Hazard Plain Automated baseline

Camden County, NC

Risk-assessment baseline packet

County FIPS:
37029
Release:
2026-10
Data as of:
2026-09-30
Storm Events data through:
2026-06-30

Hazard Plain is an independent product built from public federal data. It is not a FEMA document and is not reviewed or endorsed by FEMA or any state agency.

Hazard Plain release 2026-10, as of 2026-09-30.

Summary

Plan status as of 2026-09-30: Approved, expires 2030-05-14. Plan: Albemarle Regional (FEMA plan 110792), approved 2025-05-15.

Since the plan was approved on 2025-05-15: 1 new hazard declaration (1 incident) and 12 NOAA Storm Events records; details under "What changed since your last plan".

Highest expected annual loss (FEMA National Risk Index, modeled total; see B1-a): Inland Flooding ($1,344,491 a year), Hurricane ($1,096,096) and Coastal Flooding ($197,407).

The tables that follow are organized by the items of FEMA's Local Mitigation Plan Review Tool, Element B (B1-a to B2-c); each heading says which item its tables support.

Plan clock

Status:
Approved, expires 2030-05-14
Plan:
Albemarle Regional (FEMA plan 110792)
Approved:
2025-05-15
Days to expiry:
1,322

What changed since your last plan (approved 2025-05-15)

New federal declarations:
1 new hazard declaration (1 incident): EM-3637-NC (Severe Winter Storm)
Storm Events records since approval:
12 records (data through 2026-06-30)
Repetitive loss now:
FMA RL 0, SRL 1 (44 CFR 77.2); any definition: 27
Repeat-flood change:
this release sets the baseline count.

Sources: 1, 2, 4, 6 (numbered list at the end)

Plan status for every jurisdiction listed in this county

Source: 1

JurisdictionTypeStatusPlanApprovedExpiresDays to expirynegative = days since expiryNotes
Camden County (unincorporated area)UnincorporatedApproved, expires 2030-05-14Albemarle Regional (FEMA plan 110792)2025-05-152030-05-141,322this jurisdiction approved 2025-12-08

Plan 110792 covers 16 other participants, named in the Excel file.

State plan status and tribal plans in this state: see the state page.

Supports FEMA checklist item B1-a: hazard identification

Hazards NRI does not cover (local data needed)

  • dam failure (incl. upstream dams)
  • levee failure
  • flash flood as its own subtype
  • ice jams
  • debris flows
  • erosion (riverine and coastal)
  • land subsidence and sinkholes
  • expansive soils

The 18 National Risk Index hazards, ranked by expected annual loss (EAL)

Sources: 5, 6

Rank by EALHazardNRI risk ratingEAL ratingEAL buildingsmodeled dollars per yearEAL agriculturemodeled dollars per yearCost of expected deaths and injuriesFEMA's dollar value per year, not property damageEAL total (see note)modeled dollars per yearStorm Events records, 1996 to 2026-06-30countStorm Events coverage note
1Inland FloodingVery LowVery Low$1,246,144$49,306$49,042$1,344,49121
2HurricaneRelatively LowRelatively Low$568,497$503,751$23,848$1,096,09618
3Coastal FloodingRelatively LowRelatively Low$176,860n/a$20,547$197,4072
4TornadoVery LowVery Low$81,921$390$93,086$175,3964
5Heat WaveVery LowVery Low$8$99$133,391$133,4985
6Cold WaveVery LowRelatively Low$607$21,074$106,414$128,0964Includes 3 Frost/Freeze records (outside NRI's Cold Wave definition; counted in this table and in B1-d, not in the B1-e descriptor).
7Strong WindVery LowRelatively Low$11,160$166$105,493$116,81955Includes 5 High Wind and 3 Strong Wind records (NOAA non-thunderstorm wind types, outside NRI's Strong Wind definition).
8LightningVery LowVery Low$1,091n/a$84,869$85,9602
9Winter WeatherRelatively LowRelatively Low$6,634$1$56,613$63,24840
10DroughtRelatively LowRelatively Lown/a$50,463n/a$50,4630No recorded events in Storm Events since 1996 (data through 2026-06-30).
11HailVery LowVery Low$13,435$16,476$5,352$35,26317
12EarthquakeVery LowVery Low$15,133n/a$3,441$18,574Storm Events does not record earthquakes.
13WildfireVery LowVery Low$13,060$13$1,627$14,7000No recorded events in Storm Events since 1996 (data through 2026-06-30).
14Ice StormVery LowVery Low$11,264n/a$28$11,2930No recorded events in Storm Events since 1996 (data through 2026-06-30).
15LandslideVery LowVery Low$3n/aunder $1$30Declared 1 time; no Storm Events record of this type.
TsunamiInsufficient DataInsufficient Datan/an/an/an/a0No recorded events in Storm Events since 1996 (data through 2026-06-30).

Total = buildings + agriculture + population equivalence; FEMA values each expected death (or 10 injuries) at $13.7 million (2024 dollars).

NRI risk rating combines expected annual loss with social vulnerability and community resilience; EAL rating rates expected annual loss alone. Both compare this county with all U.S. counties.

Local data needed: state and local wildfire, landslide and tsunami records (Storm Events records these hazards only in part).

Not applicable to this county per NRI, with no federal declaration and no Storm Events record since 1996: avalanche and volcanic activity. That is the evidence for leaving them out of the plan.

The state hazard mitigation plan also lists hazards for this county; FEMA asks the plan to explain any hazard it leaves out.

Supports FEMA checklist item B1-b: hazard location

Affects the whole county (national data give no location within it): Cold Wave, Drought, Hail, Heat Wave, Ice Storm, Lightning, Strong Wind and Winter Weather.

Coastal Flooding and Inland Flooding: The FEMA Flood Insurance Rate Map (FIRM) is the required location source for flooding. See the FEMA Flood Map Service Center (https://msc.fema.gov) for this county.

Hazards that vary within the county: highest-rated census tracts

Source: 5

HazardHighest-rated census tractsNRI risk rating, score 0 to 100
Earthquaketract 9501.01 (Very Low, 31.1); tract 9501.02 (Very Low, 19.4)
Hurricanetract 9501.01 (Relatively High, 91.3); tract 9501.02 (Relatively High, 90.0)
Landslidetract 9501.01 (Very Low, 47.4); tract 9501.02 (Very Low, 29.4)
Tornadotract 9501.01 (Relatively Moderate, 56.7); tract 9501.02 (Relatively Moderate, 55.3)
Tsunamino tract has a National Risk Index rating for this hazard
Wildfiretract 9501.01 (Relatively Low, 82.8); tract 9501.02 (Relatively Low, 80.2)

Up to 3 census tracts per hazard, highest National Risk Index rating first, then highest score; a tract number is the Census tract number (for example 9501.01 is Census Tract 9501.01). FEMA's Resilience Analysis and Planning Tool maps the National Risk Index for every tract: https://www.fema.gov/emergency-managers/practitioners/resilience-analysis-and-planning-tool

Supports FEMA checklist item B1-c: hazard extent

Extent: scale, observed range and worst recorded event per hazard

Sources: 6, 7

HazardScaleRecordscount and yearsObserved rangeWorst recorded eventMost damaging (when different)How it applies to jurisdictionsNote
Coastal Flood, Storm Surge/Tidenone in data (flood depth: FIRM)2 records, 2019 to 2020 (2 zone-level)No damage reported in 2 records.Countywide (zone-level records).Flood depth: see the FEMA Flood Insurance Rate Map.
Cold/Wind Chill, Extreme Cold/Wind Chillwind chill1 record, 1996 (1 zone-level)3 days; 1 with a recorded value3 consecutive days, 1996-02-05 to 1996-02-07, zone-levelCountywide (zone-level records).
Frost/Freeze (outside NRI's Cold Wave definition)crop damage3 records, 2003 to 2016 (3 zone-level)No crop damage reported in 3 records.Countywide (zone-level records).
DroughtU.S. Drought Monitor scale (D0 to D4)0Storm Events enters a drought at D2 or worse east of the Rockies and D3 or worse from the Rockies west (NWS Instruction 10-1605); NRI drought counts D3 and D4 only.
EarthquakeModified Mercalli (local data)0Storm Events does not record earthquakes; the USGS earthquake catalog is the source.
Hailhail size (inches)19 records, 1991 to 20220.75 in to 1.5 in (median 0.75 in); 19 with a recorded value1.5 in hail, 2001-06-01; same size also recorded on 1991-03-29No event record names a jurisdiction in the plan.
Excessive Heat, Heatheat index (in event narratives)5 records, 1996 to 2025 (5 zone-level)1 day to 4 days (median 3 days); 5 with a recorded value4 consecutive days, 2012-07-05 to 2012-07-08, zone-levelCountywide (zone-level records).
Hurricane, Tropical Storm, Tropical DepressionSaffir-Simpson18 records, 1996 to 2025 (18 zone-level)Strongest recorded: Hurricane record (NOAA event type 'Hurricane (Typhoon)'), 2011-08-27 to 2011-08-28, category 1, $500,000 property; $500,000 crops (2011 dollars); NWS zone NCZ016Most damaging recorded: Hurricane (Typhoon), 1999-09-15, $500,000 property; $6,200,000 crops (zone total, 1999 dollars)Countywide (zone-level records).Storm Events files every zone of a storm's episode under the storm's type; flooding from the storm is filed as Flood or Flash Flood records.
Ice StormSperry-Piltz ice scale (local data)0
Flash Flood, Flood, Lakeshore Flooddamage and flood days (flood depth: FIRM)21 records, 1999 to 2025Flood, 2016-10-08, $500,000 property; $0 crops (2016 dollars)No event record names a jurisdiction in the plan.Flood depth: see the FEMA Flood Insurance Rate Map. Storm Events damage is often $0 or blank for floods, major ones included; FEMA Public Assistance by declaration (B1-d) shows which floods cost the most.
Debris Flownone (count and damage only)0
Lightningannualized frequency (the measure FEMA's Local Mitigation Planning Handbook names)2 records, 2023Lightning, 2023-07-03, $10,000 property; $0 crops (2023 dollars)No event record names a jurisdiction in the plan.Storm Events lists lightning with damage or casualties.
High Wind and Strong Wind (outside NRI's Strong Wind definition)wind speed (kt and mph)8 records, 1997 to 2025 (8 zone-level)35 kt (40 mph) to 52 kt (60 mph) (median 50 kt (58 mph)); 7 with a recorded value52 kt (60 mph) measured gust, High Wind, 2018-03-02; NWS zone NCZ016High Wind, 2016-10-08, $100,000 property; $0 crops (zone total, 2016 dollars)Countywide (zone-level records).
Thunderstorm Windwind speed (kt and mph)50 records, 1985 to 202650 kt (58 mph) to 62 kt (71 mph) (median 50 kt (58 mph)); 41 with a recorded value62 kt (71 mph), measurement type not recorded, Thunderstorm Wind, 1985-06-05Thunderstorm Wind, 2026-06-23, $5,000 property; $0 crops (2026 dollars)No event record names a jurisdiction in the plan.
TornadoEnhanced Fujita (Fujita before Feb 2007)5 records, 1991 to 2021F/EF0 to F/EF2 (median F/EF0); 5 with a recorded valueEF2 tornado, 2014-04-25, 8.82 mi within this county, 400 yd wide, $100,000 property; $0 crops (2014 dollars)No event record names a jurisdiction in the plan.Before 1996 a tornado is listed once, under the county where it began, with its whole path's rating and length; from 1996 on, each county lists its own segment. Length is not used to rank tornadoes (see Methods).
Tsunaminone (count and damage only)0
Wildfireacres burned (local data)0
Winter Storm, Heavy Snow, Blizzard, Lake-Effect Snow, Winter Weather, Sleetnone in data (snowfall: local data)40 records, 1996 to 2026 (40 zone-level)Heavy Snow, 2025-02-19, $1,000 property; $0 crops (2025 dollars); NWS zone NCZ016Countywide (zone-level records).

In event narratives only (local data needed): wind chill, temperature, heat index, ice thickness, acres burned and snow depth; any physical measure of debris flow, lightning and tsunami.

Storm Events records are more complete after 1996; before 1996 only Tornado (from 1950), Hail and Thunderstorm Wind (from 1955) exist. Zone-level records from zones that no NWS zone-county file places in this county (mostly before 2020) are not counted here (the Methods page explains the zone matching).

Dollars are nominal (as reported), labeled with the year; not adjusted for inflation.

Supports FEMA checklist item B1-d: previous occurrences

Federal declarations for this county: 23 declarations covering 16 separate hazard incidents counted in this packet (declarations for the same incident count once; non-natural and evacuation-only declarations are not counted).

Federal disaster declarations for this county

Sources: 1, 2, 3

DeclaredIncident beganFEMA numberTypeTitleMapped hazardCounty Public Assistancefederal share obligated, nominal dollarsFlagsNotes
2026-01-242026-01-21EM-3637-NCEmergencySevere Winter StormWinter Weatherno Public Assistance recordednew since last plan; within last 5 years
2024-09-262024-09-25EM-3617-NCEmergencyHurricane HeleneHurricane (primary); also designated: Inland Flooding, Landslideno Public Assistance recordedin the 12 months before plan approval; within last 5 years
2024-08-062024-08-05EM-3608-NCEmergencyTropical Storm DebbyHurricaneno Public Assistance recordedin the 12 months before plan approval; within last 5 years
2022-10-012022-09-28EM-3586-NCEmergencyHurricane IanHurricaneno Public Assistance recordedwithin last 5 years
2020-08-022020-07-31EM-3534-NCEmergencyHurricane IsaiasHurricaneno Public Assistance recorded
2020-03-252020-01-20DR-4487-NCMajor disasterCOVID-19 PandemicNon-natural, not countedno Public Assistance recorded
2020-03-132020-01-20EM-3471-NCEmergencyCOVID-19Non-natural, not countedno Public Assistance recordedsame incident as DR-4487
2019-10-042019-09-01DR-4465-NCMajor disasterHurricane DorianHurricane$6,350.48
2019-09-032019-09-01EM-3423-NCEmergencyHurricane DorianHurricaneno Public Assistance recordedsame incident as DR-4465
2018-09-102018-09-07EM-3401-NCEmergencyHurricane FlorenceHurricaneno Public Assistance recorded
2016-10-102016-10-04DR-4285-NCMajor disasterHurricane MatthewHurricane$65,680.67
2016-10-072016-10-04EM-3380-NCEmergencyHurricane MatthewHurricaneno Public Assistance recordedsame incident as DR-4285
2011-08-312011-08-25DR-4019-NCMajor disasterHurricane IreneHurricane$14,229.16
2011-08-252011-08-25EM-3327-NCEmergencyHurricane IreneHurricaneno Public Assistance recordedsame incident as DR-4019
2010-10-142010-09-27DR-1942-NCMajor disasterSevere Storms, Flooding, and Straight-Line WindsInland Flooding; Strong WindPA not declared for this county
2010-09-012010-09-01EM-3314-NCEmergencyHurricane EarlHurricaneno Public Assistance recorded
2005-09-142005-09-11EM-3254-NCEmergencyHurricane OpheliaHurricaneno Public Assistance recorded
2005-09-052005-08-29EM-3222-NCEmergencyHurricane Katrina EvacuationHurricane: evacuation support, not a local hazard event; not countedno Public Assistance recorded
2003-09-182003-09-18DR-1490-NCMajor disasterHurricane IsabelHurricane$40,022.14
1999-09-161999-09-15DR-1292-NCMajor disasterHurricane Floyd Major Disaster DeclarationsHurricane$49,972.62
1999-09-151999-09-15EM-3146-NCEmergencyHurricane Floyd Emergency DeclarationsHurricaneno Public Assistance recordedsame incident as DR-1292
1998-08-271998-08-20DR-1240-NCMajor disasterHurricane BonnieHurricanePA not declared for this county
1996-01-131996-01-06DR-1087-NCMajor disasterBlizzard of 96Winter Weatherno Public Assistance recorded

County Public Assistance: applicants the FEMA record places in this county, including any state agencies FEMA files there; statewide rows are listed on the state page; federal share obligated, nominal dollars.

Statewide declarations

Source: 2

DeclaredIncident beganFEMA numberTypeTitleMapped hazard
1964-10-131964-10-13DR-179-NCMajor disasterSevere Storms & FloodingInland Flooding
1962-03-161962-03-16DR-130-NCMajor disasterSevere Storm, High Tides & FloodingInland Flooding (primary); also designated: Coastal Flooding
1960-09-161960-09-16DR-107-NCMajor disasterHurricane DonnaHurricane (primary); also designated: Inland Flooding
1958-10-011958-10-01DR-87-NCMajor disasterHurricane & Severe StormHurricane
1956-04-241956-04-24DR-56-NCMajor disasterSevere StormHazard not mapped (severe storm title names no single hazard); not counted
1955-08-131955-08-13DR-37-NCMajor disasterHurricanesHurricane (primary); also designated: Inland Flooding
1954-10-171954-10-17DR-28-NCMajor disasterHurricaneHurricane (primary); also designated: Inland Flooding

FEMA recorded these with designated area Statewide and no county, so they are listed on every county page in the state and not counted with county rows. Local data needed: whether each one affected this county.

1 Fire Management declaration (1986-05-10 to 1986-05-10) FEMA filed as Statewide with no county; each names one local fire. Listed on the state page.

Previous occurrences by hazard, with explicit no-event rows

Sources: 2, 6, 7

HazardStorm Events records, all years on file(years in the Period column)Since plan approvalrecordsIn the 12 months before plan approvalrecordsLast 5 yearsrecordsDeclared incidents, all yearsseparate disastersDeclared since approvalseparate disastersPeriodStatement
Coastal Flooding2000001996 to 2026-06-30
Cold Wave4000001996 to 2026-06-30Includes 3 Frost/Freeze records.
Drought0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Earthquake000000Storm Events does not record earthquakes; the USGS earthquake catalog is the source.
Hail19001001955 to 2026-06-30
Heat Wave5202001996 to 2026-06-30
Hurricane181021301996 to 2026-06-30
Ice Storm0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Inland Flooding21336201996 to 2026-06-30
Landslide0000101996 to 2026-06-30No Storm Events records of this type; 1 federal declared incident (see declarations table)
Lightning2002001996 to 2026-06-30
Strong Wind585111101955 to 2026-06-30Includes 5 High Wind and 3 Strong Wind records.
Tornado5000001950 to 2026-06-30
Tsunami0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Wildfire0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Winter Weather40125211996 to 2026-06-30

Notable Storm Events records

Sources: 1, 6, 7

DateEvent typeMagnitude or extentDamagenominal dollarsDeaths, injuriesdirect onlyLocationFlagsWhy listed
2025-02-19Heavy Snow$1,000 property; $0 crops (zone total, 2025 dollars)0, 0NWS zone NCZ016 (CAMDEN), zone-levelin the 12 months before plan approval; within last 5 yearsB1-c worst recorded: Winter Storm, Heavy Snow, Blizzard, Lake-Effect Snow, Winter Weather, Sleet
2023-07-03Lightning$10,000 property; $0 crops (2023 dollars)0, 0SHILOHwithin last 5 yearsB1-c worst recorded: Lightning
2018-03-02High Wind52 kt (60 mph) measured gust$25,000 property; $0 crops (zone total, 2018 dollars)0, 0NWS zone NCZ016 (CAMDEN), zone-levelB1-c worst recorded: High Wind and Strong Wind
2016-10-08Flood$500,000 property; $0 crops (2016 dollars)0, 0SOUTH MILLSB1-c worst recorded: Flash Flood, Flood, Lakeshore Flood
2016-10-08High Wind50 kt (58 mph) estimated gust$100,000 property; $0 crops (zone total, 2016 dollars)0, 0NWS zone NCZ016 (CAMDEN), zone-levelB1-c most damaging: High Wind and Strong Wind
2014-04-25TornadoEF2, 8.82 mi within this county, 400 yd wide$100,000 property; $0 crops (2014 dollars)0, 0CHANTILLY to INDIAN TOWNB1-c worst recorded: Tornado
2012-07-05Heat$0 property; $0 crops (zone total, 2012 dollars)0, 0NWS zone NCZ016 (CAMDEN), zone-levelB1-c worst recorded: Excessive Heat, Heat
2011-08-27Hurricane (NOAA event type 'Hurricane (Typhoon)')category 1$500,000 property; $500,000 crops (zone total, 2011 dollars)0, 0NWS zone NCZ016 (CAMDEN), zone-levelB1-c worst recorded: Hurricane, Tropical Storm, Tropical Depression
2001-06-01Hail1.5 indamage not reported0, 0SHILOHB1-c worst recorded: Hail
1999-09-15Hurricane (NOAA event type 'Hurricane (Typhoon)')$500,000 property; $6,200,000 crops (zone total, 1999 dollars)0, 0NWS zone NCZ016 (CAMDEN), zone-levelB1-c most damaging: Hurricane, Tropical Storm, Tropical Depression
1996-02-05Cold/Wind Chilldamage not reported0, 0NWS zone NCZ016 (CAMDEN), zone-levelB1-c worst recorded: Cold/Wind Chill, Extreme Cold/Wind Chill
1985-06-05Thunderstorm Wind62 kt (71 mph), measurement type not recordeddamage not recorded (pre-1996 record)0, 0location not recordedB1-c worst recorded: Thunderstorm Wind

The full list is in the Excel file, sheet "B1-d Storm Events history" (174 rows).

Location is the place NOAA recorded, as written in its data; it need not be a jurisdiction in this plan.

Local data needed: state-declared emergencies, from your state emergency management agency (federal data do not include them).

Tribal and special-area declarations in this state are listed on the state page.

Supports FEMA checklist item B1-e: probability of future events

Probability: FEMA annualized frequency and descriptor per hazard

Sources: 5, 6

HazardFEMA annualized frequency (modeled)unit per rowUnitIn plain termsDescriptorDescriptor basisNRI events or days in its record period (hail, wind and tornado are area-weighted, so can be fractional)NRI periodLocationNote
Coastal Flooding3.18events per year at a location (modeled)about 3.2 per year at a given location in the countyHighly likelyFEMA annualized frequency (modeled)not shownmodeledsee B1-fDescriptor from NRI: the rate at a location is 1 or more a year, so the county rate is at least that.
Cold Wave0.527event-days per yearabout 0.527 days per yearPossibleStorm Events event-days in 1 of 30 years, 1996 to 2025 (3.33%)102005-11-12 to 2024-11-12 (19 years)countywide
Drought0.624event-days per yearabout 0.624 days per yearStorm Events event-days in 0 of 30 years, 1996 to 2025 (0%)282000 to 2025 (25.25 years; D3 and D4 only)countywideNo Storm Events drought record, 1996 to 2025
Earthquake0.000857annual probability at a locationchance a given location in the county has at least minor-damage shaking in a year: 0.0857%not shownmodeledsee B1-fNo descriptor (Storm Events does not record earthquakes).
Hail1.45events per yearabout 1.45 per yearHighly likelyFEMA annualized frequency (modeled)67.1 (modeled)1986 to 2023 (38 years)countywide
Heat Wave7event-days per yearabout 7 days per yearLikelyStorm Events event-days in 4 of 30 years, 1996 to 2025 (13.3%)1062005-11-12 to 2024-11-12 (19 years)countywide
Hurricane0.281events per yearabout 1 in 4 yearsLikelyFEMA annualized frequency (modeled)1081851 to 2024 (Atlantic)see B1-fNRI counts hurricane and tropical storm tracks passing within storm-force wind range; federal declarations are in B1-d.
Ice Storm0.663event-days per yearabout 0.663 days per yearStorm Events event-days in 0 of 30 years, 1996 to 2025 (0%)381946-12-31 to 2014-02-12 (67 years)countywideNo Storm Events ice storm record, 1996 to 2025
Inland Flooding0.464event-days per yearabout 0.464 days per yearLikelyStorm Events event-days in 12 of 30 years, 1996 to 2025 (40%)131996 to 2023 (28 years)see B1-f
Landslide0.0267events per year (modeled)about 1 in 37 yearsPossibleFEMA annualized frequency (modeled)not shownmodeledsee B1-f
Lightning42.8days per year with a strikeabout 42.8 days per yearHighly likelyFEMA annualized frequency (modeled)not shown1995 to 2023 (29 years; CONUS)countywide
Strong Wind0.61events per yearabout 0.61 per yearLikelyFEMA annualized frequency (modeled)231986 to 2023 (38 years)countywide
Tornado0.131events per yearabout 1 in 8 yearsLikelyFEMA annualized frequency (modeled)not shown1950 to 2023 (EF2+); 1986 to 2023 (EF0-1)see B1-f
Tsunamiannual probability at the most exposed location (used in place of a county value)Storm Events records in 0 of 30 years, 1996 to 2025 (0%)not shownmodeledsee B1-fNo descriptor: no Storm Events record 1996 to 2025
Wildfire0.000377annual probability at a locationchance a given location in the county burns in a year: 0.0377%Storm Events records in 0 of 30 years, 1996 to 2025 (0%)not shownmodeledsee B1-fNo descriptor: no Storm Events record 1996 to 2025
Winter Weather2.79event-days per yearabout 2.79 days per yearLikelyStorm Events event-days in 21 of 30 years, 1996 to 2025 (70%)532005-11-12 to 2024-11-12 (19 years)countywide

FEMA annualized frequency (modeled) is the National Risk Index v1.20 (December 2025) estimate of how often a hazard affects this county in a year; it is not recorded events divided by years, and its unit differs by hazard (events, event-days, or days with a lightning strike per year). For earthquake, wildfire, coastal flooding and tsunami the value is the chance (or number of events) at a location in the county, not across the county, so no "1 in N years" is given and the descriptor comes from Storm Events where it has a record (none for earthquake). The Methods page gives each hazard's method, from FEMA's National Risk Index Technical Documentation v1.20.

Where NRI gives event-days, the descriptor comes from the share of years with a Storm Events record; NRI's source records more events, so the two differ.

Descriptor scale used in this packet (defined per unit)

Sources: 5, 6

UnitDescriptorDefinition
events per yearHighly likely1 or more per year
events per yearLikelyabout once in 1 to 10 years
events per yearPossibleabout once in 10 to 100 years
events per yearUnlikelyless than once in 100 years
annual probabilityLikely10% to under 100% chance in a given year
annual probabilityPossible1% to under 10% chance in a given year
annual probabilityUnlikelyunder 1% chance in a given year
event-days (share of years)Highly likelyevent-days recorded in 90% or more of years
event-days (share of years)Likelyevent-days recorded in 10% to under 90% of years
event-days (share of years)Possibleevent-days recorded in some years but under 10% of years
lightning strike-daysHighly likelycloud-to-ground strikes on 1 or more days per year

Intensity bands: historical frequency (Storm Events)

Source: 6

HazardBandYearsEventscounty-coded recordsYears in periodEvents per yearevents / years
Hail1.00-1.99 in1996 to 20255300.167
Hail2.00 in+1996 to 20250300
Thunderstorm Wind (counted as NRI Strong Wind)50-64 kt1996 to 202537301.23
Thunderstorm Wind (counted as NRI Strong Wind)65 kt+1996 to 20250300
Thunderstorm Wind (counted as NRI Strong Wind)unmeasured or below 50 kt1996 to 20257300.233
TornadoEF0-11996 to 20253300.1
TornadoEF2-31996 to 20251300.0333
TornadoEF4-51996 to 20250300
Tornadounrated (EFU)1996 to 20250300

The bands show how often events of each severity were recorded in this county, to profile how severe events have been (FEMA's probability item asks for the range of intensities).

Hail smaller than 1 inch is not counted: on 2010-01-05 the National Weather Service raised its severe-hail threshold from 3/4 inch to 1 inch, so smaller reports became less common after 2009 (NWS Service Change Notice 09-52). NRI hail frequency uses a 0.75 inch threshold.

Optional: future conditions. Not a required item in the 2025 FEMA Local Mitigation Planning Policy Guide; some states ask for it. The federal Climate Mapping for Resilience and Adaptation (CMRA) site gives county exposure to future climate conditions (https://resilience.climate.gov/).

Supports FEMA checklist item B1-f: hazards that vary across jurisdictions

Range of census tract risk within the county

Source: 5

HazardTractsrated of allNRI risk score, 0 to 100Tracts by rating
MinMedianMax
Coastal Flooding2 of 293.894.995.9Relatively High 1, Relatively Moderate 1
Cold Wave2 of 254.455.456.4Relatively Moderate 2
Drought2 of 279.686.593.3Relatively Moderate 1, Relatively Low 1
Earthquake2 of 219.425.331.1Very Low 2
Hail2 of 263.866.168.4Relatively Low 2
Heat Wave2 of 267.367.667.8Relatively Moderate 2
Hurricane2 of 290.090.791.3Relatively High 2
Ice Storm2 of 242.251.560.7Relatively Low 2
Inland Flooding2 of 228.149.771.2Relatively Moderate 1, Relatively Low 1
Landslide2 of 229.438.447.4Very Low 2
Lightning2 of 288.288.689.0Relatively High 2
Strong Wind2 of 281.081.882.7Relatively High 1, Relatively Moderate 1
Tornado2 of 255.356.056.7Relatively Moderate 2
Tsunami0 of 2Insufficient Data 2
Wildfire2 of 280.281.582.8Relatively Low 2
Winter Weather2 of 296.096.296.4Very High 2

Drought: Agriculture is all of NRI's expected annual loss for this hazard in the county, so the tract range mostly reflects where crop and livestock value is.

Rated tracts only: No Rating (score 0.0), Not Applicable and Insufficient Data tracts are counted but not used for the minimum, median and maximum.

The score ranks a tract against all U.S. tracts (100 = highest). The rating is FEMA's category for the tract's risk value, computed differently, so the two can disagree.

Frequency data for cold wave, drought, hail, heat wave, ice storm, lightning, strong wind and winter weather are county-wide or coarse (49 km grid or NWS zone), the same for every jurisdiction; the tract range mostly reflects where buildings and people are (crop and livestock value where a line above names agriculture).

This county has 2 census tracts; the minimum, median and maximum come from those 2.

Each jurisdiction (starting figures from federal data)

Sources: 1, 3, 4, 6

JurisdictionTypePlan statusRepetitive lossFMA RL and SRL (44 CFR 77.2); repeat-flood, any definitionPublic Assistance to this jurisdictionFEMA records matched by applicant name; federal share obligated, nominal dollarsEvent records naming this placeall years; since its plan
Camden County (unincorporated area)UnincorporatedApproved, expires 2030-05-14FMA RL 0, SRL 1; any 24$122,097.290 total; 0 since its plan

Repetitive-loss counts are for whole NFIP communities, which can extend beyond this county (see the note in B2-c).

County Public Assistance in B1-d also includes applicants filed under the county that are not jurisdictions in this plan (for example state agencies, special districts and nonprofits), so the jurisdiction rows add up to less.

Supports FEMA checklist items B2-a and B2-b: vulnerability and potential impacts

Local data needed

The table below gives county-level starting figures; the plan describes impacts for each jurisdiction and its own assets.

  • Critical facilities and lifelines per hazard
  • A problem statement per jurisdiction per hazard
  • Changes in development in hazard-prone areas since the last approval, or a statement of none (E1-a)
  • Future assets

County-level starter: exposure, expected annual loss and damage since the plan

Sources: 1, 2, 3, 5, 6, 7

HazardBuilding exposuremodeled dollarsAgriculture exposuremodeled dollarsPopulation exposedpeopleEAL buildingsmodeled dollars per yearEAL agriculturemodeled dollars per yearCost of expected deaths and injuriesFEMA's dollar value per year, not property damageEAL as % of exposurebuildings; agriculture where notedStorm Events damage since 2025-05-15county-coded records, property plus crops, nominal dollarsZone-level damage since planproperty plus crops, reported for the zonePublic Assistance since plannominal dollars; see noteNote
Coastal Flooding$505,577,724n/a3,324$176,860n/a$20,5470.035%
Cold Wave$1,647,822,271$51,424,78210,350$607$21,074$106,414under 0.0001%
Droughtn/a$13,444,032n/an/a$50,463n/a0.375% (agriculture)NRI has no building exposure for this hazard; agriculture shown
Earthquake$2,721,267,483n/a10,355$15,133n/a$3,4410.000556%
Hail$1,647,822,271$51,424,78210,350$13,435$16,476$5,3520.000815%
Heat Wave$1,647,822,271$51,424,78210,350$8$99$133,391under 0.0001%
Hurricane$1,647,822,271$51,363,78710,350$568,497$503,751$23,8480.0345%
Ice Storm$1,647,822,271n/a10,350$11,264n/a$280.000684%
Inland Flooding$1,643,789,621$8,068,3642,070$1,246,144$49,306$49,042n/a (see note)$0NRI counts the full building value of any census block with some flood loss; this is not the value of buildings in the floodplain. Use local FIRM overlays for B2-a/B2-b.
Landslide$1,807,762n/a6$3n/aunder $10.000146%
Lightning$1,647,822,271n/a10,350$1,091n/a$84,869under 0.0001%
Strong Wind$1,647,822,271$51,424,78210,350$11,160$166$105,4930.000677%$12,000
Tornado$1,647,822,271$51,424,78210,350$81,921$390$93,0860.00497%
Tsunamin/an/an/an/an/an/aNRI publishes no building exposure for this county
Wildfire$402,865,394$4,568,7912,989$13,060$13$1,6270.00324%
Winter Weather$1,647,822,271$51,424,78210,350$6,634$1$56,6130.000403%no Public Assistance recorded (1 declaration)

Totals since 2025-05-15 (Storm Events through 2026-06-30): 7 county-coded records, 7 with a damage value recorded (including $0), $12,000; 5 zone-level records, 0 with a damage value recorded (including $0), $0 reported for the zone; Public Assistance: none recorded on the 1 counted declaration.

FEMA does not split Public Assistance by hazard. A declaration mapped to several hazards is listed under each of them with its full amount, so the per-hazard column does not add up to the total; the unit total counts each declaration once.

NRI computes earthquake exposure on its own basis, so it exceeds the county building value in B2-a.

Supports FEMA checklist item B2-a: vulnerability (county context)

County context

Source: 5

MeasureValue
Population10,350
Building value (total, not at risk)$1,647,822,271
Agriculture value (total, not at risk)$51,424,782
NRI risk rating (all hazards)Very Low
Expected annual loss, buildings and agriculture, all hazards$2,787,555
Expected annual loss, population equivalence, all hazards (NRI values each statistical life at $13.7M; a modeled value of expected deaths and injuries, not property damage)$683,752
Social vulnerability ratingVery Low
Community resilience ratingRelatively High
NRI versionDecember 2025

FEMA's all-hazard expected annual loss adds buildings, agriculture and population equivalence; this table gives the property part and the population-equivalence part as separate rows.

Social vulnerability: higher means people are more likely to be harmed and slower to recover. Community resilience: lower means the community is less able to recover. High social vulnerability and low resilience both raise the NRI risk rating.

Supports FEMA checklist item B2-c: repetitive loss properties

Repetitive loss in this county, both definitions

Sources: 1, 4

DefinitionPropertiesSevere repetitive lossProperties
Repetitive loss, FMA definition (44 CFR 77.2)0Severe repetitive loss, FMA definition (44 CFR 77.2)1
Repetitive loss, NFIP insurance definition27Severe repetitive loss, NFIP insurance definition1

The state NFIP coordinator's list, the source FEMA's Handbook names, often uses the NFIP insurance definition (second row).

Repeat-flood properties: county and state-level rows

Sources: 1, 4

ScopeRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
County total0127127017
of which: Camden County (unincorporated area)0124124014
of which: Elizabeth City city (plan jurisdiction listed on the Pasquotank County page)0030303
Statewide, no county in FEMA's file0020200

3 of the county's repeat-flood properties belong to NFIP communities whose plan jurisdiction is not listed on this page (the community rows above name the page that lists it).

The statewide row counts properties FEMA's file gives with no county in this state; they are listed for reference and are not in this county's counts.

Repeat-flood properties by jurisdiction in the plan (NFIP community)

Sources: 1, 4

JurisdictionNFIP community IDRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
Camden County (unincorporated area)3700420124124014

Counts by occupancy group for each jurisdiction are in the Excel file, sheet "B2-c Jurisdictions".

Jurisdiction rows are whole NFIP communities and need not add up to the county total: a community that extends into another county is counted in full on each jurisdiction row, while the county table counts only its part in this county.

County repeat-flood properties by occupancy group

Sources: 1, 4

Occupancy groupRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
single-family residential0121121014
2 to 4 unit residential0000000
other residential0030302
non-residential0030301
not reported0000000

FEMA's occupancy groups have no institutional class; institutional properties are counted in non-residential or other residential in the table by occupancy group.

FMA RL and FMA SRL are the Flood Mitigation Assistance definitions (44 CFR 77.2), the ones the FEMA Local Mitigation Planning Policy Guide cites. NFIP repetitive loss (the FEMA insurance definition) is 2 or more claims over $1,000 in 10 years, and a property can leave that group once it is mitigated. Also shown: NFIP severe repetitive loss, any category, mitigated and currently insured. The Methods page gives the OpenFEMA field details.

Counts are aggregates of FEMA's public NFIP Multiple Loss Properties file (FEMA's data date 2026-08-02; file version 2026-08-04). No property is identified. County assignment is FEMA's geocode.

In this county 0 properties are FMA repetitive loss but not NFIP repetitive loss, and 27 properties are NFIP repetitive loss but not FMA repetitive loss.

Exact counts; no count suppression.

Sources

Tables cite these sources by number. The full list, for the plan's bibliography (FEMA review item A4-a):

  1. FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-29T134039Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)
  2. FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-29T162832Z, pulled 2026-09-30, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)
  3. FEMA, OpenFEMA PublicAssistanceFundedProjectsSummaries v1, version 2026-09-29T150754Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/PublicAssistanceFundedProjectsSummaries (API)
  4. FEMA, OpenFEMA NfipMultipleLossProperties v1, version 2026-08-04T164045Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/NfipMultipleLossProperties (API)
  5. FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-30, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)
  6. NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-30, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/
  7. NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-30, https://www.weather.gov/gis/ZoneCounty
  8. U.S. Census Bureau, Census 2024 Gazetteer, 2020 place by county, CT county-to-cousub crosswalk, version 2024-gazetteer, pulled 2026-09-30, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_counties_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_cousubs_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_place_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_unsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_elsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_scsd_national.zip, https://www2.census.gov/geo/docs/reference/codes2020/national_place_by_county2020.txt, https://www2.census.gov/geo/docs/reference/ct_change/ct_cou_to_cousub_crosswalk.xlsx (used to match place names and codes; no table prints its values)

What this packet is and what the plan adds

This packet is the federal data for the plan's risk assessment (the summary on page 1 says how it is organized); the plan and FEMA's review decide whether each item is met.

The plan adds what only the community has: local data on assets, critical facilities, development and each jurisdiction's impacts; local hazard history, including state-declared emergencies; the mitigation strategy; and adoption.

How the federal data are built: National Risk Index values are FEMA's model, not counts of events. Storm Events is more complete from 1996; zone-level records are placed by forecast zone, not by location in the county. Public Assistance for a jurisdiction is matched by applicant name. The Methods page gives every rule and the known edge cases.

OpenFEMA disclaimer

This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Reuse, citation and corrections

Reuse and citation: Hazard Plain text and tables are licensed under Creative Commons Attribution 4.0 International (CC BY 4.0, https://creativecommons.org/licenses/by/4.0/); credit Hazard Plain and the release. The underlying federal data are public domain; OpenFEMA data are also subject to the OpenFEMA terms and conditions.

Cite this: Hazard Plain (2026). Camden County, NC: risk-assessment baseline packet, release 2026-10 (data as of 2026-09-30; County FIPS 37029). Automated baseline. https://hazardplain.org/nc/37029/ Built from FEMA OpenFEMA, the FEMA National Risk Index and NOAA NCEI Storm Events; source versions in the packet's Sources list.

Corrections: to report an error, name the packet, the table and what your records show. Contact: [email protected]