Hazard Plain Preview: automated baseline

Pinellas County, FL

Risk-assessment baseline packet

Unit
County area 12103
Release
2026-10
As of
2026-09-28
Storm Events data through
2026-06-30

Hazard Plain is an independent product built from public federal data. It is not a FEMA document and is not reviewed or endorsed by FEMA or any state agency.

A starting point for the plan's risk assessment (FEMA Local Mitigation Plan Review Tool, Element B). It does not replace local data or FEMA review. Section headings say which FEMA review item each table supports; whether an item is satisfied is decided by the plan and its reviewers.

Hazard Plain release 2026-10, as of 2026-09-28. Independent product; not a FEMA document.

Plan clock

Status
Approved, expires 2030-05-05
Plan
Pinellas County (FEMA plan 110776)
Approved
2025-05-05
Expires
2030-05-05
As of
2026-09-28
Days
1,315 days to expiry

What changed since your last plan (approved 2025-05-05)

New federal declarations
none (0 declaration rows; 0 counted incidents)
Storm Events records since approval
11 (data through 2026-06-30)
Repetitive loss now
FMA RL 1,010, SRL 1,395 (44 CFR 77.2); any definition: 3,297
Repeat-flood change
First release: no prior release to compare.

Sources

FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-26T121003Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)

FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-27T010817Z, pulled 2026-09-28, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

FEMA, OpenFEMA NfipMultipleLossProperties v1, version 2026-08-04T164045Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/NfipMultipleLossProperties (API)

Plan status for every jurisdiction listed in this county: 26 rows, in the section "Plan clock: Plan status for every jurisdiction listed in this county" after these cover pages.

State plan status and tribal plans in this state: see the state page.

Plan clock

Plan status for every jurisdiction listed in this county

JurisdictionTypeStatusPlanApprovedExpiresDays to expirynegative = days since expiryUpdate underwayNotes
Pinellas County (unincorporated area)UnincorporatedApproved, expires 2030-05-05Pinellas County (FEMA plan 110776)2025-05-052030-05-051,315
Belleair Beach cityCityApproved, expires 2030-05-05Pinellas County (FEMA plan 110776)2025-05-052030-05-051,315member approved 2025-09-09
Belleair Bluffs cityCityApproved, expires 2030-05-05Pinellas County (FEMA plan 110776)2025-05-052030-05-051,315member approved 2025-06-25
Belleair Shore townTownApproved, expires 2030-05-05Pinellas County (FEMA plan 110776)2025-05-052030-05-051,315
Belleair townTownApproved, expires 2030-05-05Pinellas County (FEMA plan 110776)2025-05-052030-05-051,315member approved 2025-07-25
Clearwater cityCityApproved, expires 2030-05-05Pinellas County (FEMA plan 110776)2025-05-052030-05-051,315member approved 2025-08-04
Dunedin cityCityApproved, expires 2030-05-05Pinellas County (FEMA plan 110776)2025-05-052030-05-051,315member approved 2025-06-25
Gulfport cityCityApproved, expires 2030-05-05Pinellas County (FEMA plan 110776)2025-05-052030-05-051,315member approved 2025-06-25
Indian Rocks Beach cityCityApproved, expires 2030-05-05Pinellas County (FEMA plan 110776)2025-05-052030-05-051,315member approved 2025-06-25
Indian Shores townTownApproved, expires 2030-05-05Pinellas County (FEMA plan 110776)2025-05-052030-05-051,315
Kenneth City townTownApproved, expires 2030-05-05Pinellas County (FEMA plan 110776)2025-05-052030-05-051,315member approved 2025-11-17
Largo cityCityApproved, expires 2030-05-05Pinellas County (FEMA plan 110776)2025-05-052030-05-051,315member approved 2025-06-25
Madeira Beach cityCityApproved, expires 2030-05-05Pinellas County (FEMA plan 110776)2025-05-052030-05-051,315member approved 2025-08-04
North Redington Beach townTownApproved, expires 2030-05-05Pinellas County (FEMA plan 110776)2025-05-052030-05-051,315member approved 2025-06-25
Oldsmar cityCityApproved, expires 2030-05-05Pinellas County (FEMA plan 110776)2025-05-052030-05-051,315member approved 2025-06-25
Pinellas Park cityCityApproved, expires 2030-05-05Pinellas County (FEMA plan 110776)2025-05-052030-05-051,315member approved 2025-06-25
Redington Beach townTownApproved, expires 2030-05-05Pinellas County (FEMA plan 110776)2025-05-052030-05-051,315member approved 2025-11-17
Redington Shores townTownApproved, expires 2030-05-05Pinellas County (FEMA plan 110776)2025-05-052030-05-051,315member approved 2025-06-25
Safety Harbor cityCityApproved, expires 2030-05-05Pinellas County (FEMA plan 110776)2025-05-052030-05-051,315member approved 2025-07-25
Seminole cityCityApproved, expires 2030-05-05Pinellas County (FEMA plan 110776)2025-05-052030-05-051,315member approved 2025-06-25
South Pasadena cityCityApproved, expires 2030-05-05Pinellas County (FEMA plan 110776)2025-05-052030-05-051,315member approved 2025-06-25
St. Pete Beach cityCityApproved, expires 2030-05-05Pinellas County (FEMA plan 110776)2025-05-052030-05-051,315
St. Petersburg cityCityApproved, expires 2030-05-05Pinellas County (FEMA plan 110776)2025-05-052030-05-051,315member approved 2025-06-25
Tarpon Springs cityCityApproved, expires 2030-05-05Pinellas County (FEMA plan 110776)2025-05-052030-05-051,315member approved 2025-06-25
Treasure Island cityCityApproved, expires 2030-05-05Pinellas County (FEMA plan 110776)2025-05-052030-05-051,315
Suncoast Fire and RescueFire/EMS DistrictApproved, expires 2030-05-05Pinellas County (FEMA plan 110776)2025-05-052030-05-051,315member approved 2025-06-25

Source

FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-26T121003Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)

Supports B1-a: hazards

Hazards NRI does not cover: check locally

  • dam failure (incl. upstream dams)
  • levee failure
  • flash flood as its own subtype
  • ice jams
  • debris flows
  • erosion (riverine and coastal)
  • land subsidence and sinkholes
  • expansive soils

The 18 National Risk Index hazards, ranked by expected annual loss (EAL)

Rank by EALHazardNRI risk ratingEAL ratingEAL buildingsmodeled dollars per yearEAL agriculturemodeled dollars per yearEAL population equivalencestatistical value of life and injury, $13.7M per life, not property damageEAL total (see note)modeled dollars per yearStorm Events records since 1996countEvidence for an omissionNRI Not Applicable, no declaration and no Storm Events record since 1996Storm Events coverage note
1HurricaneVery HighVery High$102,743,591$27,176$7,309,209$110,079,97729
2Inland FloodingRelatively HighRelatively High$90,691,462$75$137,899$90,829,43550
3TornadoVery HighRelatively High$8,725,312$46$24,742,420$33,467,77648
4Cold WaveVery HighVery High$46,224$91,827$25,956,536$26,094,5879Includes 5 Frost/Freeze records, event types the NRI definition of this hazard leaves out.
5Coastal FloodingVery HighVery High$20,810,251$3,823,939$24,634,18918
6LightningVery HighVery High$686,240$8,211,277$8,897,517175
7Heat WaveRelatively ModerateRelatively Moderate$94$2$5,561,138$5,561,2340No recorded events in Storm Events since 1996 (data through 2026-06-30).
8HailRelatively HighRelatively Moderate$2,217,264$1,221$4,325$2,222,81073
9Strong WindRelatively ModerateRelatively Moderate$459,987$1,083$244,644$705,714192Includes 5 High Wind records and 3 Strong Wind records, event types the NRI definition of this hazard leaves out.
10EarthquakeRelatively LowRelatively Low$361,541$198,531$560,071Not in Storm Events. Storm Events coverage of this hazard is limited; absence is not evidence of low risk.
11WildfireRelatively LowRelatively Low$340,643$21$36,282$376,9464
12DroughtVery LowVery Low$3,851$3,8510No recorded events in Storm Events since 1996 (data through 2026-06-30).
13LandslideVery LowVery Low$73under $1$730No recorded events in Storm Events since 1996 (data through 2026-06-30). Storm Events coverage of this hazard is limited; absence is not evidence of low risk.
14Winter WeatherNo RatingNo Expected Annual Losses$0$0$0$00No recorded events in Storm Events since 1996 (data through 2026-06-30).
AvalancheNot ApplicableNot Applicable0NRI rates avalanche Not Applicable for this county, and no federal declaration for this county names it.No recorded events in Storm Events since 1996 (data through 2026-06-30).
Ice StormNot ApplicableNot Applicable0NRI rates ice storm Not Applicable for this county, and no federal declaration for this county names it.No recorded events in Storm Events since 1996 (data through 2026-06-30).
TsunamiInsufficient DataInsufficient Data0No recorded events in Storm Events since 1996 (data through 2026-06-30). Storm Events coverage of this hazard is limited; absence is not evidence of low risk.
Volcanic ActivityNot ApplicableNot Applicable0NRI rates volcanic activity Not Applicable for this county, and no federal declaration for this county names it.No recorded events in Storm Events since 1996 (data through 2026-06-30). Storm Events coverage of this hazard is limited; absence is not evidence of low risk.

Total = buildings + agriculture + population equivalence; FEMA values each expected death (or 10 injuries) at $13.7 million (2024 dollars).

Sources

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

Check your state hazard mitigation plan's hazard list for this county; explain any hazard you drop.

Supports B1-b: location

Where each hazard occurs

HazardLocationCensus tracts ratedrated of all tracts
AvalancheCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.0 of 273
Coastal FloodingThe FEMA Flood Insurance Rate Map (FIRM) is the required location source for flooding. See the FEMA Flood Map Service Center (https://msc.fema.gov) for this county.213 of 273
Cold WaveAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.273 of 273
DroughtAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.1 of 273
EarthquakeCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.273 of 273
HailAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.273 of 273
Heat WaveAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.273 of 273
HurricaneCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.273 of 273
Ice StormAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.0 of 273
Inland FloodingThe FEMA Flood Insurance Rate Map (FIRM) is the required location source for flooding. See the FEMA Flood Map Service Center (https://msc.fema.gov) for this county.273 of 273
LandslideCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.114 of 273
LightningAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.273 of 273
Strong WindAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.273 of 273
TornadoCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.273 of 273
TsunamiCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.0 of 273
Volcanic ActivityCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.0 of 273
WildfireCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.201 of 273
Winter WeatherAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.0 of 273

Source

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

Supports B1-c: extent

Extent: scale, observed range and worst recorded event per hazard

HazardScaleRecordscount, yearsObserved rangeWorst recorded eventMost damaging (when different)How it applies to membersNote
Avalanchenone (count and damage)0Physical measure: in event narratives only; local data required.
Coastal Flood, Storm Surge/Tidenone in data (FIRM for depth)18, 1998 to 2024 (16 zone-level)Storm Surge/Tide, 2016-09-01, $4,000,000 property; $0 crops, reported for the zone (2016 dollars); NWS zone FLZ050 (PINELLAS), zone-level: may include parts of neighboring countiesNo event record names a member place. Zone-level records (16) apply countywide.Flood depth: see the FEMA Flood Insurance Rate Map.
Cold/Wind Chill, Extreme Cold/Wind Chillwind chill4, 2003 to 2008 (4 zone-level)1 day to 2 days (median 2 days); 3 with a recorded value2 consecutive days, 2008-10-28 to 2008-10-29, zone-levelExtreme Cold/Wind Chill, 2003-01-24, property not reported; $1,000,000 crops, reported for the zone (2003 dollars)Zone-level records: applies countywide; national data do not locate these events within the county.Wind chill: in event narratives only; local data required.
Frost/Freeze (outside NRI Cold Wave definition)crop damage5, 2000 to 2012 (5 zone-level)No crop damage reported in 5 records.Zone-level records: applies countywide; national data do not locate these events within the county.Temperature: in event narratives only; local data required.
DroughtUS Drought Monitor D-scale0Storm Events enters a drought at D2 or worse east of the Rockies and D3 or worse from the Rockies west (NWS Instruction 10-1605); NRI drought counts D3 and D4 only.
EarthquakeModified Mercalli (local data)0No Storm Events record; local data required (e.g., USGS).
Hailhail size (inches)112, 1956 to 20250.75 in to 3 in (median 0.88 in); 112 with a recorded value3 in hail, 2001-05-03Event records naming member places: St. Petersburg city (24 records), Largo city (9 records), Pinellas Park city (8 records), Clearwater city (7 records), Tarpon Springs city (7 records), Kenneth City town (3 records), Gulfport city (2 records), Dunedin city (1 record), Indian Rocks Beach city (1 record), Oldsmar city (1 record); and 3 more member places (see the XLSX file).
Excessive Heat, Heatheat index (narratives)0Heat index: in event narratives only; local data required.
Hurricane, Tropical Storm, Tropical DepressionSaffir-Simpson29, 1996 to 2024 (29 zone-level)Strongest recorded (records with damage, a wind speed or direct casualties first, then storm type, category and wind): Hurricane (Typhoon) record, 2024-10-09 to 2024-10-10, category 2, $43,000,000 property; crops not reported, reported for the zone (2024 dollars); NWS zone FLZ050 (PINELLAS), zone-level: may include parts of neighboring countiesMost damaging recorded: Hurricane (Typhoon), 2017-09-10, $594,450,000 property; $0 crops, reported for the zone (2017 dollars)Zone-level records: applies countywide; national data do not locate these events within the county.Storm Events files every zone of a storm's episode under the storm's event type and category, so a Hurricane (Typhoon) record, especially an inland or remnant one, does not by itself mean hurricane-force winds here; read the damage and wind columns.
Ice StormSperry-Piltz (local data)0Ice thickness: in event narratives only; local data required.
Flash Flood, Flood, Lakeshore Flooddamage and flood days (FIRM for depth)50, 1996 to 2025 (1 zone-level)Flood, 2015-08-03, $3,500,000 property; $0 crops (2015 dollars)Event records naming member places: Pinellas Park city (7 records), Clearwater city (6 records), St. Petersburg city (6 records), Tarpon Springs city (5 records), Largo city (3 records), Dunedin city (2 records), South Pasadena city (2 records), Indian Rocks Beach city (1 record), Kenneth City town (1 record), Madeira Beach city (1 record); and 3 more member places (see the XLSX file). Zone-level records (1) apply countywide.Flood depth: see the FEMA Flood Insurance Rate Map. Storm Events damage can be $0 or blank even for a major flood, so the worst record here may not be the worst flood; compare FEMA Public Assistance by declaration in B1-d.
Debris Flownone (count and damage)0Physical measure: in event narratives only; local data required.
Lightningannualized frequency (the measure FEMA's Local Mitigation Planning Handbook names)175, 1996 to 2025Lightning, 2019-07-21, $0 property; $0 crops (2019 dollars), 1 direct death, 7 direct injuriesLightning, 2005-07-04, $4,000,000 property; crops not reported (2005 dollars)Event records naming member places: Clearwater city (20 records), St. Petersburg city (17 records), Largo city (10 records), Pinellas Park city (9 records), Seminole city (8 records), Tarpon Springs city (7 records), Gulfport city (6 records), Oldsmar city (4 records), Belleair Beach city (3 records), Belleair town (3 records); and 7 more member places (see the XLSX file).Storm Events lists lightning with damage or casualties; physical measure in event narratives only; local data required.
High Wind and Strong Wind (outside NRI Strong Wind definition)wind speed (kt and mph)8, 1996 to 2018 (8 zone-level)26 kt (30 mph) to 62 kt (71 mph) (median 45 kt (52 mph)); 7 with a recorded value62 kt (71 mph) measured gust, High Wind, 2018-12-21; NWS zone FLZ050 (PINELLAS), zone-level: may include parts of neighboring countiesHigh Wind, 2000-11-25, $25,000 property; $0 crops, reported for the zone (2000 dollars)Zone-level records: applies countywide; national data do not locate these events within the county.
Thunderstorm Windwind speed (kt and mph)280, 1959 to 202530 kt (35 mph) to 83 kt (96 mph) (median 52 kt (60 mph)); 181 with a recorded value83 kt (96 mph), measurement type not recorded, Thunderstorm Wind, 1971-02-07Thunderstorm Wind, 2024-05-14, $750,000 property; $0 crops (2024 dollars)Event records naming member places: St. Petersburg city (33 records), Clearwater city (14 records), Largo city (11 records), Pinellas Park city (11 records), Tarpon Springs city (11 records), Gulfport city (8 records), Indian Rocks Beach city (5 records), Belleair Beach city (4 records), Belleair town (3 records), Madeira Beach city (3 records); and 8 more member places (see the XLSX file).
TornadoEnhanced Fujita (F before Feb 2007)147, 1951 to 2025F/EF0 to F/EF4 (median F/EF0); 142 with a recorded valueF4 tornado, 1966-04-04, 46.5 mi path length (records before 1996 may include the whole path; rating and listing come from the county where the tornado began), 300 yd wide, $25,000,000 property; crops not recorded (1966 dollars), 3 direct deaths, 80 direct injuriesEvent records naming member places: Clearwater city (6 records), Indian Rocks Beach city (4 records), Largo city (4 records), Gulfport city (3 records), St. Petersburg city (3 records), Madeira Beach city (2 records), Oldsmar city (2 records), Pinellas Park city (2 records), Seminole city (2 records), Belleair Bluffs city (1 record); and 5 more member places (see the XLSX file).From 1996 on, tornado records are per-county segments and length is the path length within this county (NWS Instruction 10-1605); records before 1996 may give the whole path length, including the path outside this county, and before 1996 a tornado is listed once, under the county where it began, with the whole path's rating; counties farther along the path may not list it. Length is not used to rank tornadoes.
Tsunaminone (count and damage)0Physical measure: in event narratives only; local data required.
Volcanic Ash, Volcanic AshfallVolcanic Explosivity Index (local data)0Physical measure: in event narratives only; local data required.
Wildfireacres burned (local data)4, 2000 to 2001 (3 zone-level)Wildfire, 2000-03-23, $5,000 property; $0 crops (2000 dollars)Event records naming member places: Clearwater city (1 record). Zone-level records (3) apply countywide.Acres burned: in event narratives only; local data required.
Winter Storm, Heavy Snow, Blizzard, Lake-Effect Snow, Winter Weather, Sleetnone in data (snowfall local)0Snow depth: in event narratives only; local data required.

Where a hazard names more than 10 member places, the table lists the 10 with the most records; every place is in the XLSX file, sheet "B1-c Extent".

Storm Events records are more complete after 1996; before 1996 only Tornado (from 1950), Hail and Thunderstorm Wind (from 1955) exist. Zone-level records are placed with NWS zone-county files, which exist from 2020 on; an earlier record is placed by its zone number in the nearest later file only when its zone name matches that file, records from zones NWS renumbered are placed by name or left out, and a record whose zone is in no known file is left out of every count, so counts before 2020 can be low. Some current zones are also missing from the NWS files, so recent counts can be low too.

Dollars are nominal (as reported), labeled with the year; not adjusted for inflation.

Sources

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-28, https://www.weather.gov/gis/ZoneCounty

Supports B1-d: previous occurrences

Declaration rows
45
Counted incidents
35

Federal disaster declarations for this county

DeclaredIncident beganFEMA numberTypeTitleMapped hazardCounty Public Assistancefederal share obligated, nominal dollarsFlagsNotes
2024-10-112024-10-05DR-4834-FLMajor disasterHURRICANE MILTONHurricane (primary); also designated: Inland Flooding$126,793,504.16during plan review, check whether your last plan included it; within last 5 years
2024-10-072024-10-05EM-3622-FLEmergencyHURRICANE MILTONHurricanenone foundduring plan review, check whether your last plan included it; within last 5 yearssame incident as DR-4834
2024-09-282024-09-23DR-4828-FLMajor disasterHURRICANE HELENEHurricane$60,163,161.37during plan review, check whether your last plan included it; within last 5 years
2024-09-242024-09-23EM-3615-FLEmergencyTROPICAL STORM HELENEHurricane (primary); also designated: Inland Flooding, Strong Windnone foundduring plan review, check whether your last plan included it; within last 5 yearssame incident as DR-4828
2024-08-102024-08-01DR-4806-FLMajor disasterHURRICANE DEBBYHurricane$1,770,997.56during plan review, check whether your last plan included it; within last 5 years
2024-08-032024-08-01EM-3605-FLEmergencyTROPICAL STORM DEBBYHurricane (primary); also designated: Inland Flooding, Strong Wind, Tornadonone foundduring plan review, check whether your last plan included it; within last 5 yearssame incident as DR-4806
2023-08-312023-08-27DR-4734-FLMajor disasterHURRICANE IDALIAHurricane$5,442,973.36within last 5 years
2023-08-282023-08-27EM-3596-FLEmergencyTROPICAL STORM IDALIAHurricanenone foundwithin last 5 yearssame incident as DR-4734
2022-12-132022-11-07DR-4680-FLMajor disasterHURRICANE NICOLEHurricane$36,728.08within last 5 years
2022-11-082022-11-07EM-3587-FLEmergencyTROPICAL STORM NICOLEHurricanenone foundwithin last 5 yearssame incident as DR-4680
2022-09-292022-09-23DR-4673-FLMajor disasterHURRICANE IANHurricane$15,270,944.26within last 5 years
2022-09-242022-09-23EM-3584-FLEmergencyTROPICAL STORM IANHurricanenone foundwithin last 5 yearssame incident as DR-4673
2021-07-042021-07-04EM-3561-FLEmergencyTROPICAL STORM ELSAHurricanenone found
2020-11-112020-11-07EM-3551-FLEmergencyHURRICANE ETAHurricane$14,722.40
2020-03-252020-01-20DR-4486-FLMajor disasterCOVID-19 PANDEMICNon-natural, not counted$31,473,301.64
2020-03-132020-01-20EM-3432-FLEmergencyCOVID-19Non-natural, not countednone foundsame incident as DR-4486
2019-08-302019-08-28EM-3419-FLEmergencyHURRICANE DORIANHurricanenone found
2018-10-092018-10-07EM-3405-FLEmergencyHURRICANE MICHAELHurricanenone found
2017-09-102017-09-04DR-4337-FLMajor disasterHURRICANE IRMAHurricane$48,177,573.46
2017-09-052017-09-04EM-3385-FLEmergencyHURRICANE IRMAHurricanenone foundsame incident as DR-4337
2016-09-282016-08-31DR-4280-FLMajor disasterHURRICANE HERMINEHurricane$4,369,662.46
2012-07-032012-06-23DR-4068-FLMajor disasterTROPICAL STORM DEBBYHurricane$1,028,062.39
2008-08-212008-08-18EM-3288-FLEmergencyTROPICAL STORM FAYHurricane; Inland Flooding$152,417.51
2005-09-052005-08-29EM-3220-FLEmergencyHURRICANE KATRINA EVACUATIONHurricane: evacuation support, not a local hazard event; not countednone found
2004-09-262004-09-24DR-1561-FLMajor disasterHURRICANE JEANNEHurricane$8,669,402.61
2004-09-042004-09-03DR-1545-FLMajor disasterHURRICANE FRANCESHurricane$5,806,337.13
2004-08-132004-08-11DR-1539-FLMajor disasterTROPICAL STORM BONNIE AND HURRICANE CHARLEYHurricane$2,157,517.79
2001-03-182001-02-17FM-2353-FLFire managementFL - LAKELAND COMPLEX FIREWildfirenone found
2001-02-052000-12-01DR-1359-FLMajor disasterSEVERE FREEZECold WavePA not declared for this county
2000-05-202000-05-22FM-2300-FLFire managementLAKELAND DISTRICT FIREWildfirenone found
1999-10-151999-10-14EM-3150-FLEmergencyTROPICAL STORM IRENE - FLORIDAHurricane$12,003.16
1999-04-271999-04-15EM-3139-FLEmergencyFL-FIRES 04/15/99Wildfirenone found
1999-04-211999-04-13FM-2259-FLFire managementFL-FIRES 04/13/99Wildfirenone found
1998-09-251998-09-25EM-3131-FLEmergencyHURRICANE GRORGESHurricanenone found
1998-06-181998-05-25DR-1223-FLMajor disasterEXTREME FIRE HAZARDWildfirenone found
1998-01-061997-12-25DR-1195-FLMajor disasterSEVERE STORMS, HIGH WINDS, TORNADOES, AND FLOODINGInland Flooding; Strong Wind; TornadoPA not declared for this county
1996-10-151996-10-07DR-1141-FLMajor disasterTROPICAL STORM JOSEPHINEHurricane; TornadoPA not declared for this county
1993-03-131993-03-12DR-982-FLMajor disasterTORNADOES, FLOODING, HIGH WINDS & TIDES, FREEZINGTornado (primary); also designated: Inland Flooding, Strong Windnone found
1992-10-081992-10-03DR-966-FLMajor disasterSEVERE STORMS, TORNADOES & FLOODINGInland Flooding; Tornadonone found
1990-01-151989-12-23DR-851-FLMajor disasterSEVERE FREEZECold WavePA not declared for this county
1985-09-121985-08-29DR-743-FLMajor disasterHURRICANE ELENAHurricanenone found
1979-05-151979-05-15DR-586-FLMajor disasterSEVERE STORMS, TORNADOES & FLOODINGInland Flooding; TornadoPA not declared for this county
1977-01-311977-01-31DR-526-FLMajor disasterSEVERE WINTER WEATHERCold WavePA not declared for this county
1972-06-231972-06-23DR-337-FLMajor disasterTROPICAL STORM AGNESHurricanenone found
1968-11-071968-11-07DR-252-FLMajor disasterHURRICANE GLADYSHurricane (primary); also designated: Inland Floodingnone found

County Public Assistance: applicants the FEMA record places in this county, including any state agencies FEMA files there; statewide rows are listed on the state page; federal share obligated, nominal dollars.

Dollars are nominal (as reported), labeled with the year; not adjusted for inflation.

Statewide declarations

DeclaredIncident beganFEMA numberTypeTitleMapped hazardFlagsNotes
1995-08-031995-08-02EM-3116-FLEmergencyHURRICANE ERINHurricane
1964-09-101964-09-10DR-176-FLMajor disasterHURRICANE DORAHurricane (primary); also designated: Inland Flooding
1964-09-081964-09-08DR-175-FLMajor disasterHURRICANE CLEOHurricane (primary); also designated: Inland Flooding
1962-12-171962-12-17DR-141-FLMajor disasterABNORMALLY HIGH TIDESInland Flooding
1960-09-121960-09-12DR-106-FLMajor disasterHURRICANE DONNAHurricane (primary); also designated: Inland Flooding
1960-03-231960-03-23DR-97-FLMajor disasterSEVERE WEATHER CONDITIONSOther, not an NRI hazard; not counted
1953-10-221953-10-22DR-12-FLMajor disasterFLOODInland Flooding

FEMA recorded these with designated area Statewide and no county. Listed on every county page in the state; not counted with county rows.

17 Fire Management declarations (1985-05-17 to 1998-06-28) FEMA filed as Statewide with no county; each names one local fire. Listed on the state page.

Source

FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-27T010817Z, pulled 2026-09-28, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)

Public Assistance not placed in a county in this state: 4 rows, $9,327,951.42

Disaster numberDeclaredApplicantCounty field in FEMA dataPA obligatedfederal share obligated, nominal dollarsWhy not placed
45642020-09-23PowerSouth Energy CooperativeCovington County$43,450.21county field is a county of another state and the applicant name does not identify a place in the declaring state
43992018-10-11PowerSouth Energy CooperativeCovington County$8,524,655.17county field is a county of another state and the applicant name does not identify a place in the declaring state
15952005-07-10Alabama Electric Cooperative, Inc.Covington County$391,312.46county field is a county of another state and the applicant name does not identify a place in the declaring state
15512004-09-16Alabama Electric Cooperative, Inc.Covington County$368,533.58county field is a county of another state and the applicant name does not identify a place in the declaring state

FEMA's Public Assistance summaries file these applicants under a county field that is not a county of this state (an Alaska school area, the former Valdez-Cordova Census Area, or another state's county), and the applicant name does not identify one place here. They are listed for the whole state and are not in any county total. Check whether any of them worked in your county.

Previous occurrences by hazard, with explicit no-event rows

HazardStorm Events recordsfull periodSince plan approvalrecordsDuring plan reviewrecordsLast 5 yearsrecordsDeclared incidentsdistinct incidentsDeclared since approvaldistinct incidentsPeriodStatement
Avalanche0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Coastal Flooding18002001996 to 2026-06-30
Cold Wave9000301996 to 2026-06-30Includes 5 Frost/Freeze records, event types the NRI definition of this hazard leaves out.
Drought0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Earthquake000000No Storm Events record; local data required (e.g., USGS).
Hail112102001955 to 2026-06-30
Heat Wave0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Hurricane290252301996 to 2026-06-30
Ice Storm0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Inland Flooding50215901996 to 2026-06-30
Landslide0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Lightning1755517001996 to 2026-06-30
Strong Wind2881311401955 to 2026-06-30Includes 5 High Wind records and 3 Strong Wind records, event types the NRI definition of this hazard leaves out.
Tornado147218601950 to 2026-06-30
Tsunami0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Volcanic Activity0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Wildfire4000501996 to 2026-06-30
Winter Weather0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events

Sources

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-27T010817Z, pulled 2026-09-28, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)

NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-28, https://www.weather.gov/gis/ZoneCounty

Notable Storm Events records

DateEvent typeMagnitude or extentDamagenominal dollarsDirect deaths, injuriesindirect not countedLocationFlagsWhy listed
2024-10-09Hurricane (Typhoon)category 2$43,000,000 property; crops not reported, reported for the zone (2024 dollars)0, 0NWS zone FLZ050 (PINELLAS), zone-level: may include parts of neighboring countiesduring plan review, check whether your last plan included it; within last 5 yearsB1-c worst recorded: Hurricane, Tropical Storm, Tropical Depression
2019-07-21Lightning$0 property; $0 crops (2019 dollars)1, 7CLEARWATER BEACHB1-c worst recorded: Lightning
2018-12-21High Wind62 kt (71 mph) measured gust$0 property; $0 crops, reported for the zone (2018 dollars)0, 0NWS zone FLZ050 (PINELLAS), zone-level: may include parts of neighboring countiesB1-c worst recorded: High Wind and Strong Wind (outside NRI Strong Wind definition)
2016-09-01Storm Surge/Tide$4,000,000 property; $0 crops, reported for the zone (2016 dollars)0, 0NWS zone FLZ050 (PINELLAS), zone-level: may include parts of neighboring countiesB1-c worst recorded: Coastal Flood, Storm Surge/Tide
2015-08-03Flood$3,500,000 property; $0 crops (2015 dollars)0, 0ANCLOTE to TARPON SPRINGS COMPS SITEB1-c worst recorded: Flash Flood, Flood, Lakeshore Flood
2008-10-28Cold/Wind Chill$0 property; $0 crops, reported for the zone (2008 dollars)0, 0NWS zone FLZ050 (PINELLAS), zone-level: may include parts of neighboring countiesB1-c worst recorded: Cold/Wind Chill, Extreme Cold/Wind Chill
2001-05-03Hail3 in$250,000 property; $0 crops (2001 dollars)0, 0TIERRA VERDEB1-c worst recorded: Hail
2000-03-23Wildfire$5,000 property; $0 crops (2000 dollars)0, 0CLEARWATERB1-c worst recorded: Wildfire
1992-10-03TornadoF3, 2.6 mi path length (records before 1996 may include the whole path; rating and listing come from the county where the tornado began), 500 yd wide$25,000,000 property; crops not recorded (1992 dollars)3, 75location not recordeddeaths or injuries recorded
1978-05-04TornadoF3, 1.5 mi path length (records before 1996 may include the whole path; rating and listing come from the county where the tornado began), 200 yd wide$2,500,000 property; crops not recorded (1978 dollars)3, 94location not recordeddeaths or injuries recorded
1971-02-07Thunderstorm Wind83 kt (96 mph), measurement type not recordeddamage not recorded (pre-1996 record)0, 0location not recordedB1-c worst recorded: Thunderstorm Wind
1966-04-04TornadoF4, 46.5 mi path length (records before 1996 may include the whole path; rating and listing come from the county where the tornado began), 300 yd wide$25,000,000 property; crops not recorded (1966 dollars)3, 80location not recordeddeaths or injuries recorded

The full list is in the XLSX file, sheet "B1-d Storm Events history" (832 rows).

Storm Events records are more complete after 1996; before 1996 only Tornado (from 1950), Hail and Thunderstorm Wind (from 1955) exist. Zone-level records are placed with NWS zone-county files, which exist from 2020 on; an earlier record is placed by its zone number in the nearest later file only when its zone name matches that file, records from zones NWS renumbered are placed by name or left out, and a record whose zone is in no known file is left out of every count, so counts before 2020 can be low. Some current zones are also missing from the NWS files, so recent counts can be low too.

Sources

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-28, https://www.weather.gov/gis/ZoneCounty

FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-26T121003Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)

State-declared emergencies are not in federal data. Add them from your state emergency management agency.

Tribal and special-area declarations in this state are listed on the state page.

Supports B1-e: probability

Probability: FEMA annualized frequency and descriptor per hazard

HazardFEMA annualized frequency (modeled)unit per rowUnitIn plain termsDescriptorDescriptor basisNRI events or days in its record period (hail, wind and tornado are area-weighted, so can be fractional)NRI periodLocationNote
Avalancheevents per year1994 to 2023 (30 years)see B1-fNot Applicable in NRI for this county; no descriptor.
Coastal Flooding3.69events per year at a location (modeled)about 3.7 per year at a given location in the countyHighly likelyFEMA annualized frequency (modeled)not shownmodeledsee B1-fDescriptor from NRI: the rate at a location is 1 or more a year, so the county rate is at least that.
Cold Wave3.14event-days per yearabout 3.14 days per yearPossibleevent-days in 2 of 30 years, 1996 to 2025 (6.67%)20.62005-11-12 to 2024-11-12 (19 years)countywideNRI gives about 3.14 cold wave event-days a year here (its annualized frequency over 19 years; not its event count divided by the years), but Storm Events has a record in only 2 of 30 years. NRI counts from a different source that records far more events than Storm Events, so this descriptor reads much lower than NRI's frequency; read the two together. Frost/Freeze records are not counted in this descriptor: they record crop freezes, not cold waves.
Drought16.8event-days per yearabout 16.8 days per yearevent-days in 0 of 30 years, 1996 to 2025 (0%)5322000 to 2025 (25.25 years; D3 and D4 only)countywideNo recorded event-days, 1996 to 2025; descriptor not assigned
Earthquake0.000306annual probability at a locationchance a given location in the county has at least minor-damage shaking in a year: 0.0306%not shownmodeledsee B1-fDescriptor not assigned: the NRI value is the chance at a location in the county, not how often the hazard affects the county, and Storm Events does not record earthquakes.
Hail1.17events per yearabout 1.17 per yearHighly likelyFEMA annualized frequency (modeled)64.2 (modeled)1986 to 2023 (38 years)countywide
Heat Wave3.04event-days per yearabout 3.04 days per yearevent-days in 0 of 30 years, 1996 to 2025 (0%)16.22005-11-12 to 2024-11-12 (19 years)countywideNo recorded event-days, 1996 to 2025; descriptor not assigned
Hurricane0.229events per yearabout 1 in 4 yearsLikelyFEMA annualized frequency (modeled)781851 to 2024 (Atlantic)see B1-fNRI counts hurricane and tropical storm tracks passing within storm-force wind range; federal declarations are counted separately in B1-d and need not match.
Ice Stormevent-days per year1946-12-31 to 2014-02-12 (67 years)countywideNot Applicable in NRI for this county; no descriptor.
Inland Flooding1.61event-days per yearabout 1.61 days per yearLikelyevent-days in 15 of 30 years, 1996 to 2025 (50%)451996 to 2023 (28 years)see B1-f
Landslide0.0267events per year (modeled)about 1 in 37 yearsPossibleFEMA annualized frequency (modeled)not shownmodeledsee B1-f
Lightning94.4days per year with a strikeabout 94.4 days per yearHighly likelyFEMA annualized frequency (modeled)not shown1995 to 2023 (29 years; CONUS)countywide
Strong Wind0.634events per yearabout 0.63 per yearLikelyFEMA annualized frequency (modeled)131986 to 2023 (38 years)countywide
Tornado0.684events per yearabout 0.68 per yearLikelyFEMA annualized frequency (modeled)not shown1950 to 2023 (EF2+); 1986 to 2023 (EF0-1)see B1-f
Tsunamiannual probability at the most exposed location (used in place of a county value)Storm Events records in 0 of 30 years, 1996 to 2025 (0%)not shownmodeledsee B1-fNo Storm Events record of this hazard, 1996 to 2025; descriptor not assigned (the NRI value is the chance at a location in the county, not how often the hazard affects the county)
Volcanic Activityannual probabilitynot shownmodeledsee B1-fNot Applicable in NRI for this county; no descriptor.
Wildfire0.000785annual probability at a locationchance a given location in the county burns in a year: 0.0785%PossibleStorm Events records in 2 of 30 years, 1996 to 2025 (6.67%)not shownmodeledsee B1-fDescriptor from Storm Events, not NRI: the NRI value is the chance at a location in the county, not how often the hazard affects the county.
Winter Weather0event-days per yearnone modeledevent-days in 0 of 30 years, 1996 to 2025 (0%)02005-11-12 to 2024-11-12 (19 years)countywideNo recorded event-days, 1996 to 2025; descriptor not assigned

FEMA annualized frequency (modeled) comes from the National Risk Index v1.20 (December 2025). It is not recorded events divided by years, and what it measures depends on the hazard. For most hazards it estimates how often the hazard affects this county each year: it counts events or event-days (drought, heat wave, cold wave, winter weather, ice storm and inland flooding are in days per year; lightning is the number of days per year with a recorded cloud-to-ground strike, from the NOAA Storm Prediction Center daily lightning climatology); it may count events in the surrounding area (hail, strong wind, tornado, hurricane and ice storm use a 49 km grid and buffers) and is averaged over the county's area; and some hazards use a minimum value for places with no recorded event. Earthquake, wildfire and coastal flooding are different: FEMA computes them for each census block and averages them over the county, so the value is the chance (for coastal flooding, the modeled number of floods per year) at a location in the county, which is lower than the chance that the hazard strikes somewhere in the county. Earthquake is the chance of at least minor-damage shaking (U.S. Geological Survey model); wildfire is the chance that a location burns in a large fire (U.S. Forest Service burn probability); coastal flooding comes from FEMA flood zones and NOAA high-tide flooding, so it can be above 1 where high-tide flooding is frequent. Tsunami is the value at the county's most exposed location, from recorded events and modeled return periods. For these four hazards the packet gives no "1 in N years" and takes the descriptor from Storm Events (none for earthquake) unless the value is 1 or more a year. Landslide is a U.S. Geological Survey modeled county rate spread by slope susceptibility. Volcanic activity is the chance that a volcano affecting the county erupts in a year. Drought counts only extreme and exceptional drought (D3 and D4). Source: FEMA, National Risk Index Technical Documentation v1.20, sections 5.2.2 (Table 5), 5.2.3, 7.4, 10.4, 16.5, 17.1, 17.3.1, 17.5, 20.3.1, 21.4, 22.4 and 6 to 23.

Sources

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

Descriptor scale used in this packet (defined per unit)

UnitDescriptorDefinition
events per yearHighly likely1 or more per year
events per yearLikelyabout once in 1 to 10 years
events per yearPossibleabout once in 10 to 100 years
events per yearUnlikelyless than once in 100 years
annual probabilityLikely10% to under 100% chance in a given year
annual probabilityPossible1% to under 10% chance in a given year
annual probabilityUnlikelyunder 1% chance in a given year
event-days (share of years)Highly likelyevent-days recorded in 90% or more of years
event-days (share of years)Likelyevent-days recorded in 10% to under 90% of years
event-days (share of years)Possibleevent-days recorded in some years but under 10% of years
lightning strike-daysHighly likelycloud-to-ground strikes on 1 or more days per year

Sources

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

Intensity bands: historical frequency (Storm Events)

HazardBandYearsEventscounty-coded recordsYears in periodEvents per yearevents / years
Hail1.00-1.99 in1996 to 202522300.733
Hail2.00 in+1996 to 20251300.0333
Strong Wind (Thunderstorm Wind records)50-64 kt1996 to 202599303.3
Strong Wind (Thunderstorm Wind records)65 kt+1996 to 20253300.1
Strong Wind (Thunderstorm Wind records)unmeasured or below 50 kt1996 to 202582302.73
TornadoEF0-11996 to 202545301.5
TornadoEF2-31996 to 20252300.0667
TornadoEF4-51996 to 20250300
Tornadounrated (EFU)1996 to 20251300.0333

Hail smaller than 1 inch is not counted: on 2010-01-05 the National Weather Service raised its severe-hail threshold from 3/4 inch to 1 inch, so smaller reports became less common after 2009 (NWS Service Change Notice 09-52). NRI hail frequency uses a 0.75 inch threshold.

Source

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

Optional: future conditions. Not a required item in the 2025 FEMA Local Mitigation Planning Policy Guide; some states ask for it. The federal Climate Mapping for Resilience and Adaptation (CMRA) site gives county exposure to future climate conditions.

Supports B1-f: variation across the planning area

Range of census tract risk within the county

HazardTractsrated of allRisk score minNRI score, 0 to 100MedianMaxTracts by ratingNote
Avalanche0 of 273Not Applicable 273
Coastal Flooding213 of 27369.790.099.6Very High 11, Relatively High 43, Relatively Moderate 61, Relatively Low 64, Very Low 34, No Rating 60
Cold Wave273 of 27335.568.888.8Relatively High 36, Relatively Moderate 227, Relatively Low 10National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.
Drought1 of 27385.085.085.0Relatively Low 1, No Rating 272National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. Agriculture is all of NRI's expected annual loss for this hazard in the county, so the tract range above mostly reflects where crop and livestock value is, not where buildings and people are. Confirm locally.
Earthquake273 of 2731.29.635.0Very Low 273
Hail273 of 27329.552.784.3Relatively Moderate 11, Relatively Low 246, Very Low 16National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.
Heat Wave273 of 2736.832.565.1Relatively Moderate 10, Relatively Low 230, Very Low 33National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.
Hurricane273 of 27377.488.798.7Very High 2, Relatively High 96, Relatively Moderate 173, Relatively Low 2
Ice Storm0 of 273Not Applicable 273National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.
Inland Flooding273 of 2730.919.094.7Relatively High 10, Relatively Moderate 41, Relatively Low 107, Very Low 115
Landslide114 of 2738.622.664.9Very Low 114, No Rating 159
Lightning273 of 27329.084.898.2Very High 11, Relatively High 182, Relatively Moderate 77, Relatively Low 3National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.
Strong Wind273 of 2737.616.143.9Relatively Low 47, Very Low 226National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.
Tornado273 of 27337.964.692.6Relatively High 35, Relatively Moderate 207, Relatively Low 31
Tsunami0 of 273Insufficient Data 273
Volcanic Activity0 of 273Not Applicable 273
Wildfire201 of 27318.541.392.4Relatively Moderate 5, Relatively Low 35, Very Low 161, No Rating 72
Winter Weather0 of 273No Rating 273National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.

Rated tracts only: No Rating (score 0.0), Not Applicable and Insufficient Data tracts are counted but not used for the minimum, median and maximum.

Source

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

Per-member block (Starter, confirm locally)

MemberTypePlan statusRepetitive lossFMA RL and SRL (44 CFR 77.2); repeat-flood, any definitionPublic Assistance matchedfederal share obligated, nominal dollarsEvent records naming this placeall years; since the member's planNotes
Pinellas County (unincorporated area)UnincorporatedApproved, expires 2030-05-05FMA RL 21, SRL 45; any 253$71,952,368.560; 0Includes $12,395,608.89 for declarations not counted as hazard incidents (DR-4486-FL).
Belleair Beach cityCityApproved, expires 2030-05-05FMA RL 6, SRL 34; any 84$1,268,351.627; 0
Belleair Bluffs cityCityApproved, expires 2030-05-05FMA RL 0, SRL 0; any 0$247,956.101; 0
Belleair Shore townTownApproved, expires 2030-05-05FMA RL 0, SRL 0; any 5$15,847.990; 0
Belleair townTownApproved, expires 2030-05-05FMA RL 2, SRL 2; any 11$1,517,805.426; 0
Clearwater cityCityApproved, expires 2030-05-05FMA RL 24, SRL 36; any 151$22,459,563.2554; 1
Dunedin cityCityApproved, expires 2030-05-05FMA RL 32, SRL 49; any 134$9,782,068.628; 0Includes $11,350.91 for declarations not counted as hazard incidents (DR-4486-FL).
Gulfport cityCityApproved, expires 2030-05-05FMA RL 8, SRL 10; any 34$6,802,680.3919; 0Includes $41,507.13 for declarations not counted as hazard incidents (DR-4486-FL).
Indian Rocks Beach cityCityApproved, expires 2030-05-05FMA RL 4, SRL 10; any 82$1,896,621.9812; 0
Indian Shores townTownApproved, expires 2030-05-05FMA RL 1, SRL 2; any 25$1,246,175.690; 0Includes $10,032.97 for declarations not counted as hazard incidents (DR-4486-FL).
Kenneth City townTownApproved, expires 2030-05-05FMA RL 0, SRL 0; any 0$418,706.099; 1
Largo cityCityApproved, expires 2030-05-05FMA RL 2, SRL 4; any 27$11,391,704.4737; 0
Madeira Beach cityCityApproved, expires 2030-05-05FMA RL 101, SRL 166; any 342$6,219,778.566; 0Includes $8,262.62 for declarations not counted as hazard incidents (DR-4486-FL).
North Redington Beach townTownApproved, expires 2030-05-05FMA RL 4, SRL 9; any 28$1,280,548.750; 0
Oldsmar cityCityApproved, expires 2030-05-05FMA RL 5, SRL 3; any 30$3,906,855.229; 0Includes $10,640.63 for declarations not counted as hazard incidents (DR-4486-FL).
Pinellas Park cityCityApproved, expires 2030-05-05FMA RL 3, SRL 5; any 21$4,020,874.5537; 1
Redington Beach townTownApproved, expires 2030-05-05FMA RL 71, SRL 104; any 202$335,345.541; 0
Redington Shores townTownApproved, expires 2030-05-05FMA RL 14, SRL 26; any 51$1,393,068.595; 0
Safety Harbor cityCityApproved, expires 2030-05-05FMA RL 0, SRL 2; any 4$5,414,902.537; 0
Seminole cityCityApproved, expires 2030-05-05FMA RL 0, SRL 0; any 0$2,400,217.1715; 0
South Pasadena cityCityApproved, expires 2030-05-05FMA RL 1, SRL 1; any 10$546,274.335; 1
St. Pete Beach cityCityApproved, expires 2030-05-05FMA RL 37, SRL 66; any 185$9,404,074.870; 0Includes $20,057.45 for declarations not counted as hazard incidents (DR-4486-FL).
St. Petersburg cityCityApproved, expires 2030-05-05FMA RL 592, SRL 703; any 1,258$90,973,349.9883; 0Includes $1,059,286.84 for declarations not counted as hazard incidents (DR-4486-FL).
Tarpon Springs cityCityApproved, expires 2030-05-05FMA RL 25, SRL 38; any 126$6,405,822.2031; 0Includes $55,667.64 for declarations not counted as hazard incidents (DR-4486-FL).
Treasure Island cityCityApproved, expires 2030-05-05FMA RL 57, SRL 80; any 234$810,064.728; 1

Member rows are whole NFIP communities and need not add up to the county total: a community that extends into another county is counted in full on each member row, while the county table counts only its part in this county.

School districts and special districts get a plan clock row only.

Sources

FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-26T121003Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)

FEMA, OpenFEMA NfipMultipleLossProperties v1, version 2026-08-04T164045Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/NfipMultipleLossProperties (API)

FEMA, OpenFEMA PublicAssistanceFundedProjectsSummaries v1, version 2026-09-26T151157Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/PublicAssistanceFundedProjectsSummaries (API)

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

Supports B2-a and B2-b: assets and impacts

Local data required

County-level starter. The plan must describe impacts for each participant and its own assets.

  • Critical facilities and lifelines per hazard
  • A problem statement per participant per hazard
  • Changes in development in hazard-prone areas since the last approval, or a statement of none (E1-a)
  • Future assets

County-level starter: exposure, expected annual loss and damage since the plan

HazardBuilding exposuremodeled dollarsAgriculture exposuremodeled dollarsPopulation exposedpeopleEAL buildingsmodeled dollars per yearEAL agriculturemodeled dollars per yearEAL population equivalencestatistical value of life and injury, $13.7M per life, not property damageEAL as % of exposurebuildings; agriculture where notedStorm Events damage since 2025-05-05county-coded records, property plus crops, nominal dollarsZone-level damage since planproperty plus crops, reported for the zonePublic Assistance since plannominal dollars; see noteNote
AvalancheNot Applicable in NRI for this county
Coastal Flooding$62,161,344,135335,721$20,810,251$3,823,9390.0335%
Cold Wave$163,105,228,957$2,490,233958,811$46,224$91,827$25,956,536under 0.0001%
Drought$1,667,946$3,8510.231% (agriculture)NRI has no building exposure for this hazard; agriculture shown
Earthquake$280,650,781,972959,107$361,541$198,5310.000129%
Hail$163,105,567,505$2,490,233958,822$2,217,264$1,221$4,3250.00136%$0
Heat Wave$163,105,228,444$2,490,233958,811$94$2$5,561,138under 0.0001%
Hurricane$163,098,102,490$2,490,233958,756$102,743,591$27,176$7,309,2090.063%
Ice StormNot Applicable in NRI for this county
Inland Flooding$162,434,100,855$73,134242,939$90,691,462$75$137,899n/a (see note)$125,000NRI counts the full building value of any census block with some flood loss; this is not the value of buildings in the floodplain. Use local FIRM overlays for B2-a/B2-b. EAL as % of exposure: n/a.
Landslide$59,679,172341$73under $10.000122%
Lightning$163,105,567,505958,822$686,240$8,211,2770.000421%$1,000
Strong Wind$163,105,567,505$2,490,233958,822$459,987$1,083$244,6440.000282%$0
Tornado$163,105,567,505$2,490,233958,822$8,725,312$46$24,742,4200.00535%$250,000
TsunamiNRI publishes no building exposure for this county
Volcanic ActivityNot Applicable in NRI for this county
Wildfire$7,964,671,091$433,27649,043$340,643$21$36,2820.00428%
Winter Weather$0$00$0$0$0building exposure is 0 in NRI

Totals since 2025-05-05 (Storm Events through 2026-06-30): 11 county-coded records, 11 with a damage value recorded (including $0), $376,000; 0 zone-level records, 0 with a damage value recorded (including $0), $0 reported for the zone; Public Assistance on counted declarations none found (0 declarations, 0 with PA).

Total = buildings + agriculture + population equivalence; FEMA values each expected death (or 10 injuries) at $13.7 million (2024 dollars).

FEMA does not split Public Assistance by hazard. A declaration mapped to several hazards is listed under each of them with its full amount, so the per-hazard column must not be added up; the unit total counts each declaration once.

Dollars are nominal (as reported), labeled with the year; not adjusted for inflation.

Sources

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-28, https://www.weather.gov/gis/ZoneCounty

FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-27T010817Z, pulled 2026-09-28, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)

FEMA, OpenFEMA PublicAssistanceFundedProjectsSummaries v1, version 2026-09-26T151157Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/PublicAssistanceFundedProjectsSummaries (API)

FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-26T121003Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)

Supports B2-a: context

County context

MeasureValue
Population958,822
Building value (total, not at risk)$163,105,567,505
Agriculture value (total, not at risk)$2,490,233
NRI risk rating (all hazards)Relatively High
Expected annual loss, buildings and agriculture, all hazards$227,207,983
Expected annual loss, population equivalence, all hazards (NRI values each statistical life at $13.7M; a modeled value of expected deaths and injuries, not property damage)$76,226,199
Social vulnerability ratingRelatively Moderate
Community resilience ratingVery Low
NRI versionDecember 2025

FEMA's all-hazard expected annual loss total adds buildings, agriculture and population equivalence; the two parts are shown separately so the property figure is not read as including the statistical value of life.

Source

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

Supports B2-c: repetitive loss

Repetitive loss in this county, both definitions

DefinitionPropertiesSevere repetitive lossProperties
Repetitive loss, FMA definition (44 CFR 77.2)1,010Severe repetitive loss, FMA definition (44 CFR 77.2)1,395
Repetitive loss, NFIP insurance definition3,060Severe repetitive loss, NFIP insurance definition1,134

Your state NFIP coordinator's list may use the NFIP insurance definition, so its counts can be higher.

Repeat-flood properties: county and state-level rows

ScopeRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
County total1,0101,3953,0601,1343,2971261,711
OLDSMAR, CITY OF5330330223
PINELLAS PARK, CITY OF3520421717
TARPON SPRINGS, CITY OF253812637126062
BELLEAIR, TOWN OF2211211010
BELLEAIR BEACH, CITY OF634822984040
BELLEAIR SHORE, TOWN OF0050513
CLEARWATER, CITY OF243614326151282
DUNEDIN, CITY OF324912733134875
GULFPORT, CITY OF81032734010
INDIAN ROCKS BEACH, CITY OF41082882450
INDIAN SHORES, TOWN OF1223025214
LARGO, CITY OF2425327115
MADEIRA BEACH, CITY OF10116630412634226162
NORTH REDINGTON BEACH, TOWN OF4924628116
PINELLAS COUNTY *2145240342537144
REDINGTON BEACH, TOWN OF71104180812021591
REDINGTON SHORES, TOWN OF1426441851431
SAFETY HARBOR, CITY OF0231402
ST. PETERSBURG, CITY OF5927031,1776171,25827660
ST. PETE BEACH, CITY OF3766163431854102
SOUTH PASADENA, CITY OF111011018
TREASURE ISLAND, CITY OF5780209552341494
State level, not in this county: county not reported01901001

Repeat-flood properties by plan member (NFIP community)

MemberNFIP community IDRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredpropertiesNote
Pinellas County (unincorporated area)1251392145240342537144
Belleair Beach city125089634822984040
Belleair Bluffs city1202390000000
Belleair Shore town1250900050513
Belleair town1250882211211010
Clearwater city125096243614326151282
Dunedin city125103324912733134875
Gulfport city12510881032734010
Indian Rocks Beach city12511741082882450
Indian Shores town1251181223025214
Kenneth City town1202450000000
Largo city1251222425327115
Madeira Beach city12512710116630412634226162
North Redington Beach town1251334924628116
Oldsmar city1202505330330223
Pinellas Park city1202513520421717
Redington Beach town12514071104180812021591
Redington Shores town1251411426441851431
Safety Harbor city1251430231402
Seminole city1202570000000
South Pasadena city125151111011018
St. Pete Beach city1251493766163431854102
St. Petersburg city1251485927031,1776171,25827660
Tarpon Springs city120259253812637126062
Treasure Island city1251535780209552341494

Per-member types: XLSX sheet 'B2-c Members'.

Member rows are whole NFIP communities and need not add up to the county total: a community that extends into another county is counted in full on each member row, while the county table counts only its part in this county.

County repeat-flood properties by occupancy group

Occupancy groupRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
single-family residential9721,2632,6421,0392,8521141,523
2 to 4 unit residential256416951178352
other residential73712826136680
non-residential63112118131356
not reported0000000

Institutional properties cannot be separated in this data: FEMA's occupancy groups have no institutional class, so they fall in non-residential or other residential in the table by occupancy group.

FMA RL and FMA SRL are the Flood Mitigation Assistance definitions (44 CFR 77.2), the ones the FEMA Local Mitigation Planning Policy Guide cites; OpenFEMA's fmaRl field description omits the Increased Cost of Compliance clause of 44 CFR 77.2(i). NFIP repetitive loss (FEMA insurance definition, nfipRl) is 2 or more claims over $1,000 in 10 years and can drop to false when a property is mitigated. Also shown: NFIP severe repetitive loss, any category, mitigated and currently insured.

Your state NFIP coordinator's list may use the NFIP insurance definition, so its counts can be higher.

Counts are aggregates of FEMA's public NFIP Multiple Loss Properties file (as of 2026-08-02). No property is identified. County assignment is FEMA's geocode.

Counts may differ from your state NFIP coordinator's list, which is the source the Handbook names.

In this county 103 properties are FMA repetitive loss but not NFIP repetitive loss, and 2,153 properties are NFIP repetitive loss but not FMA repetitive loss.

Exact counts; no count suppression.

Sources

Every table above lists its own sources. The full list, for the plan's bibliography (FEMA review item A4-a):

  1. FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-26T121003Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)
  2. FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-27T010817Z, pulled 2026-09-28, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)
  3. FEMA, OpenFEMA PublicAssistanceFundedProjectsSummaries v1, version 2026-09-26T151157Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/PublicAssistanceFundedProjectsSummaries (API)
  4. FEMA, OpenFEMA NfipMultipleLossProperties v1, version 2026-08-04T164045Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/NfipMultipleLossProperties (API)
  5. FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)
  6. NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/
  7. NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-28, https://www.weather.gov/gis/ZoneCounty
  8. U.S. Census Bureau, Census 2024 Gazetteer, 2020 place by county, CT county-to-cousub crosswalk, version 2024-gazetteer, pulled 2026-09-28, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_counties_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_cousubs_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_place_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_unsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_elsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_scsd_national.zip, https://www2.census.gov/geo/docs/reference/codes2020/national_place_by_county2020.txt, https://www2.census.gov/geo/docs/reference/ct_change/ct_cou_to_cousub_crosswalk.xlsx

OpenFEMA disclaimer

This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Hazard Plain is an independent product built from public federal data. It is not a FEMA document and is not reviewed or endorsed by FEMA or any state agency.

Reuse, citation and corrections

Reuse and citation: Hazard Plain text and tables are licensed under Creative Commons Attribution 4.0 International (CC BY 4.0, https://creativecommons.org/licenses/by/4.0/); credit Hazard Plain and the release. The underlying federal data are public domain; OpenFEMA data are also subject to the OpenFEMA terms and conditions.

Cite this: Hazard Plain (2026). Pinellas County, FL: risk-assessment baseline packet, release 2026-10 (data as of 2026-09-28; County area 12103). Preview: automated baseline. Built from FEMA OpenFEMA, the FEMA National Risk Index and NOAA NCEI Storm Events; source versions in the packet's Sources list.

Corrections: to report an error, name the packet, the table and what your records show. Contact: to be added

Hazard Plain release 2026-10. As of 2026-09-28; Storm Events data through 2026-06-30. File hazard-plain_2026-10_FL_12103. Preview: automated baseline.