Summary
Plan status as of 2026-09-30: Approved, expires 2028-07-04. Plan: Lake County 2023 Hazard Mitigation Plan (FEMA plan 108901), approved 2023-07-05.
Since the plan was approved on 2023-07-05: no new hazard declaration and 123 NOAA Storm Events records; details under "What changed since your last plan".
Highest expected annual loss (FEMA National Risk Index, modeled total; see B1-a): Inland Flooding ($155,484,406 a year), Tornado ($46,709,970) and Cold Wave ($43,262,240).
The tables that follow are organized by the items of FEMA's Local Mitigation Plan Review Tool, Element B (B1-a to B2-c); each heading says which item its tables support.
Plan clock
- Status:
- Approved, expires 2028-07-04
- Plan:
- Lake County 2023 Hazard Mitigation Plan (FEMA plan 108901)
- Approved:
- 2023-07-05
- Days to expiry:
- 643
What changed since your last plan (approved 2023-07-05)
- New federal declarations:
- none
- Storm Events records since approval:
- 123 records (data through 2026-06-30)
- Repetitive loss now:
- FMA RL 7, SRL 25 (44 CFR 77.2); any definition: 203
- Repeat-flood change:
- this release sets the baseline count.
Sources: 1, 2, 4, 6 (numbered list at the end)
Plan status for every jurisdiction listed in this county: 55 rows, in the section "Plan clock: Plan status for every jurisdiction listed in this county" on the following pages.
State plan status and tribal plans in this state: see the state page.
Plan clock
Plan status for every jurisdiction listed in this county
Source: 1
| Jurisdiction | Type | Status | Plan | Approved | Expires | Days to expirynegative = days since expiry | Update underway | Notes |
|---|---|---|---|---|---|---|---|---|
| Lake County | County | Approved, expires 2028-07-04 | Lake County 2023 Hazard Mitigation Plan (FEMA plan 108901) | 2023-07-05 | 2028-07-04 | 643 | ||
| Antioch village | Village | Approved, expires 2028-07-04 | Lake County 2023 Hazard Mitigation Plan (FEMA plan 108901) | 2023-07-05 | 2028-07-04 | 643 | this jurisdiction approved 2024-02-28 | |
| Bannockburn village | Village | Approved, expires 2028-07-04 | Lake County 2023 Hazard Mitigation Plan (FEMA plan 108901) | 2023-07-05 | 2028-07-04 | 643 | this jurisdiction approved 2023-08-25 | |
| Barrington Hills village | Village | Approved, expires 2028-09-16 | McHenry County 2023 Hazard Mitigation Plan (FEMA plan 109175) | 2023-09-17 | 2028-09-16 | 717 | Also approved under plan 108901 (Lake County 2023 Hazard Mitigation Plan, expires 2028-07-04). FEMA's plan status map shows one plan per jurisdiction and may show one of these; this packet uses the approved plan that expires last. this jurisdiction approved 2024-03-05 | |
| Barrington village | Village | Approved, expires 2029-09-26 | Cook County 2024 Hazard Mitigation Plan (FEMA plan 109987) | 2024-09-27 | 2029-09-26 | 1,092 | this jurisdiction approved 2024-10-23 | |
| Beach Park village | Village | Approved, expires 2028-07-04 | Lake County 2023 Hazard Mitigation Plan (FEMA plan 108901) | 2023-07-05 | 2028-07-04 | 643 | this jurisdiction approved 2024-02-28 | |
| Buffalo Grove village | Village | Approved, expires 2029-09-26 | Cook County 2024 Hazard Mitigation Plan (FEMA plan 109987) | 2024-09-27 | 2029-09-26 | 1,092 | Also approved under plan 108901 (Lake County 2023 Hazard Mitigation Plan, expires 2028-07-04). FEMA's plan status map shows one plan per jurisdiction and may show one of these; this packet uses the approved plan that expires last. this jurisdiction approved 2024-11-12 | |
| Deer Park village | Village | Approved, expires 2028-07-04 | Lake County 2023 Hazard Mitigation Plan (FEMA plan 108901) | 2023-07-05 | 2028-07-04 | 643 | this jurisdiction approved 2024-02-28 | |
| Deerfield village | Village | Approved, expires 2028-07-04 | Lake County 2023 Hazard Mitigation Plan (FEMA plan 108901) | 2023-07-05 | 2028-07-04 | 643 | ||
| Fox Lake village | Village | Approved, expires 2028-07-04 | Lake County 2023 Hazard Mitigation Plan (FEMA plan 108901) | 2023-07-05 | 2028-07-04 | 643 | ||
| Fox River Grove village | Village | Approved, expires 2028-09-16 | McHenry County 2023 Hazard Mitigation Plan (FEMA plan 109175) | 2023-09-17 | 2028-09-16 | 717 | this jurisdiction approved 2023-10-10 | |
| Grayslake village | Village | Approved, expires 2028-07-04 | Lake County 2023 Hazard Mitigation Plan (FEMA plan 108901) | 2023-07-05 | 2028-07-04 | 643 | this jurisdiction approved 2023-08-25 | |
| Green Oaks village | Village | Approved, expires 2028-07-04 | Lake County 2023 Hazard Mitigation Plan (FEMA plan 108901) | 2023-07-05 | 2028-07-04 | 643 | this jurisdiction approved 2024-02-28 | |
| Gurnee village | Village | Approved, expires 2028-07-04 | Lake County 2023 Hazard Mitigation Plan (FEMA plan 108901) | 2023-07-05 | 2028-07-04 | 643 | ||
| Hainesville village | Village | Approved, expires 2028-07-04 | Lake County 2023 Hazard Mitigation Plan (FEMA plan 108901) | 2023-07-05 | 2028-07-04 | 643 | this jurisdiction approved 2023-08-25 | |
| Hawthorn Woods village | Village | Approved, expires 2028-07-04 | Lake County 2023 Hazard Mitigation Plan (FEMA plan 108901) | 2023-07-05 | 2028-07-04 | 643 | this jurisdiction approved 2023-08-25 | |
| Highland Park city | City | Approved, expires 2028-07-04 | Lake County 2023 Hazard Mitigation Plan (FEMA plan 108901) | 2023-07-05 | 2028-07-04 | 643 | this jurisdiction approved 2024-02-28 | |
| Highwood city | City | Approved, expires 2028-07-04 | Lake County 2023 Hazard Mitigation Plan (FEMA plan 108901) | 2023-07-05 | 2028-07-04 | 643 | this jurisdiction approved 2024-02-28 | |
| Indian Creek village | Village | Plan 108901 approved 2023-07-05, pending adoption here; not yet eligible | Lake County 2023 Hazard Mitigation Plan (FEMA plan 108901), pending adoption here | 2023-07-05 by FEMA; not yet adopted here | 2028-07-04 once adopted | FEMA tracker shows a plan approvable pending adoption | Not yet eligible: adopt the approved plan. | |
| Island Lake village | Village | Approved, expires 2028-07-04 | Lake County 2023 Hazard Mitigation Plan (FEMA plan 108901) | 2023-07-05 | 2028-07-04 | 643 | this jurisdiction approved 2024-02-28 | |
| Kildeer village | Village | Approved, expires 2028-07-04 | Lake County 2023 Hazard Mitigation Plan (FEMA plan 108901) | 2023-07-05 | 2028-07-04 | 643 | this jurisdiction approved 2023-08-25 | |
| Lake Barrington village | Village | Approved, expires 2028-07-04 | Lake County 2023 Hazard Mitigation Plan (FEMA plan 108901) | 2023-07-05 | 2028-07-04 | 643 | this jurisdiction approved 2023-08-25 | |
| Lake Bluff village | Village | Approved, expires 2028-07-04 | Lake County 2023 Hazard Mitigation Plan (FEMA plan 108901) | 2023-07-05 | 2028-07-04 | 643 | ||
| Lake Forest city | City | Approved, expires 2028-07-04 | Lake County 2023 Hazard Mitigation Plan (FEMA plan 108901) | 2023-07-05 | 2028-07-04 | 643 | this jurisdiction approved 2023-08-25 | |
| Lake Villa village | Village | Approved, expires 2028-07-04 | Lake County 2023 Hazard Mitigation Plan (FEMA plan 108901) | 2023-07-05 | 2028-07-04 | 643 | this jurisdiction approved 2023-08-25 | |
| Lake Zurich village | Village | Approved, expires 2028-07-04 | Lake County 2023 Hazard Mitigation Plan (FEMA plan 108901) | 2023-07-05 | 2028-07-04 | 643 | ||
| Lakemoor village | Village | Approved, expires 2028-07-04 | Lake County 2023 Hazard Mitigation Plan (FEMA plan 108901) | 2023-07-05 | 2028-07-04 | 643 | ||
| Libertyville village | Village | Approved, expires 2028-07-04 | Lake County 2023 Hazard Mitigation Plan (FEMA plan 108901) | 2023-07-05 | 2028-07-04 | 643 | ||
| Lincolnshire village | Village | Approved, expires 2028-07-04 | Lake County 2023 Hazard Mitigation Plan (FEMA plan 108901) | 2023-07-05 | 2028-07-04 | 643 | ||
| Lindenhurst village | Village | Approved, expires 2028-07-04 | Lake County 2023 Hazard Mitigation Plan (FEMA plan 108901) | 2023-07-05 | 2028-07-04 | 643 | this jurisdiction approved 2024-02-28 | |
| Long Grove village | Village | Approved, expires 2028-07-04 | Lake County 2023 Hazard Mitigation Plan (FEMA plan 108901) | 2023-07-05 | 2028-07-04 | 643 | this jurisdiction approved 2024-02-28 | |
| Mettawa village | Village | Approved, expires 2028-07-04 | Lake County 2023 Hazard Mitigation Plan (FEMA plan 108901) | 2023-07-05 | 2028-07-04 | 643 | this jurisdiction approved 2024-02-28 | |
| Mundelein village | Village | Approved, expires 2028-07-04 | Lake County 2023 Hazard Mitigation Plan (FEMA plan 108901) | 2023-07-05 | 2028-07-04 | 643 | ||
| North Barrington village | Village | Approved, expires 2028-07-04 | Lake County 2023 Hazard Mitigation Plan (FEMA plan 108901) | 2023-07-05 | 2028-07-04 | 643 | this jurisdiction approved 2023-08-25 | |
| North Chicago city | City | Approved, expires 2028-07-04 | Lake County 2023 Hazard Mitigation Plan (FEMA plan 108901) | 2023-07-05 | 2028-07-04 | 643 | this jurisdiction approved 2024-02-28 | |
| Old Mill Creek village | Village | Plan 108901 approved 2023-07-05, pending adoption here; not yet eligible | Lake County 2023 Hazard Mitigation Plan (FEMA plan 108901), pending adoption here | 2023-07-05 by FEMA; not yet adopted here | 2028-07-04 once adopted | FEMA tracker shows a plan approvable pending adoption | Not yet eligible: adopt the approved plan. | |
| Park City city | City | Approved, expires 2028-07-04 | Lake County 2023 Hazard Mitigation Plan (FEMA plan 108901) | 2023-07-05 | 2028-07-04 | 643 | this jurisdiction approved 2024-02-28 | |
| Port Barrington village | Village | Approved, expires 2028-09-16 | McHenry County 2023 Hazard Mitigation Plan (FEMA plan 109175) | 2023-09-17 | 2028-09-16 | 717 | Also approved under plan 108901 (Lake County 2023 Hazard Mitigation Plan, expires 2028-07-04). FEMA's plan status map shows one plan per jurisdiction and may show one of these; this packet uses the approved plan that expires last. this jurisdiction approved 2024-07-31 | |
| Riverwoods village | Village | Approved, expires 2028-07-04 | Lake County 2023 Hazard Mitigation Plan (FEMA plan 108901) | 2023-07-05 | 2028-07-04 | 643 | this jurisdiction approved 2024-02-28 | |
| Round Lake Beach village | Village | Approved, expires 2028-07-04 | Lake County 2023 Hazard Mitigation Plan (FEMA plan 108901) | 2023-07-05 | 2028-07-04 | 643 | this jurisdiction approved 2023-08-25 | |
| Round Lake Heights village | Village | Approved, expires 2028-07-04 | Lake County 2023 Hazard Mitigation Plan (FEMA plan 108901) | 2023-07-05 | 2028-07-04 | 643 | this jurisdiction approved 2024-02-28 | |
| Round Lake Park village | Village | Approved, expires 2028-07-04 | Lake County 2023 Hazard Mitigation Plan (FEMA plan 108901) | 2023-07-05 | 2028-07-04 | 643 | this jurisdiction approved 2024-02-28 | |
| Round Lake village | Village | Approved, expires 2028-07-04 | Lake County 2023 Hazard Mitigation Plan (FEMA plan 108901) | 2023-07-05 | 2028-07-04 | 643 | ||
| Third Lake village | Village | Approved, expires 2028-07-04 | Lake County 2023 Hazard Mitigation Plan (FEMA plan 108901) | 2023-07-05 | 2028-07-04 | 643 | ||
| Tower Lakes village | Village | Approved, expires 2028-07-04 | Lake County 2023 Hazard Mitigation Plan (FEMA plan 108901) | 2023-07-05 | 2028-07-04 | 643 | this jurisdiction approved 2023-08-25 | |
| Vernon Hills village | Village | Approved, expires 2028-07-04 | Lake County 2023 Hazard Mitigation Plan (FEMA plan 108901) | 2023-07-05 | 2028-07-04 | 643 | ||
| Volo village | Village | Approved, expires 2028-07-04 | Lake County 2023 Hazard Mitigation Plan (FEMA plan 108901) | 2023-07-05 | 2028-07-04 | 643 | ||
| Wadsworth village | Village | Approved, expires 2028-07-04 | Lake County 2023 Hazard Mitigation Plan (FEMA plan 108901) | 2023-07-05 | 2028-07-04 | 643 | this jurisdiction approved 2023-08-25 | |
| Wauconda village | Village | Approved, expires 2028-07-04 | Lake County 2023 Hazard Mitigation Plan (FEMA plan 108901) | 2023-07-05 | 2028-07-04 | 643 | ||
| Waukegan city | City | Approved, expires 2028-07-04 | Lake County 2023 Hazard Mitigation Plan (FEMA plan 108901) | 2023-07-05 | 2028-07-04 | 643 | this jurisdiction approved 2024-02-28 | |
| Winthrop Harbor village | Village | Approved, expires 2028-07-04 | Lake County 2023 Hazard Mitigation Plan (FEMA plan 108901) | 2023-07-05 | 2028-07-04 | 643 | this jurisdiction approved 2023-08-25 | |
| Zion city | City | Approved, expires 2028-07-04 | Lake County 2023 Hazard Mitigation Plan (FEMA plan 108901) | 2023-07-05 | 2028-07-04 | 643 | this jurisdiction approved 2023-08-25 | |
| Antioch township | Township | Approved, expires 2028-07-04 | Lake County 2023 Hazard Mitigation Plan (FEMA plan 108901) | 2023-07-05 | 2028-07-04 | 643 | ||
| Fremont township | Township | Approved, expires 2028-07-04 | Lake County 2023 Hazard Mitigation Plan (FEMA plan 108901) | 2023-07-05 | 2028-07-04 | 643 | ||
| Warren township | Township | Approved, expires 2028-07-04 | Lake County 2023 Hazard Mitigation Plan (FEMA plan 108901) | 2023-07-05 | 2028-07-04 | 643 | this jurisdiction approved 2023-08-25 |
Supports FEMA checklist item B1-a: hazard identification
Hazards NRI does not cover (local data needed)
- dam failure (incl. upstream dams)
- levee failure
- flash flood as its own subtype
- ice jams
- debris flows
- erosion (riverine and coastal)
- land subsidence and sinkholes
- expansive soils
The 18 National Risk Index hazards, ranked by expected annual loss (EAL)
Sources: 5, 6
| Rank by EAL | Hazard | NRI risk rating | EAL rating | EAL buildingsmodeled dollars per year | EAL agriculturemodeled dollars per year | Cost of expected deaths and injuriesFEMA's dollar value per year, not property damage | EAL total (see note)modeled dollars per year | Storm Events records, 1996 to 2026-06-30count | Storm Events coverage note |
|---|---|---|---|---|---|---|---|---|---|
| 1 | Inland Flooding | Relatively High | Relatively High | $155,175,773 | $119,679 | $188,954 | $155,484,406 | 100 | |
| 2 | Tornado | Very High | Very High | $18,537,332 | $373 | $28,172,266 | $46,709,970 | 10 | |
| 3 | Cold Wave | Very High | Very High | $549 | $3,634 | $43,258,057 | $43,262,240 | 21 | Includes 1 Frost/Freeze record (outside NRI's Cold Wave definition; counted in this table and in B1-d, not in the B1-e descriptor). |
| 4 | Strong Wind | Very High | Very High | $1,676,620 | $10,513 | $6,117,695 | $7,804,828 | 315 | Includes 32 High Wind and 8 Strong Wind records (NOAA non-thunderstorm wind types, outside NRI's Strong Wind definition). |
| 5 | Heat Wave | Relatively Moderate | Relatively Moderate | $36,152 | under $1 | $4,954,561 | $4,990,713 | 9 | |
| 6 | Earthquake | Relatively Low | Relatively Moderate | $2,998,420 | n/a | $832,130 | $3,830,550 | Storm Events does not record earthquakes. | |
| 7 | Lightning | Relatively High | Relatively High | $327,065 | n/a | $1,660,457 | $1,987,523 | 24 | |
| 8 | Hail | Relatively Moderate | Relatively Moderate | $1,921,895 | $6,162 | $28,520 | $1,956,577 | 167 | |
| 9 | Ice Storm | Relatively Moderate | Relatively Moderate | $37,682 | n/a | $158,039 | $195,721 | 5 | |
| 10 | Winter Weather | Relatively Moderate | Relatively Moderate | $7,800 | $256 | $116,786 | $124,841 | 91 | Includes 1 Sleet record (outside NRI's Winter Weather definition). |
| 11 | Drought | Relatively Low | Relatively Low | n/a | $90,851 | n/a | $90,851 | 24 | |
| 12 | Wildfire | Very Low | Very Low | $37,884 | $8 | $6,072 | $43,965 | 2 | |
| 13 | Hurricane | Very Low | Very Low | $6,143 | $374 | $1 | $6,518 | 0 | No recorded events in Storm Events since 1996 (data through 2026-06-30). |
| 14 | Coastal Flooding | Very Low | Very Low | $5,120 | n/a | $642 | $5,762 | 0 | No recorded events in Storm Events since 1996 (data through 2026-06-30). |
| 15 | Landslide | Very Low | Very Low | $787 | n/a | $630 | $1,418 | 0 | No recorded events in Storm Events since 1996 (data through 2026-06-30). |
| Tsunami | Insufficient Data | Insufficient Data | n/a | n/a | n/a | n/a | 0 | No recorded events in Storm Events since 1996 (data through 2026-06-30). |
Total = buildings + agriculture + population equivalence; FEMA values each expected death (or 10 injuries) at $13.7 million (2024 dollars).
NRI risk rating combines expected annual loss with social vulnerability and community resilience; EAL rating rates expected annual loss alone. Both compare this county with all U.S. counties.
Local data needed: state and local landslide and tsunami records (Storm Events records these hazards only in part).
Not applicable to this county per NRI, with no federal declaration and no Storm Events record since 1996: avalanche and volcanic activity. That is the evidence for leaving them out of the plan.
The state hazard mitigation plan also lists hazards for this county; FEMA asks the plan to explain any hazard it leaves out.
Supports FEMA checklist item B1-b: hazard location
Affects the whole county (national data give no location within it): Cold Wave, Drought, Hail, Heat Wave, Ice Storm, Lightning, Strong Wind and Winter Weather.
Coastal Flooding and Inland Flooding: The FEMA Flood Insurance Rate Map (FIRM) is the required location source for flooding. See the FEMA Flood Map Service Center (https://msc.fema.gov) for this county.
Hazards that vary within the county: highest-rated census tracts
Source: 5
| Hazard | Highest-rated census tractsNRI risk rating, score 0 to 100 |
|---|---|
| Earthquake | tract 8662 (Relatively Low, 74.9); tract 8645.21 (Relatively Low, 70.5); tract 8635 (Relatively Low, 67.9) |
| Hurricane | tract 8662 (Very Low, 21.8); tract 8660 (Very Low, 20.8); tract 8641.10 (Very Low, 20.3) |
| Landslide | tract 8609.03 (Very Low, 79.8); tract 8660 (Very Low, 79.0); tract 8609.06 (Very Low, 77.2) |
| Tornado | tract 8662 (Very High, 98.0); tract 8616.03 (Very High, 94.3); tract 8635 (Very High, 94.0) |
| Tsunami | no tract has a National Risk Index rating for this hazard |
| Wildfire | tract 8606 (Relatively Low, 77.0); tract 8602 (Relatively Low, 72.1); tract 8662 (Relatively Low, 71.9) |
Up to 3 census tracts per hazard, highest National Risk Index rating first, then highest score; a tract number is the Census tract number (for example 8662 is Census Tract 8662). FEMA's Resilience Analysis and Planning Tool maps the National Risk Index for every tract: https://www.fema.gov/emergency-managers/practitioners/resilience-analysis-and-planning-tool
Supports FEMA checklist item B1-c: hazard extent
Extent: scale, observed range and worst recorded event per hazard
Sources: 6, 7
| Hazard | Scale | Recordscount and years | Observed range | Worst recorded event | Most damaging (when different) | How it applies to jurisdictions | Note |
|---|---|---|---|---|---|---|---|
| Coastal Flood, Storm Surge/Tide | none in data (flood depth: FIRM) | 0 | Flood depth: see the FEMA Flood Insurance Rate Map. | ||||
| Cold/Wind Chill, Extreme Cold/Wind Chill | wind chill | 20 records, 1996 to 2026 (20 zone-level) | 1 day to 4 days (median 2 days); 18 with a recorded value | 4 consecutive days, 2024-01-14 to 2024-01-17, zone-level | Countywide (zone-level records). | ||
| Frost/Freeze (outside NRI's Cold Wave definition) | crop damage | 1 record, 2004 (1 zone-level) | No crop damage reported in 1 record. | Countywide (zone-level records). | |||
| Drought | U.S. Drought Monitor scale (D0 to D4) | 24 records, 2005 to 2024 (24 zone-level) | 29 days to 316 days (median 144.5 days); 4 with a recorded value | 316 days (about 10.4 months), 2021-05-18 to 2022-03-29, a run of 11 consecutive Storm Events drought records, zone-level | Countywide (zone-level records). | Storm Events enters a drought at D2 or worse east of the Rockies and D3 or worse from the Rockies west (NWS Instruction 10-1605); NRI drought counts D3 and D4 only. | |
| Earthquake | Modified Mercalli (local data) | 0 | Storm Events does not record earthquakes; the USGS earthquake catalog is the source. | ||||
| Hail | hail size (inches) | 185 records, 1963 to 2025 | 0.75 in to 2.75 in (median 1 in); 185 with a recorded value | 2.75 in hail, 1967-07-18 | Hail, 2016-04-25, $5,000 property; $0 crops (2016 dollars) | Event records naming jurisdictions in the plan: Lake Zurich village (10 records), Mundelein village (9 records), Waukegan city (9 records), Grayslake village (7 records), Round Lake village (7 records), Vernon Hills village (7 records), Buffalo Grove village (6 records), Gurnee village (6 records), Lake Villa village (6 records), Libertyville village (6 records); and 32 more jurisdictions (see the Excel file). | |
| Excessive Heat, Heat | heat index (in event narratives) | 9 records, 1999 to 2026 (9 zone-level) | 1 day to 5 days (median 2 days); 9 with a recorded value | 5 consecutive days, 1999-07-21 to 1999-07-25, zone-level | Countywide (zone-level records). | ||
| Hurricane, Tropical Storm, Tropical Depression | Saffir-Simpson | 0 | Storm Events files every zone of a storm's episode under the storm's type; flooding from the storm is filed as Flood or Flash Flood records. | ||||
| Ice Storm | Sperry-Piltz ice scale (local data) | 5 records, 2007 to 2023 (5 zone-level) | Ice Storm, 2007-12-01, $1,000 property; $0 crops (2007 dollars); NWS zone ILZ006 | Countywide (zone-level records). | |||
| Flash Flood, Flood, Lakeshore Flood | damage and flood days (flood depth: FIRM) | 100 records, 1996 to 2026 (11 zone-level) | Flash Flood, 2017-07-12, $12,700,000 property; $0 crops (2017 dollars) | Event records naming jurisdictions in the plan: Gurnee village (9 records), Winthrop Harbor village (6 records), Barrington Hills village (4 records), Libertyville village (4 records), Barrington village (3 records), Deerfield village (3 records), Highland Park city (3 records), Lake Bluff village (3 records), Lake Forest city (3 records), Island Lake village (2 records); and 16 more jurisdictions (see the Excel file). Zone-level records (11) apply countywide. | Flood depth: see the FEMA Flood Insurance Rate Map. Storm Events damage is often $0 or blank for floods, major ones included; FEMA Public Assistance by declaration (B1-d) shows which floods cost the most. | ||
| Debris Flow | none (count and damage only) | 0 | |||||
| Lightning | annualized frequency (the measure FEMA's Local Mitigation Planning Handbook names) | 24 records, 1996 to 2018 | Lightning, 2002-06-03, damage not reported, 1 direct death, 1 direct injury | Lightning, 1998-05-28, $500,000 property; crops not reported (1998 dollars) | Event records naming jurisdictions in the plan: Wauconda village (3 records), Buffalo Grove village (2 records), Grayslake village (2 records), Mundelein village (2 records), Deerfield village (1 record), Highland Park city (1 record), Kildeer village (1 record), Lake Villa village (1 record), Libertyville village (1 record), North Barrington village (1 record); and 5 more jurisdictions (see the Excel file). | Storm Events lists lightning with damage or casualties. | |
| High Wind and Strong Wind (outside NRI's Strong Wind definition) | wind speed (kt and mph) | 40 records, 1996 to 2026 (40 zone-level) | 29 kt (33 mph) to 64 kt (74 mph) (median 50 kt (58 mph)); 39 with a recorded value | 64 kt (74 mph), measurement type not recorded, High Wind, 1997-04-06, 1 direct injury (reported for the zone); NWS zone ILZ006 | High Wind, 2010-10-26, $100,000 property; $0 crops (zone total, 2010 dollars) | Countywide (zone-level records). | |
| Thunderstorm Wind | wind speed (kt and mph) | 311 records, 1960 to 2026 | 43 kt (49 mph) to 78 kt (90 mph) (median 52 kt (60 mph)); 283 with a recorded value | 78 kt (90 mph) estimated gust, Thunderstorm Wind, 2011-06-30 | Thunderstorm Wind, 1996-04-19, $5,000,000 property; crops not reported (1996 dollars) | Event records naming jurisdictions in the plan: Antioch township (23 records), Antioch village (23 records), Libertyville village (17 records), Wauconda village (17 records), Fox Lake village (12 records), Lindenhurst village (12 records), Mundelein village (12 records), Waukegan city (11 records), Grayslake village (10 records), Long Grove village (8 records); and 32 more jurisdictions (see the Excel file). | |
| Tornado | Enhanced Fujita (Fujita before Feb 2007) | 23 records, 1957 to 2026 | F/EF0 to F/EF4 (median F/EF1); 23 with a recorded value | F4 tornado, 1967-04-21, 4.5 mi path length (whole path, pre-1996), 150 yd wide, $2,500,000 property; crops not recorded (1967 dollars), 1 direct death, 97 direct injuries | Tornado, 1996-04-19, $6,600,000 property; crops not reported (1996 dollars) | Event records naming jurisdictions in the plan: Zion city (2 records), Barrington Hills village (1 record), Barrington village (1 record), Beach Park village (1 record), Gurnee village (1 record), Lindenhurst village (1 record), Long Grove village (1 record), Mundelein village (1 record), Round Lake village (1 record). | Before 1996 a tornado is listed once, under the county where it began, with its whole path's rating and length; from 1996 on, each county lists its own segment. Length is not used to rank tornadoes (see Methods). |
| Tsunami | none (count and damage only) | 0 | |||||
| Wildfire | acres burned (local data) | 2 records, 2003 to 2012 (1 zone-level) | Wildfire, 2012-03-10, $50,000 property; $0 crops (2012 dollars); NWS zone ILZ006 | Event records naming jurisdictions in the plan: Zion city (1 record). Zone-level records (1) apply countywide. | |||
| Winter Storm, Heavy Snow, Blizzard, Lake-Effect Snow, Winter Weather, Sleet | none in data (snowfall: local data) | 91 records, 1997 to 2026 (91 zone-level) | No damage reported in 91 records. | Countywide (zone-level records). |
Where a hazard names more than 10 jurisdictions, the table lists the 10 with the most records; every one is in the Excel file, sheet "B1-c Extent".
In event narratives only (local data needed): wind chill, temperature, heat index, ice thickness, acres burned and snow depth; any physical measure of debris flow, lightning and tsunami.
Storm Events records are more complete after 1996; before 1996 only Tornado (from 1950), Hail and Thunderstorm Wind (from 1955) exist. Zone-level records from zones that no NWS zone-county file places in this county (mostly before 2020) are not counted here (the Methods page explains the zone matching).
Dollars are nominal (as reported), labeled with the year; not adjusted for inflation.
Supports FEMA checklist item B1-d: previous occurrences
Federal declarations for this county: 17 declarations covering 14 separate hazard incidents counted in this packet (declarations for the same incident count once; non-natural and evacuation-only declarations are not counted).
Federal disaster declarations for this county
Sources: 1, 2, 3
| Declared | Incident began | FEMA number | Type | Title | Mapped hazard | County Public Assistancefederal share obligated, nominal dollars | Notes |
|---|---|---|---|---|---|---|---|
| 2020-03-26 | 2020-01-20 | DR-4489-IL | Major disaster | COVID-19 Pandemic | Non-natural, not counted | $17,049,748.11 | |
| 2020-03-13 | 2020-01-20 | EM-3435-IL | Emergency | COVID-19 | Non-natural, not counted | no Public Assistance recorded | same incident as DR-4489 |
| 2013-05-10 | 2013-04-16 | DR-4116-IL | Major disaster | Severe Storms, Straight-Line Winds, and Flooding | Inland Flooding (primary); also designated: Strong Wind | $1,277,452.02 | |
| 2011-03-17 | 2011-01-31 | DR-1960-IL | Major disaster | Severe Winter Storm and Snowstorm | Winter Weather | $2,364,999.83 | |
| 2008-06-24 | 2008-06-01 | DR-1771-IL | Major disaster | Severe Storms and Flooding | Inland Flooding | $2,164,793.42 | |
| 2008-03-13 | 2008-02-05 | EM-3283-IL | Emergency | Record Snow and Near Record Snow | Winter Weather | $1,537,567.55 | |
| 2007-09-25 | 2007-08-20 | DR-1729-IL | Major disaster | Severe Storms and Flooding | Inland Flooding | PA not declared for this county | |
| 2005-09-07 | 2005-08-29 | EM-3230-IL | Emergency | Hurricane Katrina Evacuation | Hurricane: evacuation support, not a local hazard event; not counted | $77,931.60 | |
| 2001-01-17 | 2000-12-11 | EM-3161-IL | Emergency | Illinois Winter Snow Storms | Winter Weather | $860,710.66 | |
| 1999-01-08 | 1999-01-01 | EM-3134-IL | Emergency | Il-Winter Storm 1/1/99 | Winter Weather | $898,139.58 | |
| 1996-04-23 | 1996-04-18 | DR-1110-IL | Major disaster | Severe Storms and Tornadoes | Tornado | no Public Assistance recorded | |
| 1993-07-09 | 1993-04-13 | DR-997-IL | Major disaster | Severe Storms & Flooding | Inland Flooding | no Public Assistance recorded | |
| 1986-10-07 | 1986-09-21 | DR-776-IL | Major disaster | Severe Storms & Flooding | Inland Flooding | no Public Assistance recorded | |
| 1979-01-16 | 1979-01-16 | EM-3068-IL | Emergency | Blizzards & Snowstorms | Winter Weather | no Public Assistance recorded | |
| 1973-04-26 | 1973-04-26 | DR-373-IL | Major disaster | Severe Storms & Flooding | Inland Flooding | no Public Assistance recorded | |
| 1967-04-25 | 1967-04-25 | DR-227-IL | Major disaster | Tornadoes | Tornado | no Public Assistance recorded | |
| 1965-04-25 | 1965-04-25 | DR-194-IL | Major disaster | Tornadoes, Severe Storms & Flooding | Tornado (primary); also designated: Inland Flooding | no Public Assistance recorded |
County Public Assistance: applicants the FEMA record places in this county, including any state agencies FEMA files there; statewide rows are listed on the state page; federal share obligated, nominal dollars.
Statewide declarations
Source: 2
| Declared | Incident began | FEMA number | Type | Title | Mapped hazard |
|---|---|---|---|---|---|
| 1961-05-27 | 1961-05-27 | DR-115-IL | Major disaster | Floods & Tornadoes | Inland Flooding (primary); also designated: Tornado |
| 1957-06-22 | 1957-06-22 | DR-78-IL | Major disaster | Floods | Inland Flooding |
FEMA recorded these with designated area Statewide and no county, so they are listed on every county page in the state and not counted with county rows. Local data needed: whether each one affected this county.
Public Assistance filed under this county for declarations that do not list it: 1 row, $1,993.30
Sources: 2, 3
| FEMA number | Declared | Title | Applicant | PA obligatedfederal share obligated, nominal dollars |
|---|---|---|---|---|
| DR-1681-IL | 2007-02-09 | Severe Winter Storm | WILSONVILLE, VILLAGE OF | $1,993.30 |
FEMA's Public Assistance summaries file these applicants under this county, but FEMA's declaration rows for these disasters do not designate it (an electric cooperative or district serving several counties, for example). Not in any declaration row above and not counted.
Public Assistance not placed in any Illinois county: 1 row, $797,909.42; listed on the Illinois state page.
Source: 3
Previous occurrences by hazard, with explicit no-event rows
Sources: 2, 6, 7
| Hazard | Storm Events records, all years on file(years in the Period column) | Since plan approvalrecords | In the 12 months before plan approvalrecords | Last 5 yearsrecords | Declared incidents, all yearsseparate disasters | Declared since approvalseparate disasters | Period | Statement |
|---|---|---|---|---|---|---|---|---|
| Coastal Flooding | 0 | 0 | 0 | 0 | 0 | 0 | 1996 to 2026-06-30 | No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events |
| Cold Wave | 21 | 7 | 1 | 9 | 0 | 0 | 1996 to 2026-06-30 | Includes 1 Frost/Freeze record. |
| Drought | 24 | 2 | 2 | 10 | 0 | 0 | 1996 to 2026-06-30 | |
| Earthquake | 0 | 0 | 0 | 0 | 0 | 0 | Storm Events does not record earthquakes; the USGS earthquake catalog is the source. | |
| Hail | 185 | 12 | 23 | 35 | 0 | 0 | 1955 to 2026-06-30 | |
| Heat Wave | 9 | 4 | 0 | 5 | 0 | 0 | 1996 to 2026-06-30 | |
| Hurricane | 0 | 0 | 0 | 0 | 0 | 0 | 1996 to 2026-06-30 | No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events |
| Ice Storm | 5 | 0 | 1 | 1 | 0 | 0 | 1996 to 2026-06-30 | |
| Inland Flooding | 100 | 17 | 3 | 20 | 7 | 0 | 1996 to 2026-06-30 | |
| Landslide | 0 | 0 | 0 | 0 | 0 | 0 | 1996 to 2026-06-30 | No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events |
| Lightning | 24 | 0 | 0 | 0 | 0 | 0 | 1996 to 2026-06-30 | |
| Strong Wind | 351 | 63 | 12 | 85 | 1 | 0 | 1955 to 2026-06-30 | Includes 32 High Wind and 8 Strong Wind records. |
| Tornado | 23 | 4 | 0 | 4 | 3 | 0 | 1950 to 2026-06-30 | |
| Tsunami | 0 | 0 | 0 | 0 | 0 | 0 | 1996 to 2026-06-30 | No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events |
| Wildfire | 2 | 0 | 0 | 0 | 0 | 0 | 1996 to 2026-06-30 | |
| Winter Weather | 91 | 14 | 4 | 25 | 5 | 0 | 1996 to 2026-06-30 | Includes 1 Sleet record. |
Notable Storm Events records
Sources: 1, 6, 7
| Date | Event type | Magnitude or extent | Damagenominal dollars | Deaths, injuriesdirect only | Location | Flags | Why listed |
|---|---|---|---|---|---|---|---|
| 2024-01-14 | Extreme Cold/Wind Chill | $0 property; $0 crops (zone total, 2024 dollars) | 0, 0 | NWS zone ILZ006 (LAKE), zone-level | new since last plan; within last 5 years | B1-c worst recorded: Cold/Wind Chill, Extreme Cold/Wind Chill | |
| 2021-05-18 | Drought | $0 property; $0 crops (zone total, 2021 dollars) | 0, 0 | NWS zone ILZ006 (LAKE), zone-level | B1-c worst recorded: Drought | ||
| 2017-07-12 | Flash Flood | $12,700,000 property; $0 crops (2017 dollars) | 0, 0 | BARRINGTON HILLS to HIGHLAND PARK | B1-c worst recorded: Flash Flood, Flood, Lakeshore Flood | ||
| 2011-06-30 | Thunderstorm Wind | 78 kt (90 mph) estimated gust | $500,000 property; $0 crops (2011 dollars) | 0, 0 | ZION to BEACH | B1-c worst recorded: Thunderstorm Wind | |
| 2007-12-01 | Ice Storm | $1,000 property; $0 crops (zone total, 2007 dollars) | 0, 0 | NWS zone ILZ006 (LAKE), zone-level | B1-c worst recorded: Ice Storm | ||
| 2007-08-07 | Thunderstorm Wind | 50 kt (58 mph) estimated gust | $0 property; $0 crops (2007 dollars) | 1, 1 | ZION | deaths or injuries recorded | |
| 2002-06-03 | Lightning | damage not reported | 1, 1 | BUFFALO GROVE | B1-c worst recorded: Lightning | ||
| 1999-07-28 | Heat | damage not reported | 3, 0 | NWS zone ILZ006 (LAKE), zone-level | deaths or injuries recorded | ||
| 1999-07-21 | Heat | damage not reported | 0, 0 | NWS zone ILZ006 (LAKE), zone-level | B1-c worst recorded: Excessive Heat, Heat | ||
| 1997-04-06 | High Wind | 64 kt (74 mph), measurement type not recorded | damage not reported | 0, 1 | NWS zone ILZ006 (LAKE), zone-level | B1-c worst recorded: High Wind and Strong Wind | |
| 1967-07-18 | Hail | 2.75 in | damage not recorded (pre-1996 record) | 0, 0 | location not recorded | B1-c worst recorded: Hail | |
| 1967-04-21 | Tornado | F4, 4.5 mi path length (whole path, pre-1996), 150 yd wide | $2,500,000 property; crops not recorded (1967 dollars) | 1, 97 | location not recorded | deaths or injuries recorded |
The full list is in the Excel file, sheet "B1-d Storm Events history" (835 rows).
Location is the place NOAA recorded, as written in its data; it need not be a jurisdiction in this plan.
Local data needed: state-declared emergencies, from your state emergency management agency (federal data do not include them).
FEMA's declaration data list no tribal or special-area declarations for this state.
Supports FEMA checklist item B1-e: probability of future events
Probability: FEMA annualized frequency and descriptor per hazard
Sources: 5, 6
| Hazard | FEMA annualized frequency (modeled)unit per row | Unit | In plain terms | Descriptor | Descriptor basis | NRI events or days in its record period (hail, wind and tornado are area-weighted, so can be fractional) | NRI period | Location | Note |
|---|---|---|---|---|---|---|---|---|---|
| Coastal Flooding | 0.0137 | events per year at a location (modeled) | about 0.014 per year at a given location in the county | Storm Events records in 0 of 30 years, 1996 to 2025 (0%) | not shown | modeled | see B1-f | No descriptor: no Storm Events record 1996 to 2025 | |
| Cold Wave | 4.57 | event-days per year | about 4.57 days per year | Likely | Storm Events event-days in 13 of 30 years, 1996 to 2025 (43.3%) | 86.3 | 2005-11-12 to 2024-11-12 (19 years) | countywide | |
| Drought | 7.15 | event-days per year | about 7.15 days per year | Likely | Storm Events event-days in 6 of 30 years, 1996 to 2025 (20%) | 287 | 2000 to 2025 (25.25 years; D3 and D4 only) | countywide | |
| Earthquake | 0.000992 | annual probability at a location | chance a given location in the county has at least minor-damage shaking in a year: 0.0992% | not shown | modeled | see B1-f | No descriptor (Storm Events does not record earthquakes). | ||
| Hail | 4.06 | events per year | about 4.06 per year | Highly likely | FEMA annualized frequency (modeled) | 157.8 (modeled) | 1986 to 2023 (38 years) | countywide | |
| Heat Wave | 2.5 | event-days per year | about 2.5 days per year | Likely | Storm Events event-days in 6 of 30 years, 1996 to 2025 (20%) | 37.1 | 2005-11-12 to 2024-11-12 (19 years) | countywide | |
| Hurricane | 0.00576 | events per year | about 1 in 174 years | Unlikely | FEMA annualized frequency (modeled) | 2 | 1851 to 2024 (Atlantic) | see B1-f | NRI counts hurricane and tropical storm tracks passing within storm-force wind range; federal declarations are in B1-d. |
| Ice Storm | 0.461 | event-days per year | about 0.461 days per year | Likely | Storm Events event-days in 3 of 30 years, 1996 to 2025 (10%) | 11 | 1946-12-31 to 2014-02-12 (67 years) | countywide | |
| Inland Flooding | 2 | event-days per year | about 2 days per year | Likely | Storm Events event-days in 23 of 30 years, 1996 to 2025 (76.7%) | 56 | 1996 to 2023 (28 years) | see B1-f | |
| Landslide | 0.095 | events per year (modeled) | about 1 in 11 years | Possible | FEMA annualized frequency (modeled) | not shown | modeled | see B1-f | |
| Lightning | 36.7 | days per year with a strike | about 36.7 days per year | Highly likely | FEMA annualized frequency (modeled) | not shown | 1995 to 2023 (29 years; CONUS) | countywide | |
| Strong Wind | 5.47 | events per year | about 5.47 per year | Highly likely | FEMA annualized frequency (modeled) | 74 | 1986 to 2023 (38 years) | countywide | |
| Tornado | 0.67 | events per year | about 0.67 per year | Likely | FEMA annualized frequency (modeled) | not shown | 1950 to 2023 (EF2+); 1986 to 2023 (EF0-1) | see B1-f | |
| Tsunami | annual probability at the most exposed location (used in place of a county value) | Storm Events records in 0 of 30 years, 1996 to 2025 (0%) | not shown | modeled | see B1-f | No descriptor: no Storm Events record 1996 to 2025 | |||
| Wildfire | 0.000069 | annual probability at a location | chance a given location in the county burns in a year: 0.0069% | Possible | Storm Events records in 2 of 30 years, 1996 to 2025 (6.67%) | not shown | modeled | see B1-f | |
| Winter Weather | 15.6 | event-days per year | about 15.6 days per year | Highly likely | Storm Events event-days in 27 of 30 years, 1996 to 2025 (90%) | 294 | 2005-11-12 to 2024-11-12 (19 years) | countywide |
FEMA annualized frequency (modeled) is the National Risk Index v1.20 (December 2025) estimate of how often a hazard affects this county in a year; it is not recorded events divided by years, and its unit differs by hazard (events, event-days, or days with a lightning strike per year). For earthquake, wildfire, coastal flooding and tsunami the value is the chance (or number of events) at a location in the county, not across the county, so no "1 in N years" is given and the descriptor comes from Storm Events where it has a record (none for earthquake). The Methods page gives each hazard's method, from FEMA's National Risk Index Technical Documentation v1.20.
Where NRI gives event-days, the descriptor comes from the share of years with a Storm Events record; NRI's source records more events, so the two differ.
Descriptor scale used in this packet (defined per unit)
Sources: 5, 6
| Unit | Descriptor | Definition |
|---|---|---|
| events per year | Highly likely | 1 or more per year |
| events per year | Likely | about once in 1 to 10 years |
| events per year | Possible | about once in 10 to 100 years |
| events per year | Unlikely | less than once in 100 years |
| annual probability | Likely | 10% to under 100% chance in a given year |
| annual probability | Possible | 1% to under 10% chance in a given year |
| annual probability | Unlikely | under 1% chance in a given year |
| event-days (share of years) | Highly likely | event-days recorded in 90% or more of years |
| event-days (share of years) | Likely | event-days recorded in 10% to under 90% of years |
| event-days (share of years) | Possible | event-days recorded in some years but under 10% of years |
| lightning strike-days | Highly likely | cloud-to-ground strikes on 1 or more days per year |
Intensity bands: historical frequency (Storm Events)
Source: 6
| Hazard | Band | Years | Eventscounty-coded records | Years in period | Events per yearevents / years |
|---|---|---|---|---|---|
| Hail | 1.00-1.99 in | 1996 to 2025 | 99 | 30 | 3.3 |
| Hail | 2.00 in+ | 1996 to 2025 | 7 | 30 | 0.233 |
| Thunderstorm Wind (counted as NRI Strong Wind) | 50-64 kt | 1996 to 2025 | 232 | 30 | 7.73 |
| Thunderstorm Wind (counted as NRI Strong Wind) | 65 kt+ | 1996 to 2025 | 23 | 30 | 0.767 |
| Thunderstorm Wind (counted as NRI Strong Wind) | unmeasured or below 50 kt | 1996 to 2025 | 6 | 30 | 0.2 |
| Tornado | EF0-1 | 1996 to 2025 | 7 | 30 | 0.233 |
| Tornado | EF2-3 | 1996 to 2025 | 2 | 30 | 0.0667 |
| Tornado | EF4-5 | 1996 to 2025 | 0 | 30 | 0 |
| Tornado | unrated (EFU) | 1996 to 2025 | 0 | 30 | 0 |
The bands show how often events of each severity were recorded in this county, to profile how severe events have been (FEMA's probability item asks for the range of intensities).
Hail smaller than 1 inch is not counted: on 2010-01-05 the National Weather Service raised its severe-hail threshold from 3/4 inch to 1 inch, so smaller reports became less common after 2009 (NWS Service Change Notice 09-52). NRI hail frequency uses a 0.75 inch threshold.
Optional: future conditions. Not a required item in the 2025 FEMA Local Mitigation Planning Policy Guide; some states ask for it. The federal Climate Mapping for Resilience and Adaptation (CMRA) site gives county exposure to future climate conditions (https://resilience.climate.gov/).
Supports FEMA checklist item B1-f: hazards that vary across jurisdictions
Range of census tract risk within the county
Source: 5
| Hazard | Tractsrated of all | NRI risk score, 0 to 100 | Tracts by rating | ||
|---|---|---|---|---|---|
| Min | Median | Max | |||
| Coastal Flooding | 16 of 159 | 68.0 | 72.0 | 80.6 | Relatively Low 3, Very Low 13, No Rating 143 |
| Cold Wave | 159 of 159 | 41.5 | 85.3 | 95.8 | Very High 1, Relatively High 133, Relatively Moderate 24, Relatively Low 1 |
| Drought | 88 of 159 | 66.8 | 74.5 | 89.6 | Relatively Low 19, Very Low 69, No Rating 71 |
| Earthquake | 158 of 159 | 9.2 | 36.4 | 74.9 | Relatively Low 59, Very Low 99, No Rating 1 |
| Hail | 159 of 159 | 1.1 | 55.3 | 81.5 | Relatively Moderate 9, Relatively Low 145, Very Low 5 |
| Heat Wave | 159 of 159 | 5.0 | 37.4 | 64.9 | Relatively Moderate 8, Relatively Low 143, Very Low 8 |
| Hurricane | 159 of 159 | 9.3 | 15.0 | 21.8 | Very Low 159 |
| Ice Storm | 159 of 159 | 2.0 | 12.8 | 31.6 | Very Low 159 |
| Inland Flooding | 158 of 159 | 0.8 | 55.4 | 98.7 | Very High 7, Relatively High 36, Relatively Moderate 51, Relatively Low 45, Very Low 19, No Rating 1 |
| Landslide | 158 of 159 | 12.2 | 46.4 | 79.8 | Very Low 158, No Rating 1 |
| Lightning | 159 of 159 | 9.0 | 46.0 | 73.0 | Relatively Moderate 63, Relatively Low 93, Very Low 3 |
| Strong Wind | 159 of 159 | 23.1 | 73.7 | 90.5 | Relatively High 25, Relatively Moderate 129, Relatively Low 5 |
| Tornado | 159 of 159 | 33.5 | 78.3 | 98.0 | Very High 6, Relatively High 101, Relatively Moderate 49, Relatively Low 3 |
| Tsunami | 0 of 159 | Insufficient Data 159 | |||
| Wildfire | 141 of 159 | 18.8 | 42.5 | 77.0 | Relatively Low 5, Very Low 136, No Rating 18 |
| Winter Weather | 159 of 159 | 16.3 | 26.8 | 38.3 | Relatively Low 157, Very Low 2 |
Drought: Agriculture is all of NRI's expected annual loss for this hazard in the county, so the tract range mostly reflects where crop and livestock value is.
Rated tracts only: No Rating (score 0.0), Not Applicable and Insufficient Data tracts are counted but not used for the minimum, median and maximum.
The score ranks a tract against all U.S. tracts (100 = highest). The rating is FEMA's category for the tract's risk value, computed differently, so the two can disagree.
Frequency data for cold wave, drought, hail, heat wave, ice storm, lightning, strong wind and winter weather are county-wide or coarse (49 km grid or NWS zone), the same for every jurisdiction; the tract range mostly reflects where buildings and people are (crop and livestock value where a line above names agriculture).
Each jurisdiction (starting figures from federal data)
Sources: 1, 3, 4, 6
| Jurisdiction | Type | Plan status | Repetitive lossFMA RL and SRL (44 CFR 77.2); repeat-flood, any definition | Public Assistance to this jurisdictionFEMA records matched by applicant name; federal share obligated, nominal dollars | Event records naming this placeall years; since its plan | Notes |
|---|---|---|---|---|---|---|
| Lake County | County | Approved, expires 2028-07-04 | FMA RL 1, SRL 6; any 77 | $921,479.78 | 0 total; 0 since its plan | Includes $614,842.07 for declarations not counted as hazard incidents (DR-4489-IL). |
| Antioch village | Village | Approved, expires 2028-07-04 | FMA RL 0, SRL 1; any 4 | $458,513.36 | 28 total; 6 since its plan | |
| Bannockburn village | Village | Approved, expires 2028-07-04 | FMA RL 0, SRL 0; any 0 | $61,423.75 | 3 total; 1 since its plan | Includes $4,255.40 for declarations not counted as hazard incidents (DR-4489-IL). |
| Barrington Hills village | Village | Approved, expires 2028-09-16 | FMA RL 0, SRL 0; any 0 | no Public Assistance recorded | 11 total; 3 since its plan | Also approved under plan 108901 (Lake County 2023 Hazard Mitigation Plan, expires 2028-07-04). FEMA's plan status map shows one plan per jurisdiction and may show one of these; this packet uses the approved plan that expires last. |
| Barrington village | Village | Approved, expires 2029-09-26 | FMA RL 0, SRL 0; any 2 | no Public Assistance recorded | 10 total; 1 since its plan | Whole community, including the part in McHenry County; in-county portion (county table): FMA RL 0, FMA SRL 0, NFIP RL 1, NFIP SRL 0, any category 1. |
| Beach Park village | Village | Approved, expires 2028-07-04 | FMA RL 0, SRL 1; any 4 | $78,038.72 | 5 total; 2 since its plan | |
| Buffalo Grove village | Village | Approved, expires 2029-09-26 | FMA RL 0, SRL 0; any 1 | no Public Assistance recorded | 14 total; 1 since its plan | Also approved under plan 108901 (Lake County 2023 Hazard Mitigation Plan, expires 2028-07-04). FEMA's plan status map shows one plan per jurisdiction and may show one of these; this packet uses the approved plan that expires last. Whole community, including the part in Cook County; none of its repeat-flood properties are in this county. |
| Deer Park village | Village | Approved, expires 2028-07-04 | FMA RL 0, SRL 0; any 0 | $25,575 | 3 total; 0 since its plan | |
| Deerfield village | Village | Approved, expires 2028-07-04 | FMA RL 0, SRL 0; any 11 | $192,755.54 | 14 total; 1 since its plan | |
| Fox Lake village | Village | Approved, expires 2028-07-04 | FMA RL 2, SRL 7; any 41 | $225,175.24 | 17 total; 2 since its plan | Includes $34,624.20 for declarations not counted as hazard incidents (DR-4489-IL). |
| Fox River Grove village | Village | Approved, expires 2028-09-16 | FMA RL 0, SRL 1; any 3 | no Public Assistance recorded | 0 total; 0 since its plan | Whole community, including the part in McHenry County; none of its repeat-flood properties are in this county. |
| Grayslake village | Village | Approved, expires 2028-07-04 | FMA RL 0, SRL 0; any 0 | $238,922.52 | 20 total; 2 since its plan | |
| Green Oaks village | Village | Approved, expires 2028-07-04 | FMA RL 0, SRL 0; any 0 | $18,411.67 | 0 total; 0 since its plan | |
| Gurnee village | Village | Approved, expires 2028-07-04 | FMA RL 2, SRL 3; any 12 | $409,364.85 | 21 total; 5 since its plan | Includes $28,039.69 for declarations not counted as hazard incidents (DR-4489-IL). |
| Hainesville village | Village | Approved, expires 2028-07-04 | FMA RL 0, SRL 0; any 0 | $40,895.51 | 3 total; 0 since its plan | |
| Hawthorn Woods village | Village | Approved, expires 2028-07-04 | FMA RL 0, SRL 0; any 0 | $184,827.90 | 0 total; 0 since its plan | Includes $7,515.20 for declarations not counted as hazard incidents (DR-4489-IL). |
| Highland Park city | City | Approved, expires 2028-07-04 | FMA RL 0, SRL 1; any 8 | $303,855.96 | 9 total; 2 since its plan | Includes $17,091.88 for declarations not counted as hazard incidents (DR-4489-IL). |
| Highwood city | City | Approved, expires 2028-07-04 | FMA RL 0, SRL 0; any 0 | $59,871.56 | 5 total; 1 since its plan | |
| Indian Creek village | Village | Plan 108901 approved 2023-07-05, pending adoption here; not yet eligible | FMA RL 0, SRL 0; any 0 | no Public Assistance recorded | 3 total; no approved plan | |
| Island Lake village | Village | Approved, expires 2028-07-04 | FMA RL 0, SRL 0; any 0 | $61,519.82 | 7 total; 3 since its plan | |
| Kildeer village | Village | Approved, expires 2028-07-04 | FMA RL 0, SRL 0; any 0 | $4,612.77 | 8 total; 2 since its plan | Includes $4,612.77 for declarations not counted as hazard incidents (DR-4489-IL). |
| Lake Barrington village | Village | Approved, expires 2028-07-04 | FMA RL 0, SRL 0; any 0 | $28,178.20 | 3 total; 2 since its plan | |
| Lake Bluff village | Village | Approved, expires 2028-07-04 | FMA RL 0, SRL 0; any 0 | $70,820.33 | 6 total; 0 since its plan | Includes $17,091.82 for declarations not counted as hazard incidents (DR-4489-IL). |
| Lake Forest city | City | Approved, expires 2028-07-04 | FMA RL 0, SRL 0; any 0 | $462,087.28 | 7 total; 0 since its plan | Includes $227,899.36 for declarations not counted as hazard incidents (DR-4489-IL). |
| Lake Villa village | Village | Approved, expires 2028-07-04 | FMA RL 0, SRL 0; any 0 | $52,389.15 | 14 total; 0 since its plan | |
| Lake Zurich village | Village | Approved, expires 2028-07-04 | FMA RL 0, SRL 0; any 0 | $228,962.10 | 16 total; 2 since its plan | Includes $46,835.98 for declarations not counted as hazard incidents (DR-4489-IL). |
| Lakemoor village | Village | Approved, expires 2028-07-04 | FMA RL 0, SRL 0; any 1 | no Public Assistance recorded | 2 total; 0 since its plan | Whole community, including the part in McHenry County; none of its repeat-flood properties are in this county. |
| Libertyville village | Village | Approved, expires 2028-07-04 | FMA RL 0, SRL 0; any 2 | $297,607.01 | 28 total; 4 since its plan | Includes $74,908.42 for declarations not counted as hazard incidents (DR-4489-IL). |
| Lincolnshire village | Village | Approved, expires 2028-07-04 | FMA RL 2, SRL 2; any 9 | $147,013.81 | 4 total; 1 since its plan | Includes $10,097.15 for declarations not counted as hazard incidents (DR-4489-IL). |
| Lindenhurst village | Village | Approved, expires 2028-07-04 | FMA RL 0, SRL 0; any 2 | $118,815.67 | 17 total; 3 since its plan | Includes $6,464.40 for declarations not counted as hazard incidents (DR-4489-IL). |
| Long Grove village | Village | Approved, expires 2028-07-04 | FMA RL 0, SRL 0; any 0 | $112,640.61 | 14 total; 4 since its plan | |
| Mettawa village | Village | Approved, expires 2028-07-04 | FMA RL 0, SRL 0; any 0 | $4,256.25 | 1 total; 1 since its plan | |
| Mundelein village | Village | Approved, expires 2028-07-04 | FMA RL 0, SRL 0; any 0 | $172,654.94 | 25 total; 1 since its plan | |
| North Barrington village | Village | Approved, expires 2028-07-04 | FMA RL 0, SRL 0; any 1 | $33,735.98 | 7 total; 0 since its plan | |
| North Chicago city | City | Approved, expires 2028-07-04 | FMA RL 0, SRL 0; any 9 | $113,394.02 | 5 total; 1 since its plan | |
| Old Mill Creek village | Village | Plan 108901 approved 2023-07-05, pending adoption here; not yet eligible | FMA RL 0, SRL 0; any 0 | no Public Assistance recorded | 0 total; no approved plan | |
| Park City city | City | Approved, expires 2028-07-04 | FMA RL 0, SRL 0; any 0 | $8,147.48 | 4 total; 1 since its plan | |
| Port Barrington village | Village | Approved, expires 2028-09-16 | FMA RL 0, SRL 0; any 11 | no Public Assistance recorded | 0 total; 0 since its plan | Also approved under plan 108901 (Lake County 2023 Hazard Mitigation Plan, expires 2028-07-04). FEMA's plan status map shows one plan per jurisdiction and may show one of these; this packet uses the approved plan that expires last. Whole community, including the part in McHenry County; in-county portion (county table): FMA RL 0, FMA SRL 0, NFIP RL 2, NFIP SRL 0, any category 2. |
| Riverwoods village | Village | Approved, expires 2028-07-04 | FMA RL 0, SRL 0; any 2 | $29,900.98 | 3 total; 0 since its plan | Includes $5,923.22 for declarations not counted as hazard incidents (DR-4489-IL). |
| Round Lake Beach village | Village | Approved, expires 2028-07-04 | FMA RL 0, SRL 2; any 8 | $247,439.47 | 4 total; 1 since its plan | Includes $6,972.43 for declarations not counted as hazard incidents (DR-4489-IL). |
| Round Lake Heights village | Village | Approved, expires 2028-07-04 | FMA RL 0, SRL 2; any 2 | $99,245.37 | 5 total; 0 since its plan | |
| Round Lake Park village | Village | Approved, expires 2028-07-04 | FMA RL 0, SRL 0; any 0 | $34,508.56 | 2 total; 0 since its plan | |
| Round Lake village | Village | Approved, expires 2028-07-04 | FMA RL 0, SRL 0; any 1 | $83,813.39 | 12 total; 2 since its plan | |
| Third Lake village | Village | Approved, expires 2028-07-04 | FMA RL 0, SRL 0; any 0 | no Public Assistance recorded | 1 total; 1 since its plan | |
| Tower Lakes village | Village | Approved, expires 2028-07-04 | FMA RL 0, SRL 0; any 0 | $770.58 | 0 total; 0 since its plan | |
| Vernon Hills village | Village | Approved, expires 2028-07-04 | FMA RL 0, SRL 0; any 0 | $174,870.33 | 17 total; 3 since its plan | |
| Volo village | Village | Approved, expires 2028-07-04 | FMA RL 0, SRL 0; any 0 | no Public Assistance recorded | 4 total; 0 since its plan | |
| Wadsworth village | Village | Approved, expires 2028-07-04 | FMA RL 0, SRL 0; any 1 | $87,004.95 | 10 total; 0 since its plan | |
| Wauconda village | Village | Approved, expires 2028-07-04 | FMA RL 0, SRL 0; any 2 | $114,739.72 | 26 total; 2 since its plan | |
| Waukegan city | City | Approved, expires 2028-07-04 | FMA RL 0, SRL 0; any 4 | $674,467.68 | 21 total; 4 since its plan | Includes $164,372.08 for declarations not counted as hazard incidents (DR-4489-IL). |
| Winthrop Harbor village | Village | Approved, expires 2028-07-04 | FMA RL 0, SRL 0; any 0 | $31,768.71 | 15 total; 3 since its plan | |
| Zion city | City | Approved, expires 2028-07-04 | FMA RL 0, SRL 0; any 0 | no Public Assistance recorded | 16 total; 2 since its plan | |
| Antioch township | Township | Approved, expires 2028-07-04 | no Public Assistance recorded | 28 total; 6 since its plan | No NFIP community ID on this jurisdiction's plan row. | |
| Fremont township | Township | Approved, expires 2028-07-04 | no Public Assistance recorded | 0 total; 0 since its plan | No NFIP community ID on this jurisdiction's plan row. | |
| Warren township | Township | Approved, expires 2028-07-04 | $143,433.17 | 0 total; 0 since its plan | No NFIP community ID on this jurisdiction's plan row. Includes $55,378.58 for declarations not counted as hazard incidents (DR-4489-IL). |
Repetitive-loss counts are for whole NFIP communities, which can extend beyond this county (see the note in B2-c).
County Public Assistance in B1-d also includes applicants filed under the county that are not jurisdictions in this plan (for example state agencies, special districts and nonprofits), so the jurisdiction rows add up to less.
Supports FEMA checklist items B2-a and B2-b: vulnerability and potential impacts
Local data needed
The table below gives county-level starting figures; the plan describes impacts for each jurisdiction and its own assets.
- Critical facilities and lifelines per hazard
- A problem statement per jurisdiction per hazard
- Changes in development in hazard-prone areas since the last approval, or a statement of none (E1-a)
- Future assets
County-level starter: exposure, expected annual loss and damage since the plan
Sources: 1, 2, 3, 5, 6, 7
| Hazard | Building exposuremodeled dollars | Agriculture exposuremodeled dollars | Population exposedpeople | EAL buildingsmodeled dollars per year | EAL agriculturemodeled dollars per year | Cost of expected deaths and injuriesFEMA's dollar value per year, not property damage | EAL as % of exposurebuildings; agriculture where noted | Storm Events damage since 2023-07-05county-coded records, property plus crops, nominal dollars | Zone-level damage since planproperty plus crops, reported for the zone | Public Assistance since plannominal dollars; see note | Note |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Coastal Flooding | $8,628,638,596 | n/a | 27,114 | $5,120 | n/a | $642 | under 0.0001% | ||||
| Cold Wave | $185,453,695,377 | $50,298,348 | 713,483 | $549 | $3,634 | $43,258,057 | under 0.0001% | $0 | |||
| Drought | n/a | $37,585,824 | n/a | n/a | $90,851 | n/a | 0.242% (agriculture) | $0 | NRI has no building exposure for this hazard; agriculture shown | ||
| Earthquake | $311,436,241,955 | n/a | 714,342 | $2,998,420 | n/a | $832,130 | 0.000963% | ||||
| Hail | $185,453,695,377 | $50,298,348 | 713,483 | $1,921,895 | $6,162 | $28,520 | 0.00104% | $0 | |||
| Heat Wave | $185,453,695,377 | $50,298,348 | 713,483 | $36,152 | under $1 | $4,954,561 | under 0.0001% | $0 | |||
| Hurricane | $185,078,334,800 | $49,333,090 | 712,321 | $6,143 | $374 | $1 | under 0.0001% | ||||
| Ice Storm | $185,332,682,246 | n/a | 712,392 | $37,682 | n/a | $158,039 | under 0.0001% | ||||
| Inland Flooding | $185,284,931,573 | $3,945,524 | 16,506 | $155,175,773 | $119,679 | $188,954 | n/a (see note) | $0 | NRI counts the full building value of any census block with some flood loss; this is not the value of buildings in the floodplain. Use local FIRM overlays for B2-a/B2-b. | ||
| Landslide | $1,234,676,871 | n/a | 4,178 | $787 | n/a | $630 | under 0.0001% | ||||
| Lightning | $185,453,695,377 | n/a | 713,483 | $327,065 | n/a | $1,660,457 | 0.000176% | ||||
| Strong Wind | $185,453,695,377 | $50,298,348 | 713,483 | $1,676,620 | $10,513 | $6,117,695 | 0.000904% | $0 | $0 | ||
| Tornado | $185,453,695,377 | $50,298,348 | 713,483 | $18,537,332 | $373 | $28,172,266 | 0.01% | $0 | |||
| Tsunami | n/a | n/a | n/a | n/a | n/a | n/a | NRI publishes no building exposure for this county | ||||
| Wildfire | $14,420,666,636 | $9,489,155 | 61,215 | $37,884 | $8 | $6,072 | 0.000263% | ||||
| Winter Weather | $185,453,695,377 | $50,298,348 | 713,483 | $7,800 | $256 | $116,786 | under 0.0001% | $0 |
Totals since 2023-07-05 (Storm Events through 2026-06-30): 93 county-coded records, 93 with a damage value recorded (including $0), $0; 30 zone-level records, 30 with a damage value recorded (including $0), $0 reported for the zone; Public Assistance: no counted declaration since the plan.
FEMA does not split Public Assistance by hazard. A declaration mapped to several hazards is listed under each of them with its full amount, so the per-hazard column does not add up to the total; the unit total counts each declaration once.
NRI computes earthquake exposure on its own basis, so it exceeds the county building value in B2-a.
Supports FEMA checklist item B2-a: vulnerability (county context)
County context
Source: 5
| Measure | Value |
|---|---|
| Population | 713,483 |
| Building value (total, not at risk) | $185,453,695,377 |
| Agriculture value (total, not at risk) | $50,298,348 |
| NRI risk rating (all hazards) | Relatively High |
| Expected annual loss, buildings and agriculture, all hazards | $181,001,072 |
| Expected annual loss, population equivalence, all hazards (NRI values each statistical life at $13.7M; a modeled value of expected deaths and injuries, not property damage) | $85,494,811 |
| Social vulnerability rating | Very Low |
| Community resilience rating | Relatively High |
| NRI version | December 2025 |
FEMA's all-hazard expected annual loss adds buildings, agriculture and population equivalence; this table gives the property part and the population-equivalence part as separate rows.
Social vulnerability: higher means people are more likely to be harmed and slower to recover. Community resilience: lower means the community is less able to recover. High social vulnerability and low resilience both raise the NRI risk rating.
Supports FEMA checklist item B2-c: repetitive loss properties
Repetitive loss in this county, both definitions
Sources: 1, 4
| Definition | Properties | Severe repetitive loss | Properties |
|---|---|---|---|
| Repetitive loss, FMA definition (44 CFR 77.2) | 7 | Severe repetitive loss, FMA definition (44 CFR 77.2) | 25 |
| Repetitive loss, NFIP insurance definition | 195 | Severe repetitive loss, NFIP insurance definition | 15 |
The state NFIP coordinator's list, the source FEMA's Handbook names, often uses the NFIP insurance definition (second row).
Repeat-flood properties: county and state-level rows
Sources: 1, 4
| Scope | RL, FMAproperties | SRL, FMAproperties | RL, NFIPproperties | SRL, NFIPproperties | Any categoryproperties | Mitigatedproperties | Currently insuredproperties |
|---|---|---|---|---|---|---|---|
| County total | 7 | 25 | 195 | 15 | 203 | 7 | 77 |
| of which: Barrington village | 0 | 0 | 1 | 0 | 1 | 0 | 0 |
| of which: Lake County (unincorporated area) | 1 | 6 | 75 | 5 | 77 | 2 | 39 |
| of which: Antioch village | 0 | 1 | 4 | 0 | 4 | 0 | 0 |
| of which: Deerfield village | 0 | 0 | 11 | 0 | 11 | 0 | 5 |
| of which: Fox Lake village | 2 | 7 | 38 | 4 | 41 | 3 | 19 |
| of which: Gurnee village | 2 | 3 | 11 | 2 | 12 | 1 | 3 |
| of which: Highland Park city | 0 | 1 | 8 | 0 | 8 | 0 | 2 |
| of which: Libertyville village | 0 | 0 | 2 | 0 | 2 | 0 | 0 |
| of which: Lincolnshire village | 2 | 2 | 9 | 0 | 9 | 0 | 4 |
| of which: Lindenhurst village | 0 | 0 | 2 | 0 | 2 | 0 | 1 |
| of which: North Barrington village | 0 | 0 | 1 | 0 | 1 | 0 | 0 |
| of which: North Chicago city | 0 | 0 | 9 | 0 | 9 | 0 | 0 |
| of which: Riverwoods village | 0 | 0 | 2 | 0 | 2 | 0 | 1 |
| of which: Round Lake village | 0 | 0 | 1 | 0 | 1 | 0 | 0 |
| of which: Round Lake Beach village | 0 | 2 | 7 | 1 | 8 | 1 | 1 |
| of which: Round Lake Heights village | 0 | 2 | 1 | 2 | 2 | 0 | 0 |
| of which: Wadsworth village | 0 | 0 | 1 | 0 | 1 | 0 | 1 |
| of which: Wauconda village | 0 | 0 | 2 | 0 | 2 | 0 | 0 |
| of which: Waukegan city | 0 | 0 | 4 | 0 | 4 | 0 | 0 |
| of which: Port Barrington village | 0 | 0 | 2 | 0 | 2 | 0 | 0 |
| of which: Beach Park village | 0 | 1 | 4 | 1 | 4 | 0 | 1 |
| Statewide, no county in FEMA's file | 0 | 0 | 5 | 0 | 5 | 0 | 0 |
The statewide row counts properties FEMA's file gives with no county in this state; they are listed for reference and are not in this county's counts.
Repeat-flood properties by jurisdiction in the plan (NFIP community)
Sources: 1, 4
| Jurisdiction | NFIP community ID | RL, FMAproperties | SRL, FMAproperties | RL, NFIPproperties | SRL, NFIPproperties | Any categoryproperties | Mitigatedproperties | Currently insuredproperties | Note |
|---|---|---|---|---|---|---|---|---|---|
| Lake County | 170357 | 1 | 6 | 75 | 5 | 77 | 2 | 39 | |
| Antioch village | 170358 | 0 | 1 | 4 | 0 | 4 | 0 | 0 | |
| Bannockburn village | 170359 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Barrington Hills village | 170058 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Barrington village | 170057 | 0 | 0 | 2 | 0 | 2 | 0 | 0 | Whole community, including the part in McHenry County; in-county portion (county table): FMA RL 0, FMA SRL 0, NFIP RL 1, NFIP SRL 0, any category 1. |
| Beach Park village | 171022 | 0 | 1 | 4 | 1 | 4 | 0 | 1 | |
| Buffalo Grove village | 170068 | 0 | 0 | 1 | 0 | 1 | 0 | 0 | Whole community, including the part in Cook County; none of its repeat-flood properties are in this county. |
| Deer Park village | 171028 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Deerfield village | 170361 | 0 | 0 | 11 | 0 | 11 | 0 | 5 | |
| Fox Lake village | 170362 | 2 | 7 | 38 | 4 | 41 | 3 | 19 | |
| Fox River Grove village | 170477 | 0 | 1 | 3 | 1 | 3 | 0 | 3 | Whole community, including the part in McHenry County; none of its repeat-flood properties are in this county. |
| Grayslake village | 170363 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Green Oaks village | 170364 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Gurnee village | 170365 | 2 | 3 | 11 | 2 | 12 | 1 | 3 | |
| Hainesville village | 171005 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Hawthorn Woods village | 170366 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Highland Park city | 170367 | 0 | 1 | 8 | 0 | 8 | 0 | 2 | |
| Highwood city | 171033 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Indian Creek village | 170369 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Island Lake village | 170370 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Kildeer village | 170371 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Lake Barrington village | 170372 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Lake Bluff village | 170373 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Lake Forest city | 170374 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Lake Villa village | 170375 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Lake Zurich village | 170376 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Lakemoor village | 170915 | 0 | 0 | 1 | 0 | 1 | 0 | 0 | Whole community, including the part in McHenry County; none of its repeat-flood properties are in this county. |
| Libertyville village | 170377 | 0 | 0 | 2 | 0 | 2 | 0 | 0 | |
| Lincolnshire village | 170378 | 2 | 2 | 9 | 0 | 9 | 0 | 4 | |
| Lindenhurst village | 170379 | 0 | 0 | 2 | 0 | 2 | 0 | 1 | |
| Long Grove village | 170380 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Mettawa village | 170381 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Mundelein village | 170382 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| North Barrington village | 170383 | 0 | 0 | 1 | 0 | 1 | 0 | 0 | |
| North Chicago city | 170384 | 0 | 0 | 9 | 0 | 9 | 0 | 0 | |
| Old Mill Creek village | 170385 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Park City city | 170386 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Port Barrington village | 170478 | 0 | 0 | 11 | 0 | 11 | 0 | 0 | Whole community, including the part in McHenry County; in-county portion (county table): FMA RL 0, FMA SRL 0, NFIP RL 2, NFIP SRL 0, any category 2. |
| Riverwoods village | 170387 | 0 | 0 | 2 | 0 | 2 | 0 | 1 | |
| Round Lake Beach village | 170389 | 0 | 2 | 7 | 1 | 8 | 1 | 1 | |
| Round Lake Heights village | 170390 | 0 | 2 | 1 | 2 | 2 | 0 | 0 | |
| Round Lake Park village | 170391 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Round Lake village | 170388 | 0 | 0 | 1 | 0 | 1 | 0 | 0 | |
| Third Lake village | 170392 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Tower Lakes village | 170393 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Vernon Hills village | 170394 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Volo village | 171042 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Wadsworth village | 170395 | 0 | 0 | 1 | 0 | 1 | 0 | 1 | |
| Wauconda village | 170396 | 0 | 0 | 2 | 0 | 2 | 0 | 0 | |
| Waukegan city | 170397 | 0 | 0 | 4 | 0 | 4 | 0 | 0 | |
| Winthrop Harbor village | 170398 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Zion city | 170399 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Counts by occupancy group for each jurisdiction are in the Excel file, sheet "B2-c Jurisdictions".
Jurisdiction rows are whole NFIP communities and need not add up to the county total: a community that extends into another county is counted in full on each jurisdiction row, while the county table counts only its part in this county.
County repeat-flood properties by occupancy group
Sources: 1, 4
| Occupancy group | RL, FMAproperties | SRL, FMAproperties | RL, NFIPproperties | SRL, NFIPproperties | Any categoryproperties | Mitigatedproperties | Currently insuredproperties |
|---|---|---|---|---|---|---|---|
| single-family residential | 6 | 23 | 176 | 14 | 183 | 6 | 74 |
| 2 to 4 unit residential | 0 | 0 | 9 | 0 | 9 | 0 | 1 |
| other residential | 0 | 0 | 4 | 0 | 4 | 0 | 0 |
| non-residential | 1 | 2 | 6 | 1 | 7 | 1 | 2 |
| not reported | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
FEMA's occupancy groups have no institutional class; institutional properties are counted in non-residential or other residential in the table by occupancy group.
FMA RL and FMA SRL are the Flood Mitigation Assistance definitions (44 CFR 77.2), the ones the FEMA Local Mitigation Planning Policy Guide cites. NFIP repetitive loss (the FEMA insurance definition) is 2 or more claims over $1,000 in 10 years, and a property can leave that group once it is mitigated. Also shown: NFIP severe repetitive loss, any category, mitigated and currently insured. The Methods page gives the OpenFEMA field details.
Counts are aggregates of FEMA's public NFIP Multiple Loss Properties file (FEMA's data date 2026-08-02; file version 2026-08-04). No property is identified. County assignment is FEMA's geocode.
In this county 1 property is FMA repetitive loss but not NFIP repetitive loss, and 189 properties are NFIP repetitive loss but not FMA repetitive loss.
Exact counts; no count suppression.
Sources
Tables cite these sources by number. The full list, for the plan's bibliography (FEMA review item A4-a):
- FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-29T134039Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)
- FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-29T162832Z, pulled 2026-09-30, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)
- FEMA, OpenFEMA PublicAssistanceFundedProjectsSummaries v1, version 2026-09-29T150754Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/PublicAssistanceFundedProjectsSummaries (API)
- FEMA, OpenFEMA NfipMultipleLossProperties v1, version 2026-08-04T164045Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/NfipMultipleLossProperties (API)
- FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-30, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)
- NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-30, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/
- NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-30, https://www.weather.gov/gis/ZoneCounty
- U.S. Census Bureau, Census 2024 Gazetteer, 2020 place by county, CT county-to-cousub crosswalk, version 2024-gazetteer, pulled 2026-09-30, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_counties_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_cousubs_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_place_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_unsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_elsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_scsd_national.zip, https://www2.census.gov/geo/docs/reference/codes2020/national_place_by_county2020.txt, https://www2.census.gov/geo/docs/reference/ct_change/ct_cou_to_cousub_crosswalk.xlsx (used to match place names and codes; no table prints its values)
What this packet is and what the plan adds
This packet is the federal data for the plan's risk assessment (the summary on page 1 says how it is organized); the plan and FEMA's review decide whether each item is met.
The plan adds what only the community has: local data on assets, critical facilities, development and each jurisdiction's impacts; local hazard history, including state-declared emergencies; the mitigation strategy; and adoption.
How the federal data are built: National Risk Index values are FEMA's model, not counts of events. Storm Events is more complete from 1996; zone-level records are placed by forecast zone, not by location in the county. Public Assistance for a jurisdiction is matched by applicant name. The Methods page gives every rule and the known edge cases.
OpenFEMA disclaimer
This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).
Reuse, citation and corrections
Reuse and citation: Hazard Plain text and tables are licensed under Creative Commons Attribution 4.0 International (CC BY 4.0, https://creativecommons.org/licenses/by/4.0/); credit Hazard Plain and the release. The underlying federal data are public domain; OpenFEMA data are also subject to the OpenFEMA terms and conditions.
Cite this: Hazard Plain (2026). Lake County, IL: risk-assessment baseline packet, release 2026-10 (data as of 2026-09-30; County FIPS 17097). Automated baseline. https://hazardplain.org/il/17097/ Built from FEMA OpenFEMA, the FEMA National Risk Index and NOAA NCEI Storm Events; source versions in the packet's Sources list.
Corrections: to report an error, name the packet, the table and what your records show. Contact: [email protected]