Hazard Plain Automated baseline

Macomb County, MI

Risk-assessment baseline packet

County FIPS:
26099
Release:
2026-10
Data as of:
2026-09-30
Storm Events data through:
2026-06-30

Hazard Plain is an independent product built from public federal data. It is not a FEMA document and is not reviewed or endorsed by FEMA or any state agency.

Hazard Plain release 2026-10, as of 2026-09-30.

Summary

Plan status as of 2026-09-30: Approved, expires 2030-11-17. Plan: Macomb County 2025 Hazard Mitigation Plan (FEMA plan 110977), approved 2025-11-18.

Since the plan was approved on 2025-11-18: no new hazard declaration and 17 NOAA Storm Events records; details under "What changed since your last plan".

Highest expected annual loss (FEMA National Risk Index, modeled total; see B1-a): Inland Flooding ($145,923,352 a year), Tornado ($58,501,660) and Cold Wave ($40,629,113).

The tables that follow are organized by the items of FEMA's Local Mitigation Plan Review Tool, Element B (B1-a to B2-c); each heading says which item its tables support.

Plan clock

Status:
Approved, expires 2030-11-17
Plan:
Macomb County 2025 Hazard Mitigation Plan (FEMA plan 110977)
Approved:
2025-11-18
Days to expiry:
1,509

What changed since your last plan (approved 2025-11-18)

New federal declarations:
none
Storm Events records since approval:
17 records (data through 2026-06-30)
Repetitive loss now:
FMA RL 3, SRL 4 (44 CFR 77.2); any definition: 48
Repeat-flood change:
this release sets the baseline count.

Sources: 1, 2, 4, 6 (numbered list at the end)

Plan status for every jurisdiction listed in this county: 28 rows, in the section "Plan clock: Plan status for every jurisdiction listed in this county" on the following pages.

State plan status and tribal plans in this state: see the state page.

Plan clock

Plan status for every jurisdiction listed in this county

Source: 1

JurisdictionTypeStatusPlanApprovedExpiresDays to expirynegative = days since expiryUpdate underwayNotes
Macomb CountyCountyApproved, expires 2030-11-17Macomb County 2025 Hazard Mitigation Plan (FEMA plan 110977)2025-11-182030-11-171,509this jurisdiction approved 2025-12-03
Armada villageVillagePlan 110977 approved 2025-11-18, pending adoption here; not yet eligibleMacomb County 2025 Hazard Mitigation Plan (FEMA plan 110977), pending adoption here2025-11-18 by FEMA; not yet adopted here2030-11-17 once adoptedFEMA tracker shows a plan approvable pending adoptionNot yet eligible: adopt the approved plan.
Center Line cityCityPlan 110977 approved 2025-11-18, pending adoption here; not yet eligibleMacomb County 2025 Hazard Mitigation Plan (FEMA plan 110977), pending adoption here2025-11-18 by FEMA; not yet adopted here2030-11-17 once adoptedFEMA tracker shows a plan approvable pending adoptionNot yet eligible: adopt the approved plan.
Eastpointe cityCityApproved, expires 2030-11-17Macomb County 2025 Hazard Mitigation Plan (FEMA plan 110977)2025-11-182030-11-171,509this jurisdiction approved 2025-12-03
Fraser cityCityApproved, expires 2030-11-17Macomb County 2025 Hazard Mitigation Plan (FEMA plan 110977)2025-11-182030-11-171,509this jurisdiction approved 2026-05-04
Memphis cityCityApproved, expires 2027-08-29St. Clair County Update (FEMA plan 108393)2022-08-302027-08-29333this jurisdiction approved 2022-10-05
Mount Clemens cityCityApproved, expires 2030-11-17Macomb County 2025 Hazard Mitigation Plan (FEMA plan 110977)2025-11-182030-11-171,509this jurisdiction approved 2026-06-10
New Baltimore cityCityApproved, expires 2030-11-17Macomb County 2025 Hazard Mitigation Plan (FEMA plan 110977)2025-11-182030-11-171,509this jurisdiction approved 2026-02-04
New Haven villageVillageApproved, expires 2030-11-17Macomb County 2025 Hazard Mitigation Plan (FEMA plan 110977)2025-11-182030-11-171,509this jurisdiction approved 2026-01-07
Richmond cityCityApproved, expires 2030-11-17Macomb County 2025 Hazard Mitigation Plan (FEMA plan 110977)2025-11-182030-11-171,509
Romeo villageVillageApproved, expires 2030-11-17Macomb County 2025 Hazard Mitigation Plan (FEMA plan 110977)2025-11-182030-11-171,509this jurisdiction approved 2026-01-07
Roseville cityCityPlan 110977 approved 2025-11-18, pending adoption here; not yet eligibleMacomb County 2025 Hazard Mitigation Plan (FEMA plan 110977), pending adoption here2025-11-18 by FEMA; not yet adopted here2030-11-17 once adoptedFEMA tracker shows a plan approvable pending adoptionNot yet eligible: adopt the approved plan.
St. Clair Shores cityCityApproved, expires 2030-11-17Macomb County 2025 Hazard Mitigation Plan (FEMA plan 110977)2025-11-182030-11-171,509this jurisdiction approved 2026-06-10
Sterling Heights cityCityApproved, expires 2030-11-17Macomb County 2025 Hazard Mitigation Plan (FEMA plan 110977)2025-11-182030-11-171,509this jurisdiction approved 2026-01-07
Utica cityCityApproved, expires 2030-11-17Macomb County 2025 Hazard Mitigation Plan (FEMA plan 110977)2025-11-182030-11-171,509this jurisdiction approved 2026-06-10
Warren cityCityPlan 110977 approved 2025-11-18, pending adoption here; not yet eligibleMacomb County 2025 Hazard Mitigation Plan (FEMA plan 110977), pending adoption here2025-11-18 by FEMA; not yet adopted here2030-11-17 once adoptedFEMA tracker shows a plan approvable pending adoptionNot yet eligible: adopt the approved plan.
Armada townshipTownshipApproved, expires 2030-11-17Macomb County 2025 Hazard Mitigation Plan (FEMA plan 110977)2025-11-182030-11-171,509
Bruce townshipTownshipApproved, expires 2030-11-17Macomb County 2025 Hazard Mitigation Plan (FEMA plan 110977)2025-11-182030-11-171,509this jurisdiction approved 2026-02-04
Chesterfield townshipTownshipApproved, expires 2030-11-17Macomb County 2025 Hazard Mitigation Plan (FEMA plan 110977)2025-11-182030-11-171,509this jurisdiction approved 2026-01-07
Clinton charter townshipTownshipApproved, expires 2030-11-17Macomb County 2025 Hazard Mitigation Plan (FEMA plan 110977)2025-11-182030-11-171,509this jurisdiction approved 2025-12-17
Harrison charter townshipTownshipApproved, expires 2030-11-17Macomb County 2025 Hazard Mitigation Plan (FEMA plan 110977)2025-11-182030-11-171,509this jurisdiction approved 2025-12-03
Lenox townshipTownshipApproved, expires 2030-11-17Macomb County 2025 Hazard Mitigation Plan (FEMA plan 110977)2025-11-182030-11-171,509this jurisdiction approved 2025-12-10
Macomb townshipTownshipApproved, expires 2030-11-17Macomb County 2025 Hazard Mitigation Plan (FEMA plan 110977)2025-11-182030-11-171,509
Ray townshipTownshipApproved, expires 2030-11-17Macomb County 2025 Hazard Mitigation Plan (FEMA plan 110977)2025-11-182030-11-171,509this jurisdiction approved 2026-06-10
Richmond townshipTownshipApproved, expires 2030-11-17Macomb County 2025 Hazard Mitigation Plan (FEMA plan 110977)2025-11-182030-11-171,509this jurisdiction approved 2025-12-17
Shelby charter townshipTownshipPlan 110977 approved 2025-11-18, pending adoption here; not yet eligibleMacomb County 2025 Hazard Mitigation Plan (FEMA plan 110977), pending adoption here2025-11-18 by FEMA; not yet adopted here2030-11-17 once adoptedFEMA tracker shows a plan approvable pending adoptionNot yet eligible: adopt the approved plan.
Washington charter townshipTownshipApproved, expires 2030-11-17Macomb County 2025 Hazard Mitigation Plan (FEMA plan 110977)2025-11-182030-11-171,509this jurisdiction approved 2026-06-10
Huron-Clinton Metropolitan AuthoritySpecial DistrictPlan 110977 approved 2025-11-18, pending adoption here; not yet eligibleMacomb County 2025 Hazard Mitigation Plan (FEMA plan 110977), pending adoption here2025-11-18 by FEMA; not yet adopted here2030-11-17 once adoptedFEMA tracker shows a plan approvable pending adoptionNot yet eligible: adopt the approved plan.

Supports FEMA checklist item B1-a: hazard identification

Hazards NRI does not cover (local data needed)

  • dam failure (incl. upstream dams)
  • levee failure
  • flash flood as its own subtype
  • ice jams
  • debris flows
  • erosion (riverine and coastal)
  • land subsidence and sinkholes
  • expansive soils

The 18 National Risk Index hazards, ranked by expected annual loss (EAL)

Sources: 5, 6

Rank by EALHazardNRI risk ratingEAL ratingEAL buildingsmodeled dollars per yearEAL agriculturemodeled dollars per yearCost of expected deaths and injuriesFEMA's dollar value per year, not property damageEAL total (see note)modeled dollars per yearStorm Events records, 1996 to 2026-06-30countStorm Events coverage note
1Inland FloodingRelatively HighRelatively High$145,828,886$58,627$35,840$145,923,35271
2TornadoVery HighVery High$24,326,625$1,710$34,173,326$58,501,6607
3Cold WaveVery HighVery High$11,243$65,489$40,552,381$40,629,11317Includes 2 Frost/Freeze records (outside NRI's Cold Wave definition; counted in this table and in B1-d, not in the B1-e descriptor).
4Strong WindVery HighVery High$6,687,215$1,966$582,319$7,271,500412Includes 36 High Wind and 6 Strong Wind records (NOAA non-thunderstorm wind types, outside NRI's Strong Wind definition).
5Heat WaveRelatively ModerateRelatively Moderate$59,287$1$5,802,745$5,862,03416
6Ice StormVery HighVery High$3,309,197n/a$43,342$3,352,5396
7EarthquakeRelatively LowRelatively Low$1,987,699n/a$636,075$2,623,773Storm Events does not record earthquakes.
8HailRelatively ModerateRelatively Moderate$1,886,964$25,565$104,754$2,017,282160
9LightningRelatively HighRelatively High$215,520n/a$1,000,541$1,216,06125
10Winter WeatherRelatively HighRelatively High$287,570$384$115,188$403,14160
11HurricaneVery LowVery Low$71,546$8,156$835$80,5370No recorded events in Storm Events since 1996 (data through 2026-06-30).
12Coastal FloodingRelatively LowRelatively Low$57,820n/a$8,113$65,9320No recorded events in Storm Events since 1996 (data through 2026-06-30).
13WildfireVery LowVery Low$29,572$3$2,717$32,2922
14LandslideVery LowVery Low$294n/a$263$5570No recorded events in Storm Events since 1996 (data through 2026-06-30).
15DroughtNo RatingNo Expected Annual Lossesn/a$0n/a$02
TsunamiInsufficient DataInsufficient Datan/an/an/an/a0No recorded events in Storm Events since 1996 (data through 2026-06-30).

Total = buildings + agriculture + population equivalence; FEMA values each expected death (or 10 injuries) at $13.7 million (2024 dollars).

NRI risk rating combines expected annual loss with social vulnerability and community resilience; EAL rating rates expected annual loss alone. Both compare this county with all U.S. counties.

Local data needed: state and local landslide and tsunami records (Storm Events records these hazards only in part).

Not applicable to this county per NRI, with no federal declaration and no Storm Events record since 1996: avalanche and volcanic activity. That is the evidence for leaving them out of the plan.

The state hazard mitigation plan also lists hazards for this county; FEMA asks the plan to explain any hazard it leaves out.

Supports FEMA checklist item B1-b: hazard location

Affects the whole county (national data give no location within it): Cold Wave, Drought, Hail, Heat Wave, Ice Storm, Lightning, Strong Wind and Winter Weather.

Coastal Flooding and Inland Flooding: The FEMA Flood Insurance Rate Map (FIRM) is the required location source for flooding. See the FEMA Flood Map Service Center (https://msc.fema.gov) for this county.

Hazards that vary within the county: highest-rated census tracts

Source: 5

HazardHighest-rated census tractsNRI risk rating, score 0 to 100
Earthquaketract 9820.01 (Relatively Low, 63.8); tract 2684 (Relatively Low, 60.1); tract 9822 (Relatively Low, 56.4)
Hurricanetract 2120 (Very Low, 41.1); tract 2100 (Very Low, 40.6); tract 2211 (Very Low, 38.0)
Landslidetract 2145 (Relatively Low, 82.6); tract 2150 (Very Low, 77.4); tract 2100 (Very Low, 73.1)
Tornadotract 2211 (Very High, 97.8); tract 2270 (Very High, 96.0); tract 2306.02 (Very High, 96.0)
Tsunamino tract has a National Risk Index rating for this hazard
Wildfiretract 2150 (Very Low, 67.6); tract 2120 (Very Low, 65.5); tract 2252 (Very Low, 64.6)

Up to 3 census tracts per hazard, highest National Risk Index rating first, then highest score; a tract number is the Census tract number (for example 9820.01 is Census Tract 9820.01). FEMA's Resilience Analysis and Planning Tool maps the National Risk Index for every tract: https://www.fema.gov/emergency-managers/practitioners/resilience-analysis-and-planning-tool

Supports FEMA checklist item B1-c: hazard extent

Extent: scale, observed range and worst recorded event per hazard

Sources: 6, 7

HazardScaleRecordscount and yearsObserved rangeWorst recorded eventMost damaging (when different)How it applies to jurisdictionsNote
Coastal Flood, Storm Surge/Tidenone in data (flood depth: FIRM)0Flood depth: see the FEMA Flood Insurance Rate Map.
Cold/Wind Chill, Extreme Cold/Wind Chillwind chill15 records, 1996 to 2019 (15 zone-level)1 day to 21 days (median 3 days); 14 with a recorded value2003-01-10 to 2003-01-30 (2 records, 1 of them a monthly summary record), 1 direct death, zone-levelCold/Wind Chill, 2007-02-03, $25,000 property; $0 crops (zone total, 2007 dollars)Countywide (zone-level records).
Frost/Freeze (outside NRI's Cold Wave definition)crop damage2 records, 2007 to 2012 (2 zone-level)Frost/Freeze, 2012-04-27, $1,300,000 crop damage (2012 dollars); NWS zone MIZ070Countywide (zone-level records).
DroughtU.S. Drought Monitor scale (D0 to D4)2 records, 2001 to 2002 (2 zone-level)30 days to 31 days (median 30.5 days); 2 with a recorded value31 days (1 month), 2001-07-01 to 2001-07-31, zone-levelCountywide (zone-level records).Storm Events enters a drought at D2 or worse east of the Rockies and D3 or worse from the Rockies west (NWS Instruction 10-1605); NRI drought counts D3 and D4 only.
EarthquakeModified Mercalli (local data)0Storm Events does not record earthquakes; the USGS earthquake catalog is the source.
Hailhail size (inches)187 records, 1958 to 20260.75 in to 4.5 in (median 0.88 in); 187 with a recorded value4.5 in hail, 1978-07-26Hail, 2009-06-25, $1,000 property; $0 crops (2009 dollars)Event records naming jurisdictions in the plan: Mount Clemens city (17 records), Warren city (15 records), Roseville city (12 records), Sterling Heights city (12 records), Washington charter township (11 records), Utica city (10 records), Center Line city (9 records), New Baltimore city (7 records), Armada township (6 records), Armada village (6 records); and 8 more jurisdictions (see the Excel file).
Excessive Heat, Heatheat index (in event narratives)16 records, 1999 to 2026 (16 zone-level)1 day to 7 days (median 4.5 days); 12 with a recorded value7 consecutive days, 2012-07-01 to 2012-07-07, zone-levelCountywide (zone-level records).Heat records from November to March (unseasonable warmth, not a heat wave) are counted but not used for the longest run.
Hurricane, Tropical Storm, Tropical DepressionSaffir-Simpson0Storm Events files every zone of a storm's episode under the storm's type; flooding from the storm is filed as Flood or Flash Flood records.
Ice StormSperry-Piltz ice scale (local data)6 records, 1997 to 2023 (6 zone-level)Ice Storm, 2003-04-03, $50,000,000 property; crops not reported (2003 dollars); NWS zone MIZ070Countywide (zone-level records).
Flash Flood, Flood, Lakeshore Flooddamage and flood days (flood depth: FIRM)71 records, 1996 to 2025 (28 zone-level)Flash Flood, 2014-08-11, $300,000,000 property; $0 crops (2014 dollars)Event records naming jurisdictions in the plan: Sterling Heights city (9 records), Chesterfield township (5 records), Roseville city (5 records), Mount Clemens city (4 records), Warren city (3 records), Fraser city (2 records), Richmond city (2 records), Richmond township (2 records), Romeo village (2 records), Utica city (2 records); and 3 more jurisdictions (see the Excel file). Zone-level records (28) apply countywide.Flood depth: see the FEMA Flood Insurance Rate Map. Storm Events damage is often $0 or blank for floods, major ones included; FEMA Public Assistance by declaration (B1-d) shows which floods cost the most.
Debris Flownone (count and damage only)0
Lightningannualized frequency (the measure FEMA's Local Mitigation Planning Handbook names)25 records, 1998 to 2012Lightning, 2005-07-16, $1,000,000 property; crops not reported (2005 dollars)Event records naming jurisdictions in the plan: Mount Clemens city (3 records), Chesterfield township (2 records), Macomb township (2 records), New Baltimore city (2 records), Romeo village (2 records), Sterling Heights city (2 records), Warren city (2 records), Armada township (1 record), Armada village (1 record), Richmond city (1 record); and 3 more jurisdictions (see the Excel file).Storm Events lists lightning with damage or casualties.
High Wind and Strong Wind (outside NRI's Strong Wind definition)wind speed (kt and mph)42 records, 1996 to 2026 (42 zone-level)39 kt (45 mph) to 70 kt (81 mph) (median 52 kt (60 mph)); 41 with a recorded value70 kt (81 mph), measurement type not recorded, High Wind, 1997-04-06; NWS zone MIZ070High Wind, 2017-03-08, $30,000,000 property; $0 crops (zone total, 2017 dollars)Countywide (zone-level records).
Thunderstorm Windwind speed (kt and mph)443 records, 1960 to 202650 kt (58 mph) to 95 kt (109 mph) (median 52 kt (60 mph)); 400 with a recorded value95 kt (109 mph), measurement type not recorded, Thunderstorm Wind, 1996-07-07, 1 direct injuryThunderstorm Wind, 1998-07-21, $5,800,000 property; crops not reported (1998 dollars)Event records naming jurisdictions in the plan: Mount Clemens city (48 records), Sterling Heights city (28 records), Washington charter township (25 records), Roseville city (24 records), Romeo village (23 records), Utica city (21 records), Chesterfield township (16 records), Armada township (14 records), Armada village (14 records), Fraser city (14 records); and 8 more jurisdictions (see the Excel file).
TornadoEnhanced Fujita (Fujita before Feb 2007)22 records, 1964 to 2025F/EF0 to F/EF4 (median F/EF1); 21 with a recorded valueF4 tornado, 1964-05-08, 3.3 mi path length (whole path, pre-1996), 833 yd wide, $2,500,000 property; crops not recorded (1964 dollars), 11 direct deaths, 224 direct injuriesTornado, 1997-07-02, $30,000,000 property; crops not reported (1997 dollars)Event records naming jurisdictions in the plan: Armada township (1 record), Armada village (1 record), Fraser city (1 record), Mount Clemens city (1 record), Romeo village (1 record).Before 1996 a tornado is listed once, under the county where it began, with its whole path's rating and length; from 1996 on, each county lists its own segment. Length is not used to rank tornadoes (see Methods).
Tsunaminone (count and damage only)0
Wildfireacres burned (local data)2 records, 2003 to 2007 (1 zone-level)Wildfire, 2003-04-26, $20,000 property; crops not reported (2003 dollars)Event records naming jurisdictions in the plan: Chesterfield township (1 record). Zone-level records (1) apply countywide.
Winter Storm, Heavy Snow, Blizzard, Lake-Effect Snow, Winter Weather, Sleetnone in data (snowfall: local data)60 records, 1996 to 2023 (60 zone-level)Winter Storm, 2018-04-14, $5,000,000 property; $0 crops (2018 dollars); NWS zone MIZ070Countywide (zone-level records).

Where a hazard names more than 10 jurisdictions, the table lists the 10 with the most records; every one is in the Excel file, sheet "B1-c Extent".

In event narratives only (local data needed): wind chill, temperature, heat index, ice thickness, acres burned and snow depth; any physical measure of debris flow, lightning and tsunami.

Storm Events records are more complete after 1996; before 1996 only Tornado (from 1950), Hail and Thunderstorm Wind (from 1955) exist. Zone-level records from zones that no NWS zone-county file places in this county (mostly before 2020) are not counted here (the Methods page explains the zone matching).

Dollars are nominal (as reported), labeled with the year; not adjusted for inflation.

A monthly summary record covers most or all of a month; it does not count days at wave conditions.

Supports FEMA checklist item B1-d: previous occurrences

Federal declarations for this county: 18 declarations covering 14 separate hazard incidents counted in this packet (declarations for the same incident count once; non-natural and evacuation-only declarations are not counted).

Federal disaster declarations for this county

Sources: 1, 2, 3

DeclaredIncident beganFEMA numberTypeTitleMapped hazardCounty Public Assistancefederal share obligated, nominal dollarsFlagsNotes
2024-02-082023-08-24DR-4757-MIMajor disasterSevere Storms, Tornadoes, and FloodingInland Flooding (primary); also designated: TornadoPA not declared for this countywithin last 5 years
2021-07-152021-06-25DR-4607-MIMajor disasterSevere Storms, Flooding, and TornadoesInland Flooding; TornadoPA not declared for this county
2020-03-272020-01-20DR-4494-MIMajor disasterCOVID-19 PandemicNon-natural, not counted$20,538,900.34
2020-03-132020-01-20EM-3455-MIEmergencyCOVID-19Non-natural, not countedno Public Assistance recordedsame incident as DR-4494
2014-09-252014-08-11DR-4195-MIMajor disasterSevere Storms and FloodingInland Flooding$1,764,656.01
2005-09-072005-08-29EM-3225-MIEmergencyHurricane Katrina EvacuationHurricane: evacuation support, not a local hazard event; not counted$1,405.69
2004-06-302004-05-20DR-1527-MIMajor disasterSevere Storms, Tornadoes, and FloodingInland Flooding; TornadoPA not declared for this county
2003-09-232003-08-14EM-3189-MIEmergencyPower OutageNon-natural, not counted$631,602.95
2001-01-102000-12-11EM-3160-MIEmergencySnowWinter Weather$611,397.89
1999-01-271999-01-02EM-3137-MIEmergencyMi - Severe Weather 1/2 /99Winter Weather$334,612.45
1998-08-051998-07-21DR-1237-MIMajor disasterSevere Storms and High WindsStrong Windno Public Assistance recorded
1997-07-111997-07-02DR-1181-MIMajor disasterSevere Storms, Tornadoes,and FloodingInland Flooding; Tornadono Public Assistance recorded
1986-09-181986-09-10DR-774-MIMajor disasterSevere Storms & FloodingInland FloodingPA not declared for this county
1978-01-271978-01-27EM-3057-MIEmergencyBlizzards & SnowstormsWinter Weatherno Public Assistance recorded
1976-03-191976-03-19DR-495-MIMajor disasterSevere Storms, Tornadoes, Icing & FloodingInland Flooding; Tornadono Public Assistance recorded
1975-04-261975-04-26DR-465-MIMajor disasterSevere Storms, High Winds & FloodingInland Flooding (primary); also designated: Strong Windno Public Assistance recorded
1973-04-121973-04-12DR-371-MIMajor disasterSevere Storms & FloodingInland Floodingno Public Assistance recorded
1972-12-011972-12-01DR-363-MIMajor disasterSevere Storms & FloodingInland Floodingno Public Assistance recorded

County Public Assistance: applicants the FEMA record places in this county, including any state agencies FEMA files there; statewide rows are listed on the state page; federal share obligated, nominal dollars.

Statewide declarations

Source: 2

DeclaredIncident beganFEMA numberTypeTitleMapped hazard
1956-04-051956-04-05DR-53-MIMajor disasterTornadoTornado
1953-06-091953-06-09DR-6-MIMajor disasterTornadoTornado
1953-06-021953-06-02DR-4-MIMajor disasterTornadoTornado

FEMA recorded these with designated area Statewide and no county, so they are listed on every county page in the state and not counted with county rows. Local data needed: whether each one affected this county.

Previous occurrences by hazard, with explicit no-event rows

Sources: 2, 6, 7

HazardStorm Events records, all years on file(years in the Period column)Since plan approvalrecordsIn the 12 months before plan approvalrecordsLast 5 yearsrecordsDeclared incidents, all yearsseparate disastersDeclared since approvalseparate disastersPeriodStatement
Coastal Flooding0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Cold Wave17000001996 to 2026-06-30Includes 2 Frost/Freeze records.
Drought2000001996 to 2026-06-30
Earthquake000000Storm Events does not record earthquakes; the USGS earthquake catalog is the source.
Hail1872112001955 to 2026-06-30
Heat Wave16101001996 to 2026-06-30
Hurricane0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Ice Storm6001001996 to 2026-06-30
Inland Flooding710241001996 to 2026-06-30
Landslide0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Lightning25000001996 to 2026-06-30
Strong Wind485141065201955 to 2026-06-30Includes 36 High Wind and 6 Strong Wind records.
Tornado22011501950 to 2026-06-30
Tsunami0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Wildfire2000001996 to 2026-06-30
Winter Weather60004301996 to 2026-06-30

Notable Storm Events records

Sources: 1, 6, 7

DateEvent typeMagnitude or extentDamagenominal dollarsDeaths, injuriesdirect onlyLocationWhy listed
2018-01-01Cold/Wind Chill$0 property; $0 crops (zone total, 2018 dollars)1, 0NWS zone MIZ070 (MACOMB), zone-leveldeaths or injuries recorded
2014-08-11Flash Flood$300,000,000 property; $0 crops (2014 dollars)0, 0ST CLAIR SHRS to RICHMONDB1-c worst recorded: Flash Flood, Flood, Lakeshore Flood
2012-07-01Heat$0 property; $0 crops (zone total, 2012 dollars)0, 15NWS zone MIZ070 (MACOMB), zone-levelB1-c worst recorded: Excessive Heat, Heat
2012-04-27Frost/Freeze$0 property; $1,300,000 crops (zone total, 2012 dollars)0, 0NWS zone MIZ070 (MACOMB), zone-levelB1-c worst recorded: Frost/Freeze
2005-07-16Lightning$1,000,000 property; crops not reported (2005 dollars)0, 0MACOMBB1-c worst recorded: Lightning
2003-04-03Ice Storm$50,000,000 property; crops not reported (zone total, 2003 dollars)0, 0NWS zone MIZ070 (MACOMB), zone-levelB1-c worst recorded: Ice Storm
2003-01-10Cold/Wind Chilldamage not reported0, 0NWS zone MIZ070 (MACOMB), zone-levelB1-c worst recorded: Cold/Wind Chill, Extreme Cold/Wind Chill
1997-04-06High Wind70 kt (81 mph), measurement type not recorded$100,000 property; crops not reported (zone total, 1997 dollars)0, 0NWS zone MIZ070 (MACOMB), zone-levelB1-c worst recorded: High Wind and Strong Wind
1996-07-07Thunderstorm Wind95 kt (109 mph), measurement type not recorded$3,000,000 property; crops not reported (1996 dollars)0, 1STERLING HEIGHTS to SAINT CLAIR SHORESB1-c worst recorded: Thunderstorm Wind
1978-07-26Hail4.5 indamage not recorded (pre-1996 record)0, 0location not recordedB1-c worst recorded: Hail
1976-03-20TornadoF3, 17.1 mi path length (whole path, pre-1996), 100 yd wide$250,000 property; crops not recorded (1976 dollars)1, 3location not recordeddeaths or injuries recorded
1964-05-08TornadoF4, 3.3 mi path length (whole path, pre-1996), 833 yd wide$2,500,000 property; crops not recorded (1964 dollars)11, 224location not recordeddeaths or injuries recorded

The full list is in the Excel file, sheet "B1-d Storm Events history" (893 rows).

Location is the place NOAA recorded, as written in its data; it need not be a jurisdiction in this plan.

Local data needed: state-declared emergencies, from your state emergency management agency (federal data do not include them).

Tribal and special-area declarations in this state are listed on the state page.

Supports FEMA checklist item B1-e: probability of future events

Probability: FEMA annualized frequency and descriptor per hazard

Sources: 5, 6

HazardFEMA annualized frequency (modeled)unit per rowUnitIn plain termsDescriptorDescriptor basisNRI events or days in its record period (hail, wind and tornado are area-weighted, so can be fractional)NRI periodLocationNote
Coastal Flooding0.012events per year at a location (modeled)about 0.012 per year at a given location in the countyStorm Events records in 0 of 30 years, 1996 to 2025 (0%)not shownmodeledsee B1-fNo descriptor: no Storm Events record 1996 to 2025
Cold Wave2.63event-days per yearabout 2.63 days per yearLikelyStorm Events event-days in 11 of 30 years, 1996 to 2025 (36.7%)502005-11-12 to 2024-11-12 (19 years)countywide
Drought0event-days per yearnone modeledPossibleStorm Events event-days in 2 of 30 years, 1996 to 2025 (6.67%)02000 to 2025 (25.25 years; D3 and D4 only)countywideNRI models no drought event-days here (2000 to 2025, 25.25 years; D3 and D4 only); Storm Events has a record in 2 of 30 years. The descriptor comes from Storm Events, which counts D2 drought that NRI leaves out.
Earthquake0.000775annual probability at a locationchance a given location in the county has at least minor-damage shaking in a year: 0.0775%not shownmodeledsee B1-fNo descriptor (Storm Events does not record earthquakes).
Hail2.39events per yearabout 2.39 per yearHighly likelyFEMA annualized frequency (modeled)94.1 (modeled)1986 to 2023 (38 years)countywide
Heat Wave4.21event-days per yearabout 4.21 days per yearLikelyStorm Events event-days in 10 of 30 years, 1996 to 2025 (33.3%)662005-11-12 to 2024-11-12 (19 years)countywide
Hurricane0.0154events per yearabout 1 in 65 yearsPossibleFEMA annualized frequency (modeled)41851 to 2024 (Atlantic)see B1-fNRI counts hurricane and tropical storm tracks passing within storm-force wind range; federal declarations are in B1-d.
Ice Storm1.98event-days per yearabout 1.98 days per yearLikelyStorm Events event-days in 6 of 30 years, 1996 to 2025 (20%)1171946-12-31 to 2014-02-12 (67 years)countywide
Inland Flooding1.93event-days per yearabout 1.93 days per yearLikelyStorm Events event-days in 21 of 30 years, 1996 to 2025 (70%)541996 to 2023 (28 years)see B1-f
Landslide0.0707events per year (modeled)about 1 in 14 yearsPossibleFEMA annualized frequency (modeled)not shownmodeledsee B1-f
Lightning34.4days per year with a strikeabout 34.4 days per yearHighly likelyFEMA annualized frequency (modeled)not shown1995 to 2023 (29 years; CONUS)countywide
Strong Wind4.87events per yearabout 4.87 per yearHighly likelyFEMA annualized frequency (modeled)1631986 to 2023 (38 years)countywide
Tornado0.209events per yearabout 1 in 5 yearsLikelyFEMA annualized frequency (modeled)not shown1950 to 2023 (EF2+); 1986 to 2023 (EF0-1)see B1-f
Tsunamiannual probability at the most exposed location (used in place of a county value)Storm Events records in 0 of 30 years, 1996 to 2025 (0%)not shownmodeledsee B1-fNo descriptor: no Storm Events record 1996 to 2025
Wildfire0.0000124annual probability at a locationchance a given location in the county burns in a year: 0.00124%PossibleStorm Events records in 2 of 30 years, 1996 to 2025 (6.67%)not shownmodeledsee B1-f
Winter Weather11.5event-days per yearabout 11.5 days per yearLikelyStorm Events event-days in 25 of 30 years, 1996 to 2025 (83.3%)2182005-11-12 to 2024-11-12 (19 years)countywide

FEMA annualized frequency (modeled) is the National Risk Index v1.20 (December 2025) estimate of how often a hazard affects this county in a year; it is not recorded events divided by years, and its unit differs by hazard (events, event-days, or days with a lightning strike per year). For earthquake, wildfire, coastal flooding and tsunami the value is the chance (or number of events) at a location in the county, not across the county, so no "1 in N years" is given and the descriptor comes from Storm Events where it has a record (none for earthquake). The Methods page gives each hazard's method, from FEMA's National Risk Index Technical Documentation v1.20.

Where NRI gives event-days, the descriptor comes from the share of years with a Storm Events record; NRI's source records more events, so the two differ.

Descriptor scale used in this packet (defined per unit)

Sources: 5, 6

UnitDescriptorDefinition
events per yearHighly likely1 or more per year
events per yearLikelyabout once in 1 to 10 years
events per yearPossibleabout once in 10 to 100 years
events per yearUnlikelyless than once in 100 years
annual probabilityLikely10% to under 100% chance in a given year
annual probabilityPossible1% to under 10% chance in a given year
annual probabilityUnlikelyunder 1% chance in a given year
event-days (share of years)Highly likelyevent-days recorded in 90% or more of years
event-days (share of years)Likelyevent-days recorded in 10% to under 90% of years
event-days (share of years)Possibleevent-days recorded in some years but under 10% of years
lightning strike-daysHighly likelycloud-to-ground strikes on 1 or more days per year

Intensity bands: historical frequency (Storm Events)

Source: 6

HazardBandYearsEventscounty-coded recordsYears in periodEvents per yearevents / years
Hail1.00-1.99 in1996 to 202569302.3
Hail2.00 in+1996 to 20251300.0333
Thunderstorm Wind (counted as NRI Strong Wind)50-64 kt1996 to 20253393011.3
Thunderstorm Wind (counted as NRI Strong Wind)65 kt+1996 to 202519300.633
Thunderstorm Wind (counted as NRI Strong Wind)unmeasured or below 50 kt1996 to 20250300
TornadoEF0-11996 to 20257300.233
TornadoEF2-31996 to 20250300
TornadoEF4-51996 to 20250300
Tornadounrated (EFU)1996 to 20250300

The bands show how often events of each severity were recorded in this county, to profile how severe events have been (FEMA's probability item asks for the range of intensities).

Hail smaller than 1 inch is not counted: on 2010-01-05 the National Weather Service raised its severe-hail threshold from 3/4 inch to 1 inch, so smaller reports became less common after 2009 (NWS Service Change Notice 09-52). NRI hail frequency uses a 0.75 inch threshold.

Optional: future conditions. Not a required item in the 2025 FEMA Local Mitigation Planning Policy Guide; some states ask for it. The federal Climate Mapping for Resilience and Adaptation (CMRA) site gives county exposure to future climate conditions (https://resilience.climate.gov/).

Supports FEMA checklist item B1-f: hazards that vary across jurisdictions

Range of census tract risk within the county

Source: 5

HazardTractsrated of allNRI risk score, 0 to 100Tracts by rating
MinMedianMax
Coastal Flooding24 of 24369.979.486.8Relatively Low 19, Very Low 5, No Rating 219
Cold Wave243 of 24315.777.594.0Relatively High 120, Relatively Moderate 112, Relatively Low 4, Very Low 7
Drought0 of 243No Rating 243
Earthquake243 of 2433.223.863.8Relatively Low 29, Very Low 214
Hail243 of 24317.450.276.1Relatively Moderate 2, Relatively Low 213, Very Low 28
Heat Wave243 of 2431.732.066.0Relatively Moderate 6, Relatively Low 194, Very Low 43
Hurricane243 of 24314.424.941.1Very Low 243
Ice Storm243 of 24315.973.594.3Relatively High 5, Relatively Moderate 148, Relatively Low 89, Very Low 1
Inland Flooding243 of 2430.738.394.7Relatively High 20, Relatively Moderate 75, Relatively Low 101, Very Low 47
Landslide200 of 2438.730.282.6Relatively Low 1, Very Low 199, No Rating 43
Lightning243 of 2430.526.355.2Relatively Moderate 2, Relatively Low 169, Very Low 72
Strong Wind243 of 24315.262.393.0Relatively High 11, Relatively Moderate 153, Relatively Low 78, Very Low 1
Tornado243 of 24320.876.397.8Very High 6, Relatively High 131, Relatively Moderate 99, Relatively Low 6, Very Low 1
Tsunami0 of 243Insufficient Data 243
Wildfire217 of 24318.636.667.6Very Low 217, No Rating 26
Winter Weather243 of 24316.538.471.1Relatively Moderate 33, Relatively Low 209, Very Low 1

Rated tracts only: No Rating (score 0.0), Not Applicable and Insufficient Data tracts are counted but not used for the minimum, median and maximum.

The score ranks a tract against all U.S. tracts (100 = highest). The rating is FEMA's category for the tract's risk value, computed differently, so the two can disagree.

Frequency data for cold wave, hail, heat wave, ice storm, lightning, strong wind and winter weather are county-wide or coarse (49 km grid or NWS zone), the same for every jurisdiction; the tract range mostly reflects where buildings and people are.

Each jurisdiction (starting figures from federal data)

Sources: 1, 3, 4, 6

JurisdictionTypePlan statusRepetitive lossFMA RL and SRL (44 CFR 77.2); repeat-flood, any definitionPublic Assistance to this jurisdictionFEMA records matched by applicant name; federal share obligated, nominal dollarsEvent records naming this placeall years; since its planNotes
Macomb CountyCountyApproved, expires 2030-11-17FMA RL 0, SRL 0; any 0$934,008.100 total; 0 since its planIncludes $927,071.16 for declarations not counted as hazard incidents (DR-4494-MI, EM-3189-MI).
Armada villageVillagePlan 110977 approved 2025-11-18, pending adoption here; not yet eligibleFMA RL 0, SRL 0; any 0$6,472.9022 total; no approved planIncludes $6,472.90 for declarations not counted as hazard incidents (EM-3189-MI).
Center Line cityCityPlan 110977 approved 2025-11-18, pending adoption here; not yet eligibleFMA RL 0, SRL 0; any 0$84,521.9916 total; no approved planIncludes $35,857.89 for declarations not counted as hazard incidents (DR-4494-MI, EM-3189-MI).
Eastpointe cityCityApproved, expires 2030-11-17FMA RL 0, SRL 0; any 0$109,984.910 total; 0 since its planIncludes $19,121.45 for declarations not counted as hazard incidents (EM-3189-MI).
Fraser cityCityApproved, expires 2030-11-17FMA RL 0, SRL 0; any 0$26,726.6421 total; 1 since its planIncludes $17,969.58 for declarations not counted as hazard incidents (EM-3189-MI).
Memphis cityCityApproved, expires 2027-08-29FMA RL 0, SRL 0; any 0no Public Assistance recorded7 total; 0 since its plan
Mount Clemens cityCityApproved, expires 2030-11-17FMA RL 0, SRL 0; any 1$73,882.5473 total; 0 since its planIncludes $20,042.11 for declarations not counted as hazard incidents (DR-4494-MI, EM-3189-MI).
New Baltimore cityCityApproved, expires 2030-11-17FMA RL 0, SRL 0; any 3no Public Assistance recorded16 total; 0 since its plan
New Haven villageVillageApproved, expires 2030-11-17FMA RL 0, SRL 0; any 0no Public Assistance recorded0 total; 0 since its plan
Richmond cityCityApproved, expires 2030-11-17FMA RL 0, SRL 0; any 0$15,592.5116 total; 0 since its planIncludes $7,214.34 for declarations not counted as hazard incidents (EM-3189-MI).
Romeo villageVillageApproved, expires 2030-11-17FMA RL 0, SRL 0; any 0$7,140.8434 total; 1 since its planIncludes $7,140.84 for declarations not counted as hazard incidents (DR-4494-MI).
Roseville cityCityPlan 110977 approved 2025-11-18, pending adoption here; not yet eligibleFMA RL 0, SRL 0; any 1$225,391.6042 total; no approved planIncludes $88,511.18 for declarations not counted as hazard incidents (DR-4494-MI, EM-3189-MI).
St. Clair Shores cityCityApproved, expires 2030-11-17FMA RL 0, SRL 0; any 4$45,113.603 total; 0 since its planIncludes $20,552.22 for declarations not counted as hazard incidents (EM-3189-MI).
Sterling Heights cityCityApproved, expires 2030-11-17FMA RL 0, SRL 0; any 2$1,767,201.8151 total; 0 since its planIncludes $837,897.17 for declarations not counted as hazard incidents (DR-4494-MI, EM-3189-MI, EM-3225-MI).
Utica cityCityApproved, expires 2030-11-17FMA RL 0, SRL 1; any 3$22,240.1434 total; 2 since its planIncludes $11,817.25 for declarations not counted as hazard incidents (EM-3189-MI).
Warren cityCityPlan 110977 approved 2025-11-18, pending adoption here; not yet eligibleFMA RL 0, SRL 0; any 1$942,266.5632 total; no approved planIncludes $56,210.18 for declarations not counted as hazard incidents (EM-3189-MI).
Armada townshipTownshipApproved, expires 2030-11-17FMA RL 0, SRL 0; any 0no Public Assistance recorded22 total; 0 since its plan
Bruce townshipTownshipApproved, expires 2030-11-17FMA RL 0, SRL 0; any 0no Public Assistance recorded0 total; 0 since its plan
Chesterfield townshipTownshipApproved, expires 2030-11-17FMA RL 0, SRL 1; any 5$99,762.4630 total; 0 since its planIncludes $97,085.27 for declarations not counted as hazard incidents (DR-4494-MI, EM-3189-MI).
Clinton charter townshipTownshipApproved, expires 2030-11-17FMA RL 1, SRL 1; any 7$61,184.220 total; 0 since its plan
Harrison charter townshipTownshipApproved, expires 2030-11-17FMA RL 0, SRL 1; any 14no Public Assistance recorded0 total; 0 since its plan
Lenox townshipTownshipApproved, expires 2030-11-17FMA RL 0, SRL 0; any 0no Public Assistance recorded0 total; 0 since its plan
Macomb townshipTownshipApproved, expires 2030-11-17FMA RL 2, SRL 0; any 4$18,220.7611 total; 1 since its planIncludes $18,220.76 for declarations not counted as hazard incidents (DR-4494-MI, EM-3189-MI).
Ray townshipTownshipApproved, expires 2030-11-17FMA RL 0, SRL 0; any 0no Public Assistance recorded0 total; 0 since its plan
Richmond townshipTownshipApproved, expires 2030-11-17FMA RL 0, SRL 0; any 0$1,087.5016 total; 0 since its plan
Shelby charter townshipTownshipPlan 110977 approved 2025-11-18, pending adoption here; not yet eligibleFMA RL 0, SRL 0; any 2no Public Assistance recorded0 total; no approved plan
Washington charter townshipTownshipApproved, expires 2030-11-17FMA RL 0, SRL 0; any 0no Public Assistance recorded37 total; 0 since its plan

Repetitive-loss counts are for whole NFIP communities, which can extend beyond this county (see the note in B2-c).

School districts and special districts get a plan clock row only.

County Public Assistance in B1-d also includes applicants filed under the county that are not jurisdictions in this plan (for example state agencies, special districts and nonprofits), so the jurisdiction rows add up to less.

Supports FEMA checklist items B2-a and B2-b: vulnerability and potential impacts

Local data needed

The table below gives county-level starting figures; the plan describes impacts for each jurisdiction and its own assets.

  • Critical facilities and lifelines per hazard
  • A problem statement per jurisdiction per hazard
  • Changes in development in hazard-prone areas since the last approval, or a statement of none (E1-a)
  • Future assets

County-level starter: exposure, expected annual loss and damage since the plan

Sources: 1, 2, 3, 5, 6, 7

HazardBuilding exposuremodeled dollarsAgriculture exposuremodeled dollarsPopulation exposedpeopleEAL buildingsmodeled dollars per yearEAL agriculturemodeled dollars per yearCost of expected deaths and injuriesFEMA's dollar value per year, not property damageEAL as % of exposurebuildings; agriculture where notedStorm Events damage since 2025-11-18county-coded records, property plus crops, nominal dollarsZone-level damage since planproperty plus crops, reported for the zonePublic Assistance since plannominal dollars; see noteNote
Coastal Flooding$6,250,437,417n/a27,365$57,820n/a$8,1130.000925%
Cold Wave$182,069,762,917$101,488,042880,347$11,243$65,489$40,552,381under 0.0001%
Droughtn/a$0n/an/a$0n/aagriculture exposure is 0 in NRI
Earthquake$315,443,186,599n/a881,217$1,987,699n/a$636,0750.00063%
Hail$182,069,762,917$101,488,042880,347$1,886,964$25,565$104,7540.00104%$0
Heat Wave$182,069,762,917$101,488,042880,347$59,287$1$5,802,745under 0.0001%$0
Hurricane$181,723,176,815$99,371,719879,266$71,546$8,156$835under 0.0001%
Ice Storm$182,030,462,860n/a880,022$3,309,197n/a$43,3420.00182%
Inland Flooding$181,973,251,873$2,838,16712,189$145,828,886$58,627$35,840n/a (see note)NRI counts the full building value of any census block with some flood loss; this is not the value of buildings in the floodplain. Use local FIRM overlays for B2-a/B2-b.
Landslide$295,048,406n/a1,172$294n/a$263under 0.0001%
Lightning$182,069,762,917n/a880,347$215,520n/a$1,000,5410.000118%
Strong Wind$182,069,762,917$101,488,042880,347$6,687,215$1,966$582,3190.00367%$0$1,350,000Storm Events damage since the plan includes 2 zone-level High Wind records ($1,350,000): a NOAA non-thunderstorm wind type, outside NRI's Strong Wind definition.
Tornado$182,069,762,917$101,488,042880,347$24,326,625$1,710$34,173,3260.0134%
Tsunamin/an/an/an/an/an/aNRI publishes no building exposure for this county
Wildfire$28,295,929,335$33,141,085131,969$29,572$3$2,7170.000105%
Winter Weather$182,069,762,917$101,488,042880,347$287,570$384$115,1880.000158%

Totals since 2025-11-18 (Storm Events through 2026-06-30): 14 county-coded records, 14 with a damage value recorded (including $0), $0; 3 zone-level records, 3 with a damage value recorded (including $0), $1,350,000 reported for the zone; Public Assistance: no counted declaration since the plan.

FEMA does not split Public Assistance by hazard. A declaration mapped to several hazards is listed under each of them with its full amount, so the per-hazard column does not add up to the total; the unit total counts each declaration once.

NRI computes earthquake exposure on its own basis, so it exceeds the county building value in B2-a.

Supports FEMA checklist item B2-a: vulnerability (county context)

County context

Source: 5

MeasureValue
Population880,347
Building value (total, not at risk)$182,069,762,917
Agriculture value (total, not at risk)$101,488,042
NRI risk rating (all hazards)Relatively High
Expected annual loss, buildings and agriculture, all hazards$184,921,337
Expected annual loss, population equivalence, all hazards (NRI values each statistical life at $13.7M; a modeled value of expected deaths and injuries, not property damage)$83,058,438
Social vulnerability ratingRelatively Low
Community resilience ratingVery High
NRI versionDecember 2025

FEMA's all-hazard expected annual loss adds buildings, agriculture and population equivalence; this table gives the property part and the population-equivalence part as separate rows.

Social vulnerability: higher means people are more likely to be harmed and slower to recover. Community resilience: lower means the community is less able to recover. High social vulnerability and low resilience both raise the NRI risk rating.

Supports FEMA checklist item B2-c: repetitive loss properties

Repetitive loss in this county, both definitions

Sources: 1, 4

DefinitionPropertiesSevere repetitive lossProperties
Repetitive loss, FMA definition (44 CFR 77.2)3Severe repetitive loss, FMA definition (44 CFR 77.2)4
Repetitive loss, NFIP insurance definition48Severe repetitive loss, NFIP insurance definition4

The state NFIP coordinator's list, the source FEMA's Handbook names, often uses the NFIP insurance definition (second row).

Repeat-flood properties: county and state-level rows

Sources: 1, 4

ScopeRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
County total3448448014
of which: Chesterfield township0151502
of which: Clinton charter township1171703
of which: Harrison township011411405
of which: Mount Clemens city0010100
of which: New Baltimore city0030301
of which: Shelby charter township0020201
of which: St. Clair Shores city0040400
of which: Sterling Heights city0020200
of which: Warren city0010100
of which: Macomb township2040401
of which: Utica city0131301
of which: Roseville city0010100
of which: Unknown (community ID Unknown in FEMA data)0010100
Statewide, no county in FEMA's file0040400

The statewide row counts properties FEMA's file gives with no county in this state; they are listed for reference and are not in this county's counts.

Repeat-flood properties by jurisdiction in the plan (NFIP community)

Sources: 1, 4

JurisdictionNFIP community IDRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
Macomb County2618900000000
Armada village2607420000000
Center Line city2607240000000
Eastpointe city2610710000000
Fraser city2601220000000
Memphis city2602020000000
Mount Clemens city2601240010100
New Baltimore city2601250030301
New Haven village2604460000000
Richmond city2614750000000
Romeo village2610720000000
Roseville city2609090010100
St. Clair Shores city2601270040400
Sterling Heights city2601280020200
Utica city2606080131301
Warren city2601290010100
Armada township2610430000000
Bruce township2608840000000
Chesterfield township2601200151502
Clinton charter township2601211171703
Harrison charter township260123011411405
Lenox township2610140000000
Macomb township2604452040401
Ray township2609100000000
Richmond township2611120000000
Shelby charter township2601260020201
Washington charter township2604470000000

Counts by occupancy group for each jurisdiction are in the Excel file, sheet "B2-c Jurisdictions".

Jurisdiction rows are whole NFIP communities and need not add up to the county total: a community that extends into another county is counted in full on each jurisdiction row, while the county table counts only its part in this county.

County repeat-flood properties by occupancy group

Sources: 1, 4

Occupancy groupRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
single-family residential3343343012
2 to 4 unit residential0010100
other residential0111101
non-residential0030301
not reported0000000

FEMA's occupancy groups have no institutional class; institutional properties are counted in non-residential or other residential in the table by occupancy group.

FMA RL and FMA SRL are the Flood Mitigation Assistance definitions (44 CFR 77.2), the ones the FEMA Local Mitigation Planning Policy Guide cites. NFIP repetitive loss (the FEMA insurance definition) is 2 or more claims over $1,000 in 10 years, and a property can leave that group once it is mitigated. Also shown: NFIP severe repetitive loss, any category, mitigated and currently insured. The Methods page gives the OpenFEMA field details.

Counts are aggregates of FEMA's public NFIP Multiple Loss Properties file (FEMA's data date 2026-08-02; file version 2026-08-04). No property is identified. County assignment is FEMA's geocode.

In this county 0 properties are FMA repetitive loss but not NFIP repetitive loss, and 45 properties are NFIP repetitive loss but not FMA repetitive loss.

Exact counts; no count suppression.

Sources

Tables cite these sources by number. The full list, for the plan's bibliography (FEMA review item A4-a):

  1. FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-29T134039Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)
  2. FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-29T162832Z, pulled 2026-09-30, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)
  3. FEMA, OpenFEMA PublicAssistanceFundedProjectsSummaries v1, version 2026-09-29T150754Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/PublicAssistanceFundedProjectsSummaries (API)
  4. FEMA, OpenFEMA NfipMultipleLossProperties v1, version 2026-08-04T164045Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/NfipMultipleLossProperties (API)
  5. FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-30, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)
  6. NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-30, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/
  7. NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-30, https://www.weather.gov/gis/ZoneCounty
  8. U.S. Census Bureau, Census 2024 Gazetteer, 2020 place by county, CT county-to-cousub crosswalk, version 2024-gazetteer, pulled 2026-09-30, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_counties_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_cousubs_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_place_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_unsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_elsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_scsd_national.zip, https://www2.census.gov/geo/docs/reference/codes2020/national_place_by_county2020.txt, https://www2.census.gov/geo/docs/reference/ct_change/ct_cou_to_cousub_crosswalk.xlsx (used to match place names and codes; no table prints its values)

What this packet is and what the plan adds

This packet is the federal data for the plan's risk assessment (the summary on page 1 says how it is organized); the plan and FEMA's review decide whether each item is met.

The plan adds what only the community has: local data on assets, critical facilities, development and each jurisdiction's impacts; local hazard history, including state-declared emergencies; the mitigation strategy; and adoption.

How the federal data are built: National Risk Index values are FEMA's model, not counts of events. Storm Events is more complete from 1996; zone-level records are placed by forecast zone, not by location in the county. Public Assistance for a jurisdiction is matched by applicant name. The Methods page gives every rule and the known edge cases.

OpenFEMA disclaimer

This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Reuse, citation and corrections

Reuse and citation: Hazard Plain text and tables are licensed under Creative Commons Attribution 4.0 International (CC BY 4.0, https://creativecommons.org/licenses/by/4.0/); credit Hazard Plain and the release. The underlying federal data are public domain; OpenFEMA data are also subject to the OpenFEMA terms and conditions.

Cite this: Hazard Plain (2026). Macomb County, MI: risk-assessment baseline packet, release 2026-10 (data as of 2026-09-30; County FIPS 26099). Automated baseline. https://hazardplain.org/mi/26099/ Built from FEMA OpenFEMA, the FEMA National Risk Index and NOAA NCEI Storm Events; source versions in the packet's Sources list.

Corrections: to report an error, name the packet, the table and what your records show. Contact: [email protected]