Hazard Plain Preview: automated baseline

Adams County, CO

Risk-assessment baseline packet

Unit
County area 08001
Release
2026-10
As of
2026-09-28
Storm Events data through
2026-06-30

Hazard Plain is an independent product built from public federal data. It is not a FEMA document and is not reviewed or endorsed by FEMA or any state agency.

A starting point for the plan's risk assessment (FEMA Local Mitigation Plan Review Tool, Element B). It does not replace local data or FEMA review. Section headings say which FEMA review item each table supports; whether an item is satisfied is decided by the plan and its reviewers.

Hazard Plain release 2026-10, as of 2026-09-28. Independent product; not a FEMA document.

Plan clock

Status
Expired on 2025-12-13
Plan
Adams County, CO Hazard Mitigation Plan 2020 (FEMA plan 106805)
Approved
2020-12-14
Expires
2025-12-13
As of
2026-09-28
Days
289 days since expiry
Update underway
FEMA tracker shows a plan approvable pending adoption

Generally not eligible for FEMA mitigation project grants (HMGP, FMA) until a new plan is approved, barring a 44 CFR 201.6(a)(3) exception. Planning grants are not affected.

Not yet eligible: adopt the approved plan.

What changed since your last plan (approved 2020-12-14)

New federal declarations
none (0 declaration rows; 0 counted incidents)
Storm Events records since approval
226 (data through 2026-06-30)
Repetitive loss now
FMA RL 0, SRL 1 (44 CFR 77.2); any definition: 6
Repeat-flood change
First release: no prior release to compare.

Sources

FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-26T121003Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)

FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-27T010817Z, pulled 2026-09-28, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

FEMA, OpenFEMA NfipMultipleLossProperties v1, version 2026-08-04T164045Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/NfipMultipleLossProperties (API)

Plan status for every jurisdiction listed in this county

JurisdictionTypeStatusPlanApprovedExpiresDays to expirynegative = days since expiryUpdate underwayNotes
Adams CountyCountyExpired on 2025-12-13Adams County, CO Hazard Mitigation Plan 2020 (FEMA plan 106805)2020-12-142025-12-13-289FEMA tracker shows a plan approvable pending adoptionNot yet eligible: adopt the approved plan.
Arvada cityCityApproved, expires 2027-01-02Jefferson County, CO Hazard Mitigation Plan 2022 (FEMA plan 107676)2022-01-032027-01-0296
Aurora cityCityApproved, expires 2027-02-10City of Aurora Hazard Mitigation Plan 2021 (FEMA plan 107830)2022-02-112027-02-10135
Bennett townTownExpired on 2026-01-12Arapahoe County, CO Hazard Mitigation Plan 2021 (FEMA plan 107012)2021-01-132026-01-12-259FEMA tracker shows a plan approvable pending adoptionNot yet eligible: adopt the approved plan.
Brighton cityCityExpired on 2025-12-13Adams County, CO Hazard Mitigation Plan 2020 (FEMA plan 106805)2020-12-142025-12-13-289FEMA tracker shows a plan approvable pending adoptionNot yet eligible: adopt the approved plan.
Commerce City cityCityExpired on 2025-12-13Adams County, CO Hazard Mitigation Plan 2020 (FEMA plan 106805)2020-12-142025-12-13-289FEMA tracker shows a plan approvable pending adoptionNot yet eligible: adopt the approved plan.
Federal Heights cityCityApproved, expires 2028-04-17Thornton, Federal Heights, Northglenn, CO Hazard Mitigation Plan 2023 (FEMA plan 108767)2023-04-182028-04-17567
Northglenn cityCityApproved, expires 2028-04-17Thornton, Federal Heights, Northglenn, CO Hazard Mitigation Plan 2023 (FEMA plan 108767)2023-04-182028-04-17567
Thornton cityCityApproved, expires 2028-04-17Thornton, Federal Heights, Northglenn, CO Hazard Mitigation Plan 2023 (FEMA plan 108767)2023-04-182028-04-17567
Westminster cityCityApproved, expires 2029-11-26City of Westminster, CO Hazard Mitigation Plan 2024 (FEMA plan 109401)2024-11-272029-11-261,155
Denver WaterWater/Sewer AuthorityExpired on 2025-12-13Adams County, CO Hazard Mitigation Plan 2020 (FEMA plan 106805)2020-12-142025-12-13-289FEMA tracker shows a plan approvable pending adoptionNot yet eligible: adopt the approved plan.

Source

FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-26T121003Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)

State plan status and tribal plans in this state: see the state page.

Supports B1-a: hazards

Hazards NRI does not cover: check locally

  • dam failure (incl. upstream dams)
  • levee failure
  • flash flood as its own subtype
  • ice jams
  • debris flows
  • erosion (riverine and coastal)
  • land subsidence and sinkholes
  • expansive soils

The 18 National Risk Index hazards, ranked by expected annual loss (EAL)

Rank by EALHazardNRI risk ratingEAL ratingEAL buildingsmodeled dollars per yearEAL agriculturemodeled dollars per yearEAL population equivalencestatistical value of life and injury, $13.7M per life, not property damageEAL total (see note)modeled dollars per yearStorm Events records since 1996countEvidence for an omissionNRI Not Applicable, no declaration and no Storm Events record since 1996Storm Events coverage note
1HailVery HighVery High$42,555,484$549,714$1,388,248$44,493,445376
2Inland FloodingRelatively ModerateRelatively Moderate$37,684,363$100,804$797,675$38,582,84226
3Cold WaveRelatively HighVery High$49,952$159,527$21,186,822$21,396,30111Includes 1 Frost/Freeze record, event types the NRI definition of this hazard leaves out.
4TornadoRelatively HighRelatively High$6,137,280$7,284$6,484,946$12,629,51192
5EarthquakeRelatively LowRelatively Moderate$2,541,158$881,052$3,422,210Not in Storm Events. Storm Events coverage of this hazard is limited; absence is not evidence of low risk.
6LightningVery HighVery High$75,849$3,000,875$3,076,72419
7Strong WindRelatively HighRelatively High$823,714$12,652$2,136,094$2,972,461203Includes 101 High Wind records and 6 Strong Wind records, event types the NRI definition of this hazard leaves out.
8Heat WaveRelatively LowRelatively Moderate$344$3,447$1,667,177$1,670,9685
9Winter WeatherVery HighVery High$404,168under $1$994,841$1,399,009218
10WildfireRelatively LowRelatively Low$516,725$258$54,217$571,2002
11DroughtRelatively LowRelatively Moderate$469,938$469,9385
12Ice StormRelatively ModerateRelatively Moderate$111,046$66,574$177,6190No recorded events in Storm Events since 1996 (data through 2026-06-30).
13LandslideVery LowVery Low$755$6$7610Declared 2 times; no Storm Events record of this type. Storm Events coverage of this hazard is limited; absence is not evidence of low risk.
14Volcanic ActivityVery LowVery Lowunder $1$123$1230No recorded events in Storm Events since 1996 (data through 2026-06-30). Storm Events coverage of this hazard is limited; absence is not evidence of low risk.
AvalancheNot ApplicableNot Applicable1NRI rates this Not Applicable, but 1 Storm Events record of this type exists since 1996; review before omitting.
Coastal FloodingNot ApplicableNot Applicable0NRI rates coastal flooding Not Applicable for this county, and no federal declaration for this county names it.No recorded events in Storm Events since 1996 (data through 2026-06-30).
HurricaneNot ApplicableNot Applicable0NRI rates hurricane Not Applicable for this county, and no counted federal declaration for this county names it (EM-3224-CO names it but is not counted as a local occurrence; see B1-d).No recorded events in Storm Events since 1996 (data through 2026-06-30).
TsunamiNot ApplicableNot Applicable0NRI rates tsunami Not Applicable for this county, and no federal declaration for this county names it.No recorded events in Storm Events since 1996 (data through 2026-06-30). Storm Events coverage of this hazard is limited; absence is not evidence of low risk.

Total = buildings + agriculture + population equivalence; FEMA values each expected death (or 10 injuries) at $13.7 million (2024 dollars).

Sources

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

Check your state hazard mitigation plan's hazard list for this county; explain any hazard you drop.

Supports B1-b: location

Where each hazard occurs

HazardLocationCensus tracts ratedrated of all tracts
AvalancheCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.0 of 107
Coastal FloodingCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.0 of 107
Cold WaveAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.107 of 107
DroughtAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.54 of 107
EarthquakeCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.107 of 107
HailAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.107 of 107
Heat WaveAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.107 of 107
HurricaneCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.0 of 107
Ice StormAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.107 of 107
Inland FloodingThe FEMA Flood Insurance Rate Map (FIRM) is the required location source for flooding. See the FEMA Flood Map Service Center (https://msc.fema.gov) for this county.107 of 107
LandslideCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.106 of 107
LightningAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.107 of 107
Strong WindAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.107 of 107
TornadoCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.107 of 107
TsunamiCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.0 of 107
Volcanic ActivityCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.107 of 107
WildfireCensus tract rating counts from the National Risk Index tract table (see B1-f). Tract maps and place names are not in this packet.95 of 107
Winter WeatherAffects the whole planning area; national data do not distinguish locations within the county. Confirm locally.107 of 107

Source

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

Supports B1-c: extent

Extent: scale, observed range and worst recorded event per hazard

HazardScaleRecordscount, yearsObserved rangeWorst recorded eventMost damaging (when different)How it applies to membersNote
Avalanchenone (count and damage)1, 2015 to 2015 (1 zone-level)No damage reported in 1 records.Zone-level records: applies countywide; national data do not locate these events within the county.Physical measure: in event narratives only; local data required.
Coastal Flood, Storm Surge/Tidenone in data (FIRM for depth)0Flood depth: see the FEMA Flood Insurance Rate Map.
Cold/Wind Chill, Extreme Cold/Wind Chillwind chill10, 1996 to 2025 (10 zone-level)1 day to 7 days (median 3 days); 8 with a recorded value7 consecutive days, 1998-12-18 to 1998-12-24, 3 direct deaths, zone-levelZone-level records: applies countywide; national data do not locate these events within the county.Wind chill: in event narratives only; local data required.
Frost/Freeze (outside NRI Cold Wave definition)crop damage1, 2014 to 2014 (1 zone-level)Frost/Freeze, 2014-11-10, $10,000,000 crop damage, reported for the zone (2014 dollars); NWS zone COZ040 (N DOUGLAS COUNTY BELOW 6000 FEET / DENVER / W ADAMS & ARAPAHOE COUNTIES / E BROOMFIELD COUNTY), zone-level: may include parts of neighboring countiesZone-level records: applies countywide; national data do not locate these events within the county.Temperature: in event narratives only; local data required.
DroughtUS Drought Monitor D-scale5, 2002 to 2021 (5 zone-level)22 days to 61 days (median 30.5 days); 4 with a recorded value61 days (2 months), 2021-11-01 to 2021-12-31, a run of 2 consecutive Storm Events drought records, zone-levelZone-level records: applies countywide; national data do not locate these events within the county.Storm Events enters a drought at D2 or worse east of the Rockies and D3 or worse from the Rockies west (NWS Instruction 10-1605); NRI drought counts D3 and D4 only.
EarthquakeModified Mercalli (local data)0No Storm Events record; local data required (e.g., USGS).
Hailhail size (inches)502, 1955 to 20260.5 in to 4.5 in (median 1 in); 502 with a recorded value4.5 in hail, 2011-07-13Event records naming member places: Bennett town (71 records), Brighton city (36 records), Northglenn city (36 records), Thornton city (30 records), Aurora city (25 records), Commerce City city (12 records), Westminster city (9 records).
Excessive Heat, Heatheat index (narratives)5, 2000 to 2012 (5 zone-level)2 days to 30 days (median 17 days); 3 with a recorded value30 days, 2012-06-01 to 2012-06-30, from 1 monthly summary record (a monthly summary record covers most or all of a month; it does not count days at wave conditions), zone-levelZone-level records: applies countywide; national data do not locate these events within the county.Heat index: in event narratives only; local data required.
Hurricane, Tropical Storm, Tropical DepressionSaffir-Simpson0Storm Events files every zone of a storm's episode under the storm's event type and category, so a Hurricane (Typhoon) record, especially an inland or remnant one, does not by itself mean hurricane-force winds here; read the damage and wind columns.
Ice StormSperry-Piltz (local data)0Ice thickness: in event narratives only; local data required.
Flash Flood, Flood, Lakeshore Flooddamage and flood days (FIRM for depth)26, 1997 to 2025Flood, 2013-09-12, $2,140,000 property; $0 crops (2013 dollars)Event records naming member places: Northglenn city (3 records), Westminster city (3 records), Aurora city (2 records), Commerce City city (2 records), Thornton city (2 records), Bennett town (1 record), Brighton city (1 record).Flood depth: see the FEMA Flood Insurance Rate Map. Storm Events damage can be $0 or blank even for a major flood, so the worst record here may not be the worst flood; compare FEMA Public Assistance by declaration in B1-d.
Debris Flownone (count and damage)0Physical measure: in event narratives only; local data required.
Lightningannualized frequency (the measure FEMA's Local Mitigation Planning Handbook names)19, 1996 to 2011Lightning, 2006-06-21, property not reported; $0 crops (2006 dollars), 1 direct deathLightning, 2001-07-11, $200,000 property; $0 crops (2001 dollars)Event records naming member places: Westminster city (5 records), Brighton city (4 records), Commerce City city (3 records), Thornton city (3 records), Bennett town (2 records), Aurora city (1 record).Storm Events lists lightning with damage or casualties; physical measure in event narratives only; local data required.
High Wind and Strong Wind (outside NRI Strong Wind definition)wind speed (kt and mph)107, 1996 to 2026 (107 zone-level)35 kt (40 mph) to 89 kt (102 mph) (median 55 kt (63 mph)); 105 with a recorded value89 kt (102 mph), measurement type not recorded, High Wind, 1999-02-02; NWS zone COZ040 (DENVER METROPOLITAN AREA), zone-level: may include parts of neighboring countiesHigh Wind, 1997-12-28, $120,000 property; $0 crops, reported for the zone (1997 dollars)Zone-level records: applies countywide; national data do not locate these events within the county.
Thunderstorm Windwind speed (kt and mph)135, 1958 to 202543 kt (49 mph) to 87 kt (100 mph) (median 55 kt (63 mph)); 119 with a recorded value87 kt (100 mph), measurement type not recorded, Thunderstorm Wind, 1983-10-02Thunderstorm Wind, 2000-05-26, $70,000 property; crops not reported (2000 dollars)Event records naming member places: Bennett town (17 records), Brighton city (10 records), Northglenn city (7 records), Aurora city (6 records), Commerce City city (5 records), Westminster city (3 records), Thornton city (2 records).
TornadoEnhanced Fujita (F before Feb 2007)189, 1953 to 2025F/EF0 to F/EF3 (median F/EF0); 181 with a recorded valueF3 tornado, 1982-06-12, 3 mi path length (records before 1996 may include the whole path; rating and listing come from the county where the tornado began), 400 yd wide, $2,500 property; crops not recorded (1982 dollars)Tornado, 1981-06-03, $25,000,000 property; crops not recorded (1981 dollars)Event records naming member places: Bennett town (24 records), Brighton city (9 records), Aurora city (2 records), Commerce City city (1 record), Northglenn city (1 record), Westminster city (1 record).From 1996 on, tornado records are per-county segments and length is the path length within this county (NWS Instruction 10-1605); records before 1996 may give the whole path length, including the path outside this county, and before 1996 a tornado is listed once, under the county where it began, with the whole path's rating; counties farther along the path may not list it. Length is not used to rank tornadoes.
Tsunaminone (count and damage)0Physical measure: in event narratives only; local data required.
Volcanic Ash, Volcanic AshfallVolcanic Explosivity Index (local data)0Physical measure: in event narratives only; local data required.
Wildfireacres burned (local data)2, 2024 to 2026 (2 zone-level)Wildfire, 2024-07-13, $750,000 property; crops not reported, reported for the zone (2024 dollars); NWS zone COZ045 (C & E ADAMS & ARAPAHOE COUNTIES), zone-level: may include parts of neighboring countiesZone-level records: applies countywide; national data do not locate these events within the county.Acres burned: in event narratives only; local data required.
Winter Storm, Heavy Snow, Blizzard, Lake-Effect Snow, Winter Weather, Sleetnone in data (snowfall local)218, 1996 to 2026 (218 zone-level)Blizzard, 2003-03-17, $15,500,000 property; crops not reported, reported for the zone (2003 dollars), 2 direct injuries (reported for the zone); NWS zone COZ040 (N DOUGLAS COUNTY BELOW 6000 FEET / DENVER / W ADAMS & ARAPAHOE COUNTIES / E BROOMFIELD COUNTY), zone-level: may include parts of neighboring countiesZone-level records: applies countywide; national data do not locate these events within the county.Snow depth: in event narratives only; local data required.

Storm Events records are more complete after 1996; before 1996 only Tornado (from 1950), Hail and Thunderstorm Wind (from 1955) exist. Zone-level records are placed with NWS zone-county files, which exist from 2020 on; an earlier record is placed by its zone number in the nearest later file only when its zone name matches that file, records from zones NWS renumbered are placed by name or left out, and a record whose zone is in no known file is left out of every count, so counts before 2020 can be low. Some current zones are also missing from the NWS files, so recent counts can be low too.

Dollars are nominal (as reported), labeled with the year; not adjusted for inflation.

Sources

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-28, https://www.weather.gov/gis/ZoneCounty

Supports B1-d: previous occurrences

Declaration rows
12
Counted incidents
8

Federal disaster declarations for this county

DeclaredIncident beganFEMA numberTypeTitleMapped hazardCounty Public Assistancefederal share obligated, nominal dollarsFlagsNotes
2020-03-282020-01-20DR-4498-COMajor disasterCOVID-19 PANDEMICNon-natural, not counted$7,136,658.64during plan review, check whether your last plan included it
2020-03-132020-01-20EM-3436-COEmergencyCOVID-19Non-natural, not countednone foundduring plan review, check whether your last plan included itsame incident as DR-4498
2015-07-162015-05-04DR-4229-COMajor disasterSEVERE STORMS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDESInland Flooding (primary); also designated: Landslide, Tornado$5,734,491.86
2013-09-142013-09-11DR-4145-COMajor disasterSEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDESInland Flooding (primary); also designated: Landslide$4,293,427.22
2013-09-122013-09-11EM-3365-COEmergencySEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDESInland Flooding (primary); also designated: Landslidenone foundsame incident as DR-4145
2007-01-072006-12-18EM-3270-COEmergencySNOWWinter Weather$877,812.86
2005-09-052005-08-29EM-3224-COEmergencyHURRICANE KATRINA EVACUATIONHurricane: evacuation support, not a local hazard event; not countednone found
2003-04-092003-03-17EM-3185-COEmergencySNOWWinter Weather$511,284.02
2002-06-192002-04-23DR-1421-COMajor disasterWILDFIRESWildfirePA not declared for this county
1973-05-231973-05-23DR-385-COMajor disasterHEAVY RAINS, SNOWMELT AND FLOODINGInland Floodingnone found
1969-05-191969-05-19DR-261-COMajor disasterSEVERE STORMS & FLOODINGInland Floodingnone found
1965-06-191965-06-19DR-200-COMajor disasterTORNADOES, SEVERE STORMS & FLOODINGTornado (primary); also designated: Inland Floodingnone found

County Public Assistance: applicants the FEMA record places in this county, including any state agencies FEMA files there; statewide rows are listed on the state page; federal share obligated, nominal dollars.

Dollars are nominal (as reported), labeled with the year; not adjusted for inflation.

Statewide declarations

DeclaredIncident beganFEMA numberTypeTitleMapped hazardFlagsNotes
1956-06-121956-06-12DR-59-COMajor disasterFLOODInland Flooding
1955-05-251955-05-25DR-33-COMajor disasterFLOODInland Flooding

FEMA recorded these with designated area Statewide and no county. Listed on every county page in the state; not counted with county rows.

10 Fire Management declarations (1978-09-12 to 2016-07-10) FEMA filed as Statewide with no county; each names one local fire. Listed on the state page.

Source

FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-27T010817Z, pulled 2026-09-28, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)

Previous occurrences by hazard, with explicit no-event rows

HazardStorm Events recordsfull periodSince plan approvalrecordsDuring plan reviewrecordsLast 5 yearsrecordsDeclared incidentsdistinct incidentsDeclared since approvaldistinct incidentsPeriodStatement
Avalanche1000001996 to 2026-06-30
Coastal Flooding0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Cold Wave11404001996 to 2026-06-30Includes 1 Frost/Freeze record, event types the NRI definition of this hazard leaves out.
Drought5202001996 to 2026-06-30
Earthquake000000No Storm Events record; local data required (e.g., USGS).
Hail502104688001955 to 2026-06-30
Heat Wave5000001996 to 2026-06-30
Hurricane0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Ice Storm0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Inland Flooding26404501996 to 2026-06-30
Landslide0000201996 to 2026-06-30No Storm Events records of this type; 2 federal declared incidents (see declarations table)
Lightning19000001996 to 2026-06-30
Strong Wind242422538001955 to 2026-06-30Includes 101 High Wind records and 6 Strong Wind records, event types the NRI definition of this hazard leaves out.
Tornado18914010201950 to 2026-06-30
Tsunami0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Volcanic Activity0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Wildfire2202101996 to 2026-06-30
Winter Weather21854847201996 to 2026-06-30

Sources

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-27T010817Z, pulled 2026-09-28, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)

NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-28, https://www.weather.gov/gis/ZoneCounty

Notable Storm Events records

DateEvent typeMagnitude or extentDamagenominal dollarsDirect deaths, injuriesindirect not countedLocationFlagsWhy listed
2024-07-13Wildfire$750,000 property; crops not reported, reported for the zone (2024 dollars)0, 0NWS zone COZ045 (C & E ADAMS & ARAPAHOE COUNTIES), zone-level: may include parts of neighboring countiesnew since last plan; within last 5 yearsB1-c worst recorded: Wildfire
2022-12-21Cold/Wind Chilldamage not reported1, 0NWS zone COZ040 (N DOUGLAS COUNTY BELOW 6000 FEET / DENVER / W ADAMS & ARAPAHOE COUNTIES / E BROOMFIELD COUNTY), zone-level: may include parts of neighboring countiesnew since last plan; within last 5 yearsdeaths or injuries recorded
2014-11-10Frost/Freezeproperty not reported; $10,000,000 crops, reported for the zone (2014 dollars)0, 0NWS zone COZ040 (N DOUGLAS COUNTY BELOW 6000 FEET / DENVER / W ADAMS & ARAPAHOE COUNTIES / E BROOMFIELD COUNTY), zone-level: may include parts of neighboring countiesB1-c worst recorded: Frost/Freeze (outside NRI Cold Wave definition)
2013-09-12Flood$2,140,000 property; $0 crops (2013 dollars)0, 0BARR LAKE to NORTHGLENNB1-c worst recorded: Flash Flood, Flood, Lakeshore Flood
2012-06-01Heat$0 property; $0 crops, reported for the zone (2012 dollars)0, 0NWS zone COZ040 (N DOUGLAS COUNTY BELOW 6000 FEET / DENVER / W ADAMS & ARAPAHOE COUNTIES / E BROOMFIELD COUNTY), zone-level: may include parts of neighboring countiesB1-c worst recorded: Excessive Heat, Heat
2011-07-13Hail4.5 in$164,800,000 property; crops not reported (2011 dollars)0, 2WATKINSB1-c worst recorded: Hail
2006-06-21Lightningproperty not reported; $0 crops (2006 dollars)1, 0WESTMINSTERdeaths or injuries recorded
2003-03-17Blizzard$15,500,000 property; crops not reported, reported for the zone (2003 dollars)0, 2NWS zone COZ040 (N DOUGLAS COUNTY BELOW 6000 FEET / DENVER / W ADAMS & ARAPAHOE COUNTIES / E BROOMFIELD COUNTY), zone-level: may include parts of neighboring countiesB1-c worst recorded: Winter Storm, Heavy Snow, Blizzard, Lake-Effect Snow, Winter Weather, Sleet
1999-02-02High Wind89 kt (102 mph), measurement type not recordeddamage not reported0, 0NWS zone COZ040 (DENVER METROPOLITAN AREA), zone-level: may include parts of neighboring countiesB1-c worst recorded: High Wind and Strong Wind (outside NRI Strong Wind definition)
1998-12-18Cold/Wind Chillproperty not reported; $0 crops, reported for the zone (1998 dollars)3, 15NWS zone COZ040 (DENVER METROPOLITAN AREA), zone-level: may include parts of neighboring countiesdeaths or injuries recorded
1983-10-02Thunderstorm Wind87 kt (100 mph), measurement type not recordeddamage not recorded (pre-1996 record)0, 0location not recordedB1-c worst recorded: Thunderstorm Wind
1982-06-12TornadoF3, 3 mi path length (records before 1996 may include the whole path; rating and listing come from the county where the tornado began), 400 yd wide$2,500 property; crops not recorded (1982 dollars)0, 0location not recordedB1-c worst recorded: Tornado

The full list is in the XLSX file, sheet "B1-d Storm Events history" (1,220 rows).

Storm Events records are more complete after 1996; before 1996 only Tornado (from 1950), Hail and Thunderstorm Wind (from 1955) exist. Zone-level records are placed with NWS zone-county files, which exist from 2020 on; an earlier record is placed by its zone number in the nearest later file only when its zone name matches that file, records from zones NWS renumbered are placed by name or left out, and a record whose zone is in no known file is left out of every count, so counts before 2020 can be low. Some current zones are also missing from the NWS files, so recent counts can be low too.

Sources

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-28, https://www.weather.gov/gis/ZoneCounty

FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-26T121003Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)

State-declared emergencies are not in federal data. Add them from your state emergency management agency.

Tribal and special-area declarations in this state are listed on the state page.

Supports B1-e: probability

Probability: FEMA annualized frequency and descriptor per hazard

HazardFEMA annualized frequency (modeled)unit per rowUnitIn plain termsDescriptorDescriptor basisNRI events or days in its record period (hail, wind and tornado are area-weighted, so can be fractional)NRI periodLocationNote
Avalancheevents per year1994 to 2023 (30 years)see B1-fNot Applicable in NRI for this county; no descriptor.
Coastal Floodingevents per year at a location (modeled)not shownmodeledsee B1-fNot Applicable in NRI for this county; no descriptor.
Cold Wave1.61event-days per yearabout 1.61 days per yearLikelyevent-days in 8 of 30 years, 1996 to 2025 (26.7%)30.52005-11-12 to 2024-11-12 (19 years)countywideNRI gives about 1.61 cold wave event-days a year here (its annualized frequency over 19 years; not its event count divided by the years), but Storm Events has a record in only 8 of 30 years. NRI counts from a different source that records far more events than Storm Events, so this descriptor reads much lower than NRI's frequency; read the two together. Frost/Freeze records are not counted in this descriptor: they record crop freezes, not cold waves.
Drought25.6event-days per yearabout 25.6 days per yearLikelyevent-days in 3 of 30 years, 1996 to 2025 (10%)7982000 to 2025 (25.25 years; D3 and D4 only)countywideNRI gives about 25.6 drought event-days a year here (its annualized frequency over 25.25 years; not its event count divided by the years), but Storm Events has a record in only 3 of 30 years. NRI counts from a different source that records far more events than Storm Events, so this descriptor reads much lower than NRI's frequency; read the two together.
Earthquake0.000671annual probability at a locationchance a given location in the county has at least minor-damage shaking in a year: 0.0671%not shownmodeledsee B1-fDescriptor not assigned: the NRI value is the chance at a location in the county, not how often the hazard affects the county, and Storm Events does not record earthquakes.
Hail8.16events per yearabout 8.16 per yearHighly likelyFEMA annualized frequency (modeled)310.0 (modeled)1986 to 2023 (38 years)countywide
Heat Wave0.76event-days per yearabout 0.76 days per yearPossibleevent-days in 2 of 30 years, 1996 to 2025 (6.67%)11.42005-11-12 to 2024-11-12 (19 years)countywide
Hurricaneevents per year1851 to 2024 (Atlantic)see B1-fNot Applicable in NRI for this county; no descriptor.
Ice Storm0.0263event-days per yearabout 0.0263 days per yearevent-days in 0 of 30 years, 1996 to 2025 (0%)21946-12-31 to 2014-02-12 (67 years)countywideNo recorded event-days, 1996 to 2025; descriptor not assigned
Inland Flooding0.643event-days per yearabout 0.643 days per yearLikelyevent-days in 13 of 30 years, 1996 to 2025 (43.3%)181996 to 2023 (28 years)see B1-f
Landslide0.157events per year (modeled)about 1 in 6 yearsLikelyFEMA annualized frequency (modeled)not shownmodeledsee B1-f
Lightning49.9days per year with a strikeabout 49.9 days per yearHighly likelyFEMA annualized frequency (modeled)not shown1995 to 2023 (29 years; CONUS)countywide
Strong Wind1.45events per yearabout 1.45 per yearHighly likelyFEMA annualized frequency (modeled)561986 to 2023 (38 years)countywide
Tornado1.53events per yearabout 1.53 per yearHighly likelyFEMA annualized frequency (modeled)not shown1950 to 2023 (EF2+); 1986 to 2023 (EF0-1)see B1-f
Tsunamiannual probability at the most exposed location (used in place of a county value)not shownmodeledsee B1-fNot Applicable in NRI for this county; no descriptor.
Volcanic Activity0.0001annual probabilityabout 1 in 10,000 yearsUnlikelyFEMA annualized frequency (modeled)not shownmodeledsee B1-f
Wildfire0.00119annual probability at a locationchance a given location in the county burns in a year: 0.119%PossibleStorm Events records in 1 of 30 years, 1996 to 2025 (3.33%)not shownmodeledsee B1-fDescriptor from Storm Events, not NRI: the NRI value is the chance at a location in the county, not how often the hazard affects the county.
Winter Weather12.4event-days per yearabout 12.4 days per yearHighly likelyevent-days in 30 of 30 years, 1996 to 2025 (100%)2362005-11-12 to 2024-11-12 (19 years)countywide

FEMA annualized frequency (modeled) comes from the National Risk Index v1.20 (December 2025). It is not recorded events divided by years, and what it measures depends on the hazard. For most hazards it estimates how often the hazard affects this county each year: it counts events or event-days (drought, heat wave, cold wave, winter weather, ice storm and inland flooding are in days per year; lightning is the number of days per year with a recorded cloud-to-ground strike, from the NOAA Storm Prediction Center daily lightning climatology); it may count events in the surrounding area (hail, strong wind, tornado, hurricane and ice storm use a 49 km grid and buffers) and is averaged over the county's area; and some hazards use a minimum value for places with no recorded event. Earthquake, wildfire and coastal flooding are different: FEMA computes them for each census block and averages them over the county, so the value is the chance (for coastal flooding, the modeled number of floods per year) at a location in the county, which is lower than the chance that the hazard strikes somewhere in the county. Earthquake is the chance of at least minor-damage shaking (U.S. Geological Survey model); wildfire is the chance that a location burns in a large fire (U.S. Forest Service burn probability); coastal flooding comes from FEMA flood zones and NOAA high-tide flooding, so it can be above 1 where high-tide flooding is frequent. Tsunami is the value at the county's most exposed location, from recorded events and modeled return periods. For these four hazards the packet gives no "1 in N years" and takes the descriptor from Storm Events (none for earthquake) unless the value is 1 or more a year. Landslide is a U.S. Geological Survey modeled county rate spread by slope susceptibility. Volcanic activity is the chance that a volcano affecting the county erupts in a year. Drought counts only extreme and exceptional drought (D3 and D4). Source: FEMA, National Risk Index Technical Documentation v1.20, sections 5.2.2 (Table 5), 5.2.3, 7.4, 10.4, 16.5, 17.1, 17.3.1, 17.5, 20.3.1, 21.4, 22.4 and 6 to 23.

Sources

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

Descriptor scale used in this packet (defined per unit)

UnitDescriptorDefinition
events per yearHighly likely1 or more per year
events per yearLikelyabout once in 1 to 10 years
events per yearPossibleabout once in 10 to 100 years
events per yearUnlikelyless than once in 100 years
annual probabilityLikely10% to under 100% chance in a given year
annual probabilityPossible1% to under 10% chance in a given year
annual probabilityUnlikelyunder 1% chance in a given year
event-days (share of years)Highly likelyevent-days recorded in 90% or more of years
event-days (share of years)Likelyevent-days recorded in 10% to under 90% of years
event-days (share of years)Possibleevent-days recorded in some years but under 10% of years
lightning strike-daysHighly likelycloud-to-ground strikes on 1 or more days per year

Sources

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

Intensity bands: historical frequency (Storm Events)

HazardBandYearsEventscounty-coded recordsYears in periodEvents per yearevents / years
Hail1.00-1.99 in1996 to 2025236307.87
Hail2.00 in+1996 to 202530301
Strong Wind (Thunderstorm Wind records)50-64 kt1996 to 202582302.73
Strong Wind (Thunderstorm Wind records)65 kt+1996 to 202510300.333
Strong Wind (Thunderstorm Wind records)unmeasured or below 50 kt1996 to 20254300.133
TornadoEF0-11996 to 202584302.8
TornadoEF2-31996 to 20252300.0667
TornadoEF4-51996 to 20250300
Tornadounrated (EFU)1996 to 20256300.2

Hail smaller than 1 inch is not counted: on 2010-01-05 the National Weather Service raised its severe-hail threshold from 3/4 inch to 1 inch, so smaller reports became less common after 2009 (NWS Service Change Notice 09-52). NRI hail frequency uses a 0.75 inch threshold.

Source

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

Optional: future conditions. Not a required item in the 2025 FEMA Local Mitigation Planning Policy Guide; some states ask for it. The federal Climate Mapping for Resilience and Adaptation (CMRA) site gives county exposure to future climate conditions.

Supports B1-f: variation across the planning area

Range of census tract risk within the county

HazardTractsrated of allRisk score minNRI score, 0 to 100MedianMaxTracts by ratingNote
Avalanche0 of 107Not Applicable 107
Coastal Flooding0 of 107Not Applicable 107
Cold Wave107 of 10716.880.493.8Relatively High 67, Relatively Moderate 38, Relatively Low 1, Very Low 1National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.
Drought54 of 10767.272.998.0Relatively High 1, Relatively Moderate 1, Relatively Low 4, Very Low 48, No Rating 53National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. Agriculture is all of NRI's expected annual loss for this hazard in the county, so the tract range above mostly reflects where crop and livestock value is, not where buildings and people are. Confirm locally.
Earthquake107 of 10712.641.874.6Relatively Low 55, Very Low 52
Hail107 of 10787.498.099.9Very High 51, Relatively High 54, Relatively Moderate 2National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.
Heat Wave107 of 1071.719.544.7Relatively Low 66, Very Low 41National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.
Hurricane0 of 107Not Applicable 107
Ice Storm107 of 1072.218.652.9Relatively Low 8, Very Low 99National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.
Inland Flooding107 of 1070.516.686.3Relatively High 1, Relatively Moderate 11, Relatively Low 47, Very Low 48
Landslide106 of 10710.938.385.0Relatively Low 1, Very Low 105, No Rating 1
Lightning107 of 1070.676.694.9Relatively High 46, Relatively Moderate 54, Relatively Low 6, Very Low 1National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.
Strong Wind107 of 10710.961.881.8Relatively Moderate 75, Relatively Low 31, Very Low 1National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.
Tornado107 of 10721.759.881.1Relatively High 4, Relatively Moderate 75, Relatively Low 27, Very Low 1
Tsunami0 of 107Not Applicable 107
Volcanic Activity107 of 10740.262.376.7Very Low 107
Wildfire95 of 10718.654.495.4Relatively Moderate 5, Relatively Low 28, Very Low 62, No Rating 12
Winter Weather107 of 10726.085.194.6Relatively High 80, Relatively Moderate 26, Relatively Low 1National data give a county-wide or coarse (49 km grid or NWS zone) frequency for this hazard, so they cannot show members' hazard differing. The tract range above mostly reflects where buildings and people are. Confirm locally.

Rated tracts only: No Rating (score 0.0), Not Applicable and Insufficient Data tracts are counted but not used for the minimum, median and maximum.

Source

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

Per-member block (Starter, confirm locally)

MemberTypePlan statusRepetitive lossFMA RL and SRL (44 CFR 77.2); repeat-flood, any definitionPublic Assistance matchedfederal share obligated, nominal dollarsEvent records naming this placeall years; since the member's planNotes
Adams CountyCountyExpired on 2025-12-13FMA RL 0, SRL 0; any 2$1,973,737.620; 0
Arvada cityCityApproved, expires 2027-01-02FMA RL 0, SRL 0; any 1none found0; 0Whole community, including the part in Jefferson County; none of its repeat-flood properties are in this county.
Aurora cityCityApproved, expires 2027-02-10FMA RL 0, SRL 0; any 3none found36; 16Whole community, including the part in Arapahoe County; in-county portion (county table): FMA RL 0, FMA SRL 0, NFIP RL 1, NFIP SRL 0, any category 1.
Bennett townTownExpired on 2026-01-12FMA RL 0, SRL 0; any 0$4,063.50115; 15
Brighton cityCityExpired on 2025-12-13FMA RL 0, SRL 0; any 0$664,941.6060; 4
Commerce City cityCityExpired on 2025-12-13FMA RL 0, SRL 0; any 0$801,957.4723; 3
Federal Heights cityCityApproved, expires 2028-04-17FMA RL 0, SRL 0; any 0$17,871.180; 0
Northglenn cityCityApproved, expires 2028-04-17FMA RL 0, SRL 0; any 0$67,321.1847; 16
Thornton cityCityApproved, expires 2028-04-17FMA RL 0, SRL 0; any 1$8,585,220.8337; 10Includes $2,320,533.98 for declarations not counted as hazard incidents (DR-4498-CO).
Westminster cityCityApproved, expires 2029-11-26FMA RL 0, SRL 1; any 2$219,262.5321; 2

Member rows are whole NFIP communities and need not add up to the county total: a community that extends into another county is counted in full on each member row, while the county table counts only its part in this county.

School districts and special districts get a plan clock row only.

Sources

FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-26T121003Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)

FEMA, OpenFEMA NfipMultipleLossProperties v1, version 2026-08-04T164045Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/NfipMultipleLossProperties (API)

FEMA, OpenFEMA PublicAssistanceFundedProjectsSummaries v1, version 2026-09-26T151157Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/PublicAssistanceFundedProjectsSummaries (API)

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

Supports B2-a and B2-b: assets and impacts

Local data required

County-level starter. The plan must describe impacts for each participant and its own assets.

  • Critical facilities and lifelines per hazard
  • A problem statement per participant per hazard
  • Changes in development in hazard-prone areas since the last approval, or a statement of none (E1-a)
  • Future assets

County-level starter: exposure, expected annual loss and damage since the plan

HazardBuilding exposuremodeled dollarsAgriculture exposuremodeled dollarsPopulation exposedpeopleEAL buildingsmodeled dollars per yearEAL agriculturemodeled dollars per yearEAL population equivalencestatistical value of life and injury, $13.7M per life, not property damageEAL as % of exposurebuildings; agriculture where notedStorm Events damage since 2020-12-14county-coded records, property plus crops, nominal dollarsZone-level damage since planproperty plus crops, reported for the zonePublic Assistance since plannominal dollars; see noteNote
AvalancheNot Applicable in NRI for this county
Coastal FloodingNot Applicable in NRI for this county
Cold Wave$90,326,747,640$162,805,939519,291$49,952$159,527$21,186,822under 0.0001%$0
Drought$91,840,086$469,9380.512% (agriculture)NRI has no building exposure for this hazard; agriculture shown
Earthquake$156,081,649,672519,572$2,541,158$881,0520.00163%
Hail$90,326,747,640$162,805,939519,291$42,555,484$549,714$1,388,2480.0471%$0
Heat Wave$90,326,747,640$162,805,939519,291$344$3,447$1,667,177under 0.0001%
HurricaneNot Applicable in NRI for this county
Ice Storm$90,326,747,640519,291$111,046$66,5740.000123%
Inland Flooding$90,226,849,975$6,050,0703,439$37,684,363$100,804$797,675n/a (see note)$1,300,000NRI counts the full building value of any census block with some flood loss; this is not the value of buildings in the floodplain. Use local FIRM overlays for B2-a/B2-b. EAL as % of exposure: n/a.
Landslide$506,266,1862,717$755$60.000149%
Lightning$90,326,747,640519,291$75,849$3,000,875under 0.0001%
Strong Wind$90,326,747,640$162,805,939519,291$823,714$12,652$2,136,0940.000912%$1,000$0
Tornado$90,326,747,640$162,805,939519,291$6,137,280$7,284$6,484,9460.00679%$0
TsunamiNot Applicable in NRI for this county
Volcanic Activity$90,326,747,640519,291under $1$123under 0.0001%
Wildfire$6,133,547,649$76,649,92645,767$516,725$258$54,2170.00842%$750,000
Winter Weather$90,326,747,640$162,805,939519,291$404,168under $1$994,8410.000447%$0

Totals since 2020-12-14 (Storm Events through 2026-06-30): 144 county-coded records, 25 with a damage value recorded (including $0), $1,301,000; 82 zone-level records, 34 with a damage value recorded (including $0), $750,000 reported for the zone; Public Assistance on counted declarations none found (0 declarations, 0 with PA).

Total = buildings + agriculture + population equivalence; FEMA values each expected death (or 10 injuries) at $13.7 million (2024 dollars).

FEMA does not split Public Assistance by hazard. A declaration mapped to several hazards is listed under each of them with its full amount, so the per-hazard column must not be added up; the unit total counts each declaration once.

Dollars are nominal (as reported), labeled with the year; not adjusted for inflation.

Sources

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/

NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-28, https://www.weather.gov/gis/ZoneCounty

FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-27T010817Z, pulled 2026-09-28, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)

FEMA, OpenFEMA PublicAssistanceFundedProjectsSummaries v1, version 2026-09-26T151157Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/PublicAssistanceFundedProjectsSummaries (API)

FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-26T121003Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)

Supports B2-a: context

County context

MeasureValue
Population519,291
Building value (total, not at risk)$90,326,747,640
Agriculture value (total, not at risk)$162,805,939
NRI risk rating (all hazards)Relatively Moderate
Expected annual loss, buildings and agriculture, all hazards$92,204,462
Expected annual loss, population equivalence, all hazards (NRI values each statistical life at $13.7M; a modeled value of expected deaths and injuries, not property damage)$38,658,651
Social vulnerability ratingVery Low
Community resilience ratingRelatively Moderate
NRI versionDecember 2025

FEMA's all-hazard expected annual loss total adds buildings, agriculture and population equivalence; the two parts are shown separately so the property figure is not read as including the statistical value of life.

Source

FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)

Supports B2-c: repetitive loss

Repetitive loss in this county, both definitions

DefinitionPropertiesSevere repetitive lossProperties
Repetitive loss, FMA definition (44 CFR 77.2)0Severe repetitive loss, FMA definition (44 CFR 77.2)1
Repetitive loss, NFIP insurance definition5Severe repetitive loss, NFIP insurance definition0

Your state NFIP coordinator's list may use the NFIP insurance definition, so its counts can be higher.

Repeat-flood properties: county and state-level rows

ScopeRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
County total0150601
ADAMS COUNTY *0020201
AURORA, CITY OF0010100
THORNTON, CITY OF0010100
WESTMINSTER, CITY OF0110200
State level, not in this county: county not reported0080800

Repeat-flood properties by plan member (NFIP community)

MemberNFIP community IDRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredpropertiesNote
Adams County0800010020201
Arvada city0850720010101Whole community, including the part in Jefferson County; none of its repeat-flood properties are in this county.
Aurora city0800020030301Whole community, including the part in Arapahoe County; in-county portion (county table): FMA RL 0, FMA SRL 0, NFIP RL 1, NFIP SRL 0, any category 1.
Bennett town0800030000000
Brighton city0800040000000
Commerce City city0800060000000
Federal Heights city0802400000000
Northglenn city0802570000000
Thornton city0800070010100
Westminster city0800080110200

Per-member types: XLSX sheet 'B2-c Members'.

Member rows are whole NFIP communities and need not add up to the county total: a community that extends into another county is counted in full on each member row, while the county table counts only its part in this county.

County repeat-flood properties by occupancy group

Occupancy groupRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
single-family residential0040401
2 to 4 unit residential0000000
other residential0000000
non-residential0110200
not reported0000000

Institutional properties cannot be separated in this data: FEMA's occupancy groups have no institutional class, so they fall in non-residential or other residential in the table by occupancy group.

FMA RL and FMA SRL are the Flood Mitigation Assistance definitions (44 CFR 77.2), the ones the FEMA Local Mitigation Planning Policy Guide cites; OpenFEMA's fmaRl field description omits the Increased Cost of Compliance clause of 44 CFR 77.2(i). NFIP repetitive loss (FEMA insurance definition, nfipRl) is 2 or more claims over $1,000 in 10 years and can drop to false when a property is mitigated. Also shown: NFIP severe repetitive loss, any category, mitigated and currently insured.

Your state NFIP coordinator's list may use the NFIP insurance definition, so its counts can be higher.

Counts are aggregates of FEMA's public NFIP Multiple Loss Properties file (as of 2026-08-02). No property is identified. County assignment is FEMA's geocode.

Counts may differ from your state NFIP coordinator's list, which is the source the Handbook names.

In this county 0 properties are FMA repetitive loss but not NFIP repetitive loss, and 5 properties are NFIP repetitive loss but not FMA repetitive loss.

Exact counts; no count suppression.

Sources

Every table above lists its own sources. The full list, for the plan's bibliography (FEMA review item A4-a):

  1. FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-26T121003Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)
  2. FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-27T010817Z, pulled 2026-09-28, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)
  3. FEMA, OpenFEMA PublicAssistanceFundedProjectsSummaries v1, version 2026-09-26T151157Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/PublicAssistanceFundedProjectsSummaries (API)
  4. FEMA, OpenFEMA NfipMultipleLossProperties v1, version 2026-08-04T164045Z, pulled 2026-09-28, https://www.fema.gov/api/open/v1/NfipMultipleLossProperties (API)
  5. FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-28, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)
  6. NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-28, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/
  7. NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-28, https://www.weather.gov/gis/ZoneCounty
  8. U.S. Census Bureau, Census 2024 Gazetteer, 2020 place by county, CT county-to-cousub crosswalk, version 2024-gazetteer, pulled 2026-09-28, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_counties_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_cousubs_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_place_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_unsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_elsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_scsd_national.zip, https://www2.census.gov/geo/docs/reference/codes2020/national_place_by_county2020.txt, https://www2.census.gov/geo/docs/reference/ct_change/ct_cou_to_cousub_crosswalk.xlsx

OpenFEMA disclaimer

This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Hazard Plain is an independent product built from public federal data. It is not a FEMA document and is not reviewed or endorsed by FEMA or any state agency.

Reuse, citation and corrections

Reuse and citation: Hazard Plain text and tables are licensed under Creative Commons Attribution 4.0 International (CC BY 4.0, https://creativecommons.org/licenses/by/4.0/); credit Hazard Plain and the release. The underlying federal data are public domain; OpenFEMA data are also subject to the OpenFEMA terms and conditions.

Cite this: Hazard Plain (2026). Adams County, CO: risk-assessment baseline packet, release 2026-10 (data as of 2026-09-28; County area 08001). Preview: automated baseline. Built from FEMA OpenFEMA, the FEMA National Risk Index and NOAA NCEI Storm Events; source versions in the packet's Sources list.

Corrections: to report an error, name the packet, the table and what your records show. Contact: to be added

Hazard Plain release 2026-10. As of 2026-09-28; Storm Events data through 2026-06-30. File hazard-plain_2026-10_CO_08001. Preview: automated baseline.