Hazard Plain Automated baseline

Monroe County, GA

Risk-assessment baseline packet

County FIPS:
13207
Release:
2026-10
Data as of:
2026-09-30
Storm Events data through:
2026-06-30

Hazard Plain is an independent product built from public federal data. It is not a FEMA document and is not reviewed or endorsed by FEMA, GEMA/HS or any other state agency.

Hazard Plain release 2026-10, as of 2026-09-30.

Summary

Plan status as of 2026-09-30: Approved, expires 2027-05-30. Plan: Monroe County (FEMA plan 108055), approved 2022-05-31.

Since the plan was approved on 2022-05-31: 3 new hazard declarations (2 incidents): EM-3616-GA (Hurricane Helene), DR-4830-GA (Hurricane Helene), EM-3642-GA (Severe Winter Storm).

NOAA Storm Events records since that date: 43 records (data through 2026-06-30).

Highest expected annual loss (FEMA National Risk Index, modeled total; see B1-a): Inland Flooding ($3,642,666 a year), Tornado ($924,159) and Heat Wave ($500,654).

Repetitive-loss flood properties now: FMA RL 0, SRL 2 (44 CFR 77.2); any definition: 6.

The tables that follow are organized by the items of FEMA's Local Mitigation Plan Review Tool, Element B (B1-a to B2-c); each heading says which item its tables support.

Plan clock

Status:
Approved, expires 2027-05-30
Plan:
Monroe County (FEMA plan 108055)
Approved:
2022-05-31
Days to expiry:
242
Update underway:
none recorded in FEMA's plan tracker

What changed since your last plan (approved 2022-05-31)

New federal declarations:
3 new hazard declarations (2 incidents): EM-3616-GA (Hurricane Helene), DR-4830-GA (Hurricane Helene), EM-3642-GA (Severe Winter Storm)
Storm Events records since approval:
43 records (data through 2026-06-30)
Repetitive loss now:
FMA RL 0, SRL 2 (44 CFR 77.2); any definition: 6
Repeat-flood change:
this release sets the baseline count.

Sources: 1, 2, 4, 6 (numbered list at the end)

Plan status for every jurisdiction listed in this county

Source: 1

JurisdictionTypeStatusPlanApprovedExpiresDays to expirynegative = days since expiry
Monroe County (unincorporated area)UnincorporatedApproved, expires 2027-05-30Monroe County (FEMA plan 108055)2022-05-312027-05-30242
Culloden cityCityApproved, expires 2027-05-30Monroe County (FEMA plan 108055)2022-05-312027-05-30242
Forsyth cityCityApproved, expires 2027-05-30Monroe County (FEMA plan 108055)2022-05-312027-05-30242

State plan status and tribal plans in this state: see the state page.

Supports FEMA checklist item B1-a: hazard identification GEMA template A: Hazard identification

Hazards NRI does not cover (local data needed)

  • dam failure (incl. upstream dams)
  • levee failure
  • flash flood as its own subtype
  • ice jams
  • debris flows
  • erosion (riverine and coastal)
  • land subsidence and sinkholes
  • expansive soils

The 18 National Risk Index hazards, ranked by expected annual loss (EAL)

Sources: 5, 6

Rank by EALHazardNRI risk ratingEAL ratingEAL buildingsmodeled dollars per yearEAL agriculturemodeled dollars per yearCost of expected deaths and injuriesFEMA's dollar value per year, not property damageEAL total (see note)modeled dollars per yearStorm Events records, 1996 to 2026-06-30countStorm Events coverage note
1Inland FloodingVery LowVery Low$3,570,055$456$72,155$3,642,66613
2TornadoRelatively LowRelatively Low$495,247$2,054$426,858$924,15913
3Heat WaveRelatively LowRelatively Low$23$215$500,416$500,65411
4Strong WindRelatively LowRelatively Low$117,132$63,922$254,007$435,061109Includes 2 High Wind and 2 Strong Wind records (NOAA non-thunderstorm wind types, outside NRI's Strong Wind definition).
5HurricaneRelatively LowRelatively Low$225,868$80,440$12,832$319,14017
6EarthquakeVery LowVery Low$198,688n/a$63,199$261,887Storm Events does not record earthquakes.
7HailRelatively LowRelatively Low$137,057$22,647$72,589$232,29236
8LightningRelatively LowRelatively Low$39,837n/a$133,980$173,8189
9DroughtRelatively LowRelatively Lown/a$154,917n/a$154,91735
10Cold WaveVery LowVery Low$1,197$18,297$97,352$116,84714Includes 1 Frost/Freeze record (outside NRI's Cold Wave definition; counted in this table and in B1-d, not in the B1-e descriptor).
11WildfireVery LowVery Low$47,183$107$8,478$55,7670No recorded events in Storm Events since 1996 (data through 2026-06-30).
12Ice StormRelatively LowRelatively Low$20,123n/a$8,066$28,1892
13Winter WeatherVery LowVery Low$3,065$56$185$3,30612
14LandslideVery LowVery Low$316n/a$255$5710No recorded events in Storm Events since 1996 (data through 2026-06-30).

Total = buildings + agriculture + population equivalence; FEMA values each expected death (or 10 injuries) at $13.7 million (2024 dollars).

NRI risk rating combines expected annual loss with social vulnerability and community resilience; EAL rating rates expected annual loss alone. Both compare this county with all U.S. counties.

Local data needed: state and local wildfire and landslide records (Storm Events records these hazards only in part).

Not applicable to this county per NRI, with no federal declaration and no Storm Events record since 1996: avalanche, coastal flooding, tsunami and volcanic activity. That is the evidence for leaving them out of the plan.

The state hazard mitigation plan also lists hazards for this county; FEMA asks the plan to explain any hazard it leaves out.

Supports FEMA checklist item B1-b: hazard location GEMA template B: Hazard profile (events and probability)

Affects the whole county (national data give no location within it): Cold Wave, Drought, Hail, Heat Wave, Ice Storm, Lightning, Strong Wind and Winter Weather.

Inland Flooding: The FEMA Flood Insurance Rate Map (FIRM) is the required location source for flooding. See the FEMA Flood Map Service Center (https://msc.fema.gov) for this county.

Hazards that vary within the county: highest-rated census tracts

Source: 5

HazardHighest-rated census tractsNRI risk rating, score 0 to 100
Earthquaketract 502 (Relatively Low, 75.1); tract 501.02 (Relatively Low, 62.4); tract 501.01 (Relatively Low, 55.7)
Hurricanetract 503.01 (Relatively Low, 76.8); tract 502 (Relatively Low, 73.5); tract 501.02 (Relatively Low, 72.9)
Landslidetract 503.01 (Relatively Low, 84.6); tract 503.02 (Relatively Low, 83.7); tract 501.01 (Relatively Low, 82.2)
Tornadotract 502 (Relatively High, 78.9); tract 501.01 (Relatively High, 76.2); tract 501.02 (Relatively High, 75.6)
Wildfiretract 503.02 (Relatively Low, 87.4); tract 503.01 (Relatively Low, 86.3); tract 501.02 (Relatively Low, 84.7)

Up to 3 census tracts per hazard, highest National Risk Index rating first, then highest score; a tract number is the Census tract number (for example 502 is Census Tract 502). FEMA's Resilience Analysis and Planning Tool maps the National Risk Index for every tract: https://www.fema.gov/emergency-managers/practitioners/resilience-analysis-and-planning-tool

Supports FEMA checklist item B1-c: hazard extent GEMA template B: Hazard profile (events and probability)

Extent: scale, observed range and worst recorded event per hazard

Sources: 6, 7

HazardScaleRecordscount and yearsObserved rangeWorst recorded eventMost damaging (when different)How it applies to jurisdictionsNote
Cold/Wind Chill, Extreme Cold/Wind Chillwind chill13 records, 1996 to 2003 (13 zone-level)1 day to 31 days (median 4 days); 10 with a recorded valueDecember 2000 (1 monthly summary record), zone-levelCountywide (zone-level records).Wind chill: in event narratives only (local data needed). Cold/Wind Chill records from May to September (a frost night, not a cold wave) are counted but not used for the longest run.
Frost/Freeze (outside NRI's Cold Wave definition)crop damage1 record, 2007 (1 zone-level)No crop damage reported in 1 record.Countywide (zone-level records).Temperature: in event narratives only (local data needed).
DroughtU.S. Drought Monitor scale (D0 to D4)35 records, 1997 to 2026 (35 zone-level)22 days to 215 days (median 31 days); 17 with a recorded value215 days (7 months), 2016-07-01 to 2017-01-31, a run of 7 consecutive Storm Events drought records, zone-levelDrought, 2000-06-01, property not reported; $3,000,000 crops, reported for the zone (2000 dollars)Countywide (zone-level records).Storm Events enters a drought at D2 or worse east of the Rockies and D3 or worse from the Rockies west (NWS Instruction 10-1605); NRI drought counts D3 and D4 only.
EarthquakeModified Mercalli (local data)0Storm Events does not record earthquakes; the USGS earthquake catalog is the source.
Hailhail size (inches)47 records, 1969 to 20220.75 in to 2.75 in (median 1 in); 47 with a recorded value2.75 in hail, 1979-10-04Hail, 2006-01-02, $300,000 property; crops not reported (2006 dollars)Event records naming jurisdictions in the plan: Forsyth city (15 records), Culloden city (2 records).
Excessive Heat, Heatheat index (in event narratives)11 records, 1999 to 2012 (11 zone-level)3 days to 33 days (median 10 days); 5 with a recorded value1999-07-20 to 1999-08-21 (2 records, 1 of them a monthly summary record), zone-levelCountywide (zone-level records).Heat index: in event narratives only (local data needed). Heat records from November to March (unseasonable warmth, not a heat wave) are counted but not used for the longest run.
Hurricane, Tropical Storm, Tropical DepressionSaffir-Simpson17 records, 2002 to 2020 (17 zone-level)Strongest recorded: Tropical Storm record, 2017-09-11, $75,000 property; crops not reported (2017 dollars); NWS zone GAZ071Countywide (zone-level records).Storm Events files every zone of a storm's episode under the storm's type; flooding from the storm is filed as Flood or Flash Flood records.
Ice StormSperry-Piltz ice scale (local data)2 records, 2000 to 2014 (2 zone-level)Ice Storm, 2000-01-28, $32,790 property; crops not reported (2000 dollars); NWS zone GAZ071Countywide (zone-level records).Ice thickness: in event narratives only (local data needed).
Flash Flood, Flood, Lakeshore Flooddamage and flood days (flood depth: FIRM)13 records, 1996 to 2023 (3 zone-level)Flood, 2009-03-28, $500,000 property; $0 crops (2009 dollars)Event records naming jurisdictions in the plan: Culloden city (1 record), Forsyth city (1 record). Zone-level records (3) apply countywide.Flood depth: see the FEMA Flood Insurance Rate Map. Storm Events damage is often $0 or blank for floods, major ones included; FEMA Public Assistance by declaration (B1-d) shows which floods cost the most.
Debris Flownone (count and damage only)0Physical measure: in event narratives only (local data needed).
Lightningannualized frequency (the measure FEMA's Local Mitigation Planning Handbook names)9 records, 2005 to 2012Lightning, 2007-08-24, $250,000 property; $0 crops (2007 dollars)Event records naming jurisdictions in the plan: Forsyth city (3 records).Storm Events lists lightning with damage or casualties; physical measure in event narratives only (local data needed).
High Wind and Strong Wind (outside NRI's Strong Wind definition)wind speed (kt and mph)4 records, 2004 (4 zone-level)32 kt (37 mph) to 50 kt (58 mph) (median 37 kt (43 mph)); 4 with a recorded value50 kt (58 mph) estimated gust, High Wind, 2004-09-16; NWS zone GAZ071Countywide (zone-level records).
Thunderstorm Windwind speed (kt and mph)153 records, 1963 to 202535 kt (40 mph) to 83 kt (96 mph) (median 52 kt (60 mph)); 87 with a recorded value83 kt (96 mph) estimated gust, Thunderstorm Wind, 2018-06-03Thunderstorm Wind, 2008-05-11, $500,000 property; $0 crops (2008 dollars)Event records naming jurisdictions in the plan: Forsyth city (32 records), Culloden city (9 records).
TornadoEnhanced Fujita (Fujita before Feb 2007)19 records, 1952 to 2025F/EF0 to F/EF3 (median F/EF0); 19 with a recorded valueEF3 tornado, 2020-04-13, 5.3 mi within this county, 300 yd wide, $10,000,000 property; $0 crops (2020 dollars), 1 direct injuryEvent records naming jurisdictions in the plan: Culloden city (1 record), Forsyth city (1 record).Before 1996 a tornado is listed once, under the county where it began, with its whole path's rating and length; from 1996 on, each county lists its own segment. Length is not used to rank tornadoes (see Methods).
Wildfireacres burned (local data)0Acres burned: in event narratives only (local data needed).
Winter Storm, Heavy Snow, Blizzard, Lake-Effect Snow, Winter Weather, Sleetnone in data (snowfall: local data)12 records, 1996 to 2026 (12 zone-level)Winter Storm, 2005-01-28, $150,000 property; crops not reported (2005 dollars); NWS zone GAZ071Countywide (zone-level records).Snow depth: in event narratives only (local data needed).

Storm Events records are more complete after 1996; before 1996 only Tornado (from 1950), Hail and Thunderstorm Wind (from 1955) exist. Zone-level records whose zone no NWS zone-county file places in this county (mostly before 2020) are not counted here (the Methods page explains the zone matching).

Dollars are nominal (as reported), labeled with the year; not adjusted for inflation.

A monthly summary record covers most or all of a month; it does not count days at wave conditions.

Supports FEMA checklist item B1-d: previous occurrences GEMA template B: Hazard profile (events and probability)

Federal declarations for this county: 21 declarations covering 15 separate hazard incidents counted in this packet (declarations for the same incident count once; non-natural and evacuation-only declarations are not counted).

Federal disaster declarations for this county

Sources: 1, 2, 3

DeclaredIncident beganFEMA numberTypeTitleMapped hazardCounty Public Assistancefederal share obligated, nominal dollarsFlagsNotes
2026-01-242026-01-22EM-3642-GAEmergencySevere Winter StormWinter Weatherno Public Assistance recordednew since last plan; within last 5 years
2024-09-302024-09-24DR-4830-GAMajor disasterHurricane HeleneHurricaneno Public Assistance recordednew since last plan; within last 5 years
2024-09-262024-09-24EM-3616-GAEmergencyHurricane HeleneHurricaneno Public Assistance recordednew since last plan; within last 5 yearssame incident as DR-4830
2020-03-292020-01-20DR-4501-GAMajor disasterCOVID-19 PandemicNon-natural, not counted$66,038.88
2020-03-132020-01-20EM-3464-GAEmergencyCOVID-19Non-natural, not countedno Public Assistance recordedsame incident as DR-4501
2018-10-102018-10-09EM-3406-GAEmergencyHurricane MichaelHurricaneno Public Assistance recorded
2017-09-152017-09-07DR-4338-GAMajor disasterHurricane IrmaHurricane$221,157.38
2017-09-082017-09-07EM-3387-GAEmergencyHurricane IrmaHurricaneno Public Assistance recordedsame incident as DR-4338
2014-03-062014-02-10DR-4165-GAMajor disasterSevere Winter StormIce Storm$144,243.08
2014-02-112014-02-10EM-3368-GAEmergencySevere Winter StormIce Stormno Public Assistance recordedsame incident as DR-4165
2011-04-292011-04-27DR-1973-GAMajor disasterSevere Storms, Tornadoes, Straight-Line Winds, and Associated FloodingInland Flooding; Strong Wind; Tornado$151,191.67
2009-04-232009-03-26DR-1833-GAMajor disasterSevere Storms, Flooding, Tornadoes, and Straight-Line WindsInland Flooding; Strong Wind; Tornado$408,626.51
2005-09-052005-08-27EM-3218-GAEmergencyHurricane Katrina EvacuationHurricane: evacuation support, not a local hazard event; not counted$64,955.03
2004-09-242004-09-03DR-1560-GAMajor disasterTropical Storm FrancesHurricane$63,792.65
2000-01-282000-01-22DR-1311-GAMajor disasterSevere Winter StormWinter Weather$114,075.73
1998-03-111998-02-14DR-1209-GAMajor disasterSevere Storms and FloodingInland Floodingno Public Assistance recorded
1994-07-071994-07-03DR-1033-GAMajor disasterTornadoes, Flooding Torrential Rain(Trop Storm Alberto)Tornado (primary); also designated: Hurricane, Inland Floodingno Public Assistance recorded
1993-03-151993-03-13EM-3097-GAEmergencySevere Snowfall, Winter StormWinter Weatherno Public Assistance recorded
1992-12-011992-11-22DR-969-GAMajor disasterHigh Winds, Heavy Rains & TornadoesTornado (primary); also designated: Strong Windno Public Assistance recorded
1990-02-231990-02-10DR-857-GAMajor disasterSevere Storms, Tornaodes & FloodingInland Flooding; TornadoPA not declared for this county
1977-07-201977-07-20EM-3044-GAEmergencyDroughtDroughtno Public Assistance recorded

County Public Assistance: applicants the FEMA record places in this county, including any state agencies FEMA files there; statewide rows are listed on the state page; federal share obligated, nominal dollars.

Statewide declarations

Source: 2

DeclaredIncident beganFEMA numberTypeTitleMapped hazard
1964-11-041964-11-04DR-180-GAMajor disasterFloodingInland Flooding
1964-09-101964-09-10DR-177-GAMajor disasterHurricane DoraHurricane (primary); also designated: Inland Flooding
1963-03-261963-03-26DR-150-GAMajor disasterSevere Storms & FloodingInland Flooding
1961-03-021961-03-02DR-110-GAMajor disasterFloodsInland Flooding
1954-03-171954-03-17DR-16-GAMajor disasterTornadoTornado
1953-05-021953-05-02DR-1-GAMajor disasterTornadoTornado

FEMA recorded these with designated area Statewide and no county, so they are listed on every county page in the state and not counted with county rows. Local data needed: whether each one affected this county.

Public Assistance filed under this county for declarations that do not list it: 5 rows, $522,614.69

Sources: 2, 3

FEMA numberDeclaredTitleApplicantPA obligatedfederal share obligated, nominal dollars
DR-4400-GA2018-10-14Hurricane MichaelGeorgia Department of Corrections$67,952.09
DR-4297-GA2017-01-26Severe Storms, Tornadoes, Straight-Line Winds, and FloodingGeorgia Department of Corrections$11,881.55
DR-4284-GA2016-10-08Hurricane MatthewGeorgia Department of Corrections$89,540.75
DR-1686-GA2007-03-03Severe Storms and TornadoesGeorgia Department of Corrections$249,858.55
EM-3144-GA1999-09-14Hurricane Floyd Emergency DeclarationsGeorgia Department of Corrections$103,381.75

FEMA's Public Assistance summaries file these applicants under this county, but FEMA's declaration rows for these disasters do not designate it (an electric cooperative or district serving several counties, for example). Not in any declaration row above and not counted.

Previous occurrences by hazard, with explicit no-event rows

Sources: 2, 6, 7

HazardStorm Events records, all years on file(years in the Period column)Since plan approvalrecordsIn the 12 months before plan approvalrecordsLast 5 yearsrecordsDeclared incidents, all yearsseparate disastersDeclared since approvalseparate disastersPeriodStatement
Cold Wave14000001996 to 2026-06-30Includes 1 Frost/Freeze record.
Drought35303101996 to 2026-06-30
Earthquake000000Storm Events does not record earthquakes; the USGS earthquake catalog is the source.
Hail47011001955 to 2026-06-30
Heat Wave11000001996 to 2026-06-30
Hurricane17000511996 to 2026-06-30
Ice Storm2000101996 to 2026-06-30
Inland Flooding13325501996 to 2026-06-30
Landslide0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Lightning9000001996 to 2026-06-30
Strong Wind15734034301955 to 2026-06-30Includes 2 High Wind and 2 Strong Wind records.
Tornado19101501950 to 2026-06-30
Wildfire0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Winter Weather12202311996 to 2026-06-30

Notable Storm Events records

Sources: 1, 6, 7

DateEvent typeMagnitude or extentDamagenominal dollarsDeaths, injuriesdirect onlyLocationWhy listed
2020-04-13TornadoEF3, 5.3 mi within this county, 300 yd wide$10,000,000 property; $0 crops (2020 dollars)0, 1COLLIER to BRIGHTON MILLSdeaths or injuries recorded
2018-06-03Thunderstorm Wind83 kt (96 mph) estimated gust$250,000 property; crops not reported (2018 dollars)0, 0COLLIER to BOLINGBROKEB1-c worst recorded: Thunderstorm Wind
2017-09-11Tropical Storm$75,000 property; crops not reported, reported for the zone (2017 dollars)0, 0NWS zone GAZ071 (MONROE), zone-levelB1-c worst recorded: Hurricane, Tropical Storm, Tropical Depression
2016-07-01Drought$0 property; $0 crops, reported for the zone (2016 dollars)0, 0NWS zone GAZ071 (MONROE), zone-levelB1-c worst recorded: Drought
2011-04-28TornadoEF2, 11.51 mi within this county, 1,056 yd wide$5,000,000 property; $0 crops (2011 dollars)0, 10SOCRATES to CABANISSdeaths or injuries recorded
2009-03-28Flood$500,000 property; $0 crops (2009 dollars)0, 0HIGGINS MILL to FORSYTHB1-c worst recorded: Flash Flood, Flood, Lakeshore Flood
2007-08-24Lightning$250,000 property; $0 crops (2007 dollars)0, 0BOLINGBROKEB1-c worst recorded: Lightning
2004-09-16High Wind50 kt (58 mph) estimated gust$300,000 property; crops not reported, reported for the zone (2004 dollars)0, 0NWS zone GAZ071 (MONROE), zone-levelB1-c worst recorded: High Wind and Strong Wind
2000-12-01Extreme Cold/Wind Chilldamage not reported0, 0NWS zone GAZ071 (MONROE), zone-levelB1-c worst recorded: Cold/Wind Chill, Extreme Cold/Wind Chill
1999-07-20Heatdamage not reported0, 0NWS zone GAZ071 (MONROE), zone-levelB1-c worst recorded: Excessive Heat, Heat
1998-05-03TornadoF0, 1.5 mi within this county, 100 yd wide$100,000 property; crops not reported (1998 dollars)0, 2DAMES FERRYdeaths or injuries recorded
1979-10-04Hail2.75 indamage not recorded (pre-1996 record)0, 0location not recordedB1-c worst recorded: Hail

The full list is in the Excel file, sheet "B1-d Storm Events history" (336 rows).

Location is the place NOAA recorded, as written in its data; it need not be a jurisdiction in this plan.

Local data needed: state-declared emergencies, from your state emergency management agency (federal data do not include them).

Tribal and special-area declarations in this state are listed on the state page.

Supports FEMA checklist item B1-e: probability of future events GEMA template B: Hazard profile (events and probability)

Probability: FEMA annualized frequency and descriptor per hazard

Sources: 5, 6

HazardFEMA annualized frequency (modeled)unit per rowUnitIn plain termsDescriptorDescriptor basisNRI events or days in its record period (hail, wind and tornado are area-weighted, so can be fractional)NRI periodLocationNote
Cold Wave0.316event-days per yearabout 0.316 days per yearLikely (from Storm Events: 6 of 30 years)event-days in 6 of 30 years, 1996 to 2025 (20%)62005-11-12 to 2024-11-12 (19 years)countywide
Drought55.6event-days per yearabout 55.6 days per yearLikely (from Storm Events: 12 of 30 years)event-days in 12 of 30 years, 1996 to 2025 (40%)1,7082000 to 2025 (25.25 years; D3 and D4 only)countywide
Earthquake0.00158annual probability at a locationchance a given location in the county has at least minor-damage shaking in a year: 0.158%not shownmodeledsee B1-fNo descriptor (Storm Events does not record earthquakes).
Hail3.92events per yearabout 3.92 per yearHighly likelyFEMA annualized frequency (modeled)148.9 (modeled)1986 to 2023 (38 years)countywide
Heat Wave6.32event-days per yearabout 6.32 days per yearLikely (from Storm Events: 5 of 30 years)event-days in 5 of 30 years, 1996 to 2025 (16.7%)1102005-11-12 to 2024-11-12 (19 years)countywide
Hurricane0.0686events per yearabout 1 in 15 yearsPossibleFEMA annualized frequency (modeled)181851 to 2024 (Atlantic)see B1-fNRI counts hurricane and tropical storm tracks passing within storm-force wind range; federal declarations are in B1-d.
Ice Storm0.706event-days per yearabout 0.706 days per yearPossible (from Storm Events: 2 of 30 years)event-days in 2 of 30 years, 1996 to 2025 (6.67%)481946-12-31 to 2014-02-12 (67 years)countywide
Inland Flooding0.393event-days per yearabout 0.393 days per yearLikely (from Storm Events: 6 of 30 years)event-days in 6 of 30 years, 1996 to 2025 (20%)111996 to 2023 (28 years)see B1-f
Landslide0.462events per year (modeled)about 1 in 2 yearsLikelyFEMA annualized frequency (modeled)not shownmodeledsee B1-f
Lightning61.8days per year with a strikeabout 61.8 days per yearHighly likelyFEMA annualized frequency (modeled)not shown1995 to 2023 (29 years; CONUS)countywide
Strong Wind2.1events per yearabout 2.1 per yearHighly likelyFEMA annualized frequency (modeled)801986 to 2023 (38 years)countywide
Tornado0.249events per yearabout 1 in 4 yearsLikelyFEMA annualized frequency (modeled)not shown1950 to 2023 (EF2+); 1986 to 2023 (EF0-1)see B1-f
Wildfire0.000924annual probability at a locationchance a given location in the county burns in a year: 0.0924%Storm Events records in 0 of 30 years, 1996 to 2025 (0%)not shownmodeledsee B1-fNo descriptor: no Storm Events record 1996 to 2025
Winter Weather0.895event-days per yearabout 0.895 days per yearLikely (from Storm Events: 9 of 30 years)event-days in 9 of 30 years, 1996 to 2025 (30%)172005-11-12 to 2024-11-12 (19 years)countywide

FEMA annualized frequency (modeled) is the National Risk Index v1.20 (December 2025) estimate of how often a hazard affects this county in a year; it is not recorded events divided by years, and its unit differs by hazard (events, event-days, or days with a lightning strike per year). For earthquake, wildfire, coastal flooding and tsunami the value is the chance (or number of events) at a location in the county, not across the county, so no "1 in N years" is given and the descriptor comes from Storm Events where it has a record (none for earthquake). The Methods page gives each hazard's method, from FEMA's National Risk Index Technical Documentation v1.20.

Where NRI gives event-days, the descriptor comes from the share of years with a Storm Events record; NRI's source records more events, so the two differ.

Descriptor scale used in this packet (defined per unit)

Sources: 5, 6

UnitDescriptorDefinition
events per yearHighly likely1 or more per year
events per yearLikelyabout once in 1 to 10 years
events per yearPossibleabout once in 10 to 100 years
events per yearUnlikelyless than once in 100 years
annual probabilityLikely10% to under 100% chance in a given year
annual probabilityPossible1% to under 10% chance in a given year
annual probabilityUnlikelyunder 1% chance in a given year
event-days (share of years)Highly likelyevent-days recorded in 90% or more of years
event-days (share of years)Likelyevent-days recorded in 10% to under 90% of years
event-days (share of years)Possibleevent-days recorded in some years but under 10% of years
lightning strike-daysHighly likelycloud-to-ground strikes on 1 or more days per year

Intensity bands: historical frequency (Storm Events)

Source: 6

HazardBandYearsEventscounty-coded recordsYears in periodEvents per yearevents / years
Hail1.00-1.99 in1996 to 202517300.567
Hail2.00 in+1996 to 20250300
Thunderstorm Wind (counted as NRI Strong Wind)50-64 kt1996 to 202568302.27
Thunderstorm Wind (counted as NRI Strong Wind)65 kt+1996 to 20252300.0667
Thunderstorm Wind (counted as NRI Strong Wind)unmeasured or below 50 kt1996 to 202535301.17
TornadoEF0-11996 to 202511300.367
TornadoEF2-31996 to 20252300.0667
TornadoEF4-51996 to 20250300
Tornadounrated (EFU)1996 to 20250300

The bands show how often events of each severity were recorded in this county, to profile how severe events have been (FEMA's probability item asks for the range of intensities).

Hail smaller than 1 inch is not counted: on 2010-01-05 the National Weather Service raised its severe-hail threshold from 3/4 inch to 1 inch, so smaller reports became less common after 2009 (NWS Service Change Notice 09-52). NRI hail frequency uses a 0.75 inch threshold.

Optional: future conditions. Not a required item in the 2025 FEMA Local Mitigation Planning Policy Guide; some states ask for it. The federal Climate Mapping for Resilience and Adaptation (CMRA) site gives county exposure to future climate conditions (https://resilience.climate.gov/).

Supports FEMA checklist item B1-f: hazards that vary across jurisdictions GEMA template F: Multi-jurisdictional differences

Range of census tract risk within the county

Source: 5

HazardTractsrated of allNRI risk score, 0 to 100Tracts by rating
MinMedianMax
Cold Wave5 of 530.635.637.3Relatively Low 5
Drought3 of 587.391.596.5Relatively Moderate 1, Relatively Low 2, No Rating 2
Earthquake5 of 553.855.775.1Relatively Low 5
Hail5 of 576.484.385.9Relatively Moderate 5
Heat Wave5 of 575.881.584.8Relatively High 1, Relatively Moderate 4
Hurricane5 of 569.372.976.8Relatively Low 5
Ice Storm5 of 539.862.466.6Relatively Low 5
Inland Flooding5 of 545.862.081.6Relatively High 1, Relatively Moderate 3, Relatively Low 1
Landslide5 of 575.682.284.6Relatively Low 3, Very Low 2
Lightning5 of 581.686.888.7Relatively High 5
Strong Wind5 of 582.291.792.0Relatively High 4, Relatively Moderate 1
Tornado5 of 567.875.678.9Relatively High 3, Relatively Moderate 2
Wildfire5 of 580.984.787.4Relatively Low 5
Winter Weather5 of 526.227.430.0Relatively Low 5

Drought: Agriculture is all of NRI's expected annual loss for this hazard in the county, so the tract range mostly reflects where crop and livestock value is.

Rated tracts only: No Rating (score 0.0), Not Applicable and Insufficient Data tracts are counted but not used for the minimum, median and maximum.

The score ranks a tract against all U.S. tracts (100 = highest). The rating is FEMA's category for the tract's risk value, computed differently, so the two can disagree.

Frequency data for cold wave, drought, hail, heat wave, ice storm, lightning, strong wind and winter weather are county-wide or coarse (49 km grid or NWS zone), the same for every jurisdiction; the tract range mostly reflects where buildings and people are (crop and livestock value where a line above names agriculture).

Each jurisdiction (starting figures from federal data)

Sources: 1, 3, 4, 6

JurisdictionTypePlan statusRepetitive lossFMA RL and SRL (44 CFR 77.2); repeat-flood, any definitionPublic Assistance to this jurisdictionFEMA records matched by applicant name; federal share obligated, nominal dollarsEvent records naming this placeall years; since its plan
Monroe County (unincorporated area)UnincorporatedApproved, expires 2027-05-30FMA RL 0, SRL 2; any 6$662,223.980 total; 0 since its plan
Culloden cityCityApproved, expires 2027-05-30FMA RL 0, SRL 0; any 0no Public Assistance recorded13 total; 2 since its plan
Forsyth cityCityApproved, expires 2027-05-30FMA RL 0, SRL 0; any 0$217,023.9552 total; 0 since its plan

Repetitive-loss counts are for whole NFIP communities, which can extend beyond this county (see the note in B2-c).

County Public Assistance in B1-d also includes applicants filed under the county that are not jurisdictions in this plan (for example state agencies, special districts and nonprofits), so the jurisdiction rows add up to less.

Supports FEMA checklist items B2-a and B2-b: vulnerability and potential impacts GEMA template C/D: Community exposure; Estimate of potential losses

Local data needed

The table below gives county-level starting figures; the plan describes impacts for each jurisdiction and its own assets.

County-level starter: exposure, expected annual loss and damage since the plan

Sources: 1, 2, 3, 5, 6, 7

HazardBuilding exposuremodeled dollarsAgriculture exposuremodeled dollarsPopulation exposedpeopleEAL buildingsmodeled dollars per yearEAL agriculturemodeled dollars per yearCost of expected deaths and injuriesFEMA's dollar value per year, not property damageEAL as % of exposurebuildings; agriculture where notedStorm Events damage since 2022-05-31county-coded records, property plus crops, nominal dollarsZone-level damage since planproperty plus crops, reported for the zonePublic Assistance since plannominal dollars; see noteNote
Cold Wave$5,413,098,517$65,893,71827,887$1,197$18,297$97,352under 0.0001%
Droughtn/a$903,469n/an/a$154,917n/a17.1% (agriculture)$0NRI has no building exposure for this hazard; agriculture shown
Earthquake$9,268,738,757n/a27,957$198,688n/a$63,1990.00214%
Hail$5,413,115,123$65,893,71827,887$137,057$22,647$72,5890.00253%
Heat Wave$5,413,098,517$65,893,71827,887$23$215$500,416under 0.0001%
Hurricane$5,413,098,517$65,893,71827,887$225,868$80,440$12,8320.00417%no Public Assistance recorded (2 declarations)
Ice Storm$5,413,098,517n/a27,887$20,123n/a$8,0660.000372%
Inland Flooding$5,408,986,351$1,742,574327$3,570,055$456$72,155n/a (see note)$0NRI counts the full building value of any census block with some flood loss; this is not the value of buildings in the floodplain. Use local FIRM overlays for B2-a/B2-b.
Landslide$135,565,814n/a711$316n/a$2550.000233%
Lightning$5,413,115,123n/a27,887$39,837n/a$133,9800.000736%
Strong Wind$5,413,115,123$65,893,71827,887$117,132$63,922$254,0070.00216%$54,000
Tornado$5,413,115,123$65,893,71827,887$495,247$2,054$426,8580.00915%
Wildfire$937,549,316$14,329,3336,691$47,183$107$8,4780.00503%
Winter Weather$5,413,098,517$65,893,71827,887$3,065$56$185under 0.0001%$0no Public Assistance recorded (1 declaration)

Totals since 2022-05-31 (Storm Events through 2026-06-30): 38 county-coded records, 29 with a damage value recorded (including $0), $54,000; 5 zone-level records, 4 with a damage value recorded (including $0), $0 reported for the zone; Public Assistance: none recorded on the 3 counted declarations.

FEMA does not split Public Assistance by hazard. A declaration mapped to several hazards is listed under each of them with its full amount, so the per-hazard column does not add up to the total; the unit total counts each declaration once.

NRI computes earthquake exposure on its own basis, so it exceeds the county building value in B2-a.

Supports FEMA checklist item B2-a: vulnerability (county context) GEMA template I: Social vulnerability

County context

Source: 5

MeasureValue
Population27,887
Building value (total, not at risk)$5,413,115,123
Agriculture value (total, not at risk)$65,893,718
NRI risk rating (all hazards)Very Low
Expected annual loss, buildings and agriculture, all hazards$5,198,901
Expected annual loss, population equivalence, all hazards (NRI values each statistical life at $13.7M; a modeled value of expected deaths and injuries, not property damage)$1,650,373
Social vulnerability ratingRelatively Moderate
Community resilience ratingRelatively Moderate
NRI versionDecember 2025

FEMA's all-hazard expected annual loss adds buildings, agriculture and population equivalence; this table gives the property part and the population-equivalence part as separate rows.

Social vulnerability: higher means people are more likely to be harmed and slower to recover. Community resilience: lower means the community is less able to recover. High social vulnerability and low resilience both raise the NRI risk rating.

Supports FEMA checklist item B2-c: repetitive loss properties

Repetitive loss in this county, both definitions

Sources: 1, 4

DefinitionPropertiesSevere repetitive lossProperties
Repetitive loss, FMA definition (44 CFR 77.2)0Severe repetitive loss, FMA definition (44 CFR 77.2)2
Repetitive loss, NFIP insurance definition5Severe repetitive loss, NFIP insurance definition2

The state NFIP coordinator's list, the source FEMA's Handbook names, often uses the NFIP insurance definition (second row).

Repeat-flood properties: county and state-level rows

Sources: 1, 4

ScopeRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
County total0252604
of which: Monroe County (unincorporated area)0252604
Statewide, no county in FEMA's file2252616

The statewide row counts properties FEMA's file gives with no county in this state; they are listed for reference and are not in this county's counts.

Repeat-flood properties by jurisdiction in the plan (NFIP community)

Sources: 1, 4

JurisdictionNFIP community IDRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
Monroe County (unincorporated area)1301380252604
Culloden city1305430000000
Forsyth city1303590000000

Counts by occupancy group for each jurisdiction are in the Excel file, sheet "B2-c Jurisdictions".

Jurisdiction rows are whole NFIP communities and need not add up to the county total: a community that extends into another county is counted in full on each jurisdiction row, while the county table counts only its part in this county.

County repeat-flood properties by occupancy group

Sources: 1, 4

Occupancy groupRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
single-family residential0252604
2 to 4 unit residential0000000
other residential0000000
non-residential0000000
not reported0000000

FEMA's occupancy groups have no institutional class; institutional properties are counted in non-residential or other residential in the table by occupancy group.

FMA RL and FMA SRL are the Flood Mitigation Assistance definitions (44 CFR 77.2), the ones the FEMA Local Mitigation Planning Policy Guide cites. NFIP repetitive loss (the FEMA insurance definition) is 2 or more claims over $1,000 in 10 years, and a property can leave that group once it is mitigated. Also shown: NFIP severe repetitive loss, any category, mitigated and currently insured. The Methods page gives the OpenFEMA field details.

Counts are aggregates of FEMA's public NFIP Multiple Loss Properties file (FEMA's data date 2026-08-02; file version 2026-08-04). No property is identified. County assignment is FEMA's geocode.

In this county 0 properties are FMA repetitive loss but not NFIP repetitive loss, and 5 properties are NFIP repetitive loss but not FMA repetitive loss.

Exact counts; no count suppression.

Sources

Tables cite these sources by number. The full list, for the plan's bibliography (FEMA review item A4-a):

  1. FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-29T134039Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)
  2. FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-29T162832Z, pulled 2026-09-30, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)
  3. FEMA, OpenFEMA PublicAssistanceFundedProjectsSummaries v1, version 2026-09-29T150754Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/PublicAssistanceFundedProjectsSummaries (API)
  4. FEMA, OpenFEMA NfipMultipleLossProperties v1, version 2026-08-04T164045Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/NfipMultipleLossProperties (API)
  5. FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-30, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)
  6. NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-30, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/
  7. NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-30, https://www.weather.gov/gis/ZoneCounty
  8. U.S. Census Bureau, Census 2024 Gazetteer, 2020 place by county, CT county-to-cousub crosswalk, version 2024-gazetteer, pulled 2026-09-30, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_counties_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_cousubs_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_place_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_unsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_elsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_scsd_national.zip, https://www2.census.gov/geo/docs/reference/codes2020/national_place_by_county2020.txt, https://www2.census.gov/geo/docs/reference/ct_change/ct_cou_to_cousub_crosswalk.xlsx (used to match place names and codes; no table prints its values)

Section headings show the GEMA local hazard mitigation plan template letter (A to I) next to the FEMA checklist item (template: https://gema.georgia.gov/document/publication/local-hazard-mitigation-plan-update-template/download). No letter is documented for repetitive loss; place B2-c where your GEMA template puts it. The letters cross-reference the GEMA local plan template.

What this packet is and what the plan adds

This packet is the federal data for the plan's risk assessment, organized by the items of FEMA's Local Mitigation Plan Review Tool, Element B. Each section heading names the item its tables support; the plan and FEMA's review decide whether the item is met.

The plan adds what only the community has: local data on assets, critical facilities, development and each jurisdiction's impacts; local hazard history, including state-declared emergencies; the mitigation strategy; and adoption.

How the federal data are built: National Risk Index values are FEMA's model, not counts of events. Storm Events is more complete from 1996; zone-level records are placed by forecast zone, not by location in the county. Public Assistance for a jurisdiction is matched by applicant name. The Methods page gives every rule and the known edge cases.

OpenFEMA disclaimer

This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Reuse, citation and corrections

Reuse and citation: Hazard Plain text and tables are licensed under Creative Commons Attribution 4.0 International (CC BY 4.0, https://creativecommons.org/licenses/by/4.0/); credit Hazard Plain and the release. The underlying federal data are public domain; OpenFEMA data are also subject to the OpenFEMA terms and conditions.

Cite this: Hazard Plain (2026). Monroe County, GA: risk-assessment baseline packet, release 2026-10 (data as of 2026-09-30; County FIPS 13207). Automated baseline. https://hazardplain.org/ga/13207/ Built from FEMA OpenFEMA, the FEMA National Risk Index and NOAA NCEI Storm Events; source versions in the packet's Sources list.

Corrections: to report an error, name the packet, the table and what your records show. Contact: [email protected]

Hazard Plain release 2026-10. As of 2026-09-30; Storm Events data through 2026-06-30. Automated baseline.