Hazard Plain Automated baseline

Laclede County, MO

Risk-assessment baseline packet

County FIPS:
29105
Release:
2026-10
Data as of:
2026-09-30
Storm Events data through:
2026-06-30

Hazard Plain is an independent product built from public federal data. It is not a FEMA document and is not reviewed or endorsed by FEMA or any state agency.

Hazard Plain release 2026-10, as of 2026-09-30.

Summary

Plan status as of 2026-09-30: Approved, expires 2029-03-31. Plan: Laclede County (FEMA plan 109700), approved 2024-04-01.

Since the plan was approved on 2024-04-01: no new hazard declaration and 57 NOAA Storm Events records; details under "What changed since your last plan".

Highest expected annual loss (FEMA National Risk Index, modeled total; see B1-a): Inland Flooding ($8,668,175 a year), Cold Wave ($5,302,910) and Ice Storm ($2,228,315).

The tables that follow are organized by the items of FEMA's Local Mitigation Plan Review Tool, Element B (B1-a to B2-c); each heading says which item its tables support.

Plan clock

Status:
Approved, expires 2029-03-31
Plan:
Laclede County (FEMA plan 109700)
Approved:
2024-04-01
Days to expiry:
913

What changed since your last plan (approved 2024-04-01)

New federal declarations:
none
Storm Events records since approval:
57 records (data through 2026-06-30)
Repetitive loss now:
FMA RL 2, SRL 1 (44 CFR 77.2); any definition: 4
Repeat-flood change:
this release sets the baseline count.

Sources: 1, 2, 4, 6 (numbered list at the end)

Plan status for every jurisdiction listed in this county

Source: 1

JurisdictionTypeStatusPlanApprovedExpiresDays to expirynegative = days since expiry
Laclede CountyCountyApproved, expires 2029-03-31Laclede County (FEMA plan 109700)2024-04-012029-03-31913
Lebanon cityCityApproved, expires 2029-03-31Laclede County (FEMA plan 109700)2024-04-012029-03-31913
Phillipsburg villageVillageApproved, expires 2029-03-31Laclede County (FEMA plan 109700)2024-04-012029-03-31913
Richland cityCityApproved, expires 2029-03-31Laclede County (FEMA plan 109700)2024-04-012029-03-31913
Gasconade C-4 School DistrictSchool/School DistrictApproved, expires 2029-03-31Laclede County (FEMA plan 109700)2024-04-012029-03-31913
Laclede County C-5 School DistrictSchool/School DistrictApproved, expires 2029-03-31Laclede County (FEMA plan 109700)2024-04-012029-03-31913
Lebanon R-III School DistrictSchool/School DistrictApproved, expires 2029-03-31Laclede County (FEMA plan 109700)2024-04-012029-03-31913
Richland R-IV School DistrictSchool/School DistrictApproved, expires 2029-03-31Laclede County (FEMA plan 109700)2024-04-012029-03-31913

Plan 109700 covers 1 other participant: Laclede County R-I School District (Dallas County).

State plan status and tribal plans in this state: see the state page.

Supports FEMA checklist item B1-a: hazard identification

Hazards NRI does not cover (local data needed)

  • dam failure (incl. upstream dams)
  • levee failure
  • flash flood as its own subtype
  • ice jams
  • debris flows
  • erosion (riverine and coastal)
  • land subsidence and sinkholes
  • expansive soils

The 18 National Risk Index hazards, ranked by expected annual loss (EAL)

Sources: 5, 6

Rank by EALHazardNRI risk ratingEAL ratingEAL buildingsmodeled dollars per yearEAL agriculturemodeled dollars per yearCost of expected deaths and injuriesFEMA's dollar value per year, not property damageEAL total (see note)modeled dollars per yearStorm Events records, 1996 to 2026-06-30countStorm Events coverage note
1Inland FloodingRelatively LowRelatively Low$6,559,353$275,912$1,832,910$8,668,175184
2Cold WaveRelatively ModerateRelatively High$149$320,777$4,981,984$5,302,91011Includes 3 Frost/Freeze records (outside NRI's Cold Wave definition; counted in this table and in B1-d, not in the B1-e descriptor).
3Ice StormVery HighVery High$2,216,494n/a$11,822$2,228,3159
4Heat WaveRelatively ModerateRelatively Moderate$90$2$2,150,864$2,150,9569
5EarthquakeRelatively LowRelatively Low$1,140,673n/a$478,051$1,618,723Storm Events does not record earthquakes.
6TornadoRelatively LowRelatively Low$1,017,397$1,442$539,165$1,558,00320
7LightningRelatively ModerateRelatively Moderate$29,766n/a$489,286$519,0526
8Strong WindRelatively LowRelatively Low$270,199$1,435$164,501$436,135188Includes 4 High Wind and 1 Strong Wind records (NOAA non-thunderstorm wind types, outside NRI's Strong Wind definition).
9WildfireRelatively LowRelatively Low$247,945$592$63,589$312,1273
10HailRelatively LowRelatively Low$246,589$456$9,359$256,404211
11Winter WeatherRelatively ModerateRelatively Moderate$138,380$68$18,444$156,89243
12DroughtRelatively LowRelatively Lown/a$68,525n/a$68,52524
13HurricaneVery LowVery Low$4,343$1,871$21$6,2340No recorded events in Storm Events since 1996 (data through 2026-06-30).
14LandslideVery LowVery Low$1,615n/a$257$1,8720No recorded events in Storm Events since 1996 (data through 2026-06-30).

Total = buildings + agriculture + population equivalence; FEMA values each expected death (or 10 injuries) at $13.7 million (2024 dollars).

NRI risk rating combines expected annual loss with social vulnerability and community resilience; EAL rating rates expected annual loss alone. Both compare this county with all U.S. counties.

Local data needed: state and local landslide records (Storm Events records this hazard only in part).

Not applicable to this county per NRI, with no federal declaration and no Storm Events record since 1996: avalanche, coastal flooding, tsunami and volcanic activity. That is the evidence for leaving them out of the plan.

The state hazard mitigation plan also lists hazards for this county; FEMA asks the plan to explain any hazard it leaves out.

Supports FEMA checklist item B1-b: hazard location

Affects the whole county (national data give no location within it): Cold Wave, Drought, Hail, Heat Wave, Ice Storm, Lightning, Strong Wind and Winter Weather.

Inland Flooding: The FEMA Flood Insurance Rate Map (FIRM) is the required location source for flooding. See the FEMA Flood Map Service Center (https://msc.fema.gov) for this county.

Hazards that vary within the county: highest-rated census tracts

Source: 5

HazardHighest-rated census tractsNRI risk rating, score 0 to 100
Earthquaketract 9605 (Relatively Moderate, 86.6); tract 9604 (Relatively Moderate, 83.4); tract 9603.02 (Relatively Moderate, 80.8)
Hurricanetract 9602.01 (Very Low, 36.6); tract 9602.02 (Very Low, 34.6); tract 9601.01 (Very Low, 33.9)
Landslidetract 9602.02 (Relatively Low, 91.0); tract 9601.02 (Relatively Low, 89.7); tract 9602.01 (Relatively Low, 89.7)
Tornadotract 9605 (Relatively High, 85.6); tract 9603.02 (Relatively High, 80.0); tract 9601.01 (Relatively High, 79.1)
Wildfiretract 9601.02 (Relatively Moderate, 93.7); tract 9603.02 (Relatively Moderate, 93.4); tract 9601.01 (Relatively Moderate, 93.1)

Up to 3 census tracts per hazard, highest National Risk Index rating first, then highest score; a tract number is the Census tract number (for example 9605 is Census Tract 9605). FEMA's Resilience Analysis and Planning Tool maps the National Risk Index for every tract: https://www.fema.gov/emergency-managers/practitioners/resilience-analysis-and-planning-tool

Supports FEMA checklist item B1-c: hazard extent

Extent: scale, observed range and worst recorded event per hazard

Sources: 6, 7

HazardScaleRecordscount and yearsObserved rangeWorst recorded eventMost damaging (when different)How it applies to jurisdictionsNote
Cold/Wind Chill, Extreme Cold/Wind Chillwind chill8 records, 2000 to 2025 (8 zone-level)1 day to 23 days (median 2 days); 7 with a recorded value2000-12-12 to 2001-01-03 (2 records, 1 of them a monthly summary record), zone-levelCountywide (zone-level records).
Frost/Freeze (outside NRI's Cold Wave definition)crop damage3 records, 2007 to 2021 (3 zone-level)Frost/Freeze, 2007-04-07, $5,720,000 crop damage (2007 dollars); NWS zone MOZ081Countywide (zone-level records).
DroughtU.S. Drought Monitor scale (D0 to D4)24 records, 1999 to 2025 (24 zone-level)31 days to 245 days (median 61 days); 8 with a recorded value245 days (8 months), 2023-06-01 to 2024-01-31, a run of 8 consecutive Storm Events drought records, zone-levelDrought, 2012-08-01, $0 property; $2,920,000 crops (zone total, 2012 dollars)Countywide (zone-level records).Storm Events enters a drought at D2 or worse east of the Rockies and D3 or worse from the Rockies west (NWS Instruction 10-1605); NRI drought counts D3 and D4 only.
EarthquakeModified Mercalli (local data)0Storm Events does not record earthquakes; the USGS earthquake catalog is the source.
Hailhail size (inches)244 records, 1959 to 20260.75 in to 3 in (median 1 in); 244 with a recorded value3 in hail, 2026-04-28; same size also recorded on 1983-04-28, 2026-04-26Event records naming jurisdictions in the plan: Lebanon city (63 records), Phillipsburg village (18 records).
Excessive Heat, Heatheat index (in event narratives)9 records, 1999 to 2012 (9 zone-level)9 days to 92 days (median 25.5 days); 4 with a recorded valueJune 2012 to August 2012 (3 monthly summary records), zone-levelCountywide (zone-level records).
Hurricane, Tropical Storm, Tropical DepressionSaffir-Simpson0Storm Events files every zone of a storm's episode under the storm's type; flooding from the storm is filed as Flood or Flash Flood records.
Ice StormSperry-Piltz ice scale (local data)9 records, 1996 to 2017 (9 zone-level)Ice Storm, 2007-01-12, $50,000,000 property; $0 crops (2007 dollars); NWS zone MOZ081Countywide (zone-level records).
Flash Flood, Flood, Lakeshore Flooddamage and flood days (flood depth: FIRM)184 records, 1996 to 2026 (4 zone-level)Flash Flood, 2007-08-20, $5,500,000 property; $0 crops (2007 dollars), 1 direct deathEvent records naming jurisdictions in the plan: Lebanon city (17 records), Phillipsburg village (6 records). Zone-level records (4) apply countywide.Flood depth: see the FEMA Flood Insurance Rate Map. Storm Events damage is often $0 or blank for floods, major ones included; FEMA Public Assistance by declaration (B1-d) shows which floods cost the most.
Debris Flownone (count and damage only)0
Lightningannualized frequency (the measure FEMA's Local Mitigation Planning Handbook names)6 records, 2008 to 2019Lightning, 2009-10-08, $1,000 property; $0 crops (2009 dollars), 1 direct deathLightning, 2010-12-31, $500,000 property; $0 crops (2010 dollars)Event records naming jurisdictions in the plan: Lebanon city (1 record), Phillipsburg village (1 record).Storm Events lists lightning with damage or casualties.
High Wind and Strong Wind (outside NRI's Strong Wind definition)wind speed (kt and mph)5 records, 2001 to 2025 (5 zone-level)48 kt (55 mph) to 70 kt (81 mph) (median 55 kt (63 mph)); 4 with a recorded value70 kt (81 mph) estimated gust, High Wind, 2009-05-08; NWS zone MOZ081Strong Wind, 2014-02-20, $1,000 property; $0 crops (zone total, 2014 dollars)Countywide (zone-level records).
Thunderstorm Windwind speed (kt and mph)211 records, 1956 to 202650 kt (58 mph) to 78 kt (90 mph) (median 52 kt (60 mph)); 175 with a recorded value78 kt (90 mph) estimated gust, Thunderstorm Wind, 2008-01-08Thunderstorm Wind, 2009-05-08, $1,000,000 property; $0 crops (2009 dollars)Event records naming jurisdictions in the plan: Lebanon city (69 records), Phillipsburg village (8 records).
TornadoEnhanced Fujita (Fujita before Feb 2007)28 records, 1960 to 2025F/EF0 to F/EF3 (median F/EF1); 28 with a recorded valueEF3 tornado, 2008-01-07, 24.68 mi within this county, 300 yd wide, $8,000,000 property; $0 crops (2008 dollars), 12 direct injuriesEvent records naming jurisdictions in the plan: Lebanon city (5 records), Phillipsburg village (3 records).Before 1996 a tornado is listed once, under the county where it began, with its whole path's rating and length; from 1996 on, each county lists its own segment. Length is not used to rank tornadoes (see Methods).
Wildfireacres burned (local data)3 records, 2000 to 2012 (2 zone-level)Wildfire, 2000-03-08, $350,000 property; crops not reported (2000 dollars)No event record names a jurisdiction in the plan. Zone-level records (2) apply countywide.
Winter Storm, Heavy Snow, Blizzard, Lake-Effect Snow, Winter Weather, Sleetnone in data (snowfall: local data)43 records, 1996 to 2026 (43 zone-level)Winter Weather, 2016-12-16, $100,000 property; $0 crops (2016 dollars); NWS zone MOZ081Countywide (zone-level records).

In event narratives only (local data needed): wind chill, temperature, heat index, ice thickness, acres burned and snow depth; any physical measure of debris flow and lightning.

Storm Events records are more complete after 1996; before 1996 only Tornado (from 1950), Hail and Thunderstorm Wind (from 1955) exist. Zone-level records from zones that no NWS zone-county file places in this county (mostly before 2020) are not counted here (the Methods page explains the zone matching).

Dollars are nominal (as reported), labeled with the year; not adjusted for inflation.

A monthly summary record covers most or all of a month; it does not count days at wave conditions.

Supports FEMA checklist item B1-d: previous occurrences

Federal declarations for this county: 23 declarations covering 18 separate hazard incidents counted in this packet (declarations for the same incident count once; non-natural and evacuation-only declarations are not counted).

Federal disaster declarations for this county

Sources: 1, 2, 3

DeclaredIncident beganFEMA numberTypeTitleMapped hazardCounty Public Assistancefederal share obligated, nominal dollarsNotes
2020-07-092020-05-03DR-4552-MOMajor disasterSevere Storms, Tornadoes, Straight-Line Winds, and FloodingInland Flooding; Strong Wind; Tornado$1,961,658.87
2020-03-262020-01-20DR-4490-MOMajor disasterCOVID-19 PandemicNon-natural, not counted$233,406.21
2020-03-132020-01-20EM-3482-MOEmergencyCOVID-19Non-natural, not countedno Public Assistance recordedsame incident as DR-4490
2019-07-092019-04-29DR-4451-MOMajor disasterSevere Storms, Tornadoes, and FloodingInland Flooding; Tornado$403,122.17
2016-01-212015-12-23DR-4250-MOMajor disasterSevere Storms, Tornadoes, Straight-Line Winds, and FloodingInland Flooding (primary); also designated: Strong Wind, TornadoPA not declared for this county
2016-01-022015-12-22EM-3374-MOEmergencySevere Storms, Tornadoes, Straight-Line Winds, and FloodingInland Flooding (primary); also designated: Strong Wind, Tornadono Public Assistance recordedsame incident as DR-4250
2015-08-072015-05-15DR-4238-MOMajor disasterSevere Storms, Tornadoes, Straight-Line Winds, and FloodingInland Flooding; Strong Wind; Tornado$468,911.80
2013-09-062013-08-02DR-4144-MOMajor disasterSevere Storms, Straight-Line Winds and FloodingInland Flooding; Strong Wind$1,575,230.87
2011-03-232011-01-31DR-1961-MOMajor disasterSevere Winter Storm and SnowstormWinter Weather$121,853.11
2011-02-032011-01-31EM-3317-MOEmergencySevere Winter StormWinter Weatherno Public Assistance recordedsame incident as DR-1961
2009-06-192009-05-08DR-1847-MOMajor disasterSevere Storms, Tornadoes, and FloodingInland Flooding; Tornado$835,062.22
2009-01-302009-01-26EM-3303-MOEmergencySevere Winter StormIce Stormno Public Assistance recorded
2008-03-192008-03-17DR-1749-MOMajor disasterSevere Storms and FloodingInland Flooding$161,241.27
2008-02-052008-01-07DR-1742-MOMajor disasterSevere Storms, Tornadoes, and FloodingInland Flooding; Tornado$37,989.89
2007-12-122007-12-08EM-3281-MOEmergencySevere Winter StormsIce Stormno Public Assistance recorded
2007-09-212007-08-19DR-1728-MOMajor disasterSevere Storms and FloodingInland Flooding$1,512,949.71
2007-01-152007-01-12DR-1676-MOMajor disasterSevere Winter Storms and FloodingIce Storm$4,661,439.12
2005-09-102005-08-29EM-3232-MOEmergencyHurricane Katrina EvacuationHurricane: evacuation support, not a local hazard event; not countedno Public Assistance recorded
2003-05-062003-05-04DR-1463-MOMajor disasterSevere Storms, Tornadoes, and FloodingInland Flooding; Tornado$171,053.57FEMA's declaration record does not list Public Assistance, but FEMA's PA project summaries show obligations for this county
2002-05-062002-04-24DR-1412-MOMajor disasterSevere Storms, Tornadoes and FloodingInland Flooding; Tornado$136,847.63
1993-07-091993-06-10DR-995-MOMajor disasterSevere Storms & FloodingInland Floodingno Public Assistance recorded
1976-09-241976-09-24EM-3017-MOEmergencyDroughtDroughtno Public Assistance recorded
1973-04-191973-04-19DR-372-MOMajor disasterHeavy Rains, Tornadoes & FloodingInland Flooding; Tornadono Public Assistance recorded

School districts and special districts in this county: $28,341.67 (included in the county total above). Public Assistance matched by applicant name to the school districts and special districts FEMA lists as plan participants in this county. They have no row of their own in the jurisdiction table, so their total is listed here. These dollars are already included in the county PA column of the declarations table (the FEMA record places each applicant in this county), so this line is not added to it.

County Public Assistance: applicants the FEMA record places in this county, including any state agencies FEMA files there; statewide rows are listed on the state page; federal share obligated, nominal dollars.

Statewide declarations

Source: 2

DeclaredIncident beganFEMA numberTypeTitleMapped hazard
1964-07-081964-07-08DR-173-MOMajor disasterSevere Storms & FloodingInland Flooding
1961-05-271961-05-27DR-114-MOMajor disasterFloodsInland Flooding
1960-04-201960-04-20DR-100-MOMajor disasterFloodsInland Flooding
1957-05-221957-05-22DR-75-MOMajor disasterTornadoes & FloodsTornado (primary); also designated: Inland Flooding

FEMA recorded these with designated area Statewide and no county, so they are listed on every county page in the state and not counted with county rows. Local data needed: whether each one affected this county.

Public Assistance filed under this county for declarations that do not list it: 5 rows, $313,760.23

Sources: 2, 3

FEMA numberDeclaredTitleApplicantPA obligatedfederal share obligated, nominal dollars
DR-4741-MO2023-09-21Severe Storms, Straight-Line Winds, Tornadoes, and FloodingLaclede Electric Cooperative$86,130.62
DR-4317-MO2017-06-02Severe Storms, Tornadoes, Straight-Line Winds and FloodingLaclede Electric Cooperative$90,401.30
DR-1809-MO2008-11-13Severe Storms, Flooding, and a TornadoLaclede Electric Cooperative$37,418.54
DR-1748-MO2008-03-12Severe Winter Storms and FloodingLaclede Electric Cooperative$17,391.32
DR-1631-MO2006-03-16Severe Storms, Tornadoes and FloodingLaclede Electric Cooperative$82,418.45

FEMA's Public Assistance summaries file these applicants under this county, but FEMA's declaration rows for these disasters do not designate it (an electric cooperative or district serving several counties, for example). Not in any declaration row above and not counted.

Public Assistance not placed in any Missouri county: 24 rows, $2,272,582.85; listed on the Missouri state page.

Source: 3

Previous occurrences by hazard, with explicit no-event rows

Sources: 2, 6, 7

HazardStorm Events records, all years on file(years in the Period column)Since plan approvalrecordsIn the 12 months before plan approvalrecordsLast 5 yearsrecordsDeclared incidents, all yearsseparate disastersDeclared since approvalseparate disastersPeriodStatement
Cold Wave11214001996 to 2026-06-30Includes 3 Frost/Freeze records.
Drought244816101996 to 2026-06-30
Earthquake000000Storm Events does not record earthquakes; the USGS earthquake catalog is the source.
Hail244171030001955 to 2026-06-30
Heat Wave9000001996 to 2026-06-30
Hurricane0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Ice Storm9000301996 to 2026-06-30
Inland Flooding184190331301996 to 2026-06-30
Landslide0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Lightning6000001996 to 2026-06-30
Strong Wind21611825401955 to 2026-06-30Includes 4 High Wind and 1 Strong Wind records.
Tornado28134901950 to 2026-06-30
Wildfire3000001996 to 2026-06-30
Winter Weather433212101996 to 2026-06-30

Notable Storm Events records

Sources: 1, 6, 7

DateEvent typeMagnitude or extentDamagenominal dollarsDeaths, injuriesdirect onlyLocationWhy listed
2020-01-10Flash Flood$0 property; $0 crops (2020 dollars)1, 0MORGANdeaths or injuries recorded
2018-01-01Cold/Wind Chill$0 property; $0 crops (zone total, 2018 dollars)1, 0NWS zone MOZ081 (LACLEDE), zone-leveldeaths or injuries recorded
2012-06-01Heat$0 property; $0 crops (zone total, 2012 dollars)0, 0NWS zone MOZ081 (LACLEDE), zone-levelB1-c worst recorded: Excessive Heat, Heat
2009-10-08Lightning$1,000 property; $0 crops (2009 dollars)1, 0PHILLIPSBURGB1-c worst recorded: Lightning
2009-05-08High Wind70 kt (81 mph) estimated gust$0 property; $0 crops (zone total, 2009 dollars)0, 0NWS zone MOZ081 (LACLEDE), zone-levelB1-c worst recorded: High Wind and Strong Wind
2008-01-08Thunderstorm Wind78 kt (90 mph) estimated gust$10,000 property; $0 crops (2008 dollars)0, 0DOVEB1-c worst recorded: Thunderstorm Wind
2008-01-07TornadoEF3, 24.68 mi within this county, 300 yd wide$8,000,000 property; $0 crops (2008 dollars)0, 12CONWAY to ABOB1-c worst recorded: Tornado
2007-08-20Flash Flood$5,500,000 property; $0 crops (2007 dollars)1, 0LEBANONB1-c worst recorded: Flash Flood, Flood, Lakeshore Flood
2007-04-07Frost/Freeze$0 property; $5,720,000 crops (zone total, 2007 dollars)0, 0NWS zone MOZ081 (LACLEDE), zone-levelB1-c worst recorded: Frost/Freeze
2007-01-12Ice Storm$50,000,000 property; $0 crops (zone total, 2007 dollars)0, 0NWS zone MOZ081 (LACLEDE), zone-levelB1-c worst recorded: Ice Storm
2006-05-03Flash Flood$10,000 property; crops not reported (2006 dollars)1, 2SLEEPERdeaths or injuries recorded
2000-12-12Extreme Cold/Wind Chill$0 property; $0 crops (zone total, 2000 dollars)0, 0NWS zone MOZ081 (LACLEDE), zone-levelB1-c worst recorded: Cold/Wind Chill, Extreme Cold/Wind Chill

The full list is in the Excel file, sheet "B1-d Storm Events history" (777 rows).

Location is the place NOAA recorded, as written in its data; it need not be a jurisdiction in this plan.

Local data needed: state-declared emergencies, from your state emergency management agency (federal data do not include them).

FEMA's declaration data list no tribal or special-area declarations for this state.

Supports FEMA checklist item B1-e: probability of future events

Probability: FEMA annualized frequency and descriptor per hazard

Sources: 5, 6

HazardFEMA annualized frequency (modeled)unit per rowUnitIn plain termsDescriptorDescriptor basisNRI events or days in its record period (hail, wind and tornado are area-weighted, so can be fractional)NRI periodLocationNote
Cold Wave2.42event-days per yearabout 2.42 days per yearLikelyStorm Events event-days in 7 of 30 years, 1996 to 2025 (23.3%)462005-11-12 to 2024-11-12 (19 years)countywide
Drought3.74event-days per yearabout 3.74 days per yearLikelyStorm Events event-days in 7 of 30 years, 1996 to 2025 (23.3%)1332000 to 2025 (25.25 years; D3 and D4 only)countywide
Earthquake0.0024annual probability at a locationchance a given location in the county has at least minor-damage shaking in a year: 0.24%not shownmodeledsee B1-fNo descriptor (Storm Events does not record earthquakes).
Hail6.05events per yearabout 6.05 per yearHighly likelyFEMA annualized frequency (modeled)229.8 (modeled)1986 to 2023 (38 years)countywide
Heat Wave12.2event-days per yearabout 12.2 days per yearLikelyStorm Events event-days in 4 of 30 years, 1996 to 2025 (13.3%)1742005-11-12 to 2024-11-12 (19 years)countywide
Hurricane0.00933events per yearabout 1 in 107 yearsUnlikelyFEMA annualized frequency (modeled)21851 to 2024 (Atlantic)see B1-fNRI counts hurricane and tropical storm tracks passing within storm-force wind range; federal declarations are in B1-d.
Ice Storm0.979event-days per yearabout 0.979 days per yearLikelyStorm Events event-days in 7 of 30 years, 1996 to 2025 (23.3%)661946-12-31 to 2014-02-12 (67 years)countywide
Inland Flooding3.43event-days per yearabout 3.43 days per yearLikelyStorm Events event-days in 26 of 30 years, 1996 to 2025 (86.7%)961996 to 2023 (28 years)see B1-f
Landslide0.708events per year (modeled)about 0.71 per yearLikelyFEMA annualized frequency (modeled)not shownmodeledsee B1-f
Lightning54.9days per year with a strikeabout 54.9 days per yearHighly likelyFEMA annualized frequency (modeled)not shown1995 to 2023 (29 years; CONUS)countywide
Strong Wind4.73events per yearabout 4.73 per yearHighly likelyFEMA annualized frequency (modeled)1801986 to 2023 (38 years)countywide
Tornado0.472events per yearabout 1 in 2 yearsLikelyFEMA annualized frequency (modeled)not shown1950 to 2023 (EF2+); 1986 to 2023 (EF0-1)see B1-f
Wildfire0.00298annual probability at a locationchance a given location in the county burns in a year: 0.298%PossibleStorm Events records in 2 of 30 years, 1996 to 2025 (6.67%)not shownmodeledsee B1-f
Winter Weather12.1event-days per yearabout 12.1 days per yearLikelyStorm Events event-days in 24 of 30 years, 1996 to 2025 (80%)2292005-11-12 to 2024-11-12 (19 years)countywide

FEMA annualized frequency (modeled) is the National Risk Index v1.20 (December 2025) estimate of how often a hazard affects this county in a year; it is not recorded events divided by years, and its unit differs by hazard (events, event-days, or days with a lightning strike per year). For earthquake, wildfire, coastal flooding and tsunami the value is the chance (or number of events) at a location in the county, not across the county, so no "1 in N years" is given and the descriptor comes from Storm Events where it has a record (none for earthquake). The Methods page gives each hazard's method, from FEMA's National Risk Index Technical Documentation v1.20.

Where NRI gives event-days, the descriptor comes from the share of years with a Storm Events record; NRI's source records more events, so the two differ.

Descriptor scale used in this packet (defined per unit)

Sources: 5, 6

UnitDescriptorDefinition
events per yearHighly likely1 or more per year
events per yearLikelyabout once in 1 to 10 years
events per yearPossibleabout once in 10 to 100 years
events per yearUnlikelyless than once in 100 years
annual probabilityLikely10% to under 100% chance in a given year
annual probabilityPossible1% to under 10% chance in a given year
annual probabilityUnlikelyunder 1% chance in a given year
event-days (share of years)Highly likelyevent-days recorded in 90% or more of years
event-days (share of years)Likelyevent-days recorded in 10% to under 90% of years
event-days (share of years)Possibleevent-days recorded in some years but under 10% of years
lightning strike-daysHighly likelycloud-to-ground strikes on 1 or more days per year

Intensity bands: historical frequency (Storm Events)

Source: 6

HazardBandYearsEventscounty-coded recordsYears in periodEvents per yearevents / years
Hail1.00-1.99 in1996 to 2025103303.43
Hail2.00 in+1996 to 20258300.267
Thunderstorm Wind (counted as NRI Strong Wind)50-64 kt1996 to 2025152305.07
Thunderstorm Wind (counted as NRI Strong Wind)65 kt+1996 to 202512300.4
Thunderstorm Wind (counted as NRI Strong Wind)unmeasured or below 50 kt1996 to 202516300.533
TornadoEF0-11996 to 202516300.533
TornadoEF2-31996 to 20254300.133
TornadoEF4-51996 to 20250300
Tornadounrated (EFU)1996 to 20250300

The bands show how often events of each severity were recorded in this county, to profile how severe events have been (FEMA's probability item asks for the range of intensities).

Hail smaller than 1 inch is not counted: on 2010-01-05 the National Weather Service raised its severe-hail threshold from 3/4 inch to 1 inch, so smaller reports became less common after 2009 (NWS Service Change Notice 09-52). NRI hail frequency uses a 0.75 inch threshold.

Optional: future conditions. Not a required item in the 2025 FEMA Local Mitigation Planning Policy Guide; some states ask for it. The federal Climate Mapping for Resilience and Adaptation (CMRA) site gives county exposure to future climate conditions (https://resilience.climate.gov/).

Supports FEMA checklist item B1-f: hazards that vary across jurisdictions

Range of census tract risk within the county

Source: 5

HazardTractsrated of allNRI risk score, 0 to 100Tracts by rating
MinMedianMax
Cold Wave9 of 993.597.798.4Very High 7, Relatively High 2
Drought9 of 969.685.091.5Relatively Low 7, Very Low 2
Earthquake9 of 968.379.386.6Relatively Moderate 5, Relatively Low 4
Hail9 of 966.275.884.6Relatively Moderate 7, Relatively Low 2
Heat Wave9 of 988.794.695.4Relatively High 9
Hurricane9 of 928.232.336.6Very Low 9
Ice Storm9 of 999.099.599.9Very High 9
Inland Flooding9 of 940.181.191.0Relatively High 6, Relatively Moderate 2, Relatively Low 1
Landslide9 of 919.455.491.0Relatively Low 4, Very Low 5
Lightning9 of 987.195.997.3Very High 5, Relatively High 4
Strong Wind9 of 966.782.388.5Relatively High 4, Relatively Moderate 5
Tornado9 of 959.975.885.6Relatively High 5, Relatively Moderate 4
Wildfire9 of 982.691.393.7Relatively Moderate 6, Relatively Low 3
Winter Weather9 of 984.091.996.7Very High 1, Relatively High 8

Drought: Agriculture is all of NRI's expected annual loss for this hazard in the county, so the tract range mostly reflects where crop and livestock value is.

Rated tracts only: No Rating (score 0.0), Not Applicable and Insufficient Data tracts are counted but not used for the minimum, median and maximum.

The score ranks a tract against all U.S. tracts (100 = highest). The rating is FEMA's category for the tract's risk value, computed differently, so the two can disagree.

Frequency data for cold wave, drought, hail, heat wave, ice storm, lightning, strong wind and winter weather are county-wide or coarse (49 km grid or NWS zone), the same for every jurisdiction; the tract range mostly reflects where buildings and people are (crop and livestock value where a line above names agriculture).

Each jurisdiction (starting figures from federal data)

Sources: 1, 3, 4, 6

JurisdictionTypePlan statusRepetitive lossFMA RL and SRL (44 CFR 77.2); repeat-flood, any definitionPublic Assistance to this jurisdictionFEMA records matched by applicant name; federal share obligated, nominal dollarsEvent records naming this placeall years; since its plan
Laclede CountyCountyApproved, expires 2029-03-31FMA RL 2, SRL 1; any 2$4,287,357.360 total; 0 since its plan
Lebanon cityCityApproved, expires 2029-03-31FMA RL 0, SRL 0; any 2$2,338,653.09155 total; 7 since its plan
Phillipsburg villageVillageApproved, expires 2029-03-31FMA RL 0, SRL 0; any 0$18,915.2436 total; 0 since its plan
Richland cityCityApproved, expires 2029-03-31FMA RL 0, SRL 0; any 0no Public Assistance recorded0 total; 0 since its plan

Repetitive-loss counts are for whole NFIP communities, which can extend beyond this county (see the note in B2-c).

School districts and special districts get a plan clock row only.

County Public Assistance in B1-d also includes applicants filed under the county that are not jurisdictions in this plan (for example state agencies, special districts and nonprofits), so the jurisdiction rows add up to less.

Supports FEMA checklist items B2-a and B2-b: vulnerability and potential impacts

Local data needed

The table below gives county-level starting figures; the plan describes impacts for each jurisdiction and its own assets.

  • Critical facilities and lifelines per hazard
  • A problem statement per jurisdiction per hazard
  • Changes in development in hazard-prone areas since the last approval, or a statement of none (E1-a)
  • Future assets

County-level starter: exposure, expected annual loss and damage since the plan

Sources: 1, 2, 3, 5, 6, 7

HazardBuilding exposuremodeled dollarsAgriculture exposuremodeled dollarsPopulation exposedpeopleEAL buildingsmodeled dollars per yearEAL agriculturemodeled dollars per yearCost of expected deaths and injuriesFEMA's dollar value per year, not property damageEAL as % of exposurebuildings; agriculture where notedStorm Events damage since 2024-04-01county-coded records, property plus crops, nominal dollarsZone-level damage since planproperty plus crops, reported for the zonePublic Assistance since plannominal dollars; see noteNote
Cold Wave$8,413,458,348$58,636,41636,002$149$320,777$4,981,984under 0.0001%$0
Droughtn/a$4,497,702n/an/a$68,525n/a1.52% (agriculture)$90,000NRI has no building exposure for this hazard; agriculture shown
Earthquake$15,271,311,287n/a36,039$1,140,673n/a$478,0510.00747%
Hail$8,413,458,348$58,636,41636,002$246,589$456$9,3590.00293%$97,375,000
Heat Wave$8,413,458,348$58,636,41636,002$90$2$2,150,864under 0.0001%
Hurricane$8,313,299,379$57,624,01035,490$4,343$1,871$21under 0.0001%
Ice Storm$8,413,458,348n/a36,002$2,216,494n/a$11,8220.0263%
Inland Flooding$8,408,111,218$7,133,934280$6,559,353$275,912$1,832,910n/a (see note)$0NRI counts the full building value of any census block with some flood loss; this is not the value of buildings in the floodplain. Use local FIRM overlays for B2-a/B2-b.
Landslide$110,540,282n/a429$1,615n/a$2570.00146%
Lightning$8,413,458,348n/a36,002$29,766n/a$489,2860.000354%
Strong Wind$8,413,458,348$58,636,41636,002$270,199$1,435$164,5010.00321%$42,000$0
Tornado$8,413,458,348$58,636,41636,002$1,017,397$1,442$539,1650.0121%$250,000
Wildfire$880,652,834$28,053,90211,395$247,945$592$63,5890.0282%
Winter Weather$8,413,458,348$58,636,41636,002$138,380$68$18,4440.00164%$0

Totals since 2024-04-01 (Storm Events through 2026-06-30): 46 county-coded records, 46 with a damage value recorded (including $0), $97,667,000; 11 zone-level records, 11 with a damage value recorded (including $0), $90,000 reported for the zone; Public Assistance: no counted declaration since the plan.

FEMA does not split Public Assistance by hazard. A declaration mapped to several hazards is listed under each of them with its full amount, so the per-hazard column does not add up to the total; the unit total counts each declaration once.

NRI computes earthquake exposure on its own basis, so it exceeds the county building value in B2-a.

Supports FEMA checklist item B2-a: vulnerability (county context)

County context

Source: 5

MeasureValue
Population36,002
Building value (total, not at risk)$8,413,458,348
Agriculture value (total, not at risk)$58,636,416
NRI risk rating (all hazards)Relatively Low
Expected annual loss, buildings and agriculture, all hazards$12,544,074
Expected annual loss, population equivalence, all hazards (NRI values each statistical life at $13.7M; a modeled value of expected deaths and injuries, not property damage)$10,740,251
Social vulnerability ratingRelatively Moderate
Community resilience ratingRelatively Moderate
NRI versionDecember 2025

FEMA's all-hazard expected annual loss adds buildings, agriculture and population equivalence; this table gives the property part and the population-equivalence part as separate rows.

Social vulnerability: higher means people are more likely to be harmed and slower to recover. Community resilience: lower means the community is less able to recover. High social vulnerability and low resilience both raise the NRI risk rating.

Supports FEMA checklist item B2-c: repetitive loss properties

Repetitive loss in this county, both definitions

Sources: 1, 4

DefinitionPropertiesSevere repetitive lossProperties
Repetitive loss, FMA definition (44 CFR 77.2)2Severe repetitive loss, FMA definition (44 CFR 77.2)1
Repetitive loss, NFIP insurance definition4Severe repetitive loss, NFIP insurance definition1

The state NFIP coordinator's list, the source FEMA's Handbook names, often uses the NFIP insurance definition (second row).

Repeat-flood properties: county and state-level rows

Sources: 1, 4

ScopeRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
County total2141400
of which: Lebanon city0020200
of which: Laclede County (unincorporated area)2121200
Statewide, no county in FEMA's file0030300

The statewide row counts properties FEMA's file gives with no county in this state; they are listed for reference and are not in this county's counts.

Repeat-flood properties by jurisdiction in the plan (NFIP community)

Sources: 1, 4

JurisdictionNFIP community IDRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
Laclede County2908112121200
Lebanon city2901970020200
Phillipsburg village2909900000000
Richland city2906560000000

Counts by occupancy group for each jurisdiction are in the Excel file, sheet "B2-c Jurisdictions".

Jurisdiction rows are whole NFIP communities and need not add up to the county total: a community that extends into another county is counted in full on each jurisdiction row, while the county table counts only its part in this county.

County repeat-flood properties by occupancy group

Sources: 1, 4

Occupancy groupRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
single-family residential2141400
2 to 4 unit residential0000000
other residential0000000
non-residential0000000
not reported0000000

FEMA's occupancy groups have no institutional class; institutional properties are counted in non-residential or other residential in the table by occupancy group.

FMA RL and FMA SRL are the Flood Mitigation Assistance definitions (44 CFR 77.2), the ones the FEMA Local Mitigation Planning Policy Guide cites. NFIP repetitive loss (the FEMA insurance definition) is 2 or more claims over $1,000 in 10 years, and a property can leave that group once it is mitigated. Also shown: NFIP severe repetitive loss, any category, mitigated and currently insured. The Methods page gives the OpenFEMA field details.

Counts are aggregates of FEMA's public NFIP Multiple Loss Properties file (FEMA's data date 2026-08-02; file version 2026-08-04). No property is identified. County assignment is FEMA's geocode.

In this county 0 properties are FMA repetitive loss but not NFIP repetitive loss, and 2 properties are NFIP repetitive loss but not FMA repetitive loss.

Exact counts; no count suppression.

Sources

Tables cite these sources by number. The full list, for the plan's bibliography (FEMA review item A4-a):

  1. FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-29T134039Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)
  2. FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-29T162832Z, pulled 2026-09-30, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)
  3. FEMA, OpenFEMA PublicAssistanceFundedProjectsSummaries v1, version 2026-09-29T150754Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/PublicAssistanceFundedProjectsSummaries (API)
  4. FEMA, OpenFEMA NfipMultipleLossProperties v1, version 2026-08-04T164045Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/NfipMultipleLossProperties (API)
  5. FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-30, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)
  6. NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-30, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/
  7. NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-30, https://www.weather.gov/gis/ZoneCounty
  8. U.S. Census Bureau, Census 2024 Gazetteer, 2020 place by county, CT county-to-cousub crosswalk, version 2024-gazetteer, pulled 2026-09-30, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_counties_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_cousubs_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_place_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_unsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_elsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_scsd_national.zip, https://www2.census.gov/geo/docs/reference/codes2020/national_place_by_county2020.txt, https://www2.census.gov/geo/docs/reference/ct_change/ct_cou_to_cousub_crosswalk.xlsx (used to match place names and codes; no table prints its values)

What this packet is and what the plan adds

This packet is the federal data for the plan's risk assessment (the summary on page 1 says how it is organized); the plan and FEMA's review decide whether each item is met.

The plan adds what only the community has: local data on assets, critical facilities, development and each jurisdiction's impacts; local hazard history, including state-declared emergencies; the mitigation strategy; and adoption.

How the federal data are built: National Risk Index values are FEMA's model, not counts of events. Storm Events is more complete from 1996; zone-level records are placed by forecast zone, not by location in the county. Public Assistance for a jurisdiction is matched by applicant name. The Methods page gives every rule and the known edge cases.

OpenFEMA disclaimer

This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Reuse, citation and corrections

Reuse and citation: Hazard Plain text and tables are licensed under Creative Commons Attribution 4.0 International (CC BY 4.0, https://creativecommons.org/licenses/by/4.0/); credit Hazard Plain and the release. The underlying federal data are public domain; OpenFEMA data are also subject to the OpenFEMA terms and conditions.

Cite this: Hazard Plain (2026). Laclede County, MO: risk-assessment baseline packet, release 2026-10 (data as of 2026-09-30; County FIPS 29105). Automated baseline. https://hazardplain.org/mo/29105/ Built from FEMA OpenFEMA, the FEMA National Risk Index and NOAA NCEI Storm Events; source versions in the packet's Sources list.

Corrections: to report an error, name the packet, the table and what your records show. Contact: [email protected]