Hazard Plain Preview: automated baseline

Wright County, MN

Risk-assessment baseline packet

Unit
County area 27171
Release
2026-10
As of
2026-09-28
Storm Events data through
2026-06-30

Hazard Plain is an independent product built from public federal data. It is not a FEMA document and is not reviewed or endorsed by FEMA or any state agency.

A starting point for the plan's risk assessment (FEMA Local Mitigation Plan Review Tool, Element B). It does not replace local data or FEMA review. Section headings say which FEMA review item each table supports; whether an item is satisfied is decided by the plan and its reviewers.

Hazard Plain release 2026-10, as of 2026-09-28. Independent product; not a FEMA document.

Plan clock

Status
Approved, expires 2028-05-28
Plan
Wright County (FEMA plan 109031)
Approved
2023-05-29
Expires
2028-05-28
As of
2026-09-28
Days
608 days to expiry

What changed since your last plan (approved 2023-05-29)

New federal declarations
none (0 declaration rows; 0 counted incidents)
Storm Events records since approval
83 (data through 2026-06-30)
Repetitive loss now
FMA RL 0, SRL 0 (44 CFR 77.2); any definition: 3
Repeat-flood change
First release: no prior release to compare.

Sources

FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-26T121003Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)

FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-27T010817Z, pulled 2026-09-28, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

FEMA, OpenFEMA NfipMultipleLossProperties v1, version 2026-08-04T164045Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/NfipMultipleLossProperties (API)

Plan status for every jurisdiction listed in this county: 19 rows, in the section "Plan clock: Plan status for every jurisdiction listed in this county" after these cover pages.

State plan status and tribal plans in this state: see the state page.

Plan clock

Plan status for every jurisdiction listed in this county

JurisdictionTypeStatusPlanApprovedExpiresDays to expirynegative = days since expiryUpdate underwayNotes
Wright CountyCountyApproved, expires 2028-05-28Wright County (FEMA plan 109031)2023-05-292028-05-28608member approved 2023-06-09
Albertville cityCityApproved, expires 2028-05-28Wright County (FEMA plan 109031)2023-05-292028-05-28608
Annandale cityCityApproved, expires 2028-05-28Wright County (FEMA plan 109031)2023-05-292028-05-28608member approved 2023-06-09
Buffalo cityCityApproved, expires 2028-05-28Wright County (FEMA plan 109031)2023-05-292028-05-28608member approved 2024-09-24
Clearwater cityCityApproved, expires 2028-05-28Wright County (FEMA plan 109031)2023-05-292028-05-28608
Cokato cityCityPlan 109031 approved 2023-05-29, pending adoption here; not yet eligibleWright County (FEMA plan 109031), pending adoption here2023-05-29 by FEMA; not yet adopted here2028-05-28 once adoptedFEMA tracker shows a plan approvable pending adoptionNot yet eligible: adopt the approved plan.
Dayton cityCityApproved, expires 2029-05-02Hennepin County HMP Update (FEMA plan 109597)2024-05-032029-05-02947member approved 2025-04-14
Delano cityCityPlan 109031 approved 2023-05-29, pending adoption here; not yet eligibleWright County (FEMA plan 109031), pending adoption here2023-05-29 by FEMA; not yet adopted here2028-05-28 once adoptedFEMA tracker shows a plan approvable pending adoptionNot yet eligible: adopt the approved plan.
Hanover cityCityApproved, expires 2028-05-28Wright County (FEMA plan 109031)2023-05-292028-05-28608member approved 2023-06-09
Howard Lake cityCityApproved, expires 2028-05-28Wright County (FEMA plan 109031)2023-05-292028-05-28608member approved 2024-09-24
Maple Lake cityCityApproved, expires 2028-05-28Wright County (FEMA plan 109031)2023-05-292028-05-28608member approved 2024-09-24
Monticello cityCityApproved, expires 2028-05-28Wright County (FEMA plan 109031)2023-05-292028-05-28608
Montrose cityCityApproved, expires 2028-05-28Wright County (FEMA plan 109031)2023-05-292028-05-28608
Otsego cityCityApproved, expires 2028-05-28Wright County (FEMA plan 109031)2023-05-292028-05-28608
Rockford cityCityApproved, expires 2028-05-28Wright County (FEMA plan 109031)2023-05-292028-05-28608member approved 2024-09-24
South Haven cityCityPlan 109031 approved 2023-05-29, pending adoption here; not yet eligibleWright County (FEMA plan 109031), pending adoption here2023-05-29 by FEMA; not yet adopted here2028-05-28 once adoptedFEMA tracker shows a plan approvable pending adoptionNot yet eligible: adopt the approved plan.
St. Michael cityCityApproved, expires 2028-05-28Wright County (FEMA plan 109031)2023-05-292028-05-28608member approved 2023-06-09
Waverly cityCityApproved, expires 2028-05-28Wright County (FEMA plan 109031)2023-05-292028-05-28608member approved 2023-06-23
St. Cloud Public School DistrictSchool/School DistrictApproved, expires 2028-03-28Stearns County (FEMA plan 108887)2023-03-292028-03-28547member approved 2023-06-09

Source

FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-26T121003Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)

Supports B1-a: hazards

Hazards NRI does not cover: check locally

  • dam failure (incl. upstream dams)
  • levee failure
  • flash flood as its own subtype
  • ice jams
  • debris flows
  • erosion (riverine and coastal)
  • land subsidence and sinkholes
  • expansive soils

The 18 National Risk Index hazards, ranked by expected annual loss (EAL)

Rank by EALHazardNRI risk ratingEAL ratingEAL buildingsmodeled dollars per yearEAL agriculturemodeled dollars per yearEAL population equivalencestatistical value of life and injury, $13.7M per life, not property damageEAL total (see note)modeled dollars per yearStorm Events records since 1996countEvidence for an omissionNRI Not Applicable, no declaration and no Storm Events record since 1996Storm Events coverage note
1Inland FloodingRelatively ModerateRelatively Moderate$29,812,669$67,292$31,877$29,911,83823
2TornadoRelatively ModerateRelatively Moderate$4,121,183$5,572$3,439,147$7,565,90217
3Strong WindRelatively HighRelatively High$3,499,068$126,065$2,124,875$5,750,008236Includes 9 High Wind records and 2 Strong Wind records, event types the NRI definition of this hazard leaves out.
4HailRelatively ModerateRelatively High$2,624,580$283,489$180,332$3,088,401306
5Heat WaveRelatively LowRelatively Moderate$13,643$3$1,810,750$1,824,39612
6Cold WaveRelatively LowRelatively Moderate$119$1,582$1,597,107$1,598,80726Includes 1 Frost/Freeze record, event types the NRI definition of this hazard leaves out.
7LightningRelatively ModerateRelatively Moderate$55,287$642,545$697,8327
8Winter WeatherRelatively ModerateRelatively High$85,657$1,426$182,262$269,344105
9Ice StormRelatively LowRelatively Moderate$196,127$54,061$250,1880Declared 1 time; no Storm Events record of this type.
10WildfireVery LowRelatively Low$151,596$163$17,654$169,4120No recorded events in Storm Events since 1996 (data through 2026-06-30). Storm Events coverage of this hazard is limited; absence is not evidence of low risk.
11DroughtRelatively LowRelatively Low$59,944$59,9440Declared 1 time; no Storm Events record of this type.
12EarthquakeVery LowVery Low$22,578$7,427$30,004Not in Storm Events. Storm Events coverage of this hazard is limited; absence is not evidence of low risk.
13LandslideVery LowVery Low$764$3,871$4,6350Declared 1 time; no Storm Events record of this type. Storm Events coverage of this hazard is limited; absence is not evidence of low risk.
AvalancheNot ApplicableNot Applicable0NRI rates avalanche Not Applicable for this county, and no federal declaration for this county names it.No recorded events in Storm Events since 1996 (data through 2026-06-30).
Coastal FloodingNot ApplicableNot Applicable0NRI rates coastal flooding Not Applicable for this county, and no federal declaration for this county names it.No recorded events in Storm Events since 1996 (data through 2026-06-30).
HurricaneNot ApplicableNot Applicable0NRI rates hurricane Not Applicable for this county, and no counted federal declaration for this county names it (EM-3242-MN names it but is not counted as a local occurrence; see B1-d).No recorded events in Storm Events since 1996 (data through 2026-06-30).
TsunamiNot ApplicableNot Applicable0NRI rates tsunami Not Applicable for this county, and no federal declaration for this county names it.No recorded events in Storm Events since 1996 (data through 2026-06-30). Storm Events coverage of this hazard is limited; absence is not evidence of low risk.
Volcanic ActivityNot ApplicableNot Applicable0NRI rates volcanic activity Not Applicable for this county, and no federal declaration for this county names it.No recorded events in Storm Events since 1996 (data through 2026-06-30). Storm Events coverage of this hazard is limited; absence is not evidence of low risk.

Total = buildings + agriculture + population equivalence; FEMA values each expected death (or 10 injuries) at $13.7 million (2024 dollars).

Sources

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

Check your state hazard mitigation plan's hazard list for this county; explain any hazard you drop.

Supports B1-b: location

Where each hazard occurs

HazardLocationCensus tracts ratedrated of all tracts
AvalancheCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.0 of 27
Coastal FloodingCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.0 of 27
Cold WaveAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.27 of 27
DroughtAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.27 of 27
EarthquakeCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.27 of 27
HailAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.27 of 27
Heat WaveAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.27 of 27
HurricaneCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.0 of 27
Ice StormAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.27 of 27
Inland FloodingThe FEMA Flood Insurance Rate Map (FIRM) is the required location source for flooding. See the FEMA Flood Map Service Center (https://msc.fema.gov) for this county.27 of 27
LandslideCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.27 of 27
LightningAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.27 of 27
Strong WindAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.27 of 27
TornadoCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.27 of 27
TsunamiCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.0 of 27
Volcanic ActivityCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.0 of 27
WildfireCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.27 of 27
Winter WeatherAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.27 of 27

Source

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

Supports B1-c: extent

Extent: scale, observed range and worst recorded event per hazard

HazardScaleRecordscount, yearsObserved rangeWorst recorded eventMost damaging (when different)How it applies to membersNote
Avalanchenone (count and damage)0Physical measure: in event narratives only; local data required.
Coastal Flood, Storm Surge/Tidenone in data (FIRM for depth)0Flood depth: see the FEMA Flood Insurance Rate Map.
Cold/Wind Chill, Extreme Cold/Wind Chillwind chill25, 1996 to 2026 (25 zone-level)1 day to 5 days (median 2 days); 23 with a recorded value5 consecutive days, 1996-01-31 to 1996-02-04, zone-levelZone-level records: applies countywide; national data do not locate these events within the county.Wind chill: in event narratives only; local data required.
Frost/Freeze (outside NRI Cold Wave definition)crop damage1, 2012 to 2012 (1 zone-level)Frost/Freeze, 2012-04-10, $20,000 crop damage, reported for the zone (2012 dollars); NWS zone MNZ059 (WRIGHT), zone-level: may include parts of neighboring countiesZone-level records: applies countywide; national data do not locate these events within the county.Temperature: in event narratives only; local data required.
DroughtUS Drought Monitor D-scale0Storm Events enters a drought at D2 or worse east of the Rockies and D3 or worse from the Rockies west (NWS Instruction 10-1605); NRI drought counts D3 and D4 only.
EarthquakeModified Mercalli (local data)0No Storm Events record; local data required (e.g., USGS).
Hailhail size (inches)332, 1962 to 20260.75 in to 4 in (median 1 in); 332 with a recorded value4 in hail, 2019-08-05Hail, 2005-09-21, $25,000,000 property; crops not reported (2005 dollars)Event records naming member places: Monticello city (40 records), Cokato city (30 records), Delano city (27 records), Buffalo city (25 records), Annandale city (22 records), Montrose city (17 records), Howard Lake city (15 records), Hanover city (13 records), Maple Lake city (13 records), Otsego city (13 records); and 6 more member places (see the XLSX file).
Excessive Heat, Heatheat index (narratives)12, 1999 to 2023 (12 zone-level)1 day to 5 days (median 2 days); 11 with a recorded value5 consecutive days, 2001-08-04 to 2001-08-08, zone-levelZone-level records: applies countywide; national data do not locate these events within the county.Heat index: in event narratives only; local data required.
Hurricane, Tropical Storm, Tropical DepressionSaffir-Simpson0Storm Events files every zone of a storm's episode under the storm's event type and category, so a Hurricane (Typhoon) record, especially an inland or remnant one, does not by itself mean hurricane-force winds here; read the damage and wind columns.
Ice StormSperry-Piltz (local data)0Ice thickness: in event narratives only; local data required.
Flash Flood, Flood, Lakeshore Flooddamage and flood days (FIRM for depth)23, 1997 to 2025 (6 zone-level)Flash Flood, 2002-06-24, $25,000,000 property; crops not reported (2002 dollars)Event records naming member places: St. Michael city (4 records), Delano city (3 records), Monticello city (2 records), Albertville city (1 record), Buffalo city (1 record), Howard Lake city (1 record), Otsego city (1 record), Rockford city (1 record). Zone-level records (6) apply countywide.Flood depth: see the FEMA Flood Insurance Rate Map. Storm Events damage can be $0 or blank even for a major flood, so the worst record here may not be the worst flood; compare FEMA Public Assistance by declaration in B1-d.
Debris Flownone (count and damage)0Physical measure: in event narratives only; local data required.
Lightningannualized frequency (the measure FEMA's Local Mitigation Planning Handbook names)7, 2005 to 2016Lightning, 2016-07-05, $500,000 property; $0 crops (2016 dollars)Event records naming member places: Monticello city (3 records), Otsego city (2 records), Annandale city (1 record), St. Michael city (1 record).Storm Events lists lightning with damage or casualties; physical measure in event narratives only; local data required.
High Wind and Strong Wind (outside NRI Strong Wind definition)wind speed (kt and mph)11, 1996 to 2026 (11 zone-level)38 kt (44 mph) to 64 kt (74 mph) (median 52 kt (60 mph)); 11 with a recorded value64 kt (74 mph) measured, High Wind, 2000-04-05; NWS zone MNZ059 (WRIGHT), zone-level: may include parts of neighboring countiesStrong Wind, 2018-06-11, $1,000 property; $5,000 crops, reported for the zone (2018 dollars)Zone-level records: applies countywide; national data do not locate these events within the county.
Thunderstorm Windwind speed (kt and mph)272, 1968 to 202648 kt (55 mph) to 100 kt (115 mph) (median 55 kt (63 mph)); 232 with a recorded value100 kt (115 mph), measurement type not recorded, Thunderstorm Wind, 1983-07-19Thunderstorm Wind, 1997-07-01, $20,000,000 property; crops not reported (1997 dollars)Event records naming member places: Monticello city (27 records), Delano city (24 records), Howard Lake city (24 records), Cokato city (21 records), Annandale city (16 records), Buffalo city (14 records), Montrose city (12 records), Maple Lake city (11 records), St. Michael city (10 records), Albertville city (9 records); and 6 more member places (see the XLSX file).
TornadoEnhanced Fujita (F before Feb 2007)27, 1957 to 2023F/EF0 to F/EF3 (median F/EF1); 27 with a recorded valueF3 tornado, 1992-06-16, 10 mi path length (records before 1996 may include the whole path; rating and listing come from the county where the tornado began), 120 yd wide, damage not recorded (pre-1996 record), 8 direct injuriesTornado, 2002-09-09, $1,400,000 property; crops not reported (2002 dollars)Event records naming member places: Howard Lake city (3 records), Monticello city (3 records), Buffalo city (2 records), Delano city (2 records), Waverly city (2 records), Albertville city (1 record), Clearwater city (1 record), Hanover city (1 record), Maple Lake city (1 record), Rockford city (1 record); and 2 more member places (see the XLSX file).From 1996 on, tornado records are per-county segments and length is the path length within this county (NWS Instruction 10-1605); records before 1996 may give the whole path length, including the path outside this county, and before 1996 a tornado is listed once, under the county where it began, with the whole path's rating; counties farther along the path may not list it. Length is not used to rank tornadoes.
Tsunaminone (count and damage)0Physical measure: in event narratives only; local data required.
Volcanic Ash, Volcanic AshfallVolcanic Explosivity Index (local data)0Physical measure: in event narratives only; local data required.
Wildfireacres burned (local data)0Acres burned: in event narratives only; local data required.
Winter Storm, Heavy Snow, Blizzard, Lake-Effect Snow, Winter Weather, Sleetnone in data (snowfall local)105, 1996 to 2026 (105 zone-level)No damage reported in 105 records.Zone-level records: applies countywide; national data do not locate these events within the county.Snow depth: in event narratives only; local data required.

Where a hazard names more than 10 member places, the table lists the 10 with the most records; every place is in the XLSX file, sheet "B1-c Extent".

Storm Events records are more complete after 1996; before 1996 only Tornado (from 1950), Hail and Thunderstorm Wind (from 1955) exist. Zone-level records are placed with NWS zone-county files, which exist from 2020 on; an earlier record is placed by its zone number in the nearest later file only when its zone name matches that file, records from zones NWS renumbered are placed by name or left out, and a record whose zone is in no known file is left out of every count, so counts before 2020 can be low. Some current zones are also missing from the NWS files, so recent counts can be low too.

Dollars are nominal (as reported), labeled with the year; not adjusted for inflation.

Sources

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-28, https://www.weather.gov/gis/ZoneCounty

Supports B1-d: previous occurrences

Declaration rows
17
Counted incidents
14

Federal disaster declarations for this county

DeclaredIncident beganFEMA numberTypeTitleMapped hazardCounty Public Assistancefederal share obligated, nominal dollarsFlagsNotes
2020-04-072020-01-20DR-4531-MNMajor disasterCOVID-19 PANDEMICNon-natural, not countednone found
2020-03-132020-01-20EM-3453-MNEmergencyCOVID-19Non-natural, not countednone foundsame incident as DR-4531
2014-07-212014-06-11DR-4182-MNMajor disasterSEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDESInland Flooding (primary); also designated: Landslide, Strong Wind$339,763.20
2011-05-102011-03-16DR-1982-MNMajor disasterSEVERE STORMS AND FLOODINGInland Flooding$199,480.83
2010-03-192010-03-01EM-3310-MNEmergencyFLOODINGInland Floodingnone found
2005-09-132005-08-29EM-3242-MNEmergencyHURRICANE KATRINA EVACUATIONHurricane: evacuation support, not a local hazard event; not countednone found
2002-06-142002-06-09DR-1419-MNMajor disasterSEVERE STORMS, FLOODING AND TORNADOESInland Flooding; Tornado$1,361,979.60
2001-05-162001-03-23DR-1370-MNMajor disasterSEVERE WINTER STORMS, FLOODING, AND TORNADOESInland Flooding (primary); also designated: Ice Storm, Tornado, Winter Weather$190,051.90
1997-08-251997-06-28DR-1187-MNMajor disasterSEVERE STORMS, TORNADOES, HIGH WINDS, FLOODINGInland Flooding; Strong Wind; Tornadonone found
1997-04-081997-03-21DR-1175-MNMajor disasterSEVERE FLOODING, HIGH WINDS,SEVERE STORMSInland Flooding (primary); also designated: Strong Windnone found
1997-01-161997-01-03DR-1158-MNMajor disasterSEVERE WINTER STORMSWinter Weathernone found
1993-06-111993-05-06DR-993-MNMajor disasterSEVERE STORMS, TORNADOES & FLOODINGInland Flooding; Tornadonone found
1992-06-261992-06-16DR-946-MNMajor disasterSEVERE STORMS, TORNADOES & FLOODINGInland Flooding; Tornadonone found
1976-06-171976-06-17EM-3013-MNEmergencyDROUGHTDroughtnone found
1969-04-181969-04-18DR-255-MNMajor disasterFLOODINGInland Floodingnone found
1966-03-221966-03-22DR-215-MNMajor disasterFLOODINGInland Floodingnone found
1965-04-111965-04-11DR-188-MNMajor disasterFLOODINGInland Floodingnone found

County Public Assistance: applicants the FEMA record places in this county, including any state agencies FEMA files there; statewide rows are listed on the state page; federal share obligated, nominal dollars.

Dollars are nominal (as reported), labeled with the year; not adjusted for inflation.

Statewide declarations

DeclaredIncident beganFEMA numberTypeTitleMapped hazardFlagsNotes
1957-06-221957-06-22DR-80-MNMajor disasterFLOODSInland Flooding

FEMA recorded these with designated area Statewide and no county. Listed on every county page in the state; not counted with county rows.

7 Fire Management declarations (1976-09-08 to 1976-10-01) FEMA filed as Statewide with no county; each names one local fire. Listed on the state page.

Source

FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-27T010817Z, pulled 2026-09-28, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)

Public Assistance filed under this county for declarations that do not list it: 4 rows, $114,816.14

FEMA numberDeclaredTitleApplicantPA obligatedfederal share obligated, nominal dollars
DR-4131-MN2013-07-25SEVERE STORMS, STRAIGHT-LINE WINDS, AND FLOODINGWRIGHT-HENNEPIN COOPERATIVE ELECTRIC ASSOCIATION$104,143.94
DR-4131-MN2013-07-25SEVERE STORMS, STRAIGHT-LINE WINDS, AND FLOODINGLYNDEN (TOWNSHIP OF)$2,760.08
DR-1830-MN2009-04-09SEVERE STORMS AND FLOODINGNORA (TOWNSHIP OF)$5,405.99
DR-1333-MN2000-06-27SEVERE STORMS AND FLOODINGNORA (TOWNSHIP OF)$2,506.13

FEMA's Public Assistance summaries file these applicants under this county, but FEMA's declaration rows for these disasters do not designate it (an electric cooperative or district serving several counties, for example). Not in any declaration row above and not counted.

Public Assistance not placed in a county in this state: 14 rows, $9,133,931.59

Disaster numberDeclaredApplicantCounty field in FEMA dataPA obligatedfederal share obligated, nominal dollarsWhy not placed
46662022-08-09Sioux Valley Southwestern Electric Co-Op, INC. DBA Sioux Valley EnergyMoody County$142,289.22county field is a county of another state and the applicant name does not identify a place in the declaring state
46662022-08-09Western Minnesota Municipal Power AgencyMinnehaha County$1,040,838.24county field is a county of another state and the applicant name does not identify a place in the declaring state
46592022-07-13Minnkota Power CooperativeGrand Forks County$22,222.50county field is a county of another state and the applicant name does not identify a place in the declaring state
46582022-07-08Western Minnesota Municipal Power AgencyMinnehaha County$48,276.63county field is a county of another state and the applicant name does not identify a place in the declaring state
44422019-06-12Sioux Valley Southwestern Electric Co-Op, INC. DBA Sioux Valley EnergyMoody County$1,540,004.12county field is a county of another state and the applicant name does not identify a place in the declaring state
44422019-06-12Dairyland Power CooperativeLa Crosse County$1,086,623.96county field is a county of another state and the applicant name does not identify a place in the declaring state
44422019-06-12Minnkota Power CooperativeGrand Forks County$11,716.29county field is a county of another state and the applicant name does not identify a place in the declaring state
43902018-09-05Minnkota Power CooperativeGrand Forks County$4,720,531.89county field is a county of another state and the applicant name does not identify a place in the declaring state
41822014-07-21Sioux Valley Southwestern Electric Co-Op, INC. DBA Sioux Valley EnergyMoody County$25,544.66county field is a county of another state and the applicant name does not identify a place in the declaring state
41132013-05-03Sioux Valley Southwestern Electric Co-Op, INC. DBA Sioux Valley EnergyMoody County$315,762.30county field is a county of another state and the applicant name does not identify a place in the declaring state
19212010-07-02Dairyland Power CooperativeLa Crosse County$41,629.91county field is a county of another state and the applicant name does not identify a place in the declaring state
18302009-04-09Minnkota Power CooperativeGrand Forks County$52,576.73county field is a county of another state and the applicant name does not identify a place in the declaring state
16222006-01-04Minnkota Power CooperativeGrand Forks County$79,292.25county field is a county of another state and the applicant name does not identify a place in the declaring state
12881999-08-26Minnkota Power CooperativeGrand Forks County$6,622.89county field is a county of another state and the applicant name does not identify a place in the declaring state

FEMA's Public Assistance summaries file these applicants under a county field that is not a county of this state (an Alaska school area, the former Valdez-Cordova Census Area, or another state's county), and the applicant name does not identify one place here. They are listed for the whole state and are not in any county total. Check whether any of them worked in your county.

Previous occurrences by hazard, with explicit no-event rows

HazardStorm Events recordsfull periodSince plan approvalrecordsDuring plan reviewrecordsLast 5 yearsrecordsDeclared incidentsdistinct incidentsDeclared since approvaldistinct incidentsPeriodStatement
Avalanche0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Coastal Flooding0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Cold Wave26316001996 to 2026-06-30Includes 1 Frost/Freeze record, event types the NRI definition of this hazard leaves out.
Drought0000101996 to 2026-06-30No Storm Events records of this type; 1 federal declared incident (see declarations table)
Earthquake000000No Storm Events record; local data required (e.g., USGS).
Hail33226331001955 to 2026-06-30
Heat Wave12123001996 to 2026-06-30
Hurricane0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Ice Storm0000101996 to 2026-06-30No Storm Events records of this type; 1 federal declared incident (see declarations table)
Inland Flooding232021201996 to 2026-06-30
Landslide0000101996 to 2026-06-30No Storm Events records of this type; 1 federal declared incident (see declarations table)
Lightning7000001996 to 2026-06-30
Strong Wind283281344301955 to 2026-06-30Includes 9 High Wind records and 2 Strong Wind records, event types the NRI definition of this hazard leaves out.
Tornado27112501950 to 2026-06-30
Tsunami0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Volcanic Activity0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Wildfire0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Winter Weather10522931201996 to 2026-06-30

Sources

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-27T010817Z, pulled 2026-09-28, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)

NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-28, https://www.weather.gov/gis/ZoneCounty

Notable Storm Events records

DateEvent typeMagnitude or extentDamagenominal dollarsDirect deaths, injuriesindirect not countedLocationFlagsWhy listed
2019-08-05Hail4 in$0 property; $0 crops (2019 dollars)0, 0DELANOB1-c worst recorded: Hail
2016-07-05Lightning$500,000 property; $0 crops (2016 dollars)0, 0MONTICELLOB1-c worst recorded: Lightning
2012-04-10Frost/Freeze$0 property; $20,000 crops, reported for the zone (2012 dollars)0, 0NWS zone MNZ059 (WRIGHT), zone-level: may include parts of neighboring countiesB1-c worst recorded: Frost/Freeze (outside NRI Cold Wave definition)
2008-07-10Lightning$0 property; $0 crops (2008 dollars)0, 1MONTICELLOdeaths or injuries recorded
2005-09-21Lightningdamage not reported0, 2OTSEGOdeaths or injuries recorded
2002-09-09TornadoF1, 1.1 mi within this county, 75 yd wide$1,400,000 property; crops not reported (2002 dollars)0, 0ALBERTVILLEB1-c most damaging: Tornado
2002-06-24Flash Flood$25,000,000 property; crops not reported (2002 dollars)0, 0COUNTYWIDEB1-c worst recorded: Flash Flood, Flood, Lakeshore Flood
2001-08-04Heatdamage not reported0, 0NWS zone MNZ059 (WRIGHT), zone-level: may include parts of neighboring countiesB1-c worst recorded: Excessive Heat, Heat
2000-04-05High Wind64 kt (74 mph) measureddamage not reported0, 0NWS zone MNZ059 (WRIGHT), zone-level: may include parts of neighboring countiesB1-c worst recorded: High Wind and Strong Wind (outside NRI Strong Wind definition)
1996-01-31Cold/Wind Chilldamage not reported0, 0NWS zone MNZ059 (WRIGHT), zone-level: may include parts of neighboring countiesB1-c worst recorded: Cold/Wind Chill, Extreme Cold/Wind Chill
1992-06-16TornadoF3, 10 mi path length (records before 1996 may include the whole path; rating and listing come from the county where the tornado began), 120 yd widedamage not recorded (pre-1996 record)0, 8location not recordeddeaths or injuries recorded
1983-07-19Thunderstorm Wind100 kt (115 mph), measurement type not recordeddamage not recorded (pre-1996 record)0, 0location not recordedB1-c worst recorded: Thunderstorm Wind

The full list is in the XLSX file, sheet "B1-d Storm Events history" (815 rows).

Storm Events records are more complete after 1996; before 1996 only Tornado (from 1950), Hail and Thunderstorm Wind (from 1955) exist. Zone-level records are placed with NWS zone-county files, which exist from 2020 on; an earlier record is placed by its zone number in the nearest later file only when its zone name matches that file, records from zones NWS renumbered are placed by name or left out, and a record whose zone is in no known file is left out of every count, so counts before 2020 can be low. Some current zones are also missing from the NWS files, so recent counts can be low too.

Sources

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-28, https://www.weather.gov/gis/ZoneCounty

FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-26T121003Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)

State-declared emergencies are not in federal data. Add them from your state emergency management agency.

Tribal and special-area declarations in this state are listed on the state page.

Supports B1-e: probability

Probability: FEMA annualized frequency and descriptor per hazard

HazardFEMA annualized frequency (modeled)unit per rowUnitIn plain termsDescriptorDescriptor basisNRI events or days in its record period (hail, wind and tornado are area-weighted, so can be fractional)NRI periodLocationNote
Avalancheevents per year1994 to 2023 (30 years)see B1-fNot Applicable in NRI for this county; no descriptor.
Coastal Floodingevents per year at a location (modeled)not shownmodeledsee B1-fNot Applicable in NRI for this county; no descriptor.
Cold Wave10.4event-days per yearabout 10.4 days per yearLikelyevent-days in 12 of 30 years, 1996 to 2025 (40%)1982005-11-12 to 2024-11-12 (19 years)countywideNRI gives about 10.4 cold wave event-days a year here (its annualized frequency over 19 years; not its event count divided by the years), but Storm Events has a record in only 12 of 30 years. NRI counts from a different source that records far more events than Storm Events, so this descriptor reads much lower than NRI's frequency; read the two together. Frost/Freeze records are not counted in this descriptor: they record crop freezes, not cold waves.
Drought5.93event-days per yearabout 5.93 days per yearevent-days in 0 of 30 years, 1996 to 2025 (0%)2872000 to 2025 (25.25 years; D3 and D4 only)countywideNo recorded event-days, 1996 to 2025; descriptor not assigned
Earthquake0.000265annual probability at a locationchance a given location in the county has at least minor-damage shaking in a year: 0.0265%not shownmodeledsee B1-fDescriptor not assigned: the NRI value is the chance at a location in the county, not how often the hazard affects the county, and Storm Events does not record earthquakes.
Hail6.31events per yearabout 6.31 per yearHighly likelyFEMA annualized frequency (modeled)239.6 (modeled)1986 to 2023 (38 years)countywide
Heat Wave4.16event-days per yearabout 4.16 days per yearLikelyevent-days in 8 of 30 years, 1996 to 2025 (26.7%)652005-11-12 to 2024-11-12 (19 years)countywideNRI gives about 4.16 heat wave event-days a year here (its annualized frequency over 19 years; not its event count divided by the years), but Storm Events has a record in only 8 of 30 years. NRI counts from a different source that records far more events than Storm Events, so this descriptor reads much lower than NRI's frequency; read the two together.
Hurricaneevents per year1851 to 2024 (Atlantic)see B1-fNot Applicable in NRI for this county; no descriptor.
Ice Storm0.545event-days per yearabout 0.545 days per yearevent-days in 0 of 30 years, 1996 to 2025 (0%)371946-12-31 to 2014-02-12 (67 years)countywideNo recorded event-days, 1996 to 2025; descriptor not assigned
Inland Flooding0.714event-days per yearabout 0.714 days per yearLikelyevent-days in 12 of 30 years, 1996 to 2025 (40%)201996 to 2023 (28 years)see B1-f
Landslide0.136events per year (modeled)about 1 in 7 yearsLikelyFEMA annualized frequency (modeled)not shownmodeledsee B1-f
Lightning35.4days per year with a strikeabout 35.4 days per yearHighly likelyFEMA annualized frequency (modeled)not shown1995 to 2023 (29 years; CONUS)countywide
Strong Wind4.23events per yearabout 4.23 per yearHighly likelyFEMA annualized frequency (modeled)1611986 to 2023 (38 years)countywide
Tornado0.509events per yearabout 0.51 per yearLikelyFEMA annualized frequency (modeled)not shown1950 to 2023 (EF2+); 1986 to 2023 (EF0-1)see B1-f
Tsunamiannual probability at the most exposed location (used in place of a county value)not shownmodeledsee B1-fNot Applicable in NRI for this county; no descriptor.
Volcanic Activityannual probabilitynot shownmodeledsee B1-fNot Applicable in NRI for this county; no descriptor.
Wildfire0.000341annual probability at a locationchance a given location in the county burns in a year: 0.0341%Storm Events records in 0 of 30 years, 1996 to 2025 (0%)not shownmodeledsee B1-fNo Storm Events record of this hazard, 1996 to 2025; descriptor not assigned (the NRI value is the chance at a location in the county, not how often the hazard affects the county)
Winter Weather17.1event-days per yearabout 17.1 days per yearHighly likelyevent-days in 27 of 30 years, 1996 to 2025 (90%)3252005-11-12 to 2024-11-12 (19 years)countywide

FEMA annualized frequency (modeled) comes from the National Risk Index v1.20 (December 2025). It is not recorded events divided by years, and what it measures depends on the hazard. For most hazards it estimates how often the hazard affects this county each year: it counts events or event-days (drought, heat wave, cold wave, winter weather, ice storm and inland flooding are in days per year; lightning is the number of days per year with a recorded cloud-to-ground strike, from the NOAA Storm Prediction Center daily lightning climatology); it may count events in the surrounding area (hail, strong wind, tornado, hurricane and ice storm use a 49 km grid and buffers) and is averaged over the county's area; and some hazards use a minimum value for places with no recorded event. Earthquake, wildfire and coastal flooding are different: FEMA computes them for each census block and averages them over the county, so the value is the chance (for coastal flooding, the modeled number of floods per year) at a location in the county, which is lower than the chance that the hazard strikes somewhere in the county. Earthquake is the chance of at least minor-damage shaking (U.S. Geological Survey model); wildfire is the chance that a location burns in a large fire (U.S. Forest Service burn probability); coastal flooding comes from FEMA flood zones and NOAA high-tide flooding, so it can be above 1 where high-tide flooding is frequent. Tsunami is the value at the county's most exposed location, from recorded events and modeled return periods. For these four hazards the packet gives no "1 in N years" and takes the descriptor from Storm Events (none for earthquake) unless the value is 1 or more a year. Landslide is a U.S. Geological Survey modeled county rate spread by slope susceptibility. Volcanic activity is the chance that a volcano affecting the county erupts in a year. Drought counts only extreme and exceptional drought (D3 and D4). Source: FEMA, National Risk Index Technical Documentation v1.20, sections 5.2.2 (Table 5), 5.2.3, 7.4, 10.4, 16.5, 17.1, 17.3.1, 17.5, 20.3.1, 21.4, 22.4 and 6 to 23.

Sources

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

Descriptor scale used in this packet (defined per unit)

UnitDescriptorDefinition
events per yearHighly likely1 or more per year
events per yearLikelyabout once in 1 to 10 years
events per yearPossibleabout once in 10 to 100 years
events per yearUnlikelyless than once in 100 years
annual probabilityLikely10% to under 100% chance in a given year
annual probabilityPossible1% to under 10% chance in a given year
annual probabilityUnlikelyunder 1% chance in a given year
event-days (share of years)Highly likelyevent-days recorded in 90% or more of years
event-days (share of years)Likelyevent-days recorded in 10% to under 90% of years
event-days (share of years)Possibleevent-days recorded in some years but under 10% of years
lightning strike-daysHighly likelycloud-to-ground strikes on 1 or more days per year

Sources

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

Intensity bands: historical frequency (Storm Events)

HazardBandYearsEventscounty-coded recordsYears in periodEvents per yearevents / years
Hail1.00-1.99 in1996 to 2025149304.97
Hail2.00 in+1996 to 202531301.03
Strong Wind (Thunderstorm Wind records)50-64 kt1996 to 2025207306.9
Strong Wind (Thunderstorm Wind records)65 kt+1996 to 202515300.5
Strong Wind (Thunderstorm Wind records)unmeasured or below 50 kt1996 to 20251300.0333
TornadoEF0-11996 to 202514300.467
TornadoEF2-31996 to 20253300.1
TornadoEF4-51996 to 20250300
Tornadounrated (EFU)1996 to 20250300

Hail smaller than 1 inch is not counted: on 2010-01-05 the National Weather Service raised its severe-hail threshold from 3/4 inch to 1 inch, so smaller reports became less common after 2009 (NWS Service Change Notice 09-52). NRI hail frequency uses a 0.75 inch threshold.

Source

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

Optional: future conditions. Not a required item in the 2025 FEMA Local Mitigation Planning Policy Guide; some states ask for it. The federal Climate Mapping for Resilience and Adaptation (CMRA) site gives county exposure to future climate conditions.

Supports B1-f: variation across the planning area

Range of census tract risk within the county

HazardTractsrated of allRisk score minNRI score, 0 to 100MedianMaxTracts by ratingNote
Avalanche0 of 27Not Applicable 27
Coastal Flooding0 of 27Not Applicable 27
Cold Wave27 of 2723.645.158.5Relatively Moderate 9, Relatively Low 18National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.
Drought27 of 2769.479.185.6Relatively Low 14, Very Low 13National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. Agriculture is all of NRI's expected annual loss for this hazard in the county, so the tract range above mostly reflects where crop and livestock value is, not where buildings and people are. Confirm locally.
Earthquake27 of 271.34.59.9Very Low 27
Hail27 of 2771.287.495.0Relatively High 9, Relatively Moderate 18National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.
Heat Wave27 of 2714.057.473.5Relatively Moderate 14, Relatively Low 11, Very Low 2National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.
Hurricane0 of 27Not Applicable 27
Ice Storm27 of 2720.255.672.0Relatively Moderate 1, Relatively Low 24, Very Low 2National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.
Inland Flooding27 of 272.762.291.2Relatively High 4, Relatively Moderate 11, Relatively Low 10, Very Low 2
Landslide27 of 2750.074.391.1Relatively Low 6, Very Low 21
Lightning27 of 2724.163.781.0Relatively High 1, Relatively Moderate 21, Relatively Low 5National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.
Strong Wind27 of 2771.094.598.3Very High 6, Relatively High 19, Relatively Moderate 2National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.
Tornado27 of 2743.372.186.1Relatively High 10, Relatively Moderate 15, Relatively Low 2
Tsunami0 of 27Not Applicable 27
Volcanic Activity0 of 27Not Applicable 27
Wildfire27 of 2757.374.987.0Relatively Low 23, Very Low 4
Winter Weather27 of 2740.073.983.9Relatively High 5, Relatively Moderate 20, Relatively Low 2National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.

Rated tracts only: No Rating (score 0.0), Not Applicable and Insufficient Data tracts are counted but not used for the minimum, median and maximum.

Source

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

Per-member block (Starter, confirm locally)

MemberTypePlan statusRepetitive lossFMA RL and SRL (44 CFR 77.2); repeat-flood, any definitionPublic Assistance matchedfederal share obligated, nominal dollarsEvent records naming this placeall years; since the member's planNotes
Wright CountyCountyApproved, expires 2028-05-28FMA RL 0, SRL 0; any 2none found0; 0
Albertville cityCityApproved, expires 2028-05-28FMA RL 0, SRL 0; any 0$57,202.5622; 3
Annandale cityCityApproved, expires 2028-05-28FMA RL 0, SRL 0; any 0$6,204.3939; 3
Buffalo cityCityApproved, expires 2028-05-28FMA RL 0, SRL 0; any 1$67,084.4942; 1
Clearwater cityCityApproved, expires 2028-05-28FMA RL 0, SRL 0; any 0none found19; 3
Cokato cityCityPlan 109031 approved 2023-05-29, pending adoption here; not yet eligibleFMA RL 0, SRL 0; any 0$22,019.2151; no approved plan
Dayton cityCityApproved, expires 2029-05-02FMA RL 0, SRL 0; any 1none found0; 0Whole community, including the part in Hennepin County; none of its repeat-flood properties are in this county.
Delano cityCityPlan 109031 approved 2023-05-29, pending adoption here; not yet eligibleFMA RL 0, SRL 0; any 0$432,954.7156; no approved plan
Hanover cityCityApproved, expires 2028-05-28FMA RL 0, SRL 0; any 0none found21; 5
Howard Lake cityCityApproved, expires 2028-05-28FMA RL 0, SRL 0; any 0$80,273.1843; 4
Maple Lake cityCityApproved, expires 2028-05-28FMA RL 0, SRL 0; any 0$3,960.8225; 1
Monticello cityCityApproved, expires 2028-05-28FMA RL 0, SRL 0; any 0none found75; 3
Montrose cityCityApproved, expires 2028-05-28FMA RL 0, SRL 0; any 0$12,569.1329; 4
Otsego cityCityApproved, expires 2028-05-28FMA RL 0, SRL 0; any 0none found19; 1
Rockford cityCityApproved, expires 2028-05-28FMA RL 0, SRL 0; any 0$57,937.3316; 3
South Haven cityCityPlan 109031 approved 2023-05-29, pending adoption here; not yet eligibleFMA RL 0, SRL 0; any 0none found16; no approved plan
St. Michael cityCityApproved, expires 2028-05-28FMA RL 0, SRL 0; any 0$28,512.9027; 2
Waverly cityCityApproved, expires 2028-05-28FMA RL 0, SRL 0; any 0$62,995.4218; 3

Member rows are whole NFIP communities and need not add up to the county total: a community that extends into another county is counted in full on each member row, while the county table counts only its part in this county.

School districts and special districts get a plan clock row only.

Sources

FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-26T121003Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)

FEMA, OpenFEMA NfipMultipleLossProperties v1, version 2026-08-04T164045Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/NfipMultipleLossProperties (API)

FEMA, OpenFEMA PublicAssistanceFundedProjectsSummaries v1, version 2026-09-26T151157Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/PublicAssistanceFundedProjectsSummaries (API)

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

Supports B2-a and B2-b: assets and impacts

Local data required

County-level starter. The plan must describe impacts for each participant and its own assets.

  • Critical facilities and lifelines per hazard
  • A problem statement per participant per hazard
  • Changes in development in hazard-prone areas since the last approval, or a statement of none (E1-a)
  • Future assets

County-level starter: exposure, expected annual loss and damage since the plan

HazardBuilding exposuremodeled dollarsAgriculture exposuremodeled dollarsPopulation exposedpeopleEAL buildingsmodeled dollars per yearEAL agriculturemodeled dollars per yearEAL population equivalencestatistical value of life and injury, $13.7M per life, not property damageEAL as % of exposurebuildings; agriculture where notedStorm Events damage since 2023-05-29county-coded records, property plus crops, nominal dollarsZone-level damage since planproperty plus crops, reported for the zonePublic Assistance since plannominal dollars; see noteNote
AvalancheNot Applicable in NRI for this county
Coastal FloodingNot Applicable in NRI for this county
Cold Wave$33,661,270,637$253,020,509141,326$119$1,582$1,597,107under 0.0001%$0
Drought$86,253,270$59,9440.0695% (agriculture)NRI has no building exposure for this hazard; agriculture shown
Earthquake$57,349,797,946141,337$22,578$7,427under 0.0001%
Hail$33,661,270,637$253,020,509141,326$2,624,580$283,489$180,3320.0078%$0
Heat Wave$33,661,270,637$253,020,509141,326$13,643$3$1,810,750under 0.0001%$0
HurricaneNot Applicable in NRI for this county
Ice Storm$33,661,270,637141,326$196,127$54,0610.000583%
Inland Flooding$33,606,866,151$7,072,6161,417$29,812,669$67,292$31,877n/a (see note)$0NRI counts the full building value of any census block with some flood loss; this is not the value of buildings in the floodplain. Use local FIRM overlays for B2-a/B2-b. EAL as % of exposure: n/a.
Landslide$356,482,9191,495$764$3,8710.000214%
Lightning$33,661,270,637141,326$55,287$642,5450.000164%
Strong Wind$33,661,270,637$253,020,509141,326$3,499,068$126,065$2,124,8750.0104%$0$0
Tornado$33,661,270,637$253,020,509141,326$4,121,183$5,572$3,439,1470.0122%$0
TsunamiNot Applicable in NRI for this county
Volcanic ActivityNot Applicable in NRI for this county
Wildfire$5,145,552,206$60,561,64630,521$151,596$163$17,6540.00295%
Winter Weather$33,661,270,637$253,020,509141,326$85,657$1,426$182,2620.000254%$0

Totals since 2023-05-29 (Storm Events through 2026-06-30): 56 county-coded records, 56 with a damage value recorded (including $0), $0; 27 zone-level records, 27 with a damage value recorded (including $0), $0 reported for the zone; Public Assistance on counted declarations none found (0 declarations, 0 with PA).

Total = buildings + agriculture + population equivalence; FEMA values each expected death (or 10 injuries) at $13.7 million (2024 dollars).

FEMA does not split Public Assistance by hazard. A declaration mapped to several hazards is listed under each of them with its full amount, so the per-hazard column must not be added up; the unit total counts each declaration once.

Dollars are nominal (as reported), labeled with the year; not adjusted for inflation.

Sources

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-28, https://www.weather.gov/gis/ZoneCounty

FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-27T010817Z, pulled 2026-09-28, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)

FEMA, OpenFEMA PublicAssistanceFundedProjectsSummaries v1, version 2026-09-26T151157Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/PublicAssistanceFundedProjectsSummaries (API)

FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-26T121003Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)

Supports B2-a: context

County context

MeasureValue
Population141,326
Building value (total, not at risk)$33,661,270,637
Agriculture value (total, not at risk)$253,020,509
NRI risk rating (all hazards)Relatively Low
Expected annual loss, buildings and agriculture, all hazards$41,128,807
Expected annual loss, population equivalence, all hazards (NRI values each statistical life at $13.7M; a modeled value of expected deaths and injuries, not property damage)$10,091,906
Social vulnerability ratingVery Low
Community resilience ratingVery High
NRI versionDecember 2025

FEMA's all-hazard expected annual loss total adds buildings, agriculture and population equivalence; the two parts are shown separately so the property figure is not read as including the statistical value of life.

Source

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

Supports B2-c: repetitive loss

Repetitive loss in this county, both definitions

DefinitionPropertiesSevere repetitive lossProperties
Repetitive loss, FMA definition (44 CFR 77.2)0Severe repetitive loss, FMA definition (44 CFR 77.2)0
Repetitive loss, NFIP insurance definition3Severe repetitive loss, NFIP insurance definition0

Your state NFIP coordinator's list may use the NFIP insurance definition, so its counts can be higher.

Repeat-flood properties: county total and NFIP communities

ScopeRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
County total0030300
WRIGHT COUNTY *0020200
BUFFALO, CITY OF0010100

Repeat-flood properties by plan member (NFIP community)

MemberNFIP community IDRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredpropertiesNote
Wright County2705340020200
Albertville city2752560000000
Annandale city2706650000000
Buffalo city2705350010100
Clearwater city2705360000000
Cokato city2705370000000
Dayton city2701570010101Whole community, including the part in Hennepin County; none of its repeat-flood properties are in this county.
Delano city2705390000000
Hanover city2705400000000
Howard Lake city2703970000000
Maple Lake city2706670000000
Monticello city2705410000000
Montrose city2752570000000
Otsego city2707470000000
Rockford city2701820000000
South Haven city2752550000000
St. Michael city2705430000000
Waverly city2706660000000

Per-member types: XLSX sheet 'B2-c Members'.

Member rows are whole NFIP communities and need not add up to the county total: a community that extends into another county is counted in full on each member row, while the county table counts only its part in this county.

County repeat-flood properties by occupancy group

Occupancy groupRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
single-family residential0030300
2 to 4 unit residential0000000
other residential0000000
non-residential0000000
not reported0000000

Institutional properties cannot be separated in this data: FEMA's occupancy groups have no institutional class, so they fall in non-residential or other residential in the table by occupancy group.

FMA RL and FMA SRL are the Flood Mitigation Assistance definitions (44 CFR 77.2), the ones the FEMA Local Mitigation Planning Policy Guide cites; OpenFEMA's fmaRl field description omits the Increased Cost of Compliance clause of 44 CFR 77.2(i). NFIP repetitive loss (FEMA insurance definition, nfipRl) is 2 or more claims over $1,000 in 10 years and can drop to false when a property is mitigated. Also shown: NFIP severe repetitive loss, any category, mitigated and currently insured.

Your state NFIP coordinator's list may use the NFIP insurance definition, so its counts can be higher.

Counts are aggregates of FEMA's public NFIP Multiple Loss Properties file (as of 2026-08-02). No property is identified. County assignment is FEMA's geocode.

Counts may differ from your state NFIP coordinator's list, which is the source the Handbook names.

In this county 0 properties are FMA repetitive loss but not NFIP repetitive loss, and 3 properties are NFIP repetitive loss but not FMA repetitive loss.

Exact counts; no count suppression.

Sources

Every table above lists its own sources. The full list, for the plan's bibliography (FEMA review item A4-a):

  1. FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-26T121003Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)
  2. FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-27T010817Z, pulled 2026-09-28, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)
  3. FEMA, OpenFEMA PublicAssistanceFundedProjectsSummaries v1, version 2026-09-26T151157Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/PublicAssistanceFundedProjectsSummaries (API)
  4. FEMA, OpenFEMA NfipMultipleLossProperties v1, version 2026-08-04T164045Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/NfipMultipleLossProperties (API)
  5. FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)
  6. NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/
  7. NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-28, https://www.weather.gov/gis/ZoneCounty
  8. U.S. Census Bureau, Census 2024 Gazetteer, 2020 place by county, CT county-to-cousub crosswalk, version 2024-gazetteer, pulled 2026-09-28, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_counties_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_cousubs_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_place_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_unsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_elsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_scsd_national.zip, https://www2.census.gov/geo/docs/reference/codes2020/national_place_by_county2020.txt, https://www2.census.gov/geo/docs/reference/ct_change/ct_cou_to_cousub_crosswalk.xlsx

OpenFEMA disclaimer

This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Hazard Plain is an independent product built from public federal data. It is not a FEMA document and is not reviewed or endorsed by FEMA or any state agency.

Reuse, citation and corrections

Reuse and citation: Hazard Plain text and tables are licensed under Creative Commons Attribution 4.0 International (CC BY 4.0, https://creativecommons.org/licenses/by/4.0/); credit Hazard Plain and the release. The underlying federal data are public domain; OpenFEMA data are also subject to the OpenFEMA terms and conditions.

Cite this: Hazard Plain (2026). Wright County, MN: risk-assessment baseline packet, release 2026-10 (data as of 2026-09-28; County area 27171). Preview: automated baseline. Built from FEMA OpenFEMA, the FEMA National Risk Index and NOAA NCEI Storm Events; source versions in the packet's Sources list.

Corrections: to report an error, name the packet, the table and what your records show. Contact: to be added

Hazard Plain release 2026-10. As of 2026-09-28; Storm Events data through 2026-06-30. File hazard-plain_2026-10_MN_27171. Preview: automated baseline.