Hazard Plain Automated baseline

Franklin County, MS

Risk-assessment baseline packet

County FIPS:
28037
Release:
2026-10
Data as of:
2026-09-30
Storm Events data through:
2026-06-30

Hazard Plain is an independent product built from public federal data. It is not a FEMA document and is not reviewed or endorsed by FEMA or any state agency.

Hazard Plain release 2026-10, as of 2026-09-30.

Summary

Plan status as of 2026-09-30: Approved, expires 2029-02-12. Plan: MEMA District 7 Regional (FEMA plan 109196), approved 2024-02-13.

Since the plan was approved on 2024-02-13: 3 new hazard declarations (2 incidents): EM-3640-MS (Severe Winter Storm), DR-4899-MS (Severe Winter Storm), DR-4922-MS (Severe Storms, Straight-Line Winds, Tornadoes, and Flooding).

NOAA Storm Events records since that date: 29 records (data through 2026-06-30).

Highest expected annual loss (FEMA National Risk Index, modeled total; see B1-a): Inland Flooding ($1,762,062 a year), Tornado ($1,020,423) and Hurricane ($373,069).

Repetitive-loss flood properties now: FMA RL 0, SRL 0 (44 CFR 77.2); any definition: 0.

The tables that follow are organized by the items of FEMA's Local Mitigation Plan Review Tool, Element B (B1-a to B2-c); each heading says which item its tables support.

Plan clock

Status:
Approved, expires 2029-02-12
Plan:
MEMA District 7 Regional (FEMA plan 109196)
Approved:
2024-02-13
Days to expiry:
866

What changed since your last plan (approved 2024-02-13)

New federal declarations:
3 new hazard declarations (2 incidents): EM-3640-MS (Severe Winter Storm), DR-4899-MS (Severe Winter Storm), DR-4922-MS (Severe Storms, Straight-Line Winds, Tornadoes, and Flooding)
Storm Events records since approval:
29 records (data through 2026-06-30)
Repetitive loss now:
FMA RL 0, SRL 0 (44 CFR 77.2); any definition: 0
Repeat-flood change:
this release sets the baseline count.

Sources: 1, 2, 4, 6 (numbered list at the end)

Plan status for every jurisdiction listed in this county

Source: 1

JurisdictionTypeStatusPlanApprovedExpiresDays to expirynegative = days since expiryNotes
Franklin CountyCountyApproved, expires 2029-02-12MEMA District 7 Regional (FEMA plan 109196)2024-02-132029-02-12866this jurisdiction approved 2024-05-28
Bude townTownApproved, expires 2029-02-12MEMA District 7 Regional (FEMA plan 109196)2024-02-132029-02-12866this jurisdiction approved 2024-05-28
Meadville townTownApproved, expires 2029-02-12MEMA District 7 Regional (FEMA plan 109196)2024-02-132029-02-12866this jurisdiction approved 2024-04-12
Roxie townTownApproved, expires 2029-02-12MEMA District 7 Regional (FEMA plan 109196)2024-02-132029-02-12866this jurisdiction approved 2024-06-03

Plan 109196 covers 24 other participants, named in the Excel file.

State plan status and tribal plans in this state: see the state page.

Supports FEMA checklist item B1-a: hazard identification

Hazards NRI does not cover (local data needed)

  • dam failure (incl. upstream dams)
  • levee failure
  • flash flood as its own subtype
  • ice jams
  • debris flows
  • erosion (riverine and coastal)
  • land subsidence and sinkholes
  • expansive soils

The 18 National Risk Index hazards, ranked by expected annual loss (EAL)

Sources: 5, 6

Rank by EALHazardNRI risk ratingEAL ratingEAL buildingsmodeled dollars per yearEAL agriculturemodeled dollars per yearCost of expected deaths and injuriesFEMA's dollar value per year, not property damageEAL total (see note)modeled dollars per yearStorm Events records, 1996 to 2026-06-30countStorm Events coverage note
1Inland FloodingVery LowVery Low$1,743,335$17,428$1,299$1,762,06234
2TornadoRelatively LowRelatively Low$379,201$646$640,576$1,020,42315
3HurricaneRelatively LowRelatively Low$346,142$15,933$10,994$373,0698
4Heat WaveRelatively LowRelatively Low$22$7$312,601$312,6304
5Strong WindRelatively LowRelatively Low$115,170$52,723$84,423$252,316134Includes 1 High Wind and 2 Strong Wind records (NOAA non-thunderstorm wind types, outside NRI's Strong Wind definition).
6HailRelatively LowRelatively Low$156,006$802$1,582$158,39061
7Cold WaveVery LowRelatively Low$13,004$6$118,026$131,0372
8LightningRelatively LowVery Low$4,553n/a$79,309$83,8623
9DroughtRelatively LowRelatively Lown/a$63,847n/a$63,84712
10EarthquakeVery LowVery Low$25,320n/a$11,137$36,456Storm Events does not record earthquakes.
11Ice StormRelatively LowRelatively Low$22,187n/a$4,542$26,7293
12WildfireVery LowVery Low$14,129$10$3,650$17,7900No recorded events in Storm Events since 1996 (data through 2026-06-30).
13LandslideRelatively LowVery Low$2,161n/a$308$2,4680No recorded events in Storm Events since 1996 (data through 2026-06-30).
14Winter WeatherVery LowVery Low$1,626$5$441$2,07213Includes 2 Sleet records (outside NRI's Winter Weather definition).

Total = buildings + agriculture + population equivalence; FEMA values each expected death (or 10 injuries) at $13.7 million (2024 dollars).

NRI risk rating combines expected annual loss with social vulnerability and community resilience; EAL rating rates expected annual loss alone. Both compare this county with all U.S. counties.

Local data needed: state and local wildfire and landslide records (Storm Events records these hazards only in part).

Not applicable to this county per NRI, with no federal declaration and no Storm Events record since 1996: avalanche, coastal flooding, tsunami and volcanic activity. That is the evidence for leaving them out of the plan.

The state hazard mitigation plan also lists hazards for this county; FEMA asks the plan to explain any hazard it leaves out.

Supports FEMA checklist item B1-b: hazard location

Affects the whole county (national data give no location within it): Cold Wave, Drought, Hail, Heat Wave, Ice Storm, Lightning, Strong Wind and Winter Weather.

Inland Flooding: The FEMA Flood Insurance Rate Map (FIRM) is the required location source for flooding. See the FEMA Flood Map Service Center (https://msc.fema.gov) for this county.

Hazards that vary within the county: highest-rated census tracts

Source: 5

HazardHighest-rated census tractsNRI risk rating, score 0 to 100
Earthquaketract 9501.01 (Relatively Low, 44.5); tract 9501.02 (Very Low, 36.7); tract 9502 (Very Low, 32.3)
Hurricanetract 9501.01 (Relatively Moderate, 83.7); tract 9501.02 (Relatively Moderate, 83.6); tract 9502 (Relatively Moderate, 79.5)
Landslidetract 9501.02 (Relatively Low, 94.5); tract 9502 (Relatively Low, 92.7); tract 9501.01 (Relatively Low, 85.9)
Tornadotract 9501.02 (Very High, 96.7); tract 9501.01 (Very High, 94.0); tract 9502 (Relatively High, 90.8)
Wildfiretract 9501.02 (Relatively Low, 85.0); tract 9501.01 (Relatively Low, 81.6); tract 9502 (Relatively Low, 80.5)

Up to 3 census tracts per hazard, highest National Risk Index rating first, then highest score; a tract number is the Census tract number (for example 9501.01 is Census Tract 9501.01). FEMA's Resilience Analysis and Planning Tool maps the National Risk Index for every tract: https://www.fema.gov/emergency-managers/practitioners/resilience-analysis-and-planning-tool

Supports FEMA checklist item B1-c: hazard extent

Extent: scale, observed range and worst recorded event per hazard

Sources: 6, 7

HazardScaleRecordscount and yearsObserved rangeWorst recorded eventMost damaging (when different)How it applies to jurisdictionsNote
Cold/Wind Chill, Extreme Cold/Wind Chillwind chill2 records, 2010 to 2026 (2 zone-level)2 days to 14 days (median 8 days); 2 with a recorded value14 consecutive days, 2010-01-01 to 2010-01-14, zone-levelCountywide (zone-level records).Wind chill: in event narratives only (local data needed).
Frost/Freeze (outside NRI's Cold Wave definition)crop damage0Temperature: in event narratives only (local data needed).
DroughtU.S. Drought Monitor scale (D0 to D4)12 records, 2006 to 2026 (12 zone-level)16 days to 93 days (median 31 days); 7 with a recorded value93 days (about 3.1 months), 2023-08-01 to 2023-11-01, a run of 4 consecutive Storm Events drought records, zone-levelDrought, 2010-10-01, $0 property; $500,000 crops, reported for the zone (2010 dollars)Countywide (zone-level records).Storm Events enters a drought at D2 or worse east of the Rockies and D3 or worse from the Rockies west (NWS Instruction 10-1605); NRI drought counts D3 and D4 only.
EarthquakeModified Mercalli (local data)0Storm Events does not record earthquakes; the USGS earthquake catalog is the source.
Hailhail size (inches)72 records, 1969 to 20260.75 in to 2.75 in (median 1 in); 72 with a recorded value2.75 in hail, 2016-03-17; same size also recorded on 2008-04-11, 2013-03-18Hail, 2013-03-18, $200,000 property; $0 crops (2013 dollars)Event records naming jurisdictions in the plan: Meadville town (17 records), Bude town (14 records), Roxie town (12 records).
Excessive Heat, Heatheat index (in event narratives)4 records, 2005 to 2010 (4 zone-level)4 days to 12 days (median 7.5 days); 4 with a recorded value12 consecutive days, 2007-08-05 to 2007-08-16, zone-levelCountywide (zone-level records).Heat index: in event narratives only (local data needed).
Hurricane, Tropical Storm, Tropical DepressionSaffir-Simpson8 records, 2002 to 2024 (8 zone-level)Strongest recorded: Hurricane (Typhoon) record (NOAA's event type name), 2005-08-29, $500,000 property; $25,000,000 crops (2005 dollars) (as recorded; larger than this county's annual agriculture value in the National Risk Index (the county or state extension service keeps crop loss records)); NWS zone MSZ061Countywide (zone-level records).Storm Events files every zone of a storm's episode under the storm's type; flooding from the storm is filed as Flood or Flash Flood records.
Ice StormSperry-Piltz ice scale (local data)3 records, 1996 to 2021 (3 zone-level)Ice Storm, 2011-02-03, $300,000 property; $0 crops (2011 dollars); NWS zone MSZ061Countywide (zone-level records).Ice thickness: in event narratives only (local data needed).
Flash Flood, Flood, Lakeshore Flooddamage and flood days (flood depth: FIRM)34 records, 1998 to 2025Flash Flood, 2008-09-02, $1,000,000 property; $200,000 crops (2008 dollars)Event records naming jurisdictions in the plan: Meadville town (10 records), Bude town (7 records), Roxie town (1 record).Flood depth: see the FEMA Flood Insurance Rate Map. Storm Events damage is often $0 or blank for floods, major ones included; FEMA Public Assistance by declaration (B1-d) shows which floods cost the most.
Debris Flownone (count and damage only)0Physical measure: in event narratives only (local data needed).
Lightningannualized frequency (the measure FEMA's Local Mitigation Planning Handbook names)3 records, 2002 to 2013Lightning, 2013-07-20, $50,000 property; $0 crops (2013 dollars)Event records naming jurisdictions in the plan: Bude town (1 record), Meadville town (1 record).Storm Events lists lightning with damage or casualties; physical measure in event narratives only (local data needed).
High Wind and Strong Wind (outside NRI's Strong Wind definition)wind speed (kt and mph)3 records, 1996 to 2016 (3 zone-level)44 kt (51 mph) to 46 kt (53 mph) (median 45 kt (52 mph)); 3 with a recorded value46 kt (53 mph) estimated gust, Strong Wind, 2009-12-24; NWS zone MSZ061Strong Wind, 2016-04-30, $3,000 property; $0 crops, reported for the zone (2016 dollars)Countywide (zone-level records).
Thunderstorm Windwind speed (kt and mph)152 records, 1970 to 202640 kt (46 mph) to 78 kt (90 mph) (median 50 kt (58 mph)); 119 with a recorded value78 kt (90 mph) estimated gust, Thunderstorm Wind, 2009-05-03Event records naming jurisdictions in the plan: Meadville town (32 records), Roxie town (24 records), Bude town (21 records).
TornadoEnhanced Fujita (Fujita before Feb 2007)21 records, 1972 to 2024F/EF0 to F/EF3 (median F/EF1); 21 with a recorded valueEF3 tornado, 2024-12-28, 18.37 mi within this county, 1,500 yd wide, $1,000,000 property; $0 crops (2024 dollars), 2 direct injuriesTornado, 1983-04-05, $2,500,000 property; crops not recorded (1983 dollars)Event records naming jurisdictions in the plan: Meadville town (2 records), Bude town (1 record), Roxie town (1 record).Before 1996 a tornado is listed once, under the county where it began, with its whole path's rating and length; from 1996 on, each county lists its own segment. Length is not used to rank tornadoes (see Methods).
Wildfireacres burned (local data)0Acres burned: in event narratives only (local data needed).
Winter Storm, Heavy Snow, Blizzard, Lake-Effect Snow, Winter Weather, Sleetnone in data (snowfall: local data)13 records, 2008 to 2026 (13 zone-level)Heavy Snow, 2010-02-11, $400,000 property; $0 crops (2010 dollars); NWS zone MSZ061Countywide (zone-level records).Snow depth: in event narratives only (local data needed).

Storm Events records are more complete after 1996; before 1996 only Tornado (from 1950), Hail and Thunderstorm Wind (from 1955) exist. Zone-level records whose zone no NWS zone-county file places in this county (mostly before 2020) are not counted here (the Methods page explains the zone matching).

Dollars are nominal (as reported), labeled with the year; not adjusted for inflation.

Supports FEMA checklist item B1-d: previous occurrences

Federal declarations for this county: 25 declarations covering 20 separate hazard incidents counted in this packet (declarations for the same incident count once; non-natural and evacuation-only declarations are not counted).

Federal disaster declarations for this county

Sources: 1, 2, 3

DeclaredIncident beganFEMA numberTypeTitleMapped hazardCounty Public Assistancefederal share obligated, nominal dollarsFlagsNotes
2026-06-302026-05-06DR-4922-MSMajor disasterSevere Storms, Straight-Line Winds, Tornadoes, and FloodingInland Flooding; Strong Wind; Tornado$25,149.33new since last plan; within last 5 years
2026-02-062026-01-23DR-4899-MSMajor disasterSevere Winter StormWinter Weathernone placed in this county by FEMA's record; $103,887.07 for this declaration is not placed in any county (see the state page)new since last plan; within last 5 years
2026-01-242026-01-23EM-3640-MSEmergencySevere Winter StormWinter Weatherno Public Assistance recordednew since last plan; within last 5 yearssame incident as DR-4899
2023-08-122023-06-14DR-4727-MSMajor disasterSevere Storms, Straight-Line Winds, and Tornadoes.Strong Wind; Tornadono Public Assistance recordedin the 12 months before plan approval; within last 5 years
2021-10-222021-08-28DR-4626-MSMajor disasterHurricane IdaHurricane$4,500within last 5 years
2021-08-282021-08-28EM-3569-MSEmergencyHurricane IdaHurricaneno Public Assistance recordedsame incident as DR-4626
2021-05-042021-02-11DR-4598-MSMajor disasterSevere Winter StormsIce Storm$5,941.58
2020-10-082020-10-07EM-3548-MSEmergencyHurricane DeltaHurricaneno Public Assistance recorded
2020-09-142020-09-14EM-3544-MSEmergencyHurricane SallyHurricaneno Public Assistance recorded
2020-08-232020-08-23EM-3539-MSEmergencyHurricane Marco and Tropical Storm LauraHurricaneno Public Assistance recorded
2020-04-052020-01-20DR-4528-MSMajor disasterCOVID-19 PandemicNon-natural, not counted$6,047.73
2020-03-132020-01-20EM-3474-MSEmergencyCOVID-19Non-natural, not countedno Public Assistance recordedsame incident as DR-4528
2012-08-292012-08-26DR-4081-MSMajor disasterHurricane IsaacHurricane$34,271.67
2008-09-222008-08-28DR-1794-MSMajor disasterHurricane GustavHurricane$59,722.56
2008-08-302008-08-28EM-3291-MSEmergencyHurricane GustavHurricaneno Public Assistance recordedsame incident as DR-1794
2005-08-292005-08-29DR-1604-MSMajor disasterHurricane KatrinaHurricane$72,976.55
2004-09-152004-09-13DR-1550-MSMajor disasterHurricane IvanHurricaneno Public Assistance recorded
2003-04-242003-04-06DR-1459-MSMajor disasterSevere Storms, Tornadoes, FloodsInland Flooding; TornadoPA not declared for this county
2001-02-232001-02-16DR-1360-MSMajor disasterSevere Storms and TornadoesTornadoPA not declared for this county
1983-04-161983-04-16DR-678-MSMajor disasterSevere Storms, Flooding & TornadoesInland Flooding; TornadoPA not declared for this county
1977-02-221977-02-22EM-3032-MSEmergencyDrought & FreezingWinter Weather (primary); also designated: Droughtno Public Assistance recorded
1974-04-181974-04-18DR-430-MSMajor disasterHeavy Rains & FloodingInland Floodingno Public Assistance recorded
1973-03-271973-03-27DR-368-MSMajor disasterHeavy Rains, Tornadoes & FloodingInland Flooding; Tornadono Public Assistance recorded
1972-01-191972-01-19DR-318-MSMajor disasterHeavy Rains & FloodingInland Floodingno Public Assistance recorded
1965-09-251965-09-25DR-210-MSMajor disasterHurricane BetsyHurricane (primary); also designated: Inland Floodingno Public Assistance recorded

County Public Assistance: applicants the FEMA record places in this county, including any state agencies FEMA files there; statewide rows are listed on the state page; federal share obligated, nominal dollars.

Statewide declarations

Source: 2

DeclaredIncident beganFEMA numberTypeTitleMapped hazard
1962-10-101962-10-10DR-135-MSMajor disasterChlorine Barge AccidentNon-natural, not counted
1961-02-271961-02-27DR-108-MSMajor disasterFloodsInland Flooding
1953-12-061953-12-06DR-14-MSMajor disasterTornadoTornado

FEMA recorded these with designated area Statewide and no county, so they are listed on every county page in the state and not counted with county rows. Local data needed: whether each one affected this county.

Public Assistance not placed in any Mississippi county: 3 rows, $3,519,904.13; listed on the Mississippi state page.

Source: 3

Previous occurrences by hazard, with explicit no-event rows

Sources: 2, 6, 7

HazardStorm Events records, all years on file(years in the Period column)Since plan approvalrecordsIn the 12 months before plan approvalrecordsLast 5 yearsrecordsDeclared incidents, all yearsseparate disastersDeclared since approvalseparate disastersPeriodStatement
Cold Wave2101001996 to 2026-06-30
Drought12145101996 to 2026-06-30
Earthquake000000Storm Events does not record earthquakes; the USGS earthquake catalog is the source.
Hail72215001955 to 2026-06-30
Heat Wave4000001996 to 2026-06-30
Hurricane8101901996 to 2026-06-30
Ice Storm3000101996 to 2026-06-30
Inland Flooding34146711996 to 2026-06-30
Landslide0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Lightning3000001996 to 2026-06-30
Strong Wind15520326211955 to 2026-06-30Includes 1 High Wind and 2 Strong Wind records.
Tornado21112611950 to 2026-06-30
Wildfire0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Winter Weather13202211996 to 2026-06-30Includes 2 Sleet records.

Notable Storm Events records

Sources: 1, 6, 7

DateEvent typeMagnitude or extentDamagenominal dollarsDeaths, injuriesdirect onlyLocationFlagsWhy listed
2024-12-28TornadoEF3, 18.37 mi within this county, 1,500 yd wide$1,000,000 property; $0 crops (2024 dollars)0, 2BUDE to LUCIENnew since last plan; within last 5 yearsdeaths or injuries recorded
2023-08-01Drought$0 property; crops not reported, reported for the zone (2023 dollars)0, 0NWS zone MSZ061 (FRANKLIN), zone-levelin the 12 months before plan approval; within last 5 yearsB1-c worst recorded: Drought
2016-03-17Hail2.75 in$10,000 property; $0 crops (2016 dollars)0, 0LITTLE SPGSB1-c worst recorded: Hail
2013-07-20Lightning$50,000 property; $0 crops (2013 dollars)0, 0LITTLE SPGSB1-c worst recorded: Lightning
2010-01-01Cold/Wind Chill$250,000 property; $0 crops, reported for the zone (2010 dollars)0, 0NWS zone MSZ061 (FRANKLIN), zone-levelB1-c worst recorded: Cold/Wind Chill, Extreme Cold/Wind Chill
2009-12-24Strong Wind46 kt (53 mph) estimated gust$1,000 property; $0 crops, reported for the zone (2009 dollars)0, 0NWS zone MSZ061 (FRANKLIN), zone-levelB1-c worst recorded: High Wind and Strong Wind
2009-05-03Thunderstorm Wind78 kt (90 mph) estimated gust$1,000,000 property; $800,000 crops (2009 dollars)0, 0ROXIE to MC CALL CREEKB1-c worst recorded: Thunderstorm Wind
2008-09-02Flash Flood$1,000,000 property; $200,000 crops (2008 dollars)0, 0MEADVILLE to OLDENBURGB1-c worst recorded: Flash Flood, Flood, Lakeshore Flood
2007-08-05Heat$0 property; $0 crops, reported for the zone (2007 dollars)0, 0NWS zone MSZ061 (FRANKLIN), zone-levelB1-c worst recorded: Excessive Heat, Heat
2005-08-29Hurricane (Typhoon), NOAA's event type name$500,000 property; $25,000,000 crops, reported for the zone (2005 dollars) (as recorded; larger than this county's annual agriculture value in the National Risk Index (the county or state extension service keeps crop loss records))0, 0NWS zone MSZ061 (FRANKLIN), zone-levelB1-c worst recorded: Hurricane, Tropical Storm, Tropical Depression
1984-10-14TornadoF1, 0.5 mi path length (whole path, pre-1996), 77 yd wide$250,000 property; crops not recorded (1984 dollars)0, 3location not recordeddeaths or injuries recorded
1983-04-05TornadoF2, 5 mi path length (whole path, pre-1996), 150 yd wide$2,500,000 property; crops not recorded (1983 dollars)0, 4location not recordeddeaths or injuries recorded

The full list is in the Excel file, sheet "B1-d Storm Events history" (327 rows).

Location is the place NOAA recorded, as written in its data; it need not be a jurisdiction in this plan.

Local data needed: state-declared emergencies, from your state emergency management agency (federal data do not include them).

Tribal and special-area declarations in this state are listed on the state page.

Supports FEMA checklist item B1-e: probability of future events

Probability: FEMA annualized frequency and descriptor per hazard

Sources: 5, 6

HazardFEMA annualized frequency (modeled)unit per rowUnitIn plain termsDescriptorDescriptor basisNRI events or days in its record period (hail, wind and tornado are area-weighted, so can be fractional)NRI periodLocationNote
Cold Wave0.684event-days per yearabout 0.684 days per yearPossible (from Storm Events: 1 of 30 years)event-days in 1 of 30 years, 1996 to 2025 (3.33%)132005-11-12 to 2024-11-12 (19 years)countywide
Drought12.3event-days per yearabout 12.3 days per yearLikely (from Storm Events: 6 of 30 years)event-days in 6 of 30 years, 1996 to 2025 (20%)3502000 to 2025 (25.25 years; D3 and D4 only)countywide
Earthquake0.00107annual probability at a locationchance a given location in the county has at least minor-damage shaking in a year: 0.107%not shownmodeledsee B1-fNo descriptor (Storm Events does not record earthquakes).
Hail3.09events per yearabout 3.09 per yearHighly likelyFEMA annualized frequency (modeled)117.5 (modeled)1986 to 2023 (38 years)countywide
Heat Wave15.3event-days per yearabout 15.3 days per yearLikely (from Storm Events: 4 of 30 years)event-days in 4 of 30 years, 1996 to 2025 (13.3%)2422005-11-12 to 2024-11-12 (19 years)countywide
Hurricane0.116events per yearabout 1 in 9 yearsLikelyFEMA annualized frequency (modeled)361851 to 2024 (Atlantic)see B1-fNRI counts hurricane and tropical storm tracks passing within storm-force wind range; federal declarations are in B1-d.
Ice Storm0.913event-days per yearabout 0.913 days per yearLikely (from Storm Events: 3 of 30 years)event-days in 3 of 30 years, 1996 to 2025 (10%)621946-12-31 to 2014-02-12 (67 years)countywide
Inland Flooding0.893event-days per yearabout 0.893 days per yearLikely (from Storm Events: 19 of 30 years)event-days in 19 of 30 years, 1996 to 2025 (63.3%)251996 to 2023 (28 years)see B1-f
Landslide0.848events per year (modeled)about 0.85 per yearLikelyFEMA annualized frequency (modeled)not shownmodeledsee B1-f
Lightning76.5days per year with a strikeabout 76.5 days per yearHighly likelyFEMA annualized frequency (modeled)not shown1995 to 2023 (29 years; CONUS)countywide
Strong Wind2.61events per yearabout 2.61 per yearHighly likelyFEMA annualized frequency (modeled)1001986 to 2023 (38 years)countywide
Tornado0.604events per yearabout 0.6 per yearLikelyFEMA annualized frequency (modeled)not shown1950 to 2023 (EF2+); 1986 to 2023 (EF0-1)see B1-f
Wildfire0.00176annual probability at a locationchance a given location in the county burns in a year: 0.176%Storm Events records in 0 of 30 years, 1996 to 2025 (0%)not shownmodeledsee B1-fNo descriptor: no Storm Events record 1996 to 2025
Winter Weather1.95event-days per yearabout 1.95 days per yearLikely (from Storm Events: 8 of 30 years)event-days in 8 of 30 years, 1996 to 2025 (26.7%)372005-11-12 to 2024-11-12 (19 years)countywide

FEMA annualized frequency (modeled) is the National Risk Index v1.20 (December 2025) estimate of how often a hazard affects this county in a year; it is not recorded events divided by years, and its unit differs by hazard (events, event-days, or days with a lightning strike per year). For earthquake, wildfire, coastal flooding and tsunami the value is the chance (or number of events) at a location in the county, not across the county, so no "1 in N years" is given and the descriptor comes from Storm Events where it has a record (none for earthquake). The Methods page gives each hazard's method, from FEMA's National Risk Index Technical Documentation v1.20.

Where NRI gives event-days, the descriptor comes from the share of years with a Storm Events record; NRI's source records more events, so the two differ.

Descriptor scale used in this packet (defined per unit)

Sources: 5, 6

UnitDescriptorDefinition
events per yearHighly likely1 or more per year
events per yearLikelyabout once in 1 to 10 years
events per yearPossibleabout once in 10 to 100 years
events per yearUnlikelyless than once in 100 years
annual probabilityLikely10% to under 100% chance in a given year
annual probabilityPossible1% to under 10% chance in a given year
annual probabilityUnlikelyunder 1% chance in a given year
event-days (share of years)Highly likelyevent-days recorded in 90% or more of years
event-days (share of years)Likelyevent-days recorded in 10% to under 90% of years
event-days (share of years)Possibleevent-days recorded in some years but under 10% of years
lightning strike-daysHighly likelycloud-to-ground strikes on 1 or more days per year

Intensity bands: historical frequency (Storm Events)

Source: 6

HazardBandYearsEventscounty-coded recordsYears in periodEvents per yearevents / years
Hail1.00-1.99 in1996 to 202529300.967
Hail2.00 in+1996 to 20254300.133
Thunderstorm Wind (counted as NRI Strong Wind)50-64 kt1996 to 2025105303.5
Thunderstorm Wind (counted as NRI Strong Wind)65 kt+1996 to 20251300.0333
Thunderstorm Wind (counted as NRI Strong Wind)unmeasured or below 50 kt1996 to 202516300.533
TornadoEF0-11996 to 202513300.433
TornadoEF2-31996 to 20252300.0667
TornadoEF4-51996 to 20250300
Tornadounrated (EFU)1996 to 20250300

The bands show how often events of each severity were recorded in this county, to profile how severe events have been (FEMA's probability item asks for the range of intensities).

Hail smaller than 1 inch is not counted: on 2010-01-05 the National Weather Service raised its severe-hail threshold from 3/4 inch to 1 inch, so smaller reports became less common after 2009 (NWS Service Change Notice 09-52). NRI hail frequency uses a 0.75 inch threshold.

Optional: future conditions. Not a required item in the 2025 FEMA Local Mitigation Planning Policy Guide; some states ask for it. The federal Climate Mapping for Resilience and Adaptation (CMRA) site gives county exposure to future climate conditions (https://resilience.climate.gov/).

Supports FEMA checklist item B1-f: hazards that vary across jurisdictions

Range of census tract risk within the county

Source: 5

HazardTractsrated of allNRI risk score, 0 to 100Tracts by rating
MinMedianMax
Cold Wave3 of 351.852.459.7Relatively Moderate 3
Drought3 of 390.792.093.0Relatively Moderate 1, Relatively Low 2
Earthquake3 of 332.336.744.5Relatively Low 1, Very Low 2
Hail3 of 383.189.090.1Relatively High 2, Relatively Moderate 1
Heat Wave3 of 383.585.590.0Relatively High 2, Relatively Moderate 1
Hurricane3 of 379.583.683.7Relatively Moderate 3
Ice Storm3 of 369.274.580.1Relatively Moderate 3
Inland Flooding3 of 362.467.972.8Relatively Moderate 3
Landslide3 of 385.992.794.5Relatively Low 3
Lightning3 of 383.984.991.0Relatively High 3
Strong Wind3 of 389.692.295.3Relatively High 3
Tornado3 of 390.894.096.7Very High 2, Relatively High 1
Wildfire3 of 380.581.685.0Relatively Low 3
Winter Weather3 of 328.432.334.9Relatively Low 3

Drought: Agriculture is all of NRI's expected annual loss for this hazard in the county, so the tract range mostly reflects where crop and livestock value is.

Rated tracts only: No Rating (score 0.0), Not Applicable and Insufficient Data tracts are counted but not used for the minimum, median and maximum.

The score ranks a tract against all U.S. tracts (100 = highest). The rating is FEMA's category for the tract's risk value, computed differently, so the two can disagree.

Frequency data for cold wave, drought, hail, heat wave, ice storm, lightning, strong wind and winter weather are county-wide or coarse (49 km grid or NWS zone), the same for every jurisdiction; the tract range mostly reflects where buildings and people are (crop and livestock value where a line above names agriculture).

This county has 3 census tracts; the minimum, median and maximum come from those 3.

Each jurisdiction (starting figures from federal data)

Sources: 1, 3, 4, 6

JurisdictionTypePlan statusRepetitive lossFMA RL and SRL (44 CFR 77.2); repeat-flood, any definitionPublic Assistance to this jurisdictionFEMA records matched by applicant name; federal share obligated, nominal dollarsEvent records naming this placeall years; since its planNotes
Franklin CountyCountyApproved, expires 2029-02-12FMA RL 0, SRL 0; any 0$125,119.300 total; 0 since its planIncludes $6,047.73 for declarations not counted as hazard incidents (DR-4528-MS).
Bude townTownApproved, expires 2029-02-12FMA RL 0, SRL 0; any 0$9,332.9644 total; 3 since its plan
Meadville townTownApproved, expires 2029-02-12FMA RL 0, SRL 0; any 0$14,247.7862 total; 7 since its plan
Roxie townTownApproved, expires 2029-02-12FMA RL 0, SRL 0; any 0$17,635.5938 total; 2 since its plan

Repetitive-loss counts are for whole NFIP communities, which can extend beyond this county (see the note in B2-c).

County Public Assistance in B1-d also includes applicants filed under the county that are not jurisdictions in this plan (for example state agencies, special districts and nonprofits), so the jurisdiction rows add up to less.

Supports FEMA checklist items B2-a and B2-b: vulnerability and potential impacts

Local data needed

The table below gives county-level starting figures; the plan describes impacts for each jurisdiction and its own assets.

  • Critical facilities and lifelines per hazard
  • A problem statement per jurisdiction per hazard
  • Changes in development in hazard-prone areas since the last approval, or a statement of none (E1-a)
  • Future assets

County-level starter: exposure, expected annual loss and damage since the plan

Sources: 1, 2, 3, 5, 6, 7

HazardBuilding exposuremodeled dollarsAgriculture exposuremodeled dollarsPopulation exposedpeopleEAL buildingsmodeled dollars per yearEAL agriculturemodeled dollars per yearCost of expected deaths and injuriesFEMA's dollar value per year, not property damageEAL as % of exposurebuildings; agriculture where notedStorm Events damage since 2024-02-13county-coded records, property plus crops, nominal dollarsZone-level damage since planproperty plus crops, reported for the zonePublic Assistance since plannominal dollars; see noteNote
Cold Wave$1,606,436,940$5,071,1707,653$13,004$6$118,0260.00081%$0
Droughtn/a$1,387,597n/an/a$63,847n/a4.6% (agriculture)$0NRI has no building exposure for this hazard; agriculture shown
Earthquake$2,843,013,413n/a7,675$25,320n/a$11,1370.000891%
Hail$1,606,436,940$5,071,1707,653$156,006$802$1,5820.00971%$0
Heat Wave$1,606,436,940$5,071,1707,653$22$7$312,601under 0.0001%
Hurricane$1,606,436,940$5,071,1707,653$346,142$15,933$10,9940.0215%$20,000
Ice Storm$1,606,436,940n/a7,653$22,187n/a$4,5420.00138%
Inland Flooding$1,605,724,556$2,181,707325$1,743,335$17,428$1,299n/a (see note)$25,000$25,149.33NRI counts the full building value of any census block with some flood loss; this is not the value of buildings in the floodplain. Use local FIRM overlays for B2-a/B2-b.
Landslide$46,672,491n/a231$2,161n/a$3080.00463%
Lightning$1,606,436,940n/a7,653$4,553n/a$79,3090.000283%
Strong Wind$1,606,436,940$5,071,1707,653$115,170$52,723$84,4230.00717%$103,000$25,149.33
Tornado$1,606,436,940$5,071,1707,653$379,201$646$640,5760.0236%$1,000,000$25,149.33
Wildfire$127,201,949$780,3521,440$14,129$10$3,6500.0111%
Winter Weather$1,606,436,940$5,071,1707,653$1,626$5$4410.000101%$0no Public Assistance recorded (2 declarations)

Totals since 2024-02-13 (Storm Events through 2026-06-30): 24 county-coded records, 24 with a damage value recorded (including $0), $1,128,000; 5 zone-level records, 5 with a damage value recorded (including $0), $20,000 reported for the zone; Public Assistance: $25,149.33 on 3 counted declarations, 1 of them with Public Assistance.

FEMA does not split Public Assistance by hazard. A declaration mapped to several hazards is listed under each of them with its full amount, so the per-hazard column does not add up to the total; the unit total counts each declaration once.

NRI computes earthquake exposure on its own basis, so it exceeds the county building value in B2-a.

Supports FEMA checklist item B2-a: vulnerability (county context)

County context

Source: 5

MeasureValue
Population7,653
Building value (total, not at risk)$1,606,436,940
Agriculture value (total, not at risk)$5,071,170
NRI risk rating (all hazards)Very Low
Expected annual loss, buildings and agriculture, all hazards$2,974,263
Expected annual loss, population equivalence, all hazards (NRI values each statistical life at $13.7M; a modeled value of expected deaths and injuries, not property damage)$1,268,887
Social vulnerability ratingVery High
Community resilience ratingRelatively Moderate
NRI versionDecember 2025

FEMA's all-hazard expected annual loss adds buildings, agriculture and population equivalence; this table gives the property part and the population-equivalence part as separate rows.

Social vulnerability: higher means people are more likely to be harmed and slower to recover. Community resilience: lower means the community is less able to recover. High social vulnerability and low resilience both raise the NRI risk rating.

Supports FEMA checklist item B2-c: repetitive loss properties

Repetitive loss in this county, both definitions

Sources: 1, 4

DefinitionPropertiesSevere repetitive lossProperties
Repetitive loss, FMA definition (44 CFR 77.2)0Severe repetitive loss, FMA definition (44 CFR 77.2)0
Repetitive loss, NFIP insurance definition0Severe repetitive loss, NFIP insurance definition0

The state NFIP coordinator's list, the source FEMA's Handbook names, often uses the NFIP insurance definition (second row).

Repeat-flood properties: county and state-level rows

Sources: 1, 4

ScopeRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
County total0000000
Statewide, no county in FEMA's file1141403

The statewide row counts properties FEMA's file gives with no county in this state; they are listed for reference and are not in this county's counts.

Repeat-flood properties by jurisdiction in the plan (NFIP community)

Sources: 1, 4

JurisdictionNFIP community IDRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
Franklin County2802700000000
Bude town2800540000000
Meadville town2802410000000
Roxie town2800550000000

Counts by occupancy group for each jurisdiction are in the Excel file, sheet "B2-c Jurisdictions".

Jurisdiction rows are whole NFIP communities and need not add up to the county total: a community that extends into another county is counted in full on each jurisdiction row, while the county table counts only its part in this county.

County repeat-flood properties by occupancy group: 0 in every occupancy group.

Sources: 1, 4

FMA RL and FMA SRL are the Flood Mitigation Assistance definitions (44 CFR 77.2), the ones the FEMA Local Mitigation Planning Policy Guide cites. NFIP repetitive loss (the FEMA insurance definition) is 2 or more claims over $1,000 in 10 years, and a property can leave that group once it is mitigated. Also shown: NFIP severe repetitive loss, any category, mitigated and currently insured. The Methods page gives the OpenFEMA field details.

Counts are aggregates of FEMA's public NFIP Multiple Loss Properties file (FEMA's data date 2026-08-02; file version 2026-08-04). No property is identified. County assignment is FEMA's geocode.

In this county 0 properties are FMA repetitive loss but not NFIP repetitive loss, and 0 properties are NFIP repetitive loss but not FMA repetitive loss.

Exact counts; no count suppression.

Sources

Tables cite these sources by number. The full list, for the plan's bibliography (FEMA review item A4-a):

  1. FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-29T134039Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)
  2. FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-29T162832Z, pulled 2026-09-30, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)
  3. FEMA, OpenFEMA PublicAssistanceFundedProjectsSummaries v1, version 2026-09-29T150754Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/PublicAssistanceFundedProjectsSummaries (API)
  4. FEMA, OpenFEMA NfipMultipleLossProperties v1, version 2026-08-04T164045Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/NfipMultipleLossProperties (API)
  5. FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-30, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)
  6. NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-30, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/
  7. NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-30, https://www.weather.gov/gis/ZoneCounty
  8. U.S. Census Bureau, Census 2024 Gazetteer, 2020 place by county, CT county-to-cousub crosswalk, version 2024-gazetteer, pulled 2026-09-30, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_counties_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_cousubs_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_place_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_unsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_elsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_scsd_national.zip, https://www2.census.gov/geo/docs/reference/codes2020/national_place_by_county2020.txt, https://www2.census.gov/geo/docs/reference/ct_change/ct_cou_to_cousub_crosswalk.xlsx (used to match place names and codes; no table prints its values)

What this packet is and what the plan adds

This packet is the federal data for the plan's risk assessment, organized by the items of FEMA's Local Mitigation Plan Review Tool, Element B. Each section heading names the item its tables support; the plan and FEMA's review decide whether the item is met.

The plan adds what only the community has: local data on assets, critical facilities, development and each jurisdiction's impacts; local hazard history, including state-declared emergencies; the mitigation strategy; and adoption.

How the federal data are built: National Risk Index values are FEMA's model, not counts of events. Storm Events is more complete from 1996; zone-level records are placed by forecast zone, not by location in the county. Public Assistance for a jurisdiction is matched by applicant name. The Methods page gives every rule and the known edge cases.

OpenFEMA disclaimer

This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Reuse, citation and corrections

Reuse and citation: Hazard Plain text and tables are licensed under Creative Commons Attribution 4.0 International (CC BY 4.0, https://creativecommons.org/licenses/by/4.0/); credit Hazard Plain and the release. The underlying federal data are public domain; OpenFEMA data are also subject to the OpenFEMA terms and conditions.

Cite this: Hazard Plain (2026). Franklin County, MS: risk-assessment baseline packet, release 2026-10 (data as of 2026-09-30; County FIPS 28037). Automated baseline. https://hazardplain.org/ms/28037/ Built from FEMA OpenFEMA, the FEMA National Risk Index and NOAA NCEI Storm Events; source versions in the packet's Sources list.

Corrections: to report an error, name the packet, the table and what your records show. Contact: [email protected]

Hazard Plain release 2026-10. As of 2026-09-30; Storm Events data through 2026-06-30. Automated baseline.