Hazard Plain Automated baseline

Izard County, AR

Risk-assessment baseline packet

County FIPS:
05065
Release:
2026-10
Data as of:
2026-09-30
Storm Events data through:
2026-06-30

Hazard Plain is an independent product built from public federal data. It is not a FEMA document and is not reviewed or endorsed by FEMA or any state agency.

Hazard Plain release 2026-10, as of 2026-09-30.

Summary

Plan status as of 2026-09-30: Expired on 2026-09-14. Plan: Izard County (FEMA plan 105232), approved 2021-09-15.

Since the plan was approved on 2021-09-15: 4 new hazard declarations (3 incidents) and 21 NOAA Storm Events records; details under "What changed since your last plan".

Highest expected annual loss (FEMA National Risk Index, modeled total; see B1-a): Inland Flooding ($3,618,242 a year), Ice Storm ($2,297,060) and Tornado ($1,010,666).

The tables that follow are organized by the items of FEMA's Local Mitigation Plan Review Tool, Element B (B1-a to B2-c); each heading says which item its tables support.

Plan clock

Status:
Expired on 2026-09-14
Plan:
Izard County (FEMA plan 105232)
Approved:
2021-09-15
Days since expiry:
16
Update underway:
none recorded in FEMA's plan tracker

Until a new plan is approved, FEMA mitigation project grants (HMGP, FMA) need a FEMA exception (44 CFR 201.6(a)(3)).

What changed since your last plan (approved 2021-09-15)

New federal declarations:
4 new hazard declarations (3 incidents): EM-3627-AR (Severe Storms, Tornadoes, and Flooding), DR-4865-AR (Severe Storms and Tornadoes), DR-4873-AR (Severe Storms, Tornadoes, and Flooding), EM-3636-AR (Severe Winter Storm)
Storm Events records since approval:
21 records (data through 2026-06-30)
Repetitive loss now:
FMA RL 7, SRL 3 (44 CFR 77.2); any definition: 17
Repeat-flood change:
this release sets the baseline count.

Sources: 1, 2, 4, 6 (numbered list at the end)

Plan status for every jurisdiction listed in this county

Source: 1

JurisdictionTypeStatusPlanApprovedExpiresDays to expirynegative = days since expiry
Izard CountyCountyExpired on 2026-09-14Izard County (FEMA plan 105232)2021-09-152026-09-14-16
Calico Rock cityCityExpired on 2026-09-14Izard County (FEMA plan 105232)2021-09-152026-09-14-16
Franklin townTownExpired on 2026-09-14Izard County (FEMA plan 105232)2021-09-152026-09-14-16
Guion townTownExpired on 2026-09-14Izard County (FEMA plan 105232)2021-09-152026-09-14-16
Horseshoe Bend cityCityExpired on 2026-09-14Izard County (FEMA plan 105232)2021-09-152026-09-14-16
Melbourne cityCityExpired on 2026-09-14Izard County (FEMA plan 105232)2021-09-152026-09-14-16
Mount Pleasant townTownExpired on 2026-09-14Izard County (FEMA plan 105232)2021-09-152026-09-14-16
Oxford cityCityExpired on 2026-09-14Izard County (FEMA plan 105232)2021-09-152026-09-14-16
Pineville townTownExpired on 2026-09-14Izard County (FEMA plan 105232)2021-09-152026-09-14-16
Calico Rock School DistrictSchool/School DistrictExpired on 2026-09-14Izard County (FEMA plan 105232)2021-09-152026-09-14-16
Izard Cty Consolidated SchoolsSchool/School DistrictExpired on 2026-09-14Izard County (FEMA plan 105232)2021-09-152026-09-14-16
Melbourne School DistrictSchool/School DistrictExpired on 2026-09-14Izard County (FEMA plan 105232)2021-09-152026-09-14-16

State plan status and tribal plans in this state: see the state page.

Supports FEMA checklist item B1-a: hazard identification

Hazards NRI does not cover (local data needed)

  • dam failure (incl. upstream dams)
  • levee failure
  • flash flood as its own subtype
  • ice jams
  • debris flows
  • erosion (riverine and coastal)
  • land subsidence and sinkholes
  • expansive soils

The 18 National Risk Index hazards, ranked by expected annual loss (EAL)

Sources: 5, 6

Rank by EALHazardNRI risk ratingEAL ratingEAL buildingsmodeled dollars per yearEAL agriculturemodeled dollars per yearCost of expected deaths and injuriesFEMA's dollar value per year, not property damageEAL total (see note)modeled dollars per yearStorm Events records, 1996 to 2026-06-30countStorm Events coverage note
1Inland FloodingRelatively LowVery Low$3,546,762$26,211$45,269$3,618,24239
2Ice StormVery HighVery High$2,225,801n/a$71,259$2,297,0605
3TornadoRelatively LowRelatively Low$448,540$1,227$560,899$1,010,66614
4EarthquakeRelatively LowRelatively Low$596,386n/a$379,820$976,206Storm Events does not record earthquakes.
5Cold WaveRelatively LowRelatively Low$51$202,724$628,872$831,6479Includes 9 Frost/Freeze records (outside NRI's Cold Wave definition; counted in this table and in B1-d, not in the B1-e descriptor).
6Strong WindRelatively ModerateRelatively Moderate$136,731$17,214$541,660$695,606131Includes 1 High Wind and 9 Strong Wind records (NOAA non-thunderstorm wind types, outside NRI's Strong Wind definition).
7Heat WaveRelatively LowRelatively Low$13$237$347,329$347,5797
8LightningRelatively LowRelatively Low$10,153n/a$143,881$154,0345
9WildfireVery LowVery Low$42,525$549$13,406$56,4794
10Winter WeatherRelatively LowRelatively Low$38,173$857$8,554$47,58573
11HailVery LowVery Low$27,406$5,088$1,094$33,588118
12DroughtRelatively LowVery Lown/a$20,127n/a$20,12713
13HurricaneVery LowVery Low$10,341$8,022$131$18,4944Includes 2 Tropical Depression records (outside NRI's Hurricane definition).
14LandslideRelatively LowVery Low$2,873n/a$1,102$3,9750No recorded events in Storm Events since 1996 (data through 2026-06-30).

Total = buildings + agriculture + population equivalence; FEMA values each expected death (or 10 injuries) at $13.7 million (2024 dollars).

NRI risk rating combines expected annual loss with social vulnerability and community resilience; EAL rating rates expected annual loss alone. Both compare this county with all U.S. counties.

Local data needed: state and local landslide records (Storm Events records this hazard only in part).

Not applicable to this county per NRI, with no federal declaration and no Storm Events record since 1996: avalanche, coastal flooding, tsunami and volcanic activity. That is the evidence for leaving them out of the plan.

The state hazard mitigation plan also lists hazards for this county; FEMA asks the plan to explain any hazard it leaves out.

Supports FEMA checklist item B1-b: hazard location

Affects the whole county (national data give no location within it): Cold Wave, Drought, Hail, Heat Wave, Ice Storm, Lightning, Strong Wind and Winter Weather.

Inland Flooding: The FEMA Flood Insurance Rate Map (FIRM) is the required location source for flooding. See the FEMA Flood Map Service Center (https://msc.fema.gov) for this county.

Hazards that vary within the county: highest-rated census tracts

Source: 5

HazardHighest-rated census tractsNRI risk rating, score 0 to 100
Earthquaketract 9602 (Relatively Moderate, 88.3); tract 9601 (Relatively Moderate, 83.4); tract 9603 (Relatively Moderate, 81.8)
Hurricanetract 9602 (Relatively Low, 52.9); tract 9604 (Very Low, 50.0); tract 9603 (Very Low, 47.6)
Landslidetract 9604 (Relatively Moderate, 96.3); tract 9602 (Relatively Low, 92.2); tract 9603 (Relatively Low, 91.6)
Tornadotract 9602 (Very High, 96.3); tract 9603 (Relatively High, 90.7); tract 9604 (Relatively High, 86.1)
Wildfiretract 9603 (Relatively Moderate, 91.3); tract 9602 (Relatively Moderate, 89.2); tract 9604 (Relatively Low, 87.1)

Up to 3 census tracts per hazard, highest National Risk Index rating first, then highest score; a tract number is the Census tract number (for example 9602 is Census Tract 9602). FEMA's Resilience Analysis and Planning Tool maps the National Risk Index for every tract: https://www.fema.gov/emergency-managers/practitioners/resilience-analysis-and-planning-tool

Supports FEMA checklist item B1-c: hazard extent

Extent: scale, observed range and worst recorded event per hazard

Sources: 6, 7

HazardScaleRecordscount and yearsObserved rangeWorst recorded eventMost damaging (when different)How it applies to jurisdictionsNote
Cold/Wind Chill, Extreme Cold/Wind Chillwind chill0
Frost/Freeze (outside NRI's Cold Wave definition)crop damage9 records, 2007 to 2014 (9 zone-level)No crop damage reported in 9 records.Countywide (zone-level records).
DroughtU.S. Drought Monitor scale (D0 to D4)13 records, 2000 to 2017 (13 zone-level)1 day to 218 days (median 33.5 days); 4 with a recorded value218 days (about 7.2 months), 2012-06-19 to 2013-01-22, a run of 8 consecutive Storm Events drought records, zone-levelCountywide (zone-level records).Storm Events enters a drought at D2 or worse east of the Rockies and D3 or worse from the Rockies west (NWS Instruction 10-1605); NRI drought counts D3 and D4 only.
EarthquakeModified Mercalli (local data)0Storm Events does not record earthquakes; the USGS earthquake catalog is the source.
Hailhail size (inches)136 records, 1958 to 20260.75 in to 8 in (median 1 in); 136 with a recorded value8 in hail, 1970-06-19 (as recorded; 8 in is the U.S. record hailstone size)Event records naming jurisdictions in the plan: Melbourne city (18 records), Calico Rock city (16 records), Oxford city (14 records), Horseshoe Bend city (12 records), Franklin town (10 records), Mount Pleasant town (9 records), Guion town (7 records), Pineville town (6 records).
Excessive Heat, Heatheat index (in event narratives)7 records, 2007 to 2012 (7 zone-level)1 day to 42 days (median 8 days); 5 with a recorded value2012-06-25 to 2012-08-05 (3 records, 1 of them a monthly summary record), zone-levelCountywide (zone-level records).
Hurricane, Tropical Storm, Tropical DepressionSaffir-Simpson4 records, 2005 to 2012 (4 zone-level)Strongest recorded: Tropical Storm record, 2008-09-13 to 2008-09-14, $900,000 property; $0 crops (2008 dollars); NWS zone ARZ015Countywide (zone-level records).Storm Events files every zone of a storm's episode under the storm's type; flooding from the storm is filed as Flood or Flash Flood records.
Ice StormSperry-Piltz ice scale (local data)5 records, 1999 to 2014 (5 zone-level)Ice Storm, 2009-01-26, $50,000,000 property; $0 crops (2009 dollars); NWS zone ARZ015Countywide (zone-level records).
Flash Flood, Flood, Lakeshore Flooddamage and flood days (flood depth: FIRM)39 records, 1998 to 2025Flood, 2008-03-18, $12,000,000 property; $50,000 crops (2008 dollars)Event records naming jurisdictions in the plan: Calico Rock city (15 records), Franklin town (2 records), Horseshoe Bend city (2 records), Pineville town (2 records), Guion town (1 record), Melbourne city (1 record), Mount Pleasant town (1 record), Oxford city (1 record).Flood depth: see the FEMA Flood Insurance Rate Map. Storm Events damage is often $0 or blank for floods, major ones included; FEMA Public Assistance by declaration (B1-d) shows which floods cost the most.
Debris Flownone (count and damage only)0
Lightningannualized frequency (the measure FEMA's Local Mitigation Planning Handbook names)5 records, 2007 to 2011Lightning, 2008-06-20, $100,000 property; $0 crops (2008 dollars)Event records naming jurisdictions in the plan: Oxford city (2 records), Horseshoe Bend city (1 record), Melbourne city (1 record).Storm Events lists lightning with damage or casualties.
High Wind and Strong Wind (outside NRI's Strong Wind definition)wind speed (kt and mph)10 records, 2007 to 2025 (10 zone-level)30 kt (35 mph) to 50 kt (58 mph) (median 36 kt (41 mph)); 10 with a recorded value50 kt (58 mph) estimated gust, High Wind, 2019-05-21; NWS zone ARZ015Strong Wind, 2008-01-29, $250,000 property; $0 crops (zone total, 2008 dollars)Countywide (zone-level records).
Thunderstorm Windwind speed (kt and mph)147 records, 1973 to 202250 kt (58 mph) to 87 kt (100 mph) (median 50 kt (58 mph)); 123 with a recorded value87 kt (100 mph) estimated gust, Thunderstorm Wind, 2013-04-10, 1 direct injuryEvent records naming jurisdictions in the plan: Melbourne city (31 records), Calico Rock city (19 records), Pineville town (8 records), Franklin town (6 records), Horseshoe Bend city (6 records), Oxford city (6 records), Mount Pleasant town (4 records), Guion town (1 record).
TornadoEnhanced Fujita (Fujita before Feb 2007)25 records, 1950 to 2022F/EF0 to F/EF4 (median F/EF1); 25 with a recorded valueF4 tornado, 1996-04-14, 28 mi within this county, 880 yd wide, $5,000,000 property; crops not reported (1996 dollars), 2 direct deaths, 30 direct injuriesTornado, 2008-02-05, $11,500,000 property; $0 crops (2008 dollars)Event records naming jurisdictions in the plan: Franklin town (3 records), Oxford city (2 records), Guion town (1 record), Melbourne city (1 record), Mount Pleasant town (1 record).Before 1996 a tornado is listed once, under the county where it began, with its whole path's rating and length; from 1996 on, each county lists its own segment. Length is not used to rank tornadoes (see Methods).
Wildfireacres burned (local data)4 records, 2010 to 2011 (4 zone-level)No damage reported in 4 records.Countywide (zone-level records).
Winter Storm, Heavy Snow, Blizzard, Lake-Effect Snow, Winter Weather, Sleetnone in data (snowfall: local data)73 records, 1996 to 2025 (73 zone-level)Winter Storm, 2012-12-25, $1,000,000 property; $0 crops (2012 dollars); NWS zone ARZ015Countywide (zone-level records).

In event narratives only (local data needed): wind chill, temperature, heat index, ice thickness, acres burned and snow depth; any physical measure of debris flow and lightning.

Storm Events records are more complete after 1996; before 1996 only Tornado (from 1950), Hail and Thunderstorm Wind (from 1955) exist. Zone-level records from zones that no NWS zone-county file places in this county (mostly before 2020) are not counted here (the Methods page explains the zone matching).

Dollars are nominal (as reported), labeled with the year; not adjusted for inflation.

A monthly summary record covers most or all of a month; it does not count days at wave conditions.

Supports FEMA checklist item B1-d: previous occurrences

Federal declarations for this county: 31 declarations covering 26 separate hazard incidents counted in this packet (declarations for the same incident count once; non-natural and evacuation-only declarations are not counted).

Federal disaster declarations for this county

Sources: 1, 2, 3

DeclaredIncident beganFEMA numberTypeTitleMapped hazardCounty Public Assistancefederal share obligated, nominal dollarsFlagsNotes
2026-01-242026-01-23EM-3636-AREmergencySevere Winter StormWinter Weatherno Public Assistance recordednew since last plan; within last 5 years
2025-05-212025-04-02DR-4873-ARMajor disasterSevere Storms, Tornadoes, and FloodingInland Flooding (primary); also designated: Tornado$1,860,577.26new since last plan; within last 5 years
2025-05-082025-03-14DR-4865-ARMajor disasterSevere Storms and TornadoesTornadoPA not declared for this countynew since last plan; within last 5 years
2025-04-052025-04-02EM-3627-AREmergencySevere Storms, Tornadoes, and FloodingInland Flooding; Tornadono Public Assistance recordednew since last plan; within last 5 yearssame incident as DR-4873
2020-08-272020-08-26EM-3541-AREmergencyHurricane LauraHurricaneno Public Assistance recorded
2020-04-032020-01-20DR-4518-ARMajor disasterCOVID-19 PandemicNon-natural, not counted$38,010.38
2020-03-132020-01-20EM-3461-AREmergencyCOVID-19Non-natural, not countedno Public Assistance recordedsame incident as DR-4518
2017-06-152017-04-26DR-4318-ARMajor disasterSevere Storms, Tornadoes, Straight-Line Winds, and FloodingInland Flooding; Strong Wind; Tornado$170,529.02
2016-02-052015-12-26DR-4254-ARMajor disasterSevere Storms, Tornadoes, Straight-Line Winds, and FloodingInland Flooding; Strong Wind; Tornado$187,736.55
2015-06-262015-05-07DR-4226-ARMajor disasterSevere Storms, Tornadoes, Straight-Line Winds, and FloodingInland Flooding; Strong Wind; Tornado$287,426.33
2014-04-292014-04-27DR-4174-ARMajor disasterSevere Storms,Tornadoes, and FloodingInland Flooding; Tornado$239,679.38
2011-05-022011-04-14DR-1975-ARMajor disasterSevere Storms, Tornadoes, and Associated FloodingInland Flooding; Tornado$754,313
2009-12-032009-10-29DR-1861-ARMajor disasterSevere Storms, Tornadoes, and FloodingInland Flooding; Tornado$137,100.11
2009-02-062009-01-26DR-1819-ARMajor disasterSevere Winter StormWinter Weather$1,246,369.10
2009-01-282009-01-26EM-3301-AREmergencySevere Winter StormIce Stormno Public Assistance recordedsame incident as DR-1819
2008-10-222008-09-13DR-1804-ARMajor disasterTropical Storm IkeHurricaneno Public Assistance recorded
2008-03-262008-03-18DR-1751-ARMajor disasterSevere Storms, Tornadoes, and FloodingInland Flooding; Tornado$609,191.78
2008-02-072008-02-05DR-1744-ARMajor disasterSevere Storms, Tornadoes, and FloodingInland Flooding; Tornado$173,618.60
2005-09-022005-08-29EM-3215-AREmergencyHurricane Katrina EvacuationHurricane: evacuation support, not a local hazard event; not countedno Public Assistance recorded
2003-01-062002-12-03DR-1450-ARMajor disasterSevere Ice StormIce Storm$47,940.64
2000-12-292000-12-12DR-1354-ARMajor disasterSevere Winter Ice StormIce Storm (primary); also designated: Cold Wave$112,115.64
1997-04-141997-04-04DR-1176-ARMajor disasterFlooding, Severe StormsInland Floodingno Public Assistance recorded
1991-05-301991-04-12DR-907-ARMajor disasterSevere Storms & FloodingInland Floodingno Public Assistance recorded
1990-05-151990-05-01DR-865-ARMajor disasterSevere Storms & FloodingInland Floodingno Public Assistance recorded
1988-11-231988-11-15DR-817-ARMajor disasterSevere Storms & TornadoesTornadoPA not declared for this county
1982-12-131982-12-13DR-673-ARMajor disasterSevere Storms, Tornadoes & FloodingInland Flooding; Tornadono Public Assistance recorded
1976-12-031976-12-03EM-3019-AREmergencyDroughtDroughtno Public Assistance recorded
1975-06-071975-06-07DR-471-ARMajor disasterHeavy Rains & FloodingInland Floodingno Public Assistance recorded
1973-04-271973-04-27DR-375-ARMajor disasterSevere Storms & FloodingInland Floodingno Public Assistance recorded
1972-01-271972-01-27DR-321-ARMajor disasterSevere Storms & FloodingInland Floodingno Public Assistance recorded
1969-02-151969-02-15DR-254-ARMajor disasterSevere Storms & FloodingInland Floodingno Public Assistance recorded

County Public Assistance: applicants the FEMA record places in this county, including any state agencies FEMA files there; statewide rows are listed on the state page; federal share obligated, nominal dollars.

Statewide declarations

Source: 2

DeclaredIncident beganFEMA numberTypeTitleMapped hazard
1964-03-201964-03-20DR-166-ARMajor disasterSevere Storms & FloodingInland Flooding
1963-08-021963-08-02DR-157-ARMajor disasterHeavy Rains & FloodingInland Flooding
1961-05-161961-05-16DR-112-ARMajor disasterFloods & TornadoesInland Flooding (primary); also designated: Tornado
1960-05-281960-05-28DR-102-ARMajor disasterTornadoes & FloodsTornado (primary); also designated: Inland Flooding
1958-05-151958-05-15DR-83-ARMajor disasterHeavy Rainstorms & FloodsInland Flooding
1957-05-291957-05-29DR-77-ARMajor disasterTornadoes, Rain, Hail & FloodsTornado (primary); also designated: Hail, Inland Flooding

FEMA recorded these with designated area Statewide and no county, so they are listed on every county page in the state and not counted with county rows. Local data needed: whether each one affected this county.

Previous occurrences by hazard, with explicit no-event rows

Sources: 2, 6, 7

HazardStorm Events records, all years on file(years in the Period column)Since plan approvalrecordsIn the 12 months before plan approvalrecordsLast 5 yearsrecordsDeclared incidents, all yearsseparate disastersDeclared since approvalseparate disastersPeriodStatement
Cold Wave9000101996 to 2026-06-30Includes 9 Frost/Freeze records.
Drought13000101996 to 2026-06-30
Earthquake000000Storm Events does not record earthquakes; the USGS earthquake catalog is the source.
Hail136202001955 to 2026-06-30
Heat Wave7000001996 to 2026-06-30
Hurricane4000201996 to 2026-06-30Includes 2 Tropical Depression records.
Ice Storm5000301996 to 2026-06-30
Inland Flooding393031711996 to 2026-06-30
Landslide0000001996 to 2026-06-30No recorded events, 1996 to 2026-06-30, NOAA NCEI Storm Events
Lightning5000001996 to 2026-06-30
Strong Wind157404301955 to 2026-06-30Includes 1 High Wind and 9 Strong Wind records.
Tornado251011221950 to 2026-06-30
Wildfire4000001996 to 2026-06-30
Winter Weather7311511211996 to 2026-06-30

Notable Storm Events records

Sources: 1, 6, 7

DateEvent typeMagnitude or extentDamagenominal dollarsDeaths, injuriesdirect onlyLocationWhy listed
2019-05-21High Wind50 kt (58 mph) estimated gust$0 property; $0 crops (zone total, 2019 dollars)0, 0NWS zone ARZ015 (IZARD), zone-levelB1-c worst recorded: High Wind and Strong Wind
2013-04-10Thunderstorm Wind87 kt (100 mph) estimated gust$1,800,000 property; $0 crops (2013 dollars)0, 1HORSESHOE BEND ARPT to DAYB1-c worst recorded: Thunderstorm Wind
2012-12-25Winter Storm$1,000,000 property; $0 crops (zone total, 2012 dollars)0, 0NWS zone ARZ015 (IZARD), zone-levelB1-c worst recorded: Winter Storm, Heavy Snow, Blizzard, Lake-Effect Snow, Winter Weather, Sleet
2012-06-25Heatdamage not reported0, 0NWS zone ARZ015 (IZARD), zone-levelB1-c worst recorded: Excessive Heat, Heat
2012-06-19Droughtdamage not reported0, 0NWS zone ARZ015 (IZARD), zone-levelB1-c worst recorded: Drought
2012-04-15Strong Wind30 kt (35 mph) estimated gust$0 property; $0 crops (zone total, 2012 dollars)1, 0NWS zone ARZ015 (IZARD), zone-leveldeaths or injuries recorded
2009-01-26Ice Storm$50,000,000 property; $0 crops (zone total, 2009 dollars)0, 0NWS zone ARZ015 (IZARD), zone-levelB1-c worst recorded: Ice Storm
2008-06-20Lightning$100,000 property; $0 crops (2008 dollars)0, 0BROCKWELLB1-c worst recorded: Lightning
2008-03-18Flood$12,000,000 property; $50,000 crops (2008 dollars)0, 0BOSWELL to RODNEYB1-c worst recorded: Flash Flood, Flood, Lakeshore Flood
2008-02-05TornadoEF3, 21.74 mi within this county, 880 yd wide$11,500,000 property; $0 crops (2008 dollars)2, 20GUION to LOVEdeaths or injuries recorded
1996-04-14TornadoF4, 28 mi within this county, 880 yd wide$5,000,000 property; crops not reported (1996 dollars)2, 30SYLAMORE to HORSESHOE BEND ARPTdeaths or injuries recorded
1970-06-19Hail8 indamage not recorded (pre-1996 record)0, 0location not recordedB1-c worst recorded: Hail

The full list is in the Excel file, sheet "B1-d Storm Events history" (477 rows).

Location is the place NOAA recorded, as written in its data; it need not be a jurisdiction in this plan.

Local data needed: state-declared emergencies, from your state emergency management agency (federal data do not include them).

Tribal and special-area declarations in this state are listed on the state page.

Supports FEMA checklist item B1-e: probability of future events

Probability: FEMA annualized frequency and descriptor per hazard

Sources: 5, 6

HazardFEMA annualized frequency (modeled)unit per rowUnitIn plain termsDescriptorDescriptor basisNRI events or days in its record period (hail, wind and tornado are area-weighted, so can be fractional)NRI periodLocationNote
Cold Wave2.32event-days per yearabout 2.32 days per yearStorm Events event-days in 0 of 30 years, 1996 to 2025 (0%)442005-11-12 to 2024-11-12 (19 years)countywideNo Storm Events cold wave record, 1996 to 2025.
Drought12.9event-days per yearabout 12.9 days per yearLikelyStorm Events event-days in 5 of 30 years, 1996 to 2025 (16.7%)3992000 to 2025 (25.25 years; D3 and D4 only)countywide
Earthquake0.00489annual probability at a locationchance a given location in the county has at least minor-damage shaking in a year: 0.489%not shownmodeledsee B1-fNo descriptor (Storm Events does not record earthquakes).
Hail4.11events per yearabout 4.11 per yearHighly likelyFEMA annualized frequency (modeled)156.1 (modeled)1986 to 2023 (38 years)countywide
Heat Wave10.3event-days per yearabout 10.3 days per yearLikelyStorm Events event-days in 3 of 30 years, 1996 to 2025 (10%)1782005-11-12 to 2024-11-12 (19 years)countywide
Hurricane0.0161events per yearabout 1 in 62 yearsPossibleFEMA annualized frequency (modeled)41851 to 2024 (Atlantic)see B1-fNRI counts hurricane and tropical storm tracks passing within storm-force wind range; federal declarations are in B1-d.
Ice Storm1.73event-days per yearabout 1.73 days per yearLikelyStorm Events event-days in 5 of 30 years, 1996 to 2025 (16.7%)1171946-12-31 to 2014-02-12 (67 years)countywide
Inland Flooding1.11event-days per yearabout 1.11 days per yearLikelyStorm Events event-days in 15 of 30 years, 1996 to 2025 (50%)311996 to 2023 (28 years)see B1-f
Landslide1.39events per year (modeled)about 1.39 per yearHighly likelyFEMA annualized frequency (modeled)not shownmodeledsee B1-f
Lightning57.2days per year with a strikeabout 57.2 days per yearHighly likelyFEMA annualized frequency (modeled)not shown1995 to 2023 (29 years; CONUS)countywide
Strong Wind2.46events per yearabout 2.46 per yearHighly likelyFEMA annualized frequency (modeled)941986 to 2023 (38 years)countywide
Tornado0.373events per yearabout 1 in 3 yearsLikelyFEMA annualized frequency (modeled)not shown1950 to 2023 (EF2+); 1986 to 2023 (EF0-1)see B1-f
Wildfire0.00216annual probability at a locationchance a given location in the county burns in a year: 0.216%PossibleStorm Events records in 2 of 30 years, 1996 to 2025 (6.67%)not shownmodeledsee B1-f
Winter Weather8.47event-days per yearabout 8.47 days per yearHighly likelyStorm Events event-days in 27 of 30 years, 1996 to 2025 (90%)1612005-11-12 to 2024-11-12 (19 years)countywide

FEMA annualized frequency (modeled) is the National Risk Index v1.20 (December 2025) estimate of how often a hazard affects this county in a year; it is not recorded events divided by years, and its unit differs by hazard (events, event-days, or days with a lightning strike per year). For earthquake, wildfire, coastal flooding and tsunami the value is the chance (or number of events) at a location in the county, not across the county, so no "1 in N years" is given and the descriptor comes from Storm Events where it has a record (none for earthquake). The Methods page gives each hazard's method, from FEMA's National Risk Index Technical Documentation v1.20.

Where NRI gives event-days, the descriptor comes from the share of years with a Storm Events record; NRI's source records more events, so the two differ.

Descriptor scale used in this packet (defined per unit)

Sources: 5, 6

UnitDescriptorDefinition
events per yearHighly likely1 or more per year
events per yearLikelyabout once in 1 to 10 years
events per yearPossibleabout once in 10 to 100 years
events per yearUnlikelyless than once in 100 years
annual probabilityLikely10% to under 100% chance in a given year
annual probabilityPossible1% to under 10% chance in a given year
annual probabilityUnlikelyunder 1% chance in a given year
event-days (share of years)Highly likelyevent-days recorded in 90% or more of years
event-days (share of years)Likelyevent-days recorded in 10% to under 90% of years
event-days (share of years)Possibleevent-days recorded in some years but under 10% of years
lightning strike-daysHighly likelycloud-to-ground strikes on 1 or more days per year

Intensity bands: historical frequency (Storm Events)

Source: 6

HazardBandYearsEventscounty-coded recordsYears in periodEvents per yearevents / years
Hail1.00-1.99 in1996 to 202559301.97
Hail2.00 in+1996 to 20256300.2
Thunderstorm Wind (counted as NRI Strong Wind)50-64 kt1996 to 2025116303.87
Thunderstorm Wind (counted as NRI Strong Wind)65 kt+1996 to 20255300.167
Thunderstorm Wind (counted as NRI Strong Wind)unmeasured or below 50 kt1996 to 20250300
TornadoEF0-11996 to 20258300.267
TornadoEF2-31996 to 20255300.167
TornadoEF4-51996 to 20251300.0333
Tornadounrated (EFU)1996 to 20250300

The bands show how often events of each severity were recorded in this county, to profile how severe events have been (FEMA's probability item asks for the range of intensities).

Hail smaller than 1 inch is not counted: on 2010-01-05 the National Weather Service raised its severe-hail threshold from 3/4 inch to 1 inch, so smaller reports became less common after 2009 (NWS Service Change Notice 09-52). NRI hail frequency uses a 0.75 inch threshold.

Optional: future conditions. Not a required item in the 2025 FEMA Local Mitigation Planning Policy Guide; some states ask for it. The federal Climate Mapping for Resilience and Adaptation (CMRA) site gives county exposure to future climate conditions (https://resilience.climate.gov/).

Supports FEMA checklist item B1-f: hazards that vary across jurisdictions

Range of census tract risk within the county

Source: 5

HazardTractsrated of allNRI risk score, 0 to 100Tracts by rating
MinMedianMax
Cold Wave4 of 487.788.794.1Relatively High 4
Drought2 of 489.489.489.5Relatively Low 2, No Rating 2
Earthquake4 of 479.882.688.3Relatively Moderate 4
Hail4 of 454.759.068.2Relatively Low 4
Heat Wave4 of 478.184.489.7Relatively High 2, Relatively Moderate 2
Hurricane4 of 446.548.852.9Relatively Low 1, Very Low 3
Ice Storm4 of 499.9100.0100.0Very High 4
Inland Flooding4 of 459.485.294.7Relatively High 2, Relatively Moderate 2
Landslide4 of 481.991.996.3Relatively Moderate 1, Relatively Low 3
Lightning4 of 489.093.596.9Very High 1, Relatively High 3
Strong Wind4 of 497.098.499.2Very High 4
Tornado4 of 482.888.496.3Very High 1, Relatively High 3
Wildfire4 of 480.788.291.3Relatively Moderate 2, Relatively Low 2
Winter Weather4 of 487.089.995.2Relatively High 4

Drought: Agriculture is all of NRI's expected annual loss for this hazard in the county, so the tract range mostly reflects where crop and livestock value is.

Rated tracts only: No Rating (score 0.0), Not Applicable and Insufficient Data tracts are counted but not used for the minimum, median and maximum.

The score ranks a tract against all U.S. tracts (100 = highest). The rating is FEMA's category for the tract's risk value, computed differently, so the two can disagree.

Frequency data for cold wave, drought, hail, heat wave, ice storm, lightning, strong wind and winter weather are county-wide or coarse (49 km grid or NWS zone), the same for every jurisdiction; the tract range mostly reflects where buildings and people are (crop and livestock value where a line above names agriculture).

Each jurisdiction (starting figures from federal data)

Sources: 1, 3, 4, 6

JurisdictionTypePlan statusRepetitive lossFMA RL and SRL (44 CFR 77.2); repeat-flood, any definitionPublic Assistance to this jurisdictionFEMA records matched by applicant name; federal share obligated, nominal dollarsEvent records naming this placeall years; since its planNotes
Izard CountyCountyExpired on 2026-09-14FMA RL 3, SRL 2; any 12$4,610,330.880 total; 0 since its plan
Calico Rock cityCityExpired on 2026-09-14FMA RL 4, SRL 1; any 4$33,420.4350 total; 3 since its plan
Franklin townTownExpired on 2026-09-14FMA RL 0, SRL 0; any 0no Public Assistance recorded21 total; 1 since its plan
Guion townTownExpired on 2026-09-14FMA RL 0, SRL 0; any 0no Public Assistance recorded10 total; 0 since its plan
Horseshoe Bend cityCityExpired on 2026-09-14FMA RL 0, SRL 0; any 0$620,608.0621 total; 0 since its plan
Melbourne cityCityExpired on 2026-09-14FMA RL 0, SRL 0; any 0$174,941.1952 total; 2 since its plan
Mount Pleasant townTownExpired on 2026-09-14FMA RL 0, SRL 0; any 0$49,391.0215 total; 0 since its plan
Oxford cityCityExpired on 2026-09-14FMA RL 0, SRL 0; any 0$108,35325 total; 0 since its plan
Pineville townTownExpired on 2026-09-14$24,921.8816 total; 0 since its planNo NFIP community ID on this jurisdiction's plan row.

Repetitive-loss counts are for whole NFIP communities, which can extend beyond this county (see the note in B2-c).

School districts and special districts get a plan clock row only.

County Public Assistance in B1-d also includes applicants filed under the county that are not jurisdictions in this plan (for example state agencies, special districts and nonprofits), so the jurisdiction rows add up to less.

Supports FEMA checklist items B2-a and B2-b: vulnerability and potential impacts

Local data needed

The table below gives county-level starting figures; the plan describes impacts for each jurisdiction and its own assets.

  • Critical facilities and lifelines per hazard
  • A problem statement per jurisdiction per hazard
  • Changes in development in hazard-prone areas since the last approval, or a statement of none (E1-a)
  • Future assets

County-level starter: exposure, expected annual loss and damage since the plan

Sources: 1, 2, 3, 5, 6, 7

HazardBuilding exposuremodeled dollarsAgriculture exposuremodeled dollarsPopulation exposedpeopleEAL buildingsmodeled dollars per yearEAL agriculturemodeled dollars per yearCost of expected deaths and injuriesFEMA's dollar value per year, not property damageEAL as % of exposurebuildings; agriculture where notedStorm Events damage since 2021-09-15county-coded records, property plus crops, nominal dollarsZone-level damage since planproperty plus crops, reported for the zonePublic Assistance since plannominal dollars; see noteNote
Cold Wave$2,371,163,137$84,856,07213,545$51$202,724$628,872under 0.0001%
Droughtn/a$910,859n/an/a$20,127n/a2.21% (agriculture)NRI has no building exposure for this hazard; agriculture shown
Earthquake$4,009,055,054n/a13,577$596,386n/a$379,8200.0149%
Hail$2,371,163,137$84,856,07213,545$27,406$5,088$1,0940.00116%$0
Heat Wave$2,371,163,137$84,856,07213,545$13$237$347,329under 0.0001%
Hurricane$2,367,451,365$83,302,90613,507$10,341$8,022$1310.000437%
Ice Storm$2,371,163,137n/a13,545$2,225,801n/a$71,2590.0939%
Inland Flooding$2,366,716,810$7,993,094614$3,546,762$26,211$45,269n/a (see note)$0$1,860,577.26NRI counts the full building value of any census block with some flood loss; this is not the value of buildings in the floodplain. Use local FIRM overlays for B2-a/B2-b.
Landslide$99,892,227n/a706$2,873n/a$1,1020.00288%
Lightning$2,371,163,137n/a13,545$10,153n/a$143,8810.000428%
Strong Wind$2,371,163,137$84,856,07213,545$136,731$17,214$541,6600.00577%$180,000
Tornado$2,371,163,137$84,856,07213,545$448,540$1,227$560,8990.0189%$325,000$1,860,577.26
Wildfire$227,548,964$35,302,0294,240$42,525$549$13,4060.0187%
Winter Weather$2,371,163,137$84,856,07213,545$38,173$857$8,5540.00161%$0no Public Assistance recorded (1 declaration)

Totals since 2021-09-15 (Storm Events through 2026-06-30): 9 county-coded records, 9 with a damage value recorded (including $0), $505,000; 12 zone-level records, 10 with a damage value recorded (including $0), $0 reported for the zone; Public Assistance: $1,860,577.26 on 4 counted declarations, 1 of them with Public Assistance.

FEMA does not split Public Assistance by hazard. A declaration mapped to several hazards is listed under each of them with its full amount, so the per-hazard column does not add up to the total; the unit total counts each declaration once.

NRI computes earthquake exposure on its own basis, so it exceeds the county building value in B2-a.

Supports FEMA checklist item B2-a: vulnerability (county context)

County context

Source: 5

MeasureValue
Population13,545
Building value (total, not at risk)$2,371,163,137
Agriculture value (total, not at risk)$84,856,072
NRI risk rating (all hazards)Relatively Low
Expected annual loss, buildings and agriculture, all hazards$7,368,012
Expected annual loss, population equivalence, all hazards (NRI values each statistical life at $13.7M; a modeled value of expected deaths and injuries, not property damage)$2,743,276
Social vulnerability ratingVery High
Community resilience ratingVery Low
NRI versionDecember 2025

FEMA's all-hazard expected annual loss adds buildings, agriculture and population equivalence; this table gives the property part and the population-equivalence part as separate rows.

Social vulnerability: higher means people are more likely to be harmed and slower to recover. Community resilience: lower means the community is less able to recover. High social vulnerability and low resilience both raise the NRI risk rating.

Supports FEMA checklist item B2-c: repetitive loss properties

Repetitive loss in this county, both definitions

Sources: 1, 4

DefinitionPropertiesSevere repetitive lossProperties
Repetitive loss, FMA definition (44 CFR 77.2)7Severe repetitive loss, FMA definition (44 CFR 77.2)3
Repetitive loss, NFIP insurance definition17Severe repetitive loss, NFIP insurance definition3

The state NFIP coordinator's list, the source FEMA's Handbook names, often uses the NFIP insurance definition (second row).

Repeat-flood properties: county and state-level rows

Sources: 1, 4

ScopeRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
County total731731701
of which: Calico Rock city4141400
of which: Izard County (unincorporated area)321221201
of which: Unknown (community ID Unknown in FEMA data)0010100
Statewide, no county in FEMA's file0030300

The statewide row counts properties FEMA's file gives with no county in this state; they are listed for reference and are not in this county's counts.

Repeat-flood properties by jurisdiction in the plan (NFIP community)

Sources: 1, 4

JurisdictionNFIP community IDRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
Izard County050439321221201
Calico Rock city0500944141400
Franklin town0504570000000
Guion town0502480000000
Horseshoe Bend city0502560000000
Melbourne city0503480000000
Mount Pleasant town0500950000000
Oxford city0502730000000

Counts by occupancy group for each jurisdiction are in the Excel file, sheet "B2-c Jurisdictions".

Jurisdiction rows are whole NFIP communities and need not add up to the county total: a community that extends into another county is counted in full on each jurisdiction row, while the county table counts only its part in this county.

County repeat-flood properties by occupancy group

Sources: 1, 4

Occupancy groupRL, FMApropertiesSRL, FMApropertiesRL, NFIPpropertiesSRL, NFIPpropertiesAny categorypropertiesMitigatedpropertiesCurrently insuredproperties
single-family residential321321301
2 to 4 unit residential0000000
other residential0000000
non-residential4141400
not reported0000000

FEMA's occupancy groups have no institutional class; institutional properties are counted in non-residential or other residential in the table by occupancy group.

FMA RL and FMA SRL are the Flood Mitigation Assistance definitions (44 CFR 77.2), the ones the FEMA Local Mitigation Planning Policy Guide cites. NFIP repetitive loss (the FEMA insurance definition) is 2 or more claims over $1,000 in 10 years, and a property can leave that group once it is mitigated. Also shown: NFIP severe repetitive loss, any category, mitigated and currently insured. The Methods page gives the OpenFEMA field details.

Counts are aggregates of FEMA's public NFIP Multiple Loss Properties file (FEMA's data date 2026-08-02; file version 2026-08-04). No property is identified. County assignment is FEMA's geocode.

In this county 0 properties are FMA repetitive loss but not NFIP repetitive loss, and 10 properties are NFIP repetitive loss but not FMA repetitive loss.

Exact counts; no count suppression.

Sources

Tables cite these sources by number. The full list, for the plan's bibliography (FEMA review item A4-a):

  1. FEMA, OpenFEMA HazardMitigationPlanStatuses v1, version 2026-09-29T134039Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/HazardMitigationPlanStatuses (API)
  2. FEMA, OpenFEMA DisasterDeclarationsSummaries v2, version 2026-09-29T162832Z, pulled 2026-09-30, https://www.fema.gov/api/open/v2/DisasterDeclarationsSummaries (API)
  3. FEMA, OpenFEMA PublicAssistanceFundedProjectsSummaries v1, version 2026-09-29T150754Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/PublicAssistanceFundedProjectsSummaries (API)
  4. FEMA, OpenFEMA NfipMultipleLossProperties v1, version 2026-08-04T164045Z, pulled 2026-09-30, https://www.fema.gov/api/open/v1/NfipMultipleLossProperties (API)
  5. FEMA, FEMA National Risk Index 1.20.0 (December 2025), county and census tract tables, version 1.20.0, pulled 2026-09-30, https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_Counties.zip (download, 25 MB), https://www.fema.gov/about/reports-and-data/openfema/nri/v120/NRI_Table_CensusTracts.zip (download, 635 MB)
  6. NOAA NCEI, NOAA NCEI Storm Events Database, details files (csvfiles v1.0), version c20260918, pulled 2026-09-30, https://www.ncei.noaa.gov/pub/data/swdi/stormevents/csvfiles/
  7. NOAA National Weather Service, NWS county-public forecast zones correlation file, version bp03mr20 to bp16ap26 (11 files; newest bp16ap26), pulled 2026-09-30, https://www.weather.gov/gis/ZoneCounty
  8. U.S. Census Bureau, Census 2024 Gazetteer, 2020 place by county, CT county-to-cousub crosswalk, version 2024-gazetteer, pulled 2026-09-30, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_counties_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_cousubs_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_place_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_unsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_elsd_national.zip, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/2024_Gaz_scsd_national.zip, https://www2.census.gov/geo/docs/reference/codes2020/national_place_by_county2020.txt, https://www2.census.gov/geo/docs/reference/ct_change/ct_cou_to_cousub_crosswalk.xlsx (used to match place names and codes; no table prints its values)

What this packet is and what the plan adds

This packet is the federal data for the plan's risk assessment (the summary on page 1 says how it is organized); the plan and FEMA's review decide whether each item is met.

The plan adds what only the community has: local data on assets, critical facilities, development and each jurisdiction's impacts; local hazard history, including state-declared emergencies; the mitigation strategy; and adoption.

How the federal data are built: National Risk Index values are FEMA's model, not counts of events. Storm Events is more complete from 1996; zone-level records are placed by forecast zone, not by location in the county. Public Assistance for a jurisdiction is matched by applicant name. The Methods page gives every rule and the known edge cases.

OpenFEMA disclaimer

This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Reuse, citation and corrections

Reuse and citation: Hazard Plain text and tables are licensed under Creative Commons Attribution 4.0 International (CC BY 4.0, https://creativecommons.org/licenses/by/4.0/); credit Hazard Plain and the release. The underlying federal data are public domain; OpenFEMA data are also subject to the OpenFEMA terms and conditions.

Cite this: Hazard Plain (2026). Izard County, AR: risk-assessment baseline packet, release 2026-10 (data as of 2026-09-30; County FIPS 05065). Automated baseline. https://hazardplain.org/ar/05065/ Built from FEMA OpenFEMA, the FEMA National Risk Index and NOAA NCEI Storm Events; source versions in the packet's Sources list.

Corrections: to report an error, name the packet, the table and what your records show. Contact: [email protected]