Hazard Plain Automated baseline

Moffat County, CO

Risk-assessment baseline packet

County FIPS:
08081
Release:
2026-10
Data as of:
2026-09-30
Storm Events data through:
2026-06-30

Hazard Plain is an independent product built from public federal data. It is not a FEMA document and is not reviewed or endorsed by FEMA or any state agency.

Hazard Plain release 2026-10, as of 2026-09-30.

Summary

Plan status as of 2026-09-30: No county-level plan row in FEMA data.

Highest expected annual loss (FEMA National Risk Index, modeled total; see B1-a): Inland Flooding ($4,754,155 a year), Wildfire ($1,237,268) and Earthquake ($359,599).

The tables that follow are organized by the items of FEMA's Local Mitigation Plan Review Tool, Element B (B1-a to B2-c); each heading says which item its tables support.

Plan clock

No county-level plan row in FEMA data

What changed since your last plan

Not available. No county-level plan row in FEMA data, so there is no approval date to count from.

Sources: 1, 2, 4, 6 (numbered list at the end)

Plan status for every jurisdiction listed in this county

Source: 1

JurisdictionTypeStatusPlanApprovedExpiresDays to expirynegative = days since expiryUpdate underwayNotes
No rows for this unit.

No jurisdictions listed in FEMA plan data for this unit.

State plan status and tribal plans in this state: see the state page.

Supports FEMA checklist item B1-a: hazard identification

Hazards NRI does not cover (local data needed)

  • dam failure (incl. upstream dams)
  • levee failure
  • flash flood as its own subtype
  • ice jams
  • debris flows
  • erosion (riverine and coastal)
  • land subsidence and sinkholes
  • expansive soils

The 18 National Risk Index hazards, ranked by expected annual loss (EAL)

Sources: 5, 6

Rank by EALHazardNRI risk ratingEAL ratingEAL buildingsmodeled dollars per yearEAL agriculturemodeled dollars per yearCost of expected deaths and injuriesFEMA's dollar value per year, not property damageEAL total (see note)modeled dollars per yearStorm Events records, 1996 to 2026-06-30countWhy this hazard can be left outNRI Not Applicable, no declaration and no Storm Events record since 1996Storm Events coverage note
1Inland FloodingVery LowRelatively Low$4,616,452$8$137,694$4,754,15517
2WildfireRelatively LowRelatively Moderate$1,216,405$173$20,690$1,237,268129
3EarthquakeVery LowRelatively Low$304,764n/a$54,836$359,599Storm Events does not record earthquakes.
4Winter WeatherRelatively ModerateRelatively Moderate$33,235$54$132,192$165,4811,214
5Cold WaveVery LowRelatively Low$629$7,915$134,035$142,57882Includes 71 Frost/Freeze records (outside NRI's Cold Wave definition; counted in this table and in B1-d, not in the B1-e descriptor).
6LightningRelatively LowRelatively Low$4,029n/a$137,264$141,2931
7LandslideRelatively ModerateRelatively Low$83n/a$102,026$102,1094
8DroughtRelatively LowRelatively Lown/a$50,513n/a$50,513147
9Strong WindVery LowVery Low$15,548$501$22,523$38,572105Includes 65 High Wind and 3 Strong Wind records (NOAA non-thunderstorm wind types, outside NRI's Strong Wind definition).
10HailVery LowVery Low$10,763$1,303$949$13,01520
11TornadoVery LowVery Low$6,402$228$593$7,2235
12Ice StormVery LowVery Low$4,232n/a$905$5,1370No recorded events in Storm Events since 1996 (data through 2026-06-30).
13AvalancheVery LowVery Low$12n/a$2,288$2,30012
14Heat WaveVery LowVery Lowunder $1under $1under $1under $10No recorded events in Storm Events since 1996 (data through 2026-06-30).
15Volcanic ActivityVery LowVery Lowunder $1n/aunder $1under $10No recorded events in Storm Events since 1996 (data through 2026-06-30).
HurricaneNot ApplicableNot Applicable0NRI rates hurricane Not Applicable for this county, and no counted federal declaration for this county names it (EM-3224-CO names it but is not counted as a local occurrence; see B1-d).No recorded events in Storm Events since 1996 (data through 2026-06-30).

Total = buildings + agriculture + population equivalence; FEMA values each expected death (or 10 injuries) at $13.7 million (2024 dollars).

NRI risk rating combines expected annual loss with social vulnerability and community resilience; EAL rating rates expected annual loss alone. Both compare this county with all U.S. counties.

Local data needed: state and local volcanic activity records (Storm Events records this hazard only in part).

Not applicable to this county per NRI, with no federal declaration and no Storm Events record since 1996: coastal flooding and tsunami. That is the evidence for leaving them out of the plan.

The state hazard mitigation plan also lists hazards for this county; FEMA asks the plan to explain any hazard it leaves out.

Supports FEMA checklist item B1-b: hazard location

Affects the whole county (national data give no location within it): Cold Wave, Drought, Hail, Heat Wave, Ice Storm, Lightning, Strong Wind and Winter Weather.

Inland Flooding: The FEMA Flood Insurance Rate Map (FIRM) is the required location source for flooding. See the FEMA Flood Map Service Center (https://msc.fema.gov) for this county.

Hazards that vary within the county: highest-rated census tracts

Source: 5

HazardHighest-rated census tractsNRI risk rating, score 0 to 100
Avalanchetract 6 (Very Low, 57.8); tract 3 (Very Low, 52.9)
Earthquaketract 6 (Relatively Low, 77.8); tract 5 (Relatively Low, 69.5); tract 3 (Relatively Low, 68.6)
Hurricaneno tract has a National Risk Index rating for this hazard
Landslidetract 6 (Relatively High, 99.7); tract 3 (Relatively Moderate, 96.7); tract 4 (Very Low, 76.0)
Tornadotract 6 (Very Low, 10.4); tract 3 (Very Low, 4.1); tract 5 (Very Low, 2.6)
Volcanic Activitytract 6 (Very Low, 41.1); tract 3 (Very Low, 40.9)
Wildfiretract 6 (Relatively High, 99.0); tract 3 (Relatively High, 97.1); tract 4 (Relatively Moderate, 90.4)

Up to 3 census tracts per hazard, highest National Risk Index rating first, then highest score; a tract number is the Census tract number (for example 6 is Census Tract 6). FEMA's Resilience Analysis and Planning Tool maps the National Risk Index for every tract: https://www.fema.gov/emergency-managers/practitioners/resilience-analysis-and-planning-tool

Supports FEMA checklist item B1-c: hazard extent

Extent: scale, observed range and worst recorded event per hazard

Sources: 6, 7

HazardScaleRecordscount and yearsObserved rangeWorst recorded eventMost damaging (when different)How it applies to jurisdictionsNote
Avalanchenone (count and damage only)12 records, 2001 to 2026 (12 zone-level)Avalanche, 2017-02-14, $2,000 property; $0 crops (2017 dollars); NWS zone COZ013Countywide (zone-level records).
Cold/Wind Chill, Extreme Cold/Wind Chillwind chill11 records, 2005 to 2025 (11 zone-level)2 days to 16 days (median 8 days); 3 with a recorded value16 consecutive days, 2005-12-04 to 2005-12-19, zone-levelCountywide (zone-level records).
Frost/Freeze (outside NRI's Cold Wave definition)crop damage71 records, 2003 to 2025 (71 zone-level)Frost/Freeze, 2017-06-13, $4,000 crop damage (2017 dollars); NWS zone COZ002Countywide (zone-level records).
DroughtU.S. Drought Monitor scale (D0 to D4)147 records, 2002 to 2026 (147 zone-level)92 days to 1,219 days (median 242 days); 11 with a recorded value1219 days (40 months), 2003-10-01 to 2007-01-31, a run of 40 consecutive Storm Events drought records, zone-levelCountywide (zone-level records).Storm Events enters a drought at D2 or worse east of the Rockies and D3 or worse from the Rockies west (NWS Instruction 10-1605); NRI drought counts D3 and D4 only.
EarthquakeModified Mercalli (local data)0Storm Events does not record earthquakes; the USGS earthquake catalog is the source.
Hailhail size (inches)21 records, 1973 to 20240.75 in to 1.75 in (median 0.94 in); 20 with a recorded value1.75 in hail, 2024-09-04; same size also recorded on 1973-06-11Hail, 2009-06-21, $0 property; $20,000 crops (2009 dollars)No event record names a jurisdiction in the plan.
Excessive Heat, Heatheat index (in event narratives)0
Hurricane, Tropical Storm, Tropical DepressionSaffir-Simpson0Storm Events files every zone of a storm's episode under the storm's type; flooding from the storm is filed as Flood or Flash Flood records.
Ice StormSperry-Piltz ice scale (local data)0
Flash Flood, Flood, Lakeshore Flooddamage and flood days (flood depth: FIRM)17 records, 1997 to 2024 (2 zone-level)Flood, 1998-03-25, $60,000 property; crops not reported (1998 dollars); NWS zone COZ002No event record names a jurisdiction in the plan. Zone-level records (2) apply countywide.Flood depth: see the FEMA Flood Insurance Rate Map. Storm Events damage is often $0 or blank for floods, major ones included; FEMA Public Assistance by declaration (B1-d) shows which floods cost the most.
Debris Flownone (count and damage only)4 records, 2005 to 2021 (3 zone-level)Debris Flow, 2021-08-19, $2,000 property; $0 crops (2021 dollars)No event record names a jurisdiction in the plan. Zone-level records (3) apply countywide.
Lightningannualized frequency (the measure FEMA's Local Mitigation Planning Handbook names)1 record, 1996Lightning, 1996-09-24, $31,000 property; crops not reported (1996 dollars)No event record names a jurisdiction in the plan.Storm Events lists lightning with damage or casualties.
High Wind and Strong Wind (outside NRI's Strong Wind definition)wind speed (kt and mph)68 records, 1997 to 2026 (68 zone-level)35 kt (40 mph) to 90 kt (104 mph) (median 55 kt (63 mph)); 66 with a recorded value90 kt (104 mph) estimated, High Wind, 2000-05-10; NWS zone COZ004Strong Wind, 2005-04-08, $200,000 property; crops not reported (zone total, 2005 dollars)Countywide (zone-level records).
Thunderstorm Windwind speed (kt and mph)43 records, 1980 to 202543 kt (49 mph) to 78 kt (90 mph) (median 52 kt (60 mph)); 40 with a recorded value78 kt (90 mph) estimated gust, Thunderstorm Wind, 2020-06-06No event record names a jurisdiction in the plan.
TornadoEnhanced Fujita (Fujita before Feb 2007)7 records, 1986 to 2009F/EF0 to F/EF1 (median F/EF0); 7 with a recorded valueF1 tornado, 2004-08-26, 1.5 mi within this county, 130 yd wide, $3,000 property; crops not reported (2004 dollars)Tornado, 1992-08-02, $25,000 property; crops not recorded (1992 dollars)No event record names a jurisdiction in the plan.Before 1996 a tornado is listed once, under the county where it began, with its whole path's rating and length; from 1996 on, each county lists its own segment. Length is not used to rank tornadoes (see Methods).
Volcanic Ash, Volcanic AshfallVolcanic Explosivity Index (local data)0
Wildfireacres burned (local data)129 records, 1998 to 2025 (105 zone-level)Wildfire, 2021-07-01, $500,000 property; $0 crops (2021 dollars); NWS zone COZ001No event record names a jurisdiction in the plan. Zone-level records (105) apply countywide.
Winter Storm, Heavy Snow, Blizzard, Lake-Effect Snow, Winter Weather, Sleetnone in data (snowfall: local data)1,214 records, 1996 to 2026 (1,214 zone-level)Winter Storm, 2020-09-08, $30,000 property; $0 crops (2020 dollars); NWS zone COZ001Countywide (zone-level records).

In event narratives only (local data needed): wind chill, temperature, heat index, ice thickness, acres burned and snow depth; any physical measure of avalanche, debris flow, lightning and volcanic ash, volcanic ashfall.

Storm Events records are more complete after 1996; before 1996 only Tornado (from 1950), Hail and Thunderstorm Wind (from 1955) exist. Zone-level records from zones that no NWS zone-county file places in this county (mostly before 2020) are not counted here (the Methods page explains the zone matching).

Dollars are nominal (as reported), labeled with the year; not adjusted for inflation.

Supports FEMA checklist item B1-d: previous occurrences

Federal declarations for this county: 6 declarations covering 3 separate hazard incidents counted in this packet (declarations for the same incident count once; non-natural and evacuation-only declarations are not counted).

No county-level plan row in FEMA data, so there is no approval date to count from.

Federal disaster declarations for this county

Sources: 1, 2, 3

DeclaredIncident beganFEMA numberTypeTitleMapped hazardCounty Public Assistancefederal share obligated, nominal dollarsNotes
2020-03-282020-01-20DR-4498-COMajor disasterCOVID-19 PandemicNon-natural, not countedno Public Assistance recorded
2020-03-132020-01-20EM-3436-COEmergencyCOVID-19Non-natural, not countedno Public Assistance recordedsame incident as DR-4498
2005-09-052005-08-29EM-3224-COEmergencyHurricane Katrina EvacuationHurricane: evacuation support, not a local hazard event; not countedno Public Assistance recorded
2002-06-192002-04-23DR-1421-COMajor disasterWildfiresWildfirePA not declared for this county
1984-07-271984-07-27DR-719-COMajor disasterSevere Storms, Mudslides, Landslides & FloodingInland Flooding (primary); also designated: Landslideno Public Assistance recorded
1977-01-291977-01-29EM-3025-COEmergencyDroughtDroughtno Public Assistance recorded

County Public Assistance: applicants the FEMA record places in this county, including any state agencies FEMA files there; statewide rows are listed on the state page; federal share obligated, nominal dollars.

Statewide declarations

Source: 2

DeclaredIncident beganFEMA numberTypeTitleMapped hazard
1956-06-121956-06-12DR-59-COMajor disasterFloodInland Flooding
1955-05-251955-05-25DR-33-COMajor disasterFloodInland Flooding

FEMA recorded these with designated area Statewide and no county, so they are listed on every county page in the state and not counted with county rows. Local data needed: whether each one affected this county.

10 Fire Management declarations (1978-09-12 to 2016-07-10) FEMA filed as Statewide with no county; each names one local fire. Listed on the state page.

Previous occurrences by hazard, with explicit no-event rows

Sources: 2, 6, 7

HazardStorm Events records, all years on file(years in the Period column)Since plan approvalrecordsIn the 12 months before plan approvalrecordsLast 5 yearsrecordsDeclared incidents, all yearsseparate disastersDeclared since approvalseparate disastersPeriodStatement
Avalanche12301996 to 2026-06-30
Cold Wave822201996 to 2026-06-30Includes 71 Frost/Freeze records.
Drought1471911996 to 2026-06-30
Earthquake000Storm Events does not record earthquakes; the USGS earthquake catalog is the source.
Hail21101955 to 2026-06-30
Heat Wave0001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Hurricane0001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Ice Storm0001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Inland Flooding17511996 to 2026-06-30
Landslide4011996 to 2026-06-30
Lightning1001996 to 2026-06-30
Strong Wind1114101955 to 2026-06-30Includes 65 High Wind and 3 Strong Wind records.
Tornado7001950 to 2026-06-30
Volcanic Activity0001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Wildfire1292611996 to 2026-06-30
Winter Weather1,21420401996 to 2026-06-30

Notable Storm Events records

Sources: 1, 6, 7

DateEvent typeMagnitude or extentDamagenominal dollarsDeaths, injuriesdirect onlyLocationFlagsWhy listed
2022-03-19Avalanche$0 property; $0 crops (zone total, 2022 dollars)1, 0NWS zone COZ004 (ELKHEAD AND PARK MOUNTAINS), zone-levelwithin last 5 yearsdeaths or injuries recorded
2021-08-19Debris Flow$2,000 property; $0 crops (2021 dollars)0, 0CRAIG MESSA VIEW RANB1-c worst recorded: Debris Flow
2021-07-01Wildfire$500,000 property; $0 crops (zone total, 2021 dollars)0, 0NWS zone COZ001 (LOWER YAMPA RIVER BASIN), zone-levelB1-c worst recorded: Wildfire
2020-09-08Winter Storm$30,000 property; $0 crops (zone total, 2020 dollars)0, 0NWS zone COZ001 (LOWER YAMPA RIVER BASIN), zone-levelB1-c worst recorded: Winter Storm, Heavy Snow, Blizzard, Lake-Effect Snow, Winter Weather, Sleet
2020-02-15Avalanche$0 property; $0 crops (zone total, 2020 dollars)2, 1NWS zone COZ013 (FLATTOP MOUNTAINS), zone-leveldeaths or injuries recorded
2019-07-06Flood$0 property; $0 crops (2019 dollars)1, 0GREYSTONEdeaths or injuries recorded
2017-06-13Frost/Freeze$0 property; $4,000 crops (zone total, 2017 dollars)0, 0NWS zone COZ002 (CENTRAL YAMPA RIVER BASIN), zone-levelB1-c worst recorded: Frost/Freeze
2005-12-04Cold/Wind Chilldamage not reported0, 0NWS zone COZ002 (CENTRAL YAMPA RIVER BASIN), zone-levelB1-c worst recorded: Cold/Wind Chill, Extreme Cold/Wind Chill
2003-10-01Droughtdamage not reported0, 0NWS zone COZ001 (LOWER YAMPA RIVER BASIN), zone-levelB1-c worst recorded: Drought
2000-05-10High Wind90 kt (104 mph) estimateddamage not reported0, 0NWS zone COZ004 (ELKHEAD AND PARK MOUNTAINS), zone-levelB1-c worst recorded: High Wind and Strong Wind
1998-03-25Flood$60,000 property; crops not reported (zone total, 1998 dollars)0, 0NWS zone COZ002 (CENTRAL YAMPA RIVER BASIN/CRAIG-HAYDEN AND VICINITY), zone-levelB1-c worst recorded: Flash Flood, Flood, Lakeshore Flood
1996-09-24Lightning$31,000 property; crops not reported (1996 dollars)0, 0CRAIGB1-c worst recorded: Lightning

The full list is in the Excel file, sheet "B1-d Storm Events history" (1,745 rows).

Location is the place NOAA recorded, as written in its data; it need not be a jurisdiction in this plan.

Local data needed: state-declared emergencies, from your state emergency management agency (federal data do not include them).

Tribal and special-area declarations in this state are listed on the state page.

Supports FEMA checklist item B1-e: probability of future events

Probability: FEMA annualized frequency and descriptor per hazard

Sources: 5, 6

HazardFEMA annualized frequency (modeled)unit per rowUnitIn plain termsDescriptorDescriptor basisNRI events or days in its record period (hail, wind and tornado are area-weighted, so can be fractional)NRI periodLocationNote
Avalanche0.2events per yearabout 1 in 5 yearsLikelyFEMA annualized frequency (modeled)61994 to 2023 (30 years)see B1-f
Cold Wave0.302event-days per yearabout 0.302 days per yearLikelyStorm Events event-days in 3 of 30 years, 1996 to 2025 (10%)5.742005-11-12 to 2024-11-12 (19 years)countywide
Drought97.8event-days per yearabout 97.8 days per yearLikelyStorm Events event-days in 18 of 30 years, 1996 to 2025 (60%)2,5062000 to 2025 (25.25 years; D3 and D4 only)countywide
Earthquake0.00109annual probability at a locationchance a given location in the county has at least minor-damage shaking in a year: 0.109%not shownmodeledsee B1-fNo descriptor (Storm Events does not record earthquakes).
Hail0.0809events per yearabout 1 in 12 yearsPossibleFEMA annualized frequency (modeled)3.1 (modeled)1986 to 2023 (38 years)countywide
Heat Wave0.00000576event-days per yearabout 0.00000576 days per yearStorm Events event-days in 0 of 30 years, 1996 to 2025 (0%)0.00005042005-11-12 to 2024-11-12 (19 years)countywideNo Storm Events heat wave record, 1996 to 2025
Hurricaneevents per year1851 to 2024 (Atlantic)see B1-fNot Applicable in NRI for this county; no descriptor.
Ice Storm0.0149event-days per yearabout 0.0149 days per yearStorm Events event-days in 0 of 30 years, 1996 to 2025 (0%)01946-12-31 to 2014-02-12 (67 years)countywideNo Storm Events ice storm record, 1996 to 2025
Inland Flooding0.571event-days per yearabout 0.571 days per yearLikelyStorm Events event-days in 10 of 30 years, 1996 to 2025 (33.3%)161996 to 2023 (28 years)see B1-f
Landslide3.34events per year (modeled)about 3.34 per yearHighly likelyFEMA annualized frequency (modeled)not shownmodeledsee B1-f
Lightning45.4days per year with a strikeabout 45.4 days per yearHighly likelyFEMA annualized frequency (modeled)not shown1995 to 2023 (29 years; CONUS)countywide
Strong Wind0.15events per yearabout 1 in 7 yearsLikelyFEMA annualized frequency (modeled)61986 to 2023 (38 years)countywide
Tornado0.131events per yearabout 1 in 8 yearsLikelyFEMA annualized frequency (modeled)not shown1950 to 2023 (EF2+); 1986 to 2023 (EF0-1)see B1-f
Volcanic Activity0.0001annual probabilityabout 1 in 10,000 yearsUnlikelyFEMA annualized frequency (modeled)not shownmodeledsee B1-f
Wildfire0.00214annual probability at a locationchance a given location in the county burns in a year: 0.214%LikelyStorm Events records in 18 of 30 years, 1996 to 2025 (60%)not shownmodeledsee B1-f
Winter Weather17event-days per yearabout 17 days per yearHighly likelyStorm Events event-days in 30 of 30 years, 1996 to 2025 (100%)3232005-11-12 to 2024-11-12 (19 years)countywide

FEMA annualized frequency (modeled) is the National Risk Index v1.20 (December 2025) estimate of how often a hazard affects this county in a year; it is not recorded events divided by years, and its unit differs by hazard (events, event-days, or days with a lightning strike per year). For earthquake, wildfire, coastal flooding and tsunami the value is the chance (or number of events) at a location in the county, not across the county, so no "1 in N years" is given and the descriptor comes from Storm Events where it has a record (none for earthquake). The Methods page gives each hazard's method, from FEMA's National Risk Index Technical Documentation v1.20.

Descriptor scale used in this packet (defined per unit)

Sources: 5, 6

UnitDescriptorDefinition
events per yearHighly likely1 or more per year
events per yearLikelyabout once in 1 to 10 years
events per yearPossibleabout once in 10 to 100 years
events per yearUnlikelyless than once in 100 years
annual probabilityLikely10% to under 100% chance in a given year
annual probabilityPossible1% to under 10% chance in a given year
annual probabilityUnlikelyunder 1% chance in a given year
event-days (share of years)Highly likelyevent-days recorded in 90% or more of years
event-days (share of years)Likelyevent-days recorded in 10% to under 90% of years
event-days (share of years)Possibleevent-days recorded in some years but under 10% of years
lightning strike-daysHighly likelycloud-to-ground strikes on 1 or more days per year

Intensity bands: historical frequency (Storm Events)

Source: 6

HazardBandYearsEventscounty-coded recordsYears in periodEvents per yearevents / years
Hail1.00-1.99 in1996 to 20259300.3
Hail2.00 in+1996 to 20250300
Thunderstorm Wind (counted as NRI Strong Wind)50-64 kt1996 to 202534301.13
Thunderstorm Wind (counted as NRI Strong Wind)65 kt+1996 to 20251300.0333
Thunderstorm Wind (counted as NRI Strong Wind)unmeasured or below 50 kt1996 to 20252300.0667
TornadoEF0-11996 to 20255300.167
TornadoEF2-31996 to 20250300
TornadoEF4-51996 to 20250300
Tornadounrated (EFU)1996 to 20250300

The bands show how often events of each severity were recorded in this county, to profile how severe events have been (FEMA's probability item asks for the range of intensities).

Hail smaller than 1 inch is not counted: on 2010-01-05 the National Weather Service raised its severe-hail threshold from 3/4 inch to 1 inch, so smaller reports became less common after 2009 (NWS Service Change Notice 09-52). NRI hail frequency uses a 0.75 inch threshold.

Optional: future conditions. Not a required item in the 2025 FEMA Local Mitigation Planning Policy Guide; some states ask for it. The federal Climate Mapping for Resilience and Adaptation (CMRA) site gives county exposure to future climate conditions (https://resilience.climate.gov/).

Supports FEMA checklist item B1-f: hazards that vary across jurisdictions

Range of census tract risk within the county

Source: 5

HazardTractsrated of allNRI risk score, 0 to 100Tracts by rating
MinMedianMax
Avalanche2 of 452.955.357.8Very Low 2, Not Applicable 2
Cold Wave4 of 436.338.344.7Relatively Low 4
Drought4 of 469.979.393.6Relatively Moderate 1, Relatively Low 1, Very Low 2
Earthquake4 of 462.569.177.8Relatively Low 4
Hail4 of 430.432.747.2Relatively Low 1, Very Low 3
Heat Wave1 of 41.41.41.4Very Low 1, No Rating 3
Hurricane0 of 4Not Applicable 4
Ice Storm4 of 411.813.925.8Very Low 4
Inland Flooding4 of 461.975.292.1Relatively High 2, Relatively Moderate 2
Landslide4 of 471.286.499.7Relatively High 1, Relatively Moderate 1, Very Low 2
Lightning4 of 467.781.289.1Relatively High 3, Relatively Moderate 1
Strong Wind4 of 431.633.036.4Relatively Low 4
Tornado4 of 42.53.310.4Very Low 4
Volcanic Activity2 of 440.941.041.1Very Low 2, No Rating 2
Wildfire4 of 487.893.799.0Relatively High 2, Relatively Moderate 1, Relatively Low 1
Winter Weather4 of 496.596.998.0Very High 4

Drought: Agriculture is all of NRI's expected annual loss for this hazard in the county, so the tract range mostly reflects where crop and livestock value is.

Rated tracts only: No Rating (score 0.0), Not Applicable and Insufficient Data tracts are counted but not used for the minimum, median and maximum.

The score ranks a tract against all U.S. tracts (100 = highest). The rating is FEMA's category for the tract's risk value, computed differently, so the two can disagree.

Frequency data for cold wave, drought, hail, heat wave, ice storm, lightning, strong wind and winter weather are county-wide or coarse (49 km grid or NWS zone), the same for every jurisdiction; the tract range mostly reflects where buildings and people are (crop and livestock value where a line above names agriculture).

Each jurisdiction (starting figures from federal data)

Sources: 1, 3, 4, 6

JurisdictionTypePlan statusRepetitive lossFMA RL and SRL (44 CFR 77.2); repeat-flood, any definitionPublic Assistance to this jurisdictionFEMA records matched by applicant name; federal share obligated, nominal dollarsEvent records naming this placeall years; since its planNotes
No rows for this unit.

No city, town, township or county rows in FEMA plan data for this unit; same as county.

Supports FEMA checklist items B2-a and B2-b: vulnerability and potential impacts

Local data needed

The table below gives county-level starting figures; the plan describes impacts for each jurisdiction and its own assets.

No county-level plan row in FEMA data, so there is no approval date to count from.

  • Critical facilities and lifelines per hazard
  • A problem statement per jurisdiction per hazard
  • Changes in development in hazard-prone areas since the last approval, or a statement of none (E1-a)
  • Future assets

County-level starter: exposure, expected annual loss and damage since the plan

Sources: 1, 2, 3, 5, 6, 7

HazardBuilding exposuremodeled dollarsAgriculture exposuremodeled dollarsPopulation exposedpeopleEAL buildingsmodeled dollars per yearEAL agriculturemodeled dollars per yearCost of expected deaths and injuriesFEMA's dollar value per year, not property damageEAL as % of exposurebuildings; agriculture where notedStorm Events damage since plancounty-coded records, property plus crops, nominal dollarsZone-level damage since planproperty plus crops, reported for the zonePublic Assistance since plannominal dollars; see noteNote
Avalanche$1,965,153n/aunder 1$12n/a$2,2880.000601%
Cold Wave$4,695,383,355$42,663,78313,270$629$7,915$134,035under 0.0001%
Droughtn/a$3,021,339n/an/a$50,513n/a1.67% (agriculture)NRI has no building exposure for this hazard; agriculture shown
Earthquake$8,525,314,469n/a13,292$304,764n/a$54,8360.00357%
Hail$4,695,385,727$42,663,78313,270$10,763$1,303$9490.000229%
Heat Wave$9,049,820$38,1757under $1under $1under $1under 0.0001%
HurricaneNot Applicable in NRI for this county
Ice Storm$4,695,385,727n/a13,270$4,232n/a$905under 0.0001%
Inland Flooding$4,692,407,807$1,765,002242$4,616,452$8$137,694n/a (see note)NRI counts the full building value of any census block with some flood loss; this is not the value of buildings in the floodplain. Use local FIRM overlays for B2-a/B2-b.
Landslide$259,449,581n/a533$83n/a$102,026under 0.0001%
Lightning$4,695,385,727n/a13,270$4,029n/a$137,264under 0.0001%
Strong Wind$4,695,385,727$42,663,78313,270$15,548$501$22,5230.000331%
Tornado$4,695,385,727$42,663,78313,270$6,402$228$5930.000136%
Volcanic Activity$4,695,385,727n/a13,270under $1n/aunder $1under 0.0001%
Wildfire$1,799,327,482$29,143,3644,665$1,216,405$173$20,6900.0676%
Winter Weather$4,695,383,355$42,663,78313,270$33,235$54$132,1920.000708%

Totals since the plan: not available. No county-level plan row in FEMA data, so there is no approval date to count from.

FEMA does not split Public Assistance by hazard. A declaration mapped to several hazards is listed under each of them with its full amount, so the per-hazard column does not add up to the total; the unit total counts each declaration once.

NRI computes earthquake exposure on its own basis, so it exceeds the county building value in B2-a.

Supports FEMA checklist item B2-a: vulnerability (county context)

County context

Source: 5

MeasureValue
Population13,270
Building value (total, not at risk)$4,695,385,727
Agriculture value (total, not at risk)$42,663,783
NRI risk rating (all hazards)Very Low
Expected annual loss, buildings and agriculture, all hazards$6,273,247
Expected annual loss, population equivalence, all hazards (NRI values each statistical life at $13.7M; a modeled value of expected deaths and injuries, not property damage)$745,996
Social vulnerability ratingVery Low
Community resilience ratingVery Low
NRI versionDecember 2025

FEMA's all-hazard expected annual loss adds buildings, agriculture and population equivalence; this table gives the property part and the population-equivalence part as separate rows.

Social vulnerability: higher means people are more likely to be harmed and slower to recover. Community resilience: lower means the community is less able to recover. High social vulnerability and low resilience both raise the NRI risk rating.

Supports FEMA checklist item B2-c: repetitive loss properties

Repetitive loss in this county, both definitions

Sources: 1, 4

DefinitionPropertiesSevere repetitive lossProperties
Repetitive loss, FMA definition (44 CFR 77.2)0Severe repetitive loss, FMA definition (44 CFR 77.2)0
Repetitive loss, NFIP insurance definition0Severe repetitive loss, NFIP insurance definition0

The state NFIP coordinator's list, the source FEMA's Handbook names, often uses the NFIP insurance definition (second row).

Repeat-flood properties: county and state-level rows

Sources: 1, 4

ScopeRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
County total0000000
Statewide, no county in FEMA's file0080800

The statewide row counts properties FEMA's file gives with no county in this state; they are listed for reference and are not in this county's counts.

County repeat-flood properties by occupancy group: 0 in every occupancy group.

Sources: 1, 4

FMA RL and FMA SRL are the Flood Mitigation Assistance definitions (44 CFR 77.2), the ones the FEMA Local Mitigation Planning Policy Guide cites. NFIP repetitive loss (the FEMA insurance definition) is 2 or more claims over $1,000 in 10 years, and a property can leave that group once it is mitigated. Also shown: NFIP severe repetitive loss, any category, mitigated and currently insured. The Methods page gives the OpenFEMA field details.

Counts are aggregates of FEMA's public NFIP Multiple Loss Properties file (FEMA's data date 2026-08-02; file version 2026-08-04). No property is identified. County assignment is FEMA's geocode.

In this county 0 properties are FMA repetitive loss but not NFIP repetitive loss, and 0 properties are NFIP repetitive loss but not FMA repetitive loss.

Exact counts; no count suppression.

Sources

Tables cite these sources by number. The full list, for the plan's bibliography (FEMA review item A4-a):

  1. FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-29T134039Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)
  2. FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-29T162832Z, pulled 2026-09-30, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)
  3. FEMA, OpenFEMA PublicAssistanceFundedProjectsSummaries v1, version 2026-09-29T150754Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/PublicAssistanceFundedProjectsSummaries (API)
  4. FEMA, OpenFEMA NfipMultipleLossProperties v1, version 2026-08-04T164045Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/NfipMultipleLossProperties (API)
  5. FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-30, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)
  6. NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-30, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/
  7. NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-30, https://www.weather.gov/gis/ZoneCounty
  8. U.S. Census Bureau, Census 2024 Gazetteer, 2020 place by county, CT county-to-cousub crosswalk, version 2024-gazetteer, pulled 2026-09-30, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_counties_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_cousubs_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_place_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_unsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_elsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_scsd_national.zip, https://www2.census.gov/geo/docs/reference/codes2020/national_place_by_county2020.txt, https://www2.census.gov/geo/docs/reference/ct_change/ct_cou_to_cousub_crosswalk.xlsx (used to match place names and codes; no table prints its values)

What this packet is and what the plan adds

This packet is the federal data for the plan's risk assessment (the summary on page 1 says how it is organized); the plan and FEMA's review decide whether each item is met.

The plan adds what only the community has: local data on assets, critical facilities, development and each jurisdiction's impacts; local hazard history, including state-declared emergencies; the mitigation strategy; and adoption.

How the federal data are built: National Risk Index values are FEMA's model, not counts of events. Storm Events is more complete from 1996; zone-level records are placed by forecast zone, not by location in the county. Public Assistance for a jurisdiction is matched by applicant name. The Methods page gives every rule and the known edge cases.

OpenFEMA disclaimer

This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Reuse, citation and corrections

Reuse and citation: Hazard Plain text and tables are licensed under Creative Commons Attribution 4.0 International (CC BY 4.0, https://creativecommons.org/licenses/by/4.0/); credit Hazard Plain and the release. The underlying federal data are public domain; OpenFEMA data are also subject to the OpenFEMA terms and conditions.

Cite this: Hazard Plain (2026). Moffat County, CO: risk-assessment baseline packet, release 2026-10 (data as of 2026-09-30; County FIPS 08081). Automated baseline. https://hazardplain.org/co/08081/ Built from FEMA OpenFEMA, the FEMA National Risk Index and NOAA NCEI Storm Events; source versions in the packet's Sources list.

Corrections: to report an error, name the packet, the table and what your records show. Contact: [email protected]