| Drought | n/a | $18,387,058 | n/a | n/a | $14,492 | n/a | 0.0788% (agriculture) | NRI has no building exposure for this hazard; agriculture shown | |||
| Earthquake | $32,956,535,860 | n/a | 67,686 | $135,818 | n/a | $26,041 | 0.000412% | ||||
| Hail | $19,540,985,499 | $30,612,778 | 67,625 | $38,559 | $3,419 | $37,173 | 0.000197% | ||||
| Heat Wave | $19,540,985,499 | $30,612,778 | 67,625 | $92 | $60 | $878,639 | under 0.0001% | ||||
| Hurricane | $19,540,984,730 | $30,145,646 | 67,625 | $104,963,455 | $615,165 | $3,691,093 | 0.537% | ||||
| Ice Storm | $19,138,847,975 | n/a | 66,769 | $238,417 | n/a | $18,325 | 0.00125% | ||||
| Inland Flooding | $19,398,248,759 | $12,108,807 | 14,920 | $8,564,962 | $194,575 | $870,193 | n/a (see note) | NRI counts the full building value of any census block with some flood loss; this is not the value of buildings in the floodplain. Use local FIRM overlays for B2-a/B2-b. | |||
| Landslide | $130,797,740 | n/a | 258 | $259 | n/a | $1 | 0.000198% | ||||
| Lightning | $19,540,985,499 | n/a | 67,625 | $68,163 | n/a | $587,143 | 0.000349% | ||||
| Strong Wind | $19,540,985,499 | $30,612,778 | 67,625 | $64,953 | $10,410 | $407,356 | 0.000332% | ||||
| Tornado | $19,540,985,499 | $30,612,778 | 67,625 | $622,547 | $229 | $366,358 | 0.00319% | ||||
| Tsunami | n/a | n/a | n/a | n/a | n/a | n/a | NRI publishes no building exposure for this county | ||||
| Wildfire | $4,660,885,404 | $4,515,741 | 23,953 | $928,960 | $100 | $87,557 | 0.0199% | ||||
| Winter Weather | $19,540,903,991 | $30,612,778 | 67,624 | $132,156 | $39 | $452,596 | 0.000676% | no Public Assistance recorded (1 declaration) |
Totals since 2025-04-30 (Storm Events through 2026-06-30): 10 county-coded records, 0 with a damage value recorded (including $0), $0; 8 zone-level records, 0 with a damage value recorded (including $0), $0 reported for the zone; Public Assistance: none recorded on the 1 counted declaration.
FEMA does not split Public Assistance by hazard. A declaration mapped to several hazards is listed under each of them with its full amount, so the per-hazard column does not add up to the total; the unit total counts each declaration once.
NRI computes earthquake exposure on its own basis, so it exceeds the county building value in B2-a.
Supports FEMA checklist item B2-a: vulnerability (county context)
County context
Source: 5
| Measure | Value |
|---|---|
| Population | 67,625 |
| Building value (total, not at risk) | $19,540,985,499 |
| Agriculture value (total, not at risk) | $30,612,778 |
| NRI risk rating (all hazards) | Relatively Moderate |
| Expected annual loss, buildings and agriculture, all hazards | $120,697,396 |
| Expected annual loss, population equivalence, all hazards (NRI values each statistical life at $13.7M; a modeled value of expected deaths and injuries, not property damage) | $8,352,614 |
| Social vulnerability rating | Relatively Moderate |
| Community resilience rating | Very High |
| NRI version | December 2025 |
FEMA's all-hazard expected annual loss adds buildings, agriculture and population equivalence; this table gives the property part and the population-equivalence part as separate rows.
Social vulnerability: higher means people are more likely to be harmed and slower to recover. Community resilience: lower means the community is less able to recover. High social vulnerability and low resilience both raise the NRI risk rating.
Supports FEMA checklist item B2-c: repetitive loss properties
Repetitive loss in this county, both definitions
Sources: 1, 4
| Definition | Properties | Severe repetitive loss | Properties |
|---|---|---|---|
| Repetitive loss, FMA definition (44 CFR 77.2) | 86 | Severe repetitive loss, FMA definition (44 CFR 77.2) | 140 |
| Repetitive loss, NFIP insurance definition | 888 | Severe repetitive loss, NFIP insurance definition | 123 |
The state NFIP coordinator's list, the source FEMA's Handbook names, often uses the NFIP insurance definition (second row).
Repeat-flood properties: county and state-level rows
Sources: 1, 4
| Scope | RL, FMAproperties | SRL, FMAproperties | RL, NFIPproperties | SRL, NFIPproperties | Any categoryproperties | Mitigatedproperties | Currently insuredproperties |
|---|---|---|---|---|---|---|---|
| County total | 86 | 140 | 888 | 123 | 920 | 25 | 518 |
| of which: Carteret County (unincorporated area) | 59 | 75 | 562 | 67 | 579 | 15 | 299 |
| of which: Atlantic Beach town | 17 | 34 | 103 | 29 | 109 | 5 | 63 |
| of which: Cape Carteret town | 0 | 3 | 15 | 3 | 15 | 1 | 6 |
| of which: Emerald Isle town | 2 | 12 | 111 | 9 | 114 | 1 | 78 |
| of which: Morehead City town | 3 | 3 | 37 | 3 | 39 | 0 | 24 |
| of which: Newport town | 0 | 0 | 1 | 0 | 1 | 0 | 1 |
| of which: Pine Knoll Shores town | 0 | 1 | 12 | 1 | 13 | 0 | 8 |
| of which: Cedar Point town | 2 | 11 | 28 | 10 | 29 | 2 | 21 |
| of which: Bogue town | 1 | 0 | 2 | 0 | 2 | 0 | 2 |
| of which: Beaufort town | 2 | 1 | 17 | 1 | 19 | 1 | 16 |
| Statewide, no county in FEMA's file | 0 | 0 | 2 | 0 | 2 | 0 | 0 |
The statewide row counts properties FEMA's file gives with no county in this state; they are listed for reference and are not in this county's counts.
Repeat-flood properties by jurisdiction in the plan (NFIP community)
Sources: 1, 4
| Jurisdiction | NFIP community ID | RL, FMAproperties | SRL, FMAproperties | RL, NFIPproperties | SRL, NFIPproperties | Any categoryproperties | Mitigatedproperties | Currently insuredproperties |
|---|---|---|---|---|---|---|---|---|
| Carteret County (unincorporated area) | 370043 | 59 | 75 | 562 | 67 | 579 | 15 | 299 |
| Atlantic Beach town | 370044 | 17 | 34 | 103 | 29 | 109 | 5 | 63 |
| Beaufort town | 375346 | 2 | 1 | 17 | 1 | 19 | 1 | 16 |
| Bogue town | 370491 | 1 | 0 | 2 | 0 | 2 | 0 | 2 |
| Cape Carteret town | 370046 | 0 | 3 | 15 | 3 | 15 | 1 | 6 |
| Cedar Point town | 370465 | 2 | 11 | 28 | 10 | 29 | 2 | 21 |
| Emerald Isle town | 370047 | 2 | 12 | 111 | 9 | 114 | 1 | 78 |
| Indian Beach town | 370433 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Morehead City town | 370048 | 3 | 3 | 37 | 3 | 39 | 0 | 24 |
| Newport town | 370049 | 0 | 0 | 1 | 0 | 1 | 0 | 1 |
| Peletier town | 370658 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Pine Knoll Shores town | 370267 | 0 | 1 | 12 | 1 | 13 | 0 | 8 |
Counts by occupancy group for each jurisdiction are in the Excel file, sheet "B2-c Jurisdictions".
Jurisdiction rows are whole NFIP communities and need not add up to the county total: a community that extends into another county is counted in full on each jurisdiction row, while the county table counts only its part in this county.
County repeat-flood properties by occupancy group
Sources: 1, 4
| Occupancy group | RL, FMAproperties | SRL, FMAproperties | RL, NFIPproperties | SRL, NFIPproperties | Any categoryproperties | Mitigatedproperties | Currently insuredproperties |
|---|---|---|---|---|---|---|---|
| single-family residential | 81 | 129 | 816 | 112 | 848 | 25 | 482 |
| 2 to 4 unit residential | 0 | 2 | 22 | 2 | 22 | 0 | 7 |
| other residential | 0 | 0 | 9 | 0 | 9 | 0 | 8 |
| non-residential | 5 | 9 | 41 | 9 | 41 | 0 | 21 |
| not reported | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
FEMA's occupancy groups have no institutional class; institutional properties are counted in non-residential or other residential in the table by occupancy group.
FMA RL and FMA SRL are the Flood Mitigation Assistance definitions (44 CFR 77.2), the ones the FEMA Local Mitigation Planning Policy Guide cites. NFIP repetitive loss (the FEMA insurance definition) is 2 or more claims over $1,000 in 10 years, and a property can leave that group once it is mitigated. Also shown: NFIP severe repetitive loss, any category, mitigated and currently insured. The Methods page gives the OpenFEMA field details.
Counts are aggregates of FEMA's public NFIP Multiple Loss Properties file (FEMA's data date 2026-08-02; file version 2026-08-04). No property is identified. County assignment is FEMA's geocode.
In this county 19 properties are FMA repetitive loss but not NFIP repetitive loss, and 821 properties are NFIP repetitive loss but not FMA repetitive loss.
Exact counts; no count suppression.
Sources
Tables cite these sources by number. The full list, for the plan's bibliography (FEMA review item A4-a):
- FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-29T134039Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)
- FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-29T162832Z, pulled 2026-09-30, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)
- FEMA, OpenFEMA PublicAssistanceFundedProjectsSummaries v1, version 2026-09-29T150754Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/PublicAssistanceFundedProjectsSummaries (API)
- FEMA, OpenFEMA NfipMultipleLossProperties v1, version 2026-08-04T164045Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/NfipMultipleLossProperties (API)
- FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-30, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)
- NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-30, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/
- NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-30, https://www.weather.gov/gis/ZoneCounty
- U.S. Census Bureau, Census 2024 Gazetteer, 2020 place by county, CT county-to-cousub crosswalk, version 2024-gazetteer, pulled 2026-09-30, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_counties_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_cousubs_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_place_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_unsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_elsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_scsd_national.zip, https://www2.census.gov/geo/docs/reference/codes2020/national_place_by_county2020.txt, https://www2.census.gov/geo/docs/reference/ct_change/ct_cou_to_cousub_crosswalk.xlsx (used to match place names and codes; no table prints its values)
What this packet is and what the plan adds
This packet is the federal data for the plan's risk assessment, organized by the items of FEMA's Local Mitigation Plan Review Tool, Element B. Each section heading names the item its tables support; the plan and FEMA's review decide whether the item is met.
The plan adds what only the community has: local data on assets, critical facilities, development and each jurisdiction's impacts; local hazard history, including state-declared emergencies; the mitigation strategy; and adoption.
How the federal data are built: National Risk Index values are FEMA's model, not counts of events. Storm Events is more complete from 1996; zone-level records are placed by forecast zone, not by location in the county. Public Assistance for a jurisdiction is matched by applicant name. The Methods page gives every rule and the known edge cases.
OpenFEMA disclaimer
This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).
Reuse, citation and corrections
Reuse and citation: Hazard Plain text and tables are licensed under Creative Commons Attribution 4.0 International (CC BY 4.0, https://creativecommons.org/licenses/by/4.0/); credit Hazard Plain and the release. The underlying federal data are public domain; OpenFEMA data are also subject to the OpenFEMA terms and conditions.
Cite this: Hazard Plain (2026). Carteret County, NC: risk-assessment baseline packet, release 2026-10 (data as of 2026-09-30; County FIPS 37031). Automated baseline. https://hazardplain.org/nc/37031/ Built from FEMA OpenFEMA, the FEMA National Risk Index and NOAA NCEI Storm Events; source versions in the packet's Sources list.
Corrections: to report an error, name the packet, the table and what your records show. Contact: [email protected]
Hazard Plain release 2026-10. As of 2026-09-30; Storm Events data through 2026-06-30. Automated baseline.