Hazard Plain Preview: automated baseline

Escambia County, FL

Risk-assessment baseline packet

Unit
County area 12033
Release
2026-10
As of
2026-09-28
Storm Events data through
2026-06-30

Hazard Plain is an independent product built from public federal data. It is not a FEMA document and is not reviewed or endorsed by FEMA or any state agency.

A starting point for the plan's risk assessment (FEMA Local Mitigation Plan Review Tool, Element B). It does not replace local data or FEMA review. Section headings say which FEMA review item each table supports; whether an item is satisfied is decided by the plan and its reviewers.

Hazard Plain release 2026-10, as of 2026-09-28. Independent product; not a FEMA document.

Plan clock

Status
Approved, expires 2030-10-21
Plan
Escambia County (FEMA plan 111255)
Approved
2025-10-21
Expires
2030-10-21
As of
2026-09-28
Days
1,484 days to expiry

What changed since your last plan (approved 2025-10-21)

New federal declarations
none (0 declaration rows; 0 counted incidents)
Storm Events records since approval
5 (data through 2026-06-30)
Repetitive loss now
FMA RL 481, SRL 514 (44 CFR 77.2); any definition: 2,144
Repeat-flood change
First release: no prior release to compare.

Sources

FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-26T121003Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)

FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-27T010817Z, pulled 2026-09-28, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

FEMA, OpenFEMA NfipMultipleLossProperties v1, version 2026-08-04T164045Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/NfipMultipleLossProperties (API)

Plan status for every jurisdiction listed in this county

JurisdictionTypeStatusPlanApprovedExpiresDays to expirynegative = days since expiryUpdate underwayNotes
Escambia County (unincorporated area)UnincorporatedApproved, expires 2030-10-21Escambia County (FEMA plan 111255)2025-10-212030-10-211,484
Century townTownApproved, expires 2030-10-21Escambia County (FEMA plan 111255)2025-10-212030-10-211,484member approved 2025-12-16
Pensacola cityCityApproved, expires 2030-10-21Escambia County (FEMA plan 111255)2025-10-212030-10-211,484member approved 2026-05-14
Escambia County School DistrictSchool/School DistrictPlan 111255 approved 2025-10-21, pending adoption here; not yet eligibleEscambia County (FEMA plan 111255), pending adoption here2025-10-21 by FEMA; not yet adopted here2030-10-21 once adoptedFEMA tracker shows a plan approvable pending adoptionNot yet eligible: adopt the approved plan.
Emerald Coast Utilities AuthorityElectric/Power AuthorityApproved, expires 2030-10-21Escambia County (FEMA plan 111255)2025-10-212030-10-211,484member approved 2026-05-14
Santa Rosa Island AuthoritySpecial DistrictApproved, expires 2030-10-21Escambia County (FEMA plan 111255)2025-10-212030-10-211,484member approved 2025-12-16

Source

FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-26T121003Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)

State plan status and tribal plans in this state: see the state page.

Supports B1-a: hazards

Hazards NRI does not cover: check locally

  • dam failure (incl. upstream dams)
  • levee failure
  • flash flood as its own subtype
  • ice jams
  • debris flows
  • erosion (riverine and coastal)
  • land subsidence and sinkholes
  • expansive soils

The 18 National Risk Index hazards, ranked by expected annual loss (EAL)

Rank by EALHazardNRI risk ratingEAL ratingEAL buildingsmodeled dollars per yearEAL agriculturemodeled dollars per yearEAL population equivalencestatistical value of life and injury, $13.7M per life, not property damageEAL total (see note)modeled dollars per yearStorm Events records since 1996countEvidence for an omissionNRI Not Applicable, no declaration and no Storm Events record since 1996Storm Events coverage note
1HurricaneVery HighVery High$111,092,758$379,050$9,464,868$120,936,6765
2Inland FloodingRelatively ModerateRelatively Moderate$32,251,849$1,869$740,462$32,994,18176
3Heat WaveRelatively ModerateRelatively Moderate$349$266$4,843,744$4,844,3580No recorded events in Storm Events since 1996 (data through 2026-06-30).
4LightningVery HighVery High$51,098$4,208,199$4,259,29842
5Cold WaveRelatively ModerateRelatively High$15,259$19,760$3,955,227$3,990,2470No recorded events in Storm Events since 1996 (data through 2026-06-30).
6TornadoRelatively ModerateRelatively Moderate$2,312,744$213$238,493$2,551,45030
7Coastal FloodingRelatively ModerateRelatively Moderate$1,546,423$213,011$1,759,4337
8EarthquakeRelatively LowRelatively Low$491,398$219,284$710,682Not in Storm Events. Storm Events coverage of this hazard is limited; absence is not evidence of low risk.
9WildfireRelatively LowRelatively Low$443,108$90$89,848$533,0471
10Strong WindRelatively LowRelatively Low$194,849$2,154$279,190$476,193182Includes 1 High Wind record, event types the NRI definition of this hazard leaves out.
11HailRelatively LowRelatively Low$185,475$387$179,610$365,47258
12DroughtRelatively LowRelatively Low$167,496$167,4960No recorded events in Storm Events since 1996 (data through 2026-06-30).
13Winter WeatherRelatively ModerateRelatively Moderate$13,576$42$80,792$94,4104
14Ice StormVery LowVery Low$22,342$2,477$24,8190No recorded events in Storm Events since 1996 (data through 2026-06-30).
15LandslideVery LowVery Low$1,002$7$1,0090No recorded events in Storm Events since 1996 (data through 2026-06-30). Storm Events coverage of this hazard is limited; absence is not evidence of low risk.
AvalancheNot ApplicableNot Applicable0NRI rates avalanche Not Applicable for this county, and no federal declaration for this county names it.No recorded events in Storm Events since 1996 (data through 2026-06-30).
TsunamiInsufficient DataInsufficient Data0No recorded events in Storm Events since 1996 (data through 2026-06-30). Storm Events coverage of this hazard is limited; absence is not evidence of low risk.
Volcanic ActivityNot ApplicableNot Applicable0NRI rates volcanic activity Not Applicable for this county, and no federal declaration for this county names it.No recorded events in Storm Events since 1996 (data through 2026-06-30). Storm Events coverage of this hazard is limited; absence is not evidence of low risk.

Total = buildings + agriculture + population equivalence; FEMA values each expected death (or 10 injuries) at $13.7 million (2024 dollars).

Sources

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

Check your state hazard mitigation plan's hazard list for this county; explain any hazard you drop.

Supports B1-b: location

Where each hazard occurs

HazardLocationCensus tracts ratedrated of all tracts
AvalancheCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.0 of 78
Coastal FloodingThe FEMA Flood Insurance Rate Map (FIRM) is the required location source for flooding. See the FEMA Flood Map Service Center (https://msc.fema.gov) for this county.45 of 78
Cold WaveAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.78 of 78
DroughtAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.16 of 78
EarthquakeCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.78 of 78
HailAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.78 of 78
Heat WaveAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.78 of 78
HurricaneCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.78 of 78
Ice StormAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.78 of 78
Inland FloodingThe FEMA Flood Insurance Rate Map (FIRM) is the required location source for flooding. See the FEMA Flood Map Service Center (https://msc.fema.gov) for this county.78 of 78
LandslideCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.77 of 78
LightningAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.78 of 78
Strong WindAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.78 of 78
TornadoCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.78 of 78
TsunamiCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.0 of 78
Volcanic ActivityCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.0 of 78
WildfireCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.64 of 78
Winter WeatherAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.78 of 78

Source

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

Supports B1-c: extent

Extent: scale, observed range and worst recorded event per hazard

HazardScaleRecordscount, yearsObserved rangeWorst recorded eventMost damaging (when different)How it applies to membersNote
Avalanchenone (count and damage)0Physical measure: in event narratives only; local data required.
Coastal Flood, Storm Surge/Tidenone in data (FIRM for depth)7, 1999 to 2020 (5 zone-level)Coastal Flood, 1999-03-13, $2,000 property; crops not reported (1999 dollars)No event record names a member place. Zone-level records (5) apply countywide.Flood depth: see the FEMA Flood Insurance Rate Map.
Cold/Wind Chill, Extreme Cold/Wind Chillwind chill0Wind chill: in event narratives only; local data required.
Frost/Freeze (outside NRI Cold Wave definition)crop damage0Temperature: in event narratives only; local data required.
DroughtUS Drought Monitor D-scale0Storm Events enters a drought at D2 or worse east of the Rockies and D3 or worse from the Rockies west (NWS Instruction 10-1605); NRI drought counts D3 and D4 only.
EarthquakeModified Mercalli (local data)0No Storm Events record; local data required (e.g., USGS).
Hailhail size (inches)80, 1971 to 20260.5 in to 2 in (median 1 in); 80 with a recorded value2 in hail, 2017-01-21Hail, 2003-05-02, $15,000 property; crops not reported (2003 dollars)Event records naming member places: Pensacola city (10 records), Century town (4 records).
Excessive Heat, Heatheat index (narratives)0Heat index: in event narratives only; local data required.
Hurricane, Tropical Storm, Tropical DepressionSaffir-Simpson5, 2017 to 2021 (5 zone-level)Strongest recorded (records with damage, a wind speed or direct casualties first, then storm type, category and wind): Hurricane (Typhoon) record, 2020-09-15 to 2020-09-16, category 2, property not reported; $30,000,000 crops, reported for the zone (2020 dollars); NWS zone FLZ202 (ESCAMBIA COASTAL), zone-level: may include parts of neighboring countiesZone-level records: applies countywide; national data do not locate these events within the county.Storm Events files every zone of a storm's episode under the storm's event type and category, so a Hurricane (Typhoon) record, especially an inland or remnant one, does not by itself mean hurricane-force winds here; read the damage and wind columns.
Ice StormSperry-Piltz (local data)0Ice thickness: in event narratives only; local data required.
Flash Flood, Flood, Lakeshore Flooddamage and flood days (FIRM for depth)76, 1996 to 2025Flash Flood, 2014-04-29, $150,000,000 property; $0 crops (2014 dollars), 1 direct deathEvent records naming member places: Pensacola city (20 records), Century town (1 record).Flood depth: see the FEMA Flood Insurance Rate Map. Storm Events damage can be $0 or blank even for a major flood, so the worst record here may not be the worst flood; compare FEMA Public Assistance by declaration in B1-d.
Debris Flownone (count and damage)0Physical measure: in event narratives only; local data required.
Lightningannualized frequency (the measure FEMA's Local Mitigation Planning Handbook names)42, 1996 to 2025Lightning, 2001-09-08, damage not reported, 2 direct deathsLightning, 2006-06-17, $50,000 property; crops not reported (2006 dollars)Event records naming member places: Pensacola city (10 records).Storm Events lists lightning with damage or casualties; physical measure in event narratives only; local data required.
High Wind and Strong Wind (outside NRI Strong Wind definition)wind speed (kt and mph)1, 2024 to 2024 (1 zone-level)61 kt (70 mph); 1 with a recorded value61 kt (70 mph) measured gust, High Wind, 2024-01-09; NWS zone FLZ202 (ESCAMBIA COASTAL), zone-level: may include parts of neighboring countiesZone-level records: applies countywide; national data do not locate these events within the county.
Thunderstorm Windwind speed (kt and mph)295, 1957 to 202648 kt (55 mph) to 80 kt (92 mph) (median 52 kt (60 mph)); 242 with a recorded value80 kt (92 mph) estimated gust, Thunderstorm Wind, 2022-05-25Thunderstorm Wind, 2000-03-29, $350,000 property; crops not reported (2000 dollars)Event records naming member places: Pensacola city (39 records), Century town (8 records).
TornadoEnhanced Fujita (F before Feb 2007)99, 1953 to 2025F/EF0 to F/EF3 (median F/EF1); 95 with a recorded valueF3 tornado, 1971-02-07, 1 mi path length (records before 1996 may include the whole path; rating and listing come from the county where the tornado began), 100 yd wide, $2,500,000 property; crops not recorded (1971 dollars), 112 direct injuriesTornado, 2016-02-23, $22,000,000 property; $0 crops (2016 dollars)Event records naming member places: Pensacola city (2 records), Century town (1 record).From 1996 on, tornado records are per-county segments and length is the path length within this county (NWS Instruction 10-1605); records before 1996 may give the whole path length, including the path outside this county, and before 1996 a tornado is listed once, under the county where it began, with the whole path's rating; counties farther along the path may not list it. Length is not used to rank tornadoes.
Tsunaminone (count and damage)0Physical measure: in event narratives only; local data required.
Volcanic Ash, Volcanic AshfallVolcanic Explosivity Index (local data)0Physical measure: in event narratives only; local data required.
Wildfireacres burned (local data)1, 2000 to 2000Wildfire, 2000-07-30, $20,000 property; crops not reported (2000 dollars)No event record names a member place.Acres burned: in event narratives only; local data required.
Winter Storm, Heavy Snow, Blizzard, Lake-Effect Snow, Winter Weather, Sleetnone in data (snowfall local)4, 2017 to 2025 (4 zone-level)No damage reported in 4 records.Zone-level records: applies countywide; national data do not locate these events within the county.Snow depth: in event narratives only; local data required.

Storm Events records are more complete after 1996; before 1996 only Tornado (from 1950), Hail and Thunderstorm Wind (from 1955) exist. Zone-level records are placed with NWS zone-county files, which exist from 2020 on; an earlier record is placed by its zone number in the nearest later file only when its zone name matches that file, records from zones NWS renumbered are placed by name or left out, and a record whose zone is in no known file is left out of every count, so counts before 2020 can be low. Some current zones are also missing from the NWS files, so recent counts can be low too.

Dollars are nominal (as reported), labeled with the year; not adjusted for inflation.

Sources

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-28, https://www.weather.gov/gis/ZoneCounty

Supports B1-d: previous occurrences

Declaration rows
40
Counted incidents
31

Federal disaster declarations for this county

DeclaredIncident beganFEMA numberTypeTitleMapped hazardCounty Public Assistancefederal share obligated, nominal dollarsFlagsNotes
2024-09-282024-09-23DR-4828-FLMajor disasterHURRICANE HELENEHurricane$12,284.73within last 5 years
2024-09-242024-09-23EM-3615-FLEmergencyTROPICAL STORM HELENEHurricane (primary); also designated: Inland Flooding, Strong Windnone foundwithin last 5 yearssame incident as DR-4828
2024-08-102024-08-01DR-4806-FLMajor disasterHURRICANE DEBBYHurricanenone foundwithin last 5 years
2024-08-032024-08-01EM-3605-FLEmergencyTROPICAL STORM DEBBYHurricane (primary); also designated: Inland Flooding, Strong Wind, Tornadonone foundwithin last 5 yearssame incident as DR-4806
2022-09-292022-09-23DR-4673-FLMajor disasterHURRICANE IANHurricanenone foundwithin last 5 years
2022-09-242022-09-23EM-3584-FLEmergencyTROPICAL STORM IANHurricanenone foundwithin last 5 yearssame incident as DR-4673
2021-08-162021-08-13EM-3562-FLEmergencyTROPICAL STORM FREDHurricanenone found
2020-09-232020-09-14DR-4564-FLMajor disasterHURRICANE SALLYHurricane$135,422,873.62
2020-09-152020-09-14EM-3546-FLEmergencyHURRICANE SALLYHurricanenone foundsame incident as DR-4564
2020-03-252020-01-20DR-4486-FLMajor disasterCOVID-19 PANDEMICNon-natural, not counted$52,655,452.28
2020-03-132020-01-20EM-3432-FLEmergencyCOVID-19Non-natural, not countednone foundsame incident as DR-4486
2019-08-302019-08-28EM-3419-FLEmergencyHURRICANE DORIANHurricanenone found
2018-10-092018-10-07EM-3405-FLEmergencyHURRICANE MICHAELHurricanenone found
2017-10-082017-10-07EM-3395-FLEmergencyHURRICANE NATEHurricane$64,053.26
2017-09-102017-09-04DR-4337-FLMajor disasterHURRICANE IRMAHurricanenone found
2017-09-052017-09-04EM-3385-FLEmergencyHURRICANE IRMAHurricanenone foundsame incident as DR-4337
2014-05-062014-04-28DR-4177-FLMajor disasterSEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND FLOODINGInland Flooding; Strong Wind; Tornado$74,190,473.57
2012-10-182012-08-27DR-4084-FLMajor disasterHURRICANE ISAACHurricane$2,873,335.63
2009-04-212009-03-26DR-1831-FLMajor disasterSEVERE STORMS, FLOODING, TORNADOES, AND STRAIGHT-LINE WINDSInland Flooding; Strong Wind; Tornado$1,375,979.36
2008-10-272008-08-31DR-1806-FLMajor disasterHURRICANE GUSTAVHurricane$11,186.91
2008-08-212008-08-18EM-3288-FLEmergencyTROPICAL STORM FAYHurricane; Inland Flooding$37,116.21
2005-09-052005-08-29EM-3220-FLEmergencyHURRICANE KATRINA EVACUATIONHurricane: evacuation support, not a local hazard event; not countednone foundsame incident as DR-1602
2005-08-282005-08-24DR-1602-FLMajor disasterHURRICANE KATRINAHurricane$3,868,308.62
2005-07-102005-07-07DR-1595-FLMajor disasterHURRICANE DENNISHurricane$44,888,985.94
2004-09-162004-09-13DR-1551-FLMajor disasterHURRICANE IVANHurricane$437,175,499.38
2004-09-042004-09-03DR-1545-FLMajor disasterHURRICANE FRANCESHurricane$3,390.21
2004-08-132004-08-11DR-1539-FLMajor disasterTROPICAL STORM BONNIE AND HURRICANE CHARLEYHurricanenone found
2001-05-162001-05-15FM-2361-FLFire managementFL - ESCAMBIA FIRE COMPLEX - 05/16/01Wildfirenone found
2000-10-032000-09-21DR-1344-FLMajor disasterTROPICAL STORM HELENEHurricane; Inland Flooding$78,301.87
1998-09-281998-09-25DR-1249-FLMajor disasterHURRICANE GEORGESHurricanenone found
1998-09-251998-09-25EM-3131-FLEmergencyHURRICANE GRORGESHurricanenone foundsame incident as DR-1249
1998-06-181998-05-25DR-1223-FLMajor disasterEXTREME FIRE HAZARDWildfirenone found
1998-01-061997-12-25DR-1195-FLMajor disasterSEVERE STORMS, HIGH WINDS, TORNADOES, AND FLOODINGInland Flooding; Strong Wind; Tornadonone found
1995-10-041995-10-04DR-1069-FLMajor disasterHURRICANE OPALHurricanenone found
1995-08-101995-08-02DR-1062-FLMajor disasterHURRICANE ERINHurricanenone found
1994-07-081994-07-02EM-3114-FLEmergencyTROPICAL STORM ALBERTOInland Flooding (primary); also designated: Hurricanenone found
1990-04-031990-03-16DR-862-FLMajor disasterSEVERE STORMS & FLOODINGInland FloodingPA not declared for this county
1979-09-131979-09-13DR-600-FLMajor disasterHURRICANE FREDERICHurricanenone found
1979-03-241979-03-24EM-3075-FLEmergencySEVERE STORMS & FLOODINGInland Floodingnone found
1970-07-031970-07-03DR-289-FLMajor disasterHEAVY RAINS & FLOODINGInland Floodingnone found

School districts and special districts in this county: $186,959,568.15 (included in the county total above). Public Assistance matched by applicant name to the school districts and special districts FEMA lists as plan members in this county. They are not shown as member blocks, so their total is listed here. These dollars are already included in the county PA column of the declarations table (the FEMA record places each applicant in this county); do not add this line to the county total.

County Public Assistance: applicants the FEMA record places in this county, including any state agencies FEMA files there; statewide rows are listed on the state page; federal share obligated, nominal dollars.

Dollars are nominal (as reported), labeled with the year; not adjusted for inflation.

Statewide declarations

DeclaredIncident beganFEMA numberTypeTitleMapped hazardFlagsNotes
1995-08-031995-08-02EM-3116-FLEmergencyHURRICANE ERINHurricane
1964-09-101964-09-10DR-176-FLMajor disasterHURRICANE DORAHurricane (primary); also designated: Inland Flooding
1964-09-081964-09-08DR-175-FLMajor disasterHURRICANE CLEOHurricane (primary); also designated: Inland Flooding
1962-12-171962-12-17DR-141-FLMajor disasterABNORMALLY HIGH TIDESInland Flooding
1960-09-121960-09-12DR-106-FLMajor disasterHURRICANE DONNAHurricane (primary); also designated: Inland Flooding
1960-03-231960-03-23DR-97-FLMajor disasterSEVERE WEATHER CONDITIONSOther, not an NRI hazard; not counted
1953-10-221953-10-22DR-12-FLMajor disasterFLOODInland Flooding

FEMA recorded these with designated area Statewide and no county. Listed on every county page in the state; not counted with county rows.

17 Fire Management declarations (1985-05-17 to 1998-06-28) FEMA filed as Statewide with no county; each names one local fire. Listed on the state page.

Source

FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-27T010817Z, pulled 2026-09-28, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)

Public Assistance filed under this county for declarations that do not list it: 1 row, $964,544.53

FEMA numberDeclaredTitleApplicantPA obligatedfederal share obligated, nominal dollars
DR-4399-FL2018-10-11HURRICANE MICHAELSacred Heart Health System, Inc$964,544.53

FEMA's Public Assistance summaries file these applicants under this county, but FEMA's declaration rows for these disasters do not designate it (an electric cooperative or district serving several counties, for example). Not in any declaration row above and not counted.

Public Assistance not placed in a county in this state: 4 rows, $9,327,951.42

Disaster numberDeclaredApplicantCounty field in FEMA dataPA obligatedfederal share obligated, nominal dollarsWhy not placed
45642020-09-23PowerSouth Energy CooperativeCovington County$43,450.21county field is a county of another state and the applicant name does not identify a place in the declaring state
43992018-10-11PowerSouth Energy CooperativeCovington County$8,524,655.17county field is a county of another state and the applicant name does not identify a place in the declaring state
15952005-07-10Alabama Electric Cooperative, Inc.Covington County$391,312.46county field is a county of another state and the applicant name does not identify a place in the declaring state
15512004-09-16Alabama Electric Cooperative, Inc.Covington County$368,533.58county field is a county of another state and the applicant name does not identify a place in the declaring state

FEMA's Public Assistance summaries file these applicants under a county field that is not a county of this state (an Alaska school area, the former Valdez-Cordova Census Area, or another state's county), and the applicant name does not identify one place here. They are listed for the whole state and are not in any county total. Check whether any of them worked in your county.

Previous occurrences by hazard, with explicit no-event rows

HazardStorm Events recordsfull periodSince plan approvalrecordsDuring plan reviewrecordsLast 5 yearsrecordsDeclared incidentsdistinct incidentsDeclared since approvaldistinct incidentsPeriodStatement
Avalanche0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Coastal Flooding7000001996 to 2026-06-30
Cold Wave0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Drought0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Earthquake000000No Storm Events record; local data required (e.g., USGS).
Hail803212001955 to 2026-06-30
Heat Wave0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Hurricane50002301996 to 2026-06-30
Ice Storm0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Inland Flooding7601151101996 to 2026-06-30
Landslide0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Lightning42013001996 to 2026-06-30
Strong Wind2962436501955 to 2026-06-30Includes 1 High Wind record, event types the NRI definition of this hazard leaves out.
Tornado99048401950 to 2026-06-30
Tsunami0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Volcanic Activity0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Wildfire1000201996 to 2026-06-30
Winter Weather4011001996 to 2026-06-30

Sources

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-27T010817Z, pulled 2026-09-28, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)

NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-28, https://www.weather.gov/gis/ZoneCounty

Notable Storm Events records

DateEvent typeMagnitude or extentDamagenominal dollarsDirect deaths, injuriesindirect not countedLocationFlagsWhy listed
2024-01-09High Wind61 kt (70 mph) measured gust$0 property; $0 crops, reported for the zone (2024 dollars)0, 0NWS zone FLZ202 (ESCAMBIA COASTAL), zone-level: may include parts of neighboring countieswithin last 5 yearsB1-c worst recorded: High Wind and Strong Wind (outside NRI Strong Wind definition)
2022-05-25Thunderstorm Wind80 kt (92 mph) estimated gustproperty not reported; $0 crops (2022 dollars)0, 0(PNS)PENSACOLA REGIOwithin last 5 yearsB1-c worst recorded: Thunderstorm Wind
2020-09-15Storm Surge/Tide$0 property; $0 crops, reported for the zone (2020 dollars)2, 0NWS zone FLZ202 (ESCAMBIA COASTAL), zone-level: may include parts of neighboring countiesdeaths or injuries recorded
2020-09-15Hurricane (Typhoon)category 2property not reported; $30,000,000 crops, reported for the zone (2020 dollars)0, 0NWS zone FLZ202 (ESCAMBIA COASTAL), zone-level: may include parts of neighboring countiesB1-c worst recorded: Hurricane, Tropical Storm, Tropical Depression
2017-01-21Hail2 inproperty not reported; $0 crops (2017 dollars)0, 0WALNUT HILLB1-c worst recorded: Hail
2014-04-29Flash Flood$150,000,000 property; $0 crops (2014 dollars)1, 0GULF BEACH to PENSACOLA BEACHB1-c worst recorded: Flash Flood, Flood, Lakeshore Flood
2006-06-17Lightning$50,000 property; crops not reported (2006 dollars)0, 0BARRINEAU PARKB1-c most damaging: Lightning
2001-09-08Lightningdamage not reported2, 0PENSACOLA BEACHdeaths or injuries recorded
2000-07-30Wildfire$20,000 property; crops not reported (2000 dollars)0, 0WEST PENSACOLAB1-c worst recorded: Wildfire
1999-03-13Coastal Flood$2,000 property; crops not reported (1999 dollars)0, 0PENSACOLA BEACHB1-c worst recorded: Coastal Flood, Storm Surge/Tide
1996-08-06Lightningdamage not reported1, 2PERDIDO KEYdeaths or injuries recorded
1971-02-07TornadoF3, 1 mi path length (records before 1996 may include the whole path; rating and listing come from the county where the tornado began), 100 yd wide$2,500,000 property; crops not recorded (1971 dollars)0, 112location not recordedB1-c worst recorded: Tornado

The full list is in the XLSX file, sheet "B1-d Storm Events history" (610 rows).

Storm Events records are more complete after 1996; before 1996 only Tornado (from 1950), Hail and Thunderstorm Wind (from 1955) exist. Zone-level records are placed with NWS zone-county files, which exist from 2020 on; an earlier record is placed by its zone number in the nearest later file only when its zone name matches that file, records from zones NWS renumbered are placed by name or left out, and a record whose zone is in no known file is left out of every count, so counts before 2020 can be low. Some current zones are also missing from the NWS files, so recent counts can be low too.

Sources

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-28, https://www.weather.gov/gis/ZoneCounty

FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-26T121003Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)

State-declared emergencies are not in federal data. Add them from your state emergency management agency.

Tribal and special-area declarations in this state are listed on the state page.

Supports B1-e: probability

Probability: FEMA annualized frequency and descriptor per hazard

HazardFEMA annualized frequency (modeled)unit per rowUnitIn plain termsDescriptorDescriptor basisNRI events or days in its record period (hail, wind and tornado are area-weighted, so can be fractional)NRI periodLocationNote
Avalancheevents per year1994 to 2023 (30 years)see B1-fNot Applicable in NRI for this county; no descriptor.
Coastal Flooding3.64events per year at a location (modeled)about 3.6 per year at a given location in the countyHighly likelyFEMA annualized frequency (modeled)not shownmodeledsee B1-fDescriptor from NRI: the rate at a location is 1 or more a year, so the county rate is at least that.
Cold Wave0.686event-days per yearabout 0.686 days per yearevent-days in 0 of 30 years, 1996 to 2025 (0%)7.832005-11-12 to 2024-11-12 (19 years)countywideNo recorded event-days, 1996 to 2025; descriptor not assigned. Frost/Freeze records are not counted in this descriptor: they record crop freezes, not cold waves.
Drought14.7event-days per yearabout 14.7 days per yearevent-days in 0 of 30 years, 1996 to 2025 (0%)4552000 to 2025 (25.25 years; D3 and D4 only)countywideNo recorded event-days, 1996 to 2025; descriptor not assigned
Earthquake0.00109annual probability at a locationchance a given location in the county has at least minor-damage shaking in a year: 0.109%not shownmodeledsee B1-fDescriptor not assigned: the NRI value is the chance at a location in the county, not how often the hazard affects the county, and Storm Events does not record earthquakes.
Hail1.42events per yearabout 1.42 per yearHighly likelyFEMA annualized frequency (modeled)57.1 (modeled)1986 to 2023 (38 years)countywide
Heat Wave8.9event-days per yearabout 8.9 days per yearevent-days in 0 of 30 years, 1996 to 2025 (0%)85.62005-11-12 to 2024-11-12 (19 years)countywideNo recorded event-days, 1996 to 2025; descriptor not assigned
Hurricane0.246events per yearabout 1 in 4 yearsLikelyFEMA annualized frequency (modeled)1061851 to 2024 (Atlantic)see B1-fNRI counts hurricane and tropical storm tracks passing within storm-force wind range; federal declarations are counted separately in B1-d and need not match.
Ice Storm0.0159event-days per yearabout 0.0159 days per yearevent-days in 0 of 30 years, 1996 to 2025 (0%)11946-12-31 to 2014-02-12 (67 years)countywideNo recorded event-days, 1996 to 2025; descriptor not assigned
Inland Flooding1.79event-days per yearabout 1.79 days per yearLikelyevent-days in 24 of 30 years, 1996 to 2025 (80%)501996 to 2023 (28 years)see B1-f
Landslide0.101events per year (modeled)about 1 in 10 yearsLikelyFEMA annualized frequency (modeled)not shownmodeledsee B1-f
Lightning85days per year with a strikeabout 85 days per yearHighly likelyFEMA annualized frequency (modeled)not shown1995 to 2023 (29 years; CONUS)countywide
Strong Wind1.92events per yearabout 1.92 per yearHighly likelyFEMA annualized frequency (modeled)481986 to 2023 (38 years)countywide
Tornado0.714events per yearabout 0.71 per yearLikelyFEMA annualized frequency (modeled)not shown1950 to 2023 (EF2+); 1986 to 2023 (EF0-1)see B1-f
Tsunamiannual probability at the most exposed location (used in place of a county value)Storm Events records in 0 of 30 years, 1996 to 2025 (0%)not shownmodeledsee B1-fNo Storm Events record of this hazard, 1996 to 2025; descriptor not assigned (the NRI value is the chance at a location in the county, not how often the hazard affects the county)
Volcanic Activityannual probabilitynot shownmodeledsee B1-fNot Applicable in NRI for this county; no descriptor.
Wildfire0.00264annual probability at a locationchance a given location in the county burns in a year: 0.264%PossibleStorm Events records in 1 of 30 years, 1996 to 2025 (3.33%)not shownmodeledsee B1-fDescriptor from Storm Events, not NRI: the NRI value is the chance at a location in the county, not how often the hazard affects the county.
Winter Weather0.561event-days per yearabout 0.561 days per yearLikelyevent-days in 3 of 30 years, 1996 to 2025 (10%)6.472005-11-12 to 2024-11-12 (19 years)countywide

FEMA annualized frequency (modeled) comes from the National Risk Index v1.20 (December 2025). It is not recorded events divided by years, and what it measures depends on the hazard. For most hazards it estimates how often the hazard affects this county each year: it counts events or event-days (drought, heat wave, cold wave, winter weather, ice storm and inland flooding are in days per year; lightning is the number of days per year with a recorded cloud-to-ground strike, from the NOAA Storm Prediction Center daily lightning climatology); it may count events in the surrounding area (hail, strong wind, tornado, hurricane and ice storm use a 49 km grid and buffers) and is averaged over the county's area; and some hazards use a minimum value for places with no recorded event. Earthquake, wildfire and coastal flooding are different: FEMA computes them for each census block and averages them over the county, so the value is the chance (for coastal flooding, the modeled number of floods per year) at a location in the county, which is lower than the chance that the hazard strikes somewhere in the county. Earthquake is the chance of at least minor-damage shaking (U.S. Geological Survey model); wildfire is the chance that a location burns in a large fire (U.S. Forest Service burn probability); coastal flooding comes from FEMA flood zones and NOAA high-tide flooding, so it can be above 1 where high-tide flooding is frequent. Tsunami is the value at the county's most exposed location, from recorded events and modeled return periods. For these four hazards the packet gives no "1 in N years" and takes the descriptor from Storm Events (none for earthquake) unless the value is 1 or more a year. Landslide is a U.S. Geological Survey modeled county rate spread by slope susceptibility. Volcanic activity is the chance that a volcano affecting the county erupts in a year. Drought counts only extreme and exceptional drought (D3 and D4). Source: FEMA, National Risk Index Technical Documentation v1.20, sections 5.2.2 (Table 5), 5.2.3, 7.4, 10.4, 16.5, 17.1, 17.3.1, 17.5, 20.3.1, 21.4, 22.4 and 6 to 23.

Sources

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

Descriptor scale used in this packet (defined per unit)

UnitDescriptorDefinition
events per yearHighly likely1 or more per year
events per yearLikelyabout once in 1 to 10 years
events per yearPossibleabout once in 10 to 100 years
events per yearUnlikelyless than once in 100 years
annual probabilityLikely10% to under 100% chance in a given year
annual probabilityPossible1% to under 10% chance in a given year
annual probabilityUnlikelyunder 1% chance in a given year
event-days (share of years)Highly likelyevent-days recorded in 90% or more of years
event-days (share of years)Likelyevent-days recorded in 10% to under 90% of years
event-days (share of years)Possibleevent-days recorded in some years but under 10% of years
lightning strike-daysHighly likelycloud-to-ground strikes on 1 or more days per year

Sources

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

Intensity bands: historical frequency (Storm Events)

HazardBandYearsEventscounty-coded recordsYears in periodEvents per yearevents / years
Hail1.00-1.99 in1996 to 202539301.3
Hail2.00 in+1996 to 20251300.0333
Strong Wind (Thunderstorm Wind records)50-64 kt1996 to 2025157305.23
Strong Wind (Thunderstorm Wind records)65 kt+1996 to 202520300.667
Strong Wind (Thunderstorm Wind records)unmeasured or below 50 kt1996 to 20252300.0667
TornadoEF0-11996 to 202527300.9
TornadoEF2-31996 to 20253300.1
TornadoEF4-51996 to 20250300
Tornadounrated (EFU)1996 to 20250300

Hail smaller than 1 inch is not counted: on 2010-01-05 the National Weather Service raised its severe-hail threshold from 3/4 inch to 1 inch, so smaller reports became less common after 2009 (NWS Service Change Notice 09-52). NRI hail frequency uses a 0.75 inch threshold.

Source

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

Optional: future conditions. Not a required item in the 2025 FEMA Local Mitigation Planning Policy Guide; some states ask for it. The federal Climate Mapping for Resilience and Adaptation (CMRA) site gives county exposure to future climate conditions.

Supports B1-f: variation across the planning area

Range of census tract risk within the county

HazardTractsrated of allRisk score minNRI score, 0 to 100MedianMaxTracts by ratingNote
Avalanche0 of 78Not Applicable 78
Coastal Flooding45 of 7870.185.399.1Relatively High 3, Relatively Moderate 14, Relatively Low 17, Very Low 11, No Rating 33
Cold Wave78 of 7826.849.473.3Relatively Moderate 42, Relatively Low 36National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.
Drought16 of 7866.869.395.8Relatively Moderate 2, Relatively Low 1, Very Low 13, No Rating 62National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. Agriculture is all of NRI's expected annual loss for this hazard in the county, so the tract range above mostly reflects where crop and livestock value is, not where buildings and people are. Confirm locally.
Earthquake78 of 785.524.352.9Relatively Low 9, Very Low 69
Hail78 of 7824.541.364.8Relatively Low 55, Very Low 23National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.
Heat Wave78 of 7824.465.487.8Relatively High 3, Relatively Moderate 53, Relatively Low 22National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.
Hurricane78 of 7888.596.799.5Very High 29, Relatively High 48, Relatively Moderate 1
Ice Storm78 of 781.73.510.3Very Low 78National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.
Inland Flooding78 of 783.528.481.7Relatively High 2, Relatively Moderate 17, Relatively Low 40, Very Low 19
Landslide77 of 7810.842.590.7Relatively Low 2, Very Low 75, No Rating 1
Lightning78 of 7857.893.299.1Very High 28, Relatively High 44, Relatively Moderate 6National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.
Strong Wind78 of 7812.724.753.7Relatively Low 63, Very Low 15National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.
Tornado78 of 7820.237.563.2Relatively Moderate 4, Relatively Low 60, Very Low 14
Tsunami0 of 78Insufficient Data 78
Volcanic Activity0 of 78Not Applicable 78
Wildfire64 of 7818.873.294.2Relatively Moderate 9, Relatively Low 29, Very Low 26, No Rating 14
Winter Weather78 of 7821.633.754.6Relatively Moderate 6, Relatively Low 72National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.

Rated tracts only: No Rating (score 0.0), Not Applicable and Insufficient Data tracts are counted but not used for the minimum, median and maximum.

Source

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

Per-member block (Starter, confirm locally)

MemberTypePlan statusRepetitive lossFMA RL and SRL (44 CFR 77.2); repeat-flood, any definitionPublic Assistance matchedfederal share obligated, nominal dollarsEvent records naming this placeall years; since the member's planNotes
Escambia County (unincorporated area)UnincorporatedApproved, expires 2030-10-21FMA RL 257, SRL 185; any 1,097$391,990,798.030; 0Includes $436,707.86 for declarations not counted as hazard incidents (DR-4486-FL).
Century townTownApproved, expires 2030-10-21FMA RL 0, SRL 0; any 0$220,375.1314; 0
Pensacola cityCityApproved, expires 2030-10-21FMA RL 30, SRL 29; any 141$90,536,616.1481; 0Includes $211,326.44 for declarations not counted as hazard incidents (DR-4486-FL).

Member rows are whole NFIP communities and need not add up to the county total: a community that extends into another county is counted in full on each member row, while the county table counts only its part in this county.

School districts and special districts get a plan clock row only.

Sources

FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-26T121003Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)

FEMA, OpenFEMA NfipMultipleLossProperties v1, version 2026-08-04T164045Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/NfipMultipleLossProperties (API)

FEMA, OpenFEMA PublicAssistanceFundedProjectsSummaries v1, version 2026-09-26T151157Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/PublicAssistanceFundedProjectsSummaries (API)

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

Supports B2-a and B2-b: assets and impacts

Local data required

County-level starter. The plan must describe impacts for each participant and its own assets.

  • Critical facilities and lifelines per hazard
  • A problem statement per participant per hazard
  • Changes in development in hazard-prone areas since the last approval, or a statement of none (E1-a)
  • Future assets

County-level starter: exposure, expected annual loss and damage since the plan

HazardBuilding exposuremodeled dollarsAgriculture exposuremodeled dollarsPopulation exposedpeopleEAL buildingsmodeled dollars per yearEAL agriculturemodeled dollars per yearEAL population equivalencestatistical value of life and injury, $13.7M per life, not property damageEAL as % of exposurebuildings; agriculture where notedStorm Events damage since 2025-10-21county-coded records, property plus crops, nominal dollarsZone-level damage since planproperty plus crops, reported for the zonePublic Assistance since plannominal dollars; see noteNote
AvalancheNot Applicable in NRI for this county
Coastal Flooding$4,980,439,08521,620$1,546,423$213,0110.031%
Cold Wave$57,378,858,563$34,689,745321,367$15,259$19,760$3,955,227under 0.0001%
Drought$24,343,102$167,4960.688% (agriculture)NRI has no building exposure for this hazard; agriculture shown
Earthquake$100,668,605,923321,905$491,398$219,2840.000488%
Hail$57,378,858,563$34,689,745321,367$185,475$387$179,6100.000323%$0
Heat Wave$57,378,858,563$34,689,745321,367$349$266$4,843,744under 0.0001%
Hurricane$57,378,112,650$34,689,745321,362$111,092,758$379,050$9,464,8680.194%
Ice Storm$57,378,858,563321,367$22,342$2,477under 0.0001%
Inland Flooding$57,327,722,393$95,72619,259$32,251,849$1,869$740,462n/a (see note)NRI counts the full building value of any census block with some flood loss; this is not the value of buildings in the floodplain. Use local FIRM overlays for B2-a/B2-b. EAL as % of exposure: n/a.
Landslide$188,284,125897$1,002$70.000532%
Lightning$57,378,858,563321,367$51,098$4,208,199under 0.0001%
Strong Wind$57,378,858,563$34,689,745321,367$194,849$2,154$279,1900.00034%$0
Tornado$57,378,858,563$34,689,745321,367$2,312,744$213$238,4930.00403%
TsunamiNRI publishes no building exposure for this county
Volcanic ActivityNot Applicable in NRI for this county
Wildfire$1,999,084,041$4,640,31524,633$443,108$90$89,8480.0222%
Winter Weather$57,378,426,231$34,689,745321,365$13,576$42$80,792under 0.0001%

Totals since 2025-10-21 (Storm Events through 2026-06-30): 5 county-coded records, 5 with a damage value recorded (including $0), $0; 0 zone-level records, 0 with a damage value recorded (including $0), $0 reported for the zone; Public Assistance on counted declarations none found (0 declarations, 0 with PA).

Total = buildings + agriculture + population equivalence; FEMA values each expected death (or 10 injuries) at $13.7 million (2024 dollars).

FEMA does not split Public Assistance by hazard. A declaration mapped to several hazards is listed under each of them with its full amount, so the per-hazard column must not be added up; the unit total counts each declaration once.

Dollars are nominal (as reported), labeled with the year; not adjusted for inflation.

Sources

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-28, https://www.weather.gov/gis/ZoneCounty

FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-27T010817Z, pulled 2026-09-28, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)

FEMA, OpenFEMA PublicAssistanceFundedProjectsSummaries v1, version 2026-09-26T151157Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/PublicAssistanceFundedProjectsSummaries (API)

FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-26T121003Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)

Supports B2-a: context

County context

MeasureValue
Population321,367
Building value (total, not at risk)$57,378,858,563
Agriculture value (total, not at risk)$34,689,745
NRI risk rating (all hazards)Relatively High
Expected annual loss, buildings and agriculture, all hazards$149,193,558
Expected annual loss, population equivalence, all hazards (NRI values each statistical life at $13.7M; a modeled value of expected deaths and injuries, not property damage)$24,515,212
Social vulnerability ratingRelatively Moderate
Community resilience ratingRelatively Low
NRI versionDecember 2025

FEMA's all-hazard expected annual loss total adds buildings, agriculture and population equivalence; the two parts are shown separately so the property figure is not read as including the statistical value of life.

Source

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

Supports B2-c: repetitive loss

Repetitive loss in this county, both definitions

DefinitionPropertiesSevere repetitive lossProperties
Repetitive loss, FMA definition (44 CFR 77.2)481Severe repetitive loss, FMA definition (44 CFR 77.2)514
Repetitive loss, NFIP insurance definition1,860Severe repetitive loss, NFIP insurance definition303

Your state NFIP coordinator's list may use the NFIP insurance definition, so its counts can be higher.

Repeat-flood properties: county and state-level rows

ScopeRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
County total4815141,8603032,1442401,085
ESCAMBIA COUNTY*2571859861131,09766450
PENSACOLA, CITY OF3029127201411273
PENSACOLA BEACH-SANTA ROSA ISLAND AUTHORITY (community ID not in plan data)194300747170906162562
State level, not in this county: county not reported01901001

Repeat-flood properties by plan member (NFIP community)

MemberNFIP community IDRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredpropertiesNote
Escambia County (unincorporated area)1200802571859861131,09766450
Century town1200840000000
Pensacola city1200823029127201411273

Per-member types: XLSX sheet 'B2-c Members'.

Member rows are whole NFIP communities and need not add up to the county total: a community that extends into another county is counted in full on each member row, while the county table counts only its part in this county.

County repeat-flood properties by occupancy group

Occupancy groupRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
single-family residential4394151,5612321,816219930
2 to 4 unit residential101554862421
other residential144912532142972
non-residential183512031124862
not reported0000000

Institutional properties cannot be separated in this data: FEMA's occupancy groups have no institutional class, so they fall in non-residential or other residential in the table by occupancy group.

FMA RL and FMA SRL are the Flood Mitigation Assistance definitions (44 CFR 77.2), the ones the FEMA Local Mitigation Planning Policy Guide cites; OpenFEMA's fmaRl field description omits the Increased Cost of Compliance clause of 44 CFR 77.2(i). NFIP repetitive loss (FEMA insurance definition, nfipRl) is 2 or more claims over $1,000 in 10 years and can drop to false when a property is mitigated. Also shown: NFIP severe repetitive loss, any category, mitigated and currently insured.

Your state NFIP coordinator's list may use the NFIP insurance definition, so its counts can be higher.

Counts are aggregates of FEMA's public NFIP Multiple Loss Properties file (as of 2026-08-02). No property is identified. County assignment is FEMA's geocode.

Counts may differ from your state NFIP coordinator's list, which is the source the Handbook names.

In this county 170 properties are FMA repetitive loss but not NFIP repetitive loss, and 1,549 properties are NFIP repetitive loss but not FMA repetitive loss.

Exact counts; no count suppression.

Sources

Every table above lists its own sources. The full list, for the plan's bibliography (FEMA review item A4-a):

  1. FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-26T121003Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)
  2. FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-27T010817Z, pulled 2026-09-28, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)
  3. FEMA, OpenFEMA PublicAssistanceFundedProjectsSummaries v1, version 2026-09-26T151157Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/PublicAssistanceFundedProjectsSummaries (API)
  4. FEMA, OpenFEMA NfipMultipleLossProperties v1, version 2026-08-04T164045Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/NfipMultipleLossProperties (API)
  5. FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)
  6. NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/
  7. NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-28, https://www.weather.gov/gis/ZoneCounty
  8. U.S. Census Bureau, Census 2024 Gazetteer, 2020 place by county, CT county-to-cousub crosswalk, version 2024-gazetteer, pulled 2026-09-28, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_counties_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_cousubs_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_place_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_unsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_elsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_scsd_national.zip, https://www2.census.gov/geo/docs/reference/codes2020/national_place_by_county2020.txt, https://www2.census.gov/geo/docs/reference/ct_change/ct_cou_to_cousub_crosswalk.xlsx

OpenFEMA disclaimer

This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Hazard Plain is an independent product built from public federal data. It is not a FEMA document and is not reviewed or endorsed by FEMA or any state agency.

Reuse, citation and corrections

Reuse and citation: Hazard Plain text and tables are licensed under Creative Commons Attribution 4.0 International (CC BY 4.0, https://creativecommons.org/licenses/by/4.0/); credit Hazard Plain and the release. The underlying federal data are public domain; OpenFEMA data are also subject to the OpenFEMA terms and conditions.

Cite this: Hazard Plain (2026). Escambia County, FL: risk-assessment baseline packet, release 2026-10 (data as of 2026-09-28; County area 12033). Preview: automated baseline. Built from FEMA OpenFEMA, the FEMA National Risk Index and NOAA NCEI Storm Events; source versions in the packet's Sources list.

Corrections: to report an error, name the packet, the table and what your records show. Contact: to be added

Hazard Plain release 2026-10. As of 2026-09-28; Storm Events data through 2026-06-30. File hazard-plain_2026-10_FL_12033. Preview: automated baseline.