Washington County, IN: risk-assessment baseline packet, release 2026-10

Summary

Plan status as of 2026-09-30: Expired on 2024-01-14. Plan: Washington County (FEMA plan 105560), approved 2019-01-15.

Update: FEMA tracker shows a plan in review.

Since the plan was approved on 2019-01-15: 3 new hazard declarations (3 incidents): DR-4882-IN (Severe Storms, Straight-Line Winds, Tornadoes, and Flooding), EM-3641-IN (Severe Winter Storm), EM-3651-IN (Severe Storms, Straight-Line Winds, Tornadoes, and Flooding); also 2 COVID-19 declarations (not counted).

NOAA Storm Events records since that date: 84 records (data through 2026-06-30).

Highest expected annual loss (FEMA National Risk Index, modeled total; see B1-a): Inland Flooding ($6,119,018 a year), Tornado ($3,430,209) and Strong Wind ($1,022,524).

Repetitive-loss flood properties now: FMA RL 0, SRL 1 (44 CFR 77.2); any definition: 10.

The tables that follow are organized by the items of FEMA's Local Mitigation Plan Review Tool, Element B (B1-a to B2-c); each heading says which item its tables support.

Terms used

EAL:: expected annual loss: FEMA's modeled average yearly loss from a hazard.
NRI:: FEMA's National Risk Index (version 1.20, December 2025).
NFIP:: National Flood Insurance Program.
RL, SRL:: repetitive loss and severe repetitive loss: flood-insured properties with repeated claims (definitions in B2-c).
FMA, HMGP:: Flood Mitigation Assistance and Hazard Mitigation Grant Program, FEMA mitigation grants.
PA:: FEMA Public Assistance: disaster aid to governments and some nonprofits.
Zone-level:: NOAA logged the event for a National Weather Service forecast zone, which may include parts of neighboring counties.
County-coded:: NOAA logged the event to this county.
FIPS:: the federal code for a place; 18175 is this area.
D0 to D4:: U.S. Drought Monitor categories, from abnormally dry (D0) to exceptional drought (D4).
F/EF, EFU:: Fujita and Enhanced Fujita tornado ratings; EFU is an unrated tornado.
kt, CONUS:: knots (1 kt is about 1.15 mph); the contiguous United States.
CFR:: Code of Federal Regulations.
A4-a, E1-a:: other items of FEMA's Local Mitigation Plan Review Tool (sources, and changes since the last plan).
Dollars:: nominal (as reported, labeled with the year), not adjusted for inflation.

Plan clock

Status:: Expired on 2024-01-14
Plan:: Washington County (FEMA plan 105560)
Approved:: 2019-01-15
Days since expiry:: 990
Update underway:: FEMA tracker shows a plan in review

Until a new plan is approved, FEMA mitigation project grants (HMGP, FMA) need a FEMA exception (44 CFR 201.6(a)(3)).

What changed since your last plan (approved 2019-01-15)

New federal declarations:: 3 new hazard declarations (3 incidents): DR-4882-IN (Severe Storms, Straight-Line Winds, Tornadoes, and Flooding), EM-3641-IN (Severe Winter Storm), EM-3651-IN (Severe Storms, Straight-Line Winds, Tornadoes, and Flooding); also 2 COVID-19 declarations (not counted)
Storm Events records since approval:: 84 records (data through 2026-06-30)
Repetitive loss now:: FMA RL 0, SRL 1 (44 CFR 77.2); any definition: 10
Repeat-flood change:: this release sets the baseline count.

Sources: 1, 2, 4, 6 (numbered list at the end)

Plan status for every jurisdiction listed in this county

Source: 1

Jurisdiction	Type	Status	Plan	Approved	Expires	Days to expirynegative = days since expiry	Update underway	Notes
Washington County	County	Expired on 2024-01-14	Washington County (FEMA plan 105560)	2019-01-15	2024-01-14	-990	FEMA tracker shows a plan in review
Campbellsburg town	Town	Expired on 2024-01-14	Washington County (FEMA plan 105560)	2019-01-15	2024-01-14	-990	FEMA tracker shows a plan in review	this jurisdiction approved 2019-06-03
Little York town	Town	No approved plan on record	none	none	none		FEMA tracker shows a plan in review
Livonia town	Town	Expired on 2024-01-14	Washington County (FEMA plan 105560)	2019-01-15	2024-01-14	-990	FEMA tracker shows a plan in review
New Pekin town	Town	Expired on 2024-01-14	Washington County (FEMA plan 105560)	2019-01-15	2024-01-14	-990	FEMA tracker shows a plan in review	this jurisdiction approved 2020-02-04
Salem city	City	Expired on 2024-01-14	Washington County (FEMA plan 105560)	2019-01-15	2024-01-14	-990	FEMA tracker shows a plan in review	this jurisdiction approved 2019-02-22
Saltillo town	Town	No approved plan on record	none	none	none		FEMA tracker shows a plan in review
East Washington School Corporation	School/School District	Expired on 2024-01-14	Washington County (FEMA plan 105560)	2019-01-15	2024-01-14	-990		this jurisdiction approved 2019-01-30
Salem Community Schools	School/School District	Expired on 2024-01-14	Washington County (FEMA plan 105560)	2019-01-15	2024-01-14	-990		this jurisdiction approved 2019-01-18
West Washington School Corporation	School/School District	Expired on 2024-01-14	Washington County (FEMA plan 105560)	2019-01-15	2024-01-14	-990

State plan status and tribal plans in this state: see the state page.

Supports FEMA checklist item B1-a: hazard identification

Hazards NRI does not cover (local data needed)

dam failure (incl. upstream dams)
levee failure
flash flood as its own subtype
ice jams
debris flows
erosion (riverine and coastal)
land subsidence and sinkholes
expansive soils

The 18 National Risk Index hazards, ranked by expected annual loss (EAL)

Sources: 5, 6

Rank by EAL	Hazard	NRI risk rating	EAL rating	EAL buildingsmodeled dollars per year	EAL agriculturemodeled dollars per year	Cost of expected deaths and injuriesFEMA's dollar value per year, not property damage	EAL total (see note)modeled dollars per year	Storm Events records, 1996 to 2026-06-30count	Storm Events coverage note
1	Inland Flooding	Relatively Low	Relatively Low	$5,798,336	$189,409	$131,273	$6,119,018	71
2	Tornado	Relatively Moderate	Relatively Moderate	$1,145,921	$5,109	$2,279,178	$3,430,209	21
3	Strong Wind	Relatively Moderate	Relatively Moderate	$224,806	$39,896	$757,822	$1,022,524	150	Includes 3 High Wind and 1 Strong Wind records (NOAA non-thunderstorm wind types, outside NRI's Strong Wind definition).
4	Cold Wave	Relatively Low	Relatively Low	$212	$117,256	$606,813	$724,281	5	Includes 5 Frost/Freeze records (outside NRI's Cold Wave definition; counted in this table and in B1-d, not in the B1-e descriptor).
5	Earthquake	Relatively Low	Relatively Low	$541,213	n/a	$163,056	$704,269		Storm Events does not record earthquakes.
6	Heat Wave	Relatively Low	Relatively Low	$2,448	$3	$286,120	$288,572	0	No recorded events in Storm Events since 1996 (data through 2026-06-30).
7	Drought	Relatively Low	Relatively Low	n/a	$219,635	n/a	$219,635	0	No recorded events in Storm Events since 1996 (data through 2026-06-30).
8	Lightning	Relatively Low	Relatively Low	$7,011	n/a	$133,838	$140,849	1
9	Winter Weather	Relatively Moderate	Relatively Moderate	$18,908	$659	$80,327	$99,894	28
10	Hail	Very Low	Very Low	$17,322	$5,175	$32,483	$54,981	44
11	Ice Storm	Relatively Low	Relatively Low	$833	n/a	$47,738	$48,570	4
12	Hurricane	Very Low	Very Low	$856	$5,592	$4	$6,451	0	No recorded events in Storm Events since 1996 (data through 2026-06-30).
13	Wildfire	Very Low	Very Low	$2,930	$10	$477	$3,418	0	No recorded events in Storm Events since 1996 (data through 2026-06-30).
14	Landslide	Very Low	Very Low	$44	n/a	$337	$381	0	No recorded events in Storm Events since 1996 (data through 2026-06-30).

Total = buildings + agriculture + population equivalence; FEMA values each expected death (or 10 injuries) at $13.7 million (2024 dollars).

NRI risk rating combines expected annual loss with social vulnerability and community resilience; EAL rating rates expected annual loss alone. Both compare this county with all U.S. counties.

Local data needed: state and local wildfire and landslide records (Storm Events records these hazards only in part).

Not applicable to this county per NRI, with no federal declaration and no Storm Events record since 1996: avalanche, coastal flooding, tsunami and volcanic activity. That is the evidence for leaving them out of the plan.

The state hazard mitigation plan also lists hazards for this county; FEMA asks the plan to explain any hazard it leaves out.

Supports FEMA checklist item B1-b: hazard location

Affects the whole county (national data give no location within it): Cold Wave, Drought, Hail, Heat Wave, Ice Storm, Lightning, Strong Wind and Winter Weather.

Inland Flooding: The FEMA Flood Insurance Rate Map (FIRM) is the required location source for flooding. See the FEMA Flood Map Service Center (https://msc.fema.gov) for this county.

Hazards that vary within the county: highest-rated census tracts

Source: 5

Hazard	Highest-rated census tractsNRI risk rating, score 0 to 100
Earthquake	tract 9674 (Relatively Moderate, 80.3); tract 9675 (Relatively Moderate, 80.1); tract 9673 (Relatively Low, 73.7)
Hurricane	tract 9673 (Very Low, 39.1); tract 9674 (Very Low, 38.1); tract 9672 (Very Low, 33.8)
Landslide	tract 9673 (Relatively Low, 85.6); tract 9672 (Relatively Low, 82.1); tract 9674 (Very Low, 69.4)
Tornado	tract 9673 (Very High, 97.6); tract 9675 (Very High, 97.5); tract 9674 (Very High, 96.3)
Wildfire	tract 9674 (Very Low, 64.7); tract 9673 (Very Low, 64.6); tract 9677.02 (Very Low, 59.2)

Up to 3 census tracts per hazard, highest National Risk Index rating first, then highest score; a tract number is the Census tract number (for example 9674 is Census Tract 9674). FEMA's Resilience Analysis and Planning Tool maps the National Risk Index for every tract: https://www.fema.gov/emergency-managers/practitioners/resilience-analysis-and-planning-tool

Supports FEMA checklist item B1-c: hazard extent

Extent: scale, observed range and worst recorded event per hazard

Sources: 6, 7

Hazard	Scale	Recordscount and years	Observed range	Worst recorded event	Most damaging (when different)	How it applies to jurisdictions	Note
Cold/Wind Chill, Extreme Cold/Wind Chill	wind chill	0					Wind chill: in event narratives only (local data needed).
Frost/Freeze (outside NRI's Cold Wave definition)	crop damage	5 records, 2016 to 2025 (5 zone-level)		No crop damage reported in 5 records.		Countywide (zone-level records).	Temperature: in event narratives only (local data needed).
Drought	U.S. Drought Monitor scale (D0 to D4)	0					Storm Events enters a drought at D2 or worse east of the Rockies and D3 or worse from the Rockies west (NWS Instruction 10-1605); NRI drought counts D3 and D4 only.
Earthquake	Modified Mercalli (local data)	0					Storm Events does not record earthquakes; the USGS earthquake catalog is the source.
Hail	hail size (inches)	52 records, 1963 to 2024	0.75 in to 2.75 in (median 1 in); 52 with a recorded value	2.75 in hail, 2012-03-02; same size also recorded on 1981-07-27, 1996-04-20, 2012-03-02	Hail, 2002-05-01, $75,000 property; crops not reported (2002 dollars)	Event records naming jurisdictions in the plan: Salem city (9 records), New Pekin town (6 records), Campbellsburg town (5 records), Little York town (4 records), Livonia town (3 records).
Excessive Heat, Heat	heat index (in event narratives)	0					Heat index: in event narratives only (local data needed).
Hurricane, Tropical Storm, Tropical Depression	Saffir-Simpson	0					Storm Events files every zone of a storm's episode under the storm's type; flooding from the storm is filed as Flood or Flash Flood records.
Ice Storm	Sperry-Piltz ice scale (local data)	4 records, 2003 to 2022 (4 zone-level)		No damage reported in 4 records.		Countywide (zone-level records).	Ice thickness: in event narratives only (local data needed).
Flash Flood, Flood, Lakeshore Flood	damage and flood days (flood depth: FIRM)	71 records, 1996 to 2026 (9 zone-level)		Flood, 2008-03-18, $3,000,000 property; $0 crops (2008 dollars)		Event records naming jurisdictions in the plan: Salem city (8 records), New Pekin town (7 records), Campbellsburg town (1 record). Zone-level records (9) apply countywide.	Flood depth: see the FEMA Flood Insurance Rate Map. Storm Events damage is often $0 or blank for floods, major ones included; FEMA Public Assistance by declaration (B1-d) shows which floods cost the most.
Debris Flow	none (count and damage only)	0					Physical measure: in event narratives only (local data needed).
Lightning	annualized frequency (the measure FEMA's Local Mitigation Planning Handbook names)	1 record, 2014		Lightning, 2014-07-13, $100,000 property; $0 crops (2014 dollars)		No event record names a jurisdiction in the plan.	Storm Events lists lightning with damage or casualties; physical measure in event narratives only (local data needed).
High Wind and Strong Wind (outside NRI's Strong Wind definition)	wind speed (kt and mph)	4 records, 1999 to 2023 (4 zone-level)	30 kt (35 mph) to 70 kt (81 mph) (median 52 kt (60 mph)); 3 with a recorded value	70 kt (81 mph) measured gust, High Wind, 2008-09-14; NWS zone INZ077	High Wind, 2016-04-02, $5,000 property; $0 crops, reported for the zone (2016 dollars)	Countywide (zone-level records).
Thunderstorm Wind	wind speed (kt and mph)	167 records, 1969 to 2026	50 kt (58 mph) to 100 kt (115 mph) (median 52 kt (60 mph)); 148 with a recorded value	100 kt (115 mph), measurement type not recorded, Thunderstorm Wind, 1998-05-31	Thunderstorm Wind, 1993-04-15, $500,000 property; crops not recorded (1993 dollars)	Event records naming jurisdictions in the plan: Salem city (41 records), Campbellsburg town (10 records), New Pekin town (9 records), Little York town (3 records), Saltillo town (2 records), Livonia town (1 record).
Tornado	Enhanced Fujita (Fujita before Feb 2007)	34 records, 1956 to 2025	F/EF0 to F/EF5 (median F/EF1); 34 with a recorded value	F5 tornado, 1974-04-03, 5.7 mi path length (whole path, pre-1996), 33 yd wide, damage not recorded (pre-1996 record), 1 direct death, 12 direct injuries	Tornado, 1956-04-03, $2,500,000 property; crops not recorded (1956 dollars)	Event records naming jurisdictions in the plan: Salem city (6 records), Livonia town (3 records), Saltillo town (2 records), Campbellsburg town (1 record), Little York town (1 record).	Before 1996 a tornado is listed once, under the county where it began, with its whole path's rating and length; from 1996 on, each county lists its own segment. Length is not used to rank tornadoes (see Methods).
Wildfire	acres burned (local data)	0					Acres burned: in event narratives only (local data needed).
Winter Storm, Heavy Snow, Blizzard, Lake-Effect Snow, Winter Weather, Sleet	none in data (snowfall: local data)	28 records, 1996 to 2026 (28 zone-level)		No damage reported in 28 records.		Countywide (zone-level records).	Snow depth: in event narratives only (local data needed).

Storm Events records are more complete after 1996; before 1996 only Tornado (from 1950), Hail and Thunderstorm Wind (from 1955) exist. Zone-level records whose zone no NWS zone-county file places in this county (mostly before 2020) are not counted here (the Methods page explains the zone matching).

Dollars are nominal (as reported), labeled with the year; not adjusted for inflation.

Supports FEMA checklist item B1-d: previous occurrences

Federal declarations for this county: 20 declarations covering 17 separate hazard incidents counted in this packet (declarations for the same incident count once; non-natural and evacuation-only declarations are not counted).

Federal disaster declarations for this county

Sources: 1, 2, 3

Declared	Incident began	FEMA number	Type	Title	Mapped hazard	County Public Assistancefederal share obligated, nominal dollars	Flags	Notes
2026-08-15	2026-08-11	EM-3651-IN	Emergency	Severe Storms, Straight-Line Winds, Tornadoes, and Flooding	Inland Flooding (primary); also designated: Strong Wind, Tornado	not yet in FEMA's PA summaries (they cover declarations through 2026-06-30)	new since last plan; within last 5 years
2026-01-24	2026-01-23	EM-3641-IN	Emergency	Severe Winter Storm	Winter Weather	no Public Assistance recorded	new since last plan; within last 5 years
2025-07-22	2025-03-30	DR-4882-IN	Major disaster	Severe Storms, Straight-Line Winds, Tornadoes, and Flooding	Inland Flooding (primary); also designated: Strong Wind, Tornado	$90,207.79	new since last plan; within last 5 years
2020-04-03	2020-01-20	DR-4515-IN	Major disaster	COVID-19 Pandemic	Non-natural, not counted	$23,503.40	new since last plan
2020-03-13	2020-01-20	EM-3456-IN	Emergency	COVID-19	Non-natural, not counted	no Public Assistance recorded	new since last plan	same incident as DR-4515
2012-03-09	2012-02-29	DR-4058-IN	Major disaster	Severe Storms, Straight-Line Winds, and Tornadoes	Strong Wind; Tornado	$167,902.76
2011-06-23	2011-04-19	DR-1997-IN	Major disaster	Severe Storms, Tornadoes, Straight-Line Winds, and	Strong Wind; Tornado	$90,303.95
2009-03-05	2009-01-26	DR-1828-IN	Major disaster	Severe Winter Storm	Winter Weather	$64,906.40
2008-09-23	2008-09-12	DR-1795-IN	Major disaster	Severe Storms and Flooding	Inland Flooding	$340,672.78
2008-06-08	2008-05-30	DR-1766-IN	Major disaster	Severe Storms, Flooding, and Tornadoes	Inland Flooding; Tornado	$56,927.77
2005-09-10	2005-08-29	EM-3238-IN	Emergency	Hurricane Katrina Evacuation	Hurricane: evacuation support, not a local hazard event; not counted	no Public Assistance recorded
2005-01-21	2005-01-01	DR-1573-IN	Major disaster	Severe Winter Storms and Flooding	Inland Flooding; Winter Weather	PA not declared for this county
2005-01-11	2004-12-21	EM-3197-IN	Emergency	Snow	Winter Weather	$126,064.13
2004-06-03	2004-05-25	DR-1520-IN	Major disaster	Severe Storms, Tornadoes, and Flooding	Inland Flooding; Tornado	$183,868.01
2002-06-13	2002-04-28	DR-1418-IN	Major disaster	Severe Storms, Tornadoes and Flooding	Inland Flooding; Tornado	$60,315.80
1996-07-03	1996-04-28	DR-1125-IN	Major disaster	Severe Storms and Flooding	Inland Flooding	no Public Assistance recorded
1996-04-02	1996-01-06	DR-1109-IN	Major disaster	Blizzard of 96	Inland Flooding	no Public Assistance recorded
1992-08-17	1992-08-08	DR-953-IN	Major disaster	Severe Storms & Flash Flooding	Inland Flooding	no Public Assistance recorded
1990-06-04	1990-05-15	DR-869-IN	Major disaster	Severe Storms, Tornadoes & Flooding	Inland Flooding; Tornado	no Public Assistance recorded
1974-04-04	1974-04-04	DR-423-IN	Major disaster	Tornadoes	Tornado	no Public Assistance recorded

School districts and special districts in this county: $28,720.93 (included in the county total above). Public Assistance matched by applicant name to the school districts and special districts FEMA lists as plan participants in this county. They have no row of their own in the jurisdiction table, so their total is listed here. These dollars are already included in the county PA column of the declarations table (the FEMA record places each applicant in this county), so this line is not added to it.

County Public Assistance: applicants the FEMA record places in this county, including any state agencies FEMA files there; statewide rows are listed on the state page; federal share obligated, nominal dollars.

Statewide declarations

Source: 2

Declared	Incident began	FEMA number	Type	Title	Mapped hazard
1964-03-17	1964-03-17	DR-162-IN	Major disaster	Severe Storms & Flooding	Inland Flooding
1961-05-20	1961-05-20	DR-113-IN	Major disaster	Floods	Inland Flooding
1954-10-26	1954-10-26	DR-30-IN	Major disaster	Flood	Inland Flooding

FEMA recorded these with designated area Statewide and no county, so they are listed on every county page in the state and not counted with county rows. Local data needed: whether each one affected this county.

Previous occurrences by hazard, with explicit no-event rows

Sources: 2, 6, 7

Hazard	Storm Events records, all years on file(years in the Period column)	Since plan approvalrecords	In the 12 months before plan approvalrecords	Last 5 yearsrecords	Declared incidents, all yearsseparate disasters	Declared since approvalseparate disasters	Period	Statement
Cold Wave	5	1	0	1	0	0	1996 to 2026-06-30	Includes 5 Frost/Freeze records.
Drought	0	0	0	0	0	0	1996 to 2026-06-30	No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Earthquake	0	0	0	0	0	0		Storm Events does not record earthquakes; the USGS earthquake catalog is the source.
Hail	52	4	1	3	0	0	1955 to 2026-06-30
Heat Wave	0	0	0	0	0	0	1996 to 2026-06-30	No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Hurricane	0	0	0	0	0	0	1996 to 2026-06-30	No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Ice Storm	4	1	0	1	0	0	1996 to 2026-06-30
Inland Flooding	71	18	3	17	11	2	1996 to 2026-06-30
Landslide	0	0	0	0	0	0	1996 to 2026-06-30	No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Lightning	1	0	0	0	0	0	1996 to 2026-06-30
Strong Wind	171	50	5	42	4	2	1955 to 2026-06-30	Includes 3 High Wind and 1 Strong Wind records.
Tornado	34	5	1	4	9	2	1950 to 2026-06-30
Wildfire	0	0	0	0	0	0	1996 to 2026-06-30	No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Winter Weather	28	5	1	4	4	1	1996 to 2026-06-30

Notable Storm Events records

Sources: 1, 6, 7

Date	Event type	Magnitude or extent	Damagenominal dollars	Deaths, injuriesdirect only	Location	Why listed
2016-04-02	High Wind	52 kt (60 mph) estimated gust	$5,000 property; $0 crops, reported for the zone (2016 dollars)	0, 0	NWS zone INZ077 (WASHINGTON), zone-level	B1-c most damaging: High Wind and Strong Wind
2014-07-13	Lightning		$100,000 property; $0 crops (2014 dollars)	0, 0	HARRISTOWN	B1-c worst recorded: Lightning
2012-03-02	Hail	2.75 in	property not reported; $0 crops (2012 dollars)	0, 0	NEW PEKIN	B1-c worst recorded: Hail
2012-03-02	Tornado	EF4, 17.35 mi within this county, 800 yd wide	$2,000,000 property; $0 crops (2012 dollars)	5, 0	FREDDRICKSBURG to DAISY HILL	deaths or injuries recorded
2008-09-14	High Wind	70 kt (81 mph) measured gust	damage not reported	0, 0	NWS zone INZ077 (WASHINGTON), zone-level	B1-c worst recorded: High Wind and Strong Wind
2008-03-18	Flood		$3,000,000 property; $0 crops (2008 dollars)	0, 0	FREDDRICKSBURG	B1-c worst recorded: Flash Flood, Flood, Lakeshore Flood
2002-05-01	Hail	1.75 in	$75,000 property; crops not reported (2002 dollars)	0, 0	SALEM	B1-c most damaging: Hail
1998-05-31	Thunderstorm Wind	100 kt (115 mph), measurement type not recorded	damage not reported	0, 0	LITTLE YORK	B1-c worst recorded: Thunderstorm Wind
1993-04-15	Thunderstorm Wind	speed not recorded	$500,000 property; crops not recorded (1993 dollars)	0, 0	Salem	B1-c most damaging: Thunderstorm Wind
1974-04-03	Tornado	F5, 5.7 mi path length (whole path, pre-1996), 33 yd wide	damage not recorded (pre-1996 record)	1, 12	location not recorded	deaths or injuries recorded
1963-03-19	Tornado	F1, 33 yd wide	$2,500 property; crops not recorded (1963 dollars)	2, 0	location not recorded	deaths or injuries recorded
1956-04-03	Tornado	F2, 33 yd wide	$2,500,000 property; crops not recorded (1956 dollars)	0, 12	location not recorded	B1-c most damaging: Tornado

The full list is in the Excel file, sheet "B1-d Storm Events history" (366 rows).

Location is the place NOAA recorded, as written in its data; it need not be a jurisdiction in this plan.

Local data needed: state-declared emergencies, from your state emergency management agency (federal data do not include them).

Tribal and special-area declarations in this state are listed on the state page.

Supports FEMA checklist item B1-e: probability of future events

Probability: FEMA annualized frequency and descriptor per hazard

Sources: 5, 6

Hazard	FEMA annualized frequency (modeled)unit per row	Unit	In plain terms	Descriptor	Descriptor basis	NRI events or days in its record period (hail, wind and tornado are area-weighted, so can be fractional)	NRI period	Location	Note
Cold Wave	1.42	event-days per year	about 1.42 days per year		event-days in 0 of 30 years, 1996 to 2025 (0%)	27	2005-11-12 to 2024-11-12 (19 years)	countywide	No Storm Events cold wave record, 1996 to 2025.
Drought	3.56	event-days per year	about 3.56 days per year		event-days in 0 of 30 years, 1996 to 2025 (0%)	126	2000 to 2025 (25.25 years; D3 and D4 only)	countywide	No Storm Events drought record, 1996 to 2025
Earthquake	0.00277	annual probability at a location	chance a given location in the county has at least minor-damage shaking in a year: 0.277%			not shown	modeled	see B1-f	No descriptor (Storm Events does not record earthquakes).
Hail	3.53	events per year	about 3.53 per year	Highly likely	FEMA annualized frequency (modeled)	134.0 (modeled)	1986 to 2023 (38 years)	countywide
Heat Wave	5.63	event-days per year	about 5.63 days per year		event-days in 0 of 30 years, 1996 to 2025 (0%)	85	2005-11-12 to 2024-11-12 (19 years)	countywide	No Storm Events heat wave record, 1996 to 2025
Hurricane	0.0088	events per year	about 1 in 114 years	Unlikely	FEMA annualized frequency (modeled)	0	1851 to 2024 (Atlantic)	see B1-f	NRI counts hurricane and tropical storm tracks passing within storm-force wind range; federal declarations are in B1-d.
Ice Storm	0.291	event-days per year	about 0.291 days per year	Likely (from Storm Events: 4 of 30 years)	event-days in 4 of 30 years, 1996 to 2025 (13.3%)	20	1946-12-31 to 2014-02-12 (67 years)	countywide
Inland Flooding	1.25	event-days per year	about 1.25 days per year	Likely (from Storm Events: 21 of 30 years)	event-days in 21 of 30 years, 1996 to 2025 (70%)	35	1996 to 2023 (28 years)	see B1-f
Landslide	0.477	events per year (modeled)	about 1 in 2 years	Likely	FEMA annualized frequency (modeled)	not shown	modeled	see B1-f
Lightning	50.5	days per year with a strike	about 50.5 days per year	Highly likely	FEMA annualized frequency (modeled)	not shown	1995 to 2023 (29 years; CONUS)	countywide
Strong Wind	5.36	events per year	about 5.36 per year	Highly likely	FEMA annualized frequency (modeled)	204	1986 to 2023 (38 years)	countywide
Tornado	0.39	events per year	about 1 in 3 years	Likely	FEMA annualized frequency (modeled)	not shown	1950 to 2023 (EF2+); 1986 to 2023 (EF0-1)	see B1-f
Wildfire	0.000018	annual probability at a location	chance a given location in the county burns in a year: 0.0018%		Storm Events records in 0 of 30 years, 1996 to 2025 (0%)	not shown	modeled	see B1-f	No descriptor: no Storm Events record 1996 to 2025
Winter Weather	9.68	event-days per year	about 9.68 days per year	Likely (from Storm Events: 15 of 30 years)	event-days in 15 of 30 years, 1996 to 2025 (50%)	184	2005-11-12 to 2024-11-12 (19 years)	countywide

FEMA annualized frequency (modeled) is the National Risk Index v1.20 (December 2025) estimate of how often a hazard affects this county in a year; it is not recorded events divided by years, and its unit differs by hazard (events, event-days, or days with a lightning strike per year). For earthquake, wildfire, coastal flooding and tsunami the value is the chance (or number of events) at a location in the county, not across the county, so no "1 in N years" is given and the descriptor comes from Storm Events where it has a record (none for earthquake). The Methods page gives each hazard's method, from FEMA's National Risk Index Technical Documentation v1.20.

Descriptor scale used in this packet (defined per unit)

Sources: 5, 6

Unit	Descriptor	Definition
events per year	Highly likely	1 or more per year
events per year	Likely	about once in 1 to 10 years
events per year	Possible	about once in 10 to 100 years
events per year	Unlikely	less than once in 100 years
annual probability	Likely	10% to under 100% chance in a given year
annual probability	Possible	1% to under 10% chance in a given year
annual probability	Unlikely	under 1% chance in a given year
event-days (share of years)	Highly likely	event-days recorded in 90% or more of years
event-days (share of years)	Likely	event-days recorded in 10% to under 90% of years
event-days (share of years)	Possible	event-days recorded in some years but under 10% of years
lightning strike-days	Highly likely	cloud-to-ground strikes on 1 or more days per year

Intensity bands: historical frequency (Storm Events)

Source: 6

Hazard	Band	Years	Eventscounty-coded records	Years in period	Events per yearevents / years
Hail	1.00-1.99 in	1996 to 2025	20	30	0.667
Hail	2.00 in+	1996 to 2025	4	30	0.133
Thunderstorm Wind (counted as NRI Strong Wind)	50-64 kt	1996 to 2025	114	30	3.8
Thunderstorm Wind (counted as NRI Strong Wind)	65 kt+	1996 to 2025	10	30	0.333
Thunderstorm Wind (counted as NRI Strong Wind)	unmeasured or below 50 kt	1996 to 2025	0	30	0
Tornado	EF0-1	1996 to 2025	19	30	0.633
Tornado	EF2-3	1996 to 2025	1	30	0.0333
Tornado	EF4-5	1996 to 2025	1	30	0.0333
Tornado	unrated (EFU)	1996 to 2025	0	30	0

The bands show how often events of each severity were recorded in this county, to profile how severe events have been (FEMA's probability item asks for the range of intensities).

Hail smaller than 1 inch is not counted: on 2010-01-05 the National Weather Service raised its severe-hail threshold from 3/4 inch to 1 inch, so smaller reports became less common after 2009 (NWS Service Change Notice 09-52). NRI hail frequency uses a 0.75 inch threshold.

Optional: future conditions. Not a required item in the 2025 FEMA Local Mitigation Planning Policy Guide; some states ask for it. The federal Climate Mapping for Resilience and Adaptation (CMRA) site gives county exposure to future climate conditions (https://resilience.climate.gov/).

Supports FEMA checklist item B1-f: hazards that vary across jurisdictions

Range of census tract risk within the county

Source: 5

Hazard	Tractsrated of all	NRI risk score, 0 to 100			Tracts by rating
Hazard	Tractsrated of all	Min	Median	Max	Tracts by rating
Cold Wave	7 of 7	64.6	68.2	76.4	Relatively Moderate 7
Drought	7 of 7	71.9	89.9	95.1	Relatively Moderate 3, Relatively Low 3, Very Low 1
Earthquake	7 of 7	55.7	72.0	80.3	Relatively Moderate 2, Relatively Low 5
Hail	7 of 7	47.8	51.7	58.0	Relatively Low 7
Heat Wave	7 of 7	47.0	52.7	62.4	Relatively Moderate 2, Relatively Low 5
Hurricane	7 of 7	23.8	31.7	39.1	Very Low 7
Ice Storm	7 of 7	41.8	54.3	81.2	Relatively Moderate 1, Relatively Low 6
Inland Flooding	7 of 7	45.9	72.4	90.7	Relatively High 1, Relatively Moderate 5, Relatively Low 1
Landslide	7 of 7	18.2	64.2	85.6	Relatively Low 2, Very Low 5
Lightning	7 of 7	62.2	68.2	77.3	Relatively Moderate 7
Strong Wind	7 of 7	92.5	95.0	97.1	Very High 1, Relatively High 6
Tornado	7 of 7	90.5	94.9	97.6	Very High 5, Relatively High 2
Wildfire	7 of 7	53.1	58.2	64.7	Very Low 7
Winter Weather	7 of 7	84.6	88.3	92.1	Relatively High 7

Drought: Agriculture is all of NRI's expected annual loss for this hazard in the county, so the tract range mostly reflects where crop and livestock value is.

Rated tracts only: No Rating (score 0.0), Not Applicable and Insufficient Data tracts are counted but not used for the minimum, median and maximum.

The score ranks a tract against all U.S. tracts (100 = highest). The rating is FEMA's category for the tract's risk value, computed differently, so the two can disagree.

Frequency data for cold wave, drought, hail, heat wave, ice storm, lightning, strong wind and winter weather are county-wide or coarse (49 km grid or NWS zone), the same for every jurisdiction; the tract range mostly reflects where buildings and people are (crop and livestock value where a line above names agriculture).

Each jurisdiction (starting figures from federal data)

Sources: 1, 3, 4, 6

Jurisdiction	Type	Plan status	Repetitive lossFMA RL and SRL (44 CFR 77.2); repeat-flood, any definition	Public Assistance to this jurisdictionFEMA records matched by applicant name; federal share obligated, nominal dollars	Event records naming this placeall years; since its plan
Washington County	County	Expired on 2024-01-14	FMA RL 0, SRL 0; any 5	$113,542.29	0 total; 0 since its plan
Campbellsburg town	Town	Expired on 2024-01-14	FMA RL 0, SRL 0; any 0	no Public Assistance recorded	17 total; 1 since its plan
Little York town	Town	No approved plan on record	FMA RL 0, SRL 0; any 0	no Public Assistance recorded	8 total; no approved plan
Livonia town	Town	Expired on 2024-01-14	FMA RL 0, SRL 0; any 0	no Public Assistance recorded	7 total; 3 since its plan
New Pekin town	Town	Expired on 2024-01-14	FMA RL 0, SRL 0; any 0	no Public Assistance recorded	22 total; 4 since its plan
Salem city	City	Expired on 2024-01-14	FMA RL 0, SRL 1; any 3	$298,904.31	64 total; 5 since its plan
Saltillo town	Town	No approved plan on record	FMA RL 0, SRL 0; any 0	no Public Assistance recorded	4 total; no approved plan

Repetitive-loss counts are for whole NFIP communities, which can extend beyond this county (see the note in B2-c).

School districts and special districts get a plan clock row only.

County Public Assistance in B1-d also includes applicants filed under the county that are not jurisdictions in this plan (for example state agencies, special districts and nonprofits), so the jurisdiction rows add up to less.

Supports FEMA checklist items B2-a and B2-b: vulnerability and potential impacts

Local data needed

The table below gives county-level starting figures; the plan describes impacts for each jurisdiction and its own assets.

Critical facilities and lifelines per hazard
A problem statement per jurisdiction per hazard
Changes in development in hazard-prone areas since the last approval, or a statement of none (E1-a)
Future assets

County-level starter: exposure, expected annual loss and damage since the plan

Sources: 1, 2, 3, 5, 6, 7

Hazard	Building exposuremodeled dollars	Agriculture exposuremodeled dollars	Population exposedpeople	EAL buildingsmodeled dollars per year	EAL agriculturemodeled dollars per year	Cost of expected deaths and injuriesFEMA's dollar value per year, not property damage	EAL as % of exposurebuildings; agriculture where noted	Storm Events damage since 2019-01-15county-coded records, property plus crops, nominal dollars	Zone-level damage since planproperty plus crops, reported for the zone	Public Assistance since plannominal dollars; see note	Note
Cold Wave	$5,621,617,846	$206,701,633	28,144	$212	$117,256	$606,813	under 0.0001%
Drought	n/a	$57,588,778	n/a	n/a	$219,635	n/a	0.381% (agriculture)				NRI has no building exposure for this hazard; agriculture shown
Earthquake	$9,844,374,267	n/a	28,182	$541,213	n/a	$163,056	0.0055%
Hail	$5,621,617,846	$206,701,633	28,144	$17,322	$5,175	$32,483	0.000308%	$0
Heat Wave	$5,621,617,846	$206,701,633	28,144	$2,448	$3	$286,120	under 0.0001%
Hurricane	$5,621,617,846	$206,701,633	28,144	$856	$5,592	$4	under 0.0001%
Ice Storm	$5,619,334,325	n/a	28,133	$833	n/a	$47,738	under 0.0001%
Inland Flooding	$5,619,899,865	$16,583,268	400	$5,798,336	$189,409	$131,273	n/a (see note)	$0		$90,207.79	NRI counts the full building value of any census block with some flood loss; this is not the value of buildings in the floodplain. Use local FIRM overlays for B2-a/B2-b.
Landslide	$142,119,538	n/a	800	$44	n/a	$337	under 0.0001%
Lightning	$5,621,617,846	n/a	28,144	$7,011	n/a	$133,838	0.000125%
Strong Wind	$5,621,617,846	$206,701,633	28,144	$224,806	$39,896	$757,822	0.004%	$21,000	$0	$90,207.79
Tornado	$5,621,617,846	$206,701,633	28,144	$1,145,921	$5,109	$2,279,178	0.0204%	$30,000		$90,207.79
Wildfire	$2,664,002,145	$75,770,928	14,073	$2,930	$10	$477	0.00011%
Winter Weather	$5,621,617,846	$206,701,633	28,144	$18,908	$659	$80,327	0.000336%			no Public Assistance recorded (1 declaration)

Totals since 2019-01-15 (Storm Events through 2026-06-30): 76 county-coded records, 63 with a damage value recorded (including $0), $51,000; 8 zone-level records, 1 with a damage value recorded (including $0), $0 reported for the zone; Public Assistance: $90,207.79 on 3 counted declarations, 1 of them with Public Assistance.

FEMA does not split Public Assistance by hazard. A declaration mapped to several hazards is listed under each of them with its full amount, so the per-hazard column does not add up to the total; the unit total counts each declaration once.

NRI computes earthquake exposure on its own basis, so it exceeds the county building value in B2-a.

Supports FEMA checklist item B2-a: vulnerability (county context)

County context

Source: 5

Measure	Value
Population	28,144
Building value (total, not at risk)	$5,621,617,846
Agriculture value (total, not at risk)	$206,701,633
NRI risk rating (all hazards)	Very Low
Expected annual loss, buildings and agriculture, all hazards	$8,343,587
Expected annual loss, population equivalence, all hazards (NRI values each statistical life at $13.7M; a modeled value of expected deaths and injuries, not property damage)	$4,519,466
Social vulnerability rating	Relatively Low
Community resilience rating	Relatively Low
NRI version	December 2025

FEMA's all-hazard expected annual loss adds buildings, agriculture and population equivalence; this table gives the property part and the population-equivalence part as separate rows.

Social vulnerability: higher means people are more likely to be harmed and slower to recover. Community resilience: lower means the community is less able to recover. High social vulnerability and low resilience both raise the NRI risk rating.

Supports FEMA checklist item B2-c: repetitive loss properties

Repetitive loss in this county, both definitions

Sources: 1, 4

Definition	Properties	Severe repetitive loss	Properties
Repetitive loss, FMA definition (44 CFR 77.2)	0	Severe repetitive loss, FMA definition (44 CFR 77.2)	1
Repetitive loss, NFIP insurance definition	9	Severe repetitive loss, NFIP insurance definition	0

The state NFIP coordinator's list, the source FEMA's Handbook names, often uses the NFIP insurance definition (second row).

Repeat-flood properties: county and state-level rows

Sources: 1, 4

Scope	SRL, FMAproperties	RL, NFIPproperties	Any categoryproperties
County total	1	9	10
of which: Fredericksburg town (community ID not in plan data)	0	2	2
of which: Salem city	1	2	3
of which: Washington County (unincorporated area)	0	5	5
Statewide, no county in FEMA's file	0	6	6

The statewide row counts properties FEMA's file gives with no county in this state; they are listed for reference and are not in this county's counts.

Repeat-flood properties by jurisdiction in the plan (NFIP community)

Sources: 1, 4

Jurisdiction	NFIP community ID	SRL, FMAproperties	RL, NFIPproperties	Any categoryproperties
Washington County	180446	0	5	5
Campbellsburg town	180634	0	0	0
Little York town	180398	0	0	0
Livonia town	180278	0	0	0
New Pekin town	180463	0	0	0
Salem city	180279	1	2	3
Saltillo town	180636	0	0	0

Counts by occupancy group for each jurisdiction are in the Excel file, sheet "B2-c Jurisdictions".

Jurisdiction rows are whole NFIP communities and need not add up to the county total: a community that extends into another county is counted in full on each jurisdiction row, while the county table counts only its part in this county.

County repeat-flood properties by occupancy group

Sources: 1, 4

Occupancy group	SRL, FMAproperties	RL, NFIPproperties	Any categoryproperties
single-family residential	0	8	8
2 to 4 unit residential	0	0	0
other residential	0	0	0
non-residential	1	1	2
not reported	0	0	0

FEMA's occupancy groups have no institutional class; institutional properties are counted in non-residential or other residential in the table by occupancy group.

FMA RL and FMA SRL are the Flood Mitigation Assistance definitions (44 CFR 77.2), the ones the FEMA Local Mitigation Planning Policy Guide cites. NFIP repetitive loss (the FEMA insurance definition) is 2 or more claims over $1,000 in 10 years, and a property can leave that group once it is mitigated. Also shown: NFIP severe repetitive loss, any category, mitigated and currently insured. The Methods page gives the OpenFEMA field details.

Counts are aggregates of FEMA's public NFIP Multiple Loss Properties file (FEMA's data date 2026-08-02; file version 2026-08-04). No property is identified. County assignment is FEMA's geocode.

In this county 0 properties are FMA repetitive loss but not NFIP repetitive loss, and 9 properties are NFIP repetitive loss but not FMA repetitive loss.

Exact counts; no count suppression.

Sources

Tables cite these sources by number. The full list, for the plan's bibliography (FEMA review item A4-a):

FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-29T134039Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)
FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-29T162832Z, pulled 2026-09-30, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)
FEMA, OpenFEMA PublicAssistanceFundedProjectsSummaries v1, version 2026-09-29T150754Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/PublicAssistanceFundedProjectsSummaries (API)
FEMA, OpenFEMA NfipMultipleLossProperties v1, version 2026-08-04T164045Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/NfipMultipleLossProperties (API)
FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-30, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)
NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-30, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/
NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-30, https://www.weather.gov/gis/ZoneCounty
U.S. Census Bureau, Census 2024 Gazetteer, 2020 place by county, CT county-to-cousub crosswalk, version 2024-gazetteer, pulled 2026-09-30, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_counties_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_cousubs_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_place_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_unsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_elsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_scsd_national.zip, https://www2.census.gov/geo/docs/reference/codes2020/national_place_by_county2020.txt, https://www2.census.gov/geo/docs/reference/ct_change/ct_cou_to_cousub_crosswalk.xlsx (used to match place names and codes; no table prints its values)

What this packet is and what the plan adds

This packet is the federal data for the plan's risk assessment, organized by the items of FEMA's Local Mitigation Plan Review Tool, Element B. Each section heading names the item its tables support; the plan and FEMA's review decide whether the item is met.

The plan adds what only the community has: local data on assets, critical facilities, development and each jurisdiction's impacts; local hazard history, including state-declared emergencies; the mitigation strategy; and adoption.

How the federal data are built: National Risk Index values are FEMA's model, not counts of events. Storm Events is more complete from 1996; zone-level records are placed by forecast zone, not by location in the county. Public Assistance for a jurisdiction is matched by applicant name. The Methods page gives every rule and the known edge cases.

OpenFEMA disclaimer

This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Reuse, citation and corrections

Reuse and citation: Hazard Plain text and tables are licensed under Creative Commons Attribution 4.0 International (CC BY 4.0, https://creativecommons.org/licenses/by/4.0/); credit Hazard Plain and the release. The underlying federal data are public domain; OpenFEMA data are also subject to the OpenFEMA terms and conditions.

Cite this: Hazard Plain (2026). Washington County, IN: risk-assessment baseline packet, release 2026-10 (data as of 2026-09-30; County FIPS 18175). Automated baseline. https://hazardplain.org/in/18175/ Built from FEMA OpenFEMA, the FEMA National Risk Index and NOAA NCEI Storm Events; source versions in the packet's Sources list.

Corrections: to report an error, name the packet, the table and what your records show. Contact: [email protected]

Hazard Plain release 2026-10. As of 2026-09-30; Storm Events data through 2026-06-30. Automated baseline.