Hazard Plain Automated baseline

Wright County, IA

Risk-assessment baseline packet

County FIPS:
19197
Release:
2026-10
Data as of:
2026-09-30
Storm Events data through:
2026-06-30

Hazard Plain is an independent product built from public federal data. It is not a FEMA document and is not reviewed or endorsed by FEMA or any state agency.

Hazard Plain release 2026-10, as of 2026-09-30.

Summary

Plan status as of 2026-09-30: Expired on 2025-01-08. Plan: Wright County (FEMA plan 105994), approved 2020-01-08.

Since the plan was approved on 2020-01-08: 3 new hazard declarations (3 incidents) and 90 NOAA Storm Events records; details under "What changed since your last plan".

Highest expected annual loss (FEMA National Risk Index, modeled total; see B1-a): Drought ($4,410,150 a year), Inland Flooding ($4,124,759) and Cold Wave ($1,604,538).

The tables that follow are organized by the items of FEMA's Local Mitigation Plan Review Tool, Element B (B1-a to B2-c); each heading says which item its tables support.

Plan clock

Status:
Expired on 2025-01-08
Plan:
Wright County (FEMA plan 105994)
Approved:
2020-01-08
Days since expiry:
630
Update underway:
none recorded in FEMA's plan tracker

Until a new plan is approved, FEMA mitigation project grants (HMGP, FMA) need a FEMA exception (44 CFR 201.6(a)(3)).

What changed since your last plan (approved 2020-01-08)

New federal declarations:
3 new hazard declarations (3 incidents): DR-4642-IA (Severe Storms, Straight-Line Winds, and Tornadoes), DR-4784-IA (Severe Storms, Tornadoes, and Flooding), DR-4796-IA (Severe Storms, Flooding, Straight-Line Winds, and Tornadoes); also 2 COVID-19 declarations (not counted)
Storm Events records since approval:
90 records (data through 2026-06-30)
Repetitive loss now:
FMA RL 0, SRL 0 (44 CFR 77.2); any definition: 0
Repeat-flood change:
this release sets the baseline count.

Sources: 1, 2, 4, 6 (numbered list at the end)

Plan status for every jurisdiction listed in this county: 13 rows, in the section "Plan clock: Plan status for every jurisdiction listed in this county" on the following pages.

State plan status and tribal plans in this state: see the state page.

Plan clock

Plan status for every jurisdiction listed in this county

Source: 1

JurisdictionTypeStatusPlanApprovedExpiresDays to expirynegative = days since expiryUpdate underwayNotes
Wright CountyCountyExpired on 2025-01-08Wright County (FEMA plan 105994)2020-01-082025-01-08-630
Belmond cityCityExpired on 2025-01-08Wright County (FEMA plan 105994)2020-01-082025-01-08-630
Clarion cityCityExpired on 2025-01-08Wright County (FEMA plan 105994)2020-01-082025-01-08-630
Dows cityCityExpired on 2025-01-08Wright County (FEMA plan 105994)2020-01-082025-01-08-630
Eagle Grove cityCityExpired on 2025-01-08Wright County (FEMA plan 105994)2020-01-082025-01-08-630
Galt cityCityExpired on 2025-01-08Wright County (FEMA plan 105994)2020-01-082025-01-08-630
Goldfield cityCityExpired on 2025-01-08Wright County (FEMA plan 105994)2020-01-082025-01-08-630
Rowan cityCityExpired on 2025-01-08Wright County (FEMA plan 105994)2020-01-082025-01-08-630
Woolstock cityCityExpired on 2025-01-08Wright County (FEMA plan 105994)2020-01-082025-01-08-630
Belmond-Klemme Community School DistrictSchool/School DistrictExpired on 2025-01-08Wright County (FEMA plan 105994)2020-01-082025-01-08-630
Clarion-Goldfield-Dows Community School DistrictSchool/School DistrictExpired on 2025-01-08Wright County (FEMA plan 105994)2020-01-082025-01-08-630
Eagle Grove Community School DistrictSchool/School DistrictExpired on 2025-01-08Wright County (FEMA plan 105994)2020-01-082025-01-08-630
West Fork Community School DistrictSchool/School DistrictPlan 109453 approved 2024-02-01, pending adoption here; not yet eligibleCerro Gordo County (FEMA plan 109453), pending adoption here2024-02-01 by FEMA; not yet adopted here2029-01-31 once adoptedFEMA tracker shows a plan approvable pending adoptionNot yet eligible: adopt the approved plan.

Supports FEMA checklist item B1-a: hazard identification

Hazards NRI does not cover (local data needed)

  • dam failure (incl. upstream dams)
  • levee failure
  • flash flood as its own subtype
  • ice jams
  • debris flows
  • erosion (riverine and coastal)
  • land subsidence and sinkholes
  • expansive soils

The 18 National Risk Index hazards, ranked by expected annual loss (EAL)

Sources: 5, 6

Rank by EALHazardNRI risk ratingEAL ratingEAL buildingsmodeled dollars per yearEAL agriculturemodeled dollars per yearCost of expected deaths and injuriesFEMA's dollar value per year, not property damageEAL total (see note)modeled dollars per yearStorm Events records, 1996 to 2026-06-30countStorm Events coverage note
1DroughtRelatively HighRelatively Highn/a$4,410,150n/a$4,410,15034
2Inland FloodingRelatively LowRelatively Low$3,660,393$401,640$62,726$4,124,75965
3Cold WaveRelatively LowRelatively Moderate$2,477$751,214$850,847$1,604,53837Includes 11 Frost/Freeze records (outside NRI's Cold Wave definition; counted in this table and in B1-d, not in the B1-e descriptor).
4TornadoRelatively LowRelatively Low$1,216,505$7,239$212,043$1,435,78722
5HailRelatively LowRelatively Low$151,457$285,095$174,964$611,51674
6Strong WindRelatively LowRelatively Low$285,269$51,345$167,421$504,034154Includes 48 High Wind records (a NOAA non-thunderstorm wind type, outside NRI's Strong Wind definition).
7Winter WeatherRelatively ModerateRelatively Moderate$37,189$1,056$90,339$128,58485
8LightningVery LowVery Low$7,336n/a$75,209$82,5442
9Ice StormRelatively LowRelatively Low$35,731n/a$1,604$37,33514
10EarthquakeVery LowVery Low$16,337n/a$4,221$20,558Storm Events does not record earthquakes.
11Heat WaveVery LowVery Low$7,098$7$12,380$19,4854
12HurricaneVery LowVery Low$669$3,692under $1$4,3610No recorded events in Storm Events since 1996 (data through 2026-06-30).
13WildfireVery LowVery Low$1,994$114$152$2,2600No recorded events in Storm Events since 1996 (data through 2026-06-30).
14LandslideVery LowVery Low$12n/a$157$1690No recorded events in Storm Events since 1996 (data through 2026-06-30).

Total = buildings + agriculture + population equivalence; FEMA values each expected death (or 10 injuries) at $13.7 million (2024 dollars).

NRI risk rating combines expected annual loss with social vulnerability and community resilience; EAL rating rates expected annual loss alone. Both compare this county with all U.S. counties.

Local data needed: state and local wildfire and landslide records (Storm Events records these hazards only in part).

Not applicable to this county per NRI, with no federal declaration and no Storm Events record since 1996: avalanche, coastal flooding, tsunami and volcanic activity. That is the evidence for leaving them out of the plan.

The state hazard mitigation plan also lists hazards for this county; FEMA asks the plan to explain any hazard it leaves out.

Supports FEMA checklist item B1-b: hazard location

Affects the whole county (national data give no location within it): Cold Wave, Drought, Hail, Heat Wave, Ice Storm, Lightning, Strong Wind and Winter Weather.

Inland Flooding: The FEMA Flood Insurance Rate Map (FIRM) is the required location source for flooding. See the FEMA Flood Map Service Center (https://msc.fema.gov) for this county.

Hazards that vary within the county: highest-rated census tracts

Source: 5

HazardHighest-rated census tractsNRI risk rating, score 0 to 100
Earthquaketract 6801 (Very Low, 21.6); tract 6803 (Very Low, 18.2); tract 6805 (Very Low, 18.2)
Hurricanetract 6801 (Very Low, 39.1); tract 6804 (Very Low, 35.4); tract 6802 (Very Low, 34.1)
Landslidetract 6801 (Very Low, 79.6); tract 6802 (Very Low, 78.9); tract 6804 (Very Low, 71.1)
Tornadotract 6801 (Very High, 93.9); tract 6803 (Relatively High, 88.7); tract 6805 (Relatively High, 87.1)
Wildfiretract 6801 (Very Low, 67.5); tract 6804 (Very Low, 61.0); tract 6802 (Very Low, 56.4)

Up to 3 census tracts per hazard, highest National Risk Index rating first, then highest score; a tract number is the Census tract number (for example 6801 is Census Tract 6801). FEMA's Resilience Analysis and Planning Tool maps the National Risk Index for every tract: https://www.fema.gov/emergency-managers/practitioners/resilience-analysis-and-planning-tool

Supports FEMA checklist item B1-c: hazard extent

Extent: scale, observed range and worst recorded event per hazard

Sources: 6, 7

HazardScaleRecordscount and yearsObserved rangeWorst recorded eventMost damaging (when different)How it applies to jurisdictionsNote
Cold/Wind Chill, Extreme Cold/Wind Chillwind chill26 records, 1996 to 2025 (26 zone-level)1 day to 4 days (median 2 days); 22 with a recorded value4 consecutive days, 2024-01-13 to 2024-01-16, zone-levelCold/Wind Chill, 1999-09-21, property not reported; $294,117.65 crops (zone total, 1999 dollars)Countywide (zone-level records).Cold/Wind Chill records from May to September (a frost night, not a cold wave) are counted but not used for the longest run.
Frost/Freeze (outside NRI's Cold Wave definition)crop damage11 records, 1996 to 2019 (11 zone-level)Frost/Freeze, 2011-09-15, $2,700,000 crop damage (2011 dollars); NWS zone IAZ025Countywide (zone-level records).
DroughtU.S. Drought Monitor scale (D0 to D4)34 records, 2001 to 2024 (34 zone-level)8 days to 260 days (median 33.5 days); 10 with a recorded value260 days (about 8.5 months), 2023-08-22 to 2024-05-07, a run of 10 consecutive Storm Events drought records, zone-levelDrought, 2012-07-01, $0 property; $45,000,000 crops (zone total, 2012 dollars)Countywide (zone-level records).Storm Events enters a drought at D2 or worse east of the Rockies and D3 or worse from the Rockies west (NWS Instruction 10-1605); NRI drought counts D3 and D4 only.
EarthquakeModified Mercalli (local data)0Storm Events does not record earthquakes; the USGS earthquake catalog is the source.
Hailhail size (inches)96 records, 1965 to 20250.75 in to 4 in (median 1 in); 96 with a recorded value4 in hail, 1965-05-07Hail, 2001-06-01, $150,000 property; $10,000 crops (2001 dollars)Event records naming jurisdictions in the plan: Clarion city (16 records), Belmond city (15 records), Eagle Grove city (15 records), Goldfield city (8 records), Dows city (7 records), Rowan city (3 records), Woolstock city (3 records), Galt city (1 record).
Excessive Heat, Heatheat index (in event narratives)4 records, 2001 to 2019 (4 zone-level)1 day to 14 days (median 3.5 days); 4 with a recorded value14 consecutive days, 2011-07-15 to 2011-07-28, zone-levelCountywide (zone-level records).
Hurricane, Tropical Storm, Tropical DepressionSaffir-Simpson0Storm Events files every zone of a storm's episode under the storm's type; flooding from the storm is filed as Flood or Flash Flood records.
Ice StormSperry-Piltz ice scale (local data)14 records, 1996 to 2023 (14 zone-level)Ice Storm, 2009-12-23, $500,000 property; $0 crops (2009 dollars); NWS zone IAZ025Countywide (zone-level records).
Flash Flood, Flood, Lakeshore Flooddamage and flood days (flood depth: FIRM)65 records, 1997 to 2025 (24 zone-level)Flood, 2010-06-12, $0 property; $20,000,000 crops (2010 dollars)Event records naming jurisdictions in the plan: Clarion city (8 records), Belmond city (7 records), Eagle Grove city (6 records), Dows city (3 records), Goldfield city (3 records), Rowan city (3 records), Woolstock city (2 records), Galt city (1 record). Zone-level records (24) apply countywide.Flood depth: see the FEMA Flood Insurance Rate Map. Storm Events damage is often $0 or blank for floods, major ones included; FEMA Public Assistance by declaration (B1-d) shows which floods cost the most.
Debris Flownone (count and damage only)0
Lightningannualized frequency (the measure FEMA's Local Mitigation Planning Handbook names)2 records, 1998 to 2004Lightning, 2004-03-25, $20,000 property; crops not reported (2004 dollars)Event records naming jurisdictions in the plan: Belmond city (2 records).Storm Events lists lightning with damage or casualties.
High Wind and Strong Wind (outside NRI's Strong Wind definition)wind speed (kt and mph)48 records, 1996 to 2025 (48 zone-level)35 kt (40 mph) to 64 kt (74 mph) (median 50 kt (58 mph)); 46 with a recorded value64 kt (74 mph) measured, High Wind, 2001-04-07; NWS zone IAZ025High Wind, 1998-11-10, $300,000 property; $5,100 crops (zone total, 1998 dollars)Countywide (zone-level records).
Thunderstorm Windwind speed (kt and mph)136 records, 1956 to 202550 kt (58 mph) to 80 kt (92 mph) (median 53 kt (61 mph)); 123 with a recorded value80 kt (92 mph), measurement type not recorded, Thunderstorm Wind, 1991-06-19Thunderstorm Wind, 2021-12-15, $250,000 property; $0 crops (2021 dollars)Event records naming jurisdictions in the plan: Eagle Grove city (26 records), Clarion city (17 records), Belmond city (15 records), Dows city (15 records), Woolstock city (5 records), Goldfield city (4 records), Galt city (2 records), Rowan city (2 records).
TornadoEnhanced Fujita (Fujita before Feb 2007)38 records, 1964 to 2024F/EF0 to F/EF5 (median between F/EF0 and F/EF1); 36 with a recorded valueF5 tornado, 1966-10-14, 9.7 mi path length (whole path, pre-1996), 1,000 yd wide, $25,000,000 property; crops not recorded (1966 dollars), 6 direct deaths, 172 direct injuriesEvent records naming jurisdictions in the plan: Belmond city (5 records), Eagle Grove city (4 records), Galt city (4 records), Clarion city (3 records), Dows city (3 records), Woolstock city (3 records), Goldfield city (2 records), Rowan city (1 record).Before 1996 a tornado is listed once, under the county where it began, with its whole path's rating and length; from 1996 on, each county lists its own segment. Length is not used to rank tornadoes (see Methods).
Wildfireacres burned (local data)0
Winter Storm, Heavy Snow, Blizzard, Lake-Effect Snow, Winter Weather, Sleetnone in data (snowfall: local data)85 records, 1996 to 2026 (85 zone-level)Winter Storm, 2007-02-24, $250,000 property; $0 crops (2007 dollars); NWS zone IAZ025Countywide (zone-level records).

In event narratives only (local data needed): wind chill, temperature, heat index, ice thickness, acres burned and snow depth; any physical measure of debris flow and lightning.

Storm Events records are more complete after 1996; before 1996 only Tornado (from 1950), Hail and Thunderstorm Wind (from 1955) exist. Zone-level records from zones that no NWS zone-county file places in this county (mostly before 2020) are not counted here (the Methods page explains the zone matching).

Dollars are nominal (as reported), labeled with the year; not adjusted for inflation.

Supports FEMA checklist item B1-d: previous occurrences

Federal declarations for this county: 24 declarations covering 20 separate hazard incidents counted in this packet (declarations for the same incident count once; non-natural and evacuation-only declarations are not counted).

Federal disaster declarations for this county

Sources: 1, 2, 3

DeclaredIncident beganFEMA numberTypeTitleMapped hazardCounty Public Assistancefederal share obligated, nominal dollarsFlagsNotes
2024-06-242024-06-16DR-4796-IAMajor disasterSevere Storms, Flooding, Straight-Line Winds, and TornadoesInland Flooding; Strong Wind; Tornado$72,787.19new since last plan; within last 5 years
2024-05-242024-05-20DR-4784-IAMajor disasterSevere Storms, Tornadoes, and FloodingInland Flooding; Tornado$101,669.89new since last plan; within last 5 years
2022-02-232021-12-15DR-4642-IAMajor disasterSevere Storms, Straight-Line Winds, and TornadoesStrong Wind; Tornado$1,935,449.14new since last plan; within last 5 years
2020-03-232020-01-20DR-4483-IAMajor disasterCOVID-19 PandemicNon-natural, not countednone placed in this county by FEMA's record; $326,644.22 for this declaration is not placed in any county (see the state page)new since last plan
2020-03-132020-01-20EM-3480-IAEmergencyCOVID-19Non-natural, not countedno Public Assistance recordednew since last plansame incident as DR-4483
2019-03-232019-03-12DR-4421-IAMajor disasterSevere Storms and FloodingInland Flooding$449,597.31in the 12 months before plan approval
2018-08-202018-06-06DR-4386-IAMajor disasterSevere Storms, Tornadoes, Straight-Line Winds, and FloodingInland Flooding; Strong Wind; Tornado$208,760.94
2016-10-312016-09-21DR-4289-IAMajor disasterSevere Storms and FloodingInland Flooding$129,714.09
2015-07-312015-06-20DR-4234-IAMajor disasterSevere Storms, Tornadoes, Straight-Line Winds, and FloodingInland Flooding; Strong Wind; Tornado$62,353.38
2014-07-242014-06-14DR-4184-IAMajor disasterSevere Storms, Tornadoes, Straight-Line Winds, and FloodingInland Flooding (primary); also designated: Strong Wind, Tornado$177,029.98
2013-07-022013-05-19DR-4126-IAMajor disasterSevere Storms, Tornadoes, and FloodingInland Flooding; Tornado$129,553.34
2010-07-292010-06-01DR-1930-IAMajor disasterSevere Storms, Flooding, and TornadoesInland Flooding; Tornado$939,774.97
2008-05-272008-05-25DR-1763-IAMajor disasterSevere Storms, Tornadoes, and FloodingInland Flooding; Tornado$901,667.25
2007-03-302007-02-28EM-3275-IAEmergencySnowWinter Weather$57,545.27same incident as DR-1688
2007-03-142007-02-23DR-1688-IAMajor disasterSevere Winter StormsWinter Weather$132,336.11
2005-09-102005-08-29EM-3239-IAEmergencyHurricane Katrina EvacuationHurricane: evacuation support, not a local hazard event; not countedno Public Assistance recorded
2004-05-252004-05-19DR-1518-IAMajor disasterSevere Storms, Tornadoes, and FloodingInland Flooding; Tornado$56,963.15
1998-07-021998-06-13DR-1230-IAMajor disasterSevere Storms, Tornadoes and FloodingInland Flooding (primary); also designated: TornadoPA not declared for this county
1993-07-091993-04-13DR-996-IAMajor disasterSevere Storms & FloodingInland Floodingno Public Assistance recorded
1991-12-261991-10-31DR-928-IAMajor disasterIce StormIce Stormno Public Assistance recorded
1979-07-011979-07-01DR-590-IAMajor disasterHigh Winds & TornadoesTornadono Public Assistance recorded
1969-08-141969-08-14DR-269-IAMajor disasterHeavy Rains & FloodingInland Floodingno Public Assistance recorded
1968-08-041968-08-04DR-248-IAMajor disasterHeavy Rains & FloodingInland Floodingno Public Assistance recorded
1965-04-221965-04-22DR-193-IAMajor disasterFloodingInland Floodingno Public Assistance recorded

School districts and special districts in this county: $6,548.09 (included in the county total above). Public Assistance matched by applicant name to the school districts and special districts FEMA lists as plan participants in this county. They have no row of their own in the jurisdiction table, so their total is listed here. These dollars are already included in the county PA column of the declarations table (the FEMA record places each applicant in this county), so this line is not added to it.

County Public Assistance: applicants the FEMA record places in this county, including any state agencies FEMA files there; statewide rows are listed on the state page; federal share obligated, nominal dollars.

Statewide declarations

Source: 2

DeclaredIncident beganFEMA numberTypeTitleMapped hazard
1962-09-051962-09-05DR-133-IAMajor disasterFloodsInland Flooding
1961-03-311961-03-31DR-111-IAMajor disasterFloodsInland Flooding
1958-07-051958-07-05DR-86-IAMajor disasterFloodsInland Flooding
1954-06-231954-06-23DR-17-IAMajor disasterFloodInland Flooding
1953-06-111953-06-11DR-8-IAMajor disasterFloodInland Flooding

FEMA recorded these with designated area Statewide and no county, so they are listed on every county page in the state and not counted with county rows. Local data needed: whether each one affected this county.

Public Assistance not placed in any Iowa county: 11 rows, $7,881,708.52; listed on the Iowa state page.

Source: 3

Previous occurrences by hazard, with explicit no-event rows

Sources: 2, 6, 7

HazardStorm Events records, all years on file(years in the Period column)Since plan approvalrecordsIn the 12 months before plan approvalrecordsLast 5 yearsrecordsDeclared incidents, all yearsseparate disastersDeclared since approvalseparate disastersPeriodStatement
Cold Wave37855001996 to 2026-06-30Includes 11 Frost/Freeze records.
Drought3427019001996 to 2026-06-30
Earthquake000000Storm Events does not record earthquakes; the USGS earthquake catalog is the source.
Hail96707001955 to 2026-06-30
Heat Wave4010001996 to 2026-06-30
Hurricane0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Ice Storm14101101996 to 2026-06-30
Inland Flooding655151621996 to 2026-06-30
Landslide0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Lightning2000001996 to 2026-06-30
Strong Wind18421318521955 to 2026-06-30Includes 48 High Wind records.
Tornado386041231950 to 2026-06-30
Wildfire0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Winter Weather8515410101996 to 2026-06-30

Notable Storm Events records

Sources: 1, 6, 7

DateEvent typeMagnitude or extentDamagenominal dollarsDeaths, injuriesdirect onlyLocationFlagsWhy listed
2024-01-13Extreme Cold/Wind Chill$0 property; $0 crops (zone total, 2024 dollars)0, 0NWS zone IAZ025 (WRIGHT), zone-levelnew since last plan; within last 5 yearsB1-c worst recorded: Cold/Wind Chill, Extreme Cold/Wind Chill
2023-08-22Drought$0 property; $0 crops (zone total, 2023 dollars)0, 0NWS zone IAZ025 (WRIGHT), zone-levelnew since last plan; within last 5 yearsB1-c worst recorded: Drought
2012-12-20Blizzard$100,000 property; $0 crops (zone total, 2012 dollars)2, 7NWS zone IAZ025 (WRIGHT), zone-leveldeaths or injuries recorded
2011-09-15Frost/Freeze$0 property; $2,700,000 crops (zone total, 2011 dollars)0, 0NWS zone IAZ025 (WRIGHT), zone-levelB1-c worst recorded: Frost/Freeze
2010-06-12Flood$0 property; $20,000,000 crops (2010 dollars)0, 0FLORENCE to NUELB1-c worst recorded: Flash Flood, Flood, Lakeshore Flood
2008-06-08Flash Flood$25,000 property; $0 crops (2008 dollars)1, 0EAGLE GROVE ARPT to HOLMESdeaths or injuries recorded
2007-02-24Winter Storm$250,000 property; $0 crops (zone total, 2007 dollars)0, 0NWS zone IAZ025 (WRIGHT), zone-levelB1-c worst recorded: Winter Storm, Heavy Snow, Blizzard, Lake-Effect Snow, Winter Weather, Sleet
2004-03-25Lightning$20,000 property; crops not reported (2004 dollars)0, 0BELMONDB1-c worst recorded: Lightning
2001-04-07High Wind64 kt (74 mph) measured$75,000 property; crops not reported (zone total, 2001 dollars)0, 0NWS zone IAZ025 (WRIGHT), zone-levelB1-c worst recorded: High Wind and Strong Wind
1991-06-19Thunderstorm Wind80 kt (92 mph), measurement type not recordeddamage not recorded (pre-1996 record)0, 0location not recordedB1-c worst recorded: Thunderstorm Wind
1966-10-14TornadoF5, 9.7 mi path length (whole path, pre-1996), 1,000 yd wide$25,000,000 property; crops not recorded (1966 dollars)6, 172location not recordeddeaths or injuries recorded
1965-05-07Hail4 indamage not recorded (pre-1996 record)0, 0location not recordedB1-c worst recorded: Hail

The full list is in the Excel file, sheet "B1-d Storm Events history" (559 rows).

Location is the place NOAA recorded, as written in its data; it need not be a jurisdiction in this plan.

Local data needed: state-declared emergencies, from your state emergency management agency (federal data do not include them).

Tribal and special-area declarations in this state are listed on the state page.

Supports FEMA checklist item B1-e: probability of future events

Probability: FEMA annualized frequency and descriptor per hazard

Sources: 5, 6

HazardFEMA annualized frequency (modeled)unit per rowUnitIn plain termsDescriptorDescriptor basisNRI events or days in its record period (hail, wind and tornado are area-weighted, so can be fractional)NRI periodLocationNote
Cold Wave10.5event-days per yearabout 10.5 days per yearLikelyStorm Events event-days in 15 of 30 years, 1996 to 2025 (50%)1992005-11-12 to 2024-11-12 (19 years)countywide
Drought20.6event-days per yearabout 20.6 days per yearLikelyStorm Events event-days in 9 of 30 years, 1996 to 2025 (30%)5462000 to 2025 (25.25 years; D3 and D4 only)countywide
Earthquake0.000515annual probability at a locationchance a given location in the county has at least minor-damage shaking in a year: 0.0515%not shownmodeledsee B1-fNo descriptor (Storm Events does not record earthquakes).
Hail5.11events per yearabout 5.11 per yearHighly likelyFEMA annualized frequency (modeled)194.2 (modeled)1986 to 2023 (38 years)countywide
Heat Wave3.95event-days per yearabout 3.95 days per yearLikelyStorm Events event-days in 4 of 30 years, 1996 to 2025 (13.3%)672005-11-12 to 2024-11-12 (19 years)countywide
Hurricane0.01events per yearabout 1 in 100 yearsPossibleFEMA annualized frequency (modeled)01851 to 2024 (Atlantic)see B1-fNRI counts hurricane and tropical storm tracks passing within storm-force wind range; federal declarations are in B1-d.
Ice Storm0.67event-days per yearabout 0.67 days per yearLikelyStorm Events event-days in 13 of 30 years, 1996 to 2025 (43.3%)461946-12-31 to 2014-02-12 (67 years)countywide
Inland Flooding1.86event-days per yearabout 1.86 days per yearLikelyStorm Events event-days in 18 of 30 years, 1996 to 2025 (60%)521996 to 2023 (28 years)see B1-f
Landslide0.0656events per year (modeled)about 1 in 15 yearsPossibleFEMA annualized frequency (modeled)not shownmodeledsee B1-f
Lightning41.7days per year with a strikeabout 41.7 days per yearHighly likelyFEMA annualized frequency (modeled)not shown1995 to 2023 (29 years; CONUS)countywide
Strong Wind4.64events per yearabout 4.64 per yearHighly likelyFEMA annualized frequency (modeled)1771986 to 2023 (38 years)countywide
Tornado0.555events per yearabout 0.55 per yearLikelyFEMA annualized frequency (modeled)not shown1950 to 2023 (EF2+); 1986 to 2023 (EF0-1)see B1-f
Wildfire0.000068annual probability at a locationchance a given location in the county burns in a year: 0.0068%Storm Events records in 0 of 30 years, 1996 to 2025 (0%)not shownmodeledsee B1-fNo descriptor: no Storm Events record 1996 to 2025
Winter Weather17.7event-days per yearabout 17.7 days per yearHighly likelyStorm Events event-days in 29 of 30 years, 1996 to 2025 (96.7%)3362005-11-12 to 2024-11-12 (19 years)countywide

FEMA annualized frequency (modeled) is the National Risk Index v1.20 (December 2025) estimate of how often a hazard affects this county in a year; it is not recorded events divided by years, and its unit differs by hazard (events, event-days, or days with a lightning strike per year). For earthquake, wildfire, coastal flooding and tsunami the value is the chance (or number of events) at a location in the county, not across the county, so no "1 in N years" is given and the descriptor comes from Storm Events where it has a record (none for earthquake). The Methods page gives each hazard's method, from FEMA's National Risk Index Technical Documentation v1.20.

Where NRI gives event-days, the descriptor comes from the share of years with a Storm Events record; NRI's source records more events, so the two differ.

Descriptor scale used in this packet (defined per unit)

Sources: 5, 6

UnitDescriptorDefinition
events per yearHighly likely1 or more per year
events per yearLikelyabout once in 1 to 10 years
events per yearPossibleabout once in 10 to 100 years
events per yearUnlikelyless than once in 100 years
annual probabilityLikely10% to under 100% chance in a given year
annual probabilityPossible1% to under 10% chance in a given year
annual probabilityUnlikelyunder 1% chance in a given year
event-days (share of years)Highly likelyevent-days recorded in 90% or more of years
event-days (share of years)Likelyevent-days recorded in 10% to under 90% of years
event-days (share of years)Possibleevent-days recorded in some years but under 10% of years
lightning strike-daysHighly likelycloud-to-ground strikes on 1 or more days per year

Intensity bands: historical frequency (Storm Events)

Source: 6

HazardBandYearsEventscounty-coded recordsYears in periodEvents per yearevents / years
Hail1.00-1.99 in1996 to 202547301.57
Hail2.00 in+1996 to 20255300.167
Thunderstorm Wind (counted as NRI Strong Wind)50-64 kt1996 to 202598303.27
Thunderstorm Wind (counted as NRI Strong Wind)65 kt+1996 to 20258300.267
Thunderstorm Wind (counted as NRI Strong Wind)unmeasured or below 50 kt1996 to 20250300
TornadoEF0-11996 to 202519300.633
TornadoEF2-31996 to 20252300.0667
TornadoEF4-51996 to 20250300
Tornadounrated (EFU)1996 to 20251300.0333

The bands show how often events of each severity were recorded in this county, to profile how severe events have been (FEMA's probability item asks for the range of intensities).

Hail smaller than 1 inch is not counted: on 2010-01-05 the National Weather Service raised its severe-hail threshold from 3/4 inch to 1 inch, so smaller reports became less common after 2009 (NWS Service Change Notice 09-52). NRI hail frequency uses a 0.75 inch threshold.

Optional: future conditions. Not a required item in the 2025 FEMA Local Mitigation Planning Policy Guide; some states ask for it. The federal Climate Mapping for Resilience and Adaptation (CMRA) site gives county exposure to future climate conditions (https://resilience.climate.gov/).

Supports FEMA checklist item B1-f: hazards that vary across jurisdictions

Range of census tract risk within the county

Source: 5

HazardTractsrated of allNRI risk score, 0 to 100Tracts by rating
MinMedianMax
Cold Wave5 of 588.289.296.6Very High 1, Relatively High 4
Drought5 of 593.699.399.7Relatively High 4, Relatively Moderate 1
Earthquake5 of 511.018.221.6Very Low 5
Hail5 of 590.692.196.5Relatively High 5
Heat Wave5 of 53.15.57.6Very Low 5
Hurricane5 of 523.534.139.1Very Low 5
Ice Storm5 of 549.364.972.2Relatively Moderate 1, Relatively Low 4
Inland Flooding5 of 548.763.087.4Relatively High 2, Relatively Moderate 3
Landslide5 of 535.771.179.6Very Low 5
Lightning5 of 537.865.777.8Relatively Moderate 3, Relatively Low 2
Strong Wind5 of 585.492.994.9Relatively High 5
Tornado5 of 571.487.193.9Very High 1, Relatively High 3, Relatively Moderate 1
Wildfire5 of 547.056.467.5Very Low 5
Winter Weather5 of 586.496.097.5Very High 3, Relatively High 2

Drought: Agriculture is all of NRI's expected annual loss for this hazard in the county, so the tract range mostly reflects where crop and livestock value is.

Rated tracts only: No Rating (score 0.0), Not Applicable and Insufficient Data tracts are counted but not used for the minimum, median and maximum.

The score ranks a tract against all U.S. tracts (100 = highest). The rating is FEMA's category for the tract's risk value, computed differently, so the two can disagree.

Frequency data for cold wave, drought, hail, heat wave, ice storm, lightning, strong wind and winter weather are county-wide or coarse (49 km grid or NWS zone), the same for every jurisdiction; the tract range mostly reflects where buildings and people are (crop and livestock value where a line above names agriculture).

Each jurisdiction (starting figures from federal data)

Sources: 1, 3, 4, 6

JurisdictionTypePlan statusRepetitive lossFMA RL and SRL (44 CFR 77.2); repeat-flood, any definitionPublic Assistance to this jurisdictionFEMA records matched by applicant name; federal share obligated, nominal dollarsEvent records naming this placeall years; since its plan
Wright CountyCountyExpired on 2025-01-08FMA RL 0, SRL 0; any 0$79,178.900 total; 0 since its plan
Belmond cityCityExpired on 2025-01-08FMA RL 0, SRL 0; any 0$119,516.8544 total; 6 since its plan
Clarion cityCityExpired on 2025-01-08FMA RL 0, SRL 0; any 0$125,681.8744 total; 5 since its plan
Dows cityCityExpired on 2025-01-08FMA RL 0, SRL 0; any 0$12,260.0428 total; 4 since its plan
Eagle Grove cityCityExpired on 2025-01-08FMA RL 0, SRL 0; any 0$145,004.5951 total; 6 since its plan
Galt cityCityExpired on 2025-01-08FMA RL 0, SRL 0; any 0$08 total; 1 since its plan
Goldfield cityCityExpired on 2025-01-08FMA RL 0, SRL 0; any 0$54,423.9817 total; 1 since its plan
Rowan cityCityExpired on 2025-01-08FMA RL 0, SRL 0; any 0$7,306.549 total; 1 since its plan
Woolstock cityCityExpired on 2025-01-08FMA RL 0, SRL 0; any 0no Public Assistance recorded13 total; 3 since its plan

Repetitive-loss counts are for whole NFIP communities, which can extend beyond this county (see the note in B2-c).

School districts and special districts get a plan clock row only.

County Public Assistance in B1-d also includes applicants filed under the county that are not jurisdictions in this plan (for example state agencies, special districts and nonprofits), so the jurisdiction rows add up to less.

Supports FEMA checklist items B2-a and B2-b: vulnerability and potential impacts

Local data needed

The table below gives county-level starting figures; the plan describes impacts for each jurisdiction and its own assets.

  • Critical facilities and lifelines per hazard
  • A problem statement per jurisdiction per hazard
  • Changes in development in hazard-prone areas since the last approval, or a statement of none (E1-a)
  • Future assets

County-level starter: exposure, expected annual loss and damage since the plan

Sources: 1, 2, 3, 5, 6, 7

HazardBuilding exposuremodeled dollarsAgriculture exposuremodeled dollarsPopulation exposedpeopleEAL buildingsmodeled dollars per yearEAL agriculturemodeled dollars per yearCost of expected deaths and injuriesFEMA's dollar value per year, not property damageEAL as % of exposurebuildings; agriculture where notedStorm Events damage since 2020-01-08county-coded records, property plus crops, nominal dollarsZone-level damage since planproperty plus crops, reported for the zonePublic Assistance since plannominal dollars; see noteNote
Cold Wave$4,369,294,178$620,518,87612,937$2,477$751,214$850,847under 0.0001%$0
Droughtn/a$178,582,204n/an/a$4,410,150n/a2.47% (agriculture)$0NRI has no building exposure for this hazard; agriculture shown
Earthquake$7,866,941,928n/a12,943$16,337n/a$4,2210.000208%
Hail$4,369,294,178$620,518,87612,937$151,457$285,095$174,9640.00347%$0
Heat Wave$4,369,294,178$620,518,87612,937$7,098$7$12,3800.000162%
Hurricane$4,369,294,178$620,518,87612,937$669$3,692under $1under 0.0001%
Ice Storm$4,369,294,178n/a12,937$35,731n/a$1,6040.000818%
Inland Flooding$4,368,333,068$74,756,086279$3,660,393$401,640$62,726n/a (see note)$0$174,457.08NRI counts the full building value of any census block with some flood loss; this is not the value of buildings in the floodplain. Use local FIRM overlays for B2-a/B2-b.
Landslide$11,414,663n/a23$12n/a$1570.000103%
Lightning$4,369,294,178n/a12,937$7,336n/a$75,2090.000168%
Strong Wind$4,369,294,178$620,518,87612,937$285,269$51,345$167,4210.00653%$303,000$0$2,008,236.33
Tornado$4,369,294,178$620,518,87612,937$1,216,505$7,239$212,0430.0278%$246,000$2,109,906.22
Wildfire$1,143,562,439$137,259,9063,193$1,994$114$1520.000174%
Winter Weather$4,369,294,178$620,518,87612,937$37,189$1,056$90,3390.000851%$0

Totals since 2020-01-08 (Storm Events through 2026-06-30): 33 county-coded records, 32 with a damage value recorded (including $0), $549,000; 57 zone-level records, 56 with a damage value recorded (including $0), $0 reported for the zone; Public Assistance: $2,109,906.22 on 3 counted declarations.

FEMA does not split Public Assistance by hazard. A declaration mapped to several hazards is listed under each of them with its full amount, so the per-hazard column does not add up to the total; the unit total counts each declaration once.

NRI computes earthquake exposure on its own basis, so it exceeds the county building value in B2-a.

Supports FEMA checklist item B2-a: vulnerability (county context)

County context

Source: 5

MeasureValue
Population12,937
Building value (total, not at risk)$4,369,294,178
Agriculture value (total, not at risk)$620,518,876
NRI risk rating (all hazards)Very Low
Expected annual loss, buildings and agriculture, all hazards$11,334,020
Expected annual loss, population equivalence, all hazards (NRI values each statistical life at $13.7M; a modeled value of expected deaths and injuries, not property damage)$1,652,062
Social vulnerability ratingRelatively Low
Community resilience ratingRelatively High
NRI versionDecember 2025

FEMA's all-hazard expected annual loss adds buildings, agriculture and population equivalence; this table gives the property part and the population-equivalence part as separate rows.

Social vulnerability: higher means people are more likely to be harmed and slower to recover. Community resilience: lower means the community is less able to recover. High social vulnerability and low resilience both raise the NRI risk rating.

Supports FEMA checklist item B2-c: repetitive loss properties

Repetitive loss in this county, both definitions

Sources: 1, 4

DefinitionPropertiesSevere repetitive lossProperties
Repetitive loss, FMA definition (44 CFR 77.2)0Severe repetitive loss, FMA definition (44 CFR 77.2)0
Repetitive loss, NFIP insurance definition0Severe repetitive loss, NFIP insurance definition0

The state NFIP coordinator's list, the source FEMA's Handbook names, often uses the NFIP insurance definition (second row).

Repeat-flood properties: county and state-level rows

Sources: 1, 4

ScopeRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
County total0000000
Statewide, no county in FEMA's file0010100

The statewide row counts properties FEMA's file gives with no county in this state; they are listed for reference and are not in this county's counts.

Repeat-flood properties by jurisdiction in the plan (NFIP community)

Sources: 1, 4

JurisdictionNFIP community IDRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
Wright County1909170000000
Belmond city1903030000000
Clarion city1909270000000
Dows city1903050000000
Eagle Grove city1909280000000
Galt city1909800000000
Goldfield city1905840000000
Rowan city1907970000000
Woolstock city1908270000000

Counts by occupancy group for each jurisdiction are in the Excel file, sheet "B2-c Jurisdictions".

Jurisdiction rows are whole NFIP communities and need not add up to the county total: a community that extends into another county is counted in full on each jurisdiction row, while the county table counts only its part in this county.

County repeat-flood properties by occupancy group: 0 in every occupancy group.

Sources: 1, 4

FMA RL and FMA SRL are the Flood Mitigation Assistance definitions (44 CFR 77.2), the ones the FEMA Local Mitigation Planning Policy Guide cites. NFIP repetitive loss (the FEMA insurance definition) is 2 or more claims over $1,000 in 10 years, and a property can leave that group once it is mitigated. Also shown: NFIP severe repetitive loss, any category, mitigated and currently insured. The Methods page gives the OpenFEMA field details.

Counts are aggregates of FEMA's public NFIP Multiple Loss Properties file (FEMA's data date 2026-08-02; file version 2026-08-04). No property is identified. County assignment is FEMA's geocode.

In this county 0 properties are FMA repetitive loss but not NFIP repetitive loss, and 0 properties are NFIP repetitive loss but not FMA repetitive loss.

Exact counts; no count suppression.

Sources

Tables cite these sources by number. The full list, for the plan's bibliography (FEMA review item A4-a):

  1. FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-29T134039Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)
  2. FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-29T162832Z, pulled 2026-09-30, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)
  3. FEMA, OpenFEMA PublicAssistanceFundedProjectsSummaries v1, version 2026-09-29T150754Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/PublicAssistanceFundedProjectsSummaries (API)
  4. FEMA, OpenFEMA NfipMultipleLossProperties v1, version 2026-08-04T164045Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/NfipMultipleLossProperties (API)
  5. FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-30, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)
  6. NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-30, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/
  7. NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-30, https://www.weather.gov/gis/ZoneCounty
  8. U.S. Census Bureau, Census 2024 Gazetteer, 2020 place by county, CT county-to-cousub crosswalk, version 2024-gazetteer, pulled 2026-09-30, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_counties_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_cousubs_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_place_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_unsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_elsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_scsd_national.zip, https://www2.census.gov/geo/docs/reference/codes2020/national_place_by_county2020.txt, https://www2.census.gov/geo/docs/reference/ct_change/ct_cou_to_cousub_crosswalk.xlsx (used to match place names and codes; no table prints its values)

What this packet is and what the plan adds

This packet is the federal data for the plan's risk assessment (the summary on page 1 says how it is organized); the plan and FEMA's review decide whether each item is met.

The plan adds what only the community has: local data on assets, critical facilities, development and each jurisdiction's impacts; local hazard history, including state-declared emergencies; the mitigation strategy; and adoption.

How the federal data are built: National Risk Index values are FEMA's model, not counts of events. Storm Events is more complete from 1996; zone-level records are placed by forecast zone, not by location in the county. Public Assistance for a jurisdiction is matched by applicant name. The Methods page gives every rule and the known edge cases.

OpenFEMA disclaimer

This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Reuse, citation and corrections

Reuse and citation: Hazard Plain text and tables are licensed under Creative Commons Attribution 4.0 International (CC BY 4.0, https://creativecommons.org/licenses/by/4.0/); credit Hazard Plain and the release. The underlying federal data are public domain; OpenFEMA data are also subject to the OpenFEMA terms and conditions.

Cite this: Hazard Plain (2026). Wright County, IA: risk-assessment baseline packet, release 2026-10 (data as of 2026-09-30; County FIPS 19197). Automated baseline. https://hazardplain.org/ia/19197/ Built from FEMA OpenFEMA, the FEMA National Risk Index and NOAA NCEI Storm Events; source versions in the packet's Sources list.

Corrections: to report an error, name the packet, the table and what your records show. Contact: [email protected]