Hazard Plain Automated baseline

Mason County, IL

Risk-assessment baseline packet

County FIPS:
17125
Release:
2026-10
Data as of:
2026-09-30
Storm Events data through:
2026-06-30

Hazard Plain is an independent product built from public federal data. It is not a FEMA document and is not reviewed or endorsed by FEMA or any state agency.

Hazard Plain release 2026-10, as of 2026-09-30.

Summary

Plan status as of 2026-09-30: Approved, expires 2027-10-12. Plan: Mason County 2022 Hazard Mitigation Plan (FEMA plan 108402), approved 2022-10-13.

Since the plan was approved on 2022-10-13: no new hazard declaration and 52 NOAA Storm Events records; details under "What changed since your last plan".

Highest expected annual loss (FEMA National Risk Index, modeled total; see B1-a): Inland Flooding ($5,525,232 a year), Cold Wave ($1,833,026) and Drought ($1,235,707).

The tables that follow are organized by the items of FEMA's Local Mitigation Plan Review Tool, Element B (B1-a to B2-c); each heading says which item its tables support.

Plan clock

Status:
Approved, expires 2027-10-12
Plan:
Mason County 2022 Hazard Mitigation Plan (FEMA plan 108402)
Approved:
2022-10-13
Days to expiry:
377

What changed since your last plan (approved 2022-10-13)

New federal declarations:
none
Storm Events records since approval:
52 records (data through 2026-06-30)
Repetitive loss now:
FMA RL 5, SRL 5 (44 CFR 77.2); any definition: 29
Repeat-flood change:
this release sets the baseline count.

Sources: 1, 2, 4, 6 (numbered list at the end)

Plan status for every jurisdiction listed in this county: 14 rows, in the section "Plan clock: Plan status for every jurisdiction listed in this county" on the following pages.

State plan status and tribal plans in this state: see the state page.

Plan clock

Plan status for every jurisdiction listed in this county

Source: 1

JurisdictionTypeStatusPlanApprovedExpiresDays to expirynegative = days since expiry
Mason CountyCountyApproved, expires 2027-10-12Mason County 2022 Hazard Mitigation Plan (FEMA plan 108402)2022-10-132027-10-12377
Bath villageVillageApproved, expires 2027-10-12Mason County 2022 Hazard Mitigation Plan (FEMA plan 108402)2022-10-132027-10-12377
Easton villageVillageApproved, expires 2027-10-12Mason County 2022 Hazard Mitigation Plan (FEMA plan 108402)2022-10-132027-10-12377
Havana cityCityApproved, expires 2027-10-12Mason County 2022 Hazard Mitigation Plan (FEMA plan 108402)2022-10-132027-10-12377
Kilbourne villageVillageApproved, expires 2027-10-12Mason County 2022 Hazard Mitigation Plan (FEMA plan 108402)2022-10-132027-10-12377
Manito villageVillageApproved, expires 2027-10-12Mason County 2022 Hazard Mitigation Plan (FEMA plan 108402)2022-10-132027-10-12377
Mason City cityCityApproved, expires 2027-10-12Mason County 2022 Hazard Mitigation Plan (FEMA plan 108402)2022-10-132027-10-12377
San Jose villageVillageApproved, expires 2027-10-12Mason County 2022 Hazard Mitigation Plan (FEMA plan 108402)2022-10-132027-10-12377
Havana Community Unit School District 126School/School DistrictApproved, expires 2027-10-12Mason County 2022 Hazard Mitigation Plan (FEMA plan 108402)2022-10-132027-10-12377
Midwest Central Community Unit School District 191School/School DistrictApproved, expires 2027-10-12Mason County 2022 Hazard Mitigation Plan (FEMA plan 108402)2022-10-132027-10-12377
Havana Rural Fire DistrictFire/EMS DistrictApproved, expires 2027-10-12Mason County 2022 Hazard Mitigation Plan (FEMA plan 108402)2022-10-132027-10-12377
Kilbourne Fire DepartmentFire/EMS DistrictApproved, expires 2027-10-12Mason County 2022 Hazard Mitigation Plan (FEMA plan 108402)2022-10-132027-10-12377
Mason City Fire DepartmentFire/EMS DistrictApproved, expires 2027-10-12Mason County 2022 Hazard Mitigation Plan (FEMA plan 108402)2022-10-132027-10-12377
Mason District HospitalHospital/Medical FacilityApproved, expires 2027-10-12Mason County 2022 Hazard Mitigation Plan (FEMA plan 108402)2022-10-132027-10-12377

Supports FEMA checklist item B1-a: hazard identification

Hazards NRI does not cover (local data needed)

  • dam failure (incl. upstream dams)
  • levee failure
  • flash flood as its own subtype
  • ice jams
  • debris flows
  • erosion (riverine and coastal)
  • land subsidence and sinkholes
  • expansive soils

The 18 National Risk Index hazards, ranked by expected annual loss (EAL)

Sources: 5, 6

Rank by EALHazardNRI risk ratingEAL ratingEAL buildingsmodeled dollars per yearEAL agriculturemodeled dollars per yearCost of expected deaths and injuriesFEMA's dollar value per year, not property damageEAL total (see note)modeled dollars per yearStorm Events records, 1996 to 2026-06-30countStorm Events coverage note
1Inland FloodingRelatively LowRelatively Low$5,011,760$132,435$381,037$5,525,23228
2Cold WaveRelatively ModerateRelatively Moderate$533$70,545$1,761,949$1,833,0269Includes 1 Frost/Freeze record (outside NRI's Cold Wave definition; counted in this table and in B1-d, not in the B1-e descriptor).
3DroughtRelatively ModerateRelatively Moderaten/a$1,235,707n/a$1,235,70715
4TornadoRelatively LowRelatively Low$902,653$5,730$301,638$1,210,02125
5Strong WindRelatively ModerateRelatively Moderate$337,202$555,879$91,620$984,702132Includes 8 High Wind and 1 Strong Wind records (NOAA non-thunderstorm wind types, outside NRI's Strong Wind definition).
6EarthquakeRelatively LowRelatively Low$379,738n/a$130,540$510,279Storm Events does not record earthquakes.
7Heat WaveRelatively LowRelatively Low$33$5$472,911$472,94914
8HailRelatively LowRelatively Low$319,732$56,571$15,789$392,09242
9Ice StormRelatively LowRelatively Low$48,548n/a$14,526$63,0747
10LightningVery LowVery Low$8,376n/a$43,982$52,3582
11Winter WeatherRelatively LowRelatively Low$7,123$797$18,471$26,39048
12HurricaneVery LowVery Low$2,780$4,421$1$7,2020No recorded events in Storm Events since 1996 (data through 2026-06-30).
13WildfireVery LowVery Low$512$4$68$5840No recorded events in Storm Events since 1996 (data through 2026-06-30).
14LandslideVery LowVery Low$36n/a$444$4800No recorded events in Storm Events since 1996 (data through 2026-06-30).

Total = buildings + agriculture + population equivalence; FEMA values each expected death (or 10 injuries) at $13.7 million (2024 dollars).

NRI risk rating combines expected annual loss with social vulnerability and community resilience; EAL rating rates expected annual loss alone. Both compare this county with all U.S. counties.

Local data needed: state and local wildfire and landslide records (Storm Events records these hazards only in part).

Not applicable to this county per NRI, with no federal declaration and no Storm Events record since 1996: avalanche, coastal flooding, tsunami and volcanic activity. That is the evidence for leaving them out of the plan.

The state hazard mitigation plan also lists hazards for this county; FEMA asks the plan to explain any hazard it leaves out.

Supports FEMA checklist item B1-b: hazard location

Affects the whole county (national data give no location within it): Cold Wave, Drought, Hail, Heat Wave, Ice Storm, Lightning, Strong Wind and Winter Weather.

Inland Flooding: The FEMA Flood Insurance Rate Map (FIRM) is the required location source for flooding. See the FEMA Flood Map Service Center (https://msc.fema.gov) for this county.

Hazards that vary within the county: highest-rated census tracts

Source: 5

HazardHighest-rated census tractsNRI risk rating, score 0 to 100
Earthquaketract 9565 (Relatively Moderate, 78.7); tract 9568 (Relatively Low, 73.9); tract 9566 (Relatively Low, 72.3)
Hurricanetract 9566 (Very Low, 40.9); tract 9567 (Very Low, 39.9); tract 9564 (Very Low, 35.8)
Landslidetract 9566 (Relatively Low, 85.2); tract 9564 (Relatively Low, 83.2); tract 9567 (Relatively Low, 82.8)
Tornadotract 9565 (Relatively High, 87.1); tract 9566 (Relatively High, 81.3); tract 9563 (Relatively High, 76.0)
Wildfiretract 9564 (Very Low, 53.6); tract 9566 (Very Low, 44.6); tract 9567 (Very Low, 40.5)

Up to 3 census tracts per hazard, highest National Risk Index rating first, then highest score; a tract number is the Census tract number (for example 9565 is Census Tract 9565). FEMA's Resilience Analysis and Planning Tool maps the National Risk Index for every tract: https://www.fema.gov/emergency-managers/practitioners/resilience-analysis-and-planning-tool

Supports FEMA checklist item B1-c: hazard extent

Extent: scale, observed range and worst recorded event per hazard

Sources: 6, 7

HazardScaleRecordscount and yearsObserved rangeWorst recorded eventMost damaging (when different)How it applies to jurisdictionsNote
Cold/Wind Chill, Extreme Cold/Wind Chillwind chill8 records, 1996 to 2024 (8 zone-level)1 day to 4 days (median 2 days); 8 with a recorded value4 consecutive days, 2024-01-13 to 2024-01-16, zone-levelCountywide (zone-level records).
Frost/Freeze (outside NRI's Cold Wave definition)crop damage1 record, 2007 (1 zone-level)No crop damage reported in 1 record.Countywide (zone-level records).
DroughtU.S. Drought Monitor scale (D0 to D4)15 records, 2012 to 2026 (15 zone-level)48 days to 135 days (median 96.5 days); 4 with a recorded value135 days (about 4.4 months), 2025-09-01 to 2026-01-13, a run of 5 consecutive Storm Events drought records, zone-levelDrought, 2012-10-01, $0 property; $29,800,000 crops (zone total, 2012 dollars)Countywide (zone-level records).Storm Events enters a drought at D2 or worse east of the Rockies and D3 or worse from the Rockies west (NWS Instruction 10-1605); NRI drought counts D3 and D4 only.
EarthquakeModified Mercalli (local data)0Storm Events does not record earthquakes; the USGS earthquake catalog is the source.
Hailhail size (inches)56 records, 1966 to 20260.75 in to 2.75 in (median 1 in); 56 with a recorded value2.75 in hail, 2001-08-18; same size also recorded on 1991-12-08Event records naming jurisdictions in the plan: Havana city (17 records), Manito village (8 records), Mason City city (6 records), Easton village (4 records), Bath village (2 records), San Jose village (2 records), Kilbourne village (1 record).
Excessive Heat, Heatheat index (in event narratives)14 records, 1997 to 2024 (14 zone-level)1 day to 9 days (median 3 days); 12 with a recorded value9 consecutive days, 2012-06-29 to 2012-07-07, zone-levelCountywide (zone-level records).
Hurricane, Tropical Storm, Tropical DepressionSaffir-Simpson0Storm Events files every zone of a storm's episode under the storm's type; flooding from the storm is filed as Flood or Flash Flood records.
Ice StormSperry-Piltz ice scale (local data)7 records, 2002 to 2021 (7 zone-level)No damage reported in 7 records.Countywide (zone-level records).
Flash Flood, Flood, Lakeshore Flooddamage and flood days (flood depth: FIRM)28 records, 1997 to 2023 (7 zone-level)Flood, 2013-04-18, $5,000,000 property; $0 crops (2013 dollars)Event records naming jurisdictions in the plan: Havana city (5 records), Manito village (2 records), Mason City city (2 records), Kilbourne village (1 record). Zone-level records (7) apply countywide.Flood depth: see the FEMA Flood Insurance Rate Map. Storm Events damage is often $0 or blank for floods, major ones included; FEMA Public Assistance by declaration (B1-d) shows which floods cost the most.
Debris Flownone (count and damage only)0
Lightningannualized frequency (the measure FEMA's Local Mitigation Planning Handbook names)2 records, 2008 to 2015Lightning, 2008-08-28, $150,000 property; $0 crops (2008 dollars)Event records naming jurisdictions in the plan: Havana city (2 records).Storm Events lists lightning with damage or casualties.
High Wind and Strong Wind (outside NRI's Strong Wind definition)wind speed (kt and mph)9 records, 1996 to 2025 (9 zone-level)35 kt (40 mph) to 56 kt (64 mph) (median 43 kt (49 mph)); 3 with a recorded value56 kt (64 mph) estimated gust, High Wind, 2025-03-14; NWS zone ILZ041Strong Wind, 2020-06-09, $5,000 property; $0 crops (zone total, 2020 dollars)Countywide (zone-level records).
Thunderstorm Windwind speed (kt and mph)153 records, 1964 to 202650 kt (58 mph) to 70 kt (81 mph) (median 52 kt (60 mph)); 108 with a recorded value70 kt (81 mph) estimated gust, Thunderstorm Wind, 2026-03-10Thunderstorm Wind, 1999-08-12, $100,000 property; $12,300,000 crops (1999 dollars)Event records naming jurisdictions in the plan: Havana city (35 records), Mason City city (22 records), Manito village (21 records), Bath village (8 records), Kilbourne village (6 records), Easton village (4 records), San Jose village (3 records).
TornadoEnhanced Fujita (Fujita before Feb 2007)42 records, 1951 to 2026F/EF0 to F/EF3 (median F/EF1); 42 with a recorded valueF3 tornado, 1968-05-15, 12.6 mi path length (whole path, pre-1996), 600 yd wide, $2,500,000 property; crops not recorded (1968 dollars), 25 direct injuriesEvent records naming jurisdictions in the plan: Easton village (3 records), Havana city (3 records), Manito village (3 records), Mason City city (3 records), Bath village (2 records), Kilbourne village (1 record).Before 1996 a tornado is listed once, under the county where it began, with its whole path's rating and length; from 1996 on, each county lists its own segment. Length is not used to rank tornadoes (see Methods).
Wildfireacres burned (local data)0
Winter Storm, Heavy Snow, Blizzard, Lake-Effect Snow, Winter Weather, Sleetnone in data (snowfall: local data)48 records, 1996 to 2026 (48 zone-level)Blizzard, 2011-02-01, $80,000 property; $0 crops (2011 dollars); NWS zone ILZ041Countywide (zone-level records).

In event narratives only (local data needed): wind chill, temperature, heat index, ice thickness, acres burned and snow depth; any physical measure of debris flow and lightning.

Storm Events records are more complete after 1996; before 1996 only Tornado (from 1950), Hail and Thunderstorm Wind (from 1955) exist. Zone-level records from zones that no NWS zone-county file places in this county (mostly before 2020) are not counted here (the Methods page explains the zone matching).

Dollars are nominal (as reported), labeled with the year; not adjusted for inflation.

Supports FEMA checklist item B1-d: previous occurrences

Federal declarations for this county: 18 declarations covering 15 separate hazard incidents counted in this packet (declarations for the same incident count once; non-natural and evacuation-only declarations are not counted).

Federal disaster declarations for this county

Sources: 1, 2, 3

DeclaredIncident beganFEMA numberTypeTitleMapped hazardCounty Public Assistancefederal share obligated, nominal dollarsNotes
2020-03-262020-01-20DR-4489-ILMajor disasterCOVID-19 PandemicNon-natural, not counted$11,201.19
2020-03-132020-01-20EM-3435-ILEmergencyCOVID-19Non-natural, not countedno Public Assistance recordedsame incident as DR-4489
2013-05-102013-04-16DR-4116-ILMajor disasterSevere Storms, Straight-Line Winds, and FloodingInland Flooding (primary); also designated: Strong Wind$30,570.21
2011-03-172011-01-31DR-1960-ILMajor disasterSevere Winter Storm and SnowstormWinter Weather$24,106.95
2006-12-292006-11-30EM-3269-ILEmergencySnowWinter Weather$36,949.34
2005-09-072005-08-29EM-3230-ILEmergencyHurricane Katrina EvacuationHurricane: evacuation support, not a local hazard event; not countedno Public Assistance recorded
2003-05-152003-05-06DR-1469-ILMajor disasterSevere Storms, Tornadoes, and FloodingInland Flooding; TornadoPA not declared for this county
2002-05-212002-04-21DR-1416-ILMajor disasterSevere Storms, Tornadoes and FloodingTornado (primary); also designated: Inland Flooding$12,321.68
1999-01-081999-01-01EM-3134-ILEmergencyIl-Winter Storm 1/1/99Winter Weather$1,784.25
1995-05-301995-05-15DR-1053-ILMajor disasterSevere Storms and FloodingInland Floodingno Public Assistance recorded
1994-04-261994-04-09DR-1025-ILMajor disasterSevere Storms and FloodingInland Floodingno Public Assistance recorded
1993-07-091993-04-13DR-997-ILMajor disasterSevere Storms & FloodingInland Floodingno Public Assistance recorded
1985-03-291985-02-23DR-735-ILMajor disasterSevere Storms & FloodingInland FloodingPA not declared for this county
1982-12-131982-12-13DR-674-ILMajor disasterSevere Storms, Tornadoes & FloodingInland Flooding; TornadoPA not declared for this county
1979-04-301979-04-30DR-583-ILMajor disasterSevere Storms & FloodingInland Floodingno Public Assistance recorded
1974-06-101974-06-10DR-438-ILMajor disasterSevere Storms & FloodingInland Floodingno Public Assistance recorded
1973-04-261973-04-26DR-373-ILMajor disasterSevere Storms & FloodingInland Floodingno Public Assistance recorded
1968-06-051968-06-05DR-242-ILMajor disasterTornadoes, Severe Storms & FloodingTornado (primary); also designated: Inland Floodingno Public Assistance recorded

County Public Assistance: applicants the FEMA record places in this county, including any state agencies FEMA files there; statewide rows are listed on the state page; federal share obligated, nominal dollars.

Statewide declarations

Source: 2

DeclaredIncident beganFEMA numberTypeTitleMapped hazard
1961-05-271961-05-27DR-115-ILMajor disasterFloods & TornadoesInland Flooding (primary); also designated: Tornado
1957-06-221957-06-22DR-78-ILMajor disasterFloodsInland Flooding

FEMA recorded these with designated area Statewide and no county, so they are listed on every county page in the state and not counted with county rows. Local data needed: whether each one affected this county.

Public Assistance filed under this county for declarations that do not list it: 1 row, $1,217.48

Sources: 2, 3

FEMA numberDeclaredTitleApplicantPA obligatedfederal share obligated, nominal dollars
EM-3161-IL2001-01-17Illinois Winter Snow StormsKERTON ROAD DISTRICT$1,217.48

FEMA's Public Assistance summaries file these applicants under this county, but FEMA's declaration rows for these disasters do not designate it (an electric cooperative or district serving several counties, for example). Not in any declaration row above and not counted.

Public Assistance not placed in any Illinois county: 1 row, $797,909.42; listed on the Illinois state page.

Source: 3

Previous occurrences by hazard, with explicit no-event rows

Sources: 2, 6, 7

HazardStorm Events records, all years on file(years in the Period column)Since plan approvalrecordsIn the 12 months before plan approvalrecordsLast 5 yearsrecordsDeclared incidents, all yearsseparate disastersDeclared since approvalseparate disastersPeriodStatement
Cold Wave9202001996 to 2026-06-30Includes 1 Frost/Freeze record.
Drought1510010001996 to 2026-06-30
Earthquake000000Storm Events does not record earthquakes; the USGS earthquake catalog is the source.
Hail5611011001955 to 2026-06-30
Heat Wave14303001996 to 2026-06-30
Hurricane0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Ice Storm7000001996 to 2026-06-30
Inland Flooding281011201996 to 2026-06-30
Landslide0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Lightning2000001996 to 2026-06-30
Strong Wind16214318101955 to 2026-06-30Includes 8 High Wind and 1 Strong Wind records.
Tornado42426401950 to 2026-06-30
Wildfire0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Winter Weather48729301996 to 2026-06-30

Notable Storm Events records

Sources: 1, 6, 7

DateEvent typeMagnitude or extentDamagenominal dollarsDeaths, injuriesdirect onlyLocationFlagsWhy listed
2026-03-10Thunderstorm Wind70 kt (81 mph) estimated gust$0 property; $0 crops (2026 dollars)0, 0HAVANAnew since last plan; within last 5 yearsB1-c worst recorded: Thunderstorm Wind
2025-09-01Drought$0 property; $0 crops (zone total, 2025 dollars)0, 0NWS zone ILZ041 (MASON), zone-levelnew since last plan; within last 5 yearsB1-c worst recorded: Drought
2025-03-14High Wind56 kt (64 mph) estimated gust$0 property; $0 crops (zone total, 2025 dollars)0, 0NWS zone ILZ041 (MASON), zone-levelnew since last plan; within last 5 yearsB1-c worst recorded: High Wind and Strong Wind
2024-01-13Extreme Cold/Wind Chill$0 property; $0 crops (zone total, 2024 dollars)0, 0NWS zone ILZ041 (MASON), zone-levelnew since last plan; within last 5 yearsB1-c worst recorded: Cold/Wind Chill, Extreme Cold/Wind Chill
2013-04-18Flood$5,000,000 property; $0 crops (2013 dollars)0, 0HAVANA to BISHOPB1-c worst recorded: Flash Flood, Flood, Lakeshore Flood
2012-06-29Excessive Heat$0 property; $0 crops (zone total, 2012 dollars)0, 0NWS zone ILZ041 (MASON), zone-levelB1-c worst recorded: Excessive Heat, Heat
2011-02-01Blizzard$80,000 property; $0 crops (zone total, 2011 dollars)0, 0NWS zone ILZ041 (MASON), zone-levelB1-c worst recorded: Winter Storm, Heavy Snow, Blizzard, Lake-Effect Snow, Winter Weather, Sleet
2008-08-28Lightning$150,000 property; $0 crops (2008 dollars)0, 0HAVANAB1-c worst recorded: Lightning
2002-05-12Flooddamage not reported1, 0NWS zone ILZ041 (MASON), zone-leveldeaths or injuries recorded
2001-08-18Hail2.75 indamage not reported0, 0MANITOB1-c worst recorded: Hail
1968-05-15TornadoF3, 12.6 mi path length (whole path, pre-1996), 600 yd wide$2,500,000 property; crops not recorded (1968 dollars)0, 25location not recordeddeaths or injuries recorded
1967-01-24TornadoF3, 5.1 mi path length (whole path, pre-1996), 80 yd wide$25,000 property; crops not recorded (1967 dollars)1, 3location not recordeddeaths or injuries recorded

The full list is in the Excel file, sheet "B1-d Storm Events history" (383 rows).

Location is the place NOAA recorded, as written in its data; it need not be a jurisdiction in this plan.

Local data needed: state-declared emergencies, from your state emergency management agency (federal data do not include them).

FEMA's declaration data list no tribal or special-area declarations for this state.

Supports FEMA checklist item B1-e: probability of future events

Probability: FEMA annualized frequency and descriptor per hazard

Sources: 5, 6

HazardFEMA annualized frequency (modeled)unit per rowUnitIn plain termsDescriptorDescriptor basisNRI events or days in its record period (hail, wind and tornado are area-weighted, so can be fractional)NRI periodLocationNote
Cold Wave4.37event-days per yearabout 4.37 days per yearLikelyStorm Events event-days in 7 of 30 years, 1996 to 2025 (23.3%)832005-11-12 to 2024-11-12 (19 years)countywide
Drought4.42event-days per yearabout 4.42 days per yearLikelyStorm Events event-days in 3 of 30 years, 1996 to 2025 (10%)1192000 to 2025 (25.25 years; D3 and D4 only)countywide
Earthquake0.002annual probability at a locationchance a given location in the county has at least minor-damage shaking in a year: 0.2%not shownmodeledsee B1-fNo descriptor (Storm Events does not record earthquakes).
Hail3.64events per yearabout 3.64 per yearHighly likelyFEMA annualized frequency (modeled)138.4 (modeled)1986 to 2023 (38 years)countywide
Heat Wave7.11event-days per yearabout 7.11 days per yearLikelyStorm Events event-days in 9 of 30 years, 1996 to 2025 (30%)962005-11-12 to 2024-11-12 (19 years)countywide
Hurricane0.01events per yearabout 1 in 100 yearsPossibleFEMA annualized frequency (modeled)01851 to 2024 (Atlantic)see B1-fNRI counts hurricane and tropical storm tracks passing within storm-force wind range; federal declarations are in B1-d.
Ice Storm1.81event-days per yearabout 1.81 days per yearLikelyStorm Events event-days in 5 of 30 years, 1996 to 2025 (16.7%)1221946-12-31 to 2014-02-12 (67 years)countywide
Inland Flooding0.929event-days per yearabout 0.929 days per yearLikelyStorm Events event-days in 14 of 30 years, 1996 to 2025 (46.7%)261996 to 2023 (28 years)see B1-f
Landslide0.105events per year (modeled)about 1 in 10 yearsLikelyFEMA annualized frequency (modeled)not shownmodeledsee B1-f
Lightning47.4days per year with a strikeabout 47.4 days per yearHighly likelyFEMA annualized frequency (modeled)not shown1995 to 2023 (29 years; CONUS)countywide
Strong Wind5.15events per yearabout 5.15 per yearHighly likelyFEMA annualized frequency (modeled)1961986 to 2023 (38 years)countywide
Tornado0.587events per yearabout 0.59 per yearLikelyFEMA annualized frequency (modeled)not shown1950 to 2023 (EF2+); 1986 to 2023 (EF0-1)see B1-f
Wildfire0.0000638annual probability at a locationchance a given location in the county burns in a year: 0.00638%Storm Events records in 0 of 30 years, 1996 to 2025 (0%)not shownmodeledsee B1-fNo descriptor: no Storm Events record 1996 to 2025
Winter Weather9.74event-days per yearabout 9.74 days per yearLikelyStorm Events event-days in 21 of 30 years, 1996 to 2025 (70%)1852005-11-12 to 2024-11-12 (19 years)countywide

FEMA annualized frequency (modeled) is the National Risk Index v1.20 (December 2025) estimate of how often a hazard affects this county in a year; it is not recorded events divided by years, and its unit differs by hazard (events, event-days, or days with a lightning strike per year). For earthquake, wildfire, coastal flooding and tsunami the value is the chance (or number of events) at a location in the county, not across the county, so no "1 in N years" is given and the descriptor comes from Storm Events where it has a record (none for earthquake). The Methods page gives each hazard's method, from FEMA's National Risk Index Technical Documentation v1.20.

Where NRI gives event-days, the descriptor comes from the share of years with a Storm Events record; NRI's source records more events, so the two differ.

Descriptor scale used in this packet (defined per unit)

Sources: 5, 6

UnitDescriptorDefinition
events per yearHighly likely1 or more per year
events per yearLikelyabout once in 1 to 10 years
events per yearPossibleabout once in 10 to 100 years
events per yearUnlikelyless than once in 100 years
annual probabilityLikely10% to under 100% chance in a given year
annual probabilityPossible1% to under 10% chance in a given year
annual probabilityUnlikelyunder 1% chance in a given year
event-days (share of years)Highly likelyevent-days recorded in 90% or more of years
event-days (share of years)Likelyevent-days recorded in 10% to under 90% of years
event-days (share of years)Possibleevent-days recorded in some years but under 10% of years
lightning strike-daysHighly likelycloud-to-ground strikes on 1 or more days per year

Intensity bands: historical frequency (Storm Events)

Source: 6

HazardBandYearsEventscounty-coded recordsYears in periodEvents per yearevents / years
Hail1.00-1.99 in1996 to 202524300.8
Hail2.00 in+1996 to 20252300.0667
Thunderstorm Wind (counted as NRI Strong Wind)50-64 kt1996 to 202599303.3
Thunderstorm Wind (counted as NRI Strong Wind)65 kt+1996 to 20252300.0667
Thunderstorm Wind (counted as NRI Strong Wind)unmeasured or below 50 kt1996 to 202516300.533
TornadoEF0-11996 to 202520300.667
TornadoEF2-31996 to 20253300.1
TornadoEF4-51996 to 20250300
Tornadounrated (EFU)1996 to 20250300

The bands show how often events of each severity were recorded in this county, to profile how severe events have been (FEMA's probability item asks for the range of intensities).

Hail smaller than 1 inch is not counted: on 2010-01-05 the National Weather Service raised its severe-hail threshold from 3/4 inch to 1 inch, so smaller reports became less common after 2009 (NWS Service Change Notice 09-52). NRI hail frequency uses a 0.75 inch threshold.

Optional: future conditions. Not a required item in the 2025 FEMA Local Mitigation Planning Policy Guide; some states ask for it. The federal Climate Mapping for Resilience and Adaptation (CMRA) site gives county exposure to future climate conditions (https://resilience.climate.gov/).

Supports FEMA checklist item B1-f: hazards that vary across jurisdictions

Range of census tract risk within the county

Source: 5

HazardTractsrated of allNRI risk score, 0 to 100Tracts by rating
MinMedianMax
Cold Wave6 of 683.891.595.5Very High 1, Relatively High 5
Drought6 of 683.497.398.7Relatively High 2, Relatively Moderate 2, Relatively Low 2
Earthquake6 of 664.672.078.7Relatively Moderate 1, Relatively Low 5
Hail6 of 683.486.690.4Relatively High 2, Relatively Moderate 4
Heat Wave6 of 658.776.085.4Relatively High 1, Relatively Moderate 5
Hurricane6 of 629.035.440.9Very Low 6
Ice Storm6 of 667.070.881.3Relatively Moderate 5, Relatively Low 1
Inland Flooding6 of 641.551.296.4Very High 1, Relatively High 1, Relatively Moderate 3, Relatively Low 1
Landslide6 of 620.979.185.2Relatively Low 3, Very Low 3
Lightning6 of 631.945.058.1Relatively Moderate 1, Relatively Low 5
Strong Wind6 of 686.295.698.8Very High 2, Relatively High 4
Tornado6 of 670.974.987.1Relatively High 3, Relatively Moderate 3
Wildfire6 of 619.138.853.6Very Low 6
Winter Weather6 of 655.964.874.7Relatively Moderate 6

Drought: Agriculture is all of NRI's expected annual loss for this hazard in the county, so the tract range mostly reflects where crop and livestock value is.

Strong Wind: Agriculture is 56% of NRI's expected annual loss for this hazard in the county, so the tract range mostly reflects where crop and livestock value is.

Rated tracts only: No Rating (score 0.0), Not Applicable and Insufficient Data tracts are counted but not used for the minimum, median and maximum.

The score ranks a tract against all U.S. tracts (100 = highest). The rating is FEMA's category for the tract's risk value, computed differently, so the two can disagree.

Frequency data for cold wave, drought, hail, heat wave, ice storm, lightning, strong wind and winter weather are county-wide or coarse (49 km grid or NWS zone), the same for every jurisdiction; the tract range mostly reflects where buildings and people are (crop and livestock value where a line above names agriculture).

Each jurisdiction (starting figures from federal data)

Sources: 1, 3, 4, 6

JurisdictionTypePlan statusRepetitive lossFMA RL and SRL (44 CFR 77.2); repeat-flood, any definitionPublic Assistance to this jurisdictionFEMA records matched by applicant name; federal share obligated, nominal dollarsEvent records naming this placeall years; since its plan
Mason CountyCountyApproved, expires 2027-10-12FMA RL 4, SRL 5; any 25$38,586.510 total; 0 since its plan
Bath villageVillageApproved, expires 2027-10-12FMA RL 1, SRL 0; any 4$3,200.6312 total; 0 since its plan
Easton villageVillageApproved, expires 2027-10-12FMA RL 0, SRL 0; any 0no Public Assistance recorded11 total; 2 since its plan
Havana cityCityApproved, expires 2027-10-12FMA RL 0, SRL 0; any 0no Public Assistance recorded62 total; 6 since its plan
Kilbourne villageVillageApproved, expires 2027-10-12FMA RL 0, SRL 0; any 0no Public Assistance recorded9 total; 0 since its plan
Manito villageVillageApproved, expires 2027-10-12FMA RL 0, SRL 0; any 0no Public Assistance recorded34 total; 4 since its plan
Mason City cityCityApproved, expires 2027-10-12FMA RL 0, SRL 0; any 0no Public Assistance recorded33 total; 7 since its plan
San Jose villageVillageApproved, expires 2027-10-12FMA RL 0, SRL 0; any 0no Public Assistance recorded5 total; 0 since its plan

Repetitive-loss counts are for whole NFIP communities, which can extend beyond this county (see the note in B2-c).

School districts and special districts get a plan clock row only.

County Public Assistance in B1-d also includes applicants filed under the county that are not jurisdictions in this plan (for example state agencies, special districts and nonprofits), so the jurisdiction rows add up to less.

Supports FEMA checklist items B2-a and B2-b: vulnerability and potential impacts

Local data needed

The table below gives county-level starting figures; the plan describes impacts for each jurisdiction and its own assets.

  • Critical facilities and lifelines per hazard
  • A problem statement per jurisdiction per hazard
  • Changes in development in hazard-prone areas since the last approval, or a statement of none (E1-a)
  • Future assets

County-level starter: exposure, expected annual loss and damage since the plan

Sources: 1, 2, 3, 5, 6, 7

HazardBuilding exposuremodeled dollarsAgriculture exposuremodeled dollarsPopulation exposedpeopleEAL buildingsmodeled dollars per yearEAL agriculturemodeled dollars per yearCost of expected deaths and injuriesFEMA's dollar value per year, not property damageEAL as % of exposurebuildings; agriculture where notedStorm Events damage since 2022-10-13county-coded records, property plus crops, nominal dollarsZone-level damage since planproperty plus crops, reported for the zonePublic Assistance since plannominal dollars; see noteNote
Cold Wave$4,602,859,759$248,356,77613,071$533$70,545$1,761,949under 0.0001%$0
Droughtn/a$203,559,852n/an/a$1,235,707n/a0.607% (agriculture)$0NRI has no building exposure for this hazard; agriculture shown
Earthquake$7,969,622,328n/a13,086$379,738n/a$130,5400.00476%
Hail$4,602,859,759$248,356,77613,071$319,732$56,571$15,7890.00695%$0
Heat Wave$4,602,859,759$248,356,77613,071$33$5$472,911under 0.0001%$0
Hurricane$4,602,859,759$248,356,77613,071$2,780$4,421$1under 0.0001%
Ice Storm$4,602,684,974n/a13,070$48,548n/a$14,5260.00105%
Inland Flooding$4,592,280,210$25,287,569455$5,011,760$132,435$381,037n/a (see note)$0NRI counts the full building value of any census block with some flood loss; this is not the value of buildings in the floodplain. Use local FIRM overlays for B2-a/B2-b.
Landslide$21,612,837n/a61$36n/a$4440.000165%
Lightning$4,602,859,759n/a13,071$8,376n/a$43,9820.000182%
Strong Wind$4,602,859,759$248,356,77613,071$337,202$555,879$91,6200.00733%$0$0
Tornado$4,602,859,759$248,356,77613,071$902,653$5,730$301,6380.0196%$0
Wildfire$141,558,706$6,855,888556$512$4$680.000362%
Winter Weather$4,602,859,759$248,356,77613,071$7,123$797$18,4710.000155%$0

Totals since 2022-10-13 (Storm Events through 2026-06-30): 29 county-coded records, 29 with a damage value recorded (including $0), $0; 23 zone-level records, 23 with a damage value recorded (including $0), $0 reported for the zone; Public Assistance: no counted declaration since the plan.

FEMA does not split Public Assistance by hazard. A declaration mapped to several hazards is listed under each of them with its full amount, so the per-hazard column does not add up to the total; the unit total counts each declaration once.

NRI computes earthquake exposure on its own basis, so it exceeds the county building value in B2-a.

Supports FEMA checklist item B2-a: vulnerability (county context)

County context

Source: 5

MeasureValue
Population13,071
Building value (total, not at risk)$4,602,859,759
Agriculture value (total, not at risk)$248,356,776
NRI risk rating (all hazards)Relatively Low
Expected annual loss, buildings and agriculture, all hazards$9,081,119
Expected annual loss, population equivalence, all hazards (NRI values each statistical life at $13.7M; a modeled value of expected deaths and injuries, not property damage)$3,232,977
Social vulnerability ratingRelatively Moderate
Community resilience ratingRelatively High
NRI versionDecember 2025

FEMA's all-hazard expected annual loss adds buildings, agriculture and population equivalence; this table gives the property part and the population-equivalence part as separate rows.

Social vulnerability: higher means people are more likely to be harmed and slower to recover. Community resilience: lower means the community is less able to recover. High social vulnerability and low resilience both raise the NRI risk rating.

Supports FEMA checklist item B2-c: repetitive loss properties

Repetitive loss in this county, both definitions

Sources: 1, 4

DefinitionPropertiesSevere repetitive lossProperties
Repetitive loss, FMA definition (44 CFR 77.2)5Severe repetitive loss, FMA definition (44 CFR 77.2)5
Repetitive loss, NFIP insurance definition23Severe repetitive loss, NFIP insurance definition2

The state NFIP coordinator's list, the source FEMA's Handbook names, often uses the NFIP insurance definition (second row).

Repeat-flood properties: county and state-level rows

Sources: 1, 4

ScopeRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
County total552322933
of which: Mason County (unincorporated area)452022533
of which: Bath village1030400
Statewide, no county in FEMA's file0050500

The statewide row counts properties FEMA's file gives with no county in this state; they are listed for reference and are not in this county's counts.

Repeat-flood properties by jurisdiction in the plan (NFIP community)

Sources: 1, 4

JurisdictionNFIP community IDRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
Mason County170463452022533
Bath village1704641030400
Easton village1712480000000
Havana city1704650000000
Kilbourne village1712490000000
Manito village1712500000000
Mason City city1704660000000
San Jose village1712510000000

Counts by occupancy group for each jurisdiction are in the Excel file, sheet "B2-c Jurisdictions".

Jurisdiction rows are whole NFIP communities and need not add up to the county total: a community that extends into another county is counted in full on each jurisdiction row, while the county table counts only its part in this county.

County repeat-flood properties by occupancy group

Sources: 1, 4

Occupancy groupRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
single-family residential432212723
2 to 4 unit residential0000000
other residential0000000
non-residential1211210
not reported0000000

FEMA's occupancy groups have no institutional class; institutional properties are counted in non-residential or other residential in the table by occupancy group.

FMA RL and FMA SRL are the Flood Mitigation Assistance definitions (44 CFR 77.2), the ones the FEMA Local Mitigation Planning Policy Guide cites. NFIP repetitive loss (the FEMA insurance definition) is 2 or more claims over $1,000 in 10 years, and a property can leave that group once it is mitigated. Also shown: NFIP severe repetitive loss, any category, mitigated and currently insured. The Methods page gives the OpenFEMA field details.

Counts are aggregates of FEMA's public NFIP Multiple Loss Properties file (FEMA's data date 2026-08-02; file version 2026-08-04). No property is identified. County assignment is FEMA's geocode.

In this county 4 properties are FMA repetitive loss but not NFIP repetitive loss, and 22 properties are NFIP repetitive loss but not FMA repetitive loss.

Exact counts; no count suppression.

Sources

Tables cite these sources by number. The full list, for the plan's bibliography (FEMA review item A4-a):

  1. FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-29T134039Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)
  2. FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-29T162832Z, pulled 2026-09-30, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)
  3. FEMA, OpenFEMA PublicAssistanceFundedProjectsSummaries v1, version 2026-09-29T150754Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/PublicAssistanceFundedProjectsSummaries (API)
  4. FEMA, OpenFEMA NfipMultipleLossProperties v1, version 2026-08-04T164045Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/NfipMultipleLossProperties (API)
  5. FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-30, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)
  6. NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-30, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/
  7. NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-30, https://www.weather.gov/gis/ZoneCounty
  8. U.S. Census Bureau, Census 2024 Gazetteer, 2020 place by county, CT county-to-cousub crosswalk, version 2024-gazetteer, pulled 2026-09-30, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_counties_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_cousubs_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_place_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_unsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_elsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_scsd_national.zip, https://www2.census.gov/geo/docs/reference/codes2020/national_place_by_county2020.txt, https://www2.census.gov/geo/docs/reference/ct_change/ct_cou_to_cousub_crosswalk.xlsx (used to match place names and codes; no table prints its values)

What this packet is and what the plan adds

This packet is the federal data for the plan's risk assessment (the summary on page 1 says how it is organized); the plan and FEMA's review decide whether each item is met.

The plan adds what only the community has: local data on assets, critical facilities, development and each jurisdiction's impacts; local hazard history, including state-declared emergencies; the mitigation strategy; and adoption.

How the federal data are built: National Risk Index values are FEMA's model, not counts of events. Storm Events is more complete from 1996; zone-level records are placed by forecast zone, not by location in the county. Public Assistance for a jurisdiction is matched by applicant name. The Methods page gives every rule and the known edge cases.

OpenFEMA disclaimer

This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Reuse, citation and corrections

Reuse and citation: Hazard Plain text and tables are licensed under Creative Commons Attribution 4.0 International (CC BY 4.0, https://creativecommons.org/licenses/by/4.0/); credit Hazard Plain and the release. The underlying federal data are public domain; OpenFEMA data are also subject to the OpenFEMA terms and conditions.

Cite this: Hazard Plain (2026). Mason County, IL: risk-assessment baseline packet, release 2026-10 (data as of 2026-09-30; County FIPS 17125). Automated baseline. https://hazardplain.org/il/17125/ Built from FEMA OpenFEMA, the FEMA National Risk Index and NOAA NCEI Storm Events; source versions in the packet's Sources list.

Corrections: to report an error, name the packet, the table and what your records show. Contact: [email protected]