Hazard Plain Preview: automated baseline

Gibson County, IN

Risk-assessment baseline packet

Unit
County area 18051
Release
2026-10
As of
2026-09-28
Storm Events data through
2026-06-30

Hazard Plain is an independent product built from public federal data. It is not a FEMA document and is not reviewed or endorsed by FEMA or any state agency.

A starting point for the plan's risk assessment (FEMA Local Mitigation Plan Review Tool, Element B). It does not replace local data or FEMA review. Section headings say which FEMA review item each table supports; whether an item is satisfied is decided by the plan and its reviewers.

Hazard Plain release 2026-10, as of 2026-09-28. Independent product; not a FEMA document.

Plan clock

Status
Expired on 2026-09-02
Plan
Gibson County 2021 Hazard Mitigation Plan (FEMA plan 107286)
Approved
2021-09-03
Expires
2026-09-02
As of
2026-09-28
Days
26 days since expiry
Update underway
none in FEMA's plan tracker

Generally not eligible for FEMA mitigation project grants (HMGP, FMA) until a new plan is approved, barring a 44 CFR 201.6(a)(3) exception. Planning grants are not affected.

What changed since your last plan (approved 2021-09-03)

New federal declarations
EM-3641-IN (1 declaration row; 1 counted incident)
Storm Events records since approval
151 (data through 2026-06-30)
Repetitive loss now
FMA RL 0, SRL 1 (44 CFR 77.2); any definition: 4
Repeat-flood change
First release: no prior release to compare.

Sources

FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-26T121003Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)

FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-27T010817Z, pulled 2026-09-28, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

FEMA, OpenFEMA NfipMultipleLossProperties v1, version 2026-08-04T164045Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/NfipMultipleLossProperties (API)

Plan status for every jurisdiction listed in this county

JurisdictionTypeStatusPlanApprovedExpiresDays to expirynegative = days since expiryUpdate underwayNotes
Gibson CountyCountyExpired on 2026-09-02Gibson County 2021 Hazard Mitigation Plan (FEMA plan 107286)2021-09-032026-09-02-26
Francisco townTownExpired on 2026-09-02Gibson County 2021 Hazard Mitigation Plan (FEMA plan 107286)2021-09-032026-09-02-26member approved 2025-07-09
Mackey townTownExpired on 2026-09-02Gibson County 2021 Hazard Mitigation Plan (FEMA plan 107286)2021-09-032026-09-02-26
Oakland City cityCityExpired on 2026-09-02Gibson County 2021 Hazard Mitigation Plan (FEMA plan 107286)2021-09-032026-09-02-26member approved 2025-05-21
Owensville townTownExpired on 2026-09-02Gibson County 2021 Hazard Mitigation Plan (FEMA plan 107286)2021-09-032026-09-02-26
Princeton cityCityExpired on 2026-09-02Gibson County 2021 Hazard Mitigation Plan (FEMA plan 107286)2021-09-032026-09-02-26member approved 2025-07-02

Source

FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-26T121003Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)

State plan status and tribal plans in this state: see the state page.

Supports B1-a: hazards

Hazards NRI does not cover: check locally

  • dam failure (incl. upstream dams)
  • levee failure
  • flash flood as its own subtype
  • ice jams
  • debris flows
  • erosion (riverine and coastal)
  • land subsidence and sinkholes
  • expansive soils

The 18 National Risk Index hazards, ranked by expected annual loss (EAL)

Rank by EALHazardNRI risk ratingEAL ratingEAL buildingsmodeled dollars per yearEAL agriculturemodeled dollars per yearEAL population equivalencestatistical value of life and injury, $13.7M per life, not property damageEAL total (see note)modeled dollars per yearStorm Events records since 1996countEvidence for an omissionNRI Not Applicable, no declaration and no Storm Events record since 1996Storm Events coverage note
1Inland FloodingRelatively LowRelatively Low$4,886,636$25,929$103,651$5,016,217317
2EarthquakeRelatively LowRelatively Moderate$3,771,128$1,112,617$4,883,745Not in Storm Events. Storm Events coverage of this hazard is limited; absence is not evidence of low risk.
3DroughtRelatively HighRelatively High$3,404,561$3,404,56120
4Strong WindRelatively ModerateRelatively Moderate$504,725$97,788$756,414$1,358,928210Includes 7 High Wind records and 66 Strong Wind records, event types the NRI definition of this hazard leaves out.
5Heat WaveRelatively LowRelatively Low$5,359$5$1,002,217$1,007,58167
6TornadoRelatively LowRelatively Low$275,781$1,851$656,577$934,20819
7HailRelatively LowRelatively Low$236,930$22,530$161,464$420,92484
8Cold WaveRelatively LowRelatively Low$111$101,666$261,543$363,32072Includes 49 Frost/Freeze records, event types the NRI definition of this hazard leaves out.
9LightningRelatively LowRelatively Low$11,495$145,527$157,0212
10Winter WeatherRelatively LowRelatively Moderate$47,263$506$56,445$104,213118
11Ice StormRelatively LowRelatively Low$73,560$17,877$91,4375
12HurricaneVery LowVery Low$8,688$5,169$27$13,8840No recorded events in Storm Events since 1996 (data through 2026-06-30).
13LandslideRelatively LowRelatively Low$398$9,868$10,2660No recorded events in Storm Events since 1996 (data through 2026-06-30). Storm Events coverage of this hazard is limited; absence is not evidence of low risk.
14WildfireVery LowVery Low$1,578$6$679$2,2640No recorded events in Storm Events since 1996 (data through 2026-06-30). Storm Events coverage of this hazard is limited; absence is not evidence of low risk.
AvalancheNot ApplicableNot Applicable0NRI rates avalanche Not Applicable for this county, and no federal declaration for this county names it.No recorded events in Storm Events since 1996 (data through 2026-06-30).
Coastal FloodingNot ApplicableNot Applicable0NRI rates coastal flooding Not Applicable for this county, and no federal declaration for this county names it.No recorded events in Storm Events since 1996 (data through 2026-06-30).
TsunamiNot ApplicableNot Applicable0NRI rates tsunami Not Applicable for this county, and no federal declaration for this county names it.No recorded events in Storm Events since 1996 (data through 2026-06-30). Storm Events coverage of this hazard is limited; absence is not evidence of low risk.
Volcanic ActivityNot ApplicableNot Applicable0NRI rates volcanic activity Not Applicable for this county, and no federal declaration for this county names it.No recorded events in Storm Events since 1996 (data through 2026-06-30). Storm Events coverage of this hazard is limited; absence is not evidence of low risk.

Total = buildings + agriculture + population equivalence; FEMA values each expected death (or 10 injuries) at $13.7 million (2024 dollars).

Sources

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

Check your state hazard mitigation plan's hazard list for this county; explain any hazard you drop.

Supports B1-b: location

Where each hazard occurs

HazardLocationCensus tracts ratedrated of all tracts
AvalancheCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.0 of 8
Coastal FloodingCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.0 of 8
Cold WaveAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.8 of 8
DroughtAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.8 of 8
EarthquakeCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.8 of 8
HailAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.8 of 8
Heat WaveAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.8 of 8
HurricaneCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.8 of 8
Ice StormAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.8 of 8
Inland FloodingThe FEMA Flood Insurance Rate Map (FIRM) is the required location source for flooding. See the FEMA Flood Map Service Center (https://msc.fema.gov) for this county.8 of 8
LandslideCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.8 of 8
LightningAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.8 of 8
Strong WindAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.8 of 8
TornadoCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.8 of 8
TsunamiCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.0 of 8
Volcanic ActivityCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.0 of 8
WildfireCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.8 of 8
Winter WeatherAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.8 of 8

Source

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

Supports B1-c: extent

Extent: scale, observed range and worst recorded event per hazard

HazardScaleRecordscount, yearsObserved rangeWorst recorded eventMost damaging (when different)How it applies to membersNote
Avalanchenone (count and damage)0Physical measure: in event narratives only; local data required.
Coastal Flood, Storm Surge/Tidenone in data (FIRM for depth)0Flood depth: see the FEMA Flood Insurance Rate Map.
Cold/Wind Chill, Extreme Cold/Wind Chillwind chill23, 1996 to 2026 (23 zone-level)1 day to 24 days (median 1.5 days); 20 with a recorded value24 days, 2000-12-12 to 2001-01-04, from 2 records, 1 of them a monthly summary (a monthly summary record covers most or all of a month; it does not count days at wave conditions), zone-levelZone-level records: applies countywide; national data do not locate these events within the county.Wind chill: in event narratives only; local data required.
Frost/Freeze (outside NRI Cold Wave definition)crop damage49, 1997 to 2024 (49 zone-level)Frost/Freeze, 2007-04-08, $2,000,000 crop damage, reported for the zone (2007 dollars); NWS zone INZ081 (GIBSON), zone-level: may include parts of neighboring countiesZone-level records: applies countywide; national data do not locate these events within the county.Temperature: in event narratives only; local data required.
DroughtUS Drought Monitor D-scale20, 1999 to 2016 (20 zone-level)9 days to 153 days (median 51 days); 8 with a recorded value153 days (5 months), 1999-08-01 to 1999-12-31, a run of 5 consecutive Storm Events drought records, zone-levelDrought, 2002-09-01, property not reported; $70,000,000 crops, reported for the zone (2002 dollars)Zone-level records: applies countywide; national data do not locate these events within the county.Storm Events enters a drought at D2 or worse east of the Rockies and D3 or worse from the Rockies west (NWS Instruction 10-1605); NRI drought counts D3 and D4 only.
EarthquakeModified Mercalli (local data)0No Storm Events record; local data required (e.g., USGS).
Hailhail size (inches)98, 1963 to 20260.75 in to 4 in (median 1 in); 98 with a recorded value4 in hail, 2012-07-31Hail, 2012-03-02, $3,000,000 property; $0 crops (2012 dollars)Event records naming member places: Princeton city (22 records), Oakland City city (17 records), Owensville town (11 records), Mackey town (3 records), Francisco town (2 records).
Excessive Heat, Heatheat index (narratives)67, 1997 to 2025 (67 zone-level)1 day to 14 days (median 2 days); 58 with a recorded value14 consecutive days, 1999-07-18 to 1999-07-31, zone-levelZone-level records: applies countywide; national data do not locate these events within the county.Heat index: in event narratives only; local data required. Heat records from November to March (unseasonable warmth, not a heat wave) are counted but not used for the longest run.
Hurricane, Tropical Storm, Tropical DepressionSaffir-Simpson0Storm Events files every zone of a storm's episode under the storm's event type and category, so a Hurricane (Typhoon) record, especially an inland or remnant one, does not by itself mean hurricane-force winds here; read the damage and wind columns.
Ice StormSperry-Piltz (local data)5, 1997 to 2010 (5 zone-level)No damage reported in 5 records.Zone-level records: applies countywide; national data do not locate these events within the county.Ice thickness: in event narratives only; local data required.
Flash Flood, Flood, Lakeshore Flooddamage and flood days (FIRM for depth)317, 1996 to 2026 (45 zone-level)Flood, 1996-05-01, $1,200,000 property; crops not reported, reported for the zone (1996 dollars); NWS zone INZ081 (GIBSON), zone-level: may include parts of neighboring countiesEvent records naming member places: Princeton city (13 records), Francisco town (8 records), Owensville town (8 records), Oakland City city (7 records), Mackey town (2 records). Zone-level records (45) apply countywide.Flood depth: see the FEMA Flood Insurance Rate Map. Storm Events damage can be $0 or blank even for a major flood, so the worst record here may not be the worst flood; compare FEMA Public Assistance by declaration in B1-d.
Debris Flownone (count and damage)0Physical measure: in event narratives only; local data required.
Lightningannualized frequency (the measure FEMA's Local Mitigation Planning Handbook names)2, 2008 to 2008Lightning, 2008-07-30, $5,000 property; $0 crops (2008 dollars)Event records naming member places: Owensville town (1 record), Princeton city (1 record).Storm Events lists lightning with damage or casualties; physical measure in event narratives only; local data required.
High Wind and Strong Wind (outside NRI Strong Wind definition)wind speed (kt and mph)73, 1997 to 2025 (73 zone-level)27 kt (31 mph) to 56 kt (64 mph) (median 39 kt (45 mph)); 68 with a recorded value56 kt (64 mph) estimated gust, High Wind, 2008-09-14; NWS zone INZ081 (GIBSON), zone-level: may include parts of neighboring countiesZone-level records: applies countywide; national data do not locate these events within the county.
Thunderstorm Windwind speed (kt and mph)174, 1958 to 202550 kt (58 mph) to 96 kt (110 mph) (median 52 kt (60 mph)); 139 with a recorded value96 kt (110 mph) estimated gust, Thunderstorm Wind, 2012-07-31, 1 direct injuryEvent records naming member places: Princeton city (42 records), Oakland City city (22 records), Owensville town (20 records), Francisco town (11 records), Mackey town (4 records).
TornadoEnhanced Fujita (F before Feb 2007)30, 1961 to 2025F/EF0 to F/EF4 (median F/EF1); 30 with a recorded valueF4 tornado, 1990-06-02, 7.5 mi path length (records before 1996 may include the whole path; rating and listing come from the county where the tornado began), 200 yd wide, $2,500,000 property; crops not recorded (1990 dollars), 1 direct injuryTornado, 1989-04-03, $25,000,000 property; crops not recorded (1989 dollars)Event records naming member places: Oakland City city (3 records), Owensville town (2 records), Princeton city (2 records).From 1996 on, tornado records are per-county segments and length is the path length within this county (NWS Instruction 10-1605); records before 1996 may give the whole path length, including the path outside this county, and before 1996 a tornado is listed once, under the county where it began, with the whole path's rating; counties farther along the path may not list it. Length is not used to rank tornadoes.
Tsunaminone (count and damage)0Physical measure: in event narratives only; local data required.
Volcanic Ash, Volcanic AshfallVolcanic Explosivity Index (local data)0Physical measure: in event narratives only; local data required.
Wildfireacres burned (local data)0Acres burned: in event narratives only; local data required.
Winter Storm, Heavy Snow, Blizzard, Lake-Effect Snow, Winter Weather, Sleetnone in data (snowfall local)118, 1996 to 2026 (118 zone-level)Winter Storm, 2009-01-26, $100,000 property; $0 crops, reported for the zone (2009 dollars); NWS zone INZ081 (GIBSON), zone-level: may include parts of neighboring countiesZone-level records: applies countywide; national data do not locate these events within the county.Snow depth: in event narratives only; local data required.

Storm Events records are more complete after 1996; before 1996 only Tornado (from 1950), Hail and Thunderstorm Wind (from 1955) exist. Zone-level records are placed with NWS zone-county files, which exist from 2020 on; an earlier record is placed by its zone number in the nearest later file only when its zone name matches that file, records from zones NWS renumbered are placed by name or left out, and a record whose zone is in no known file is left out of every count, so counts before 2020 can be low. Some current zones are also missing from the NWS files, so recent counts can be low too.

Dollars are nominal (as reported), labeled with the year; not adjusted for inflation.

Sources

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-28, https://www.weather.gov/gis/ZoneCounty

Supports B1-d: previous occurrences

Declaration rows
22
Counted incidents
19

Federal disaster declarations for this county

DeclaredIncident beganFEMA numberTypeTitleMapped hazardCounty Public Assistancefederal share obligated, nominal dollarsFlagsNotes
2026-01-242026-01-23EM-3641-INEmergencySEVERE WINTER STORMWinter Weathernone foundnew since last plan; within last 5 years
2020-04-032020-01-20DR-4515-INMajor disasterCOVID-19 PANDEMICNon-natural, not counted$38,437.80
2020-03-132020-01-20EM-3456-INEmergencyCOVID-19Non-natural, not countednone foundsame incident as DR-4515
2018-05-042018-02-14DR-4363-INMajor disasterSEVERE STORMS AND FLOODINGInland Flooding$245,120.89
2011-06-232011-04-19DR-1997-INMajor disasterSEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, ANDStrong Wind; Tornado$152,956.15
2009-03-052009-01-26DR-1828-INMajor disasterSEVERE WINTER STORMWinter Weather$256,143.97
2008-09-232008-09-12DR-1795-INMajor disasterSEVERE STORMS AND FLOODINGInland Flooding$69,221
2008-06-082008-05-30DR-1766-INMajor disasterSEVERE STORMS, FLOODING, AND TORNADOESInland Flooding; Tornado$166,131.17
2005-09-102005-08-29EM-3238-INEmergencyHURRICANE KATRINA EVACUATIONHurricane: evacuation support, not a local hazard event; not countednone found
2005-01-212005-01-01DR-1573-INMajor disasterSEVERE WINTER STORMS AND FLOODINGInland Flooding; Winter Weather$590,728.26
2005-01-112004-12-21EM-3197-INEmergencySNOWWinter Weather$47,224.28
2004-09-012004-07-03DR-1542-INMajor disasterSEVERE STORMS, TORNADOES AND FLOODINGInland Flooding; Tornado$32,063.82
2004-06-032004-05-25DR-1520-INMajor disasterSEVERE STORMS, TORNADOES, AND FLOODINGInland Flooding; TornadoPA not declared for this county
2002-09-252002-09-20DR-1433-INMajor disasterSEVERE STORMS AND TORNADOESTornadoPA not declared for this county
2002-06-132002-04-28DR-1418-INMajor disasterSEVERE STORMS, TORNADOES AND FLOODINGInland Flooding; Tornado$116,536.09
1998-07-221998-06-11DR-1234-INMajor disasterSEVERE STORMS AND TORNADOES, AND FLOODINGInland Flooding; Tornadonone found
1996-07-031996-04-28DR-1125-INMajor disasterSEVERE STORMS AND FLOODINGInland Floodingnone found
1996-04-021996-01-06DR-1109-INMajor disasterBLIZZARD OF 96Inland Floodingnone found
1991-01-051990-12-28DR-891-INMajor disasterSEVERE STORMS & FLOODINGInland Floodingnone found
1990-06-041990-05-15DR-869-INMajor disasterSEVERE STORMS, TORNADOES & FLOODINGInland Flooding; Tornadonone found
1979-07-311979-07-31DR-596-INMajor disasterSEVERE STORMS & FLOODINGInland Floodingnone found
1968-07-301968-07-30DR-247-INMajor disasterFLOODINGInland Floodingnone found

County Public Assistance: applicants the FEMA record places in this county, including any state agencies FEMA files there; statewide rows are listed on the state page; federal share obligated, nominal dollars.

Dollars are nominal (as reported), labeled with the year; not adjusted for inflation.

Statewide declarations

DeclaredIncident beganFEMA numberTypeTitleMapped hazardFlagsNotes
1964-03-171964-03-17DR-162-INMajor disasterSEVERE STORMS & FLOODINGInland Flooding
1961-05-201961-05-20DR-113-INMajor disasterFLOODSInland Flooding
1954-10-261954-10-26DR-30-INMajor disasterFLOODInland Flooding

FEMA recorded these with designated area Statewide and no county. Listed on every county page in the state; not counted with county rows.

Source

FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-27T010817Z, pulled 2026-09-28, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)

Previous occurrences by hazard, with explicit no-event rows

HazardStorm Events recordsfull periodSince plan approvalrecordsDuring plan reviewrecordsLast 5 yearsrecordsDeclared incidentsdistinct incidentsDeclared since approvaldistinct incidentsPeriodStatement
Avalanche0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Coastal Flooding0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Cold Wave7212512001996 to 2026-06-30Includes 49 Frost/Freeze records, event types the NRI definition of this hazard leaves out.
Drought20000001996 to 2026-06-30
Earthquake000000No Storm Events record; local data required (e.g., USGS).
Hail9813113001955 to 2026-06-30
Heat Wave6718318001996 to 2026-06-30
Hurricane0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Ice Storm5000001996 to 2026-06-30
Inland Flooding317336331401996 to 2026-06-30
Landslide0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Lightning2000001996 to 2026-06-30
Strong Wind24748548101955 to 2026-06-30Includes 7 High Wind records and 66 Strong Wind records, event types the NRI definition of this hazard leaves out.
Tornado30717801950 to 2026-06-30
Tsunami0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Volcanic Activity0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Wildfire0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Winter Weather11820520411996 to 2026-06-30

Sources

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-27T010817Z, pulled 2026-09-28, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)

NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-28, https://www.weather.gov/gis/ZoneCounty

Notable Storm Events records

DateEvent typeMagnitude or extentDamagenominal dollarsDirect deaths, injuriesindirect not countedLocationFlagsWhy listed
2024-09-27Strong Wind39 kt (45 mph) estimated gust$30,000 property; $0 crops, reported for the zone (2024 dollars)1, 0NWS zone INZ081 (GIBSON), zone-level: may include parts of neighboring countiesnew since last plan; within last 5 yearsdeaths or injuries recorded
2015-05-30Thunderstorm Wind50 kt (58 mph) estimated gust$2,000 property; $0 crops (2015 dollars)1, 1BUCKSKINdeaths or injuries recorded
2012-07-31Thunderstorm Wind96 kt (110 mph) estimated gust$6,000,000 property; $0 crops (2012 dollars)0, 1OAKLAND CITY to MACKEYB1-c worst recorded: Thunderstorm Wind
2012-07-31Hail4 inproperty not reported; $0 crops (2012 dollars)0, 3OAKLAND CITYB1-c worst recorded: Hail
2008-09-14High Wind56 kt (64 mph) estimated gust$100,000 property; $1,000,000 crops, reported for the zone (2008 dollars)0, 0NWS zone INZ081 (GIBSON), zone-level: may include parts of neighboring countiesB1-c worst recorded: High Wind and Strong Wind (outside NRI Strong Wind definition)
2007-04-08Frost/Freeze$0 property; $2,000,000 crops, reported for the zone (2007 dollars)0, 0NWS zone INZ081 (GIBSON), zone-level: may include parts of neighboring countiesB1-c worst recorded: Frost/Freeze (outside NRI Cold Wave definition)
2000-12-12Extreme Cold/Wind Chilldamage not reported0, 0NWS zone INZ081 (GIBSON), zone-level: may include parts of neighboring countiesB1-c worst recorded: Cold/Wind Chill, Extreme Cold/Wind Chill
1999-08-01Droughtdamage not reported0, 0NWS zone INZ081 (GIBSON), zone-level: may include parts of neighboring countiesB1-c worst recorded: Drought
1999-07-18Heatdamage not reported0, 0NWS zone INZ081 (GIBSON), zone-level: may include parts of neighboring countiesB1-c worst recorded: Excessive Heat, Heat
1996-06-06Flash Flood$5,000 property; crops not reported (1996 dollars)1, 0OAKLAND CITYdeaths or injuries recorded
1996-05-01Flood$1,200,000 property; crops not reported, reported for the zone (1996 dollars)0, 0NWS zone INZ081 (GIBSON), zone-level: may include parts of neighboring countiesB1-c worst recorded: Flash Flood, Flood, Lakeshore Flood
1990-06-02TornadoF4, 7.5 mi path length (records before 1996 may include the whole path; rating and listing come from the county where the tornado began), 200 yd wide$2,500,000 property; crops not recorded (1990 dollars)0, 1location not recordedB1-c worst recorded: Tornado

The full list is in the XLSX file, sheet "B1-d Storm Events history" (976 rows).

Storm Events records are more complete after 1996; before 1996 only Tornado (from 1950), Hail and Thunderstorm Wind (from 1955) exist. Zone-level records are placed with NWS zone-county files, which exist from 2020 on; an earlier record is placed by its zone number in the nearest later file only when its zone name matches that file, records from zones NWS renumbered are placed by name or left out, and a record whose zone is in no known file is left out of every count, so counts before 2020 can be low. Some current zones are also missing from the NWS files, so recent counts can be low too.

Sources

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-28, https://www.weather.gov/gis/ZoneCounty

FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-26T121003Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)

State-declared emergencies are not in federal data. Add them from your state emergency management agency.

Tribal and special-area declarations in this state are listed on the state page.

Supports B1-e: probability

Probability: FEMA annualized frequency and descriptor per hazard

HazardFEMA annualized frequency (modeled)unit per rowUnitIn plain termsDescriptorDescriptor basisNRI events or days in its record period (hail, wind and tornado are area-weighted, so can be fractional)NRI periodLocationNote
Avalancheevents per year1994 to 2023 (30 years)see B1-fNot Applicable in NRI for this county; no descriptor.
Coastal Floodingevents per year at a location (modeled)not shownmodeledsee B1-fNot Applicable in NRI for this county; no descriptor.
Cold Wave1.11event-days per yearabout 1.11 days per yearLikelyevent-days in 15 of 30 years, 1996 to 2025 (50%)212005-11-12 to 2024-11-12 (19 years)countywideFrost/Freeze records are not counted in this descriptor: they record crop freezes, not cold waves.
Drought4.97event-days per yearabout 4.97 days per yearLikelyevent-days in 7 of 30 years, 1996 to 2025 (23.3%)1332000 to 2025 (25.25 years; D3 and D4 only)countywideNRI gives about 4.97 drought event-days a year here (its annualized frequency over 25.25 years; not its event count divided by the years), but Storm Events has a record in only 7 of 30 years. NRI counts from a different source that records far more events than Storm Events, so this descriptor reads much lower than NRI's frequency; read the two together.
Earthquake0.007annual probability at a locationchance a given location in the county has at least minor-damage shaking in a year: 0.7%not shownmodeledsee B1-fDescriptor not assigned: the NRI value is the chance at a location in the county, not how often the hazard affects the county, and Storm Events does not record earthquakes.
Hail2.89events per yearabout 2.89 per yearHighly likelyFEMA annualized frequency (modeled)109.7 (modeled)1986 to 2023 (38 years)countywide
Heat Wave8.37event-days per yearabout 8.37 days per yearLikelyevent-days in 23 of 30 years, 1996 to 2025 (76.7%)1162005-11-12 to 2024-11-12 (19 years)countywide
Hurricane0.00769events per yearabout 1 in 130 yearsUnlikelyFEMA annualized frequency (modeled)21851 to 2024 (Atlantic)see B1-fNRI counts hurricane and tropical storm tracks passing within storm-force wind range; federal declarations are counted separately in B1-d and need not match.
Ice Storm0.38event-days per yearabout 0.38 days per yearLikelyevent-days in 4 of 30 years, 1996 to 2025 (13.3%)261946-12-31 to 2014-02-12 (67 years)countywide
Inland Flooding8.68event-days per yearabout 8.68 days per yearHighly likelyevent-days in 30 of 30 years, 1996 to 2025 (100%)2431996 to 2023 (28 years)see B1-f
Landslide0.325events per year (modeled)about 1 in 3 yearsLikelyFEMA annualized frequency (modeled)not shownmodeledsee B1-f
Lightning52.4days per year with a strikeabout 52.4 days per yearHighly likelyFEMA annualized frequency (modeled)not shown1995 to 2023 (29 years; CONUS)countywide
Strong Wind4.2events per yearabout 4.2 per yearHighly likelyFEMA annualized frequency (modeled)1601986 to 2023 (38 years)countywide
Tornado0.341events per yearabout 1 in 3 yearsLikelyFEMA annualized frequency (modeled)not shown1950 to 2023 (EF2+); 1986 to 2023 (EF0-1)see B1-f
Tsunamiannual probability at the most exposed location (used in place of a county value)not shownmodeledsee B1-fNot Applicable in NRI for this county; no descriptor.
Volcanic Activityannual probabilitynot shownmodeledsee B1-fNot Applicable in NRI for this county; no descriptor.
Wildfire0.000143annual probability at a locationchance a given location in the county burns in a year: 0.0143%Storm Events records in 0 of 30 years, 1996 to 2025 (0%)not shownmodeledsee B1-fNo Storm Events record of this hazard, 1996 to 2025; descriptor not assigned (the NRI value is the chance at a location in the county, not how often the hazard affects the county)
Winter Weather8event-days per yearabout 8 days per yearHighly likelyevent-days in 29 of 30 years, 1996 to 2025 (96.7%)1522005-11-12 to 2024-11-12 (19 years)countywide

FEMA annualized frequency (modeled) comes from the National Risk Index v1.20 (December 2025). It is not recorded events divided by years, and what it measures depends on the hazard. For most hazards it estimates how often the hazard affects this county each year: it counts events or event-days (drought, heat wave, cold wave, winter weather, ice storm and inland flooding are in days per year; lightning is the number of days per year with a recorded cloud-to-ground strike, from the NOAA Storm Prediction Center daily lightning climatology); it may count events in the surrounding area (hail, strong wind, tornado, hurricane and ice storm use a 49 km grid and buffers) and is averaged over the county's area; and some hazards use a minimum value for places with no recorded event. Earthquake, wildfire and coastal flooding are different: FEMA computes them for each census block and averages them over the county, so the value is the chance (for coastal flooding, the modeled number of floods per year) at a location in the county, which is lower than the chance that the hazard strikes somewhere in the county. Earthquake is the chance of at least minor-damage shaking (U.S. Geological Survey model); wildfire is the chance that a location burns in a large fire (U.S. Forest Service burn probability); coastal flooding comes from FEMA flood zones and NOAA high-tide flooding, so it can be above 1 where high-tide flooding is frequent. Tsunami is the value at the county's most exposed location, from recorded events and modeled return periods. For these four hazards the packet gives no "1 in N years" and takes the descriptor from Storm Events (none for earthquake) unless the value is 1 or more a year. Landslide is a U.S. Geological Survey modeled county rate spread by slope susceptibility. Volcanic activity is the chance that a volcano affecting the county erupts in a year. Drought counts only extreme and exceptional drought (D3 and D4). Source: FEMA, National Risk Index Technical Documentation v1.20, sections 5.2.2 (Table 5), 5.2.3, 7.4, 10.4, 16.5, 17.1, 17.3.1, 17.5, 20.3.1, 21.4, 22.4 and 6 to 23.

Sources

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

Descriptor scale used in this packet (defined per unit)

UnitDescriptorDefinition
events per yearHighly likely1 or more per year
events per yearLikelyabout once in 1 to 10 years
events per yearPossibleabout once in 10 to 100 years
events per yearUnlikelyless than once in 100 years
annual probabilityLikely10% to under 100% chance in a given year
annual probabilityPossible1% to under 10% chance in a given year
annual probabilityUnlikelyunder 1% chance in a given year
event-days (share of years)Highly likelyevent-days recorded in 90% or more of years
event-days (share of years)Likelyevent-days recorded in 10% to under 90% of years
event-days (share of years)Possibleevent-days recorded in some years but under 10% of years
lightning strike-daysHighly likelycloud-to-ground strikes on 1 or more days per year

Sources

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

Intensity bands: historical frequency (Storm Events)

HazardBandYearsEventscounty-coded recordsYears in periodEvents per yearevents / years
Hail1.00-1.99 in1996 to 202536301.2
Hail2.00 in+1996 to 20256300.2
Strong Wind (Thunderstorm Wind records)50-64 kt1996 to 2025111303.7
Strong Wind (Thunderstorm Wind records)65 kt+1996 to 202520300.667
Strong Wind (Thunderstorm Wind records)unmeasured or below 50 kt1996 to 20256300.2
TornadoEF0-11996 to 202512300.4
TornadoEF2-31996 to 20257300.233
TornadoEF4-51996 to 20250300
Tornadounrated (EFU)1996 to 20250300

Hail smaller than 1 inch is not counted: on 2010-01-05 the National Weather Service raised its severe-hail threshold from 3/4 inch to 1 inch, so smaller reports became less common after 2009 (NWS Service Change Notice 09-52). NRI hail frequency uses a 0.75 inch threshold.

Source

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

Optional: future conditions. Not a required item in the 2025 FEMA Local Mitigation Planning Policy Guide; some states ask for it. The federal Climate Mapping for Resilience and Adaptation (CMRA) site gives county exposure to future climate conditions.

Supports B1-f: variation across the planning area

Range of census tract risk within the county

HazardTractsrated of allRisk score minNRI score, 0 to 100MedianMaxTracts by ratingNote
Avalanche0 of 8Not Applicable 8
Coastal Flooding0 of 8Not Applicable 8
Cold Wave8 of 833.245.255.4Relatively Moderate 3, Relatively Low 5National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.
Drought8 of 888.098.499.2Relatively High 5, Relatively Moderate 1, Relatively Low 2National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. Agriculture is all of NRI's expected annual loss for this hazard in the county, so the tract range above mostly reflects where crop and livestock value is, not where buildings and people are. Confirm locally.
Earthquake8 of 882.685.492.0Relatively High 3, Relatively Moderate 5
Hail8 of 873.680.988.9Relatively High 1, Relatively Moderate 7National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.
Heat Wave8 of 869.980.989.3Relatively High 3, Relatively Moderate 5National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.
Hurricane8 of 829.437.445.2Very Low 8
Ice Storm8 of 854.669.082.7Relatively Moderate 4, Relatively Low 4National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.
Inland Flooding8 of 813.750.874.0Relatively Moderate 5, Relatively Low 2, Very Low 1
Landslide8 of 871.188.296.8Relatively Moderate 1, Relatively Low 4, Very Low 3
Lightning8 of 848.261.677.5Relatively Moderate 7, Relatively Low 1National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.
Strong Wind8 of 888.994.998.3Very High 3, Relatively High 5National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.
Tornado8 of 848.757.474.7Relatively High 1, Relatively Moderate 6, Relatively Low 1
Tsunami0 of 8Not Applicable 8
Volcanic Activity0 of 8Not Applicable 8
Wildfire8 of 822.943.068.6Very Low 8
Winter Weather8 of 873.883.092.3Relatively High 7, Relatively Moderate 1National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.

Rated tracts only: No Rating (score 0.0), Not Applicable and Insufficient Data tracts are counted but not used for the minimum, median and maximum.

Source

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

Per-member block (Starter, confirm locally)

MemberTypePlan statusRepetitive lossFMA RL and SRL (44 CFR 77.2); repeat-flood, any definitionPublic Assistance matchedfederal share obligated, nominal dollarsEvent records naming this placeall years; since the member's planNotes
Gibson CountyCountyExpired on 2026-09-02FMA RL 0, SRL 1; any 3$427,612.120; 0
Francisco townTownExpired on 2026-09-02FMA RL 0, SRL 0; any 0none found21; 5
Mackey townTownExpired on 2026-09-02FMA RL 0, SRL 0; any 0none found9; 1
Oakland City cityCityExpired on 2026-09-02FMA RL 0, SRL 0; any 0$20,712.4549; 13
Owensville townTownExpired on 2026-09-02FMA RL 0, SRL 0; any 0$1,539.1242; 3
Princeton cityCityExpired on 2026-09-02FMA RL 0, SRL 0; any 1$102,768.5880; 10

Member rows are whole NFIP communities and need not add up to the county total: a community that extends into another county is counted in full on each member row, while the county table counts only its part in this county.

School districts and special districts get a plan clock row only.

Sources

FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-26T121003Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)

FEMA, OpenFEMA NfipMultipleLossProperties v1, version 2026-08-04T164045Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/NfipMultipleLossProperties (API)

FEMA, OpenFEMA PublicAssistanceFundedProjectsSummaries v1, version 2026-09-26T151157Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/PublicAssistanceFundedProjectsSummaries (API)

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

Supports B2-a and B2-b: assets and impacts

Local data required

County-level starter. The plan must describe impacts for each participant and its own assets.

  • Critical facilities and lifelines per hazard
  • A problem statement per participant per hazard
  • Changes in development in hazard-prone areas since the last approval, or a statement of none (E1-a)
  • Future assets

County-level starter: exposure, expected annual loss and damage since the plan

HazardBuilding exposuremodeled dollarsAgriculture exposuremodeled dollarsPopulation exposedpeopleEAL buildingsmodeled dollars per yearEAL agriculturemodeled dollars per yearEAL population equivalencestatistical value of life and injury, $13.7M per life, not property damageEAL as % of exposurebuildings; agriculture where notedStorm Events damage since 2021-09-03county-coded records, property plus crops, nominal dollarsZone-level damage since planproperty plus crops, reported for the zonePublic Assistance since plannominal dollars; see noteNote
AvalancheNot Applicable in NRI for this county
Coastal FloodingNot Applicable in NRI for this county
Cold Wave$8,279,685,865$191,832,52233,008$111$101,666$261,543under 0.0001%$0
Drought$131,933,818$3,404,5612.58% (agriculture)NRI has no building exposure for this hazard; agriculture shown
Earthquake$14,759,874,88233,011$3,771,128$1,112,6170.0255%
Hail$8,279,685,865$191,832,52233,008$236,930$22,530$161,4640.00286%$0
Heat Wave$8,279,685,865$191,832,52233,008$5,359$5$1,002,217under 0.0001%$0
Hurricane$8,236,304,675$186,974,54632,620$8,688$5,169$270.000105%
Ice Storm$8,279,685,86533,008$73,560$17,8770.000888%
Inland Flooding$8,278,489,773$55,791,812687$4,886,636$25,929$103,651n/a (see note)$190,000NRI counts the full building value of any census block with some flood loss; this is not the value of buildings in the floodplain. Use local FIRM overlays for B2-a/B2-b. EAL as % of exposure: n/a.
Landslide$77,654,623375$398$9,8680.000513%
Lightning$8,279,685,86533,008$11,495$145,5270.000139%
Strong Wind$8,279,685,865$191,832,52233,008$504,725$97,788$756,4140.0061%$388,000$49,000Storm Events damage since the plan includes 20 zone-level Strong Wind records ($49,000), an event type the NRI definition of this hazard leaves out.
Tornado$8,279,685,865$191,832,52233,008$275,781$1,851$656,5770.00333%$2,743,000
TsunamiNot Applicable in NRI for this county
Volcanic ActivityNot Applicable in NRI for this county
Wildfire$157,411,256$5,727,5222,260$1,578$6$6790.001%
Winter Weather$8,279,685,865$191,832,52233,008$47,263$506$56,4450.000571%$25,000none found (1 declaration)

Totals since 2021-09-03 (Storm Events through 2026-06-30): 81 county-coded records, 81 with a damage value recorded (including $0), $3,321,000; 70 zone-level records, 70 with a damage value recorded (including $0), $74,000 reported for the zone; Public Assistance on counted declarations none found (1 declaration, 0 with PA).

Total = buildings + agriculture + population equivalence; FEMA values each expected death (or 10 injuries) at $13.7 million (2024 dollars).

FEMA does not split Public Assistance by hazard. A declaration mapped to several hazards is listed under each of them with its full amount, so the per-hazard column must not be added up; the unit total counts each declaration once.

Dollars are nominal (as reported), labeled with the year; not adjusted for inflation.

Sources

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-28, https://www.weather.gov/gis/ZoneCounty

FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-27T010817Z, pulled 2026-09-28, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)

FEMA, OpenFEMA PublicAssistanceFundedProjectsSummaries v1, version 2026-09-26T151157Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/PublicAssistanceFundedProjectsSummaries (API)

FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-26T121003Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)

Supports B2-a: context

County context

MeasureValue
Population33,008
Building value (total, not at risk)$8,279,685,865
Agriculture value (total, not at risk)$191,832,522
NRI risk rating (all hazards)Relatively Low
Expected annual loss, buildings and agriculture, all hazards$13,483,663
Expected annual loss, population equivalence, all hazards (NRI values each statistical life at $13.7M; a modeled value of expected deaths and injuries, not property damage)$4,284,906
Social vulnerability ratingRelatively Low
Community resilience ratingVery High
NRI versionDecember 2025

FEMA's all-hazard expected annual loss total adds buildings, agriculture and population equivalence; the two parts are shown separately so the property figure is not read as including the statistical value of life.

Source

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

Supports B2-c: repetitive loss

Repetitive loss in this county, both definitions

DefinitionPropertiesSevere repetitive lossProperties
Repetitive loss, FMA definition (44 CFR 77.2)0Severe repetitive loss, FMA definition (44 CFR 77.2)1
Repetitive loss, NFIP insurance definition4Severe repetitive loss, NFIP insurance definition1

Your state NFIP coordinator's list may use the NFIP insurance definition, so its counts can be higher.

Repeat-flood properties: county and state-level rows

ScopeRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
County total0141400
PRINCETON, CITY OF0010100
GIBSON COUNTY *0131300
State level, not in this county: county not reported0060600

Repeat-flood properties by plan member (NFIP community)

MemberNFIP community IDRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredpropertiesNote
Gibson County1804340131300
Francisco town1803660000000
Mackey town1852510000000
Oakland City city1800720000000
Owensville town1852530000000
Princeton city1800730010100

Per-member types: XLSX sheet 'B2-c Members'.

Member rows are whole NFIP communities and need not add up to the county total: a community that extends into another county is counted in full on each member row, while the county table counts only its part in this county.

County repeat-flood properties by occupancy group

Occupancy groupRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
single-family residential0141400
2 to 4 unit residential0000000
other residential0000000
non-residential0000000
not reported0000000

Institutional properties cannot be separated in this data: FEMA's occupancy groups have no institutional class, so they fall in non-residential or other residential in the table by occupancy group.

FMA RL and FMA SRL are the Flood Mitigation Assistance definitions (44 CFR 77.2), the ones the FEMA Local Mitigation Planning Policy Guide cites; OpenFEMA's fmaRl field description omits the Increased Cost of Compliance clause of 44 CFR 77.2(i). NFIP repetitive loss (FEMA insurance definition, nfipRl) is 2 or more claims over $1,000 in 10 years and can drop to false when a property is mitigated. Also shown: NFIP severe repetitive loss, any category, mitigated and currently insured.

Your state NFIP coordinator's list may use the NFIP insurance definition, so its counts can be higher.

Counts are aggregates of FEMA's public NFIP Multiple Loss Properties file (as of 2026-08-02). No property is identified. County assignment is FEMA's geocode.

Counts may differ from your state NFIP coordinator's list, which is the source the Handbook names.

In this county 0 properties are FMA repetitive loss but not NFIP repetitive loss, and 4 properties are NFIP repetitive loss but not FMA repetitive loss.

Exact counts; no count suppression.

Sources

Every table above lists its own sources. The full list, for the plan's bibliography (FEMA review item A4-a):

  1. FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-26T121003Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)
  2. FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-27T010817Z, pulled 2026-09-28, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)
  3. FEMA, OpenFEMA PublicAssistanceFundedProjectsSummaries v1, version 2026-09-26T151157Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/PublicAssistanceFundedProjectsSummaries (API)
  4. FEMA, OpenFEMA NfipMultipleLossProperties v1, version 2026-08-04T164045Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/NfipMultipleLossProperties (API)
  5. FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)
  6. NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/
  7. NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-28, https://www.weather.gov/gis/ZoneCounty
  8. U.S. Census Bureau, Census 2024 Gazetteer, 2020 place by county, CT county-to-cousub crosswalk, version 2024-gazetteer, pulled 2026-09-28, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_counties_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_cousubs_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_place_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_unsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_elsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_scsd_national.zip, https://www2.census.gov/geo/docs/reference/codes2020/national_place_by_county2020.txt, https://www2.census.gov/geo/docs/reference/ct_change/ct_cou_to_cousub_crosswalk.xlsx

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Hazard Plain is an independent product built from public federal data. It is not a FEMA document and is not reviewed or endorsed by FEMA or any state agency.

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Cite this: Hazard Plain (2026). Gibson County, IN: risk-assessment baseline packet, release 2026-10 (data as of 2026-09-28; County area 18051). Preview: automated baseline. Built from FEMA OpenFEMA, the FEMA National Risk Index and NOAA NCEI Storm Events; source versions in the packet's Sources list.

Corrections: to report an error, name the packet, the table and what your records show. Contact: to be added

Hazard Plain release 2026-10. As of 2026-09-28; Storm Events data through 2026-06-30. File hazard-plain_2026-10_IN_18051. Preview: automated baseline.