Hazard Plain Preview: automated baseline

Bath County, KY

Risk-assessment baseline packet

Unit
County area 21011
Release
2026-10
As of
2026-09-28
Storm Events data through
2026-06-30

Hazard Plain is an independent product built from public federal data. It is not a FEMA document and is not reviewed or endorsed by FEMA or any state agency.

A starting point for the plan's risk assessment (FEMA Local Mitigation Plan Review Tool, Element B). It does not replace local data or FEMA review. Section headings say which FEMA review item each table supports; whether an item is satisfied is decided by the plan and its reviewers.

Hazard Plain release 2026-10, as of 2026-09-28. Independent product; not a FEMA document.

Plan clock

Status
Approved, expires 2030-09-21
Plan
Gateway ADD Regional (FEMA plan 110494)
Approved
2025-09-22
Expires
2030-09-21
As of
2026-09-28
Days
1,454 days to expiry

What changed since your last plan (approved 2025-09-22)

New federal declarations
EM-3633-KY (1 declaration row; 1 counted incident)
Storm Events records since approval
0 (data through 2026-06-30)
Repetitive loss now
FMA RL 2, SRL 2 (44 CFR 77.2); any definition: 11
Repeat-flood change
First release: no prior release to compare.

Sources

FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-26T121003Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)

FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-27T010817Z, pulled 2026-09-28, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

FEMA, OpenFEMA NfipMultipleLossProperties v1, version 2026-08-04T164045Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/NfipMultipleLossProperties (API)

Plan status for every jurisdiction listed in this county

JurisdictionTypeStatusPlanApprovedExpiresDays to expirynegative = days since expiryUpdate underwayNotes
Bath County (unincorporated area)UnincorporatedApproved, expires 2030-09-21Gateway ADD Regional (FEMA plan 110494)2025-09-222030-09-211,454
Owingsville cityCityApproved, expires 2030-09-21Gateway ADD Regional (FEMA plan 110494)2025-09-222030-09-211,454
Salt Lick cityCityApproved, expires 2030-09-21Gateway ADD Regional (FEMA plan 110494)2025-09-222030-09-211,454
Sharpsburg cityCityApproved, expires 2030-09-21Gateway ADD Regional (FEMA plan 110494)2025-09-222030-09-211,454

Plan 110494 also covers 11 other participants not listed on this page (named in the XLSX file).

Source

FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-26T121003Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)

State plan status and tribal plans in this state: see the state page.

Supports B1-a: hazards

Hazards NRI does not cover: check locally

  • dam failure (incl. upstream dams)
  • levee failure
  • flash flood as its own subtype
  • ice jams
  • debris flows
  • erosion (riverine and coastal)
  • land subsidence and sinkholes
  • expansive soils

The 18 National Risk Index hazards, ranked by expected annual loss (EAL)

Rank by EALHazardNRI risk ratingEAL ratingEAL buildingsmodeled dollars per yearEAL agriculturemodeled dollars per yearEAL population equivalencestatistical value of life and injury, $13.7M per life, not property damageEAL total (see note)modeled dollars per yearStorm Events records since 1996countEvidence for an omissionNRI Not Applicable, no declaration and no Storm Events record since 1996Storm Events coverage note
1Inland FloodingVery LowVery Low$2,478,464$201$518,863$2,997,52862
2TornadoRelatively LowRelatively Low$161,367$533$355,529$517,4298
3LightningRelatively ModerateRelatively Moderate$2,194$489,286$491,4801
4Strong WindRelatively LowRelatively Low$86,364$14,853$239,563$340,780212Includes 8 High Wind records and 8 Strong Wind records, event types the NRI definition of this hazard leaves out.
5Cold WaveVery LowRelatively Low$702$12,215$166,491$179,40812Includes 11 Frost/Freeze records, event types the NRI definition of this hazard leaves out.
6Heat WaveVery LowVery Low$5$18$136,145$136,1682
7EarthquakeVery LowVery Low$67,208$22,312$89,520Not in Storm Events. Storm Events coverage of this hazard is limited; absence is not evidence of low risk.
8HailVery LowVery Low$57,901$16,332$10,594$84,82645
9Winter WeatherRelatively LowRelatively Low$5,565$1$37,209$42,77456Includes 2 Sleet records, event types the NRI definition of this hazard leaves out.
10Ice StormVery LowVery Low$8,767$6,926$15,6938
11WildfireVery LowVery Low$6,786$22$3,147$9,9550No recorded events in Storm Events since 1996 (data through 2026-06-30). Storm Events coverage of this hazard is limited; absence is not evidence of low risk.
12HurricaneVery LowVery Low$6,100$3,083$136$9,3180Declared 1 time; no Storm Events record of this type.
13DroughtVery LowVery Low$5,553$5,5532
14LandslideVery LowVery Low$54$573$6270Declared 6 times; no Storm Events record of this type. Storm Events coverage of this hazard is limited; absence is not evidence of low risk.
AvalancheNot ApplicableNot Applicable0NRI rates avalanche Not Applicable for this county, and no federal declaration for this county names it.No recorded events in Storm Events since 1996 (data through 2026-06-30).
Coastal FloodingNot ApplicableNot Applicable0NRI rates coastal flooding Not Applicable for this county, and no federal declaration for this county names it.No recorded events in Storm Events since 1996 (data through 2026-06-30).
TsunamiNot ApplicableNot Applicable0NRI rates tsunami Not Applicable for this county, and no federal declaration for this county names it.No recorded events in Storm Events since 1996 (data through 2026-06-30). Storm Events coverage of this hazard is limited; absence is not evidence of low risk.
Volcanic ActivityNot ApplicableNot Applicable0NRI rates volcanic activity Not Applicable for this county, and no federal declaration for this county names it.No recorded events in Storm Events since 1996 (data through 2026-06-30). Storm Events coverage of this hazard is limited; absence is not evidence of low risk.

Total = buildings + agriculture + population equivalence; FEMA values each expected death (or 10 injuries) at $13.7 million (2024 dollars).

Sources

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

Check your state hazard mitigation plan's hazard list for this county; explain any hazard you drop.

Supports B1-b: location

Where each hazard occurs

HazardLocationCensus tracts ratedrated of all tracts
AvalancheCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.0 of 4
Coastal FloodingCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.0 of 4
Cold WaveAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.4 of 4
DroughtAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.4 of 4
EarthquakeCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.4 of 4
HailAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.4 of 4
Heat WaveAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.4 of 4
HurricaneCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.4 of 4
Ice StormAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.4 of 4
Inland FloodingThe FEMA Flood Insurance Rate Map (FIRM) is the required location source for flooding. See the FEMA Flood Map Service Center (https://msc.fema.gov) for this county.4 of 4
LandslideCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.4 of 4
LightningAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.4 of 4
Strong WindAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.4 of 4
TornadoCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.4 of 4
TsunamiCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.0 of 4
Volcanic ActivityCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.0 of 4
WildfireCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.4 of 4
Winter WeatherAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.4 of 4

Source

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

Supports B1-c: extent

Extent: scale, observed range and worst recorded event per hazard

HazardScaleRecordscount, yearsObserved rangeWorst recorded eventMost damaging (when different)How it applies to membersNote
Avalanchenone (count and damage)0Physical measure: in event narratives only; local data required.
Coastal Flood, Storm Surge/Tidenone in data (FIRM for depth)0Flood depth: see the FEMA Flood Insurance Rate Map.
Cold/Wind Chill, Extreme Cold/Wind Chillwind chill1, 2014 to 2014 (1 zone-level)1 day; 1 with a recorded value1 consecutive day, 2014-01-07, zone-levelZone-level records: applies countywide; national data do not locate these events within the county.Wind chill: in event narratives only; local data required.
Frost/Freeze (outside NRI Cold Wave definition)crop damage11, 2007 to 2020 (11 zone-level)No crop damage reported in 11 records.Zone-level records: applies countywide; national data do not locate these events within the county.Temperature: in event narratives only; local data required.
DroughtUS Drought Monitor D-scale2, 2016 to 2016 (2 zone-level)36 days; 1 with a recorded value36 days (about 1.2 months), 2016-11-15 to 2016-12-20, a run of 2 consecutive Storm Events drought records, zone-levelZone-level records: applies countywide; national data do not locate these events within the county.Storm Events enters a drought at D2 or worse east of the Rockies and D3 or worse from the Rockies west (NWS Instruction 10-1605); NRI drought counts D3 and D4 only.
EarthquakeModified Mercalli (local data)0No Storm Events record; local data required (e.g., USGS).
Hailhail size (inches)47, 1968 to 20220.75 in to 2.75 in (median 1 in); 47 with a recorded value2.75 in hail, 2011-05-10Hail, 1993-02-21, $50,000 property; crops not recorded (1993 dollars)Event records naming member places: Owingsville city (10 records), Sharpsburg city (8 records), Salt Lick city (5 records).
Excessive Heat, Heatheat index (narratives)2, 2010 to 2010 (2 zone-level)1 day; 2 with a recorded value1 consecutive day, 2010-08-11, zone-levelZone-level records: applies countywide; national data do not locate these events within the county.Heat index: in event narratives only; local data required.
Hurricane, Tropical Storm, Tropical DepressionSaffir-Simpson0Storm Events files every zone of a storm's episode under the storm's event type and category, so a Hurricane (Typhoon) record, especially an inland or remnant one, does not by itself mean hurricane-force winds here; read the damage and wind columns.
Ice StormSperry-Piltz (local data)8, 1999 to 2022 (8 zone-level)Ice Storm, 2003-02-16, $10,000 property; $0 crops, reported for the zone (2003 dollars); NWS zone KYZ051 (BATH), zone-level: may include parts of neighboring countiesZone-level records: applies countywide; national data do not locate these events within the county.Ice thickness: in event narratives only; local data required.
Flash Flood, Flood, Lakeshore Flooddamage and flood days (FIRM for depth)62, 1996 to 2021 (4 zone-level)Flood, 2004-05-31, $2,000,000 property; $0 crops, reported for the zone (2004 dollars); NWS zone KYZ051 (BATH), zone-level: may include parts of neighboring countiesEvent records naming member places: Owingsville city (14 records), Salt Lick city (6 records), Sharpsburg city (4 records). Zone-level records (4) apply countywide.Flood depth: see the FEMA Flood Insurance Rate Map. Storm Events damage can be $0 or blank even for a major flood, so the worst record here may not be the worst flood; compare FEMA Public Assistance by declaration in B1-d.
Debris Flownone (count and damage)0Physical measure: in event narratives only; local data required.
Lightningannualized frequency (the measure FEMA's Local Mitigation Planning Handbook names)1, 2023 to 2023Lightning, 2023-08-25, $0 property; $0 crops (2023 dollars), 1 direct deathNo event record names a member place.Storm Events lists lightning with damage or casualties; physical measure in event narratives only; local data required.
High Wind and Strong Wind (outside NRI Strong Wind definition)wind speed (kt and mph)16, 2001 to 2024 (16 zone-level)35 kt (40 mph) to 53 kt (61 mph) (median 45 kt (52 mph)); 15 with a recorded value53 kt (61 mph) measured gust, High Wind, 2023-03-03; NWS zone KYZ051 (BATH), zone-level: may include parts of neighboring countiesHigh Wind, 2024-09-27, $35,000 property; $5,000 crops, reported for the zone (2024 dollars)Zone-level records: applies countywide; national data do not locate these events within the county.
Thunderstorm Windwind speed (kt and mph)207, 1970 to 202543 kt (49 mph) to 83 kt (96 mph) (median 53 kt (61 mph)); 180 with a recorded value83 kt (96 mph) estimated gust, Thunderstorm Wind, 2024-04-02Event records naming member places: Owingsville city (34 records), Sharpsburg city (26 records), Salt Lick city (21 records).
TornadoEnhanced Fujita (F before Feb 2007)9, 1956 to 2024F/EF0 to F/EF1 (median F/EF1); 9 with a recorded valueEF1 tornado, 2012-03-02, 7.4 mi within this county, 250 yd wide, $775,000 property; $0 crops (2012 dollars)Event records naming member places: Owingsville city (2 records), Sharpsburg city (2 records).From 1996 on, tornado records are per-county segments and length is the path length within this county (NWS Instruction 10-1605); records before 1996 may give the whole path length, including the path outside this county, and before 1996 a tornado is listed once, under the county where it began, with the whole path's rating; counties farther along the path may not list it. Length is not used to rank tornadoes.
Tsunaminone (count and damage)0Physical measure: in event narratives only; local data required.
Volcanic Ash, Volcanic AshfallVolcanic Explosivity Index (local data)0Physical measure: in event narratives only; local data required.
Wildfireacres burned (local data)0Acres burned: in event narratives only; local data required.
Winter Storm, Heavy Snow, Blizzard, Lake-Effect Snow, Winter Weather, Sleetnone in data (snowfall local)56, 1996 to 2025 (56 zone-level)Heavy Snow, 1998-02-03, $10,000,000 property; $0 crops, reported for the zone (1998 dollars), 1 direct injury (reported for the zone); NWS zone KYZ051 (BATH), zone-level: may include parts of neighboring countiesZone-level records: applies countywide; national data do not locate these events within the county.Snow depth: in event narratives only; local data required.

Storm Events records are more complete after 1996; before 1996 only Tornado (from 1950), Hail and Thunderstorm Wind (from 1955) exist. Zone-level records are placed with NWS zone-county files, which exist from 2020 on; an earlier record is placed by its zone number in the nearest later file only when its zone name matches that file, records from zones NWS renumbered are placed by name or left out, and a record whose zone is in no known file is left out of every count, so counts before 2020 can be low. Some current zones are also missing from the NWS files, so recent counts can be low too.

Dollars are nominal (as reported), labeled with the year; not adjusted for inflation.

Sources

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-28, https://www.weather.gov/gis/ZoneCounty

Supports B1-d: previous occurrences

Declaration rows
29
Counted incidents
25

Federal disaster declarations for this county

DeclaredIncident beganFEMA numberTypeTitleMapped hazardCounty Public Assistancefederal share obligated, nominal dollarsFlagsNotes
2026-01-242026-01-23EM-3633-KYEmergencySEVERE WINTER STORMWinter Weathernone foundnew since last plan; within last 5 years
2025-04-032025-04-02EM-3626-KYEmergencySEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODINGInland Flooding; Strong Wind; Tornadonone foundduring plan review, check whether your last plan included it; within last 5 years
2025-02-162025-02-14EM-3624-KYEmergencySEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, AND LANDSLIDESInland Flooding; Landslide; Strong Windnone foundduring plan review, check whether your last plan included it; within last 5 years
2024-11-262024-09-27DR-4848-KYMajor disasterREMNANTS OF HURRICANE HELENEHurricane (primary); also designated: Inland Flooding, Landslide, Strong Windnone foundduring plan review, check whether your last plan included it; within last 5 years
2021-03-312021-02-08DR-4592-KYMajor disasterSEVERE WINTER STORMS, LANDSLIDES, AND MUDSLIDESIce Storm$134,871.02
2020-03-282020-01-20DR-4497-KYMajor disasterCOVID-19 PANDEMICNon-natural, not countednone found
2020-03-132020-01-20EM-3469-KYEmergencyCOVID-19Non-natural, not countednone foundsame incident as DR-4497
2015-05-122015-03-03DR-4218-KYMajor disasterSEVERE WINTER STORM, SNOWSTORM, FLOODING, LANDSLIDES, AND MUDSLIDESInland Flooding (primary); also designated: Landslide, Winter Weather$14,650.41
2015-05-012015-04-02DR-4217-KYMajor disasterSEVERE STORMS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDESInland Flooding (primary); also designated: Landslide, Tornado$500,476.15
2012-03-062012-02-29DR-4057-KYMajor disasterSEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS AND FLOODINGInland Flooding; Strong Wind; Tornadonone found
2011-05-042011-04-12DR-1976-KYMajor disasterSEVERE STORMS, TORNADOES, AND FLOODINGInland Flooding; Tornado$114,349.84
2010-05-112010-05-01DR-1912-KYMajor disasterSEVERE STORMS, FLOODING, MUDSLIDES, AND TORNADOESInland Flooding; Landslide; Tornado$115,637.08
2009-02-052009-01-26DR-1818-KYMajor disasterSEVERE WINTER STORM AND FLOODINGIce Storm$47,622.23
2009-01-282009-01-27EM-3302-KYEmergencySEVERE WINTER STORMIce Stormnone foundsame incident as DR-1818
2008-02-212008-02-05DR-1746-KYMajor disasterSEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, ANDStrong Wind; Tornado$54,577.41
2005-09-102005-08-29EM-3231-KYEmergencyHURRICANE KATRINAHurricane: evacuation support, not a local hazard event; not countednone found
2004-06-102004-05-26DR-1523-KYMajor disasterSEVERE STORMS, TORNADOES, FLOODING, AND MUDSLIDESInland Flooding; Landslide; TornadoPA not declared for this county
2003-03-142003-02-15DR-1454-KYMajor disasterSEVERE WINTER ICE AND SNOW STORMS, HEAVY RAIN, FLOODING, TORNADOES, AND MUD ANDInland Flooding; Tornado; Winter Weather$87,128.32
2002-04-042002-03-17DR-1407-KYMajor disasterSEVERE STORMS AND FLOODINGInland Flooding$4,941.68
2001-08-152001-07-27DR-1388-KYMajor disasterSEVERE STORMS AND FLOODINGInland Flooding$828,312.26
2000-02-282000-02-18DR-1320-KYMajor disasterSEVERE STORMS AND FLOODINGInland FloodingPA not declared for this county
1998-03-031998-02-04DR-1207-KYMajor disasterSEVERE WINTER STORMWinter Weathernone found
1997-03-041997-03-01DR-1163-KYMajor disasterSEVERE STORM, FLOODING, AND TORNADOESInland Flooding; Tornadonone found
1996-01-131996-01-05DR-1089-KYMajor disasterBLIZZARD OF 96Winter Weathernone found
1995-06-131995-05-13DR-1055-KYMajor disasterTORNADOES, SEVERE WINDS, HAILTornado (primary); also designated: Hailnone found
1994-03-161994-02-09DR-1018-KYMajor disasterSEVERE WEATHER, FREEZING RAIN, SLEET, SNWWinter Weathernone found
1993-03-161993-03-13EM-3104-KYEmergencySEVERE SNOWFALL & WINTER STORMWinter Weathernone found
1989-02-241989-01-13DR-821-KYMajor disasterSEVERE STORMS & FLOODINGInland Floodingnone found
1978-12-121978-12-12DR-568-KYMajor disasterSEVERE STORMS & FLOODINGInland Floodingnone found

County Public Assistance: applicants the FEMA record places in this county, including any state agencies FEMA files there; statewide rows are listed on the state page; federal share obligated, nominal dollars.

Dollars are nominal (as reported), labeled with the year; not adjusted for inflation.

Statewide declarations

DeclaredIncident beganFEMA numberTypeTitleMapped hazardFlagsNotes
1964-03-171964-03-17DR-163-KYMajor disasterSEVERE STORMS & FLOODINGInland Flooding
1963-03-131963-03-13DR-148-KYMajor disasterSEVERE STORMS & FLOODINGInland Flooding
1962-03-121962-03-12DR-128-KYMajor disasterFLOODSInland Flooding
1957-01-311957-01-31DR-66-KYMajor disasterFLOODInland Flooding

FEMA recorded these with designated area Statewide and no county. Listed on every county page in the state; not counted with county rows.

Source

FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-27T010817Z, pulled 2026-09-28, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)

Previous occurrences by hazard, with explicit no-event rows

HazardStorm Events recordsfull periodSince plan approvalrecordsDuring plan reviewrecordsLast 5 yearsrecordsDeclared incidentsdistinct incidentsDeclared since approvaldistinct incidentsPeriodStatement
Avalanche0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Coastal Flooding0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Cold Wave12000001996 to 2026-06-30Includes 11 Frost/Freeze records, event types the NRI definition of this hazard leaves out.
Drought2000001996 to 2026-06-30
Earthquake000000No Storm Events record; local data required (e.g., USGS).
Hail47001101955 to 2026-06-30
Heat Wave2000001996 to 2026-06-30
Hurricane0000101996 to 2026-06-30No Storm Events records of this type; 1 federal declared incident (see declarations table)
Ice Storm8001201996 to 2026-06-30
Inland Flooding620001601996 to 2026-06-30
Landslide0000601996 to 2026-06-30No Storm Events records of this type; 6 federal declared incidents (see declarations table)
Lightning1001001996 to 2026-06-30
Strong Wind2230373501955 to 2026-06-30Includes 8 High Wind records and 8 Strong Wind records, event types the NRI definition of this hazard leaves out.
Tornado90021001950 to 2026-06-30
Tsunami0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Volcanic Activity0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Wildfire0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Winter Weather56027711996 to 2026-06-30Includes 2 Sleet records, event types the NRI definition of this hazard leaves out.

Sources

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-27T010817Z, pulled 2026-09-28, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)

NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-28, https://www.weather.gov/gis/ZoneCounty

Notable Storm Events records

DateEvent typeMagnitude or extentDamagenominal dollarsDirect deaths, injuriesindirect not countedLocationFlagsWhy listed
2024-04-02Thunderstorm Wind83 kt (96 mph) estimated gust$200,000 property; $10,000 crops (2024 dollars)0, 0KENDALL SPGSwithin last 5 yearsB1-c worst recorded: Thunderstorm Wind
2023-08-25Lightning$0 property; $0 crops (2023 dollars)1, 0PEBBLEwithin last 5 yearsdeaths or injuries recorded
2023-03-03High Wind53 kt (61 mph) measured gustdamage not reported0, 0NWS zone KYZ051 (BATH), zone-level: may include parts of neighboring countieswithin last 5 yearsB1-c worst recorded: High Wind and Strong Wind (outside NRI Strong Wind definition)
2020-04-29Flood$3,000 property; $0 crops (2020 dollars)5, 0MOORES FERRYdeaths or injuries recorded
2014-01-07Cold/Wind Chilldamage not reported0, 0NWS zone KYZ051 (BATH), zone-level: may include parts of neighboring countiesB1-c worst recorded: Cold/Wind Chill, Extreme Cold/Wind Chill
2012-03-02TornadoEF1, 7.4 mi within this county, 250 yd wide$775,000 property; $0 crops (2012 dollars)0, 0OWINGSVILLE to POLKSVILLEB1-c worst recorded: Tornado
2011-05-10Hail2.75 in$30,000 property; $0 crops (2011 dollars)0, 0SHARPSBURGB1-c worst recorded: Hail
2010-08-11Heat$0 property; $0 crops, reported for the zone (2010 dollars)0, 0NWS zone KYZ051 (BATH), zone-level: may include parts of neighboring countiesB1-c worst recorded: Excessive Heat, Heat
2004-05-31Flood$2,000,000 property; $0 crops, reported for the zone (2004 dollars)0, 0NWS zone KYZ051 (BATH), zone-level: may include parts of neighboring countiesB1-c worst recorded: Flash Flood, Flood, Lakeshore Flood
2003-02-16Ice Storm$10,000 property; $0 crops, reported for the zone (2003 dollars)0, 0NWS zone KYZ051 (BATH), zone-level: may include parts of neighboring countiesB1-c worst recorded: Ice Storm
1998-02-03Heavy Snow$10,000,000 property; $0 crops, reported for the zone (1998 dollars)0, 1NWS zone KYZ051 (BATH), zone-level: may include parts of neighboring countiesB1-c worst recorded: Winter Storm, Heavy Snow, Blizzard, Lake-Effect Snow, Winter Weather, Sleet
1998-01-07Flash Flood$0 property; $0 crops (1998 dollars)1, 0OWINGSVILLEdeaths or injuries recorded

The full list is in the XLSX file, sheet "B1-d Storm Events history" (422 rows).

Storm Events records are more complete after 1996; before 1996 only Tornado (from 1950), Hail and Thunderstorm Wind (from 1955) exist. Zone-level records are placed with NWS zone-county files, which exist from 2020 on; an earlier record is placed by its zone number in the nearest later file only when its zone name matches that file, records from zones NWS renumbered are placed by name or left out, and a record whose zone is in no known file is left out of every count, so counts before 2020 can be low. Some current zones are also missing from the NWS files, so recent counts can be low too.

Sources

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-28, https://www.weather.gov/gis/ZoneCounty

FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-26T121003Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)

State-declared emergencies are not in federal data. Add them from your state emergency management agency.

FEMA's declaration data list no tribal or special-area declarations for this state.

Supports B1-e: probability

Probability: FEMA annualized frequency and descriptor per hazard

HazardFEMA annualized frequency (modeled)unit per rowUnitIn plain termsDescriptorDescriptor basisNRI events or days in its record period (hail, wind and tornado are area-weighted, so can be fractional)NRI periodLocationNote
Avalancheevents per year1994 to 2023 (30 years)see B1-fNot Applicable in NRI for this county; no descriptor.
Coastal Floodingevents per year at a location (modeled)not shownmodeledsee B1-fNot Applicable in NRI for this county; no descriptor.
Cold Wave1.11event-days per yearabout 1.11 days per yearPossibleevent-days in 1 of 30 years, 1996 to 2025 (3.33%)212005-11-12 to 2024-11-12 (19 years)countywideNRI gives about 1.11 cold wave event-days a year here (its annualized frequency over 19 years; not its event count divided by the years), but Storm Events has a record in only 1 of 30 years. NRI counts from a different source that records far more events than Storm Events, so this descriptor reads much lower than NRI's frequency; read the two together. Frost/Freeze records are not counted in this descriptor: they record crop freezes, not cold waves.
Drought2.77event-days per yearabout 2.77 days per yearPossibleevent-days in 1 of 30 years, 1996 to 2025 (3.33%)702000 to 2025 (25.25 years; D3 and D4 only)countywideNRI gives about 2.77 drought event-days a year here (its annualized frequency over 25.25 years; not its event count divided by the years), but Storm Events has a record in only 1 of 30 years. NRI counts from a different source that records far more events than Storm Events, so this descriptor reads much lower than NRI's frequency; read the two together.
Earthquake0.00188annual probability at a locationchance a given location in the county has at least minor-damage shaking in a year: 0.188%not shownmodeledsee B1-fDescriptor not assigned: the NRI value is the chance at a location in the county, not how often the hazard affects the county, and Storm Events does not record earthquakes.
Hail3.1events per yearabout 3.1 per yearHighly likelyFEMA annualized frequency (modeled)117.8 (modeled)1986 to 2023 (38 years)countywide
Heat Wave2.79event-days per yearabout 2.79 days per yearPossibleevent-days in 1 of 30 years, 1996 to 2025 (3.33%)422005-11-12 to 2024-11-12 (19 years)countywideNRI gives about 2.79 heat wave event-days a year here (its annualized frequency over 19 years; not its event count divided by the years), but Storm Events has a record in only 1 of 30 years. NRI counts from a different source that records far more events than Storm Events, so this descriptor reads much lower than NRI's frequency; read the two together.
Hurricane0.023events per yearabout 1 in 43 yearsPossibleFEMA annualized frequency (modeled)61851 to 2024 (Atlantic)see B1-fNRI counts hurricane and tropical storm tracks passing within storm-force wind range; federal declarations are counted separately in B1-d and need not match.
Ice Storm0.46event-days per yearabout 0.46 days per yearLikelyevent-days in 8 of 30 years, 1996 to 2025 (26.7%)311946-12-31 to 2014-02-12 (67 years)countywide
Inland Flooding1.39event-days per yearabout 1.39 days per yearLikelyevent-days in 21 of 30 years, 1996 to 2025 (70%)391996 to 2023 (28 years)see B1-f
Landslide0.494events per year (modeled)about 1 in 2 yearsLikelyFEMA annualized frequency (modeled)not shownmodeledsee B1-f
Lightning50.5days per year with a strikeabout 50.5 days per yearHighly likelyFEMA annualized frequency (modeled)not shown1995 to 2023 (29 years; CONUS)countywide
Strong Wind5events per yearabout 5 per yearHighly likelyFEMA annualized frequency (modeled)1901986 to 2023 (38 years)countywide
Tornado0.104events per yearabout 1 in 10 yearsLikelyFEMA annualized frequency (modeled)not shown1950 to 2023 (EF2+); 1986 to 2023 (EF0-1)see B1-f
Tsunamiannual probability at the most exposed location (used in place of a county value)not shownmodeledsee B1-fNot Applicable in NRI for this county; no descriptor.
Volcanic Activityannual probabilitynot shownmodeledsee B1-fNot Applicable in NRI for this county; no descriptor.
Wildfire0.000586annual probability at a locationchance a given location in the county burns in a year: 0.0586%Storm Events records in 0 of 30 years, 1996 to 2025 (0%)not shownmodeledsee B1-fNo Storm Events record of this hazard, 1996 to 2025; descriptor not assigned (the NRI value is the chance at a location in the county, not how often the hazard affects the county)
Winter Weather14.7event-days per yearabout 14.7 days per yearLikelyevent-days in 21 of 30 years, 1996 to 2025 (70%)2792005-11-12 to 2024-11-12 (19 years)countywide

FEMA annualized frequency (modeled) comes from the National Risk Index v1.20 (December 2025). It is not recorded events divided by years, and what it measures depends on the hazard. For most hazards it estimates how often the hazard affects this county each year: it counts events or event-days (drought, heat wave, cold wave, winter weather, ice storm and inland flooding are in days per year; lightning is the number of days per year with a recorded cloud-to-ground strike, from the NOAA Storm Prediction Center daily lightning climatology); it may count events in the surrounding area (hail, strong wind, tornado, hurricane and ice storm use a 49 km grid and buffers) and is averaged over the county's area; and some hazards use a minimum value for places with no recorded event. Earthquake, wildfire and coastal flooding are different: FEMA computes them for each census block and averages them over the county, so the value is the chance (for coastal flooding, the modeled number of floods per year) at a location in the county, which is lower than the chance that the hazard strikes somewhere in the county. Earthquake is the chance of at least minor-damage shaking (U.S. Geological Survey model); wildfire is the chance that a location burns in a large fire (U.S. Forest Service burn probability); coastal flooding comes from FEMA flood zones and NOAA high-tide flooding, so it can be above 1 where high-tide flooding is frequent. Tsunami is the value at the county's most exposed location, from recorded events and modeled return periods. For these four hazards the packet gives no "1 in N years" and takes the descriptor from Storm Events (none for earthquake) unless the value is 1 or more a year. Landslide is a U.S. Geological Survey modeled county rate spread by slope susceptibility. Volcanic activity is the chance that a volcano affecting the county erupts in a year. Drought counts only extreme and exceptional drought (D3 and D4). Source: FEMA, National Risk Index Technical Documentation v1.20, sections 5.2.2 (Table 5), 5.2.3, 7.4, 10.4, 16.5, 17.1, 17.3.1, 17.5, 20.3.1, 21.4, 22.4 and 6 to 23.

Sources

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

Descriptor scale used in this packet (defined per unit)

UnitDescriptorDefinition
events per yearHighly likely1 or more per year
events per yearLikelyabout once in 1 to 10 years
events per yearPossibleabout once in 10 to 100 years
events per yearUnlikelyless than once in 100 years
annual probabilityLikely10% to under 100% chance in a given year
annual probabilityPossible1% to under 10% chance in a given year
annual probabilityUnlikelyunder 1% chance in a given year
event-days (share of years)Highly likelyevent-days recorded in 90% or more of years
event-days (share of years)Likelyevent-days recorded in 10% to under 90% of years
event-days (share of years)Possibleevent-days recorded in some years but under 10% of years
lightning strike-daysHighly likelycloud-to-ground strikes on 1 or more days per year

Sources

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

Intensity bands: historical frequency (Storm Events)

HazardBandYearsEventscounty-coded recordsYears in periodEvents per yearevents / years
Hail1.00-1.99 in1996 to 202525300.833
Hail2.00 in+1996 to 20252300.0667
Strong Wind (Thunderstorm Wind records)50-64 kt1996 to 2025147304.9
Strong Wind (Thunderstorm Wind records)65 kt+1996 to 202527300.9
Strong Wind (Thunderstorm Wind records)unmeasured or below 50 kt1996 to 202522300.733
TornadoEF0-11996 to 20258300.267
TornadoEF2-31996 to 20250300
TornadoEF4-51996 to 20250300
Tornadounrated (EFU)1996 to 20250300

Hail smaller than 1 inch is not counted: on 2010-01-05 the National Weather Service raised its severe-hail threshold from 3/4 inch to 1 inch, so smaller reports became less common after 2009 (NWS Service Change Notice 09-52). NRI hail frequency uses a 0.75 inch threshold.

Source

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

Optional: future conditions. Not a required item in the 2025 FEMA Local Mitigation Planning Policy Guide; some states ask for it. The federal Climate Mapping for Resilience and Adaptation (CMRA) site gives county exposure to future climate conditions.

Supports B1-f: variation across the planning area

Range of census tract risk within the county

HazardTractsrated of allRisk score minNRI score, 0 to 100MedianMaxTracts by ratingNote
Avalanche0 of 4Not Applicable 4
Coastal Flooding0 of 4Not Applicable 4
Cold Wave4 of 444.349.758.7Relatively Moderate 2, Relatively Low 2National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.
Drought4 of 476.879.783.6Relatively Low 3, Very Low 1National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. Agriculture is all of NRI's expected annual loss for this hazard in the county, so the tract range above mostly reflects where crop and livestock value is, not where buildings and people are. Confirm locally.
Earthquake4 of 436.942.259.4Relatively Low 2, Very Low 2
Hail4 of 469.571.776.4Relatively Moderate 4National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.
Heat Wave4 of 440.449.962.0Relatively Moderate 1, Relatively Low 3National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.
Hurricane4 of 441.741.944.1Very Low 4
Ice Storm4 of 439.747.557.2Relatively Low 4National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.
Inland Flooding4 of 439.067.683.8Relatively High 1, Relatively Moderate 2, Relatively Low 1
Landslide4 of 478.584.687.7Relatively Low 3, Very Low 1
Lightning4 of 498.499.199.7Very High 4National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.
Strong Wind4 of 486.590.194.2Relatively High 4National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.
Tornado4 of 460.866.775.6Relatively High 1, Relatively Moderate 3
Tsunami0 of 4Not Applicable 4
Volcanic Activity0 of 4Not Applicable 4
Wildfire4 of 456.074.379.3Relatively Low 3, Very Low 1
Winter Weather4 of 479.885.290.8Relatively High 4National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.

Rated tracts only: No Rating (score 0.0), Not Applicable and Insufficient Data tracts are counted but not used for the minimum, median and maximum.

Source

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

Per-member block (Starter, confirm locally)

MemberTypePlan statusRepetitive lossFMA RL and SRL (44 CFR 77.2); repeat-flood, any definitionPublic Assistance matchedfederal share obligated, nominal dollarsEvent records naming this placeall years; since the member's planNotes
Bath County (unincorporated area)UnincorporatedApproved, expires 2030-09-21FMA RL 1, SRL 0; any 3$161,972.070; 0
Owingsville cityCityApproved, expires 2030-09-21FMA RL 0, SRL 0; any 0$26,908.9160; 0
Salt Lick cityCityApproved, expires 2030-09-21FMA RL 1, SRL 2; any 8$2,434.0932; 0
Sharpsburg cityCityApproved, expires 2030-09-21FMA RL 0, SRL 0; any 0none found40; 0

Member rows are whole NFIP communities and need not add up to the county total: a community that extends into another county is counted in full on each member row, while the county table counts only its part in this county.

School districts and special districts get a plan clock row only.

Sources

FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-26T121003Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)

FEMA, OpenFEMA NfipMultipleLossProperties v1, version 2026-08-04T164045Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/NfipMultipleLossProperties (API)

FEMA, OpenFEMA PublicAssistanceFundedProjectsSummaries v1, version 2026-09-26T151157Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/PublicAssistanceFundedProjectsSummaries (API)

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

Supports B2-a and B2-b: assets and impacts

Local data required

County-level starter. The plan must describe impacts for each participant and its own assets.

  • Critical facilities and lifelines per hazard
  • A problem statement per participant per hazard
  • Changes in development in hazard-prone areas since the last approval, or a statement of none (E1-a)
  • Future assets

County-level starter: exposure, expected annual loss and damage since the plan

HazardBuilding exposuremodeled dollarsAgriculture exposuremodeled dollarsPopulation exposedpeopleEAL buildingsmodeled dollars per yearEAL agriculturemodeled dollars per yearEAL population equivalencestatistical value of life and injury, $13.7M per life, not property damageEAL as % of exposurebuildings; agriculture where notedStorm Events damage since 2025-09-22county-coded records, property plus crops, nominal dollarsZone-level damage since planproperty plus crops, reported for the zonePublic Assistance since plannominal dollars; see noteNote
AvalancheNot Applicable in NRI for this county
Coastal FloodingNot Applicable in NRI for this county
Cold Wave$1,983,646,165$23,583,26712,731$702$12,215$166,491under 0.0001%
Drought$7,274,449$5,5530.0763% (agriculture)NRI has no building exposure for this hazard; agriculture shown
Earthquake$3,330,920,99812,750$67,208$22,3120.00202%
Hail$1,983,646,384$23,583,26712,731$57,901$16,332$10,5940.00292%
Heat Wave$1,983,646,165$23,583,26712,731$5$18$136,145under 0.0001%
Hurricane$1,983,646,165$23,421,83212,731$6,100$3,083$1360.000307%
Ice Storm$1,983,646,16512,731$8,767$6,9260.000442%
Inland Flooding$1,982,158,112$5,163,534649$2,478,464$201$518,863n/a (see note)NRI counts the full building value of any census block with some flood loss; this is not the value of buildings in the floodplain. Use local FIRM overlays for B2-a/B2-b. EAL as % of exposure: n/a.
Landslide$168,446,2381,162$54$573under 0.0001%
Lightning$1,983,646,38412,731$2,194$489,2860.000111%
Strong Wind$1,983,646,384$23,583,26712,731$86,364$14,853$239,5630.00435%
Tornado$1,983,646,384$23,583,26712,731$161,367$533$355,5290.00813%
TsunamiNot Applicable in NRI for this county
Volcanic ActivityNot Applicable in NRI for this county
Wildfire$119,196,556$5,447,5483,268$6,786$22$3,1470.00569%
Winter Weather$1,983,646,165$23,583,26712,731$5,565$1$37,2090.000281%none found (1 declaration)

Totals since 2025-09-22 (Storm Events through 2026-06-30): 0 county-coded records, 0 with a damage value recorded (including $0), $0; 0 zone-level records, 0 with a damage value recorded (including $0), $0 reported for the zone; Public Assistance on counted declarations none found (1 declaration, 0 with PA).

Total = buildings + agriculture + population equivalence; FEMA values each expected death (or 10 injuries) at $13.7 million (2024 dollars).

FEMA does not split Public Assistance by hazard. A declaration mapped to several hazards is listed under each of them with its full amount, so the per-hazard column must not be added up; the unit total counts each declaration once.

Dollars are nominal (as reported), labeled with the year; not adjusted for inflation.

Sources

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-28, https://www.weather.gov/gis/ZoneCounty

FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-27T010817Z, pulled 2026-09-28, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)

FEMA, OpenFEMA PublicAssistanceFundedProjectsSummaries v1, version 2026-09-26T151157Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/PublicAssistanceFundedProjectsSummaries (API)

FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-26T121003Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)

Supports B2-a: context

County context

MeasureValue
Population12,731
Building value (total, not at risk)$1,983,646,384
Agriculture value (total, not at risk)$23,583,267
NRI risk rating (all hazards)Very Low
Expected annual loss, buildings and agriculture, all hazards$2,934,287
Expected annual loss, population equivalence, all hazards (NRI values each statistical life at $13.7M; a modeled value of expected deaths and injuries, not property damage)$1,986,773
Social vulnerability ratingRelatively Moderate
Community resilience ratingRelatively Low
NRI versionDecember 2025

FEMA's all-hazard expected annual loss total adds buildings, agriculture and population equivalence; the two parts are shown separately so the property figure is not read as including the statistical value of life.

Source

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

Supports B2-c: repetitive loss

Repetitive loss in this county, both definitions

DefinitionPropertiesSevere repetitive lossProperties
Repetitive loss, FMA definition (44 CFR 77.2)2Severe repetitive loss, FMA definition (44 CFR 77.2)2
Repetitive loss, NFIP insurance definition9Severe repetitive loss, NFIP insurance definition1

Your state NFIP coordinator's list may use the NFIP insurance definition, so its counts can be higher.

Repeat-flood properties: county total and NFIP communities

ScopeRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
County total22911124
BATH COUNTY*1020311
SALT LICK, CITY OF1271813

Repeat-flood properties by plan member (NFIP community)

MemberNFIP community IDRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredpropertiesNote
Bath County (unincorporated area)2100081020311
Owingsville city2101910000000
Salt Lick city2100091271813
Sharpsburg city2101980000000

Per-member types: XLSX sheet 'B2-c Members'.

Member rows are whole NFIP communities and need not add up to the county total: a community that extends into another county is counted in full on each member row, while the county table counts only its part in this county.

County repeat-flood properties by occupancy group

Occupancy groupRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
single-family residential22811024
2 to 4 unit residential0000000
other residential0000000
non-residential0010100
not reported0000000

Institutional properties cannot be separated in this data: FEMA's occupancy groups have no institutional class, so they fall in non-residential or other residential in the table by occupancy group.

FMA RL and FMA SRL are the Flood Mitigation Assistance definitions (44 CFR 77.2), the ones the FEMA Local Mitigation Planning Policy Guide cites; OpenFEMA's fmaRl field description omits the Increased Cost of Compliance clause of 44 CFR 77.2(i). NFIP repetitive loss (FEMA insurance definition, nfipRl) is 2 or more claims over $1,000 in 10 years and can drop to false when a property is mitigated. Also shown: NFIP severe repetitive loss, any category, mitigated and currently insured.

Your state NFIP coordinator's list may use the NFIP insurance definition, so its counts can be higher.

Counts are aggregates of FEMA's public NFIP Multiple Loss Properties file (as of 2026-08-02). No property is identified. County assignment is FEMA's geocode.

Counts may differ from your state NFIP coordinator's list, which is the source the Handbook names.

In this county 1 property is FMA repetitive loss but not NFIP repetitive loss, and 8 properties are NFIP repetitive loss but not FMA repetitive loss.

Exact counts; no count suppression.

Sources

Every table above lists its own sources. The full list, for the plan's bibliography (FEMA review item A4-a):

  1. FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-26T121003Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)
  2. FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-27T010817Z, pulled 2026-09-28, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)
  3. FEMA, OpenFEMA PublicAssistanceFundedProjectsSummaries v1, version 2026-09-26T151157Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/PublicAssistanceFundedProjectsSummaries (API)
  4. FEMA, OpenFEMA NfipMultipleLossProperties v1, version 2026-08-04T164045Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/NfipMultipleLossProperties (API)
  5. FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)
  6. NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/
  7. NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-28, https://www.weather.gov/gis/ZoneCounty
  8. U.S. Census Bureau, Census 2024 Gazetteer, 2020 place by county, CT county-to-cousub crosswalk, version 2024-gazetteer, pulled 2026-09-28, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_counties_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_cousubs_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_place_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_unsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_elsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_scsd_national.zip, https://www2.census.gov/geo/docs/reference/codes2020/national_place_by_county2020.txt, https://www2.census.gov/geo/docs/reference/ct_change/ct_cou_to_cousub_crosswalk.xlsx

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Cite this: Hazard Plain (2026). Bath County, KY: risk-assessment baseline packet, release 2026-10 (data as of 2026-09-28; County area 21011). Preview: automated baseline. Built from FEMA OpenFEMA, the FEMA National Risk Index and NOAA NCEI Storm Events; source versions in the packet's Sources list.

Corrections: to report an error, name the packet, the table and what your records show. Contact: to be added

Hazard Plain release 2026-10. As of 2026-09-28; Storm Events data through 2026-06-30. File hazard-plain_2026-10_KY_21011. Preview: automated baseline.