Hazard Plain Automated baseline

Monroe County, MO

Risk-assessment baseline packet

County FIPS:
29137
Release:
2026-10
Data as of:
2026-09-30
Storm Events data through:
2026-06-30

Hazard Plain is an independent product built from public federal data. It is not a FEMA document and is not reviewed or endorsed by FEMA or any state agency.

Hazard Plain release 2026-10, as of 2026-09-30.

Summary

Plan status as of 2026-09-30: Approved, expires 2029-03-05. Plan: Monroe County Multi-Jurisdictional HM Plan (FEMA plan 109652), approved 2024-03-06.

Since the plan was approved on 2024-03-06: 1 new hazard declaration (1 incident): DR-4924-MO (Severe Storms, Tornadoes, and Flooding).

NOAA Storm Events records since that date: 11 records (data through 2026-06-30).

Highest expected annual loss (FEMA National Risk Index, modeled total; see B1-a): Inland Flooding ($2,611,199 a year), Heat Wave ($1,642,956) and Tornado ($895,183).

Repetitive-loss flood properties now: FMA RL 0, SRL 0 (44 CFR 77.2); any definition: 1.

The tables that follow are organized by the items of FEMA's Local Mitigation Plan Review Tool, Element B (B1-a to B2-c); each heading says which item its tables support.

Plan clock

Status:
Approved, expires 2029-03-05
Plan:
Monroe County Multi-Jurisdictional HM Plan (FEMA plan 109652)
Approved:
2024-03-06
Days to expiry:
887

What changed since your last plan (approved 2024-03-06)

New federal declarations:
1 new hazard declaration (1 incident): DR-4924-MO (Severe Storms, Tornadoes, and Flooding)
Storm Events records since approval:
11 records (data through 2026-06-30)
Repetitive loss now:
FMA RL 0, SRL 0 (44 CFR 77.2); any definition: 1
Repeat-flood change:
this release sets the baseline count.

Sources: 1, 2, 4, 6 (numbered list at the end)

Plan status for every jurisdiction listed in this county

Source: 1

JurisdictionTypeStatusPlanApprovedExpiresDays to expirynegative = days since expiry
Monroe CountyCountyApproved, expires 2029-03-05Monroe County Multi-Jurisdictional HM Plan (FEMA plan 109652)2024-03-062029-03-05887
Holliday villageVillageApproved, expires 2029-03-05Monroe County Multi-Jurisdictional HM Plan (FEMA plan 109652)2024-03-062029-03-05887
Madison cityCityApproved, expires 2029-03-05Monroe County Multi-Jurisdictional HM Plan (FEMA plan 109652)2024-03-062029-03-05887
Monroe City cityCityApproved, expires 2029-03-05Monroe County Multi-Jurisdictional HM Plan (FEMA plan 109652)2024-03-062029-03-05887
Paris cityCityApproved, expires 2029-03-05Monroe County Multi-Jurisdictional HM Plan (FEMA plan 109652)2024-03-062029-03-05887
Holliday C-2 School DistrictSchool/School DistrictApproved, expires 2029-03-05Monroe County Multi-Jurisdictional HM Plan (FEMA plan 109652)2024-03-062029-03-05887
Madison C-3 School DistrictSchool/School DistrictApproved, expires 2029-03-05Monroe County Multi-Jurisdictional HM Plan (FEMA plan 109652)2024-03-062029-03-05887
Monroe City R-I School DistrictSchool/School DistrictApproved, expires 2029-03-05Monroe County Multi-Jurisdictional HM Plan (FEMA plan 109652)2024-03-062029-03-05887
Paris R-II School DistrictSchool/School DistrictApproved, expires 2029-03-05Monroe County Multi-Jurisdictional HM Plan (FEMA plan 109652)2024-03-062029-03-05887
Holy Rosary SchoolSchool/School DistrictApproved, expires 2029-03-05Monroe County Multi-Jurisdictional HM Plan (FEMA plan 109652)2024-03-062029-03-05887
Paris Rural Fire Protection DistrictFire/EMS DistrictApproved, expires 2029-03-05Monroe County Multi-Jurisdictional HM Plan (FEMA plan 109652)2024-03-062029-03-05887
Public Water Service District #2Water/Sewer AuthorityApproved, expires 2029-03-05Monroe County Multi-Jurisdictional HM Plan (FEMA plan 109652)2024-03-062029-03-05887

State plan status and tribal plans in this state: see the state page.

Supports FEMA checklist item B1-a: hazard identification

Hazards NRI does not cover (local data needed)

  • dam failure (incl. upstream dams)
  • levee failure
  • flash flood as its own subtype
  • ice jams
  • debris flows
  • erosion (riverine and coastal)
  • land subsidence and sinkholes
  • expansive soils

The 18 National Risk Index hazards, ranked by expected annual loss (EAL)

Sources: 5, 6

Rank by EALHazardNRI risk ratingEAL ratingEAL buildingsmodeled dollars per yearEAL agriculturemodeled dollars per yearCost of expected deaths and injuriesFEMA's dollar value per year, not property damageEAL total (see note)modeled dollars per yearStorm Events records, 1996 to 2026-06-30countStorm Events coverage note
1Inland FloodingVery LowVery Low$2,496,216$100,539$14,445$2,611,19929
2Heat WaveRelatively ModerateRelatively Moderate$535$5$1,642,416$1,642,95642
3TornadoRelatively LowRelatively Low$196,473$3,905$694,804$895,18321
4Cold WaveRelatively LowRelatively Low$219$167,870$331,969$500,0585Includes 1 Frost/Freeze record (outside NRI's Cold Wave definition; counted in this table and in B1-d, not in the B1-e descriptor).
5LightningRelatively ModerateRelatively Moderate$6,635n/a$369,626$376,2610No recorded events in Storm Events since 1996 (data through 2026-06-30).
6DroughtRelatively LowRelatively Lown/a$256,980n/a$256,9807
7Strong WindRelatively LowRelatively Low$26,490$79,173$134,708$240,37283Includes 6 High Wind and 2 Strong Wind records (NOAA non-thunderstorm wind types, outside NRI's Strong Wind definition).
8EarthquakeVery LowVery Low$156,670n/a$48,875$205,544Storm Events does not record earthquakes.
9HailRelatively LowRelatively Low$90,062$35,578$20,373$146,01355
10Winter WeatherRelatively LowRelatively Low$24,843$163$9,051$34,05847
11Ice StormVery LowVery Low$21,537n/a$1,361$22,8986
12WildfireVery LowVery Low$11,033$234$3,385$14,6530No recorded events in Storm Events since 1996 (data through 2026-06-30).
13HurricaneVery LowVery Low$1,643$3,394$1$5,0380No recorded events in Storm Events since 1996 (data through 2026-06-30).
14LandslideVery LowVery Low$51n/a$1,647$1,6980No recorded events in Storm Events since 1996 (data through 2026-06-30).

Total = buildings + agriculture + population equivalence; FEMA values each expected death (or 10 injuries) at $13.7 million (2024 dollars).

NRI risk rating combines expected annual loss with social vulnerability and community resilience; EAL rating rates expected annual loss alone. Both compare this county with all U.S. counties.

Local data needed: state and local lightning, wildfire and landslide records (Storm Events records these hazards only in part).

Not applicable to this county per NRI, with no federal declaration and no Storm Events record since 1996: avalanche, coastal flooding, tsunami and volcanic activity. That is the evidence for leaving them out of the plan.

The state hazard mitigation plan also lists hazards for this county; FEMA asks the plan to explain any hazard it leaves out.

Supports FEMA checklist item B1-b: hazard location

Affects the whole county (national data give no location within it): Cold Wave, Drought, Hail, Heat Wave, Ice Storm, Lightning, Strong Wind and Winter Weather.

Inland Flooding: The FEMA Flood Insurance Rate Map (FIRM) is the required location source for flooding. See the FEMA Flood Map Service Center (https://msc.fema.gov) for this county.

Hazards that vary within the county: highest-rated census tracts

Source: 5

HazardHighest-rated census tractsNRI risk rating, score 0 to 100
Earthquaketract 9601 (Relatively Low, 74.0); tract 9602 (Relatively Low, 70.6); tract 9603 (Relatively Low, 62.0)
Hurricanetract 9603 (Very Low, 39.8); tract 9601 (Very Low, 39.6); tract 9602 (Very Low, 39.5)
Landslidetract 9602 (Relatively Low, 91.8); tract 9601 (Relatively Low, 90.6); tract 9603 (Relatively Low, 89.6)
Tornadotract 9601 (Relatively High, 91.3); tract 9602 (Relatively High, 87.5); tract 9603 (Relatively High, 85.6)
Wildfiretract 9602 (Relatively Low, 81.9); tract 9603 (Relatively Low, 80.1); tract 9601 (Relatively Low, 78.3)

Up to 3 census tracts per hazard, highest National Risk Index rating first, then highest score; a tract number is the Census tract number (for example 9601 is Census Tract 9601). FEMA's Resilience Analysis and Planning Tool maps the National Risk Index for every tract: https://www.fema.gov/emergency-managers/practitioners/resilience-analysis-and-planning-tool

Supports FEMA checklist item B1-c: hazard extent

Extent: scale, observed range and worst recorded event per hazard

Sources: 6, 7

HazardScaleRecordscount and yearsObserved rangeWorst recorded eventMost damaging (when different)How it applies to jurisdictionsNote
Cold/Wind Chill, Extreme Cold/Wind Chillwind chill4 records, 2000 to 2024 (4 zone-level)2 days to 12 days (median 2.5 days); 4 with a recorded value12 consecutive days, 2010-01-01 to 2010-01-12, zone-levelCountywide (zone-level records).Wind chill: in event narratives only (local data needed).
Frost/Freeze (outside NRI's Cold Wave definition)crop damage1 record, 2007 (1 zone-level)No crop damage reported in 1 record.Countywide (zone-level records).Temperature: in event narratives only (local data needed).
DroughtU.S. Drought Monitor scale (D0 to D4)7 records, 2005 to 2012 (7 zone-level)92 days to 105 days (median 98.5 days); 2 with a recorded value105 days (about 3.4 months), 2012-07-03 to 2012-10-15, a run of 4 consecutive Storm Events drought records, zone-levelCountywide (zone-level records).Storm Events enters a drought at D2 or worse east of the Rockies and D3 or worse from the Rockies west (NWS Instruction 10-1605); NRI drought counts D3 and D4 only.
EarthquakeModified Mercalli (local data)0Storm Events does not record earthquakes; the USGS earthquake catalog is the source.
Hailhail size (inches)65 records, 1966 to 20230.75 in to 4.5 in (median 1 in); 65 with a recorded value4.5 in hail, 1985-07-04Hail, 2023-03-31, $10,000 property; $0 crops (2023 dollars)Event records naming jurisdictions in the plan: Paris city (13 records), Monroe City city (11 records), Madison city (9 records), Holliday village (6 records).
Excessive Heat, Heatheat index (in event narratives)42 records, 1998 to 2023 (42 zone-level)1 day to 14 days (median 4 days); 38 with a recorded value14 consecutive days, 1999-07-18 to 1999-07-31, zone-levelCountywide (zone-level records).Heat index: in event narratives only (local data needed).
Hurricane, Tropical Storm, Tropical DepressionSaffir-Simpson0Storm Events files every zone of a storm's episode under the storm's type; flooding from the storm is filed as Flood or Flash Flood records.
Ice StormSperry-Piltz ice scale (local data)6 records, 2002 to 2019 (6 zone-level)No damage reported in 6 records.Countywide (zone-level records).Ice thickness: in event narratives only (local data needed).
Flash Flood, Flood, Lakeshore Flooddamage and flood days (flood depth: FIRM)29 records, 1997 to 2020 (1 zone-level)Flash Flood, 2008-06-13, $1,000 property; $0 crops (2008 dollars)Event records naming jurisdictions in the plan: Monroe City city (6 records), Holliday village (3 records), Paris city (2 records), Madison city (1 record). Zone-level records (1) apply countywide.Flood depth: see the FEMA Flood Insurance Rate Map. Storm Events damage is often $0 or blank for floods, major ones included; FEMA Public Assistance by declaration (B1-d) shows which floods cost the most.
Debris Flownone (count and damage only)0Physical measure: in event narratives only (local data needed).
Lightningannualized frequency (the measure FEMA's Local Mitigation Planning Handbook names)0Storm Events lists lightning with damage or casualties; physical measure in event narratives only (local data needed).
High Wind and Strong Wind (outside NRI's Strong Wind definition)wind speed (kt and mph)8 records, 1997 to 2025 (8 zone-level)40 kt (46 mph) to 50 kt (58 mph) (median 44 kt (51 mph)); 8 with a recorded value50 kt (58 mph) estimated gust, High Wind, 2025-03-05; NWS zone MOZ034Strong Wind, 2008-05-11, $0 property; $2,000 crops, reported for the zone (2008 dollars)Countywide (zone-level records).
Thunderstorm Windwind speed (kt and mph)98 records, 1955 to 202640 kt (46 mph) to 83 kt (96 mph) (median 56 kt (64 mph)); 78 with a recorded value83 kt (96 mph) estimated gust, Thunderstorm Wind, 2026-04-27Thunderstorm Wind, 2007-10-02, $50,000 property; $0 crops (2007 dollars)Event records naming jurisdictions in the plan: Paris city (24 records), Monroe City city (18 records), Madison city (11 records), Holliday village (4 records).
TornadoEnhanced Fujita (Fujita before Feb 2007)26 records, 1956 to 2026F/EF0 to F/EF4 (median F/EF0); 26 with a recorded valueF4 tornado, 2006-03-12, 29 mi within this county, 500 yd wide, damage not reportedTornado, 2007-10-02, $60,000 property; $0 crops (2007 dollars)Event records naming jurisdictions in the plan: Madison city (3 records), Holliday village (2 records), Paris city (2 records), Monroe City city (1 record).Before 1996 a tornado is listed once, under the county where it began, with its whole path's rating and length; from 1996 on, each county lists its own segment. Length is not used to rank tornadoes (see Methods).
Wildfireacres burned (local data)0Acres burned: in event narratives only (local data needed).
Winter Storm, Heavy Snow, Blizzard, Lake-Effect Snow, Winter Weather, Sleetnone in data (snowfall: local data)47 records, 1996 to 2025 (47 zone-level)No damage reported in 47 records.Countywide (zone-level records).Snow depth: in event narratives only (local data needed).

Storm Events records are more complete after 1996; before 1996 only Tornado (from 1950), Hail and Thunderstorm Wind (from 1955) exist. Zone-level records whose zone no NWS zone-county file places in this county (mostly before 2020) are not counted here (the Methods page explains the zone matching).

Dollars are nominal (as reported), labeled with the year; not adjusted for inflation.

Supports FEMA checklist item B1-d: previous occurrences

Federal declarations for this county: 19 declarations covering 15 separate hazard incidents counted in this packet (declarations for the same incident count once; non-natural and evacuation-only declarations are not counted).

Federal disaster declarations for this county

Sources: 1, 2, 3

DeclaredIncident beganFEMA numberTypeTitleMapped hazardCounty Public Assistancefederal share obligated, nominal dollarsFlagsNotes
2026-06-302026-04-23DR-4924-MOMajor disasterSevere Storms, Tornadoes, and FloodingInland Flooding; Strong Wind; Tornadono Public Assistance recordednew since last plan; within last 5 years
2020-03-262020-01-20DR-4490-MOMajor disasterCOVID-19 PandemicNon-natural, not countednone placed in this county by FEMA's record; $369,154.74 for this declaration is not placed in any county (see the state page)
2020-03-132020-01-20EM-3482-MOEmergencyCOVID-19Non-natural, not countedno Public Assistance recordedsame incident as DR-4490
2019-07-092019-04-29DR-4451-MOMajor disasterSevere Storms, Tornadoes, and FloodingInland Flooding; Tornadono Public Assistance recorded
2015-08-072015-05-15DR-4238-MOMajor disasterSevere Storms, Tornadoes, Straight-Line Winds, and FloodingInland Flooding; Strong Wind; Tornado$41,448.93
2011-03-232011-01-31DR-1961-MOMajor disasterSevere Winter Storm and SnowstormWinter Weather$54,258.12
2011-02-032011-01-31EM-3317-MOEmergencySevere Winter StormWinter Weatherno Public Assistance recordedsame incident as DR-1961
2010-08-172010-06-12DR-1934-MOMajor disasterSevere Storms, Flooding, and TornadoesInland Flooding; Tornado$95,786.72
2009-01-302009-01-26EM-3303-MOEmergencySevere Winter StormIce Stormno Public Assistance recorded
2008-06-252008-06-01DR-1773-MOMajor disasterSevere Storms and FloodingInland Flooding$617,926.61
2007-12-122007-12-08EM-3281-MOEmergencySevere Winter StormsIce Stormno Public Assistance recorded
2006-03-162006-03-08DR-1631-MOMajor disasterSevere Storms, Tornadoes and FloodingInland Flooding; Tornado$1,103,426.76
2005-09-102005-08-29EM-3232-MOEmergencyHurricane Katrina EvacuationHurricane: evacuation support, not a local hazard event; not countedno Public Assistance recorded
2004-06-112004-05-18DR-1524-MOMajor disasterSevere Storms, Tornadoes, and FloodingInland Flooding; TornadoPA not declared for this county
2003-05-062003-05-04DR-1463-MOMajor disasterSevere Storms, Tornadoes, and FloodingInland Flooding; Tornado$34,387.33
2002-02-062002-01-29DR-1403-MOMajor disasterSevere Winter Ice StormIce Storm$6,239.65
1993-07-091993-06-10DR-995-MOMajor disasterSevere Storms & FloodingInland Floodingno Public Assistance recorded
1976-09-241976-09-24EM-3017-MOEmergencyDroughtDroughtno Public Assistance recorded
1973-04-191973-04-19DR-372-MOMajor disasterHeavy Rains, Tornadoes & FloodingInland Flooding; Tornadono Public Assistance recorded

County Public Assistance: applicants the FEMA record places in this county, including any state agencies FEMA files there; statewide rows are listed on the state page; federal share obligated, nominal dollars.

Statewide declarations

Source: 2

DeclaredIncident beganFEMA numberTypeTitleMapped hazard
1964-07-081964-07-08DR-173-MOMajor disasterSevere Storms & FloodingInland Flooding
1961-05-271961-05-27DR-114-MOMajor disasterFloodsInland Flooding
1960-04-201960-04-20DR-100-MOMajor disasterFloodsInland Flooding
1957-05-221957-05-22DR-75-MOMajor disasterTornadoes & FloodsTornado (primary); also designated: Inland Flooding

FEMA recorded these with designated area Statewide and no county, so they are listed on every county page in the state and not counted with county rows. Local data needed: whether each one affected this county.

Public Assistance filed under this county for declarations that do not list it: 3 rows, $18,364.46

Sources: 2, 3

FEMA numberDeclaredTitleApplicantPA obligatedfederal share obligated, nominal dollars
DR-1736-MO2007-12-27Severe Winter StormsCentralia, City of$6,087.52
DR-1676-MO2007-01-15Severe Winter Storms and FloodingCentralia, City of$7,693.16
DR-1673-MO2006-12-29Severe Winter StormsCentralia, City of$4,583.78

FEMA's Public Assistance summaries file these applicants under this county, but FEMA's declaration rows for these disasters do not designate it (an electric cooperative or district serving several counties, for example). Not in any declaration row above and not counted.

Public Assistance not placed in any Missouri county: 24 rows, $2,272,582.85; listed on the Missouri state page.

Source: 3

Previous occurrences by hazard, with explicit no-event rows

Sources: 2, 6, 7

HazardStorm Events records, all years on file(years in the Period column)Since plan approvalrecordsIn the 12 months before plan approvalrecordsLast 5 yearsrecordsDeclared incidents, all yearsseparate disastersDeclared since approvalseparate disastersPeriodStatement
Cold Wave5011001996 to 2026-06-30Includes 1 Frost/Freeze record.
Drought7000101996 to 2026-06-30
Earthquake000000Storm Events does not record earthquakes; the USGS earthquake catalog is the source.
Hail65023001955 to 2026-06-30
Heat Wave42011001996 to 2026-06-30
Hurricane0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Ice Storm6000301996 to 2026-06-30
Inland Flooding290001011996 to 2026-06-30
Landslide0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Lightning0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Strong Wind1067211211955 to 2026-06-30Includes 6 High Wind and 2 Strong Wind records.
Tornado26202811950 to 2026-06-30
Wildfire0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Winter Weather47217101996 to 2026-06-30

Notable Storm Events records

Sources: 1, 6, 7

DateEvent typeMagnitude or extentDamagenominal dollarsDeaths, injuriesdirect onlyLocationFlagsWhy listed
2026-04-27Thunderstorm Wind83 kt (96 mph) estimated gustproperty not reported; $0 crops (2026 dollars)0, 0MIDDLE GROVE to TULIPnew since last plan; within last 5 yearsB1-c worst recorded: Thunderstorm Wind
2025-03-05High Wind50 kt (58 mph) estimated gust$0 property; $0 crops, reported for the zone (2025 dollars)0, 0NWS zone MOZ034 (MONROE), zone-levelnew since last plan; within last 5 yearsB1-c worst recorded: High Wind and Strong Wind
2012-07-03Drought$0 property; $0 crops, reported for the zone (2012 dollars)0, 0NWS zone MOZ034 (MONROE), zone-levelB1-c worst recorded: Drought
2010-01-01Cold/Wind Chill$0 property; $0 crops, reported for the zone (2010 dollars)0, 0NWS zone MOZ034 (MONROE), zone-levelB1-c worst recorded: Cold/Wind Chill, Extreme Cold/Wind Chill
2008-06-13Flash Flood$1,000 property; $0 crops (2008 dollars)0, 0HOLLIDAYB1-c worst recorded: Flash Flood, Flood, Lakeshore Flood
2008-05-11Strong Wind43 kt (49 mph) estimated gust$0 property; $2,000 crops, reported for the zone (2008 dollars)0, 0NWS zone MOZ034 (MONROE), zone-levelB1-c most damaging: High Wind and Strong Wind
2007-10-17TornadoEF2, 4.07 mi within this county, 90 yd wide$50,000 property; $0 crops (2007 dollars)2, 0GRANVILLEdeaths or injuries recorded
2007-10-02TornadoEF2, 15.14 mi within this county, 100 yd wide$60,000 property; $0 crops (2007 dollars)0, 1WOODLAWN to NORTH FORKdeaths or injuries recorded
2006-03-12TornadoF4, 29 mi within this county, 500 yd widedamage not reported0, 0MADISONB1-c worst recorded: Tornado
2005-08-28Thunderstorm Wind40 kt (46 mph) estimated gustdamage not reported0, 1MONROE CITYdeaths or injuries recorded
1999-07-18Heatdamage not reported0, 0NWS zone MOZ034 (MONROE), zone-levelB1-c worst recorded: Excessive Heat, Heat
1985-07-04Hail4.5 indamage not recorded (pre-1996 record)0, 0location not recordedB1-c worst recorded: Hail

The full list is in the Excel file, sheet "B1-d Storm Events history" (333 rows).

Location is the place NOAA recorded, as written in its data; it need not be a jurisdiction in this plan.

Local data needed: state-declared emergencies, from your state emergency management agency (federal data do not include them).

FEMA's declaration data list no tribal or special-area declarations for this state.

Supports FEMA checklist item B1-e: probability of future events

Probability: FEMA annualized frequency and descriptor per hazard

Sources: 5, 6

HazardFEMA annualized frequency (modeled)unit per rowUnitIn plain termsDescriptorDescriptor basisNRI events or days in its record period (hail, wind and tornado are area-weighted, so can be fractional)NRI periodLocationNote
Cold Wave3.26event-days per yearabout 3.26 days per yearLikely (from Storm Events: 4 of 30 years)event-days in 4 of 30 years, 1996 to 2025 (13.3%)622005-11-12 to 2024-11-12 (19 years)countywide
Drought5.08event-days per yearabout 5.08 days per yearPossible (from Storm Events: 2 of 30 years)event-days in 2 of 30 years, 1996 to 2025 (6.67%)1332000 to 2025 (25.25 years; D3 and D4 only)countywide
Earthquake0.00196annual probability at a locationchance a given location in the county has at least minor-damage shaking in a year: 0.196%not shownmodeledsee B1-fNo descriptor (Storm Events does not record earthquakes).
Hail3.7events per yearabout 3.7 per yearHighly likelyFEMA annualized frequency (modeled)140.7 (modeled)1986 to 2023 (38 years)countywide
Heat Wave9.53event-days per yearabout 9.53 days per yearLikely (from Storm Events: 17 of 30 years)event-days in 17 of 30 years, 1996 to 2025 (56.7%)1422005-11-12 to 2024-11-12 (19 years)countywide
Hurricane0.01events per yearabout 1 in 100 yearsPossibleFEMA annualized frequency (modeled)01851 to 2024 (Atlantic)see B1-fNRI counts hurricane and tropical storm tracks passing within storm-force wind range; federal declarations are in B1-d.
Ice Storm0.839event-days per yearabout 0.839 days per yearLikely (from Storm Events: 5 of 30 years)event-days in 5 of 30 years, 1996 to 2025 (16.7%)571946-12-31 to 2014-02-12 (67 years)countywide
Inland Flooding1event-day per yearabout 1 day per yearLikely (from Storm Events: 16 of 30 years)event-days in 16 of 30 years, 1996 to 2025 (53.3%)281996 to 2023 (28 years)see B1-f
Landslide0.195events per year (modeled)about 1 in 5 yearsLikelyFEMA annualized frequency (modeled)not shownmodeledsee B1-f
Lightning48days per year with a strikeabout 48 days per yearHighly likelyFEMA annualized frequency (modeled)not shown1995 to 2023 (29 years; CONUS)countywide
Strong Wind3.48events per yearabout 3.48 per yearHighly likelyFEMA annualized frequency (modeled)1331986 to 2023 (38 years)countywide
Tornado0.318events per yearabout 1 in 3 yearsLikelyFEMA annualized frequency (modeled)not shown1950 to 2023 (EF2+); 1986 to 2023 (EF0-1)see B1-f
Wildfire0.000671annual probability at a locationchance a given location in the county burns in a year: 0.0671%Storm Events records in 0 of 30 years, 1996 to 2025 (0%)not shownmodeledsee B1-fNo descriptor: no Storm Events record 1996 to 2025
Winter Weather9.84event-days per yearabout 9.84 days per yearLikely (from Storm Events: 21 of 30 years)event-days in 21 of 30 years, 1996 to 2025 (70%)1872005-11-12 to 2024-11-12 (19 years)countywide

FEMA annualized frequency (modeled) is the National Risk Index v1.20 (December 2025) estimate of how often a hazard affects this county in a year; it is not recorded events divided by years, and its unit differs by hazard (events, event-days, or days with a lightning strike per year). For earthquake, wildfire, coastal flooding and tsunami the value is the chance (or number of events) at a location in the county, not across the county, so no "1 in N years" is given and the descriptor comes from Storm Events where it has a record (none for earthquake). The Methods page gives each hazard's method, from FEMA's National Risk Index Technical Documentation v1.20.

Where NRI gives event-days, the descriptor comes from the share of years with a Storm Events record; NRI's source records more events, so the two differ.

Descriptor scale used in this packet (defined per unit)

Sources: 5, 6

UnitDescriptorDefinition
events per yearHighly likely1 or more per year
events per yearLikelyabout once in 1 to 10 years
events per yearPossibleabout once in 10 to 100 years
events per yearUnlikelyless than once in 100 years
annual probabilityLikely10% to under 100% chance in a given year
annual probabilityPossible1% to under 10% chance in a given year
annual probabilityUnlikelyunder 1% chance in a given year
event-days (share of years)Highly likelyevent-days recorded in 90% or more of years
event-days (share of years)Likelyevent-days recorded in 10% to under 90% of years
event-days (share of years)Possibleevent-days recorded in some years but under 10% of years
lightning strike-daysHighly likelycloud-to-ground strikes on 1 or more days per year

Intensity bands: historical frequency (Storm Events)

Source: 6

HazardBandYearsEventscounty-coded recordsYears in periodEvents per yearevents / years
Hail1.00-1.99 in1996 to 202535301.17
Hail2.00 in+1996 to 20250300
Thunderstorm Wind (counted as NRI Strong Wind)50-64 kt1996 to 202563302.1
Thunderstorm Wind (counted as NRI Strong Wind)65 kt+1996 to 20259300.3
Thunderstorm Wind (counted as NRI Strong Wind)unmeasured or below 50 kt1996 to 20251300.0333
TornadoEF0-11996 to 202516300.533
TornadoEF2-31996 to 20253300.1
TornadoEF4-51996 to 20251300.0333
Tornadounrated (EFU)1996 to 20250300

The bands show how often events of each severity were recorded in this county, to profile how severe events have been (FEMA's probability item asks for the range of intensities).

Hail smaller than 1 inch is not counted: on 2010-01-05 the National Weather Service raised its severe-hail threshold from 3/4 inch to 1 inch, so smaller reports became less common after 2009 (NWS Service Change Notice 09-52). NRI hail frequency uses a 0.75 inch threshold.

Optional: future conditions. Not a required item in the 2025 FEMA Local Mitigation Planning Policy Guide; some states ask for it. The federal Climate Mapping for Resilience and Adaptation (CMRA) site gives county exposure to future climate conditions (https://resilience.climate.gov/).

Supports FEMA checklist item B1-f: hazards that vary across jurisdictions

Range of census tract risk within the county

Source: 5

HazardTractsrated of allNRI risk score, 0 to 100Tracts by rating
MinMedianMax
Cold Wave3 of 380.682.183.9Relatively High 3
Drought3 of 395.695.895.8Relatively Moderate 3
Earthquake3 of 362.070.674.0Relatively Low 3
Hail3 of 381.984.486.5Relatively Moderate 3
Heat Wave3 of 397.397.398.1Very High 3
Hurricane3 of 339.539.639.8Very Low 3
Ice Storm3 of 347.861.878.1Relatively Moderate 1, Relatively Low 2
Inland Flooding3 of 363.978.283.3Relatively High 1, Relatively Moderate 2
Landslide3 of 389.690.691.8Relatively Low 3
Lightning3 of 399.099.199.5Very High 3
Strong Wind3 of 388.088.392.3Relatively High 3
Tornado3 of 385.687.591.3Relatively High 3
Wildfire3 of 378.380.181.9Relatively Low 3
Winter Weather3 of 381.687.190.0Relatively High 3

Drought: Agriculture is all of NRI's expected annual loss for this hazard in the county, so the tract range mostly reflects where crop and livestock value is.

Rated tracts only: No Rating (score 0.0), Not Applicable and Insufficient Data tracts are counted but not used for the minimum, median and maximum.

The score ranks a tract against all U.S. tracts (100 = highest). The rating is FEMA's category for the tract's risk value, computed differently, so the two can disagree.

Frequency data for cold wave, drought, hail, heat wave, ice storm, lightning, strong wind and winter weather are county-wide or coarse (49 km grid or NWS zone), the same for every jurisdiction; the tract range mostly reflects where buildings and people are (crop and livestock value where a line above names agriculture).

This county has 3 census tracts; the minimum, median and maximum come from those 3.

Each jurisdiction (starting figures from federal data)

Sources: 1, 3, 4, 6

JurisdictionTypePlan statusRepetitive lossFMA RL and SRL (44 CFR 77.2); repeat-flood, any definitionPublic Assistance to this jurisdictionFEMA records matched by applicant name; federal share obligated, nominal dollarsEvent records naming this placeall years; since its plan
Monroe CountyCountyApproved, expires 2029-03-05FMA RL 0, SRL 0; any 0$674,0300 total; 0 since its plan
Holliday villageVillageApproved, expires 2029-03-05FMA RL 0, SRL 0; any 0no Public Assistance recorded15 total; 0 since its plan
Madison cityCityApproved, expires 2029-03-05FMA RL 0, SRL 0; any 0$5,635.2124 total; 1 since its plan
Monroe City cityCityApproved, expires 2029-03-05FMA RL 0, SRL 0; any 0$371,122.9236 total; 1 since its plan
Paris cityCityApproved, expires 2029-03-05FMA RL 0, SRL 0; any 1$70,776.2841 total; 0 since its plan

Repetitive-loss counts are for whole NFIP communities, which can extend beyond this county (see the note in B2-c).

School districts and special districts get a plan clock row only.

County Public Assistance in B1-d also includes applicants filed under the county that are not jurisdictions in this plan (for example state agencies, special districts and nonprofits), so the jurisdiction rows add up to less.

Supports FEMA checklist items B2-a and B2-b: vulnerability and potential impacts

Local data needed

The table below gives county-level starting figures; the plan describes impacts for each jurisdiction and its own assets.

  • Critical facilities and lifelines per hazard
  • A problem statement per jurisdiction per hazard
  • Changes in development in hazard-prone areas since the last approval, or a statement of none (E1-a)
  • Future assets

County-level starter: exposure, expected annual loss and damage since the plan

Sources: 1, 2, 3, 5, 6, 7

HazardBuilding exposuremodeled dollarsAgriculture exposuremodeled dollarsPopulation exposedpeopleEAL buildingsmodeled dollars per yearEAL agriculturemodeled dollars per yearCost of expected deaths and injuriesFEMA's dollar value per year, not property damageEAL as % of exposurebuildings; agriculture where notedStorm Events damage since 2024-03-06county-coded records, property plus crops, nominal dollarsZone-level damage since planproperty plus crops, reported for the zonePublic Assistance since plannominal dollars; see noteNote
Cold Wave$2,394,501,781$172,298,8168,635$219$167,870$331,969under 0.0001%
Droughtn/a$88,965,699n/an/a$256,980n/a0.289% (agriculture)NRI has no building exposure for this hazard; agriculture shown
Earthquake$4,064,909,061n/a8,666$156,670n/a$48,8750.00385%
Hail$2,394,501,781$172,298,8168,635$90,062$35,578$20,3730.00376%
Heat Wave$2,394,501,781$172,298,8168,635$535$5$1,642,416under 0.0001%
Hurricane$2,394,501,781$172,298,8168,635$1,643$3,394$1under 0.0001%
Ice Storm$2,394,501,781n/a8,635$21,537n/a$1,3610.000899%
Inland Flooding$2,393,453,272$8,948,465217$2,496,216$100,539$14,445n/a (see note)no Public Assistance recorded (1 declaration)NRI counts the full building value of any census block with some flood loss; this is not the value of buildings in the floodplain. Use local FIRM overlays for B2-a/B2-b.
Landslide$16,504,413n/a63$51n/a$1,6470.000308%
Lightning$2,394,501,781n/a8,635$6,635n/a$369,6260.000277%
Strong Wind$2,394,501,781$172,298,8168,635$26,490$79,173$134,7080.00111%$35,000$0no Public Assistance recorded (1 declaration)
Tornado$2,394,501,781$172,298,8168,635$196,473$3,905$694,8040.00821%$10,000no Public Assistance recorded (1 declaration)
Wildfire$367,419,784$48,912,7332,768$11,033$234$3,3850.003%
Winter Weather$2,394,501,781$172,298,8168,635$24,843$163$9,0510.00104%$0

Totals since 2024-03-06 (Storm Events through 2026-06-30): 8 county-coded records, 8 with a damage value recorded (including $0), $45,000; 3 zone-level records, 3 with a damage value recorded (including $0), $0 reported for the zone; Public Assistance: none recorded on the 1 counted declaration.

FEMA does not split Public Assistance by hazard. A declaration mapped to several hazards is listed under each of them with its full amount, so the per-hazard column does not add up to the total; the unit total counts each declaration once.

NRI computes earthquake exposure on its own basis, so it exceeds the county building value in B2-a.

Supports FEMA checklist item B2-a: vulnerability (county context)

County context

Source: 5

MeasureValue
Population8,635
Building value (total, not at risk)$2,394,501,781
Agriculture value (total, not at risk)$172,298,816
NRI risk rating (all hazards)Very Low
Expected annual loss, buildings and agriculture, all hazards$3,680,248
Expected annual loss, population equivalence, all hazards (NRI values each statistical life at $13.7M; a modeled value of expected deaths and injuries, not property damage)$3,272,661
Social vulnerability ratingRelatively Moderate
Community resilience ratingRelatively Moderate
NRI versionDecember 2025

FEMA's all-hazard expected annual loss adds buildings, agriculture and population equivalence; this table gives the property part and the population-equivalence part as separate rows.

Social vulnerability: higher means people are more likely to be harmed and slower to recover. Community resilience: lower means the community is less able to recover. High social vulnerability and low resilience both raise the NRI risk rating.

Supports FEMA checklist item B2-c: repetitive loss properties

Repetitive loss in this county, both definitions

Sources: 1, 4

DefinitionPropertiesSevere repetitive lossProperties
Repetitive loss, FMA definition (44 CFR 77.2)0Severe repetitive loss, FMA definition (44 CFR 77.2)0
Repetitive loss, NFIP insurance definition1Severe repetitive loss, NFIP insurance definition0

The state NFIP coordinator's list, the source FEMA's Handbook names, often uses the NFIP insurance definition (second row).

Repeat-flood properties: county and state-level rows

Sources: 1, 4

ScopeRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
County total0010100
of which: Paris city0010100
Statewide, no county in FEMA's file0030300

The statewide row counts properties FEMA's file gives with no county in this state; they are listed for reference and are not in this county's counts.

Repeat-flood properties by jurisdiction in the plan (NFIP community)

Sources: 1, 4

JurisdictionNFIP community IDRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
Monroe County2907760000000
Holliday village2904760000000
Madison city2906840000000
Monroe City city2906880000000
Paris city2902410010100

Counts by occupancy group for each jurisdiction are in the Excel file, sheet "B2-c Jurisdictions".

Jurisdiction rows are whole NFIP communities and need not add up to the county total: a community that extends into another county is counted in full on each jurisdiction row, while the county table counts only its part in this county.

County repeat-flood properties by occupancy group

Sources: 1, 4

Occupancy groupRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
single-family residential0000000
2 to 4 unit residential0000000
other residential0000000
non-residential0010100
not reported0000000

FEMA's occupancy groups have no institutional class; institutional properties are counted in non-residential or other residential in the table by occupancy group.

FMA RL and FMA SRL are the Flood Mitigation Assistance definitions (44 CFR 77.2), the ones the FEMA Local Mitigation Planning Policy Guide cites. NFIP repetitive loss (the FEMA insurance definition) is 2 or more claims over $1,000 in 10 years, and a property can leave that group once it is mitigated. Also shown: NFIP severe repetitive loss, any category, mitigated and currently insured. The Methods page gives the OpenFEMA field details.

Counts are aggregates of FEMA's public NFIP Multiple Loss Properties file (FEMA's data date 2026-08-02; file version 2026-08-04). No property is identified. County assignment is FEMA's geocode.

In this county 0 properties are FMA repetitive loss but not NFIP repetitive loss, and 1 property is NFIP repetitive loss but not FMA repetitive loss.

Exact counts; no count suppression.

Sources

Tables cite these sources by number. The full list, for the plan's bibliography (FEMA review item A4-a):

  1. FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-29T134039Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)
  2. FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-29T162832Z, pulled 2026-09-30, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)
  3. FEMA, OpenFEMA PublicAssistanceFundedProjectsSummaries v1, version 2026-09-29T150754Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/PublicAssistanceFundedProjectsSummaries (API)
  4. FEMA, OpenFEMA NfipMultipleLossProperties v1, version 2026-08-04T164045Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/NfipMultipleLossProperties (API)
  5. FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-30, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)
  6. NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-30, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/
  7. NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-30, https://www.weather.gov/gis/ZoneCounty
  8. U.S. Census Bureau, Census 2024 Gazetteer, 2020 place by county, CT county-to-cousub crosswalk, version 2024-gazetteer, pulled 2026-09-30, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_counties_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_cousubs_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_place_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_unsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_elsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_scsd_national.zip, https://www2.census.gov/geo/docs/reference/codes2020/national_place_by_county2020.txt, https://www2.census.gov/geo/docs/reference/ct_change/ct_cou_to_cousub_crosswalk.xlsx (used to match place names and codes; no table prints its values)

What this packet is and what the plan adds

This packet is the federal data for the plan's risk assessment, organized by the items of FEMA's Local Mitigation Plan Review Tool, Element B. Each section heading names the item its tables support; the plan and FEMA's review decide whether the item is met.

The plan adds what only the community has: local data on assets, critical facilities, development and each jurisdiction's impacts; local hazard history, including state-declared emergencies; the mitigation strategy; and adoption.

How the federal data are built: National Risk Index values are FEMA's model, not counts of events. Storm Events is more complete from 1996; zone-level records are placed by forecast zone, not by location in the county. Public Assistance for a jurisdiction is matched by applicant name. The Methods page gives every rule and the known edge cases.

OpenFEMA disclaimer

This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Reuse, citation and corrections

Reuse and citation: Hazard Plain text and tables are licensed under Creative Commons Attribution 4.0 International (CC BY 4.0, https://creativecommons.org/licenses/by/4.0/); credit Hazard Plain and the release. The underlying federal data are public domain; OpenFEMA data are also subject to the OpenFEMA terms and conditions.

Cite this: Hazard Plain (2026). Monroe County, MO: risk-assessment baseline packet, release 2026-10 (data as of 2026-09-30; County FIPS 29137). Automated baseline. https://hazardplain.org/mo/29137/ Built from FEMA OpenFEMA, the FEMA National Risk Index and NOAA NCEI Storm Events; source versions in the packet's Sources list.

Corrections: to report an error, name the packet, the table and what your records show. Contact: [email protected]

Hazard Plain release 2026-10. As of 2026-09-30; Storm Events data through 2026-06-30. Automated baseline.